Podcast appearances and mentions of Michael Scott

Kat enters her MBA era and quickly learns that going back to school with a full-time job is less glow-up and more calendar Tetris, midnight accounting homework, and life choices made over coffee and mild panic. We get into the real reason she chose to go back to school, and the career pivot logic before the conversation turns to time management, burnout, and the very real kitchen-counter study sessions. Kat shares insights into the cost (financial and other...), tradeoffs, and the networking perks of being in an executive program. Ian does his best to avoid sounding like Michael Scott as he asks questions throughout. An honest, slightly chaotic look at balancing work, school, and real life—plus why going back to class hits differently when you actually chose to be there. If you like the show, and want us to keep our jobs, give us a click here: https://www.cisco.com/site/us/en/solutions/small-business/index.html Thanks, Kowalski!

Casting Bread is probably not about feeding ducks, and Steve is probably not Michael Scott.

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country.  You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties.  Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education.   Corey Coates  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:14   mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  2:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:33   Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession,    Speaker 2  4:23   you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be.   Speaker 3  4:34   Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed.    Keith Weinhold  5:43   Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition.    Keith Weinhold  10:48   Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today.   Keith Weinhold  14:38   I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down,    Jim Sheils  15:35   yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing.   Keith Weinhold  17:11   Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region.   Jim Sheils  17:20   Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want.   Keith Weinhold  19:15   That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today.    Jim Sheils  20:22   Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market.   Keith Weinhold  20:47   Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years.   Jim Sheils  21:05    Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago.   Keith Weinhold  22:47   Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that.    Jim Sheils  23:14   I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well.   Keith Weinhold  24:42   We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold,   Keith Weinhold  25:03   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.    Keith Weinhold  25:39   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  26:51   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ken McElroy  27:26   this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream.   Keith Weinhold  27:40   Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida.   Jim Sheils  28:39   Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region.   Keith Weinhold  30:59   It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side,   Jim Sheils  31:17   depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary.   Keith Weinhold  31:38   Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones.    Jim Sheils  32:09   One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is   Keith Weinhold  34:50    for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down?   Jim Sheils  35:07   You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal.   Keith Weinhold  36:18   Tell us more about the property types, new build single family homes, new build duplexes.   Jim Sheils  36:23   You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex.   Keith Weinhold  37:13   We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that?    Jim Sheils  37:35   Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis.    Keith Weinhold  38:09   That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well.    Jim Sheils  38:16   There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up.    Keith Weinhold  38:59   We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on.   Jim Sheils  39:38   Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy.    Keith Weinhold  42:48   I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties?   Jim Sheils  43:26   Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense   Keith Weinhold  45:09   to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week?   Jim Sheils  46:52   I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of.   Keith Weinhold  47:13   You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show.    Jim Sheils  47:21   Thanks for having me, Keith.   Keith Weinhold  47:27   Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  51:00   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:29   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Welcome to the CanadianSME Small Business Podcast, hosted by Maheen Bari. In this episode, we explore how AI driven video intelligence is helping businesses move beyond basic security toward smarter, more proactive operations.Our guest is Michael Scott, Chief Marketing Officer at Solink. With a background in cybersecurity and experience building global marketing teams, Michael shares how Solink turns everyday security cameras into powerful business assets through AI and operational insights.Key HighlightsFrom Reactive to Proactive: How Solink helps SMBs address risk, efficiency, and decision making in real time. Accessible AI Video Intelligence: How enterprise grade innovation is delivered in a simple, cost effective way for small businesses. Value Beyond Security: Real examples of SMBs using video data to uncover operational issues and improve performance. Scaling with Simplicity: How Solink balances rapid growth and innovation while serving over 35,000 SMB customers. Leadership and Future Vision: Lessons in building high impact growth engines and Solink's long term direction.Special Thanks to Our Partners:UPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.

Cringe, pocit studu, ostrá sociální emoce, často s fyzickou reakcí. Ale co za tímto pojmem skutečně stojí? Nová epizoda podcastu Psycho vysvětluje, proč se stydíš i za cizí lidi, proč to někdy bolí a co s tím udělaly sociální sítě.Všechny díly podcastu Psycho můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Cringe, pocit studu, ostrá sociální emoce, často s fyzickou reakcí. Ale co za tímto pojmem skutečně stojí? Nová epizoda podcastu Psycho vysvětluje, proč se stydíš i za cizí lidi, proč to někdy bolí a co s tím udělaly sociální sítě.

What if there's one part of your job you're uniquely built for—and it checks all these boxes?   Others consistently see you as exceptional at it You genuinely enjoy it and want more time doing it It gives you energy, even on hard days You never feel "done" improving at it   If you know what this activity is, you've identified your unique ability, as defined by business coach Dan Sullivan. Unfortunately, most people spend their entire careers without ever pinpointing it—robbing both themselves and those around them of their natural strengths.   Many construction owners, project managers, and superintendents feel exhausted, frustrated, and stretched thin—not because they lack discipline or skill, but because they're spending the majority of their time working outside their unique ability.   In this episode, Bradley Hartmann breaks down a powerful leadership mental model using an unexpected case study—Michael Scott from The Office—to show how leaders can create more impact, energy, and results without trying to be good at everything.   By listening to this episode, you'll learn:   How to identify your unique ability—and why it matters more than fixing weaknesses Why burnout is often an energy problem, not a workload problem How great construction leaders design roles and teams around strengths to build loyalty, culture, and performance     Press play to discover how leveraging your unique ability can transform the way you lead, energize your team, and reclaim focus in your construction business.   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com.   The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization.   Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com.   New podcasts are dropped every Tuesday and Thursday.     This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.      

What does it really take to build a treasury function from the ground up in a fast-moving tech company? And why is the mindset of “Fix the Now, Plan for Next” a game-changer for treasury leaders navigating scale and uncertainty?In this episode, we sit down with Michael Scott, Senior Director of Treasury at Toast, whose impressive resume spans industry giants like Dell, HomeAway, Expedia, Dropbox, and Fastly.Michael Scott is the Senior Director of Treasury at Toast where he leads global liquidity, capital markets, investments, and risk management. He's built his career around scaling treasury functions, strengthening financial resilience, and advancing automation across fast-growing technology companies.Before joining Toast, Michael led treasury teams at Dropbox, Fastly, Expedia, and Dell.His story is a masterclass in building, scaling, and future-proofing treasury teams that don't just survive - but thrive - through rapid change and disruption.In this conversation, Michael walks us through his approach to starting up treasury from scratch, shares how he led Expedia's treasury response to the COVID-19 crisis, and explains how those lessons are shaping his leadership at Toast today.What We Cover in This Episode:Michael's unconventional entry into finance from a career in radio and mediaHow his MBA experience clarified his path into corporate treasuryLessons from Dell's treasury team and its emphasis on mentorship and rotationBuilding a treasury function from the ground upHow Michael led the treasury response to COVID-19 at Expedia, helping raise $4B in capitalTransitioning to Dropbox and leading a cost-saving transformation projectWhy Toast's growth stage required hiring for scale and embedding a strategic mindsetHow Michael assesses treasury talent and builds high-performing teamsHis approach to implementing treasury technology and evaluating TMS platformsThe leadership shift from being a hands-on doer to managing parallel transformation streamsMichael's advice for junior finance professionals entering the treasury worldYou can connect with Michael Scott on LinkedIn.---

The news dropped and we're processing it together—Jonathan Gannon is officially the Packers' new defensive coordinator, and the fan base has feelings. Tonight, callers flood the lines to break down everything from Gannon's Philadelphia success to his Arizona flameout, and why Jim Leonard not getting the job stings so much. The show takes a wild turn when we discover Gannon might just be the NFL's version of Michael Scott—complete with awkward pew-pew-pew noises during player introductions. Chris from Alabama, Beer Cheese, Dakota, Omar, and more weigh in on whether this is a safe hire or a panic move. We dig into Gannon's adaptable 3-4/4-3 philosophy, his coverage disguise concepts, and whether a guy who handed off play-calling duties in Arizona can maximize Micah Parsons and the defensive talent Green Bay has assembled. Plus, Super Bowl picks—why rooting for Seattle means extra pain for Vikings fans—and the Jackson Smith-Njigba regret that won't go away. Subscribe, leave a review, and call in tomorrow to keep the conversation going! This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Projects: Grade NFL Players ➜ fanfocus-teamgrades.lovable.app Packers Hub ➜ packersgames.com Create NFL Draft Big Boards ➜ nfldraftgrades.com Watch Draft Prospects ➜ draftflix.com Screen Record ➜ pause-play-capture.lovable.app Global Economics Hub ➜ global-economic-insight-hub.lovable.app

The news dropped and we're processing it together—Jonathan Gannon is officially the Packers' new defensive coordinator, and the fan base has feelings. Tonight, callers flood the lines to break down everything from Gannon's Philadelphia success to his Arizona flameout, and why Jim Leonard not getting the job stings so much. The show takes a wild turn when we discover Gannon might just be the NFL's version of Michael Scott—complete with awkward pew-pew-pew noises during player introductions. Chris from Alabama, Beer Cheese, Dakota, Omar, and more weigh in on whether this is a safe hire or a panic move. We dig into Gannon's adaptable 3-4/4-3 philosophy, his coverage disguise concepts, and whether a guy who handed off play-calling duties in Arizona can maximize Micah Parsons and the defensive talent Green Bay has assembled. Plus, Super Bowl picks—why rooting for Seattle means extra pain for Vikings fans—and the Jackson Smith-Njigba regret that won't go away. Subscribe, leave a review, and call in tomorrow to keep the conversation going! This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Projects: Grade NFL Players ➜ fanfocus-teamgrades.lovable.app Packers Hub ➜ packersgames.com Create NFL Draft Big Boards ➜ nfldraftgrades.com Watch Draft Prospects ➜ draftflix.com Screen Record ➜ pause-play-capture.lovable.app Global Economics Hub ➜ global-economic-insight-hub.lovable.app

In today's Daily Fix:Microsoft finally showed off Forza Horizon 6 gameplay in yesterday's Developer_Direct, and of course the game looks gorgeous. You'll be able to play the game ahead of its official May 15 release date if you jump on the premium upgrade, but it'll cost you the price of a new game. For about $60, you get access to upcoming expansions, car packs, more cosmetics, and early access. If you're a Game Pass subscriber, you're getting the game for free, so that makes the upgrade price a little easier to swallow. In other news, the Fable reboot devs have revealed some of the inspiration for the game: modern British sitcoms. And speaking of sitcoms, Michael Scott and Dwight Schrute from the American version of The Office are coming to Fortnite.

Manchester er rauð eftir að United fór með sigur af hólmi gegn City í fyrsta leik Michael Carrick. Sigurinn var óvæntur en yfirburðirnir voru miklir sem var ekki síður óvænt. Farið var yfir þennan leik og aðra leiki helgarinnar í Pepsi Max stúdíóinu á þessum ágæta mánudegi. Rætt var til að mynda um nýjan stjóra Chelsea sem er athyglisverður, jafntefli Liverpool gegn Burnley og Tottenham sem er á óskiljanlegan hátt ekki búið að reka Thomas Frank. Þá er Arsenal ekki alveg að grípa tækifærið.

En La Dupla,  de Cabeleira & Reguera hemos repasado la jornada liguera y el sobresalto permanente en el que vive instalado en las últimas fechas el Real Madrid tras la destitución de Xabi Alonso, la llegada al banquillo de Álvaro Arbeloa, la eliminación de Copa frente al Albacete y la pitada monumental en liga contra los jugadores y el presidente Florentino Pérez. 

I had one of the most aggressive allergy attacks I have ever had this morning - and it was an epiphery (thanks, Michael Scott!)Breathing is important.Your health and well-being overrides everything in your life. And when God wants your attention, He gets it.Thank you for listening!

Please enjoy this encore of Career Notes. Chief Information Security Officer at Immuta, Michael Scott shares his story from working at a forgotten internet service provider to leading the security fight for major food chain restaurants. Michael explains how the different roles at various companies he has worked with paved his way to where he is now at Immuta. He works with a group of colleagues and he leads in a different style, describing that "It really is just a collection of a lot of, we call humble intellects" working with him. Michael attributes adversity to being a cornerstone of existence in the security community, and explains how that helps him keep up the fight. We thank Michael for sharing his story with us. Learn more about your ad choices. Visit megaphone.fm/adchoices

Please enjoy this encore of Career Notes. Chief Information Security Officer at Immuta, Michael Scott shares his story from working at a forgotten internet service provider to leading the security fight for major food chain restaurants. Michael explains how the different roles at various companies he has worked with paved his way to where he is now at Immuta. He works with a group of colleagues and he leads in a different style, describing that "It really is just a collection of a lot of, we call humble intellects" working with him. Michael attributes adversity to being a cornerstone of existence in the security community, and explains how that helps him keep up the fight. We thank Michael for sharing his story with us. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shani is finally free from the shackles of doing any work for this podcast, thankfully. Theme music by Benedict Kupstas of Field Guides, graphics and logo by Turning Pages Designs.You can always email us at circleyeerk@gmail.com and find us on Instagram @circleyeerk.

The arts and humanities bring multiple benefits to students, and society as a whole, but are often dismissed as lacking value by policymakers when pitted against STEM subjects. In this episode of Campus talks, a vice-chancellor-come-artist and a classicist explain why the arts and humanities are so vital to a healthy, well-informed society, the specific lessons and skills these subjects engender in those who study them and how university educators can foreground these. You will hear from: Michael Scott, who is pro vice-chancellor international and a professor of classics and ancient history at the University of Warwick. Michael's research explores the intersection of ancient history and archaeology within the Mediterranean and beyond. He has published numerous books on the ancient world for the popular market and written and presented TV series on the BBC, ITV, History Channel and National Geographic.  Mark Power is vice-chancellor and chief executive of Liverpool John Moores University and a professor of higher education leadership as well as being practicing artist. Mark has worked at Liverpool John Moores University for 44 years having taken up a role as a senior technician in the fine art department at what was then Liverpool Polytechnic in 1981. He has maintained his internationally recognised work as an artist alongside his academic career throughout this time. Take a look at our recent spotlight guide, for more insight and advice on why and how to make the case for the arts and humanities in higher education.

Corey Feldman Vs The World: The documentary reaction continues! Corey Haim Allegations: This is where all the headlines are coming from. Corey Feldman mentions that Corey Haim molested him but he is now denying he said this Christmas Gifts: The boys exchange some gifts as we celebrate Feldmas! COREY FELDMAN VS THE WORLD!, SOMETHING IN YOUR EYES!, LIVE!, LIGHT UP GLASSES!, COREY'S ANGELS!, DOCUMENTARY!, THE OFFICE!, MICHAEL SCOTT!, CRINGE!, COURTNEY!, JEZEBEL!, BRITTANY!, MARGOT MUSIC!, WADE!, BUS DRIVER!, MAN IN THE MIRROR!, REHEARSAL!, COVER!, REDDIT COUPLE!, COREY'S ANGELS LIVE!, GOONIES!, BIG MOVIE!, GRATEFUL!, DARCI!, GROUPIES!, GROOMING!, HDM!, DARK MEDIA!, DOMINIC BRASCIA!, SINUSES!, DOCTOR!, LID!, BEING A DICK!, TREATING WIFE LIKE SHIT!, HOT!, THROAT!, COREY CHARM!, PIZZA!, VEGETARIAN!, MARA MOON!, LOLITA!, ANGEL COSTUME!, BLENDER!, COMEDY!, PEAK!, HOOKER!, DOPE!, CHRISTMAS GIFTS!, HIGH AND GAY!, FAMILY MATTERS!, ET!, SPIRIT JERSEY!, WICKED!, You can find the videos from this episode at our Discord RIGHT HERE!

Tots TURNT: We have an update on the final push for Tots TURNT. Shout outs to everyone that has donated. Corey's Angels Live: We must continue our watch of the best show on the Internet, Corey's Angels Live. This is a complete disaster. Special Guests: Fred Durst is in the building and Gerard McMahon, all the celebs! THE BEAR!, FUCK YOU, WATCH THIS!, THE KINKS!, FATHER CHRISTMAS!, SENTIENT NECK PUSSY!, AI!, ROAST!, TOTS TURNT!, DONATIONS!, SUPPORT!, COREY'S ANGELS LIVE!, COMMENTS!, CHAT!, SCROLLING!, DAISY DE LA HOYA!, HATERS!, TROLLS!, MODELS!, MERCH!, MONOLOGUE!, HOWARD STERN!, ROAST!, MICHAEL JACKSON!, SURGERY!, PHILIP SEYMOUR HOFFMAN!, LOVE OR POOP!, VOTES!, GRAPH!, GUY ON THE BOARDS!, TRYOUTS!, HATERS!, FRED DURST!, CRY LITTLE SISTER!, GERARD MCMAHON!, MICHAEL SCOTT!, SCUMBAG JOSH!, SUPERCHATS!, JAMESONANDJACK!, JUSTIN BIEBER!, PHILIP SEYMOUR HOFFMAN!, OVERDOSE!, BILL SHYTE!, FASHION SHOW!, ROCK OF LOVE!, DAISY OF LOVE!, SCIENCE!, BEANIE!, FISHERMAN HAT!, COOCOO!, AMERICA'S GOT TALENT!, BOOGIE DOWN!, PERFECT ENDING!  You can find the videos from this episode at our Discord RIGHT HERE!

When life imitates art… This guy went full-Michael Scott from The Office in our Setting the Bar story! Source: https://www.ctvnews.ca/toronto/article/no-injuries-after-man-drives-down-boat-ramp-into-ashbridges-bay-police/

Almost 34 years to the day after Robert Brashers brutally murdered four Austin teenagers, four men who'd been wrongfully accused — and in two cases, convicted — of the crimes are beginning the path to exoneration. Last week, Travis County District Attorney José Garza filed legal paperwork that starts the process to clear the names of Michael Scott, Robert Springsteen, Maurice Pierce, and Forest Welborn. In today's episode, host Nikki DaVaughn and executive producer Eva Ruth Moravec recap the emotional day in September, when Austin officials announced that DNA and ballistics evidence undeniably tied the late Brashers to the crimes and not the four formerly accused men.  This episode originally aired on Sept. 30  Want some more Austin news? Then make sure to sign up for our Hey Austin newsletter.  And don't forget– you can support this show and get great perks by becoming a City Cast Austin Neighbor at membership.citycast.fm  Follow us @citycastaustin You can also text us or leave a voicemail.  Interested in advertising with City Cast? Find more info HERE  Learn more about the sponsors of this December 16th episode: DUER - Get 15% off at shopduer.com/ccaustin Aura Frames - Get $35 off the Carver Mat frame with Promo Code CITYCAST Cozy Earth - Use code COZYAUSTIN for 40% off best-selling sheets, towels, pajamas, and more. The SAFE Alliance

Michael Zampino is back to help us find Michael Scott! A baby emergency forces Jim to leave Michael on his own without his wallet or phone, prompting a cross-Scranton adventure that ends in renewed love.

Send us a textDan Danzy moved started doing stand-up in Dallas when he was in high school. He worked his way all over the state over the next 15 years before deciding to move to Scranton with his wife in 2022. He took a little bit of time off, but decided to join the comedy scene by taking over the Keystone Stage -- right before the roof collapsed. He's loving the move, though, and is part of a young comedy scene that's continuing to grow. Follow Dan Danzy: Instagram: https://www.instagram.com/danzyland/Twitter: https://x.com/DanDanzyYouTube: https://www.youtube.com/@danzylandSupport the show

Just before midnight on December 6, 1991, an Austin, TX patrol officer called in a fire at a yogurt shop and requested firefighters and additional officers. Once they managed to get the fire under control, firefighters discovered the bodies of four teenage girls in the burned out remains of the building, all having been shot execution style and the building torched to cover up the crime.Almost immediately, investigators on the case ran into a dead end, as leads were scarce and the fire and efforts to extinguish it destroyed or compromised critical evidence. In short time, the case went cold and the residents of Austin moved on. To their surprise, nearly ten years later, Austin detectives announced they'd arrested for young men for the crime, two of whom confessed, and it seemed like, after a long delay, justice would finally be served; however, in this case, justice was still a long way off and when it finally arrived, it came tainted by police misconduct.ReferencesAssociated Press. 1992. "Arrests no relief to families of slain teen-agers." Fort Worth Star-Telegram, October 23: 43.Austin American-Statesman. 1999. "American digest quotes of the week." Austin American-Statesman, October 10: 1.CBS News. 2009. "Deadly encounter." 48 Hours, March 9.Copelin, Laylan, and Leah Quin. 1999. "Police say 2 confessed to killings at yogurt shop." Austin American-Statesman, October 7: 1.Gamboa, Suzanne. 1999. "16-year-old told police in 1991 he had weapon." Austin American-Statesman, October 7: 8.Garcia, Kimberly. 1992. "In the shadow of death." Austin American-Statesman, March 6: 1.—. 1991. "Profiles of killers released." Austin American-Statesman, December 18: 27.Haglund, Kerry. 1991. "More than 1 raided shop, police say." Austin American-Statesman, December 10: 1.—. 1991. "Officials say they have few leads in yogurt shop killings." Austin American-Statesman, December 24: 11.—. 1991. "Slayings of teens stun friends, families." Austin American-Statesman, December 8: 27.Hall, Michael. 2001. "Under the Gun." Texas Monthly, Janaury: 94-115.Lindell, Chuck, and Kerry Haglund. 1991. "The spark of fear." Austin American-Statesman, December 15: 1.Lowry, Beverly. 2016. Who Killed These Girls: The Unsolved Murders that Rocked a Texas Town. New York, NY: Vintage.Martinez, Sylvia. 1991. "Teens' violent deaths mourned." Austin American-Statesman, December 9: 1.Michael Scott v The State of Texas. 2007. PD-0862-05 (Court of Criminal Appeals of Texas, June 6).Pettaway, Taylor. 2022. Rape, murder of four teen girls in Austin yogurt shop remains unsolved 31 years later. December 12. Accessed October 23, 2025. https://www.expressnews.com/news/local/article/Austin-yogurt-shop-killings-17648880.php.Quin, Leah. 2000. "Video could damage yogurt shop case." Austin American-Statesman, May 31: 1.Rivera, Dylan. 1999. "'A decent kid' with a new family and a job." Austin American-Statesman, October 7: 8.Stanley, Dick. 1991. "Robbery may be motive in teens' slayings." Austin American-Statesman, December 8: 1.Vine, Katy. 2025. "How police finally solved Austin's most notorious cold case." Texas Monthly, October 3.Ward, Pamela. 1991. "Classmates try to cope with slayings." Austin American-Statesman, December 10: 1.Wilson, Janet. 1999. "For families, excruciating memories reawakened." Austin American-Statesman, October 7: 1. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, we are revisiting a class episode of The Art of Costume Podcast. What better way to get into the holiday spirit than hanging out with Michael Scott and the rest of the Dunder Mifflin gang! In this week's special episode, our co-hosts are watching The Office. Specifically, Season 2 Episode 10, Christmas Party, and Season 3 Episodes 10 and 11, A Benihana Christmas. Costume designer for the first four seasons of The Office, Carey Bennett, joins the podcast to talk about her experience on the show and creating these classic holiday costumes!

Today, we are revisiting a class episode of The Art of Costume Podcast. What better way to get into the holiday spirit than hanging out with Michael Scott and the rest of the Dunder Mifflin gang! In this week's special episode, our co-hosts are watching The Office. Specifically, Season 2 Episode 10, Christmas Party, and Season 3 Episodes 10 and 11, A Benihana Christmas. Costume designer for the first four seasons of The Office, Carey Bennett, joins the podcast to talk about her experience on the show and creating these classic holiday costumes!

This week we're breaking down Launch Party. To kick off this two part episode, Jenna and Angela, with the help of Jen Celotta, give an exclusive behind-the-scenes breakdown of how the famous DVD-logo-in-the-corner cold open was shot. This reminds Angela of some juicy parking garage drama. We hear from Kate Flannery on how Meredith's cast was made and Jenna realizes that Paul Reiser may be her soulmate. Angela tracks Michael Scott's short jokes and with the help of Phyllis, we all learn how and how not to deal with difficult people. So let's get this Lunch Party going! I mean, Launch Party. Or is it Launch Party?  Office Ladies Website - Submit a fan question: https://officeladies.com/submitaquestion  Follow Us on Instagram: OfficeLadiesPod Follow Us on YouTube Follow Us on TikTok To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A new week means new questions! Hope you have fun with these!Hinge, pivot, ball and socket are three types of what skeletal structure?In Canada, what province is the capital city located?Stanisław II August ruled from 1764 to 1795 and was the last king of which country, the fifth largest EU country?What element has the highest melting point?In 1926 Gertrude Ederle swam what in 14 1/2 hours, breaking the men's record by 2 hours, and the inspiration for the Daisy Ridley film "Young Woman and the Sea"?Which Aristophanes comedy shares its name with a 1963 natural horror film directed by Alfred Hitchcock?What was the first horror film to be nominated for Best Picture?The word "Alphabet" comes from the first two letters of what language?In operation since 1930, London's Great West Aerodrome later became the site of what?Traditionally, what color are the community chest cards in a game in Monopoly?In "The Office" what does Michael Scott eat at lunch to make him fall asleep?What is the best selling album of the 21st century thus far?In 2010, Jonathan Franzen was the first American novelist to appear on the cover of TIME since what legendary and prolific American writer?MusicHot Swing, Fast Talkin, Bass Walker, Dances and Dames, Ambush by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/Don't forget to follow us on social media:Patreon – patreon.com/quizbang – Please consider supporting us on Patreon. Check out our fun extras for patrons and help us keep this podcast going. We appreciate any level of support!Website – quizbangpod.com Check out our website, it will have all the links for social media that you need and while you're there, why not go to the contact us page and submit a question!Facebook – @quizbangpodcast – we post episode links and silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Instagram – Quiz Quiz Bang Bang (quizquizbangbang), we post silly lego pictures to go with our trivia questions. Enjoy the silly picture and give your best guess, we will respond to your answer the next day to give everyone a chance to guess.Twitter – @quizbangpod We want to start a fun community for our fellow trivia lovers. If you hear/think of a fun or challenging trivia question, post it to our twitter feed and we will repost it so everyone can take a stab it. Come for the trivia – stay for the trivia.Ko-Fi – ko-fi.com/quizbangpod – Keep that sweet caffeine running through our body with a Ko-Fi, power us through a late night of fact checking and editing!

What if your coworkers were straight out of a sitcom? In this episode of The Introvert Leader Podcast, I'm breaking down five workplace archetypes using characters from The Office. From the passionate-but-clueless Michael Scott to the perfectionist Angela and people-pleaser Andy, you'll learn how to spot these styles, appreciate their strengths, and work around their blind spots. Whether you're leading a team or just trying to survive your 9-to-5, this one's packed with insights and laughs.Timestamps00:34 – Michael Scott (Mr. Nothing But Heart): Why leading with passion matters and how it can backfire when you don't read the room.03:04 – Angela Martin (Mrs. Perfection): High standards and hidden mistakes, and the double-edged sword of perfectionism at work.05:52 – Andy Bernard (Mr. People Pleaser): People pleasing feels productive, but it often masks insecurity and undermines leadership.9:33 – Jim Halpert (Mr. Wasted Potential): Coasting in your comfort zone? Learn how to stop playing it safe and start showing up.15:41 – Kelly Kapoor (Mrs. Blind Confidence): The boldness is impressive, but how far can confidence take you without self-awareness?17:49 – Challenge for Listeners: Which character are you, and what are two blind spots you might need to confront?Career & Leadership CoachingWant a better career? Clients who work with us earn 57% more and get promoted 3x faster on average: Book your free career clarity call here.Free ResourcesThe Brag Sheet (free Career Achievement Tracker): HereEngageNew episodes drop every other Wednesday. Be sure to subscribe.Send in your career, leadership, or self-development questions and I'll answer them on air.Email: theintrovertleader@gmail.comLinkedIn: linkedin.com/in/austinchopkinsYouTube: ​Austin HopkinsCareer Coaching: www.sts-coaching.com

Welcome to The Expound Sessions, a special teaching series recorded live at the Expound Conference. Each session is designed to sharpen preachers, strengthen churches, and deepen your confidence in the Word of God..

Send us a textA Florida beach meltdown, a nationwide cloud outage, and a truly awful Halloween costume walk into a workplace. What sounds like a joke turns into a sharp look at how culture, tech, and judgment collide where people get paid and policies get real. We return from a short break with fresh stories and hard lessons: how a single AWS failure rippled into payroll panic, why “it's just a costume” can become a harassment case, and what classic scenes from The Office still teach us about influence, uncertainty, and keeping teams steady when the headlines aren't.We share candid travel moments that morph into a discussion about public decency and liability, then pivot to an organizational behavior assignment featuring Michael Scott's surprising competence and Jim's cooler strategy. The contrast sets up a bigger point about leadership: sometimes you stabilize by dialing in the work; other times you intentionally break the tension. Knowing which move to make is culture management in action.From there, we unpack real HR mechanics. Outages expose how reliant we are on a handful of cloud rails and how unglamorous continuity planning saves actual paychecks. We talk tokenized mobile payments, vendor dependencies, communication trees, and the simple power of a backup plan. On the talent side, we challenge a common salary myth: it's not that people never negotiate, it's that strong recruiters pre‑close early. We walk through pay ranges, must‑have trade‑offs, and how clearer expectations prevent messy last‑minute asks that sour the relationship before day one.Finally, we lean into the Halloween talk: blackface is never okay, “terrorist” costumes are unacceptable, and sexualized gags at the office invite risk. If you want festive without fallout, set guardrails that are simple, inclusive, and enforced. We keep it snarky, but the aim is practical—help you avoid the next viral moment and build a team that can laugh without crossing lines.If this mix of real talk and useful tactics helps you navigate your own WTF moments, follow the show, share it with a colleague who needs it, and leave a quick review so others can find us. Which topic should we dig into next?Support the showWe want to hear from you.Text us or leave a voicemail (252) 564-9899‬email: feedback@jadedhr.comWant to:* Share a dumb employee question* Share a crazy story* Ask us a question* Share a best practice * Give us feedback Our Link Tree below has links to our social media sites, Patreon, Apple podcasts, Spotify & more.Please leave a review on your favorite podcast player and interact with us online!Linktree - https://linktr.ee/jadedhrFollow Cee Cee on IG - BoozyHR @ https://www.instagram.com/boozy_hr/

Sim, nós sabemos. Demorou. Desde 2005 o pessoal pede, e só em 2025 - depois de anos de enrolação digna de um dia na Dunder Mifflin - conseguimos reunir tempo, paciência e papel sulfite o bastante pra falar sobre a série de comédia mais reassistida da história do streaming: The Office! Michael Scott ficaria orgulhoso (ou demitiria a gente, difícil saber). Neste episódio, revisitamos os corredores mais constrangedoramente divertidos da TV, com ajuda do comediante Pedro Benevides diretamente do Comédia 4K e Porta dos Fundos, o editor e responsável por 50% das visualizações da série Reinecken e o músico e quadrinista Camilo Solano — que ajudaram a matar as saudades de Michael, Dwight, Jim, Pam e cia. Dê o play e descubra o que realmente importa na vida: Bears. Beets. Battlestar Galactica. Links relacionados: As 25 melhores cenas de The Office Siga o Caruso e Bené no Comédia 4k no Instagram e YouTube Acompanhe Camilo Solano no Instagram, adquira artes e quadrinhos no site oficial e não deixe de conferir O Bicho do Mato pelo link da Amazon Apoie a gente comprando livros, quadrinhos, blu-rays, dvds, jogos ou o que mais você quiser pelo nosso link da Amazon! Assim você também ajuda a manter o podcast no ar! Você encontra o Podcrastinadores e todos os seus participantes nas redes sociais: X (Twitter), Facebook e Instagram. See omnystudio.com/listener for privacy information.

On December 6, 1991, four teenage girls—Jennifer and Sarah Harbison, Eliza Thomas, and Amy Ayers—were closing up a North Austin yogurt shop when a horrific crime unfolded.Just before midnight, firefighters arrived to find smoke pouring from the store. Inside, they discovered a nightmare: three of the girls were bound, gagged, stripped, and shot execution-style.The case quickly became one of Texas's most infamous investigations. Police chased dozens of suspects, from local teens to a serial killer on death row. In 1999, two men, Robert Springsteen and Michael Scott, confessed after grueling interrogations. But years later, DNA evidence proved they were innocent, and both were released.Now, more than thirty years later, the Austin Yogurt Shop Murders remain unsolved. With new HBO coverage reigniting interest and advances in DNA technology offering fresh hope, investigators still wonder: is the killer still walking free?Follow True Crime Recaps for the cases that refuse to rest.

Welcome to Week 7 of The Armchair Fantasy Show presented by GoingFor2 Live! We're spinning the Fantasy Roulette Wheel once again — landing on players like Baker Mayfield, Cam Skattebo, and BTJ to see where the fantasy chaos takes us. We've also got this week's Underdog Pick'em – Divisional Showdown, featuring our hosts' favorite higher/lower calls of the week. Don't miss your chance to get in on the action — sign up at Underdog Fantasy with promo code GF2 for up to $1,000 in bonus bucks! And of course… we're kicking things off with a Nonsense Draft:

This week we're breaking down Women's Appreciation. Jenna and Angela start this episode off with some fun Fast Facts about where the idea for this episode came from, and answer all your questions about what it was like filming in that mall. Then, we discuss Dwight's solutions to catching a flasher, and we get Angela's grandmother's review of Michael Scott and how long she lasted watching this episode. Finally, we hop into Meredith's van and hit the mall, discuss Kate Flannery's stunt driving, and chat about keeping restrooms clean for everyone. We hope that you can appreciate the crap out of women after this episode. Office Ladies Website - Submit a fan question: https://officeladies.com/submitaquestion  Follow Us on Instagram: OfficeLadiesPod Follow Us on YouTube Follow Us on TikTok To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

How Cops Manufactured Confessions — The True Cost of the Yogurt Shop Cover-Up This is the segment that should make every law‑and‑order headline pause. We're not rehashing the solved case — we're pulling the thread that destroyed lives for decades: the interrogation tactics, investigative tunnel vision, and prosecutorial rush that produced false confessions in the Yogurt Shop murders. On Hidden Killers Live, defense attorney Bob Motta sits with us and we play back the press conference moments that acknowledged what so many suspected for years: Michael Scott and Robert Springsteen confessed under intense interrogation, and there was never physical evidence tying them to the scene. We walk through how those confessions were obtained, why they stuck in courtrooms, and how the system rewarded certainty over truth. This segment breaks that process down in plain language. We explain, with examples and legal perspective, why an 18‑hour interrogation — or five hours of repeated suggestion and pressure — can make a person confess to something they never did. We talk psychological coercion: minimization, false‑evidence ploys, repeated suggestion, exhaustion — techniques that produce the appearance of confession without producing truth. Bob describes the prosecutorial incentives that let that evidence carry the day: a damning audio tape, a nervous jury, and a DA office under pressure to close a city‑shattering crime. But it's not just psychology. We cover the procedural failures: why exculpatory DNA was ignored for years, how labs and evidence management fell short, and why internal checks — from supervisory review to independent oversight — failed to catch the drift. We also tackle the human cost: men who lost their freedom, reputations, and futures; families who were misled; and the chilling reality that the real killer stayed on the road. This is a call for accountability, not spectacle. Bob lays out concrete reforms that would have prevented these confessions from being the lynchpin of a criminal case: mandatory video of all interrogations, strict limits on session length, independent review when confessions are central, and a presumption against charging when DNA excludes suspects. We finish asking the question every viewer should be asking: how many other cases are resting on coerced admissions right now? If you want a legal, psychological and human breakdown of how police failures become life sentences — and what to do about it — watch this. This isn't just a true crime story. It's a warning.

Death Row on a Lie: Bob Motta on the Wrongful Yogurt Shop Convictions in Austin In this second segment of Hidden Killers Live, Bob Motta reacts to the most painful revelation of the press conference: the state's admission that Michael Scott and Robert Springsteen were innocent all along. Convicted in 2001 and 2002 on the basis of confessions extracted after 18‑ and 5‑hour interrogations, these men served years behind bars — one on death row — for crimes they didn't commit. Bob takes us inside the mechanics of coerced confessions. He explains how long hours, suggestion, minimization, and tunnel vision can make innocent people say anything to end an interrogation. He also lays out why juries still believe these confessions, even when no physical evidence supports them, and why prosecutors keep pushing cases that DNA has already undermined. This isn't just about one bad case in Austin. It's about a system that prioritizes “solved” over “proven” — and the lives ruined when that shortcut becomes policy. #YogurtShopMurders #FalseConfessions #WrongfulConviction #BobMotta #HiddenKillersLive #MichaelScott #RobertSpringsteen #JusticeReform #CoercedConfession #TrueCrimePodcast Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

False Confessions, No Evidence: Inside the Yogurt Shop Murders Miscarriage of Justice In this powerful segment of Hidden Killers Live, we continue watching the APD press conference and confront one of the most devastating truths about this case: the state prosecuted and convicted the wrong men. Michael Scott and Robert Springsteen were convicted in 2001 and 2002, based on confessions taken after 18- and 5-hour interrogations respectively. No physical evidence tied them to the crime scene. They were convicted anyway. In 2009, DNA evidence excluded them—and charges were finally dropped. But the damage was already done. Springsteen had been sentenced to death. Scott to life. We play back the portion of the press conference where Travis County DA Jose Garza publicly acknowledges their innocence—and we react to the gravity of what that admission means. This isn't just about a late apology. This is about decades of institutional failure. It's about tunnel vision, bad interrogation tactics, and a justice system that clung to a theory while DNA screamed “you're wrong.” We talk false confessions, prosecutorial overreach, and what real restitution should look like in cases like this—because you don't just walk away from death row and go back to normal. #YogurtShopMurders #FalseConfession #WrongfulConviction #MichaelScott #RobertSpringsteen #CoercedConfession #TravisCountyDA #JusticeReform #HiddenKillersLive #InnocenceAcknowledged Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

False Confessions, No Evidence: Inside the Yogurt Shop Murders Miscarriage of Justice In this powerful segment of Hidden Killers Live, we continue watching the APD press conference and confront one of the most devastating truths about this case: the state prosecuted and convicted the wrong men. Michael Scott and Robert Springsteen were convicted in 2001 and 2002, based on confessions taken after 18- and 5-hour interrogations respectively. No physical evidence tied them to the crime scene. They were convicted anyway. In 2009, DNA evidence excluded them—and charges were finally dropped. But the damage was already done. Springsteen had been sentenced to death. Scott to life. We play back the portion of the press conference where Travis County DA Jose Garza publicly acknowledges their innocence—and we react to the gravity of what that admission means. This isn't just about a late apology. This is about decades of institutional failure. It's about tunnel vision, bad interrogation tactics, and a justice system that clung to a theory while DNA screamed “you're wrong.” We talk false confessions, prosecutorial overreach, and what real restitution should look like in cases like this—because you don't just walk away from death row and go back to normal. #YogurtShopMurders #FalseConfession #WrongfulConviction #MichaelScott #RobertSpringsteen #CoercedConfession #TravisCountyDA #JusticeReform #HiddenKillersLive #InnocenceAcknowledged Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Death Row on a Lie: Bob Motta on the Wrongful Yogurt Shop Convictions in Austin In this second segment of Hidden Killers Live, Bob Motta reacts to the most painful revelation of the press conference: the state's admission that Michael Scott and Robert Springsteen were innocent all along. Convicted in 2001 and 2002 on the basis of confessions extracted after 18‑ and 5‑hour interrogations, these men served years behind bars — one on death row — for crimes they didn't commit. Bob takes us inside the mechanics of coerced confessions. He explains how long hours, suggestion, minimization, and tunnel vision can make innocent people say anything to end an interrogation. He also lays out why juries still believe these confessions, even when no physical evidence supports them, and why prosecutors keep pushing cases that DNA has already undermined. This isn't just about one bad case in Austin. It's about a system that prioritizes “solved” over “proven” — and the lives ruined when that shortcut becomes policy. #YogurtShopMurders #FalseConfessions #WrongfulConviction #BobMotta #HiddenKillersLive #MichaelScott #RobertSpringsteen #JusticeReform #CoercedConfession #TrueCrimePodcast Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Why They Prosecuted the Wrong Men — Inside the Yogurt Shop Confession Fiasco In this segment, we tear open the wounds of the original investigation. Two men—Robert Springsteen and Michael Scott—were convicted decades ago based almost entirely on confessions that they later recanted. DNA would later exclude them entirely. What pushed investigators to pursue confessions so hard? Tunnel vision, coercive interview tactics, and information “leaks” that allowed suspects to parrot back nonpublic details. Over 50 people confessed at one point or another to this crime—many obviously false.We dig into how interview design (false‑evidence ploys, minimization, sleep deprivation) creates a dangerous illusion of certainty. Legally, these strategies drive miscarriages of justice. Psychologically, they turn confessions into weapons rather than tools of truth. In this part you'll learn: Why confessions, especially in homicide, are dangerously persuasive How contamination and leading questions distort memory What happens when investigators stop listening for disconfirmation After you hear the mistakes, you'll see how fragile the case was from the start—and why we can't treat confession = guilt as an assumption ever again. #FalseConfession #WrongfulConviction #YogurtShopCase #InterrogationTactics #TunnelVision #CriminalJusticeReform #AustinMurders #InvestigativeFailures #CriminalPsychology #InnocenceProject #YogurtShopMurders Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Why They Prosecuted the Wrong Men — Inside the Yogurt Shop Confession Fiasco” In this segment, we tear open the wounds of the original investigation. Two men—Robert Springsteen and Michael Scott—were convicted decades ago based almost entirely on confessions that they later recanted. DNA would later exclude them entirely. What pushed investigators to pursue confessions so hard? Tunnel vision, coercive interview tactics, and information “leaks” that allowed suspects to parrot back nonpublic details. Over 50 people confessed at one point or another to this crime—many obviously false. We dig into how interview design (false‑evidence ploys, minimization, sleep deprivation) creates a dangerous illusion of certainty. Legally, these strategies drive miscarriages of justice. Psychologically, they turn confessions into weapons rather than tools of truth. In this part you'll learn: Why confessions, especially in homicide, are dangerously persuasive How contamination and leading questions distort memory What happens when investigators stop listening for disconfirmation After you hear the mistakes, you'll see how fragile the case was from the start—and why we can't treat confession = guilt as an assumption ever again. #FalseConfession #WrongfulConviction #YogurtShopCase #InterrogationTactics #TunnelVision #CriminalJusticeReform #AustinMurders #InvestigativeFailures #CriminalPsychology #InnocenceProject #YogurtShopMurders Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Yogurt Shop Murders: The Lives Destroyed by Police Tunnel Vision The Yogurt Shop Murders in Austin, Texas, haunted the city for more than three decades. But behind the tragic loss of four young girls—Jennifer Harbison, Sarah Harbison, Eliza Thomas, and Amy Ayers—was another layer of damage that only now is coming fully into focus. Police say they've finally solved it. DNA and forensic genealogy have identified the killer as Robert Eugene Brashers, a serial offender who died by suicide in 1999. But Brashers was never on their radar—not in 1991, not in 1999, and not when four young men were arrested, charged, and in two cases, convicted. This segment dives into the lives that were upended by bad police work, narrow thinking, and confessions that never should have been believed. Robert Springsteen and Michael Scott were tried and convicted based on confessions later proven unreliable. Their words were used against each other in violation of their constitutional rights. Years later, DNA ruled them out completely. The charges were dropped. But the damage? Still there. Maurice Pierce and Forrest Welborn were also pulled into the case. Welborn was never indicted. Pierce was released and lived under a cloud of suspicion until his tragic death in 2010 after a confrontation with an Austin police officer. The evidence never matched these men. The interviews were flawed. The investigative process prioritized pressure over precision. And the cost was enormous—not just for those falsely accused, but for the families waiting decades for justice. Now that the true killer has been identified, this episode takes a hard look at what went wrong, how it broke people who had nothing to do with the crime, and what must change to make sure this doesn't happen again. Hashtags #YogurtShopMurders #WrongfulConvictions #FalseConfessions #RobertSpringsteen #MichaelScott #TunnelVision #PoliceFailures #DNAExoneration #TrueCrimePodcast #HiddenKillers Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Yogurt Shop Murders: The Lives Destroyed by Police Tunnel Vision The Yogurt Shop Murders in Austin, Texas, haunted the city for more than three decades. But behind the tragic loss of four young girls—Jennifer Harbison, Sarah Harbison, Eliza Thomas, and Amy Ayers—was another layer of damage that only now is coming fully into focus. Police say they've finally solved it. DNA and forensic genealogy have identified the killer as Robert Eugene Brashers, a serial offender who died by suicide in 1999. But Brashers was never on their radar—not in 1991, not in 1999, and not when four young men were arrested, charged, and in two cases, convicted. This segment dives into the lives that were upended by bad police work, narrow thinking, and confessions that never should have been believed. Robert Springsteen and Michael Scott were tried and convicted based on confessions later proven unreliable. Their words were used against each other in violation of their constitutional rights. Years later, DNA ruled them out completely. The charges were dropped. But the damage? Still there. Maurice Pierce and Forrest Welborn were also pulled into the case. Welborn was never indicted. Pierce was released and lived under a cloud of suspicion until his tragic death in 2010 after a confrontation with an Austin police officer. The evidence never matched these men. The interviews were flawed. The investigative process prioritized pressure over precision. And the cost was enormous—not just for those falsely accused, but for the families waiting decades for justice. Now that the true killer has been identified, this episode takes a hard look at what went wrong, how it broke people who had nothing to do with the crime, and what must change to make sure this doesn't happen again. Hashtags #YogurtShopMurders #WrongfulConvictions #FalseConfessions #RobertSpringsteen #MichaelScott #TunnelVision #PoliceFailures #DNAExoneration #TrueCrimePodcast #HiddenKillers Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

This week on Office Ladies 6.0, Jenna and Angela interview Wendi McLendon-Covey who played Concierge Marie on “The Office”! Wendi shares how she got her job on “The Office” and what it was like to be in the episode “Business School” blowing Michael's mind with Marie's knowledge of dry cleaners in Winnipeg. Wendi then talks about acting in “Reno 911!”, “The Goldbergs” and now “St. Denis Medical”. She also talks about her cats! This is such a treat, so “Excuse me, hello. Concierge Marie. Michael Scott. Good to see you again.” Office Ladies Website - Submit a fan question: https://officeladies.com/submitaquestion  Follow Us on Instagram: OfficeLadiesPod Follow Us on YouTubeFollow Us on TikTok To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Who is the best fictional villain? Welcome to VOLUME 186 of The Bracket. Kenjac is host alongside Tommy Smokes, Feits and Owen. *APOLOGIES FOR FEITS AUDIO IN THE BACK HALF (he kept messing with the mic, the IDIOT)* Make sure to check out the premire of MASCOTS: https://www.youtube.com/watch?v=3nsdt4GhqiU&ab_channel=OUTOFORDER Follow The Bracket ►TWITTER - https://twitter.com/BracketPod ►INSTAGRAM - https://www.instagram.com/thebracket/ Follow Kenjac ►TWITTER - https://twitter.com/JackKennedy ►INSTAGRAM - https://www.instagram.com/jackennedy/ ►TIKTOK - https://www.tiktok.com/@ken_jac Intro - (0:00) Selina Meyer v Nick Miller - (4:13) It's Always Sunny Play In - (11:25) IASIP Winner v Hal - (18:38) Ron Swanson v Chandler Bing - (19:40) Cheah In Game - (23:10) Larry David v Cheah in winner - (28:58) Kenny Powers v Phil Dunphy - (33:55) IASIP Winner v Ray Holt - (36:54) Tobias Funke v Jack Donaghy - (44:30) Michael Scott v Costanza - (48:42) Playoffs - (51:46) Finals - (59:43) Download the Gametime app today and use code BRACKET for $20 off your first purchase Get your first month of BlueChew FREE Just use promo code BRACKET at checkout and pay five bucks for shipping. https://BlueChew.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/lightscamerabarstool