Podcasts about Smart Money

August is the perfect time to reset your finances before the busy fall season begins. In this episode of More Than Money, Art shares four smart money moves for August and answers listener questions about saving for a child's college and helping an adult child move back home with both grace and healthy expectations.Resources:8 Money MilestonesAsk a Money Question!

When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. But is it still important to keep the flow of money in to Kiwisaver going? And what do you do when you want to get started investing in an index fund? Founder and Managing director of Koura wealth Rupert Carlyon joins Tim Beveridge for Smart Money to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.

When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. But is it still important to keep the flow of money in to Kiwisaver going? And what do you do when you want to get started investing in an index fund? Founder and Managing director of Koura wealth Rupert Carlyon joins Tim Beveridge for Smart Money to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Retirement planning isn't just about the numbers—it's also about trying to create a life you'll enjoy living. Join Wes Moss and Christa DiBiase on this episode of the Retire Sooner Podcast as they tackle listener questions, share fresh retirement planning perspectives, and explore the habits that may help shape a more fulfilling future, including sleep! • Discover The Retire Sooner Method, including the Money & Happiness Green Zones, the Retirement Superpower, and the role Core Pursuits may play in retirement. • See how sleep, net worth benchmarks, liquid investable assets, income, and mortgage payoff may influence long-term retirement planning. • Hear practical discussions about long-term care, IRMAA (Income-Related Monthly Adjustment Amount), healthcare before Medicare, and managing short-term cash. • Compare the bucket strategy, retirement account consolidation, fixed annuities, and structured notes while weighing flexibility, liquidity, and risk. Listen and subscribe to the Retire Sooner Podcast with Wes Moss and Christa DiBiase for engaging and educational conversations about retirement planning, retirement investing, retirement income, and financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

మీ జీవితాన్ని మార్చే అవకాశాలు మీ ముందే ఉన్నా... వాటిని మీరు గుర్తించలేకపోతున్నారా?అవకాశాలు చేజారిపోవడం, ఇంటర్వ్యూలో ఫెయిల్ అవ్వడం, అనుకున్న పనులు చేయకపోవడం... వీటి వల్ల ఆ సమయంలో కొంచం బాధగా అనిపించినా, కొన్నిసార్లు అవే మన కోసం మంచి అవకాశాలను సృష్టిస్తాయి.పాజిటివ్‌గా ఆలోచించడం, మనల్ని మనం ప్రోత్సహించుకోవడం, స్పందించే ముందు కాసేపు ఆలోచించడం, మన ఎనర్జీని సరైన వాటిపై ఖర్చు చేయడం, గోల్స్ కంటే సిస్టమ్స్‌పైనే ఫోకస్ పెట్టడం... ఇలాంటి ఎన్నో విషయాలను ఈ Smart Money Mindset - Telugu పాడ్కాస్ట్ లో మనతో పంచుకున్నారు… ప్రముఖ ఫైనాన్షియల్ అడ్వైజర్ మాధవి లత గారు!మన ఎదుగుదల, మన విజయాలు, మన సంబంధాలు... ఇవన్నీ ఒక్కరోజులో ఏమీ మారవు. కానీ మన ఆలోచనల్లో, అలవాట్లలో వచ్చే చిన్న మార్పులే... మంచి మార్పుకు దారి తీస్తాయి. మీ ఆలోచనలను మరింత బలంగా, మీ జీవితాన్ని మరింత అర్థవంతంగా మార్చే ఈ ఎపిసోడ్‌ను తప్పకుండా వినండి… మిస్ అవ్వకండి!Are opportunities that could change your life right in front of you, yet going unnoticed?Missing out on opportunities, failing interviews, or not achieving the things you hoped for can feel disappointing at the time. But sometimes, those very setbacks create the path to something even better.In this episode of the Smart Money Mindset – Telugu podcast, renowned financial advisor Madhavi Latha shares valuable insights on the power of positive thinking, encouraging yourself, pausing before reacting, investing your energy in the right things, and focusing on systems rather than just goals.Our growth, success, and relationships do not transform overnight. However, small changes in our mindset and daily habits can lead to meaningful improvements over time.Don't miss this inspiring conversation that can help you build a stronger mindset and create a more fulfilling life.Host: Madhavi LathaSource: https://www.youtube.com/@Smartmoneymindsettelugu#TALRadioTelugu #SmartMoneyMindsetTelugu #PositiveThinking #GrowthMindset #SuccessHabits #SelfDevelopment #PersonalGrowth #MindsetMatters #Motivation #Productivity #LifeLessons #FinancialWisdom #SmartMoneyMindset #TALRadio #TouchALifeFoundation

Managing your money should feel simple, not stressful. With the right accounts and smart financial tools, reaching your goals and staying in control of your finances has never been easier. That's why we created the Smart Money Bundle—a convenient solution designed to help you make the most of your money.  Links: Check out Triangle's Smart Money Bundle for a smarter way to save Learn more about Triangle's no minimum balance, Better & Basic Checking account options Learn more about our Direct Deposit Drawing and the chance to win $750! Enter the drawing by October 4, 2026. See Official Rules for additional details. Download our Direct Deposit Form to start setting up your first direct deposit. Learn more about our higher-than-average tiered rates Online Savings account to jump start savings. Learn more about our Goal Builder tool to set up and automate savings goals. Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  The sun is shining, children are out of school for the summer, and you may be planning to (or have already scheduled to) take time off from work for vacation; this is the time of the year when you want to sit back and relax while enjoying the nice weather with friends and family.    But something that should never take a back seat is your finances because your financial situation is important and your future matters.   Looking for a simple way to stay on top of your finances? With the right combination of accounts and services, you can make everyday banking easier while building toward your savings goals.    With Triangle's Smart Money Bundle, you can improve your finances and create your own financial goals. Here's how to take advantage of bundle:   1. Open a No Minimum Balance Checking Account  You don't need a hefty minimum balance in checking anymore-- you just need enough to cover the transactions!     Avoid the penalty of low minimum balances on your checking with one of our great checking account options. Better Checking Account with Identity Protection* or Basic Checking Account.    Both of these checking accounts come with a contactless debit card, so for more security and convenience, add it to your digital wallet and get on with your summer adventures.   2. Set Up Direct Deposit with Early Paycheck  Did you know that you could receive your paycheck up to two days early with ACH approval from your employer if you set up direct deposit?    Plus, for a limited time we're running a special drawing you don't want to miss! From now until October 4th  2026, when you set up a new direct deposit, you'll be entered into a drawing for your chance to win $750*.      *There's no purchase necessary so visit triangleuniversity.org/contests/ or follow the link in the show notes for full drawing rules.  If you've been putting off setting up a direct deposit for a while now, don't miss this chance. It's the perfect time to get started and super easy with our simple direct deposit form . Access the form directly using the link in the show notes.  3. Open an Online Savings and Begin Saving with Goal Builder    Your funds are easily accessible and available for online transfers with a Premium Online Savings account.   This savings account has higher-than-average tiered rates and there is no minimum deposit required to open, no limits to deposit, and no limits to withdraw funds thereafter.  After opening your online savings account, begin saving towards the goals that matter most to you with Goal Builder. Goal Builder is our online banking tool that helps you save towards your financial goals, automatically so you can take the stress and guess work out of saving.  Triangle's Smart Money Bundle was designed to highlight three financial products and services that when utilized together, can simplify your financial journey.  Visit Smart Money Bundle - Triangle Credit Union to learn more about the Smart Money Bundle and get started today! 

Adam Bell and Peter Nikolaidis The Blurring The Lines Podcast From mountain-bike crashes and football concussions to artificial intelligence, energy demands, sleep habits, and alcohol-free living, Adam and Peter cover plenty of ground in episode 252. They also discuss knowing when to close an options trade, avoiding unnecessary HSA fees, and making smarter long-term financial decisions.  Melatonin - https://amzn.to/4fjSf51 Jordan Harbinger - https://www.jordanharbinger.com/alcohol-skeptical-sunday/  Hidrate Spark PRO Smart Water Bottle - https://amzn.to/4fUl7Rm Garmin - CIRQA™ Smart Band - https://www.garmin.com/en-US/p/1989182/ LMNT - https://amzn.to/44MEJRi  Youtube - https://youtu.be/hZ4Ze4d3Q_o Learn More About the Hosts: Peter Nikolaidis https://PN72.com https://friendswithbrews.com  Adam Bell Roaming Roan Lavender Farm https://rrlavenderfarm.com 

Learn how to decide if a travel card's annual fee is worth it and which card suits occasional flyers. What does it take for a travel credit card's annual fee to actually pay off? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola help listener Lacey understand whether annual fees would be worth her paying for premium travel credit cards, despite only flying home a few times a year. Sally French, travel credit card expert and co-host of the Smart Travel podcast, joins to walk through the cards Lacey already carries and explains what to consider before committing to any annual-fee card. She also discusses why transfer partners matter for cards like the Chase Sapphire Preferred and the single gut-check question to ask yourself before signing up for any annual-fee card. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Chase Sapphire Preferred Review: Strong Option for Travel Rewards Delta SkyMiles Gold AmEx Review: Pricey for What You Get Bank of America Customized Cash Rewards Review: Choose Your Own Bonus Category World of Hyatt Card Review: Lavish Benefits, Reasonable Cost American Express Gold Card Review: Friendly for Foodies, Families Apple Card Review: Extra Rewarding for Apple Fans Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header  Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview recorded - 23rd of July, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Liz Ann Sonders. Liz Ann Sonders is the Chief Investment Strategist at Charles Schwab, one of the most widely followed voices in markets, known for cutting through noise with rigour and clarity rather than hype.During we the conversation we spoke about the economic overview, secular shifts in the markets, economic strength, global markets and more. 0:00 - Introduction2:56 - Overview of the economy and markets4:28 - Secular shift8:10 - Market is frothy10:31 - Underperforming segments13:03 - Economic strength15:31 - No rate hike19:58 - Warsh impact25:41 - Market concerns?29:17 - Global Markets31:44 - One message to takeaway?Liz Ann Sonders has a range of investment strategy responsibilities, from market and economic analysis to investor education, all focused on the individual investor.Liz Ann is the cohost of the On Investing podcast and a keynote speaker at numerous company and industry conferences. Liz Ann is regularly quoted in financial publications including The Wall Street Journal, The New York Times, Barron's, and the Financial Times, and she appears as a regular guest on CNBC, Bloomberg, Yahoo! Finance, Fox Business News, and the Schwab Network. Barron's has named her to its "100 Most Influential Women in Finance" every year since the list's inception, and Investment Advisor has included her on the "IA 25," its list of the 25 most important people in and around the financial advisory profession. Liz Ann has been named "Best Market Strategist" by Kiplinger's Personal Finance and one of SmartMoney magazine's "Power 30." Liz Ann has also been named to Forbes' 50 Over 50.In 1999, Liz Ann joined U.S. Trust—which was acquired by Schwab in 2000—as a managing director and member of its Investment Policy Committee. Previously, Liz Ann was a managing director and senior portfolio manager at Avatar Associates, an original division of the Zweig/Avatar Group. She holds an MBA in Finance from the Gabelli School of Business at Fordham University and a B.A. in Economics and Political Science from the University of Delaware.Liz Ann Sonders Website - https://www.schwab.com/learn/author/liz-ann-sondersTwitter - https://x.com/lizannsonders?s=21&t=vCJTBKSb-nIJ8eFKe0YAxgLinkedIn - https://www.linkedin.com/in/lizannsonders?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_appWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning breaks down three timely money topics that can impact everyday financial decisions. First, he looks at the Bilt card and whether earning rewards on rent is really worth it—or whether the credit card risks outweigh the marketing hook.Then, Joel explains key Florida Retirement System choices, including the Pension Plan, Investment Plan, DROP, and recent legislative updates affecting certain COLA benefits and DROP flexibility.Finally, he discusses the decline in financial literacy, the rise in adult children relying on parents for financial support, and practical steps families can take to build independence without putting retirement at risk.

Kevin Muir, author of The MacroTourist newsletter, believes investors may be missing one of the biggest shifts happening beneath the surface of today's market.As SpaceX prepares for a historic insider share unlock, Kevin explains why a wave of new equity supply, insider selling, and elevated AI expectations could create risks that many investors aren't pricing in. He also shares why being bullish on artificial intelligence doesn't necessarily mean buying the companies building it—and why history suggests transformational technologies often become poor investments at peak enthusiasm.In this conversation with Maggie Lake, Kevin breaks down:-Why the SpaceX share unlock matters-What insider selling may be signaling-Why AI valuations worry him-Lessons from the dot-com bubble-Where investors may find better opportunities

 Are you swimming with the sharks? Are you the bait? When it comes to hard stops, there’s a few rules every trader should know, but remember – popular stops are predictable stops – and that’s why the shop’s digging into setting sell rules with steel nerves this week before diving into strong AI names at AEHR and GEV, notable tech moves over at GOOG and TSLA, and breaking down Anchored VWAPs at SPX and QQQ. In this video for educational purposes only, Dan Stewart, Don Vandenbord, Connor Bates, Jackson Niedich, & Ted Zhang host The Your Money Video Podcast + Live Trading and Watchlist Stocks to Study. Key Moments from the Show 00:00 – Opening Bell 01:30 – Is AI Hunting Your Stops? 02:15 – Mailbag: NASDAQ Down 2.5%?! 04:00 – This Week in the Markets 15:00 – Strong AI Names – AEHR, GEV, INTL 22:00 – Tech Moves – GOOG, TSLA, STN 28:45 – Breaking Down Anchored VWAPs – SPX, QQQ The Your Money Radio Podcast covers general topics and investment ideas for research. It is for educational and entertainment purposes ONLY and is NOT meant to be investment advice. If you want or need investment advice, contact your own advisors or ⁠reach out to Revere Asset Management⁠ for individual investment advice. For more information contact us. The post SHARK BAIT OR SMART MONEY? AI QUANTS TARGET RETAIL TRADERS | Your Money Podcast Ep. 600 appeared first on Revere Asset Management.

Sharon Lechter is a globally recognized keynote speaker, bestselling author, and elite business strategist committed to advancing financial literacy and entrepreneurial success. A licensed CPA for over 35 years, she co-authored the international bestseller Rich Dad Poor Dad and more than a dozen titles in the Rich Dad series. As CEO, she helped grow the Rich Dad Company into a worldwide brand. Sharon also partnered with the Napoleon Hill Foundation to reintroduce timeless success principles through bestselling books including Think and Grow Rich: Three Feet from Gold, Outwitting the Devil, and Think and Grow Rich for Women. She is the founder and CEO of Pay Your Family First, a financial education organization focused on empowering families and business owners. Appointed to the first U.S. President's Advisory Council on Financial Literacy, she has advised national leaders while continuing her impact as a mentor, philanthropist, mother, and grandmother.  During the show we discuss: Why financial literacy—not income—is the foundation of wealth The difference between active income vs. passive income (and why it matters) How the Cashflow game teaches real-world wealth-building principles Why most people make poor financial decisions—and how to avoid them How to think like an investor instead of an employee The real reason Rich Dad Poor Dad resonated globally—and what it teaches How to build scalable income streams through assets (real estate, business, investments) Why mindset and habits determine long-term financial success more than tactics Resources: https://sharonlechter.com/ https://success.sharonlechter.com/

Sean Peche has spent 2026 doing the opposite of the crowd. While the market piles into AI, memory chips and Elon Musk's every pivot, the Ranmore founder has been selling Tesla, walking away from SpaceX and quietly buying into Adobe and Tencent instead. In this conversation with Alec Hogg, the South African-born, UK-based fund manager breaks down why Alphabet's capex bill worries him, why Britain's new Prime Minister just handed him a trade, and why getting rich slowly beats chasing the next shiny thing.

Our guest on the podcast today is Brett Arends. Brett has been a columnist for MarketWatch, The Wall Street Journal, and other Dow Jones publications since 2007. His regular column for MarketWatch is called ROI, and he has also written for SmartMoney, TheStreet.com, and the Boston Herald. In addition, Brett has written several books including Storm-Proof Your Money: Weather Any Economy, Rebuild Your Portfolio, Protect Your Future. Brett took a double first in history at Cambridge University and did postgraduate research at Oxford University. He's also a chartered financial consultant. Episode Highlights 00:00:00 Financial Journalism Origins and Early Stock-Picking Lessons 00:11:12 Comparing the AI Boom to Dot-Com Bubble 00:21:53 Diversification, Index Funds, and AI Bubble Risk 00:26:25 Why Private Securities Are a Bad Deal 00:33:09 Why TIPS Are Attractive Under Rising Inflation 00:38:10 Generating Retirement Income and Immediate Annuities 00:45:35 Social Security and Policy Risks More From Morningstar GQG: Why We Are Still in an AI Stock Market Bubble Jeremy Grantham: ‘Almost Everything Looks More Attractive Than the US Equity Market' How to Use TIPS in Your Portfolio If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Smart Money #10 În noul episod Smart Money, analistul financiar Cristi Tudorescu este gata să pună în perspectivă tot ce se întâmplă important în economie și să ne explice, pe înțelesul tuturor, cum ne afectează direct buzunarul. Nu vorbim în termeni rigizi, ci traducem cifrele în decizii inteligente de zi cu zi. În acest episod, Cristi analizează scenariile verii, riscurile de pe piață, dar și oportunitățile care apar în perioadele de schimbare.

Learn how couples can budget around inconsistent income and navigate the financial and emotional strain it can create. What can you do when your partner's income is too unpredictable to plan around? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola answer a question from a listener who is struggling to cover household bills because her spouse's income fluctuates week to week. They examine the financial mechanics of the situation — from which budgeting frameworks could bring more stability to an irregular income household, to whether separate accounts might protect your finances, and what to consider when the budget feels like there's nowhere left to cut.  Then, they get into the messier emotional questions: how this kind of financial imbalance could shift the power dynamic in a relationship, what a "funder and beneficiary" dynamic looks like and when it tips into unhealthy territory, and what it takes to have honest money conversations with your partner before financial stress erodes the trust between you. Sean and Elizabeth also draw on NerdWallet's 2026 Dating Dealbreaker survey, which found that 46% of Americans say a partner asking to borrow money is a dealbreaker in a romantic relationship. Sign up for the Smart Money newsletter for bonus content and behind-the-scenes updates from Sean and Elizabeth: https://smartmoney-nerdwallet.beehiiv.com/  Survey: 17% of Americans Say Credit Card Debt is a Dating Dealbreaker https://www.nerdwallet.com/finance/studies/2026-dating-dealbreakers  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices

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This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. I'll be covering the topic on: how to ask for a raise, where is smart money going, how to analyze an earnings call  and more. Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Welcome to the 371st Weekly Live Webcast0:59 How to Ask for a Raise4:27 Can Founders Keep a Full Time Job?6:46 Best Movie Business Plans9:27 Starting a Hedge Fund Internship14:42 Where Is the Smart Money Going?20:08 IBM Earnings Miss22:50 Running Out of Questions During a Presentation28:02 Who Is Your Mentor?29:43 Is IBM a Buy?31:11 Will War Hurt the Economy?32:00 Are Stocks Overvalued?36:30 Are T Bills Worth Buying?37:46 SpaceX Valuation Drop41:06 What Makes a Great VC Firm?43:45 How VC Fees Work44:41 Taking a Sick Day46:35 Russia's Debt to GDP47:52 Is the CFA Worth It?49:14 Is IBM Falling Behind?50:25 Is Investment Banking Still Worth It?51:43 Careers in Lending52:20 Can I Start a Bank?52:53 Investing in Royalties53:54 Why Cathie Wood Is Popular57:43 How to Analyze Earnings Calls1:01:22 Making Money With AI1:02:12 The Social Network Reaction Video Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Electricity and money go hand-in-hand. Every house needs power, and everything costs money. So how do you balance the two in the midst of a Cost of Living Crisis? And what should you keep an eye out for that might impact the number on your energy bills? Harbour Asset Management Co-CEO Andrew Bascand & Harbour Asset Management Senior Manager Sue Walker join Tim Beveridge on Smart Money. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Follow the smart money! Where are sophisticated investors deploying capital and what might that mean for you? Maureen Li, Founder and CEO of ABIEL Property Investment Group, shares insights into commercial property investing and why it's attracting growing interest and where the next chapter of Singapore's property story is unfolding in this conversation with Michelle Martin.See omnystudio.com/listener for privacy information.

✅ Connect with one of our Ramsey Trusted providers.  Sure, the world feels like it's on fire, but hear me out: What if you're doing better financially than you think? Consider today's episode the unexpected reset you need! Next Steps: ·  

What does it take to turn one of the biggest hidden costs in commercial real estate into your biggest advantage?In this episode of Common Denominator, I sit down with Jerry Katz, founder of Premier Protection Insurance Services, for a conversation that starts with insurance and expands into scaling, execution, and the future of real estate investing in Florida. Jerry walks us through his path from chasing Wall Street excess, to losing everything in the dot-com crash, to building a captive insurance strategy that's helped him optimize more than $4 billion in commercial real estate portfolios.We get into why most investors still treat insurance as an unavoidable expense instead of a profit lever, how the Live Local Act is reshaping opportunity for Florida developers, where AI is already changing underwriting, and what really separates founders who scale past seven figures from the ones who stall out.This is a conversation about execution, hidden leverage, and building wealth that lasts Timestamp0:00 Welcome 2:50 Why multifamily and commercial real estate have stabilized5:11 How Dubai's instability is pulling capital into Miami6:10 The workforce housing gap in Miami-Dade7:37 The Live Local Act and the edge it gives Florida developers11:17 Where AI is already disrupting real estate13:11 AGI and what happens when AI starts teaching AI13:51 Self-storage, autonomous vehicles, and the next disrupted asset classes15:52 Sky ports, flying taxis, and Jerry's insurance origin story21:58 How the insurance industry really works, and who profits from it24:42 Why banks own the insurance companies too25:17 Total Asset Optimization: insuring almost $5 billion in Florida27:50 What sophisticated investors do differently on insurance30:08 Jerry's worst business mistake: Wall Street and the dot-com bubble38:01 Why business is a spiritual journey39:39 Rapid fire round43:31 What common denominator really means Like this episode? Leave a review here  https://ratethispodcast.com/commondenominator Newsletter  https://moshepopack.com/newsletter/ Follow Common Denominator Podcasthttps://moshepopack.com/podcast/@mpopackhttps://www.instagram.com/mpopackhttps://www.facebook.com/MoshePopack Follow Jerry Katz https://www.instagram.com/jerrykatzceo/?hl=enhttps://www.facebook.com/jerry.katz.50/#CommonDenominator #MoshePopack #JerryKatz #PremierProtectionInsurance #CommercialRealEstate #FloridaRealEstate #Entrepreneurship #InsuranceStrategy

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcOil just exploded higher after fresh Strait of Hormuz headlines… and the energy sector is suddenly back on fire.In this breakdown, we look at why oil prices surged, why energy stocks are ripping, and how to use OVTLYR's new Sector Intelligence Map to follow the money in real time. Energy was the clear standout, but the tech sector was a very different story, with a huge red waterfall showing up across semiconductors and several major names.We also dig into the strange semiconductor setup. Hedge funds have reportedly been piling into chip stocks, even while the sector is getting hit hard. That does not mean blindly buying the dip. It means using the data to find where the next confirmed rip could start. Texas Instruments is one name to keep on the radar if it can clear resistance and flip back to a buy signal.Then we look at oil, gold, yields, and TBX. USO may be starting to bottom, gold is sitting near a major $4,000 support level, and yields are pushing higher again, which can put pressure on stocks. TBX also just flashed a buy signal as a way to track rising Treasury yields through an inverse bond ETF.✅ Oil surge, Strait of Hormuz headlines, and energy stocks✅ OVTLYR Sector Intelligence Map and sector rotation✅ Semiconductors, hedge fund exposure, TXN, ASX, and chip stocks✅ Gold near $4,000, USO, oil, yields, and inflation pressure✅ TBX buy signal, Treasury yields, and market riskIf you want to see how to follow money rotation instead of chasing headlines, this one shows the process step by step.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

Send us Fan MailLEARN THE CAPITAL RAISING STRATEGIES AND FRAMEWORKS used by alternative asset professionals: https://go.fundraisecapital.co/applyThis episode is brought to you by Reef Pass | Serial Acquisition Investors: Reef Pass Investors has spent the last 10 years focused on partnering with founders to launch and build long-term holding companies, and has a proven track record doing exactly that.To reach out to Reef Pass Investors, email holdcofounders@reefpassinvestors.comDOWNLOAD The AI Infrastructure Capital Scorecard: https://go.fundraisecapital.co/100m-blueprint-860536-648168-166304-426463-122119-538372-417197Download Ryan Miller's AI Infrastructure Capital Scorecard to evaluate AI investments, identify infrastructure opportunities, and avoid speculative risk. Is AI a bubble?AI infrastructure investing is the question defining private capital in 2026 and most fund managers are answering it wrong.In this episode of Making Billions, Ryan Miller asks the sharper question: where in the AI capital stack do contracted, asset-backed cash flows actually live? This episode delivers the framework every serious allocator needs. Not hype. A five-rung capital stack separating infrastructure money from bubble money and a scoring tool making it impossible to confuse the two in a live deal.The pattern has played out before. In 1999, dot-com equity was vaporized, trillions gone. The fiber laid during that bubble still carries traffic 25 years later. The bubble lived in the equity. The durable money lived in the infrastructure. AI is following the exact same pattern in real time. Allocators who see both things at once come out of this era wealthy.[THE HOST]: Ryan Miller is a fund manager, capital strategist, and former CFO turned angel investor in technology and energy. He is the founder of Fund Raise Capital and Aequor Capital Partners, and has mentored over 1,000 fund managers across private equity, private credit, venture capital, real estate, and alternative assets globally.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/ryanmilleroffical/X: https://x.com/_MakingBillionsWebsite: https://making-billions.com/Support the showSupport the showDISCLAIMER: This podcast is for entertainment and general informational purposes only — not legal, financial, tax, or investment advice. Nothing herein constitutes a solicitation or offer to buy or sell any security or investment product. Past performance does not indicate future results. Always consult qualified legal, financial, and tax professionals before making any investment decision. NAME NOTICE: "Making Billions with Ryan Miller" reflects the profile and aspirations of guests featured — it is not a promise, projection, guarantee, or representation of any financial result, income, or outcome for any listener, viewer, or reader. Most individuals who consume this content do not raise any particular amount of capital, and many achieve no financial result whatsoever. "Fund Raise Capital" is a brand identifier only — it is not a promise, guarantee, or representation that any member, subscriber, or listener will raise capital, attract investors, or achieve any financial or professional outcome. This show does not constitute a business opportunity, franchise, investment program, or offer of any product or service of any kind. No part of this show should be construed as a solicitation for investment in any way. Guest views are their own and do not necessarily reflect those of the show or host. Host and/or guests may hold positions in assets discussed. This episode may contain paid sponsorships, advertisements, or endorsements. Sponsored content is identified where...

In this episode of the Milk Road Show, we sit down with Nick Roberts-Huntley, CEO of Blueprint Finance, to unpack why Wall Street is quietly building the infrastructure that could power crypto's next major growth cycle. We discuss why Ethereum and Solana aren't necessarily competitors, how institutions are thinking about blockchain adoption, and why the biggest opportunity in crypto may be happening behind the scenes.~~~~~⁠⁠⁠

#SmartMoney Deși blocajele politice continuă, economia României își vede de drum. Cristi Tudorescu descifrează realitatea din spatele cifrelor într-o nouă ediție Smart Money. Iată subiectele pe care le pune pe masă: ▸ Radiografia deficitului: Adevărul despre execuția bugetară pe primele 5 luni. ▸ Prețul carburanților vs. barilul de petrol: De ce nu scad prețurile la pompă în ritmul piețelor internaționale? ▸ Ghid de investiții: Strategii simple pentru a accesa acțiunile europene. ▸ Orizontul EURO: Unde ne situăm pe drumul către moneda unică? ㆍCând vom putea trece la EURO? ㆍSalariul minim brut este 4.325 lei. E bine sau rău?

In the aftermath of MayGann, we take a look at Smart Money, the 1986 TV movie that predicts the hacker dramas of the 1990s and which is the first collaboration between TV movie writer Matthew Jacobs and Candyman director Bernard Rose Presented by J.R. Southall, with Jon Arnold and Matt Barber You can watch Smart Money here on YouTube: https://youtu.be/1wVSRDFWc9E

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3627: Fritz Gilbert uses an unexpected source of financial wisdom to reveal a remarkably simple blueprint for building wealth: earn more, spend less, avoid debt, and invest consistently. His breakdown of each principle shows that financial independence doesn't require secret strategies, just disciplined execution of timeless money habits. Read along with the original article(s) here: https://www.theretirementmanifesto.com/alexa-how-can-i-get-rich/ Quotes to ponder: "There is no one guaranteed way to become rich" "The best path to building wealth relies on a combination of expanding your earning potential, spending wisely, avoiding debt, saving money, and investing carefully." "Avoid debt whenever possible, especially credit card debt which carries a high-interest rate." Episode references: Financial Independence, Retire Early (FIRE): https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp S&P 500 Index Funds: https://www.investopedia.com/terms/s/sp500.asp Individual Retirement Account (IRA): https://www.irs.gov/retirement-plans/individual-retirement-arrangements-iras 401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans Mike Rowe: https://mikerowe.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

More than 7800 divorces were granted last year, with nearly 6000 underage children seeing their parents split - that's about 8 divorces for every 1000 marriages. Looking deeper, about 5 percent of marriages end in 5 years, 15 percent end within 10, and more than a third dissolve within 25 years. With marriage numbers already declining, and the cost-of-living crisis still biting, how does a couple go about splitting up amicably? What paperwork needs to be sorted? and how can we ensure our assets aren't treated as collateral? Family and Relationship Property Lawyer, Sharon Chandra, joins Smart Money to unpack what options there are. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcHere's how we plan to DOMINATE the US Investing Championship for 2026You can see our step by step trading plan developed by a team of over 20 quants for FREE by clicking here: https://www.ovtlyr.com/usicplanThe biggest market moves rarely begin when everyone is paying attention. They begin quietly—while institutional money is accumulating positions, capital is rotating into overlooked areas, and most investors are still focused on yesterday's winners.In this video, we examine the early signals suggesting that smart money may already be positioning for the market's next major opportunity—even though the move has not fully started yet.We'll break down:• Where money appears to be rotating• The stocks and sectors showing quiet strength• The technical signals developing beneath the surface• What would confirm that the move is officially underway• The key levels that could invalidate the setup• How to position early without blindly predicting the marketThe objective is not to chase after a stock has already exploded. It is to identify strengthening trends, improving market conditions, and potential breakout opportunities before they become obvious to the crowd.Subscribe for actionable stock analysis, early trading signals, swing-trading opportunities, AI investing trends, and straightforward market education designed to help you find the next opportunity before the mainstream catches on.#StockMarket #Investing #Trading #Stocks #SwingTrading #SmartMoney #TechnicalAnalysis #MarketAnalysis

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3623: Mr. Money Mustache shares a collection of simple financial habits that can dramatically reduce waste and make saving money feel effortless. From avoiding paid storage and relying less on restaurants to automating finances and buying essentials in bulk, these practical ideas reveal how efficient living naturally leads to higher savings and greater freedom. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The world is not your personal buffet." "Sustenance comes from your backpack. Restaurants are for carefully planned experiences with good friends." "Your utility bills and credit cards need set to automatically pay themselves, just like your 401(k) deductions and other investment programs." Episode references: Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode features a large news slate: Fed minutes reveal split over potential rate hikes, Delta announces no-frills 'basic business' fares,Google Search breaks a major record thanks to World Cup. Roundtable: Can you pay debt, invest and build an emergency fund at the same time?https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3623: Mr. Money Mustache shares a collection of simple financial habits that can dramatically reduce waste and make saving money feel effortless. From avoiding paid storage and relying less on restaurants to automating finances and buying essentials in bulk, these practical ideas reveal how efficient living naturally leads to higher savings and greater freedom. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The world is not your personal buffet." "Sustenance comes from your backpack. Restaurants are for carefully planned experiences with good friends." "Your utility bills and credit cards need set to automatically pay themselves, just like your 401(k) deductions and other investment programs." Episode references: Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3622: Mr. Money Mustache lays out deceptively simple principles that separate wealth-building from self-sabotage, from avoiding gambling and lifestyle inflation to questioning every purchase. His practical approach reframes money as a tool for buying freedom, offering a refreshing perspective on spending, investing, and long-term happiness. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The only way to win, is to not play." "The only way to get “lucky” in life, is to understand the odds in all areas, and place your own chips on the side where they are in your favor." "You never, ever gamble if your goal is to get richer. It's as simple as that." Episode references: Las Vegas: https://www.visitlasvegas.com/ Ecuador Travel Information: https://www.lonelyplanet.com/ecuador Chipotle Mexican Grill: https://www.chipotle.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3622: Mr. Money Mustache lays out deceptively simple principles that separate wealth-building from self-sabotage, from avoiding gambling and lifestyle inflation to questioning every purchase. His practical approach reframes money as a tool for buying freedom, offering a refreshing perspective on spending, investing, and long-term happiness. Read along with the original article(s) here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Quotes to ponder: "The only way to win, is to not play." "The only way to get “lucky” in life, is to understand the odds in all areas, and place your own chips on the side where they are in your favor." "You never, ever gamble if your goal is to get richer. It's as simple as that." Episode references: Las Vegas: https://www.visitlasvegas.com/ Ecuador Travel Information: https://www.lonelyplanet.com/ecuador Chipotle Mexican Grill: https://www.chipotle.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Michael Blank welcomes back entrepreneur and alternative investment expert Patrick Grimes for a deep dive into building true wealth through diversification. After starting in multifamily real estate, Patrick expanded into asset classes like private credit, litigation finance, medical financing, and energy to create a more resilient investment portfolio. Together, they discuss why active investors should think beyond a single asset class, how partnering with experienced operators can accelerate success, and what it takes to evaluate alternative investments with institutional-level due diligence. Whether you're an active syndicator or a passive investor, this conversation offers valuable insights on reducing risk, creating multiple income streams, and building long-term financial freedom.Key TakeawaysDiversification Creates More Resilient WealthRelying on a single asset class can limit growth and increase risk. Adding non-correlated investments helps protect your portfolio through changing market cycles.Partner with Experts Instead of Becoming OneRather than mastering every asset class yourself, align with experienced operators who have decades of specialized expertise.Alternative Investments Can Improve Risk-Adjusted ReturnsAsset classes like litigation finance, medical financing, and private credit offer unique opportunities that often perform independently of traditional real estate and stock markets.Due Diligence Is Your Biggest Competitive AdvantageThoroughly vetting operators, track records, financials, and investment structures is critical before allocating capital to any opportunity.Control Matters in Investment PartnershipsStructuring partnerships with greater transparency and oversight allows investors to better manage risk and protect their capital.Your First Deal Opens the Door to Bigger OpportunitiesWhether through multifamily, self-storage, or another commercial asset class, getting into your first syndication creates momentum for long-term growth.Connect with Patrick GrimesWebsiteAlternative Investing Mastery (webinars & educational platform)LinkedInFacebookYouTubeAlternative Investing Mastery Summit & Educational ResourcesConnect with our Deal Maker PartnersCheck out all Partners hereAttorney - Swafford Law LLC Mentor - Deal Maker MentoringResourcesConnect with Michael BlankTheFreedomPodcast.com Join the Deal Maker MastermindExplore Michael's Mentoring ProgramReview the Podcast on Apple PodcastsGet the Syndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session531/

Learn how to earn more points and miles on everyday shopping using portals, dining programs, and partner apps. In a special holiday episode of Smart Money, we're bringing you our friends from the Smart Travel podcast, Sally French and Meghan Coyle, as they dig into online shopping portals, explaining how tools like Rakuten, airline-specific portals, hotel booking platforms like Gondola, and the up-and-coming Rove Miles program could help you stack rewards on top of your credit card earnings. They also cover airline dining programs, brand partnerships with Uber, Lyft, and Starbucks, and the aggregator Cashback Monitor so you can see at a glance which portal offers the best rate for any retailer. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Bilt Blue Card: Complex Housing Rewards, Modest Everyday Ones Bilt Obsidian Card: Fine for Foodies, Complex for Housing Bilt Palladium Card: Rewards on Housing Are Almost Secondary American Express Platinum Review: Top-Notch Lounge Access, Big Credits  American Express Gold Card Review: Friendly for Foodies, Families  Resources discussed in this episode: Credit Card Transfer Partners At a Glance The Capital One Shopping Portal Is Changing How I Book Travel The Guide to Rove Miles Subscribe to Smart Money's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started.Resources:8 Money MilestonesAsk a Money Question!

Need any advice or information, message us.Today I'm joined by Scott Cutter, founder of 2 Costa Rica Real Estate and one of the country's most experienced brokers. Scott has watched Costa Rica evolve over the past few decades from a relatively undiscovered destination into one of the world's hottest markets for investors, retirees, families, and lifestyle buyers. We'll dive into how global uncertainty is impacting real estate, where the biggest opportunities exist today, which markets are heating up, and what buyers should be paying attention to before making an investment. As always, expect plenty of practical insights, honest opinions, and the kind of information you won't find with a quick Google search. Free 15 min consultation:  https://meetings.hubspot.com/jake806/crconsultContact us: info@investingcostarica.comScott Cutter: mailto:scott@2costaricarealestate.com

In this week's Stansberry Investor Hour, Dan welcomes Andy Schectman to the show. Andy is the founder and CEO of Miles Franklin Precious Metals, a company dedicated to transparency, ethics, and long-term wealth preservation.   Andy kicks things off by explaining why gold prices breaking down isn't as bad as many people believe. He says that while the paper price of gold is going down, the physical asset has been going strong. In fact, since the start of President Donald Trump's second term, billions of physical gold bars in contracts have been delivered to CME Group's Commodity Exchange ("COMEX"). Silver also had strong deliveries to COMEX, with December 2025 seeing a record 65 million ounces in contracts delivered. Andy also says that one reason why gold exchange-traded funds ("ETFs") have experienced increased outflows is because large firms are redeeming their shares in exchange for gold to fulfill delivery contracts. And some of these contracts are for foreign countries that have lost trust in the central banks. (0:00)   Next, Andy shares his thoughts on bitcoin (BTC) and gold. Contrary to the stances supporters of either asset have, he doesn't believe investors need to be in only one of them and opposed to the other. He believes it's best if you invest in both. Andy personally invested in 1 BTC early on so he could have some exposure to the development of bitcoin. Andy then talks about the country's debt problem. With the U.S. in debt by more than $39 trillion, our country needs a way to pay it off. Andy says we have no way of selling products to other countries in the hopes of being paid in dollars, and other countries have established their own methods of trade without relying on the U.S. dollar. And with a trifecta of worse education rates, a lack of at-home manufacturing, and AI replacing certain jobs, the future outlook is grim. (19:14)   Finally, Andy says that Trump does have a plan to address this problem. The key is to bring manufacturing back home and sell that to the world. The U.S. cannot afford to be reliant on other countries. Also, the U.S. needs to aggressively buy gold. That would go straight into the Treasurys and help pay off our debt. While in the short-to-mid term this will be painful for Americans as certain services might need to be withheld, in the long term, Andy says it would be worth it. He ends the interview by warning investors to not save their money in dollars due to its dwindling value but to put their money into hard assets instead. (39:46)

Andrew Pancholi, founder and CEO of the Market Timing Report, joins the show for his debut to explain his framework of mathematical cycles—repeating patterns spanning 36, 60, 90, 100, 144, and 250 years that he uses to forecast turning points across markets, commodities, and geopolitics. He argues we're broadly tracking the 1920s bull market toward a potential 2029 peak, but warns he's turned more bearish near-term after Friday's data showed smart money leaving US equities, eyeing the third week of July as a major turning point. Pancholi shares striking targets—$183 oil if Middle East conflict escalates, $6,900 gold by March 2027, and a continued bearish view on Bitcoin—while tying current events to historical cycles, including the 36-year anniversary of Saddam's invasion of Kuwait and the US 250-year empire cycle. A commercial Boeing 777 pilot, he closes by connecting aviation's risk management and situational awareness to disciplined trading, emphasizing incremental gains over any "holy grail."Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links:x.com/AndrewPancholilinkedin.com/in/andrewpancholiyoutube.com/@markettimingreportinstagram.com/andrew.pancholifacebook.com/markettimingcyclesanalysisTimestamps:00:00 – Intro: who is Andrew Pancholi01:21 – The big picture: mathematical cycles framework02:00 – The 100-year cycle & path to 202902:30 – 90-year geopolitical cycle & polarization05:29 – Equity markets: top or pullback?08:21 – Smart money leaving US equities10:43 – Kalshi prediction markets & 7,800 S&P target13:15 – Third week of July turning point explained14:12 – Charts: how the timing system works20:17 – "You can't time the market" — the pushback24:39 – The cycles explained: 30, 36, 45, 90, 144, 250 years27:40 – War & revolution cycles, US civil strife28:48 – The major war cycle nobody's talking about31:41 – Oil outlook: $183 target33:35 – Gold: bearish near-term, $6,900 target35:12 – Bitcoin outlook35:48 – The 250-year empire cycle & America's birthday40:03 – Zero Hour book & cycles that failed42:28 – From Boeing 777 pilot to cycles analyst43:51 – COVID pandemic forecasted by the 100-year cycle46:04 – Risk management lessons from flying51:35 – Parting thoughts & where to find his work