Podcasts about cryptocurrencies

A reading of two pieces on Europe, technology and regulation.This episode is sponsored by Nexo.io, Arculus and FTX US. On this edition of “Long Reads Sunday,” NLW reads:On the EU Giving Up - Punk6529 Crypto Should Disrupt Current Anti-Money Laundering Practices, Not Adopt Them - Boaz Sobrado -From cash to crypto in no time with Nexo. Invest in hot coins and swap between exclusive pairs for cash back, earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head on to nexo.io and get started now.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with today's editing by Rob Mitchell and Eleanor Pahl, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: artJazz/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The bitcoin community spent the week re-discovering bitcoin is for criminals and is boiling the oceans.This episode is sponsored by Nexo.io, Arculus and FTX US. Today on the “Weekly Recap,” NLW looks at two old bitcoin FUDs that came roaring back with a vengeance. The “crypto is for criminals” narrative was built into the assumption that led the European Parliament to vote in favor of advancing strict new anti-money laundering (AML) rules with regard to crypto wallets. Meanwhile, Greenpeace, funded by the chairman of Ripple, decided to start a campaign to get Bitcoin to change its code to be more environmentally friendly. -From cash to crypto in no time with Nexo. Invest in hot coins and swap between exclusive pairs for cash back, earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head on to nexo.io and get started now.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Zephyr18/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Expresso Systems strategist joins to discuss bitcoin, macro, politics and more. This episode is sponsored by Nexo.io, Arculus and FTX US. Today on “The Breakdown,” NLW is joined by Espresso Systems co-founder and Chief Strategy Officer Jill Gunter. She is also an investor with Slow Ventures and the former co-founder of the Open Money Initiative. In this discussion, they cover:The impact of Russia's invasion of Ukraine on crypto and the global money system The evolution of the crypto industry since the last crypto winter Changing consumer expectations around privacy And more Find our guest on Twitter: @jillrgunter -From cash to crypto in no time with Nexo. Invest in hot coins and swap between exclusive pairs for cash back, earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head on to nexo.io and get started now.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: paparazzit/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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This episode is sponsored by Nexo.io, Quantstamp and EY.“While there is quite a bit of interest, there's still quite a bit of skepticism” when it comes to crypto solutions for humanitarian aid, Jeremiah Centrella says. Joining “Money Reimagined” hosts Sheila Warren and Michael Casey is Jeremiah Centrella, a partner at the law firm of Nichols Liu and former general counsel at Mercy Corps. Centrella explains where humanitarian aid organizations are on their journey of exploration of crypto and the value proposition these organizations provide for the crypto ecosystem.Centrella identifies the common hesitancies organizations experience before considering crypto, including a fear of the more negative narratives surrounding crypto. Increased awareness, education and technology integration can help crypto solutions take hold.The many complexities of humanitarian aid solutions prove a challenge for crypto integration. A carefully crafted solution, always with the needs of the people prioritized over the technology, must be flexible and adaptable in order to best assist those in need.-From cash to crypto in no time with Nexo. Invest in hot coins and swap between exclusive pairs for cash back, earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head on to nexo.io and get started now.-Quantstamp is the leader of blockchain security, having secured over 100 billion USD worth of digital assets. Visit quantstamp.com to learn why top DeFi projects like Maker, Compound and BarnBridge trust Quantstamp to secure the financial infrastructure of tomorrow. Learn more at quantstamp.com/blog.-EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MoneyReimagined15 to get 15% off your GA and Pro pass at coindesk.com/consensus2022.-This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and additional production support by Eleanor Pahl. Our theme song is “Shepard.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo.io, Quantstamp and EY.“While there is quite a bit of interest, there's still quite a bit of skepticism” when it comes to crypto solutions for humanitarian aid, Jeremiah Centrella says. Joining “Money Reimagined” hosts Sheila Warren and Michael Casey is Jeremiah Centrella, a partner at the law firm of Nichols Liu and former general counsel at Mercy Corps. Centrella explains where humanitarian aid organizations are on their journey of exploration of crypto and the value proposition these organizations provide for the crypto ecosystem.Centrella identifies the common hesitancies organizations experience before considering crypto, including a fear of the more negative narratives surrounding crypto. Increased awareness, education and technology integration can help crypto solutions take hold.The many complexities of humanitarian aid solutions prove a challenge for crypto integration. A carefully crafted solution, always with the needs of the people prioritized over the technology, must be flexible and adaptable in order to best assist those in need.-From cash to crypto in no time with Nexo. Invest in hot coins and swap between exclusive pairs for cash back, earn up to 17% interest on your idle crypto assets and borrow against them for instant liquidity. Simple and secure. Head on to nexo.io and get started now.-Quantstamp is the leader of blockchain security, having secured over 100 billion USD worth of digital assets. Visit quantstamp.com to learn why top DeFi projects like Maker, Compound and BarnBridge trust Quantstamp to secure the financial infrastructure of tomorrow. Learn more at quantstamp.com/blog.-EY is proud to sponsor “Money Reimagined.” As businesses prepare for the token economy, EY is committed to building a better working world and connecting global business ecosystems on the public Ethereum blockchain. To learn more about the EY Blockchain portfolio of products and services, visit blockchain.ey.com.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MoneyReimagined15 to get 15% off your GA and Pro pass at coindesk.com/consensus2022.-This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and additional production support by Eleanor Pahl. Our theme song is “Shepard.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover why inflation is on a rampage and what you can do about it to protect yourself. Inflation is not slowing down, but there are things you can do to protect your money's purchasing power. Learn what they are.  My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here.  As a thank you for buying the book on Amazon, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Webinar with Linda called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation We will run the book review contest one more time!   If you leave a book review on Amazon, you also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations (for new members only) Winners will be announced on the podcast March 7th.  The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full wealth mentoring library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

On today's show:On This Day: In 1976, Steve Wozniak & Steve Jobs founded Apple Computer & In 2004, Google launched Gmail.A Dreamville Gangsta Grillz Mixtape Dropped Yesterday.Women's Final Four 2022.LA Rams sign LB Bobby Wagner to five-year, $50M deal.Capcom is Raising Its Employees' Salary By 30%.McDonald's Szechuan Sauce Returned Yesterday.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As interest in using cryptocurrencies for transactions continues to rise for both consumers and businesses, crypto has begun a cycle of increased stability and popularity - but the question is, can this cycle continue? -----Transcript-----Welcome to Thoughts on the Market. I'm Sheena Shah, Lead Cryptocurrency Strategist for Morgan Stanley Research. Along with my colleagues bringing you a variety of perspectives, today I will be asking the question - are cryptocurrencies currency? It's Thursday, March 31st at 2:00 p.m. in London. Did you really buy that house with crypto? Or did you just sell your crypto for dollars and use dollars to buy the house? Crypto skeptics think that goods cannot be priced in cryptocurrencies like bitcoin, primarily because their price is too volatile. But at some point, if crypto begins to be used for enough purchases of everyday goods and services, prices may begin to stabilize. Increased stability will further entice consumers to use crypto, and the cycle will continue. The question has always been, will this virtuous cycle ever begin? The answer is now clear, it has already begun. Here are some examples. Firstly, paying with cryptocurrency needs to be as easy as paying with a credit or debit card today. Over 50 crypto companies and exchanges have issued their own crypto cards, and these are attached to the Visa or MasterCard payments networks, meaning they're accepted all around the world. In the last quarter of 2021, Visa said its crypto related cards handled $2.5 billion worth of payments. Now that may sound small, at less than 1% of all Visa's transactions, but it is growing quickly. The difficulty in increasing crypto adoption is getting the merchant to accept crypto. It needs to be easy and cheap, which is something lots of new crypto companies and products are trying to achieve. Secondly, many would argue that something can only be a currency if you can pay your taxes with it. Even that is changing today. Over the past year, local and some national governments have introduced or proposed laws that will allow its residents to use cryptocurrency to pay their taxes. El Salvador famously made bitcoin legal tender in its country in 2021. In the past week, Rio de Janeiro announced it will become the first city in Brazil to allow cryptocurrency payments for taxes starting next year. It isn't just emerging economies, though, that are trying to attract global crypto investors. The city of Lugano in Switzerland has teamed up with Tether, the creator of the largest stablecoin - a type of cryptocurrency that's kept stable versus the U.S. dollar, to make bitcoin and two other cryptocurrencies de facto legal tender. In the U.S., Colorado is hoping to become the first state to accept crypto for taxes later in the year, and Florida's governor is investigating the logistics of doing the same. Both these proposals may be difficult to put into law in the end, as the U.S. constitution doesn't allow individual states to create their own legal tender, but it hasn't stopped these proposals and more from coming in. In both these examples, the receiver of the crypto typically immediately converts to fiat currency, like U.S. dollars, through an intermediary service provider. So let's come back to our original question - did you really buy that house with crypto? In February, a house in Florida was sold for 210 Ether, the second largest crypto, or the equivalent of over $650,000 dollars. Interestingly, the seller received the ether but didn't liquidate into U.S. dollars soon afterwards due to market volatility, because the value of ether in U.S. dollars fell by around 10%. Consumers and businesses are increasingly wanting to transact in cryptocurrency. Maybe most are simply wanting to trade the value of the asset, but as it becomes easier to transact in crypto and legal structures are defined, cryptocurrencies could start to become currency. The question is, will the virtuous cycle continue or be broken? Cryptocurrencies are beginning the long journey of challenging U.S. dollar primacy, and the president's recent executive order on digital assets shows little sign of regulators getting in their way for now. Thanks for listening. If you enjoy Thoughts on the Market, share this and other episodes with a friend or colleague today.

A vote in the EU parliament presents a new challenge for crypto on the continent. This episode is sponsored by Nexo.io, Arculus and FTX US. The EU Parliament today voted to advance new anti-money laundering (AML) rules that would require European crypto asset service providers to collect and verify information about the beneficial owners of all self-hosted (or “unhosted,” to use their terms) wallet owners. The crypto industry sees this as a fundamental threat to decentralized finance (DeFi) and many other parts of the industry. NLW explains sentiment on both sides and what happens from here. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: SEAN GLADWELL/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's show:Happy Birthday to actors, Ewan McGregor and Christopher Walken!On This Day: In 1999, 'The Matrix' debuted nationwide in theaters.Premiere Date for Game of Thrones Spinoff.Bruce Willis Stepping Away From Acting Following Aphasia DiagnosisCreed 3 Has Started Filming.Tiger Woods Might Be Returning.Solana NFT Trading Volume Surges Following OpenSea AnnouncementFor more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If a line of credit isn't an option, is there something else I can consider for financing a small remodel job? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why the U.S. Treasury yield curve inverted and what it means. This episode is sponsored by Nexo.io, Arculus and FTX US. Since 1955, every U.S. recession has been preceded by the inversion of the U.S. Treasury yield curve, meaning that short-dated notes had higher yields than long-dated bonds. Only one time during that period was this a false indicator. On today's episode, NLW explores yesterday's yield curve inversion and the market's interpretation of what they think it means. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Malte Mueller/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How can the barrier to entry to crypto be lowered so that everyone can take advantage of new technology?Joining “New Money” hosts Spencer Dinwiddie and Solo Ceesay are OG reality stars Gabrielle Victor and Danielle Victor, better known as the “Victor Twins.” The twins have successfully monetized their life since their rise to popularity while on reality show “Bad Girls.” They've worked to be their genuine selves while posting to social media, and their fans love the authenticity that comes with their content. Even better, the two have found a way to monetize their personalities and daily lives through social media.Though social media offers a legitimate career path for many creators today, they are still bound to the structure and income that platforms offer. With crypto and blockchain technology, creators can be empowered to determine their own worth. How can a future decentralized social media improve the lives of creators?Watch the full episode here.“New Money With Spencer and Solo” is produced by CoinDesk. Our theme music is “Street Knowledge” by KC Carter. Art design is by Calaxy/CoinDesk. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

News That Didn't Make the News: You can rent the Mexican President's plane, Cryptocurrencies, and P&G...

On today's show:PlayStation Plus Will Re-launch in June With Three New Subscription Tiers.'The Legend of Zelda: Breath of the Wild' Sequel Has Been Delayed Into 2023.Fivio Foreign Announced the Name of His First Album & Its Release Date.Filming Has Wrapped on 'The Mandalorian' Season 3.Cristiano Ronaldo & Portugal Qualify for World Cup.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover what you need to know about the Tesla stock split and dividend. Hear my chart analysis and why I would wait before buying the stock. Not financial advice. The affiliate link for Accredited Investors to buy Ripple stock and other private equity is here. You receive a $250 credit for investing. The article is here. My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here.  As a thank you for buying the book on Amazon, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Webinar with Linda called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation We will run the book review contest one more time!   If you leave a book review on Amazon, you also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations (for new members only) Winners will be announced on the podcast March 7th.  The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full wealth mentoring library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

One of the best-known chatbots deployed by universities is IBM Watson. IBM Watson uses a technology referred to as Watson Conversation Service. Universities can use it for  expediting student responses, downloading and  providing documents, and answering subject-specific questions.An AI  chatbot can provide immediate answers to library requested as well as signing up for new classes or getting students to the admissions department in the blink of an eye, making self-serving more streamlined and appealing to impatient students.What's the role and potential adoption of the latest technologies like AI, QR Codes, Mobile KeyChains, Chatbots, Smartbots, Blockchain, Cryptocurrencies, etc., on the campuses of the future? Each of you is specifically selected to talk about these trends. Our panelist for this discussion includedRick Torres, National Student ClearinghouseJohn Braswell, ACI WorldwideStacey McClure, MitelNiraj Kaji, AkademosGabrielle Kristofich, Beyond AcademicsTim Chester, The University of Georgia

Amigos PC, hosted by Scott and Mark, is a ridiculous podcast that contains funny podcast stories that will entertain you unlike anything else. In this podcast, they are exploring the fundamentals of Crypto Currency and different types of Crypto Currency. Outline of the Episode: ● [02:03] Scott Robin hood's countdown. ● [03:19] About New Show? ● [05:40] Discussion on first article? ● [13:08] Fundamentals of Crypto Currency? ● [19:26] Discussion on 2nd article? ● [28:18] AMC tying with Crypto? ● [30:40] Top 5 Crypto Currencies? ● [42:31] Monero currency? ● [51:03] AVN Currency? ● [52:01] Video Cards? ● [55:24] Why Flux in Crypto? ● [01:11:44] Tokenomics of Safe moon? ● [01:19:40] New Crypto Winter Market?  Connect with AmigosPC! Website: https://www.amigospc.net Facebook: https://www.facebook.com/TwoandahalfAmigos Instagram: https://www.instagram.com/amigospc Twitter: https://twitter.com/AmigosPC Check out Official AmigosPC Merch at: https://www.teepublic.com/stores/amigospc?ref_id=24626 Join the conversation with the Amigos by becoming a member of Amigos pc get direct access to our discord and other cool free stuff https://amigospc.supercast.tech/

Is it geopolitics, a bid from a stablecoin project, or both? This episode is sponsored by Nexo.io, Arculus and FTX US.Today on “The Breakdown,” NLW looks at the last two days of bullish momentum and sentiment. Is it being driven by geopolitics and a broad recognition around the Russia-Ukraine war of bitcoin's importance in a volatile world? Is it the market reacting to Do Kwon and Terra's multibillion-dollar bid to build an asset reserve for the UST stablecoin? Or is it, like always, some combination of narrative and market structure? -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Malte Mueller/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

7investing and CryptoEQ recently announced a partnership, to help investors get a better consolidated view of the opportunities in both equities and in cryptocurrencies. 7investing provides its top seven stock market recommendations every month, while CryptoEQ provides its top-rated cryptocurrencies. The two companies are now joining forces and publishing a monthly Collision Course conversation, where they discuss important recent developments and the impact they'll have on both equities and crypto. This month, our teams discuss the Biden administration's recent Executive Order meant to “ensure the responsible development of digital assets.” 16% of Americans have now invested in or used crypto, and the consolidated market cap of all cryptocurrencies during the past five years has increased from $14 billion to $3 trillion. The stakes are high, and the implications for investors will be massive. These video conversations and the complete transcript are only available for 7investing subscribers and will be published as monthly Advisor Updates. CryptoEQ will also publish a written recap of the conversation – including additional context on the events – in their monthly subscriber email newsletter. If you'd like to access that newsletter, please sign up for CryptoEQ using this link. Companies mentioned in this conversation include Block, Coinbase, PayPal, SoFi Technologies, Tesla, and UiPath. Cryptocurrencies mentioned include Bitcoin and Ethereum. 7investing or CryptoEQ's advisors may have positions in the stocks or cryptocurrencies of the companies that were mentioned. Welcome to 7investing. We are here to empower you to invest in your future! We publish our 7 best ideas in the stock market to our subscribers for just $49 per month or $399 per year. Start your journey toward's financial independence: https://www.7investing.com/subscribe Stop by our website to level-up your investing education: https://www.7investing.com Join the 7investing Community Forum: https://discord.gg/6YvazDf9sw Follow us: ► https://www.facebook.com/7investing ► https://twitter.com/7investing ► https://instagram.com/7investing --- Send in a voice message: https://anchor.fm/7investing/message Support this podcast: https://anchor.fm/7investing/support

***Join THC+ for full uninterrupted 2 hour episodes, a dedicated Plus RRS feed, lifetime forum access, merch discounts, & other bonuses like free downloads of THC music: thehighersidechats.com/plus-membership   See detailed sign up options down below. About Today's Guest: Dr. Richard Alan Miller is a Polymath, a solid-state physicist, meta-physicist, agriculturalist, herbalist, author, and inventor. A prodigy from an early age, his work has been foundational in scientific, and metaphysical development. Learn more and explore his availbe books at richardalanmiller.com THC Links: Website: TheHighersideChats.com MeetUps: HighersideMeetups.com Merch Store: thehighersideclothing.com/shop Leave a voicemail for the Joint Session Bonus Shows: thehighersidechats.com/voicemail Leave us an iTunes review: https://podcasts.apple.com/us/podcast/the-higherside-chats/id419458838 THC Communities:  Telegram: https://t.me/joinchat/RIzmxk8_m_qCW7JZ Subreddit: reddit.com/r/highersidechats THC Plus Sign-Up Options: Subscribe via our website for a full-featured experience: thehighersidechats.com/plus-membership Subscribe via Patreon, including the full Plus archive, a dedicated RSS feed, & payment through Paypal:: patreon.com/thehighersidechats?fan_landing=true To get a year of THC+ by cash, check, or money order please mail the payment in the amount of $96 to: Greg Carlwood PO Box: 153291 San Diego, CA 92195 Cryptocurrency If you'd like to pay the $96 for a year of THC+ via popular Cryptocurrencies, transfer funds and then send an email to support@thehighersidechats.comwith transaction info and your desired username/password. Please give up to 48 hours to complete. Bitcoin: 1AdauF2Mb7rzkkoXUExq142xfwKC6pS7N1 Ethereum: 0xd6E9232b3FceBe165F39ACfA4843F49e7D3c31d5 Litecoin: LQy7GvD5Euc1efnsfQaAX2RJHgBeoDZJ95 Ripple: rnWLvhCmBWpeFv9HMbZEjsRqpasN8928w3

Every Monday at 4:30PM UTC/11:30AM EST Horizen gives a LIVE update on Discord including a Q&A session with the community.  Weekly Insider detailed chat channel in Discord: https://horizen.io/invite/discord March 28, 2022, Weekly team updates from the following divisions: * Engineering * Node network * Product/UX * Customer service/Helpdesk * Legal * Business development * Marketing * Team Lead closing thoughts * 5 mins Q&A Horizen is an exciting cryptocurrency with a solid technological foundation, unique capabilities, an active and capable team, ongoing funding for improvements, and a large, positive, encouraging community. ZEN is available and trading now on Bittrex, Binance, Coinbase, and more, has wallets available that implement advanced private transaction and messaging capability and has a strong roadmap. The goal of Horizen is to create a usable private cryptocurrency operating on a resilient system for people and businesses worldwide, enabling the daily use of private transactions, messaging, and publishing everywhere, all the time. Store: https://store.horizen.io Merchant Directory: https://horizen.io/merchants Horizen Nodes: https://horizen.io/zennodes Horizen Academy: https://academy.horizen.io/ Reference: Horizen Website – https://www.horizen.io Horizen Blog – https://blog.horizen.io Horizen Discord - https://horizen.io/invite/discord Horizen Github – https://github.com/HorizenOfficial Horizen Forum – https://forum.horizen.io/ Horizen Twitter – https://twitter.com/horizenglobal Horizen Telegram – https://horizen.io/invite/telegram Horizen on Bitcointalk – https://goo.gl/5vicqP Horizen YouTube Channel – https://www.youtube.com/c/Horizen/ Horizen Facebook Page – https://www.facebook.com/horizenglobal/ Horizen on Instagram - https://instagram.com/horizenglobal Horizen Blog on Medium – https://medium.com/@horizen Buy or Sell Horizen Horizen on CoinMarketCap – https://bit.ly/ZENCoinMarketCap Horizen on CoinGecko – https://bit.ly/ZENCoinGecko                                      

Suthichai Podcast โลกใหม่...ไปด้วยกัน แกะปมกติกาแบงก์ชาติ - ก.ล.ต. ว่าด้วย Cryptocurrencies by Suthichai Yoon

On today's show:On This Day: In 2007, Rihanna released the single, “Umbrella.” A New Console RPG Has Been Announced for 'One Piece.'The Steiner Brothers are Going Into the WWE Hall of Fame.The NFL Announces Detroit Lions as Hard Knocks Team.Vince Staples Drops New Song & Reveals Album Release Date.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Would we be stretching ourselves too thin by remodeling our dream house?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Ukrainian government kicked off an impressive crypto donation campaign, receiving over $50 million in cryptocurrency contributions in just a few weeks.Kim Bazak of blockchain PR and marketing firm Market Across has an inside perspective on the campaign. Bazak joins “Opinionated” hosts Ben Schiller and Danny Nelson to explain the story of how Market Across worked with the Ukrainian government to organize some of the first and largest crypto donations, including Polkadot founder Gavin Wood's $5 million contribution.The donation campaign has spotlighted the power of borderless money. Ukraine continues to support the proliferation of crypto assets in the country with the decision to make Ukrainian cryptocurrency exchanges as legal as banks. How will crypto continue to develop in Ukraine?-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code Opinionated15 to get 15% off your pass at coindesk.com/consensus2022.-This episode was produced, announced and edited by Michele Musso with additional production support by Eleanor Pahl. Our theme song is by Elision.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode is sponsored by Nexo.io and Quantstamp.Our faith in the reliability of digital media is, simply put, broken.The proliferation of disinformation online has seeped into all aspects of life. Elections, the pandemic, and now, a war are all targets of organized campaigns to obfuscate or even rewrite truth and facts. At the same time, censorship of vulnerable populations is on the rise, only further restricting the flow of information.Enter cryptography, decentralized networks and the blockchain. Joining “Money Reimagined” with Sheila Warren and Michael Casey is Jonathan Dotan, founding director of the Starling Lab. Dotan and the Starling Lab are prototyping cryptographic methods and decentralized web protocols with the aim of establishing trust in the future of history, journalism and law.Irrefutable evidence of war crimes was brought forth during the Nuremberg trials following World War II, ensuring some form of justice would come to fruition. In 2022, Ukrainian citizens are now the ones recording this irrefutable evidence, equipped with smartphones and social media. New tools are needed to preserve this unprecedented flow of information to eventually render justice for those impacted by the war.Is blockchain technology the solution?-Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Quantstamp is the leader of blockchain security, having secured over 100 billion USD worth of digital assets. Visit quantstamp.com to learn why top DeFi projects like Maker, Compound and BarnBridge trust Quantstamp to secure the financial infrastructure of tomorrow. Learn more at quantstamp.com/blog.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code MoneyReimagined15 to get 15% off your GA and Pro pass at coindesk.com/consensus2022.This episode was produced and edited by Michele Musso with announcements by Adam B. Levine and additional production support by Eleanor Pahl. Our theme song is “Shepard.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Senators Cynthia Lummis and Kirsten Gillibrand are teaming up on comprehensive crypto legislation. This episode is sponsored by Nexo.io, Arculus and FTX US. On today's episode of “The Breakdown,” NLW looks at the news that long-time Bitcoin advocate Sen. Cynthia Lummis (R-Wyo.) is now working with Sen. Kirsten Gillibrand (D-N.Y.) on what aspires to be comprehensive crypto legislation. The addition of Gillibrand into the mix underscores the growing bipartisan support for Bitcoin and crypto. Additionally, four House Democrats have introduced the ECASH Act to keep privacy in digital money. On this edition of the “Weekly Recap,” NLW looks at recent comments from the leader of the world's largest asset manager on Ukraine and digital currencies, as well as other important updates from the crypto industry, including India's passing of a finance bill with crypto taxation and El Salvador's delay of their bitcoin bond. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Paul Morigi/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Revisiting the story of Yap and Rai stone money yields surprising new insights about bitcoin today.This episode is sponsored by Nexo.io and Wrejects.com.In this visit to one of the earliest pre-bitcoin examples of a very bitcoin-like technology, correspondent George Frankly learns some valuable lessons about where convenience, belief and control collide.-Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Wrejects Galactic Wrestling League is a play-to-earn, turn-based online fighting game, boasting a unique collection of fighters, all with their own special moves, strengths, weaknesses and artwork. Find out how you can get in on the action and be there for the first drop on March 31 at Wrejects.com.-Album art courtesy of Einsamer Schütze, modified CC BY 4.0See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover if silver prices are about to launch. There are many factors coming together that could cause silver prices to move higher. Find out what they are and the different ways to benefit from owning silver and precious metals. Not investment advice. The affiliate link for Accredited Investors to buy Ripple stock and other private equity is here. You receive a $250 credit for investing. My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here.  As a thank you for buying the book on Amazon, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Webinar with Linda called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation We will run the book review contest one more time!   If you leave a book review on Amazon, you also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations (for new members only) Winners will be announced on the podcast March 7th.  The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full wealth mentoring library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

On today's show:On This Day: In 1999, the animated series 'Futurama' debuted in 1999 on Fox.'Everything Everywhere All At Once' Opened to Rave Reviews.'The Batman' has finally been dethroned at the Box Office.Terraforms Labs Acquires BTC.RIP to Foo Fighters Drummer, Taylor Hawkins.March Madness Recap.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why we've been living in a monetary experiment.This episode is sponsored by Nexo.io, Arculus and FTX US. On this edition of “Long Reads Sunday,” NLW reads two macro-themed Twitter threads.Sam Bankman-Fried: Post-Modern Monetary TheoryLyn Alden: The problem with leverage-Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with today's editing by Eleanor Pahl and Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: OsakaWayne Studios/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Weekly Show #1158 We know the Russians have been attacking us. I've talked a lot about it on the radio and TV over the last couple of weeks. So I am doing something special; we are going through the things you can do to stay safe from the latest Russian attacks. Last week, we started doing something I promised we would continue -- how can you protect yourself when it comes to the Russians? The Russians are the bad guys when it comes to bad guys. So there are a few things you can do. And there are a few things; frankly, you shouldn't be doing. And that's precisely what we're going to talk about right now. Today, I explain: - How to protect your back-end - Preventative measures - The new rules of backing up your computer As usual, we'll cover the What, Why, and How's. [Automated transcript follows] [00:00:39] So last week he went over some steps, some things that you can look at that you should look at that are going to help protect you. And we are going to go into this a whole lot more today. And so I want you to stick around and if you miss anything, you can go online. You can go to Craig peterson.com, make sure you sign up there for my email. [00:01:01] And what I'm going to do for you is. Send you a few different documents now where we can chat back and forth about it, but I can send you this. Now I'm recording this on video as well as on audio. So you can follow along if you're watching either on YouTube or. Over on rumble and you can find it also on my website. [00:01:26] I've been trying to post it up there too, but right now let's talk about what we call passive backend protections. So you've got the front end and the front end of course, is. Stuff coming at you, maybe to the firewall I've mentioned last week about customers of mine. I was just looking at a few customers this week, just so I could have an idea of their firewalls. [00:01:52] And they were getting about 10 attacks per minute. Yeah. And these were customers who have requirements from the department of defense because they are defense sub subcontractors. So again, Potential bad guys. So I looked up their IP addresses and where the attacks were coming from. Now, remember that doesn't mean where they originated because the bad guys can hop through multiple machines and then get onto your machine. [00:02:22] What it means is that all, ultimately they ended up. Coming from one machine, right? So there's an IP address of that machine. That's attacking my clients or are attacking my machines. That just happens all the time. A lot of scans, but some definite attacks where they're trying to log in using SSH. [00:02:42] And what I found is these were coming from Slovakia, Russia, and Iran. Kind of what you were expecting, right? The Iranians, they just haven't given up yet. They keep trying to attack, particularly our military in our industry. One of the things we found out this week from, again, this was an FBI notice is that the Russians have been going after our industrial base. [00:03:09] And that includes, in fact, it's more specifically our automobile manufacturers we've already got problems, right? Try buying a new car, try buying parts. I was with my friend, just this. I helped them because he had his car right. Need to get picked up. So I took him over to pick up his car and we chatted a little bit with this small independent automotive repair shop. [00:03:34] And they were telling us that they're getting sometimes six, eight week delays on getting parts and some parts. They just can't. So they're going to everything from junkyards on out, and the worst parts are the parts, the official parts from the car manufacturers. So what's been happening is Russia apparently has been hacking into these various automobile manufacturers and automobile parts manufacturers. [00:04:03] And once they're inside, they've been putting in. A remote control button net. And those botnets now have the ability to wake up when they want them to wake up. And then once they've woken up, what do they do? Who knows? They've been busy erasing machines causing nothing, but having they've been doing all kinds of stuff in the past today, they're sitting there. [00:04:24] Which makes you think they're waiting, it's accumulate as much as you possibly can. And then once you've got it all accumulated go ahead and attack. So they could control thousands of machines, but they're not just in the U S it's automobile manufacturers in Japan. That we found out about. [00:04:44] So that's what they're doing right now. So you've got the kind of that front end and back end protections. So we're going to talk a little bit about the back end. What does that mean? When a cybersecurity guy talks about the backend and the protections. I got it up on my green right now, but here's the things you can do. [00:05:03] Okay. Remember, small businesses are just getting nailed from these guys, because again, they're fairly easy targets. One change your passwords, right? How many times do we have to say that? And yet about 70% of businesses out there are not using a good password methodology. If you want more information on passwords, two factor authentication, you name it. [00:05:30] Just email me M e@craigpeterson.com. I want to get the information out now. You got to make sure that all of the passwords on your systems are encrypted are stored in some sort of a good password vault as you really should be looking at 256 bit encryption or better. I have a vendor of. That I use. So if you get my emails every week, when them, there's the little training. [00:05:59] And so I'll give you a five minute training. It's written usually it's in bullet point for, I'm just trying to help you understand things. That provider of mine has a big database and there's another provider that I use that is for. So the training guys use the database of my provider. [00:06:20] In using that database, they're storing the passwords and the training providers putting passwords in the clinics. Into the database, which is absolutely crazy. So again, if you're a business, if you're storing any sort of personal information, particularly passwords, make sure that you're using good encryption and your S what's called salting the hash, which means. [00:06:46] You're not really storing the password, just joining assaulted hash. I can send you more on this. If you are a business and you're developing software that's, this is long tail stuff here. Configure all of the security password settings so that if someone's trying to log in and is failing that, and you block it, many of us that let's say you're a small business. [00:07:08] I see this all of the time. Okay. You're not to blame. You, but you have a firewall that came from the cable company. Maybe you bought it at a big box retailer. Maybe you bought it online over at Amazon, as hurricane really great for you. Has it got settings on there that lets you say. There's 20 attempts to log in. [00:07:31] Maybe we should stop them. Now, what we do personally for our customers is typically we'll block them at somewhere around three or four failed attempts and then their passwords block. Now you can configure that sort of thing. If you're using. Email. And that's an important thing to do. Let me tell you, because we've had some huge breaches due to email, like Microsoft email and passwords and people logging in and stealing stuff. [00:07:59] It was just a total nightmare for the entire industry last year, but limit the number of login retries as well as you're in there. These excessive login attempts or whatever you want to define it as needs to lock the account. And what that means is even if they have the right password, they can't get in and you have to use an administrative password in order to get in. [00:08:25] You also want to, what's called throttle, the rate of repeated logins. Now you might've gotten caught on this, right? You went to your bank, you went to E-bay, you went to any of these places and all of a sudden. And denied you write it blocked you. That can happen when your account is on these hackers lists. [00:08:45] You remember last week we talked about password spraying while that's a very big deal and hackers are doing the sprain trick all of the time, and that is causing you to get locked out of your own account. So if you do get locked out, remember it might be because someone's trying to break. Obviously you have to enforce the policies. [00:09:09] The capture is a very good thing. Again, this is more for software developer. We always recommend that you use multifactor or two factor authentication. Okay. Do not use your SMS, your text messages for that, where they'll send you a text message to verify who you are. If you can avoid that, you're much better off. [00:09:30] Cause there's some easy ways to get around that for hackers that are determined. Okay. A multi-factor again, installed an intrusion. system. We put right at the network edge and between workstations and servers, even inside the network, we put detection systems that look for intrusion attempts and block intrusion attempts. [00:09:56] A very important use denied lists to block known attackers. We build them automatically. We use some of the higher end Cisco gates. Cisco is a big network provider. They have some of the best hardware and software out there, and you have to subscribe to a lot of people complain. I ain't going to just go buy a firewall for 200 bucks on Amazon. [00:10:18] Why would I pay that much a month just to to have a Cisco firewall? And it's like praying pain for the brand. I've got by logo chert on here. Oh, I wouldn't pay for that. No, it's because they are automatically providing block lists that are updated by the minute sometimes. And then make sure you've got an incident response plan in place. [00:10:44] What are you going to do when they come for you? What are you going to do? Bad boys. Bad. Stick around. We've got a lot more to talk about here as we go. I am explaining the hacks that are going on right now and what you can do as a business and an individual doubt. Protect yourself. Don't go anywhere. [00:11:07] Now we're going to talk about prevention. What can you do an order to stop some of these attacks that are coming from Russia and from other countries, it is huge. People. Believe me, this is a very big problem. And I'm here to help. [00:11:23] hi, I'm Craig Peter Sohn, your chief information security officer. We've reviewed a number of things that are important when it comes to your cyber security and your protection. [00:11:37] We talked about the front end. We talked about the backend. Now we're going to talk about pure prevention and if you're watching. Online. You'll be able to see my slides as they come up, as we talk about some of this stuff and you'll find me on YouTube and you'll also find me on rumble, a fairly new platform out there platform that doesn't censor you for the things you say. [00:12:01] Okay. So here we go. First of all, enabling your active directory password protection is going to. Four's password protection all the way through your business. Now I've had some discussions with people over the months, over the years about this whole thing and what should be done, what can be done, what cannot be done. [00:12:26] Hey, it's a very big deal when it comes to password protection and actor directory, believe it or not, even though it's a Microsoft product is pretty darn good at a few things. One of them is. Controlling all the machines and the devices. One of the things we do is we use an MDM or what used to be a mobile device manager called mass 360. [00:12:51] It's available from IBM. We have a special version of that allows us as a managed security services provider to be able to control everything on people's machines. Active directory is something you should seriously consider. If you are a Mac based shop. Like I am. In fact, I'm sitting right now in front of two max that I'm using right now, you'll find that active directory is a little bit iffy. [00:13:21] Sometimes for max, there are some work around and it's gotten better mastery. 60 is absolutely the way to go, but make sure you've got really good. Passwords and the types of passwords that are most prone to sprain the attacks are the ones you should be banning specifically. Remember the website? Have I been poned? [00:13:45] Yeah. It's something that you should go to pretty frequently. And again, if you miss anything today, just email me M e@craigpeterson.com. Believe me, I am not going to harass you at all. Okay. Now, the next thing that you should be doing is what's called red team blue team. Now the red team is a group of people, usually outside of your organization. [00:14:11] If you're a big company they're probably inside, but the red team is the team that attacks you. They're white hat hackers, who are attacking you, looking for vulnerabilities, looking for things that you should or shouldn't be doing. And then the blue team is the side that's trying to defend. So think of, like war games. [00:14:29] Remember that movie with Matthew Broderick all of those decades ago and how the, he was trying to defend that computer was trying to defend that it moved into an attack mode, right? Red team's attack, blue team is defend. So you want. To conduct simulated attacks. Now w conducting these attacks include saying, oh my let's now put in place and execute our plan here for what are we going to do once we have a. [00:15:01] And you darn well better have a breach plan in place. So that's one of the things that we help as a fractional chief information security officer for companies, right? You've got to get that in place and you have to conduct these simulated attacks and you have to do penetration testing, including password spraying attacks. [00:15:21] There's so many things you can do. The one of the things that we like to do and that you might want to do, whether you're a home user, retiree or a business is go and look online, you can just use Google. I use far more advanced tools, but you can use Google and look for your email address right there. [00:15:40] Look for the names of people inside your organization. And then say wait a minute, does that data actually need to be there? Or am I really exposing the company exposing people's information that shouldn't be out there because you remember the hackers. One of the things they do is they fish you fish as in pH. [00:16:04] So they'll send you an email that looks like. Hey let me see. I know that Mary is the CFO, and I know that Joe's going to be out of town for two weeks in The Bahamas, not a touch. So while he's got. I'm going to send an email to Mary, to get her to do something, to transfer the company's funds to me. [00:16:23] Okay. So that's what that's all about. You've got to make sure, where is our information? And if you go to my company's page, mainstream.net, you'll see on there that I don't list any of the officers or any of the people that are in the company, because that again is a security problem. [00:16:41] We're letting them know. I go to some of these sites, like professional sites lawyers, doctors, countenance, and I find right there all, are there people right there top people or sometimes all of them. And then we'll say, yeah, I went to McGill university, went to Harvard, whatever my B. It's all there. So now they've got great information to fish you, to fish that company, because all they have to do is send an email to say, Hey, you remember me? [00:17:13] We're in Harvard when this class together. And did you have as a professor to see how that works? Okay. You also want to make. That you implement, what's called a passwordless user agent, and this is just so solely effective. If they cannot get into your count, what's going to, what could possibly go wrong, but one of the ways to not allow them into the count is to use. [00:17:41] Biometrics. We use something called duo and we have that tied into the single sign-on and the duo single sign-on works great because what it does now is I put in, I go to a site, I put it into my username and. Pulls up a special splash page that is running on one of our servers. That again asks me for my duo username. [00:18:04] So I've got my username for the site then to my dual username and my duo password single sign on. And then it sends me. To an app on my smart device, a request saying, Hey, are you trying to log into Microsoft? And w whatever it might be at Microsoft, and you can say yes or no, and it uses biometric. [00:18:27] So those biometrics now are great because it says, oh, okay, I need a face ID or I need a thumb print, whatever it might be that allows a generalized, a password, less access. Okay. Password less. Meaning no pass. So those are some of the top things you can do when it comes to prevention. And if you use those, they're never going to be able to get at your data because it's something you have along with something, it works great. [00:19:02] And we like to do this. Some customers. I don't like to go through those hoops of the single sign-on and using duo and making that all work right where we're fine with it. We've got to keep ourselves, at least as secure as the DOD regulations require unlike almost anybody else in industry, I'm not going to brag about it. [00:19:26] But some of our clients don't like to meet the tightest of controls. And so sometimes they don't. I hate to say that, but they just don't and it's a fine line between. Getting your work done and being secure, but I think there's some compromises it can be readily made. We're going to talk next about saving your data from ransomware and the newest ransomware. [00:19:53] We're going to talk about the third generation. That's out there right now. Ransomware, it's getting crazy. Let me tell ya and what it's doing to us and what you can do. What is a good backup that has changed over the last 12 months? It's changed a lot. I used to preach 3, 2, 1. There's a new sheriff in town. [00:20:15] Stick around Craig peterson.com. [00:20:19] 3, 2, 1 that used to be the standard, the gold standard for backing up. It is no longer the case with now the third generation of ransomware. You should be doing something even better. And we'll talk about it now. [00:20:36] We're doing this as a simulcast here. It's on YouTube. It is also on rumble. [00:20:43] It's on my website@craigpeterson.com because we're going through the things that you can do, particularly if you're a business. To stop the Russian invasion because as we've been warned again and again, the Russians are after us and our data. So if you missed part of what we're talking about today, or. [00:21:07] Last week show, make sure you send me an email. me@craigpeterson.com. This is the information you need. If you are responsible in any way for computers, that means in your home, right? Certainly in businesses, because what I'm trying to do is help and save those small businesses that just can't afford to have full-time. [00:21:31] True cyber security personnel on site. So that's what the whole fractional chief information security officer thing is about. Because you just, you can't possibly afford it. And believe me, that guy that comes in to fix your computers is no cyber security expert. These people that are attacking our full time cybersecurity experts in the coming from every country in the world, including the coming from the us. [00:22:01] We just had more arrests last week. So let's talk about ransomware correctly. Ransomware, very big problem. Been around a long time. The first version of ransomware was software got onto your computer through some mechanism, and then you had that red screen. We've all seen that red screen and it says, Hey, pay up buddy. [00:22:23] It says here you need to send so many Bitcoin or a fraction of a Bitcoin or so many dollars worth of Bitcoin. To this Bitcoin wallet. And if you need any help, you can send email here or do a live chat. They're very sophisticated. We should talk about it some more. At some point that was one generation. [00:22:45] One generation two was not everybody was paying the ransoms. So what did they do at that point? They said let me see if they, we can ransom the data by encrypting it and having them pay us to get it back. 50% of the time issue got all your data back. Okay. Not very often. Not often enough that's for sure. [00:23:05] Or what we could do is let's steal some of their intellectual property. Let's steal some of their data, their social security number, their bank, account numbers, et cetera. They're in a, in an Excel spreadsheet on their company. And then we'll, if they don't pay that first ransom, we'll tell them if they don't pay up, we'll release their information. [00:23:26] Sometimes you'll pay that first ransom and then they will hold you ransom a second time, pretending to be a different group of cyber terrorists. Okay. Number three, round three is what we're seeing right now. And this is what's coming from Russia, nears, everything we can tell. And that is. They are erasing our machines. [00:23:48] Totally erasing them are pretty sophisticated ways of erasing it as well, so that it sinks in really, it's impossible to recover. It's sophisticated in that it, it doesn't delete some key registry entries until right at the very end and then reboots and computer. And of course, there's. Computer left to reboot, right? [00:24:11] It's lost everything off of that hard drive or SSD, whatever your boot devices. So let's talk about the best ways here to do some of this backup and saving your data from ransomware. Now you need to use offsite disconnected. Backups, no question about it. So let's talk about what's been happening. [00:24:34] Hospitals, businesses, police departments, schools, they've all been hit, right? And these ransomware attacks are usually started by a person. I'll link in an email. Now this is a poison link. Most of the time, it used to be a little bit more where it was a word document, an Excel document that had something nasty inside Microsoft, as I've said, many times has truly pulled up their socks. [00:25:02] Okay. So it doesn't happen as much as it used to. Plus with malware defender turned on in your windows operating system. You're going to be a little bit safer next step. A program tries to run. Okay. And it effectively denies access to all of that data. Because it's encrypted it. And then usually what it does so that your computer still works. [00:25:26] Is it encrypts all of you, like your word docs, your Excel docs, your databases, right? Oh, the stuff that matters. And once they've got all of that encrypted, you can't really access it. Yeah. The files there, but it looks like trash now. There's new disturbing trends. It has really developed over the last few months. [00:25:48] So in addition to encrypting your PC, it can now encrypt an entire network and all mounted drives, even drives that are marrying cloud services. Remember this, everybody, this is really a big deal because what will happen here is if you have let's say you've got an old driver G drive or some drive mounted off of your network. [00:26:14] You have access to it from your computer, right? Yeah. You click on that drive. And now you're in there and in the windows side Unix and max are a little different, but the same general idea you have access to you have right. Access to it. So what they'll do is any mounted drive, like those network drives is going to get encrypted, but the same thing is true. [00:26:36] If you are attaching a U S B drive to your company, So that USB drive, now that has your backup on it gets encrypted. So if your network is being used to back up, and if you have a thumb drive a USB drive, it's not really a thumb drive, right? There's external drive, but countered by USP hooked up. [00:27:02] And that's where your backup lives. Your. Because you have lost it. And there have been some pieces of software that have done that for awhile. Yeah. When they can encrypt your network drive, it is really going after all whole bunch of people, because everyone that's using that network drive is now effective, and it is absolutely. [00:27:27] Devastating. So the best way to do this is you. Obviously you do a bit of a local backup. We will usually put a server at the client's site that is used as a backup destiny. Okay. So that servers, the destination, all of the stuff gets backed up there. It's encrypted. It's not on the network per se. It's using a special encrypted protocol between each machine and the backup server. And then that backup servers data gets pushed off site. Some of our clients, we even go so far as to push it. To a tape drive, which is really important too, because now you have something physical that is by the way, encrypted that cannot be accessed by the attacker. [00:28:20] It's offsite. So we have our own data center. The, we run the, we manage the no one else has access to it is ours. And we push all of those backups offsite to our data center, which gives us another advantage. If a machine crashes badly, right? The hard disk fails heaven forbid they get ransomware. We've never had that happen to one of our clients. [00:28:46] Just we've had it happen prior to them becoming clients, is that we can now restore. That machine either virtually in the cloud, or we can restore it right onto a piece of hardware and have them up and running in four hours. It can really be that fast, but it's obviously more expensive than in some. [00:29:08] Are looking to pay. All right, stick around. We've got more to talk about when we come back and what are the Russians doing? How can you protect your small business? If you're a one, man, one woman operation, believe it. You've got to do this as well. Or you could lose everything. In fact, I think our small guys have even more to lose Craig peterson.com. [00:29:32] Backups are important. And we're going to talk about the different types of backups right now, what you should be doing, whether you're a one person, little business, or you are a, multi-national obviously a scale matters. [00:29:47] Protecting your data is one of the most important things you can possibly do. [00:29:53] I have clients who had their entire operating account emptied out, completely emptied. It's just amazing. I've had people pay. A lot of money to hackers to try and get data back. And I go back to this one lady over in Eastern Europe who built a company out of $45 million. By herself. And of course you probably heard about the shark tank people, right? [00:30:23] Barbara Cochran, how she almost lost $400,000 to a hacker. In fact, the money was on its way when she noticed what was going on and was able to stop it. So thank goodness she was able to stop it. But she was aware of these problems was looking for the potential and was able to catch it. How many of us are paying that much attention? [00:30:50] And now one of the things you can do that will usually kind of protect you from some of the worst outcomes. And when it comes to ransomware is to backup. And I know everybody says, yeah, I'm backing up. It's really rare. When we go in and we find a company has been backing up properly, it even happens to us sometimes. [00:31:15] We put them back up regimen in place and things seem to be going well, but then when you need the backup, oh my gosh, we just had this happen a couple of weeks ago. Actually this last week, this is what happened. We have. Something called an FMC, which is a controller from Cisco that actually controls firewalls in our customer's locations. [00:31:42] This is a big machine. It monitors stuff. It's tied into this ice server, which is. Looking for nastiness and we're bad guys trying to break in, right? It's intrusion detection and prevention and tying it into this massive network of a billion data points a day that Cisco manages. Okay. It's absolutely huge. [00:32:05] And we're running it in a virtual machine network. So we. Two big blade. Chassies full of blades and blades are each blade is a computer. So it has multiple CPU's and has a whole bunch of memory. It also has in there storage and we're using something that VMware calls visa. So it's a little virtual storage area network. [00:32:32] That's located inside this chassis and there are multiple copies of everything. So if a storage unit fails, you're still, okay. Everything stays up, it keeps running. And we have it set up so that there's redundancy on pond redundancy. One of the redundancies was to back it up to a file server that we have that's running ZFS, which is phenomenal. [00:32:56] Let me tell you, it is the best file system out there I've never ever had a problem with it. It's just crazy. I can send you more information. If you ever interested, just email me@craigpeterson.com. Anytime. Be glad to send you the open source information, whatever you need. But what had happened is. [00:33:13] Somehow the boot disk of that FMC, that, that firewall controller had been corrupted. So we thought, oh, okay, no problem. Let's look at our backups. Yeah, hadn't backed up since October, 2019. Yeah, and we didn't know it had been silently failing. Obviously we're putting stuff in place to stop that from ever happening again. [00:33:43] So we are monitoring the backups, the, that network. Of desks that was making up that storage area network that had the redundancy failed because the machine itself, somehow corrupted its file system, ext four file system right then are supposed to be corruptible, but the journal was messed up and it was man, what a headache. [00:34:07] And so they thought, okay, you're going to have to re-install. And we were sitting there saying, oh, you're kidding me. Reinstalling this FMC controller means we've got to configure our clients, firewalls that are being controlled from this FMC, all of their networks, all of their devices. We had to put it out. [00:34:23] This is going to take a couple of weeks. So because I've been doing this for so long. I was able to boot up an optics desk and Mount the file system and go in manually underneath the whole FMC, this whole firewall controller and make repairs to it. Got it repaired, and then got it back online. So thank goodness for that. [00:34:49] It happens to the best of us, but I have to say I have never had a new client where they had good backups. Ever. Okay. That, and now that should tell you something. So if you are a business, a small business, whatever it might be, check your backups, double check them. Now, when we're running backups, we do a couple of things. [00:35:14] We go ahead and make sure the backup is good. So remember I mentioned that we have. Backup server that sits onsite. Usually it depends on the size of the client. But sits onsite at the client's site. So it will perform the backup and then tries to actual restore of that backup to make sure it's good. [00:35:35] And we can even. Client, depending on what they want. So a higher level, if a machine goes down, let's say it catches fire, or disk explodes in it, or completely fails. We can actually bring that machine online inside our backup server or the customer. Yeah, how's that for fancy and bring it back online in just a matter of minutes instead of days or weeks. [00:36:04] So that's true too. If that machine had been a ransom had this data, you raised whatever might've happened to it. We can restore it now. We've never had to knock on wood, except when there was a physical problem with the machine and as. Starting from scratching it, that machine, the new machine online in four hours or less. [00:36:28] And it's really cool the way it works. If you like this stuff, man, it is great. Okay. Protecting your data. I'm rambling a little bit here. You need an archival service there's companies out there like iron mountain, you can at your local bank, depending on the bank. It ain't like it used to be, get a box, right? [00:36:50] A special box in the vault that you. The tapes and other things in nowadays there's cloud options, virtual tape backup options, which is a lot of what we use and we do. Okay. We also use straight cloud at the very bottom end again. It's not located on the network. It's up in the cloud. It's double encrypted. [00:37:13] It's absolutely the way to do now if you're going to have a backup and if that backup, you want to be secure, it must not be accessible. To the attacker, you've got to put some literal air space between your backups and the cyber criminals. It's called an air gap. So there's no way for them to get to it. [00:37:37] Okay. Now I want you to consider seriously using tape these a LTO. These linear tape drives. They've been around for a long time, but their cartridges you can pull in and out. And they're huge. They they're physically small, but they can hold terabytes worth of data. They're absolutely amazing. There's some great disk based backup systems as what we do. [00:38:02] Some of them are been around a long time and they can be quite reasonably. Price. All right. So it's something for you to consider, but you've got to have at least that air gap in order to make sure that you're going to be protected. What should you be looking for in a backup system? This is called 3, 2, 2 1, which means maintain at least three copies of your data store the backups on two different meters. [00:38:31] Store at least one of the copies at an offsite location store, at least one of the copies offline, and be sure to have verified backups without air. Okay. Does that sound a little complicated? 3, 2, 1, 1 0 is what it's called. Just to be 3, 2, 1. Now it's 3, 2, 1, 1 0. I can send you Karen put together a special report on this based on our research. [00:38:57] And I can share that with you. Absolutely free. Hey guys, if you want it, you got it. But you got to ask me, just email me M e@craigpeterson.com. This is absolutely essential. If you're a small business, a tiny business to do it this way. Let me tell you, okay, this is just huge. Physical backups should be stored off site. [00:39:19] I mentioned the bank fault. A lot of people just go ahead and take them home with. That might be a desk. It might be a tape. It can be a little bit complicated to do. And I've picked up customers that thought they were backing up. They were using a USB drive. They were putting it in due to flee every Monday. [00:39:41] And then every Wednesday, what happened? Every Wednesday they bring in Wednesdays desk and then they bring that disc home and then Thursday, they bring in the Thursday disc. And none of them had been working. Okay. So be very careful. All of your backups should be encrypted. We encrypted at the customer site and then we reencrypt it when we bring it over to us. [00:40:06] Okay. Keys are essential. Particularly if you're using a cloud-based backup, don't use the same keys across multiple backups. Very important there. You should have some good procedures that are well-documented test, test your restores because very frequently. We find they don't work. In fact, that's the number one problem, right? [00:40:30] If they had just tried to restore, even once from their backup, they would've known they had problems. And get those backups scheduled on a regular schedule. Okay. So there's a lot more offline backups and more that we can talk about another time, but this is important. If you want any help, send me an email, just put backups in the subject line. [00:40:55] I'll send you some stuff. Email me, M e@craigpeterson.com. Now I am more than glad to help. Pretty much anybody out there. I'm not going to help. What about blah, blah, Amir Putin. But anybody else I'll help, but you got to reach out. Okay. You listen here. And I know some of this stuff is over some of our heads, some of your heads, you're the best and brightest. [00:41:20] That's why you're listening and I'll help you out. I'll send you some information. That's going to get you on the right track. Me M e@craigpeterson.com. That's Craig Peterson, S O N have a great day. [00:41:35] We just got an email this week from a customer and they're saying, oh no, my email has been hacked. What does that mean was a really hacked, we're going to talk right now about email spoofing, which is a very big deal. [00:41:51] Emails spoofing is being a problem for a long time, really? Since the 1970s. I remember when I got my first spoofed email back in the eighties and they was really a little bit confusing. [00:42:05] I went into it more detail, of course, being a very technical kind of guy and looked behind the curtains, figured out what was going on. Just shook my head. I marveled at some people. Why would you do this sort of thing? The whole idea behind email spoofing is for you to receive an email, looks like it's from someone that it's not now, you've all seen examples of this. [00:42:30] Everybody has. And those emails that are supposedly from the bank, or maybe from Amazon or some other type of business or family friend, this is part of what we call social engineering, where the bad guys are using a little bit about what they know about you, or maybe another person in order to. Frankly, fool you. [00:42:54] That's what spoofing really is. There were a lot of email accounts that were hacked over the last what, 30, 40 years. And you might remember this people sending out an email saying, oh, my account got hacked because you just got emails. Back in the day, what people were trying to do is break into people's email accounts and then the bad guys after having broken in now knew everybody that was in the contact list from the account that was just broken into. [00:43:29] Now they know, Hey, listen, this person sends an email. Maybe I can just pretend I'm them. Days it, the same thing still happens. But now typically what you're seeing is a more directed attack. So a person might even look in that email account that they've broken into and poke around a little bit and find out, oh, okay. [00:43:52] So this person's account I just broken to is a purchasing manager at a big. So then they take the next step or maybe this tab after that and try and figure out. Okay, so now what do I do? Oh, okay. So really what I can do now is send fake purchase orders or send fake requests for money. I've seen in the past with clients that we've picked up because the email was acting strangely where a bad guy went ahead, found. [00:44:25] Invoices that have been sent out by the purchasing person and the send the invoices out and changed the pay to information on the invoice. So they took the PDFs that they found on the file server of the invoices went in and changed them, change the account that they wanted, the funds ACH into. And once they had that happen, they just sent the invoice out again saying overdue. [00:44:54] Off goes in the email and the company receives it and says, oh okay, I need to pay this invoice. Now. Sometimes it marked them overdue. Sometimes they didn't mark them overdue. I've seen both cases and now the money gets sent off and that invoice gets paid and then gets paid to the wrong person. [00:45:13] Or maybe they go ahead and they don't send the invoice out, but they just send a little notification saying, Hey, our account has changed. Make sure you. Direct all future payments to this account. Instead. Now you might be thinking wait a second here. Now they send this email out. It's going to go into a bank account. [00:45:33] I can recover the money while no, you can't. Because what they're doing is they are using mules. Now you've heard of meals before. He might've even seen that recent Clint Eastwood movie. I think it was called. But typically when we think of mules, as people we're thinking about people who are running drugs well, in this case, the bad guys use mules in order to move money around. [00:45:59] And now sometimes the people know what they're doing. The FBI has had some really great arrests of some people who were doing this, particularly out in California, some of them cleaned. Yeah. I didn't know what was happening. It was just somebody, asked me to send money. It's like the Nigerian scam where the Nigeria in the Nigerian scam, they say, Hey I'm, I'm Nigerian prince, you've heard of these things before. And I need to get my money out of the country. I need to place to put them. And so if you have a us account, I'm going to transfer money into it. You can keep a thousand dollars of that 5,000 and I'm going to wire in just as a fee. Thanks for doing this. I, this is so important and it's such a hurry and I'm going to send you the. [00:46:46] What they'll often do is send you a money order. It couldn't be a bank check, could be a lot of things, and then you go ahead and you cash it and oh, okay. Or cash just fine. And then you wire the $4,000 off to the bad guy. The bad guy gets the money and is off. Running in the meantime, your bank is trying to clear that bank check or that money order. [00:47:14] And they find out that there is no money there because frankly what might've happened? I, this is one I've seen, I'm telling you about a story w we helped to solve this problem, but I had taken out a real money order from a bank, and then they made copies of it. Basically, they just forged it. And so they forged a hundred copies of it. [00:47:36] So people thought they were getting a legitimate money order. And in some cases, the banks where the money order was, you mean deposited, did conf confirm it? They called up the source bank. Oh yeah. Yeah. That's a legit money order and then they all hit within a week or two. And now the, you are left holding the bag. [00:47:58] So that's one thing that happens. But typically with these mules, the money comes to them in that account. They are supposed to then take that money and put it in their PayPal account and send it off to the next. And it might try jump to through two or three different people, and then it ends up overseas and the bad guys have gotten so good at this and have the cooperation of some small countries, sometimes bigger countries that they actually own. [00:48:30] The bank overseas of the money ultimately gets transferred into. And of course there's no way to get the money back. It's a real. So with spoofing, they're trying to trick you into believing the emails from someone that you know, or someone that you can trust. Or as I said, maybe a business partner of some sort in most cases, it's some sort of a colleague, a vendor or a trusted brand. [00:48:58] And so they exploit the trust that you have, and they ask you to do something or divulge information. They'll try and get you to do something. So there's more complexity tax. Like the ones that I just explained here that are going after financial employees, there might be some, an accountant, a bookkeeper, or bill payer and receivables payables. [00:49:24] I've seen CFO attacks, but the really the spoofed email message looks legitimate on the surface. They'll use the legitimate logo of the company that they're trying to pretend that they're from. For instance, PayPal. Phishing attack. They have a spoofed email sender and typical email clients like you might be using for instance, on Microsoft outlook. [00:49:48] The sender address is shown on the message, but most of the time nowadays the mail clients hide the actual email address, or if you just glance at it, it looks legit. You've seen those before these forged email headers. Yeah, it gets to be a problem. Now we use some software from Cisco that we buy. [00:50:13] You have to buy. I think it's a thousand licenses at a time, but there were some others out there, Cisco again, by far the best and this, the software. Receives the email. So before it even ends up in the exchange server or somewhere else online, that email then goes through that Cisco server. They are comparing it to billions of other emails that they've seen, including in real time emails that are. [00:50:41] Right now. And they'll look at the header of the email message. You can do that as well. With any email client, you can look at the header, Microsoft and outlook calls, it view source. But if you look at the email header, you'll see received. Headers that are in there. So say, receive colon from, and they'll give a name of a domain and then you'll see another received header and give another name of a machine. [00:51:08] And it'll include the IP address might be IVF IPV four of your six, and you can then follow it all the way through. So what'll happen is partway through. You'll see, it took a hop that is. Not legitimate. That's where it comes in. Nowadays, if you have an email address for your business, man, a domain, you need to be publishing what are called SPF records. [00:51:37] And those SPF records are looked at there compared to make sure that the email is properly signed and is from. The correct sender. There's a SPF records. There's a mother's too, that you should have in place, but you'll see that in the headers, if you're looking in the header. So it gets pretty complicated. [00:51:59] The SPF, which is the sender policy framework is a security protocol standard. It's been around now for almost a decade. It's working in conjunction with what are called domain based message, authentication, reporting, and conformance. Heather's D mark headers to stop malware and phishing attacks. And they are very good if you use them properly, but unfortunately when I look, I would say it's still 95% of emails that are being sent by businesses are not using this email spoofing and protection. [00:52:35] So have a look at that and I can send you a couple articles on it. If you're in trusted Craig Peter sohn.com. [00:52:46] So we've established that email spoofing happens. What are the stats to this? And how can you further protect yourself from email spoofing? Particularly if you're not the technical type controlling DNS records, that's what's up right. [00:53:02] Everybody Craig Peter sawn here, your cybersecurity strategist. And you're listening to news radio, w G a N a M five 60 and 98.5 FM. Join me on the morning. Drive Wednesday mornings at 7 34. Of course in the am. There's so much going on in the cybersecurity world. It affects all of us. Now, I think back to the good old days 40 years ago where we weren't worried about a lot of this stuff, spoofing, et cetera. [00:53:36] But what we're talking about right now is 3.1 billion domain spoof. Emails sent every day. That's a huge thing. More than 90% of cyber attacks. Start with an email message. Email spoofing and phishing have had a worldwide impact costing probably $26 billion over the last five years. A couple of years ago, the FBI, this is 2019. [00:54:07] Reported that about a house. A million cyber attacks were successful. 24% of them were email-based and the average scam tricked users out of $75,000. Yeah. So it's no wonder so many people are concerned about their email and whether or not those pieces of email are really a problem for them. And then anybody else. [00:54:34] So a common attack that uses spoofing is CEO fraud, also known as business, email compromise. So this is where the attacker is spoofing or modifying, pretending to be a certain person that they're not they're impersonating an executive or owner, maybe of a business. And it targets. People in the financial accounting or accounts payable departments or even the engineering department. [00:55:01] And that's what happened with one of our clients this week. They got a very interesting spoofed email. So even when you're smart and you're paying attention, you can be tricked the Canadian city treasurer. Tricked into transferring a hundred grand from taxpayer funds, Mattel tricked into sending 3 million to an accountant, China, a bank in Belgium, tricked into sending the attackers 70 million Euro. [00:55:31] It happens and I have seen it personally with many businesses out there. So how do you protect yourself from email? Spoofing now, even with email security in place, there's some malicious email messages that are still going to get through to the inboxes. Now we're able to stop better than 96% of them just based on our stats. [00:55:54] In fact, it's very rare that one gets through, but here are some things you can do and watch out for whether you're an employee responsible for financial decisions, or maybe you're someone who is. Personal email at work. Here's some tricks here. So get your pencil ready. Number one, never click links to access a web. [00:56:19] Where you're asked to log in, always type in the official URL into your browser and authenticate on the browser. In other words, if you get an email from your bank or someone else, and there's a link in there to click that says, Hey oh man, here's some real problems. You got to respond right away. [00:56:42] Don't do that go to paypal.com or your bank or your vendor's site, just type it into your browser, even though you can hover over the email link and see what it is. Sometimes it can be perfectly legitimate and yet it looks weird. For instance, when I send out my emails that people subscribe to that right there on Craig peterson.com, the links are going to come from the people that handle my email lists for me, because I send out thousands of emails at a time to people that have asked to get those emails. [00:57:22] So I use a service and the services taking those links, modifying them somewhat in fact dramatically. And using that to make sure the delivery happened, people are opening it and that I'm not bothering you. So you can unsubscribe next step. You can, if you want to dig in more, look at the email headers. [00:57:45] Now they're different for every email client. If you're using outlook, you have to select the email, basically in the left-hand side. Okay. You're going to control, click on that email and we'll come up and you'll see something that says view source. So in the outlook world, they hide it from you. [00:58:06] If you're using a Mac and Mac mail, all you have to do is go to up in the menu bar email and view, header and cut off. There it is. I have many times in the past just left that turned on. So I'm always seeing the headers that reminds me to keep a look at those headers. So if you look in the header, And if the email sender is let me put it this way. [00:58:31] If the person who is supposed to have sent it to you is doing headers proper, properly. You're going to see. A received SPF section of the headers and right in there, you can look for a pass or fail and response, and that'll tell you if it's legit. So in other words, let's use PayPal as an example, PayPal has these records that it publishes that say all of our emails are going to come from this server or that server of. [00:59:04] And I do the same thing for my domains and we do the same thing for our clients domains. So it's something that you can really count on if you're doing it right, that this section of the headers. And that's why I was talking about earlier. If you have an email that your sending out from your domain and you don't have those proper headers in it, there's no way. [00:59:31] To truly authenticate it. Now I go a step further and I use GPG in order to sign most of my emails. Now I don't do this for the trainings and other things, but direct personal emails from me will usually be cryptographically signed. So you can verify that it was me that sent it. Another thing you can do is copy and paste the text, the body of that email into a search engine. [01:00:03] Of course I recommend duck go in most cases. And the chances are that frankly they've sent it to multiple people. That's why I was saying our Cisco based email filter. That's what it does, it looks for common portions of the body for emails that are known to be bad, be suspicious of email from official sources like the IRS, they're not going to be sending you email out of the blue most places. Aren't obviously don't open attachments from people that you don't. Special suspicious ones, particularly people we'll send PDFs that are infected. It's been a real problem. They'll send of course word docs, Excel docs, et cetera, as well. [01:00:54] And the more. I have a sense of urgency or danger. That's a part of the email should really get your suspicions up, frankly, because suggesting something bad is going to happen. If you don't act quickly, that kind of gets around part of your brain and it's the fight or flight, right? Hey, I gotta take care of this. [01:01:17] I gotta take care of this right away. Ah, and maybe you. So those are the main things that you can pay attention to. In the emails, if you are a tech person, and you're trying to figure this out, how can I make the emails safer for our company? You can always drop me an email as well. Me, M e@craigpeterson.com. [01:01:43] I can send you to a couple of good sources. I'll have to put together a training as well on how to do this, but as individually. At least from my standpoint, a lot of this is common sense and unfortunately the bad guys have made it. So email is something we can no longer completely trust. Spoofing is a problem. [01:02:05] As I said, we just saw it again this week. Thank goodness. It was all caught and stopped. The account was not. It was just a spoofed email from an account outside the organization that was act Craig peterson.com. Stick around. [01:02:24] The value of crypto coins has been going down lately quite a bit across the board, not just Bitcoin, but the amount of crypto mining and crypto jacking going on. That hasn't gone down much at all. [01:02:48] hi, I'm Craig Peter Sohn, your cyber security strategist. And you're listening to news radio, w G a N a M five 60 and FM nine. Point five, you can join me on the morning drive every Wednesday morning at 7 34, Matt and I go over some of the latest in news. You know about crypto coins, at least a little bit, right? [01:03:15] These are the things like Bitcoin and others that are obstensively private, but in reality, aren't that private. If you receive coins and you spend coins, you are probably trackable. And if you can't spend that, the crypto currencies, why even bother getting it in the first place. One of the big drivers behind the price of these crypto currencies has been criminal activity. [01:03:48] We've talked about that before. Here's the problem we're seeing more and more nowadays, even though the price of Bitcoin might go down 30%, which it has, and it's gone down in bigger chunks before. It does not mean that the bad guys don't want more of it. And what better way to mine, cryptocurrency then to not have to pay for. [01:04:15] So the bad guys have been doing something called crypto jacking. This is where criminals are using really ransomware like tactics and poisoned website to get your computer, even your smartphone to mine, cryptocurrencies for. No mining, a Bitcoin can cost as much in electric bills that are in fact more in electric bills. [01:04:43] Then you get from the value of the Bitcoin itself. So it's expensive for them to run it. Some countries like China have said, no, you're not doing it anymore because they're using so much electricity here in the U S we've even got crypto mining companies that are buying. Old power plant coal-fired or otherwise, and are generating their own electricity there locally in order to be able to mine cryptocurrencies efficiently, effectively so that they can make some profit from it. [01:05:18] It's really quite the world out there. Some people have complained about their smartphone getting really hot. Their battery only lasts maybe an hour and it's supposed to last all day. Sometimes what's happened is your smartphone has been hijacked. It's been crypto jacked. So your smartphone, they're not designed to sit there and do heavy computing all day long. [01:05:45] Like a workstation is even your regular desktop computer. Probably isn't. To be able to handle day long mining that has to happen. In fact, the most efficient way to do crypto mining of course is using specialized hardware, but that costs them money. So why not just crypto Jack? All right. There are two primary ways. [01:06:09] Hackers have been getting victims, computers to secretly mine. Cryptocurrencies one is to trick them into loading. Crypto mining code onto their computers. So that's done through various types of fishing, light tactics. They get a legitimate looking email that tricks people into clicking on a link and the link runs code. [01:06:30] Now what's interesting is you don't, even for cryptocurrency crypto jacket, you don't even have to download a program in. To have your computer start mining cryptocurrencies for the bad guys. They can use your browser to run a crypto mining script. And it runs in the background. As you work right, using up electricity, using up the CPU on your computer. [01:06:58] They also will put it into ads. They'll put it on a website and your browser goes ahead and runs the code beautifully. So they're really trying to maximize their returns. That's the basics of crypto jacking what's been particularly bad lately has been the hackers breaking into cloud account. And then using those accounts to mine cryptocurrency, one of the trainings that I had on my Wednesday wisdoms has to do with password stuffing and my Wednesday wisdoms, you can get by just subscribing to my email over there@craigpeterson.com. [01:07:44] But what happens here is they find your email address. They find. Password on one of these hacks that is occurred on the dark web. You weren't on the dark web, but your username or email address and password are there on the dark web. And then they just try it. So a big site like Amazon, or maybe it was your IBM also has cloud services can be sitting there running along very well, having fun. [01:08:16] Life's good. And. Then they go ahead and try your email address and password to try and break in. Now, you know how I keep telling everybody use a good password manager and this week I actually changed my opinion on password managers. So you know, that I really like the password manager that you can get from one password.com. [01:08:44] It really is fantastic. Particularly for businesses, various types of enterprises, one password.com. However, where I have changed is that some of these browsers nowadays, particularly thinking about Firefox Google Chrome safari, if you're particularly, if you're on a Mac, all have built in password managers that are actually. [01:09:09] Good. Now they check. Have I been poned, which is a site I've talked to you guys about for years. To make sure that your accounts are reasonably safe than not being found on the dark web, the new password that it came up with or that you want to use. They check that as well. Make sure it's not in use. So here's an example here. [01:09:32] This is a guy by the name of Chris. He lives out in Seattle, Washington, and he makes mobile apps for local publishers. Just this year, new year's day, he got an alert from Amazon web services. Now Amazon web services, of course, cloud service. They've got some really nice stuff, starting with light ship and going up from there, I've used various services from them for well, since they started offering the services over very many years and. [01:10:04] They allow you to have a computer and you can get whatever size computer you want to, or fraction of a computer. You want to, he got this alert because it said that he owed more than $53,000 for a month's worth of hosts. Now his typical Amazon bill is between a hundred and 150 bucks a month. My typical Amazon bell is now 50 to maybe $80 a month. [01:10:34] I cannot imagine getting a $53,000 bill from our friends at Amazon. So the poor guy was just totally freaking out, which is a very big deal. So I'm looking at an article from insider that you can find a business insider.com. They were able to confirm that, yes, indeed. He got this $53,000 bill from Amazon and yes, indeed. [01:11:00] It looks like his account had been hacked by cryptocurrency miners. So these guys can run up just incredibly large charges for the raw computing power. They need to produce some of these digital cryptocurrencies, like Bitcoin there's many others out there. But this isn't new. This is happening all of the time. [01:11:23] Google reported late last year, that 86% of account breaches on its Google cloud platform were used to perform cryptocurrency mining. So make sure you are using a good password manager that generates good passwords. And I have a special report on passwords. You can download it immediately when you sign up for. [01:11:48] My email, my weekly email newsletter@craigpeterson.com and it tells you what to do, how to do it. What is a good password? What the thinking is because it's changed on passwords, but do that and use two factor authentication. Multi-factor authentication as well. And I talk about that in that special report too. [01:12:11] And visit me online. Sign up right now. Craig Peter sohn.com. [01:12:17] We're moving closer and closer to completely automated cars, but we want to talk right now about car hacks, because there was an interesting one this week that has to do with Tesla. And we'll talk about some of the other hacks on car. [01:12:33] Connected cars are coming our way in a very big way. [01:12:38] We just talked about the shutdown of two G and 3g in our cars. We, it wasn't really our cars, right? Two G 3g. That was for our cell phones. That was. Years ago course now for four GLTE 5g, even 10 G is being used in the labs. Right now. It's hard to think about some of those older technologies, but they were being used and they were being used by cars, primarily for the navigation features. [01:13:13] Some cars use these data links, if you will, that are really on the cell phone network in order to do remote things like remote start. For instance, I have a friend who's Subaru. Of course was using that. And now she's got to do an upgrade on her car because that 3g technology is going away depending on the carrier, by the way, some of it's going away sooner. [01:13:40] Some of it's going away later, but it'll all be gone at the end of 2020. What are we looking at? As we look into the future, I'm really concerned. I don't want to buy one of these new cars at the same time as I do, because they are cool, but I don't want to buy one of those because of the real problem that we could have of what well of having that car. [01:14:07] I need an upgrade and not been able to do it. I watched a video of a guy who took a Tesla that hadn't been damaged badly in a flood, and it was able to buy it for cheap. Why? Because Tesla will not sell you new motors and a new batteries for a car like that. So he got the car for cheap. He found a Chevy Camaro that had been wrecked, but its engine and transmission were just fine. [01:14:37] He ripped everything out of the Tesla and went ahead after that, cause you got to clean that out, and water damage. You spray wash all to the inside. He got right down to the aluminum, everything that wasn't part of the core aluminum chassis was gone. And then he built it back up again. He managed to keep all of those Tesla systems working, that, that screen that you have upfront that does the temperature control, cruise maps, everything out. [01:15:09] He kept that it was able to work. The, automated stuff, cruise control type stuff. And now he had a very hot car that looked like a Tesla. He took it out to SEMA, which is pretty cool. I'd love to see that, but it was a Tesla with a big V8 gasoline engine in it. He's done a, quite a good job on it. [01:15:33] It was quite amazing to see it took them months. It was him and some of his buddies. These new cars are even more connected than my friend Subaru is they get downloads from the. Some of them are using Wi-Fi and 5g. Really one of the big promises of 5g is, Hey, our cars can talk to each other because now you can get a millisecond delay in going from one car to another versus what you have today, which can be a half a second or more, which can be the difference between having a rear end collision and being able to stop in time when it comes to these automated system. [01:16:15] So they are more connected. They connect to the wifi in your homes. They connect to obviously the 5g network, which is where things are going right now. But what's happening with the hackers because really what we're talking about, isn't a computer on wheels. Oh no. Dozens of computers inside that car and your car has a network inside of it and has had for many years, this can bus network and even fancier ones nowadays that connect all of your systems together. [01:16:50] So your entertainment system, for instance, is connected to this network. And that was used. You might remember a couple of years ago on a Chrysler product where the bad guy installed. Or using the thumb drive onto that entertainment system and had a reporter drive that car down the road. This is all known. [01:17:13] It was all controlled. And was able to the bad guy right there, the demonstration in this case, I guess you'd call them a white hat hacker. He drove that car right off the road while the reporter was trying to steer otherwise because cars nowadays don't have a direct linkage between anything in any. [01:17:36] That's why I love my 1980 Mercedes TESOL. You turn the steering wheel. It isn't act

This episode is a little different than the usual podcast format. There is no guest. Instead, I will share a couple of thoughts I have around a specific topic. Today, I discuss the recent developments with ExxonMobil and Bitcoin mining, as well as Russia potentially accepting oil sales in Bitcoin. These changes present a monumental disruption to how Bitcoin is viewed on the global stage. ======================= Today's episode is brought to you by Coinbase Wallet, your key to the world of crypto. Crypto wasn't made to just buy, sell, and hodl. With Coinbase Wallet, you can do so much more: Collect more NFTs, earn more with DeFi, and trade more than 4,000 tokens. Whether you're looking to play, stake, spend, or just explore a trending new protocol — Coinbase Wallet is your key to more. Long-time HODLers already know that wallets are a must-have if you want complete control of your crypto. That's why Coinbase Wallet makes self-custody simple, while providing the safety and security of the most trusted name in crypto. Visit http://coinbase.com/wallet to learn more. ======================= If you're a regular listener of the podcast, I would bet that two things are true: First: You're passionate about Web3 and protecting your personal data And two: that you're a human.   If I'm right, then congratulations! You're entitled to all the benefits of the decentralized web. But there's a catch: As Web3-enabled tech — like NFTs, smart contracts, and DAOs — drive more elements of our “real world” lives online, proving that you're a person – without surrendering personal data – becomes exponentially more valuable. And exponentially more difficult.   This is why Unstoppable Domains launched Humanity Check.    Humanity Check proves that you're, well, you – without revealing personal data. No matter where you go on the web, you'll have total control over which apps you want to share data with…and which ones you don't.   Prefer to be completely clouded in mystique? No worries - Humanity Check is 100% opt in. If you want to feel alive, or at least prove you are, head to http://UnstoppableDomains.com and get your NFT domain with Humanity Check. ======================= Cryptocurrencies offer boundless potential, but how will you protect your crypto? Arculus is the next generation crypto cold storage wallet that combines the world's strongest security protocols on the Arculus Key Card with an easy-to-use Arculus Wallet App. With over 20 years of experience developing leading-edge secure payment technologies, CompoSecure created Arculus to give you the power to protect your financial future. You can buy, store, swap, send and receive your crypto with a simple tap of your Arculus Key Card to your mobile device. Your private keys are encrypted on the Arculus Key Card and they never leave it. Stay safe from hackers with no cords; no charging; no Bluetooth. The only person accessing your crypto... is you. Buy Arculus on Amazon today at https://amazon.com/arculus =======================

Plus a look at other key institutional, geopolitical and industry stories. This episode is sponsored by Nexo.io, Arculus and FTX US. On this edition of the “Weekly Recap,” NLW looks at recent comments from the leader of the world's largest asset manager on Ukraine and digital currencies, as well as other important updates from the crypto industry, including India's passing of a finance bill with crypto taxation and El Salvador's delay of their bitcoin bond. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Christopher Goodney/Bloomberg via Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Will Clemente is the Lead Insights Analyst at Blockware. He has quickly become one of my favorite writers on all things bitcoin, including deep dives on various onchain analytics. In this conversation, we discuss the bitcoin fundamentals, on-chain metrics, what happened in the past week, and what the on-chain data is telling us to be prepared for moving forward. WIll joins us every Friday on "The Best Business Show." To see the video with the corresponding charts that Will references throughout the interview, go to the  Anthony Pompliano YouTube Channel. ======================= Today's episode is brought to you by Coinbase Wallet, your key to the world of crypto. Crypto wasn't made to just buy, sell, and hodl. With Coinbase Wallet, you can do so much more: Collect more NFTs, earn more with DeFi, and trade more than 4,000 tokens. Whether you're looking to play, stake, spend, or just explore a trending new protocol — Coinbase Wallet is your key to more. Long-time HODLers already know that wallets are a must-have if you want complete control of your crypto. That's why Coinbase Wallet makes self-custody simple, while providing the safety and security of the most trusted name in crypto. Visit http://coinbase.com/wallet to learn more. ======================= If you're a regular listener of the podcast, I would bet that two things are true: First: You're passionate about Web3 and protecting your personal data And two: that you're a human.   If I'm right, then congratulations! You're entitled to all the benefits of the decentralized web. But there's a catch: As Web3-enabled tech — like NFTs, smart contracts, and DAOs — drive more elements of our “real world” lives online, proving that you're a person – without surrendering personal data – becomes exponentially more valuable. And exponentially more difficult.   This is why Unstoppable Domains launched Humanity Check.    Humanity Check proves that you're, well, you – without revealing personal data. No matter where you go on the web, you'll have total control over which apps you want to share data with…and which ones you don't.   Prefer to be completely clouded in mystique? No worries - Humanity Check is 100% opt in. If you want to feel alive, or at least prove you are, head to http://UnstoppableDomains.com and get your NFT domain with Humanity Check. ======================= Cryptocurrencies offer boundless potential, but how will you protect your crypto? Arculus is the next generation crypto cold storage wallet that combines the world's strongest security protocols on the Arculus Key Card with an easy-to-use Arculus Wallet App. With over 20 years of experience developing leading-edge secure payment technologies, CompoSecure created Arculus to give you the power to protect your financial future. You can buy, store, swap, send and receive your crypto with a simple tap of your Arculus Key Card to your mobile device. Your private keys are encrypted on the Arculus Key Card and they never leave it. Stay safe from hackers with no cords; no charging; no Bluetooth. The only person accessing your crypto... is you. Buy Arculus on Amazon today at https://amazon.com/arculus =======================

How concerned with the USD's role as reserve currency should we be? This episode is sponsored by Nexo.io, Arculus and FTX US. NLW explores how the global monetary order is shifting. Specifically, he looks at Putin's demand that Russian energy now be paid for in rubles, as well as the growing discussion between Saudi Arabia and China to price Saudi oil in the yuan. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: detkov dmitrii/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's show:On This Day: In 2016, 'Batman v Superman: Dawn of Justice' released in theaters nationwide.Disney Is Developing a 'Nova' Project for the MCU.Warner Brothers Drops Full Joker Scene from ‘The Batman.' Verzuz Battle Between Legendary Rap Groups Cypress Hill and Onyx.World Cup Updates.The New Kirby Game is Out Today. Terra founder Buys $10 Billion worth of Bitcoin.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover how to prepare for cyberattacks. We have been warned by the government and media that cyberattacks are coming. Are you prepared? What can you do to prepare? Find out in this podcast. I have done a blog post with a longer list of how to prepare, called "How to create an emergency survival kit."  The affiliate link for Accredited Investors to buy private equity or Ripple stock is here. You receive a $250 credit for investing. My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here.  As a thank you for buying the book on Amazon, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Webinar with Linda called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation We will run the book review contest one more time!   If you leave a book review on Amazon, you also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations (for new members only) Winners will be announced on the podcast March 7th.  The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full wealth mentoring library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Is recession the only way out of inflation? This episode is sponsored by Nexo.io, Arculus and FTX US. On today's episode, NLW takes a tour of recent macro sentiment, focusing on the shifting tone coming out of the U.S. Federal Reserve. In speeches and interviews this week, Fed Chair Jerome Powell made it clear the central bank was prepared to raise rates 50 basis points at its next meeting if needed, and to do so at multiple meetings this year. While 50bps in the context of 7.9% inflation may not seem like a lot, the last time the Fed raised rates 0.5% in a single meeting was March 2000. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Samuel Corum/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's show:Happy Birthday to wrestler, The Undertaker!On This Day: In 1972, 'The Godfather' was released in theaters nationwide & in 2005, the US version of 'The Office' aired on NBC.'Atlanta' Returns Tonight After Nearly 4 Year Hiatus.Harry Styles Announces New Album, 'Harry's House.'Kansas City Chiefs trade Tyreek Hill to Miami Dolphins.'Suicide Squad: Kill The Justice League' Has Been Delayed Into Next YearDeveloper Behind PUBG Set to Create Solana NFT Games.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I keep hearing about the advantages of using a Roth account, but given our current tax bracket, I'm not convinced it's best for us. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

***Join THC+ for full uninterrupted 2 hour episodes, a dedicated Plus RRS feed, lifetime forum access, merch discounts, & other bonuses like free downloads of THC music: thehighersidechats.com/plus-membership See detailed sign up options down below. About Today's Guest: Radio legend, Clyde Lewis, returns to THC to talk about the latest news and reading between the lines of the Big Script. You can hear Clyde on Ground Zero 7 days a week, and on their new platform: Aftermath.media THC Links: Website: TheHighersideChats.com MeetUps: HighersideMeetups.com Merch Store: thehighersideclothing.com/shop Leave a voicemail for the Joint Session Bonus Shows: thehighersidechats.com/voicemail Leave us an iTunes review: https://podcasts.apple.com/us/podcast/the-higherside-chats/id419458838 THC Communities:  Telegram: https://t.me/joinchat/RIzmxk8_m_qCW7JZ Subreddit: reddit.com/r/highersidechats THC Plus Sign-Up Options: Subscribe via our website for a full-featured experience: thehighersidechats.com/plus-membership Subscribe via Patreon, including the full Plus archive, a dedicated RSS feed, & payment through Paypal:: patreon.com/thehighersidechats?fan_landing=true To get a year of THC+ by cash, check, or money order please mail the payment in the amount of $96 to: Greg Carlwood PO Box: 153291 San Diego, CA 92195 Cryptocurrency If you'd like to pay the $96 for a year of THC+ via popular Cryptocurrencies, transfer funds and then send an email to support@thehighersidechats.comwith transaction info and your desired username/password. Please give up to 48 hours to complete. Bitcoin: 1AdauF2Mb7rzkkoXUExq142xfwKC6pS7N1 Ethereum: 0xd6E9232b3FceBe165F39ACfA4843F49e7D3c31d5 Litecoin: LQy7GvD5Euc1efnsfQaAX2RJHgBeoDZJ95 Ripple: rnWLvhCmBWpeFv9HMbZEjsRqpasN8928w3

A look at recent crypto news from the U.S., El Salvador, India, Thailand and more. This episode is sponsored by Nexo.io, Arculus and FTX US. Today NLW looks at global crypto news, including:El Salvador's bitcoin bond delay. Florida Governor DeSantis' comments about accepting crypto for taxes.New York moves forward with a mining moratorium. India's crypto tax policy to be passed in legislation this week.Thailand bans crypto for payments. How bitcoin is being used by Ukrainian refugees. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-Consensus 2022, the industry's most influential event, is happening June 9–12 in Austin, TX. If you're looking to immerse yourself in the fast-moving world of crypto, Web 3 and NFTs, this is the festival experience for you. Use code BREAKDOWN to get 15% off your pass at www.coindesk.com/consensus2022.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: Joe Raedle/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“You don't need to be all the way into crypto, but you do need to know that crypto is here to stay.”In this episode of “New Money” with hosts Spencer Dinwiddie and Solo Ceesay, sports and big tech collide. The hosts are joined by former WNBA player Imani McGee-Stafford, linebacker Foye Oluokun of the Atlanta Falcons and Renee Montgomery, retired WNBA player and co-owner of the Atlanta Dream. The guests discuss the importance of learning about the financial pathways for professional athletes. More and more, investing in crypto is being discussed in the locker rooms and on the field as an opportunity for athletes to build their wealth during and after their sports careers.Lastly, the guests consider the rise of NFTs and many ways athletes can take advantage of this new technology. As the barrier to entry for NFT creation lowers, a larger swath of athletes will be able to memorialize their personal brand and top moments in their sport careers.Watch the full episode here.“New Money With Spencer and Solo” is produced by CoinDesk. Our theme music is “Street Knowledge” by KC Carter. Art design is by Calaxy/CoinDesk. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's show:On This Day: In 1994, the iconic basketball film 'Above the Rim' hit theaters nationwide.Lollapalooza Announces Lineup.Kid Cudi Is Writing, Directing, & Starring in His Own Netflix Film.New Ghostbusters Game Has Been Announced.NBA Updates.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover if the stock market bottom is in or not. Financial news is very negative - which is bullish! Cryptos are taking off. XRP is starting to wake up. Cyber attacks are incoming. Get your cryptos off of exchanges and into wallets. The affiliate link for accredited investors to buy private equity or Ripple stock is here. You receive a $250 credit for investing. My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here.  As a thank you for buying the book on Amazon, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Webinar with Linda called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation We will run the book review contest one more time!   If you leave a book review on Amazon, you also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations (for new members only) Winners will be announced on the podcast March 7th.  The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full wealth mentoring library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Chris Giancarlo is the Former Chairman of the Commodity Futures Trading Commission (CFTC) and is the author of the book "CryptoDad: The Fight for the Future of Money" In this conversation we discuss regulation around Bitcoin & Cryptocurrencies, law enforcement In the Crypto industry, and when the Bitcoin ETF will be approved. ======================= BlockFi provides financial products for crypto investors. Those products include BlockFi Wallet, no fee Trading, crypto collateralized Loans and the World's First Crypto Rewards Credit Card. To get $75 back on the first swipe of your BlockFi Rewards Credit Card, sign up today at http://www.blockfi.com/Pompcc ======================= Choice is a new self-directed IRA product that I'm really excited about. If you are listening to this, you are likely part of the 7.1 million bitcoin owners who have retirement accounts with dollars in them, but not bitcoin. I was in that situation too. Now you can actually buy real Bitcoin in your retirement account. I'm talking about owning your private keys and using tax-advantaged dollars to do it too. Absolute game changer. https://www.retirewithchoice.com/pomp ======================= Imagine coinmarketcap - decentralized. 3X in valuation is 15 billion dollars from the current price. Cryptotoday.com starts at zero, at fair launch on 7th of March. No VC. No pre-sale. Team tokens locked.  For the people, by the people. For decentralized crypto. Visit http://cryptotoday.com and read the whitepaper for the details.

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