Podcasts about peak wealth management

Nick Hopwood, CFP® of Peak Wealth joined Daybreak with Steve Gruber to discuss Memorial Day weekend, the economy, the stock market hitting all-time highs, falling gas prices, and what it all could mean for families and investors moving forward. Nick shared insights on today's financial landscape, market momentum, consumer confidence, and key trends impacting Americans as summer begins. Catch the conversation for perspective on the markets, the economy, retirement planning, and more. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

Day Break | Strength, Sacrifice, and the Battle for America's Future --- 00:00 - Monologue 19:07 – Mary Holland, Esq., President of Children's Health Defense and longtime health freedom advocate. Holland discusses reports linking a soldier's heart condition to a COVID vaccine she was allegedly required to take while serving in the military. The conversation focuses on vaccine mandates within the armed forces, informed consent, and the rights of military personnel regarding medical decisions. 47:08 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. Hopwood discusses Memorial Day traditions and boating safety while also covering financial topics including annuities, IPO market activity, and investment strategies. He explains why some investors become trapped in “annuity hell” and discusses the concept of derivative income versus traditional dividend income. 38:08 - Monologue Featuring Ivey Gruber 47:08 – Natalie Dominguez, Title Theft Education Specialist for Home Title Lock. Dominguez discusses a Louisville woman whose home was allegedly stolen through quitclaim deed fraud. She explains how title theft schemes work and why homeowners should monitor property records carefully. 57:17 – Frank Kelly III, CEO of Kelly Benefits and author of Love & Go. Kelly discusses America's growing loneliness epidemic and the broader decline of community and personal connection in modern society. He explains why rebuilding relationships and social engagement is critical for emotional and societal health. 1:16:16 - Monologue 1:24:10 – Congresswoman Kat Cammack, representative for Florida's 3rd Congressional District. Cammack discusses efforts to address workplace sexual misconduct in Congress and reforms aimed at improving accountability and protections for staff members. 1:34:23 – Ryan Duffy, member of the Enbridge Communication Team. Duffy discusses major energy issues facing Michigan ahead of the Mackinac Policy Conference, including energy reliability, security, and the Line 5 tunnel project. He also provides updates on construction progress related to Line 5 infrastructure work in Wisconsin. 1:43:06 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses food ingredients, health awareness, and concerns over harmful additives in modern diets. The conversation also reflects on the passing of legendary NASCAR racer Drew Busch and his impact on the racing community. --- Check out our brand new podcast, 'Forgotten America'... Episode 16 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/I4UA2LzQQUg

Nick Hopwood, CFP® of Peak Wealth joins Daybreak with Steve Gruber to break down what's happening in the economy right now, from easing gas prices to a surprisingly resilient market. He points out that April marked the second strongest performance since 1950, a trend that has continued into May with markets staying on a winning streak. Nick also stresses that retirement outcomes shouldn't be left to chance and explains why having a clear plan matters, especially when looking at historical downturns like 1968, one of the worst years in the past century to retire. A timely and important conversation you won't want to miss. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

Day Break | Trump vs China: The Next Global Showdown --- 00:00 - Monologue 28:00 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. Hopwood discusses recent market momentum, retirement planning risks, and common mistakes involving old retirement accounts and required minimum distributions. He also explains the growing importance of derivative income strategies and offers free Social Security analysis resources. 38:11 - Monologue Featuring Ivey Gruber 47:10 – Dr. Michael Hutchison, inventor of the NeuroGuard+. Hutchison discusses advancements in sports safety technology and how the NeuroGuard+ mouthguard is designed to reduce concussion risk. He explains testing and certification efforts involving Michigan State and Wayne State researchers. 57:24 – Daniel Turner, founder and executive director of Power The Future. Turner discusses concerns surrounding funding tied to opposition against data centers. He explains the connection between energy policy, infrastructure growth, and economic development. 1:06:15 – Steve Goreham, Executive Director of the Climate Science Coalition of America and advisor to The Heartland Institute. Goreham discusses climate narratives and reactions to comments from Al Gore regarding future climate concerns. He explains his perspective on energy policy and environmental predictions. 1:16:21 - Monologue 1:24:04 – Katie Heid, News Director at Michigan News Source. Heid covers major Michigan headlines, including a large water main break impacting Auburn Hills and nearby communities. She also discusses wildfire concerns across Michigan and prevention efforts. 1:35:29 – Rob Gonzalez, Miami-Dade County Commissioner, attorney, and political analyst. Gonzalez discusses debates surrounding tax proposals in New York City and migration trends away from high-tax, heavily regulated cities. He explains why many residents and businesses are relocating to states like Florida. 1:44:15 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses health habits that can improve energy, focus, and overall wellness. The conversation also touches on research regarding everyday behaviors that may negatively impact the nervous system. --- Check out our brand new podcast, 'Forgotten America'... Episode 14 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/EE7zApiSWks

Want your money to work for you? In this episode of the No Lazy Money Show on WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join host Ryan Ermanni for a conversation on concentration risk, smart investing strategies, retirement planning, and building long term wealth. Special guest Scott Westgate, CEO of MBC Retirement Services, shares insight on 401(k) plans and why many small business owners may be leaving significant money on the table. The episode also covers Social Security strategies, including when to take benefits, plus practical financial planning tips to help investors make smarter money decisions in today's market. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

Nick Hopwood, CFP® joined Steve Gruber on Daybreak for his weekly segment, continuing a 3.5 year run discussing the US economy and market trends. Nick highlighted the recent jump in gas prices and how rising fuel costs can pressure consumers and slow broader economic growth. He also noted the Federal Reserve is expected to pause and hold interest rates steady, with no additional cuts likely in 2026 based on current data. Looking ahead, Nick and Steve reminded listeners that summer months have historically been a slower period for the stock market, making it important for investors to stay disciplined and focused on long term strategy. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

Day Break | Power Plays: Money, Maps, and the Battle for America --- 00:00 - Monologue 19:04 – Dr. Sanjeev Kumar, Mayo Clinic–trained gynecologic oncologist. Dr. Kumar discusses his case and broader concerns about increasing pressure and scrutiny on physicians. He explains how regulatory and legal actions could impact patient care and the medical profession. 28:00 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. Hopwood breaks down the Fed's decision to hold interest rates steady and what it signals for the economy. He also discusses market trends, including seasonal patterns, long-term growth despite global instability, and the potential return of inflation. 38:07 - Monologue Featuring Ivey Gruber 47:04 – Dan McGroarty, Head Strategic Advisor at Graphite One. McGroarty discusses the growing importance of graphite in national security and defense, particularly in drone technology. He explains why securing domestic supply chains is becoming critical for the U.S. 57:08 – Marc Werner, CEO of GhostBed. Werner explains how poor sleep quality is often tied to mattress issues rather than aging. He discusses how proper support, alignment, and cooling technology can significantly improve sleep and overall health. Visit ghostbed.com/gruber and use code GRUBER for savings. 57:08 – Mark Vargas, GOP Media Surrogate and Editor-in-Chief of Illinois Review. Vargas discusses ongoing redistricting battles across the country. He also provides updates on energy markets and the latest developments involving Iran. 1:16:01 - Monologue 1:35:12 – Wendy Block, Senior VP of Business Advocacy for the Michigan Chamber. Block discusses opposition to a proposed constitutional convention in Michigan. She outlines concerns from the business community and directs listeners to michamber.com for more information. 1:44:01 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses concerns about government use of AI and technology in vehicles. The conversation focuses on potential risks to personal freedom and privacy. --- Check out our brand new podcast, 'Forgotten America'... The twelfth episode is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/1XbEJhJ6Wrk

Nearly half of American households are approaching retirement with little to no savings, and that alarming reality is exactly what Preston Gee, CFP® and Jim Pilat, CFP® of Peak Wealth dig into on the Trust the Plan Podcast. In this powerful must listen episode, the Peak Wealth advisors break down why so many families are behind, what most people misunderstand about retirement readiness, and how quickly financial insecurity can build when planning is delayed. Instead of just focusing on fear, they bring a grounded real world CFP perspective highlighting the importance of intentional saving, disciplined planning, and long term strategy. If you are wondering whether you are on track for retirement or worried about falling behind, this conversation delivers clear relatable insights that hit home for everyday investors. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

2 hours and 54 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, The Aretha Franklin Amphitheatre, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Spring Game - Offense Starts at 0:51 Seth has a hypothesis that you can define running backs by the sound you involuntarily make when they carry the ball. You can practice this in the shower. Ohio State had a high scoring spring game, also a lot of rain. Bryce's play was concerning. He didn't look comfortable in the pocket and scrambled a lot. The defense wasn't allowed to do anything fancy or blitzed, they mostly played in a Cover-2. That said, not ever having the starting offensive line together does not help the quarterback. Tommy Carr was able to sit there and do some three step drop stuff, which are throws that Underwood didn't throw. He doesn't have the arm strength but he was making better decisions. Who would you compare him to, Tate Forcier? Dylan McCaffrey? Alex Smith? Did Michigan lose a year of Bryce Underwood's development? Kyle Whittingham has a track record of developing good running quarterbacks, so maybe what we saw in the spring game was not super relevant. Maybe Bryce is like a freshman Cam Newton or redshirt Freshman Vince Young. Even if they don't have a great passing game they can still run a good offense with the running tools they have. Some of the scrambling may have been a result of pass rush and playing against Cover-2. Poor Jordan Marshall getting ruled down after four yards. Savion Hiter is absolutely going to be the real deal. It was an up and down game from the wide receivers but they also didn't get many opportunities. There has never been an elite wide receiver who has worn #3 at Michigan. Browder had a ball bounce off his face mask but then got a nice catch later. Hogan Hansen has barely been able to play football for the last year and a half. The gang argues over fullback snap counts. Guys getting wrecked against defensive tackles is fine because we want to see progress from the defensive tackles (in the spring game).  2. Spring Game - Defense Starts at 43:54 It was generally encouraging that the defensive line beat up the offensive line. Sprague lost to Edokpayi a couple times. Cam Brandt beat Frazier at one point. Nate Staehling hasn't been available at all so there's still some hope that he'll be really good when he arrives. All the linebackers are defensive backs right now. Palepale really stood out. Benny Patterson was a defensive end to keep an eye on. What did we see from the linebackers? Uhhhhhh. Taylor Tatum might be a real safety? Corner has four names for three spots which is a good spot to be in. A kicker missed a 29 yard field goal, they should've faked a field goal for the game winning touchdown since they weren't trying to block kicks.  3. Hot Takes and Basketball/Hockey Portal Starts at 1:06:36 Takes hotter than the Kitchener Rangers GM after the Michigan hockey team stole from them. The portal has been slow enough to include both basketball and hockey. The roof of Yost fell off to conserve the vibes of the roster. Perron remains the only question mark. They're also about to get the top two picks out of the CHL. The roster is pretty much done, they don't even need to go to the portal. This team should be the #1 team in the pre-season poll next year. Michigan men's basketball turns its attention to Cincinnatti center Moustapha Thiam. A 7'2" rim defender who could replace a likely Mara departure. Apparently there is a situation with a handler from Senegal. It's looking more like Mara is gone and Morez is back. Is there a chance Mara returns? Probably not, but he needs to make a decision. Brian doesn't want to throw the whole bag at Juke Harris. Overall it's been quiet and they need to start making some moves.  4. Gimmicky Top Five Moments of Basketball Season Starts at 1:48:33 Everyone's top five moments of basketball season, plus Seth's 74 honorable mentions. Elliott Cadeau going 2-15 and controlling the Arizona game, undefeated on the road, and Dusty sitting in front of the Michigan State bench. They didn't just boat race those teams in Vegas but they broke the point system. Oscar Goodman thunder dunks. Scooping up confetti is like the fan version of raising a banner. Jeremy Fears kicking a Minnesota guy in the balls signified that it was not just a Michigan thing. Then Izzo fouling Michigan for ten minutes and complaining about Michigan getting more free throws. The Arizona win stamps this season as "one of the best teams of the last 25 years." You can just sit on a couch in a certain way and piss off Michigan State fans now. McKenney's mid-range jumpers in Breslin were the coldest mid-range jumpers ever. What have been your favorite tournament blowouts? Michigan's mascot should be Mitch McGary in an oversized Mitch McGary suit.  MUSIC: "Spring Game"—Biz Markie "Going Shopping"—The Srokes "Baby Steps"—Olivia Dean “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 58 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Hockey - Recapping the Frozen Four Starts at 0:51 We gotta talk about the hockey tournament. The fake hockey tournament. Whether they won or lost, it doesn't change anything about who this team was. Michigan played well enough to win, but one shot in nine minutes ended it. Almost every year it's not the best team that wins, it's usually Duluth or Denver. Denver is like the UConn men's basketball of hockey. There's no emotional story to apply your fandom to when it's just randomness. Denver's lack of penalties that were objectively bad no-calls just doesn't make it feel fair, especially the way they called Michigan's penalty in OT. even Alex and David think it was egregious, the players that poured their hearts into this deserve better. There is something wrong with this tournament, there would be a lot more respect for Buccigross if he would say something along those lines. There's not something wrong with Michigan, there's something wrong with the tournament. Imagine if in basketball they just stopped calling fouls in OT.  2. Hockey - Looking Ahead Starts at 27:50 Moldenhauer and Hage have announced returns. Apparently players have been informed to avoid the AHL if they can, college is a lot more enjoyable. Jack Nesbitt is the 12th overall pick and could be coming in, he's a TJ Hughes replacement. He's in the OHL playoffs and might not make a decision right away. Cameron Reid could also be coming in from the OHL, 21st overall to Nashville. Perron is the biggest one on the fence, if you get him then all your holes are plugged. JP Hurlbert is coming in regardless but he might wait a year to contribute. Nick Seaman is coming in as a 4th liner, Cooper Dennis might get deferred (and is Alex Drain sized). A lot of teams will be better next season, but Penn State had Gavin McKenna and weren't that great. Michigan State isn't missing a beat. There are a lot more, and better, options than just going to the NHL these days. They should be a pre-season top three, or maybe even top one.  3. Hot Takes and Basketball Portal Starts at 59:16 Takes hotter than the Denver Pioneers. The Red Wings need to make David Carle their head coach so they can win while being out-shot 2:1. This information might be outdated by the time you hear it! What is happening in the portal right now? Not much. Michigan gets JP Estrella out of Tennessee. He's a high efficiency but low usage player which is weird. He's a moneyball play vs getting Flory Bidunga. Otherwise there's not a lot of chatter. We're starting to expect Morez Johnson to return. Michigan needs a true rim protecting center and could probably also use a starting three. Juke Harris is worth going after but not worth the big bag, give that to the Seton Hall center, Najai Hines. Freshman Brandon McCoy went to a camp and looks like a guy you could have for 20 minutes a game. There's a trust of Dusty in the portal that the fanbase didn't have with Juwan. The Big Ten runs college basketball now. How would Beilein have done during this era?  4. Spring Game Preview Starts at 1:38:41 Spring Game is this weekend at 2pm, 12-18 starters will be sitting out. Bryce will probably play since they don't have enough quarterbacks, we better see Savion Hiter. Position groups are going to be split into balanced squads rather than have a draft, making it more like a controlled practice than a real game. In years past it was frustrating to see future NFL linemen with a walk-on running back behind them, you can't learn much from that. We expect to see a more evolved version of the offense with more quarterback runs. There is Travis Johnson buzz at wide receiver. Brian doesn't want to hear about Kendrick Bell. Hogan Hanson is generating excitement and the offensive line has intriguing positional battles. Evan Link is back and might play, Babalola is not playing yet. Whittingham is good at running the quarterback, it won't be the 2011 offense but it should be effective. The coaches apparently like the depth on the defensive line and think it's the strength of the team, which, ehhhh. Brian breaks down why this is not true. They trust Palepale. Do you prefer EDGE or ED? Linebacker depth is a concern, they don't really have anyone to back up the three main guys. The secondary should be settled in. Shamari Earls is making a move at corner. Who's at nickel now? If Rod Moore isn't on the field in the spring game then enjoy a nice coaching career. Kerry Coombs brings a lot of old guy energy and gets mic'd up a lot. Jay Hill is like the mormon kid from South Park. Don't blame us if it rains. MUSIC: "I Root"—Michael Nau "Sitting Still"—Michael Rault "Sails Across the Sea"—Boz Metzdorf “Across 110th Street”—JJ Johnson and his Orchestra   

Nick Hopwood, CFP® of Peak Wealth joined Steve Gruber on The Steve Gruber Show to discuss market trends, noting how the S&P 500 has historically seen declines during midterm election years but often stages recoveries afterward, with patterns observed consistently since 1950. He also highlighted that while the federal deficit and spending remain elevated, government revenue has risen roughly 10%, and emphasized practical tax guidance, reminding listeners that the best way to submit what you owe is through secure IRS-approved electronic payment systems or direct filing methods to ensure timely and accurate processing. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

The Steve Gruber Show | Fabricated Scandals & Falling Democrats: The Narrative Collapses --- 00:00 - Monologue 19:08 – Patrice Onwuka, Director of the Center for Economic Opportunity at the Independent Women's Forum. Onwuka discusses retirement insecurity facing many Americans and highlights a policy rule that could improve long-term financial stability. She explains how reforms could help individuals better prepare for retirement. 27:58 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. Hopwood breaks down current market trends, recent drawdowns, and what history suggests about potential rebounds. He also covers Tax Day strategies, including Roth contributions, and discusses growing concerns about the federal deficit. Visit YouTube.com/peakwealthmgmt to catch all of his segments. 38:07 - Monologue Featuring Ivey Gruber 47:07 – Marc Beckman, Senior Advisor to the First Lady, author of Some Future Day, and producer of the film MELANIA. Beckman discusses the first conviction under Melania Trump's “Take It Down Act” and highlights her work supporting children and combating exploitation. He also addresses public perception and criticism of her initiatives. 57:18 – Mandy M. Gunasekara, author of Y'all Fired and former Chief of Staff at the EPA under President Trump. Gunasekara discusses global energy markets, including oil and gas concerns tied to the Strait of Hormuz. She explains how geopolitical tensions are influencing energy prices. 1:06:05 – Sen. Brad Overcash, North Carolina State Senator representing Gaston County. Overcash discusses a political dispute involving a mural controversy and criticism directed at Democrats. He outlines the broader cultural and political implications. 1:16:13 - Monologue 1:25:02 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses developments in the Eric Swalwell case and reacts to a message from an Artemis II astronaut emphasizing faith and purpose. The conversation also explores how technology, particularly cell phones, has impacted human connection. 1:35:02 – Dan Scripps, Chair of the Michigan Public Service Commission (MPSC). Scripps discusses rising energy prices in Michigan and a new rate hike proposal from Consumers Energy. He explains the regulatory process and what it could mean for consumers. --- Check out our brand new podcast, 'Forgotten America'... The tenth episode is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/OLbwSDIhfuA

2 hours and 9 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Just Won a Natty/Indianapolis Vibes Starts at 0:51 No crying this time, but we do think we can have nice things now. You get out of it what you put into it; the UMHoops guys are probably experiencing the highest of highs. The 2023 football championship was a thing no other fanbase has experienced; this is what a normal natty feels like. Some of us survived the 2023-24 team. The story begins with the Ellerbe years, the Beilein era absolutely helped build this. Don't resent the Fab Five, but they unfairly had to represent what Michigan could be. Reconsidering the Juwan era, the heart condition, how badly he needed a GM. Beilein was spiritually (and literally) present for this team; loudest the stadium got before Michigan hit a three was when they showed him. Very unselfish team. Built through the portal—Cronin was never going to be a good fit for Mara, Rez wasn't going to have a role after Illinois got the other Ivisic, Cadeau was struggling in a bad system at UNC, Yaxel used the portal to get here from JUCO via UAB, Roddy Gayle was the national glue guy of the year, Nimari was here three years through two coaching changes, and Will Tschetter was a five-year player who took a smaller role: nobody can make a good faith argument that any of these guys don't belong here. [The rest of the writeup and the player after THE JUMP]  2. The UConn Game Starts at 27:50 Takes hotter than the rims during the final last night. Story of the game was UConn fouling the crap out of Michigan from literally the tip. Miss the first Cadeau and-one, then hit 24 free throws in a row to offset the terrible threes, until Roddy missed his pair. Snakebit shooting because Rez/Mara/Yax kept getting mismatches down low, but Michigan was able to play their bigs together, and that just made it impossible for UConn to score. Felt like Lendeborg was himself on defense; offensively he was obviously hobbled. Their communication was fantastic, and there weren't mismatches for UConn to hunt. A time or two they got Mara versus Karaban on the perimeter or something, but they didn't get backcut once. Tarris was basically shut down by Mara. Only thing they got were those ORebs, which were hat tips to them and also related to Michigan taking way the three. Next year Trey McKenney; graded on a curve he made 2 of Michigan's three jumpers, including the dagger. The Rube Goldberg three. Cadeau vs the Cadeau we thought we were getting. 3. How this Team Came Together Starts at 59:16 Revisiting how the roster came together, May's eye for talent, because every guy he got at FAU wound up a star somewhere. You can't actually build from the portal; if that's the lesson they're taking from this team they're going to get lit up. Cadeau cleaned up the TOs (but still commits them at the end of the game his banana peel). On the human to athlete personality spectrum, Mara is a normal human being, who never should have been paired with Cronin—all little guys who play basketball are born killers because you have to be, but it's common for bigs to be like that. Mara was the best player; he developed into a beast by the end of the year. Transfer teams: if you look at the rest of the top ten four didn't make the Tournament; Michigan was the only protected seed that took a lot of transfers. St. John's and Louisville were the others. Once you're been at a school a year you're not a transfer anymore. Cig vs May: Cignetti relied more on his JMU transfers. It's especially hard to recreate what Michigan did defensively, because at the end these guys won a title by doing the best job of anybody of playing with each other. Introducing the Bobby Hurley Index: How many photos do you look like Jim Carrey in The Mask? 4. Next Year Starts at 1:38:41 Are they looking at the portal list or the list of guys projected to the late 1st/early 2nd round? Mara and Rez are probably done—small chance they get Rez back. Cason going to redshirt. Gayle, Burnett, Yaxel are out of eligibility. Cadeau and McKinney: best backcourt in the country next year? McCoy is Charles Matthews-ish, going to be a major defensive presence; if you get two years out of him he's a big get but he doesn't have a deep shot, might be freshman Darius Morris or what we wanted Rubin Jones (PG who can guard 1-4) to be. Recruited lots of SFs: Grady? Liburd? Brown? All going to be 6'5" gumby-armed switchable guards. Backup PG: can McCoy or McKenney can play point for 10 mpg. Do they have a wing? Want that guy to be switchable; Seth thinks they're going to have a big war chest to find an NBA four who can play the three in addition to two bigs. Goodman will be next year's Tschetter. Need three portal bigs. Is Dusty May the #1 coach you would want to have if you were looking for one right now? UNC search was Tommy Lloyd and Dusty May right? MUSIC: "La Di Da"—Heavy Weighs the King "Don't Be Mad"—PiranhaMob    "Up and Away"—Cursive        “Across 110th Street”—JJ Johnson and his Orchestra   

2 hours and 3 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Final Four vs Arizona Starts at 0:51 Dave has a new nickname. Was this game... a let down? You could have maybe predicted that Arizona would struggle to score based on their over-reliance on twos. You probably could not have predicted that Michigan would put up over 90 points without Yaxel. Arizona was extremely physical which resulted in foul trouble, but when they got away with it they could score. Michigan forced Arizona into an ungodly number of two point jumpers off the dribble. They were 10-of-32 from mid-range. Arizona missing a dunk felt like the dagger. Michigan's maturity showed, they didn't seem blinded by the lights of the big stage. Elliott Cadeau had the greatest 2-of-14 half of basketball. Yaxel goes out the first time because of foul trouble and Arizona couldn't be more physical than Michigan's guards. Arizona has one way of playing that nobody else could stop, except for Michigan, and Arizona didn't know how to react. When shooting was tough, Trey McKenney stepped up. 16 points on 6-9 shooting, he has changed how we feel about mid-range shooting. [The rest of the writeup and the player after THE JUMP]  2. Hot Takes and National Championship Preview - UConn Starts at 33:42 Takes hotter than ADAY MARA. Connecticut is #9 in Kenpom which feels like a relief, but they do have weird tournament joujou. That's better than having to play Duke at least. Michigan vs Tarris Reed for a national championship is crazy. Tarris has matured into a hoss and is their center, his backup, Eric Reibe, is a freshman and a drop-off but still a good player. They don't really play a second big. Alex Karaban is their second biggest player and he's been around college basketball for forever but he's a big wing. This is a game where Tschetter can play. Michigan can play two bigs and put one of them on Karaban but it might only be for 15-20 minutes of the game. Should Michigan make this into a shooting fest and maximize possessions? Tarris Reed is very difficult to ware out. Braylon Mullens is a freshman 6-6 195 lbs wing that Michigan can overwhelm. Silas Demery is a transfer from Georgia, the point guard, top 25 assist rate, top 100 steal rate. Gets to the line a ton, not that great from two. Solo Ball takes most of his shots from outside of the arc, he has also been seen wearing a boot. Expect UConn to show a lot of different coverages. How much Yaxel will we get? Expect it to be a Blake Corum vs Ohio State situation. He came to Michigan to play in this game so you gotta feel for him if he can't play much. UConn's biggest advantages are blocking two point shots and assists, which Michigan should be able to take advantage of. Their path to victory is to replicate what Purdue did in the Big Ten Championship game. Once again, the difference in this game will be Aday Mara. No Paul Szelc won't be officiating this game!  ADDENDUM - Solo Ball was reported as being in a boot while this was recorded. If he's not able to play that is a huge drop-off. Even if he plays he's not going to be 100%, much like Yaxel.  3. Hot Takes and Gimmicky Top Five Commercial Takes Starts at 1:20:48 You know AI companies are running out of money because they can't even get Snoop Dogg on their commercials. Charles Barkley will say anything. Has Jennifer Garner acted in anything besides Capital One commercials in the last decade? AT&T did predict the Michigan Tennessee game. Are they putting the cocaine back in Coke? Tall Boozer looks like a normal Boozer, small Boozer looks like an AI recreation of a Boozer.  4. Potpourri: WBB, Hockey, and Football Bits Starts at 1:34:22 Women's basketball was dumptrucked, but at least we now can empathize with all the teams that played MBB. The game has gotten two chalky; it's the same four one-seeds, repeats of the same games. Is there a ceiling on this team, unless they suddenly double the money they put into it? David's hockey takes: Denver is not like or MSU who's going to take the puck off your stick, and those are the teams that Michigan struggles with. He likes Michigan with four lines and snipers versus a smaller goalie—shot quality game. Brian hates that it's Denver in the tournament. Is there a team that's looked better than Michigan in the Playoff? Wisconsin-NoDak is a pick 'em but matchup-wise Wisconsin would rather be playing Michigan. North Dakota got walked to the Frozen Four. If we lose Seth has to wear Denver jersey to the podcast. Football bits: We're in the ping-pong table removal phase. It's okay that Underwood's throwing interceptions, because he's trying them. Non-insane QB run approach. Next QB is Carr. Hiter hype continues, Salesi Moa is popping. Eli Owens fullback talk. Brian doesn't buy the talk of Babalola starting when he's been hurt, but Sprague at RG can only mean that because Frazier is securing a spot. Defensively the DT situation is good on Palepale and not good that Lea'ea is "smart" vs "much larger." Seth loves the Edokpayi talk, Benny Patterson is a Mike-Mo. Kind of a good sign the three young LBs are getting a lot of talk (albeit with a simplification). Good sign that Bracy is getting talked up for his coverage. MUSIC: "The Wino I Know"—Jimmy Buffett "Ruby"—White Denim "Long Weekend"—Cut Worms “Across 110th Street”—JJ Johnson and his Orchestra   

Nick Hopwood, CFP® of Peak Wealth joined The Steve Gruber Show to break down the oil price spike driven by Iran tensions, what it means for oil stock investors, and why chasing short term gains can be risky. He explains the broader market impact, rising volatility, and how long it may take for markets to stabilize as uncertainty continues. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

On this episode of No Lazy Money, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR for a timely conversation on today's biggest financial headlines. They break down key updates around beneficiary IRAs and what recent rule changes mean for investors and retirees, while also discussing market volatility tied to geopolitical tension, including the Iran conflict and its impact on oil prices. The conversation highlights how global events can affect portfolios and why staying disciplined with a long term plan matters more than ever. Catch No Lazy Money live the first Wednesday of every month at 7 PM on WJR for practical, real world financial guidance. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

The Steve Gruber Show | Protests, Power, and the Shutdown Crisis --- 00:00 - Monologue 18:53 – Ali Safavi, member of Iran's Parliament in Exile and President of Near East Policy Research. Safavi discusses escalating tensions inside Iran, including reports of the regime executing political prisoners tied to opposition groups. He explains what these actions signal about instability within the country. 27:46 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's No Lazy Money segment, Hopwood covers market volatility, a recent downturn heading into the end of Q1, and why a 10% correction should be expected in long-term investing. He also discusses retirement planning strategies and the importance of stable advisor relationships. Visit peakwm.com/gruber for a free Roth conversion analysis. 38:00 - Monologue Featuring Ivey Gruber 46:52 – Ivey Gruber, President of the Michigan Talk Network. The two offer commentary on current political and economic headlines. They share perspectives on recent developments shaping the national conversation. 57:03 – Tom Martin, Past President of SMACNA (Sheet Metal and Air Conditioning Contractors' National Association). Martin highlights the growing demand for skilled trades and promotes National Careers in Construction Week. He explains the opportunities available in well-paying trade careers and the importance of workforce development. 1:05:57 – David Zere, political commentator and host of Breaking Point on Real America's Voice. Zere discusses developments at the Pentagon and ongoing national security concerns. He provides insight into military leadership and defense policy. 1:16:06 - Monologue 1:24:50 – Tim Golding, Michigan State Director for Americans for Prosperity. Golding discusses the GOP nominating convention and key policy priorities, including housing and zoning reforms. He outlines the initiatives AFP is working on across Michigan. 1:34:39 – Wayne Barnes, former FBI counterintelligence veteran and author of A Traitor in the FBI. Barnes discusses Iran's threats of retaliation and concerns about expertise gaps within the FBI. He explains what this could mean for national security moving forward. 1:43:28 – Ivey Gruber, President of the Michigan Talk Network. Gruber wraps up the show with commentary on recent political protests and public messaging. He discusses broader themes around civic engagement and political awareness. --- Check out our brand new podcast, 'Forgotten America'... The seventh and eighth episodes are live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/7r4XPsrY4bg

1 hour and 56 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Sweet Sixteen and Elite Eight Review Starts at 0:51 Almost a stress-free weekend. Michigan overwhelms a pair of top SEC teams that couldn't be any more different from each other. Brian credited March Roddy a little, Alabama preview a lot, as they got worn out. Labaran Philon was a hero: 39 minutes, 35 points, kept them in it. They didn't have bigs; they had one Morez Johnson-like object who got worn out. Wrightsell was hitting tough threes early but as he exhausted they were falling shorter and shorter until airball. 1st round picks Amari Allen and Nate Ament are freshmen not highly valuable college players, like Diabate, and can't get anything vs Michigan's size. Lendeborg is nailing threes since Dukes started going under screens; they're practice jumpers...against top-25 teams. Tennessee very different game: ball sitting on the floor for a minute and Lappas is so confused (how does he have this job??). Officials call bad foul on Mara then have to call everything; they get three incidents of goaltending or cylinder violations and went 0/3. Gillespie couldn't be Labaran Philon and that was it. Brief spasm of irritation when Vols are getting ORebs and Mara gets a 2nd foul, then 21 balanced points; it's over when JP Estrella tries to thunderdunk on Tschetter. Everyone was complementing Yaxel. Happy when Trey McKenney shoots a three. Salute to these seniors. [The rest of the writeup and the player after THE JUMP]  2. Final Four Preview Starts at 33:00 Meta game: Everyone is at the rim now because there's a much higher floor so you aren't (like Beilein) subject to the triple gods. Arizona is a lot like Michigan but they're even more extreme, and their jumpers are usually twos. When they do get a three (rarely) Bradley and Burries can knock them down. Concern is whether they can bully Mara; NBA people will be watching his battle with Krivas, defensive impact is understated because he's a mountain you can't move. Lost to Kansas because KU was able to muscle up and push them away from the rim. Everyone packs the paint against them; if you can actually push them away from the rim they're in the 100s in 2PT distance and they're not good at 2PJs, especially Koa Peat (34% on 130 attempts). Also: Jaden Bradley (46% on 157), Ivan Karchenkov (42% on 62), and Brayden Burries (46% on 92). Difference: Arizona has three freshmen, Michigan has one, and Michigan's three-big lineup can probably make Peat inefficient to be just enough. Burries is McKenney.  Game of the century? Illinois we know; they're huge and they shoot, and they play the wrong Ivisic. Alex pulled off one of the great jinxes to get UConn over the line. Tarris Reed's final form is the switchable five who is a monster shot blocker and scorer, could be major trouble defensively for Michigan because they don't have to go under screens, takes away Yaxel's threes. The rest of those guys though? Karaban is a 6'8 version of Nimari Burnett, have some shooting guards in Braylon Mullins and Solo Ball; Solo has gone full sophomore THJ from the arc; he can't hit one in the Tournament. Silas Demary was injured to start the Dance but is a wonderful creator. Illinois question: Andrej Sotjakovic is going OFF! Is that because he found something or because he can take advantage of space as a driver against unathletic teams like Iowa? 3. Hockey Starts at 1:11:12 Bentley game: didn't dominate them but once they got the free goal (Brian was even a little upset) at the end of the 1st period; the only way Bentley wins this is if Michigan gives that up. UMD game: Alex didn't like this draw—North Dakota got an engineered free trip to the Frozen Four and Michigan had UMD. Alex also dislikes going up 3-0 early leads because you stop trying to score, and UMD was getting a lot of good looks. Got great looks, Michigan gave up too many good entries, UMD hit a post and a bar, their top line was out there like 35 minutes, Ivankovic stood tall. Tyler Duke's defense was not good on those two goals. Asher Barnett's penalty shifts the momentum. Michigan's goals: great tip, Valentini scores on a dime of a saucer from Moldy—so happy he's activated his inner fullback. Schifsky's shortie. Frozen Four preview: four teams with the most national titles. Brian DOES NOT like to play Denver in the Frozen Four; are they the favorites now? They've been playing VERY hot. North Dakota hasn't been there forever; it's been 10 years. Wisconsin we know. 4. Hot Takes and Women's Basketball Starts at 1:38:06 Takes significantly hotter than Dusty May when Mara picked up a B.S. foul 30 seconds into the game. Worst day in MSU winter sports history. NCAA could find a way to put Duke back in it but that would kill Bill Murray. WBB plays TONIGHT against 1-seed Texas. Smoked Louisville: not one but TWO 16-0 runs. They weren't transition baskets because they didn't cross midcourt; they're just 'sition baskets. No points for 7 minutes then dominated for three quarters—gonna have to play FOUR quarters from here on. BQD has seven offensive rebounds, against a huge Louisville team. Delfosse has really come on the last few weeks, Olson and Swords carried offensive, very impressed with how they dealt with Laura Zeigler; Sofilkanich handled her. Good sign for Texas's size, though they have a midrange assassin. Michigan's going to have to shoot well from three and hope Booker isn't effective from range. Home game for Texas in Fort Worth. GO BLUE!!!! MUSIC: "Gut Feeling/Slap Your Mammy"—Devo "Baywatch"—Drug Cabin "Paradise"—The Mattson 2 “Across 110th Street”—JJ Johnson and his Orchestra 

On this special feel-good edition of the The Steve Gruber Show, financial advisor Nick Hopwood, CFP® steps away from his usual discussions on the U.S. economy and personal finance to share a meaningful experience from his time in Jamaica. Nick talks about joining a group of men dedicated to rebuilding homes after a devastating October hurricane, working on roofing and foundation projects for families in need. He also shares powerful images of the rebuild efforts and reflects on the impact of giving back, offering an inspiring look at community, resilience, and service beyond the world of finance. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

The Steve Gruber Show | Fake Moderates, Real Consequences: How the Middle Class Gets Crushed --- 00:00 - Monologue 18:51 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. Hopwood shares a personal story about a trip to Jamaica that turned into a mission effort following hurricane devastation. He discusses helping rebuild homes and the impact of stepping in to serve communities in need. 27:43 – Sen. Camera Bartolotta, representing Pennsylvania's 46th Senatorial District. Bartolotta discusses concerns about widespread fraud and how deep the issue may go. She outlines ongoing investigations and the need for accountability. 37:49 - Monologue featuring Ivey Gruber 46:38 – Tom Simon, spokesperson for Home Title Lock and former FBI Special Agent with 26 years of experience. Simon discusses a case involving a $1.5 million home in Burbank that was allegedly stolen through real estate fraud. He explains how these schemes operate and how homeowners can protect themselves. 56:39 – Justin Davis, Director of Public Affairs for the NRA. Davis discusses the NRA's “Be Ready” campaign amid rising concerns about security threats. He emphasizes the importance of preparedness and responsible firearm ownership. 1:05:30 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses personal safety and preparedness, including the importance of training and responsible firearm use. The conversation also touches on the case of Mahmoud v. Taylor and broader legal implications. 1:15:38 - Monologue 1:24:30 – Jeanne Allen, Founder and CEO of the Center for Education Reform and the Yass Center for Education. Allen discusses recent developments suggesting the Department of Education is moving closer to potential restructuring or shutdown. She explains what this could mean for education policy nationwide. 1:34:20 – Wendy Block, Senior Vice President of Business Advocacy for the Michigan Chamber. Block discusses key ballot and policy issues, including opposition to a graduated income tax proposal and a potential constitutional convention. She also addresses concerns about proposals affecting political spending and business advocacy. 1:43:08 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses the Army raising the enlistment age to 42 and whether declining health among young Americans is a factor. The segment also explores the broader issue of obesity and the importance of healthier lifestyles and nutrition. --- Check out our brand new podcast, 'Forgotten America'... The sixth episode is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/aKxApESBYuo

53 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. Segments 1-3 were in MGoPodcast 17.29a yesterday. 4. Sweet Sixteen Preview: Alabama Starts at 0:51 We hate facing three teams in the Tournament because of randomness. Bama is the Nate Oats show: he wad doing efficiency before it was cool. PG Labarn Philon isn't Aden Holloway but is lengthy can can get to the basket—Nick Boyd was his #1 comp on Hoop-Explorer. Darius Acuff was on that list too. SG Latrell Wrightsell is a shooter; he was 6/9 from three vs TTU, 38% career from three, hit 45% two years ago (on a team with Sam Walters). OLD.  Wing Amari Allen is a 6'8-205 and NOT JUST A SHOOTER. The book on Allen is don't let him shoot from the left side of the arc: 47% on 47 attempts from the left wing, 4 or 10 from the corner. But 32% straightaway on 31 attempts, 24% on 46 attempts from the right side. He's just 61% at the rim. The other wing is a timeshare between a JAS, a freshman, and an Egyptian stretch four.  At center they're lacking, sorta. Aiden Sherrell is a Detroiter—Seth sent a phot of him as a recruit to Brian once—McDonald's AA—kinda reminds us of Morez. Had major struggles at the free throw line last year (46%) that he's largely fixed. Backup is... can Charles Bediako play? No? Well Bucknell transfer Noah Williamson is actually Noa Viljamsons from Latvia; he was #1 in usage and #1 in defensive rebounding in the Patriot League but severe dropoffs all over the map in their few chances against better competition.  [The rest of the writeup and the player after THE JUMP]  5. Elite Eight Preview: Iowa State or Tennessee Starts at 22:13 Iowa State spent a lot of the season on the 1-seed line. HUUUUGE loss (unless it's better than it looked) in Joshua Jefferson (KPOY #2), who's high-usage Yax and really gave ISU their identity. PG Tamin Lipsey is Tre Donaldson. Wing Milan Momcilovic is the sniper of the year. Three different SGs with three different skills, and then they have some decent but not world-beating centers. It's really about stopping Jefferson. If it's Tennessee that's an easier matchup but maybe not a great one for Michigan because Ja'Kobi Gillespie gets his own shot, Nate Ament is mini Joshua Jefferson, and they throw these huge bodies at the offensive glass. 6. Women's Basketball: First Weekend Recap and Sweet 16/Elite 8 Preview Starts at 43:47 Firsts for Michigan WBB under Kim Barnes-Arico: 2-seed, 16-win season at Crisler, 27-win season. Muppets! Rote beatdown of Holy Cross was rote; the WBB Tournament is even more chalk as the top talent is so much better than the rest. Michigan is the best of the teams that doesn't have an All-American, but some teams have multiple. NC State game was a fun matchup that Michigan took over as soon as their threes started going down. BQD-ass game where she took over at times by swarming a team that normally doesn't turn it over with the press. Looking forward: Louisville is NC State but can shoot—they're all large and can stretch, though not very quick. Laura Zeigler was the top recruit in the portal, Taj Roberts is a tall sniper, Imari Berry looks like an undead from WoW. If they get past Lville it's almost certainly going to be 1-seed Texas, which just rolled Oregon, which is a bellwether (when not in a legendarily badly officiated game). Madison Booker is WBB Yaxel, Rori Harmon is a thief, Breya Cunningham and Kyla Odacre are way bigger than anyone Michigan can put on them. MUSIC: "Sunday Morning"—Alcatraz "Video Life"—Chris Spedding “Across 110th Street”—JJ Johnson and his Orchestra    THE USUAL LINKS: Helpful iTunes subscribe link General podcast feed link What's with the theme music?      

1 hour and 40 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Howard and Saint Louis Starts at 0:51 This is part one of a part two podcast! Which Robbie Avila nickname was your favorite? Of the last ten times Michigan has made the tournament they've been in the Sweet Sixteen nine. Were Beilein teams built better for the tournament than for the Big Ten? Howard shot 48% from three, the only reason they were able to get to 80 points. What Wisconsin nonsense is this? Michigan shoots 84% from two, one of those misses was from Oscar Goodman. Roddy Gayle was uninspiring in the Big Ten Tournament but returned to his March form. Moving on to Saint Louis, they're a dangerous offensive team but there was no way they were going to be able to check Michigan. Somehow Saint Louis was the #1 field goal efficiency defense in the country, it's a good sign that Michigan shot 1.35 PPP. Avila fell for Mara's fake pass. Since they started counting blocks Michigan is the first team to have all starters score 10+ points and have a block. The Mara we're seeing now is night and day from what we saw at the beginning of the season. Could you convince him to come back another year? What was up with that non-flagrant foul that ended up being a foul on Burnett? Technically it was a cylinder foul. High Point isn't a real school, you should only schedule real schools.  [The rest of the writeup and the player after THE JUMP]  2. Spring Football Bits Starts at 34:37 There are finally enough bits coming out of the spring! Ron Bellamy is back as director of player personnel, which makes all the sense in the world. Apparently Whittingham wanted to come back to Utah but he wouldn't have as much control over decision making so he left. What exactly happened here? We thought he was retiring but clearly he didn't. Manuel Beigel moved to offensive line, this is concerning because there are plenty of offensive lineman and this team needs defensive tackles. In more positive news, Savion Hiter is already running with the ones. His built is like Jabrill Peppers. The defense will "resemble the 2023 defense" in terms of style, according to Jay Hill. It will depend what they can get out of Zeke Berry and Rod Moore. Injured guys are still injured. Receiver depth is Marsh, Ffrench, Moa, and Buchanon. Defensive tackle tea leaves are... uhhh... concerning? You need four decent defensive tackles, they currently have three and there's no guarantee that any of them are good. Maybe that's why Hiter is getting so many yards in practice. The NDSU linebacker captain needs to simmer for a bit, he just got here. If one of the best offensive line coaches in the country is excited then we're excited. If Babalola actually starts he'll be an All-American. Sounds like they're kicking Link inside?  3. Hot Takes and Hockey Tournament Starts at 1:02:51 Takes hotter than Howard for the last 10 minutes of the first half. Michigan gets the #1 overall seed in hockey, their reward is a game against Bentley in Albany. They also won the Big Ten Tournament after a 7-3 win over Ohio State. They get medals but not stoats. Playing a team with tournament lives on the line was really good practice. They were so excited to win a banner. Did you know Gonzaga used to have a hockey team. Bentley is 23rd in NPI which is better than their conference usually does. Doesn't look like a team that will threaten Michigan but anything crazy can happen in this tournament. The matchup is there against Penn State but the vibes are annoying since Michigan has already played them five times (and lost once). Will the building have 12 people in it? Minnesota-Duluth had a really good nonconference run but fell off towards the end of the season. They swept Minnesota which doesn't mean much this year. Congratulations Western Michigan, you are a #1 seed and you probably get to play Denver at altitude if you win your first game. The committee doesn't want schools to have home games but then they either give schools "home" games or play in empty rinks. This game should be at Yost and it would be nuts, Michigan deserves the home advantage that they earned. If Wisconsin gets goaltending they're a top four team, if not they'll lose in the first round.  MUSIC: "Hard Dreaming Man"—Drugdealer "Honey Drip"—Long Island Railroad, Smushie and Ryan Gebhard “Across 110th Street”—JJ Johnson and his Orchestra   

Preston Gee CFP® and Jim Pilat CFP® of Peak Wealth walk through the 2026 Gee Financial Plan in this annual transparency episode. See how our advisors approach real life personal finances while working with clients every day. In this episode, Preston shares how he and his wife approach paying down debt building an emergency fund and thinking about risk tolerance as a young married couple. Simple practical strategies you can apply to your own financial plan. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

The Steve Gruber Show | Election Bombshells, Rising Chaos & America's Turning Point --- 00:00 - Monologue 19:11 – Dr. Steven Quay, physician-scientist and public health expert with more than 380 peer-reviewed publications. Quay discusses why biological threats remain an overlooked national security risk. He explains the potential dangers and why preparedness should be a higher priority. 28:00 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's No Lazy Money segment, Hopwood breaks down market volatility, inflation concerns, and the potential for rising energy-driven price pressures. He also explains tax risks tied to inherited IRAs and 401(k)s, while offering a free inherited IRA analysis through peakwm.com/gruber. 38:11 - Monologue 46:59 – Brian Orme, CEO of Global Christian Relief. Orme discusses the evolving situation in Iran and what it means for Christians in the region. He emphasizes the importance of listening to and supporting the church during uncertain times. 56:57 – Steve Swedberg, Policy Analyst with the Center for Economic Freedom. Swedberg analyzes February inflation data and warns that rising energy prices could push costs even higher. He explains how current trends could impact consumers and the broader economy. 1:05:47 – Josh Findlay, Director of the Texas Public Policy Foundation's National Election Protection Project. Findlay discusses the SAVE America Act and growing support for requiring proof of citizenship to vote. He also addresses criticism of the legislation and the broader debate over election integrity. 1:15:34 - Monologue 1:24:29 – Steve Moore, Chairman and Co-Founder of Unleash Prosperity. Moore discusses the economic impact of major medical breakthroughs, arguing that curing diseases like cancer could generate massive economic benefits. He explains how innovation in healthcare could reshape the economy. 1:34:30 – Rep. Gina Johnsen, representing Michigan's 78th House District. Johnsen discusses her new legislation aimed at protecting vaccine exemption rights. She explains why she believes the bill is important for personal freedom and healthcare choice. 1:43:19 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses concerns about data privacy, including reports that vehicle tire sensors may be capable of tracking driver behavior. The conversation explores the broader issue of data collection, trust, and how easily personal information is shared in today's digital world. --- Check out our brand new podcast, 'Forgotten America'... The fifth episode is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/CruHHRXxRE4

Nick Hopwood, CFP® of Peak Wealth, joined The Steve Gruber Show to discuss rising gas prices as tensions in Iran continue to escalate, with prices expected to surpass $4 per gallon in many areas. He also covered troubling economic signals including 92,000 job losses reported in February and what that could mean for the broader economy. Nick shared insight into whether the Federal Reserve is likely to cut interest rates or hold steady, and what investors should expect if the conflict in Iran continues, including ongoing market volatility and the importance of staying disciplined with long term investment strategies. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

1 hour and 36 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. The Tourney Draw, Midwest Region Preview Starts at 0:51 Overall a fine draw for the 3rd one-seed, with several teams that did not want Michigan as their one-seed. Alabama as a four-seed is a fine draw. They have some big wins because they can shoot their way to a W in any game, but they're also a tempo team that gave up 40%+ ORebs to the three teams they faced with major bigs. The 5-seed is Texas Tech which lost star center JT Toppin but shot their way to a win over ISU without him. We think they're a good upset pick in a 5-12 with Akron but we are impressed with the Just-a-Shooterness of Donovan Atwell. The 8-9 are Georgia and Saint Louis. We want Georgia, another tempo team that's a year away from its maximum and has a center who just makes buckets and blocks shots, versus Saint Louis which is where Robbie Avila went; they're five-out, #1 in the country in average 2PT distance, but opponents also get to the rim (Avila is no defender). On the other side is 2-seed Iowa State, which doesn't block shots but they turn you over and sniper Milan Momcilovic can shoot over guards—a team with three bigs might be their kryptonite (see: 79-70 vs Cincy). Joshua Jefferson is a Danny Wolf (28 assist, 17 TO) PF. 3-seed Virginia has a couple of ogres they rotate at center that might prove tough, and their own Yax-like in Thijs De Ridder, who's not from New Jersey. [The rest of the writeup and the player after THE JUMP]  2. Hot Takes and Men's Basketball vs Purdue Starts at 33:39 Takes hotter than Brian when they refused to call a 5th foul on Oscar Cluff the fifth time. You're not insane; it was a ref show, and a clownish end to DJ Carstensen's career. But that only explains why Purdue won—they played Michigan evenly because Michigan had their worst defensive performance, unable to stop the PnR two-man game between Smith and TKR. M's offense is off the hook for the 1st half since Purdue was just fouling and getting away with it, but what's their excuse for not having any plans for a stretch in the 2nd half when Purdue pulled ahead? Hoping against hope that May has been saving all of his real sets for the Tournament. Brian's giving up on Gayle and his Knoblockian adventures at the rim. 3. Men's Basketball vs Wisconsin and Ohio State Starts at 1:01:40 Wisconsin goes 7/23 from two but 16/38 from three once they've given up on Boyd and Blackwell drives that worked for them in the first meeting. Their twos were earned—pushed back and forced to shoot over Mara. Only the Aussie going nuts from three got this competitive again, but we were still dismayed over Michigan's offense. They had a Mara advantage they only ran in the 2nd half, and didn't really give him help off of that. Tschetter minutes are not working. The OSU game was annoying for all the little reasons, but the big one is something from the whole Tourney, which was Morez Johnson not playing up to his standard. He got the first two series and second was a fallaway jumper. He's a bit limited when backing up people have found. Bruce Thornton was limited by length but his eyes lit up whenever he got Cadeau, who seemed to be tiring late, but Michigan is a TO machine without him. Maybe they're saving Yax usage for the Dance. 4. Hockey vs Penn State and Tournament Lookahead Starts at 1:22:35 They're now locked into the 1st overall seed with Ohio State knocking MSU out of the tournament, and North Dakota losing, which means YAY we don't have to play Denver in a Denver Regional (stupidest playoff format ever). Michigan-NoDak-MSU-WMU will be the 1-seeds, in that order, and Michigan will draw the worst the #16, IE the Atlantic Hockey champion (Bentley most likely?) and the worst #2 seed (Duluth? Cornell? Penn State?) in, likely, Albany. Penn State hockey is James Franklin Penn State football: can beat anybody except the big bads in their conference. Not afraid of facing them again after a thoroughly dominant semifinal. Good to see a snipe from Hage, and what Moldenauer has become. MUSIC: "An Ocean Between the Waves"—War on Drugs "This Could Be Your Lucky Day in Hell"—Eels "A Sentence of Sorts in Kongsvinger"—Of Montreal “Across 110th Street”—JJ Johnson and his Orchestra

Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR's No Lazy Money Show to discuss the potential impact of Trump Accounts and how they could benefit children's financial futures. In this conversation, they break down who these accounts are designed to help, which families may qualify for the $1,000 government contribution, and how starting to invest early for kids can create powerful long term growth. They also explain how parents and grandparents can use these accounts to build wealth for the next generation and why even a small investment today could grow into meaningful support for education, entrepreneurship, or other future opportunities. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

1 hour and 44 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Michigan State Starts at 0:51 Michigan is the best team in the Big Ten since the 1977 Indiana team. You can't say they didn't earn it, they had to win at Breslin, Carver, and Illinois. They would still win the Big Ten outright if you only counted the games that Michigan won by double digits. It was Yaxel's deep shooting that propelled Michigan when they weren't shooting well. Michigan felt mortal with Tschetter at the four but MSU didn't exactly take advantage of that time. There were a lot of 1-on-1 opportunities, Michigan only had 12 assists. 1.27 PPP is crazy against Michigan State. Where does Yaxel Lendeborg rank all time amongst all Michigan players? They had a reel prepared for when Fears would kick someone in the jingle jangles, and it did happen. Credit Dusty for keeping the team calm when things start to go wrong. How is Fears allowed to keep playing the way he does? Congrats to Nebraska for getting the #2 seed.  2. Men's Basketball vs Iowa Starts at 32:06 A very slow game and a very annoying win. Their thing is fouling you constantly and hoping the refs don't call it. They fired Fran and we hate Iowa basketball now. Michigan finally gets some calls in the second half and turns the ball over a lot. Bennett Stirtz's 4-14 from three feels optimistic for him given the shot quality. There was a "sink or swim" moment when Cadeau had to sit out and it wasn't great. Cadeau played 30 minutes but in an important tournament setting he'll probably play more than that. Roddy Gayle has some at-the-rim difficulties that have lasted most of the conference season. Fran McCaffery was a beautiful Big Ten coach and now he's in the Ivy League. 3. Hot Takes and Spring Ball - Offense Starts at 54:05 How excited is everyone for this spring practice? What will Bryce's role as a runner be? JJ didn't run much but in the championship season there were only 4-5 games where he would have needed to. Maybe Bryce looks a little better throwing downfield now that he has actual receivers. JJ Buchanan might have a Colston Loveland level catch radius. There was a moment of silence for Max Bredeson but we truncate silence on this podcast so you didn't hear it. What's the tight end depth going to look like? Evan Link to guard? We're expecting a big third year swing for Blake Frazier.  4. Spring Ball - Defense Starts at 1:22:09 Any sort of news about John Henry Daley being able to play would be high on the list. And Rod Moore. Also hoping to hear good things about Palepale and Cam Brandt. The North Dakota State linebacker (Nathaniel Staehling) transfer could be really good, he was a captain and these scenarios often work out nicely. Ideally he's the 3rd linebacker because that means some other guys popped off. How much much better will everyone look with better coaching? Unfortunately we won't be able to see if rotation on defense gets better in the Spring Game. Could Shamari Earls overtake Jyaire Hill? New kickers but kicking in April seems different than in the Fall. Looking forward to punting drills. Taylor Tatum for punt return?    MUSIC: "Any Major Dude"—Steely Dan "Believe"—My Morning Jacket "Broken Chair"—Luna “Across 110th Street”—JJ Johnson and his Orchestra   

The Steve Gruber Show | National Security, Economic Strength, and the Future of America --- 00:00 - Monologue 19:04 – Mary Flynn O'Neill, Executive Director of America's Future, Inc. O'Neill discusses the ongoing fight against human trafficking in the aftermath of the Epstein scandal. She explains why the issue remains a major concern and what steps advocates are taking to protect victims and hold traffickers accountable. 28:00 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's No Lazy Money segment, Hopwood breaks down market reactions to events in Iran, the Dow's streak of gains, and the potential impact of new “Trump accounts” that could invest $5,000 per year for 18 years. He also continues a conversation about capital gains strategies, comparing mutual funds and ETFs for investors. 38:09 - Monologue 47:02 – Rep. Erin Houchin, representing Indiana's 9th Congressional District. Houchin discusses online safety for kids and the growing role of artificial intelligence. She also outlines her proposed “Dalilah Law,” aimed at preventing illegal immigrants from obtaining commercial driver's licenses. 56:50 – Tim Beard, former CIA operations officer and U.S. Marine Corps captain. Beard shares insights from his “Everyday Safety Playbook for an Uncertain World.” He discusses practical steps individuals and families can take to stay prepared in a rapidly changing security environment. 1:05:35 – Larry Behrens, energy expert and Communications Director for Power The Future. Behrens talks about his new book Power Restored: President Trump's First Year and the Revival of American Energy Leadership. He explains how policy changes could help restore American energy dominance. 1:15:27 - Monologue 1:34:17 – Rep. Jimmy Patronis, representing Florida's 1st Congressional District. Patronis argues that Big Tech accountability is urgently needed. He discusses concerns about tech company influence and the need for stronger oversight. 1:43:00 – Rep. Mike Hoadley, representing Michigan's 99th District. Hoadley discusses his effort to eliminate permit requirements for concealed pistols. He explains why he believes the change would strengthen Second Amendment protections in Michigan. --- Check out our brand new podcast, 'Forgotten America'... The third episode is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/vZiEUjtQ-m4

1 hour and 35 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Illinois Starts at 0:51 Hail to the Big Ten champions... before March! Dusty in year two has won at Mackey, Breslin, and whatever Illinois' arena is nicknamed. This was supposed to be a scary game and it wasn't even close, the players loved the energy. The major bummer is that LJ Cason is out for the year with an ACL injury. Can Yaxel check a top five draft point guard? Yes. No turnovers for Cadeau! But he probably has to go from 26 minutes per game to 35 and needs to be much more careful about foul trouble now. It just felt like Illinois had to work so hard to get anything in the second half and they weren't used to that. Illinois played their much better defender for only 10 minutes. Shot volume was similar for both teams but Michigan was able to win from 2-point shots. 2. Men's Basketball vs Minnesota Starts at 25:20 Minnesota comes in with basically no basketball team, they're down on their luck. But they played zone better than a lot of teams on Michigan's schedule. In the first half Michigan had trouble getting to the rim so they kicked it out for open threes. Parts of it felt bad. This game felt like playing Maryland the week before Ohio State. Niko Medved did a great job with what he had, Brian is still high on him. Early in the season Iowa seemed like it would be a really tough game, now Iowa is tailspinning a little bit. Iowa's defense is improved from Fran but not in a way that will stop Michigan. Michigan is still probably a #1 seed if they lose out. They should raise the banner in Michigan State's face at pre-game.  3. Hot Takes and Hockey vs Minnesota Starts at 43:34 Takes hotter than Morez Johnson sitting in front of that crowd and being like "I don't care, I'm gonna be the Kenpom MVP in a 20 point win spiritually because I'm Morez Johnson and nothing phases me at all!" Michigan splits against Minnesota, which almost didn't matter until Michigan State only got two points against Ohio State. This team is a little too Jekyll & Hyde. Starting the Thursday game 1-9 in shots isn't great. Powerplays used to be more whizz-bang and they've been lacking lately. Michigan's defense is like Nebraska running the triple option - they always need to have a 5'2" puck wizard defenseman. MSU's coach tried to chase down an official on the ice which is a silly thing to attempt. Michigan is up two points in the standings but Michigan State has two more games. Time for another year of complaining about the NCAA hockey tournament format. 4. Stickball and Gimmicky Top Five Starts at 1:15:10 Baseball - good Softball - not good Gimmicky Top Five Things You'd Change in the Winter Olympics. Normal guy Olympics. Mountaineering should include getting a kid into ski gear. We don't talk about ski injuries. Winter beach volleyball?    MUSIC: "Don't Fight It"—Kenny Loggins and Steve Perry "Better Way"—Motenko "Take My Heart"—The Teskey Brothers “Across 110th Street”—JJ Johnson and his Orchestra   

In the latest episode of the No Lazy Money Show with host Ryan Ermanni of WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth break down the key changes to Obamacare subsidies in 2026 and what they mean for anyone under 65 who needs their own health insurance. They explain how these subsidies can make premiums more affordable, who still qualifies, and who must pay full price. Understanding these rules is essential for anyone navigating the health insurance marketplace this year. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

On the latest episode of the No Lazy Money Show, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management join host Ryan Ermanni on WJR to break down a hot topic shaking investors: massive capital gains distributions hitting brokerage accounts and mutual funds ahead of the 2026 tax season. They explain why capital gains distributions are surging, how mutual funds trigger surprise tax bills, and what smart investors can do now to reduce the damage. If you own mutual funds in a taxable brokerage account, this is a must listen conversation. — ✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here ------------------------------ Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: https://findingtruewealth.podbean.com/ YouTube: / https://www.youtube.com/@peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: https://www.facebook.com/PeakWealthManagement/ X: https://x.com/nhopwood1 https://www.peakwm.com/ 

1 hour and 43 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Purdue Starts at 0:51 The Duke game was annoying and non-impactful so let's start with Purdue. Purdue comes out to a 5-0 start, Michigan then goes on a 42-17 run. Mackey exploded no matter what, even when Michigan was up 16. Matt Painter is a dude who respects ball. Mara foreshadowed the Duke game by getting into foul trouble, but that wasn't until the 2nd half, otherwise he had a great 1st half. The other subplot of this game was they shot 57% from three, and almost all of them were good shots. Trey Kauffmann-Renn went off for Purdue, historically May has let him go defensively though. Michigan is doing a great job of making the non-contestable guys contestable. What was funnier, the Fletcher Loyer heat-check airball or Cadeau getting to the free throw line and not knowing what to do?  2. Men's Basketball vs Duke Starts at 22:55 A very frustrating game. Mara picks up three first half fouls, the first two of which were not fouls. Playing three bigs in the second half felt like an impulse. Will Tschetter has been a faithful companion for this program but this wasn't the game for him. Duke went on their end of first half run when Michigan had their small lineup out there. Dusty is usually very calm but he was on the verge of eruption. The official in this game notoriously call more calls than anyone else and didn't give us a proper Michigan Duke game. You can just give the coach an iPad to decide if you want to challenge calls?? Does Mara need a little more self-confidence? His body language is telling. Michigan didn't get a lot out of guard play. Their quality of looks in this game were nowhere near their looks in the Purdue game. They got out of balance with their lineup changes and shot 24% from three but still only lost by five to Duke so this really isn't that concerning. What was that travel call? LJ Cason is definitely a contested shot guy. Michigan's biggest win over the weekend was UCLA over Illinois. The Minnesota game is for a share of the title, two Big Ten wins means an outright title. Brian still can't believe how good Keaton Wagler is.  3. Hot Takes and Hockey vs Wisconsin Starts at 55:40 Takes hotter than yours truly after Mara's second foul against Duke. Michigan gets a split out of Wisconsin which ends any hope of catching Michigan State in the Big Ten standings. Wisconsin played their backup goalie and Michigan didn't do enough to threaten him. Kason Muscutt got his first goal. BTN+ has announcers that don't even know Michigan's roster. Michigan could get to 51 points after next week which would win the Big Ten in most years. They have a 99.6% chance of being a #1 seed, they would need to win the Big Ten Tournament to get the #1 overall. #2 overall could get Saint Thomas?  4. Potpourri Starts at 1:24:57 Hughe's got it better than us? Michigan shouldn't claim Jack Hughes. Great performances from Michigan hockey players in the Olympics and the gold medal game. Michigan doesn't have these guys on this team (Michigan State doesn't either, though). Canada was sad and then got handed a stuffed stoat. If you haven't seen the figure skating exhibition gala, you should. Michigan has a new general manager. Sean Magee sent Savion Hiter the wrong dollar amount for his NIL?? The new GM is Dave Peloquin who used to work at Notre Dame. Michigan baseball got another ranked win over Louisville. The vibes for Michigan softball aren't good right now. They're like Nebraska football.  MUSIC: "UFOs"—Phoenix and Alan Braxe "Evil Twin"—Cut Worms "Dug"—Dream Sitch, Michael Nau, Floating Action “Across 110th Street”—JJ Johnson and his Orchestra   

The Steve Gruber Show | Collapse & Corruption: Socialism's Global Failure Exposed --- 00:00 - Hour 1 Monologue 19:03 – Jan Jekielek, Senior Editor at The Epoch Times, host of American Thought Leaders, and author of Killed to Order. Jekielek discusses what he calls “China's Epsteins,” arguing that the Chinese Communist Party scaled up the Epstein model through state-sanctioned organ harvesting. He explains the evidence behind these claims and the broader human rights implications. 27:35 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's “No Lazy Money” segment, Hopwood covers energy stocks breaking out, tech sector pullbacks, a 3.7% GDP estimate, and why the Fed may hold rates steady until later this year. He also warns about capital gains tax surprises, shares real client stories, and offers a free Social Security analysis at peakwm.com/gruber. 37:57 - Hour 2 Monologue 46:53 – Michael Chamberlain, Director of Protect the Public's Trust. Chamberlain discusses what he sees as growing misconduct among America's leaders. He argues that political agendas are increasingly being prioritized over fairness and the rule of law. 56:57 – Jose Mallea, former White House and State Department staffer under President George W. Bush and former campaign manager for Senator Marco Rubio. Mallea explains why Belize is emerging as a concern in Washington policy circles. He discusses geopolitical warning signs and regional security implications. 1:05:52 – Tom Coulson, owner of Liberty Coin Service. Coulson analyzes the current price of precious metals and where the market may be headed. He also reviews listener-submitted coins live on air—send your submissions to https://youtu.be/LcYYLfQWCY0

2 hours and 6 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs UCLA Starts at 0:51 Brian gets three minutes to talk about Mick Cronin, he hopes he never gets fired from UCLA. He's like a jolly caricature of Izzo. He's Sideshow Bob stepping on the rakes. Michigan would be up by 10 in the first half and it would feel like they should be up 20. Tschetter's really improved as a defender but this game wasn't for him. UCLA was turning the ball over a ton, Michigan didn't have any until the end of the first half. This was a responsible game from Cadeau, some of his turnovers have been boneheaded. He's at around the same turnover rate as last year. LJ Cason is becoming a reliably effective playmaker. Mick Cronin might not have forgotten how to coach defense but he might've forgotten to scout Xavier Booker. If they play a bad game that means only winning by 10.  2. Men's Basketball vs Northwestern Starts at 28:10 Similar situation in this game where Michigan played a dominant second half. The difference is they were down 16 points. Kenpom still had them at about 30% chance to win even down 16 in the second half! Michigan missed so many bunnies in this one. They started running NBA sets in their second half rally and that works because they have the size for it. The big story of this game was LJ Cason. Cadeau wasn't doing anything so Dusty put in Cason who stepped up. Who's the most random guy you've ever been thankful for in a game? Probably Kam Chatman. Michigan is rotating nine guys and the ninth guy was the MVP in this game. The six game stretch to finish the regular season features Michigan State as the second easiest game. Alex isn't scared of Purdue. Duke looms.  3. Hot Takes and Hockey vs Penn State Starts at 55:44 Takes hotter than the genius that came up with the two-man luge. Special guest, Seth daughter's Mira. Michigan takes 5 out of 6 points against Penn State, this was their first overtime that they didn't win this year. Michigan made it hard on themselves in the Friday game, Ivankovic sort of deflected a goal into their own net. These officials were fine because they degraded the game of hockey but they weren't as bad as some other guys! Penn State split their goalies but the better goalie gave Michigan a couple easy ones. Michigan has first round picks but the only one that has the sauce is Jayden Perron. You look at men's basketball and you think they could win a national championship. You look at hockey and you don't see it. Wisconsin has faded enough to not make the tournament but their forecheck also seemed like Michigan's kryptonite. If you want to win the conference you need six points against Wisconsin. You might need to win out. Michigan is still 96% to be a 1 seed.  4. Potpourri Starts at 1:38:22 Michigan replaces defensive tackle coach Lou Esposito with Larry Black out of Vanderbilt. He checks the recruiting boxes. He helped get Vanderbilt to respectable on defense which even Jesse Minter couldn't do. His resume is really good and still isn't as good a resume as the rest of the staff (complimentary). Women's basketball fell behind big to UCLA and got it to within one score. They're so close to the elite teams. Stickball! As of this recording baseball is 2-0 against good programs. USC and UCLA baseball hate being in the Big Ten. Softball is 7-2 overall, Alex was down after the Florida game. If you have six pitchers on the roster you have no pitchers. Brian has only watched curling. Olympic skiing discourse. Sweden pulled their goalie while up 5-2 to get the goal differential (did not get it).  MUSIC: "Idol"—Mind Enterprises "YUHDONTSTOP"—De La Soul "Brand New City"—Snocaps “Across 110th Street”—JJ Johnson and his Orchestra   

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here — Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth joined Ryan Ermanni on The No Lazy Money Show on WJR for a wide ranging, real world conversation about what is shaping your financial future. They broke down the economic impact of the Big Beautiful Bill, including taxes and Social Security, and discussed how nonstop political headlines can influence investor behavior. They explained why reacting emotionally to the news can derail smart long term decision making. The episode also explored the Five Stages of Retirement, the important choice between semi retirement and a full stop, and four key questions everyone should ask when planning their future.  — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here — Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR's No Lazy Money for a timely and practical conversation about money. In this episode, they talk through planning ahead for 2026 investments, the questions investors should be asking Peak Wealth as a potential client, and tax laws and money opportunities many people may be overlooking. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

The Steve Gruber Show | From Recession Warnings to Economic Boom --- 00:00 - Hour 1 Monologue 19:00 – Hans von Spakovsky, Senior Legal Fellow in the Edwin Meese III Institute for the Rule of Law at Advancing American Freedom. Von Spakovsky discusses a judge's decision to block the termination of Temporary Protected Status (TPS) for Haitian nationals. He explains the legal reasoning behind the ruling and its broader immigration implications. 27:51 – Nick Hopwood, Certified Financial Planner and Founder of Peak Wealth Management. In this week's “No Lazy Money” segment, Hopwood breaks down the latest jobs numbers, the Dow crossing 50,000, and trends shaping the markets. He also offers a free Social Security analysis at peakwm.com/gruber and explains why staying independent and advisor-owned matters in today's private equity-driven wealth management industry. 38:02 - Hour 2 Monologue 46:56 – Paul Miller, CPA and founder of Miller & Company LLP in New York City. Miller shares five critical things taxpayers should check before hitting “submit” this tax season. He explains common mistakes that could trigger audits or cost filers money. 56:55 – Claire Abernathy, Independent Women ambassador and detransitioner. Abernathy shares her powerful story, first told alongside her mother in the “Identity Crisis” series. She discusses being told she would be suicidal if she did not transition and reflects on the long-term impact of those medical decisions. 1:14:57 - Hour 3 Monologue 1:24:29 – Eric Metaxas, New York Times bestselling author, host of The Eric Metaxas Show, and President's Fellow at Cornerstone University. Metaxas discusses free speech, faith, and the Founders' vision for America. He argues that many colleges are ignoring the constitutional blueprint that shaped the nation. 1:34:31 – Perry Johnson, Michigan businessman, author, and political candidate. Johnson announces his entry into the race for Michigan Governor. He outlines his priorities and vision for the state moving forward. --- Visit Steve's website: https://stevegruber.com TikTok: https://www.tiktok.com/@stevegrubershow Truth: https://truthsocial.com/@stevegrubershow Gettr: https://gettr.com/user/stevegruber Facebook: https://www.facebook.com/stevegrubershow Instagram: https://www.instagram.com/stevegrubershow/ Twitter: https://twitter.com/Stevegrubershow Rumble: https://rumble.com/user/TheSteveGruberShow

2 hours and 23 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Penn State and Ohio State Starts at 0:51 Usually there's a segment for each basketball but that would just be silly. Michigan annihilates a short-handed Penn State team featuring two thunderous Mark Davis Kiwi dunks and a season high from Nimari Burnett. Is there anything else to say about this game? Michigan only had eight turnovers against Ohio State. Oddly they missed a lot of bunnies. Michigan is rounding into the elite offensive and defensive rebounding team we were hoping they would be. Nice to see Yaxel get to the rim, he doesn't do it enough. Another nice game from Trey McKenney. The balance of this team is insane. We're looking forward to what Mick Cronin says after Aday Mara stuffs him in a locker. A few more easy games before a brutal close to the season. Michigan State did Michigan a solid by beating Illinois.  [The rest of the writeup and the player after THE JUMP]  2. Hockey vs Michigan State Starts at 25:16 Game one was one of the best college hockey games we've ever seen. Old Yost was dark and full of discontented engineers who just learned to swear. It was absolute hell for opponents and it's just not that anymore in most games. Friday night felt like Old Yost. Michigan played great when they had their backs against the wall but you can't just rally from down 4-0. Michigan could be the second best team in the country and still just not be as good as State. Michigan's 4th string goalie looks just like Ivankovic and confused Dave in the press box. Why was Ivankovic suddenly ready on Saturday? Yost got HOT in the third period on Friday because of the missed calls. Michigan can still absolutely win a regular season title. Biggest concern in the NCAA tournament is also Michigan State, but the college hockey playoffs are weird. Has the modern era of college football reached hockey?  3. Hot Takes and Offensive Recruiting Class With Steve Lorenz Starts at 53:24 Takes hotter than Brian's face watching Seth come up with something that's hot. Usually we would do this on signing day but now nobody can remember when that is. Salesi Moa signed and enrolled at Utah and still ended up at Michigan. Brady Smigiel is one of your QBs but he's coming in injured, which probably effected his recruiting stock. He's a classic pocket guy, but Whittingham likes mobile QBs. QB Tommy Carr has Tate Forcier comparisons. Savion Hiter comes in as the most talented running back in this class, as well as the last few classes. What do you think Fred Jackson would call him? Jonathan Brown comes in as a generic three star RB but there's not much being said compared to Hiter. We'll count Salesi Moa in this class, he could play receiver and safety. He might actually be able to contribute in year one. WR Travis Johnson is just outside the top 100 but was very adamant about sticking to Michigan even after everything went down. WR Jaylen Pile also didn't waver but so far seems like just a guy, but with more scholarships available sure, bring him in. TE Mason Bonner comes in from Denver, might take a little time to develop. Should be athletic enough down the road. OT Malakai Lee comes in from Honolulu and might be the most excited about the coaching change. Comparisons to Mike Onwenu. Marky Walbridge is a late riser and offensive lineman late risers are often encouraging. Adrian Hamilton projects to center and centers don't rank highly usually. Tommy Fraumann is big enough to not care about rankings, born right after the 2008 Michigan Utah in which Kyle Whittingham beat Michigan.  4. Defensive Recruiting Class Starts at 1:45:41 Carter Meadows is a five star defensive end we're all excited about. He's not allowed to enroll early so he'll probably be a year two star. DE McHale Blade is one of the coolest names in this cycle. He has all the athletic traits, could be the sleeper of the defensive side. DE Tariq Boney is your Josh Uche, just let him go after the QB. Alister Vallejo looks like Mason Graham on the field and the kid from the Sandlot in his profile. DT Titan Davis is a Kris Jenkins guy, could be an anchor DE but will more likely fill in DT needs. Linebacker is where the excitement falls off. Nobody is anywhere near four star status. CB Jamarion Vincent is a developmental guy, expect him in year three. He was previously playing QB. CB Ernest Nunley is a former Cal commit and will probably be a safety. S Jordan Deck could me a sleeper, boring safety. Overall not a big fan of the back seven but it is the transfer portal era. It could be okay but it's sketchy.   MUSIC: "Bazooka"—Miami XO "Baby Steps"—Olivia Dean "Phish Pepsi"—Wednesday “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 49 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Michigan State Starts at 0:51 Where's Tre Holloman at?? Michigan's first victory at Breslin since 2018. They managed to blow all of their 16 point halftime lead but only briefly. This year didn't have the same "helplessness" vibe of previous years. The grifting from Jeremy Fears was incredible. Michigan State's offense ended up being generating bogus calls and then hitting free throws. Their roster doesn't have the best athletes in the world but they have guys that have stuck around for a while. Trey McKenney is becoming a much bigger piece of this team, if Michigan goes on a tournament run it could be because he steps up as a major contributor. Is he the 6th man? They're running a lot of offense through Mara, maybe that should be going through Morez Johnson instead. Michigan is back to #1 in Kenpom and is projected to win the Big Ten outright but the end of the schedule is very tough.  2. Men's Basketball vs Nebraska Starts at 29:17 The vibes here were considerably worse! Nebraska was getting an alarming amount of open looks. Michigan wins by shooting what felt like 70% from two. Some of Cadeau's turnovers were just inexplicable. We can't pronounce Berke's name so he's just Berke Boyband. The studies say that every conspiracy theory you have about officiating is true. Pass blocking is not actually allowed in basketball. Nebraska is legit, this was a tough game that Cadeau almost gave away. Shout out to Fred Hoiberg for coming in with a great gameplan for confusing Michigan. The overturn on the challenge made no sense, how was that possibly clear? Should Michigan be going inside more when the threes aren't dropping? Michigan was missing open threes. They beat a top 10 Kenpom team while shooting 23% from three, that's impressive no matter what. Was LJ Cason unplayable?  3. Hot Takes and Hockey vs Ohio State Starts at 52:18 Takes hotter than Yaxel Lendeborg at the free throw line. Michigan gets five of six points over Ohio State in a frustrating manner. Stephen Peck played a great game on Saturday until the last five minutes. They're missing points here and there against teams that they're better than. Wisconsin somehow went from #1 to might miss the tournament. Michigan State is only one point behind in the Big Ten rankings.  4. Gimmicky Top Five Sports Villains Starts at 1:14:40 We're born haters so it's time for a gimmicky top five sports villains. There are a surprising number of ways to define "villain" in this context. There's a lot of NHL discourse because you used to just get paid to hurt people. Which Big Ten commissioners make the list (spoiler: all of them). Not posting spoilers here but yes there is a certain Wisconsin basketball player. Who's on your list?   MUSIC: "Moody"—Royel Otis "Silver Joy"—Damien Jurado "Sweet and Dandy"—Toots and the Maytals “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 31 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Around the Big Ten with Jamie Mac Starts at 0:51 Indiana Football won a natty. We say again: Indiana Football won. A natty. The Ohio State fans are crying Signs, it's great! Putting this in context because there hasn't been a more surprising national champion in any sport? Maybe Leicester but IU had the worst W% historically of any champion. Arc of college football is the big schools consolidate their chances of winning—last time a new school entered the ring it was Florida, which represented a demographic shift. What does this mean? Not a secret sauce but IU built similarly to 2023 Michigan: a base of players who played together a long time and some elite pieces added. They get better ROI by ignoring HS recruiting, put a lot of time and money into scouting. Similarity to Dusty May in that Cig knows what he needs and scouts the hell out of the rest of the sport. [The rest of the writeup and the player after THE JUMP]  2. Hot Takes and Men's Basketball vs Ohio State Starts at 27:20 Takes hotter than it's not outside. OSU game was annoyingly close. At one point Michigan was 2/16 from three and under 50% from the charity stripe. Biggest story of the game is the way Michigan held Bruce Thornton in check—the one hedge to center court that Mara got called for a foul was an awful call, but a proof of concept for how they defended OSU, which was to not give Thornton any space. Great Crisler crowd kept getting into highs and then a low-percentage event would derail, like their 17%-shooting big Christoph Tilly making a pair of threes (one a bank), 24%-shooting Amare Bynum making a deep contested jumper, and Mobley getting a bank three as shot clock is dying. Missed front ends made FT shooting feel extra annoying, somehow righted in the 2nd half. Big part of that was 21 good minutes from Trey McKenney. Liked Cason and McKenney more than Cadeau in this one: OSU has a 7'0" center and a 7'2" center but both of them are glued to the floor, which favors YOLO players. Annoying turnovers trying to figure out their zone. 3. Men's Basketball vs Indiana and a Nebraska Preview Starts at 54:03 Less annoying game, as Indiana was without Tayton Conerway for all but two minutes, and nobody else has the ability to get to the rim. IU couldn't even get the ball inside the three-point line. They finished 11/34 (32%) from three and that was because they made twice as many as they should have. IU only got five ORebs as they abandoned the glass to stop Michigan's transition game but terrible Nick Dorn shots that went off the back iron were their best way of getting the ball in the paint. Final score doesn't reflect the game because once Michigan got up 20-5 they put it in cruise control—this time it wasn't LJ Cason on the one drive for a layup. Will Tschetter's defense on Tucker DeVries was also a major factor. Nebrasketball is truly good. Very well-coached team, has a good system that turns everybody into Nebraska: 11th in taking threes, 6th in opponent 3PA/FGA. Have to slow down the game to protect stretch C Rienk Mask, who's the key to that offense. Might be without small four Braden Frager and been without SG Connor Essegian most of the year so there's a 23% shooting big in Berke "the Turk" Buyuktuncel that you can hide Mara on. The problem with that is it takes Mara out of the paint so you can't get away with playing as aggressively on the perimeter. Think we saw the prototype for how they want to play against Nebraska in that Oregon game. Might be able to do what Illinois did, was to take shots but then crash the glass because they don't have a lot of size. 4. Women's Basketball wsg Ira Weintraub Starts at 1:15:12 Time to get to know the best women's team in school history. Three losses were all similar: got way behind in the 1st quarter, fought their way back, came up short. Defense is fantastic, play the full court and cause a lot of turnovers which creates offensive opportunities. Get bogged down a bit in the half court and struggle to make their FTs. WBB officiating is beyond atrocious. Washington loss was a schedule thing after 2OT late game vs Oregon, but UConn and Vandy losses showed they can play with the elites and just need one more big basket from the super sophs. Hockeybear is blogging the team and making Team Sheets (key). It's not so easy is it? Super sophs: Holloway runs the offense and sets the defensive tone, Olson is a bucket, Swordsy is hero, and then they're getting a year from a growing Delfosse and UCLA transfer Dudley. Mostly a seven-woman rotation with Sofilkanich giving them some size inside, BQD a nightmare of a defensive pest, and then growth from Crockett who gives them some more size when they need it. Can they compete with the ELITE-elites? Nobody's unbeatable this year; Michigan is a solid two-seed, feel like floor is Sweet 16, has the make of a team that ends up losing a Final Four game en route to a big run next year.   MUSIC: "Getting Killed"—Geese "Forever Never Ends"—Jeff Tweedy "Downhill"—The Delivery Boys feat. Goldwood, Max Gertler & LOSTBOYBK “Across 110th Street”—JJ Johnson and his Orchestra

2 hour and 10 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Transfer Portal - Offense Starts at :51 The portal is closed! The only windows remaining are for a coaching change and for Indiana/Miami after the national championship game. Transfers, NIL, and contracts have been weird this cycle. Will Diego Pavia be in college until he's 45?? Thank you Davis Warren for beating Ohio State in the Funniest Game Ever. Brayden Fowler-Nicolosi is your backup QB out of Colorado State where he threw for over 7,000 yards. That's a "we don't practice f*cked" pick-up. Jadyn Davis's recruiting profile was a huge miss. Georgia Tech is a cool place for Justice Haynes, we're still not sure if Kuzdzal is returning. Taylor Tatum comes in from Oklahoma after a case of fumble-itus and several other ailments. Now he might actually have a good running backs coach. They retained Andrew Marsh - massive. The wide receiver room looks great, the only thing missing is a dedicated slot receiver but Michigan hasn't really utilized the role in a while anyways. Marlin Klein declared for the NFL draft but is he going to get drafted? The remaining tight ends and fullbacks should be good and viable options, they didn't get anyone out of the portal. JJ Buchanon doesn't count since he's being listed as a wide receiver. The offensive line is mostly retained which has star power potential. Overall the offensive line held serve besides losing Haywood, overall an A-grade. Would you give the offensive portal recruiting/retention an A all across the board? Could this become a... top ten offense?  2. Transfer Portal - Defense Starts at 41:41 Defensively is more of a mixed bag. Defensive end lost a lot of guys to graduation but only Devon Baxter to the portal. John Henry Daley is questionable based on his health, but if he's healthy you get Derrick Moore (but who actually plays more). Defensive tackle doesn't lose anyone noteworthy to the portal. You get back Trey Pierce and Enow Etta. Jonah Leaea was like a young Mo Hurst, he needs another 20 pounds. Defensive tackle has depth, just not star power, this wasn't a spectacular portal season for them either. This gets a solid B. Linebacker is the trouble spot. They lose Ernest Hausmann to eligibility/spirit quest, Cole Sullivan to Oklahoma, and Jimmy Rolder to the draft. The guys they bring in are uhhhhhh. Aisea Moa knows Jay Hill's system so he could possibly play but doesn't seem like he'll be all-Big Ten. This is a D, it's close to an F. At cornerback, you get Jyaire Hill, Zeke Berry, and Snowden. Jayden Sanders to Notre Dame stings. Let's.... talk about the allegations of sabotage and blackmail? Cornerbacks situation gets a... C+. Safety loses Brandyn Hillam and Elijah Dotson. Is Bryce Underwood the only guy to come from Belleville and last for over a year? Is Rod Moore going to play? Who knows. Chris Bracy comes in from Memphis, who comes in with a historic tale of a fabled fumble. Safety starters could be Bracy and Rod Moore, Mason Curtis to linebacker. You have six safeties? How many are going to play in a Cover-1? Defense overall gets a C, they probably didn't get better or worse. How much of the Wink disdain will have been warranted? If Daley doesn't get healthy who is going to be the star on this defense? Maybe they'll be like the offense last year - lots of potential but not quite there yet.  3. Hot Takes and Basketball vs Washington and Oregon Starts at 1:23:58 Takes hotter than Utah's athletic director on Twitter. Michigan basketball sweeps their west coast tour, they don't dominate but give a solid beating in both games to not-great teams. Michigan and Oregon were close to identical at the rim. You're starting to see the cracks in the armor of this team. Sean Stewart is an elite flopper. What did Dusty possibly say to warrant a technical? Elliot Cadeau was pretty efficient but gets too close to the face of guys on the perimeter and then gets beaten. He tries things that are just a little too ambitious too often, these things usually don't work. Indiana doesn't match up with Michigan at all, Trey Burke to get honored at the Ohio State game. It's about to get real for Nebraska.  4. Hockey vs Minnesota Starts at 1:54:54 Michigan gets an almost-sweep of Minnesota getting 5 of 6 points. It's hard to believe this is what Minnesota's hockey team looks like, they've fallen a long way. Minnesota didn't go into the portal or the CHL and just doesn't have the same talent as they used to. Even the announcers were saying "oh, don't do that!" Seven saves in one minute is pretty incredible. Michigan State is still the one team that can match up with Michigan. Michigan is probably in the best spot since the 2022 team when they were number 1. Is there anything Warde Manuel has done that makes you think Michigan hockey will be on a local television station? Four Big Ten teams are in the top 10 of NPI.  MUSIC: "Secret Loving"— Dry Cleaning "Dancing In The Club"— This Is Lorelei & MJ Lederman "Random Rules"— Silver Jew “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 48 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Transfer Portal - Offense Starts at :51 Never doubt the law of conservation of vibes. The Penn State basketball game saved the offensive line. This was recorded on Sunday at noon so by the time you listen to this, things have probably already changed (hello, Jaime Ffrench). It would be nice to get a backup QB in the portal (hello Brayden Fowler-Nicolosi). Justice Haynes has hit the portal, might be going to Georgia Tech, and Oklahoma RB Taylor Tatum is in. So far he's struggled with fumbles and a hamstring injury but Oklahoma's RB coach is one of the worst in P4. He might be a Moneyball situation. Kuzdzal might be coming back? Jaime F-f-f-french is in and if JJ Buchanan joins then we have an actual wide receiver room. Still need a tight end? Offensive line got their guys back, we're un-mad now. Need some depth at center, though.  [The rest of the writeup and the player after THE JUMP]  2. Transfer Portal - Defense Starts at 27:11 Not as sunny as the offense right now but it can change at any time. How we feel so far depends on the status of John Henry Daley's Achilles, he could be a Derrick Moore comparison if healthy. Defensive end looks pretty set. Defensive tackle... they get Pierce back. They do get Jonah Lea'ea from Utah who was a bit undersized and needed another year to develop. Enow Etta's return has turned from optimism to pessimism. Hopefully Alister Vallejo is ready as a freshman. At linebacker Rasheem Biles is off the board, they are hosting Cade Uluave from Cal, an all-ACC linebacker. Jimmy Rolder has declared for the draft and is #692 on the NFL Mock Draft database. The secondary isn't entirely in the portal but it's alarming, safety is now a concern. Surely we'll find out more about safety this week because you can't go into a season with three safeties. Per Trevor McCue, Jay Hill doesn't rotate the secondary at all! Kerry Coombs got his guys for special teams, they've got a kicker from Pitt, Trey Butkowski. This offense could be really good and not need to rely on a kicker who can hit field goals from the 37. Overall, get in a safety or two and ideally a good defensive tackle and this team is really close to being very competitive. When's the last time the offense was better than the defense, 2011?  3. Hot Takes and Basketball vs Penn State and Wisconsin Starts at 1:05:25 Takes hotter than Wisconsin three point shooting. Basketball is no longer invincible. This must feel the same as when Matt Painter had to play Mo Wagner. Michigan got out-rebounded pretty badly which feels like a major failing given the line-up. They need to play a little dirtier in the paint. Michigan and Wisconsin were shooting back-to-back threes until Michigan fell off. The offensive goal-tending ruling was the rule. Wisconsin doesn't send many guys to the offensive board, they tend to get back and trying to get transition baskets isn't worth it. A key for Michigan going forward is how stretch is everyone's five? Wisconsin shot 12 points higher than their expected for the number of threes they shot.  4. Hockey vs Notre Dame Starts at 1:28:57 Michigan escapes a bad Notre Dame team but loses goalie Jack Ivankovic for "some period of time" (possibly the season). The hit was unfortunate but probably not malicious. There are strong words said about these officials. Naurato has said in his press conferences that "I can't say what I want to say." Big Ten hockey is one of the best leagues in the world and the Big Ten treats it like the 4th most important sport. Freshman goalie Stephen Peck is now your starter. The defense needs to step way up to support their new goalie. If the season ended today they'd still be the number one seed in the tournament, though. Part of that is because of Ivankovic.  MUSIC: "One Tiny Flower"— Jeff Tweedy "Don't Do Me Like That"— J. Mascis "Falling Behind"— Laufey “Across 110th Street”—JJ Johnson and his Orchestra   

Steve is joined by Nick Hopwood, CFP, founder and president of Peak Wealth Management, for another edition of No Lazy Money. Nick breaks down why oil stocks are moving after the Venezuela news, how to prepare for a possible 10% market correction in 2026, and why smart asset allocation still matters. They also expose why many so-called “planners” don't actually plan, and why over half of Americans still lack an estate plan. Start the year with a real strategy, not guesswork. Visit PeakWM.com/GRUBER for a FREE Social Security Analysis 

2 hours and 5 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs USC Starts at :51 Basketball gets to go first because they've earned it. They're the number one team on Kenpom by a full five points and the second highest rated Kenpom team of all time. Michigan shot 20% from three and still beat a top 25 USC team by 30 points. This was the Morez Johnson game. Michigan has three of the top five players in the Big Ten. What does a Michigan loss look like? Dusty May has done a great job working on Roddy Gayle, auto-benching with this team is fine. The cutoff for Kenpom to think you're a rotational player is 10% of team minutes, Grady and Goodman are both above this metric. The things that Michigan are good at are things that are very repeatable. There are different levels of Kenpom Time every time Michigan plays. It's weird to say this but it's good that Michigan gets Nebraska at home, they're spicy.  2. Football vs Texas Starts at 24:34 The Citrus Bowl came and went. We were hoping we could learn things about this offensive line going into the off-season then a lot of them went and hit the portal. Kuzdzal played an encouraging game but there were still a few moments of "I wish Jordan Marshall had hit that hole." Bryce Underwood did get some explosive runs, this will be nice for a new coaching staff that likes to run the quarterback. He was put in a lot of positions to fail towards the end of the game. Kerry Coombs did some things with special teams! Wow Michigan drew holds finally. We are done with the Wink Martindale era. Michigan had zero pass rush.  3. Hot Takes and Coaching Staff Starts at 40:11 Takes hotter than the basketball team, this will be the intro until any reason otherwise.  Offensive Coordinator - Jason Beck Came in from Utah, was at New Mexico before that. Has had some very successful offenses. Was a spread-heavy coach at New Mexico and became Whittingham-ized at Utah. Seems like a seamless fit, he should know what to do with Bryce Underwood. Running Backs Coach - Tony Alford It's working, good work keeping him around. Wide Receivers Coach(es) - Micah Simon and Marques Hagans Micah Simon doesn't have a lot of experience, he followed Beck. How much coaching does it take to get someone to catch the ball?  Tight Ends Coach - Freddie Whittingham He's developed some studs. Kyle Whittingham's brother, does not feel like a nepotism hire. Offensive Line Coach - Jim Harding Has two first round tackles this year. Probably could not have gotten a better o-line coach. Michigan has players trickling into the portal but you've got The Guy coaching next year's group. A lot of offensive linemen got recruited by Sherrone so it's not a shocker that some players are looking elsewhere.  Defensive Coordinator - Jay Hill Turned Weber State into a powerhouse. He has coordinator and head coaching experience, seems good. He has coached college his whole career rather than coordinate NFL defenses. Defensive Ends - Lewis Powell Specializes in Polynesians. Has a spectacular track record of developing defensive ends. Brian pledges to figure out how to pronounce all the Polynesian names.  Defensive Tackles - Lou Esposito Continued from last year. You can get more assistant coaches now so it makes sense to split DEs and DTs.  Linebackers Coach - Alex Whittingham Kyle's son, spent eight years with the Chiefs. Apparently Andy Reid played with Kyle Whittingham. This one is a bit more of a nepo hire but he has moved up the ranks.  Defensive Backs Coach - Jernaro Gilford BYU fans are upset that he's leaving which is a good sign. There aren't a lot of cornerbacks in the portal, hopefully he can find some guys.  Special Teams - Kerry Coombs Gets to keep the job he got right before Sherrone was fired. His previous Special Teams have been in the 30ish rank. He's not a slam dunk but should be solid.  4. Transfer Portal Starts at 1:42:43 It's Portal Takes season, we have not yet gotten to Portal Gives season. Guys who are in the portal are not necessarily gone. Jadyn Davis, Davis Warren, Ben Roebuck, Connor Jones, Devon Baxter, Semaj Morgan, Jaden Mangham, and Jasper Parker are guys who will probably get better opportunities elsewhere. Elijah Dotson, Brady Prieskorn, and Kaden Strayhorn are guys you'd like to keep around. Zeke Berry, Jake Guarnera, Andrew Sprague, Cole Sullivan, and Enow Etta are the "ouch" group. Some guys have left the door open. Would really really like to get Guarnera back, Sprague sounds like he's going to Texas. Most folks who are going to enter the portal have but we're not out of it yet. Keep an eye on Utah defensive end John Henry Daley, cornerback Smith Snowden, and safety Tao Johnson. Cole Sullivan would be a great fit in this defense, would love to keep him. They need guys (plural) on the defensive line, especially at defensive tackle. Even if you keep Andrew Marsh you would like to get a wide receiver or two. Might want to look into a punter or a kicker, maybe with a new staff we can finally move on from the 2015 Michigan State game.  MUSIC: "Nothing I Need"— Lord Huron "A Couple Minutes"— Olivia Dean "Cotton Mouth"— fanclubwallet “Across 110th Street”—JJ Johnson and his Orchestra   

2 hours and 45 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Kyle Whittingham Reaction Starts at :51 Brian can't make fun of the name "Kyle" anymore. Woah, Alex Drain is here! Did Kyle Whittingham get pushed out of Utah? He's 66 but could probably beat up several members of the current team, he doesn't feel too old. This might be the best guy to hit the ground running with Bryce Underwood. He's had a 20+ year stretch of success and it's mostly over-performing expectations statistically. Are there concerns about the way this would translate to Michigan? Utah folks are asking if we're prepared for limited media availability, a coach who can sound like a jerk, and a 300 lbs fullback. Yes, yes we are. Kyle Whittingham's risk for scandal seems extremely low. How many coaches in the Big Ten would you pick over him? His dad's nickname was "Mad Dog". A brief history of his success over his coaching career, which included two PAC-12 Championships. Kyle lets his QB run the ball, Bryce's output this season would've been the worst for Utah going back at least a decade. Harbaugh had a great hit rate on sleeper recruits, Whittingham should as well. He has some very Harbaugh-adjacent quotes as well. What's your letter grade for the hire? [The rest of the writeup and the player after THE JUMP]  2. Assistants Starts at 42:48 The new staff is coming together pretty quickly. Jason Beck is lining up to be the offensive coordinator, coming in from Utah. Alex details his history as a coach which was mostly as an offensive coordinator and QB coach. He likes hybrid players and will love the tight end room. Jay Hill is lined up from BYU as defensive coordinator, BYU fans are not thrilled that he's leaving. He took a 100ish ranked defense and turned it into a top 25 defense. He also made Weber State a powerhouse while he was there. He'll play more man-defense than we're used to which might not be what we want against Ohio State. Jay Hill could also be a head coach in waiting down the road. It feels like the defense is going to be coached again. Jason Beck could be a QB coach but there are rumors that Koy Detmer Jr could come in as an analyst/QB coach. All signs point to Tony Alford being retained. Ron Bellamy will probably stick around, they still need a Michigan guy and he might be the most "Michigan Guy" on staff. Freddie Whittingham could likely come in at tight ends coach, he is not a nepotism hire. He could also be a recruiting coordinator guy if you want to keep Grant Newsome around. Jim Harding could be the offensive line coach coming out of Utah. Lewis Powell might be coming in as defensive ends coach out of Utah. Lou Esposito might stay at Michigan. Linebackers coach is the one area where we haven't heard anything. Whittingham has mentioned going after a coach that is still in the playoffs. Jernaro Gilford might follow Jay Hill as the defensive backs coach. LaMar Morgan is a good recruiter so maybe you keep him. What about Special Teams coach? Time to move on from Kerry Coombs already? How would you grade these potential hires?  3. Hot Takes and The Search, Revisited Starts at 1:38:48 Takes hotter than the Utah message boards. It was a wild ride getting from DeBoer, Fisch, or Dillingham to here. A lot of information was coming from agents getting names out there. A lot of people said "Biff Poggi could get the job" and it was never going to happen. Did Michigan really never go and try to offer Dillingham a job? It feels like his people really hyped him up. We might be having a very different conversation if that Oklahoma receiver would've just caught that ball. Everyone penciled in Dillingham after the Oklahoma Alabama game and then he signs an extension. Whittingham was unemployed, he probably didn't have agents hyping him up. Brian still likes Jeff Brohm. Interestingly Penn State never went after Whittingham but once the Michigan job opened up he said he was "in the transfer portal." Why was Biff Poggi on that podcast? He was shooting his shot for a job but it was never going to happen. How well did the "insiders" do and how clued in will they be on the new staff.  4. Michigan Football vs Texas Starts at 2:18:38 Oh yeah Michigan has a bowl game. The only opt-outs are El-Hadi, Derrick Moore, and Barham (and Ernest Hausmann). Maybe it's a good sign that a lot of players still want to play in this? Six of 11 defensive starters are sitting out for Texas, most of their offense is playing. Michigan's best hope is to watch Arch Manning turf five-yard outs. I guess we'll see Wink walk off the field as a Michigan coach for the last time. This feels like a zombie team right now. Does Michigan have a way to stop Ryan Wingo? The Ohio State game feels like four years ago. Are you excited for this game? A lot of big-name guys have at least remained in the recruiting class. The hope of the Sherrone era was "hopefully he just gets better at coaching" and it's a relief to just move on. What was the most enjoyable game of the Sherrone era? Not the highlight, but the most fun beginning-to-end? A lot of things about the last two to three years make a lot more sense now. A lot of paranoia and worry feels lifted, there are adults in charge.  MUSIC: "Medium Machine"—Sports Team "Inept Apollo"—Nation of Language "Where'd You Go"—Horsegirl “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 54 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. What Happened Starts at :51 Sometimes in December we don't have enough content for a podcast... this week there is enough for a podcast. Michigan football has been thrown into chaos following the Sherrone Moore firing. This is the third out of five Warde Manuel hires in the three most important sports to have left in disgrace (also Jim Harbaugh depending on who you ask). There have been too many red flags on too many hires. There is no oversight within the athletic department and then you have to do an investigation instead of preventing one. The only reason the WiFi is better at Michigan Stadium is because of the Zach Bryan concert, not because they cared about the fan experience. Fans are just a piggy bank. Michigan is way too much in the news right now. If "a lot of people knew about this" then why didn't someone say something sooner? Warde lost credibility after his handling of Mel Pearson and he doesn't get credit for Brandon Naurato. Grandmas in Peoria know too much about the Michigan athletic department.  2. Coaching Search Bits Starts at 27:41 Michigan needs a new head football coach. How good do we feel going into it? Probably about a B-. There's not an obvious slam dunk candidate. The three big names are Kalen DeBoer, Kenny Dillingham, and Jedd Fisch. If Alabama wins their first playoff game then DeBoer is almost entirely off the table, if they lose to Oklahoma then there's enough smoke to believe he might think about it. Would DeBoer really leave Alabama though? It's not a place that coaches leave and he's a long shot even if they lose to Oklahoma. Kenny Dillingham played for Arizona State and has a lot of family and connections in Phoenix, he might just be a long shot to convince to move from home. Kenny Dillingham is young, he watches Stranger Things and doesn't understand all the references. What about Jeff Brohm? Jedd Fisch is good at roster construction and handling QBs, something that would be nice for Michigan right now. Jake Butt had a strong endorsement for Jedd. Some coaches wouldn't have former players stomping for them. Jason Eck is a fun name but he's never proven himself at a major program. Based on everything so far, it feels like it's probably Jedd Fisch (PENDING A BACKGROUND CHECK). Which assistant coaches/coordinators would you keep?  3. Hot Takes, Men's Basketball vs Maryland Starts at 54:31 Takes hotter than... actually we need takes about half of where they could go. We need to dial it back this week. Thankfully we can now turn our attention to basketball! Michigan 101, Maryland 83, a strange game. David Coit was hitting threes from every heavenly covered shot. When Michigan was down by 9 Kenpom still had them 76% to win. Maryland went 14-27 from three and Michigan still covered the Kenpom spread. This game was the script for Michigan to lose a game and won by 18. Brian reads Yaxel's boxscore poetically because it deserves it. Solomon Washington got ejected for two technicals. Michigan navigated foul trouble and you probably didn't even notice. Michigan is actually top 50 in three point shooting.  4. Men's Basketball vs Villanova Starts at 1:38:12 They went up by 30 at halftime and only won by 30?? What are we even doing here. You look at some of these top 50, top 25 teams on the schedule, could they beat Michigan in Ann Arbor? No way. Being #1 in two point defense with this schedule is insane. Michigan is identifying their weaknesses and working on them, that's terrifying for opposing teams. What is this team's weakness now? Hey, shout out to undefeated Nebrasketball!  MUSIC: "PH Suite"—Curtis Dro and Lamar Woods "Man I Need"—Olivia Dean "I Got Flavor"—LaRussell and Lil John “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 42 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Michigan Hockey vs Michigan State Starts at :51 A very silly debate not worth publishing preceded the actual intro of this podcast. A split against Michigan State is a very fair result, the whole series was intense. The first period of the Saturday game was an onslaught that Michigan relatively survived, Jack Ivankovic has been solid. How many first and second rounders were in this game? The answer is in the double digits. Is the Big Ten the best hockey league in the world outside of the NHL? Most of the time this team looks dominant but looking back on that Wisconsin series and the first period against MSU on Saturday shows some concerning trends where Michigan can't get out of their own zone. Minnesota is surprisingly not what they've been in the last few years.  2. Men's Basketball vs Rutgers Starts at 26:05 Michigan is putting up demolitions not even predicted by Kenpom. If Michigan puts up a reasonable number of 3s there's just no way to beat them. What did Rutgers even do... get to 41% from 2? Well Michigan shot 72% from 2. They've played the 8th hardest schedule in the country, what even is there to say? Morez Johnson is shooting 3s now. Michigan had more offensive rebounds than misses from 2. Cadeau had an alarming turnover rate earlier in the season and most of those have gone away. Is Yaxel the alpha guy for scoring? Do you need one when you win games by 40? Roddy Gayle is rounding into the guy we originally thought he would be. The floor on this team is so high, if they shot 15% from 3 they'd probably still win by 10. The only teams that look mildly threatening on the schedule are Michigan State and Purdue. USC is also spicier than we thought. Michigan is now favored in every single game on the schedule.  3. Hot Takes, Football Offensive Recruiting Class Starts at 54:31 Takes hotter than Curt Cignetti walking off the field after beating Ohio State 13-10 to win the Big Ten Championship and reacting in NO WAY WHATSOEVER. Savion Hiter is the number one running back in the country and he has the tape to back it up. Brady Smigiel and Tommy Carr come in at QB, they won't see the field for a while but then you could have a redshirt sophomore starting after Bryce leaves. It's nice to see Michigan recruit like they have 105 guys in a class. Michigan loses a wide receiver but picks up Travis Johnson, also Brady Marchese and Jaylen Pile. Would've been nice to get a slot guy but nice to get a few receivers. They're all early enrolees. Matt Ludwig comes in at tight end and is the number one player in Montana, close enough to Idaho. Michigan should get tight ends from American Samoa and Alaska. Mason Bonner comes in from Colorado, keep an eye on him down the road. Malakai Lee is the headlining offensive lineman out of Hawaii, Bear McWhorter is an all-name nominee. Marky Walbridge is a quintessential under-scouted player.  4. Football Defensive Recruiting Class Starts at 1:20:32 Carter Meadows is the #6 overall player in the class, he could be the first overall player in the draft if he projects how he's supposed to. Taco Charlton comparison? Tariq Boney is the other edge, described as a violent high motor style. Titan Davis is Chris Wormley shaped but could move to defensive tackle, McHale Blade might be the most underrated guy in this class. Alister Vallejo, the Mason Graham comparison! He's a lot of peoples' favorite player in this class (a class with two five stars). Could he help next year? Many linebackers, mostly flyers and not an instant-impact class. Do not trust AI in your recruiting history research. The defensive back class is a little light, all four stars though. Jordan Deck is a Makari Paige kind of guy. They get a kicker who kicks and a longsnapper who long snaps, yay. Kerry Coombs comes in as special team coordinator.  MUSIC: "Train Love"—Yor Old Droog "MAGIC"—Vince Staples and Mustard "I Need a Lover"—John Couger “Across 110th Street”—JJ Johnson and his Orchestra   

1 hour and 43 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Offense vs Ohio State Starts at :51 Good thing this is pivoting to being a snacks podcast. Combos are way up there as far as gas station snacks go. Every time Ohio State got into a 3rd down situation they would just drop back and throw it to an open receiver. When Michigan was in this situation, Ohio State would just man up and Bryce had nowhere to throw. Those substitutions that happened all season continued in this game. Is trophy done going brrr? You cannot have this many holes in your team and expect to compete with Ohio State. The offensive line didn't look as dominated as it seemed, if Jordan Marshall and Justice Haynes played the whole game they'd probably break some more big runs. It didn't seem like Chip Lindsey brought much into this game that was built off of what they had been doing all season. Maybe Bryce froze up (pun not intended) a bit. He only had five throws at halftime? Guarnera actually looked really good, Frazier and Sprague held their ground. The reasons this offense didn't shine this season weren't because of the offensive line. Who's even going to sit out on offense in the bowl game?  2. Defense vs Ohio State Starts at 29:05 Giving up 27 points to Ohio State seems not that bad but we're still done with Wink. Ohio State's 3rd down conversions were the easiest possible. Neither Barham nor Derrick Moore got anywhere near Sayin all game. The 5-2 came back... It's year two, the defense shouldn't be this simplified. Yes, simplify it early on but it cannot be simplified against Ohio State. He learned nothing from the USC game, Wink needs to get fired and if he isn't then that's on Sherrone. There was a 20 play 81 yard field goal drive that took 12 minutes off the clock. That goal line stand was nice, though. Ohio State was at their own 10 but the backups were in?? Also it's a Fox broadcast, there's plenty of time to rest your starters during tv timeouts! There's a lot of work that needs to be done on the defensive line going into next year. The waves of elite defensive tackles has run its course.  3. Hot Takes, Game Theory, and Special Teams Starts at 53:38 Takes hotter than... idk. I'm out of ideas just like Michigan's coaches. The first sign that it was over was when Ohio State declined a holding call and then held Michigan on 3rd and 5. Zvada made field goals and a mob didn't have to come after Brian (they would've been right to do so). Hollenbeck had an 11 yard punt. Keeping Andrew Marsh just to fair catch punts is a valuable skill, don't make him a kick returner though. Kicking field goals early on 4th down felt like the right thing at the time, it could've been a stupid blizzard game later. You'd trust Zvada to make these field goals more than you'd trust the offense to get six yards in the redzone. Apparently an Ohio State player had head butted a Michigan player and Barham was demonstrating - but also don't do that. Jeremiah Smith almost had the funniest application of the worst rule in football. There were a lot of Ohio State fans at this game, how does that keep happening? Were there Ohio State fans near you and if so what was the experience near them like?  4. Around the Big Ten with Jamie Mac Starts at 1:25:11 Oregon 26, Washington 14 Washington's hyped offense just never came true in any of their big games this year. Oregon locks up a playoff bid, they'll probably get the G5 bid or the ACC champions. Penn State 40, Rutgers 36 Congrats to Penn State on getting bowl eligibility. This was a shootout. Tamper with the Rutgers receivers.  Minnesota 17, Wisconsin 7 Wisconsin is not good.  Michigan State 38, Maryland 28 Jonathan Smith was fired after this recording. There might've been 10,000 fans at this game but the weather kept a lot of people home.  Illinois 20, Northwestern 13 Snow game!  Iowa 40, Nebraska 16 Just a first half blowout without much effort in the 2nd half. A very disappointing ending to Nebraska's season. Nebraska is 2-10 the last three years in November. USC 29, UCLA 10 UCLA lead at halftime and then USC ran away with it in the 2nd half.  Indiana 56, Purdue 3 A year after Indiana gave Purdue their worst loss in the rivalry they give Purdue their first home loss in the rivalry. MUSIC: "Colors Change"—Tanks and Bangas "Too Good Too Bad"—Jason Scott and the High Heat "My Girlfriend Doesn't Worry"—Jeffrey Lewis and the Voltage “Across 110th Street”—JJ Johnson and his Orchestra   

The Sponsors We want to thank Underground Printing for starting this and making it possible—stop by and pick up some gear, check them out at ugpmichiganapparel.com, or check out our selection of shirts on the MGoBlogStore.com. And let's not forget our associate sponsors: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklar Brothers, Winewood Organics, Community Pest Solutions, Radecki Oral Surgery, Long Road Distillers, and SignalWire where we are recording this. Featured Musician: Sunday the Band THE VIDEO: [After THE JUMP: The show notes.]  --------------------- 1. Ohio State Preview: Offense starts at the top Forecast is wind and snow, the real blizzard arriving after the game. Other than one guard they all range from solid to stars. They're back to what they were in 2021-'22, with a future 1st round QB in Julian Sayin who reads leverage on Ryan Day's standard multi-level drag routes and throws to the guys getting open. Those guys: Jeremiah Smith, the future #1 overall pick, and Carnell Tate, who will be a 1st rounder this year. Both have been banged up, but we think they're both going to play and more or less be themselves, with an excuse banked if they lose. Where they've advanced is they use a lot more two-TE sets, particularly Max Klare, a true blocky+catchy hybrid who may necessitate a hybrid response. They use the TEs in clever RPOs to create space for Sayin's throws, and are good enough in the run game with Bo Jackson to punish you for overplaying pass. 2. Ohio State Preview: Defense starts at 16:59 Be afraid. Illinois gained 295 yards on 4.2 YPP and Washington gained 234 yards on 4.4 YPP. Alex Drain does not like Matt Patricia, but he's slimmed down himself and his playbook and has Ohio State playing at an elite level. That's Caleb Downs, the guy Corum juked for a touchdown in the Rose Bowl, and now the best player in football, who's allowed to rove around and make plays while they man you with everybody else. It's also the play of their linebackers; Sonny Styles was the guy Corum juked on the 6-5 touchdown, but was always supremely talented and is at the peak of his game. Arvelle Reese was another big recruit; he came on last year and is in the conversation to go 1st overall as a grow-a-Parsons. He can be a safety, a DE, a linebacker, or anything. They can get away with all of that man and blitzing LBs because Igninosu, Matthews, and Styles are excellent athletes in coverage, and the Big Ten doesn't like to flag their grabbiness. The next generation of DBs is coming up—you remember trying to recruit Aaron Scott and Bryce West, plus #8 overall Devin Sanchez. They replaced four superstars on the DL with a superstar, a star, and two Just-Guys. Kayden McDonald is the lone member who wasn't a top-50 recruit but he's the star, and is probably a step too far Crippen and Guarnera. Caden Curry made the leap; he's Jack Sawyer 2.0, a strong pass-rusher and a force against the run. Kenyatta Jackson is equally strong against the run but is a block-and-done rusher. Tywone Malone has been there for ages. 3 and 4. Hoops in Vegas After-Action Report starts at 31:49 and 44:49 Beat Auburn by 30 and SDSU and Zaga by 40. Teams came into this thinking they could blitz Michigan's ball screens, Michigan came in having practiced their response to it. Zaga thruck? Look who took their shots—those aren't their shooters. The defense has been incredible; Morez allows you to be switchable when Mara is off the court and when he's on there's nowhere to go with the ball. Zaga had to take a bunch of push shots from 12 feet that are good shots for them, but that's not going to sustain an offense. Cason is coming around, though the offense is still much smoother with Cadeau. Turnovers are going to be the thing for this team again; when they get anything like even shot volume they're murder because their threes are open and they have all of these guys who score at the rim. Yaxel is becoming the Weapon that he was thought to be in the portal, but is extra dangerous because he doesn't have to be. Big-big actions are going to have to level up now that teams are sitting on them. This is where you bring in Tschetter, because a team that prepared for Johnson is out of sorts. Featured Artist: Sunday the Band If it wasn't for Brad Dumont I might still be in the Rose Bowl parking lot. Brad recognized us, let us in his car, and took us to Randy Sklar's place in time to catch Washington vs. Texas. He also put on the music of his then-14-year-old son Nate. Part of this had to be the fact Michigan had just won 26-20 in overtime in Nick Saban's last game. Also these kids rocked. It's relatable catchy stuff with a funky rhythm that's way more advanced than anyone ought to be at that age. Apparently in the two years since these high schoolers have picked up a following in the Pasadena music scene, but were getting in at the bottom floor; these are the two songs they've recorded so far. Trouble in Paradise was the one we were bouncing around to like middle-aged Mikey Sainristils. Rewind hits right now. Also give it up for a four-piece band when all the stuff that gets pushed these days are from solo artists and collabs. You can make fun of me now then turn this on for the ride home after we win. Songs: Rewind Trouble in Paradise Also because Across 110th Street will get our Youtubes taken down, the opener and outro: “The Employee is Not Afraid”—Bear vs. Shark “Ruska Vodka”—Motorboat