Podcasts about fifteen

Welcome to Episode 194 of The County Cricket Podcast! On today's episode host Aaron sat down with Notts Comms Intern Matt Whiley to analyse the key talking points from the Fifteenth Round of the 2022 LV= County Championship such as Surrey's victorious Championship-winning campaign, Lancashire's bizarre 38 run win over Essex in Chelmsford and David Lloyd's record-breaking 313* in Cardiff. If you enjoyed this episode please feel free to share it with any cricket fans that you know and be sure to follow us on Twitter for daily County Cricket and Podcast updates!    Charity links: https://www.younglivesvscancer.org.uk/  https://www.candlelighters.org.uk/     Check out Matt's Twitter here:  https://twitter.com/MatthewWhiley     Check out our Instagram here: https://www.instagram.com/thecountycricketpodcast     Check out our Twitter here: https://twitter.com/TheCountyCrick2     Check out our £1 Patreon membership here:  https://www.patreon.com/thecountycricketpodcast     Check out our Cricket Draft Fantasy League here: https://thecricketdraft.com/county-championship/leagues/the-county-cricket-podcast-fantasy-league   This episode of The County Cricket Podcast was brought to you in association with our friends at Bear Cricket:  https://www.bearcricket.co.uk/

Climate alarmist and activist alike are so dead set on our inevitable destruction at the hands of our contribution to, what they deem as, adverse environmental phenomena, that all contradictory evidence must be fabricated. That's how certain they are of their own righteousness. Even in the face of historically incorrect predictions, they continue to hold onto their convictions by moving the goalpost to sidestep factual precedent. These are not the actions of a rational people. They are the actions of a cult. A nihilistic cult hell bent on bringing destruction to human civilization under the banner of ecological humanitarianism. I ask, “where does their certainty come from?” Fifteen minutes of research was all it took for me to discover the failed predictions and the many inconsistencies in their logic. Why are climate alarmist so angry, why are they so nihilistic, and why are they so afraid to consider the possibility that they may not be completely correct? Unfortunately these delusional individuals are making it difficult for good people to unite and have real deliberations over solutions that will help while at the same time not send us back to the dark ages. We evolve through conversation and as long as they refuse to take a seat at the table they will continue to do more harm than they can ever hope to do good. https://www.theblaze.com/news/climate-activists-boston-traffic-protest

Nancy and Lynn have both been married ot their husbands for nearly 40 years! Find out how it's magical and mundane, and maybe even a little like a marathon. And even some marriage advice and what we'd change about our weddings. And Lynn mentions something she wrote nearly 10 years ago so here's the link: https://timmilesandco.com/30-ways-to-stay-married-for-30-years/

Hopefully some of you find this useful

In wenigen Tagen geht die 15. Ausgabe der Weltkunstausstellung documenta in Kassel zu Ende. Selten ist über die alle fünf Jahre ausgerichtete Ausstellung so heftig gestritten worden. Das indonesische Künstlerkollektiv Ruangrupa als kuratorisches Team der documenta 15 war angetreten, um einen radikal neuen Kunstbegriff umzusetzen. Doch dann beherrschte der Vorwurf des Anti-Semitismus die diesjährige documenta. Ein zentrales Kunstwerk wurde abgehängt, die Generaldirektorin musste gehen. Elke Buhr, Chefredakteurin der Zeitschrift "monopol - kunst und leben", hat die documenta fifteen von Beginn an journalistisch begleitet und die Debatten verfolgt.

Welcome to "Tom & Thom" - a new daily podcast on the VegasInsider Podcast feed! Each morning, VegasInsider's TommyFreezePops and Thom Cunningham will give you the best betting trends information in the business. From daily MLB plays to information on a cricket match being played in the middle of the night, this podcast will do its best to help you grow your bankroll on a daily basis.In Monday's edition, the guys preview Monday Night Football's double feature (01:03), what they learned from a crazy Week 2 of NFL action (09:28) and an early lookahead at spots for Week 3 (19:03), takeaways from college football this past weekend (21:28), Aaron Judge hits his 59th home run of the season, how many will he end with (25:30)? Plus, Arsenal's Ethan Nwaneri becomes the youngest-ever Premier League player at FIFTEEN years old (26:31), Thom dishes out his "Top 3-5" plays for Monday's slate (28:08), Tom gives his best bet of the day (29:45), and Tom closes out the show making fun of the Lakers for re-signing Dennis Schröder (30:55).Follow @VegasInsiderPod on Twitter: https://twitter.com/VegasInsiderPod*timestamps could be impacted by automatic ad placement

Fifteen years ago, there was a lot of talk about the obesity epidemic. In 2008, Michelle Obama started a government program called “Let's Move!” that sought to reduce childhood obesity. You might remember the First Lady teaming up with everyone from Beyonce to Big Bird to promote exercise and better eating habits. Unfortunately, the program was largely a failure. And the obesity statistics continued to rise. 74% of Americans today are either obese or overweight. And yet, we're no longer talking about it. The national conversation around health and weight has turned away from things like good nutrition, weight loss and the importance of physical fitness, and instead adopted phrases like “fat acceptance” and “healthy at any size.” In some circles, there's even blanket denial that there is anything unhealthy at all about being obese.  Shaming people for being overweight is unequivocally wrong. But in our attempt to not offend, we've lost sight of the very real fact that there's a problem. Americans are heavier than ever, sicker than ever, dying earlier than ever, and... it's all preventable. So today, a conversation with Dr. Casey Means, a Stanford trained physician who left the traditional medical system behind to solve the one problem that she says is going to ruin us all: bad food. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you take the time to peruse the news each day, you can find at least one mass overdose event somewhere in the country. Many times in places you would never even expect and event like that to occur. In todays episode, we hear once again about teenagers who thought they were getting percocets, but in reality they were getting knock off fentanyl pills and those pills ended up taking the life of one of them. (commercial at 7:33)to contact me:bobbycapucci@protonmail.comsource:https://www.msn.com/en-us/news/us/hollywood-high-school-student-dies-and-3-overdose-on-fentanyl-laced-pills-they-believed-to-be-percocet/ar-AA11PMuH?ocid=msedgntp&cvid=bfbb4b507b384bb1b673596f98aba3bd

If you take the time to peruse the news each day, you can find at least one mass overdose event somewhere in the country. Many times in places you would never even expect and event like that to occur. In todays episode, we hear once again about teenagers who thought they were getting percocets, but in reality they were getting knock off fentanyl pills and those pills ended up taking the life of one of them. (commercial at 7:33)to contact me:bobbycapucci@protonmail.comsource:https://www.msn.com/en-us/news/us/hollywood-high-school-student-dies-and-3-overdose-on-fentanyl-laced-pills-they-believed-to-be-percocet/ar-AA11PMuH?ocid=msedgntp&cvid=bfbb4b507b384bb1b673596f98aba3bd

A person's private affairs, movements, thoughts, words, and choices are their own, and the state has no right to interfere in them. This is a foundational principle of libertarianism, and it is constantly under attack from governments and big businesses in a digital world. Leslie Corbly and I discuss the many complicated issues around privacy in 2022.  Leslie Corbly is a Privacy Policy Analyst with the Libertas Institute in Lehi, Utah. She covers current events and affairs related to privacy from the perspective of preserving individual rights and essential liberties. She is also a Young Voices contributor.  Lack of Privacy Leads to Political Abuse: https://intpolicydigest.org/lack-of-privacy-leads-to-political-abuses/ Video  https://youtu.be/rquD1Mhwf_w Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Fittkau, Ludgerwww.deutschlandfunkkultur.de, FazitDirekter Link zur Audiodatei

Charlie and G chat with pediatric health expert Dr Anthea Rhodes about every thing from delivering a puffer with as little difficulty as possible, to strategies for wrangling kids when traveling. Hosted on Acast. See acast.com/privacy for more information.

In 1987, 21-year-old guitarist Leo Schofield was pursuing his rockstar dreams when his teenage wife Michelle was found dead in a phosphate mining pit in Lakeland, Florida. Two years later, Leo was convicted and sentenced to life in prison for the murder he has always denied. Fifteen years after Leo's conviction, previously unidentified fingerprints from Michelle's car matched Jeremy Scott—a troubled teen with an extensive history of violence who lived near the young couple at the time. Jeremy has now confessed to Michelle's murder. Yet Leo Schofield remains behind bars. Bone Valley is a chilling story of murder and the miscarriage of justice. In his three-year investigation, host Gilbert King peels open the layers of this case and uncovers startling new evidence that Jeremy is responsible for yet another murder – his fourth – and one that has remained unsolved...until now. With heartrending clarity and suspense, Bone Valley exposes the catastrophic flaws in the American criminal justice system, documenting the story of these two men in their desperate search for truth and redemption. This groundbreaking true crime podcast series returns King to central Florida, where his Pulitzer Prize-winning book, Devil in the Grove led to the exonerations of the Groveland Four. https://lavaforgood.com/bone-valley/ Bone Valley is a production of Lava for Good Podcasts in association with Signal Co. No1.See omnystudio.com/listener for privacy information.

  GUEST BIO   In 2008 Matt Levin, his wife Melanie, and his good friend Michael Greuel opened The Refuge Restaurant, home of some of the best pastrami sandwiches and burgers. At the time, The Refuge was a small restaurant focused on french wines, Belgian beers, and house-made, hand-sliced pastrami sandwiches. Since 2008 their popularity has exploded. Customers have waited up to four hours to sit and dine with them. Fifteen years later, they streamlined the process and opened up two more locations along the way, one in Menlo Park, and the other in San Mateo. They both have over 25 years of experience in the food service industry.   They both share their experiences running three restaurants during the pandemic and what they've learned from it.   NOTES | MENTIONS   Seg 1  - Catching up with Old Friends, Survival Mode in the Food Service Industry Gastrosexual 15 years in business Progress of the Restaurant and Food Service Economy The Refuge Menu Fine Dining vs Fast Food Problems of maintaining consistency The Bear Standards of Skilled Food Labor Food Truck Business Effects on Restaurants Effects of Silicon Valley Work From Home on Surrounding Businesses Raising Children in the Restaurant business Seg 2 - Spiritual Growth after Pastrami Matt's daily routine - first 3 steps of Recovery Tellefin Universal Trauma Life in Recovery and Spirituality Effects of Economy on the Food Business Rising Food Costs Marco Pierre White Decision making processes How to manage labor Initial Vision of Success Barcelona Teleferic The Science of Popcorn Seg 3 - Aging and Folly Going to restaurants as a guest The Egg Doors of Perception William Blake guided psychedelic retreats The Funeral Industry Funerals and weddings Judaism Burial The Funeral Industry Today Terrence McKenna How to Control Deja Vu Rule 62 How to make more fun Coco Melon Seg 4 - Kids Will Save the World Dumpling Pickups Gao Viet Kitchen Observations on human behavior from restaurant service experience the industry of evil Charcuterie The Fatted Calf Restaurant workers vs Yelp Seg 5 - What success means now Modern Restaurant Ticket Machines Matt's AA Recovery Wisdom      

In this episode,  Damon goes solo and answers FIFTEEN questions on behalf of all husbands on the planet , with no supervision. Tap in for a good time!! Turn us up, and if you have a moment-- FOLLOW US ON INSTAGRAM + TIKTOK @sumitupsumners. Like, comment, and SHARE! Your support means so much. Enjoy the episode.     LISTEN ANYWHERE: https://pod.link/1527027848*Sponsors*Beautiful Briny Sea—delicious dry artisan goods for your kitchen: https://www.beautifulbrinysea.com/

Fifteen-thousand nurses are picketing this week at 16 hospitals in the Twin Cities and the Twin Ports. It's the largest private-sector nurse's strike in U.S history. Peter Rachleff is co-executive director of the east side freedom library in St. Paul, and a retired history professor at Macalester College specializing in labor history. He joined Cathy to contextualize the strike. Click the audio player above to listen to the full episode.  Subscribe to the Minnesota Now podcast on Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts.   We attempt to make transcripts for Minnesota Now available the next business day after a broadcast. When ready they will appear here. 

In today's episode, I chat with Rob Salafia. What happens when you combine a successful career in the performing arts with over 2 decades as a top leadership development executive? You get Rob, who early in his career, travelled the globe as a performing artist offering his one person show in theatres, festivals and select street venues. He used storytelling, tap dancing, comic characters and wire waking to engage and delight audiences. Fifteen years later, he earned a Master's degree in business while working full time at Boston University, and transitioned into corporate learning. He now runs his own company - Protagonist Consulting Group - and is a lecturer and executive coach at the MIT Sloan School of Management.In the discussion, Rob & I cover a lot of fertile ground, beginning with his background & experiences in the performing arts. And now as an executive coach. We chat about society's broader shift to virtual & Rob shares how he helps leaders develop their executive presence, authenticity and storytelling skills through transformational learning experiences. It was such a pleasure connecting with Rob. And I hope you enjoy it. Rob SalafiaRob is the author of – Leading From Your Best Self: Develop Your Executive Poise, Presence and Influence to Maximize Your Potential (McGraw-Hill). As an executive coach, Rob finds great satisfaction in guiding leaders through transitions to more senior roles, as well as coaching senior executives and leadership teams to enhance team effectiveness and prepare for strategic presentations. Rob is a lecturer in MIT Sloan School of Management and an MIT Leadership Centre Master Executive Coach. He is certified in the PRINT Assessment to reveal one's Unconscious Motivators. Over the past 20 years Rob has worked with a multitude of Fortune 500 companies in the capacity as a speaker, executive coach, learning partner and workshop facilitator. These include, Harvard Business School, Alexion Pharmaceuticals, PepsiCo, TJX, Publicis Sapient, ING Bank, NN Group, News Corp, Sony Music Entertainment, Thought Ensemble, Metro AG, Philips International, Alliance Bernstein, and Fidelity Investments. LinkedInThinking Inside the BoxConstraints drive innovation. We tackle the most complex issues related to work & culture. And if you enjoy the work we're doing here, consider giving us a 5-star rating, leaving a comment & subscribing. It ensures you get updated whenever we release new content & really helps amplify our message. LinkedInInstagramTwitterWebsiteApple PodcastsGoogle PodcastsSpotifyStitcherPocket CastMatt BurnsMatt Burns is an award-winning executive, social entrepreneur and speaker. He believes in the power of community, simplicity & technology.LinkedInTwitter

How many first dates have you been on? Fifteen? Thirty? Maybe fifty? Today's guest on TTFIO has been on over 100 first dates and he is joining me to give us all his tips on how to nail a first date. Matt Wurnig of 50 Dates 50 States talks all about his experience going on 50 states in 50 states (twice!!) and takes the heat when I ask him the hard questions too. Is he looking for love? Does he have a type? What are his red flags? And most importantly…which state has the best pizza? Enjoy!

S2 Ep 9How do the different pieces of impact finance all come together in the actual experience of small businesses? And when it's time for the rubber to meet the road, are entrepreneurs receiving support that is truly helpful, or just extractive? Gabby Goodwin founded GaBBY Bows with her mom, Rozalynn, when she was just 7, and has since achieved incredible success and notoriety. In this episode Gabby and Rozalynn share with us their experience navigating the discrepancy that can come between public support and actual collaboration. About Gabby and Rozalyn.Fifteen-year-old Gabby is the CEO of Confidence. At the age of seven, she and her mom Rozalynn solved the age-old problem of disappearing hair barrettes by inventing GaBBY Bows, the first, patented and non-slip Double-Face Double-Snap Barrette. GaBBY Bows, along with their full line of plant-based girls' natural hair styling products that reduce detangling time and tears and maintain moisture for days, and girls' salon remove stress from the styling process so moms, dads and girls can bond over beauty. The company launched and began selling barrettes through its online store at gabbybows.com in February 2014. The mother-daughter duo has since filled online orders to all 50 states in the U.S. and in thirteen countries. Gabby became a six-figure entrepreneur by the sixth grade and has been featured in major national media outlets. In 2015 she was named South Carolina Young Entrepreneur of the Year, the youngest to ever receive this award. The children's book Gabby Invents the Perfect Hair Bow chronicles Gabby's entrepreneurial journey. Gabby manages or is engaged in all aspects of the business, from inventory to speaking at schools and business conferences and sales taxes to writing thank you notes to every customer who orders products online. Rozalynn also serves as Vice President for Engagement and a lobbyist for the SC Hospital Association, is a Liberty Fellow and manages the career of her husband Comedian Mike Goodwin.Renegade Tools and Tips.A renegade not only listens but acts. We've consolidated a few tips from this episode to help you make a difference for small businesses. Collaborate on Solutions: Supporting people and communities excluded from traditional systems means finding non-traditional solutions. Be willing to consider approaches that play to their strengths and successes. Contribute Your Time and Talent: Supporting underinvested communities and businesses can look like offering your time and expertise. Taking the time to really listen to the needs of communities, and offering relevant, supportive advice, is a great place to start.Support Your Local CDFIs: We've said it once and we'll say it again, community lenders make a difference! CDFIs can offer small businesses like GaBBY Bows non-traditional financing options for development and growth. Support GaBBY Bows: Be sure to check out GaBBY Bows and share them with someone you know might love their products! Subscribe | Linkedin | Twitter | Facebook | InstagramThank you to our sponsors Lenderfit and Community Capital Management!Support the show

Today's guest, Cathleen Holloway, is the founder of Holloway Events. Cathleen's passion for weddings began at an early age with her first Martha Stewart Weddings Magazine. Fifteen years later she started her career in the industry working for a couture boutique. Cathleen went on to work for a well renowned bridal designer as well as opening a couture salon alongside the founder of a national collective. She was already “the-go-to” for wedding questions from friends and family, but after planning her own wedding in 2018 the requests from friends to plan their events began flooding in. Between years of working with couture wedding gowns, her passion for interiors and living a curated lifestyle, her eye for detail is unmatched. Holloway Events hopes to help create weddings that kicks off the start of the rest of their clients lives; reflecting the couple's lifestyle and aesthetic. You'll love hearing more on today's episode! --- Support this podcast: https://anchor.fm/howdshedothat/support

Fifteen-thousand nurses are striking in the Twin Cities and Twin Ports. We hear an update. Plus, a Woodbury mom provides resources and community for Black mothers, a tiny beetle endangers Minnesota's forests and jazz musician Pete Whitman shares what's inspiring him. Click the audio player above to listen to the full episode.  Subscribe to the Minnesota Now podcast on Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts.   We attempt to make transcripts for Minnesota Now available the next business day after a broadcast. When ready they will appear here. 

Episode One Hundred and Fifteen Death Of Queen Elizabeth Il Also what do you all think of the new music intro and outro music? --- Send in a voice message: https://anchor.fm/angrybritishconservative/message

Fifteen years ago the late, great Steve Jobs helped usher a generation of tech nerds into the future... and the world hasn't been the same since. In honor of the iPhone 14 launch, the guys take a look at some of the Best Things about one of our favorite pieces of tech — the iPhone. Have an opinion? Share it with us on social media @bestthingspod, TAP HERE to leave us a voice message OR email us at feeback@bestthingspod.com and you could hear your opinion on an upcoming episode.

Yi-seo has entered the chat and just like that our alliance has shifted. Hey, we're a sucker for a wild child with no filter. On the slow burn revenge front: FIFTEEN years? Saeroyi has a 15-year plan to take down Jang. This man has been living off nothing but petty and spite. And we approve.   

Bob, Chuk and Mike, Rick James, the documentary, the heatwave, Bob watered his house!, too hot to cheer at the Dodgers game, Bobs sun stroke, math and poop, music, California ID, American Pi, Ohana fest and P!ink!

Photo: No known restrictions on publication. @Batchelorshow #OzWatch: Queen Elizabeth first visited Australia in 1954 and fifteen more times afterward to 2011. Jeremy Zakis, New South Wales. #FriendsofHistoryDebatingSociety

It's my birthday, and I felt like doing a podcast about why the death of Queen Elizabeth II makes us sad, a few lessons we can learn from her, the history of Vaudeville, carneys, and Elvis, as well as a fight with a cricket. The Quote from the Queen's Speech: https://www.facebook.com/chris.spangle/posts/pfbid031T7QRJEAraWXb4bshNsCUHeJFTBW9HScCJTNH3U5fu5xkmcSoyR5sMaiKCu7Fwxyl The birthday gift from Joshua Sexton: https://www.facebook.com/chris.spangle/posts/pfbid02KqL8DAc1xdZv5NV8q2FSoG6YPYM7gdR8Wep6NNBoqA7o1SK4ZxzwVc6CJtEaWE3tl Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In 1987, 18-year-old Michelle Schofield was found dead in a phosphate pit in Florida. Two years later, her husband Leo was convicted and sentenced to life in prison.Fifteen years later, previously unidentified fingerprints matched Jeremy Scott--a violent teenager who lived nearby. Jeremy has since confessed to Michelle's murder. Yet Leo Schofield remains behind bars.In Bone Valley, a groundbreaking 9-episode podcast, host Gilbert King uncovers startling new evidence that Jeremy is responsible for a string of murders.King is the author of the Pulitzer Prize-winning book, Devil in the Grove, which led to the exonerations of four innocent men.Bone Valley will be available every Wednesday beginning September 21 wherever you get your podcasts.Bone Valley is a production of Lava for Good Podcasts in association with Signal Co. No1.

We've completed our fourteen-part series on the Book of Galatians.  But one question remains unanswered.  What happened after Paul sent his letter to the churches in Galatia?  In Acts 15, we get our answer.  The Judaizing heresy became an issue of concern far beyond Galatia.  In response, the Apostles and elders of the Jerusalem church convene a church assembly–known to us as the “Jerusalem Council.”  The assembled churches and their leaders wanted to hear from Paul about the great success of the Gentile mission.  But they must also address the controversy in the churches which arose precisely because so many Gentiles were coming to faith in Jesus Christ.  The question was being asked in many churches where there were also Jewish converts to Christianity present.  Must Gentile converts live as Jews?  How does the law of Moses apply to the people of God in light of the gospel?  Although Paul addressed these matters in his Galatian letter, the issues raised by the Judaizers were being debated throughout Judea and especially in Antioch, where Paul and Barnabas were currently ministering.  It became necessary for the collective churches to meet in Jerusalem and respond to on-going the Judaizing controversy.   In this episode I'll also answer listener questions and offer a first-take critique of N. T. Wright's new commentary on Galatians.https://www.kimriddlebarger.com/the-blessed-hope-podcast

You best start believing in ghost stories, Virgins... because you're in one: at last, an episode about the 2003 film Pirates of the Caribbean: The Curse of the Black Pearl that changed Fran & Rose's lives forever Keira, Orlando, the abhorrent Johnny Depp (but mostly just his eyeliner), corsets, other horny pirate content and the aesthetic link between pirates and nonbinary people no "news" this week because we're still on semi-vacation, but back in full form next week! tag our finsta @likeavirgin42069See omnystudio.com/listener for privacy information.

Review: Kids in the Hall Episode 15 of Season 4 which aired on April 1, 1994.

Donna Oklak of the Meridian Foundation is passionate about innovation in the nonprofit space. She has created the Arago Honors Nonprofit Innovation Awards to grant of $10,000 to a nonprofit that breaks the molds of traditional systems. To show how that works, she and I speak to Kristi Mitchell of the Launch HOPE Foundation. Working with interns from Butler University that attend their business school, they form mentorships and give aid to young entrepreneurs from disadvantaged backgrounds. Indy-area nonprofits are eligible for a non-restricted cash prize of $10,000, but applications close on Aug.15, 2022. - Meridian Foundation - https://www.indymeridianfoundation.orgLaunch HOPE - https://launchhopefoundation.orgTerry Mumford of Impact 100 Greater Indianapolis on Giving Circles - Video - Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com----This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started.---Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net.----Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment.----Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Get full access to Indiana Podcasts at www.indianapodcasts.com/subscribe

Donna Oklak of the Meridian Foundation is passionate about innovation in the nonprofit space. She has created the Arago Honors Nonprofit Innovation Awards to grant of $10,000 to a nonprofit that breaks the molds of traditional systems. To show how that works, she and I speak to Kristi Mitchell of the Launch HOPE Foundation. Working with interns from Butler University that attend their business school, they form mentorships and give aid to young entrepreneurs from disadvantaged backgrounds.  Indy-area nonprofits are eligible for a non-restricted cash prize of $10,000, but applications close on Aug.15, 2022. - Meridian Foundation - https://www.indymeridianfoundation.org Launch HOPE - https://launchhopefoundation.org Terry Mumford of Impact 100 Greater Indianapolis on Giving Circles - https://www.indianapodcasts.com/p/terry-mumford-of-impact-100-greater-dcd Video - https://youtu.be/hhvQzHyz1vk Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Starting with Jesus and going down the line, the Bible is mostly about people whose faith in God not only does not prevent their suffering but very often causes their suffering. No one consoles someone else in the Bible with, "God won't give you more than you can handle." WATCH FULL SERVICE ON YOUTUBE DOWNLOAD PDF SERMON NOTES HERE

Two men went on a stabbing rampage on indigenous land in Canada and killed 10 people and wounded at least fifteen others. Police say some victims appear to have been targeted but no motive has been announced. The two men Damien Sanderson and Myles Sanderson are still on the run and police have urged people to shelter in place and to avoid contact with the two. (commercial at 8:41)to contact me:bobbycapucci@protonmail.comsource:https://www.cnn.com/2022/09/05/americas/saskatchewan-canada-stabbing-monday/index.html

With Rico & Stephanie off getting married, C.J. turned to the first couple of Proper Rumpus Media and co-hosts of "Scene in Fifteen" Nashon & TJ (Jabbo) to fill in the seat.Click the Title to Listen to Part 1 on Scene in Fifteen

Two men went on a stabbing rampage on indigenous land in Canada and killed 10 people and wounded at least fifteen others. Police say some victims appear to have been targeted but no motive has been announced. The two men Damien Sanderson and Myles Sanderson are still on the run and police have urged people to shelter in place and to avoid contact with the two. (commercial at 8:41)to contact me:bobbycapucci@protonmail.comsource:https://www.cnn.com/2022/09/05/americas/saskatchewan-canada-stabbing-monday/index.html

This week Julie and Chrissa are joined by Kate Hudson-Hall, a psychotherapist, podcaster, and author of “Bulimia Sucks!” and “Anxiety Hacks.” At the age of 18, she began her bulimic career in earnest! Fifteen years later and after much help she eventually freed herself from the clutches of anorexia and bulimia. She then stepped out and decided to take a different bulimic pathway. Feeling the great need to help others as she had been helped. She has spent the last two decades working as a psychotherapist, hypnotherapist, NLP (Neuro-Linguistic Program) and EFT (Emotional Freedom Technique) practitioner. Connect with Kate online at: Web: https://www.katehudson-hall.com/ Podcast: https://www.katehudson-hall.com/bulimia-sucks-podcast Facebook: https://www.facebook.com/groups/BulimiaSuck Instagram:https://www.instagram.com/katehudsonhall/ TikTok: https://www.tiktok.com/@katehudsonhall To start behavioral or mental health services in Iowa, call Heart and Solutions at (800) 531-4236. Connect with Heart and Solutions online at: Spotify: https://open.spotify.com/show/2dWKD6TenIMIC76ctq21YN Youtube: https://www.youtube.com/channel/UCPmrcmi5HUINpWEjHfHzTnQ/featured Podcast Facebook: https://www.facebook.com/YouNeedaCounselor Heart and Solutions Facebook: https://www.facebook.com/Heartandsolutions Instagram: https://www.instagram.com/you_need_a_counselor/ Web: http://www.heartandsolutions.net

The voices are Jeremiah Morrell, Zach Burcham, Chris Spangle, and Brian Nichols. We get a network update, a surprise visit by Aaron Ewert, and the Spangle Aldi anger is directly challenged by a buffet of groceries. Brian emceed a political rally, and a former Vice Presidential candidate found Spangle in a park. This is old school, wandering classic WAL network. Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

✨ You only need to learn Italian once to speak it forever! ✨ Start learning Italian today! Take advantage of the free resources created just for you by Margherita from Italian Matters: 1. Download this episode's quick guide: https://italianmatters.com/46 2. Download the Italian Verb Conjugation Blueprint: https://bit.ly/freebieverbblueprint 3. Join the Italian Matters Club Facebook group: https://www.facebook.com/groups/italianmattersclub 4. Practice Italian conversation with me on Clubhouse: https://www.clubhouse.com/club/italian-matters-club 5. Subscribe to the YouTube lessons: https://www.youtube.com/italianmatters The goal of the Italian Matters Language School is to help English speakers build fluency and confidence to speak the Italian language through support, feedback, and accountability. The primary focus is on empowering Italian learners to speak clearly and sound natural so they can easily have conversations in Italian.

Why was it a big deal when Nancy Pelosi went to Taiwan? Daniel Chang joins me to share why China and America are both competing for a tiny island off mainland China.  Daniel Chang is a Political Science and Economics student from the University of South Florida. He worked as a congressional intern to Rep. Gus Bilirakis (FL-12). He also is the head of international analysis at Politiks. He is a Young Voices Contributor.  The ‘Strategic Ambiguity' Nonsense Over Taiwan Must End Now - https://elamerican.com/we-should-end-taiwan-strategic-ambiguity-nonesense/ Video - https://youtu.be/Dx4nI4NoFTI Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When you purchase an item after clicking a link from this post, we may earn an affiliate commission.Devin: What do you see as your superpower?Franz: For me personally, I think it comes down to hard work. And that may sound cliche, but there was nothing special about me coming out of undergrad and focusing on politics and linguistics that got me a position on the Obama campaign back in 2008. It really was just applying. And then when you get an opportunity, really just doing the very best that you can in the moment and as quickly as you can.“I was very proud to be a part of all eight years of the Obama administration working on climate and energy issues,” says Franz Hochstrasser, founder and CEO of Raise Green. The climate change-focused investment crowdfunding platform grew out of the lessons and passion he learned in government.Franz worked on the team that negotiated the Paris Climate Accord. He described the experience:At COP21, we did come away with a truly inclusive, ambitious and durable agreement that set 196 countries—all of the countries of the world—on a trajectory toward lower emissions. When we went into that negotiation, the climate tracker had us headed towards a 3.6 degrees C world. And when we came out with that agreement and the nationally determined contributions, we were on a trajectory to 2.7.He sees progress elsewhere, too. “Fifteen years ago, coal was 50 percent of the US energy mix; today, it’s 15 percent. Fifteen years ago, solar and wind and other renewables were less than 10 percent, and now they’re over 20 percent; so, they’ve more than doubled,” he says. “That trajectory is only going to continue.”Franz isn’t spending too much time patting himself on the back. “The climate crisis is honestly the most pressing issue facing humanity,” he says.“I mean, honestly, investing in climate is the largest economic opportunity in human history,” Franz says, framing the opportunity and logic for creating Raise Green. “The question that we ask is, ‘Who gets to own that infrastructure and who gets the benefit from it?’”Traditionally, investors are wealthy individuals, corporations, private equity firms and venture capitalists. Franz now asks a question that suggests the mission of Raise Green, shifting ownership of green infrastructure. “Can we get the ownership aspects of those pieces of infrastructure, those puzzle pieces that make up the electrical grid as well as the rest of our energy and carbon-emitting sources, to be owned by the community and by everyone who wants to own a piece?”A wide range of entrepreneurs, from technologists to activists, is raising money on Raise Green. This even includes a bank offering green bonds on the platform.One that excites Franz but that he is careful not to endorse—FINRA prohibits portal operators from doing so—is a project led by a Baltimore nonprofit called the Climate Access Fund. He describes it as “the holy grail of clean energy.”“The folks who own the energy generating unit, or the solar panels, in this case, can also be the ones buying the electricity,” he says.They've worked with the Henderson Hopkins High School, which is an East Baltimore inner city school, to establish a community solar project on the rooftop of the school and then to sell the subscriber aggregation or those that are buying the electricity to 100 percent low to moderate income off-takers—so folks that truly do need the discount on their electricity. Then they're allowing people to invest in that project as well so that in an accessible way, they can have that opportunity to create a circular flow of electrons and cash flow.The project was quickly fully funded as investors from around the country joined with the local community to back the project.Franz will be speaking at SuperCrowd22. We want everyone interested in attending to be there. Pick your price when you register here.Throughout his successful career, Franz has used a superpower he learned from his parents: hard work.How to Develop Hard Work As a SuperpowerFranz suggested reading Influence Is Your Superpower by Zoe Chance, for whom he worked as a TA at Yale, noting that it is a superpower we can all develop.Still, he identifies his ability to work hard as his real superpower.I'm always reminded of some advice that my dad gave me and that my parents repeated often and put into my high school yearbook as my kind of dedication, which was, “Franz, do what you know and don't be slow.”So, for me, it's really just do the work that has to get done. Whatever's in front of you, do it as best as you can and and as quickly as you can. And that becomes a superpower over time because you've done so much work.Franz recalls his work on the Obama campaign prior to joining the administration. “It’s immensely difficult, yes. The hours themselves are inhuman.” He recalls working seven days a week, at least twelve hours a day, for stretches of time. He also echoes advice he recently heard, “Take any given task that you have and break it into 100 smaller tasks. And that’s how you can make perpetual progress.”By following Franz’s example and advice, you can make hard work a superpower for good. Get full access to Superpowers for Good at devinthorpe.substack.com/subscribe

“How long are you going to wait until you demand the best from yourself?” -Epictetus I share 18 lessons with my 18-year-old self.  #2 is: Don't fear being different. That's your advantage. #4 is: No one cares about your college grades. #14 is: Finding the truth is more important than being right. #17 is: What does life want from you? National median home prices eased from June to July—from $414K to $404K.  Homebuilders are in a recession. However, available housing supply is still low and demand is high. Almost every human is forgotten in four generations. Is a housing price crash imminent? You get a clear “yes” or “no” answer. The NAR says that today's first-time homebuyer is: 33 years old (oldest ever), $86,500 household income, $252K median purchase price, 7% down payment, and 37% carry student debt. Average size is 1,640 sf. If you'd like to advertise with us, visit: GetRichEducation.com/Contact  Resources mentioned: Show Notes: www.GetRichEducation.com/412 Median sale price eases: https://www.wsj.com/articles/existing-home-sales-prices-housing-market-july-2022-11660774574 Median US house price historic chart: https://fred.stlouisfed.org/series/MSPUS Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com JWB's available Florida income property: www.jwbrealestate.com/gre or (904) 677-6777 To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co Available Central Florida new-build income properties: www.b2rdirect.com Analyze your RE portfolio at: (use code “GRE”): MyPropertyStats.com  Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Today's episode transcript:   Welcome to GRE! I'm your host, Keith Weinhold. Learn 18 profound life lessons I've learned that I wish I could share with my 18-year-old self… and… has the time come?    After the looong & sometimes steep housing price runup, is a housing price crash finally imminent? And what's the future direction of the housing market? Today, on Get Rich Education. ___________________   Welcome to GRE! From Red Deer, Alberta to Red Rock State Park, AZ and across 188 nations worldwide… I'm Keith Weinhold. THIS is Get Rich Education.   The voice of real estate investing… 412 weeks in a row… since 2014.   I hope that you're having a great week!   You know, I have seemingly been a late bloomer in almost every way in life that you can conceive.   But as some say, “many people never bloom at all”. Alright, well enough. But look…   I was almost 18 years old when I graduated high school, just like - perhaps you - and many people are. But I looked like I was 13 then.    I was among the very last in my class to experience puberty there at Coudersport High School, Pennsylvania.    This is one reason that I could not attract a high school girlfriend or get a prom date. Even though… I asked a girl to prom and she said “no”.    As underdeveloped and impressionable as I was then, here are 18 lessons that I want to share with my 18-year-old self.   I wish that I could share these lessons that I've learned now with my 18-year-old self:   You Know Nothing. But You're Not Alone. You have so much to learn, 18-year-old Keith. So don't act like you know it all. Society actually likes when you're genuinely inquisitive and want to learn.   What about you? Can't you sense when someone acts like a know-it-all? It's not something that you want to be around. Back to advising my 18-year-old self.   Don't Fear Being Different. That's Your Advantage. In high school and even college, winners fit in. In the real world, winners stand out. In fact, avoid normalcy. It's a synonym for mediocrity.   Work To Learn. After that, work to earn.   No One Cares About Your College Grades. For your interests, college is optional, not mandatory—regardless of what your friends are doing. Find an energy for learning. Be autodidactic (an autodidact means a self-taught person). Focus on becoming a person of value.   Keep Moving. Health is wealth. Prioritize physical exercise over moneymaking. No matter WHAT you choose to do, you'll be living inside that same body when you're age 100.   Failure Can Be Alright, Even Good. In school, you learned that mistakes are bad and should be avoided. A failure that you recuperate from demonstrates that you tried. You learned a lesson. In fact, DECORATE your failures so much that you should go ahead and tell others how bad you failed; they'll either relate to you or they'll learn from you.   Don't Follow Paths Others Have Made. Others guide you. But create your own map. If you're soullessly trading your time for dollars at a job, you need to design yourself an escape route so that you can quit as soon as possible. If you're selling your time that way - stop it. Your life is made up of chapters of time. This is not a dress rehearsal. This is your life.   Research, Commit, Then Be Consistent. Prepare for disappointment. Most people won't be as committed as you. Showing up on time is a commitment, so is marriage.   Learn About Investing In Real Estate. Everyone needs it. It's made more ordinary people wealthy than anything else.   Keep Real Estate And Emotions Separate. Facts trump feelings. It's 99% about: market, management, and income exceeding expenses.   Make Grandma Proud. Pretend that she's watching you. Live a life that's exemplary in what you say and do. You might remember me mentioning my late Grandma Weinhold here on the show.   Be Present. Don't over-anticipate future moments and events. They are less important than the present. Otherwise, you'll miss out on your entire life. Your life will never not be now. Appreciate "now".   Who Your Friends Are Matters. Jim Rohn said: "You are the average of the five people that you spend the most time with." Take the average of your closest five's: values, their athleticism, their ethics, wealth, fashion sense, travel, neighborhood quality, and family structure—that's nearly who you will BECOME.   Finding The Truth Is More Important Than Being Right. People respect you when you say: "I was wrong. Here's why." more than trying to defend some antiquated or faulty belief.   Give. Money is an abundant resource. You will have a great ability to give. Generosity is championed in the Bible. It's Aristotle's third virtue. It will make you feel happy, it's good for your health, contagious, and spurs gratitude. This ossifies your net "value add" to the world.   Mentors Matter. Others see you in a way that you cannot. You'll simply never be able to see yourself in a way that others can. You'll meet people smarter than you; ask them for their help.   What Does Life Want From You? As I learned from Eckhart Tolle, don't ask: "What do I want from life?" A more powerful question is: "What does life want from me?" (And you'll remember that I mentioned this one last week on the show here and took a deeper dive on it.)   And the 18th and final lesson that I'd like to go back and share with my 18-year-old self is… Build. Anthropologists suggest that almost every person is forgotten after three generations. At your trajectory, what will your legacy be? Why and how will you be remembered?   They are the 18 lessons.   The stoic Epictetus said one of the most profound motivational things ever… and it's in the form of a question. Epictetus said: "How long are you going to wait before you demand the best for yourself?" Yeah, that is his question.   At least here on this Earth, this is your last life ever.    Now, as much as some of those 18 might resonate with you… and maybe you want to share those with someone in your life… I've seriously got to ask…   (Laugh) If I had read those as an 18-year-old, knowing that I wrote them a couple decades later, would I have ever listened to those as an 18-year-old?    I don't know. I probably wouldn't have changed my behavior on some of them… but a few.   I've also got to wonder, in another 20 years, will these change? 20 years from now, would I be advising my 18-year-old self any differently?   Now, I discussed in there how anthropologists suggest that most every human is forgotten in 3 to 4 generations.   Sadly, quite a few people are forgotten 3 to 4 minutes after their death. And many more, within 3 to 4 hours, 3 to 4 days, or 3 to 4 weeks after their death. Of course, your children will remember you longer, and your spouse of, say, 50 years will remember you longer. Realistically, LOTS of people are soon forgotten because they never did anything worth remembering.  Good people are forgotten. People that never caused any trouble or uproar.  They kept their lawns mowed. They kept their cars clean.  But nothing notable worth remembering, like caring for lost animals or handicapped children or always remembering their friends' birthdays. For a thoughtful person, it is wise to consider from time to time “what have I done recently, that people will want to remember?”. Of course, we should all do every day all those things necessary to be a good neighbor, a good landlord, and a good citizen.  If you don't do that, you may be remembered because you were such a slob, or took care of your house so badly, or didn't bother to shave and shower regularly. But assuming you are doing everything so that absolutely no one will be offended or annoyed, then you have to do something special if you are going to be remembered for longer than a few days or a few weeks. Let's recognize something. Abraham Lincoln died six or seven generations ago. He is remembered with respect and honor.  John Wilkes Booth died just a few days after Lincoln. He is remembered with scorn and despising. So it is a mixed blessing, for you to be remembered. For most people, they would prefer to be forgotten rather than remembered as a deviant or a monster or a social parasite. My own guess is that VERY FEW people are remembered well, for as long as four generations.  They may be listed in a family genealogy, but beyond being a statistical item, the individuals and who they are have been long forgotten. It's been said that "The greatest waste in the world is the difference between who you are and who you could become." Now, be real with me. Is what I'm telling you making you pensive and even melancholy about your own mortality? How do you feel… in your heart… right now? How do you feel… in your stomach… right now? What's your mind telling you here?   Cheer up a little. I want you to take some solace in the fact that… I believe there are more important things than for you to be REMEMBERED for decades and for generations.  But doing those more important things — helping other people, making a better world, advancing the store of useful knowledge — will usually lead to YOU being remembered, long after you have passed into your next life. That is probably the person that you strive to be here on Earth… after all. If you're still feeling like you're not enough… well… I don't have all of the answers. But you just got 18 lessons so that you can listen to those again and see which ones fit into your life. I'll be back with some GRE core content about real estate and a housing price crash. I'm Keith Weinhold. You are listening to Get… Rich… Education. _________________   You're listening to one of America's longest-running and most listened-to real estate shows. Welcome back to GRE. I'm your host and my name is Keith Weinhold. I am genuinely grateful for your listenership.    There will only ever be one Episode 412 of Get Rich Education… and you're listening to it.   If you'd like today's Show Notes, simply go to GetRichEducation.com/412. It includes not just today's supplemental resources, but the entire transcript of today's episode.   Some people like to say: "Housing prices. They don't matter to cash flow investors."   To that, I say. C'mon now.   Price might not be the principal consideration. But price matters. If it didn't, why not just pay triple the asking price on your next property purchase?   Why does every classified ad have a price in it?    Of course, real estate price matters-even to cash flow-centric investors- when you're buying, you're selling, or for you to have an adequate equity cushion for refinancings.   US home sales dropped last month. That's nothing new. That just means sales volume.   Housing supply is part of the reason for volume drop. Available supply is still just half - or less - of what's needed and it will be a multi-year problem.   I've discussed that before. The dearth of supply is an inelastic condition - it's difficult to change.    What's the way out of that undersupplied condition? It's homebuilding.   Well, many believe that homebuilders are in a recession. Some are building less while they wait for affordability to improve.    This is only going to prolong America's housing supply problem.   Let's LOOK at prices.   Since July 2019, which was back before you knew the definition of "pandemic" and the only time that you wore masks were for Halloween, home prices have risen 44.5%.   Yes, 44-and-a-half percent in just 3 years.   Now, if we shorten that up to year-over-year median house price growth in America, it is still 10.8%.    But the median sale price from June to July eased from about $414,000 to $404,000. 414 to 404.   Now, some might say this is hardly a change at all.   No, I think it's meaningful… because all we've seen are both YOY and MOM housing price increases for years now.   Is it an aberration or is it a trend to come? Of course, no one really knows. But I think it's worth paying attention to.   Has the time come? Did real estate prices run up too far, too fast, meaning they must come crashing down to earth in a streaking fireball… that's going to leave an indelible crater? Puhhh.   Let's explore that. Well, first of all…   …the definition of the word "crash" is somewhat UH-morphous. But if it's equated to a bear market, it means a 20% price decline.   Well, that's highly unlikely that a decline like this is imminent. Housing values are famously stable. Today's homeowners have oodles of protective equity and their loans are well underwritten. And the supply is staying low.   You're a smart listener, you listen here every week, and you're probably apprised of all that.    But did you know that even during the astoundingly irresponsible and toxic Global Financial Crisis and Mortgage Meltdown of 2007-2010, that back then during that cataclysmic event, house prices fell less than 20% nationally?    Yeah, they didn't even crash 20% then!   Fifteen years ago - those were the days of "liar loans", 105% LTVs, loose appraisals because appraisers were in cahoots with lenders, and we had glut of national housing supply and a foreclosure crisis… and nearly every housing market malady that you can quickly think of.   Housing values didn't fall 20% amidst THAT apocalyptic environment.    I made sure that chart was put in the show notes for you so that you can see that. That's the median sale price of houses sold in the United States, sourced by the F.R.E.D. through the US Census and HUD.   Today, homes are still being snapped up quickly. That's what a lack of supply makes happen. And we'll still have a lack of supply in 2023 and 2024.   In fact, last month, the NAR tells us that the median home sold in just 14 days in July. It's never been faster than that on record.   That is not something that you would expect amidst stalled PRICE growth. Well, higher mortgage rates will do that.   The American housing market reached a turning point this summer. Price increases haven't just slowed—they've stalled.   Of course, local factors often supersede national ones. So then…   Where are home values least resilient? Areas that were trendy and higher-priced homes.   Where are home values most resilient? Lower-priced and entry-level properties. They're the ones least affected by further losses in affordability. That's what we've talked about on this show from Day 1 - investing in entry-level homes for cash flow in the Midwest and South.   Who do stalled price increases harm: Sellers. Price matters, remember? New owners that hoped to refinance fast. Flippers. Who do stalled price increases help: Buyers.  Rent-to-price ratios. If you were wondering when rents will get a chance to catch up to prices? The answer is now. This recent outsized RENT growth has clearly been a boon to us real estate investors - even a windfall if you're well leveraged. Now… in the workplace, the pandemic spawned “The Great Resignation”.   People either started working from home or quit and stayed at home. They were on their Peleton bike… and on Zoom.    But tons of companies… from Peleton to Zoom - have seen consumers end their pandemic buying patterns.    Now… so has housing.   The pandemic-era frenzy where buyers hotly demanded more space and a Zoom room is what I have called "The Great Reshuffling". It has settled down.   At the point of being overly obvious, compared to just a few months ago, this housing market has become worse for sellers and better for buyers.   Sellers, you might even have to STAGE properties again.   Buyers, let's run a vibe check on how well you're doing for new purchases. Now you can usually: Not have to pay all-cash You'll often have less buyer competition Expect time for an property inspection Have an appraisal contingency And avoid an escalation clause on build-to-rents like I've discussed with guests here in recent weeks past. You know, a friend just shared something with me. He said: "We are officially back into the 2018 real estate market. I made an offer today on a brand-new flip. I got $10K of seller help and a half page of contingencies." That's what he said.   Yeah, that really sums up a lot.   The market has normalized - not become totally normal by any stretch, but negotiations between buyers and sellers are more balanced now.   There's one group that loves higher mortgage rates - and that's single-family rental owners.    That crimps affordability - pricing out that first-time homebuyer… making them rent from you. That's continuing to push up rents at faster increases than historic norms.   Fannie Mae expects that home sales will decrease in the next year. That's nothing new. The volume of existing-home sales has been decreasing for months.    So where does that leave today's first-time homebuyer, the person - that is becoming more of a rare breed - that DIDN'T have to pay rent to you in your property?   Well, the NAR revealed a profile of today's first-time homebuyer… and I think it's particularly interesting. Today's FTHB is… 33 yo - that is the oldest ever - ever. It might not surprise you since affordability is down so it takes a new homebuyer longer to save & form the capital necessary for a down payment, closing costs, and loan qualification. The FTHB is now age 33. Household income is $86,500 Median purchase price is $252K… so… significantly less than today's median priced $400K home. A 7% down payment. That, on average is what the FTHB puts down… so often paying PMI then. 37% of them carry student debt. Typical balance $30,000 How about avg sq footage. The average square footage of a FTHB's home is 1,640.   Now, I've largely been discussing either total housing supply or single-family housing supply thus far.   One bright spot is for apartment-dwellers.   420,000 new apartments are forecast to be built in the US this year - that's according to RentCafe. Coming on top of 2021 - when there was historically high apartment construction, it would mark the first time since 1972 that more than 400k new apartments were completed in each of two straight years. The top spot for new apartments in 2022 is the New York metro area.   Elsewhere, out there in the world…   Netflix is about to launch a “Shark-Tank” like real estate show called “Buy My House”. It's structured much like Shark Tank… except homeowners pitch their house sale deal to four “sharks”.    That could be interesting to watch.    Here, coming up at GRE, hear from not just me, but, as usual some of the most influential personalities in the real estate and finance space commonly come along for an episode and run alongside me.   Ramit Sethi from “I Will Teach You To Be Rich” is one of those notable names that will join you & I here on an upcoming show.   If you have any questions, comments or concerns about the show, you can always reach out at GetRichEducation.com/Contact. That's how to get ahold of our team.   One question that we're really not in need of hearing over there on our Contact Page, is: “How do I become a guest on the show?”   You know, a couple years ago, we had about 20x as many requests to be a feature guest here on the show as there are available appearances.    Well, anymore, it's about 50X as many requests as weekly shows.   We're sorry to have to apologize to so many wonderfully bright and credentialed people. I really appreciate them. But we only have one, big weekly show… and that supply is not increasing.   GRE show supply could be even more inelastic than American housing supply then.    I'd like to welcome our newest show sponsor, MyPropertyStats.com. It was developed by Hayden Crabtree. Hayden has been a show guest here before and we expect to have him back here to tell us more about My Property Stats.   It's a deal analysis tool developed by an active investor - Hayden - to cut the time it takes you to analyze ANY deal by over 90%. -Calculate the EXACT price to pay to hit your cash flow and ROI goals -Build a WORLD CLASS pro forma   In fact, you can go to MyPropertyStats.com/GRE right now and use coupon code GRE to get 10% off your first year. It's remarkably inexpensive. That's just $90 A YEAR for a tool that can save 10 hours PER DEAL. No more spreadsheets. No more juggling multiple files. You can use coupon code "GRE" to get 10% off at MyPropertyStats.com/GRE.   Much like the gratefulness I feel for all of the bright guests that are here, we've seen quite an influx of advertising inquiries.   This is despite that, we haven't really pitched for advertisers here - much like guests, fortunately, there are plenty of wonderful resources out there that want to reach you, the listener here.   These are resources that I don't just endorse, but I often use myself.   If you'd like to make an advertising inquiry here at GRE, you can also reach out at the Contact Page at GetRichEducation.com/Contact   I'm Keith Weinhold. I'll catch you next Monday, Labor Day. You've been listening to Get Rich Education.   Don't quit your daydream!

Megan Reuwen is a seasoned entrepreneur who has built and led a team of women that have achieved over $13 million in annual sales. She's been a top earner, top sales leader, and top recruiter in the direct sales industry, and has mentored and coached individuals to work from home and achieve six-figure incomes. Megan is a mother of four, with three of her children being special needs or medically complex. Fifteen years age Megan was a hair stylist. She chose to run a salon out of her home in order to be present for her son, and that led to her second career of coaching women to work from home. One of Megan's superpowers is helping people see who they are clearly so they can apply their gifts and see success. When you know what your strengths are and lean into them, your weaknesses become less important because they tend to improve in time. If you don't know what your gifts are, you can start by taking personality tests like the Enneagram or the StrengthsFinder test, which will give you verbiage to explain who you are. You can also tap into who you are when you explore and define what your values are.   The Biggest Helping: Today's Most Important Takeaway “You can thrive in adversity and in stress. The more you know yourself, the more you'll be able to continue to make those gains in life.”   --   Thank you for joining us on The Daily Helping with Dr. Shuster. Subscribe to the show on Apple Podcasts, Stitcher, or Google Podcasts to download more food for the brain, knowledge from the experts, and tools to win at life.   Resources: meganrosecoaching.com Instagram: @sparkleshinemegan

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Brad Polumbo of Based Politics joins me to discuss the details of Joe Biden's debt cancelation. Brad counters some of the commonly held beliefs about this proposal and shares it if has a shot of passing the courts.  Based Politics - https://www.based-politics.com/ Previous episode: What Will Happen if We Cancel Student Loan Debt? - https://www.chrisspangle.com/p/what-will-happen-if-we-cancel-student Video https://youtu.be/Zd6VrgxeFj8 Join WAL Plus now for commercial-free shows and our complete archives - JoinWALPlus.com ---- This episode is brought to you by Iconic Insurance. Fifteen percent of Americans are left to find health insurance on their own. You might feel overwhelmed, lost, or frustrated, and if that's you, feel in control of your health with Matt Allen's help. Visit www.iconic-insurance.com/libertarians to get started. --- Chris Spangle and Leaders and Legends, LLC edited and produced this podcast. If you're interested in starting a podcast or taking yours to the next level, please contact us at LeadersAndLegends.net. ---- Looking to start a podcast? Download my podcast Podcasting and Platforms now, and check out my recommendations for buying the right equipment. ---- Q Sleep Spray assists in achieving a more restful sleep so you can wake up refreshed. Q SLEEP contains incredible ingredients, including melatonin, 5-HTP, and L-theanine, as well as a proprietary herbal extract, which synergistically promotes restful sleep and helps your mind and body rejuvenate. Buy Now - https://wearelibertarians.com/sleepspray/ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week RFM and Bill sit down with the creator and musical artist known as Weird Alma. Weird Alma has brought us musical parodies such as Gaslighting, S.C.M.C., Tapirback Rider, You're (Several Months Shy of) Fifteen, and many more. Weird Alma shows us firsthand that humor and music can play a role in our processing… Read More »Mormonism LIVE: 090: Weird Alma Strikes Again

This week RFM and Bill sit down with the creator and musical artist known as Weird Alma. Weird Alma has brought us musical parodies such as Gaslighting, S.C.M.C., Tapirback Rider, You’re (Several Months Shy of) Fifteen, and many more. Weird Alma shows us firsthand that humor and music can play a role in our processing… Read More »Mormonism LIVE: 090: Weird Alma Strikes Again