Podcasts about homeownership

Home ownership in Canada has collapsed from 69.5% to 65.8% in just a decade, with first-time buyers dropping from 40% to only 10% of the market while $83.9 billion in capital fled the country in four months. Despite the Bank of Canada cutting rates to 2.5%, record inventory levels and sophisticated investors running for the exits signal that the traditional path to Canadian home ownership may be permanently broken.

The average price of a home in Milwaukee County rose about 8-percent since last year. Even with a stable job, buying a home feels out of reach for many. But why is housing so expensive and what can be done about it? WUWM's series Seeking Solutions: Keys to Homeownership digs into systemic housing problems in Milwaukee and sheds light on solutions. One emerging solution is the Milwaukee Community Land Trust, which offers homes under 100 thousand dollars and a fixed appreciation rate to keep that home affordable long term. The organization is new, and has just nine homes in its portfolio as of this summer. As Lake Effect's Sam Woods explains, the model isn't a perfect solution to solve housing affordability. But it is built on decades of nationwide experience, proven to keep individual homes affordable forever, and reveals truths about why homes are so expensive in the first place.  

In this episode of Boldin Your Money, host Steve Chen sits down with Katy Song, a Certified Financial Planner based in Mill Valley, to explore how modern families can achieve financial confidence and “work optionality.” Katy shares her journey from investment banking to flat-fee financial planning, driven by a desire to help young families make smarter money decisions without needing large investable assets. The discussion spans real-life financial challenges in Bay Area cost of living, homeownership versus renting, intergenerational planning, and the psychology of money. Katy emphasizes holistic advice over asset management, revealing trends like women becoming the primary earners, the growing “sandwich generation,” and the emotional side of money stress. Her core message: true financial success comes from clarity, balance, and aligning money with personal values.

On the October 28th episode of "People Not Titles," hosts Steve Kaempf and Matt Lombardi discuss the U.S. government shutdown's impact on real estate, the National Association of Realtors' internal challenges, and why younger Americans are favoring stocks over homeownership. They also review Midwest market trends, share Halloween-themed real estate stats, and wrap up with sports talk and upcoming events.**Government Shutdown Impact on Real Estate (00:00:00)****Pending Home Sales and Economic Jitters (00:01:07)****Absence of Federal Economic Data (00:02:41)****Loan Processing Delays and Market Fluidity (00:03:12)****NAR Working Group Formation and Purpose (00:04:28)****Background and Motivation for the NAR Working Group (00:05:04)****Brokerage Perspective and NAR's Response (00:07:09)****NAR Working Group Recommendations Overview (00:08:13)****Clear Cooperation Policy Critique (00:09:13)****Three-Way Membership Agreement Challenge (00:10:49)****Financial Transparency and Restructuring (00:12:26)****Independent Governance and Oversight (00:14:04)****NAR's Financial Reserves and Legal Exposure (00:16:05)****Second Century Ventures and Member Benefits (00:18:31)****NAR's Response and Strategic Planning (00:21:34)****Federal Reserve Meeting and Rate Cut Expectations (00:23:22)****Young Americans: Stocks vs. Homeownership (00:24:57)****Homeownership Costs vs. Renting (00:26:36)****Generational Attitudes Toward Real Estate (00:27:48)****Wealth Building and Real Estate (00:30:09)****Barriers to Homebuilding and Housing Shortage (00:32:08)****Coiled Spring Housing Market Thesis (00:34:33)****Mortgage Rate Snapshot and Market Data (00:36:01)****US Existing Home Sales and Inventory (00:36:40)****Illinois Housing Market Update (00:40:27)****Illinois Market Forecast (00:42:26)****Wisconsin Housing Market Update (00:42:50)****Haunted Houses and Homebuyer Attitudes (00:43:40)****Podcast Announcements and Events (00:46:47)****Chicago Bears and Sports Recap (00:47:41)****Podcast Closing and Sponsor Message (00:49:22)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Being a landlord isn't always about leases, rent checks, and property management—it's about people. In this deeply personal episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey discuss one of the hardest situations David has ever faced in over 30 years of landlording: evicting an elderly tenant who lost her home, her money, and possibly her ability to live independently.What do you do when your role as an investor collides with your heart as a human being? How do you balance compassion with protecting your property? When does helping cross into becoming a caretaker? This episode dives into the moral dilemmas landlords rarely talk about—from navigating Adult Protective Services to managing family estrangements, unpaid rent, and the crushing weight of being labeled “the villain” when tough decisions must be made.Whether you're a new landlord, a seasoned investor, or someone simply curious about the human side of property management, this story will challenge how you think about responsibility, compassion, and business. Share your thoughts in the comments—what would YOU have done?

In this episode of InnerViews, Ivory sits down with Realtor Joy Hill and Mortgage Banker David McGowan to discuss her journey to becoming a first-time homeowner—while navigating adversity, foster care advocacy, and single motherhood. Together, they unpack the realities of accessible homeownership, financial literacy, and breaking generational cycles. This episode is both informative and deeply personal, reminding us that building a home isn't just about property—it's about planting roots for possibility.This special episode celebrates a major milestone in Ivory's story: becoming a first-time homeowner. Joined by her realtor, Joy Hill, and loan officer, David McGowan, Ivory reflects on what it meant to buy a home as a new foster mom overcoming systemic challenges. Together, they discuss the importance of financial readiness, community connections, and redefining stability on your own terms. Ivory also shares how she was introduced to Joy and David through lived expert Donnie Black, who hosted a free first-time homeownership seminar. The trio emphasizes that buying a home doesn't mean you're “stuck”—it's a tool for empowerment and financial freedom.

Matthew Wessels, partner at Wessels Realty and Tax Advisors, takes center stage as he shares his compelling journey from the hills of New Hampshire to carving a unique niche in the real estate and tax advisory world. Matthew's story is a testament to the power of combining passions, as he skillfully marries his accounting background with a fervor for real estate development. Our conversation uncovers how he transitioned from the corporate treadmill to co-purchasing his first property, igniting a career that now stands at the intersection of real estate analysis, general contracting, and specialized tax advisory services. Matthew's insights into the Massachusetts rental market showcase both the challenges and opportunities that come with navigating market shifts, political influences, and evolving investment strategies. In a deeper exploration, we reflect on the balance between professional success and personal fulfillment. Matthew opens up about how fatherhood reshaped his priorities, leading to a transformation in his work-life balance through automation and delegation. His reflections on legacy, infused with values of authenticity, courage, and generosity, offer listeners a roadmap to crafting a meaningful life beyond societal expectations. This episode is a treasure trove of wisdom for those eager to learn from a visionary who has successfully integrated personal growth with professional achievement, all while maintaining the courage to follow his distinctive path. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast   00:00:11 - Meet Matthew Wessels: Real Estate and Tax Advisory Innovator   00:00:37 - Matthew's New Hampshire Roots and Education at Bentley University   00:01:20 - Transition from Corporate Accounting to Real Estate Investment   00:02:45 - Building Wessels Realty and Tax Advisors: A Multifaceted Approach   00:04:10 - The Unique Blend of CPA Expertise and Real Estate Development   00:05:25 - The Complexity and Opportunities in Real Estate and Tax Advisory   00:06:30 - Market Fluctuations and Resilience in Massachusetts Rental Properties   00:07:55 - Political and Economic Influences on the Housing Market   00:09:10 - Trends in Homeownership and Investment Property Challenges   00:10:30 - Matthew's Role in Educating and Mentoring Aspiring Investors   00:11:09 - Real Estate Market Insights and Strategies   00:12:05 - Overcoming the Fear of Property Investment   00:13:30 - The Impact of Market Shifts on Cash Flow and Property Value   00:14:40 - Balancing Professional Growth and Personal Life   00:15:50 - Matthew's Reflections on Fatherhood and Work-Life Balance   00:17:10 - Legacy, Values, and the Courage to Follow a Unique Path   00:18:05 - Navigating Work-Life Balance and Legacy   00:19:00 - Emphasizing Happiness, Generosity, and Authenticity   00:20:30 - Matthew's Advice: Embrace Being Different and Follow Your Own Path   00:21:45 - Closing Thoughts and Where to Learn More About Matthew Wessels   00:22:45 - Conclusion and Final Thoughts from Paul Dio   00:23:30 - Closing Remarks and Invitation to Leave a Review   Episode Resources: Connect with Matthew here and find more out about what they do: https://www.wesselsrealtyandtaxadvisors.com/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.

Sunira Chaudhri is at the party table today on Party for Two! Is buying a home the good investment it once was? Preet Banerjee, a personal finance commentator, weighs in on this with Jerry. Christina Santini, Director of National Affairs at the Canadian Federation of Independent Business, talks to Jerry about how businesses are preparing for the future of Canada Post. Plus - Health Canada approves a new drug that can slow Alzheimer's disease. Jerry speaks with Dr. Mitch Shulman about this new drug.

Clinton Wilkins and his team take to the streets to answer real questions from listeners about homeownership, saving for a down payment, and navigating the ever-changing mortgage landscape.

In this powerful episode of Rethink Real Estate, host Ben Brady, CEO of Harcourts Auctions, sits down with Erica Jevons Sizemore, founder of Sizemore Residential in Raleigh, North Carolina — a top-producing agent who's redefining what real estate leverage really means. Consistently ranking among the top 20 Keller Williams agents in the Carolinas, Erica's business model proves that doing more doesn't have to mean doing less for clients.From her early career in finance and marketing to leading one of the most efficient boutique operations in the Triangle area, Erica shares how she's scaled her business through relationships and strategic leverage, not massive teams or automation overload. She opens up about the systems that allow her to maintain personal touch at high volume, how she hires for alignment over experience, and why she believes being “too far from the transaction” is the greatest mistake top agents can make.Together, Ben and Erica unpack the evolution of the Raleigh real estate market — from its post-pandemic surge to its new plateau — and explore what true operational scalability looks like when your reputation is your brand. Erica also offers a candid look into mentorship, team culture, and why she's betting that authentic service will always outlast shortcut models and recruiting pyramids.Whether you're a solo agent struggling with growth or a team leader wondering how to scale without losing your identity, this conversation will challenge how you think about leverage, client relationships, and sustainable business.Timestamps & Key Topics:[00:00:00] – Introducing Erica Sizemore and the Raleigh Market[00:02:00] – From Finance & Marketing to Full-Time Real Estate[00:05:45] – The Power of Relationships and Long-Term Leverage[00:09:20] – How to Scale Without Sacrificing Service[00:12:30] – Hiring Smart: Why Personality Beats Experience[00:16:00] – Balancing Profitability and Performance[00:20:10] – Why Erica Doesn't Believe in “Buyer's Agents”[00:24:00] – Mentorship, Retention, and the Fear of Losing People[00:27:40] – Industry Insights: Compass, Anywhere, and AI in Real Estate[00:31:00] – Homeownership's Next Era and Generational Shifts[00:34:00] – The Future of Real Estate Leverage

In this episode of the Move Smartly Podcast, I sit down with Ron Butler, veteran mortgage broker and host of the Angry Mortgage Podcast, for a frank discussion about the future of housing in Canada. We talk about whether the dream of homeownership is slipping out of reach and if we're moving toward a permanent renters society. Ron shares his thoughts on what it would actually take to get more Canadians into homes again — and whether there's any realistic path forward given today's economic and policy environment. With housing construction in Ontario falling sharply, we dig into whether the building of owner-occupied homes can rebound, what happens to the wave of small "dog crate condos" now in the pipeline, and whether projects propped up by blanket appraisals and family offices might start to fail. Ron also explains how the slowdown in new construction could ripple through the broader economy, from job losses to reduced growth in related sectors. We wrap up with his outlook for the housing market and what he sees coming next — for homeowners, renters, and anyone still hoping to buy. Follow John x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly About This Show The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

When buying a home, a mortgage isn't the only thing that can weigh down your finances. From repairs to maintenance, the true costs of owning a home can surprise you.

JC Lyle, candidate for Wilmington City Council, joins the program to discuss...01:15 JC's background3:05 WARM NC & Wesley Community Development6:00 Development in Wilmington8:20 Anger at apartment buildings14:20 Luxury apartments vs workforce housing18:25 Managing growth20:30 Growth in the region 22:00 How to encourage responsible development26:20 Homeownership value29:20 Zoning30:30 The benefits of trees33:00 Flooding34:20 Downtown Wilmington37:20 Balancing historic preservation with modern development41:15 Property rights46:00 Endorsement of the Realtor PACDISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201

In this conversation, Thomas F Chappell discusses his journey in real estate investment, emphasizing the importance of building a reliable team, understanding one's purpose, and the challenges faced in the industry. He also shares insights on giving back to the community through nonprofit initiatives aimed at helping foster youth transition into adulthood and home ownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with amateurs who tank your deal.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often creates. By examining oversized houses, expensive mortgages, underutilized space, and geographic restrictions, he encourages a more intentional approach, buy smaller, avoid unnecessary debt, and prioritize flexibility over blind adherence to the “American Dream.” Read along with the original article(s) here: https://richandregular.com/the-fallacy-of-homeownership/ Quotes to ponder: "If homeownership was such a sure shot to building wealth, wouldn't we know more wealthy people?" "Borrowing the maximum allowable amount of money for a home benefits banks, not you." Episode references: The Declaration of Independence: https://www.archives.gov/founding-docs/declaration-transcript Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary  In this episode of the Be a Smarter Homeowner Podcast, hosts Elizabeth Dodson and John Bodrozic discuss essential knowledge every homeowner should have regarding their home's utilities. They emphasize the importance of understanding how to manage water, electricity, and gas systems to prevent damage and ensure safety. The conversation covers practical tips on locating shutoff valves, the significance of sump pumps, and the necessity of documenting procedures for emergencies. The hosts aim to empower homeowners with the knowledge to protect their homes and minimize risks effectively. Takeaways  Homeowners should know how to manage their utilities effectively. Understanding where shutoff valves are can prevent significant damage. Documenting utility shutoff procedures can enhance preparedness. Sump pumps are crucial for homes with basements to prevent flooding. Awareness of home systems contributes to overall safety. Gas shutoff valves are essential for preventing neighborhood hazards. Electricity management is key during repairs or emergencies. Homeowners should regularly check and maintain their utility systems. Knowledge of sewer cleanouts can prevent costly backups. Proactive measures can save homeowners from extensive damage. Sound bites  "Be a Smarter Homeowner Podcast" "How do I protect my home?" "Awareness is the key to minimizing damage."   Chapters 00:00 Understanding Home Utilities and Their Importance 03:05 Water Shutoff Valves: The First Line of Defense 05:59 Electricity: Managing Your Home's Power Supply 11:58 Gas Safety: Knowing Your Shutoff Points 17:47 Sump Pumps and Sewer Lines: Preventing Water Damage 30:00 Final Thoughts: Awareness and Preparedness for Homeowners

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often creates. By examining oversized houses, expensive mortgages, underutilized space, and geographic restrictions, he encourages a more intentional approach, buy smaller, avoid unnecessary debt, and prioritize flexibility over blind adherence to the “American Dream.” Read along with the original article(s) here: https://richandregular.com/the-fallacy-of-homeownership/ Quotes to ponder: "If homeownership was such a sure shot to building wealth, wouldn't we know more wealthy people?" "Borrowing the maximum allowable amount of money for a home benefits banks, not you." Episode references: The Declaration of Independence: https://www.archives.gov/founding-docs/declaration-transcript Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3319: Julien Saunders challenges the long-held belief that homeownership is the ultimate symbol of financial success, revealing the hidden costs, inefficiencies, and limitations it often creates. By examining oversized houses, expensive mortgages, underutilized space, and geographic restrictions, he encourages a more intentional approach, buy smaller, avoid unnecessary debt, and prioritize flexibility over blind adherence to the “American Dream.” Read along with the original article(s) here: https://richandregular.com/the-fallacy-of-homeownership/ Quotes to ponder: "If homeownership was such a sure shot to building wealth, wouldn't we know more wealthy people?" "Borrowing the maximum allowable amount of money for a home benefits banks, not you." Episode references: The Declaration of Independence: https://www.archives.gov/founding-docs/declaration-transcript Learn more about your ad choices. Visit megaphone.fm/adchoices

For the first time since 2016, the number of U.S. homeowner households has slipped—while renter households jumped by 2.6%. We'll explore what's driving this shift, from high mortgage rates and record home prices to changing life stages, and what it means for rental demand and real estate investors across different markets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Harris, a New York City real estate broker with more than $2 billion in career sales and author of The Pursuit of Home, reframes buying and selling property as an emotional journey—“a place where life is happening for you”—that requires the same discipline leaders apply to strategy, systems, and people. Drawing on two decades of high-volume practice, he shows how clarity, structure, and empathy turn one of life's biggest financial decisions into a more deliberate, rewarding process.   Key insights and practical lessons:   Hire with intent. “Take the time to hire a real estate agent that speaks their language… so they feel seen and heard.” The right agent is not a transaction cost but a guide to psychological clarity. Use offers as diagnostics. “When you make an offer… your body says, ‘Oh my God, I'm so nervous. I love this place.' That's the truth.” Even small commitments reveal what a buyer truly values. Design systems around strengths. Harris explains how scaling from solo agent to top-producing team required separating client-facing judgment from operations, codifying SOPs, and hiring for execution. Lead through service during downturns. In crises such as COVID-19, Harris focused on community logistics and donation drives rather than retreating, actions that “added tons of value” and built long-term trust. Read the market, not the myth. Buyers err by “negotiating as if real estate were their industry,” while sellers overvalue personal attachment. Both sides win with rigorous market framing and honest prep. Match investments to capacity. Real estate, Harris reminds, “is not a get-rich-quick scheme.” Choose asset types (short-term rentals, LP stakes, or diversified funds) based on desired involvement and risk. Protect personal capacity. Sustained performance comes from “daily meditation, consistent exercise, and the accountability of a coach.”   For executives managing high-stakes transactions or scaling service businesses, this conversation offers a pragmatic playbook: clarify who adds value, create low-risk tests that expose real preferences, and build repeatable systems that keep human judgment at the center of growth.  

[REBROADCAST from Sept. 24, 2025] Climate change is reshaping how people live, and where they live. If you're a homeowner, or looking to become one, extreme weather, heat, droughts, and floods are important factors to consider. That's true if you're renting too. New York Times finance reporters Ron Lieber and Tara Siegel Bernard share the advice from their guide to owning a home and foreseeing climate risks, and take listeners' questions.

In this conversation, Kristen and James Shelby explore various aspects of real estate investing, emphasizing the importance of networking, the unique opportunities in Montana, the impact of AI on the industry, and the personal lessons learned throughout James's career. They discuss how genuine human interaction is crucial in a digital age, the challenges of remote investing, and the need to define personal success beyond financial metrics.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Outpost, part 2: Home Ownership & Giant House Spiders

The Human Equation with Joe Pangaro – Today's young people inherit a world that's more complex and less predictable. The cost of living has soared, student debt looms large, and traditional job security has given way to gig work, remote employment, and entrepreneurial hustle. Homeownership feels out of reach for many, and the idea of working one job for life seems quaint...

Can you live without debt in today's Canada? In this myth-busting episode, Doug and Ted explore the real cost of going debt-free. They unpack the difference between credit and debt, challenge the necessity of mortgages and student loans, and share strategies to reduce or eliminate debt, whether you're starting out or retiring soon. From rising housing costs to the fear of missing out (FOMO), this episode offers practical, age-specific advice for Canadians trying to regain control of their finances. [00:00] What Does ‘Living Without Debt' Really Mean? [05:00] Why Life Feels Pricier: Inflation vs. Reality [06:30] Homeownership in Canada: Is Debt Inevitable? [08:00] The Canadian Dream: How Culture Fuels Housing Debt [11:00] Is University Worth the Debt? Alternatives to Student Loans [13:00] How to Minimize or Eliminate Debt: Real Strategies [15:30] Crunching the Numbers: Real-Life Debt Scenarios [19:00] What's the Cost of Avoiding Debt Entirely? [22:00] Debt in Retirement: Smart Advice for Seniors [26:40] When Debt Feels Overwhelming: What to Do Next [28:00] Credit vs. Debt: Focus on What Really Matters Free full length Canadian documentary: Debtasized Personal Budgeting Help and Free Spreadsheet DIY Credit Repair Strategies and Free Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Travis Perry didn't just buy his first home at 21, he used it as a launchpad for something bigger. Rooted in faith, discipline, and community, his Hero Training philosophy is reshaping how we think about ownership and legacy. In this episode, we'll uncover the mindset behind building wealth with purpose and why it starts long before the closing table. Hit play to learn how real estate became the foundation for impact that lasts!   Key takeaways to listen for The unexpected lesson Travis learned from buying his first home at 21 What “Hero Training” means and why it starts with discipline How faith and financial literacy work together to build legacy Why Travis teaches mentorship through action, not just advice The deeper reason real estate became his vehicle for purpose   Resources mentioned in this episode HERO TRAINING: THE POWER OF PERSPECTIVE by The Honorable Trab P THE POWER OF POSITION: FOOTBALL AND HERO TRAINING by Charles Perry, et. al. Cash App: Scan to Pay Kingdom Overflow Ministries MERCHANDISE LINK  https://www.redbubble.com/people/HOODSOUL/shop?asc=u   About Travis Perry Travis Perry, known as The Honorable Trab P., is an author, artist, teacher, and consultant who has spent over 26 years in leadership within the manufacturing industry. Alongside his career, he has built creative and educational platforms designed to inspire and empower communities.   Connect with Travis Instagram: @trabperry   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

In this conversation, Anthony discusses the profound significance of home ownership as not just a physical structure but as a pivotal element in wealth creation. He emphasizes the importance of leveraging home appreciation and equity for financial growth, highlighting strategies for debt consolidation and investment in real estate. Anthony shares insights from his two-decade career in helping individuals navigate the real estate market, particularly through turnkey rental properties.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Hispanic homeownership matters. In honor of Hispanic Heritage Month, we sat down with leaders from local NAHREP chapters to discuss the progress made, the barriers that remain, and how REALTORS can help open more doors for Hispanic homebuyers. Watch the replay now!   Sign up for Free Industry News Subscriptions for HAR Members here-   https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   2024 State of Hispanic Homeownership Report: https://nahrep.org/downloads/2024-state-of-hispanic-homeownership-report.pdf   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

Today, Simon Kuestenmacher and I discuss a topic that's at the heart of the “Great Australian Dream”: homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its historical roots and examining the current challenges faced by younger generations.   We examine the impact of demographic shifts, migration, and investment trends on homeownership rates, as well as the growing trend towards renting.   The conversation highlights the complexities of housing affordability and the systemic issues that need to be addressed to ensure a fair chance for all Australians in the property market.   Takeaways  Homeownership in Australia is becoming increasingly unattainable for younger generations. Historical peaks of homeownership have been followed by significant declines. Demographic shifts, including education and migration, are impacting homeownership rates. The average age of first home buyers is rising due to economic pressures. Government policies are often short-term solutions rather than systemic changes. The divide between asset-owning and non-asset-owning families is widening. The 'bank of mom and dad' plays a crucial role in homeownership. Renting is likely to become the norm in Australia.   Affordability issues are compounded by rising property prices and construction costs. A comprehensive approach is needed to address housing affordability for future generations.   Chapters  01:48 – Homeownership Dream Slipping Further and Further 09:24 - Different Levels of Homeownership 09:20 – Peculiarities of Life in Inland Cities 13:31 – The Cost of New Construction Become Even Worse 17:45 – Projects in Australian Rental Landscape 21:49 – First Home Buyer Schemes 23:37 – Final Thoughts     Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Every entry receives a copy of a fully updated Michael Yardney Property Report   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Charles is joined by Marcus Lemonis, Executive Chairman of Bed Bath & Beyond, Chairman and CEO of Camping World, and host of The Fixer on FOX, as they explore ways to reinvent home ownership to make it more affordable, the role of reshoring manufacturing, and the urgent need for bipartisanship and civility in tackling these critical issues. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with the Honorable Benjamin S. Carson, Sr. M.D., one of America's most principled leaders, a brilliant mind, and a champion of freedom. Dr. Ben Carson is the founder and chairman of the American Cornerstone Institute, the 17th U.S. Secretary of the Department of Housing and Development, and former director of pediatric neurosurgery at Johns Hopkins Hospital. The conversation focuses on: * Domestic and foreign policy initiatives with a review on the successes of the second Trump Administration. * The importance of faith, family and patriotism in protecting our freedoms in America. * The ills of marxism and socialism and their manifestation in America. * Expanding homeownership and reigniting the American Dream. * Affirming Israel's sovereignty and protecting Jewish communities in the West. Our conversation also highlights Dr. Ben Carson's must-read book "The Perilous Fight: Overcoming Our Culture's War on the American Family." Quote from Dr. Ben Carson's book, "The Perilous Fight": "The perilous fight" was penned by Francis Scott Key in the midst of a most difficult and pivotal moment in our nation's history when twenty British ships bombarded Fort McHenry from the Baltimore Harbor. It was on the morning of September 14, 1814 that Francis Scott Key wrote about the ramparts, and the land of the free and the home of the brave which inspired a nation and became a rallying victory call. “The perilous fight—those words arrest my attention whenever I place my right hand over my heart and face the flag at the playing of our national anthem. They are a reminder that America was born in a crucible of fire. Freedom was not given freely but had to be fought for and defended.” ~ Dr. Ben Carson Biography | Dr. Ben Carson In 1973, Ben Carson graduated from Yale University. He went on to receive his M.D. from the University of Michigan Medical School. At the age of 33, Dr. Carson became the chief of pediatric neurosurgery at Johns Hopkins Hospital, making him the youngest major division director in the hospital's history. This would be among an extensive list of outstanding firsts for Dr. Carson. Dr. Carson's accomplishments have earned him a place in medical history. He performed the first and only successful separation of craniopagus (Siamese) twins joined at the back of the head in 1987. He also performed the first fully successful separation of type-2 vertical craniopagus twins in 1997 in South Africa. In his career, Dr. Carson became a professor of neurosurgery, oncology, plastic surgery, and pediatrics at the Johns Hopkins School of Medicine, and directed pediatric neurosurgery at the Johns Hopkins Children's Center for over 29 years. In 2016, Dr. Carson accepted the position of Secretary of Housing and Urban Development under the Trump administration. After completing his tenure as the 17th Secretary of the Department of Housing and Urban Development in 2021, Dr. Carson founded the American Cornerstone Institute. This organization is focused on fighting for the principles that have guided him through life and that make this country great: faith, liberty, community and life. Dr. Carson and his wife, Candy Carson, co-founded the Carson Scholars Fund, which recognizes young people of all backgrounds for exceptional academic and humanitarian accomplishments. The organization has awarded more than 11,000 scholarships and paid out more than $8.9 million in scholarships. The Carson Scholars Fund is currently operating in 50 states and the District of Columbia, and since its founding, has installed more than 270 Ben Carson Reading Rooms around the country. In 2021, Dr. Carson founded the American Cornerstone Institute (ACI), a conservative think tank centered around advancing policies that promote “faith, liberty, community, and life.” Dr. and Mrs. Carson reside in Florida. They are the proud parents of three sons and three daughters-in-law, and blessed grandparents of eight grandchildren. Visit the American Cornerstone Institute's website (https://americancornerstone.org/) The American Cornerstone Institute is a 501(c)(3) non-profit organization founded in 2021 by Dr. Ben Carson that focuses on advancing America's founding principles of faith, liberty, community, and life. americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @RealBenCarson @ileaderssummit @AmericasRT @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 6:00 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

In this conversation, Norman DeSilva shares his unconventional journey from being an NBA scout to founding Listed, a real estate company focused on innovative financing solutions. He discusses the challenges and opportunities in the real estate market, particularly in rethinking home ownership and equity financing. Norman emphasizes the importance of building a track record with initial investors and the potential for significant growth in the industry. He also provides insights on how interested parties can connect with Listed for collaboration and investment opportunities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Iean Finley, a seasoned real estate professional with over 20 years of experience. Ian shares his journey from selling insurance to becoming a mortgage lender and eventually specializing in short sales. He discusses the challenges of the current real estate market, the importance of problem-solving in real estate transactions, and his passion for helping clients navigate difficult situations. Ian emphasizes the need for proactive solutions in the face of market changes and highlights his focus on connecting distressed properties with investors to create inventory for home buyers.     Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

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We're revisiting one of the most powerful first-time buyer stories ever shared on the show. DeShawn's journey from homelessness at 15 to homeowner proves that with the right plan, a unicorn team, and determination, you can buy a home—even when the odds seem stacked against you.In this replay of Episode 247, we revisit DeShawn and Katrina's inspiring path to homeownership. After years of struggle and resilience, DeShawn used the podcast to build a plan, connect with a unicorn team, and take advantage of a first-time homebuyer grant and zero down loan.They brought just $5,000 to closing, and today their mortgage payment is $200 less than their old rent. In this interview, DeShawn shares:How he rebuilt his life after being on his own since age 15Why your credit score is a game-changer (and how to strengthen it)The offer strategy that helped them get their home accepted fastThe importance of expanding your search area to find affordabilityHis vision for creating long-term wealth for his familyThis story is a reminder that first-time buyers can win—even in tough markets. If you've been discouraged by headlines or myths about needing 20% down, DeShawn's story will inspire you to see what's truly possible.Quote“My biggest thing for everybody is just trust the process. Credit score, credit score, credit score is huge. And you really lean into your unicorn team. Amazing things will happen.” – DeShawnHighlightsFrom homeless teen to homeowner: DeShawn's powerful journeyUsing a grant and zero down loan to minimize upfront costsHow their new mortgage ended up cheaper than rentWhy credit score matters more than most buyers realizeCreative offer strategies that stand out in competitive marketsThe role of a unicorn team in making the process achievableBuilding long-term financial stability through homeownershipReferenced Episodes:FOR A COMPLETE LIST OF ALL THE REFERENCED EPISODES, PLEASE VISIT OUR OFFICIAL 2025 EPISODE GUIDEConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this episode of the Investor Fuel Podcast, host Leo Wehdeking interviews Umaer Haq, a real estate investor specializing in mobile home parks. Umaer shares his journey through various real estate strategies, his innovative use of AI in the industry, and his commitment to addressing the affordable housing crisis. He discusses his unique approach to helping non-bankable individuals achieve home ownership and emphasizes the importance of mindset and networking in real estate success. The conversation also touches on learning from past mistakes and Umaer's future goals in private equity.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Fall is in the air, and you know what that means? It's still a great time to search for that perfect house! As the leaves begin to change and the weather cools down, the real estate market stays active with fresh listings and motivated sellers. Whether you're cozying up to the idea of buying your first home or thinking about making a move before the holidays, autumn is a great time to explore your options and find that perfect place to settle in.  Learn more about Triangle's Mortgage programs Get started now with a Mortgage application Questions? Get in touch with one of our Mortgage Originators Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   Triangle Credit Union is an equal housing lender. Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Home Buying can be a daunting task, especially if you've never gone through the process before. There are so many things associated with home buying that it can cause you to become quite anxious. Still, by following these steps, you'll have a more enjoyable experience on your journey to home ownership!   Step 1:  Get as educated as you can early in the process. Watch videos, listen to podcasts and explore articles and blogs on the subject of home ownership to get yourself familiar with as much as you can. Also, if you don't already have a realtor in mind, follow a couple of them on social media and see what they are posting about in terms of home ownership. Go to Facebook and type in "Realtor" followed by "in [your town.] For example, I might type in Realtor in Nashua, NH. A list of realtors in my area will appear. I wouldn't reach out yet. This is more to get a feel for their posts and gain some valuable insight.    Step 2:  Once you feel ready to start the process, it's time to get pre-approved. In today's market, being well-prepared is key, and that includes having your finances in order. To be financially ready, you'll want to have little to no debt, an emergency fund, and a down payment, typically anywhere from 3.5% -20 % of the purchase price. The more you put down, the less your monthly payment will be. For a pre-approval, Triangle Credit Union offers tailored programs to meet your needs, so don't hesitate to reach out if you are within our area. We're here to support you every step of the way!   Step 3:  Find the right realtor for you. I am sure you know someone who has purchased a home before.. Ask them who they worked with and how their experience was! They will give you a first-hand account of the process and will be happy to recommend their agent to you. If you can't get someone to recommend a realtor, go back to Facebook and check out the ones you followed in step 1, and consider reaching out to two or three. Interview them and see if one of them meets your needs! Ask ALL of the questions you have! Remember, they work for you!   Step 4:   Visit open houses and make an offer on the home that catches your eye. Houses go on the market on Monday, and within a few hours, private showings are scheduled, and in some cases, offers are being made above the asking price! If you find a home you love, make a firm offer and keep your fingers crossed. But if your offer isn't accepted, don't lose heart! Your dream home is out there, waiting for you to discover it!    Step 5:  Once your offer is accepted, it's time for the Home Inspection. A home inspection of the property is a thorough walk-through by a licensed professional to check for signs of structural damage or things that may need fixing. This includes checking the foundation, roof, plumbing, electrical systems, and more. Your real estate agent will usually help you arrange this within a few days of the seller accepting your offer. This process protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage. Both you and the seller will receive a report on the home inspector's findings.    Step 6:  Have the Home Appraised. Your lender will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraisal will let all the parties involved know that you are paying a fair price for the home. The lender's interest in this process is to ensure that the property is worth the amount they are lending you. And Finally….    Step 7: Congratulations! It's time to close on your home purchase. At closing, you will sign all the paperwork required to complete the purchase, including your loan documents. Once this happens, the loan is finalized, a check is delivered to the seller, and you're done. You are ready to move into your new home!   While there are plenty of other things to know and consider, this is a macro-level idea of how the process works. The most important thing is to do your research, as I mentioned in Step 1, and find yourself a realtor who will guide you through this process. Remember, while the home-buying journey ends at the closing, it's really just the beginning. Your new home is ready to be filled with countless memories for years to come, and that's something to look forward to!    Do you have any additional tips or advice that will help our listeners with this topic or other financial matters? Email us at TCUPodcast@trianglecu.org or look for Triangle on Facebook, Instagram, and LinkedIn to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and be sure to listen to our other tips and episodes on the making money personal podcast.   Have a great day!  

Join Jen Josey, host of the Real Estate Investor Growth Network (REIGN) Podcast, as she explores owner financing and creative real estate strategies with expert Adam Schneider. Adam breaks down the intricacies of hypothecating and note creation, and reveals how he transitioned from the car rental industry to building a thriving real estate portfolio. Learn actionable tips for providing affordable housing, generating passive income, and making a meaningful impact in real estate investing. Whether you're new to owner financing or looking to master advanced strategies, this episode is packed with valuable insights for achieving financial freedom.    Episode Highlights: Best practices for short-term rentals Adam Schneider's journey: Car rentals to real estate Hard money loans and Oakwood Lending Step-by-step owner financing strategies Understanding land contracts and foreclosure laws Selling houses under land contracts Introduction to hypothecating and note creation Walt Disney's legacy of passive income Overcoming real estate investing challenges Emotional impact of home ownership BADASS: Book recommendations, drive, aspiration, and success Timestamps: 00:00 – Introduction to REIGN and Today's Topic 01:01 – Best Practices for Short-Term Rentals 03:56 – Guest Introduction: Adam Schneider 05:29 – Adam's Journey: Car Rentals to Real Estate 08:05 – Home Investors & We Buy Ugly Houses 11:14 – Oakwood Lending: Hard Money Loans 15:21 – Owner Financing: A New Approach 31:15 – Understanding Land Contracts 32:14 – Foreclosure Laws and Their Impact 32:49 – Selling a House Under a Land Contract 34:03 – Introduction to Hypothecating 34:19 – The Process of Hypothecating 35:34 – Walt Disney's Legacy and Passive Income 36:31 – Explaining Note Hypothecation 42:53 – Challenges in Real Estate Investing 44:45 – Steps to Start in Real Estate Investing 49:02 – The Emotional Impact of Home Ownership 50:26 – BADASS: Book Recommendations and Advice 53:38 – BADASS: Drive, Aspiration, and Success 57:40 – Conclusion and Final Thoughts   Ready to unlock new opportunities in real estate? Subscribe for weekly expert interviews, actionable tips, and proven strategies. If you enjoyed this episode, leave a review and share your favorite takeaway!   Adam@OakwoodLending.com   https://www.linkedin.com/in/adamhermanschneider/   After an "exciting" career in the car rental industry, Adam became a real estate investor in 2012.   He now owns and operates two HomeVestors (We Buy Ugly Houses) franchises in North Carolina, is a partner in a hard money lending company (Oakwood Lending), which provides loans primarily on flips, throughout North Carolina. In 2022, he began acquiring properties for cash, and then selling them with owner financing. In 2024, he began selling his short term rentals with owner financing. In his free time, you'll usually find him on a pickleball court or travelling.   To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign

Host Jeremy C. Park talks with Bree DeMoss, Marketing and Events Manager with Habitat for Humanity Williamson-Maury, who discusses the nonprofit organization's mission to provide affordable homeownership opportunities through mortgage loans and home construction, while offering financial education and support services to help families succeed. The organization serves working families who earn too much for government assistance but not enough for traditional mortgages, with programs including volunteer-built homes, budget coaching, and credit improvement services. Through various initiatives like the ReStore, critical repair program, and community partnerships, Habitat for Humanity Williamson-Maury aims to address affordable housing needs while creating stable neighborhoods and empowering families through homeownership.A Mission to Empower FamiliesBree DeMoss, Marketing and Events Manager with Habitat for Humanity Williamson-Maury discusses their mission and efforts to build affordable homes and support local families. Bree explains that Habitat homes are purchased by families through affordable mortgages, and the organization provides financial literacy training, budget coaching, and credit improvement services to ensure long-term success. She highlights the Get Ready Program, which prepares potential homebuyers before they apply, and emphasizes Habitat's focus on empowering families to thrive in their new homes.Energy-Efficient Housing for Working FamiliesBree explains that their organization serves as both mortgage lender and general contractor, building energy-efficient homes with the help of volunteers and local sponsors. They focus on helping working families who earn too much for government assistance but not enough to qualify for traditional mortgages, offering a tailored budget coaching process and unique loan structures with the help of government and other partners. The program's impact extends beyond housing, as families experience improved educational outcomes, better health, and increased confidence after moving into their new homes.Homeownership's Role in Community StabilityBree discusses the positive impact of homeownership on communities, explaining how it helps families stay in their neighborhoods, spend money locally, and build long-term stability. She highlights how this stability enables families to advance in their careers and maintain connections to schools and local activities.Home Dedication Emotional CelebrationsBree describes the emotional experience of home dedication ceremonies, where she and other volunteers celebrate with families who have completed the home-building process. She explains that these ceremonies, which include sponsors, volunteers, and budget coaches, create a magical atmosphere as families receive their keys, and she has found the experience to be deeply moving over her four years of involvement.Habitat Volunteer Program OverviewBree discusses Habitat for Humanity's volunteer program, explaining that corporate and church sponsors typically provide groups of 20-25 volunteers for building projects. She notes that volunteers of all ages and skill levels are welcome, with age 16 for general participation and 18 for power tool use, and emphasizes that safety equipment and training are provided. She highlights the emotional impact of volunteering, noting that participants feel empowered by learning new skills and knowing they are helping families in need.House Building Financial StrategiesBree discusses the financial aspects of building houses, highlighting the significant costs involved, including lumber, contractors, and land development. She explains that they have various sponsorship levels, ranging from churches on the lower end to organizations willing to invest up to $70,000 for an entire house, with the actual cost closer to $200,000. They also seek in-kind donations from construction companies to offset expenses, emphasizing the importance of diverse support to address the challenges of building new homes in the current market.ReStore: Supporting Home BuildsBree highlights their ReStore, a home store in Franklin, Tennessee, that sells new and gently used appliances, furniture, and building materials. The store's profits help offset administrative costs and cover expenses not covered by donations and sponsorships, ensuring that donations go directly to home builds. She also mentions a Deconstruction program where they remove and transport kitchen materials from remodeling projects for free, supporting their home builds.Habitat's Critical Repair Program OverviewBree discusses their critical repair program, which provides major repairs for low-income homeowners in the community, regardless of whether they are Habitat homeowners. She emphasizes the need for community support through volunteerism, sponsorships, donations, and advocacy to raise awareness about affordable housing needs.Visit https://www.hfhwm.org to learn more.

SummaryIn this episode of the Johnson City Living Podcast, host Colin Johnson shares insights into his 25-year journey in real estate, discussing the importance of homeownership, the dynamics of the local market, and the daily life of a real estate agent. He emphasizes the value of investing in real estate as a means to build wealth and offers practical advice for those looking to enter the market. The conversation also touches on the challenges and rewards of being an entrepreneur in the real estate industry, as well as the personal stories that make each home unique.TakeawaysColin has been in real estate for 25 years.Every house has a unique story tied to its owners.Homeownership significantly increases net worth.Real estate is a key component of wealth building.The market is always changing, but it's always a good time to buy.Daily life as a real estate agent is dynamic and varied.Investing in rental properties can provide passive income.Understanding property values is crucial for buyers.Building a strong team is essential for success in real estate.Personal connections and stories are at the heart of real estate transactions.Chapters00:00 Introduction to Johnson City Living Podcast01:48 Colin's Journey in Real Estate06:09 A Day in the Life of a Real Estate Agent09:54 Real Estate Market Insights13:59 Understanding Property Values in Johnson City17:58 Getting Started in Real Estate Investment22:06 Closing Thoughts and Contact InformationBuy your next home, or list your current home with us! https://www.thecolinandcarlygroup.com/Be a guest on the Johnson City Living Podcast: https://www.johnsoncityliving.com/guests?fbclid=PAZXh0bgNhZW0CMTEAAaf_qLsH2l73s8fTV40Oebx8kSAGlIFS_y50ij7CRneeNX3I6NzzfQMUKP-7hw_aem_xHCpTZ5r_cOfc22X1DNvmw

Not Today... Jenn and Eddie address what happened in the world last week and why it was missing from the last show. They reminisce about core memoties from childhood and early adulthood. Our phones and social media have given us more access to the world, but remove us from it.  Jenn explains why latex costumes are NOT sexy. Though it's impossible now, owning a home is still a good idea. Are you covering all the keys to a trusting relationship? Plus, Florida Man Friday!

Being a landlord isn't always about leases, rent checks, and property management—it's about people. In this deeply personal episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey discuss one of the hardest situations David has ever faced in over 30 years of landlording: evicting an elderly tenant who lost her home, her money, and possibly her ability to live independently.

Climate change is reshaping how people live, and where they live. If you're a homeowner, or looking to become one, extreme weather, heat, droughts, and floods are important factors to consider. That's true if you're renting too. New York Times finance reporters Ron Lieber and Tara Siegel Bernard share the advice from their guide to owning a home and foreseeing climate risks, and take listeners' questions.

In this conversation, Monica Love shares her journey from a corporate career in telecommunications to becoming a real estate broker and nonprofit leader focused on financial literacy. She discusses the challenges faced by first-time home buyers, the importance of financial education, and the need for effective tax strategies. Monica emphasizes the significance of home ownership in building wealth and offers insights into navigating the home buying process, including the choice between new and old builds.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Affordable housing is one of the greatest challenges of our time—and offsite construction is stepping up as a powerful solution. In this second part of Corwyn J. Melette's conversation with Brian Hurd of Cardinal Financial, the discussion dives deeper into the innovations, financing, and investment opportunities reshaping housing in America.From modular and manufactured homes to mixed-use communities, tiny homes, and even ADUs, Brian explains how evolving construction methods and new financing options are making homeownership more attainable for families and investors alike.

In this episode of the Investor Fuel podcast, host Michelle Kesil interviews Richard Yeppez, a mortgage lender focused on helping individuals achieve homeownership. Richard discusses his approach to making the mortgage process accessible and less intimidating, emphasizing transparency and support for clients. He shares insights on common challenges faced by homebuyers, the importance of social media and AI in growing his business, and his commitment to serving first-time homebuyers and investors alike. Richard's passion for helping others navigate the complexities of homeownership shines through as he outlines his goals for the future and the tools he provides to empower clients.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Working hard doesn't always mean moving up the wealth ladder. Many families feel stuck — despite long hours and financial discipline — because their strategy isn't aligned with their stage of wealth. To help us rethink our approach, Andy Hill sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and bestselling author of The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life (get it here). Nick explains his “wealth levels” framework, the six stages of net worth, and how your financial strategy should evolve at each step. Whether you're just starting out or on your way to millionaire status, this conversation will help you identify pitfalls, focus on the right levers, and take practical steps to keep climbing. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. The Wealth Ladder (Book) – Learn Nick Maggiulli's strategies for every wealth level. Podcast Chapters 00:00 – Why working harder isn't always the answer 00:30 – Introduction to Nick Maggiulli & The Wealth Ladder 02:00 – Why effort alone doesn't guarantee wealth 04:30 – Defining the “Wealth Ladder” framework 06:30 – The six levels of wealth in America 09:00 – Why income is the biggest driver of wealth 10:30 – Spending freedom at different wealth levels 13:00 – When investing starts to accelerate wealth building 15:00 – Level 3 realities: income vs. investments 18:00 – Homeownership as an asset vs. consumption good 20:30 – Pitfalls of ego-driven spending in Level 3 24:00 – What separates Level 3 from Level 4 wealth builders 26:00 – Nick's personal journey to Level 4 28:00 – Mistakes and lessons learned along the way 30:20 – Solopreneurship and scaling outside your 9-to-5 32:00 – Advice for frustrated wealth builders 33:40 – Where to get The Wealth Ladder HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you finding it impossible to break into the housing market?This month on the Exit Strategies Radio Show, we're dedicated to a single, powerful topic: attainable housing, including the game-changing world of modular housing.In this episode, we're cutting through the noise and tackling the housing affordability crisis head-on. Join us as Corwyn sits down with Brian Hurd, Senior Vice President at Cardinal Financial. Brian leads Cardinal's national builder division, working with builders and developers across all 50 states to create lending solutions that make homeownership a reality for more families. From manufactured and modular homes to innovative lending programs, Brian explains why attainable housing is the missing link in closing America's 3.2 million housing unit shortfall.This is Part 1 of our conversation with Brian, where we unpack the opportunities, challenges, and myths around manufactured housing—and why it may just be the future of generational wealth building.Key Takeaways:0:00 Passion behind attainable housing – Why solving the housing crisis takes vision, commitment, and a willingness to change perceptions.0:19 The 3.2 million unit shortfall – What the numbers really say about America's housing needs.4:47 Cardinal Financial's big bet – How they plan to become the nation's leading manufactured home lender.5:12 Attainable vs. affordable housing – Why the language matters when talking about ownership and opportunity.8:17 From stigma to solutions – How modern manufactured homes break the old “mobile home” stereotype.14:00 Financing made possible – Breaking down construction loans, credit requirements, and programs that open doors for more families.16:01 The developer's advantage – Why manufactured communities can deliver homes in months instead of years.Connect with Brian:Website: www.cardinalfinancial.com/Email: brian.hurd@cardinalfinancial.comLinkedIn: https://www.linkedin.com/in/brian-hurd-a0892a83/Facebook: https://www.facebook.com/cardinalfinancial/Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Country Boy HomesDo you remember your grandma's front porch? You know that spot where stories were told, kisses were stolen, and sweet tea was always being sipped. Now imagine giving your family a place to make those same memories, but in a brand new, energy-efficient, and home that was built just for you. At Country Boy Homes, we help folks just like you find that forever feeling.Whether it's your first home, your next home, or your, we're done with rent forever, like,  seriously home, we specialize in affordable, durable, manufactured, and modular homes, the kind that make room for muddy boots, big dreams, and second helpings. Come see what coming home really feels like. Call 843-574-8979 today.Country Boy Homes, Built to Last, Priced for You.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3276: J.D. Roth emphasizes that choosing the right contractor is about much more than just price, it's about trust, communication, and understanding your needs. Through personal stories of home repairs and remodels, he shows how asking the right questions, comparing bids, and valuing reputation can lead to better results and long-term savings. Read along with the original article(s) here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Quotes to ponder: "Some people feel guilty asking a company for a price quote and then not using them. Don't. That's how it works." "The contractor I hired did not offer the lowest price, but he ran a family business like mine, was willing to answer my questions, and offered a $500 reduction if I helped on the project." "When you shop around for big-ticket items, you can save thousands of dollars." Episode references: Angi (formerly Angie's List): https://www.angi.com Learn more about your ad choices. Visit megaphone.fm/adchoices