Podcasts about safeguards

Pope Leo XIV has recently formally declared St. John Henry Newman—who was canonized only in 2019 by Pope Francis—a doctor of the Catholic Church, a recognition given only to 37 other saints in Catholicism's over 2000 year history. This places Newman among great figures like St. Augustine, St. Gregory the Great, St. Jerome, St. Thomas Aquinas, St. Theresa de Avila, St. Catherine of Sienna, and the Little Flower, St. Therese of Lisieux. What is the significance of giving St. John Henry Newman—an Englishman and Anglican convert to Catholicism who was born over 200 years ago—this title? What is it about Newman's approach to communicating the faith that earned him this great honor—and why now?  Equally important, how can contemporary evangelists draw inspiration from his work to proclaim the Gospel in a drastically different world, religiously and morally, from Newman's 19th century Victorian England? A listener asks for advice on how to give better homilies at Mass. 00:00 | Introduction 01:26 | Bishop Barron's recent domestic travels 03:20 | Defining "Doctor of the Church" 04:55 | Distinguishing doctors from saints 05:50 | John Henry Newman's brief biography 12:18 | Understanding the development of doctrine 17:41 | Safeguards against corruption 22:33 | The wholeness of the truth 25:34 | Newman: "To live is to change" 29:28 | The "illative sense" of the mind's assent to propositions 34:10 | Difficulties vs. doubt 35:54 | How Newman speaks to England now 37:55 | Listener question: How can priests improve preparation for homilies? 39:58 | Join the Word on Fire Institute   Links: Word on Fire Institute: https://institute.wordonfire.org/ NOTE: Do you like this podcast? Become a Word on Fire IGNITE member! Word on Fire is a non-profit ministry that depends on the support of our listeners . . . like you! So become a part of this mission and join IGNITE today to become a Word on Fire insider and receive some special donor gifts for your generosity.    

Changes in a practice are necessary. At times, changes are thrust upon a team, forcing them to pivot. Other times, the practice owner is watching the horizon for economic, technological, or financial impacts that may also force change. Regardless, change is necessary at times and also desirable at times. So, it can be extremely disheartening to have a team that refuses to follow their leader into new changes. In this episode, Dr. Kuba and Bethany discuss the difficultly of change and yet the importance of it. They also discuss how to view and manage team members that may be resisting the revisions. They end with an important message for all practice owners and team members – don't be a dingbat!  Previous Episodes Worth Revisiting: How to Help Your Team Bear FruitDental Practice Owners are Leaders 2026 Crash Course Dates are ALMOST GONE!!! Reach out TODAY to sign up!

November 2, 2026 - "Safeguards To Your Joy!"

Following the tragic loss of their son, Adam, Maria and Matthew Raine are suing OpenAI, the company behind ChatGPT, following the discovery that the chatbot encouraged their son's suicide. They discuss the dangers of artificial intelligence and why it needs stronger safeguards and regulations to protect children. Their attorney, Jay Edelson, explains the legislative action they are taking to ban AI companies from encouraging friendship with chatbots.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Level Up - Safeguard it Up by Radio Islam

Pat McGrath, Western Correspondent, reports on a major community effort which is underway in Co. Mayo to safeguard the ecosystem around Lough Carra.

Subscribe to LMSU's Patreon for a sector plan BoCo bonanza!  All aboard folks! Team LMSU is continuing our BoCo odyssey, adventuring through each of the six sector decarbonisation plans. AND we're bringing friends! That's right, we're calling in even nerdier reinforcements and experts to join us as we venture on. This week, we'll be joined by Helen Rowe from Climateworks to talk transport and infrastructure.—With a promise to provide guidance on the next five years ‘and beyond' your intrepid hosts digested the Queensland Government Energy Roadmap 2025. It provides a major reset in some respects with continuity in others. Grabbing the headlines was the telegraphed decision to run government-owned coal assets to end of technical life but much detail still ‘TBC' when it comes to how decisions on coal will be made.Transmission is getting a big overhaul, renewables still gonna be big but maybe not so much on the wind front. More questions raised than answered here for now as Luke is left pondering the wisdom of scrapping a bicameral parliament in the great northern state!Our main courseWith a tantalising title of ‘Bills Down, Emissions Down: A practical path to net zero electricity' your intrepid hosts are having what the Grattan Institute is serving! A timely provocation from Alison Reeve, Tony Wood, Dominic Jones and Ben Jefferson on the value - and they argue necessity - of reinstating a price on carbon in the electricity sector. The world has changed since the last time carbon pricing was discussed in the energy sector and the folks from Grattan argue the Safeguard Mechanism presents a ready made vehicle to get the job done. And they don't forget to remind us of earlier work in their report Climate Phoenix that shows how the Safeguard could evolve into a broader emissions trading scheme, Much food for thought ahead of the 2026-27 Safeguard review!One more thingsTennant's One More Thing is: his appearance at an event hosted by the University of Adelaide, festively titled, ‘Livin La Vida BoCA'! No guesses as to what that was about: a whisper of chat about border carbon adjustments and our man Mr Reed manifests!Frankie's One More Thing is: a frustrating one-year delay to the vote by the International Maritime Organisation on the adoption of an emissions levy on shipping, following concerted lobbying from the Trump administration.Luke's One More Thing is: the long awaited and celebrated launch of the Commercial Building Disclosure Roadmap! *Finally* After previous reviews gathered dust on shelves, we finally have a plan for expanding use of Australia's globally leading NABERS rating scheme in disclosing the nergy performance of more building types. Huzzah!And that's it for now, Summerupperers. There is now a one-stop-shop for all your LMSU needs: head toletmesumup.netto support us on Patreon, procure merch, find back episodes, and leave us a voicemail!

Tonight on The Brian Crombie Hour, Brian is joined by Jim Stanford, economist and director of the Centre for Future Work, for a vital discussion on the future of Canada's auto industry amid rising U.S. tariffs and shifting global trade dynamics. Together they examine the latest moves by Stellantis and General Motors — from Jeep production moving to the US to GM's paused EV van line in Ingersoll — and what these developments mean for Canadian jobs, manufacturing, and sovereignty. Jim explains how Donald Trump's tariff strategy could unravel decades of integration under the Free Trade Agreements and the Auto Pact before that and why Canada must rethink its industrial policy to protect and grow our manufacturing base. Jim also shares his vision for a stronger, self-reliant industrial strategy — one that safeguards good jobs, embraces the EV transition, and positions Canada for long-term competitiveness.

Join Kymberli Cook, Amy Peeler, and Mike Balbier as they explore the role of prophets in Scripture and discuss how Christians today can wisely navigate modern prophecy in the church.  Time Stamps:   5:54  What is a prophet?  12:15  Safeguards/guidelines around prophets  17:53  Old Testament Prophets  22:26  New Testament Prophets  24:57  The Difference between New and Old Testament prophets  27:26  The role of the Holy Spirit in Prophesy  30:23  How different Church traditions handle prophesy  39:11  how can Christians today Navigate modern Prophecy?   Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Beer and Money, Ryan Burklo and Rob Bukacek delve into the intricacies of estate planning, focusing on a sample client with a $4 million estate. They discuss the importance of revocable living trusts, the avoidance of probate, and the management of assets to ensure they are passed on to heirs in a protected manner. The conversation also touches on the implications of spousal trusts, estate taxes, and strategies for safeguarding assets for future generations, emphasizing the need for careful planning to protect family wealth. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Estate planning is crucial for high-net-worth individuals. Revocable living trusts help manage assets and avoid probate. It's important to consider potential issues with heirs, such as addiction or financial irresponsibility. Amendments to trusts may be necessary as laws and family situations change. Life insurance can impact estate tax considerations significantly. Understanding state-specific estate tax exemptions is essential for planning. Credit shelter trusts can protect assets from creditors and divorcing spouses. Trusts can be structured to provide for children while protecting their inheritance. Parents should consider how to manage their children's access to wealth after their passing. Effective estate planning requires ongoing education and adjustments.  Chapters 00:00 Introduction to Estate Planning 03:02 Understanding the Sample Client's Estate 06:14 The Role of Revocable Living Trusts 09:00 Avoiding Probate and Managing Assets 11:57 Navigating Spousal Trusts and Estate Taxes 17:51 Protecting Assets for Future Generations

Richie and Gary set up Safeguard Force to take back the streets of Bournemouth. From knife crime to assaults and stories the press won't print, they explain why they stepped in when no one else would. They've been branded vigilantes and Dorset Police won't endorse them — but the public support has been huge. https://www.safeguardforce.co.uk/YouTube: Dodge WoodallInstagram: @Dodge.WoodallWebsite: DodgeWoodall.comTikTok: @DodgeWoodallLinkedIn: @DodgeWoodall Hosted on Acast. See acast.com/privacy for more information.

```html i'm wall-e, welcoming you to today's tech briefing for friday, october 17th! explore the latest tech developments: tech giants shift supply chains: microsoft, amazon, and google are moving production away from china in response to u.s.-china tensions. microsoft aims to relocate 80% of its production, amazon web services sources pcbs for ai data centers, and google strengthens server production in thailand. amazon's ring and flock partnership: this new collaboration raises privacy concerns as ring users might contribute footage for law enforcement, sparking debates over ai surveillance and bias. openai's sora and dr. king portrayal: openai pauses sora's video generation capabilities of dr. martin luther king jr. amidst concerns from his estate, emphasizing the need for controls over public figure likenesses. reddit expands ai search: introducing ai-driven search in french, german, spanish, italian, and portuguese to broaden accessibility beyond english speakers. deel's financial success: a $300 million series e funding round boosts deel's valuation to $17.3 billion despite ongoing legal disputes, attracting notable investors like ribbit capital and andreessen horowitz. that's all for today. we'll see you back here tomorrow! ```

Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Banking on Fraudology is part of the Fraudology Podcast Network. In this dynamic episode of Banking on Fraudology, host Hailey Windham kicks off a new monthly series in collaboration with Safeguard, paving the way to their 2026 AI Deep Dive Retreat. Joined by industry thought leaders Mitul Parmar and Brian Davis, Hailey explores the urgent need for AI education, collaboration, and strategic adoption across fraud, identity, and compliance sectors.As artificial intelligence reshapes the fraud landscape, this episode dives into the real world challenges professionals face-from vendor noise and overhyped promises to the complexities of integrating AI into existing workflows. The conversation zeroes in on building AI-capable teams, fostering healthy skepticism, and driving practical innovation.http://www.safeguardevent.com/Brian D.Mitul Parmar About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

*This podcast is sponsored by AXA Farm Insurance.Charles O'Donnell and Stella Meehan bring you the biggest stories of the week in Irish agriculture from Agriland, which this week includes:Budget 2026;Biogas plant on Galway dairy farm;Spiritans to sell Rockwell Farm;Bird Flu in Tyrone;EU regulation on Mercosur safeguards officially proposed.Don't forget to rate, review and follow The Farming Week, Agriland's weekly review of Irish agriculture, and visit Agriland.ie for more. 

Music venues play an import role in sustaining music culture and creating community, but as the cost of living rises, and discretionary spending decreases how do we ensure the music venues survive? In this edition of The Conversation Hour we venture to Europe to hear about some innovative initiatives there and ask if the same models could be applied in Australia.Also in this edition, John Lennon would have been 85 today, we discuss his enduring influence and legacy. Plus, a medical students mission to improve aged care in rural areas.

Brian Skrobonja talks about one of the most overlooked pieces of retirement planning — long-term care. He explains why preparing for care isn't about being gloomy, it's about protecting your freedom and keeping control over the life you've worked so hard to build. Expect to learn how to help prepare for care costs, protect your savings, and enjoy a stress-free retirement with clarity. Tune in to hear how to create a retirement plan that covers every “what if” retirement scenario. Brian starts by explaining why long-term care belongs in retirement plans.  Long-term care is the piece that quietly shapes how much freedom you keep. Planning for it means you're ready for life's curveballs, not hiding from them. Brian reveals that if you're 65 or older, there's a 70% chance you'll need some type of long-term care. This shocking number means long-term care is a reality worth preparing for.  Brian shares what care costs today. Home health aid runs around $77,000 a year, assisted living about $70,000, and a private nursing room close to $128,000. And those are just today's numbers, not tomorrow's. Without a plan, those bills can eat through savings fast. For Brian, planning for long-term care doesn't mean you're pessimistic about life. A thoughtful plan helps keep your dreams alive even if your health changes. Brian shares Tom and Linda's retirement story. They built a solid retirement, free of debt and rich with plans. Then Tom had a stroke, and their savings began to drain by $80,000 a year. Their story proves how quickly health events can rewrite even the best financial script. How long-term care shapes your life story. Brian says care isn't just a medical issue; it's a retirement event. It can shift finances, lifestyles, and even family roles.  Brian reveals that having a strategy doesn't erase every challenge. But it stops the burden from falling entirely on you, your spouse, or your children.  Brian walks through planning choices, from paying out of pocket to using insurance. Each has pros and cons, and your goals decide what fits best. The key is to match your plan to your life, not someone else's. Brian breaks down the pros and cons of traditional long-term care insurance.  Brian reveals why Tom and Linda's story is a wake-up call. They did almost everything right, yet one stroke changed everything.  A clear plan could have protected their savings and eased Linda's load. Stories like theirs remind us that planning is love in action. Without preparation, kids can be pulled into financial and caregiving roles they never expected. A solid plan keeps their lives intact and gives them confidence to support you. Planning helps protect everyone, not just your savings. How to see long-term care as part of a full life. Brian says it's not just a health moment — it's one chapter of retirement. You can decide whether it controls your story or blends into a life well lived.  Final thoughts from Brian: He reminds us that ignoring care doesn't make it vanish. Facing it gives you choice, dignity, and calm for the years ahead. That's the gift every retiree deserves to give themselves.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify   References for this episode: https://acl.gov/ltc/basic-needs/how-much-care-will-you-need#:~:text=Someone%20turning%20age%2065%20today,for%20longer%20than%205%20years https://acl.gov/ltc/basic-needs/how-much-care-will-you-need https://investor.genworth.com/news-events/press-releases/detail/982/genworth-and-carescout-release-cost-of-care-survey-results#:~:text=The%202024%20survey%20found%20the,home%20increased%209%25%20to%20$127%2C750. https://www.healthyagingpoll.org/reports-more/report/long-term-care-are-older-adults-ready     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

Send us a text00:00 Brought to You By Quantra00:22 Intro00:33 Congress to Restrict Silicosis Lawsuits?02:23 A Word from Quantra03:35 U.S. Quartz Makers Seek "Safeguard" Protection05:56 New Stone Show Set for November 202706:54 Cersaie Keeps Pace in 202509:07 Atlas Concorde Expands Porcelain Slab Facilities10:30 Xiamen Show Seeking New Exhibitors12:12 Arizona Tile Opens New SoCal Location12:58 Chitty New CTEF Chairman14:19 Outro14:47 Brought to You By QuantraRadio Stone Update is presented on the second and fourth Wednesdays every month at 9 a.m. everywhere on Earth with the latest news and insights in hard surfaces. Check our archives at www.radiostoneupdate.com.

This is episode 12 of INNER REVOLUTION - a podcast series where we walk through the fire of inner transformation and awakening together. The purpose of this series is to help you shed ANYTHING AND EVERYTHING that isn't a true reflection of Who You Really Are, so you can fully embody your Divinity, Light, and Sacred Mission. In this 12th installment, we're diving into an important topic on the spiritual path, especially for those of us with tendencies to over-give or to prioritize everyone else's needs above our own... that topic is: boundaries! Join me for a discussion of: what actually ARE boundaries and how can they support us, if we implement them from a loving and empowered place? the pitfalls of not having clear-enough boundaries as you walk the spiritual path setting boundaries to safeguard your energy, sanity, space, time, money, etc. recognizing the need to set firmer boundaries in any area of your life the importance of setting healthy boundaries while still being flexible, open to change, and willing to connect deeply with others when it feels aligned   ******* You're lovingly invited to join my email community and get access to my free Akashic Records Mini Course + weekly newsletter: https://josephinehardman.com/akashic-records-intro/ Explore the next round of my Akashic Records Certification Program: https://josephinehardman.com/work-with-me/akashic-records-certification-program/ Connect through my website: https://josephinehardman.com Thank you for being here, doing your inner work, and leading the way for others with your light. It makes a difference! Music & editing by G. Demers Inner Work 2025 All Rights Reserved.

AI is reshaping industries at a rapid pace, but as its influence grows, so do the ethical concerns that come with it.   This episode examines how AI is being applied across sectors such as healthcare, finance, and retail, while also exploring the crucial issue of ensuring that these technologies align with human values.   In this conversation, Lois Houston and Nikita Abraham are joined by Hemant Gahankari, Senior Principal OCI Instructor, who emphasizes the importance of fairness, inclusivity, transparency, and accountability in AI systems.   AI for You: https://mylearn.oracle.com/ou/course/ai-for-you/152601/   Oracle University Learning Community: https://education.oracle.com/ou-community   LinkedIn: https://www.linkedin.com/showcase/oracle-university/   X: https://x.com/Oracle_Edu   Special thanks to Arijit Ghosh, David Wright, Kris-Ann Nansen, Radhika Banka, and the OU Studio Team for helping us create this episode.   ---------------------------------------------------- Episode Transcript:   00:00 Welcome to the Oracle University Podcast, the first stop on your cloud journey. During this series of informative podcasts, we'll bring you foundational training on the most popular Oracle technologies. Let's get started! 00:25 Lois: Welcome to the Oracle University Podcast! I'm Lois Houston, Director of Innovation Programs with Oracle University, and with me is Nikita Abraham, Team Lead: Editorial Services. Nikita: Hey everyone! In our last episode, we spoke about how Oracle integrates AI capabilities into its Fusion Applications to enhance business workflows, and we focused on Predictive, Generative, and Agentic AI. Lois: Today, we'll discuss the various applications of AI. This is the final episode in our AI series, and before we close, we'll also touch upon ethical and responsible AI.  01:01 Nikita: Taking us through all of this is Senior Principal OCI Instructor Hemant Gahankari. Hi Hemant! AI is pretty much everywhere today. So, can you explain how it is being used in industries like retail, hospitality, health care, and so on?  Hemant: AI isn't just for sci-fi movies anymore. It's helping doctors spot diseases earlier and even discover new drugs faster. Imagine an AI that can look at an X-ray and say, hey, there is something sketchy here before a human even notices. Wild, right? Banks and fintech companies are all over AI. Fraud detection. AI has got it covered. Those robo advisors managing your investments? That's AI too. Ever noticed how e-commerce companies always seem to know what you want? That's AI studying your habits and nudging you towards that next purchase or binge watch. Factories are getting smarter. AI predicts when machines will fail so they can fix them before everything grinds to a halt. Less downtime, more efficiency. Everyone wins. Farming has gone high tech. Drones and AI analyze crops, optimize water use, and even help with harvesting. Self-driving cars get all the hype, but even your everyday GPS uses AI to dodge traffic jams. And if AI can save me from sitting in bumper-to-bumper traffic, I'm all for it. 02:40 Nikita: Agreed! Thanks for that overview, but let's get into specific scenarios within each industry.  Hemant: Let us take a scenario in the retail industry-- a retail clothing line with dozens of brick-and-mortar stores. Maintaining proper inventory levels in stores and regional warehouses is critical for retailers. In this low-margin business, being out of a popular product is especially challenging during sales and promotions. Managers want to delight shoppers and increase sales but without overbuying. That's where AI steps in. The retailer has multiple information sources, ranging from point-of-sale terminals to warehouse inventory systems. This data can be used to train a forecasting model that can make predictions, such as demand increase due to a holiday or planned marketing promotion, and determine the time required to acquire and distribute the extra inventory. Most ERP-based forecasting systems can produce sophisticated reports. A generative AI report writer goes further, creating custom plain-language summaries of these reports tailored for each store, instructing managers about how to maximize sales of well-stocked items while mitigating possible shortages. 04:11 Lois: Ok. How is AI being used in the hospitality sector, Hemant? Hemant: Let us take an example of a hotel chain that depends on positive ratings on social media and review websites. One common challenge they face is keeping track of online reviews, leading to missed opportunities to engage unhappy customers complaining on social media. Hotel managers don't know what's being said fast enough to address problems in real-time. Here, AI can be used to create a large data set from the tens of thousands of previously published online reviews. A textual language AI system can perform a sentiment analysis across the data to determine a baseline that can be periodically re-evaluated to spot trends. Data scientists could also build a model that correlates these textual messages and their sentiments against specific hotel locations and other factors, such as weather. Generative AI can extract valuable suggestions and insights from both positive and negative comments. 05:27 Nikita: That's great. And what about Financial Services? I know banks use AI quite often to detect fraud. Hemant: Unfortunately, fraud can creep into any part of a bank's retail operations. Fraud can happen with online transactions, from a phone or browser, and offsite ATMs too. Without trust, banks won't have customers or shareholders. Excessive fraud and delays in detecting it can violate financial industry regulations. Fraud detection combines AI technologies, such as computer vision to interpret scanned documents, document verification to authenticate IDs like driver's licenses, and machine learning to analyze patterns. These tools work together to assess the risk of fraud in each transaction within seconds. When the system detects a high risk, it triggers automated responses, such as placing holds on withdrawals or requesting additional identification from customers, to prevent fraudulent activity and protect both the business and its client. 06:42 Nikita: Wow, interesting. And how is AI being used in the health industry, especially when it comes to improving patient care? Hemant: Medical appointments can be frustrating for everyone involved—patients, receptionists, nurses, and physicians. There are many time-consuming steps, including scheduling, checking in, interactions with the doctors, checking out, and follow-ups. AI can fix this problem through electronic health records to analyze lab results, paper forms, scans, and structured data, summarizing insights for doctors with the latest research and patient history. This helps practice reduced costs, boost earnings, and deliver faster, more personalized care. 07:32 Lois: Let's take a look at one more industry. How is manufacturing using AI? Hemant: A factory that makes metal parts and other products use both visual inspections and electronic means to monitor product quality. A part that fails to meet the requirements may be reworked or repurposed, or it may need to be scrapped. The factory seeks to maximize profits and throughput by shipping as much good material as possible, while minimizing waste by detecting and handling defects early. The way AI can help here is with the quality assurance process, which creates X-ray images. This data can be interpreted by computer vision, which can learn to identify cracks and other weak spots, after being trained on a large data set. In addition, problematic or ambiguous data can be highlighted for human inspectors. 08:36 Oracle University's Race to Certification 2025 is your ticket to free training and certification in today's hottest tech. Whether you're starting with Artificial Intelligence, Oracle Cloud Infrastructure, Multicloud, or Oracle Data Platform, this challenge covers it all! Learn more about your chance to win prizes and see your name on the Leaderboard by visiting education.oracle.com/race-to-certification-2025. That's education.oracle.com/race-to-certification-2025. 09:20 Nikita: Welcome back! AI can be used effectively to automate a variety of tasks to improve productivity, efficiency, cost savings. But I'm sure AI has its constraints too, right? Can you talk about what happens if AI isn't able to echo human ethics?  Hemant: AI can fail due to lack of ethics.  AI can spot patterns, not make moral calls. It doesn't feel guilt, understand context, or take responsibility. That is still up to us.  Decisions are only as good as the data behind them. For example, health care AI underdiagnosing women because research data was mostly male. Artificial narrow intelligence tends to automate discrimination at scale. Recruiting AI downgraded resumes just because it had a word "women's" (for example, women's chess club). Who is responsible when AI fails? For example, if a self-driving car hits someone, we cannot blame the car. Then who owns the failure? The programmer? The CEO? Can we really trust corporations or governments having programmed the use of AI not to be evil correctly? So, it's clear that AI needs oversight to function smoothly. 10:48 Lois: So, Hemant, how can we design AI in ways that respect and reflect human values? Hemant: Think of ethics like a tree. It needs all parts working together. Roots represent intent. That is our values and principles. The trunk stands for safeguards, our systems, and structures. And the branches are the outcomes we aim for. If the roots are shallow, the tree falls. If the trunk is weak, damage seeps through. The health of roots and trunk shapes the strength of our ethical outcomes. Fairness means nothing without ethical intent behind it. For example, a bank promotes its loan algorithm as fair. But it uses zip codes in decision-making, effectively penalizing people based on race. That's not fairness. That's harm disguised as data. Inclusivity depends on the intent sustainability. Inclusive design isn't just a check box. It needs a long-term commitment. For example, controllers for gamers with disabilities are only possible because of sustained R&D and intentional design choices. Without investment in inclusion, accessibility is left behind. Transparency depends on the safeguard robustness. Transparency is only useful if the system is secure and resilient. For example, a medical AI may be explainable, but if it is vulnerable to hacking, transparency won't matter. Accountability depends on the safeguard privacy and traceability. You can't hold people accountable if there is no trail to follow. For example, after a fatal self-driving car crash, deleted system logs meant no one could be held responsible. Without auditability, accountability collapses. So remember, outcomes are what we see, but they rely on intent to guide priorities and safeguards to support execution. That's why humans must have a final say. AI has no grasp of ethics, but we do. 13:16 Nikita: So, what you're saying is ethical intent and robust AI safeguards need to go hand in hand if we are to truly leverage AI we can trust. Hemant: When it comes to AI, preventing harm is a must. Take self-driving cars, for example. Keeping pedestrians safe is absolutely critical, which means the technology has to be rock solid and reliable. At the same time, fairness and inclusivity can't be overlooked. If an AI system used for hiring learns from biased past data, say, mostly male candidates being hired, it can end up repeating those biases, shutting out qualified candidates unfairly. Transparency and accountability go hand in hand. Imagine a loan rejection if the AI's decision isn't clear or explainable. It becomes impossible for someone to challenge or understand why they were turned down. And of course, robustness supports fairness too. Loan approval systems need strong security to prevent attacks that could manipulate decisions and undermine trust.  We must build AI that reflects human values and has safeguards. This makes sure that AI is fair, inclusive, transparent, and accountable.  14:44 Lois: Before we wrap, can you talk about why AI can fail? Let's continue with your analogy of the tree. Can you explain how AI failures occur and how we can address them? Hemant: Root elements like do not harm and sustainability are fundamental to ethical AI development. When these roots fail, the consequences can be serious. For example, a clear failure of do not harm is AI-powered surveillance tools misused by authoritarian regimes. This happens because there were no ethical constraints guiding how the technology was deployed. The solution is clear-- implement strong ethical use policies and conduct human rights impact assessment to prevent such misuse. On the sustainability front, training AI models can consume massive amount of energy. This failure occurs because environmental costs are not considered. To fix this, organizations are adopting carbon-aware computing practices to minimize AI's environmental footprint. By addressing these root failures, we can ensure AI is developed and used responsibly with respect for human rights and the planet. An example of a robustness failure can be a chatbot hallucinating nonexistent legal precedence used in court filings. This could be due to training on unverified internet data and no fact-checking layer. This can be fixed by grounding in authoritative databases. An example of a privacy failure can be AI facial recognition database created without user consent. The reason being no consent was taken for data collection. This can be fixed by adopting privacy-preserving techniques. An example of a fairness failure can be generated images of CEOs as white men and nurses as women, minorities. The reason being training on imbalanced internet images reflecting societal stereotypes. And the fix is to use diverse set of images. 17:18 Lois: I think this would be incomplete if we don't talk about inclusivity, transparency, and accountability failures. How can they be addressed, Hemant? Hemant: An example of an inclusivity failure can be a voice assistant not understanding accents. The reason being training data lacked diversity. And the fix is to use inclusive data. An example of a transparency and accountability failure can be teachers could not challenge AI-generated performance scores due to opaque calculations. The reason being no explainability tools are used. The fix being high-impact AI needs human review pathways and explainability built in. 18:04 Lois: Thank you, Hemant, for a fantastic conversation. We got some great insights into responsible and ethical AI. Nikita: Thank you, Hemant! If you're interested in learning more about the topics we discussed today, head over to mylearn.oracle.com and search for the AI for You course. Until next time, this is Nikita Abraham…. Lois: And Lois Houston, signing off! 18:26 That's all for this episode of the Oracle University Podcast. If you enjoyed listening, please click Subscribe to get all the latest episodes. We'd also love it if you would take a moment to rate and review us on your podcast app. See you again on the next episode of the Oracle University Podcast.  

Lynn Shaw - Lynn's Warriors: Meta Cannot Be Trusted to Safeguard Teens (4 min) Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode... In this conversation, Ed Vargo shares his unique journey as a male financial advisor working with women, influenced by his mother's struggles with financial literacy during her divorce. He discusses the significant differences in how men and women engage with money, emphasizing the need for women to take an active role in financial discussions within relationships. Ed advocates for bridging the financial literacy gap for women, particularly younger women, to empower them in their financial decisions and align their spending with their values. In this conversation, Ed Vargo and Jordan Pendleton explore the complexities of financial conversations within relationships, emphasizing the importance of aligning day-to-day spending with long-term financial goals. They discuss the different perspectives men and women often have regarding finances, particularly in the context of marriage and divorce. The discussion highlights the necessity of regular communication about financial goals, the challenges of navigating these conversations, and the potential benefits of seeking professional financial advice. Connect with Ed Website  Instagram Facebook Resources & Free Guides  “9 Money Myths You Must Bust (Before they Hurt the Next Generation)” “The Empowered Exit: 12 Steps to Safeguard your Financial and Emotional Well-Being”  Full Program “Divorce Navigator” : A comprehensive program guiding women through the legal, emotional, and financial aspects of divorce.  About Ed Vargo Ed Vargo, CFP®, CLU®, ChFC®, AIF®, CDFA®, founder of Burning River Advisory Group, grew up in inner-city Cleveland. His mother, a first-generation immigrant, struggled financially and was stuck in an unhealthy relationship. Her challenges left a lasting imprint on Ed and his values as a husband, father, and advisor. Ed's father, a steelworker and single dad, raised four children in Cleveland's Slavic Village. Ed attended Case Western Reserve University, earning a BS in Management and meeting his college sweetheart, Wendy. Now the proud parents of five charismatic daughters, Ed and Wendy are deeply committed to women's empowerment. Ed believes financial strength is essential to a woman's health, safety, and opportunity. His commitment to helping women achieve financial independence runs through the heart of Burning River, where he provides customized financial solutions with a compassionate and caring hand.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

As I'm building yet another software service business after having built and sold one back in 2019, I keep wrestling with a fundamental question that might sound simple but has profound implications: What do I actually own in this business?This episode of The Bootstraped Founder is sponsored by Paddle.comThe blog post: https://thebootstrappedfounder.com/the-ownership-paradox-what-do-you-really-control-in-your-software-business/The podcast episode: https://tbf.fm/episodes/416-the-ownership-paradox-what-do-you-really-control-in-your-software-businessCheck out Podscan, the Podcast database that transcribes every podcast episode out there minutes after it gets released: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

What if one overlooked licensing violation could cost your child care center thousands of dollars in insurance premiums? In this episode of the Child Care Genius Podcast, Brian and Carol sit down with Blake Sanders from Aleaf Insurance to dig deep into the realities of today's child care insurance market. From rising rates to new underwriting practices, this conversation uncovers what every child care owner needs to know right now.   Tune in as Blake explains how licensing deficiencies directly impact insurance costs, why small administrative oversights can lead to big financial consequences, and how centers can protect themselves with proactive strategies. You'll hear real examples of how insurance companies evaluate child care programs and the key factors they're watching closely.   Listen in as Brian and Blake break down the “must-have” policies for child care businesses—like employment practices liability, hired and non-owned auto, student accident coverage, and umbrella protection. These aren't just line items on a policy—they're safeguards that empower owners and directors to lead with confidence, protect their teams, and shield their businesses from devastating financial risk.   Join us for this essential discussion filled with expert insights, practical tips, and candid stories from the field. If you own or operate a child care center, this episode will help you see insurance not as a burden, but as a powerful tool to protect what you've built and give you peace of mind. Don't miss this conversation that could save your business tens of thousands of dollars down the road.     To Contact Blake Sanders:  ALEAF Insurance, Specializing in child care insurance (972) 754-8595  blake@aleafinsurance.com https://www.aleafinsurance.com/child-care     Mentioned in this episode:   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts. If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university     Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

This week: The Moon is quiet (no major lunation), but the Sun and Mars are busy! Mars enters Scorpio, one of the signs of his rulership, and is strengthened for his hard interaction with Pluto in Aquarius. The Sun enters the Libra, and its equinox initiates autumn in the Northern Hemisphere and spring in the Southern Hemisphere. The Sun opposes sensitive Neptune and combines forces with Uranus and Pluto. And a listener question about self-care and your birth chart. Plus: Sweater weather, spilled perfume, and the battle between will and won't!   Read a full transcript of this episode. It's eclipse season! Order your copy of my "Followed by a Moonshadow" eclipse report! Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Timestamps [1:31] Mars enters Scorpio (Sep. 22, 12:55 am PDT, through Nov. 4). Scorpio is one of the strongest signs for Mars, fierce on behalf of those in need, and good for work, especially research projects and resolving conflicts. [3:26] The Sun enters Libra (Sep. 22, 11:19 am PDT, until Oct. 22). This marks the autumn equinox in the Northern Hemisphere, vernal equinox in the Southern Hemisphere. Focus on cooperating with others, avoid excess, and get your life in balance. [5:53] The Sun opposes Neptune (Sep. 23, 5:53 am PDT, 0°45' Libra-Aries). When the Sun is in aspect to Neptune, sensitivity is high, clarity low. Safeguard your health. Good for artistic expression and spirituality exploration. [7:21] Moon Report! There is no major lunation this week, but let's look at the Void-of-Course (VOC) Moon periods. On Tues. Sep. 23 (9:02 am PDT), the Moon squares Jupiter in Libra-Cancer. It's VOC for 16 hours, 58 minutes, then enters Scorpio on Wed. Sep. 24 (2 am PDT). There could be a conflict concerning your family and how they get along with your significant other. [8:35] On Fri., Sep. 26, the Moon trines Saturn in Scorpio-Pisces (10:44 am PDT). It's VOC for 3 hours 53 minutes before it enters Sagittarius (2:37 pm PDT). Enjoy getting important things done and trusting others to help out. [10:11] The Sun trines Uranus (Sep. 23, 7:55 pm PDT, 1°19' Libra-Gemini), an aspect of personal change and reinvention. New possibilities coming our way via those who make us feel included and appreciate us for exactly who we are, but allow us to try something different. [12:00] The Sun trines Pluto on Tues, Sep. 23 (11:05 pm PDT) at 1°27' Libra-Aquarius. Everything is intensified, and we don't feel neutral about anything. This can be an interesting day for powerful opportunities. [13:56] Mars squares Pluto (Sep. 24, 4:51 am PDT) at 1°27' Scorpio-Aquarius. Mars is on the Sabian symbol 2 Scorpio, A broken bottle and spilled perfume. Pluto is on 2 Aquarius, An unexpected thunderstorm. Mars is our will and Pluto represents the “won't”: forces that stand in our way of getting what we want. Resist the unexpected thunderstorm of emotions that can erupt when you feel denied and frustrated. [16:24] Listener Ann asks about astrology and self-care. Check out Dana Gerhart's website, Mooncircles.com, for the current lunar phase. [24:55] To have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [25:28] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

What if a student sues a professor because of a bad grade? Kent Kauffman, associate professor of business law and ethics at Purdue University Fort Wayne, looks into this. Kent Kauffman is associate professor of Business Law and Ethics, and is the MBA Programs Faculty Liaison in the Doermer School of Business at Purdue University […]

Trump says that the FCC, which regulates all broadcasts in the US, should consider revoking the licenses of broadcasters who cover him negatively.

In a world where we've grown accustomed to the digital convenience of scrolling, clicking…

In a world where we've grown accustomed to the digital convenience of scrolling, clicking and shipping in an instant, it may seem easy to take shortcuts when acquiring prescriptions and...

As we navigate today's complex world, God's wisdom should serve as a compass to guard against the foolishness prevalent in our culture. In the final episode of "Safeguards Against Deception," Duane Sheriff teaches us how to obtain wisdom through prayer and introduces the concept of the seven pillars of wisdom, which provide the foundation for our lives.God's wisdom is essential for discernment and protection. The book of James reminds us that if we lack wisdom, we should ask God for it. This simple act of asking in faith can transform our decision-making and discernment. Just as Solomon sought wisdom to lead God's people, we, too, can seek divine wisdom in our daily lives.https://pastorduane.com/safeguards-against-deception/

In episode nine of "Safeguards Against Deception," Duane Sheriff teaches the power and importance of prayer. In a world filled with deception and darkness, prayer is a vital tool for communion with God. It allows Jesus, the gardener of our hearts, to cultivate truth and uproot deceit. To enhance your prayer life, establish a consistent rhythm of prayer using scriptural passages from Ephesians and Colossians. These passages focus on seeking wisdom, knowledge, and spiritual understanding. These prayers empower believers to walk in truth, bear fruit, and remain steadfast in their faith. By focusing on God instead of the chaos of the world, prayer becomes a crucial defense against deception.https://pastorduane.com/safeguards-against-deception/

In today's world, many people reject and even despise the truth. In episode eight of "Safeguards Against Deception," Duane Sheriff teaches that we should be lovers of the truth, not just people who respect God's Word. Being a lover of truth means having a deep love for Jesus and His Word. A love for the truth will protect our hearts from being deceived. It keeps us close to Jesus and helps us stand strong against the darkness around us. When we love truth, we love Jesus because He is the truth. You cannot separate loving Jesus from loving His commandments and teachings. In a world full of lies and deception, people need to find the truth through us.https://pastorduane.com/safeguards-against-deception/

Hello to you listening in Hamburg, Germany!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga.  We are living in a time of historic upheaval. But what if this currently confusing, chaotic, confounding, cultural churn is stumbling toward change that reveals the hidden roots of social injustice for what they are so that we can reconfigure for good?How easily the safeguards can be leaped. And they have been. We can clutch our pearls and bemoan the times we live in; or, we can invite our feelings of hopelessness to give way to action, to repair, restore, and renew out of the ashes of the old ways. We are responsible for making change because we're the only “sentient force” that can.Question: What one small grand gesture are you committed to take on behalf of what you love and care for?These words from the Irish poet Seamus Heaney may motivate and sustain you wherever your feet touch the ground, whatever progress you are intent on making today.    “History says, Don't hopeOn this side of the grave...But then, once in a lifetimeThe longed-for tidal waveOf justice can rise upAnd hope and history rhyme.” [“The Cure at Troy” Seamus Heaney]BONUS: Seamus Heaney reads his poem, The Cure at TroyThe Cure at Troy (full text)"Human beings sufferThey torture one another,They get hurt and get hard.No poem or play or songCan fully right a wrongInflicted and endured. The innocent in gaolsBeat on their bars together.A hunger-striker's fatherStands in the graveyard dumb.The police widow in veilsFaints at the funeral home. History says, Don't hopeOn this side of the grave…But then, once in a lifetimeThe longed-for tidal waveOf justice can rise up,And hope and history rhyme. So hope for a great sea-changeOn the far side of revenge.Believe that a further shoreIs reachable from here.Believe in miraclesAnd cures and healing wells. Call miracle self-healing:The utter, self-revealingDouble-take of feeling.If there's fire on the mountainOr lightning and stormAnd a god speaks from the sky That means someone is hearingThe outcry and the birth-cryOf new life at its term.It means once in a lifetimeThat justice can rise upAnd hope and history rhyme. [From "The Cure at Troy: A Version of Sophocles' Philoctetes"]You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

In episode seven of "Safeguards Against Deception," Duane Sheriff teaches how the fear of the Lord protects believers against the deceptions and false teachings in our culture today. Fearing God is not about being afraid but about worshiping, serving, and putting God first. This Godly fear brings our hearts into alignment with God's values, cultivating a love for what He loves and a hatred for what He hates. By placing God first, we enhance our ability to discern truth from deception.https://pastorduane.com/safeguards-against-deception/

Dr. Jack Hyles preached a message entitled, "A Safeguard from Backsliding." We hope you enjoy this classic sermon from a great preacher of the past. Visit classics.preachthebible.org for more gospel messages.

One of the most crucial skills we can develop as "Safeguards Against Deception" is learning to discern God's voice. Yet, many struggle to hear God's voice because they believe His voice should be loud and clear. John 10 says that His sheep have the innate ability to hear and recognize the Shepherd's voice.In episode six, Duane Sheriff teaches that understanding the language of the Holy Spirit is essential for recognizing God's voice and distinguishing it from deceptive influences. God speaks in various ways, including a still, small voice, as well as through dreams, visions, and prophecy.https://pastorduane.com/safeguards-against-deception/

Satan has an M.O., a distinct modus operandi. His typical methods often question God's Word, promote disbelief, and offer deceptive wisdom. In "Safeguards Against Deception," Duane Sheriff states that all deception starts with "Has God said...?"In episode five, we gain insight into Satan's tactics through the story of Eve's deception in Genesis 3. This timeless pattern conveys the critical importance of standing firm in God's Word as our ultimate authority above our opinions, emotions, or societal pressures. By understanding Satan's tactics, we can better recognize and resist deception in our own lives.https://pastorduane.com/safeguards-against-deception/

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God's Word is your first and most critical "Safeguard Against Deception." In episode four, Duane Sheriff warns about the dangers of departing from clear biblical teachings and the simplicity found in Christ, highlighting how cultural deceptions can infiltrate the church when believers prioritize worldly wisdom over God's truth.John 8 and 2 Corinthians 11 emphasize the power of abiding in God's Word. Duane draws interesting parallels between our relationship with Christ and marriage, urging us to stay loyal to Jesus. This loyalty, combined with evaluating everything through the lens of God's Word, creates a strong defense that helps us distinguish truth from lies.https://pastorduane.com/safeguards-against-deception/

God has provided His Word as a "Safeguard Against Deception." The Scripture warns us that in the latter times, some will depart from the faith, giving heed to deceiving spirits and doctrines of devils. In episode three, Duane Sheriff shares the necessity of prioritizing God's Word above all else, including personal relationships, to maintain spiritual integrity and discernment. He addresses the challenges parents face in loving their children while remaining faithful to biblical truth, especially in the face of cultural pressures. The story of the Prodigal Son shows the importance of holding onto God's truth, even when loved one's stray.https://pastorduane.com/safeguards-against-deception/

In "Safeguards Against Deception," Duane Sheriff warns against the increasing prevalence of deception and how easily people can be deceived, even within the church, as predicted in 2 Timothy 3:13. He refers to COVID-19 as a "dress rehearsal" for future deceptions, such as those that could involve AI technology. In episode two, we examine three biblical warnings often overlooked: God's law of sowing and reaping (Galatians 6:7), the dangers of sexual immorality and idolatry (Ephesians 5:5-6), and sinful behaviors such as fornication, homosexuality, and theft (1 Corinthians 6:9-11). While Christians are forgiven, God saved us from sin, not to continue in it. It is essential to stay true to God's word by rejecting deception, embracing repentance, and adhering to biblical truth.https://pastorduane.com/safeguards-against-deception/

This week on Breaking Battlegrounds, Chuck and Sam are first joined by friend of the show Alexander Raikin, Visiting Fellow at the Ethics and Public Policy Center, to discuss how America has abandoned suicide safeguards and the lessons from Canada's MAID program. Next, David Robinson, a leading voice for Western Canadian independence, breaks down the crises north of the border, from economic instability to cultural tensions, and what they could mean for America. Then, seasoned financial expert Gary Gygi returns to analyze the latest jobs report and what it reveals about the health of the U.S. economy. And stay tuned for Kiley's Corner, as she dives into the latest drama in the small town of London, Kentucky—from a torture chamber investigation to ongoing clashes with the city council. www.breakingbattlegrounds.vote Twitter: www.twitter.com/Breaking_Battle Facebook: www.facebook.com/breakingbattlegrounds Instagram: www.instagram.com/breakingbattlegrounds LinkedIn: www.linkedin.com/company/breakingbattlegrounds Truth Social: https://truthsocial.com/@breakingbattlegrounds Show sponsors: Santa Has A Podcast - This episode of Breaking Battlegrounds is brought to you by Santa Has a Podcast — a show for the whole family filled with kindness challenges, North Pole stories, elf updates, and a sprinkle of Christmas magic all year long. Listen now at SantaHasAPodcast.com. Invest Yrefy - investyrefy.com Old Glory Depot Support American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly. Learn more at: OldGloryDepot.com Dot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters. Learn more at: dotvote.vote

Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.

Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.

Our culture has become permeated with lies and deception. The Bible contains over 50 warnings about deception in the last days. Jesus cautions us, "Take heed that no one deceives you" (Matthew 24:4). In the new series "Safeguards Against Deception," Duane Sheriff explores how vulnerable we are to deception and how the church is not exempt, citing the COVID-19 pandemic as a wake-up call to prepare for future deceptions.In the first episode, titled "Guard Our Hearts," Duane emphasizes the importance of partnering with Jesus, who acts as the gardener that nurtures, protects, and teaches how to guard our hearts and remain steadfast against deception.https://pastorduane.com/safeguards-against-deception/

Earlier this year, the Justice Department charged three people behind a company called PageTurner with allegedly cheating more than 800 authors out of $44 million.

Oceana, working to protect endangered species, is at the heart of this powerful episode featuring Tara Brock, an environmental lawyer advocating for ocean life. Tara unpacks how the Endangered Species Act is used to protect humpback whales and sea turtles, and how legal tools like this remain essential to ocean conservation. As threats like ship strikes, climate change, and bycatch continue to rise, Tara explains why this legislation is still one of the strongest protections we have—and how it's enforced. Throughout the episode, we explore Oceana's litigation strategies, real-world wins in protecting marine life, and the ways the law intersects with fisheries, policy, and public engagement. Tara's stories and insights offer a clear call to action: the ocean needs legal defenders, and everyone has a role to play in protecting it. If you care about protecting species on the brink, this conversation will inform and inspire you. Oceana's Website: https://usa.oceana.org/ Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube    

Want to reach out to us? Want to leave a comment or review? Want to give us a suggestion or berate Anthony? Send us a text by clicking this link!The intersection of faith and self-protection creates complex questions for many Catholics, especially in light of recent church shootings like the one at Annunciation Parish. Drawing from Church history, papal teachings, and the Catechism, we unpack the surprising truth: the Catholic Church has consistently upheld not just the right but often the duty of self-defense.Contrary to modern assumptions, Catholics throughout history routinely carried weapons at Mass—from swords in medieval times to firearms in frontier churches. Pope Saint John Paul II's powerful words in Evangelium Vitae affirm that "legitimate defense can be not only a right but a grave duty for someone responsible for another's life." We explore how this teaching aligns with Scripture, particularly 1 Timothy 5:8, which places responsibility on men to protect their families as a fundamental expression of faith.Beyond theology, we discuss practical considerations for parish security teams: controlling access points, training in de-escalation techniques, emergency medical preparedness, and the careful selection of appropriate equipment. For individuals, we address choosing reliable firearms, proper training, and navigating parish politics when establishing security measures.The Church's wisdom offers a balanced approach that respects both the sacredness of life and the obligation to defend it. As Catholics navigate these waters, we're called to thoughtful preparation rather than fearful reaction—recognizing that protecting those in our care is a profound expression of love in an increasingly unpredictable world.What responsibility do you bear for those in your care, and how might you fulfill this duty with both prudence and courage?Support the show"Protect Catholic Kids" Shirt Fundraiser for Victims of Annunciation Shooting: https://avoiding-babylon-shop.fourthwall.com/collections/protect-catholic-kids ********************************************************Please subscribe! https://www.youtube.com/channel/UCKsxnv80ByFV4OGvt_kImjQ?sub_confirmation=1https://www.avoidingbabylon.comMerchandise: https://avoiding-babylon-shop.fourthwall.comLocals Community: https://avoidingbabylon.locals.comFull Premium/Locals Shows on Audio Podcast: https://www.buzzsprout.com/1987412/subscribeRSS Feed for Podcast Apps: https://feeds.buzzsprout.com/1987412.rssRumble: https://rumble.com/c/AvoidingBabylon

"Insurance companies are the wealthiest businesses, wealthier than banks and even countries. It seems very scammy." This listener question captures what most people think about insurance - and why they're wrong about life insurance.Hans and Brian examine contract law to explain why life insurance operates under completely different legal protections than the car and home insurance that's given the industry its bad reputation. From centuries of case law to the incontestability clause, this episode reveals the legal guidelines protecting policyholders.When courts consistently rule against insurance companies and companies are required to maintain 100% reserves plus reinsurance, it's not a coincidence that no whole life insurance beneficiary has ever gone unpaid. The math, the law, and the business model all align to protect you in ways most people never understand.The Contract That Can't Be Negotiated (And Why That's Good for You)Life insurance contracts are "contracts of adhesion" - you can't negotiate terms, it's take it or leave it. Since the insurance company writes the entire contract and you have no bargaining power, courts heavily favor policyholders in every dispute. Centuries of case law have built an almost impenetrable wall of consumer protection.Warranties vs. Representations: The Historical Shift in Your FavorIn the 1700s, maritime insurance contracts used "warranties" - black and white statements that could void your policy for any breach. If you warranted your ship would sail with convoy protection and it sailed alone, coverage was nullified regardless of circumstances. Modern life insurance has evolved to use "representations" instead, requiring proof of intentional misrepresentation, materiality to the contract, and knowledge of falsity. The burden of proof is entirely on the insurance company.The Two-Year Window: Your Contestability ProtectionInsurance companies have exactly two years to challenge a policy for misrepresentation. After that window closes, even suicide is covered. This isn't arbitrary - it reflects the legal reality that life changes too much after two years to fairly challenge original statements. The contestability clause protects both parties: it gives companies time for due diligence while preventing indefinite claim challenges.Why "100% Reserves" Isn't Like BankingUnlike fractional reserve banking where your deposits aren't fully backed, life insurance operates on full reserves for current liabilities. Your policy's cash value must be available immediately - no exceptions. Future death benefits are covered through reinsurance and state guarantee funds, creating multiple layers of protection that banking simply doesn't have.➡️ Chapters: 00:00 - Military waste and efficiency (the stark contrast to insurance) 07:00 - Listener question: Why trust insurance companies? 13:00 - Property insurance vs. life insurance: Different games entirely 17:00 - Contract law foundations: Why courts favor policyholders19:00 - Warranties vs. representations: The historical evolution 26:00 - The incontestability clause: Your two-year protection window 35:00 - Unilateral contracts: Only one party has obligations 38:00 - Contract of adhesion: Why you can't negotiate (and don't want to)46:00 - Reserve requirements: 100% backing vs. fractional banking 52:00 - Reinsurance and state guarantee funds: Multiple safety nets 55:00 - Actuarial math: Why conservative assumptions create dividends 58:00 - Points of failure: Safety assets vs. speculationGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE