Podcasts about finance coach

#273 In this episode, I share the story of two gym owners. One thriving and one struggling and what made the difference. If you've ever felt the pressure of not knowing where your money is going or wondered how to create more financial peace in your business, this one's for you. We'll break down 5 simple but powerful ways to lower money stress without needing a finance degree or a million spreadsheets. Here's what you'll learn: How to decide what you actually want and build a goal-setting rhythm that sticks Why your personal finances (and spouse communication!) matter more than you think The car analogy that will change how you look at your business finances What the rearview mirror can teach you (P&L, balance sheet, spending patterns) How to use your windshield to forecast, plan, and drive with confidence You'll also hear the phrase I repeat all the time: "If you don't manage your money, it will manage you."

Mujahid Muhammad. He is an accomplished insurance professional and a seasoned real estate investor. His expertise in personal finance and real estate has been a significant aspect of his professional journey. During the early years of their marriage, Mujahid and Angele built a real estate portfolio worth over one million dollars. Unfortunately, this substantial asset was destroyed by Hurricane Katrina, a devastating blow that tested their resilience and determination. The aftermath of Hurricane Katrina presented significant challenges, including the need to pay off more than $250,000 in debt, which encompassed their home mortgage and a student loan exceeding $70,000. Through strategic financial planning and unwavering perseverance, Mujahid and Angele successfully rebuilt their financial condition. Mujahid's deep knowledge of real estate and personal finance played a crucial role in their recovery, highlighting his expertise as a subject-matter expert in these fields. Company Description * Wealth Coaching Stratosphere we provide expert financial coaching to help you take control of your money and build a strong foundation for your future. Whether you need to break free from debt, create a financial game plan, or develop better money habits, we are here to support your journey.Talking Points/Questions * 1. Our personal financial philosophy2. The financial Condition of middle-income America3. The biggest mistakes made in striving to improve our financial condition4. Benefits of financial coaching5. Why financial literacy is important?6. 3 ways our clients can work with us7. What is the Infinite Banking Concept? #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Mujahid Muhammad. He is an accomplished insurance professional and a seasoned real estate investor. His expertise in personal finance and real estate has been a significant aspect of his professional journey. During the early years of their marriage, Mujahid and Angele built a real estate portfolio worth over one million dollars. Unfortunately, this substantial asset was destroyed by Hurricane Katrina, a devastating blow that tested their resilience and determination. The aftermath of Hurricane Katrina presented significant challenges, including the need to pay off more than $250,000 in debt, which encompassed their home mortgage and a student loan exceeding $70,000. Through strategic financial planning and unwavering perseverance, Mujahid and Angele successfully rebuilt their financial condition. Mujahid's deep knowledge of real estate and personal finance played a crucial role in their recovery, highlighting his expertise as a subject-matter expert in these fields. Company Description * Wealth Coaching Stratosphere we provide expert financial coaching to help you take control of your money and build a strong foundation for your future. Whether you need to break free from debt, create a financial game plan, or develop better money habits, we are here to support your journey.Talking Points/Questions * 1. Our personal financial philosophy2. The financial Condition of middle-income America3. The biggest mistakes made in striving to improve our financial condition4. Benefits of financial coaching5. Why financial literacy is important?6. 3 ways our clients can work with us7. What is the Infinite Banking Concept? #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Mujahid Muhammad. He is an accomplished insurance professional and a seasoned real estate investor. His expertise in personal finance and real estate has been a significant aspect of his professional journey. During the early years of their marriage, Mujahid and Angele built a real estate portfolio worth over one million dollars. Unfortunately, this substantial asset was destroyed by Hurricane Katrina, a devastating blow that tested their resilience and determination. The aftermath of Hurricane Katrina presented significant challenges, including the need to pay off more than $250,000 in debt, which encompassed their home mortgage and a student loan exceeding $70,000. Through strategic financial planning and unwavering perseverance, Mujahid and Angele successfully rebuilt their financial condition. Mujahid's deep knowledge of real estate and personal finance played a crucial role in their recovery, highlighting his expertise as a subject-matter expert in these fields. Company Description * Wealth Coaching Stratosphere we provide expert financial coaching to help you take control of your money and build a strong foundation for your future. Whether you need to break free from debt, create a financial game plan, or develop better money habits, we are here to support your journey.Talking Points/Questions * 1. Our personal financial philosophy2. The financial Condition of middle-income America3. The biggest mistakes made in striving to improve our financial condition4. Benefits of financial coaching5. Why financial literacy is important?6. 3 ways our clients can work with us7. What is the Infinite Banking Concept? #STRAW #BEST #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Welcome back to your two favorite girlies!! We are SO excited to have our guest Jen with us today to talk all things finances! Jen is a licensed Financial planner and money coach and we cover lots of topics like how to create a budget, tracking finances, dealing with debt and so much more! Connect with Jen here: www.baseplanning.co/greatwithmoney https://www.instagram.com/financeswithjen?igsh=MXVtcGp5dGJhajk1NA==  jen@baseplanning.co  Get your 30 day free trial of monarch to track your budget here: https://www.monarchmoney.com/referral/y1b3as0b2e  To listen Maddy's newest jazz obsession- listen here: https://open.spotify.com/artist/1JV6ZltofPUo3j5CTALYRR?si=T3qI5NWYRC2Dtg1gnK55Sw  Make sure to subscribe so you don't miss an episode and send us your health / relationship / life / just need advice on, questions to kindahotpod@gmail.com to have us answer your questions on the show.  Find us on all streaming platforms here, including the full video experience on our YouTube channel

Are you constantly playing catch-up with your finances? Does money stress drain your energy, leading to fatigue and a sense of being stuck in a cycle of fight-or-flight? Your nervous system's response to stress can deeply impact your financial habits and decision-making. In this episode of The Health Fix Podcast, Dr. Jannine Krause sits down with finance coach Jenna Rose Finnie to discuss her tips for mastering the financial trifecta: cutting costs, understanding where your money is going, and how it's growing. Tune in for insights on how to shift your mindset and gain control over your financial life. What You'll Learn In This Episode: Rethinking Debt with the Debt Snowball Method: A strategy to tackle debt by focusing on small wins and building momentum. Creating a Fund for Emergency Health Visits: Why setting aside money for unexpected health needs is crucial. Using Money Habitudes to Explore Your Relationship with Money: Uncover the hidden beliefs and habits that influence your financial decisions. Evaluating & Allocating Money for Passions, Interests, and Fun: How to budget for joy without guilt. Question Everything About Your Payments and Finances: The importance of scrutinizing every expense. How Your Nervous System Creates a Freeze Response Around Finances: Understand why financial stress might keep you stuck and how to break free. Where to Audit Your Expenses to Save Money: Practical tips for identifying opportunities to cut costs. Jenna Rose's Trifecta for Money Management: A holistic approach to improving your financial health through mindful spending, saving, and investing. Resources from the Show: Jenna Rose's Website - fincoach.biz Dave Ramsey's Debt Snowball Method Rocket Money (for expense tracking) Xero Finances Website (alternative to Quickbooks) Tune in to learn how to calm your nervous system, take control of your finances, and create a more abundant mindset!

I've been a finance coach since 2016 and since then, I've seen a huge increase in the number of financial coaches offering services. This is a great thing! It means more conversations around financial literacy are showing people that there is outside help for your money, budget and overall financial situation. Financial advisors help you keep and grow your wealth, but financial coaches help you lay the foundation to start building wealth. That's why I'm so excited to talk with another financial coach today – Nicole Stanley from Arise Financial Coaching. Nicole and I are going to discuss the rise of financial coaching, what benefits come from this type of coaching, and so much more!   Here's a glance at this episode: [05:46] Nicole started helping friends and family manage their budgets and retirement plans before starting her coaching company. [14:56] Nicole can see what a joy it is to spend on experiences now, when in the past she was very rigid with indulgences. [22:48] Nicole and Raya believe that people need to commit to doing the work when seeking out financial coaching assistance. [34:00] People aren't always used to paying up front for services, but financial coaches can help bridge that knowledge gap. [41:14] Nicole breaks down toxic frugality and how people can identify their values and spend accordingly.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Follow Nicole on Instagram Check out Nicole's Website Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

Welcome to EP 428, another exciting episode of the Neuro Performance podcast with your host, Andy Murphy! (FAVORITE GUESTS:  3 Million + downloads: Mathew Knowles (Beyonce's dad), UFC Bruce Buffer, Dennis Mckenna, Tony Jeffries, Matt Gallant, Nick Onken, Sanjiv Chopra (Deepaks brother) Listen now and Visit andymurphy. online to select your favorite platform or watch the full interview on YouTube. While you're there, be sure to sign up for the Neuro Newsletter to stay updated on the latest insights and strategies. Gain exclusive access to the 8 Figure Thinker University and The Genius Trader digital courses, or contact me for a bespoke coaching system to give you the edge over all your competition today.  In this episode, you will learn: - Why you must be careful who you chose as a coach - Why as a health practitioner you can go 100% online - The future of online health - Why you must use A.I. in your business - Live experiences are still a must  - How to move your health business viritual    CHOSE YOUR FAVORITE PLATFORM https://andymurphy.online/podcast Itunes https://podcasts.apple.com/us/podcast/neuro-performance-by-andy-murphy/id900646659 Spotify https://open.spotify.com/show/5cbOT1aRBXaRYi64haPB57?si=4c65795cf8cb49e4 Youtube https://www.youtube.com/@AndyMurphyperformance TODAYS GUEST Healthpreneur is the leading coaching company for health & fitness professionals who want to build a thriving online coaching business that provides location independence, more income, more freedom, and more impact. It was founded by New York Times bestselling author and health practice success mentor, Yuri Elkaim, who has built two multiple 7-figure health businesses that have served over 500,000 people since 2006. https://healthpreneurgroup.com CONTACT ANDY Coaching (personal or corporate)  https://andymurphy.online/contact COURSES https://andymurphy.online/courses KEYNOTES https://andymurphy.online/media   ABOUT PODCAST 3+ MILLION DOWNLOADS FAVORITE GUESTS:  3 Million + downloads: Mathew Knowles (Beyonce's dad), UFC Bruce Buffer, Dennis Mckenna, Tony Jeffries, Matt Gallant, Nick Onken, Sanjiv Chopra (Deepaks brother) Jordan Harbinger, Nathan Latka, Michael O'Neil, Shanda Sumpter, Ari Meisel, Dennis Mckenna, Jill Stanton,  Bio Optimizers, Yuri Elkaim, Jayson Gaignard, Tony Jeffries, Shawn Wells, Theresa Depasquale, Ilan & Guy Ferdman, Hither Mann, Peter Sage, Jayson Gaignard, Jeff Woods,  Matt Gallant, Nick Onken, Scott Oldford and many more.   ABOUT ANDY MURPHY Andy Murphy is a world-leading neuro-performance expert, who for 22 years has developed his cutting-edge protocols by working with the best in sports, health, online, finance, and royalty, to now focusing his passion on the next generation to assist them in being at their peak performance during the great wealth transfer so that they can create an incredible future for us all. https://andymurphy.online/clients

What's your relationship to money? Is it rooted in fear? Scarcity? Shame? Abundance? Generosity? It turns out, all the hot stock tips and budgeting hacks are only half of the equation… for a lot of us, the missing ingredient is improving our mindset around money. Approaching your money management from a place of empowerment, compassion and self-worth can make all the difference for your financial success, and embracing that financial success can unlock new opportunities and impact in your life: After all, money is a gateway for other areas of growth in your life. But money is still considered taboo for many, and it can come with all sorts of judgment and anxiety. So we called in Nicole Stanley, the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Today's episode is a must-listen reframe if you struggle with financial stress and toxic money patterns. As Nicole says, the way you earn money becomes half of your life… and the way you spend money becomes the other half. Tune in to hear more about:Financial habits we should be starting early, no matter how much money we makeHow Nicole moved her family from debt to an impressive net worth on a modest salaryOvercoming toxic frugality and financial diet cultureHow to budget while still living a life you can enjoyThe energetics of money and what we believe about itHow to overcome scarcity and develop a positive, generous mindset with moneyThe differences between financial stress and financial anxietyNicole's refreshing take on “lifestyle creep”The Steps To Success money frameworkLeveraging the power of compound interestResources mentioned in this episode: How To Start Saving Money (Today!) How To Recession-Proof Your Finances How To Budget How To Invest Your Money How To Make Passive Income (And Make Your Money Work For You) Happy Money by Ken HondaFollow Nicole: On Instagram: @arise.financial.coachingArise Financial CoachingOur show is produced by:Gillian Berner, Host, Producer & EditorOlivia Nashmi, Audio EngineerCarolyn Schissler, Designer & Web ProducerSara Valentine, Content ProducerFor advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult

In this profound episode of Living the Dream with Curveball, we are joined by Logan Hufford, a personal finance coach endorsed by Dave Ramsey and an addiction recovery specialist. Logan opens up about his tumultuous journey from the throes of pornography addiction to his transformative path of recovery and healing. He shares insights into the dangers of porn, the power of faith-based programs like Prodigals International, and the importance of confronting addictions head-on. Logan also delves into the parallels between overcoming addiction and mastering personal finance, emphasizing the significance of healthy routines and mindful choices. Tune in for an episode that not only educates but offers a beacon of hope for those struggling with addiction and financial woes.

Patti's story in her own words:How can a broken heart hurt so much?I'll never forget it.  My 18-month-old son was sleeping peacefully upstairs.  My husband sat across from me, staring at the floor.  “I want a divorce.”  It took me a minute to realize I stopped breathing. I felt my world explode. In that moment, everything I thought was real was obliterated.  The pain and shock were unimaginable. After he left, I wasn't sure how I was going to get through the next hour, much less the days and months ahead.Maybe you're feeling that way right now.  Please know you're not alone. There is hope.  It's hard to imagine while you're going through it, but you will survive – and in time, even thrive.Finding your way through the haze…How do I know?  Because I've been there.  Even though I was comfortable making financial decisions, I was still scared. I was afraid of running out of money, I desperately wanted financial security, knowing that my son and I were going to be okay. It was all I could think about. Even with my background in finance, I still made mistakes...costly mistakes. Out of desperation, I made bad decisions. I found a way out and I want to teach this to you. Let me share with you what I discovered, which is allowing me to live a life of fulfillment and joy. I want this for you, too.   Please leave a review or send us a Voice note letting us know what you enjoyed at:Back2Basics reconnecting to the essence of YOU (podpage.com)Follow us on IG and FB @Back2BasicsPodcast

Today we're exploring how to support your partner to be physically and financially healthy with financial and health expert; Bradley Jarryd.Listen in as Bradley shares his transformative journey from an overweight child to becoming a model and wellness advocate, emphasizing the importance of both financial prudence and physical health in strengthening relationships.Dig deeper into what it takes to create a supportive environment that fosters personal growth, health, and empowerment in partnerships and learn how balancing health and finances can enrich your relationship and lead to mutual empowerment.Anna's Takeaways:Intro (00:00)Why People Struggle With Both Health And Finances (07:26)Financial Struggles And How To Approach The Topic With A Spouse (13:09)Financial And Health Goals, Roles, And Accountability In Relationships (19:29)Health Transformation For Busy Fathers (23:35)Personal Development And Healthy Habits (29:05)Healthy Eating And Budgeting For Busy Professionals (33:14)Simple Habits And Mindset Changes (37:23)Meet Bradley Jarryd:Brad, born in South Africa and raised as a shy, overweight only child in Tampa, Florida, underwent a transformation driven by a desire to fit in, leading to a successful career in male modeling. Motivated by his observations of American financial habits compared to his immigrant parents', Brad became a certified Finance Coach in 2019. Recognizing the link between physical health and financial wellbeing, he co-founded Empower Men, aiming to assist busy professional husbands and fathers in achieving optimal health and financial stability while fostering a sense of brotherhood. Brad's mission is to cultivate a nation of healthier fathers, wiser husbands, and stronger contributors to family and community.Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones.Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Guest Websites Instagram: @empowermen.coWebsite: https://empowermen.co/

This week, I chat with Finance Coach and author of "Heal Your Relationhship with Money", Kara Stevens. We talk about how to build generational wealth, the importance of setting up a smart retirement plan, how to talk to children about finances and of course her revised book. To learn more about Kara, follow her on Instagram at: https://www.instagram.com/frugalfeminista/

This week I had an informative and fun conversation about money with my guest, nurse, and finance coach, April Waddell. Yes, you heard me right, I said fun. Talking about money can create anxiety in some and I'm no different but April's positive and hopeful spirit helped me keep calm and carry on.After retiring from her work as a Pediatric ICU nurse, April founded Nurse Money Date, a financial coaching business and you'll love hearing the reason behind the name. I never considered seeking out a fellow nurse for financial advice but this may have been a mistake because April helps nurses feel comfortable with money through leveraging their experience in nursing and by using language they understand: the nursing process. And this is genius.April's goal is to uplift nurses financially so they can stay in the profession they love and feel in control of the work they do. In the five-minute snippet: it's a 1970s disco flashback. LinkedInApril's websiteApril's InstagramApril's FacebookMoney Personality QuizContact The Conversing Nurse podcastInstagram: https://www.instagram.com/theconversingnursepodcast/Website: https://theconversingnursepodcast.comGive me feedback! Leave me a review! https://theconversingnursepodcast.com/leave-me-a-reviewWould you like to be a guest on my podcast? Pitch me! https://theconversingnursepodcast.com/intake-formCheck out my guests' book recommendations! https://bookshop.org/shop/theconversingnursepodcast Email: theconversingnursepodcast@gmail.comThank you and I'll see you soon!

Ogres are like onions... are people like onions, too? Jay's story today explains how his dad's work with behavior analysis stuck with him as a kid. The lessons he overheard guide many of his beliefs today. This particular lesson can help you better understand yourself, your habits, and your values. In the Main Topic, Jay reviews his definition of frugality its opposite. Can frugality really solve everything? Frugality can be used as a core value or virtue to inform our financial habits and decisions. These new decisions and habits can change our HopeFilled financial futures forever! Do you like Jay's definition of frugality? Did any of the stories resonate with you? Is frugality a virtue you want to have yourself? Let us know your thoughts in the comments. Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Over one third of us worry about money on a daily basis which can take its toll on our mental health and wellbeing. In this episode of Vision of Health, Money Mindset Expert and Financial Wellbeing Coach Laura Ann Moore opens up a judgement-free conversation about money and the psychology behind our financial decisions. Laura explains how to break free from feeling like money is controlling our mood and mental wellbeing. Laura shares her tips for delving into your money beliefs formed in early childhood and gives practical tips to rework your relationship with your finances. This episode coversThe statistics on how many of us worry about money on a daily basis Why so many people worry about money, despite having enough to cover basic needsWhat is a money mindset and how it forms during early developmental years The impact social media can have on our spending and mental health How to make a financial plan and finally take control Where to start if you're in debt How our brains intrinsic reward system can influence our spending Practical tips for improving your money mindset and relationship with money WATCH the full episode on YouTube here: https://youtu.be/ijBhiMB65Bk?si=A92BsYdEXiuhX1w- Follow Dr Frankie on Instagram @drfrankiejs If you want to hear more from Laura Ann Moore head to her social media page @laura_ann_moore or her website www.mindmoneysoul.co.ukThis podcast is sponsored by Femfresh™, leaders in feminine hygiene products, who are also committed to opening up conversations on taboo subjects and busting myths on women's health. You can explore our educational articles on their website https://www.femfresh.co.uk/expert-advice/ or on socials @femfresh_ukPlease do follow/subscribe, share with your friends and family and leave me a review! Hosted on Acast. See acast.com/privacy for more information.

Can science teach us how to set better financial goals or New Year's Resolutions? Veritasium's video "Why New Years Resolutions Fail & How To Succeed" can help us understand why new year's resolutions fail. It can also give us the science behind resolutions and goals that stick! Jay explains how these points can be used to make FAST (Frugal. Attainable. Specific. Trackable.) financial goals. Veritasium Video: https://youtu.be/Pm9CQn07OjU?si=VuOgUGd6ed6mn5qP In the Main Topic Jay works through a FAST saving goal example that used Veritasium's wisdom. How do you think this example can help you with your goals or resolutions this year? If you need help writing and organizing your financial savings goals, this episode is for you! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday!  Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Are you ready for another client success story? In today's podcast episode, we dive deep into the inspiring journey of Leticia Torres, a personal finance coach for Latinas and Latinos. From her humble beginnings as an immigrant and DACA recipient to becoming a first-generation college graduate and excelling in the corporate tech world, Leticia's story is one of resilience, determination, and triumph.    After experiencing burnout, she decided to make a bold transition into entrepreneurship, dedicating herself to bridging the wealth gap and cultivating financial independence within the Latino community. Listen in as Leticia shares the challenges she encountered along the way, the mindset shifts she experienced while working together one-on-one, and how she booked her first client within the first month! If you're ready to take control of your life and adopt a can-do attitude while building your legacy, this episode is a must-listen! Lista? Let's get into today's episode!   More about Leticia Torres: Leticia Torres is a multifaceted Latina whose inspiring journey embodies resilience and determination. As an immigrant and DACA recipient, she defied the odds to become a first-generation college graduate. After earning a Bachelor of Fine Arts in Interior Design from San Jose State University in 2019, she entered the corporate tech world, where her curiosity and ambition thrived, making her the first woman in her family to excel in this environment.    Leticia's interest in investing sparked when she was introduced to the option of opening a 401K retirement account, leading her to delve into the world of personal finance. Armed with newfound knowledge, she confidently negotiated to a 6-figure salary, transforming her career and financial trajectory. After four years in Tech, and one year in the architectural space, she realized her career did not bring her fulfillment anymore as she was experiencing burnout.    Having experienced the transformative power of financial literacy firsthand, Leticia transitioned into entrepreneurship as a personal finance coach. With unwavering commitment, she now dedicates herself to teaching the Latino community the principles of personal finance and investing, aiming to bridge the wealth gap and cultivate financial independence. In shaping her destiny, Leticia is also uplifting others to build a lasting legacy of financial success.   Topics covered on From a DACA Recipient to Thriving Personal Finance Coach: Leticia shares how she overcame hardships to become a first-generation college graduate. Leticia's transition from a successful corporate career into entrepreneurship as a personal finance coach. How is Leticia working to bridge the wealth gap and cultivate financial independence within the Latino community? What lessons can we learn from Leticia's journey of resilience and determination? How did Leticia successfully negotiate a six-figure salary increase in the corporate tech world? Why is Leticia particularly passionate about helping Spanish-speaking Latinos improve their financial literacy? How does Leticia encourage others to overcome fear and take control of their finances? What role did private coaching play in Leticia's journey towards becoming a personal finance coach?   Connect with Liz Fernandez: Instagram: @lifewithhliz Apply for 1:1: private coaching From Therapist to Coach Weekly Email Series   Connect with Leticia Torres: Instagram: @leticiaa__torres Schedule a call: www.linktr.ee/Leticia__Torres 

While the statistics vary, it's believed that 55 to 63 percent of Americans are living paycheck to paycheck. Plus, One-third of U.S. consumers say they aren't currently saving any money and, of this group, 60 percent don't have savings. This is a problem. Over half of our country is struggling to get by. Not to mention, if an emergency were to come up, the majority would be S.O.L! You may fall into these statistics, but should you? In this episode, I'm sharing five signs you shouldn't be as broke as you are. If any of the signs apply to you, you'll learn a few steps you can take to improve your situation.   Here's a glance at this episode: [01:45] Raya kicks off the episode by answering a City Girl Solutions question asking her what she does for fun. [04:48] If you have to pick and choose which bills get paid each month, your focus should be on bringing in more money or cutting back any non-necessary spending. [09:04] Emergencies don't happen on our timeline. They will typically pop up at the most inconvenient time, so having a savings account in place will help to ease the mental and financial burden. [13:59] You get to decide if you want to keep doing what you're doing or if you want to change your behaviors. [19:04] If you live paycheck to paycheck but don't have a budget plan – that's a huge problem that needs to be fixed.   Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life.   Resources mentioned in this episode: Listen to Episode 3 – Breaking Through the Stigma of Budgeting Learn about Raya's Money Coaching Program Struggling with your finances? Request a call with me (and get a budget)! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter! Check out the City Girl Savings blog!

In this episode of Money Talkies once again we speak to the amazing Sarah VanHoose. Sarah is a Small Business and Finance Coach. She's helping entrepreneurs increase intentionality with their time, their talent and money to thrive in a life they're call to lead. She owns and operates an online coaching business, Journey to Influence. As a trained, Ramsey-preferred Finance Master coach, she makes money stuff simple and easy to understand, going back to the basics.  In today's episode we're speaking to Sarah about how to avoid a financial hangover. Let's find out! And if you want to upgrade your money mindset, then click on the link https://www.millionairefoundations.com/ and watch my free training. Connect with Sarah here: Website: https://www.myjourneytoinfluence.com/ Instagram: https://www.instagram.com/journeytoinfluence/ LinkedIn: https://www.linkedin.com/in/sarah-vanhoose-3393a365/ Ready to rewrite your money story? Register to my Five Day Millionaire Mindset Makeover Workshop here: https://www.abundancemindsetmakeover.com/ Visit our website for more information: http://gullkhan.com/

Today we're on another episode of our Friday Feature where we talk with astounding entrepreneurs and their success stories. In today's episode we're speaking to Sarah VanHoose. Sarah is a Small Business and Finance Coach. She's helping entrepreneurs increase intentionality with their time, their talent and money to thrive in a life they're call to lead. She owns and operates an online coaching business, Journey to Influence. As a trained, Ramsey-preferred Finance Master coach, she makes money stuff simple and easy to understand, going back to the basics.  Let's speak to Sarah today and find out how she changed her life by changing our mindset.  Let's find out! And if you want to upgrade your money mindset, then click on the link https://www.millionairefoundations.com/ and watch my free training. Connect with Sarah here: Website: https://www.myjourneytoinfluence.com/ Instagram: https://www.instagram.com/journeytoinfluence/ LinkedIn: https://www.linkedin.com/in/sarah-vanhoose-3393a365/ Ready to rewrite your money story? Register to my Five Day Millionaire Mindset Makeover Workshop here: https://www.abundancemindsetmakeover.com/ Visit our website for more information: http://gullkhan.com/

Because the coaching industry is so new, it's no surprise that most people assume they need a financial advisor, instead of a financial coach. I've been a financial coach since 2015 and many people have called me a financial advisor (which I'm not) and sought services outside of my wheelhouse. That's why I'm so excited to have financial advisor Grace Kilgore on the show today. Grace and I are going to talk about the differences between a financial coach and a financial advisor, so whoever's listening can understand the difference and seek out the right financial support. When you're looking to establish your financial foundation – create a budget, pay off debt, build an emergency fund and improve your money mindset, a financial coach is what you need. When you have a solid financial foundation and you're ready to build wealth – through investment vehicles like the stock market, life insurance and more, you're ready to work with a financial advisor. My goal as a finance coach is to get my clients established and ready to work with a financial advisor. They have laid the foundation for financial consistency and now they're ready to capitalize. In addition to educating listeners on the differences of financial coaching versus advising, Grace shares what it's like to work as a woman in the male-dominated finance industry, what qualifiers she looks for before taking on new clients, and how she manages work, family and home life.   Here's a glance at this episode: [02:31] Grace shares her background and the interesting story of how she got into the financial advising space, unexpectedly. [11:43] “I don't feel like I have to compete with my male counterparts”. The financial services industry is male dominated. Grace shares her experiences as a woman working her way up in the industry. [23:21] When someone is ready to work with a financial advisor, like Grace, she can help them avoid mistakes that could jeopardize their wealth-building efforts. [33:10] The verdict is in – Raya and Grace both agree that paying down high-interest debt should be a top priority, even above investing in the stock market. [43:37] Grace shares the time management tricks that work for her. She works better in small chunks of time when getting tasks done. [49:07] Fill your feed with financial encouragement to help make finances a priority in your life.   Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life.   Resources mentioned in this episode: Follow Grace on Instagram Want to work with Grace? Book a Discovery Call with her! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

News flash: You don't have to make a lot of money to be good at managing it! In fact, if you can master managing money with less income, you can make some amazing progress when more income eventually comes your way. Hopefully you're thinking “Challenge accepted!” Regardless of how much money you make, I want you to know that you can master it like a pro! In honor of the Money Management Mastery program starting soon, in this episode, I'm sharing how you can master managing your money like a professional and truly see how far your money can take you.   Here's a glance at this episode: [01:50] If you want to master your money like a pro, you always need to know what your monthly profit should be. [04:53] Whatever your reason for not looking at your money – you are stronger than that reason. Don't ignore your money. [09:00] Intentional spending means you are 100% aware of what you're doing with your money. Whether you're spending or not spending, you are fully aware. [13:00] You can do your own research to learn ways to improve your financial situation. You don't have to rely on a coach, if you don't want to.   Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life.   Resources mentioned in this episode: Listen to Episode 34 – How to Be Intentional With Your Money Listen to Episode 69 – Things You Can to Do Improve Your Financial Literacy Learn more about Money Management Mastery! Get your question answered on the podcast! Ask your question here. Struggling with your finances? Request a call with me (and get a budget)! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Check out the City Girl Savings blog! Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

In this episode, Laura Maurer, a business coach and marketing consultant, interviews Katy Almstrom, a money mentor and financial coach. Together, they delve into the world of entrepreneurship, discuss financial freedom, and talk through practical strategies for maintaining a sense of calm while building a thriving business and a fulfilling life.Understanding your individual goals and simplifying your financial strategies.Focusing on long-term financial planning, not just immediate concerns.How to manage money wisely and align your spending with your priorities.How financial freedom empowers intentional money management.How to take control of money decisions, track goals, and see your progress.Tune in to gain insights and strategic tips from Katy's entrepreneurial journey and her finance advice for business owners. Follow Katy: IG: https://www.instagram.com/katy_almstrom/Free FB community: www.facebook.com/groups/thesimplifiedbusinessMoneywise Waitlist: https://www.katyalmstrom.com/mm-waitlistPodcast: https://podcasts.apple.com/us/podcast/messy-to-magnetic/id1594671912Follow Laura on Instagram: @laurasmaurerReady to launch your dream business? Get my FREE 5-step roadmap to successfully launch your service-based business that will help you get clear and take strategic action to build a thriving 6-figure business: https://bit.ly/3rHjd09 Website: lauramaurer.com

Season 4 Episode 2Welcome to today's episode of our podcast, where we'll be discussing the money basics for women. Our special guest for today is none other than Finance Coach Sandra Guerrero, who is passionate about educating and empowering women with tips and tricks about money that aren't taught in school. Sandra's mission is to help single moms in diverse communities achieve financial success beyond their circumstances. Her vision is to break generational cycles in low-income communities by giving them the opportunity to learn about money, level up, and change their lives. As she always says, knowledge is power and everyone has a choice to prosper in life. Get ready for an insightful and empowering conversation!CONNECT WITH SANDRAINSTAGRAMTIKTOKFACEBOOKWEBSITEIf you like this episode, please be sure to subscribe everywhere you listen to podcasts! FOLLOW ME on INSTAGRAM Check out the WEBSITE Help support this podcast by buying me a cup of coffee. I need it to stay awake editing! BUY ME COFFEE

Jenn Foster and Melanie Johnson co-owners of Elite Online Publishing, interview Lynda Paul about the world of finance, investments, and financial planning. Including strategies for achieving work-life balance. What You'll Learn In This Episode: How to plan for your retirement. How A.I is affecting the financial industry. How to structure entities. Quotes: "There are lot of moving parts and the only thing that's constant is change. The tax law changes. We change as individuals. Our plans change. And so, and life throws in a few curve balls as we go. So yeah, financial planning is is a moving target." (05:03) "With a financial advisor, you have a partner and I review these things once a year with my clients. Now if nothing has changed, I just say, you know what, nothing has changed. But it's always a good idea to keep eyes on your estate plan because things do change. Tax law changes." (15:36) "The bank is an intermediary, right? So there's the third party, they facilitate the transaction, but with cryptocurrency and the blockchain and all those things. They are trying to remove the middle guy and have you go to the two parties to communicate yourself and eliminate the middleman." (22:46) About Lynda Paul: Lynda Paul is the owner, founder, and chief investment advisor of Sound Money Management, Inc., RIA, an independent Registered Investment Advisory firm in San Antonio, Texas. She is a Certified Financial Planner® professional and an inactive CPA. With an undergraduate degree in corporate finance from Ball State University and a master's degree in finance and marketing from Keller Graduate School of Management, Lynda is celebrating 28 years serving the needs of her clients in a spectacular way, operating her firm as a fiduciary. Lynda believes that when it comes to choosing a financial planner, independence, trust, and competence are foundational virtues. She has helped more than 500 clients achieve their financial goals and manages millions of dollars for her clients around the country. Learn More Here

Welcome to the "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts" podcast. Today, we've got a special guest, Annette Campbell, CEO and founder of The Tax Experience. She's an expert in personal and business tax preparation and has recently started mentoring new business owners to earn six figures.Annette's journey hasn't been all rainbows and sunshine. There was a time when she lost her banking job, apartment, and car, and had to move back in with her family. But she believed in her abilities, started her own business along with her job, and worked her tail off to build it up. And when the pandemic hit and everyone was losing their jobs, her business was already exploding!In this interview, Annette talks about how she manages her business with over 300 clients using the right systems, the importance of keeping sales as a priority, and strategies for generating recurring revenue beyond tax season. She also shared how she handles 100 discovery calls in a month without getting burnout.Hit play on this interview episode and unlock the secrets of a winning sales system.  In this episode, we talked about:Annette's story of losing everything to booking 150 clients and own a million-dollar businessHow to hire people in your team that are looking for youHow to have recurring revenue beyond tax seasonSales are the fuel to run your businessRunning a business without getting the B WordYou are worthy of having Million Dollar businessResources and Links-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance-Do you want sales strategies sent straight to your inbox? Sign up HERE.Connect with AnnetteInstagram: @_successwithannetteWebsite: www.thetaxexperience.comConnect with RoInstagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

I started using affirmations in 2018 after I made the decision that I wanted to run City Girl Savings full-time. When I tell you there is a night and day difference between how I thought then and how I think now, affirmations are what took me to the next level. The thing about affirmations is that they aren't just words you say out loud. They are beliefs you want to be true about yourself or your situation. The more you say them, the more you affirm them. The more you affirm them, the more you believe them. When you start believing in them, you start living them. Then, the magic happens! This episode is going to be a little different – one by one, I'm going to share my favorite affirmations for money, success, happiness and more. I'm going to start with the oldest to newest, so you can see the progression. Feel free to take any of these affirmations and make them you own! Here's a glance at this episode: [01:54] I started using affirmations in 2018 when I knew I wanted to run City Girl Savings full-time. I had never used them prior to. [04:30] “I'm fully capable of the desires inside me.” [06:48] “I am the kind of person who never stops learning, growing and practicing gratitude.” [08:14] “I live a healthy, happy, active lifestyle.” [11:05] When you use affirmations, you start doing things in line with what you're trying to achieve. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Listen to Episode 10 – Conquering the Fear of Failure and Redefining Success Get on the waitlist for Money Management Mastery Get your question answered on the podcast! Ask your question here. Struggling with your finances? Request a call with me (and get a budget)! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Check out the City Girl Savings blog!

In this week's episode, I am giving you a sneak peek of our exclusive training only available to clients inside the 7-figure sales systems program.When it comes to a launch, people have only two thoughts - the bubble bursting celebration of a big figure number or the image of total burnout and exhaustion. But there are a lot of grey areas that are rarely discussed in the financial industry.So in this episode, I am giving you a view of our 7-figure training where I have gone over evergreen selling, live launching, the difference between a webinar, masterclass, and video training, and the requirements to successfully launch. Plus, I've shared tips on how to choose a topic for your video training, your launch workflow, content creation, and pretty much every question you may have on launching.In this episode:Evergreen Selling and Live Launching: what do they mean?Don't go for live launching if you have not mastered evergreen sellingDo people still watch and buy from webinars or masterclasses?How can you build, repurpose, and reuse your launch assets?Mistakes that make your launches flopHow can you choose the right video training topic for your audience?How to decide your masterclass replay price?Managing current launch offers with past or current clientsResources and Links-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance-Do you want sales strategies sent straight to your inbox? Sign up HERE.Connect with Ro:Instagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

“The biggest mistake that you can make in any business… is listening to other people on what you should do and what you should not do.”In this episode of Finance Client Acquisition –  Simple Sales Systems for WOC Finance Experts – I'm talking to Melissa Davis, Money Coach and founder of Iwillwallet. Melissa helps therapists chase freedom and not a check so that they can attain and the life they want to live.Like so many others, Melissa had imposter syndrome and undercharged for her coaching services. In today's episode, she talks about how she overcame her fear by being surrounded with like-minded people and eliminating distractions.Tune in and give it listen to this impactful conversation!In this episode:From an idea in the car to making iwillwallet a success - Melissa's journeyWhat mistakes do people make with money and what does Melissa do to fix them?From charging $50 a month for coaching to owning herself and charging with confidence One thing that helped Melissa uplevel her businessHow does Melissa find the ideal client that she wants to work with?Before comparing yourself, check the BTS of the other person's workRest is a necessity and part of business, not a reward for accomplishmentResources and Links-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance-Do you want sales strategies sent straight to your inbox? Sign up HERE.Connect with MelissaInstagram: @iwillwalletFacebook: @The.iwill.WalletTwitter: @iwillwalletWebsite: www.iwillwallet.comConnect with RoInstagram: @theroshahSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

Tony Robbins once said, “if you're not growing, you're dying”. What he means is that if you are not working to improve your life, in any area, you're staying still. When the mind settles for what is, nothing more comes. That doesn't sound good to me. What about you? We must continue learning to continue growing. There are so many ways to do that, but it all starts with investing in your personal success. You must invest in things that will take your life to the next level. Let's get more specific. You should invest in things that will take your career, finances, relationships, health, mind, body, and soul to the next level. You don't have to work on all areas at once, but you do need to work on something. In this episode, I'm sharing 7 ideas you can leverage to invest in your personal growth and success. Here's a glance at this episode: [02:20] Are you trying to improve in a specific area of your life? Consider working with a coach! There are coaches available to help with just-about everything. [04:00] Spending time by yourself, ideally in a different place or environment, can be a great way to get to know yourself and identify what success looks like for you. [05:55] Thinking of going back to school? It can be a great way to invest in your success, just make sure the topic is something you can grow in over time. [08:30] Starting a business is a great way to invest in your own success. You also learn how resourceful you can be. [11:35] Group accountability programs can be an alternative to 1-on-1 coaching and still get you the benefit of learning and working towards your goals. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Learn about my 1-on-1 money coaching program Listen to Episode 13 - 7 Questions to Ask to Determine What You Want Out of Life Listen to Episode 53 – My 2023 Goals for Personal and Business Get on the waitlist for the upcoming Money Management Mastery Program Get your question answered on the podcast! Ask your question here. Struggling with your money? Schedule a free call with me! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Check out the City Girl Savings blog!

I've preached the importance of budgeting for a long time. Let me just state for the record that I will continue to preach the importance of budgeting for as long as I'm able to! Budgeting changed my life for the better and now I'm helping other people use budgeting to change their own lives. Unfortunately, there's still a misconception that life on a budget means a person can't enjoy life. Not true! A budget should include the things a person enjoys, in moderation of course! In this episode, I'm sharing my current budget non-negotiables and why they matter to me. I'm also going to share a few things I want to become budget non-negotiables, but they haven't made their way into my budget just yet. I encourage you to get clear on your own budget non-negotiables and work to make sure they're factored into your budget. Here's a glance at this episode: [01:30] In this week's City Girl Solutions Q&A, Raya explains high-yield savings accounts and why they are game-changers for anyone trying to save money. [04:45] While some of my budget non-negotiables aren't technically discretionary, I choose to spend money on these specific things to improve my quality of life. [08:50] Next, I cover the budget non-negotiables that are truly discretionary. They are things I don't need, but absolutely love to have. [12:20] Finally, I spend time talking about things that I would like to become budget non-negotiables but I'm not quite there yet. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Listen to Episode 17 – Why Your Budget Should Include the Things You Love Get your question answered on the podcast! Ask your question here. Struggling with your money? Schedule a free call with me! Follow City Girl Savings on Instagram Follow City Girl Savings on TikTok Check out the City Girl Savings blog!

This week's episode is a replay of my most recent webinar, “3 Sales Systems You Need For Your 6-Figure Year”, as the podcast audio for you to enjoy! I met a lot of money coaches, bookkeepers, and accountants who are struggling with inconsistent sales. Despite posting more about their offer and, getting more exposure, they are not hitting their revenue goals.Its not you, it's your SALES SYSTEM.In this episode, I will share with you the exact three sales systems you need to make consistent revenue. These methods have helped my client book 20-30 sales calls a month, and what's interesting is that it's automated, industry-proof, and can be used for any business, rinse and repeat. In this episode:This training isn't about vanity metrics, but how to grow your business with sales3 reasons you are not making sales in your financial business (find out which one is stopping you)The technique of Proactive Pursuit to make sales on rinse and repeatHow your low-ticket offers are keeping you broke Listen to my client's success stories of consistently hitting 5-6 figuresResources and Links-Listen to my client's interview in depth about their business, struggles, and how they now make consistent 5-6 figures. LISTEN HERE-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance-Do you want sales strategies sent straight to your inbox? Sign up HERE.Connect with RoInstagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

Feeling lost, unsure of your purpose, or jumping from one train to another without finding your way? It's like being in a dense fog, not sure which way to turn and unable to see what lies ahead.In this episode of Finance Client Acquisition – Simple Sales Systems for WOC Finance Experts, I'm talking to Deanna Brooks, a CPA with more than seven years of experience.She speaks on her journey with depression to starting as an accountant, joining corporate, and then leaving in search of her passion. She is now running a successful CPA business helping women make 7 figures and enjoying her passion as a hairstylist.In this episode, she shares all the lessons she's learned: the importance of having a system, building a team that helps your business, and shifting in the economy. We talked about:Deanna's journey from working in corporate to starting her own businessBeing a multi-passionate entrepreneurHow you are bleeding money without proper infrastructure and systems in your businessNot using a screwdriver to hammer in a nail; you need the right people for the job.How to know if being a solopreneur or hiring a team is best for youDeanna's message for WOC communitiesResources and Links:Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance-Do you want sales strategies sent straight to your inbox? Sign up HERE.Connect with Deanna Deanna is a CPA with more than seven years of experience and a licensed cosmetologist in Chicago. She is passionate about helping women gain financial clarity to scale their businesses to 7 figures and beyond.Instagram: @deannathecpaTik Tok: @deannabrookscpaWebsite: https://home.deannabrookscpa.com/landingConnect with RoInstagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

If you have ever invested in yourself or your business, you might have negative thoughts about possible failure, being cheated, or wasting money. Investing in oneself is a rare skill because everyone talks about investing, but no one actually shows you the proper way to do it.So in today's episode of "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts," I am sharing my experience of investing and what I do to make them successful. A freebie is a great resource, but it is not a substitute for making a financial investment. And when you choose where to make an investment, it's important to look beyond shiny testimonials, Stripe screenshots, and big numbers.I have shared four things for you to keep in mind to make the most out of your investment. And it's not all about choosing a great coach but the importance of being honest with yourself and the people you hire to help you and being open about your struggles and barriers.Tune in to this episode to get all the details!In this episode, you'll learn:The skill of investing in yourself and your business is rarely discussed in the corporate and nine-to-five world.Mentorship is good, but it's not a free thingOne thing I start with to make sure my investments are successfulHow does your personality play a role in making your ROI Being industry-specific in choosing a Coach/Mentor for yourselfLearn to see beyond shiny testimonials, big numbers and dig deep into a client's storyDeciding what type of program is best for you: group, one-to-one, weekly, or monthly?Listen to my last takeaway if you are feeling anxious to invest in yourself-Resources from this episode➡️Our 7-Figure Sales System Program is officially open for enrollment. This is a Sales System Program where you will learn how to build sales systems for your business that you can repeat and build your 7- figure year You will have access to 3 months of 1:1 coaching including built-out and:Lead Generation SystemsHigh Ticket Offer SystemsCall Note & Sales Content Systems30 days of 1:1 access to my team and me via slackQuarterly strategy sessionsAPPLY HERE!PS. ​Even if you're not sure, still apply! You'll walk away with the next steps of how to move the needle in your business regardless.-Do you want sales strategies sent straight to your inbox? Sign up HERE.-Curious to learn more about working 1:1 with Ro? Click HERE.Connect with RoInstagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

In this episode of "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts," I had the pleasure of speaking with Ontwanet Moran, a business and finance coach who is breaking into the finance industry as a woman of color. Ontwanet comes from a background in fashion and real estate and uses her experience as leverage for her current financial business, where she helps fashion and music artists put their money to work.We discussed how traditional systems keep people broke by not teaching them about finance, and now Ontwanet is on a mission to end financial illiteracy, particularly for women of color. She shared how the system and strategy we have built for her business have helped her gain momentum and scale her business. She has even transferred this knowledge to her team, who have replicated her success.You can listen to this amazing conversation on your favorite podcasting platform!If you want to go deep, dive into the sales system that lets you hit your 5- or 6-figure goals. , Attend our free masterclass - Five Steps to a Multi-Five Figure Launch Training as a money coach, bookkeeper, or accountant, at 6 PM EST on 6 March. REGISTER HERE!In this episode, you'll learn:More on Ontwanet and her background as a serial entrepreneur  How Ontwanet keeps breaking the silence on financial literacyHow to leverage your background in your business to stand out and niche downThe sales system that we put in place so Ontwanet could scale her businessMore on our signature proactive pursuit methodHow Entrepreneurship is personal development More on the changing the face of finance and what we need to do for WOC to dominate the industryResources from this episode-Book a call with Ro at: CLICK HERE-Do you want sales strategies sent straight to your inbox? Sign up HERE.-Curious to learn more about working 1:1 with Ro? Click HERE.Connect with ONTWANETWebsite: www.ontwanetmoran.comInstagram: @ontwanetFacebook: Ontwanet MoranLinkedin: Ontwanet MoranConnect with RoInstagram: @fmcbyroSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

Jenn Foster and Melanie Johnson co-owners of Elite Online Publishing, interview Mikelann Valterra about the economy, investment trends, and strategies for managing your money with confidence. What You'll Learn in this Episode: How to understand your money personality. How to relieve your financial anxiety. How to create a spending plan. Quotes: "I hate the word budget, because it's so diety sounding. I'm gonna live on leftovers. But a spending plan is a tool that you design to say, okay, where do I want my money to go? What is the life that I most want to live? And then how do I use money to literally create this life?" (07:56) "Part of it is the mechanism of when you know, when you're in a whole stop digging. And how do we set up systems from a cash flow point of view so that you don't add debt, and then once people are stabilized, then we look at a lot of the things that I know everyone has heard about, which is, let's look at the interest rates on the cards." (12:31) "What I think is really interesting about the whole topic of earning your worth is there's a lot that we do control that we can do around earning what we're worth." (16:27) About Mikelann Valterra: Mikelann is an author, keynote speaker and money coach who helps women transform their relationship with money to create a life they love. For over 20 years, she has been a thought leader in the field of Financial Psychology. Her strong background in emotional intelligence, paired with her practical money strategies enable her clients to consciously design their life, while escaping financial stress and anxiety. When she's not working with clients, you can find Mikelann on the dance floor, indulging her love of Argentine Tango. Learn More Here

In this episode of Finance Client Acquisition, I am talking to Haley Kowalewski, owner of Femme Financial Coaching, who has built a massive following of over 122k on Instagram and TikTok and just recently hit her $30K income month goals. (and she doesn't stop here).Haley and I have known each other for almost two years and have seen exponential growth in our businesses. In today's episode, Haley shares with us how implementing repeatable sales systems and processes helped her build a sustainable business that eventually allowed her to leave her 9-5 job. She also shares her interesting story of building her signature course while getting recovering from Covid, her pricing strategy, and so many other golden nuggets you don't want to miss.ATTENTION: Are you looking to make 5-6 figures in your business, tried many strategies, but none seems to be working? Attend our free masterclass - Five Steps to a Multi-Five Figure Launch Training as a money coach, bookkeeper, or accountant at 6 PM EST on 6 March. APPLY HERE!In this episode:You will learn:Get to know Haley and her story of starting Femme Financial CoachingFrom not knowing how to use social media to build a massive following of 122kHer repeatable process and system that helped her hit $30K per monthTransitioning from a 9 to 5 to a full-time business owner Launching her signature course with 7K in salesConnect with HaleyInstagram: @femmefinancialcoachingTikTok: femme_financialWebsite: www.femmefinancialcoaching.comConnect with RoInstagram: @theroshahSign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.Support the show

Nick shares tales of how he and his friends saved money on beverages when they were younger.

Melanie Johnson co-owner of Elite Online Publishing, interviews DJ The Money Coach about how he motivates people to gain financial freedom. What You'll Learn in this Episode: How to gain financial independence. How to earn $8,333 a month. How to pay off your home in 7-10 years. Quotes: "Here's what the rule of 72 is. You take 72, the amount of interest that you're earning, or most importantly, the amount of interest that you're paying. Let's say it's 12. You divide 12 into 72, you get six. That means that your interest will double against you every six years if you are paying the minimum payment." (7:55) "Understand from a mortgage standpoint, most Americans biggest asset to wealth is their home. And then if they're fortunate, like you and I, they get a small business, now they have a chance for multi-generational wealth." (16:26) "I would sit down with you first and foremost to see which road is best, when is the best time to just pay it off? When is the best time to use credit and get massive business credit lines, which we can show you how to do that interest free for 18 months up to a quarter million dollars. So it depends on the individual." (22:43) About DJ The Money Coach DJ is passionate about teaching and engaging audiences about overcoming financial hurdles as well as helping them gain wisdom, understanding, and power from the 7 Spheres of Money principles of success. He loves connecting with people who want to challenge their beliefs and habits to grow their wealth and create financial independence. His team and DJ are committed to producing a workshop or presentation that fits the needs that you have today. Learn More Here Learn How to Get a 6 Figure Income, 800 Credit Score, and Finally be Debt Free in 2023 with Back to Basics Bundle for 90% off with DJ The Money Coach Secret Of Wealth Webinar

If you're listening to the City Girl Savings podcast in real-time, then you may have noticed a theme in the past few episodes – wrapping up the current year and preparing for the New Year! Year-end closes and new year-starts have made a huge difference in reaching my goals, and these practices can help you too! In this episode, I'm walking you through understanding and completing your very own year-end money review. Listen in for tools and practices to improve your finances! Here's a glance at this episode: [05:05] It's not just how much you spend, but how much you make too. Knowing your income matters! [08:00] Avoiding overwhelm and where to start when it comes to expenses [13:15] Make next year's money review even better! Brainstorming ways to improve your finances. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Download the Free Money Moves Packet Struggling with your finances? Schedule a free financial focus call with me!

2023 is fast approaching! If I'm being honest, I absolutely LOVE this time of year. The New Year can be so inspiring and motivating. It's the best time for a fresh start and to get your momentum flowing! In this episode, I'm walking you through the things you can do to financially prepare yourself to make the most of the this season! Here's a glance at this episode: [02:16] Getting clear about your current financial situation. [05:30] The power of setting your financial goals. [08:15] Saving for your priorities and working towards what truly matters to you. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: The Best Way to Set Money Goals for the New Year Save with a High Yield Savings Account. Synchrony or Ally are great options! Listen to Episode 15 – My Debt Free Story and Takeaways Listen to Episode 21 – Setting up your Own Financial Filing System Download the Free Money Moves Packet Struggling with your finances? Schedule a free financial focus call with me!

Structuring Your Business + The Basics of Business Taxes | Relationships W/ Money Powered by: Frost Bank We sat down with Gabriel Veasley, CPA, Business Consultant, and Finance Coach to discuss this week's topic of ways to structure your business plus the basics of business taxes. To learn more about the "Relationships With Money" financial literacy program powered by Frost Bank visit: http://www.cosignmag.com/frostprogram --- Support this podcast: https://anchor.fm/cosignmag/support

Mike Cavaggioni is originally from Long Island, NY, and is currently living in Oahu, HawaiiI. He enlisted in the Navy in 2002, eventually commissioning as a Naval Officer. In conjunction with his Navy career, Mike is a licensed REALTOR-ASSOCIATE® and a Finance Coach. With his military retirement approaching, his focus shifted to financial independence and entrepreneurship. Mike is the founder of Average Joe Finances. He started the website as a blog to share his journey in getting out of debt while becoming financially independent. Mike's focus is to provide information that will help others in their own financial independence journey. Mike Cavaggioni shares how real estate investing can help you become financially independent. He shares his journey of going from residential to commercial real estate, learning from going to meetups, mentorship, trial, and error etc. Find out more about Mike: https://mikecavaggioni.com/

I'm actually a very private person. I've had this  subconscious guard up for as long as I can remember. In today's episode, I'm challenging myself to break down that wall, and get intimate about my life. I'm sharing stories from my past and how they've shaped me. Why? So you can get to know Raya, founder of City Girl Savings, on a much more personal level.  It's because of the incredible City Girl Savings Community that I feel inspired willing to talk about anything. I hope you enjoy learning a little more about me. Here's a glance at this episode: [03:45] How a parent's actions shaped my view of trust in relationships. [18:13] My first *almost brush with experiencing loss. Holding on to powerful advice. [40:00] The benefits and value of therapy. [49:14] What's coming next? Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Download the Free Money Moves Packet Check out Episode 1 to learn how City Girl Savings came to be You can also learn my start-up story

Jenn Foster and Melanie Johnson co-owners of Elite Online Publishing, interview Jeff Sekinger about how the world around us is going to evolve to accommodate crypto currencies.  What You'll Learn in this Episode: How to invest in crypto currency. How your business should adapt to crypto currency. How to use smart contracts. Quotes: "The thing you need to separate is, we're no longer investing into companies, we're investing into protocols and that's really a piece of code and a lot of 'em can replace, you know, agencies, and companies. We're starting to see things being used as as an actual currency." (8:40) "I think smart contracts will be important for the author to have ownership over what they are writing and publishing. And we see this with music as well, when artists release their albums, they can really own a larger piece of their albums." (17:08) "So I think if banks are not, coming around to it and accepting crypto, regardless of regulation, regardless of the current infrastructure that's in place, they have to adopt it because if they don't they'll die. I really think that the best technology is always gonna prevail." (22:22) About Jeff Sekinger: Jeff Sekinger was born in Pittsburgh, Pennsylvania but was raised in Columbus, Ohio after his family relocated when he was five years old. From a young age, he always had a knack for the business and finance world as he grew up with entrepreneurs for parents. When they divorced, he noticed the financial toll his family's finances took. He developed his drive for financial success after seeing both sides of what money can do. While working at J.P. Morgan, he started writing business plans for startups as a side hustle. He noticed startups also needed capital to start and operate their ventures and quickly jumped into the credit niche. Simultaneously, Jeff began building his personal brand on Instagram, teaching the exact strategies he was using in the business and on himself to break out of the financial hole he dug himself into. After declaring the outside business activity, the bank denied his side hustle and social media presence. Jeff took this as a sign to pursue his passion and left the company in late 2018. Learn More Here

Mental health is a serious matter, and it's an incredibly hard topic to talk about. There is also a direct correlation between money and mental health. In this podcast episode, I'm talking with Lisa (who has wished to keep her identity private) about her struggle with money and mental health. Lisa talks about the impact her mental health struggles have had when it comes to money, budget, career and more. Dealing with mental health issues is hard enough, but the added layer of money can make it nearly impossible. Know that if you struggle with mental health, you're not alone. There are resources available and City Girl Savings is absolutely one of them! I'm so glad you're here! Here's a glance at this episode: [12:00] The best money education Lisa has ever received. [23:39] Prioritizing mental health and making bold requests of your employer. [34:00] How to ask for help and get the support you need. Subscribe, Rate, Review, & Follow on Apple Podcasts This helps me support more people — just like you — to make the best money moves as they make their way to their dream life. Resources mentioned in this episode: Schedule a free financial focus call with me Learn more about my 1-on-1 money coaching program Join the free 8-week Frugal Fall Savings Challenge Download the Free Money Moves Packet Reach out to your HR contact to learn about any Employee Assistance Programs available to you.

Jerome MyersJerome Myers aka “J” is a developer of people and places. He is the founder and Chief Inspiration Officer of DreamCatchers and The Myers Development Group.Through these entities he gets to live out his childhood dreams of helping people manifest the things they imagine and create social proof that dreams should be real.Since leaving corporate America after building a 20MM division at a Fortune 550 company, J has become one of the most sought after thought leaders in the multifamily development space. His company, The Myers Development Group, built a multi-million-dollar portfolio following the principles of Myers Methods.Unlike other coaching programs, we will go beyond strategy, assessments and encouragement. Jerome pioneered Holistic Transformational Life Coaching more than 15 years ago. Up until about two years ago it was only used with his closest friends and family. They repeatedly urged him to share his techniques with others and laid the foundation for introducing his methods to the world.Connect with Jerome Myers!Website: https://www.jeromemyers.co/

David Baughier with Fiology offers 7 reasons to consider financial coaching services Episode 1936: 7 Reasons to Consider Financial Coaching Services by David Baughier of Fiology on Benefits of a Finance Coach Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community. The original post is located here: https://www.fiology.com/financial-coaching/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices