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When the dream of buying a home seems unattainable, is it time to find a new dream? Or is there another option on the table?Bill Pulte, the director of the Federal Housing Finance Agency, or the FHFA, said the administration is “working on” a plan to introduce 50 year mortgage terms for homebuyers. But some Americans have already been working on their own plans towards homeownership… and it's not the ‘nuclear family' route. Brittany is joined by NPR chief economics correspondent Scott Horsley and NPR producer & author of The Other Significant Others: Reimaging Life with Friendship at the Center, Rhaina Cohen to get into the cult of homeownership in America. Together they search for a new outlook of what ‘adulthood' looks like.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Student loans aren't stopping you from buying a home — bad advice is. This episode reveals how to navigate mortgage approval with student debt and turn your loan burden into a homeownership advantage.Think your student loans mean you can't buy a home? Think again. In this episode, David Sidoni breaks down how banks actually evaluate borrowers with student debt — and why your total loan amount is way less important than your monthly payment. You'll learn how income-driven repayment plans and debt-to-income ratios really work, what myths are holding renters back, and how owning a home could help you kill that student loan faster. It's not just possible — it's strategic.“Student loans don't stop you from buying a home — not understanding how the system works does.”HighlightsThe total amount of student debt doesn't matter — monthly payments do.Banks approve home loans for borrowers with debt every day.DTI (Debt-to-Income Ratio) is the key metric lenders use.Homeownership can be the best strategy to crush student loan debt.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Who's swatting these Indiana Republicans? There needs to be arrests. MAGA JUSSIE SMOLLETT? “Homeownership has become unaffordable” due to global warming.” - Hakeem Jeffries. WashPO falsely claims that the U.S. Coast Guard under President Trump passed a policy in favor of the swastika, Confederate flag and nooses. The economy is not great. Indiana Chief of Staff position openSee omnystudio.com/listener for privacy information.
This swatting is disgusting. Where are the arrests? Trump pushing Ukraine peace plan....again. Everyone is travelling on Thanksgiving. Daniel Jones is on the injury report for the first time time this season. Democrats told active-duty military not to obey orders from Trump. They should resign in shame JMV talks about Colts QB being on injury report. Treasurer Daniel Elliott joins Tony to talk about recent swatting attempts on Indiana State Senators. Star Wars - Billy Dee Williams - Lando Calrissian autograph. Interesting to see who paid their respects to Dick Cheney Who's swatting these Indiana Republicans? There needs to be arrests. MAGA JUSSIE SMOLLETT? “Homeownership has become unaffordable” due to global warming.” - Hakeem Jeffries. WashPO falsely claims that the U.S. Coast Guard under President Trump passed a policy in favor of the swastika, Confederate flag and nooses. The economy is not great. Indiana Chief of Staff position openSee omnystudio.com/listener for privacy information.
Good morning and happy Thursday! Today your favorite local morning show present a new episode of Living In Aurora, our new program sponsored by the Neighbor Project. Today we are excited to be joined by Cheryl Pacilio, former coordinator of donor engagement for The Neighbor Project and Curtis Spivey, David Blancas, Chief of Equity and Diversity at The Neighbor Project & Curtis Spivey, Public Engagement Specialist for the Neighbor Project. In today's show we will be discussing ways the public can engage with and support the Neighbor Project and also preview upcoming events.In today's episode Cheryl talks about her calling to the Neighbor Project and the impact the organization has had over 20 years of serving Aurora households. The Neighbor Project is a worthy cause to support this #GivingTuesday and your donation can change lives. Learn more about the Neighbor Project and how to support the mission of homeownership at this link: https://www.neighborproject.us/donateGot questions? Send us an email to: goodmorningaurorail@gmail.comHave a great rest of the day! Good Morning Aurora will return with more news, weather and the very best of Aurora. Subscribe to the show on YouTube at this link: https://www.youtube.com/c/GoodMorningAuroraPodcastThe second largest city's first daily news podcast is here. Tune in 5 days a week, Monday thru Friday from 9:00 to 9:30 am. Make sure to like and subscribe to stay updated on all things Aurora.Threads: https://www.threads.net/@goodmorningaurorailInstagram: goodmorningaurorailSpotify: https://open.spotify.com/show/6dVweK5Zc4uPVQQ0Fp1vEP...Apple: https://podcasts.apple.com/.../good-morning.../id1513229463Anchor: https://anchor.fm/goodmorningauroraACTV (Aurora Community Television): https://www.aurora-il.org/309/Aurora-Community-TV#kanecountyil #bataviail #genevail #elginil #aurorail #auroraillinois #cityofaurorail #auroramedia #auroranews #morningnews #goodmorningaurora #fyp #thursday #neighborworks
This weekend, border patrol agents converged on Charlotte, North Carolina, in an attempt to remove illegal immigrants from the city per President Trump's order. DHS is calling it "Operation Charlotte's Web." Local leaders have released statements opposing the Trump administration's actions in the city, and called for protests against the agents. Ron Vitiello, Senior Advisor to Customs and Border Protection, joins the Rundown to explain why this needed to happen in Charlotte to keep its citizens safe. Homeownership feels out of reach for millions of Americans as prices soar and the median first-time buyer age hits historic highs. Howard Husock, American Enterprise Institute senior fellow, joins the Rundown to explain what's driving the crisis, whether ideas like 50-year mortgages or city-level reforms can help, and what it will take to make owning a home attainable again. Plus, commentary by Guy Benson, host of The Guy Benson Show on Fox News Radio Learn more about your ad choices. Visit podcastchoices.com/adchoices
This weekend, border patrol agents converged on Charlotte, North Carolina, in an attempt to remove illegal immigrants from the city per President Trump's order. DHS is calling it "Operation Charlotte's Web." Local leaders have released statements opposing the Trump administration's actions in the city, and called for protests against the agents. Ron Vitiello, Senior Advisor to Customs and Border Protection, joins the Rundown to explain why this needed to happen in Charlotte to keep its citizens safe. Homeownership feels out of reach for millions of Americans as prices soar and the median first-time buyer age hits historic highs. Howard Husock, American Enterprise Institute senior fellow, joins the Rundown to explain what's driving the crisis, whether ideas like 50-year mortgages or city-level reforms can help, and what it will take to make owning a home attainable again. Plus, commentary by Guy Benson, host of The Guy Benson Show on Fox News Radio Learn more about your ad choices. Visit podcastchoices.com/adchoices
The real estate industry is changing faster than ever, and technology is leading the charge. In this solo episode, Ron Phillips breaks down Rocket Companies' latest acquisitions of Mr. Cooper Group and Redfin, and what this means for the future of real estate. By combining the nation's largest loan originator, mortgage servicer, and home search platform, Rocket is building a true end-to-end homeownership experience. Ron explores how this new model will disrupt traditional brokerages, challenge the National Association of REALTORS®, and finally simplify the complex process of buying and owning a home. WHAT YOU'LL LEARN FROM THIS EPISODE How Rocket Companies is evolving into a full homeownership platform Why the acquisition of Mr. Cooper and Redfin changes everything for consumers What an end-to-end real estate experience means for homebuyers and investors 2 things that could simplify mortgage and closing processes The reason traditional brokerages and MLS systems may face major disruption RESOURCES MENTIONED IN THIS EPISODE Rocket Companies Redfin Mr. Cooper CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter
Joyce talks about how elected officials continue to prove that they do not care about the American people, Homeownership starts at age 40 for younger generations according to statics. Maine's supreme court sides rules that a mother can no longer bring her 12-year-old daughter to church due to potential harm where the father is non religious. Former House Speaker Paul Renner now, running for Governor of Florida talks about his Florida First Affordability Plan, property taxes, health care, homeownership, rollbacks for relief and more. Michelle Obama talks about being oppressed and treated unfairly due to beauty standards.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What if your daily brushing routine could do more than just clean your teeth? Join us as we chat with Vladimir, the visionary co-founder and CEO of Better Better, who is transforming oral care into a nutritional powerhouse. After overcoming cancer and grappling with the demands of daily supplements, Vladimir had a breakthrough idea: infuse toothpaste with essential vitamins and minerals to support both oral health and overall well-being. Discover the compelling story behind the development of nutrient-enriched toothpaste and how this innovative concept leverages the simple habit of brushing to deliver health benefits, potentially minimizing the reliance on traditional supplements. In this episode, we dive into the intricate process of selecting the right vitamins, such as D, B12, zinc, and E, to address common deficiencies while maintaining a pleasant brushing experience. Vladimir also shares insights on the evolution of Better Better's product line, shaped by invaluable customer feedback on taste, texture, and mouthfeel. Explore the challenges faced in manufacturing, the strategic shifts in production partners, and the exciting future of Better Better as they plan to expand their offerings with natural floss and bamboo toothbrushes. Listen in to uncover how this pioneering brand aims to make a positive impact on both individual health and the environment, ensuring that your everyday habits contribute to a healthier lifestyle. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast 00:00:11 - Meet Matthew Wessels: Real Estate and Tax Advisory Innovator 00:00:37 - Matthew's New Hampshire Roots and Education at Bentley University 00:01:20 - Transition from Corporate Accounting to Real Estate Investment 00:02:45 - Building Wessels Realty and Tax Advisors: A Multifaceted Approach 00:04:10 - The Unique Blend of CPA Expertise and Real Estate Development 00:05:25 - The Complexity and Opportunities in Real Estate and Tax Advisory 00:06:30 - Market Fluctuations and Resilience in Massachusetts Rental Properties 00:07:55 - Political and Economic Influences on the Housing Market 00:09:10 - Trends in Homeownership and Investment Property Challenges 00:10:30 - Matthew's Role in Educating and Mentoring Aspiring Investors 00:11:09 - Real Estate Market Insights and Strategies 00:12:05 - Overcoming the Fear of Property Investment 00:13:30 - The Impact of Market Shifts on Cash Flow and Property Value 00:14:40 - Balancing Professional Growth and Personal Life 00:15:50 - Matthew's Reflections on Fatherhood and Work-Life Balance 00:17:10 - Legacy, Values, and the Courage to Follow a Unique Path 00:18:05 - Navigating Work-Life Balance and Legacy 00:19:00 - Emphasizing Happiness, Generosity, and Authenticity 00:20:30 - Matthew's Advice: Embrace Being Different and Follow Your Own Path 00:21:45 - Closing Thoughts and Where to Learn More About Matthew Wessels 00:22:45 - Conclusion and Final Thoughts from Paul Dio 00:23:30 - Closing Remarks and Invitation to Leave a Review Episode Resources: Connect with Vladimir here and find more out about what they do: https://www.betterandbetter.com/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.
Young Americans are facing the toughest housing market in modern history. Home prices have surged, supply has evaporated, and mortgage rates have more than doubled since 2020, pushing the average first-time buyer age to 40 years old.Zaid breaks down the impossible math facing young buyers, why the U.S. doesn't build enough homes, and why ideas like 50-year mortgages won't actually fix affordability.This video is for informational purposes only and reflects the views of the host and guest, not Public Holdings or its subsidiaries. Mentions of assets are not recommendations. Investing involves risk, including loss. Past performance does not guarantee future results. For full disclosures, visit Public.com/disclosures.
Buying a home is exciting — but it also comes with financial responsibilities most new homeowners never hear about. In this episode, Rob breaks down the real costs of owning a home and teaches you how to prepare, budget, and protect yourself from surprise expenses. You'll learn: The hidden costs buyers underestimate How to budget for repairs, maintenance, and emergencies When property taxes and insurance can climb fast Investor-style planning that reduces stress How to build a Home Fund that protects your peace of mind Real stories of homeowners who were prepared — and those who weren't If you want to buy a home confidently (or keep the one you have without financial stress), this episode is a must-listen.
Michael breaks down a new data point from the National Association of Realtors: the median age of U.S. home buyers has climbed to 59. He explores what's driving the shift—from affordability crises to shifting priorities—and examines new proposals like 50-year mortgages and portable home loans. Plus, how America's housing shortage ties into mental health, generational trends, and global comparisons. It's all the basis for today's Smerconish.com Poll Question, which asks "Why has the median age for U.S. homebuyers risen to 59 - Affordability, or Shifting Priorities?" Listen here, and then vote! And, please rate, review, and share this podcast. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Trump's proposed 50-year mortgage lowers monthly payments slightly but adds hundreds of thousands more in interest, helping banks and builders while hurting first-time buyers. Canada once had 40-year mortgages and could follow if supply issues persist. Longer terms do not fix affordability and only raise prices without major housing supply reforms.
A new poll shows most Vancouverites think they'll never own a home, has the dream of buying completely died? Surgical wait times in B.C. just keep getting worse. What's really behind the delays? The Epstein files are back in the headlines, with new leaks and a crucial vote looming in Congress. Learn more about your ad choices. Visit megaphone.fm/adchoices
We talk with Sarah Megginson from Finder about why nearly four million Australians are cutting back on everything to prove to banks they're “loan-worthy.” Many are wondering if the great Aussie dream of homeownership has already slipped away for good. ► Record A Message https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty #RealEstate #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty #MortgageRates #HomeLoans #PropertyMarket #MortgageTips #InterestRates #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment #MelbourneMarket #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth #perthHousingMarket #FirstHomeBuyersAustralia #perthProperty
African Development Center Homeownership Advisor Ahmed Artan takes over the mic to host a panel discussion on achieving homeownership in Somali! Mahamud Gorod, Account Executive with Guidance Residential, and Ahmed Farah, Realtor® and Broker with Goodir Realty join him for the conversation.
In this episode of *The DO Show* mortgage expert *Dustin Owen* tackles one of the most pressing questions in today's real estate market: *Is there a housing bubble in 2025?* Drawing on his extensive experience in the mortgage industry, Dustin debunks the widespread myth of an impending housing market crash. Instead, he explains that *today's high home prices* are largely driven by a persistent *housing shortage* and strong buyer demand, not by risky lending practices or speculative bubbles.
Summary this episode of the Be a Smarter Homeowner podcast, hosts Elizabeth Dodson and John Bodrozic discuss the essential steps for first-time homeowners. They cover the importance of understanding how to operate and maintain a home, the significance of regular maintenance, and how to prioritize home projects based on inspections. The conversation also delves into budgeting for homeownership, including the total cost of ownership and the balance between DIY projects and hiring professionals. The hosts emphasize the need for preparation and awareness to navigate the complexities of homeownership successfully. Takeaways Homeownership is a journey that requires understanding and preparation. Knowing how your home operates is crucial for effective management. Regular maintenance can prevent costly repairs in the future. Creating a maintenance calendar helps keep track of necessary tasks. Prioritizing projects based on inspections can save time and money. Understanding the total cost of ownership is essential for budgeting. DIY projects can save money but require time and effort. Home inspections provide a snapshot but do not replace ongoing maintenance. Engaging with neighbors can provide support and resources for home care. Planning and budgeting for home projects is key to successful homeownership. Chapters 00:40 Welcome to Homeownership 03:36 Understanding Your Home's Operations 06:30 Maintenance and Care for Your Home 12:36 Prioritizing Home Projects 18:46 Managing Home Expenses 24:32 The Total Cost of Homeownership 30:39 Becoming a Smarter Homeowner
Hour 1 of Rush to Reason packs a punch from start to finish. John Rush kicks things off with Dave from Veteran Windows and Doors (https://www.veteranwindowsdoors.com), pulling back the curtain on the truth about home efficiency. Are your “new” windows really saving you money, or are they quietly draining your wallet? Dave exposes what builders and sales reps don't tell you — from energy codes to hidden heat loss — and how to truly get the quality you pay for. Then, John pivots from home upgrades to political reality. What really caused Colorado's GOP setbacks, and who's to blame? With his trademark boldness, he calls out hypocrisy, “RINO Watch” drama, and warns that real change demands strategy, not outrage. Finally, Patrick Mueller from Bella Advisors (https://bellaadvisors.com) joins to dissect government spending, economic turbulence, and the explosive rise of AI. Could automation reshape entire industries — or even wipe out white-collar jobs? From Washington's gridlock to America's changing workforce, John and Patrick lay it all out. It's one hour of sharp insight, political truth, and real-world solutions. HOUR 2 Hour 2 of Rush to Reason opens with two powerful callers — Wayne from Castle Rock, a veteran real estate broker, and Marty, whose earlier comments sparked debate about wealth, sacrifice, and homeownership. John Rush takes their insights head-on: are Americans struggling to buy homes, or just refusing to start small and build their way up? Together, John and Wayne unpack why expectations — not economics — are often the real obstacle to financial freedom. From there, John dismantles the fear of an impending housing crash, pointing to $122 trillion in generational wealth and America's still-strong 65% homeownership rate. The conversation shifts with Richard Rush to Colorado sports, where the Broncos, Nuggets, and Avalanche all make headlines. The hour finishes at full throttle with a car review of the 2025 Toyota GR Corolla — a turbocharged hatchback that proves small can be mighty. It's one hour of grit, growth, and gasoline-fueled insight you won't want to miss. HOUR 3 Hour 3 of Rush to Reason is a rollercoaster of politics, economics, and controversy. John Rush kicks things off with Jim Pfaff from the Conservative Caucus (https://theconservativecaucus.com), breaking down the latest government shutdown deal — and for once, Republicans didn't back down. Is this the start of real conservative momentum, or just a brief victory before the next battle? From Donald Trump's influence to Jerome Powell's upcoming exit at the Fed, Jim and John explore how leadership and timing could make or break the economy — and the 2026 election. Then, John shifts gears from Capitol Hill to the shop floor with a story making national headlines: the pardon of diesel mechanic Troy Lake. Sent to prison for removing emissions devices from trucks, Lake's case sparks a fiery debate. Has the government gone too far in punishing blue-collar Americans? Or was justice finally served? With John's trademark mix of insight and outrage, this hour dives deep into freedom, overreach, and the fight for common sense — from D.C. power struggles to the diesel garage. Don't miss the episode that proves why https://RushToReason.com is where truth meets traction.
H4 - Segment 2 - Tue Nov 11 2025 - Talking about Trumps 50 yr mortgage plan avg house home ownership is 11.9 yrs Consumer affairs . Nobody is going to give up that 2% or 3% mortgage
We all want the dream body, but almost none of us want to slow down long enough to build the base it actually requires. In today's episode, I'm sharing one of the most important lessons I've learned as both a coach and a client: you can't build a strong, sustainable body without a strong foundation. I use the analogy of building a dream home because just like a house needs a solid foundation before the walls go up, your body needs metabolic stability and healthy habits before you layer on intense training or dieting. Most of us try to skip this part because we're in a hurry to see results. I get it. I used to be the impatient one who wanted the plan, the strategy, and the visible progress right away. But rushing your transformation is the fastest way to end up starting over again and again. In this episode, I break down what the “foundation phase” actually looks like, including how we assess metabolism using SHREDS and why stabilizing sleep, hunger cues, digestion, energy, stress, and recovery is non-negotiable. I share why this phase can feel slow and why that slow work is what makes everything that comes after actually stick. I also walk through the three phases of a healthy nutrition journey and how to know which phase you're truly ready for. This is about building a body that can handle real life. Vacations, busy seasons, holidays, stress, and everything in between. When your foundation is strong, you don't fall apart when your routine changes. You adapt and you bounce back. If you've been feeling frustrated with slow progress, this episode may be the reframe you needed. Take a breath — you might just be pouring the concrete. Time Stamps: (2:57) Next Stage of Homeownership (4:34) Building The Foundation (7:27) When I First Started My Fitness Journey (12:42) The Metabolic Assessment (19:42) Building The Walls Next (20:27) Vital Spark's 3 Phases (28:02) Please Share and Review---------------------Find Out More Information on Vital Spark Coaching---------------------Follow @vanessagfitness on Instagram for daily fitness tips & motivation. ---------------------Download Our FREE Metabolism-Boosting Workout Program---------------------Join the Women's Metabolism Secrets Facebook Community for 25+ videos teaching you how to start losing fat without hating your life!---------------------Click here to send me a message on Facebook and we'll see how I can help or what best free resources I can share!---------------------Interested in 1-on-1 Coaching with my team of Metabolism & Hormone Experts? Apply Here!---------------------Check out our Youtube Channel!---------------------Enjoyed the podcast? Let us know what you think and leave a 5⭐️ rating and review on iTunes!
Welcome to this week's Dollars & Sense episode with Joel Garris! Are you wondering if you should rent or buy in today's crazy market? Or how AI is really reshaping the economy—and maybe even your job? In this video, Joel breaks down the biggest financial trends of the moment and gives you the tools to make smarter money moves. First up, Joel uncovers why corporate earnings are smashing expectations and how Amazon's massive AI push could change the workforce as we know it. Is the AI hype the next tech bubble? Find out what you should be watching out for in your investment portfolio today! Then, we jump into the “Rent vs. Buy” debate. With homeownership at historic lows for young people and investing on the rise, Joel explains the pros and cons, the real numbers, and the emotional side of these decisions. Are you better off staying a renter and investing the difference, or does owning your home still build the most wealth? Tune in for the surprising truths—and what most people are getting wrong. Want actionable tips, expert insights, and honest answers to your biggest money questions? Watch now and get ahead of the curve! Don't forget to like, subscribe, and hit the bell so you never miss an episode of Dollars & Sense!
This Flashback Friday is from episode 474 published last February 9, 2015. Today on the Creating Wealth show, Jason talks about some of the latest things he is up to as well as talks about an interesting opinion article published by the Washington Post. He does not have a guest for today's show, so he does a deep dive into the real estate market and talks about why central planning never works for the home ownership market. He also gives his comments in between reading out loud the article published by Washington Post in this quick 30 minute Creating Wealth episode. Mentioned In This Episode: http://www.washingtonpost.com/opinions/charles-lane-the-diminishing-returns-of-todays-homeownership-policies/2015/02/04/fe49e388-ac95-11e4-9c91-e9d2f9fde644_story.html Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
This is a special joint episode of The Chauncey DeVega Show and The Truth Report. Mechele Dickerson is the Arthur L. Moller Chair in Bankruptcy Law and Practice at the University of Texas at Austin School of Law and author of Homeownership and America's Financial Underclass. Her new book is The Middle-Class New Deal: Restoring Upward Mobility and the American Dream. In this wide-ranging conversation, Mechele explains how the historic federal shutdown and other economic and political policies have pushed the American middle class to the brink, especially Black and brown Americans who already face significant wealth and income gaps. She explores what it has historically meant to be middle class in America, how that definition has shifted over time, and how the wealthy legally protect and expand their economic privileges and advantage, passing critical financial knowledge down to their children. Mechele also offers guidance and encouragement for federal employees and others who have lost jobs due to the shutdown and government cuts, facing the stark realities of reduced income and potential downward mobility. Her message is clear: you are good people who did almost everything right, but circumstances beyond your control have put you in a difficult position. Recovery won't be easy, but it is possible. Donations and other support for The Chauncey DeVega Show and The Truth Report are always appreciated. But this week, listeners are encouraged, if able, to donate to food banks, nonprofits, and other organizations helping Americans under economic pressure. Our animal friends are also at risk in this time of calamity as too many people are having to make very tough choices. Please share your donations and other resources with the organizations that are helping our animal friends. In solidarity. WHERE CAN YOU FIND ME? On Twitter: https://twitter.com/chaunceydevega On Facebook: https://www.facebook.com/chauncey.devega My email: chaunceydevega@gmail.com HOW CAN YOU SUPPORT THE CHAUNCEY DEVEGA SHOW? Via Paypal at ChaunceyDeVega.com: Patreon: https://www.patreon.com/thechaunceydevegashow https://www.patreon.com/TheTruthReportPodcast
From AI's massive energy appetite creating an unexpected investment opportunity in natural gas to Elon Musk's new war on Wikipedia and a debate on how to hedge the inevitable AI bubble…Welcome to the Alfalfa Podcast
In this episode I talk about BlackRock and Blackstone, what they actually are, and why people get them mixed up. I break down how each company works, how they're involved in real estate, and what that means for regular people trying to rent or buy a place.I also touch on homeownership for people our age, some quick stats, and why it feels tougher than it used to be. And of course I somehow end up talking about doughnuts along the way.Super relaxed episode with a lot of ad-libbing, but a good mix of finance, real life, and food. Enjoy.Send us a textSupport the show For waterfilter from my viral tiktok we mentioned go here bit.ly/RedGatoradeDestroyer
Tara takes a hard look at the collapse of the American Dream — and how decades of reckless spending, congressional dysfunction, and Biden-era inflation have priced an entire generation out of homeownership. From her own story of buying a house at 23 on a journalist's salary to today's reality where the average first-time buyer is 40, Tara exposes how government greed, perpetual stimulus extensions, and a failure to pass real budgets have turned the U.S. into the stagnating Europe she once pitied. With sharp analysis and personal reflection, this episode connects economic policy to political paralysis — and what must happen to restore America's future. *When Congress stopped budgeting, America stopped building.* bidenomics, housing crisis, inflation, first-time homebuyers, american dream, stimulus spending, congress budget failure, national debt, covid spending, obamacare subsidies, generational economics, trump policies, socialism, tara podcast Tara explores how economic mismanagement and endless government spending have destroyed homeownership opportunities for young Americans. She recalls buying her first home in her early 20s — something now nearly impossible as first-time buyers hit a record low of 21%, with the average age rising to 40. The episode dissects how printing money, continuing temporary stimulus measures, and passing no real budgets since 1996 have inflated prices and destabilized the economy. Tara explains how continuing resolutions have locked in trillions in permanent spending from one-time COVID and stimulus bills, fueling inflation and debt. She also discusses the political gridlock preventing budget cuts, Trump's challenge to reduce federal waste, and how Supreme Court and census reforms could shift congressional power. Ultimately, Tara warns that if these cycles continue, America will mirror the economic stagnation of socialist Europe — where homeownership is a luxury of the middle-aged and opportunity is out of reach for the next generation.
Are Zillow's background checks really protecting you… or putting you at risk?In this episode of The Rent Perfect Podcast, hosts David Pickron and Scot Aubrey expose the truth about Zillow's screening system, self-reported income, and what landlords need to know before accepting applications online.You'll also hear what ChatGPT had to say in a head-to-head comparison: Zillow vs Rent Perfect — and why the difference could cost or save you thousands in the long run.
Many wonder if condominium ownership is right for them. Kenneth Michaels, Jr., of Bauch & Michaels LLC, writes the Condominium Law FLASHPOINTS available at IICLE.com and, in this episode of Cornered: Out of Court, provides some key considerations for purchasers and associations.IICLE® is a 501(c)(3) not-for-profit based in Springfield, Illinois. We produce a wide range of practice guidance for Illinois attorneys and other legal professionals in all areas of law with the generous contributions of time and expertise from volunteer attorneys, judges, and other legal professionals.
This week on Power House, Zeb sits down with Kristin Messerli, a strategist and speaker on millennial and Gen Z housing trends and the founder of FirstHome IQ. Kristin talks about the 2025 NextGen Homebuyers Report, which surveyed over 8,000 millennials and Gen Z consumers to uncover the financial literacy gaps when it comes to homeownership. Kristin dives deep into why financial myths persist despite widespread information availability, how AI is rapidly changing how young buyers research homes, and how community partnerships can bridge the trust gap in an age of information overload. Here's what you'll learn: Why 92% of next-gen buyers are wrong about down payment requirements and how this myth persists across all education and income levels How information overload is causing young buyers to delay major financial decisions and shut down completely The surprising correlation between confidence levels and actual financial literacy test scores Why building relationships and empathy is becoming more critical than knowledge sharing in the AI age How First Home IQ is partnering with high schools and community organizations to tackle financial literacy at the source The broader community impact when entire generations feel priced out of homeownership Related to this episode: Kristin Messerli | LinkedIn FirstHome IQ 2025 NextGen Financial Literacy Report HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ryan Allen, Associate Dean for Research Hubert H. Humphrey School of Public Affairs, joins Adam and Jordana to talk about rising home prices in Minnesota.
In this episode of Dollars & Sense, Joel Garris and Christina Lamb tackle two of the most pressing topics in personal finance: the power—and pitfalls—of leveraged ETFs, and the shifting wealth equation for young Americans deciding between renting or buying a home. Listeners will discover why leveraged exchange-traded funds can supercharge returns but demand careful strategy and constant attention, as Joel and Christina break down the pros, cons, and key takeaways for investors seeking higher stakes in the market. The discussion then pivots to the rent vs. buy debate, exploring whether investing your cash as a renter might outpace the long-term gains of homeownership. It's a data-driven look at how rising housing costs, changing economic trends, and the influence of social media are reshaping wealth-building decisions for Gen Z and millennials. Joel and Christina share real-world numbers, highlight crucial tax differences, and offer practical advice on making the best choice for your financial situation and life goals. If you want to understand the risks and rewards of today's investing landscape—from leveraged ETFs to smarter housing decisions—this episode delivers actionable insights and thought-provoking perspectives. Click to listen and discover how you can build wealth with confidence in a rapidly changing world!
In this episode of Boldin Your Money, host Steve Chen sits down with Katy Song, a Certified Financial Planner based in Mill Valley, to explore how modern families can achieve financial confidence and “work optionality.” Katy shares her journey from investment banking to flat-fee financial planning, driven by a desire to help young families make smarter money decisions without needing large investable assets. The discussion spans real-life financial challenges in Bay Area cost of living, homeownership versus renting, intergenerational planning, and the psychology of money. Katy emphasizes holistic advice over asset management, revealing trends like women becoming the primary earners, the growing “sandwich generation,” and the emotional side of money stress. Her core message: true financial success comes from clarity, balance, and aligning money with personal values.
On the October 28th episode of "People Not Titles," hosts Steve Kaempf and Matt Lombardi discuss the U.S. government shutdown's impact on real estate, the National Association of Realtors' internal challenges, and why younger Americans are favoring stocks over homeownership. They also review Midwest market trends, share Halloween-themed real estate stats, and wrap up with sports talk and upcoming events.**Government Shutdown Impact on Real Estate (00:00:00)****Pending Home Sales and Economic Jitters (00:01:07)****Absence of Federal Economic Data (00:02:41)****Loan Processing Delays and Market Fluidity (00:03:12)****NAR Working Group Formation and Purpose (00:04:28)****Background and Motivation for the NAR Working Group (00:05:04)****Brokerage Perspective and NAR's Response (00:07:09)****NAR Working Group Recommendations Overview (00:08:13)****Clear Cooperation Policy Critique (00:09:13)****Three-Way Membership Agreement Challenge (00:10:49)****Financial Transparency and Restructuring (00:12:26)****Independent Governance and Oversight (00:14:04)****NAR's Financial Reserves and Legal Exposure (00:16:05)****Second Century Ventures and Member Benefits (00:18:31)****NAR's Response and Strategic Planning (00:21:34)****Federal Reserve Meeting and Rate Cut Expectations (00:23:22)****Young Americans: Stocks vs. Homeownership (00:24:57)****Homeownership Costs vs. Renting (00:26:36)****Generational Attitudes Toward Real Estate (00:27:48)****Wealth Building and Real Estate (00:30:09)****Barriers to Homebuilding and Housing Shortage (00:32:08)****Coiled Spring Housing Market Thesis (00:34:33)****Mortgage Rate Snapshot and Market Data (00:36:01)****US Existing Home Sales and Inventory (00:36:40)****Illinois Housing Market Update (00:40:27)****Illinois Market Forecast (00:42:26)****Wisconsin Housing Market Update (00:42:50)****Haunted Houses and Homebuyer Attitudes (00:43:40)****Podcast Announcements and Events (00:46:47)****Chicago Bears and Sports Recap (00:47:41)****Podcast Closing and Sponsor Message (00:49:22)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...
Being a landlord isn't always about leases, rent checks, and property management—it's about people. In this deeply personal episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey discuss one of the hardest situations David has ever faced in over 30 years of landlording: evicting an elderly tenant who lost her home, her money, and possibly her ability to live independently.What do you do when your role as an investor collides with your heart as a human being? How do you balance compassion with protecting your property? When does helping cross into becoming a caretaker? This episode dives into the moral dilemmas landlords rarely talk about—from navigating Adult Protective Services to managing family estrangements, unpaid rent, and the crushing weight of being labeled “the villain” when tough decisions must be made.Whether you're a new landlord, a seasoned investor, or someone simply curious about the human side of property management, this story will challenge how you think about responsibility, compassion, and business. Share your thoughts in the comments—what would YOU have done?
About Rajender PrasadRajender Prasad is the founder and managing director of Money Maestro, a UAE-based mortgage advisory firm transforming how people approach home finance. With over 25 years in banking and finance, including two decades in the UAE, Raj built his career with leading institutions such as ABN AMRO, Standard Chartered, Mashreq, and NBAD before launching his own venture in 2020.Frustrated by the limitations of traditional banking and driven by a desire to prioritize clients' interests over products, Raj created Money Maestro to simplify the mortgage journey with clarity, transparency, and education at its core. His firm has since achieved a 100% client satisfaction rate, an impressive milestone in the financial services sector.About this EpisodeIn this insightful conversation, Raj shares his journey from corporate banking to entrepreneurship, revealing how his two decades in the industry shaped his vision for a more transparent and client-first approach to mortgage advisory.He reflects on the digital transformation reshaping the UAE's financial landscape—where 70% of business now happens online—and how technology has made property investment more accessible than ever, even for non-residents.Raj explains why he founded Money Maestro: to offer clients comparative access to all major banks rather than being limited to one institution's products. By acting as a financial partner instead of a salesperson, his team empowers buyers to make informed choices—understanding every rate, term, and hidden cost before signing.Throughout the episode, Raj reframes mortgages as a financial planning tool, not just a loan—a way to build long-term equity and financial stability instead of simply paying rent. He breaks down common misconceptions, from who qualifies for a mortgage to why property ownership in the UAE isn't just for the wealthy or citizens.Quotes3:18 - Things are moving in different levels now. That's what we are experiencing. A digital speed that is happening right now. That's not a common level. I'm sure it's happening worldwide. 5:27 - I started mond that's how we are making sure our each and every customer is first when we use value. Their interests are safeguarded with us.ey maestro with this idea. An 6:25 - We make sure that clients understand what you think is opting for, what kind of solution buying. 8:06 - We educate our people because when you're buying a property or any real estate, you are entering to a registered investment. 9:57 - We make sure what kind of commitments they are getting. 10:38 - Property investment is not a luxury anymore. It's a need-based investment. 12:23 - You have to play safe, you have to go slow because it's a big commitment, it's a long-term commitment. It is not a short-term gain for everyone. So, play safe, buy something under your limit. 13:06 - Pay your checks on time. That's what I suggest to my home buyers. 14:42 - You need to monitor your financial health. By where you take good care of your personal physical health, you need to keep seeing what is happening in your mortgage every year. 17:26 - Our objective is to make sure that your financial journey, your home finance journey is smooth. 19:46 - We are in touch with many real estate companies and brokers through our special program where we are spreading the knowledge and education about the mortgage awareness. 21:55 - Market is bright, market is good, market is safe. There's no doubt in this. 24:52 - Don't work for money. Work for your improvement, seThe Matrix Green Pill Podcast: https://thematrixgreenpill.com/Please review us: https://g.page/r/CS8IW35GvlraEAI/review
In this episode of InnerViews, Ivory sits down with Realtor Joy Hill and Mortgage Banker David McGowan to discuss her journey to becoming a first-time homeowner—while navigating adversity, foster care advocacy, and single motherhood. Together, they unpack the realities of accessible homeownership, financial literacy, and breaking generational cycles. This episode is both informative and deeply personal, reminding us that building a home isn't just about property—it's about planting roots for possibility.This special episode celebrates a major milestone in Ivory's story: becoming a first-time homeowner. Joined by her realtor, Joy Hill, and loan officer, David McGowan, Ivory reflects on what it meant to buy a home as a new foster mom overcoming systemic challenges. Together, they discuss the importance of financial readiness, community connections, and redefining stability on your own terms. Ivory also shares how she was introduced to Joy and David through lived expert Donnie Black, who hosted a free first-time homeownership seminar. The trio emphasizes that buying a home doesn't mean you're “stuck”—it's a tool for empowerment and financial freedom.
Matthew Wessels, partner at Wessels Realty and Tax Advisors, takes center stage as he shares his compelling journey from the hills of New Hampshire to carving a unique niche in the real estate and tax advisory world. Matthew's story is a testament to the power of combining passions, as he skillfully marries his accounting background with a fervor for real estate development. Our conversation uncovers how he transitioned from the corporate treadmill to co-purchasing his first property, igniting a career that now stands at the intersection of real estate analysis, general contracting, and specialized tax advisory services. Matthew's insights into the Massachusetts rental market showcase both the challenges and opportunities that come with navigating market shifts, political influences, and evolving investment strategies. In a deeper exploration, we reflect on the balance between professional success and personal fulfillment. Matthew opens up about how fatherhood reshaped his priorities, leading to a transformation in his work-life balance through automation and delegation. His reflections on legacy, infused with values of authenticity, courage, and generosity, offer listeners a roadmap to crafting a meaningful life beyond societal expectations. This episode is a treasure trove of wisdom for those eager to learn from a visionary who has successfully integrated personal growth with professional achievement, all while maintaining the courage to follow his distinctive path. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast 00:00:11 - Meet Matthew Wessels: Real Estate and Tax Advisory Innovator 00:00:37 - Matthew's New Hampshire Roots and Education at Bentley University 00:01:20 - Transition from Corporate Accounting to Real Estate Investment 00:02:45 - Building Wessels Realty and Tax Advisors: A Multifaceted Approach 00:04:10 - The Unique Blend of CPA Expertise and Real Estate Development 00:05:25 - The Complexity and Opportunities in Real Estate and Tax Advisory 00:06:30 - Market Fluctuations and Resilience in Massachusetts Rental Properties 00:07:55 - Political and Economic Influences on the Housing Market 00:09:10 - Trends in Homeownership and Investment Property Challenges 00:10:30 - Matthew's Role in Educating and Mentoring Aspiring Investors 00:11:09 - Real Estate Market Insights and Strategies 00:12:05 - Overcoming the Fear of Property Investment 00:13:30 - The Impact of Market Shifts on Cash Flow and Property Value 00:14:40 - Balancing Professional Growth and Personal Life 00:15:50 - Matthew's Reflections on Fatherhood and Work-Life Balance 00:17:10 - Legacy, Values, and the Courage to Follow a Unique Path 00:18:05 - Navigating Work-Life Balance and Legacy 00:19:00 - Emphasizing Happiness, Generosity, and Authenticity 00:20:30 - Matthew's Advice: Embrace Being Different and Follow Your Own Path 00:21:45 - Closing Thoughts and Where to Learn More About Matthew Wessels 00:22:45 - Conclusion and Final Thoughts from Paul Dio 00:23:30 - Closing Remarks and Invitation to Leave a Review Episode Resources: Connect with Matthew here and find more out about what they do: https://www.wesselsrealtyandtaxadvisors.com/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.
In this powerful episode of Rethink Real Estate, host Ben Brady, CEO of Harcourts Auctions, sits down with Erica Jevons Sizemore, founder of Sizemore Residential in Raleigh, North Carolina — a top-producing agent who's redefining what real estate leverage really means. Consistently ranking among the top 20 Keller Williams agents in the Carolinas, Erica's business model proves that doing more doesn't have to mean doing less for clients.From her early career in finance and marketing to leading one of the most efficient boutique operations in the Triangle area, Erica shares how she's scaled her business through relationships and strategic leverage, not massive teams or automation overload. She opens up about the systems that allow her to maintain personal touch at high volume, how she hires for alignment over experience, and why she believes being “too far from the transaction” is the greatest mistake top agents can make.Together, Ben and Erica unpack the evolution of the Raleigh real estate market — from its post-pandemic surge to its new plateau — and explore what true operational scalability looks like when your reputation is your brand. Erica also offers a candid look into mentorship, team culture, and why she's betting that authentic service will always outlast shortcut models and recruiting pyramids.Whether you're a solo agent struggling with growth or a team leader wondering how to scale without losing your identity, this conversation will challenge how you think about leverage, client relationships, and sustainable business.Timestamps & Key Topics:[00:00:00] – Introducing Erica Sizemore and the Raleigh Market[00:02:00] – From Finance & Marketing to Full-Time Real Estate[00:05:45] – The Power of Relationships and Long-Term Leverage[00:09:20] – How to Scale Without Sacrificing Service[00:12:30] – Hiring Smart: Why Personality Beats Experience[00:16:00] – Balancing Profitability and Performance[00:20:10] – Why Erica Doesn't Believe in “Buyer's Agents”[00:24:00] – Mentorship, Retention, and the Fear of Losing People[00:27:40] – Industry Insights: Compass, Anywhere, and AI in Real Estate[00:31:00] – Homeownership's Next Era and Generational Shifts[00:34:00] – The Future of Real Estate Leverage
When buying a home, a mortgage isn't the only thing that can weigh down your finances. From repairs to maintenance, the true costs of owning a home can surprise you.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Thomas F Chappell discusses his journey in real estate investment, emphasizing the importance of building a reliable team, understanding one's purpose, and the challenges faced in the industry. He also shares insights on giving back to the community through nonprofit initiatives aimed at helping foster youth transition into adulthood and home ownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with amateurs who tank your deal.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often creates. By examining oversized houses, expensive mortgages, underutilized space, and geographic restrictions, he encourages a more intentional approach, buy smaller, avoid unnecessary debt, and prioritize flexibility over blind adherence to the “American Dream.” Read along with the original article(s) here: https://richandregular.com/the-fallacy-of-homeownership/ Quotes to ponder: "If homeownership was such a sure shot to building wealth, wouldn't we know more wealthy people?" "Borrowing the maximum allowable amount of money for a home benefits banks, not you." Episode references: The Declaration of Independence: https://www.archives.gov/founding-docs/declaration-transcript Learn more about your ad choices. Visit megaphone.fm/adchoices
For the first time since 2016, the number of U.S. homeowner households has slipped—while renter households jumped by 2.6%. We'll explore what's driving this shift, from high mortgage rates and record home prices to changing life stages, and what it means for rental demand and real estate investors across different markets. Learn more about your ad choices. Visit megaphone.fm/adchoices
Scott Harris, a New York City real estate broker with more than $2 billion in career sales and author of The Pursuit of Home, reframes buying and selling property as an emotional journey—“a place where life is happening for you”—that requires the same discipline leaders apply to strategy, systems, and people. Drawing on two decades of high-volume practice, he shows how clarity, structure, and empathy turn one of life's biggest financial decisions into a more deliberate, rewarding process. Key insights and practical lessons: Hire with intent. “Take the time to hire a real estate agent that speaks their language… so they feel seen and heard.” The right agent is not a transaction cost but a guide to psychological clarity. Use offers as diagnostics. “When you make an offer… your body says, ‘Oh my God, I'm so nervous. I love this place.' That's the truth.” Even small commitments reveal what a buyer truly values. Design systems around strengths. Harris explains how scaling from solo agent to top-producing team required separating client-facing judgment from operations, codifying SOPs, and hiring for execution. Lead through service during downturns. In crises such as COVID-19, Harris focused on community logistics and donation drives rather than retreating, actions that “added tons of value” and built long-term trust. Read the market, not the myth. Buyers err by “negotiating as if real estate were their industry,” while sellers overvalue personal attachment. Both sides win with rigorous market framing and honest prep. Match investments to capacity. Real estate, Harris reminds, “is not a get-rich-quick scheme.” Choose asset types (short-term rentals, LP stakes, or diversified funds) based on desired involvement and risk. Protect personal capacity. Sustained performance comes from “daily meditation, consistent exercise, and the accountability of a coach.” For executives managing high-stakes transactions or scaling service businesses, this conversation offers a pragmatic playbook: clarify who adds value, create low-risk tests that expose real preferences, and build repeatable systems that keep human judgment at the center of growth.
[REBROADCAST from Sept. 24, 2025] Climate change is reshaping how people live, and where they live. If you're a homeowner, or looking to become one, extreme weather, heat, droughts, and floods are important factors to consider. That's true if you're renting too. New York Times finance reporters Ron Lieber and Tara Siegel Bernard share the advice from their guide to owning a home and foreseeing climate risks, and take listeners' questions.
The Outpost, part 2: Home Ownership & Giant House Spiders
The Human Equation with Joe Pangaro – Today's young people inherit a world that's more complex and less predictable. The cost of living has soared, student debt looms large, and traditional job security has given way to gig work, remote employment, and entrepreneurial hustle. Homeownership feels out of reach for many, and the idea of working one job for life seems quaint...
Travis Perry didn't just buy his first home at 21, he used it as a launchpad for something bigger. Rooted in faith, discipline, and community, his Hero Training philosophy is reshaping how we think about ownership and legacy. In this episode, we'll uncover the mindset behind building wealth with purpose and why it starts long before the closing table. Hit play to learn how real estate became the foundation for impact that lasts! Key takeaways to listen for The unexpected lesson Travis learned from buying his first home at 21 What “Hero Training” means and why it starts with discipline How faith and financial literacy work together to build legacy Why Travis teaches mentorship through action, not just advice The deeper reason real estate became his vehicle for purpose Resources mentioned in this episode HERO TRAINING: THE POWER OF PERSPECTIVE by The Honorable Trab P THE POWER OF POSITION: FOOTBALL AND HERO TRAINING by Charles Perry, et. al. Cash App: Scan to Pay Kingdom Overflow Ministries MERCHANDISE LINK https://www.redbubble.com/people/HOODSOUL/shop?asc=u About Travis Perry Travis Perry, known as The Honorable Trab P., is an author, artist, teacher, and consultant who has spent over 26 years in leadership within the manufacturing industry. Alongside his career, he has built creative and educational platforms designed to inspire and empower communities. Connect with Travis Instagram: @trabperry Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.