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What happens when alternative investments shift from niche products to the industry's go-to value proposition? In this episode, we're joined by financial planner and self-described "pathological nerd" Aravind Sithamparapillai for a rigorous exploration of private markets, product due diligence, advisor incentives, and the narratives driving the surging popularity of alts. Aravind has become known in advisor circles for asking the uncomfortable questions at conferences—the ones that expose gaps in explanations, shaky assumptions, and in some cases, outright contradictions. In this conversation, he shares the stories and analytical frameworks behind his deep dives into mortgage funds, private credit, private real estate, IRR-based marketing, vintage stacking, stale pricing, operational risk, and why even large professional allocators get burned. We explore how advisors are selling alts, how funds are pitching them, what due diligence actually requires, how expected returns can be decomposed, and why illiquidity and "low correlation" benefits rarely play out in practice. Aravind also explains how some funds maintain stable NAVs through "extend and pretend," how gating works, why audited financials aren't a safety blanket, and why even top-tier firms miss red flags. Key Points From This Episode: (0:00:38) Aravind's introduction and reputation for deep, "pathological" research (0:02:23) Why alts have become embedded in Toronto's planning culture (0:03:38) Client pressure, advisor FOMO, and the belief that 60/40 is "broken" (0:05:31) Aravind's personal path into indexing, factors, and Dimensional (0:10:46) Why he started digging into alts: curiosity, client conversations, and advisor narratives (0:13:47) The "conference meme": why he asks questions others avoid (16:58) The role of intellectual honesty vs. industry narratives (20:19) The pivotal 2023 mortgage fund story: duration, turnover, and a major contradiction (22:51) "Extend and pretend": how stable NAVs can be manufactured (28:59) What "gating" actually means and why it matters (31:48) Marketing tactics: cherry-picked start dates and chart crimes (32:47) IRR manipulation, vintage stacking, and anchoring bias (36:35) Why comparing gross private credit returns to net equity returns is misleading (39:18) The problem with "low correlation" as a selling point (41:00) Why rebalancing with illiquid assets often fails in practice (44:58) How Aravind builds expected return estimates for alts (47:07) Private real estate: why expected returns often land near public market levels (48:48) A case study: apparent outperformance disappears once you match the right benchmark (51:43) The idiosyncratic risk of overweighting single-sector, single-region REITs (55:12) Why most advisors don't truly understand the all-in fees (58:00) What real due diligence should include (and why it's so hard) (1:00:35) Should advisors trust third-party due diligence providers? (1:02:58) How much comfort should investors take from audited financials? (1:05:02) Why valuation levels (1–3) matter and why most private funds use Level 3 inputs (1:06:00) The overall conclusion: markets work, but alts require extraordinary scrutiny Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Today on Coast To Coast Hoops Greg recaps Saturday's results, talks to Ben Wilson vs VSIN about the start to the season the Big Ten has had, teams off to bad starts that might regret a change in pace & philosophy, & teams Ben is bullish on, & Greg picks & analyzes EVERY Sunday game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 2:52-Recap of Saturday's results14:11-Interview with Ben Wilson32:12-Start of picks Princeton vs St. Joseph's34:22-Picks & analysis for Old Dominion vs WIlliam & Mary37:00-Picks & analysis for South Alabama vs UT San Antonio39:42-Picks & analysis for Tennessee St vs Chattanooga42:09-Picks & analysis for Hofstra vs Pennsylvania44:20-Picks & analysis for Wyoming vs Texas Tech46:46-Picks & analysis for Belmont vs Charleston49:03-Picks & analysis for St. Bonaventure vs Florida Atlantic51:05-Picks & analysis for San Diego vs Long Beach St53:21-Picks & analysis for CS Bakersfield vs Fresno St55:32-Picks & analysis for UC Irvine vs San Jose St57:48-Start of extra games Merrimack vs La Salle59:40-Picks & analysis for Ball St vs Le Moyne1;01;36-Picks & analysis for Siena vs Maine1;04:13-Picks & analysis for Appalachian St vs UNC Asheville1:06:27-Picks & analysis for Stonehill vs Quinnipiac1:08:39-Picks & analysis for New Hampshire vs Fairfield1:10:58-Picks & analysis for Stetson vs Robert Morris1:13:19-Picks & analysis for Yale vs Vermont1:15:11-Picks & analysis for Cornell vs Bucknell1:17:53-Picks & analysis for Monmouth vs Lafayette1:19:55-Picks & analysis for Mercyhurst vs West Virginia1:22:07-Picks & analysis for Colgate vs Fordham1:24:52-Picks & analysis for Alabama A&M vs Coastal Carolina1:27:18-Picks & analysis for Prairie View vs North Texas1:29:44-Picks & analysis for Longwood vs American1:32:08-Picks & analysis for The Citadel vs Presbyterian1:34:24-Picks & analysis for Coppin St vs Loyola MD Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, we feature two conversations that highlight PWL's culture, values, and intentional approach to advice. We first sit down with Trevor Daigle and Brett Watt, founders of EB Wealth in Halifax, to talk about why they chose to merge their thriving independent practice with PWL — PWL's first acquisition in Atlantic Canada. Trevor and Brett open up about what they saw in PWL's infrastructure, culture, and client-first philosophy, the internal hurdles they had to clear (including their own egos), and the moment they realized they "couldn't unsee" what PWL had built. Then, in the second half of the episode, PWL Portfolio Manager and Financial Planner Phil Briggs walks us through a remarkable real-world case. A podcast listener's father decided to take the commuted value of his defined benefit pension… and the family approached PWL to invest it. Rather than simply execute the plan, Phil stepped back to rigorously analyze whether that decision made sense at all. The result is one of the most compelling demonstrations of evidence-based financial planning we've featured on the show — covering risk pooling, tax implications, Monte Carlo results, survivor benefits, and the emotional side of decision-making. Key Points From This Episode: (0:00:51) Welcoming Trevor and Brett — and why their practice, EB Wealth, aligned so closely with PWL's holistic philosophy. (0:02:30) How long-term cultural fit, infrastructure, and research depth drove their decision to join PWL. (0:04:57) "We can't unsee that": The moment a visit to Ottawa convinced them PWL's values were real at every level. (0:07:45) Their biggest concern: giving up control after years of running an independent practice — and how that shifted. (0:09:43) Setting aside ego: How thinking long-term and client-first changed their perspective on joining PWL. (0:11:35) What excites them most about the future: growth, learning, and being surrounded by experts who prioritize client outcomes. (0:13:17) Seeing PWL's collaborative culture in action — and why industry-typical "sales meetings" were nowhere to be found. (0:14:43) Transitioning clients and feeling the immediate impact on conversations and relationships. (15:05) The setup: A podcast listener reaches out after his father already decided to take the commuted value of a DB pension. (17:25) Why Phil was surprised — and the questions he wanted answered before talking about investing. (17:25–18:49) The benefits of staying in a DB pension: risk transfer, inflation protection, and mortality pooling. (19:07) The risks: employer insolvency, underfunding, and historical examples like Sears Canada and Nortel. (20:10–22:04) Evaluating pension solvency: sponsors, surplus status, funding ratios, diversification, and regulatory filings. (23:49) Reasons someone might take the commuted value: investment preferences, life expectancy concerns, and survivor benefits — the central issue in this case. (25:15–30:52) The tax trap: how the "excess amount" of a commuted value can trigger immediate taxation — in this case at the 53.53% marginal rate — and how RRSP room and PARs interact. (31:26–33:53) Modeling the decision: building retirement scenarios in financial planning software, including spending, inflation, CPP/OAS, rental income, and Monte Carlo analysis. (34:00–37:54) Results: 60/40 investment after commuting: overfunded plan but with significant volatility. 100% equity: higher legacy, similar failure rate. Leaving the pension with the employer: similar retirement score but dramatically higher Monte Carlo success (96%) due to guaranteed income, inflation hedging, and tax smoothing. (38:32–40:55) Why the pension's stable income floor and deferred taxation made such a big difference — even in a shortened-life-expectancy scenario. (41:05–41:37) Other firms simply accepted the commuted-value plan; PWL was the only firm to fully analyze the decision. (43:50–44:53) How personal values, risks, and emotional comfort interact with data in real financial planning decisions. (45:00–47:28) The next decision: choosing between a higher pension with a 2/3 survivor benefit or a lower pension with a 100% survivor benefit — and how break-even analysis (age 81) informed the client's choice. (47:44–48:31) Why planning software provides clarity people can't get through gut feel alone. (48:31–49:59) Trust and incentives: why turning down a large investable sum was the right decision — and why PWL celebrates that. (50:08–51:01) Culture + incentives: how PWL's structure allows advisors to prioritize clients without sales pressure. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
My first interview with Ben Wilson, creator of How To Take Over The World.
The Western Dubuque Bobcats enter the new season with a fresh sense of direction under Head Coach Ben Wilson. Following a 5-17 finish and a tough 2-12 mark in the Mississippi Valley Conference, the Bobcats look to take meaningful steps forward with returning leaders, emerging talent, and a program focused on growth.Coach Wilson joins the Dubuque Area Sports Podcast to break down:Returning award winners and key veteransStarters and role players stepping into expanded responsibilitiesPromising newcomers ready to impact varsity minutesThe challenge of replacing last year's top two scorers (19 points per game combined)Lessons learned from last seasonWhat fans can expect from the Bobcats in 2025This episode dives into culture, development, and the long-term vision Coach Wilson has for the Western Dubuque boys basketball program. A must-listen for Bobcat fans and MVC hoops followers!
In this episode of Rational Reminder, Ben Felix, Cameron Passmore, and Ben Wilson return with a classic AMA format—answering listener questions that dig deep into the behavioral and evidence-based foundations of sensible investing. From lump-sum investing to the psychology of advice, the trio blend data, humor, and clear thinking to demystify complex financial ideas. They discuss the behavioral logic behind dollar-cost averaging, why mutual funds might actually be more tax-efficient than ETFs in Canada, and whether technology could ever truly replace human financial advisors. Plus, they share their biggest investing mistakes (yes, Bitcoin makes an appearance), dissect the rise of "buffered" ETFs, and explain why chasing complexity usually costs investors more than it helps. Key Points From This Episode: (0:00:05) Introduction – The first episode featuring all three hosts together: Ben Felix, Cameron Passmore, and Ben Wilson. (0:44) OneDigital update: expanding evidence-based advice across Canada with new PWL partners in Halifax. (2:36) The mission in motion – bringing the "markets work and planning matters" philosophy to more Canadians. (5:29) "Finding and funding a good life" – how PWL integrates wellness and happiness into financial planning. (6:16) AMA Question 1: Lump-sum vs. dollar-cost averaging — why lump-sum wins 65% of the time. (10:05) Base rates, behavioral regret, and the real role of an advisor. (12:22) The 2020 PWL paper results and how behavioral hedging fits in. (16:10) If dollar-cost averaging feels safer, maybe your portfolio is too aggressive. (18:08) AMA Question 2: Advice for smaller portfolios — how technology, AI, and fee-only planners can fill the gap. (21:01) Can AI really replace advisors? Cameron's Waymo analogy sparks debate. (23:33) AMA Question 3: Mutual funds vs. ETFs — why in Canada, mutual funds may actually be more tax-efficient. (30:00) The Capital Gains Refund Mechanism (CGRM) explained — and why it matters. (34:31) Dimensional's Canadian funds vs. Vanguard ETFs — tax distribution data that surprises most investors. (37:40) AMA Question 4: Are discount bonds priced for tax efficiency? The evidence says no—discount bonds still win. (42:23) AMA Question 5: Biggest investment mistakes — from Bitcoin regrets to house-buying reflections. (48:15) AMA Question 6: Buffered ETFs — comfort, complexity, and why simple portfolios outperform. (53:45) Simplicity as a superpower — why "markets work" is still the most radical idea in finance. (55:27) AMA Question 7: Updating the RR model portfolio — why there's no "optimal" portfolio and simplicity wins again. (58:31) After show: Reviews, humor, and a reminder about "No Net Worth November." (1:04:15) Life offline — Cameron's reflections on quitting social media and finding clarity. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Today on Coast To Coast Hoops Greg recaps Monday's results, talks to Ben Wilson of VSIN about the high scoring blowouts we have seen to start the season, tricky schedule spots early on for soe teams, & Tuesday's games, & Greg picks & analyzes EVERY Tuesday game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 2:50-Recap of Sunday's results16:22-Interview with Rocco Miller41:58-Start of picks Iona vs UMKC44:12-Picks & analysis for Michigan vs Wake Forest46:50-Picks & analysis for Appalachian St vs Ohio St49:43-Picks & analysis for Toledo vs Wright St52:32-Picks & analysis for William & Mary vs Richmond55:20-Picks & analysis for Dayton vs Cincinnati57:41-Picks & analysis for Northeastern vs Harvard1:00:02-Picks & analysis for Sacred Heart vs Villanova1:03:12-Picks & analysis for Pennsylvania vs Providence1:06:17-Picks & analysis for Morehead St vs Clemson1:08:54-Picks & analysis for Davidson vs Charlotte1:11:43-Picks & analysis for Florida St vs Florida1:14:44-Picks & analysis for CS Fullerton vs California1:17:05-Picks & analysis for La Salle vs Temple1:19:10-Picks & analysis for Eastern IL vs Notre Dame1:21:32-Picks & analysis for Yale vs Quinnipiac1:23:57-Picks & analysis for CS Northridge vs North Dakota St1:27:13-Picks & analysis for Stephen F Austin vs Rice1:29:38-Picks & analysis for Arkansas St vs Missouri St1:32:13-Picks & analysis for Tulane vs Louisiana1:34:52-Picks & analysis for Buffalo vs DePaul1:37:09-Picks & analysis for Murray St vs SMU1:39:41-Picks & analysis for Kentucky vs Louisville1:41:58-Picks & analysis for Wofford vs Auburn1:44:18-Picks & analysis for Texas Tech vs Illinois1:46:53-Picks & analysis for Ball St vs Wisconsin1:51:10-Picks & analysis for Delaware vs BYU1:53:35-Picks & analysis for Hampton vs Virgina1:56:19-Picks & analysis for Northern Arizona vs Arizona1:59:28-Picks & analysis for Memphis vs Ole Miss2:02:44-Picks & analysis for Loyola Marymount vs UTEP2:05:10-Picks & analysis for UC Riverside vs New Mexico2:07:22-Picks & analysis for UT RIo Grande Valley vs Boise St2:09:47-Picks & analysis for Western IL vs CS Bakersfield2:11:16-Picks & analysis for UC Santa Barbara vs Sacramento St2:14:50-Picks & analysis for Creighton vs Gonzaga2:17:09-Picks & analysis for Ohio vs St. Mary's2:19:49-Picks & analysis for Montana vs UNLV2:22:21-Start of Extra Games Long Island vs Air Force2:24:57-Picks & analysis for UMBC vs Morgan St2:27:43-Picks & analysis for Navy vs Penn St2:30:46-Picks & analysis for Lipscomb vs UNC Asheville2:32:56-Picks & analysis for Stonehill vs Rhode Island2:35:43-Picks & analysis for Wagner vs Fordham2:38:12-Picks & analysis for Florida A&M vs Central Florida2:40:30-Picks & analysis for Central Connecticut vs Boston College2:43:00-Picks & analysis for Drexel vs Colgate2:45:25-Picks & analysis for Norfolk St vs Old Dominion2:47:48-Picks & analysis for Alcorn St vs Maryland2:50:41-Picks & analysis for Northwestern St vs North Alabama2:52:43-Picks & analysis for Duke vs Army2:55:07-Picks & analysis for Chicago St vs Butler2:57:46-Picks & analysis for Mount St. Mary's vs St. Francis PA2:59:46-Picks & analysis for Winthrop vs Coastal Carolina3:02:46-Picks & analysis for Georgia Southern vs Florida Gulf Coast3:05:46-Picks & analysis for Radford vs North Carolina3:07:46-Picks & analysis for Bucknell vs Princeton3:09:46-Picks & analysis for NJIT vs Loyola MD3:12:46-Picks & analysis for Jacksonville vs High Point3:14:46-Picks & analysis for Alabama St vs UAB3:17:46-Picks & analysis for Central Arkansas vs Arkansas3:20:46-Picks & analysis for Texas A&M CC vs Kansas3:22:46-Picks & analysis for Merrimack vs Tarleton St3:24:46-Picks & analysis for Queens NC vs Duquesne3:27:46-Picks & analysis for MD Eastern Shore vs Nebraska3:29:46-Picks & analysis for Arkansas Pine Bluff vs Oklahoma3:31:46-Picks & analysis for Austin Peay vs Wyoming Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Lee Kuan Yew took a crowded, dirty, poor port town, and turned it into one of the world's great cities. How was he able to lead such an incredible transformation of Singapore? 00:00 Introduction 03:50 Early Life and Education 12:00 The Japanese Occupation and Its Impact 17:30 Post-War Singapore and the Road to Independence 24:45 The People's Action Party and Early Governance 37:30 Operation Coldstore and the Fight Against Communism 40:00 Ethnic Tensions and Operation Cold Store 41:15 Formation of Malaysia and Rising Tensions 42:30 Singapore's Expulsion and Independence 43:50 Lee Kuan Yew's Emotional Address 46:40 Building a Defense Strategy 51:20 Lee Kuan Yew's Ideology and Governance 59:00 Economic Growth and Development 01:06:20 Social Progress and Urban Development 01:15:00 Conclusion and Legacy --- Sponsors: Zashi for Z Cash HTTOTW Premium - For all endnotes, takeaways, and bonus episode, subscribe to How to Take Over the World Premium GainsInBulk.com/ben - Use code Ben for 20% off instantized creatine and more Speechify.com/ben - Use code Ben for 15% off Speechify premium Founders Podcast Coaching --- Stay in touch: Twitter/X: @BenWilsonTweets Instagram: @HTTOTW Email me: Ben@takeoverpod.com Sources: No Man Is An Island: A Portrait of Singapore's Lee Kuan Yew by James Minchin Lee Kuan Yew: The Grandmaster's Insights on China, United States, and the World by Graham Allison, Michael McConnohie, et al. From Third World to First by Lee Kuan Yew Singapore: A Modern History by Michael D Barr --- Writing, research, and production by Ben Wilson.
In this special Investing 101 episode, the Rational Reminder hosts—Ben Felix, Dan Bortolotti, and Ben Wilson—team up to revisit the fundamental concepts that every investor should understand before diving deep into portfolio construction or market theory. Drawing from Ben's original "Investing 101" presentation and years of client experience, the trio lay out why investing matters, how inflation shapes your future, what stocks and bonds really represent, and why a disciplined, evidence-based approach beats prediction and luck every time. They unpack core ideas like financial independence, risk versus volatility, global diversification, and market efficiency, then connect them to practical tools like ETFs and Vanguard's asset allocation funds. Key Points From This Episode: (0:00:24) Why this episode revisits "Investing 101"—inspired by a listener still unsure how to begin. (0:05:03) Why investing matters: inflation erodes purchasing power, investing fights back. (0:06:33) The math of compounding: how a 7% return versus 2% changes your retirement entirely. (0:10:57) Saving early and often: habit formation beats late-life catch-up. (0:11:53) The trade-off between saving more and taking more investment risk. (0:14:04) Utility theory and the psychology of saving when young. (0:16:39) Marginal utility: when more money no longer adds happiness or purpose. (0:20:47) Stocks and bonds explained: ownership versus lending and the role of each. (0:23:11) The Japan story: a cautionary tale about chasing past winners. (0:26:49) Narrative investing: why investors love stories and get burned by them. (0:30:19) Market capitalization weighting—how global prices tell you what to own. (0:33:42) The stock market is not the economy: why news headlines mislead investors. (0:37:14) The power of diversification: why most individual stocks fail—and a few drive all returns. (0:41:56) Bonds, volatility, and inflation risk—why "safe" assets aren't risk-free. (0:44:41) Building your mix: matching volatility tolerance with long-term goals. (0:45:10) The behavioral challenge: risk is only useful if you can stay invested. (0:48:08) Active management as gambling: adding unrewarded noise to your portfolio. (0:51:43) The paradox of skill: why markets punish even brilliant active managers. (0:55:51) Efficient markets and Eugene Fama: the evidence that prices already reflect all information. (1:00:20) How small fees compound into big losses over decades. (1:03:07) The behavioral hurdle of indexing: trusting a system with "no one at the wheel." (1:04:54) The real value of financial advice: behavior, discipline, and holistic planning. (1:07:24) Implementing the plan: how asset allocation ETFs simplify everything. (1:11:41) Rebalancing and emotion: why automation protects investors from themselves. (1:14:24) Paying a bit more for simplicity: why 0.10% in fees can be worth it. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
In this week's episode of The Diving Pod, we're joined by Auburn freshman Ben Wilson, a talented diver from Australia who shares the story of how he found his way to the NCAA and the Auburn Tigers. Ben walks us through his unique recruiting journey, from training Down Under to connecting with Auburn's powerhouse program, and reflects on the transition to college life in the U.S. He also opens up about his goals for the future—both in collegiate diving and beyond. Tune in for an inspiring conversation about opportunity, ambition, and what it takes to chase your dreams across the world.
How is sustainability tested in ACCA audit exams? How can you best prepare? Expert ACCA audit tutor Ben Wilson gives his study advice
Subject matter is the 1998 film and a recap of the first one. Plus how Ben Wilson made my slasher's list. @sdotfoster8
On this Ropes & Gray podcast, health care partners Ben Wilson and Mike McGrath discuss the current trends and challenges in health plan mergers and acquisitions, with a focus on the Medicare Advantage market. They explore the factors driving deal activity, such as financial distress among smaller plans and strategic partnerships for growth, as well as evolving federal and state regulatory requirements. The conversation provides practical guidance for health plan leaders on maximizing value, preparing for regulatory approvals, and addressing nonfinancial considerations like star ratings and compliance history when pursuing M&A opportunities.
Greg talks to Ben Wilson of VSIN about Tarleton State putting Billy Gillespie on leave, the landscape of the WAC, if the Wisconsin Badgers can play the same style of basketball as last season, & how to gauge the Big Ten as a whole.Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On this episode of the Shoulda Bet More podcast, Will reacts to the Yankees beating the Red Sox, looks ahead to the ALDS and NLDS, and Ben Wilson joins to discuss the MLB playoffs, 49ers/Rams, and his NFL picks for the weekend. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Your health may well be the most important investment you ever make, and the earlier you start, the better your outcomes are likely to be. In this episode, Ben Felix is joined by Ben Wilson, Portfolio Manager and Head of M&A at PWL Capital, who steps in as today's co-host to unpack why decisions about exercise, nutrition, sleep, and mental well-being matter just as much as financial ones. They draw clear parallels between compounding wealth and compounding health, showing how small, consistent habits can add up to lasting benefits. Choosing an exercise routine, healthy diet, or financial plan is less about quick fixes and more about finding an evidence-based approach you can stick with over time. Along the way, Ben Felix shares his personal health story with cancer, and the two Bens break down the four pillars of health before reflecting on how relationships and resilience play into long-term happiness. The episode also tackles an essential financial planning topic: the questions every client should ask about their advisor's succession plan. Listen in for a thoughtful conversation that connects the dots between living well and planning wisely! Key Points From This Episode: (0:00:00) An introduction to Ben Wilson and an overview of today's topics. (0:02:01) Breaking down OneDigital's $7 billion recapitalization (and why it's a good thing). (0:08:26) Recapitalizations explained: liquidity, valuations, and continuity. (0:15:08) Introducing the main theme: investing in health like investing in wealth. (0:19:30) An update on Ben Felix's cancer story and the importance of early health checks. (0:21:13) Investing in your lifespan and your healthspan by building healthy habits. (0:29:35) Four pillars of health: exercise, nutrition, sleep, and mental well-being. (0:33:39) Similarities between strength training and saving for retirement: both build reserves. (0:39:34) Debates surrounding nutrition and enduring principles that are broadly agreed on. (0:44:44) The importance of good sleep and how to build good sleep habits. (0:47:46) Why investing in mental health and relationships is so valuable. (0:52:06) The ripple effect: how sleep, nutrition, exercise, and relationships reinforce each other. (0:54:04) Key questions to ask about your financial advisor's succession plan. (01:08:44) After show segment: listener review, west coast meetups, and 2026 meetup plans. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes —https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X —https://x.com/RationalRemind Rational Reminder on TikTok— www.tiktok.com/@rationalreminder Rational Reminder on YouTube —https://www.youtube.com/channel/ Rational Reminder Email —info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Books From Today's Episode: Outlive: The Science and Art of Longevity — https://peterattiamd.com/outlive/ The Power of Regret: How Looking Backward Moves Us Forward — https://www.amazon.com/Power-Regret-Looking-Backward-Forward/dp/B098VRLZ2H The Ripple Effect — https://www.amazon.com/Ripple-Effect-Sleep-Better-Think/dp/1443436933 Papers From Today's Episode: ‘Trends in Health Equity in the United States by Race/Ethnicity, Sex, and Income, 1993-2017' — https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2736934 ‘Association of Cardiorespiratory Fitness With Long-term Mortality Among Adults Undergoing Exercise Treadmill Testing' — https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2707428 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com).
Check out my newsletter at https://TKOPOD.com and join my new community at https://TKOwners.com━I sat down with Ben Wilson, the creator of How to Take Over the World, and we talked about what separates the good from the great. Ben shared the common traits he has uncovered from studying leaders like Julius Caesar, Steve Jobs, Napoleon, and Rockefeller. We covered how communication at scale is often the defining skill, why energy beats raw intelligence, and how grit, resilience, and confidence shape world changing achievements. We also explored the power of vision, the role of timing, and why pursuing what gives you energy is the surest way to lasting success.Listen to Ben's podcast: takeoverpod.comFollow Ben on X: @BenWilsonTweetsWatch on YouTube: How to Take Over the WorldEnjoy! ---Watch this on YouTube instead here: tkopod.co/p-ytAsk me a question on or off the show here: http://tkopod.co/p-askLearn more about me: http://tkopod.co/p-cjkLearn about my company: http://tkopod.co/p-cofFollow me on Twitter here: http://tkopod.co/p-xFree weekly business ideas newsletter: http://tkopod.co/p-nlShare this podcast: http://tkopod.co/p-allScrape small business data: http://tkopod.co/p-os---
What came up in the S25 AAA exam? How can this help you prepare for future exam sittings? Join expert ACCA AAA tutor Ben Wilson to find out
In this episode, Ben Wilson, head of Natural Resources M&A at J.P. Morgan, is joined by Kevin Colborne, co-head of North American Mining , and Andrew Castaldo, co-head of Mid-Cap M&A. The group recaps J.P. Morgan's involvement in the public-private partnership between the U.S. Department of Defense and MP Materials. They explore the strategic importance of rare earth magnets, the national security implications of the deal, and the unique partnership forged to strengthen America's supply chain in critical mineral commodities. This episode was recorded on August 25, 2025. This material was prepared by certain personnel of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide and not the firm's research department. It is for informational purposes only, is not intended as an offer or solicitation for the purchase, sale or tender of any financial instrument and does not constitute a commitment, undertaking, offer or solicitation by any JPMorgan Chase entity to extend or arrange credit or provide any other products or services to any person or entity. © 2025 JPMorgan Chase & Company. All rights reserved.
Male sexually betrayed partners are often unseen, overlooked, and underresourced. Hear Ben Wilson's story of being the betrayed and the betrayer in his marriage. Ben is a Licensed Professional Counselor with 25+ years of experience. He is trained in EMDR for trauma and Emotionally Focused Therapy (EFT) for couple's counseling. Ben co-authored Betrayed and Betrayer: Rescuing Your Marriage After The Affair out of his own broken and restored marriage. Learn more about intensive counseling with Ben at restoringthesoul.com.Read Ben's free blog with 444 posts on healing infidelity here.Support the showTake the Husband Material Journey... Step 1: Listen to this podcast or watch on YouTube Step 2: Join the private Husband Material Community Step 3: Take the free mini-course: How To Outgrow Porn Step 4: Try the all-in-one program: Husband Material Academy Thanks for listening!
What if your best CRE hire was already in your toolkit… and you were barely using it?This week we're joined by Ben Wilson, the guy who trains the instructors who teach brokers how to use Site To Do Business (STDB) — the most powerful (and most underused) platform in commercial real estate.We dig into:
In this hour of Live Bet Saturday, hosts Dustin Swedelson and Joe Ceraulo discuss the early slate of the Saturday college football games. Plus, Ben Wilson joins the show to talk college football, NFL, and the US Open tennis tournament.
What if choosing your asset allocation was as personal as your life story—and as consequential as your retirement? In this episode, we are joined by PWL Capital's Louai Bibi and Ben Wilson for a deep dive into how advisors guide clients through the most important portfolio decision they'll ever make. Louai walks us through the research, psychology, and planning frameworks behind determining the right stock/bond mix, while Ben shares real-world insights from client cases where risk tolerance, pensions, and life events shifted the balance. We explore how Monte Carlo simulations stress-test financial plans, why spouses often disagree on risk, and how pensions act as “bond-like assets” in the bigger picture. Ben Wilson also takes us behind the scenes of PWL's post-OneDigital acquisition journey, revealing why advisors are drawn to join the firm, how succession planning shapes their choices, and why a unified evidence-based philosophy matters in Canada's wealth management landscape. The episode wraps with a fascinating look at surprising stock return outliers—like Build-A-Bear outperforming Nvidia—and what that teaches us about the futility of stock-picking versus the power of diversification. Key Points From This Episode: (0:01:00) Introducing PWL's Louai Bibi and Ben Wilson—today's topics: asset allocation, advisor succession, and surprising stock return data. (0:03:35) Louai explains the asset allocation decision: balancing stocks vs. bonds and why it's the biggest choice investors make. (0:05:12) Why asset allocation matters: inflation erodes purchasing power, and stocks/bonds help investors keep up or outpace it. (0:06:50) Historical lessons: $1 invested since 1970—outcomes for bonds, balanced portfolios, and 100% equities. (0:08:35) The risks of downturns: 2008 as a case study in how stocks vs. bonds shape losses and recovery times. (0:11:39) Risk tolerance questionnaires: how PWL uses surveys to gauge willingness vs. capacity to take risk. (0:13:45) When spouses disagree on risk tolerance—balancing perspectives and sometimes splitting portfolios. (0:16:42) Risk capacity: pensions, insurance, income stability, and emergency funds all shape asset allocation. (0:20:08) Real client cases: retirees discovering they don't need as much stock exposure, or elderly clients increasing equity later in life. (0:22:47) How often do clients change asset allocations? Rarely—except for life events like retirement. (0:27:10) Why Monte Carlo simulations are essential for stress-testing financial plans beyond straight-line projections. (0:30:20) PWL's “asset allocation email”: summarizing risks, pensions, debt, emergency funds, and personalized tradeoffs. (0:34:02) Pensions as “bond-like assets”—how they increase ability but decrease need to take risk. (0:37:11) Closing thoughts from Louai: think in dollar terms, investing is a marathon, and build confidence gradually. (0:39:32) Education shifts clients' choices: some reduce risk after learning the realities of volatility, others increase equity exposure with context. (0:43:10) Advisor “fixed effects”: research shows the advisor's own perspective strongly shapes client allocations. (0:45:39) Transition to Ben Wilson: what motivates advisors to join PWL post-OneDigital acquisition. (0:47:52) Reputation and content: how Rational Reminder, YouTube, blogs, and Canadian Couch Potato attract advisors. (0:50:34) PWL's unified philosophy: evidence-based, passive investing with a planning-first approach. (0:56:30) Key motivators for advisors: reducing admin burdens, escaping “aggregator” models, and building integrated team structures. (1:00:15) Succession planning: why advisors seek peace of mind for their clients and teams by partnering with PWL. (1:03:04) Ben Felix on why these conversations are exciting and why advisors should reach out early. (1:04:54) After show: Nvidia's insane 70% annualized 5-year return—and why lesser-known names like Build-A-Bear, Celestica, and Dillard's did even better. (1:06:33) Celestica's role in DFA funds and how it helped them keep pace with Shopify-driven indexes. (1:09:25) Why broad diversification captures unexpected winners (Build-A-Bear included) without speculation. (1:10:45) Active advisors pitch “winner-picking”—but history shows how impossible that really is. (1:12:16) Reviews and wrap-up. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
In this hour of A Numbers Game, hosts Matt Brown and Kelley Bydlon preview the NFL Week 3 and contest strategy. Also, joining the show is Ben Wilson, VSiN host, to talk US Open and CFB bets. Matt and Kelley give their Best Bets.
In this hour of A Numbers Game, hosts Matt Brown and Kelley Bydlon preview the NFL Week 3 and contest strategy. Also, joining the show is Ben Wilson, VSiN host, to talk US Open and CFB bets. Matt and Kelley give their Best Bets.
In this hour of Live Bet Sunday, Ben Wilson and Grace Remington preview today's MLB games. Plus, Douglas Farmer joins the show to preview the college football season.
In this hour of Live Bet Sunday, Ben Wilson and Grace Remington update today's MLB games. Plus, Fantasy Alarm's Howard Bender joins the show to discuss his fantasy football advice for the upcoming season.
In this hour of Live Bet Sunday, Ben Wilson and Grace Remington update tonight's MLB action. Plus, the Sports Gambling Podcast Network's Justin Mark joins the show to preview the NFL season.
On this hour of Live Bet Saturday, Ben Wilson and Joe Ceraulo recap some MLB and NFL games from earlier today.
On this hour of Live Bet Saturday, Ben Wilson and Joe Ceraulo recap some MLB and NFL games from earlier today. John Canzano and RJ Young join the show to talk about college football.
On this hour of Live Bet Saturday, Ben Wilson and Joe Ceraulo recap some MLB and NFL games from earlier today. Angelo Magliocca joins the show to talk about some mlb best bets for the day.
On this hour of Live Bet Saturday, Ben Wilson and Joe Ceraulo recap some MLB and NFL games from earlier today. They also dive into some recent news going around the college football world.
On this hour of Live Bet Saturday, Ben Wilson and Geoff Schwartz get into some college football and MLB. Matt Schick also joins the show to talk about the BIG10 Conference.
On this hour of Live Bet Saturday, Ben Wilson and Geoff Schwartz cover some MLB and NFL. Angelo Magliocca also joins the show to talk about his best MLB bets.
On this hour of Live Bet Saturday, Ben Wilson and Geoff Schwartz get into some MLB, NFL and golf. Pam Maldonado also joins the show to discuss some tennis.
On this hour of Live Bet Saturday, Ben Wilson and Geoff Schwartz cover some MLB, NBA and NFL. David Harrison also joins the show to talk about the Washington Commanders.
On this hour of Cashing Out, Ben Wilson dives into some NFL and live MLB action. Thom Cunningham talks about tennis and Nick Whalen discusses the competitive NFC West when they join the show.
On this hour of Cashing Out, Ben Wilson gives his best bets for tomorrow's MLB slate. Greg Peterson joins the show to talk about MLB and NFL while Nick Whalen joins the show to talk about the competitive NFC West.
On this hour of Cashing Out, Ben Wilson talks about some NFL and MLB. Danny Higgins joins the show to preview the Baltimore Ravens upcoming season while Scott Reichel joins the show to talk some tennis.
On this hour of Cashing Out, Ben Wilson talks about some MLB action going on tonight and discusses some NFL predictions for the upcoming season. Nick Whalen joins the show to discuss NFL and NBA futures while Tanner Kern talks about some MLB bets to ride.
In this hour of Money Moves, host Jonathan Von Tobel gives a betting breakdown of the Big Ten football conference and discusses which betting options interest them. Also in the show, the host is joined by Ben Wilson, VSiN Betting Analyst, to talk about the MLB, NFL and college football.
On this hour of Cashing Out, Ben Wilson talks about college football and MLB. Wes Reynolds also joins the show.
On this hour of Cashing Out, Ben Wilson discusses some MLB and NFL news. Dylan Rockford and Benjamin Allbright also join the show.
On this hour of Live Bet Sunday, Ben Wilson and Geoff Schwartz talk about NFL and MLB, while Greg Peterson joins the show to also talk about MLB. Then, Matt Fortuna gets into some College Football.
On this hour of Live Bet Sunday, Ben Wilson and Geoff Schwartz get into some NBA, MLB and CFB while Chapel Fowler joins the show to also share his insight on college football.
On this hour of Live Bet Sunday, Ben Wilson and Geoff Schwartz talk about some basketball as the NBA Summer League wraps up along with some MLB. Ray Fittipaldo also joins the show to preview the Pittsburgh Steelers upcoming season.
On this hour of Live Bet Sunday, Ben Wilson and Geoff Schwartz get into some MLB and PGA. Terrell Furman Jr. also joins the show to talk some basketball.
In this hour of Cashing Out, Ben Wilson previews the Wimbledon Semifinals. Plus, Dylan Rockford, from the MLB Gambling Podcast joins the show to preview Thursday's MLB Action.
In this hour of Cashing Out, Ben Wilson is joined by Tanner Kern who previews Thursday's MLB action. Plus, Matt Grissom, College Baseball Insiders Co-Founder joins the show to preview the MLB Draft.
In this hour of Make It Rain, host Ariel Epstein updates breaking news across sports, and gives her MLB Props. Also, joining the show is Ben Wilson to preview Wimbledon's Semifinals. Don't miss Ariel's Best Bets!