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5 episodes with hershfield
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2 episodes with hershfield
2 episodes with hershfield
2 episodes with hershfield
2 episodes with hershfield
2 episodes with hershfield
2 episodes with hershfield
2 episodes with hershfield
Why creating happiness in the future starts today.The new year gives us an opportunity to reflect on who we are and who we want to be. As we set resolutions and prepare for evolutions, this special four-part series on communication, happiness, and well-being explores practical ways to enhance our lives through better communication, deeper connections, and more meaningful choices.In pursuing happiness and well-being, we often focus on the present moment. But according to Hal Hershfield, one of the best ways to help ourselves today is to have a conversation with ourselves in the future."When I say future self, I really mean any version of us that exists at some later point in time," explains Hershfield, a UCLA professor and author of Your Future Self: How to Make Tomorrow Better Today. By thinking of our future selves as different people — ones we should care about — we can make better choices in the present. "If we can tap into the feelings of our future selves, then we can do more that benefits them, which may make our lives easier now and later."In this episode of Think Fast, Talk Smart, Hershfield and host Matt Abrahams explore how communication between our present and future selves can help us set goals, make decisions, and overcome pitfalls like procrastination, enabling us to take meaningful action now so we can thrive today and tomorrow.This episode is sponsored by BetterHelp. Give online therapy a try at BetterHelp.com/ThinkFast and get ten percent off your first month.Episode Reference Links:Hal Hershfield Hal's Book: Your Future Self: How to Make Tomorrow Better TodayConnect:Premium Signup >>>> Think Fast Talk Smart PremiumEmail Questions & Feedback >>> hello@fastersmarter.ioEpisode Transcripts >>> Think Fast Talk Smart WebsiteNewsletter Signup + English Language Learning >>> FasterSmarter.ioThink Fast Talk Smart >>> LinkedIn, Instagram, YouTubeMatt Abrahams >>> LinkedInChapters:(00:00) - Introduction (02:12) - What Is a Future Self? (03:37) - Mistakes in Time Travel Thinking (04:45) - Overcoming Procrastination (07:16) - Connecting to Our Future Selves (10:35) - Disappointment and Adjusting Goals (12:14) - Goal Setting and Motivation (15:02) - Public Accountability for Motivation (16:04) - The Final Three Questions (20:35) - Conclusion ********Become a Faster Smarter Supporter by joining TFTS Premium.Take advantage of our Sponsor offer from BetterHelp
Introduction Hosts Bill and Pete Bush dive into a thought-provoking discussion about a pivotal moment in every financial journey where "the road diverges." This episode explores the crucial choice people face when determining their financial future—one path leading to confidence, success, and security, while the other leads to regret and missed opportunities. Bill and Pete share insights on why some struggle to choose the more secure path and how to build momentum toward financial confidence. Episode Highlights · [00:22] The Diverging Path Bill and Pete explore the concept that, at some point in every financial journey, “the road diverges,” presenting two potential paths. One path leads to confidence, success, and financial security, while the other can result in regret, doubt, and missed opportunities. They reflect on how people often face this crossroads, and while most would choose the path toward security and fulfillment, various obstacles keep them from progressing. The hosts suggest that identifying these roadblocks and addressing them head-on is key to staying on the path toward financial well-being. · [02:31] Taking the First Step Tackling financial goals can feel daunting, but Bill and Pete emphasize the importance of taking that first small step. They use the analogy of "eating an elephant one bite at a time" to illustrate how consistent, small actions over time create lasting results. They mention that inertia is a common issue; taking that initial step is often the hardest part, but once in motion, people tend to continue on the path. Pete highlights the incremental nature of retirement accounts like 401(k)s, where small, regular contributions accumulate into significant assets over time. · [04:52] Future Self Visualization Bill and Pete dive into the psychology behind why people struggle to save for their future selves. Citing Dr. Hal Hershfield's research on future self-visualization, they explain that many people see their future selves as strangers, making it harder to feel a connection and prioritize future financial needs. Pete shares his experience hearing Hershfield speak and recommends watching Hershfield's TED Talk. By better visualizing their future selves, people can build empathy for their future needs, leading to more proactive financial planning. · [07:16] The Do-It-Yourself Mentality vs. Seeking Guidance While self-management of finances may seem appealing, Bill and Pete discuss the pitfalls of a purely DIY approach. They share how the guidance of a financial advisor can help overcome cognitive and emotional barriers to financial success. Using examples like gym coaching, they highlight that just as fitness requires discipline and consistency, managing finances requires behavioral coaching to stay on track. Advisors provide accountability, expertise, and reassurance, especially during volatile market periods, ensuring that clients maintain a long-term view. · [14:30] Too Much Plane for One Person to Fly Drawing from The Checklist Manifesto, Bill recounts the story of an early Boeing aircraft, too complex for one pilot to operate alone. This story serves as an analogy for complex financial lives that become too intricate for individuals to manage without assistance. Bill and Pete observe that, as people progress through life, they accumulate assets and liabilities, making their financial plans increasingly intricate. This is where financial advisors bring value—helping clients coordinate the many moving parts of their finances to ensure stability and direction, · [16:56] Resource Highlight: 50 Ways an Advisor Can Help You Bill and Pete introduce their latest resource, a downloadable PDF titled 50 Ways Financial Advisors Can Help You. This guide outlines both common and unexpected ways an advisor can add value, from tax-efficient strategies and risk management to behavioral coaching and legacy planning. They focus on six key areas: Behavioral Coaching – Helping clients avoid impulsive financial decisions, particularly in turbulent markets. Investment Management – Ensuring proper asset allocation, rebalancing, and managing portfolios to align with financial goals. Tax Strategies – Providing tax-efficient approaches to minimize liabilities and increase savings. Risk Management – Addressing potential financial risks through planning and insurance, securing clients' financial foundation. Legacy Planning – Facilitating discussions about asset distribution, including wills, trusts, and the timing of inheritance. Sound Bites · "The road does separate, one path leads to confidence." · "Successful people do things that others won't do." · "Take that one first step, whatever that is for you." Conclusion If the conversation resonates and you're considering moving away from the "do-it-yourself" model to seeking professional guidance, Bill and Pete invite you to reach out. With resources at RunwayDecade.com and Horizon FG's website, they offer various ways to connect, either in person or virtually, for anyone ready to take that first step. Resources Mentioned 50 Ways Financial Advisors Can Help You (Downloadable PDF) This link provides an in-depth look at the variety of ways advisors can add value, from practical strategies to behavioral insights, helping clients achieve their financial goals. Dr. Hal Hershfield's Video on Future Self Visualization (available on YouTube) Contact Information For more insights, connect with Bill and Pete through the runwaydecade.com or Horizon FG websites. They welcome questions and are ready to help listeners build clarity and direction toward financial security.
Have you ever wanted to travel through time and see what your life will be like in the future? While we want the best possible future for ourselves, we often fail to make decisions that would make that a reality. So why are so many of us so disconnected from our future selves?This week on The Evolving Leader, co-hosts Jean Gomes and Scott Allender talk to psychologist Professor Hal Hershfield. Hal is Professor of Marketing, Behavioural Decision Making, and Psychology at UCLA's Anderson School of Management and is committed to the work of helping people make better long-term decisions. In his 2023 book ‘Your Future Self: How to Make Tomorrow Better Today' Hal explains that in our minds, our future selves often look like strangers. Many of us view the future as incredibly distant, making us more likely to opt for immediate gratification that disregards the health and wellbeing of ourselves in the years to come. He says that people who are able to connect with their future selves, however, are better able to balance living for today and planning for tomorrow.This is a fascinating listen.Referenced during this episode:Your Future Self: How to Make Tomorrow Better TodayOther reading from Jean Gomes and Scott Allender:Leading In A Non-Linear World (J Gomes, 2023)The Enneagram of Emotional Intelligence (S Allender, 2023)Social:Instagram @evolvingleaderLinkedIn The Evolving Leader PodcastTwitter @Evolving_LeaderYouTube @evolvingleader The Evolving Leader is researched, written and presented by Jean Gomes and Scott Allender with production by Phil Kerby. It is an Outside production.Send a message to The Evolving Leader team
This week, Enna chats with Dr. Hal Hershfield, Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA Anderson School of Management. In 2017, Hal was recognized as a 40 under 40 best business school professor. This year, he was voted as faculty of the year by MBA students at UCLA. Hal studies how thinking about time transforms the emotions and alters the judgments and decisions people make. His research concentrates on the psychology of long-term decision making and how time affects people's lives — specifically at a moment when Americans are living longer and saving less.Hal earned his PhD at Stanford Psychology under the mentorship of Dr. Laura Carstensen, who is Enna's PhD advisor currently. In this episode, Hal shares his journey in psychology, talks about his research on time and decision making as well as his recent book, Your Future Self: How to Make Tomorrow Better Today, an insightful and entertaining guide to grow into our ideal selves. Please join our substack (https://stanfordpsypod.substack.com/) to stay connected with our community of listeners from all over the world! If you found this episode interesting, please consider leaving us a good rating. It just takes a minute but will allow us to reach more listeners to share our love for psychology. Hal's website: https://www.halhershfield.com/ Hal's book: https://www.halhershfield.com/yourfutureself Hal's LinkedIn: https://www.linkedin.com/in/hal-hershfield/Hal's Twitter: @HalHershfieldEnna's LinkedIn: https://www.linkedin.com/in/ennayuxuanchen/ Enna's Twitter: @EnnaYuxuanChenPodcast Contact: stanfordpsychpodcast@gmail.com Podcast Twitter: @StanfordPsyPod
In this episode, Rory speaks with Hal Hershfield, a professor at UCLA Anderson School of Management and the author of "Your Future Self". They explore the concept of 'Mental Time Traveling' and the science behind creating a vivid visual picture of our future selves to make better decisions today. Hal shares insights on 'Projection Bias' and the 'Extreme Discounting of Future Rewards', explaining how our current state can cloud our future decisions and how our preferences can drastically reverse when faced with immediate rewards. He also discusses the role of the temporal parietal junction in our brains, explaining its crucial role in fostering empathy and perspective-taking, which can help us better understand and empathize with our future selves. Additionally, Hal discusses the role of algorithms in predicting our preferences and the potential of commitment devices we can use as guardrails for our future behavior. Curious about why Hal used images of Matt Damon and Natalie Portman in his research on connecting with our future selves? Ever wondered what the real-life serial killer, who inspired the show 'Dexter', has to do with our future self-concept? Tune in to this episode with renowned research and UCLA Professor Hal Hershfield to find out more.
Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management, and the author of Your Future Self: How to Make Tomorrow Better Today. Hal shares key insights about how people make decisions and common behavioral biases.
Hal Hershfield is a leading expert on the psychology of making decisions, but that doesn't mean that he always makes the right decisions about money, which should be reassuring for us all to hear. A Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management, Hal joins Carl to discuss some of his earliest memories about money (he looked it up in the ‘M' book of his Encyclopedia), the importance of aligning capital with what's important in our lives, and how we rationalize our decisions around money with our emotions way more than we should. Carl Instagram: @behaviorgap Blind Nil Instagram: @blindnilaudio Please direct business inquires to: blindnilaudio@magnolia.com Cover Art: Josh Passler - TheFinArtist.com Music Credits: Alexandra Woodward / Rabbit Reggae / courtesy of www.epidemicsound.com Cody Francis / Wherever You're Going / courtesy of www.epidemicsound.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Carl takes a look back on moments from the first 20 episodes of the show, and highlights some moments that you may have missed. Celebrity Chef and Food Network Star Maneet Chauhan reflects on growing up in India and how she never compared what she had to her peers (ie - life before Instagram)! Musician Lukas Nelson reveals how he writes music that is important to him and what he learned from his Dad, Willie Nelson, about the business of writing songs. Venture Capitalist Bryce Roberts opens up ‘The Devil's Golden Question', a deceivingly complex question that we should all be asking ourselves: “How much is enough…for you?” Comedian Gina Yashere from CBS's Bob Hearts Abishola tells Carl how she fell into comedy after pursuing a ‘safer' career as an engineer, and why her mother eventually supported her. And UCLA Professor Psychology and Behavioural Decision-Making Hal Hershfield unpacks some of the most revolutionary thinking behind Carl's conversation with Jamie, a diagnosed psychopath. Carl Instagram: @behaviorgap Blind Nil Instagram: @blindnilaudio Please direct business inquires to: blindnilaudio@magnolia.com Cover Art: Josh Passler - TheFinArtist.com Music Credits: Alexandra Woodward / Rabbit Reggae / courtesy of www.epidemicsound.com Cody Francis / Wherever You're Going / courtesy of www.epidemicsound.com Learn more about your ad choices. Visit megaphone.fm/adchoices
With Dr. Hal Hershfield | Professor | Author | Summary: In this conversation, Hal Hershfield discusses the concept of future selves and the challenges of balancing future orientation with embracing the present. He explores the importance of creating emotional connections with our future selves and shares research on how to motivate future-oriented decisions. The conversation also touches on the significance of endings and how they can impact motivation. Finally, Hershfield discusses the decision-making process around end-of-life and retirement, highlighting the need for thoughtful planning and meaningful transitions. Shaun and Hershfield discuss the importance of transition (like retirement) and the importance of maintaining identity and happiness during transitional phases of life. They explore the factors that predict a successful transition and how individuals can implement strategies to ensure a positive experience. They also discuss the relationship between changing selves and identity, and how understanding this connection can impact one's approach to retirement. Ultimately, they emphasize the key to a happy and healthy relationship with money: using it as a tool to fund contentment and finding joy in both the present and future. BIO: Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. Takeaways: Balancing future orientation with embracing the present can lead to a more meaningful and satisfying life. Creating emotional connections with our future selves can help motivate future-oriented decisions. Endings can evoke mixed emotions, but they can also provide opportunities for growth and new beginnings. Maintaining a sense of identity and happiness in retirement is crucial, and individuals who have interests and strong social connections tend to thrive. Understanding the relationship between changing selves and identity can help individuals navigate transitions more effectively. Writing letters to future selves can provide valuable insights and guidance for living a happy and healthy life. Balancing living in the present with planning for the future is essential, as both contribute to overall well-being. LINKS: Dr. Hal Hershfield Website: CLICK HERE Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield: CLICK HERE
In this episode, we're joined by Hal Hershfield, Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management, and author of Your Future Self: How to Make Tomorrow Better Than Today. This episode dives deep into understanding our future selves and how we relate to them, especially in professional contexts. We discuss how goal setting and future planning play a major role and how time travel plays into it. The conversation delves into present bias and procrastination, distinguishing between superficial planning and deep future planning. Hal shares how we get the concept of future selves wrong and also brings up external influences and affective forecasting. We also touch on balancing utility over time and the importance of giving focus to our present selves too. Finally, we discuss practical techniques to enhance our vision of our future selves and also highlight a few researchers in the field.To learn more about Hal and his work:Hal's website: https://www.halhershfield.com/Hal's book: https://www.halhershfield.com/yourfutureselfEpisode ResourcesVisual GuideYouTubeProducer: Podrick Sonicson To learn more about New Rules for Work:WebsiteLabs NewsletterEvent: 2024 Intent to Impact in Austin, TX
A leading behavioral psychologist reveals practical strategies to help you actually make the changes you want to make this new year (and beyond).Hal Hershfield is a professor of marketing, behavioral decision-making, and psychology at UCLA's Anderson School of Management, and the author of Your Future Self: How to Make Tomorrow Better Today. His research on future selves has been featured in the New York Times, the Wall Street Journal, the Washington Post, as well as the Harvard Business Review and Psychology Today. In this episode we talk about:What he means by a future self, and why thinking about your future self will help you make better decisionsHow to think about your future self without neglecting the present momentThe importance of commitment devices, and what they are — including some which you can even adopt right nowThe importance of breaking down big goals to make them achievableHow to reframe commitments so that you actually stick to themThe role of mental time travel to help you actually do what you say you want to doRelated Episodes:How to Change Your Habits | Katy MilkmanAtomic Habits | James ClearSign up for Dan's weekly newsletter hereFollow Dan on social: Instagram, TikTokTen Percent Happier online bookstoreSubscribe to our YouTube ChannelOur favorite playlists on: Anxiety, Sleep, Relationships, Most Popular EpisodesFull Shownotes: https://www.tenpercent.com/tph/podcast-episode/hal-hershfieldAdditional Resources:Download the Ten Percent Happier app today: https://10percenthappier.app.link/installSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Professor Hal Hershfield from UCLA's Anderson School of Management discusses key concepts from his book, "Your Future Self: How to Make Tomorrow Better Today." First, he recommends a departure from traditional goal-setting and the use of proxies. Instead, his primary focus is on narrowing the gap between our present and future selves, emphasizing health choices, prudent financial decisions for retirement, and commitment to financial and fitness goals. Hershfield addresses the challenge of forming an emotional connection with one's future self, proposing practical exercises like writing letters and using technology to evoke a vivid future self. He also introduces practical tools like commitment devices for better financial decision-making. Overall, Professor Hal Hershfield recommends reframing the way financial education is taught.
Stay in touch and sign up for Paco's weekly email newsletter, The Nerdletter. In this episode of Weird Finance, Paco talks to Michael Hershfield about the innovative concept behind Accrue, a co-branded savings wallet that aims to revolutionize how we save money. Michael also addresses the lack of innovation in US saving options, the challenges American consumers face in effective savings, the personal experiences and beliefs that drove the creation of Accrue, and Michael and Paco's personal beliefs on buy now, pay later options for consumers. Michael is the Founder and CEO of Accrue Savings, the first in the “Save Now, Buy Later” category that addresses a critical gap in the shopping experience by providing a payment alternative that rewards consumers for saving. Accrue Savings has received nearly $30 million in funding from some of the biggest names in venture and commerce – including Tiger Global, Box Group, Aglaé Ventures (tech investment firm backed by Groupe Arnault), UPS CEO Carol Tomé and Fanatics CEO Michael Rubin, Twelve Below, Red Sea Ventures and more. Before Accrue, Michael was an SVP of Sales at WeWork for more than three years and COO of Nucleus. This episode also features a segment called Stock Watch with Amanda Holden (@dumpster.doggy). In this segment, we'll follow a stock-picking competition between a dog named Henry, a cat named Hugo, and a human baby. If you'd like to learn more about investing from Amanda, sign up for her online course, Invested Development. A special thanks to the talented and generous Ramsey Yount for producing, editing, and sound designing this episode. Thank you to Ramsey Yount and Andrew Howards for lending your voice for our special PSA. The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. If you'd like to contact us about the show or ask Paco a question about finances, call our hotline at 1-833-ASK-PACO, email us at weirdfinancepod (at) gmail.com or submit your questions here. We'd also love your listener feedback about the show; here's a short survey.See omnystudio.com/listener for privacy information.
To access our conference library of 200+ fascinating psychology talks and interviews (with certification), please visit: https://twumembers.com In this interview, I'm joined by Professor Hal Hershfield. Hal is a Professor of Marketing, Behavioural Decision Making, and Psychology at UCLA, who Angela Duckworth describes as “one of today's leading behavioural scientists”. Hal's research focuses on the psychology of the future self and how you can leverage it to improve decision making and quality of life for both your present and future selves. This conversation explores some of the key ideas from Hal's new book, including: — The End of History Illusion; what it is, and why becoming aware of it can free you to take a more experimental approach to life — Laurie Paul's “Vampire Problem” and its implications for the existential decisions in our lives. — The neuroscience of the future self — How we see and treat our future selves as strangers, and how this disconnection leads to sub-optimal decision making — Journaling strategies for strengthening the connection to your future self. And more. Learn more about Hal's work at: https://www.halhershfield.com. --- To access the full conference package, as well as supporting materials, quizzes, and certification, please visit: https://twumembers.com --- Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. He earned his Ph.D. in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, and many financial services firms such as Fidelity, First Republic, Prudential, Morgan Stanley, Merrill Lynch, and Avantis. Hal shares five key insights from his new book, Your Future Self: How to Make Tomorrow Better Today. To learn more about Hal, you can follow him on his Twitter @HalHershfield and on his website at https://www.halhershfield.com. --- Interview Links: — Hal's website: https://www.halhershfield.com — Hal's book: https://amzn.to/3FI2ttr
In this episode, we welcome back Hal Hershfield, Associate Professor of Marketing and Behavioral Decision Making at UCLA Anderson School of Management. Hal is renowned for his pioneering work in understanding how individuals make financial decisions, and he shares invaluable insights that can help us navigate the complexities of financial planning. In our conversation, live from Future Proof, we explore the intersection of behavioural economics, financial decision-making, and the potential for AI to enhance financial advisory services through the lens of Hal's latest research findings. We explore framing insurance decisions, the impact of generative AI on financial choices, and the often-overlooked realm of end-of-life decisions. Discover why the key to success lies in understanding different consumer segments, how advisors can optimize the frequency of client meetings, and how clients and advisors should be working together. We also unpack the importance of personalized decisions, the value of a decision-making journal, the framework for making the right financial choice, and much more. Tune in to gain valuable insights into behavioural economics, consumer preferences, and the evolving financial planning landscape with Hal Hershfield! Key Points From This Episode: (0:02:41) Hal shares his motivation for writing the paper and why the topic of financial decision-making is so vital to understand. (0:04:28) An overview of our current understanding of financial decision-making and interesting findings from the latest work on the subject. (0:09:00) How to leverage the current knowledge of financial decision-making to your benefit. (0:10:27) Opportunities for the industry to improve, both in academia and industry. (0:15:09) Characterizing the framework for conceptualizing financial decisions, from decision-making to the consequences. (0:18:13) The biggest gaps and opportunities for future research and the value of writing and maintaining a decision journal. (0:22:33) The potential of AI to influence financial decision-making, and an example of an exciting use-case. (0:26:31) Exploring the role of human financial advisors in an AI-dominated world. (0:29:56) Insights into the steps for a client and advisory firm to work together effectively. (0:34:07) What area of research in behavioural finance excites Hal the most. (0:36:23) Bridging the gap between industry and academia. Links From Today's Episode: Future Proof Festival 2023 — https://futureproof.advisorcircle.com/ Advisor Circle — https://www.advisorcircle.com/ Hal Hershfield — https://www.halhershfield.com/ Hal Hershfield on X — https://twitter.com/HalHershfield Hal Hershfield on LinkedIn — https://www.linkedin.com/in/hal-hershfield-a2b91510/ Episode 141: Hal Hershfield — https://rationalreminder.ca/podcast/141 Episode 256: Hal Hershfield — https://rationalreminder.ca/podcast/256 Your Future Self — https://www.amazon.com/Your-Future-Self-Tomorrow-Better-ebook/dp/B0BH4LL53X ‘Consumer Financial Decision Making: Where We've Been and Where We're Going' — https://www.journals.uchicago.edu/doi/full/10.1086/727194 Poruz Khambatta on LinkedIn — https://www.linkedin.com/in/poruz/ Writing for Busy Readers — https://www.amazon.com/Writing-Busy-Readers-Communicate-Effectively/dp/0593187482 ‘Behavioural science is unlikely to change the world without a heterogeneity revolution' — https://www.nature.com/articles/s41562-021-01143-3 Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://twitter.com/RationalRemind Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/ Benjamin on X — https://twitter.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://www.pwlcapital.com/profile/cameron-passmore/ Cameron on X — https://twitter.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/
Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. Listen now and learn: How our identities change over time Why our future self feels like a complete stranger Ways to make good long-term decisions easier on your current self Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
The Brainy Business | Understanding the Psychology of Why People Buy | Behavioral Economics
Hal Hershfield is here to discuss the concept of the future self and its impact on decision-making, featuring insights from his new book, Your Future Self. Hershfield explains that humans often prioritize their present desires over their future goals, leading to short-term thinking and procrastination. He highlights the importance of considering future outcomes when making choices and provides strategies for aligning present actions with future desires. This episode is relevant for individuals seeking to overcome present bias and improve their decision-making skills. By understanding the principles of what Hal calls “mental time travel” and applying the techniques discussed in the episode, listeners can increase their long-term goal prioritization and make more informed choices that lead to long-term success. In this episode: Discover the intriguing concept of the future self and how it shapes our perceptions. Uncover the power of your future self for superior decision-making. Establish an emotional bond with your future self, fostering personal growth. Understand the application of mental time travel in business to strengthen your strategies. Show Notes: 00:00:00 - Introduction, In this episode, Melina Palmer interviews Dr. Hal Hershfield, author of Your Future Self. They discuss the concept of time discounting and the ways in which our present and future selves are connected. 00:02:08 - Understanding the Self, Hal explains that the self is a bundle of associations, emotions, thoughts, and ideals that have some stability over time. He explores the idea of how we define ourselves and how our perception of our future selves affects our decision-making. 00:06:00 - Similarity with Future Self, Hal highlights the importance of feeling a sense of connection and emotional overlap with our future selves. The more we see ourselves as similar to our future selves, the more likely we are to make decisions that benefit them. 00:11:42 - The "We" Aspect, The concept of the "we" relationship, similar to how we view our relationships with others, can also apply to our relationship with our future selves. Thinking of our future self as part of our collective identity can help us make decisions that benefit both our present and future selves. 00:13:23 - Reframing Future-oriented Decisions, Hal discusses the importance of reframing future-oriented decisions to provide immediate benefits and satisfaction. By finding pleasure in doing something good for our future selves, we can increase motivation and make better long-term decisions. 00:14:44 - Making Decisions with the Future Self in Mind, Hal emphasizes the importance of considering how we will look back on our decisions instead of focusing solely on our immediate feelings. By stepping into the shoes of our future selves, we can reassess our choices and consider the value of relief in completing tasks versus the regret of procrastinating. 00:15:11 - The Hidden Zero Effect, Dr. Hershfield introduces the concept of the "hidden zero effect" in decision-making. By considering both the immediate benefits and long-term consequences of our choices, we can make more informed decisions. This approach helps us avoid neglecting the potential negative outcomes or overlooking the relief we may feel in completing tasks. 00:16:34 - Mistakes in Mental Time Travel, Hal discusses three common mistakes in mental time travel: missing your flight, poor trip planning, and packing the wrong clothes. These mistakes, which are all featured in his book, Your Future Self, highlight how we can become too focused on the present moment and fail to consider the future implications of our actions. By avoiding these mistakes, we can make better decisions for our future selves. 00:19:24 - Short-Term vs. Long-Term Focus in the Workplace, In the context of work, it is important to balance short-term and long-term focus. Hal suggests considering whether we prioritize urgent tasks over important ones and how we can shift our mindset to focus on long-term goals. This applies to both individual employees and collective organizations. 00:28:28 - Learning from Individuals, The conversation discusses the importance of learning from individuals within an organization and how their actions can be used to overcome challenges. 00:29:23 - Exciting Future Research, Dr. Hershfield shares his excitement about two areas of future research. The first is a deeper exploration of commitment devices and understanding the predictors of their adoption. The second is focusing on collective decisions, environmental decisions, and end-of-life planning, including the use of letter-writing exercises. 00:32:35 - Balancing the Present and Future, Hal discusses the concept of balancing the present and future. He shares a personal story about realizing that there will be a day when his children no longer want to spend time with him, highlighting the importance of living in the present while also considering future goals and values. 00:34:46 - Behavioral Change Intervention, Hal and his colleague are working on a project using the idea of balancing the present and future as a behavioral change intervention. They aim to apply this concept to various areas, including parent-child relationships, to help individuals make choices aligned with their long-term values. 00:38:42 - Intentional Mental Time Travel, The conversation emphasizes the importance of intentional mental time travel. Instead of reactive thinking, individuals should make deliberate choices about when to live in the moment and when to consider the impact of their actions on the future. 00:43:07 - Conclusion, Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show. I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Connect with Hal: Follow Hal on X Follow Hal on LinkedIn Hal's website Learn and Support The Brainy Business: Check out and get your copies of Melina's Books. Get the Books Mentioned on (or related to) this Episode: Your Future Self, by Hal Hershfield How To Change, by Katy Milkman Both/And Thinking, by Wendy Smith and Marianne Lewis The Power of Regret, by Dan Pink Outsmart Your Brain, by Dan Willingham Top Recommended Next Episode: Time Discounting (ep 322) Already Heard That One? Try These: How To Change, with Katy Milkman (ep 151) Both/And Thinking with Wendy Smith (ep 261) Loss Aversion (ep 316) The Power of Regret, with Dan Pink (ep 214) The Power of Us, with Dominic Packer (ep 304) Precommitment (ep 120) How To Set and Exceed Brainy Goals (ep 70) Outsmart Your Brain, with Dan Willingham (ep 281) Other Important Links: Brainy Bites - Melina's LinkedIn Newsletter Hal's faculty page at UCLA
On his institutional web homepage at the University of California-Los Angeles's Anderson School of Management, psychologist Hal Hershfield posts one statement in big italic type: “My research asks, ‘How can we help move people from who they are now to who they'll be in the future in a way that maximizes well-being?” In this Social Science Bites podcast, Hershfield and interviewer Dave Edmonds discuss what that means in practice, whether in our finances or our families, and how humans can make better decisions. Hershfield's new book, Your Future Self: How to Make Tomorrow Better Today, offers a popular synthesis of these same questions. Much of his research centers on this key observation: “humans have this unique ability to engage in what we call ‘mental time travel,' the ability to project ourselves ahead and look back on the past and even project ourselves ahead and look back on the past while we're doing so. But despite this ability to engage in mental time travel, we don't always do it in a way that affords us the types of benefits that it could.” Those benefits might include better health from future-looking medical decisions, better wealth thanks to future-looking spending and savings decisions, or greater contentment based on placing current events in a future-looking context. Which begs the question – when is the future? “The people who think the future starts sooner,” Hershfield explains, “are the ones who are more likely to do things for that future, which in some ways makes sense. It's closer, it's a little more vivid. There's a sort of a clean break between now and it. That said, it is a pretty abstract question. And I think what you're asking about what counts in five years, 10 years, 20 years? That's a deeper question that also needs to be examined.” Regardless of when someone thinks the future kicks off, people remain acutely aware that time is passing even if for many their actions belie that. Proof of this comes from studies of how individual react when made acutely aware of the advance of time, Hershfield notes. “People place special value on these milestone birthdays and almost use them as an excuse to perform sort of a meaningfulness audit. of their lives, … This is a common finding, we've actually found this in our research, that people are more likely to do these sorts of meaning-making activities as they confront these big milestones. But it's also to some degree represents a break between who you are now and some future person who you will become.” Hershfield concludes the interview noting how his research has changed him, using the example of how he now makes time when he might be doing professional work to spend with his family. “I want my future self to look back and say, ‘You were there. You were present. You saw those things,' and not have looked up and said, ‘Shoot, I missed out on that.' I would say that's the main way that I've really started to shift my thinking from this work.”
I talk with Hal Hershfield, Professor of Marketing, Behavioural Decision Making and Psychology at UCLA's Anderson School of Management, about how mental time travel can help us to procrastinate less, make better decisions and become the person we want to be. Show notes at www.helenbeedham.com/podcast.
Summary Hal Hershfield is a Professor of Marketing, Behavioural Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. He is also the author of the recently released best-selling book Your Future Self: How to Make Tomorrow Better Today His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, First Republic, Prudential, Morgan Stanley, Merrill Lynch, and Avantis. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In the World” by business education website Poets & Quants. In this episode Hal and I discuss the challenges that individuals face when it comes to retirement and how our present selves often anchor us and distort our decisions about the future. We also delve into the importance of seeing our future selves and how it can impact our happiness and well-being and our conversation touches on the dangers of procrastination and the need to prioritize experiences and make intentional choices in retirement. Useful Links Buy Hal's brilliant book Your Future Self: How to Make Tomorrow Better Today Visit Hal's website Subscribe to the Humans vs Retirement podcast on Apple Podcasts, and Spotify Download for free my 7 Step Retirement Toolkit Subscribe to my fortnightly newsletter Stay The Course Connect With Hal LinkedIn X / Twitter Connect With Me TFP Financial Planning LinkedIn X / Twitter Book in a chat if you want a second opinion about your retirement planning. Email at dan@tfp-fp.com Find out more at www.humansvsretirement.com
A simple act of a generosity from a coffee shop barista helped Hal feel like he was finally a part of his community. Do you have your own story of an unsung hero? We'd love to hear it! Record a voice memo and email it to us at myunsunghero@hiddenbrain.org. Some guidance:--Focus on ONE moment that you will never forget. --Make sure you're in a quiet, non-echoey room.--Speak conversationally, like you're talking to a friend.--Let us know why this person continues to impact your life.--If your hero were standing front of you today, what would you say? Address them directly.-- Here are some tips on how to make a great recording on your phone.Thank you!
Who were you ten years ago? How did that person think? How did they see the world? And what about today? How have those things changed? How would you feel if you passed that person on the street tomorrow? Would you recognize them? Now instead of who you were, ten years ago, what if it's who you want to be ten years from now? Hal Hershfield understands that connecting with our future selves can feel like a vague, unfulfilling endeavor. But to hear him say it, it's one of the most valuable ways we have to connect with our spirit and our purpose.
Second City Works presents "Getting to Yes, And" on WGN Plus
Kelly connects with UCLA professor Hal Hershfield to talk about his new book “Your Future Self: How To Make Tomorrow Better Today.” “Your fate is not fixed. Not even close.” “We can never really know our future selves.” “You are actually a we.”
Today's feature book is one that I can't wait to read with others. Yes, I've read it myself, but I want to talk about with other people and share insights ASAP. That's when you know you've stumbled across a great book. And that book is Your Future Self: How to Make Tomorrow Better Today, and […] The post 491: Your Future Self with Hal Hershfield first appeared on Read to Lead Podcast.
When you think of your 'future self,' who do you see? The image is probably pretty blurry, but it doesn't have to be. My guest Hal Hershfield believes that by strengthening the connections between your present and future selves, you gain a new perspective on what's important—and create the future you want. Hershfield is the author of Your Future Self: How to Make Tomorrow Better Today and a Professor of Marketing, Behavioral Decision Making at UCLA's Anderson School of Management. He spent over a decade researching how understanding our future selves can help us achieve our goals and hopes for the future. Topics discussed include: How similar our future selves are to our present selves Why living in the now is not in opposition to planning for the future. How thinking of our future self motivates us. Techniques for connecting with your future self. Subscribe to the Write About Now newsletter @ bit.ly/SmallTalkSubstack Watch interview @ bit.ly/WriteAboutNowYouTube
On today's episode, Kunle is joined by Michael Hershfield, Founder & CEO of Accrue Savings, a one-of-a-kind merchant-embedded shopping experience that gives customers cash rewards when they save up for their purchases. As a consumer the whole idea of Buy Now Pay Later, is a tempting offer especially when it comes to high ticket price purchases. It's basically debt-disguised in fancy and enticing words. As a merchant, the whole model may not be financially stable especially when it comes to fraud and scams. It's a common issue in the BNPL sphere. Accrue Savings is providing an opposite model, the Save Now Pay Later model. With their strong devotion to their merchants' best interests, they developed the model not only to support the merchant but also to empower their consumers to save and pay on their own terms. It's a mind-blowing trend that merchants are now applying to their business and yielding great results. In this episode, Kunle and Michael talk about his hundred-day journey to build Accrue. You will get to hear about how Accrue is aligning their business to the merchant's best interest. This is a great episode for business owners and marketers looking for a unique way to get more customers by using the Save Now Pay Later model. a brand is looking at the possibility of using influencer marketing to grow their brand. --- SPONSORS: This episode is brought to you by: Tidio This episode is sponsored by Tidio, the highest-rated live chat app on Shopify. Tidio is a versatile platform that offers personalized shopping experiences, boosts customer satisfaction, and manages all communication channels on one dashboard. It can automate up to 47% of recurring questions with its deep Shopify integration. With the budget-friendly Tidio Plus Plan, you get a dedicated customer success manager, personalized training sessions, and more. Tidio powers over 300,000 brand websites, including Shell, Wellbots, and Valyou Furniture. Head to Tidio.com/2X to take control of your customer relationships and supercharge your growth. Treyd The 2X eCommerce Podcast is sponsored by Treyd, a revolutionary financing service transforming product launches for eCommerce brands. As the ultimate inventory purchasing solution, Treyd lets you sell first, pay suppliers later. Treyd's unsecured funding and credit model improves cash flow, supports larger orders, and even helps negotiate supplier discounts. With a transparent, pay-as-you-go model, Treyd offers unmatched flexibility and minimal onboarding, independent of eCommerce platforms. Experience the power of "Sell first, pay suppliers later" and snooze invoices for up to 120 days. Transform your business with Treyd today on Treyd.io.
IN EPISODE 146: We know that the decisions we make today will determine the lives we lead in the future. The best way to get better outcomes? Get to know your future self. In Episode 146, Hal Hershfield explores the brain-based case for visualizing ourselves in the future. We discuss the benefits of prospection, ways to identify more strongly with our future selves, the value of "surrogates" and tapping the wisdom of elders, and why the future isn't as bleak as we sometimes make it out to be. We need to live in the present but look to the future -- and after listening to Hal, you'll know how to make tomorrow better today. ABOUT HAL HERSHFIELD: Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management. His work has been published in top academic journals and in the popular press in outlets like the New York Times, Harvard Business Review, and the Wall Street Journal. Hal has worked with the Consumer Financial Protection Bureau and numerous financial services firms like Fidelity, First Republic, Prudential, Morgan Stanley, and Merrill Lynch, and is the author of Your Future Self: How to Make Tomorrow Better Today.
El autor nos ofrece infinidad de herramientas, para buscar alternativas, soluciones a las problemáticas que estemos, como te digo siempre, no es un todo, pero es el inicio a una forma enriquecedora de vivir...
El autor en su libro nos ofrece infinidad de estrategias para tener un futuro mejor, nos habla del lugar importante que tiene el presente, nos menciona el pasado que puede complementarnos...
Imagine shaping your future with better decision-making today. What would that look like? This captivating episode features Dr. Hal Hershfield, a professor of marketing, behavioral decision making and psychology at UCLA's Anderson School of Management, who takes us on a journey into the psychology of long-term decision-making. We dive deep into the intriguing concept of our 'future self', investigating how our perceptions of ourselves in the future impact the choices we make, particularly in finance, health, and ethics.Navigating the road to our future selves can be a balancing act between present satisfaction and future aspirations. We explore this delicate equilibrium, discussing the role of personality in shaping these decisions and the potential for personal growth and change. Are you prepared to embrace change in your journey? We delve into the aspects that can be navigated, and those that require a more reactionary approach, offering an enlightening perspective on our future selves.Lastly, we decode the mystery of decision-making for our future selves. Drawing from Dr. Hershfield's fascinating research on how time influences our lives, we discuss practical techniques to embrace personal change and overcome obstacles. We talk about embracing the unknown, making plans for our future selves that we won't regret, and using a 'longevity toolkit' to frame decisions. This episode is an intriguing mix of thought-provoking ideas that you won't want to miss—an enlightening conversation that just might inspire you to think differently about your future self. Tune in and let's shape a better future, together!Your Host: Kimberly Beam Holmes, Expert in Self-Improvement and RelationshipsKimberly Beam Holmes has applied her master's degree in psychology for over ten years, acting as the CEO of Marriage Helper & CEO and Creator of PIES University, being a wife and mother herself, and researching how attraction affects relationships. Her videos, podcasts, and following reach over 200,000 people a month who are making changes and becoming the best they can be.Website: www.kimberlybeamholmes.comThanks for listening!Connect on Instagram: @kimberlybeamholmesBe sure to SUBSCRIBE to the podcast and leave a review!
How can we make better choices today to benefit our future selves? Hal Hershfield outlines strategies like visualizing your future self, writing letters, making commitments, and recognizing that your preferences will change over time. Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He joins us on this episode to discuss his new book, "Your Future Self: How to Make Tomorrow Better Today". It was so tempting to make this conversation with Hal really philosophical. Is our future self the same person as today, or more like a stranger? Do memories make us who we are? How can we bridge the existential gap between our future self and current self? But listeners will be glad to know that Kurt and Tim also delve into the practical aspects of Hal's research, touching on how we can help ourselves plan for the future. The biggest take away though is that Hal emphasizes the need to make sacrifices feel psychologically easier today in order to benefit our future selves. He outlines three "time travel mistakes" we frequently make: missing our flight represents getting stuck in the present, poor trip planning represents thinking about the future but not deeply, and packing the wrong clothes represents unfairly projecting our present emotions onto our future selves. Want your future self to still be able to listen to Behavioral Grooves Podcasts? Invest in the show's future by making a small donation on Patreon so we can keep bringing you insightful conversations like this one. Thank you to all our listeners to help make the show! Topics (2:54) Welcome and speed round questions. (7:14) Is our future self actually the same person? (11:18) Do memories make us who we are? (15:20) Common time travel mistakes. (22:36) Why you should write a letter to your future self. (27:51) What do you need to do today to make tomorrow better? (34:49) Does looking back on your regrets help you look forward. (38:42) Hal's future musical tastes. (44:10) Grooving Session with Kurt and Tim on our future selves. © 2023 Behavioral Grooves Links Hal Hershfield's book “Your Future Self: How to Make Tomorrow Better Today”: https://amzn.to/3E2acSh Wilson, T. D., & Gilbert, D. T. (2003) “Affective Forecasting”: https://dtg.sites.fas.harvard.edu/Wilson%20&%20Gilbert%20%28Advances%29.pdf John Locke: https://en.wikipedia.org/wiki/John_Locke Ship of Theseus: https://en.wikipedia.org/wiki/Ship_of_Theseus Strohminger N, Nichols S. (2014) “The essential moral self”: https://pubmed.ncbi.nlm.nih.gov/24503450/ Behavioral Grooves Patreon: https://www.patreon.com/behavioralgrooves Musical Links The National “Sea Of Love”: https://www.youtube.com/watch?v=yIWmRbHDhGw Guster “Satellite”: https://www.youtube.com/watch?v=bAkvb2Rhces Cat Stevens “Father & Son”: https://www.youtube.com/watch?v=P6zaCV4niKk The Beatles “Help”: https://www.youtube.com/watch?v=2Q_ZzBGPdqE Belle and Sebastian “I want the world to stop”: https://www.youtube.com/watch?v=wjW3tZhdnyw
Do you recognize yourself when you imagine who you'll be in the future? Or does it feel like you're looking at a stranger? In this episode of WealthStyle, Evan Wohl speaks with Hal Hershfield, professor of psychology, marketing, and behavioral decision-making at UCLA's Anderson School of Management on why it is so hard for most … Continue reading How to Make Tomorrow Better Today with Hal Hershfield →
For any trade-off between your current and future self, it's always the you of today who has to make the sacrifice. In his final appearance on the show, UCLA's Hal Hershfield offers a way around that problem.
Today, Hal Hershfield ("Your Future Self") explains how you can make life better tomorrow by making grand plans now to ease your future life.
Does your future self seem kinda blurry? Try writing them a letter.
It may sound strange, but if you can learn to treat your future self like someone you really care about, then you'll be more likely to make satisfying, rewarding, and ethical long-term decisions.
Can vividly imagining your future self help you make better decisions? Hal Hershfield thinks so, and he's got the research to prove it. Hal — who teaches at UCLA and has been called a “pioneering psychologist” by none other than our curator Adam Grant — is out with a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he is here all week to help Michael, you, and future you achieve success.
Hal Hershfield, social psychologist, professor of marketing, behavioral decision making, and psychology at UCLA's Anderson School of Management, author, and TEDx speaker joins me on this episode. Hal has been published in top academic journals and he also contributes to op-eds in The New York Times, Harvard Business Review, The Wall Street Journal, and other outlets. He was named one of the “40 Under 40 Top Business School Professors” by business education website Poets & Quants. Topics we cover include Hal's professional journey, the concept of self, the connection between our current and future self, key insights from Hal's book, Your Future Self, using AI tools to connect with our future selves, and more. Get connected with Hal: Website: https://www.halhershfield.com/ LinkedIn: https://www.linkedin.com/in/hal-hershfield-a2b91510/ Twitter: https://twitter.com/HalHershfield Instagram: https://www.instagram.com/hal.hershfield/ Purchase a copy of Your Future Self here: https://www.amazon.com/gp/product/0316421251 Leave a 5-star review with a comment on Apple Podcasts: https://podcasts.apple.com/us/podcast/business-minds-coffee-chat/id1539014324 Subscribe to my Business Builder Newsletter: https://bit.ly/32y0YxJ Want to learn how you can work with me to gain more clarity, build a rock-solid foundation for your business, and achieve the results and success you deserve? Visit http://jayscherrbusinessconsulting.com/ and schedule a 1:1 discovery coaching call. Enjoy, thanks for listening, and please share with a friend! To your success, Jay
Hal Hershfield discusses how to make–and stick with–better decisions to enrich your future self. — YOU'LL LEARN — 1) Why you should build a relationship with your future self. 2) How to motivate yourself to do the hard things now. 3) The key to creating lasting habits. Subscribe or visit AwesomeAtYourJob.com/ep882 for clickable versions of the links below. — ABOUT HAL — Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, First Republic, Prudential, Morgan Stanley, Merrill Lynch, and Avantis, and marketing agencies such as Droga5. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants. His book, Your Future Self: How to Make Tomorrow Better Today, will be published in June. • Book: Your Future Self: How to Make Tomorrow Better Today • LinkedIn: Hal Hershfield • Twitter: @HalHershfield • Website: HalHershfield.com — RESOURCES MENTIONED IN THE SHOW — • Study: “The End of History Illusion” by Jordi Quoidbach, Daniel T. Gilbert , AND Timothy D. Wilson • Book: A Visit from the Goon Squad by Jennifer Egan • Past episode: 090: Shocking Ways to Hack Your Habits with Maneesh Sethi • Past episode: 317: How to Form Habits the Smart Way with BJ Fogg, PhD • App: StickK See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Episode 30 features Michael Hershfield, the Founder and CEO of Accrue Savings. The conversation goes in depth on the payments landscape, savings culture, and how his company can win in an immediate gratification culture like the United States. Michael also offers his take on Jared Leto's performance as Adam Neumann in WeCrashed. Michael is a Canadian native who was a senior sales executive at WeWork before starting Accrue. He is also the veteran of several early stage startups. He says he founded Accrue in 2021 in dismay over the state of the payments landscape in his adopted country. This Week in Local is brought to you by Localogy. To learn more, please visit Localogy.com.
Dr. Hal Hershfield is a Professor of Marketing, Behavioral Decision Making and Psychology at UCLA's Anderson School of Management. He focuses his research at the intersection of psychology and economics; and his work has been published in the NY Times, Harvard Business Review, and Wall Street Journal, among others. Dr. Hershfield is the author of a new book titled Your Future Self - How to Make Tomorrow Better Today, which he and Greg discuss in detail in this conversation. In the book, Dr. Hershfield explores deep questions on identity, like: Are we the same person throughout our entire lives? How can we connect more with our Future Self? And how might such an improved connection lead to improved behavior today when it comes to things like our fitness, nutrition and finances? Episode segments: (04:10) - Hal's fascination with connecting with our future selves (08:17) - Are we the same person for our entire lives? (12:15) - How Brazil's most notorious serial killer became a different person (17:27) - How one of your 5 key personal traits will change in the next 10 years (18:41) - Why the closeness you feel with your future self matters... A LOT! (25:05) - The "end of history" illusion or why you're not "fully baked" even though it feels that way (29:49) - Writing a letter to (and from) your future self (33:52) - Hollywood make-up artists and Hal's crazy experience "becoming" his future self (40:42) - How to use commitment devices to encourage behavioral change (47:52) - Better parenting by being more present (with the help of a "K-Safe") (54:22) - The irony of being too focused on the future and missing the present Link to (very) raw transcript: https://share.descript.com/view/51r2mYKG8om Be sure to follow Hal on Twitter @HalHershfield and Instagram @Hal.Hershfield - This episode is brought to you by Athletic Brewing Company. My listeners and newsletter readers know I love Athletic Brewing non-alcoholic brews. I love the quality and the variety. And I love that you can have them delivered straight to your door from AthleticBrewing.com But did you know that Athletic is also a Certified B Corp donating up to $2 million annually to protect and restore outdoor spaces around the globe through their Two for the Trails program? Personally, I love that this is a company that gives back to the community. It's a real reflection of the culture they've built there. And supporting hiking trails and maintaining outdoor spaces is a very cool cause that I feel great about supporting when I drink Athletic. Try Athletic Brewing Non-alcoholic Brews for yourself! Click the link below and Use code WISDOM to get 15% off your first order at athleticbrewing.com Near beer. Exclusions and conditions apply. Athletic Brewing Company. Fit For All Times. - Don't forget to follow Greg on Twitter @gregorycampion and subscribe to his bi-weekly newsletter: https://gregcampion.substack.com If you enjoyed this episode, please consider rating and reviewing Intentional Wisdom wherever you get your podcasts. --- Send in a voice message: https://podcasters.spotify.com/pod/show/intentionalwisdom/message Support this podcast: https://podcasters.spotify.com/pod/show/intentionalwisdom/support
Do you think about your FUTURE SELF a lot? Or are you always caught up with your PRESENT SELF, or worse, deceived by your FILTERED SELF that you use in your social media posts? Hahaha! --- Send in a voice message: https://podcasters.spotify.com/pod/show/fqmom/message
Welcome to a new episode of The Retirement Wisdom Podcast, where we explore useful ideas and different perspectives that can help you retire smarter. Do you have a clear picture of yourself in the future? What will you be doing in your life in retirement? Hal Hershfield is a professor of marketing and behavioral decision-making at UCLA. His research shows that getting to know Your Future Self can not only help you make smarter decisions to prepare for the future, but also benefit you in the present. His new book Your Future Self: How to Make Tomorrow Better Today examines the world of our future selves and how we can bridge the gap between our present actions and long-term goals - and why you'll want to develop a vivid picture of and a closer connection with your future self. Hal Hershfield joins us from California. _________________________ Registration is now open for the next Design Your New Life in Retirement group coaching program -- with Very Early Bird pricing. Limited to 10 participants. _________________________ Bio Hal Hershfield is the author of the new book Your Future Self: How to Make Tomorrow Better Today. Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, Morgan Stanley, Merrill Lynch, and Avantis. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants. __________________________ For More on Hal Hershfield Your Future Self: How to Make Tomorrow Better Today Website __________________________ Podcast Episodes You May Like Happier Hour – Cassie Holmes Chatter & Your Inner Voice – Ethan Kross Retire Happy – Catherine Sanderson The Gift of Gratitude – Glenn Fox ____________________________ Wise Quotes On Visualizing Your Future Self "...One is to try to really figure out ways that we can ramp up the vividness of our future self....what can we do to make that future self more vivid and more concrete and less abstract? One thing we can do is write a letter to our future self and then write a letter back from our future self. And I think I really want to stress the back part because it kind of forces us to step into the shoes of our future self and see the world through their eyes. Engage in some visualization exercises where we try to think about deeply what's my life going to be like? How will I spend my time? Who will I spend it with? Am I workin not all the time? Am I traveling? What am I doing with myself? I think most people in the retirement space, in the financial planning space, they think of the future selves. It's not like this is a foreign concept, but it's always done at an implicit level. You talk about retirement, you talk about decumulation strategies, you talk about annuities, whatever. It's all sort of done in a very abstract and implicit way. But to like really bring the self back into the conversation, [ask] who am I? What am I going to be doing? That's where I think we can start to see some change in the way we really think about that period of time." On the FIRE Movement "And so, the question really does become one of harmony. How can I both live for today and live in a way that puts myself in a good position in the future? And there's no easy answer here,
This episode is brought to you by BiOptimizers Sleep Breakthrough, AirDoctor, and Paleovalley.Today on The Dhru Purohit Podcast, Dhru sits down with Hal Hershfield to discuss how to move closer to your goals and dreams using the power of visualization. Dhru and Hal talk about the roadblocks that get in the way and why setting a clear, distinct, and manageable timeline is essential to achieve your goals. Hal also shares tools like letter writing as a way to connect, communicate, and commit to your future self.Hal Hershfield is a Marketing, Behavioral Decision Making, and Psychology Professor at UCLA's Anderson School of Management. His research, which sits at the intersection of psychology and economics, examines how we can improve our long-term decisions. Hershfield publishes in top academic journals and contributes op-eds to The New York Times, Harvard Business Review, The Wall Street Journal, and other outlets. Hal earned his Ph.D. in psychology from Stanford University, has received numerous teaching awards, and was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by the business education website Poets & Quants. His book, Your Future Self: How to Make Tomorrow Better Today, is out now. In this episode, Dhru and Hal dive into:-What gets in the way of our goals and dreams (2:06)-Visualizing your future self (9:47)-The fundamentals of goal setting (23:57)-Ways to connect to your future self (35:13)-Why it's important to pair visualization with conversation (40:37)-Addressing the nuances of climate change (51:00)-Is the future getting better or worse? (1:00:23)-The dangers of comparison (1:10:45)-Getting clear on your goals (1:20:13)-Writing a letter to your future self to determine the obstacles of your goals (1:29:06)-Hal's highest hopes for the future and where to follow his work (1:39:11)For more on Hal Hershfield, follow him on Twitter @HalHershfield, LinkedIn @hal-hershfield, or through his website, halhershfield.com.Also mentioned in this episode:-Your Future Self: How to Make Tomorrow Better Today-Halhershfield.comRight now, you can get 10% off Sleep Breakthrough, and if you buy two or more, you'll get a free bottle of Magnesium Breakthrough for a limited time. Head to sleepbreakthrough.com/dhru and use code dhru10. AirDoctor is offering my community a special discount. Go to dhrupurohit.com/filter, and get access to the AirDoctor3000 for only $349. That's a $280 savings!Paleovalley is offering my listeners 15% off their first order. Head over to paleovalley.com/dhru to check out all their Paleo products and take advantage of this deal. Hosted on Acast. See acast.com/privacy for more information.
We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called “Your Future Self: How to Make Tomorrow Better Today,” and he found that the key to sticking to our goals is being able to imagine our future selves. Learn more about your ad choices. Visit megaphone.fm/adchoices
Balancing The Now and The Future Throughout my career, I've had the privilege of working with some amazing bosses. One was a woman named Cindy. What made her stand out? She constantly encouraged us to look beyond our day-to-day tasks. As a Vice President, I was under her guidance, and she, a Senior VP, was persistent in pushing us to plan for the future and break free from the firefighting of the present. This isn't just an issue for me and my colleagues at that time; it's something many of us encounter. Of course, it's important to be present and appreciate the moment, but in various aspects of our lives—be it projects, careers, health, or more—we often fail to look far enough ahead. This preoccupation with the present can hold us back from a better future. In this episode, I'm joined by Hal Hershfield, author of the insightful new book Your Future Self: How to Make Tomorrow Better Today. We all want a brighter tomorrow, whether for our projects, careers, relationships, health, or more. But evidence suggests that our relationship with the future can be a bit tricky. Sometimes we need a "Cindy"--someone to help us learn to look further down the road. Hal is that person, and his book is a valuable resource I'm confident you'll benefit from. I'm excited to share our conversation with you! Learn more about Hal and his book at HalHershfield.com/. For more episodes on this topic, check out: Episode 313, with Brian David Johnson about his book The Future You Episode 87, with Cecily Sommers about her book Think Like a Futurist AI for Project Managers and Leaders With the constant stream of AI news, it's sometimes hard to grasp how these advancements can benefit us as project managers and leaders in our day-to-day work. That's why I developed a new e-learning course: AI Made Simple: A Practical Guide to Using AI in Your Everyday Work. This self-guided course is designed for project managers and leaders aiming to harness AI's potential to enhance your work, streamline your workflow, and boost your productivity. Go to ai.i-leadonline.com to learn more and join us. The feedback from the program has been fantastic. Take this opportunity to unlock the potential of AI for your team and projects. Thank you for joining me for this episode of The People and Projects Podcast! Talent Triangle: Power Skills The following music was used for this episode: Music: Time Is Now by Sascha Ende Free download: https://filmmusic.io/song/395-time-is-now License (CC BY 4.0): https://filmmusic.io/standard-license Music: Time Of Change by WinnieTheMoog Free download: https://filmmusic.io/song/8915-time-of-change License (CC BY 4.0): https://filmmusic.io/standard-license
In this episode, Rory delves into the intriguing world of behavioral decision-making with Hal Hershfield, a professor at UCLA Anderson School of Management and the author of "Your Future Self". They explore the concept of 'Mental Time Traveling' and the science behind creating a vivid visual picture of our future selves to make better decisions today. Hal shares insights on 'Projection Bias' and the 'Extreme Discounting of Future Rewards', explaining how our current state can cloud our future decisions and how our preferences can drastically reverse when faced with immediate rewards. He also discusses the role of the temporal parietal junction in our brains, explaining its crucial role in fostering empathy and perspective-taking, which can help us better understand and empathize with our future selves. Additionally, Hal discusses the role of algorithms in predicting our preferences and the potential of commitment devices we can use as guardrails for our future behavior. Curious about why Hal used images of Matt Damon and Natalie Portman in his research on connecting with our future selves? Ever wondered what the real-life serial killer, who inspired the show 'Dexter', has to do with our future self-concept? Tune in to this episode with renowned research and UCLA Professor Hal Hershfield to find out more.
Today we welcome Hal Hershfield to the podcast. Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management. The recipient of numerous teaching awards, Hal was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants. He publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. His latest book is called Your Future Self: How to Make Tomorrow Better Today.In this episode I talk to Hal Hershfield about meeting your future self. Decisions are trade-offs between the present and the future. Oftentimes, it's easier to choose what feels gratifying now, than to choose what's more beneficial in the years to come. Hal believes this is because we feel disconnected to our future selves. Hal shows us the mental mistakes we commit when thinking about the future. He shares with us how to visualize who we want to become, so we can make choices that are better for us now and later. Website: www.halhershfield.comTwitter: @HalHershfield Topics03:21 Hal's expertise and background05:40 Your Future Self13:12 How much do we change over time?17:25 Mental mistakes when thinking about the future 24:20 Productive prospection 28:48 Why do we fail in our long-term goals?34:33 Time travel mistakes40:35 Visualizing your future self42:53 Making present sacrifices feel easier45:42 How to get people to follow through 47:37 The future selves of organizations50:17 Facing an uncertain future 54:03 The collective self
How does the connection we have with our future self impact the decisions we make today? And what active steps can we take to improve our connection with our future selves? Today on the show we welcome back Hal Hershfield, whose new book Your Future Self: How to Make Tomorrow Better Today delves into the science of our relationship with our future selves and what we can do to change it for the better. In our conversation with Hal, we discuss the concept of the self, how we change over time, and why so many of us feel disconnected from our future selves. He describes the research surrounding these subjects and their findings, including how the brain scans they performed demonstrate that we mostly see our future selves as strangers, and why this is caused, at least in part, by the fact that our future selves don't technically exist yet. We also discuss the interventions that have been shown to improve our relationship with our future selves, like viewing age-progressed images or exchanging letters with our future selves, and why everyone responds to these interventions differently. Having a strong connection with your future self has many benefits. It means you're more likely to make decisions that will serve you later in life, like saving for retirement, eating healthily, and exercising regularly. But Hal also warns that we risk losing sight of the present and what truly matters when we focus solely on the future. To hear all of Hal's knowledgeable insights on this topic and what he wants to explore next, be sure to tune in today! Key Points From This Episode: Defining the self and how our identity shifts depending on age, context, and the people we surround ourselves with. (0:04:08) An overview of Hal's research and what it reveals about how most people connect (or don't connect) to their future selves. (0:08:29) How empathy can influence our connection to our future selves. (0:11:36) Insights into why we tend to think of our future self the same way we think about strangers or acquaintances. (0:14:19) Our level of connection to our future self and how it affects wealth accumulation and financial well-being. (0:17:53) The definition of ‘present bias' and ‘hyperbolic discounting' and the role they play in decisions about the future. (0:19:28) The end-of-history illusion and the impact it has on our decisions. (0:23:02) How viewing age-progressed images of yourself can help you build a connection with your future self. (0:26:35) The research Hal is conducting with MIT Media Lab using an AI chatbot called Future You. (0:29:35) © 2023 Rational Reminder Podcast 1 RRP 256 Show Notes Dan Pink's work on the power of regret and how it overlaps with Hal's research and findings. (0:31:59) The findings on being presented with age-progressed images of ourselves and how they impact our decision-making and relationship with our future selves. (0:35:20) How writing to your future self can improve your decisions. (0:40:16) The problems that arise when we become too focused on improving life for our future self and how to find harmony between the present and future. (0:44:03) The COVID-19 pandemic and its impact on our collective relationship with the future. (0:48:10) Learn about the live episode we'll be recording at the upcoming Future Proof conference with Hal as our guest. (0:51:24) Links From Today's Episode: Hal Hershfield — https://www.halhershfield.com/ Hal Hershfield on Twitter — https://twitter.com/HalHershfield Hal Hershfield on LinkedIn — https://www.linkedin.com/in/hal-hershfield-a2b91510/ Your Future Self: How to Make Tomorrow Better Today — https://www.halhershfield.com/ yourfutureself Episode 141: Hal Hershfield: The Psychology of Long-term Decision Making — https:// rationalreminder.ca/podcast/141 The Power of Regret: How Looking Backward Moves Us Forward — https://www.amazon.com/ Power-Regret-Looking-Backward-Forward/ Episode 246: Daniel H. Pink: How to Use Regret — https://rationalreminder.ca/podcast/246 Future Proof Festival — https://futureproof.advisorcircle.com/ Brian Knutson — https://profiles.stanford.edu/brian-knutson Dan Martell — https://www.danmartell.com/ Derek Parfit — https://www.britannica.com/biography/Derek-Parfit Daniel Gilbert — http://www.danielgilbert.com/ ING — https://www.ing.com/Home.htm Merrill Lynch — https://www.ml.com/ Shlomo Benartzi — http://www.shlomobenartzi.com/ Stephen Shu — https://steveshuconsulting.com/ Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder- podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/ Benjamin on Twitter — https://twitter.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://www.pwlcapital.com/profile/cameron-passmore/ Cameron on Twitter — https://twitter.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/
Have you ever looked into the mirror to give your future self the time it deserves? Hal Hershfield is a social psychologist whose research focuses on decision making. As a professor of marketing and behavioral decision making at UCLA's Anderson School of Management, he has an interdisciplinary approach to understanding how people make their decisions. In his new book, Your Future Self, Hal delves into the philosophy and psychology of how we perceive ourselves over time, identifying three common time travel mistakes and offering practical techniques to bring the future closer. We discuss the importance of considering our present and future decisions, taking small steps towards future goals, and avoiding overloading ourselves in the present. Three takeaways Research shows that people who feel a sense of similarity with their future selves tend to be more satisfied with their lives 10 years later. Decisions regarding trade-offs such as buying an expensive car or taking out a bigger mortgage impact us through time, and the more connected we feel towards our future selves, the more likely we are to make decisions that will benefit us in the future. Our future self becomes more vivid as we get older, especially as we approach mid-life. For parents, every year is a transition, and every stage of parenting is tied to them, causing you to think more about your future self in relation to your children's future. This episode provides practical techniques for bringing the future closer and making present sacrifices feel easier “If we start thinking about investments of time, rather than expenditures, maybe we'll start focusing on allocating time toward the things that are more closely linked to our longer-term well-being,” Please enjoy my conversation with Hal Hershfield. For show notes and resources discussed in this episode, visit tammacapital.com/105. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics.
EPISODE 1532: In this KEEN ON show, Andrew talks to Hal Hershfield, the author of YOUR FUTURE SELF, about how to escape the tyranny of the present and make tomorrow better today Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University. Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, First Republic, Prudential, Morgan Stanley, Merrill Lynch, and Avantis, and marketing agencies such as Droga5. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants. His book, Your Future Self: How to Make Tomorrow Better Today, is published in June 2023 Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting KEEN ON, he is the host of the long-running How To Fix Democracy show. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children. Learn more about your ad choices. Visit megaphone.fm/adchoices
In a world where our future selves are often neglected, UCLA Andersen School of Management professor Hal Hershfield confronts the chasm between the present and the untapped potential of our future. Prepare to challenge the status quo, redefine your relationship with time, and forge a path that leads you closer to the resplendent reality you envision for yourself. The time has come to bridge the gap between who we are and who we strive to be. Hershfield is the author of the new book, Your Future Self: How to Make Tomorrow Better Today. Embrace Your Future Self with Hal Hershfield In a riveting episode of the Passion Struck podcast, host John R. Miles has an engaging conversation with Hal Hershfield to discuss the value of connecting with our future selves. Hershfield shares his research on how a strong relationship with our future selves leads to better outcomes in areas such as exercise, ethical decision-making, and financial planning. Additionally, he highlights some common mistakes people make when thinking about their future selves, such as projecting current feelings onto them and thinking superficially about them. Full show notes and resources can be found here: https://passionstruck.com/hal-hershfield-embrace-your-future-self-today/ Brought to you by Hello Fresh. Use code passion16 to get 16 free meals, plus free shipping!” Brought to you by Indeed. Head to https://www.indeed.com/passionstruck, where you can receive a $75 credit to attract, interview, and hire in one place. --► For information about advertisers and promo codes, go to: https://passionstruck.com/deals/ Like this show? Please leave us a review here -- even one sentence helps! Consider including your Twitter or Instagram handle so we can thank you personally! --► Prefer to watch this interview: https://youtu.be/5eJwWrHAESg --► Subscribe to Our YouTube Channel Here: https://youtu.be/QYehiUuX7zs Want to find your purpose in life? I provide my six simple steps to achieving it - passionstruck.com/5-simple-steps-to-find-your-passion-in-life/ Catch my interview with Marshall Goldsmith on How You Create an Earned Life: https://passionstruck.com/marshall-goldsmith-create-your-earned-life/ Watch the solo episode I did on the topic of Chronic Loneliness: https://youtu.be/aFDRk0kcM40 Want to hear my best interviews from 2023? Check out my interview with Seth Godin on the Song of Significance and my interview with Gretchen Rubin on Life in Five Senses. ===== FOLLOW ON THE SOCIALS ===== * Instagram: https://www.instagram.com/passion_struck_podcast * Facebook: https://www.facebook.com/johnrmiles.c0m Learn more about John: https://johnrmiles.com/ Passion Struck is now on the AMFM247 broadcasting network every Monday and Friday from 5–6 PM. Step 1: Go to TuneIn, Apple Music (or any other app, mobile or computer) Step 2: Search for “AMFM247” Network
We've all had the experience of working toward goals today that would benefit us in the future. Goals like exercising more, losing weight, or saving for retirement. Yet when faced with early-morning alarms or tempting desserts, we may lose sight of our goals. But what if the answer to sticking with them was to form a relationship with a very special person – future you? Hal Hershfield, author of the book, Your Future Self: How to Make Tomorrow Better Today, has spent his career studying what happens when we build a closer relationship with our future self. His work reveals how this relationship can have an outsize impact on our success, one that extends beyond weight loss, fitness, and a comfortable retirement. Episode Links Nina Strohminger and Elizabeth W. Dunn and Kate Christensen and Paola Giuliano End-of-History Illusion Here There Are Blueberries The Team Learn more about host, Gayle Allen, and producer, Rob Mancabelli, here. Support the Podcast If you like the show, please rate and review it on iTunes or wherever you subscribe, and tell a friend or family member about the show. Subscribe Click here and then scroll down to see a sample of sites where you can subscribe.
Episode 98 - Your Future Self with Hal Hershfield Another brilliant special guest interview - this time the guys chat with UCLA Professor, Hal Hershfield. Join them as they delve into exploring practical strategies to help connect with your future self and help drive better financial decisions. Don't miss this insightful conversation with Hal Hershfield [...]
There are high expectations for resale as pointed out by The Guardian. Next-generation customers will seek out pre-owned items that will allow the fashion industry to automatically transform a 100+ year-old linear model into a circular model. This will not happen in a straight path, nor will it happen overnight. Today, we live in the wild west, where it's hard to distinguish the positive forward momentum from the PR plays.The Fast Company article, ‘We buy too many clothes. Can fashion's secondhand boom change that?' really brings this point home. The piece starts by asking the question, despite all the resale news, “why the boom in resale isn't putting a dent in new clothing sales.” This would be like asking, despite all the eCommerce websites in 2002, why hasn't commerce changed? eCommerce has changed commerce, and resale will change new clothing production, but business model change on this scale takes time.What is more relevant is how brands are approaching the change. Fast Company spoke with Patagonia's @Asha Agrawal and Madewell's @Liz Hershfield. Agrawal points out that Patagonia must ensure that its resale platform makes money because this will allow the company to reduce the number of new products it produces while remaining a thriving business. “[Worn Wear is] already a profitable business for us. So now, it's just about scaling this business proposition, which will allow us to cut back on our net new production.”In contrast, Fast Company points out that most resale platforms don't generate revenue for brands, including ThredUp and Recurate, which helped launch resale sites for Mara Hoffman, Steve Madden, and Outerknown. Madewell's Hershfield states, “We weren't looking at profitability, but we want to break even financially. We do this to ensure we're meeting our sustainability goals.”Madewell's Forever (their resale partnership with ThredUP) is indeed good in many ways, including keeping items in use and driving customer expectations for resale. But because Madewell doesn't have a business model to make money on selling pre-owned items, Madewell isn't set up to shift its business away from a linear model. This and many other brand resale programs work in a philanthropy model rather than a business model change.The importance of a profitable business model extends beyond sustainability as more brand items are sold everywhere. EXPRESS Pre Loved, powered by LXR, quietly added 150+ luxury products to its online storefront, including Gucci, Chanel, and Louis Vuitton. EXPRESS makes it easy for their customers to shop across new and pre-owned as part of their marketplace program, including shared cart, which only 25% of brands offer today. All of this works for EXPRESS but not for the brands they now sell. The obvious risk here is that brands who never choose to sell to EXPRESS have zero control on how their items are priced, merchandise, or authenticated.Chloe made news this week by announcing it would digitally label all pieces by 2025, starting with a 20-piece capsule collection this year. As WWD reports, this part isn't new news, as many brands do this today across their full range of products. This is an essential strategy for the authenticity and future value of their products.What was more interesting, was the splashy headlines such as Vogues, Chloé launches ‘instant resale' using digital IDs on Vestiaire Collective. This is a great headline, as it speaks to the potential brands have to monetize the total value of their items. While details of the program are scarce, Vestiaire Collective may be offering immediate payout on these items rather than requiring a buyer. In this case, Vestiaire would take on the risk of the item's condition, pricing, and selling. Given this is a 1-year pilot for a capsule collection of 20 items first available in early April, we are likely talking about a handful of items ever being bought and sold in this way.Digital product IDs are an excellent move for brands. While this is a demonstration project, Chloe's direction to digitize all items by 2025 makes sense. Digital IDs have tremendous potential for brands to authenticate items and own the total value of their items. Digital IDs don't make a resale program. Brands still need to own their brand, and their customers via brand resale. Digital IDs will make that easier.The So WhatTo create more sustainable models brands need to make money selling their pre-owned items. Otherwise brand resale programs will never shift their business away from linear to circular models.Digital IDs are the future but don't change the reality that brands should not depend on anyone else to own their digital authentication keys and the resale models built on those digital IDs.
I've described this podcast as being ‘inspired conversations at the intersection of money, business, family, and life' and none better sum up that complex blend than the one I had recently with Brian Portnoy.Brian is a coach, consultant, entrepreneur, and author of one of the best books I've ever read on all things financial and our behaviour around money. - The Geometry of Wealth.A recent study confirmed that 73% of people say money is the most stressful factor in life - more stressful than death, politics, or religion - and it's either the first or second most important issue behind divorce.As a business owner, you're going to be dealing with money issues every day and if you do have a liquidity event through a business sale or external investment then you need a playbook to help you manage the issues.This conversation is a highly practical source to help you navigate the uncertain terrain ahead. During the interview, Brian explains:How to define true wealth and how you can define it for yourselfA 3-step mental model to help you build a path to achieve it How to consider the question How Much is Enough?And towards the end of the conversation, he provides a detailed breakdown of a process that every business owner must undertake way before they sell their business or retire - don't miss that, it's pure gold.Links:The Geometry of Wealth: How To Shape A Life Of Money And Meaning Paperback – 11 Jun. 2018Shaping WealthYour Future Self: How to Make Tomorrow Better Today , Hershfield, Hal - Amazon.comThe Happiness Equation: Want Nothing + Do Anything=have Everything PaperbackEudaimonia - WikipediaThis podcast is produced by GR Media Sponsored by Capital Asset Management
In this episode of Retail Corner, listen to Michael Hershfield, Founder & CEO of Accrue Savings, looking at a new era of financial volatility, where it means that it's time for retailers and consumers to reconsider the role of credit-spending and savings. You will listen to him talking about: The consumer danger caused by Buy Now Pay Later - it's worse than you think (44% of consumers using it admit to missing at least one payment). Consumers are struggling with credit and it's only getting worse. Just look at Synchrony's latest earnings, which show the 30+ day delinquency rate increased by almost 36% compared to the prior year. Retailers should consider their responsibility in offering payment diversity - offering more than just credit options - to consumers. The importance of zero-party data in building brand affinity with consumers - and how Facebook and Google's methods are not cutting in helping brands build trust while also efficiently using upper-funnel spending, and how the recent volatility at Twitter will further push the need for developing consumer trust directly. What's ahead for 2023 in terms of consumer spending trends after a topsy-turvy 2022 across travel, CPG, holiday, and more. About our guest Michael Hershfield: Michael Hershfield is the Founder and CEO of Accrue Savings, the merchant-embedded shopping experience that rewards consumers for saving. Prior to founding Accrue Savings, Michael served as SVP of Sales at WeWork for more than three years. Michael also served as COO and was part of the founding team at Nucleus. Michael earned his Bachelor of Arts in Political Science from McGill University and has a J.D in Law from the University of British Columbia. Linkedin: https://www.linkedin.com/in/mhershfield/ Accrue Savings: https://www.accruesavings.com/ About Retail Corner Podcast: Host: Carlos Diaz Producer: Sachin Kumar Bhate Listen to other podcasts at: https://retailcorner.live Subscribe our Podcast: Apple iTunes: https://apple.co/3eoeUdT Spotify: https://spoti.fi/3dvjpDJ Google Podcast: https://bit.ly/3DFHXHw Amazon Music: https://amzn.to/3tkbhk1 Interested in being on our podcast? Submit request at: https://www.retailcorner.live/guests/intake/ or email podcast@retailcorner.live
Jon Hershfield, MFT, author of The Mindfulness Workbook for OCD, joins us to discuss obsessive-compulsive disorder. Hershfield is director of The Center for OCD and Anxiety at Sheppard Pratt in Towson, MD. He specializes in the use of mindfulness and cognitive behavioral therapy (CBT) for obsessive-compulsive disorder (OCD) and related disorders. He is also author of Overcoming Harm OCD, When a Family Member Has OCD, and The OCD Workbook for Teens, and coauthor of Everyday Mindfulness for OCD. Visit our website at www.newharbinger.com and use coupon code 'Podcast25' to receive 25% off your entire order. Buy the Book: New Harbinger - https://bit.ly/3SCXWgf Amazon - https://www.amazon.com/dp/1684035635/ Barnes & Noble - https://www.barnesandnoble.com/w/1113893446 IndieBound - https://www.indiebound.org/book/9781684035632
In This Episode: The difference between Reassurance seeking vs. holding in emotions Why Reassurance seeking OCD is problematic and keeps you stuch What tools you can use to help you manage emotions with OCD Links To Things I Talk About: ERP School: https://www.cbtschool.com/erp-school-lphttps://kimberleyquinlan-lmft.com/32-reduce-reassurance-seeking-behaviorscompulsions/ Newsletter https://www.cbtschool.com/newsletter Chatter Book:https://www.amazon.com/Chatter-Voice-Head-Matters-Harness/dp/0525575235 Episode Sponsor:This episode of Your Anxiety Toolkit is brought to you by CBTschool.com. CBTschool.com is a psychoeducation platform that provides courses and other online resources for people with anxiety, OCD, and Body-Focused Repetitive Behaviors. Go to cbtschool.com to learn more. Spread the love! Everyone needs tools for anxiety...If you like Your Anxiety Toolkit Podcast, visit YOUR ANXIETY TOOLKIT PODCAST to subscribe free and you'll never miss an episode. And if you really like Your Anxiety Toolkit, I'd appreciate you telling a friend (maybe even two). EPISODE TRANSCRIPTION This is Your Anxiety Toolkit - Episode 306. Welcome back, everybody. We are well and truly into OCD Awareness Week, and I have been so excited to be a part of some amazing awareness projects, being an advocate for the International OCD Foundation, doing a lot of social media on self-compassion this week. It's been such a treat. This week, I actually wanted to discuss a concept that I-- actually, I say this often these days, but I get asked this question a lot in some various forms by my clients, so I wanted to address this question that I got with you. This is actually a question from one of the people in ERP School, which is our online course for OCD. If you click the link here in the bio or you can go to CBTSchool.com, we have a course called ERP School where we teach, or I teach step by steps that I take with my patients on how to set up an ERP plan so that you can slowly face your fear and reduce your compulsions and take your life back from OCD. Reassurance Vs Holding In Emotions One of the members asked a question, and there's a whole portal in there where you can ask questions to me directly, and they asked: “I have a question to you regarding reassurance seeking.” They said, “I've been trying to stop doing my compulsions and my go-to is reassurance seeking.” “What is the difference between Reassurance vs holding in emotions?” Reassurance Seeking OCD Reassurance seeking is a type of compulsion where you usually go to Google or you go to a loved one or another person and you ask for reassurance on your fear or your uncertainty. They go on to say, “One thing I do understand about is why it's bad and how it keeps the cycle going.” So, they do understand that reassurance seeking OCD is a problem. They do understand how it keeps the OCD cycle going. We talk a lot in ERP School about this OCD cycle. It's a huge component of the treatment. We have to first understand the cycle so that we can then know how to stop the cycle. And they go on to say, “I know that I have to learn to rely on myself to manage my anxiety and seeking reassurance makes me dependent on others for my relief, which can increase my anxiety when they're not around. But I've always been told by friends and family that talking about things that are bothering you is healthy because that way you get it out as opposed to bottling it in. When I don't seek reassurance, I worry that I'm bottling it in and that the only way to feel better is to let it out by talking to others. How do I join these two seemingly healthy ideas?” This is such a core component of all the work that we do. And so, I really want to go deep into this with you here in just a sec. Now, before we move on, if you aren't quite sure about reassurance seeking yet, you can go back and listen to a previous podcast we did, Number 32, which is called How to Reduce Reassurance Seeking Behaviors. It's an amazing podcast episode that really goes deep into what is a reassurance compulsion. You can click that there. But let's talk more about this specific question. Before we do that, let's quickly do the review of the week. This is from Isha.Isha and they said: “An invaluable resource. I have read many books on anxiety and OCD, and yet I am continuously surprised to learn new things with this podcast. It is thought-provoking and brings forward new, helpful, and interesting content.” She went on to say: “Kimberly, your 6 Part series on Mental Compulsions has truly been life-changing for me. Despite reading dozens of books on OCD and Anxiety, including yours, I was astounded to realize how many mental compulsions I actually have. The approaches to dealing with them, suggested by a few of the guests (thank you, Hershfield, Nicely, and Reid), have been nothing short of miraculous for me. Thank you for your hard work here! It is deeply appreciated!” Again, you guys, if you go to CBT School and you sign up for our newsletter, you will be given a gift from me, which is a link where I have put all of those six-part mental compulsion audio files together and we've thrown in a whole bunch of PDFs that will help you really strategize your own way of managing mental compulsions. So, go sign up for the newsletter. If you go to CBTSchool.com, you'll be able to get access to it there. And then one more thing before we move on, let's quickly do the “I did a hard thing” segment. It sounds like this person who asked the question is doing hard things too, but this one was so fun, I wanted to share it with you. Anonymous says: “Having OCD has made wedding planning and the wedding process in general challenging for me. But this weekend, I made it to my bridal shower and I had the best time, even despite my OCD being along for the ride. I actually took the day as an opportunity to face the disorder head-on. I left feeling empowered as F***.” Amazing, Anonymous. I'm so happy and congratulations on your bridal shower. I hope you had the most incredible time. All right, so let's look at this question. Let's break it down. Okay. So, yes, this person has already shared they understand that reassurance-seeking keeps us in the OCD cycle, keeps the fear going strong, and only makes more problems. It makes problems for the person with OCD, but it also impacts the relationship. In fact, I would go as far as to say, those who engage in reassurance-seeking behaviors tend to have a bigger impact on their family members because they're constantly going to their family members saying, “Would this happen? Could it happen? Do you think it could happen? What would happen?” And that person, because they're not trained as a clinician, they don't know how to respond. They haven't been trained. Usually, they try many different ideas and it actually ends up making the person with OCD even more confused. And then that can create conflict in the relationship. We know this. We know that reassurance-seeking can be very, very problematic and we want to slowly reduce it. It sounds like this person is doing amazing work, but they've got this dilemma in saying, “But I thought I was supposed to let things out.” Let's take a look here. Managing emotions with OCD When you have an obsession, naturally, your instincts are, “How can I make this fear go away or this discomfort or feeling go away?” You're going to want to do a compulsion. The goal of ERP is to reduce those compulsions. So, now what are you doing? So, you're reducing the compulsion, you're not trying to get reassurance, and now you're handling a large degree of anxiety and stress. Yeah, that's true. You will have to rise and fall in discomfort. Absolutely. We know that that's a part of the work. Willingly, ride the wave of discomfort. So, what I want to say to you here is you have some choices. You could ride that wave on your own. Let it go high, let it go low, let it go up and down, do what it wants, and you can practice actually allowing that discomfort and really building a resilience to that as you go. Similar to what Anonymous said in “I did a hard thing” is they left feeling empowered. When we do it on our own, we can actually feel incredibly empowered. Now, that is one option. That doesn't mean to say that when things are really hard, naturally, we do want connection. That's what human beings want. So, sometimes we do want to go to our loved one and say, “I'm having a hard time.” But there's a really big difference between going to a loved one and saying, “I'm having a hard time. Will this bad thing happen? Or do you think it will happen?” and saying to your partner, “I'm going through some stuff right now, would you sit with me?” One is very compulsive and one is not. But this is where OCD can be very, very tricky. Sometimes, just having a partner there forms reassurance. If your fear is like, “Well, what if I'm going to go harm someone?” keeping them in the room, even though you're not talking, that can still serve as a reassurance because you're like, “Okay, they're here. They'll stop me if I'm going to do something bad and I snap.” So, we want to keep an eye out for how reassurance seeking doesn't have to be just verbal, it can be physical, it could be us just looking at them to see their face and go, “Okay, they look fine, they don't look stressed. Okay, that gives me the reassurance that nothing bad is happening.” Catch the little nuances that can happen here because as we know, OCD can be very, very sneaky. Again, we can use the option and it is healthy to go to your partner and say, “Hey, I'm really dealing with something. This is really hard. I'm riding a wave of discomfort.” But you're doing that without getting any reassurance, without seeking any reassurance, without them reducing or removing your uncertainty or anxiety. So, you can do that. There are ways to do it. But the main thing to remember here is, are you doing this with urgency? Because that's usually a very good sign that you're doing something compulsive. Are you doing it in attempt to reduce or remove your discomfort? If you're able to be in conversation with them and discuss and seek support from them without seeking it in an urgent way or trying to reduce or remove your discomfort, well then that's fine. But here is what I want you to consider just to start, is I am all for support. In fact, it is a human need to have support. But what I'm going to offer you is an idea, which is, when it comes to OCD, if you're going to them for support because of this discomfort, there is a chance you're still treating the fear like it's important, and you will suffer. I get that. You're going to have a lot of emotions. But if you have the emotions and you're like, “Oh my God, I feel so bad, I just have these thoughts, or having this anxiety,” and you're giving that too much attention by saying, “I need your support, I'm really, really suffering,” sometimes that in and of itself can actually reinforce the anxiety. I guess you're still probably thinking, well, what's the balance? And there is no perfect answer. I'm sorry, I can't give you a yes or a no. What I can say is, when it comes to OCD or anxiety, I personally am always going to encourage that you do it yourself as much as you can because that's where you actually learn how much you can actually tolerate. Remember here, anxiety is always going to be sneaky and say in the back of your mind, “Kimberley, just in case, just so you know, my anxiety is high, but I can really turn it up and freak you out, so you better be careful. Do your best to avoid me.” That's what anxiety says in some way or form. So, if we still treat ourselves as if we're really fragile, we can actually reinforce that belief in that thought or intrusive thought. So, I personally am always for myself going to say, “Okay, fear is here, how can I ride this one out 100% by myself?” and this is the key point to remember. Ask yourself in that moment, because you're probably having some pretty strong reactions right now. Ask yourself in this moment if you are having a strong reaction, “What is my strong reaction to that?” Is it “it's not fair”? Is it “that's uncool, that's too much to handle”? That just shows you where our work is and here is the key point. What is it that you want them to provide you? Is it warmth? Is it compassion? Is it relief from the shame you feel? Is it to know that they won't leave you or they're not judging you? What is it that they're, this one particular person in that moment, what is it that they can provide you? And now, can you provide it for yourself? Or, is this thing you're looking for even really that helpful? So if you're like, “Oh my gosh, I just need a safe place to land right now,” I beg for you to practice being the safe place to land. Not your partner, not your family, not your friends. You be that for you. You deserve to be the safe place to land. If there's a sneaky part of this where you're like, “No, I just want them to tell me that I'm good and not a terrible human being,” well, that is in fact still reassurance. Yes, we're all allowed to get that reassurance, but you have to ask yourself, is that reassurance a healthy reassurance or is it something keeping you stuck in the cycle? You get to choose. I'm not saying what's right or wrong here because each person is different. If I'm with a patient, we will look at this and go, “Okay, let's talk about why you want your partner to provide you support. What is it that the partner support provides you?” And we pull apart whether that support is in fact benefiting their long-term resilience and success in treatment or actually slowing them down. There's nothing wrong with getting support at all, but is this an opportunity where you can show up and be your best person? Be the first person that's standing there going, “I got you.” Mindfulness & Self Compassion For Reassurance Seeking Now here is the other piece of this, which is they're talking about bottling it in. Let's say you decide, “Kimberley, I'm on with this idea and I am going to commit to 30 days or seven days or one day or 10 minutes where I'm actually going to be the support for myself. I am going to practice my self-compassion skills, my mindfulness skills, my radical acceptance skills, and I'm going to be it for myself.” That doesn't mean you're technically bottling it in. Bottling it in is when you have the emotion and you shut it down and you refuse to let it pass through you and you hold it in and you pretend it's not there and you're faking your way through it. If sometimes you need to do that, that's still fine. But this question is around saying that's a problem. Now here's what I'm going to say. There's really no scientific evidence to say that bottling things in is particularly bad, because how do we know what's bottled in really? We can't really measure what's being bottled in, but we do know that if you don't talk to people and you aren't processing stuff that, yeah, it can create some problems. So, this again is, how can we be healthy in our expression and effective in our expression of what's going on for us? Can you journal? For me, this might sound a little weird, but I am a little weird, is when I really have something I've got to get off my chest, I record an audio, I take a walk. I leave my kids and my husband and I take a walk and I record an audio of me just venting it out because, the truth is – this was particularly true during covid – me venting it out to my partner when he's got his own stuff he's working on, he's also going through some things as well. It's not helpful for me to dump it on him, so I would audio it into myself and listen back and listen for things that I could maybe work on. So, there are ways. Another way is to practice just feeling your feelings. That's probably the most important thing I want to mention here and which is why I wanted to really report it, is feel your feelings instead of bottling them in. Now, we recently did an episode about this and how this idea of sitting with your emotions. Go back and listen to that because that's important. When we talk about feeling your feelings, it doesn't mean lashing out and having them all over the place and being really unskilled in how you manage them, and it also doesn't mean having your feelings and staring at the wall and just being like, “Oh my God, I'm just so overwhelmed with this feeling, but I'm sitting with it.” It's saying, while you go and engage with your life, you allow and embrace whatever emotions to come up. That's not bottling it in. You saying them out loud is not what's preventing you from bottling it in. They're two completely different concepts. Let's finish up by really talking about what is a healthy way to ride a wave of discomfort instead of having reassurance-seeking compulsions play out. You could journal, you could feel your feelings while you engage with your life, and use skills that you have, mindfulness skills, skills from this podcast. Go all the way back to the beginning. We've got tons of good stuff at the beginning of the podcast episodes where you can actually mindfully experience your emotions while also engaging in life. You could do those. You could also go and ask for support and say, “Hey, it's a really hard time. I just did a really hard exposure. My anxiety is really high. I don't want you to try and reduce or remove my anxiety, but your presence here is really wonderful. Thank you.” You could be the one who shows up for you radically so hard. You could be like, “Hey Kimberley, what do I need? What do you need right now? How can I show up for you? Do you need my fear support? Do you need my nurturing support? Do you need my champion support? What do you need? And I'm here for you, sister.” That's what I really want you to practice. You could also find an OCD therapist who's trained in ERP and say, “Hey, I'm working through some things. Can we talk about it in a way that doesn't provide me reassurance?” Because you trust that they understand how to not provide reassurance. And that can be a really helpful way. But there's one thing I want you to remember here at the very end. The reason I'm saying it at the very end is I think this is probably one of the most groundbreaking things that I learned just this year, and this has changed my marriage. I'm not going to lie, it's changed my marriage, which is this: At the beginning of this year, I read a book called Chatter. I will link it in the show notes. The book is-- let me pull it up really quick. The Voice in Our Head, Why It Matters, and How to Harness It by Ethan Kross. It is an amazing book. One of the things that blew my mind was the research that venting actually increases a person's distress and does not benefit them. What? That is the opposite of what I have been trained in my career. I was trained that venting is a really healthy thing. I know some of you may be like, “Well, duh, I've had issues with this in my past.” But the truth is, it really showed the data on why venting actually makes us feel worse. It actually has a negative impact and there's no benefit to venting. So, I'm going to leave you to think about that because for me, when I read that, I can be-- I'm not going to lie, one of my not-so-great traits is I can be a little bit of a ventor. A ventor? Is that a thing? I can be a person who vents and unfortunately, my husband is the one who has to hear me process stuff. I'm a real process kind of person. What I realized when I learned this is, holy moly, I've been thinking that this is important and this keeps us connected, but the truth is, it doesn't. It doesn't impact me positively. It doesn't impact him positively, even though he is the most kind, supportive man in the history of the world. This is actually not a good behavior and I got to stop it. So, what I did is I called my best friend and I called my husband and I said, “From now on, I'm going to be much more mindful around venting. There will be times when I'm really struggling where I'm actually going to choose not to share about it in that moment. You might see that I'm spiraling on something.” I'm going to say, listen, now is not the time because I now understand the science that venting is not in fact beneficial. It just makes me feel worse and works me up more. So, I use all my tools and I double down and I ride the wave and I journal and I audio in and I ride the wave on my own. So, here are some ideas you take and choose what you want, but that's the main concepts I want you to consider. And there's your answer, is this whole idea of holding it in is not the only option. You can, in a healthy way, ride your emotions and your wave of anxiety and you can do it in a way that actually is very effective that doesn't require anybody else. However, if you require somebody, no problem. That's wonderful. I hope that you have the most amazing, supportive people in your life and it's all good. So, that is it. I hope that is helpful for you guys. We did go around and around into all of the little cracks and crevices of this topic. If you've got any questions, you can always let me know. Please do leave a review because I hope this is helpful for you. I will see you next week. Next week, I'm actually doing a little bit of a personal episode, talking about a few shifts that I've had with my own chronic illness and how it's impacted my own anxiety. All fun and games. Not really. No fun and games is what I should say. All right, my loves, have a wonderful day. Please do remember it is a beautiful day to do really freaking hard things. You're not alone because I'm doing the hard things and your friends are doing the hard things and all the people listening here, thousands and thousands of people are doing the hard things too. Have a wonderful day, everybody.
On this week's Money Matters, Scott and Pat help a caller decide between a Roth or a Traditional IRA. They then discuss pensions and fad investments, before welcoming special guest, world-renowned behavioral psychologist, and UCLA Anderson School of Management professor, Hal Hershfield, who discusses politics, placebos, nature versus nurture financial decision making, the emotional differences between siblings, and the motivation behind various approaches to investing, saving, and money.
Jess Hershfield is the founder and CEO of Just Enough Wines, a premium canned wine brand based out of San Francisco. They focus on high-quality wine, in the convenience of a can. After working at Google, Uber, and Lime, Jess had a fantastic resume but just wasn't passionate about her work. She decided to leave to solve a problem that she cared about.Along the way she found an amazing co-founder and dealt with the challenges that came with breaking into an unfamiliar industry dominated by men.In just a few short years, Jess has accomplished a lot, and in this episode, you will hear:Why her first startup failed and what she learned from itAll about their specific micro-influencer strategy and why it's more effective than what you've tried in the pastHow they managed to execute win-win partnerships and how it helped them get exposureDon't forget! You can get 15% off Just Enough Wines when you use code Renegade15 at checkout. Connect with your host on Instagram at @shauna.armitage and listen to more Startup Renegade stories at www.startuprenegades.com
Podcast: The Human Side of Money (LS 42 · TOP 1.5% what is this?)Episode: 53: The Psychology of Decision-Making in Financial Planning with Hal HershfieldPub date: 2022-06-22It's the most storied rivalry in finance. The current self versus the future self. The very nature of financial planning work with clients is heavily focused on the future. Yet, the current self often calls the shots when it comes to financial decisions. In a profession so heavily focused on the future, the key to improving client's behaviors, decisions, and outcomes starts by addressing the most storied rivalry in finance. By striking a balance between their current self and future self. Fortunately, Hal Hershfield is renowned for his work in research on the future self and joined the show to explain everything we need to know. We discuss: The current versus future self in financial decision making How to help clients better connect to their future self The undicussed pitfalls of focusing too heavily on the future self The quesiton to ask clients who don't spend as much as they could The "Illusion of Wealth" and how it effects retirement and social security planning *For more resources discussed in this episode, check out www.wiredplanning.com/episode53 *For more resources and insights on mastering the human side of money (including our popular "Wisdom Round-Up" email), go to www.wiredplanning.com. *Follow Brendan for insights on mastering the human side of advice: Twitter LinkedInThe podcast and artwork embedded on this page are from Brendan Frazier, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
Podcast: The Human Side of Money (LS 39 · TOP 1.5% what is this?)Episode: 53: The Psychology of Decision-Making in Financial Planning with Hal HershfieldPub date: 2022-06-22It's the most storied rivalry in finance. The current self versus the future self. The very nature of financial planning work with clients is heavily focused on the future. Yet, the current self often calls the shots when it comes to financial decisions. In a profession so heavily focused on the future, the key to improving client's behaviors, decisions, and outcomes starts by addressing the most storied rivalry in finance. By striking a balance between their current self and future self. Fortunately, Hal Hershfield is renowned for his work in research on the future self and joined the show to explain everything we need to know. We discuss: The current versus future self in financial decision making How to help clients better connect to their future self The undicussed pitfalls of focusing too heavily on the future self The quesiton to ask clients who don't spend as much as they could The "Illusion of Wealth" and how it effects retirement and social security planning *For more resources discussed in this episode, check out www.wiredplanning.com/episode53 *For more resources and insights on mastering the human side of money (including our popular "Wisdom Round-Up" email), go to www.wiredplanning.com. *Follow Brendan for insights on mastering the human side of advice: Twitter LinkedInThe podcast and artwork embedded on this page are from Brendan Frazier, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
It's the most storied rivalry in finance. The current self versus the future self. The very nature of financial planning work with clients is heavily focused on the future. Yet, the current self often calls the shots when it comes to financial decisions. In a profession so heavily focused on the future, the key to … Read More Read More
It's the most storied rivalry in finance. The current self versus the future self. The very nature of financial planning work with clients is heavily focused on the future. Yet, the current self often calls the shots when it comes to financial decisions. In a profession so heavily focused on the future, the key to improving client's behaviors, decisions, and outcomes starts by addressing the most storied rivalry in finance. By striking a balance between their current self and future self. Fortunately, Hal Hershfield is renowned for his work in research on the future self and joined the show to explain everything we need to know. We discuss: The current versus future self in financial decision making How to help clients better connect to their future self The undicussed pitfalls of focusing too heavily on the future self The quesiton to ask clients who don't spend as much as they could The "Illusion of Wealth" and how it effects retirement and social security planning *For more resources discussed in this episode, check out www.wiredplanning.com/episode53 *For more resources and insights on mastering the human side of money (including our popular "Wisdom Round-Up" email), go to www.wiredplanning.com. *Follow Brendan for insights on mastering the human side of advice: Twitter LinkedIn
On today's episode, Kunle is joined by Michael Hershfield, Founder & CEO of Accrue Savings, a one-of-a-kind merchant-embedded shopping experience that gives customers cash rewards when they save up for their purchases. As a consumer the whole idea of Buy Now Pay Later, is a tempting offer especially when it comes to high ticket price purchases. It's basically debt-disguised in fancy and enticing words. As a merchant, the whole model may not be financially stable especially when it comes to fraud and scams. It's a common issue in the BNPL sphere. Accrue Savings is providing an opposite model, the Save Now Pay Later model. With their strong devotion to their merchants' best interests, they developed the model not only to support the merchant but also to empower their consumers to save and pay on their own terms. It's a mind-blowing trend that merchants are now applying to their business and yielding great results. In this episode, Kunle and Michael talk about his hundred-day journey to build Accrue. You will get to hear about how Accrue is aligning their business to the merchant's best interest. This is a great episode for business owners and marketers looking for a unique way to get more customers by using the Save Now Pay Later model. -----------SPONSORS:This episode is brought to you by: Wayflyer As you continue to grow your eCommerce business, access to growth capital will increasingly play a significant role in achieving and surpassing your financial goals. Why should you give up equity or pay high interest rates to grow your business? There is a new way to access growth capital that transforms eCommerce businesses.Wayflyer has shaken the way eCommerce operators access working capital. With a dedication to only DTC eCommerce businesses, Wayflyer will fund you on a fairer “fund as you grow” model, meaning if your sales slow down, so does the amount you transfer back.. There is just a simple fee and the funds you need to grow are deposited to your account instantly. It's worth checking out – Wayflyer.com Klaviyo This episode is brought to you by Klaviyo – a growth marketing platform that powers over 25,000 online businesses. Direct-to-Consumer brands like ColourPop, Huckberry, and Custom Ink rely on Klaviyo. Klaviyo helps you own customer experience and grow high-value customer relationships right from a shopper's first impression through to each subsequent purchase, Klaviyo understands every single customer interaction and empowers brands to create more personalized marketing moments. Find out more on klaviyo.com/2x. Gorgias This episode is brought to you by Gorgias, the leading helpdesk for Shopify, Magento and BigCommerce merchants. Gorgias combines all your communication channels including email, SMS, social media, live chat, and phone into one platform. This saves your team hours per day & makes managing customer orders a breeze. It also integrates seamlessly with your existing tech stack, so you can access customer information and even edit, return, refund, or create an order right from your helpdesk. Go to Gorgias.com and mention 2x eCommerce Podcast for two months free. Recharge This episode is brought to you by Recharge, the leading subscriptions payment solution for Shopify merchants. Recharge helps eCommerce merchants of all sizes launch and scale subscription offerings. Recharge powers the growth of over 15,000 subscription merchants and their communities—turning one-time transactions into long-term customer relationships. Turn transactions into relationships and experience seamless subscription commerce with Recharge. Find out more on rechargepayments.com/2x.
In this episode "Brazen Naked Ladies Everywhere", Aanjes joins us to discuss the art of the tease, how Brazen Belles came to be, and her own discovery of self-love and body positivity. Aanjes is the founder and artistic director of Brazen Belles, a cape-based burlesque production. She is the daughter of a musician and NOAA fisheries marine biologist, Aanjes performed music and acted in high school and college, but she wanted an outlet that allowed more creativity and that combined music, acting, singing, and Comedy. https://www.facebook.com/brazenbelles
Jake Hershfield is the founder of unshuffled.io which is a free online poker platform offering short weekly poker challenges for real prizes! Jake talks to the panel about what drew him to poker in the first place, the challenges of building a free social poker platform, what makes mixed games more fun, how to win prizes for free, and some exciting collaborations with RecPoker coming up involving introducing more mixed games to poker fans around the world. Find out more and join for free at https://unshuffled.io We also go over this week's home game results and discuss these topics: How to help us out - https://rec.poker/support/ Home Games - https://rec.poker/homegame/ Go Premium! - https://rec.poker/premium/ Find our free videos at: http://youtube.com/c/RecPokerCommunity Find more info on our sponsors at: https://RunAces.com https://WebsiteAMP.com RecPoker is a vibrant and encouraging poker learning community. We are committed to learning the game, but our priority is building healthy relationships where we can not only grow in the game, but grow in our enjoyment of life. The free membership website at rec.poker is awesome, but it's just a tool to help us build that community. You can join for FREE, giving you access to the groups, forums, and other member benefits. If you want to enjoy the premium content, or become part of the RECing Crew, those options are available and you can get $10 off your first payment using the code RECPOKER.
A radio panel game in which comedians told jokes and tried to top on another. It was an unrehearsed program. Featuring the vaudvillain "Senator" Edward Hastings Ford, Harry Hershfield, and Joe Laurie, Jr. Listeners were invited to send in jokes. Host, Peter Donald told the best of these jokes, each one on a different topic, while a "laugh meter" measured the audience reaction on a scale of 0 to 1,000. Then the "Knights of the Clown Table"... Ford, Hershfield, and Laurie,Jr - tried to top listeners with their own jokes that had to be tied to the same topic. Listeners whose jokes were read got $10 and a bonus of $5 for each panelist who failed to outscore it with his own joke for a maximum prize of $25. The panel claimed they knew 15,000 jokes. Show was on WOR in NYC in 1940 and picked up by NBC in 1942 to 1954. A version of the show went to TV but only lasted one year from 1950-51. Fun show to listen to....certainly different. Will live in our "Game Show" Playlist.
Professor Hershfield's research focuses on how the perception of time affects people's money behavior. The actionable takeaway? How we can make decisions that will contribute to the success of our future selves. Hershfield earned his PhD in psychology at Stanford University and is also the recipient of numerous teaching awards. He was recently named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants. Thanks for listening!Be sure to subscribe now on Apple, Google, Spotify, Stitcher, TuneIn, or wherever you like to listen to podcasts. Follow the Take the Long View Podcast on Instagram @takethelongviewpodcast and Facebook, and follow host Matt Hall on Instagram @matthallstl, Twitter @matthallhig, or on LinkedIn Connect with the Hill Investment Group on Instagram @hill_investment_group, Facebook @hillinvestmentgroup, Twitter @takethelongview, and on LinkedInWe love our listeners! If you would like to drop us a line or be a guest on the show, please contact Matt.
Our guest on the podcast today is Professor Hal Hershfield. Dr. Hershfield is Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management. His research concentrates on the psychology of long-term decision-making and how people's perceptions of the passage of time affect the decisions that they make. He has consulted with numerous organizations including Prudential, the Consumer Financial Protection Bureau, Merrill Lynch, and the Principal Financial Group. He received his B.A. at Tufts University and his Ph.D. at Stanford.BackgroundBioThe Pandemic“How Elvis Got Americans to Accept the Polio Vaccine,” by Hal Hershfield and Ilana Brody, scientificamerican.com, Jan. 18, 2021.“Should You Immerse Yourself in Bad News These Days or Ignore It Completely?” by Hal Hershfield, scientificamerican.com, May 5, 2020.“How to Craft the Vaccine Message for the Undecided,” by Bill Kisliuk, ucla.edu, May 4, 2021.“Your Messaging to Older Audiences Is Outdated,” by Hal Hershfield and Laura Carstensen, harvardbusinessreview.org, July 2, 2021.“Time Is Meaningless Now,” by Shayla Love, vice.com, April 10, 2020.Saving for the FutureDaniel Kahneman“Temporal Reframing and Participation in a Savings Program: A Field Experiment,” by Hal Hershfield, Stephen Shu, and Shlomo Benartzi, halhershfield.com, 2020.“Using Vividness Interventions to Improve Financial Decision Making,” by Hal E. Hershfield, Elicia M. John, and Joseph S. Reiff, halhershfield.com, 2018.“Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self,” by Hal Hershfield, Daniel Goldstein, William Sharpe, Jesse Fox, Leo Yeykelis, Laura Carstensen, and Jeremy Bailenson, halhershfield.com, 2011. “The Future Self,” by Hal E. Hershfield and Daniel Bartels, uchicago.edu, 2018.“Beliefs About Whether Spending Implies Wealth,” by Heather Barry Kappes, Joe J. Gladstone, and Hal Hershfield, londonschoolofeconomics.com, 2020.“Seeking Lasting Enjoyment With Limited Money: Financial Constraints Increase Preference for Material Goods Over Experiences,” by Stephanie M. Tully, Hal E. Hershfield, and Tom Meyvis, halhershfield.com, 2015.“Do Images of Older Americans Reinforce Stereotypes?” by Colette Thayer and Laura Skufca, aarp.org, September 2019.Retirement and Older Adults“People Search for Meaning When They Approach a New Decade in Chronological Age,” by Adam Alter and Hal Hershfield, halhershfield.com, 2014.Mike North“You Owe It to Yourself: Boosting Retirement Saving With a Responsibility-Based Appeal,” by Christopher J. Bryan and Hal E. Hershfield, halhershfield.com, 2012.
This week on episode 346 of the We Like Drinking podcast we'll be discussing wines in cans, hooray, pinot, chardonnay, and rose with Jess Hershfield from Just Enough Wines ...soooooooo crack open that beer, uncork that wine, and let's get drinking! Cheers my podcast drinking friends, and welcome to happy hour 346 of your favorite Award Winning Topical Beer and Wine Education Podcast Focusing on FUN! Make sure you never miss another episode of our brand of drinking fun by visiting WeLikeDrinking.com/Subscribe Panel Introductions And What We're Drinking Tonight we're joined by our usual panel members, we have our California Sustainable Winegrowing Ambassador and recovering Wine Blogger, Jeff Solomon, our commercial brewer and snake wrangler, John Ruyak, and I'm your host and certified specialist of wine, Jeff Eckles. Our guest this week is one of the founders of Just Enough Wines, a wine producer coming out of the Central Coast of California. They just released their 2019 Pinot Noir in can, and we are excited to try it out. Please help us welcome Jess Hershfield You can find Just Enough Wines on Instagram @JustEnoughWines and on their website at https://justenoughwines.com/ Wine, Beer, Spirit, or Pop Culture Reference Ruyak - Smreka Interview with Jess Hershfield Last call That's right, it's time to break out your phones and give us a hand. Follow us on the socials, Twitter, Instagram and our private group on Facebook known as the Tavern. Search up the show on Apple Podcast and leave us a big fat 5 star review. And, if you enjoyed this episode in particular, share it with a friend You can also find the show notes for this episode with all the links to the stories or mentions we had at http://welikedrinking.com/episodes
Most people wouldn't attempt a marathon or a climb up Mount Everest without first working through some less audacious objectives. And yet there are countless examples of ambitious goals—new businesses, academic degrees, career changes, athletic feats—that were abandoned because they appeared too daunting in scope.In this episode of Choiceology with Katy Milkman, we look at a simple strategy that can make your biggest goals more manageable.Shannon Miller is one of the most decorated athletes in the history of gymnastics. She is a seven-time Olympic medalist, and two-time inductee into the US Olympic Hall of Fame. While her ambitions as a young gymnast included competing at national and international events, she learned early on that achieving those lofty goals would require many small steps along the way. You'll hear how Shannon Miller's approach to goals led her to the pinnacle of her sport, and also helped her through a devastating illness.You can read more about Shannon Miller's challenges and triumphs in her memoir, It's Not About Perfect: Competing for my Country and Fighting for My Life. Next, Hal Hershfield joins Katy to explore how breaking your savings goals into smaller amounts and shorter intervals can help you overcome certain psychological hurdles. He also discusses scenarios where smaller monetary increments may not actually be in your best interest.Hal Hershfield is an Associate Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management. Read his paper Temporal Reframing and Participation in a Savings Program: A Field Experiment for details on his research with Stephen Shu and Shlomo Benartzi.Choiceology is an original podcast from Charles Schwab. For more on the series, visit schwab.com/podcast.If you enjoy the show, please leave a ⭐⭐⭐⭐⭐ rating or review on Apple Podcasts. Important DisclosuresAll expressions of opinion are subject to change without notice in reaction to shifting market conditions.The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.The book How to Change: The Science of Getting from Where You Are to Where You Want to Be is not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the book and makes no representations about its content.(0821-1VC5)
Professor Hal Hershfield is a Researcher and Associate Professor of Marketing, Behavioural Decision Making, and Psychology at UCLA. While he was a Ph.D. student at Stanford University, his research concentrated on the psychology of long-term decision-making and how time affects people's lives. One of Hershfield's most well known discoveries suggests that when people are confronted with their “future selves” they experience an emotional sense of connection that can influence long-term decision-making. In this session, we explore the psychology of your future self, and how to use the key insights from Hal's research to make better long term decisions and lasting changes in your life. Get early access to our latest psychology lectures: http://bit.ly/new-talks5 This interview was recorded as part of our 2020 Holistic Change Summit, which featured sessions with 25 world leading psychologists, neuroscientists and authors, who shared their latest evidence based approaches to behaviour change. If you're interested in getting lifetime access to all 25 sessions, please click here for more info: http://bit.ly/hcs-2020
In this episode, our hosts facilitate a discussion with Joel Hershfield, CPA and Healthy Workplace Advisor, about healthier workplaces and why leaders need to be involved. #greatmindssiptogether --- Support this podcast: https://podcasters.spotify.com/pod/show/gw4wvoice/support
Join us on a discovery of what it takes to be happy, backed by the science! In this episode I am joined by Associate Professor of marketing & behavioural decision-making Hal Hershfield from UCLA who amongst many topics discusses the importance of placing value on our future self & deep dives into his research on whether time or money has a greater impact on experiential happiness. Send Your Future Self a Letter | DearFutureMe.org www.stickk.com Hal Hershfield – Ted Talk “How can we help our future selves?” | Hal Hershfield | TEDxEast - YouTube Hal Hershfield's body of research - Research — Hal Hershfield
Kari Ferguson is the author of "The OCD Mormon" and "For and In Behalf Of" and creator of the blog, "Of Faith and Great Anxiety." She is a current member of the Church of Jesus Christ of Latter-day Saints and has served as Primary and Relief Society President. Kari runs the bookstore Oh Hello Again (ohhelloagain.com) in Seattle. She received her MA in Communication, Culture and Society from Goldsmiths College, University of London, and her BS from Brigham Young University. Kari lives in Seattle, WA with her husband, two children, two bunnies, and giant puppy. Kari's book https://amzn.to/30N5iF6, Vice Article https://www.vice.com/en/article/k7qjzm/obsessive-compulsive-disorder-dirt-cleanliness-how-i-have-sex, Website https://www.faithandanxiety.com/ Full Transcript: 0:00:00.3 Narrator: Welcome to Improving Intimacy, a podcast to help single and married Latter-day Saints strengthen their family connections and marriages. Daniel A. Burgess is the host of Improving Intimacy. Daniel's a marriage and family therapist, father, husband, and author. Here's Daniel on this episode of Improving Intimacy. [music] 0:00:28.6 Daniel A. Burgess: Welcome to another episode of Improving Intimacy. Today I'm excited to have a special guest with us, Kari Ferguson, who is the author of OCD Mormon. Oh, did I get the title right? The OCD Mormon. I'm curious, have you even been interested or wanting to change the title now with the whole name change? Or have you felt like, "No, I'm gonna accept this."? I'm curious about that title. What has been your thoughts? 0:00:57.7 Kari Ferguson: We published it and then... 'Cause that's what my blog was called before, and then they had the whole, "Don't call yourselves Mormons," and... I don't know. We were just like, "Oh, whatever," I guess. That was who I was known as, is that at that point I thought it was just... I don't know. [chuckle] 0:01:14.7 DB: In the... 0:01:15.6 KF: Yeah, it's good for my scrupulosity as well, in a weird way. 0:01:18.7 DB: That's what I was wondering. 0:01:19.6 KF: Yeah, because of... Yeah, I have to keep it that. I'm bucking against what the church tells me to do. [chuckle] 0:01:28.1 DB: Yeah, this is your form of exposure therapy. 0:01:31.5 KF: Exactly. 0:01:32.2 DB: Okay, I gotta accept it. 0:01:34.0 KF: I can't change it, yeah. It's out there. 0:01:35.6 DB: Well, I'm excited. I've been thinking about this a lot, and you and I were talking offline just a minute ago about why didn't I find you until now? In fact, when did you publish the book? How long ago? 0:01:47.1 KF: It came out in September of 2017. 0:01:50.6 DB: Okay, so not too long ago. 0:01:52.6 KF: Yeah, it's about three, four years ago now, yeah. 0:01:55.4 DB: A friend of mine who... So for my audience who doesn't know, I actually deal with a large amount of anxiety, something I've actually been coming to terms with it, or rather discovering more over the most recent years here, and have been reaching out to some friends and family. 0:02:13.1 DB: I have made a good friend with someone and we were talking about this this morning about, "Let's write our story about this," and he's like, "Yeah, this is so triggering for us." And I don't know if I can, I've got myself into a good place. I'm curious, so let's start off there. We'll get into some of the meat here and I have some quotes from your book that I really, really valued. I wanna start off that way, what motivated you to write this book, especially as somebody who struggles with anxiety and putting your story out there. 0:02:47.5 KF: For sure. 0:02:50.2 DB: What made you decide to do that? 0:02:51.8 KF: Yeah, well, I've always been a writer, so that's how I emotionally process things, I guess. So just for me, that was the logical step I would say. But I went through, like I wrote in the book, I went through a really intense OCD breakdown, we'll say, without knowing what it was, and then I finally got help with the help of my husband and therapy and medication. 0:03:17.6 KF: And I made a friend at church who also has obsessive-compulsive disorder, and so we had been talking about it, and I just, I thought, "There are a lot of people in our religion who have anxiety, who have these problems, but we don't know what to call it. We don't know what it is, we don't even know that it's a mental illness really." And I thought, "I'm gonna start a blog just about that, about having this issue as a Latter-day Saint, and maybe I could help some people." 0:03:55.6 KF: Because for me, if I had known 10 years before, it would've been a lot easier if I had realized fully what it meant and how I could get help, it would have changed my whole married life and my mission and everything. So I thought, "I can use my skill that I have, my writing, in order to help other people." 0:04:14.2 KF: So I started the blog, I think it was in... I don't know, 2016, summer. And so I just did that and it got sort of popular, not huge or anything, not viral, but enough that I was like, "I could write a book about this." And so I started just in general, "Mental illness in Latter-day Saints." 0:04:39.1 KF: And then on Twitter, I had this friend who's an LDS author named Mette Harrison, and so she kinda was my mentor and helped me really form the book, and she's like, "No, you need to go into your story personally. Don't be general, don't talk about... That's too much, that's too broad, all mental illnesses in LDS faith." So she really was like, "No, focus in. This is what you're known for. Write about having OCD and your story." 0:05:09.7 KF: So I did, and yeah, Cedar Fort said, "Yeah, this is great." The person who read my submission had a sister I think with scrupulosity, and so she was like, "Yes, we need this in the church and in the discourse." 0:05:26.3 DB: Well, I wanna explore more, 'cause you made it sound so easy to get this written here, and I am confident even though I don't know your story in getting the book published, I'm assuming it wasn't that simple or easy. But let's define this for the audience here. We've said a couple of times this word "scrupulosity" and "OCD." Explain, what is OCD and what is scrupulosity? How are they the same and how are they different? 0:05:54.9 KF: Okay. OCD, obviously Obsessive-Compulsive Disorder, so by nature you have these thoughts that keep coming, and then it leads you to do things in order to make yourself feel better. So for instance, you have a thought like, "My hands are dirty," and so you say, "Okay, well, I have to wash my hands," but then your brain says, "Oh, well, you didn't wash them well enough." And so then you have to keep washing your hands or you touch something and then, "Oh, your hands are dirty. You have to wash your hands again." 0:06:26.0 KF: So it's this kind of call and response where your brain is saying, "Oh, something's wrong, something's wrong," and then you physically... There's even mental OCD as well where they do mental compulsions, so it doesn't have to be a physical compulsion. But anything that you do to try and relieve these thoughts that you're having, if it's enough that it's causing you disturbance to your life, to your day, to your life, then it becomes OCD, where it's a disorder and you need... You should get treatment or help. 0:07:00.3 DB: It interferes with your life. 0:07:01.0 KF: Yeah, if it interferes with your life, exactly. And then scrupulosity specifically is a type of OCD. And that's something I didn't really know at first, was that there were different types of OCD. 'Cause people just throw around OCD so flippantly. Like, "Oh, I like to have books organized, I'm so OCD." But it's not an adjective. It's a disorder and it's serious. 0:07:23.3 KF: See, I didn't realise there were so many different types until I went to therapy, and people were telling all their different stories, and I was like, "Oh my gosh, all these things are OCD that I've had." [chuckle] But scrupulosity is religious OCD basically. And so it has to do with maybe worthiness or things like, "Oh, I'm not good enough" or, "Oh, I'm not worthy to go in the temple" or, "Oh, I shouldn't have said that thing." Anything that relates to our religious upbringing and our thoughts there. 0:07:53.8 DB: But wait a second, you just described empathy, right? I said something wrong, I may have hurt somebody's feelings. 0:08:04.2 KF: Yeah. 0:08:04.6 DB: What's the difference between empathy and... 0:08:09.0 KF: And repentance. 0:08:09.5 DB: And reasonableness, and repentance. So what's the difference? Help the listener know. 0:08:15.2 KF: Yeah, that's something my therapist and I talked about, and he was not... He's not LDS. But he said, "It's so hard with scrupulosity and people who deal with that, because a lot of times for them, it's like the therapist versus God." And who is gonna win that? Obviously, God is gonna win that. Right? 0:08:31.9 DB: Yes. 0:08:32.1 KF: For a religious person, you're gonna say, "No, this is like the Spirit telling me I'm doing something wrong and I need to repent." So it can be really difficult to say, "Okay, where is this line between this is a mental illness and it's telling me I'm doing everything wrong, and I actually am doing something wrong and I need to repent and change." So it's really difficult. 0:08:57.8 KF: For me, my OCD really started with scrupulosity back in college. And yeah, I just thought it was I'm having a "come to Jesus" moment and I'm realizing all these horrible things I'm doing wrong. And so I really, I beat myself up and I... So many issues. I couldn't be alone really, 'cause I was worried and my brain would just keep going and I would say, "I have to fast on this random Thursday because I need help," and nothing was helping. 0:09:27.3 KF: I would take a nap and I remember one time I had sleep paralysis, which I never had before, where you can't, your body can't move. "Is it something? This is not normal." And so, I don't know, I think I realized that then, that something wasn't normal, but I didn't actually get help until 10 years later. I did go on medication then. 0:09:48.3 DB: Wow. 0:09:48.4 KF: But yeah, I didn't really understand what it was, or the other things that it could cause. So it is really difficult. I think if you're... If you know, Mormons, we tend to know... Or LDS, sorry. We tend to know what is right and wrong. Right? And if you're really pushing yourself past the normal right and wrong... 0:10:11.0 KF: If you're worried about every single thing, and it's so bad to the point where you feel like you can't be alone, or that's all you think about, or you're so worried that God hates you. Or whatever, these are kind of warning signs that, you probably have a problem. 0:10:27.3 DB: Big time. 0:10:27.7 KF: And you should get help. 0:10:30.0 DB: Yes. 0:10:30.0 KF: Because it should not feel like that. God does not want you to feel like you're a terrible person all the time. That's not what Heavenly Father wants for us. So if you are feeling like that... 0:10:40.0 DB: That's an excellent... 0:10:41.2 KF: You'll be fine, yeah. 0:10:42.7 DB: Yeah, that's an excellent point, and I think it's... You're right, this is one of the most difficult things, mental health issues, to identify within our faith, because it's one of the few mental health struggles that we actually praise. So for example, we reinforce scrupulosity a lot in the church and we idolize people who have it. 0:11:11.1 DB: And we don't even know that they have it, or they may not even recognize they have it. Usually it's in the context of, "I study the Scripture for two hours a day. I pray for 30 minutes twice a day." [chuckle] 0:11:22.6 KF: It's not healthy, really. 0:11:24.1 DB: No, it's not healthy, but yet it's the focus. When we see people like that, we admire them, we often say, "Wow, I wish I had that." Let me clarify, these are non-scholars, non-BYU professors, non-religious teachers. It's one thing to have a... Sorry. 0:11:44.1 KF: Yeah, exactly, exactly. And after realizing this, I read through the Book of Mormon, and I'm like, "Oh man, Jacob, I'm worried about Jacob." I feel like he probably had... He even says that he has, "My great anxiety of faith and great anxiety in my soul." I'm like, you feel bad for him, because they probably we're dealing with these things. Even Enos, praying all day and all night, like... I don't know. [chuckle] Maybe... 0:12:07.8 DB: I've even thought... I love that you bring that up because I've even thought about Nephi's prayer or his poem. It's, "O wretched man that I am." And I'm like, holy cow, this... 0:12:21.3 KF: Right? It's been around the whole time, we just didn't have the words to describe it. Even my therapist said, I think Martin Luther, they think had OCD, who began basically the whole Protestant Reformation. [chuckle] Which makes sense, he was very worried about everything. And so, I don't know. It's good and bad. 0:12:41.4 DB: It is. 0:12:42.6 KF: Yeah. 0:12:44.6 DB: It's a fine line, because clearly, there's nothing wrong with people who wanna study the Scriptures for two or three hours a day, and that's not, I'm not exaggerating. 0:12:55.0 KF: Yeah. 0:12:57.0 DB: But like going back to your earlier definition, it's when it interferes with your life. One of the measurements I use is if you place those concepts of perfection above your loved ones, and above your relationship with God, and you base your relationship with God off of those measurements, you may have scrupulosity. 0:13:23.7 KF: Yes, yes. No, I totally, I totally agree. And that's the point it gets to, and like I said, for me, I wish it had gotten... I realized that it was scrupulosity, and so the OCD didn't branch out into other areas of my life. Because it did. 'Cause OCD, if you get used to it in one way, it will try and get you in another way eventually. 0:13:46.5 DB: Yes. 0:13:47.2 KF: Yeah, I don't know. It's a tricky thing. 0:13:50.2 DB: Personally, I don't know if I would define myself having elements of scrupulosity, but as someone who does battle with anxiety and ADHD, my personality type is very different from what those we tend to admire in the church, somebody who, going back to that example of routine Scripture study. Now, I used to force myself and judge my worthiness based off of my ability to perform like somebody else, let's use the word neurotypical person. 0:14:29.6 DB: When I came to grips that my form of study and prayer takes on a very different look than somebody who's neurotypical, it was a breath of fresh air. And to be okay with that, the way I study, the way I pray, I felt closer to God immediately when I put off this... It gets me upset now, when I get people who bear their testimony, who says, "If you study the Scriptures the first thing you do when you wake up in the morning, you will be closer... " I go, "Nope, that's number one way to upset me and draw me further away from God." [chuckle] 0:15:07.6 KF: Yes, everyone, it's so, that's so true. We all worship in different ways, and that I think that's meant to be, but we, for some reason in the church we're taught, "This is the way you do it." And so, yeah, for me it was like with the scrupulosity it was like, I felt so much duty, like my relationship with the church was really just like, "I have to do these things because this is what I've committed to do. And this is how you get to heaven." 0:15:33.8 KF: And so it was very like, this is my duty that I have to do this, if that makes sense? It wasn't so much out of love. I have testimony, but it wasn't like I'm doing this because I love the Savior, necessarily. The first and foremost was like, "Okay, this is what I have to do because this is what God expects me to do. And this is what I've covenanted with Him to do. And my family, I have an eternal family, they're relying on me to stay true," and all of these things. 0:16:00.3 KF: It was like all this pressure that you have to keep doing it in a certain way. But it's really unhealthy, and you get to a point where you're just like, "I can't, I can't anymore," and you have to realise maybe you don't have to accept every single calling, or maybe you don't have to be the perfect ministering sister or brother. Because I'm an introvert and it's hard for me to do certain things, but other things I can do really well. 0:16:30.5 KF: Even listening to general conference, I don't get much out of it, but reading it, I can. Where my husband is basically the opposite 'cause he has ADHD. So yeah, everyone is different, and it's fine. That's, we're made this way, it's not a sin to have mental illnesses or developmental... 0:16:47.4 DB: Differences. 0:16:48.2 KF: Differences of any kind. Yeah. 0:16:51.1 DB: So I'm gonna read off of page seven in your book. What was... It touched me to just... I struggle to put words into what I experience on this. Again, I may have some degree of scrupulosity, as I looked more and more inward, I don't think I fit the classic definition definitely, but again, it may be more of my anxiety and ADHD, just the differences in approach, but I loved what you said here on page seven. 0:17:22.4 DB: It says, "I spent evenings alone wanting to burst into tears but not feeling like it would do any good. I questioned why God would let me end up here alone. I wondered why I felt guilty and why I worried about every single thing. I was at a loss for what to do with myself. Uncertainty ate away at my sanity, and I thought I was going to have a nervous breakdown at any second. Last year, I did, and it was a surprise because I have always coped." 0:18:01.3 DB: What I would have said well, with my anxiety, I think because ironically, my ADD allowed me to break free of rigidity, and I actually think I was blessed with ADHD, for that reason. I don't know if "blessed" is the right word, 'cause that's not fair to others, but it definitely allowed me to cope. 0:18:29.7 DB: I fortunately have a wife who is like, "Tell me, share with me," and I never felt like I could. It's like, "You really wanna know what's going on in here?" And as I shared, now she's like, Oh, this is what... " In fact, yesterday, Sunday, I was having a really bad day. And when we came home from church, we're going to church now, and I told her, I said, "I can't even be touched, I can't. This is, I'm feeling overwhelmed. I have to go isolate myself." 0:19:02.2 DB: And she goes, "Oh my goodness, I had no idea." This is how I've pretended for so long. Are you wanting me to share this with you? I have felt alone, even in the midst of the most beautiful support system, because I don't feel like people could relate to me. When I read that paragraph, it tells me you know exactly what that was like. Share with me. Well, I guess... 0:19:35.0 KF: Yeah, yeah, no... 0:19:37.8 DB: Let me formulate that question a little bit better here. You said earlier... Well, in general, you have so much insight right now about why you did things, and you wish you'd known this 10 years earlier. 0:19:53.7 KF: Yeah. 0:19:54.4 DB: But the truth of the matter, most people with scrupulosity will not receive that information. 0:20:00.3 KF: No. 0:20:00.6 DB: Do you feel... 'Cause as I look at this and I say, "If somebody told me 10, 15, 20 years ago, I would have said, 'What are you talking about?'" 0:20:09.4 KF: Right. Yeah, especially in college. 0:20:10.6 DB: Even with just anxiety. 0:20:12.0 KF: Yeah. Right. 0:20:12.9 DB: Do you feel like you would have listened to your... You, 10... 0:20:17.3 KF: No, no. Well, you know, it's interesting, when I was writing the book, I got out my old journals. I had journalled through college, basically. And so I was reading from this time period of when it went... When it went down, when it was really bad, like I wrote about there. And I was just reading like, "Oh my gosh." 0:20:38.1 KF: And then I read about how, I went back to BYU, I was doing an internship at the time in Seattle. And so I went back to BYU and went to the health center, so I was like, "I'm gonna... You know, I need to get help of some kind." My mum's a nurse, so she was like, "Just go to the health center and tell them." And I had written down in my journal, like, "I went to the health center and they told me I had obsessive compulsive disorder." 0:21:01.4 KF: And I was like, "What? I knew. They told me." So exactly, I was told, but it just like, it went over my head. They didn't really... They must not have explained or I wasn't ready to accept that that's what I had. I don't know, and that's how I got on medication, was that visit. But I literally, until I re-read it, that journal years later, I was like, "What? They told me. I didn't know." Literally, it didn't come to me. So that's your answer, they did tell me and I was like, "No, no, I'm not gonna listen." 0:21:37.0 DB: Yes... 0:21:37.4 KF: "I don't care." Yeah. 0:21:39.1 DB: So I guess, the next question is, this is what I... What I think is the most difficult aspect about this, is, one, being able to recognize that this is actually a problem. 0:21:49.4 KF: Right. 0:21:49.9 DB: We've reinforced this within our church culture to idolize admire and even encourage this type of behaviour, thinking it's good. 0:22:00.6 KF: Yeah. 0:22:01.7 DB: I get a lot of pushback when I identify this, especially around sexuality. 0:22:06.3 KF: Yes. 0:22:07.1 DB: Which is what I deal with the majority of the time, is, "Are you telling me not to listen to the prophets? Are you telling me to not be perfect?" How would you recommend, knowing what you know now, to talk and to... I realise we can't convince people, but... 0:22:27.0 KF: Right. 0:22:27.8 DB: What are your thoughts? How would you go about helping people recognize this? 0:22:32.1 KF: Yeah, you know, it is so hard. When I was writing the book and publishing it, I was really Society president at the time as well. 0:22:41.9 DB: It's alright. 0:22:42.7 KF: So it was like also I had this overwhelming calling. And so I was able to talk with a lot of sisters and realise like "Oh, they have mental health problems." And the ones who did and knew, they felt more comfortable talking to me because I was so open about my mental health issues. And so it was actually a benefit having that openness. 0:23:07.5 KF: So I don't know, it's, I think those of us who do have mental health issues need to be more open at church about it and more vocal about it. Because then those people who do have it, but maybe don't realise it, can start saying, "Oh, I recognize that in myself." Or, "Oh yeah, I've done that." And then you get that seed planted. 0:23:30.7 KF: And it does take years sometimes for people to be diagnosed with anxiety or OCD. Anxiety is more when people are like, "Oh yeah, I have anxiety." I don't know, everybody seems like they're willing to admit that. But yeah, I don't know, so for me, it's like... 0:23:47.0 DB: It's an acceptable mental health issue. 0:23:48.7 KF: It's an acceptable. Exactly. Where scrupulosity it's like, "No, that's good you're like that." So I think also church leadership, which they've done a lot better recently, really begins to say like, "Okay, this is an issue that we have," stating it and coming out and being really just, yeah, really transparent about it. 0:24:08.8 DB: And, "It's okay, and this is... We don't wanna be like this. We wanna get help. It's not good to be obsessed about being worthy or perfect." I think as the more the higher-ups start to talk about it more, it will become something that people are like, "Oh, okay." You know, and Elder Holland gave a great talk a couple of years ago about that. 0:24:32.4 DB: He's great. 0:24:32.7 KF: They've done Ensign articles about these things as well. So they are working on it, I feel like. We did a conference called Anxiety Disorders in Mormonism, shortly after the book was published, and that was great. I think we had church leadership there from some department, I don't know. So you know, kind of probably checking up on us, seeing like, "Are they really teaching good things?" But also I hope it helped them to realise that this is an issue. 0:25:00.4 DB: Oh, wow. 0:25:00.5 KF: And it was sold out this conference at the Joseph Smith Memorial Building. This is something in the church that we need to talk about more. So yeah, I don't know. 0:25:09.3 DB: My goodness, yes. I think that's what's interesting here is... And I apologize, I think we're on a slight delay here, so I don't mean to be talking over you. You've published this book now three years ago, or four years ago, and this is the first time I'm hearing it. 0:25:30.5 KF: Right. 0:25:30.5 DB: And I'm a mental health professional. And to your point, I am surprised. I am absolutely baffled why you haven't been on... And this is not a criticism to my colleagues, but I am surprised that you haven't been on every mental health podcast in the LDS community. Being that this is such an important topic and it is related to anxiety, depression. 0:25:57.4 DB: Even if you don't have scrupulosity specifically, this is prevalent in the church. And so you're right, this needs to get out. And so if I could do my part. I agree with you. There's kind of a paradox, because as you said, and I 100% agree. The upper leadership need to be talking about it more. But that's also kind of fueling the problem. We're waiting for our leaders of authority to say, "This is what you need to do." 0:26:28.2 KF: It's true. And you know, there is this divide, I think, with a lot of church members. I did a book signing at a church book store in Washington after the book came out. I was sitting there and I have the books, and I heard someone walking by like, "Ugh, OCD Mormon." Like, "Oh, that doesn't matter. OCD doesn't matter" Yeah, I was like, "I'm right here." [chuckle] 0:26:53.1 KF: But it is one of the, specifically OCD is one that people don't really realise is a real mental health disorder. If that sounds... That sounds terrible, but it's true. Because we use this so flippantly, the "OCD" term. So I don't know. Yeah, it's really hard I think anxiety is an easier one, people will say, "Okay, yeah, you have anxiety." 0:27:14.4 KF: But all the mental illnesses is really are so co-morbid with each other where you can have one and the other. They kind of like to pair up and be friends, which is not fun. So yeah, I have OCD, but I also do have anxiety, generally. I've been having suicidal thoughts before because of all of these things. So they really, they all go hand in hand. And they can get so deep if you don't address them, and cause other problems and cause even like physical problems. 0:27:47.5 KF: One time, I thought I was having a heart attack after my breakdown in college. And so I had to go and do EKG testing. So I thought I was having heart attack. 0:27:57.8 DB: I've been there. 0:27:58.5 KF: Yeah, it's like if you're having these things, there's something wrong and let's get help, because it's available, and it's great. When I went to the BYU Health Center and they just gave me the medication. And there wasn't, as I remember, not really a discussion about other options. I think a lot of us do want just like, "Okay, give me the drugs, and I'll be fine." We don't wanna put in the work and put in the time. 0:28:25.8 KF: Because we're so busy too, in the church. We're so busy. We have all these callings, and we have our kids, and we have this, and the school, and all the jobs. And it's like, "When do I have time to go to a therapist? When am I gonna do that?" But it's so... 0:28:39.3 DB: We need an immediate solution. 0:28:41.4 KF: Yeah, we want the immediate solution. And the medication is great. It helps kind of take it down a notch, at least for me, and I don't know for you if you're on anything. But being in therapy just helps you understand why and what it really is, and how you can behaviourally take care of it and get better, and when it comes up in other areas, you recognize it more, than just taking a medication. 0:29:09.0 KF: It really, yeah, therapy is so important. And it's so hard to get, for some people. It's hard to find the right therapist. It's hard to get an appointment with a therapist. These are things that are also obstacles, that are huge, yeah. 0:29:22.3 DB: And one... And you addressed this in the book very well. I have so many questions. This is such an exciting topic for me, so let me organize my thoughts here. Because you brought up this and you talk about this in the book really well too. It's one thing to find a therapist and to find a therapist who really knows how to address this. 0:29:41.9 KF: Yes. 0:29:42.2 DB: But before... Before I ask that question, I wanna talk about the nuance around this. And one of the things that really prevents, I believe, prevents us from, at least in the church community, that... Recognizing we need help. Is, what we perceive is the spiritual... And I'm curious, 'cause I don't remember you talking about this in the book, or at least bringing it up, is what we perceive as the spiritual reward we get when we are following our scrupulosity. 0:30:15.8 DB: I often hear people will say, "Are you telling me this is a mental illness? When I read for two hours a day, I pray repetitiously. I feel closer to the Lord." That. 0:30:31.0 KF: Right. "You're telling me that's wrong?" Yeah. 0:30:34.2 DB: How do we... Is that something you experienced? And if you did, how did you address it? 0:30:40.9 KF: Yeah, it is something that is so hard. And I've been doing research for a different project about generational differences in worship. And so I was reading articles, and there's actually, they're doing experiments, and they actually use LDS people, which I thought was great for these experiments, about... Neuroscientists and neurologists are doing this, about how our brain reacts to religion. I read this article, it's called Your Brain on God. And this doctor... 0:31:13.3 DB: Great article out of University of Utah. 0:31:16.6 KF: Yeah, yeah, and just basically how our brain over, probably over the thousands of years since we came up with religion, our brains have become... Yeah, religion helps. It turns on different parts of our brain, like the responses for pleasure. Like cause and effect. We're like, "Oh yeah." So we pray and we feel better about it. And it's literally hard-wired into our brain to feel that way now with religious experiences. Especially for LDS people, apparently. 0:31:47.4 KF: So yeah, if you talk about God or something in the experiment, and you probably know as well as I do, but yeah, they were happier. And so it really is part of our brain. But it's just like a drug where you can get addicted to that in a way. And that sounds awful, right? Probably people will be like, "Oh, you can't say you're addicted to religion, it's not bad, it's good." 0:32:13.3 KF: But God also says moderation in all things, and for the average person, average LDS individual, I don't think He wants us praying two hours a day or reading two hours of Scriptures a day. There's so many... He wants us to be with our family and enjoying the Earth and being good examples out of our own home. So it's hard. It's really... [chuckle] I don't know if I answered any question. But it's hard, yeah. 0:32:39.4 DB: It is hard. You did. And actually, that research, I'm glad you brought it up because it's one that I've written about and we talked a lot about, you bring it up, it's like a drug. It actually shows something quite the opposite, and this is what I mean. We've been doing a lot of brain scans around people who are behaviourally addicted to pornography or these other things, forms of media. 0:33:08.5 DB: And they found that this brain response of studying the Scriptures and following the leaders or reading quotes from the prophets, lit up the brain in a similar way as those who look at porn. And so what we've been identifying, what some of the best researchers have been identifying, is there's something else going on that's beyond this chemical addiction. 0:33:32.4 DB: Which is not like a drug, actually. It's what we are creating in our belief system, what we're expecting to receive from it. And so, what we're identifying is we need to redefine how we experience those relationships. So I think you actually did answer the question, is I don't need to read three hours a day to have this feeling of closeness with the Lord. I can create this in a way that's pleasing to Him, in a way that's more appropriate for me. 0:34:09.3 KF: Right. 0:34:09.8 DB: Does that make sense? 0:34:10.8 KF: Yes, more is not always better, you know? 0:34:13.7 DB: Correct. 0:34:15.8 KF: Yeah, it's interesting, and I read this book, I'm trying to see if I have it here on myself. About George Albert Smith, with the prophet and how he, basically his... Youu know, he had mental illness, mental health problems, but they didn't really diagnose it 'cause he was back in the... 0:34:37.1 DB: I love this example. 0:34:38.6 KF: Yeah, and reading it, I was like, "Oh, he has anxiety obviously, and probably obsessive-compulsive disorder." And they tried to do ridiculous things to the poor man, like, "You have to live outside in the back cottage, "or all these just crazy things, "You have to take time off from being an apostle," and all of these things. 0:34:58.0 KF: And I just, it helped me feel better about my own problems 'cause I'm like, "Okay, even the prophet had this." And I think it allowed him to be more empathetic when he became prophet, he was prophet right after World War II. And so I think having those experiences and having the mental health problems that he did, I think it made him the prophet he needed to be for that time period, even though it was awful and he didn't have the correct treatment because they didn't have it then really. 0:35:29.5 KF: But to know like, "Okay, it can be a blessing in some ways," like you said. It could be awful too. And so it is awful, but it can help us learn empathy and learn different skills that the Lord can then use to help the Kingdom. I don't know. 0:35:49.0 DB: I believe it was George Albert Smith, 'cause as I was telling you offline, I've done such extensive research, sometimes stories cross, so I hope I'm remembering correctly, and I find it was a missed opportunity when we're studying him as a prophet, that they didn't include that in the material. And how he would actually isolate himself in California for months at a time, to escape it all and to recover. What a benefit that would be to here as a church community. I think... And I have no idea. I am... [overlapping conversation] 0:36:22.1 KF: Needed to do that for his mental health. Yeah. 0:36:25.1 DB: Yes. And I don't wanna pretend I know what the leadership is thinking when they develop this material, but maybe my only guess is maybe they don't want us to have a negative light on George Albert Smith. But I don't know. I thought that would be... So when I teach that lesson that I sometimes get asked to teach, I make sure I include that. It's like, oh my goodness, isn't he more relatable now? Isn't it make you feel good? 0:36:53.8 KF: Yeah. I even think about Christ when He had to go and He would go up into the mountains and pray by Himself, I'm like, "Yeah, I relate to that needing to get away from all of the people and all the things going on around you, and just have the solitude." I'm like, "Yeah, I can relate to that." Or just being asleep in the boat and, "Go take care of it yourselves." [chuckle] Solve the problem on your own. 0:37:17.4 DB: Absolutely. 0:37:18.5 KF: I think it does, it humanizes everyone, these leaders. And just, you know, the thing is, it's sad, but like you said, there's such a negative perception of mental illness, not just in the church, but everywhere. And so end of therapy and things like that, and people think, "Well, I'm not being good enough, or I'm not praying enough if I'm depressed." If you're unhappy, you're just not being a good enough Latter-day Saints. 0:37:52.5 KF: And you hear that a lot, like, "You just have to pray it away, or fast more or pull up your bootstraps." And it's... 0:37:58.0 DB: Correct. 0:38:00.9 KF: That's not the right way to deal with this. I think it's hard to change that demographic of the church and of society, that thinks that like mental illness is a personal weaknesses. Because it's not. It's not a sin, it's not a weakness. It's a real thing, just like if you had cancer or if you had endometriosis or whatever. It's a real illness. 0:38:29.0 DB: But to your earlier point, I'm gonna come back to that other question, is when we do seek help... So let's step out of even the LDS community right now, let's talk about the medical community. So I'm putting the pieces together myself over the years and I had a nervous breakdown, oh, I don't remember the year now, it might have been around 2006 or 7, and I thought I was... 0:38:57.2 DB: So your story about heart attack hit home for me because I remember checking myself in, and thought I was dying. At that time, I was also 265 pounds, and so I thought I was prime heart attack whatever, and I checked myself in and they did all the tests and they're like, "You're fine." 0:39:19.6 DB: I said, "I am not fine." And they looked at me like I was crazy, like, "Get out of here." It felt like it was more just they were protecting themselves from liability to keep me there, and I was of course feeling a lot of shame like, "I don't understand. I am... " You can't even describe. People who have had a severe panic attack understand. And that's what it ended up being. 0:39:50.1 DB: But there was no... No one sat me down and said, "Look, what we believe is happening here and how we think we can help this... " I realise it was an emergency urgent care facility, but that also goes to the point. Our society, we're now in 2020, and even with me having a nervous breakdown last year in 2020, the help and the insight... 0:40:15.8 DB: And I'm a mental health therapist and I was struggling to identify what was happening, and it's always harder when it's happening to you, but to be able to identify it and to get the help, it's just like, "Here, take this Klonopin or whatever. Let's just calm you down and get you home." 0:40:33.6 DB: And then, as you talked about in the book, and this is where my next question is, is how? It's one thing to identify that you may have a problem and then another to find a therapist who really knows how to deal with this. And as a therapist, I struggle to find people who are adequately trained to refer people to. What was your process? And I know you brought it up a little bit in your book, but how did you find the right therapist for you? 0:41:06.8 KF: Yeah, luck, really. [chuckle] No, but... 0:41:10.3 DB: It's true. 0:41:11.2 KF: It's true, it's true. I was having this... At the time, it was contamination OCD, I got really bad. And my husband was like, "This is not normal. You need help." And I was like, "No, no, I'm fine, I can do... I am a strong person, I don't need help." And he was like, "No, you need help." 0:41:32.9 KF: So I was really blessed with a husband who was really supportive and had a family with mental illness, and so he could recognize this and not take "no" for an answer really. He was like, "No, you need help." So I was like... I was too involved or too emotionally upset to even call doctors. 0:41:55.6 KF: Which, a lot of people are at that point, when you're going through a breakdown, you can't. You're not like, "Okay, let me go research all the different doctors that I could go to." No, you're having a breakdown. So I was lucky, he started calling the doctors. It was to the point where he was even calling the in-care, yeah, people like, "Can she come in and stay there?" and they're like, "No, we're full," or, "Oh, no, we don't have any appointments for two months." And he's like, "This is not... We need something now." 0:42:23.1 KF: And so he called someone, a doctor in Seattle. We were living on an island in the Puget Sound at the time, near Seattle, but he called the doctor in Seattle and he's like, "My wife's having a really hard time with this," and he's like, "Well, we have a group session tonight that she could come to. And I have a cancellation the next day too for an appointment." 0:42:48.4 KF: So it was just totally random that he called this doctor that day at that time and the cancellation. So I was very lucky, I was very lucky. I went to the group and that's when I was like, "Oh yeah, this is what I have." And then, yeah, I went to him for the appointment and he told me, "Go to your GP, general doctor and get on medication for now, because it will help you in the meantime to calm down. And then we'll work on the therapy once you can... You're well enough that you can actually do the exposure therapy and do the things that you need to do." 0:43:32.3 KF: So I went to my other doctor, got on medication, then I went home for Christmas to my parent's house with our family. And I was suicidal, having suicidal thoughts because of everything. 0:43:46.1 DB: Yeah. 0:43:46.3 KF: So I was like, "I can't go back," to this island where we lived 'cause I was like, "It's dirty, and contamination." And so we flew home and drove to Portland and started looking at houses down there to move, because we were building a house on Vashon Island, but we were like, "We need something better in the meantime that's closer to therapy," because I didn't wanna take a ferry and then drive a half hour to go to the therapist every week. I was like, "That is a two-hour commute, it's too much." 0:44:18.3 KF: So we were lucky enough that we could do that, and we bought a house down near Portland. And so I came back to my therapist and I'm like, "We're moving," and he's like, "What? What are you doing?" I'm like, "No, we need to move, various reasons." And so he said, "Well, I have a friend down there, another therapist in Portland, and I will transfer you over there." And so I was like, "Oh, great." He's like, "He's me, but in Portland." 0:44:43.2 KF: So I was like, "Okay, that's fine, that's great." So I moved down there and I met with him, and he was great. He was like... We hit it off even better than I did with the one in Seattle. And I don't know, we just, I met with him every week at first and was able to make progress on the things that we're really bad. We started with the contamination, which is really the one that was awful for me. 0:45:05.6 KF: And then once that was kind of under control, then he looked and said, "Okay, now, what else? What else is the OCD touching?" And then we were able to go to the scrupulosity or the hitting around OCD, or whatever, there's all these different sub-types. But it was just a luck, and so I feel really lucky that I had that experience. It's been really hard to... 0:45:28.3 KF: Now, I didn't... I stopped going to see him once I was better, and I was like, "Oh, I'm doing so well with this whole behavioral therapy, I know what to do now, this is great." I'm like, "I'm gonna go off my medication, I'm not... I don't need to see my therapist very much, I know what I'm doing now." And I had a total breakdown while I was writing the book, total... 0:45:57.3 DB: Wow. 0:45:58.0 KF: Right back where I was basically. And I'm like, "What it's going on? I know what I'm supposed to do." Like you, you're a therapist, you're like, "I know the tools but I can't use them myself. What is going on?" And my friend that had to come and she checked me... 0:46:13.5 DB: Let me pause you for a second. Let me pause for a second, 'cause I think this is important to emphasize to those people who don't experience this, when they're trying to be loving and supportive, that there... One of the things I discovered, really quick, I understand all the concepts, techniques and tools with grounding with mindfulness, but when your brain gets into a place of ruminating, no amount of grounding, mindfulness, breathing techniques... Now, help. 0:46:47.6 DB: And I wanna say that with a caveat, I'm not saying that, "It's not gonna be helpful. Don't do it." You definitely do it. I'm not saying don't do it. But when you're loving network, your family, your support system is getting frustrating, saying, "Aren't you doing this?" Or, "You need to do this." I think it's important for them to remember, because it may help you and get you into a good place, it does help us, but it's not the solution, and it's probably not as effective as it may be for you. Is that your experience? 0:47:27.2 KF: Yeah, for me it was like, yeah, I knew what I should be doing, but I was like, "No." I think it was pride too. I don't wanna have to go back to the therapist and tell them I failed. I know what I should be doing, but I just I can't do it. My brain, it was just like, "No, no." 0:47:47.7 DB: So you couldn't even get there, your brain wouldn't even let you do it? 0:47:51.8 KF: Yeah. I had a friend, the friend who had OCD and that I mentioned earlier, and she was like, "I'm taking you to the hospital." Because I would tell her things about going on a walk, "I could just walk out into traffic right now, it wouldn't matter." She's like, "I'm taking it in to the hospital 'cause that is not normal thoughts to have." 0:48:12.8 KF: And so I went and they gave me some drugs. And then the next day I went to my doctor and got back on medication. No, it's hard, and I think it's... Even now, I'm not going to the therapist regularly, and I'm like, "Oh, I don't need to go to the therapist," but I should, I should. Not every week, but I should check in once a month or once every three months. The accountability is important. 0:48:44.1 KF: And that's what keeps me on track, I'm on medication again, still, and that's keeping me fine, but if something happened, something major, I would probably have another... I would probably go back to the same spot. It's really hard. It's a constant, it's a life-long... 0:49:03.2 DB: Understood. 0:49:04.1 KF: Yeah, and medication doesn't always work as well as it used to, and so you have to have these tools in your toolbox and recognize like, "Okay, I can't do this on my own." 0:49:17.2 DB: I wanna be respectful of your time. I have many thoughts and questions. Are you okay if we go beyond the hour? 0:49:22.9 KF: Yeah. It's fine. 0:49:24.6 DB: And what you don't really address in the book is how this affected your intimate relationship with your husband. And not just sexually, but connection in all of it. Are you comfortable in explaining that? 0:49:43.8 KF: For sure. I mean, I laugh because I remember these instances, and to me they were like, "Oh my gosh," like life and death. But now I'm like, "What was I doing?" But when I had the contamination OCD, he would take the laundry downstairs or something, let's say, and I always say, "You have to go wash your hands." He was like, "Why." 'Cause you touched a dirty laundry, and he was like, "I'm not gonna do that," and I'm like "then you're not gonna sleep in the bed tonight." 0:50:12.3 KF: And he's like, "What?" "No, you have to sleep on the couch unless you wash your hands." And he's like, "What are you talking about?" Things like that or even just touching, he would go by and pat me on the bum or something, and I'd be like, "What are you doing? Don't touch me, don't touch me there!" He was like "What? What's the problem?" 0:50:34.7 KF: These little things that are natural husband and wife things, I'm like, "Whoa!" I'm thinking, "This is wrong, this is... You're dirty, this is awful." And yeah, even sex, I was like, "Whoa, this is dirty. We can't." It was very like, we have to have it on a certain sheet, or have sex in a certain time, or what... I take off my garments, my underwear, I have to pull them and put them in a spot, put them on like a Kleenex 'cause they're dirty. And it really ruins the the moment. 0:51:09.3 KF: He used to be like, "Oh my gosh, what are you doing?" Or if you touch anything, you have to go wash your hands. Yeah, it really does affect your intimacy and your relationship with your spouse, because in your mind, you're like, "This is totally logical. And this is what I have to do to maintain my sanity." And to them, they're like, "What is going on? This is not okay." 0:51:34.7 KF: So yeah, it's really hard on spouses. And children too. I was like, "I'm not gonna color with my kids 'cause they touched the markers and maybe they didn't wash their hands after they went to the bathroom." So I'm not gonna color with them. Or I'm not gonna sit on the floor with them because the floor is dirty or... You know, just all of these things would factor into it. It changed my whole relationship with my whole family. Yeah. 0:52:00.1 DB: So with... Because my group is focused on intimacy specifically, what do you do now? 0:52:09.5 KF: Yeah. 0:52:11.2 DB: Do you feel like sex is now pleasurable for you, or? I guess I made an assumption. It sounds like sex was not a pleasurable experience before? 0:52:17.6 KF: No. No, it was kind of like a... 0:52:18.7 DB: Do you feel like it is now? 0:52:20.6 KF: You know, it's not totally better. I have tried to be better about it, but there's still... It becomes a habit when you do these things often enough. And so even without thinking about it, I'm like, "Okay, we're gonna move over to your side of the bed if we're gonna have sex, because I don't wanna get my side dirty." Like, still. [chuckle] 0:52:43.6 KF: And I try... 0:52:44.0 DB: I'm glad you can laugh about it. 0:52:45.6 KF: I try not to be obvious about it, but I'll scoot over or whatever. Or I'll be like... I'll look like where he puts the underwear when... [chuckle] Like, "Okay, is it in a good spot? Okay, we're good." Because we've talked about it. We were interviewed for Vice on this topic, OCD and Intimacy. So you can look that up. 0:53:10.7 DB: We'll include the link. 0:53:12.4 KF: It was really good, actually. He was in the conversation obviously. It was like couples therapy, just talking it out. And him saying, "Okay, this bothers me when you do this." And I was like, "Really?" So I think couples need to be able to open up to each other about that, about sex, and what are problems or issues that each person has, because it's really healthy actually. 0:53:37.8 KF: And I think we don't talk about it at church 'cause we're like, "That is a private thing. I'm Mormon and I can't do this and we can't talk about it. Or we can't use sex toys." Or whatever people think. Because we don't talk about it, we have all these assumptions of what we can and can't do, I think. Or should and shouldn't do. But really, is that even like a thing? I don't know. 0:54:02.1 KF: Like using sex toys, I was like, "I cannot. No, we don't do this." He's like, "No, it's fine." So these are things that we've had to work on and still work on, but talking about it and being open about it with some random stranger actually really helped us to come to terms and to be like, "Okay, you know, we need to be better at this. Or I need to be better at it and not let the OCD take over that." And be okay with having pleasure. 0:54:28.9 DB: Again? 0:54:30.6 KF: Yeah. With... You know, it's okay... 0:54:33.3 DB: Yes. 0:54:33.7 KF: If you feel good about this. Which for some reason I never did. Well, you know. 0:54:39.1 DB: You bring it up again. 0:54:40.6 KF: Yeah. 0:54:41.3 DB: Yeah, it's interesting because it's, again, the taboo and the somehow... Someone predefined we're not supposed to talk about certain things. Like my wife was just telling me she was at book club and they brought up Emily Nagoski, one of Emily Nagoski's books, which is great, about female pleasure. And one of the people says, "Let's do that for our book club." And she was excited, she says, "It's changed my relationship for the better." 0:55:09.3 DB: And the response... Again, I'm not criticizing anybody, I wasn't there, but the immediate, the automatic response was like, "No, gross, we don't talk about that thing." And it's like, oh, we're feeding the problem, we're feeding the problem. And we're not allowing ourselves to identify, "Well, I know I can have pleasure, but I'm not allowed to talk about it." 0:55:32.8 KF: Yeah. 0:55:33.1 DB: And if we don't talk about it, how do we learn about it? I mean, it's... 0:55:38.1 KF: How do we learn... How do we even know, yeah, what it is. What, yeah. No, exactly. 0:55:42.8 DB: Even like with sex toys, it's like, "Yes, absolutely." So has that been a helpful thing for you? Has incorporating tools, I like to call them sex tools. [chuckle] "Toys" makes it sound... Which, there's nothing with saying "toys". 0:56:00.1 KF: Yeah, no. 0:56:00.1 DB: But for therapeutic mind, it's like it's a tool, it's to help you. [chuckle] 0:56:02.5 KF: No, and it has. And just... My husband wasn't always active at church, and so I was not his first sexual partner, we'll say. And I was very worried about that at first. This is like, "I don't know anything about this, and I could be very bad and he would know." 'Cause I'm not the only person he's been with. 0:56:25.6 KF: So then I was also like, "Oh well, this is just because you weren't always active at church, so that's why it's okay to do... You think it's okay to do these things?" But no, it's fine. And yeah, the tools have been very helpful and... But it has taken me a while to be like okay with it, or to be okay with doing it myself... 0:56:47.5 DB: Yes. 0:56:49.0 KF: When he's... Things like that, having pleasure. Like, is it... 0:56:52.9 DB: Has that been helpful for you, allowing you to be in your own space and to... 0:56:58.0 KF: Yeah. 0:56:58.0 DB: Does that help manage your anxiety so that you don't feel like you're having to perform for anybody, just yourself? 0:57:04.1 KF: Yeah, yeah. You know, and I... Yeah, I always used to be like, "Okay, well," when he's done, then it's like, we're done. But now I'm like, "No, now it's my turn." And so we'll use the tool. And we'll use the tool, and it's... 0:57:16.6 DB: Toy is fine. [chuckle] 0:57:18.3 KF: You know, it really has helped to be like, "You know, this is... It's not just for him that this needs... This is for pleasure. I should also enjoy this." And it can be really stress-reducing as well for me, and not just a stressful occasion like, "Okay, I have to be good for him," and then he gets his pleasure, and then we're done. It's not just a one-way thing. We're not the tool, the women. We also deserve to have pleasure. 0:57:50.4 DB: Yes. Yes. 0:57:51.8 KF: That's something that took so long for me to realise. And also to even allow myself to get to that point of orgasm. My body was always just like, "No, no, no, no, no, no. I can't lose control," 'cause of my mental illness and my health. "I have to always be in control. I can't not know what's gonna happen." And so you had just to being able to let that go. 0:58:15.5 DB: The way you just phrased that there... 0:58:17.3 KF: Yeah. 0:58:17.9 DB: The way you just phrased that, "I can't let myself lose control." I have heard that from many, many women in counseling. That they feel like when they're on the verge of orgasm, they're losing control. I clearly can't identify as a woman in what you're experiencing. But that was a very triggering word or phrase for you. 0:58:41.5 DB: As I'm listening, I'm thinking, "Oh my goodness." And I wanna be careful, I don't wanna do a broad stroke of scrupulosity across everyone who may have experienced it that way. But that does sound like possibly a symptom of, "I'm losing control." 0:59:00.0 KF: Yeah. 0:59:00.1 DB: "What's gonna happen here?" What do you think? 0:59:02.5 KF: I think it is. I think... No, I think you're right. And I think, I don't know. Yeah, I was just like, "I can't... " It's very real even every time really. I'm like, "Okay." You have to make a decision like, "It's okay. It's okay to not be in control." 0:59:18.2 DB: Experience it. 0:59:18.5 KF: Experience it, yeah. And then you get past that, and you're like, "Oh, okay. This is what they're talking about." [chuckle] But if you don't get past that point, you never get past that point, and you don't realise what's on the other side of it. And so, yes, it's a huge thing, and it can be so good for women. 0:59:39.8 KF: I was reading a book about hormones for women. It's called the Hormone Cure, and it talks about that, too. That women need to have this time where they're just massaged there. It's really helpful actually for our mental health. I was like, "Oh, okay." And I was telling my husband, he's like, "I'll do that. That's great. Like I will help you with that whenever you want, we'll have our massage time." 1:00:09.9 KF: But just realizing it's not bad. I think so much in church we're taught like, "This is bad." Because just growing up, it's like, "It's bad, bad, bad, until you're married, and then it's great and fine. But we're not gonna talk about it, or what you do, or what it's supposed to feel like. At all." 1:00:21.7 DB: Exactly. 1:00:23.6 KF: It's not helping. 1:00:24.0 DB: A very good point. 1:00:24.9 KF: It's not helping to be like that. To have it be such a taboo, and then suddenly it's fine. Our brains can't really process that. It takes... 1:00:34.2 DB: That's... One of the hardest things for me to communicate with people who I'd only, I wouldn't diagnose as having scrupulosity. It's just a general, cultural belief is, "Once you get married, everything's okay. " No, it's not. The exception is not the rule. I'm not gonna throw a percentage out there, I have no idea. But I have yet to see that be the case where, "Yes, marriage is now, you get to... " 1:01:04.4 KF: Do it. 1:01:05.4 DB: "You understand your body, and you're experiencing the full benefits of it." 1:01:09.4 KF: No. No, not at all. Yeah, I'm like, "I don't know. I don't know what's down there." My husband's like, "What? What are you doing?" [chuckle] 1:01:18.4 DB: And you're not alone. We now have family discussions. 1:01:24.1 KF: Prudish. 1:01:24.7 DB: Yeah. 1:01:25.0 KF: Like, "I didn't know." Yeah. 1:01:28.6 DB: It's such a blessing, we have family discussion. Now I have three girls, and they're all married. And one of the most... Believe it or not, it's one of the most... What's the word I'm looking for? Not humble, but I'm proud. It feels so good when we're even at the dinner table, just us family, and we're talking about, in a very appropriate way but very open, about marital sex, and what it looks like, and how we can improve. 1:01:56.2 DB: We're not crossing boundaries or anything. Well, people might be listening who say, "You've already crossed a boundary." No, the fact that we can openly discuss, that is a good thing. That, "Oh, you know what, have you considered this? This may help." All of our bodies are different, and we go through phases. 1:02:12.7 DB: You talked about having an hysterectomy in your book. My wife has had a hysterectomy, that changes the body dramatically. What does sex look like after a hysterectomy? No one talks about that. And now, we do. 1:02:27.0 KF: We should, yeah. Because it's such an important part of our lives. And not in a gross way, but we think of it like, "Ooh." I know especially probably women who've grown up LDS, who are just like, "Ooh, you don't talk about that. That's not okay." Like you wife's book club like, "Ooh, no, we're not gonna do that." But... 1:02:48.7 DB: "I'll do it in private in my closet where no one sees me." 1:02:51.3 KF: Yeah, "I won't tell anyone." 1:02:52.4 DB: Maybe. 1:02:52.6 KF: Yeah, and I had a... My former sister-in-law, who's since divorced, but she was very open with these things. And so, after we got married, she's like, "Okay, what's gong on?" They let us use their hotel room right after we got married, before we went on our honeymoon. [chuckle] 1:03:09.4 KF: They're very... 1:03:10.3 DB: Cool. 1:03:10.8 KF: Very open. She's very open. So she's like, "Yeah, use the tools, this helps so much." And I was like, "What, we can? We're allowed to do that?" And she's like, "Yes." I'm like, "Okay." So just having people be open about it, really changed my view like, "Okay, other people are doing this, it's not just in the dark or sneaking around. You can't do this anymore." 1:03:32.4 DB: Absolutely. So I wanna be respectful of your time, and I have so many thoughts and questions. And maybe someday we'll have you back. I'm excited to hear the reception on this podcast. But the final question maybe I have for today is, this is a difficult experience, like we were talking at the beginning. How... First of all, how do recognize that this is an issue? And then, how can family best support us? 1:04:03.9 DB: What would you recommend that people can do? What is the best way to... I realise there's a broad experience here. One, being able to identify you have a problem. But let's take it from a place of... Well, you're welcome to go with it wherever you want, but I'm thinking specifically, how does a spouse help you now? How do they best support you? 1:04:28.8 KF: Yeah, that is, it's really difficult with OCD. First of all, they need to research it themselves and understand what's going on. If you're going to therapy, have them come with you to a session and talk to the therapist about, "Okay, what should I do in these situations?" 1:04:49.1 KF: Because we look to our spouses a lot of times for reassurance, which is a compulsion too. "Are my pants dirty? Can you look? Can you tell me if they're dirty or not?" And if they're like, "No, you're fine." "Okay I'm fine." For five minutes or something. And then you ask again, "Are you sure?" And as they provide that reassurance they're just really making the OCD worse. Even though we're like, "No, it feels better." It's really, it's not good. 1:05:16.2 DB: They're enabling it. 1:05:17.1 KF: It's enabling it, yeah. And they have to understand that that is... That is a bad thing to do. You think you're supporting your spouse, you're helping, you're helping them by saying, "No, you're okay, you're fine." But really that is, that is not what they should be doing, it seems counter-intuitive. I think if the spouse knows that also and doesn't say, "I'm not allowed to tell you." But, "What would your therapist say about that? What do you think... " 1:05:41.0 KF: We call him Dr. Bob, my therapist. "What would Dr. Bob say? Would he want me to tell you that?" I'm like, "Oh okay." "It's not that I don't love you, it's just this is for your own good." You have to stand up sometimes to the person who has OCD if you're the spouse. Which can be really difficult. But as long as they understand that that's what you're doing. [chuckle] You're not just being a jerk. That's important too. 1:06:08.2 DB: Do you have some sort of plan? Or did you... You both discuss possible solutions or approaches. You come up with it beforehand, so that doesn't feel so abrupt or whatever in the moment? 1:06:20.5 KF: Yeah. 1:06:20.8 DB: Okay. 1:06:21.3 KF: "Okay, I'm not gonna get you reassurance anymore." I'm like, "Okay. This is... It's your deal, you'll have to do this." And so yeah, just being really supportive. Supporting going to therapy. It can be hard. Especially if you have little kids. Who's gonna watch the kids? My husband was really supportive. 1:06:40.5 KF: Luckily he worked from home, so we were lucky. But he would sometimes... I was like, "Mum, come over and babysit." Or something when I had to go to therapy, because he knew it was important. Not demeaning your spouse for getting help, which I see sometimes. Husband's like, "Oh you don't need therapy." 1:06:56.6 DB: Oh absolutely. 1:06:58.2 KF: No support that. Support them getting the help that they need. Yeah, don't just say, "Oh stop. Just get better. Make yourself think what you're supposed to." You can't do that, you can't force yourself out of a mental illness. So I think just the support for spouses and parents. And knowledge. Like my mum, she read a book about how, supporting your loved one with OCD. 1:07:25.2 KF: What is his na
How do your perceptions of time influence your long-term decision-making and financial well-being? Today we speak with psychologist and UCLA Associate Professor Hal Hershfield to answer this abstract question. We open our conversation with Hal by exploring the concept of well-being. After chatting about the factors that impact financial well-being, Hal unpacks the balancing act that’s required to live in the present while safeguarding your wealth to support your future self. Hal shares exercises that can help you develop a more vivid sense of your future self and we discuss how this can lead to better financial decisions. We then dive into the role that free time plays in determining your well-being, leading into a discussion on how financial advisors can steer their clients towards achieving their idea of well-being. Returning to the notion of your future self, Hal shares insight into the importance of self-compassion, dealing with life and preference changes, and how hitting age milestones lead to periods of personal reflection and financial reevaluation. Later, Hal gives listeners his take on annuities and how retirees perceive them. We wrap up another informative episode by looking into the link between perceived wealth and spending before touching on how Hal views success. Tune in to hear more about Hal’s research and how it can give you a stronger and deeper conception of your financial future. Key Points From This Episode: Introducing today’s guest, decision-making expert Hal Hershfield. [0:00:03] Exploring the definition of ‘well-being.’ [0:02:28] Ways that Hal measures well-being. [0:03:46] How financial behaviours and psychological factors impact financial well-being. [0:05:17] Hear how your relationship with your future self affects wealth savings. [0:06:52] Hal talks about how we can get closer to our future selves. [0:10:14] Reflecting on exercises that can help you imagine your future self. [0:13:14] We ask Hal when the present and the future begin. [0:17:01] The link between well-being and your perception of your present and future self. [0:20:32] Distinguishing between your present and future self versus having no distinction. [0:22:18] Whether not having little free time is detrimental to life satisfaction. [0:23:51] Hal discusses whether people would rather have more time or more money. [0:28:06] How financial advisors can help people achieve higher well-being. [0:30:59] How changes in your chronological age can trigger moments of reflection. [0:35:48] Differences in how retirees view lump sum and monthly income streams. [0:41:49] Helping people get a clearer idea of the value behind annuities. [0:44:42] How people can develop opposing ideas about when they’ll die. [0:47:33] Hal’s work on the relationship between meaning and spending. [0:49:21] Hear how Hal defines success in his life. [0:52:40]
Building codes and the standards they reference continue to shift with the ongoing concerns about climate change and the new weather conditions our fenestration will have to endure. One observation we hear frequently is that it doesn't matter how energy-efficient products are if they are installed incorrectly. Enter the CSA A440.4 window and door installation standard. George Torok chairs the committee developing this standard and joins the Conversation to share the latest updates that will be incorporated in the National Building Code's 2020 revisions. George also puts out the call for you to get involved with the process to make the next round up updates, which will be starting soon.
Before starting her own company, Jess Hershfield has years of product management experience at both startups and large scale companies, including at Lime and Uber. After embarking on an international work experience, she shares her amazing experience overseas. Now, Jess is passionate about overcoming challenges and believing in her product. Her depth of experience offers so many lessons for everyone!
In this episode, Sarah Bowen and Merle van den Akker discuss the future of behavioural science in banking and financial wellbeing with Nathalie Spencer.Nathalie is a behavioural scientist and author of Good Money. Nathalie currently works as a behavioural scientist at the Commonwealth Bank of Australia (CBA) where she explores financial decision making and how insights from behavioural science can be used to boost financial wellbeing. Prior to CBA, Nathalie worked in London as a behavioural scientist at ING where she helped develop and publish research on the eZonomics website, as well as the ING International Surveys, and explored financial capability for the Think Forward Initiative. She has also worked as a senior researcher with the Royal Society of Arts, leading the RSA's Social Brain Behavioural Science work.Finding Natalie:LinkedIn: https://www.linkedin.com/in/nathaliespencer/Twitter (@economiclogic): https://twitter.com/economiclogic?lang=enNathalie’s Book “Good Money: Understand your choices. Boost your financial wellbeing.: 20 thought-provoking lessons”: https://t.co/Od2jFGOnQm?amp=1Links mentioned:The article mentioned by Merle in the intro: https://www.theguardian.com/money/2013/sep/07/switching-banks-seven-daySave More Tomorrow – Thaler and Benartzi: http://www.shlomobenartzi.com/save-more-tomorrowThe study where digitally aged photos were shown to participants to encourage saving: Hershfield, H. E., Goldstein, D. G., Sharpe, W. F., Fox, J., Yeykelis, L., Carstensen, L. L., & Bailenson, J. N. (2011). Increasing saving behavior through age-progressed renderings of the future self. Journal of Marketing Research, 48(SPL), S23-S37.Brigitte Madrian has done a lot of work on defaults and retirement saving: https://scholar.harvard.edu/bmadrian/research-summaryQuestioning Behaviour Socials: Facebook: @QBpodcast (https://www.facebook.com/QBPodcast) Insta: @questioningbehaviour (https://www.instagram.com/questioning...)Twitter: @QB_podcast (https://twitter.com/QB_Podcast) LinkedIn: @Questioning Behaviour (https://www.linkedin.com/groups/8928118/) Music: Derek Clegg “You’re the Dummy” https://derekclegg.bandcamp.com/
Hershfield et al. (2016). People who choose time over money are happier. Social Psychological and Personality Science,7(7), 697-706.Epley & Schroeder (2014). Mistakenly seeking solitude. Journal of Experimental Psychology: General, 143(5), 1980.
With Hal Hershfield, professor of behavioral decision making and marketingWarren Olney and Hal Hershfield delve into our consumer and life decisions. Hershfield’s research uncovers valuable nuggets about why we decide to make changes — but often never follow through.
“Tô com uns projetos aí”, respondemos quando nos perguntam o que andamos fazendo. Projetos: ideias meio soltas de coisas que pensamos em fazer em algum momento. Sabe-se lá quando. Um livro que falamos em escrever, um novo hobby que planejamos começar, ou quem sabe um podcast que pretendemos criar há três anos, mas nunca sai do papel. Ou será que finalmente saiu? No episódio piloto do Randômico, Josué de Oliveira apresenta os resultados de sua pesquisa para entender esse estranho fenômeno que afeta a ele e tantas outras pessoas: a procrastinação. Por que estamos sempre adiando a implementação dos tais projetos que temos? O que é, de fato, procrastinar, e como nosso cérebro se acostuma com esse ato? E de que jeito podemos atacar esse problema e finalmente fazer o que vivemos dizendo que vamos fazer?Bem-vindo ao Randômico. [SIGA NO TWITTER: https://twitter.com/RandomicoPod / https://twitter.com/josuedeOlivCOMPRE MEU CONTO NA AMAZON: https://amzn.to/31cHvOm]REFERÊNCIAS DESTE EPISÓDIOCultive mais autocompaixão, ao invés de mais autoestima, por Guilherme Nascimento Valadares. https://papodehomem.com.br/cultive-mais-autocompaixao-ao-inves-de-mais-autoestima/ Why You Procrastinate (It Has Nothing to Do With Self-Control), por Charlotte Lieberman. https://www.nytimes.com/2019/03/25/smarter-living/why-you-procrastinate-it-has-nothing-to-do-with-self-control.html Procrastination and the priority of short-term mood regulation: Consequences for future self, de Fuschia M. Sirois e Timothy A. Pychyl. https://eprints.whiterose.ac.uk/91793/1/Compass%20Paper%20revision%20FINAL.pdf Future self-continuity: how conceptions of the future self transform intertemporal choice, de Hal E. Hershfield. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3764505/pdf/nihms504498.pdfTRILHA SONORA“Mystery Blues”, by Squire Tuck. https://freemusicarchive.org/music/Squire_Tuck/Open_Road/05-Squire_Tuck_-_Mystery_Blues
It is better to expect things will be better or worst or the same ten years in the future. The answer may surprise you. This is based on a study: J. Reiff, H. Hershfield, & J. Quoidbach. "Identity One Time: Perceived Similarity Between Selves Predicts Well-Being 10 Years Later." Social Psychological and Personality Science, 2019. To learn more about the Happiness Podcast, go to: http://www.HappinessPodcast.org. To learn more about Dr. Puff's Corporate Workshops, go to: http://www.SuccessBeyondYourImagination.com
Professor Of Marketing and Behavioral Decision Making At UCLA’s Anderson School Of Management. Professor Hershfield Is Nationally Recognized For His Research On Experiencing Mixed Emotion. I’m honored to be on the UCLA campus to interview Professor Hal Hershfield. Professor Hershfield has dedicated his career to understanding how experiencing positive and negative emotions simultaneously can be beneficial to your health.
Hal Hershfield is the Associate Professor of Marketing at UCLA Anderson and a Stanford PhD in Psychology. Mike talks to him about life as a professor, his research, and gets his thoughts on recent business news.
A recent survey of people participating in 401(k) plans revealed that 62% of them expect their 401(k) to be their biggest source of income in retirement. But if these accounts are so critical to retirement, why are they so often neglected? In this episode Mark Riepe talks with experts from the world of retirement plan services: Catherine Golladay and Nathan Voris. They discuss saving strategies and the major stumbling blocks that can prevent you from maximizing your 401(k). You can read more about how 401(k)s have evolved in these studies: “Defined Contribution Pension Plans: Determinants of Participation and Contribution Rates,” Journal of Financial Services Research, 2007, Gur Huberman, Sheena S. Iyengar, and Wei Jiang. “Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self,” Journal of Marketing Research, November 2011, Hal E. Hershfield, Daniel G. Goldstein, William F. Sharpe, Jesse Fox, Leo Yeykelis, Laura L. Carstensen, and Jeremy N. Balinesen. And if you'd like to help shape the future direction of the show, please consider taking this brief survey. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen. Financial Decoder is an original podcast from Charles Schwab. If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important Disclosures The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. Diversification strategies do not ensure a profit and do not protect against losses in declining markets. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Any examples are hypothetical and provided for illustrative purposes only. This information does not constitute and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner, or investment manager. Vesting means ownership of your account or your entitlement to benefits. You are always 100% vested in any contributions that you make to your retirement plan, even if you leave your employer. However, depending on what type of retirement plan you have and the choices your employer has made about the benefits under the plan, vesting of employer contributions may be immediate or may take up to seven years. Your plan's disclosure documents will contain the specific vesting schedule. Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0219-997H)
A recent survey of people participating in 401(k) plans revealed that 62% of them expect their 401(k) to be their biggest source of income in retirement. But if these accounts are so critical to retirement, why are they so often neglected? In this episode Mark Riepe talks with experts from the world of retirement plan services: Catherine Golladay and Nathan Voris. They discuss saving strategies and the major stumbling blocks that can prevent you from maximizing your 401(k). You can read more about how 401(k)s have evolved in these studies: “Defined Contribution Pension Plans: Determinants of Participation and Contribution Rates,” Journal of Financial Services Research, 2007, Gur Huberman, Sheena S. Iyengar, and Wei Jiang. “Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self,” Journal of Marketing Research, November 2011, Hal E. Hershfield, Daniel G. Goldstein, William F. Sharpe, Jesse Fox, Leo Yeykelis, Laura L. Carstensen, and Jeremy N. Balinesen. And if you’d like to help shape the future direction of the show, please consider taking this brief survey. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen. Financial Decoder is an original podcast from Charles Schwab. If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important Disclosures The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. Diversification strategies do not ensure a profit and do not protect against losses in declining markets. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Any examples are hypothetical and provided for illustrative purposes only. This information does not constitute and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner, or investment manager. Vesting means ownership of your account or your entitlement to benefits. You are always 100% vested in any contributions that you make to your retirement plan, even if you leave your employer. However, depending on what type of retirement plan you have and the choices your employer has made about the benefits under the plan, vesting of employer contributions may be immediate or may take up to seven years. Your plan’s disclosure documents will contain the specific vesting schedule. Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Podcasts and the Google Podcasts logo are trademarks of Google LLC. Spotify and the Spotify logo are registered trademarks of Spotify AB. (0219-997H)
Sherman Hershfield was the medical director of the San Bernardino Community Hospital where he helped patients with debilitating brain injuries rebuild their lives. He had trained as a neurologist and was known as a diligent worker, it was not unknown for his workday to last from 6am to 3am even well into his 50s. During this time in the late 1980s he began to experience occasional blackouts. Hershfield, dismayed, put it down to overwork but couldn’t understand it. He was neither a smoker nor a drinker, exercised regularly and adhered to a strict vegetarian diet, so the source of the blackouts was a mystery. Written and Presented by Mat Robson Produced by Leanne Knibb Theme music by Patrick Davies http://www.ordinarymadness.co.uk https://instagram.com/ordinarymadnesspod https://twitter.com/Ordinarymadnes5 https://www.facebook.com/ordinarymadnesspod https://www.patreon.com/ordinarymadnesspodcast
On this episode of the Movidiam Creative Leaders podcast, we talk to Bobby Hershfield, Vice President and Executive Creative Director of The Community. Hershfield gives us insight into the importance of appealing to a multicultural audience, the danger of relying on buzzwords, and his experience combining creativity and politics while working on Obama's 2012 campaign.
On this episode of the Movidiam Creative Leaders podcast, we talk to Bobby Hershfield, Vice President and Executive Creative Director of The Community. Hershfield gives us insight into the importance of appealing to a multicultural audience, the danger of relying on buzzwords, and his experience combining creativity and politics while working on Obama's 2012 campaign.
Ep.42 Dispelling The Myths About Managing Anxiety and Obsessive Compulsive Disorder Jon Hershfield Shares How To Have A Wise Relationship With Thoughts, Feelings, and Sensations You guys know how much I LOVE breaking down ALL THINGS ANXIETY and then deliver it in easy and helpful ways. In today's episode, I am THRILLED to share Jon Hershfield's wisdom with you. He is a genius at breaking things down into easy-to-understand ways. For this episode, I reached out to some trusted and respected Mental Health Professionals for input. I asked if they could share some of the unskilled advice that some of their clients have received from their previous therapists or medical professionals. During our time together, Jon addressed how some advice for anxiety can be problematic and Jon shared his INCREDIBLE knowledge and wisdom on how to manage anxiety and obsessions in a mindful and rational way. We discuss topics such as: Why can't I just distract myself from the thoughts? Can I just Listen to music to drown out the thoughts? Can I imagine a Stop Sign when having intrusive thoughts or worrying? What about squashing thoughts like a bug? If I think it, is it my unconscious mind trying to tell me something? My Doctor told me that I just need one really heavy period for this anxiety to pass My Doctor told me my Anxiety is due to not being breastfed I understand I can get these scary thoughts to go away by thinking positive and using The Law of Attraction. About Jon: Jon is the author of When a Family Member Has OCD: Mindfulness and Cognitive Behavioral Skills to Help Families Affected by Obsessive-Compulsive Disorder . Hershfield is also the Co-Author of Everyday Mindfulness for OCD: Tips, Tricks, and Skills for Living Joyfully with Shala Nicely and The Mindfulness Workbook for OCD: A Guide to Overcoming Obsessions and Compulsions Using Mindfulness and Cognitive Behavioral Therapy with Tom Corboy. Jon has a private Practice in Baltimore and uses Cognitive Behavioral Therapy (CBT) for the treatment of Anxiety and Obsessive Compulsive Disorder (OCD) OCDbaltimore.com The OCD and Anxiety Center of Greater Baltimore Twitter: CBTOCD Facebook: @JonHershfield Click here to read about how Mindfulness can help you.
The A-List Podcast: Bobby Hershfield by Tom Christmann
However creative we might be, the human blind spot disallows us from imagining ourselves vividly in the distant future. Neuroscience says we are far better at constructing our past from memory as compared to projecting ourselves as a distant future-self. For example, in theory, posting 100,000 post-it notes all over the high school as a senior prank sounds creative and harmless, right? It was only after 29 Ravena-Coeymans-Selkirk High School students got suspended that they were able to imagine what pickle they got themselves into. Interestingly, the class of 2012 Valedictorian and Salutatorian were among the suspended 29. We assume smarts makes us better at seeing our future-self but it may be not be so. On this episode, my guest, Professor Hal Hershfield from the UCLA School of Management, will help connect Executive Function and the concept of future-self.About Hal Hershfield, Ph.D.Hal Hershfield, Assistant Professor of Marketing at UCLA's Anderson School of Management, aims to understand how thinking about time can alter people's judgments and decisions, and transform their emotions. He investigates the factors that promote well-being as it manifests in financial decisions, health, and happiness. His central line of work examines the ways that people consider their future selves, and how feelings of connection to these distant selves can impact saving decisions, retirement choices, and ethical decisions.Prior to UCLA, Hershfield taught at NYU's Stern School of Business, and was a Post-Doctoral Fellow at the Kellogg School of Management at Northwestern University. He earned a bachelor's degree from Tufts University in psychology and English, and a PhD in psychology from Stanford University.WebsiteHalHershfield.comSupport the show (https://mailchi.mp/7c848462e96f/full-prefrontal-sign-up)
Hal Herschfield is a UCLA psychology professor, and author of some really interesting studies on the connection between what we do now and how we think about the future. Specifically, he's shown through brain scans that the more we think of our future selves as a person different from ourselves (and most of us do), the less we're willing to sacrifice today to help that future self.
How you can use your future self to help you accomplish your goals, and how to avoiding being too future-focused.
Vancouver Co-op Radio Guest Host Kevin Smith interviews Morgan Brayton, Graham Clark and Dan Hershfield
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