Podcasts about Disneyland

Consider this week's episode your college-level course about investing in hotels. Today Neil Shah is an investor and operator of 10 hotels – but his journey started with him as an immigrant to the US who lived in his uncle's hotel near Disneyland. After grinding there for years, he decided to pursue a Hotel Management & Tourism degree in university... and it shows. After this episode, I'm convinced Neil will be Professor Shah before we know it. If you've been wanting to learn more about hotel investing, management, and franchising, look no further than today's knowledge-packed episode. Connect with Neil here. Thank you to my sponsors! Lodgify - ⁠⁠⁠⁠Link⁠⁠⁠⁠ Receive 20% off Lodgify's most powerful plans with code NoVacancy20 at checkout Proper - ⁠⁠⁠⁠Link⁠⁠⁠⁠ Visit the link to claim your free risk assessment with Proper. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lately, we've been cruisin' for a cruisin'. There's something alluring for the floating Disneyland at Sea. Luckily, someone we know wandered on to the Disney Magic: Wandering in Disney's very own Andrew! While the ship may be old, the experience is new. What's it like to go on a Disney Cruise as a traveler who's always on land? Is it worth going if you're our age without kids? Are the poolside chicken tenders even good? Join Kirk & Andrew as they come up for air on a floaty new episode of Trammin' - A Disneyland Podcast!Check out WanderingInDisney.com!Listen to full episodes every Windsday and topic-only uploads on Big Thunder Thursdays!InstagramTrammin' - https://instagram.com/TramminPodcastChristian Rainwater - https://instagram.com/imrainwaterMusicLocal Forecast - Elevator Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/ Trammin' - The Disneylanders, Addy DaddyUsed with permission.Character Art & AnimationNadia Dar - https://nadsdardraws.carrd.co/Trammin.comTrammin' is written without the use of Artificial Intelligence.©Trammin' - A Disneyland Podcast

Mandy is miserable about breaking her no-drinking streak, friends who show up with surprise plus-ones, and men with unruly bushes killing the mood.In this episode of 'Misery Loves Mandy,' host Mandy Martino discusses a bizarre incident caught on camera involving an Amazon delivery driver. Mandy also shares her recent achievements in comedy and her reflections on breaking her four-month-long no-drinking streak during a Disney trip. She dives into personal and hilarious anecdotes about adult Disneyland experiences, maintaining sobriety, and her ongoing love affair with weed. In addition, Mandy vents about the annoyance of friends bringing third parties to hangouts, gives unfavorable opinions on men with unkempt bushes, and dissects the implications of using AI-generated breakup texts. She also contemplates the financial challenges of raising children and comments on the absurd prices of preschools. The episode concludes with Mandy humorously reacting to viral internet content and a teaser for an upcoming mental health-focused episode.

The one with Disneyland tips. With Steven Spierer SUPPORT US ON AMAZON – CLICK HERE

Kim recently took a quick trip to her happy place, Disneyland, to attend a special media preview of its 70th anniversary celebration. This yearlong celebration features new entertainment from fireworks to parades, special celebratory food items, decorations throughout the park, and fun interactive activations. There are also promotional package deals available through Kim's partner Getaway Today. Learn more here and use code 'Stuffed Suitcase" when purchasing to save an additional $10 off a 2+ night vacation package. Learn more about Disneyland's 70th celebration foods here: https://disneyparksblog.com/dlr/disney-eats-disneyland-70th-celebration-foodie-guide/ See more of the special events and decorations on Kim's Insta post: https://www.instagram.com/p/DJskA7ZJRKD/ Related Episodes: Girls' trip to Oceanside, California and Disneyland Disneyland and Irvine, California Disneyland Holidays Planning a trip to Disneyland Disneyland travel tips

Keith discusses the mortgage landscape, emphasizing the benefits of cash-out refinances with Ridge Lending Group President, Caeli Ridge. They unpack the Trump administration's plan to privatize Fannie Mae and Freddie Mac, which could impact the mortgage market. Investors are discovering powerful strategies to leverage property equity and optimize their financial portfolios. By understanding innovative borrowing techniques, savvy real estate investors can access tax-efficient capital and create sustainable wealth-building opportunities. Consider working with a lender that specializes in investor-focused loan products and provides comprehensive education on the options available.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/554 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about the mortgage loan landscape in this era. Is title insurance a rip off today? Is it worth it for you to pay discount points at the closing table to get a lower interest rate? Learn about how a cash out refinance. Is your ability to borrow tax free, much like a billionaire does, and what are the dramatic changes that the current administration could take to alter the mortgage environment for years, all today on get rich education.    Speaker 1  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Liverpool, England to Livermore, California and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education, the voice of real estate. Since 2014 it's been estimated that there are about 800 billionaires in USA, and hey, you might be one of them, but there's a pretty good chance that you aren't well. When it comes to lending and mortgages, you can actually take a page out of a billionaires playbook and do something very much like what they do whenever you perform a cash out refinance if you've got dead equity in a property, and you can borrow against your own home to a greater extent than you can against your rental properties, even either one of those is a tax free event, you've now got tax free cash, and you can use that money on anything from investing it in the stock market To using your proceeds for a down payment on more real estate or buying a boat or going to Disneyland, and you didn't have to relinquish your asset at all. You continue to hold on to the asset. Now, the mechanics are somewhat different, sure, but when you do a cash out refinance like this, it's a bit like billionaires borrowing against their stock. Instead, you're borrowing against the value of your real estate. In fact, listening to this short clip, it's Trevor Noah talking about how billionaires do exactly this, and you'll notice that the crowd laughs because it actually sounds funny that you can really do this,    Speaker 2  3:22   the shares that they hold in a company, because it is an unrealized gain, right? So they go like, yeah, you're worth 300 billion, but we can't tax you on those stocks because you haven't sold the shares, so you don't, like, have the money. And I understand the argument. They go like, No, you don't have it. It's just what it's worth, because it will also crash, and then you have nothing, so we can't tax you on it. Then I'm like, Okay, I understand that. Then Elon Musk offers to buy Twitter, all right? He offers to buy it. And then he says in his offer, he goes, I'm putting up my Tesla stock as collateral. Then I'm like, so you do have it? Then he's like, no, no, no, no, I don't have it. I don't have it. I'm just gonna say so then they accept the offer. He now buys Twitter. Now that they've accepted his offer, he now goes to private equity and banks and like other rich people and whatever. He goes like, can you guys borrow me the money to buy Twitter? And then he's like, I'm I want to buy Twitter because I don't want to sell any of my Tesla shares, so I want to use your money to buy Twitter. And then it's like, but then they're like, What are we loaning it against? And he's like, Well, my Tesla shares. Then I'm going, like, Wait, so, so you, you can, you can buy a thing based on what you have, yes, but when we want to tax you, you can say, I don't have it. Do you hear what I'm saying here?   Keith Weinhold  4:46   Yeah, you can borrow against your real estate if you have substantial equity in it. We'll talk about just how much now billionaires borrow against their stock holdings using financial products like portfolio lines of credit or. For securities based loans. These are the names for how they do it, essentially taking out loans and using their stock as collateral. And this allows them to access cash without selling their assets and without incurring capital gains taxes, much like you can so you can say that you don't want to sell your property in you don't have to go through some capital raising round either, like a billionaire might have to when they're borrowing against their stock. You can just have a more standard mortgage application for your cash out refinance, and you don't even have to have a huge portfolio. I mean, even if you just own one 500k property with 50% equity in it, you can do this so it's available to most any credit worthy person, again, tax free. But of course, this doesn't mean that you always should take this windfall, because it often creates a higher monthly payment. You've got to be the one that makes that decision in controlling your cash flows, that is key. I'll talk about that some more with today's terrific guests. Also the Trump administration's desire to privatize Fannie Mae and Freddie Mac we're going to talk about that and what that would do to the mortgage landscape. I am in the USA today, next week, I'll be bringing you the show from London, England for the first time, the following week, from Edinburgh, Scotland. Yes, the mobile GRE Studio will be in effect. I typically set it up myself, and I usually don't need the help of the hotel staff for an appropriate Sound Studio either. And then shortly after that, I will be in Anchorage, Alaska, where I'm competing in these fantastic mountain running races. And then by next month, that's where I hope to meet up with you in person for nine days of learning and fun, as I'll be in Miami as part of the faculty for the terrific real estate guys invest or summon at sea, where we're all going to disembark from Miami and go to St Thomas, St Martin and the Bahamas, and then after that great event, it is a long flight from Miami back to Anchorage again. And that's got to be one of the longer domestic flights, not just in the nation, but in the world, Miami to Anchorage, and then shortly after that, I will be in the Great Northeast early this summer, New York and Pennsylvania, including for my high school reunion. So I'll really be putting the miles on these next couple months. One interesting thing that I've noticed for next week's show, where I'll be joining you from London, is how much I'm paying per night at both my hotel in England and then later my hotel in Scotland. That's obviously a short term real estate transaction. These are some of the more expensive places in the world, really. So next week and then the week after, I just think you'll find it interesting. I'll tell you how much I'm spending per night in both London and then Edinburgh. And they're both prime locations, where the hotels are the center of London and then right on Edinburgh's Royal Mile. That is in future weeks as for today, let's talk about the mortgage landscape with this week's familiar and terrific guest.   I'd like to welcome in one of the more recurrent guests in our history, so she needs little introduction. She's the longtime president of the mortgage company that's created more financial freedom for real estate investors than any lender in the nation because they specialize in income property loans. It's where I get my own loans for my own rental properties. Ridge lending group. Hey, welcome back to GRE Caeli ridge.    Caeli Ridge  8:57   Thank you, Keith. You know I love being here with you and your listeners. I appreciate you having me.   Keith Weinhold  9:01   You've helped us for so long. For example, who can forget way back in episode 56 Yeah, that's a deep scroll back when Chaley broke down each line of a good faith estimate for us, that's basically a closing statement sheet. She told us exactly what we pay for at the closing table, line by line like origination fee, recording costs and title insurance so helpful. It's just the sort of transparency that you get over there. Buyers pay for title insurance at the closing table. It is title insurance a rip off. A few years ago, a lot of people speculated that title insurance would fade away because the property's ownership could be transparent and accessible to everybody on the blockchain, but we don't really see that happening. So tell us about title insurance, and really, are we getting value in what we pay for there at the closing table?   Caeli Ridge  9:54   Well, I think the first thing I would say is that it really isn't going to be an option as far as I. Know, as long as the individual is going to source institutional funding leverage use of other people's money, they're going to require the lender, aka Ridge lending, or whoever you're working with, they're going to require that title insurance that ensures their first lien position. Doing that title search, first and foremost, is going to make it clear that there isn't some cloud on title, that there isn't some mechanic lien that had been sitting out there for however many years it may have just been around. And those types of things never go away. So for a lending perspective, it's going to be real important that that title insurance is paid for and in place to protect their interests, things like judgments, tax liens, like I said, a mechanic's lien, those will automatically take a first lien position in front of a mortgage. So obviously we're not going to risk that and find ourselves in second lien position in the event of default and somebody else is getting paid before we are. So not really an option. Is it a rip off? I don't know enough about how often it's paid out, and not to speak to that, but I will tell you that it isn't a choice.   Keith Weinhold  11:07   Title Insurance, like Shaylee was talking about. It protects against fraud related to the property's ownership, someone else claiming rights to the property, and this title search that an insurer does it also, yeah, it looks for those liens and encumbrances, including unpaid taxes, maybe unpaid HOA dues, but yeah, mortgage lenders typically require title insurance, and if you the borrower, you might think that's annoying. Well, it does make sense, because the bank needs to protect their collateral. If a bank ever has to foreclose, they need to have access to you, the borrower, to be able to do that without any liens or ownership claims from somebody else. Caeli, how often do title insurance companies mess up or have to pay out a claim? Does that ever happen?   Caeli Ridge  11:50   I mean, if I have been involved in a circumstances where that was the case, it's been so many years ago, they're pretty fastidious. I don't know that I could recall a circumstance where something had happened and the title insurance was liable. They go through the paces, man, they've got to make sure that, and they're doing deep dives and searches across nationwide to make sure that there isn't any unnecessary issue that's been placed on title Not that I'm aware of. No.    Keith Weinhold  11:50   Are there any of those other items that we tend to see on a good faith estimate that have had any interesting trends or changes to them in the past few years?    Caeli Ridge  12:27   Yeah, I've got a good one, and this is actually timely credit reports. So over the last couple of years, something has been happening with credit reports where, you know, maybe three, four years ago, a credit report, let's say a joint credit report, a husband and wife went and applied that credit report might cost 25 bucks. Well, now it's in excess of 100 plus. Some of what we're going to be talking about today, it kind of gets into the wish list of Jim neighbors, who is the president of the mortgage brokers Association. He's been talking to the administration about some of his wishes, and credit report fees is actually one of the things that they're wanting to attack and bringing those costs down for the consumer. So when we look at a standard Closing Disclosure today, credit report costs have increased significantly. I don't have the percentages, but by a large margin over the last couple of years,    Keith Weinhold  13:21   typically not one of your bigger costs, but a little noteworthy. There one thing that people might opt and choose to have on their good faith estimates, so that borrower therefore would actually pay more out of pocket with today's higher mortgage rates. And I'm sure not to say high, because historically, they are not high. Do we see more people opting to pay discount points at the closing table to get a lower rate and talk to us about the trade offs there   Caeli Ridge  13:46   right now, first and foremost, that there isn't a lot of option for investment property transactions, whether it be a purchase or refinance. There's not going to be that option where the consumer gets to choose to say, Okay, I want to pay points for a lower rate or not pay points for a higher rate the not paying points is the key here. There isn't going to be a zero point option for investment property transactions. And this gets a little bit convoluted, and then I'll circle back and answer the question of, when does it make sense to pay the points, more points versus less points? We have been in a higher rate environment that I think a lot of people have become accustomed to as a result secondary markets, where mortgage backed securities are bought and sold, they keep very close tabs on the trends and where they think things are headed. Well, something called YSP, that stands for yield, spread, premium, under normal market circumstances, a consumer can say, okay, Caeli, I don't want to pay any points. Okay, I'll take this higher interest rate, and I don't want to pay any points, because that higher interest rate is going to have YSP, yield, spread, premium to pay compensation to a lender, and you know, the other third parties that may be involved in that mortgage backed security. But. Sold and traded, etc, okay? They have that choice under normal market circumstances. Not the case right now, because when this loan sells the servicing rights, whoever is going to pick up the servicing rights, so when Mr. Jones goes to make his mortgage payment, he's going to cut a check to Mr. Cooper. That's a big one, right? Or Rocket Mortgage, or Wells Fargo, whoever the servicer is, the servicing rights are purchased at a cost. They have to pay for the servicing rights, and let's say that's 1% of this bundle of mortgage backed securities that they're purchasing. Well, they know the math is, is that that servicer is going to take about 36 months before that upfront cost is now in the black or profitable. This all will land together. Everybody, I promise you stick with me, so knowing that we've got about a 36 month window before a servicer that picked up the rights to service this mortgage is going to be profitable in a higher rate environment, as interest rates start coming down, what happens to the mortgage that they paid for the rights to service 12 months ago, 18 months ago, that thing is probably going to refinance right prior to the 36 month anniversary of profitability. So that YSP seesaw there is not going to be available for especially a non owner occupied transaction. So said another way, zero point rates are not going to be valid on a non owner occupied transaction in a higher rate environment when secondary markets understand that the loans that are secured today will very likely be refinanced prior to profitability on the servicing side of that mortgage backed security that is a risk to the lender, yes. So we know that right now you're not going to find a zero point option. Now that may be kind of a blanket statement. If you were getting a 30% loan to value owner occupied mortgage with 800 credit scores, you know that's going to be a different animal. And of course, you're going to have the option to not pay points. The risk for that is nothing. Okay, y SP is going to be available for you, the consumer, to be able to choose points at a lower rate, no points higher rate. When does it make sense to pay additional points? Let's say to reduce an interest rate, the break even math. And you know, I'm always talking about the math, the break even math is actually the formula is very simple. All you need to do is figure out the cost of the points. Dollar amount of the points, let's say it's $1,000 and that's what it's going to cost you to, say, get an eighth or a quarter or whatever the denomination is, in the interest rate reduction. But you aren't worried about the interest rate necessarily. You're looking at the monthly payment difference. So it's going to cost you $1,000 in extra points, but it's only going to save you $30 a month in payment when you divide those two numbers, what's that going to take you 33 months? 30 well, okay, and does that make sense? Am I going to refinance in 33 months? If the answer is no, then sure pay the extra 1000 bucks. But that's the math, the cost versus the monthly payment difference divide that that gives you the number of months it takes to recapture cost versus cash flow or savings, and then you be the determining factor on when that makes sense.    Keith Weinhold  18:10   It's pretty simple math. Of course, you can also factor in some inflation over time, and if you would invest that $1,000 in a different vehicle, what pace would that grow at as well? So we've been talking about the pros and cons of buying down your mortgage rate with discount points before we get into the administration changes. Cheley talk about that math in is it worth it to refinance or not? It's a difficult decision for some people to refinance today with higher mortgage rates than we had just a few years ago, and at the same time, we've got a lot of dead equity that's locked up.   Caeli Ridge  18:40   I would start first by saying, Are we looking to harvest equity? Are we pulling cash out, or are we simply doing a rate and term refinance where we're replacing one loan with another loan, if it's for rate and term, if we're simply replacing the loan that we have today with a new loan, that math is going to be pretty simple. Why would you replace 6% interest rate with a 7% interest rate? If all other things were equal, you wouldn't unless there was a balloon feature, or maybe an adjustable rate mortgage or something of that nature involved there that you have to make the refinance. So taking that aside, focusing on a cash out refinance, and when does it make sense? So there's a little extra layered math here. The cash that you're harvesting, the equity that you're harvesting, first of all, borrowed funds are non taxable. What are we going to do with that pile of cash? Are we going to redeploy it for investing more often than not talking to investors? The answer is yes. What is that return going to look like? So you've got to factor that in as well, and then we'll get to the tax benefit in a moment. But generally speaking, I like to as long as the cash flow is still there, okay, you've got to have someone else covering that payment. Normally, there's exceptions to every rule. I don't normally advise going negative on a cash out refi. There are exceptions. Okay, please hear me. But otherwise, as long as the existing rents are covering and that thing is still being paid for by somebody else, then what you want to do is look at that monthly payment. Difference again, versus what you're getting out of it. And then you divide those two numbers pretty simply, and it'll take you how long. And then you've got a layer in the cash flow that you're going to get from the new acquisitions, and whether that be real estate or some other type of investment, whatever the return is, you're going to be using that to offset. And then finally, I would say, make sure that you're doing adding in the tax benefit. These are rental properties guys, right? So closing costs can be deducted now that may end up hurting debt to income ratio down the road. So don't forget, Ridge lending is going to be looking at your draft tax returns. Very, very important to ensure that we're setting you up for success and optimizing things like debt to income ratio on an annual basis.   Keith Weinhold  20:40   Now, some investors, or even primary residence owners might look at their first and only mortgage on a property, see that it's 4% and really not want to touch that. What is the environment and the appetite like today for having a refinance in the form of a second mortgage? That way you can keep your first mortgage in place and, say, 4% get a second mortgage at 7% or more. How does that look for both owner occupied and non owner occupied properties today?   Caeli Ridge  21:07   you're going to be looking at prime, plus, in many cases, if you don't want to mess with a first lien, a second lien mortgage is typically going to be tied to an index called prime. Those of you that are familiar with this have probably heard of that. Indicee. There's lots of them. The fed fund rate, by the way, is an index. There's lots of them. The Treasury is also another index. Prime is sitting, I think, at seven and a half percent. So you're probably going to be looking at rate wise, depending on occupancy and credit score and all of those llpas that we always talk about, loan level, price adjustment. You know, it could be prime plus zero, it could be prime plus four. So interest rates could range between, say, seven and a half, on average, up to 11 even 12% depending on those other variables. More often than not, those are going to be interest only. So make sure that you're doing that simple math there. And I would prefer if I'm giving advice the second liens, the he loan, which is closed ended, very much like your first mortgage, it's just in second lien position. It's amortized over a certain period of time, closed ended. Not as big a fan of that. If you can find the second liens, especially for non owner occupied, I would encourage it to be that open ended HELOC type.    Keith Weinhold  22:15   What are we looking at for combined loan to value ratios with second mortgages    Caeli Ridge  22:19   on an owner occupied I think you'd be happy to get 90. I think I've heard that in some cases, they can go up to 95% in my opinion, that would go as high as they'll let you go right on a non owner occupied, I think you'd be real lucky to find 80, and probably closer to 70.    Keith Weinhold  22:34   That really helps a lot with our planning. Well, the administration that came in this year has made some changes that can create some upheaval, some things to pay attention to in the mortgage market. We're going to talk about that when we come back. You're listening to get rich education. Our guest is Ridge lending Group President, Caeli Ridge I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866   Hal Elrod  24:38   this is Hal Elrod, author of The Miracle Morning and listen to get rich education with Keith Weinhold, and don't put your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. We're talking about mortgages again, because this is one. Where leverage comes from. I'm your host. Keith Weinhold, we're sitting down with the president of ridge lending group, Caeli Ridge, and I know that she has some knowledge and some updates on new administration leadership and some potential changes for the market there. What can you tell us? Caeli   Caeli Ridge  25:16   I'm pretty excited about this one, and I'm watching very diligently to see how it unfolds. So the new director of the FHFA Federal Housing Finance Agency, all is Bill Pulte. This is the grandson of Pulte Homes. Okay, smart guy. I'm excited to see what he's going to come in and do. Well. He had recently, I think in the last couple of weeks, he put out in the news wires asking for feedback from the powers that be, related to Fannie and Freddie, what improvements they would like to see. So first up was Jim neighbors. He is the president of the mortgage brokers Association. He had a few very specific wish list items, if you will. And the first one on his list was the elimination of LLP, as for non owner occupied and second home. So let me just kind of paint a picture here, because there's some backstory I think is important. So an LLPA, for those of you that have never heard that term before, stands for a loan level price adjustment. And a loan level price adjustment is a positive number or a negative number that associates with the individual loan characteristics. So things like loan to value or loan size, occupancy is a big ll PA, the difference between an owner occupied where you live and one that you're going to use as a rental property, that's a big one. Credit score, property type, is it a single family? Is it a two to four? Is this a purchase? Is it a refi? Anyway, all of those different characteristics are ll pas. Well, if we take a step back in time, gosh, about three years ago now, Mark Calabria, at the time, was the director of the FHFA, and he had imposed increases, specific increases. This was middle of 22 I want to say specific increases to the LL pas for non owner occupied property. So if anybody kind of remembers that time, we started to really see points and interest rates take that jump sometime in 2022 more than just the traditional interest rate market and the fluctuations. This was very material to investment property and second home, but we'll focus on the investment property. So Mr. Jim neighbors came in and said, first and foremost, I'd like to see those removed, and I want to read something to the listeners here, because I thought it was very interesting. This is something I've been kind of preaching from the the rooftops, if you will, for many, many years. Yeah, we've got neighbors sticking up for investors here. He really is. And I Yeah, well, yes, he is. And more often than not, they're focused on the owner occupied so I'm just going to kind of read. I've got my cheat sheet here. I want to make sure I get it all right for everybody. So removal of the loan level price adjustments on investment properties and second homes, he noted that these risk based fees charged by Fannie and Freddie discourage responsible buyers from purchasing second homes and investment properties, with that insignificant increase to cost. And here's the important part, originally introduced to account for additional credit risk, many of the pandemic era llpa increases were not based on updated risk metric. In fact, data has shown that loans secured by investment properties often have strong credit profiles and lower than expected default rates. I mean, anybody that has been around long enough to see what we've come from, like, 08,09, and when we had the calamity of right, the barrier for entry for us to get any conventional financing as investors has been harsh. I mean, I make that stupid joke of vials of blend DNA samples. But aside from it being an icebreaker, it kind of feels true. We really get the short end of the stick. And I feel like as investors especially, post 08,09, our credit profiles, our qualifications, the bar is so high for us, the default risk there has largely been removed. We've got so much skin in the game. With 20 25% down, credit score is much higher, debt to income ratios more scrutinized, etc, etc. So I think that this is, if it passes muster. I think this is going to be a real big win for the non owner occupied side of agency, Fannie, Mae, Freddie, Mac lending.   Keith Weinhold  29:13    The conventional wisdom is, is that if you the borrower, get into financial trouble, you're more likely to walk away from your rental properties than you are your own home and neighbors, sort of like a good neighbor here sticking up for us and stating that, hey, us, the investors, we're actually highly credit worthy people.   Caeli Ridge  29:29   Yeah, absolutely. So fingers crossed. Everybody say your prayers to the llpa and mortgage investor rates gods.   Keith Weinhold  29:37   we'll be attentive to that. What other sorts of changes do we have with the administration? For example, I know that Trump and some others in the administration have talked about privatizing the GSEs, those government sponsored enterprises, Fannie, Mae, Freddie Mac and what kind of disruption that would create for the industry. Is it really any credence to that?   Caeli Ridge  29:58   They've been talking about it for. For quite a while. I mean, as long as Trump has been kind of on the scene, that's been maybe a wish list for him. I don't see that happening over the next years. That is an absolute behemoth to unpack and make a reality. Speaking of Mark Calabria, he was really hot and heavy on the trails of doing that. So what this is, you guys so fatty Freddy, are in conservatorship that happened back post 08,09, and privatizing them and making them where it is not funded, or conservatorship within the United States government. Now it still has those guarantees against default. It's a very complicated, complex, nuanced dynamic of mortgage backed securities, but if we were to privatize them at some point now, am I saying that that's a bad thing? No, not necessarily, but I think it has to be very carefully executed, and because there are so many moving parts, I do not think that just one term of presidency is going to make that happen. If we do it, it's going to be years down the road from now. Is my crystal ball. I don't think we're going to see that anytime soon.    Keith Weinhold  30:58   That's interesting to know. Are there any other industry changes that are important, especially for investors, whether that has to do with the change in administration or anything else?   Caeli Ridge  31:08    Well, specific to that wish list from Mr. Neighbors, one of the other things that he had asked, and there were quite a few, for owner occupied changes as well, he wants to reduce the seasoning for cash out refinances of investment properties, which would be huge good. Yeah, right now it's 12 months on a cash out refinance given very specific acquisition details. Okay, I won't go down that rabbit hole, but currently, if you haven't met exactly these certain benchmarks, you may have to wait 12 months to pull cash out of a property from the day that you acquire it, he's asking that that be pulled back to about six months, which would be nice   Keith Weinhold  31:46   reducing the seasoning period from 12 months to six months, meaning that an investor a borrower, would only need to own that property for that shorter duration of time prior to performing a refinance.   Caeli Ridge  31:58    Cash out refinance, no seasoning required on a rate and term. This is specific for cash out. But again, for cash out, but exactly right   Keith Weinhold  32:04   now, one trend that I think about sometimes, especially when I think back to 2008 2009 days since I was an investor through that time, is, are there any signs in the reduction of the appetite or the propensity to lend, to make loans. So how freely is credit flowing?    Caeli Ridge  32:25   I think pretty freely. I'm not seeing that they're tightening the purse strings. That's not the lens that I'm looking at it from, and I try to keep that brush stroke broad. There have been, I think that on the post, close side, there's been a little extra from Fannie Freddie, and I think that has to do with profitability markers. But overall, I'm not seeing that products are disappearing necessarily, or that guidelines are really becoming even more cumbersome. If anything, I would say it's maybe the reverse of that, and I do believe that probably is part and parcel to this administration and the real estate background that comes with it.   Keith Weinhold  32:59   One other thing I pay attention to, but it just really hasn't been much of a story lately. Are delinquencies in foreclosures. It seems like they've ticked up a little bit, but they're still both really historically low and basically a delinquency being defined as when a borrower makes one late payment, and foreclosures being the more severe thing, typically a 120 days late or more. Any trends there? I'm not   Caeli Ridge  33:24   seeing any now. And in fact, I would tell you that, because we focus so much on investor needs, first payment default is I can count on less than one hand, if I had to, how many times I've seen that happen with our clients over 25 years. So nothing noteworthy there for me.    Keith Weinhold  33:40   Yes. I mean, today's borrowers are just flush with equity. Nationally, there's a loan to value ratio of 47% which is healthy, in a sense. On average, borrowers have a 53% equity position. Of course, the next thing, I think, is like, I don't really know if that's a smart strategy. They're not really getting that much leverage out there. But I think a lot of people just have the old mentality of get it paid off.    Caeli Ridge  34:06   And I think that depending on where you are in your journey, I mean, if you're in phase three, right, where you're just really looking at these investments, these nest eggs to carry you into your retirement and or for legacy reasons, fine, but otherwise, I may argue the point in that I don't care that you have a 3% interest rate on an investment property, or whatever it may be, if it's sitting there idle and as long as it can cash flow, the true chances of those individuals of keeping that mortgage that they got in 2020, 2021, etc, at those ridiculously low interest rates and stroking 360 payments later to pay it to zero is a fraction of a percent right now, whether they're on the sidelines for something else, I don't know, but that debt, equity, I think, is hurting them more than a 3% interest rate is helping them.   Keith Weinhold  34:52    And a lot of times, the mindset of someone is, if they don't need to build wealth anymore, and they're older and they already built wealth, they don't care if they're loaned to value. Was down to zero, and they have it paid off, whereas someone that's in the wealth building phase probably wants to get more leverage. Yeah, Chaley at risk lending group, there you see so many applications come in, and especially since you're an investor centric lender, I like to ask you what trends you're seeing. What are people buying? What are people doing? Are they refinancing? Are they paying loans off? Are they trying to take out more credit? Are there any overall trends with investors that you see in there    Caeli Ridge  35:29   right now? I think the all in one is a clear winner there. The all in one, that first lien, HELOC, that you and I talked about, we broke my little corner of the internet with that one, that one is a front runner for sure, on the refinance side, specifically, we are seeing quite a bit more on the refi side of things, that equity is kind of just sitting there. So even though, if the on one isn't a good fit for them, I'm seeing investors that are willing to tap into that equity instead of just sitting around and waiting for them to potentially lose some equity if the housing market does start to take some decline. And then I would say, on the purchase transaction side, something that's kind of piqued my interest is the pad split. I'm looking at that more often where, for those that are not familiar, you can probably speak more to this, Keith, they're buying single family resident properties, even two to four unit properties, and a per bedroom basis, turning those into rental properties. And they're looking to be quite profitable. So I've got my eyes on that too.   Keith Weinhold  36:23   before we ask how we can learn more about you and what you do in there at Ridge Kayle. Is there any last thing that you'd like to share? Maybe a question I did not think about asking you, but should have.    Caeli Ridge  36:35   I would like to share with your listeners that if they are not working with a lender that focuses on their education and has that diversity of loan product that we have, that they're probably in the wrong support group. You need to be working with a lender that has a nationwide footprint and that has diversity of loan product to cover whatever methodology of real estate investing that you're looking for, and really puts a fine touch on the education of your qualifications and your goals as they relate to underwriters guidelines   Keith Weinhold  37:10   what we're talking about, and I know this through my own experience in dealing with Ridge, since I use them for my own loans myself, is sometimes Ridge might inform You that, hey, you can go and do this and make this deal now, but that's going to mess up this bigger thing 12 months down the road, whereas if you talk with an everyday sort of owner occupant mortgage company, oh, they're just not going to talk like that, because owner occupants, they might only buy every seven years, or something like that. And investors are different, and you need to have that foresight and look ahead. Caeli, this has been great, a really informative conversation about the pulse of the market. Tell us what products that you offer in there.   Caeli Ridge  37:50   Our menu is very, very diverse. I would say what. It's probably easier to describe what we don't offer. We do not have bear lot loans or land loans. We're not offering those right now. We do not have second lien HELOCs currently. We suspended that two years ago. But otherwise, guys, we're going to have everything that you're going to need. So just very quickly, I'll rattle off Fannie Freddie, okay, those golden tickets that we talk about, we've got DSCR loans, bank statement loans, asset depletion loans, ground up construction, short term bridge loans for fix and flip or fix and hold. We have our All In One that's my favorite first lien. HELOC, we have commercial loan products for commercial property and residential on a cross collateralization basis. So very, very robust in the loan product space.   Keith Weinhold  38:33   Caeli Ridge, it's been valuable as always. And then Ridge lending group.com, or your phone number   Caeli Ridge  38:39   855-747-4343, 855-74-RIDGE, , and then to reach us an email, if that's your better mechanism to contact us info@ridgelendinggroup.com   Keith Weinhold  38:50   that's been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  38:53   Appreciate it. Keith,   Keith Weinhold  39:00   Yeah, terrific information from Chaley. As always, if you're enamored of borrowing tax free, like a billionaire, against your real estate, they sure can help you out with that and determine whether that's right. It doesn't mean that you always should, but if you have investment ideas for debt equity, and you're attentive to cash flows, run the numbers with them and see if it's worthwhile. As far as new purchases, we all know that soured affordability has made it especially tough for first time homebuyers, and there's more data out there that shows that tenant durations are historically long, longer than they usually are. Tenants are staying in places longer because they have to. Investor purchases have stayed strong, though investors have been buying about the same proportion of single family homes and making them rentals that they have historically and Redfin tells us that. The value of properties that investors have purchased is up more than 6% year over year, so investors are still buying and that makes sense. We're in this era where there's more uncertainty than usual, there's higher stock volatility than usual, and more people are sort of asking themselves, where would I get a better return than on income property, and where would my return be more stable today than in income property as well? If you work with Ridge lending group for a time, you're probably going to understand why I personally use them for my own loans. You'll notice that they really understand what investors need. Thanks to Caeli Ridge today and thank you for being here too. But as always, you weren't here for me. You were here for you until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:20   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866   The preceding program was brought to you by your home for wealth, building, get rich education.com.    

In this special episode of Slate Money, Felix Salmon and Emily Peck are joined by Slate editor in chief, Hillary Frey. They talk all things Disneyland, including why Disneyland is better than Disney World, the need to let go of the inevitable costs ahead of your trip, why it makes for a great vacation with teenagers, and more.  Podcast production by Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week is all about the new food coming to the DL resort for the 70th Anniversary celebration that started May 16th. What are you most excited to try?We'd love to have you leave a message here with your own favorite Disney story or anything you want to tell us about! ⁠⁠https://www.speakpipe.com/ropedropparkhop⁠⁠Thanks to Mouse World Travel for being the Official Sponsor of our podcast. Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠www.mouseworldtravel.com⁠⁠⁠⁠⁠⁠⁠⁠ for all of your travel needs - Disney or otherwise!If you're not already following us on social media, we're @Ropedrop.Parkhop and we have a fun discussion group on Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ropedropping and Parkhopping⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!And join us on Patreon!

In this special episode of Slate Money, Felix Salmon and Emily Peck are joined by Slate editor in chief, Hillary Frey. They talk all things Disneyland, including why Disneyland is better than Disney World, the need to let go of the inevitable costs ahead of your trip, why it makes for a great vacation with teenagers, and more.  Podcast production by Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the special segment "Loose Ends," Laura and Shanna give updates about topics they've talked about previously, including extended breastfeeding, bangs, book clubs and more! Also, Laura reports on taking her 6-year-old on the most thrilling ride of his life at California Adventure, and Shanna discusses how her 9-year-old handled her first Easter knowing the truth about the Easter Bunny. Finally, the moms share their BFPs and BFNs for the week. Shanna's kids are 6 and 9 years old, and Laura's kids are 6 years old and 4 years old. Topics discussed in this episode: -What to do on spring break with your kids -Going to Disneyland and California Adventure with your family -Celebrating Easter when your kid doesn't believe in the Easter Bunny anymore -When your kids have strong feelings about their stuffed animals -Letting your kids express themselves with hairstyles, piercings and more -Has Laura stopped breastfeeding Sebastian? -Considering adopting a new family dog This episode's full show notes can be found here. Want to get in touch with Shanna and Laura? Send us an email and follow us on social! Instagram, Facebook or TikTok at @bfppodcast Join our Facebook community group for support and camaraderie on your parenting journey. Visit our website! Big Fat Positive: A Pregnancy and Parenting Journey is produced by Laura Birek, Shanna Micko and Steve Yager. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, John Heil (CWK Alliance), Bob Gerard (Short For A Stormtrooper), and I discuss the third episode in season two of Andor, “Harvest.” We discuss the resolution of the first arc, Mon Mothma's plight, and more. Pull up a chair, grab your favorite mug, and have some Coffee With Kenobi.Join the Coffee With Kenobi Family on the Disney Wish!Dan Zehr invites listeners to join him and the CWK community for an unforgettable trip aboard the Disney Wish, from June 16 to 20, 2025. This exciting adventure is in collaboration with our official travel partner, MEI Travel & Mouse Fan Travel. To learn more or to book your spot, visit:CoffeeWithKenobi.com/DisneyWishCoffee With Kenobi's Travel Partner – MEI/Mouse Fan Travel:Book your next adventure to Galaxy's Edge, Walt Disney World, Disneyland, Disney Cruise Line, and more with Coffee With Kenobi's trusted travel partner, MEI Travel & Mouse Fan Travel. For expert assistance with planning your next trip, visit: CoffeeWithKenobi.com/MouseFanTravelSupport Coffee With Kenobi with the CWK Alliance:Become a member of the CWK Alliance and gain exclusive access to our weekly podcast, CWK Pour-Over, including both audio and video versions! Support the show and enjoy bonus content by signing up here:CoffeeWithKenobi.com/CWKAllianceListen to CWK Pour-Over on Spotify:Keep up with CWK Pour-Over, our weekly show that dives deeper into Star Wars and popular culture! Listen on Spotify and never miss an episode:CoffeeWithKenobi.com/SpotifyWatch CWK on YouTube:Subscribe to our YouTube channel for video content, behind-the-scenes footage, and more Star Wars discussion. Visit:CoffeeWithKenobi.com/YouTubeJoin the CWK Community:Be part of the conversation! Join the CWK Cafe, a place for Star Wars fans to connect, share ideas, and discuss all things Star Wars. Join here: CoffeeWithKenobi.com/CommunityShop CWK Merchandise:Looking for Coffee With Kenobi gear? Check out our shop for shirts, hoodies, stickers, phone cases, and more: CoffeeWithKenobi.com/ShopBook Dan Zehr for Your Event:Do you need an experienced speaker for your event? Book Dan Zehr for conferences, schools, or business events at: DanZMedia.comContact Info for Dan Zehr:Email: danz@coffeewithkenobi.comX (Twitter): @MrZehrInstagram: @danzehrcwkThreads: @danzehrcwkPurchase Dan Zehr's Star Wars Books: Get your hands on the latest Star Wars books by Dan Zehr! Available now.Follow Coffee With Kenobi:X (Twitter): @CoffeeWithKenobiInstagram: @CoffeeWithKenobiThreads: @CoffeeWithKenobiFacebook: Coffee With KenobiYouTube: Coffee With Kenobi YouTube ChannelMusic Credit:"Eye to Eye" by Steve TorokThanks for listening, and have a great week. This is the podcast you're looking for!Become a supporter of this podcast: https://www.spreaker.com/podcast/coffee-with-kenobi-star-wars-community-conversation--3271982/support.

Picture-Perfect Views, Peaceful Corners & Magical Memories.

Scott is on his way to Disneyland, so the boys recorded early. The boys start talking about how the tariffs were lifted 5 days after the boys recorded last week. Jef talks about the recent purchase of cereal figures he recently purchased.    In the news, Big shot pillow buddies introduced 2 new pillow buddies to their line. FTC is back in the news with 22, yes twenty-two new figures. So who are the 22 new figures? Grappler and Gimmicks coming in hot this week with one new figure for their Regium line and a new name for their retro line. Title Run Toys also has new names for their retro line. And Nerds Closet comes in hot with a referee for their line.   Scott and Jef play a game of Who is going to make who, to round out the show.    Pre Orders: Big Rubber Guys - Collectmajor.com Rambo  Kickboxer Jean Claude Van Dam Earl Hebner Road Warriors are available at Big Bad toy store Fig Collections - shop.figurecollections.com The patriot Buff Bagwell   Zombie Sailor - (zombiesailor.com) La Toonie 12 inch Road warriors (latoonie.com) KWK Shopkwk.com use code Fullyposeable to get 10 percent off your order Also KWK's month of May pre order is Ox Baker.  Thank you to everyone for keeping this show going!

Welcome to another episode of Market House! This week, we bring back a fan-favorite segment, Shop the Mouse with Market House!In our main segment, we're sharing the latest Disney news and breaking down what we're most excited to experience at the Disneyland 70th Anniversary celebration. There are so many new things to see and try like shows, merchandise, and delicious food! We have a Patreon! Support the show and receive exclusive content, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Follow us on Instagram @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MarketHousePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our website, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Make sure to leave a review on Apple Podcast or Spotify! It's a great way to support the show.Use code MarketHouse10 to save $10 on your next Disney vacation package with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get Away Today⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Shop the Mouse:Goofy Slow Sunday Club Pullover SweatshirtMickey Mouse and Friends Pullover Sweatshirt

While other L2s fight technical battles, Abstract is creating something entirely different: a "digital Disneyland" that's all about fun.In today's episode, we chat with Luca Netz and Michael Lee "Cash Bowie," to explore how this playful approach is driving real traction:- Portal is bringing 25,000+ users to quality apps in a snap- Builders with solid monetization are generating $500K+ monthly- The Pudgy Penguins playbook is catching the eye of top global brandsFrom distribution to consumer crypto, and everything in between, you'll get the full picture of the Abstract playbook.Let's jump in.---Newton is the trust layer for autonomous finance. Smart. Secure. Verifiable. Built for a future where AI agents replace apps and interfaces. Learn more here: https://www.magicnewton.com/----

In which Mouselifer Samantha shares her trip to Disneyland for her travel agent conference

On today's Disney Podcast, we are talking about the two huge events happening on both coasts. On the West Coast, Disneyland began its 70th Anniversary Celebration that will continue through Summer 2026. One of the amazing Fantastical Vacations Travel Advisors, Ashley, attended the opening event and everything that Disney has added looks so incredible, from […] The post Disneyland 70th & Universal Epic Universe Grand Opening Celebration appeared first on Addicted to the Mouse.

The big birthday party began this week at The Happiest Place On Earth and we couldn't be more excited for it. So, for this week's episode, we're discussing all the fun that can be had if you have a Southern California Disney trip on the calendar. Yep! We're talking about ways to Celebrate Happy: Delving Into Disneyland's 70th Anniversary Celebration. We'll tell you all about the fun food, merchandise, character experiences and amazing shows you'll have the opportunity to experience over that next year plus at Walt's original park! Disney Stories of the Week Once we wrap up our Celebrate Happy: Delving Into Disneyland's 70th Anniversary Celebration segment, it's time for the Disney Stories of the Week. In this episode, we share the dates for EPCOT's next-guest favorite festival centered on amazing food & drink. If the Spooky Season is more your cup of tea, then you'll also want to find out when your opportunity is coming for some Not-So-Scary fun at The Most Magical Place On Earth. You'll also get this week's Lin-Manuel Miranda tidbit as we continue our journey through "The Year of Lin"! Certainly, that's not all. As always, we wrap it all up with tips that might help you on your next Disney vacation.   If you have any comments, questions, or requests to cover a particular topic, please feel free to Contact Us!   We also invite you to join the positive fun in our HyperionAdventurers Facebook Group as well as our HyperionMornings on YouTube for a daily dose of live positive chat!   In case you're looking to take a magical trip, be sure to visit our favorite Authorized Disney Vacation Planner. Nate with Main Street and More Travel will give you concierge-level service planning for your next vacation. Be sure to tell him, “Tom & Michelle sent me!”   Thanks for listening! Cheers!

Join us as Sheila and Ric dive into the latest Disney news, from scavenger hunts and snack passports at Epcot's upcoming Food & Wine Festival to spooky updates on Mickey's Not-So-Scary Halloween Party. Along the way, they dish out hot deals for Florida residents, Disneyland's 70th anniversary celebration, and even a new Disney theme park announcement—Abu Dhabi, anyone? Sheila struggles adorably with pronunciation, Ric plans a covert candy trash can heist, and yes, the Savannah Bananas are officially part of the Disneyverse now. 

Disneyland is turning 70, and I've put together the ultimate bucket list to help you make the most of this once-in-a-lifetime celebration! From all-new shows and returning favorites to limited-time treats, merchandise, character experiences, and attraction updates—this video covers it all. ✅ Download your free printables here:https://mixinsomemagic.com/disneylands-70th-anniversary/

Episode 300, this week another Main Street window. Frank's contributions were different than most of what we have looked at so far. Disneyland is just one of his three windows as well as references in the park and at the studio. Amazing to be posting this from the park right after the kickoff for Disneyland's 70th anniversary. Below are some of the regulars on Art Throw Down, Follow all of them on Instagram anyway for great art and postcards in your Instagram feed: Hipstadufus, luluvision, jlynch9923, greenmosspaper, georgemailsart, state_of_the_funyun, RussRomano2021

Disney Abu Dhabi and New Lounges     Disney announces a new destination, Disney Abu Dhabi. And we discuss the new lounges, Beak and Barrell coming to Magic Kingdom and Geo-82 coming to Epcot at Walt Disney World. Disney Night Live gives their opinion on the announcement of a new park and resort coming to Abu Dhabi (UAE) and is Disney building too many lounges? All this on the latest episode of Disney Night Live (Ep. 109/S4 from 05/10/2025).          As always, DMagicWorld.Com is our favorite 24/7 Disney music streaming station. Looking to book a trip to Walt Disney World, Disneyland, Disney's Aulani, Disney Cruise or Adventures by Disney? I am a Travel Specialist specializing in Disney destinations and can help you plan the perfect Disney visit. DavidPicciano@TravelMation.Net Now That's Disney on FB. A fun and family friendly Disney loving group. And be sure to check out our YouTube channel, Now That's Disney. Now That's Disney's, Disney Night Live can be seen live every Saturday @ 8pm EST in Now That's Disney on FB and YouTube. Disney Night Live Podcast and Now That's Disney is in no way part of, endorsed or authorized by, or affiliated with the Walt Disney Company or its affiliates. As to Disney artwork/properties: © Disney. Disclosure | Privacy Policy Be sure to like, subscribe, download, and comment on all our social media platforms. We appreciate the engagement. Now That's Disney's, Disney Night Live is a live stream and is better consumed as a visual. We take the audio from the live stream and put it out as a podcast. #wdw #waltdisneyworld #disneyland #orlando #florida #california #themeparks #visit #travel #vacation #nowthatsdisney #disneynightlive #magickingdom #epcot #animalkingdom #hollywoodstudios #pixarpier #eat #drink #resorts #mickeymouse #livestream #merchandise #attractions                                         Facebook https://www.facebook.com/groups/308244676281060 Instagram @nowthatsdisney_dp YouTube (Smash That Bell

This week on Grumpy Old Geeks: FOLLOW UP kicks off with Manus madness, a $2 million ticket to Trump's crypto cash-grab, and Elon's Boring Company worming its way into an $8 billion Amtrak boondoggle. Meanwhile, CryptoPunks gets handed off to a nonprofit like an expired Groupon—proof the NFT hype cycle ends with a 501(c)(3) and a shrug.IN THE NEWS, Microsoft trims another 3% of its workforce while a former Metaverse engineer delivers DoorDash from a trailer—living proof that “the future of work” is just working for the apps. Klarna quietly admits AI sucks at customer service and hires back actual people, just as OpenAI's reasoning models hit the brakes. The Pope wants to exorcise AI, Elon's backfiring Copyright Office coup leaves him empty-handed, and YouTube starts banning AI-faked trailers that made Screen Culture money off Marvel lies. Jamie Lee Curtis goes full Final Girl on Zuckerberg, and Tesla drama ramps up: robotaxis under investigation, employees revolting, and one poor dealership manager gets canned for telling the truth about ol' Musky. Oh, and scientists say the universe might die sooner than expected—cool cool cool.In MEDIA CANDY, Murderbot arrives May 16, NIN launches the Future Ruins Festival, and Star Trek and Star Wars both dig up classic soundtracks for some retro feels. Jessica Jones returns in Daredevil: Born Again, Fallout gets Seasons 2 and 3, and even Nobody 2 is back for more murder-dad mayhem. In THE DARK SIDE WITH DAVE, Mr. Bittner shares two truly bleak customer service horror stories and gets bamboozled by a flower shop on Brian's birthday (happy birthday, Brian!). Also: animatronic Mickey Mouse serves popcorn, Walt Disney's ghost haunts the parks, Muppets get a pre-show for their 70th, and yes, there's a guide to toilet-training your cat. Because sure, why not. Closing shout-out? Everyone is entitled to my own opinion.Sponsors:Insta360 - The first 30 people who use code “gog” at store.insta360.com get a free 45” invisible selfie stick worth $25!DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/697FOLLOW UPLeave it to ManusA VIP Seat at Donald Trump's Crypto Dinner Cost at Least $2 MillionElon's Boring Company Is ‘Helping' the Government With an $8 Billion Amtrak Tunnel ProjectCryptoPunks was just sold to a nonprofitIN THE NEWSMicrosoft is laying off 3 percent of its global workforceLaid-Off Metaverse Engineer Says He Is DoorDashing and Living in a TrailerSilicon Valley's Elusive Fantasy of a Computer as Smart as YouKlarna Hiring Back Human Help After Going All-In on AIImprovements in 'reasoning' AI models may slow down soon, analysis findsThe New Pope Wants to Take on AIElon Musk's apparent power play at the Copyright Office completely backfiredCopyright Office head fired after reporting AI training isn't always fair useYouTube Cracks Down on Fake Movie Trailer Channels Making MoneyJamie Lee Curtis publicly shamed Mark Zuckerberg to remove a deepfaked adTesla's robotaxi plans have the attention of federal investigatorsA Tesla Dealership Manager Blamed Elon Musk for Tanking Sales and Was Immediately FiredTesla Employees Against ElonOpen Letter to ElonOpen Letter to Elon - @openletter2elonScientists Just Moved Up the Death Date of the UniverseMEDIA CANDYMurderbot premiers May 16thStar Trek: The Wrath of Khan Original Motion Picture SoundtrackStar Wars: The Empire Strikes Back Original Motion Picture SoundtrackNine Inch Nails Announce Future Ruins Festival, Celebrating Influential Music ComposersAndorRogue OneLong Way HomeKrysten Ritter Will Return as Jessica Jones in Daredevil: Born Again Season 2Fallout Season 2 Coming in December and Season 3 Is a GoNobody 2 | Official TrailerSuperman | Official Trailer | DCStar Trek: Strange New Worlds Finally Returns This JulyStar Trek: Prodigy May Need a New Home Again SoonESPN's streaming service will cost up to $30 per month and be called... ESPNFox One is a new streaming service that should launch before SeptemberMax Renamed HBO Max as Warner Bros. Discovery Gives UpLived Through That - Episode 76 - Andy PrieboyTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingA SpaceX Employee Says He Was Fired for the Most Insane ReasonYou Can Now Eat Popcorn Out of a Moving, Talking Mickey Mouse at DisneylandDisney Says It Made Its Walt Disney Robot to Remind Fans He Was an Actual PersonDisneyland Didn't Want to Do the Muppets Totally Dirty for Their 70th AnniversaryMuppets Pre-Show for World of Color Happiness! at Disneyland Resort for 70th AnniversaryHow to Toilet-Train Your Cat: 21 Days to a Litter-Free HomeHow to Toilet-Train Your Cat: 21 Days to a Litter-Free Home DownloadCLOSING SHOUT-OUTSeveryone is entitled to my own opinionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

'GMA' celebrates educator with Disneyland surprise; Bill Belichick talks memoir, football and his personal life; Stanley Tucci talks new project 'Tucci in Italy' Learn more about your ad choices. Visit podcastchoices.com/adchoices

Disney fans rejoice! Disneyland's 70th anniversary celebration has officially kicked off. With it comes the return of the nighttime spectacular "Wondrous Journeys", originally created for the Disney100 celebration in 2023 honoring the 100th anniversary of The Walt Disney Company.  This nighttime spectacular features moments from every animated feature released by the Walt Disney Animation Studios at that time. Joining me to discuss the creation of this truly spectacular show is the Associate Creative Director, Brian Larsh. Brian worked his way through the ranks of Disney nighttime spectaculars having worked on projects all around the globe. In this conversation, we discuss the original brainstorming sessions for "Wondrous Journeys", the process of bringing it into the parks, how much the specific audience is taken into consideration, plus the craft of projection mapping as a whole. That and so much more is coming your way on this episode of Dizney Coast To Coast. ------ EPISODE LINKS: All four views of "Wondrous Journeys" ------ GIVEAWAYS, BONUSES AND SUPPORT: Gain early access to episodes, take part in live streams, and gain more bonuses by joining the DCTC Patreon. Receive FREE help booking your next Disney (or non-Disney) vacation at Minnie Memories Travel. Plus, anyone can reach out to Minnie Memories Travel to request the "Top 10 Walt Disney World Tips" document created for DCTC listeners with no obligation. Support the show at no additional cost to you. Do your regular shopping on Amazon and Disney Store using my special links and make a purchase within 24 hours of clicking. Get FREE DISNEY GIFTS from DCTC. ------ BE SOCIAL: Follow @DizneyCTC and @JeffDePaoli on Instagram. ------ CONNECT: Write me at Contact@DePodcastNetwork.com Leave a voicemail at 818-860-2569 Visit the show at DizneyCoastToCoast.com Sign up for the DCTC Newsletter ------ "Dizney Coast to Coast" is part of the DePodcast Network. Love the show? Leave a tip on Venmo or PayPal.

Join Danny as he discusses everything Disneyland Resort is going to offer for the 70th Anniversary Celebration, and advice on how to prioritize the important entertainment, food and merchandise.Where to Connect with Danny?Email Your Question or Voice Memo: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠danny@justaskdanny.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Danny's YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@justaskdanny⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Danny's Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/just.ask.danny⁠⁠⁠⁠Danny's Threads: ⁠https://www.threads.net/@just.ask.danny

We finally went to Hong Kong Disneyland and completed visiting every single Disney park in the world! For those Disney adults or anyone visiting this park, we're sharing tips on how to get the most out of your day, wait in the least lines and what food to get and what to skip.We went to Disneyland on one of our four days in Hong Kong. You can follow the other parts of our trip in our Four Day Hong Kong Itinerary.Get an eSim from Airalo before you go, stay at the The Salisbury YMCA Hotel and make sure to reserve your Hong Kong Disney passes well ahead of time!Check out the experiences we did in in Hong Kong in our curated Viator ShopFind a great flight deal to Hong Kong by signing up for Thrifty Traveler Premium and watching the daily flight deals (points & cash) that are emailed directly to you! Use our promo code TS10 to get $10 off your first year subscription.—---------------------------------------Shop: Trip Itineraries ⁠& ⁠Amazon Storefront ⁠Connect: ⁠YouTube⁠, ⁠TikTok⁠, and ⁠Instagram⁠⁠ ⁠and contact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising. Submit a question of the week or inquire about guest interviews and advertising.

'GMA' celebrates educator with Disneyland surprise; Bill Belichick talks memoir, football and his personal life; Stanley Tucci talks new project 'Tucci in Italy' Learn more about your ad choices. Visit podcastchoices.com/adchoices

“Don't focus on the ending, focus on the journey.”   Tania Gunadi caught the acting bug after booking a Disneyland commercial. Driven to learn more, she threw herself into acting and improv classes while improving her English. Her incredible work ethic and natural talent has led to a thriving career, with no end in sight. Here, Tania shares her thoughts on the audition process, living fruitfully, and producing her own projects. Catch her in StuGo, premiering this July on Disney+!   SHOUTOUTS & PROMOTIONS -StuGo (Disney Plus)  

In this episode of Dance Studio 411, host Jill Tirone sits down with Dotty Hancock, owner of Dance Arts Academy in Idaho. Dottie shares her 24-year journey of building a thriving studio while balancing family, health challenges, and a major studio relocation. From starting at age 21 to navigating cancer and COVID simultaneously, Dottie opens up about what it truly takes to lead with resilience. This episode is a must-listen for studio owners facing burnout or seeking renewed inspiration and leadership clarity. Key Takeaways Start Before You're Ready: Dotty bought her studio at 21 with no business plan—courage often beats perfection. Real Life Happens. Lead Anyway: From NICU stays to cancer, Dotty shows that resilience in life fuels strong leadership. Culture Comes First: A thriving studio starts with being intentional about your values and the team you build. Community Prevents Burnout: Surrounding yourself with like-minded peers, both inside and outside the dance world, keeps you inspired and supported. Profit Isn't a Bad Word: Making money matters. Studio owners deserve to be financially strong and sustainable. Episode Timestamps [00:28] – Introduction to Dotty Hancock and the theme of setbacks and leadership [02:06] – Dotty's fearless leap into ownership at 21 [04:11] – Navigating the birth of a micro-preemie and a studio move simultaneously [06:54] – The power of intentional culture and building a trustworthy team [09:07] – Marketing to a new neighborhood and understanding student demographics [10:30] – Burnout and how Dotty protects her energy [11:21] – The importance of diverse business circles and “entrepreneurial therapy” [15:08] – Dotty's passion for financial coaching for studio owners [18:08] – Words of encouragement for busy, burned-out owners [20:15] – Final inspiration and reminder of community and support   Links Mentioned in this Episode... Energize Conference and Expo: https://www.energizeconference.com/ Dance Studio Owner: https://www.dancestudioowner.com/public/joinnow.cfm   About Our Guest: Dotty Hancock is a dedicated dance educator with a passion for inspiring others through the art of dance and the business of education. She thrives on sharing her extensive knowledge and experience with like-minded professionals in the industry. A lifelong learner, Dotty continually expands her expertise by attending national dance teacher and studio owner conventions and conferences. She is deeply committed to developing innovative ways to engage her students and ignite their passion for dance. Dotty holds a bachelor's degree in Communication from Boise State University (2001). In the same year, she became the proud owner of Dance Arts Academy, where she has since created countless memorable experiences for her students, including taking performance groups to Disneyland and Disney World. While Dotty enjoys working with dancers of all ages, she specializes in early childhood dance education, fostering a love of movement in her youngest students. An active member of the Boise Dance Teacher's Association, Dotty has served in multiple leadership roles, including Secretary, Treasurer, and President. She is also a licensed Zumbini instructor and a certified Rhythm Works Integrative Dance Instructor, further enhancing her ability to connect with diverse student needs. Dotty's expertise and passion for dance education have been recognized on an international level. Most recently, she was honored to be a guest speaker at The Studio Boardroom retreat, where she shared her insights with studio owners and educators from all over Australia. Rate, Review & Subscribe! If you loved this episode, be sure to subscribe and leave us a review. Your feedback helps us continue to bring valuable content to the dance community! Running a dance studio is hard work, and growing your studio is even more of a challenge. No matter if you're just starting out—or perhaps you're a well-established owner; we understand that it's a uniquely demanding and personal business to own and operate. Be more effective and productive.  As studio owners ourselves, we've been there. But, it's also very possible to be a happy owner of a thriving dance business that you love. Learn More About Membership: https://www.dancestudioowner.com/  Join us at the Energize Conference this August! Connect with other studio owners, gain access to resources and tools, and walk away feeling refreshed for the upcoming season. Learn more at energizeconference.com.

Join us as we catch up with Robyn fresh from her first visit to Epic Universe during the exclusive preview days – ahead of the official grand opening on May 22nd, 2025. Hear all about her first impressions, favourite moments, and whether this brand-new Universal park really lives up to the hype!We're also checking in with Becca and Ben, who've just returned from their magical trip to Disneyland in California, and Claire, who's back from her latest adventure to Walt Disney World.Plus, we'll dive into all the latest Disney news – including the exciting return of Mickey's Not-So-Scary Halloween Party in 2025!

Today Vickie is joined by fellow agent Chrissy to talk about her recent girl trip to Disneyland in California!  Chrissy went with several of her girlfriends on Easter weekend!  This was quite the spontaneous adventure and packed with lots of food, fun, and entertainment!  Be sure to join us for all the details!   Follow us on all our social media accounts on Facebook and on Twitter at @Mousecapadespod. Thinking about being a guest on our show, or have a question or comment? Contact us anytime via text or phone at 636-373-4497. Have a magical day my friends!

May the 4th be with you!  May 4th marked Star Wars Day, and we did our best to join in the festivities.  We talk about our efforts and experiments in being part of this popular day.  Next, we'll give an update on ticket discounts for Disneyland with kids.  If you have AT&T phone service, you may have new options when traveling on a cruise.  Finally, we talk a little about the big announcement for Disneyland Abu Dhabi, a new Disney Park in the works.  As always, we share some Magical Moments since the last episode!   — Email us at: mousearsinparadise@gmail.com Website: https://www.mouseearsinparadise.com — ( 0:00 ) Intro ( 1:43 ) May the 4th Cooking Experiment ( 7:15 ) New Disneyland Ticket Discount for Kids ( 9:56 ) AT&T Land and Sea International Plans for Cruises ( 15:17 ) Disneyland Abu Dhabi ( 23:49 ) Magical Moments

Diddy on the defensive after ex Cassie reveals dramatic details about ‘Freak Offs', violence, and a $20 million settlement. ET's inside as the mogul's team launches into an intense cross examination. Then, Blake Lively accused of blackmailing Taylor Swift. Shocking new claims from Justin Baldoni's team in the “It Ends with Us” legal battle. Plus, ET's in London as Tom Cruise and the “Mission: Impossible” cast step out for a massive premiere. But is it really goodbye for the “Mission” movies? All this as Ana de Armas opens up about her relationship with Tom. And Kevin Costner after “Yellowstone” and the new legal battle that could cost him millions. Then, all the new shows and movies coming to Netflix including a return of “Star Search”. Plus, we're in Disneyland with the Jonas Brothers and Boys II Men bringing new music to the Disneyland anniversary celebrations. And behind-the-scenes for the new live action “Lilo & Stitch” movie. Then, only ET is on the set of “Georgie & Mandy's First Marriage”. Star Montana Jordan on bringing his baby girl to work. Plus, meet the new mom bringing drama to season 2 of “Secret Lives of Mormon Wives”. See the drama that ensued when the wives hit the ET stage. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, Claire recounts her recent surprise Disney World trip with her family, where they navigated various Disney parks, met beloved characters, and created unforgettable memories. Highlights include Claire's strategic use of Lightning Lanes, the magical experiences of her children, Evie's enchanting encounters with princesses, and Miles' initial reluctance that turns into joy upon discovering Galaxy's Edge. Joy shares an interesting encounter with Haynes, Claire's new dog, and an intuitive feeling about the dog's need for a defined role and purpose. The episode wraps up with upcoming plans and a sneak peek into guests and topics for future episodes.01:55 Surprise Disney Trip Reveal04:55 First Impressions and Disney Springs08:16 Magic Kingdom Adventures13:47 Meeting the Princesses18:52 Galaxy's Edge and Hollywood Studios22:48 Reflections and Favorite Rides27:46 Immersive Experiences at Casa Bonita28:40 The Magic of Disney Merchandise29:56 Disneyland Tips and Tricks38:43 Disneyland vs. Disney World43:37 The Story of Haynes the Dog52:36 Upcoming Guests and Events

Episode 310: Escorts In Aruba, BBL Confusion & Cold Plunge ChaosThis week's episode of Happy Hour With Jay is packed with wild humans, spa mishaps, and just the right amount of unsolicited life advice. Jay's got stories you'll laugh at, cringe through, and probably replay for your friends.

Let's Celebrate Happy at Disneyland for its 70th Anniversary celebration! We have all the details about the entertainment and attractions that around especially for the 70th and there is a lot more to talk about that we even initially thought! Plus Magic Keys are going back on sale soon and a new character dining experience opens this weekend. Save on your next trip through our friends at Get Away Today - https://www.getawaytoday.com/tickets/disneyland-resort?referrerid=7594 Subscribe and follow us for more! Facebook - @Disneyland4Ever Instagram - @disneylnd4evr Threads - @disneylnd4evr Like what you hear? Offer your support by buying us a churro: https://www.buymeacoffee.com/disneyland4ever

On today's episode we are sharing all the fun coming to Disney this summer, as well as sharing our summer tips to make your trip the best it can be in the heat!Tune in every Thursday for a new episode of Simplifying the Magic, where Megan and Jess share their passion for Disney and travel, offering expert tips and tricks to make planning your next vacation a breeze!As premier travel agents with Fantastical Vacations, we'd love to help you plan your next getaway! Reach out to us at SimplifyingtheMagic@gmail.com for assistance with Disney, Universal, cruises, all-inclusive resorts, and more!Follow us on Facebook and Instagram:Simplifying the Magic on FacebookSimplifying the Magic on InstagramFind Megan at:Vacations by Megan Gibson on FacebookMegan on InstagramFind Jess at:Jess on FacebookJess on InstagramThank you so much for listening!

We are on the monorail heading to the Magic Kingdom to canvas many updates from the Emporium to Big Thunder, from the Astro Orbiter to the new DVC lounge, McKim's Mile House. In the process we'll check on all sorts of construction activity, visit a number of shops throughout the park, and take in Gaston's Tavern, where we try out some new tasty treats. Join us on the Magic Kingdom Update here at Disney Insights. _________________________________________________________________________ More Disney Insights can be found below! The Wayfinder Society--Disney Insights Patreon Page--More Disney Insights to interact with, while supporting the podcast. Here we bring the best in Disney both in terms of the magic of the parks as well as the business behind the magic! And now as part of Disneyland's 70th anniversary, we have a new interactive Disney Insight Fact Discovery, which unlocks scores of fascinating details few know about. With text, images, video and audio, we explore these realms whether you are right on the streets of the "Happiest Place on Earth" or enjoying it virtually from your own couch at home. Join today! Disney Insights YouTube Page--Check it out and subscribe. DisneyInsights.com--So many resources at our home site. Be sure to subscribe to receive notice of upcoming podcasts. Disney Insights Facebook Page--Come join and interact in conversation with others. ________________________________________________________ Check out Zanolla Travel to book your next vacation! David & Leah Zanolla ZanollaTravel.com Owner/Agents (309) 863-5469 _________________________________________________________________________ Performance Journeys This podcast and post is provided by J. Jeff Kober and Performance Journeys, which celebrates more than 20 years as a training and development group bringing best in business ideas through books, keynotes, workshops, seminars and online tools to help you take your organization to the next level. Want a Keynote Speaker? More than just nice stories, I offer proven insight and solutions having worked in the trench. Need Consulting? I've worked for decades across the public, private and non-profit arena.  Need Support? We offer so many classroom, online, and other resources to help you improve your customer service delivery, leadership excellence, and employee engagement. Contact us today, and let us help you on your Performance Journey!

Our guest Bing Gordon has had a long successful run in videogames and tech. From marketing lead to Chief Creative Officer at EA, he helped shaped NASCAR, The Sims and other huge titles. We discuss pitching, two beer strategies and Speilberg's smoke test - this week!Episode Highlights[00:04:00] How Bing Gordon Helped Launch Electronic ArtsBing shares the story of co-founding EA when it was a scrappy startup in 1983, including raising $2 million in funding and being the company's one-person marketing department. [00:07:00] Reading the Room: How Bing Predicted Game SuccessBing explains how walking into a studio could tell him whether a game would ship on time and be successful—drawing parallels to retail psychology and intuition. [00:10:00] Meeting Trip Hawkins and Dreaming of Virtual WorldsBing recounts meeting Trip Hawkins at Stanford and discussing early ideas about creating a “virtual Disneyland,” which inspired their future at EA.00:17:00] Why Bing Fell in Love with GamesHe discusses his childhood fascination with puzzles, invented games, and the dream of living multiple lives through games, likening them to the metaverse.[00:18:00] Steven Spielberg on Games vs. MoviesBing recalls Spielberg's take on video games as a “lean-in” medium compared to passive film watching, and how body language helped refine cinematic pacing. [00:23:00] Designing the NASCAR Draft Meter to Win Over CriticsBing talks about a near failure in NASCAR Racing's development and how adding a visual “draft meter” salvaged the game's perception and success.[00:51:00] What Makes a Great Founder?Bing shares his top insight into investing: founders who give you an insight you've never heard before are often the most successful.[00:55:00] The Risk of Being 'Generally Right, Specifically Wrong'He explains how being close to a great idea, but missing key details, can result in failure—coining the phrase “generally right, specifically wrong.”Thank you for listening to our podcast all about videogames and the amazing people who bring them to life!Hosted by Alexander Seropian and Aaron MarroquinFind us at www.thefourthcurtain.com Join our Patreon for early, ad-free episodes plus bonus content at https://patreon.com/FourthCurtain Come join the conversation at https://discord.gg/KWeGE4xHfeVideos available at https://www.youtube.com/@thefourthcurtainFollow us on twitter: @fourthcurtainEdited and mastered at https://noise-floor.com Audio Editor: Bryen HensleyVideo Editor: Sarkis GrigorianProducer: Shanglan (May) LiArt: Paul RusselCommunity Manager: Doug ZartmanFeaturing Liberation by 505

Send us a textThis episode, the lads tackle: College finals, Three theme parks in one month, the painful realization that Knott's Berry Farm might actually be Earth's closest point to the sun, and much more.Along the way:Universal Fan Fest may have out-Disneyed Disney.The Macarena beats out John Williams for the first time ever.Meeting C-3PO in person absolutely undoes years of childhood trauma. Almost.It's Heat Islands, Hill Valleys. and existential chaos — just another Mr. Toad's Wild Ride of an episode.

Happy Mother's Day to all the Disney moms! Find out what we would pick for our special day in a game of Would you Rather Disney style! Spas, brunch, shopping, and all of our favorite mom Disney things!Thank you for listening!Spend your Wednesdays with Tammy, Ana, and Alex as they spill the tea over planning elevated Walt Disney World, Disneyland, Disney Cruise Line, or Adventures by Disney vacations. We are concierge travel agents with Fantastical Vacations. For help with your next Disney vacation, as well as Universal, cruise lines, all-inclusive resorts and more, you can email us at theteaatthed@gmail.com Follow us on Instagram at https://www.instagram.com/theteaatthed/As well as: Alex: https://www.instagram.com/happilyeverafteralexandra/Ana: https://www.instagram.com/twinmomonmainstreet/Tammy: https://www.instagram.com/howfarillgotravel/For suggestions for future episodes, comments, or questions, you can email us at Theteaatthed@gmail.com

Chris and Tim come at you this week talking about the Disneyland 70th celebration and all the goodies come along with it and also talk about some Disney+ news with trailers and announcements. The guys also talk about HBO changing the name of Max back to HBO Max and does the delay of the Game of Thrones spin-off A Knight in the Seven Kingdoms have anything to do with the name change. Make sure to follow us on Facebook!

We just survived—and thrived— 5 whirlwind days at Disneyland California ... with FOUR little kids in tow!

Matt and Kevin look at the latest theme park announcements and openings from Universal and Disney. Plus - a sneak peak at Season 9 of the 3028! SUPPORT THE SHOW! The 3028 now has a PATREON! If you love the show, join Matt and Kevin for EXCLUSIVE SHOWS just for 3028 patreon subscribers. Also you can join the 3028 discord and hang out with the 3028 street team and other listeners. If you want to leave a donation, you may do so via VENMO or PAYPAL. But you might as well just join the Patreon so you can get all access! Last but not least - Kevin is accepting offers for graphic design RIGHT NOW! Check out Kevin's portfolio here for a free, no-obligation quote. If you can dream it, Kevin can design a business or podcast graphic just for you.

Today we start with a recap of last night's episode of PolyFamily - this new TLC show has been gaining a ton of attention but it's really the tea on the family before they joined the show that has everyone talking. Kelsea (Tyler's Sister) who is on S1 joined my Tiktok live and talked about misconduct allegations against Sean, why she doesn't like Taya, and if she has a relationship with her brother now? Plus, the Diddy trial is NUTS and we're only week one. I breakdown the most shocking takeaways so far and this is NSFW! Timestamps: 00:00:00 - Open, I'm going to Disneyland, any advice? 00:06:23 - PolyFamily recap and are the allegations against Sean from the show fake? 00:13:00 - Why the PolyFamily Family is thinking about NOT doing a S2 00:22:12 - Diddy trial recap, Cassie choked on pee, bathed in baby oil and more MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. USE CODE: MOM15 for 15% OFF (code expires May 11th, 2025) **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Rula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar  Quince.com/tsfs for FREE shipping on your order and 365 day returns Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow   ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, the 70th has all but landed at Disneyland, details on some attraction updates, you can listen to 70th sounds already, Magic Keys are going back on sale, just in time for a Keyholder 70th kickoff event, more merchandise, we finish our conversation with Artist Jerrod, and more! Please support the show if you can by going to https://www.dlweekly.net/support/. Check out all of our current partners and exclusive discounts at https://www.dlweekly.net/promos. News: This week kicks off the 70th Anniversary celebration, and the park is almost ready. Decorations have appeared all over the resort with the “Celebrate Happy” branding. The Mickey floral at the entrance has been replanted utilizing the celebration colors. The Disneyland Monorail has a new wrap with the 70th celebration graphics. Sleeping Beauty Castle has received the “Celebrate Happy” logo above the drawbridge, and colorful bunting has been installed all along Main Street. A new mural is on display in Downtown Disney near the new entrance gates by Din Tai Fung. Finally, a 3D banner has been hung at Carthay Circle Theater on Buena Vista Street. – https://www.micechat.com/414826-disneyland-update-70-years-and-still-under-construction/ More details have been released about Toy Story Midway Mania changes for the 70th anniversary. There will be a number of “70” stickers placed throughout the games of the attraction changing the values for those targets. For example, a 1,000 point target might now be worth 7,000 points! – https://www.laughingplace.com/disney-parks/toy-story-midway-mania-70th-anniversary-additions/ The soundtrack for “Celebrate Happy” has now gone live on music streaming services. The album has the “Celebrate Happy” Jonas Brothers song, “Rainbow Connection” by Boyz II Men, and more! – Apple Music: https://music.apple.com/us/album/music-from-disneyland-resort-70th-celebration/1813208150 Spotify: https://open.spotify.com/album/3hS2ggCXq6Yi0kOZyyKMn9 Amazon: https://music.amazon.com/albums/B0F7Z9NCJ5 Just in time for the 70th Anniversary, Magic Key sales are reopening on May 20th. Inspire and Believe passes are going to reopen no earlier than 9am Disneyland Time on the 20th. Act fast as the keys will only be available while supplies last. – https://www.disneyfoodblog.com/2025/05/09/select-disneyland-magic-key-passes-will-be-available-following-extended-blackout/ Magic Keyholders are going to have an opportunity to attend a special 70 Years of Happy kickoff event. From May 27th through June 2, Keyholders can stop by the Hyperion Courtyard for photo ops, a photo booth with complimentary prints, and a Paint the Night parade poster. Monday through Friday the area is open 3:30pm-8pm, and Saturday and Sunday from 11am-4pm. – https://disneyland.disney.go.com/magic-key/extras-benefits/?msockid=2bd6f2f04142620e0b74e60840866364#drawer-card-70th-kickoff-event New 70th merchandise has hit the shelves in the parks. The Celebration Collection dropped this past week. This collection includes characters and attractions in the bold “Celebrate Happy” colors. – https://www.instagram.com/p/DJkaTGrTqYk/?img_index=1 https://www.instagram.com/p/DJkccMGTb_x/?img_index=8 https://www.instagram.com/p/DJklndDS967/?img_index=1 https://www.micechat.com/412005-disneyland-70th-anniversary-merchandise-collection/ Guests staying at the Grand Californian have their entrance to Disney California Adventure open again. Guests staying at the Pixar Place Hotel will have to use this entrance as their private entrance is now getting their new turnstiles. – https://www.laughingplace.com/disney-parks/pixar-place-hotel-dca-gates-unavailable/ Some of the ongoing construction projects are also wrapping up. The Golden Horseshoe has a new paint scheme with lighter coloring and darker yellow/gold colors swapping places. There are also “Celebrating 70 Years” banners up. it's a small world was pushed back to May 13th from May 9th for check and adjust of the attraction. – https://www.micechat.com/414826-disneyland-update-70-years-and-still-under-construction/ SnackChat: Resort Hotel Foodie Guide – https://disneyparksblog.com/dlr/disney-eats-new-bites-at-disneyland-hotels-coming-this-summer/ Discussion Topic: Freelance artist Jerrod Maruyama https://www.instagram.com/jmaruyama

Car Rental Find us on Youtube - please like and subscribe!  Looking to plan a Disney World or Disneyland vacation? Let Joe do all the hard work for you, helping you get the best discount, at no cost to you as your travel agent. Get started by e-mailing josephcheung@travelmation.net today!  Episode Description We discuss the pros and cons of renting a car at Walt Disney World. Why you should rent, how to save money, and what you need to think about when renting a car. Plus, we argue about Disney dos and don'ts (not really). Do you like to rent cars at Walt Disney World? Let us know by e-mailing disneydeciphered AT gmail DOT com, messaging us on social media, or leaving a comment on our Youtube page. You can also follow us on Instagram! Episode Notes (all timestamps are approximate) 1:45 - Other options to get from the airport to WDW 4:16 - Getting around on site 5:10 - Why Joe rents cars 7:56 - General pros of renting cars at Walt Disney World 13:24 - Cons of renting cars 20:02 - Booking a rental car through Disney 22:08 - Signing up for rental car loyalty programs 23:57 - How to save money on rental cars 27:28 - Visitor toll pass 29:15 - Disney dos and don'ts If we've helped you to plan your trip and you'd like to thank us we'd appreciate you considering a one time donation. Or if you'd like to receive bonus content, check out our Patreon page and our special subscriber only content! You can also support the show by buying tickets (if they're the best deal, of course) using our Undercover Tourist link or signing up for Mouse Dining through our link. If you like what you hear, please share and subscribe! Find us on Apple Podcasts, Spotify, TuneIn, PlayerFM, iHeartRadio, or Google Podcasts (please leave a positive review if you're enjoying the show), like our Facebook page, or follow us on Bluesky and Instagram! Connect with Leslie @TripsWithTykes on social media and Joe @asthejoeflies.  

News Whip: Air BNB offering new features. San Clemente looking for “just right” sand. IN-N-OUT to eliminate bad dyes in their food. // Disneyland makes some changes to “It's a Small World”. Breaking news: Menendez Brothers resentenced 50 years to life, eligible for parole. #Menene // BREAKING: Menendez brothers resentencing; 50 years to life, eligible for parole // Adam Carolla's connection to Menendez brother's lawyer Mark Geragos. Carolla was the impetus for Geragos taking the Menendez case. #MarkGeragos #MenendezFree The Stand-Up Comedy Club of Bellflower 2nd show tickets available  Saturday, May 24th –10pm show. #AdamCarolla #standup #Comedy   

Today Serena is joined by Disneyland expert Gavin Doyle from MickeyVisit.com to break down Disneyland 101 for those that are more used to visiting Disney World. We'll talk about why this next year is the perfect time to plan a visit with Disneyland celebrating it's 70th anniversary! In this episode we disuss:Why planning a trip to Disneyland is easier than WDWHow many days you need to visitWhere should you stayOff site vs On site resort optionsWhat is happening for the 70th anniversary of DisneylandDetails on the new Walt attractionHighlights and mustdos for Disneyland parkMust Dos fof California Adventure parkThe best times to visit for crowdsBig thanks to Gavin from Mickey Visit for being on the show! Make sure to check out his website for great planning info. Here's a few key articles: First Timers GuideHotel Rankings Rope Drop Strategies And my friends and partners at MickeyTravels can get you started on booking your next Disney vacation including Disneyland! Reach out to their team of experts to get a quote:https://mickeytravels.com/get-a-quote/