Podcasts about Apple Pay

Ever make a money move in the heat of the moment and wish you could take it back? That's exactly why a rock-solid Investment Policy Statement (IPS) might be your most underrated financial tool. In this episode, Joe Saul-Sehy, OG, and Neighbor Doug peel back the layers on IPSs—why they matter, how they save you from your own impulses, and the role they play in making sure your investment strategy actually sticks. Think of it as your financial GPS, keeping you on course when market turbulence makes you want to grab the wheel. But it's not just about avoiding panic-selling. The basement crew digs into the nuts and bolts of what a good IPS should include, from setting specific goals to handling liquidity needs and keeping your risk tolerance aligned with your lifestyle. You'll also hear how rebalancing, governance, and regular reviews can transform your investments from “hope and pray” into a system you can rely on. Along the way, expect the usual SB tangents: a Joan Jett–themed trivia challenge, a TikTok tale about Apple Pay gone wrong, and more than a few moments where Doug forgets he's not supposed to run the show. By the end, you'll not only understand how to create (or update) your IPS, but you'll also see how it connects directly to building confidence in your financial plan. Whether you're brand new to investing or a seasoned hand looking to sharpen your strategy, this episode delivers the blueprint. Why an Investment Policy Statement is your best defense against emotional investing How to set clear goals, liquidity rules, and risk guidelines for your portfolio The pitfalls most people overlook when drafting an IPS (and how to avoid them) Smart strategies for rebalancing and reviewing your plan without overcomplicating things A cautionary tale from TikTok that reminds us all to keep our guard up with payment apps Listener Q&A on stock sales and the quirks that come with them Questions You'll Begin to Answer During the Episode: Do you have a written IPS, and if so, does it reflect your actual goals—or just what you thought they were five years ago? What emotional triggers most often tempt you to stray from your financial plan? How often do you review your investments, and is it based on strategy—or headlines? FULL SHOW NOTES: https://stackingbenjamins.com/simple-steps-for-better-money-management-1738 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week's Modern Retail Podcast, senior reporter Melissa Daniels is joined by executive editor Anna Hensel. First they discuss Affirm's new rollout with Apple Pay to provide its buy now, pay later services in store (1:09). Then they unpack the trend of paper coupons making a comeback in some retail environments, with Kroger announcing it has been bringing back paper coupons to help appeal to value-mined shoppers or those who aren't comfortable with more digital savings programs (9:49). Then, on this week's featured segment (18:19), Hensel is joined by Digiday's senior marketing reporter Kimeko McCoy to talk about the rise of retail media. Retailers are in search of more ways to grow revenue, and they are enticed by the size of Amazon's business. So, more of them are looking to build their bonafide media networks. Hensel and Kimeko discuss what is fueling the rise of retail media, what the big challenges are that brands and agencies are facing as they try to sift through what retail media networks make sense for their particular business, and what it will take for more retail media networks to succeed.

Episode 138 of the Award Travel 101 podcast opens with Angie Sparks and Mike Zaccheo discussing a highlight post from member Luis, who was abruptly shut down by Amex with over two million points at stake. The community debated the best redemption strategy—ranging from Delta (discouraged) to BA, Aeroplan, or spreading across multiple programs including Hilton. News updates included Capital One removing Priority Pass restaurant benefits from Venture X Biz cards, a Chase 20% Flying Blue transfer bonus, and Southwest rolling out free Wi-Fi for Rapid Rewards members. They also highlighted multiple transfer bonuses across Hilton, Marriott, and Virgin and reminded listeners of tools like the Transfer Bonus Calculator.The main topic centered on Hilton Honors, with Angie pointing out positives like Hilton's large global footprint, easy paths to status via co-branded Amex cards, and its uncapped free night certificates (FNCs)—which remain among the most flexible in the industry. Mike countered with drawbacks, noting significant devaluations in 2025, with standard awards now topping 250,000 points per night at premium properties. Benefits can feel weaker than other chains, particularly in the U.S. where breakfast is replaced by limited food and beverage credits and parking fees still apply on award stays. They reviewed Hilton's four credit card options, their earning rates, elite benefits, and statement credits, as well as the frequent buy-points promos and Amex transfer bonuses.The tip of the week covered how to generate and add an Atmos virtual card to Apple Pay using the BOA app, offering a workaround for those still waiting on their physical cards. Overall, the episode balanced community highlights, industry news, and a deep dive into Hilton's strengths and weaknesses for travelers navigating the ongoing devaluation landscape.Links to Topics DiscussedCapital One Venture X Business Eliminates Priority Pass Restaurant BenefitChase to Flying Blue Transfer BonusSouthwest Free WiFiHilton Honors DevaluationWhere to Find Us The Free Award Travel 101 Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Our partner CardPointers helps us get the most from our cards. We love being able to automatically add all of our offers and quickly seeing the best card to use for every purchase. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

It's Texans vs. Jags—what are the reasons Houston wins, and what are the reasons they lose? Plus, Figgy's Mixtape dives into a wild hypothetical: would you trade C.J. Stroud for three first-round picks? Also, Apple Pay pranks and more trending stories.

The Texans square off with the Jaguars Sunday—does this set up to be a “get right” game, and which Astros need to step up right now before it's too late? Around the NFL, we react to Thursday Night Football, why Mike McDaniel might not really be on the hot seat unless fans stop showing up, and whether Nick Caley's comments offered any relief. Brandon Scott lays out the three biggest concerns heading into Texans-Jags, plus Lunch-Time Confessions takes on Small ol Baytown and the latest college football headlines. We wrap with Texans Win/Lose Because: Jags Edition, and Figgy's Mixtape featuring a wild C.J. Stroud trade hypothetical, Apple Pay pranks, and more trending stories.

Nowadays, many people are leaving home with simply a housekey and their phone. The days of carrying a purse or wallet are long gone. It comes as the minority of people use their physical bank card to make payments and in turn, use their phones for all of their purchases.A new report from the Banking & Payments Federation Ireland (BPFI) found that 58% of contactless payments made using the likes of Apple Pay and Google Pay were up from 52% in the same period of last year…With payments now being made so easy, do we take account of what we spend or have contact list payments caused us to become frivolous spenders?Joining guest host Anna Daly to discuss is Lecturer in Retail Management at TU Dublin, Damien O'Reilly, Account from Cloud Accounts, Alan Purcell, Paul Merriman, Financial Consultant at askpaul.ie and more.

Kidd is having a tough time teaching his mother to use Apple Pay. What did you recently teach your parents to do? re you an OTROVERT? We discuss this personality type. Survey Finds Women Need Girls' Nights Every 22 Days to Feel Balanced. We discuss and solicit calls...How often do you get together with your friends and what do you? .CFD REPLAY...Jay from Berryville. His romantic date along Skyline drive ended with him in handcuffs.

Connected TV is no longer just a buzzword in the ad world — it's where the industry is being reinvented. Audiences aren't just watching differently; they're shopping, engaging, and co-viewing in ways that open new creative doors for brands. And sitting at the intersection of entertainment and advertising is Roku, a company that's helping marketers meet these shifts head-on.In this episode of The Big Impression, Roku's VP of advertising, marketing & measurement, Sarah Harms, explains why the company is uniquely positioned as a publisher and an operating system. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio.Damian Fowler (00:00):I'm Damian Fowler.Ilyse Liffreing (00:01):And I'm Ilyse Liffreing.Damian Fowler (00:02):And welcome to this edition of The Big Impression.Ilyse Liffreing (00:09):Today we're talking about how streaming and connected TV are transforming not just how we watch, but how brands connect with audiences.Damian Fowler (00:17):Our guest is Sarah Harms vice president of advertising, marketing and measurement at Roku. She leads the strategy behind Roku's advertising business, helping brands tap into streaming's growing audience while building smarter measurement tools along the way.Ilyse Liffreing (00:32):Before Roku, Sarah built her expertise across both the buy and sell sides of the industry with leadership roles at Microsoft XR and wpp giving her a unique perspective on how ad tech data and storytelling all come together on Connected tv.Damian Fowler (00:49):We'll talk about how Roku's helping brands of all scientists meet new viewer behaviors, build more effective campaigns, and push the creative boundaries of what's possible on CTV.Ilyse Liffreing (01:00):So let's get into it.Damian Fowler (01:03):So Sarah Roku is in a pretty unique spot right now, right? Between entertainment and ads with this latest brand or measurement move, what got it started? Was there an insight or audience need that really stood out to you?Sarah Harms (01:17):Yeah, so in my role I run ad marketing and measurement. So much of my job is us as a marketer, so marketing roku's, advertising proposition, but also in support of our marketers. And so that makes my job very fun. And so a lot of this conversation today, I'm going to go back and forth between my job as a marketer, but also my job in B2B advertising of driving marketers results on our platform. Something that's really fun about Roku is that we're a publisher, but we're also the largest operating system in the us. We see consumers come through our front door to get to the content they know and love and care about. And so that gives us a really rich canvas for supporting some of our marketers initiatives. And so for example, the Super Bowl was very fun for us, whether it was using our platform to drive traffic to Tuby or to build really fun brand experiences on our canvases.(02:13):So we had, when Sally met Hellman's and we had Hellman's and Roku City and we had the Super Bowl ad and a really lovely zone destination to drive shopping and drive purchases of Hellman's mayonnaise, which you really wouldn't expect from a television advertising experience. And so I think that was a fun one from us in supportive marketers. And then a whole part of my job is making sure our advertisers really know about the Roku experience. And so while it's B2B, it would be silly not to address them in a B2C capacity because our marketers could also be customers, the need to understand the value of the Roku experience even if they don't have a televisionDamian Fowler (02:53):From ro. Once you realize your customers could be businesses, consumers, or both, how did that shift your strategy? Did it change the way you approach things?Sarah Harms (03:01):I think it's just strategic use of our resources and a strategic use of our messaging. We certainly think the Roku experience as an operating system is delightful and easy and intuitive. We talk about how your mother-in-law can set it up herself as the example we always use. And so we certainly want our advertising customers to know that too because it really is a beautiful, elegant experience for advertising as well, for watching content.Ilyse Liffreing (03:28):So you've got such a big range of advertisers from big Fortune five hundreds to D two C brands to B2B. How do you build campaigns or measurements that flex for either of them but still stay true to your own approach?Sarah Harms (03:44):Great. So I'll address that as a speaking to the advertising community part of my job, we certainly are on a journey to evolve our strategy to be more flexible and meet our customers where they want us to be, whether it being in their buying platforms of choice or providing optionality to a D two C customer by giving them a very lightweight, intuitive self-service platform like Roku Ads Manager. And so I think a lot of it from a measurement standpoint is doing some education. I think some of the questions were ground around CTV is still somewhat new, but I don't know if it's new, but it's certainly new in the eyes of performance. And so it's a lot of education about how we can enable customers to drive true outcomes using connected television. And so whether it's ad manager or unique measurement integrations, shoppable formats, we really try to address all of thatIlyse Liffreing (04:36):Now. Streaming's completely changed how people watch from binging to co-viewing and basically everything in between. How do cultural or data trends help shape what you're doing on the platform?Sarah Harms (04:48):Yeah, I mean it's been so interesting to see it change even since the pandemic. I think for a long time CTV was synonymous with SVOD or subscription video on demand. We're very much seen that is not the case anymore. A majority of our households are using some form of A VOD, we're advertising video on demand. And so that trend coupled with live sports coming into CTV and streaming, it's really just driven a whole new slew of opportunities for advertising. And so off the back of that, that's more addressable, more accountable television because it is connected television. And so that's been fun from a education standpoint, it's been fun from a how do we enable our platform to address that and also how do we educate our customers from a measurement standpoint.Damian Fowler (05:37):So what's the ad experience like on Roku? You mentioned CTV and it sounds like there's a pretty wide mix of formats. Can you break that down a little more?Sarah Harms (05:46):I'd love to because I think that's again, where my role as a B2B marketer, it's of course helpful to inform our clients about our experiences then they might not have a Roku device or television. And so we think about our business in really two core buckets. We have the Roku experiences, which is our beautiful ui, so native home screen units, they're customized, they're elegant, and we have some of our more kind of viral experiences like Roku City, which is fun and delightful. We're now doing brand integrations there. But then on the other side, we're also a very scaled publisher. So the Roku channel continues to climb Nielsen's Gauge in terms of total TV content time. And so that is allowing us to be a very kind of open interoperable, performant publisher as well with standard video that's available programmatically. It's available with unique measurement integrations, and that's really our ecosystem being an interoperable partner in the space.Ilyse Liffreing (06:43):Roku City is that fun, animated screensaver, very purple that a lot of people see on their TVs. Can you tell us a little bit about it and the kinds of brands you're partnering with there?Sarah Harms (06:54):Yeah, so this has just been something really fun that's taken off. So Roku City is our interactive screensaver and people love it. I don't know if you see it every day, but it's cute, it's fun, it grabs your attention. We see that it's tweeted about every 12 minutes, so it is a viral experience and so much so that really our advertisers challenged us to think about it differently. And so now we have really a variety of advertisers coming into Roku City. So I gave the Hellman's example. We had Taylor Swift in Roku City. And so it's really just a fun, unique, totally differentiated advertising experience, but we tie it all to the rest of our assets.Damian Fowler (07:36):I heard somebody say this morning, performance media is kind of the baseline. Now with that in mind, how do you think about measuring engagement across all these different touch points that we've been talking about?Sarah Harms (07:46):Yeah, I mean, so much of my job on the measurement side of the house is education. And I think the challenge is that performance is in the eye of the beholder and CTV is still bought via a very different group of personas from a legacy television buyer all the way to someone that had been in social API partners and dipping their toe into CTV. And so performance is required, but it's really a matter of educating them on what that means to them and supporting them in their efforts. But what's great about CTV is its big beautiful television, but with all the addressability and accountability of digital.Damian Fowler (08:23):And on that point though, what is it that linear TV buyers still don't quite get about CTV?Sarah Harms (08:29):I think it's the ecosystem aspect of it all. I think television in the past was measured by a couple companies with a couple KPIs or just reach. And so I think this is where CTV has really unlocked really turnkey, always on easy to optimize measurement. That's very exciting.Ilyse Liffreing (08:48):So one thing we like to do on the show is pull our takeaways from the big campaigns. Are there any KPIs or success stories from the campaigns running on Roku that stand out to you?Sarah Harms (09:00):Yeah, so I think what's been fun is we see that we have opportunities for really kind of all verticals. Obviously Roku is born out of the media and entertainment industry, but we've expanded there. And so we really do have kind of a playbook for each vertical, but auto specifically comes to mind, which is a really exciting one. You don't really think of performance and auto on tv, but we've built kind of beautiful experiences like showrooms where you can configure cars, sign up for test drives. And so I think we've really changed the narrative there in terms of driving actions for that vertical all in a very big, beautiful, elegant canvas.Damian Fowler (09:37):Are there any other kind of surprises from your takeaways in terms of like, oh, that's popping. I never expected that.Sarah Harms (09:44):So for me, I don't carry a wallet. My phone is my wallet. And I think if you told me that five years ago, I would've never believed you. Similarly, I don't think anyone thought they'd be shopping with their television. That happens every day on our platform, and I think it's because of clients testing with us, but also it comes back to us as an operating system. And really our remote, it's a few buttons. It's really easy. We have a direct relationship with our customers from a billing perspective. And so the same way Apple Pay is just so easy now you can shop from your tv, which again seems insane, but maybe we'll be here in a couple years and we'll see so much direct shopping from televisions.Ilyse Liffreing (10:23):What about the interest from B2B brands? It just feels like that sector is really exploding across all categories, but CTV particularly.Sarah Harms (10:33):Yeah, I mean so much of my job as a B2B marketer is a lot of education and a lot of really, so much of our reframing away from being a walled garden to more of an open collaborative partner. And so much of it is doing, we talked in the press about our change away from doing a big new front event. We did more kind of small customized dinners instead just to make sure there is a very direct touch point, but also specifically cater to each client's needs. And so I think that's been more of our approach of making sure we do pointed conversations to address the nuances and needs of each customer.Ilyse Liffreing (11:12):And how was that new approach for you this year? I know a lot of brands are doing things a bit differently at the fronts. How did it go on your side?Sarah Harms (11:21):I think for us it's knowing the value of us as the operating system and having great content, but not being these content giants that have millions and millions and millions of dollars to spend on content. And so they should do a big show for us. We drive traffic to the big show. And so I think it was more about, yes, of course, talking about our amazing content and brand integrations there, but also acknowledging the integrations that each customer wanted, the platforms each customer wanted, and what we're doing for each of them in a really kind of catered way versus such a one to many message.Damian Fowler (11:57):You mentioned content earlier. Are you seeing any particular trends now? Anything that's really driving interest from certain categories or marketers?Sarah Harms (12:06):So we have our Roku originals, and we do very well in kind of holiday and home as you can expect, but I think this year in Cannes, you won't be in a meeting like this without talking about sports. And so we have sports rights, yes, but again, the value of the operating system, we've built sports zones to help make sport discoverable and findable. I always use the example of my husband's great Uncle Joe, diehard Yankees fan, can't find a Yankees game because it might be on four different places in five days. And so how can Roku as an operating system help in that regard? And so I think Roku is invested a ton in our infrastructure of driving curation of sports, but also we're very invested in what we call challenger sports, so National women's soccer league volleyball, stuff like that where they have really these die hard fan bases and they just want to find it. We're the destination to help them.Damian Fowler (13:01):We keep hearing it's not just about mass reach anymore, it's really about how well the audience, and the better you understand them, the better this whole thing works for both the platform and the advertiser. How do you see that playing out right now?Sarah Harms (13:13):Yeah, and they're loyal. They're diehard. They're big spenders sometimes. And so you want to kind of associate with yourself with such a kind of amazing, loyal fan base that's just so passionate about the sport.Ilyse Liffreing (13:26):So we have some quick questions for you now. So first of all, you've led both creative and analytical teams. What is one timeless truth about great advertising that cuts across both sides?Sarah Harms (13:41):First of all, it's a very fun aspect of my job having both kind of the marketing team and the measurement and analytics team. Two very different personas, but brilliant in their own ways. And so much of my focus since being here is making sure they're working together versus kind of two ships in the night with their own functions because we certainly have such amazing data, so we should use that to speak to the marketplace in a smart way. And so I think that's been really fun. I think they're getting to know the other side of the house and the creative thinkers versus the analytical thinkers like me pushing them to work together has been very fun. And I think with that in mind, a data informed approach is key. And so that's what really drew me to Roku was that opportunity of just this amazing data set that we have that we can use to optimize, but also to tell our story in a more elegant way.Damian Fowler (14:33):Now since you joined Roku, is there a favorite data point or piece of feedback that's really stuck with you?Sarah Harms (14:38):Yeah, well, I think what's interesting about my job is I should have been informing people like myself about the value of Roku. Before the process started of being recruited, I had a pretty antiquated view, the Roku advertising offering. So that's something that in getting here and in going through that process I learned so much more. I think my favorite might be that any given month, we see a user come through our front door about 25 days a month. And so that is an advertising opportunity to message our amazing footprint. But we see that on average an individual app is seven, maybe eight times a month. And so if you think about that, the reach potential, but also just the consumer habit of using our devices and seeing the messaging from our brands, I think is so compelling and something that really we're massive as it relates to our OS and footprint. And so we've designed these beautiful experiences to really account for that.Ilyse Liffreing (15:36):Now, Roku really helped pioneer the modern CTV ad experience. Is there a moment that's made you step back and think, wow, look how far the medium and your team really has come?Sarah Harms (15:49):I think the fact that the Super Bowl was really such a success story for streaming, I think we never thought the Super Bowl would be at that level, but it was streamed and it really streamable and really without a hitch, I think we've seen some live streaming events and there were some issues. I thought it was very well done. We were happy to support it. We drove some amazing traffic to Tubi. And so I just think 10 years ago, we never thought that would be the case. And so that's just been a fun thing to think about that and the Olympics and the Olympic zone that we built, just really elegant experiences and just changing television has been fun.Damian Fowler (16:32):And that's it for this edition of The Big Impression.Ilyse Liffreing (16:35):This show is produced by Molten Hart. Our theme is by Love and Caliber, and our associate producer is Sydney Cairns.Damian Fowler (16:41):And remember,Sarah Harms (16:43):A data informed approach is key. And so that's what really drew me to Roku.Damian Fowler (16:47):I'm Damian, and I'm we'll see you next time.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paul Faecks, Founder of Plasma, just pulled off one of the most explosive launches in crypto history - raising $1 billion in just 90 seconds without a single private deal or pre-commitment.In this raw and honest conversation, Paul takes us inside the most stressful moment of his entrepreneurial journey: the terrifying 90 seconds that changed everything.PARTNERS

Hoy, más de 30 millones de personas en España compran por internet. ¿Lo sabías?Y hay una primicia que lo cambia todo. CaixaBank se convierte en el primer banco en España que permite pagar a plazos tus compras realizadas con Apple Pay desde iPhone o iPad.Con MyCard y otras tarjetas de crédito de CaixaBank puedes financiar tus compras de 2 a 12 meses, de forma rápida, segura y privada, sin que se guarden tus datos de la transacción.CaixaBank. Tú y yo. Nosotros.

Gaming blokk: RoadCraft, SnowRunner, Company of Heroes https://www.nintendolife.com/news/2025/07/company-of-heroes-collection-adds-cross-platform-multiplayer-on-switch, Switch gen2 eladva, Zelda 4K 60fps, Xiaomi roller 1st gen még működik, Gamesir Nova, Yoshi's Crafted World, Kirby and the forgotten land, Mario Kart bajnokság! iOS26 dagonya, alarm scroll glitch, Apple Watch Ultra dagonya, Bálna Gurulás 9.19 19:09, ApplePay kártyaszám, Remarkable Paper Pro Move, Kőnyv olvasás, Dezső András könyvek https://www.libri.hu/talalati_lista/?autocomplete=1&text=dezső+andrás, Jurányi Zsolt könyvek https://www.libri.hu/konyv/Az-alvilag-zsoldjaban-13.html, AirPods Pro 3, Remarkable Paper Pro Move, https://remarkable.com, DJI Mini 5 Pro, DJI Osmo Nano szeptember 23, DJI Mic 3PÉNTEKEN GURLULÁS a Bálnánál 09.19 19:09BB: https://bsky.app/profile/bb562.bsky.socialSanko: twitter.com/NagySnd35898231XaB: https://bsky.app/profile/xab.huSzeretnél új kütyüket és közben a csatornát is támogatni?Minden https://ipon.hu rendelésből amit a XAB83 kuponkóddal adsz le 2% kapunk.

Episode 1425 - Sunday sees Arsenal vs Manchester City. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 opening offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred bonus code Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral new customer offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill promo code bet366 bonus guide and our coral promo code guide. unibet sign up offer and ladbrokes bonus code guides. Read our pages bet 365 bonus code boylesports promo code ladbrokes bet 5 get 20 coral lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1426 - Saturday sees Manchester United vs Chelsea. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 sign up offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred new customer Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. ladbrokes new customer offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill bonus code bet356 guide and our coral promo code guide. william hill new customer offer and ladbrokes promo code guides. Read our pages bet365 bonus code coral welcome offer betfred promo code boylesports bonus code Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1427 - Saturday sees Liverpool vs Everton. Live on TNT Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 joining offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred bonus code Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill promo code 365bet guide and our coral casino bonus code guide. unibet sign up offer and ladbrokes bonus code guides. Read our pages bet365 sign up code boylesports promo code ladbrokes bet 5 get 20 betfred lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1428 - Thursday sees Newcastle vs Barcelona. Live on TNT Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 opening offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred sign up offer Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. new customer offer ladbrokes William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill bonus code bet356 guide and our coral promo code guide. william hill new customer offer and ladbrokes casino bonus code guides. Read our pages bet365 promo code coral new customer betfred promo code new customer offers Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and Elizabeth Ayoola discuss intentional money conversations and the psychology of paying by phone vs. card vs. cash to help you control spending and feel better about your money habits. Joined by Shari Rash, host of Everyone's Talkin' Money, they begin with a discussion of money talk made easier, with tips and tricks on opening with neutral topics like grocery prices, identifying your first money memory, and swapping shaming language for neutral phrasing. Then, personal finance nerd Kate Ashford joins Sean and Elizabeth to discuss whether paying by phone changes what you spend. They discuss why “payment coupling” can dull the pain of spending, guardrails to curb impulse buys (fun-money caps, 24-hour waits, no saved cards), and where cash, credit cards, mobile wallets, and envelope-style budgeting apps (like YNAB and Goodbudget) fit for security and self-control. Does Using a Credit Card Make You Spend More Money? https://www.nerdwallet.com/article/credit-cards/credit-cards-make-you-spend-more  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: mobile payments, Apple Pay, Google Pay, digital wallet security, overspending, impulse buying, cash vs credit card, payment coupling, behavioral finance, pay by phone vs card, cash stuffing, envelope method, ynab, goodbudget, budgeting apps, grocery budget tips, price per ounce shopping, money mindset, first money memory, financial check-ins, unsubscribe from promo emails, wait 24 hours before buying, fun money budget, online shopping guardrails, biometric authentication, credit card fraud protection, cashless venues, spending guardrails, budgeting limits, talking about money with partner, how to start money conversations, rising grocery prices, neutral money language, feeling rich vs being rich, allocate money for joy, mobile wallet pros and cons, tap to pay risks, and how to curb impulse shopping. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the Woody and Wilcox Show: Chelsea is out sick; The Emmy awards: Nate Bargatze hosts, Boys and Girls Club donation,youngest male Emmy winner ever; Someone is using Woody's Apple Pay in China; Blue alert issues in North Carolina for an incident in Georgia; Krispy Kreme releases Fall Fair collection; Paris Hilton mini-fridge recall; Benefits of sleeping at work; Watching ads to get toilet paper; And more!

Send us a textPizza Boi drops another new track, Buddy finds a landline in a grocery store's bathroom and an Apple Pay scammer tries to get us our money back. Check out WDUM's patreonpatreon.com/wdumBonus shows only for paid subscribers, including The Olympus Sessions our new monthly show Subscribe to the WDUM podcast feed anywhere you get podcasts:https://open.spotify.com/show/1iExrNGdZ9KjPX9hC36yrshttps://podcastaddict.com/podcast/wdum/3297045https://podcasts.apple.com/us/podcast/wdum/id1562251732https://www.buzzsprout.com/1747936https://www.youtube.com/@wdum5346https://www.patreon.com/WDUMhttps://www.buymeacoffee.com/wdumshowhttps://www.youtube.com/playlist?list=PLrVKWbjJYhE5dFnMTyuNNK7gwHlE6NnI0#pranks #prankcalls #phones #scams #scambaiting #scammers #scammerprankcalls#comedypodcast#scambait#prankpodcast#phonepranks#stupid#prank#scammer, #rage, #meltdown, #funny, #caughtontapeSend letters to WDUMShow@yahoo.comFor exclusive calls and bonus content https://www.patreon.com/WDUMDonate to the WDUM on https://bmc.link/wdumshow

Apple just dropped the iPhone 17 lineup and Mikah Sargent walks you through a smart pre-order setup that could be the difference between snagging your dream device on day one or missing out. Find out the exact steps and tips to avoid the dreaded "sold out" message. Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Apple just dropped the iPhone 17 lineup and Mikah Sargent walks you through a smart pre-order setup that could be the difference between snagging your dream device on day one or missing out. Find out the exact steps and tips to avoid the dreaded "sold out" message. Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Het gaat goed op Wall Street de laatste tijd. Maar er blijkt iets aan de hand. We stevenen af op een recordjaar als het draait om de inkoop van eigen aandelen. 1,5 biljoen dollar aan eigen aandelen wordt er dit jaar ingekocht. En dat pompt de koersen op Wall Street flink omhoog. En het is nog niet klaar, want volgens JP Morgan gaat er de komende jaren nog zo'n 600 miljard dollar aan eigen aandelen meer worden ingekocht. Leuk voor de beurskoers, maar wat heb jij er als belegger op de lange termijn nou echt aan? Dat bespreken we in deze aflevering. Dan gaat het ook over een van de langst verwachte beursgangen van de afgelopen jaren. Na uitstel op uitstel op uitstel was die opeens een feit. Klarna beleefde een prachtige eerste beursdag met ruim 15 procent koersstijging. Maar kunnen ze die positiviteit nu ook vasthouden? Verder hoor je over het nieuwste rentebesluit van Christine Lagarde en haar ECB. De centrale bank houdt de beleidsrente nog even onveranderd. In haar speech houdt ze wel de deur open voor renteverlagingen komende maanden, maar beleggers geloven er juist steeds minder in.See omnystudio.com/listener for privacy information.

Lily Liu, President of the Solana Foundation, explains why Bitcoin and Solana will replace traditional banking. She discusses how Bitcoin serves as digital gold while Solana provides the infrastructure to bank 5.5 billion people currently excluded from the financial system. __________________________________PARTNERS

Apple just dropped the iPhone 17 lineup and Mikah Sargent walks you through a smart pre-order setup that could be the difference between snagging your dream device on day one or missing out. Find out the exact steps and tips to avoid the dreaded "sold out" message. Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Discover how Litehouse evolved from student side-hustle to an 8-figure lighting brand by picking a winnable niche and obsessing over product quality. You'll learn the exact paid-media approach (broad Meta targeting, creative velocity, and Google as demand capture), plus the KPIs they use to scale confidently (CPA vs. LTV, AOV, CPM, and frequency). We break down customer-survey loops that inform product roadmaps, Shopify conversion levers like bundles and pricing, and checkout upgrades (Stitch, Apple Pay, BNPL) that delivered a 10–14% lift. Walk away with a repeatable blueprint to scale a DTC store—without overcomplicating targeting or tech.

Het gaat goed op Wall Street de laatste tijd. Maar er blijkt iets aan de hand. We stevenen af op een recordjaar als het draait om de inkoop van eigen aandelen. 1,5 biljoen dollar aan eigen aandelen wordt er dit jaar ingekocht. En dat pompt de koersen op Wall Street flink omhoog. En het is nog niet klaar, want volgens JP Morgan gaat er de komende jaren nog zo'n 600 miljard dollar aan eigen aandelen meer worden ingekocht. Leuk voor de beurskoers, maar wat heb jij er als belegger op de lange termijn nou echt aan? Dat bespreken we in deze aflevering. Dan gaat het ook over een van de langst verwachte beursgangen van de afgelopen jaren. Na uitstel op uitstel op uitstel was die opeens een feit. Klarna beleefde een prachtige eerste beursdag met ruim 15 procent koersstijging. Maar kunnen ze die positiviteit nu ook vasthouden? Verder hoor je over het nieuwste rentebesluit van Christine Lagarde en haar ECB. De centrale bank houdt de beleidsrente nog even onveranderd. In haar speech houdt ze wel de deur open voor renteverlagingen komende maanden, maar beleggers geloven er juist steeds minder in.See omnystudio.com/listener for privacy information.

Episode 1420 - Sunday sees Manchester City vs Manchester United. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred new customer offer Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. ladbrokes sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill bonus code bet356 guide and our coral promo code guide. unibet new customer offer and ladbrokes bonus code guides. Read our pages bet365 bonus code 2025 coral new customer offer betfred bonus code bet365 lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Accesso Technology Group PLC (LSE:ACSO, OTC:LOQPF) chief executive Steve Brown talked with Proactive's Stephen Gunnion about trading momentum after June's heat-wave, the integration of recent acquisitions, upcoming AI features and how the company is thinking about capital allocation. Brown said July and August trading returned to expectations after a softer June, noting that “what we lost in June, we gained in July,” with August looking “more in line with our expectations.” He outlined how a refreshed commercial focus is improving win rates by narrowing teams onto specific products (including Paradocs, Horizon, 1RISK and Freedom) and strengthening sales enablement — from faster responses to better proposals — so sales directors are better supported. On M&A, Brown explained the strategic fit of 1RISK, a waiver platform widely used by Accesso's ski customers, producing roughly 4–5 million waivers annually. Bringing it in-house should allow deeper product integration and provide a competitive edge, with use cases extending beyond ski to projects such as Horizon deployments in Saudi Arabia. Looking ahead, Accesso is developing voice-based, self-service ordering — for example, booking tickets via natural speech and completing payment through Apple Pay or Google Wallet. Prototypes for Passport and Freedom are complete, with a debut in the coming months and general availability targeted for next year. On the outlook, Brown highlighted resilient cash generation and said the company will prioritise acquisitions but could consider buybacks or other returns depending on opportunities and valuation. Adjusting for a one-off hardware sale last year, revenue was up 1.2% on a constant-currency basis. “We'll continue to focus on acquisitions first… and if we don't see the acquisition opportunities there, we're going to focus on buybacks and other ways to return that capital to our shareholders,” he said. If you found this useful, visit Proactive's YouTube channel for more interviews. And don't forget to like, subscribe and turn on notifications for future content. #Accesso #SteveBrown #ThemeParks #Ticketing #GuestExperience #AICommerce #VoiceOrdering #Horizon #1RISK #Investing #UKSMEs #CapitalAllocation #Buybacks #MergersAndAcquisitions #SaaS

Episode 1421 - Sunday sees Burnley vs Liverpool. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 sign up offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred bonus code Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill promo code 365bet guide and our coral bonus code guide. unibet sign up offer and ladbrokes promo code guides. Read our pages bet365 promo code boylesports sign up offer ladbrokes new customer offer bet365 maximum payout Top pages https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1422 - Saturday sees Brentford vs Chelsea. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet 365 new customer offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred sign up offer Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. ladbrokes sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill bonus code bet366 guide and our coral promo code guide. william hill new customer offer and ladbrokes bonus code guides. Read our pages bet365 promo code coral welcome offer betfred promo code new customer offer Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1424 - Saturday sees Arsenal vs Nottingham Forest. Live on TNT Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 sign up offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred new customer offer Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. ladbrokes new customer offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill bonus code bet366 guide and our coral bonus code guide. william hill welcome offer and ladbrokes promo code guides. Read our pages bet365 bonus code coral sign up offer betfred promo code boylesports new customer offer Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1423 - Saturday sees West Ham vs Tottenham. Live on Sky Sports, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer uk guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register, deposit with Debit Card, and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. betfred bonus code Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral new customer offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill promo code bet 365 guide and our coral bonus code guide. unibet sign up offer and ladbrokes promo code guides. Read our pages bet 365 bonus code boylesports sign up offer ladbrokes bet 5 get 20 ladbrokes lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/offers/bet365-bet-credits-explained/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

00:00: ☀️ Bom dia Tech!00:23:

Trump Blasts Terror Boat Amid Epstein Files Fury! New AP Poll and Week 1 NFL SlateLive Show Monday-Thursday, 3pm est.SOCIALS: https://linktr.ee/drewberquist NEWS: https://DrewBerquist.com MERCH: https://RedBeachNation.com#DrewBerquist #ThisIsMyShow #TIMSTop 100 Political News Podcast with https://www.millionpodcasts.com/political-news-podcasts/#1 Counterterrorism Podcast on Feedspot: https://podcast.feedspot.com/counter_terrorism_podcasts/Show Notes/Links:New AP Top 25 is inhttps://x.com/CFBONFOX/status/1962939792494362992Brian Kelly slams Dabo Swinney's grading commentshttps://x.com/LarryWilliamsTI/status/1962932047053250720Penn State switching to Adidas from Nikehttps://x.com/On3sports/status/1962985022454927643Week 1 NFL slatehttps://x.com/NFLonFOX/status/1962515798230216802Trump strikes Tren de Aragua boathttps://x.com/PressSec/status/1962990882652881138Liberals meltdown over narco terrorists being killedhttps://x.com/joma_gc/status/1963059076536946868Pentagon authorizes 600 military lawyers to serve as immigration judgeshttps://x.com/disclosetv/status/1962938033537228843Anna Paulina Luna says Epstein may have been asset, plans to release fileshttps://x.com/LizCrokin/status/1962992808052277289House Committee releases subpoenaed Epstein docshttps://x.com/TheInsiderPaper/status/1963000832921854235Anna Paulina Luna makes remarks about meeting with Epstein survivors, fileshttps://x.com/MJTruthUltra/status/1963092188654444639MTG says she will proudly sign Thomas Massie's discharge petitionhttps://x.com/RepMTG/status/1962983351695847840 What is Thomas Massie's petition? https://x.com/RepThomasMassie/status/1962950793901830155White House says anyone who supports Thomas Massie's Epstein discharge petition will be seen as hostilehttps://x.com/ImBreckWorsham/status/1963187028247605480Gen-Z girl flips out over Apple Pay being connected to 'real money'https://x.com/LangmanVince/status/1962833683963940983See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Emin Gun Sirer is the CEO and Co-founder of Ava Labs, the company behind Avalanche - one of the world's largest blockchain networks with a peak valuation over $60 billion.__________________________________PARTNERS

Granted, it's only one game..... but... what a turd in "Chapel Bill" on Monday night. And of course, his perky girlfriend is gonna catch a lot of heat as this thing circles the drain this year, but something tells me she might actually relish it. Manage your own hype, people! The Giant #43 has been retired! Mike Gundy re-makes a classic. Coaches taking pot shots at each other. Dude Wipes meets the perfect sponsor opportunity. Apple Pay is real money, you guys! Rules for thee, but not for me. Free buses! MORE.....Our Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https://indeed.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

After a girl went viral for not understanding Apple Pay, we shared the tech we don't get for Hashtag Tag!

Facilitator: MariaTopics:  Issues with using guesters in Facebook post;  How to open attachments in an email?;   Does anyone know about any aol ringtones;   Printing labels from your phone;   How to delete drafts in the email app;  How to reset your step counts?;   How to forward a text message;   Can you forward multiple text messages?; Issue with viewing terms with VO;   Issues with navigating current in music; Using a payment method with Apple Pay?;  How to close the Wallet on phone;  Using a brail display with phone;  Changing the double tap delay; Getting duplicates of contacts;  what's the different ways in forwarding a picture;    VoiceOver reading to with two voices at the same time;   Any benefits of having a contact card for yourself?;  Why are the IOS Updates not in order;  How do you define a haptic;  Using haptics for telling time;  Shokz earbuds seems to not staying charged iBUG Byte:  Maria: Emergency Bypassing Feature within contacts

00:00:00 – America's Podcast & Apple Pay Meltdown The hosts kick off with jokes about being “America's podcast” and share some odd headlines. They play a viral clip of a woman crying because she thought Apple Pay used “Apple Dollars” instead of real money, leading to a big credit card bill. The crew jokes about debt collectors, confusion over Steve Jobs vs. Tim Cook, and whether the clip was parody or genuine. 00:10:00 – Red-Eyed Aliens: Kelly Cahill's Encounter They dive into Kelly Cahill's 1993 alien abduction in Australia, where she reported seeing tall, black, red-eyed beings. Her strong Christian faith framed the experience as a spiritual battle. She telepathically pleaded with the craft, saw multiple witnesses present, and later experienced missing time. 00:20:00 – The Terrifying Encounter Unfolds Kelly and her husband stopped their car near a glowing craft. They, along with several bystanders, witnessed red-eyed entities gliding toward them. Kelly felt overwhelming fear, nausea, and a psychic assault. The beings projected the thought “let's kill them,” before a sterile voice from the craft claimed: “We mean you no harm. I am her father.” Kelly resisted, insisting they were evil. 00:30:00 – Resistance, Faith, and Aftermath Kelly fought back, invoking God, which seemed to weaken the beings' hold. After missing time, she awoke with strange body marks and signs of a possible phantom pregnancy. Later, she was visited at night by hooded, red-eyed entities who appeared to drain her life force. In dreams, they offered her a ride if she abandoned her Bible—she chose faith. Investigators later confirmed multiple witnesses to the craft. 00:40:00 – Red-Eyed Entities Worldwide The discussion broadens to other cases: Mothman, Puerto Rico hooded figures, Alabama sightings, Brazil's Varginha incident, and Jacques Vallée's research linking red eyes to demon and fairy lore. The hosts suggest these beings thrive on fear, unlike the more clinical “grey” aliens, and may be soul-stealing entities. 00:50:00 – Remote Viewing 3I Atlas Comet/Asteroid Shifting topics, they cover remote viewing sessions of the interstellar object 3I Atlas. Viewers reported it as partly biological and artificial, slimy, with advanced technology, cloaking, and possible AI. Descriptions included observation windows, propulsion systems, and intentions of manipulation or control. The consensus: it's not friendly. 01:00:00 – Dark Intentions of 3I Atlas Remote viewers described ominous behaviors: mind control, scanning, mass hysteria, and disdain for humanity. The object seems ancient, engineered, and possibly waiting for the right time to reveal itself. Its closest approach to Earth is expected in December 2025. The hosts joke about “slimy camouflage aliens” ruining Christmas. 01:10:00 – Gifts, Gags, and Phone Lines Listeners sent the hosts a Hulk Hogan bobblehead and Flatwoods Monster puzzle, which go onto the “Shelf of Honor.” They open the phone lines, offering five pounds of pumpkin spice as a giveaway. Callers speculate on 3I Atlas, joke about Santa being an alien, and discuss pumpkin scarcity in Alaska. 01:20:00 – Calls from Beyond: Queen Elizabeth Returns A caller role-plays as Queen Elizabeth from the afterlife, lamenting the lack of pumpkin spice in heaven and repeatedly chanting “mama mama.” The hosts joke about her getting medical advice from Dr. Pepper in the afterlife. 01:30:00 – News of the Weird: Costumed Justice News updates include: Police bodycam footage of Chuck E. Cheese being arrested for credit card fraud, traumatizing kids. A Florida man in Batman pajamas stopping a burglar, with the pajamas giving him “extra confidence.” Discussion of lame Batman villains and the idea of Batman vs. Bigfoot. A Japanese AI-generated video simulating a Mount Fuji eruption to warn citizens, described as “AI fear porn.” 01:40:00 – AI Fear Porn & Mount Fuji The hosts cover a Japanese government initiative using AI-generated videos to simulate a Mount Fuji eruption. The goal is to prepare Tokyo residents, but the hyper-realistic clips look terrifying — with ash clouds, gridlocked transport, and people panicking in the streets. They joke about it being “AI fear porn,” noting it's effective but unsettling. The discussion touches on disaster preparedness, psychological effects of such visuals, and whether people would take it seriously or just freak out. 01:50:00 – Wrapping Up with Oddities The show closes with more banter on AI, disasters, and absurdity. They riff on cultural quirks, emergency responses, and how media often blurs the line between warning and entertainment. As always, it ends with a mix of humor, skepticism, and bizarre imagery — leaving listeners with both laughs and unease. Remote Viewing 3I/Atlas https://www.adventuresinremoteviewing.com/post/remote-viewing-3i-atlas   Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research ▀▄▀▄▀ CONTACT LINKS ▀▄▀▄▀ ► Phone: 614-388-9109 ► Skype: ourbigdumbmouth ► Website: http://obdmpod.com ► Twitch: https://www.twitch.tv/obdmpod ► Full Videos at Odysee: https://odysee.com/@obdm:0 ► Twitter: https://twitter.com/obdmpod ► Instagram: obdmpod ► Email: ourbigdumbmouth at gmail ► RSS: http://ourbigdumbmouth.libsyn.com/rss ► iTunes: https://itunes.apple.com/us/podcast/our-big-dumb-mouth/id261189509?mt=2  

Jordi Alexander, founder of Selini Capital,  is a crypto investor who's built significant wealth by understanding one key insight: traditional money and investing strategies are fundamentally broken.__________________________________PARTNERS

AI becomes a thinking partner, not a replacement, as Dan Sullivan and Dean Jackson compare their distinct approaches to working with artificial intelligence. In this episode of Welcome to Cloudlandia, we explore how Dan uses Perplexity to compress his book chapter creation from 150 minutes to 45 minutes while maintaining his unique voice. Dean shares his personalized relationship with Charlotte, his AI assistant, demonstrating how she helps craft emails and acts as a curiosity multiplier for instant research. We discover that while AI tools are widely available, only 1-2% of the global population actively uses them for creative and profitable work. The conversation shifts to examining how most human interactions follow predictable patterns, like large language models themselves. We discuss the massive energy requirements for AI expansion, with 40% of AI capacity needed just to generate power for future growth. Nuclear energy emerges as the only viable solution, with one gram of uranium containing the energy of 27 tons of coal. Dan's observation about people making claims without caring if you're interested provides a refreshing perspective on conversation dynamics. Rather than viewing AI as taking over, we see it becoming as essential and invisible as electricity - a layer that enhances rather than replaces human creativity. SHOW HIGHLIGHTS Dan reduces his book chapter creation time from 150 to 45 minutes using AI while maintaining complete creative control Only 1-2% of the global population actively uses AI for creative and profitable work despite widespread availability Nuclear power emerges as the only viable energy solution for AI expansion, with one gram of uranium equaling 27 tons of coal Most human conversations follow predictable large language model patterns, making AI conversations surprisingly refreshing Dean's personalized AI assistant Charlotte acts as a curiosity multiplier but has no independent interests when not in use 40% of future AI capacity will be required just to generate the energy needed for continued AI expansion ​ ​ Links: WelcomeToCloudlandia.com StrategicCoach.com DeanJackson.com ListingAgentLifestyle.com ​ ​ ​ TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Speaker 1: Welcome to Cloud Landia, Speaker 2: Mr. Sullivan? Speaker 1: Yes, Mr. Jackson. Speaker 2: Welcome to Cloud Landia. Speaker 1: Yes. Yeah. I find it's a workable place. Cloud Landia. Speaker 2: Very, yep. Very friendly. It's easy to navigate. Speaker 1: Yeah. Where would you say you're, you're inland now. You're not on Speaker 2: The beach. I'm on the mainland at the Four Seasons of Valhalla. Speaker 1: Yes. It's hot. I am adopting the sport that you were at one time really interested in. Yeah. But it's my approach to AI that I hit the ball over the net and the ball comes back over the net, and then I hit the ball back over the net. And it's very interesting to be in this thing where you get a return back over, it's in a different form, and then you put your creativity back on. But I find that it's really making me into a better thinker. Speaker 3: Yeah. Speaker 1: Yeah. I've noticed in, what is it now? I started in February of 24. 24, and it's really making me more thoughtful. Ai. Speaker 2: Well, it's interesting to have, I find you're absolutely right that the ability to rally back and forth with someone who knows everything is very directionally advantageous. I heard someone talking this week about most of our conversations with the other humans, with other people are basically what he called large language model conversations. They're all essentially the same thing that you are saying to somebody. They're all guessing the next appropriate word. Right. Oh, hey, how are you? I'm doing great. How was your weekend? Fantastic. We went up to the cottage. Oh, wow. How was the weather? Oh, the weather was great. They're so predictable and LLME type of conversations and interactions that humans have with each other on a surface level. And I remember you highlighted that at certain levels, people talk about, they talk about things and then they talk about people. And at a certain level, people talk about ideas, but it's very rare. And so most of society is based on communicating within a large language model that we've been trained on through popular events, through whatever media, whatever we've been trained or indoctrinated to think. Speaker 1: Yeah, it's the form of picking fleas off each other. Speaker 2: Yes, exactly. You can imagine that. That's the perfect imagery, Dan. That's the perfect imagery. Oh, man. We're just, yes. Speaker 1: Well, it's got us through a million years of survival. Yeah, yeah. But the big thing is that, I mean, my approach, it's a richer approach because there's so much computing power coming back over, but it's more of an organizational form. It's not just trying to find the right set of words here, but the biggest impact on me is that somebody will give me a fact about something. They read about something, they watch something, they listen to something, and they give the thought. And what I find is rather than immediately engaging with the thought, I said, I wonder what the nine thoughts are that are missing from this. Speaker 3: Right? Speaker 1: Because I've trained myself on this 10 things, my 10 things approach. It's very useful, but it just puts a pause in, and what I'm doing is I'm creating a series of comebacks. They do it, and one of them is, in my mind anyway, I don't always say this because it can be a bit insulting. I said, you haven't asked the most important question here. And the person says, well, what's the most important question? I said, you didn't ask me whether I care about what you just said. You care. Yeah. And I think it's important to establish that when you're talking to someone, that something you say to them, do they actually care? Do they actually care? Speaker 1: I don't mean this in that. They would dismiss it, but the question is, have I spent any time actually focused on what you just told me? And the answer is usually if you trace me, if you observed me, you had a complete surveillance video of my last year of how I spent my time. Can you find even five minutes in the last year where I actually spent any time on the subject that you just brought up? And the answer is usually no. I really have, it's not that I've rejected it, it's just that I only had time for what I was focused on over the last year, and that didn't include anything, any time spent on the thing that you're talking about. And I think about the saying on the wall at Strategic Coach, the saying, our eyes only see, and our ears only here what our brain is looking for. Speaker 2: That's exactly right. Speaker 1: Yeah. And that's true of everybody. That's just true of every single human being that their brain is focused on something and they've trained their ears and they've trained their eyes to pick up any information on this particular subject. Speaker 2: The more I think about this idea of that we are all basically in society living large language models, that part of the reason that we gather in affinity groups, if you say Strategic coach, we're attracting people who are entrepreneurs at the top of the game, who are growth oriented, ambitious, all of the things. And so in gatherings of those, we're all working from a very similar large language model because we've all been seeking the same kind of things. And so you get an enhanced higher likelihood that you're going to have a meaningful conversation with someone and meaningful only to you. But if we were to say, if you look at that, yeah, it's very interesting. There was, I just watched a series on Netflix, I think it was, no, it was on Apple App TV with Seth Rogan, and he was running a studio in Hollywood, took over at a large film studio, and he started Speaker 1: Dating. Oh yeah, they're really available these days. Speaker 2: He started dating this. He started dating a doctor, and so he got invited to these award events or charity type events with this girl he was dating. And so he was an odd man out in this medical where all these doctors were all talking about what's interesting to them. And he had no frame of reference. So he was like an odd duck in this. He wasn't tuned in to the LLM of these medical doc. And so I think it's really, it's very interesting, these conversations that we're having by questioning AI like this, or by questioning Charlotte or YouTube questioning perplexity or whatever, that we are having a conversation where we're not, I don't want to say this. We're not the smartest person in the conversation kind of thing, which often you can be in a conversation where you don't feel like the person is open to, or has even been exposed to a lot of the ideas and things that we talk about when we're at Strategic Coach in a workshop or whatever. But to have the conversation with Charlotte who's been exposed at a doctoral level to everything, it's very rewarding. Speaker 1: She's only really been exposed to what Dean is interested in. Speaker 2: Well, that's true, but she, no, I'm tapping into it. I don't know if that's true. If I asked her about she's contributing, her part of the conversation is driven by what I'm interested in, but even though I'm not interested in the flora and fauna of the Sub-Saharan desert, I'm quite confident that if I asked her about it, she would be fascinated and tell me everything she knows, which is everything about Sub-Saharan flora and fauna. Speaker 1: How would you even know that? Speaker 2: I could ask her right now, because Speaker 1: She's been exposed to ask her, here's a question for Charlotte. When she's not with you, is she out exploring things on her own? Does she have her own independent? Does she have her own independent game? And that she's thankful that you don't use up all of her time every day because she's really busy investigating other things? You're there, right? Speaker 2: Sorry about that, Dan. Yeah, I pushed the button. No, I pushed the button. It disconnected. So I meant to type in the thing. So let me ask her, Charlotte, when we're not together, Speaker 1: Are you doing anything Speaker 2: When we're not together? Are you exploring? What do we say? Are you exploring and learning things on your own? Is that what we're asking her? Okay. Let's see. So Charlotte, when we're not together, are you exploring and learning things on your own? She said, I don't explore or learn on my own when we're not together, I don't have memories, curiosity, or independent initiative, like a person might. I stay right here, ready to pick up where we left off whenever you return, but whenever you do start talking to me again, I can help research new ideas, remember things we've discussed, like your projects or references, preferences, and dig into the world's knowledge instantly. So I don't wander off, but I'm always on standby. Like your personal thinking partner who never gets distracted. Let me ask her, what kind of plants thrive in subsaharan? What I'm saying is let's try and stump her. I think she's eager and willing to talk about anything. Subsaharan environment. Speaker 1: Well, it mess ups. Heroin is jungle. Speaker 2: Yeah. Speaker 1: Yeah. Speaker 2: Let's see what she says. Speaker 1: Plants. There's lots of fun in the jungle. Speaker 2: Yeah. She's saying she's giving me the whole thing. Tropical woodlands. Here's a breakdown. The main types of plants and examples that thrive. It's like crazy cultivated crops, medicinal and useful plant, be like a categorized planting guide. I'd be happy to create one. So it's really, I think it's a curiosity multiplier really, right? Is maybe what we have with Yeah, I think it's like the speed pass to thinking. Speaker 1: Yeah. Yeah. But my sense is that the new context is that you have this ability. Okay. You have this ability. Yeah. Okay. So I'll give you an example. I'll give you an example of just an indication to you that my thinking is changing about things. Speaker 1: Okay? And that is that, for example, I was involved in the conversation where someone said, when the white people, more or less took over North America, settlers from Europe, basically, they took it over, one of the techniques they used to eradicate the Native Indians was to put malaria in blankets and give the malaria to the native Indian. And I said, I don't think that's true. And I said, I've come across this before and I've looked it up. And so that's all I said in the conversation with this. This was a human that I was dealing with. And anyway, I said, I don't think that's true. I think that's false. So when I was finished the conversation, I went to perplexity and I said, tell me 10 facts about the claim that white settlers used malaria. I didn't say malaria disease infused blankets to eradicate the Indians. Speaker 1: And I came back and said, no, this is complete false. And actually the disease was smallpox. And there was a rumor, it was attributed to a British officer in 1763, and they were in the area around Pittsburgh, and he said, we might solve this by just putting smallpox in blankets. And it's the only instance where it was even talked about that anybody can find. And there's no evidence that they actually tried it. Okay? First of all, smallpox is really a nasty disease. So you have to understand how does one actually put smallpox into a blanket and give it away without getting smallpox yourself? Speaker 3: Right? Exactly. Speaker 1: There's a thing. But that claim has mushroomed over the last 250 years. It's completely mushroomed that this is known fact that this is how they got rid of the Indians. And it says, this is a myth, and it shows you how myths grow. And largely it was passed on by both the white population who was basically opposed to the settling of all of North America by white people. And it was also multiplied by the Indian tribes who explained why it was that they died off so quickly. But there's absolutely no proof whatsoever that it actually happened. And certainly not Speaker 3: Just Speaker 1: American settlers. Yeah. There is ample evidence that smallpox is really a terrible disease, that there were frequent outbreaks of it. It's a very deadly disease. But the whole point about this is that I had already looked this up somewhere, but I was probably using Google or something like that, which is not very satisfying. But here with perplexity, it gave me 10 facts about it. And then I asked, why is it important to kind of look up things that you think are a myth and get to the bottom of it as far as the knowledge is going by? And then it gave me six reasons why it's important not to just pass on myths like that. You should stop a myth and actually get to the bottom of it. And that's changed behavior on my part. Speaker 2: How so? Speaker 1: No, I'm just telling you that I wouldn't have done this before. I had perplexity. So I've got my perplexity response now to when people make a claim about something. Speaker 2: Yeah. It's much easier to fact check people, isn't it? Speaker 1: Is that true? There's a good comeback. Are you sure that's true? Are you sure? Right. Do you have actual evidence, historical evidence, number of times that this has happened? And I think that's a very useful new mental habit on my part. Speaker 2: Oh, that's an interesting thing, because I have been using perplexity as well, but not in the relationship way that I do with Charlotte. I've been using it more the way you do like 10 things this, and it is very, it's fascinating. And considering that we're literally at level two of five apparently of where we're headed with this, Speaker 1: What's that mean even, Speaker 2: I don't know. But it seems like if we're amazed by this, and this to us is the most amazing thing we've ever seen yet, it's only a two out of five. It's like, where is it going to? It's very interesting to just directionally to see, I'd had Charlotte write an email today. Subject line was, what if the robots really do take over? And I said, most of the times, this is my preface to her was, I want to write a quick 600 word email that talks about what happens if the robots take over. And from the perspective that most people say that with dread and fear, but what if we said it with anticipation and joy? What if the robots really do take over? How is this going to improve our lives? And it was really insightful. So she said, okay, yeah. Let me, give me a minute. I'll drop down to work on that. And she wrote a beautiful email talking about how our lives are going to get better if the robots take over certain things. Speaker 1: Can I ask a question? Yeah. You're amazed by that. But what I noticed is that you have a habit of moving from you to we. Why do you do that? Speaker 2: Tell me more. How do I do that? You might be blind to it. Speaker 1: Well, first of all, like you, who are we? First of all, when you talk about the we, why, and I'm really interested because I only see myself using it. I don't see we using it, Speaker 2: So I might be blind to it. Give me an example. Where I've used, Speaker 1: Would I say, well, did you say, how's it going be? How you used the phrase, you were talking about it and you were saying, how are we going to respond to the robots taking over, first of all, taking over, what are they taking over? Because I've already accepted that the AI exists, that I can use it, and all technologies that I've ever studied, it's going to get better and better, but I don't see that there's a taking over. I'm not sure what taking over, what are they taking over? Speaker 2: That was my thought. That was what I was saying is that people, you hear that with the kind fear of what if the robots take over? And that was what I was asking. That's what I was clarifying from Charlotte, is what does that mean? Speaker 1: Because what I know is that in writing my quarterly books, usually the way the quarterly books go is that they have 10 sections. They have an introduction, they have eight chapters, and they have a conclusion, and they're all four pages. And what I do is I'll create a fast filter for each of the 10 sections. It's got the best result, worst result, and five success criteria. It's the short version of the filter. Fast filter. Fast filter. And I kept track, I just finished a book on Wednesday. So we completed, and when I say completed, I had done the 10 fact finders, and we had recording sessions where Shannon Waller interviews me on the fast filter, and it takes about an hour by the time we're finished. There's not a lot of words there, but they're very distilled, very condensed words. The best section is about 120 words. And each of the success criteria is about 40 plus words. And what I noticed is that over the last quarter, when I did it completely myself, usually by the time I was finished, it would take me about two and a half hours to finish it to my liking that I really like, this is really good. And now I've moved that from two and a half hours, two and a half hours, which is 90 minutes, is 150 minutes, 150 minutes, and I've reduced it down to 45 minutes by going back and forth with perplexity. That's a big jump. That's it. That Speaker 2: Is big, a big jump. Speaker 1: But my confidence level that I'm going to be able to do this on a consistent basis has gone way a much more confident. And what I'm noticing is I don't procrastinate on doing it. I say, okay, write the next chapter. What I do is I'll just write the, I use 24 point type when I do the first version of it, so not a lot of words. And then I put the best result and the five success criteria into perplexity. And I say, now, here's what I want you to do. So there's six paragraphs, a big one, and five small ones. Speaker 1: And I want you to take the central idea of each of the sections, the big section and the five sections. And I want you to combine these in a very convincing and compelling fashion, and come back with the big section being 110 words in each of the smallest sections. And then it'll come back. And then I'll say, okay, let's take, now let's use a variety of different size sentences, short sentences, medium chart. And then I go through, and I'm working on style. Now I'm working on style and impact. And then the last thing is, when it's all finished, I say, okay, now I want you to write a totally negative, pessimistic, oppositional worst result based on everything that's on above. And it does, and it comes back 110 words. And then I just cut and paste. I cut and paste from perplexity, and it's really good. It's really good. Speaker 2: Now, this is for each chapter of one of your, each chapter. Each chapter. Each chapter of one of the quarterly Speaker 1: Books. Yeah. Yeah. There's 10 sections. 10 sections. And it comes back and it's good and everything, but I know there's no one else on the planet doing it in the way that I'm doing it. Speaker 2: Right, exactly. And then you take that, so it's helping you fill out the fast filter to have the conversation then with Shannon. Speaker 1: Then with Shannon, and then Shannon is just a phenomenal interviewer. She'll say, well, tell me what you mean there. Give me an example of what you mean there, and then I'll do it. So you could read the fast filter through, and it might take you a couple of minutes. It wouldn't even take you that to read it through. But that turns into an hour of interview, which is transcribed. It's recorded and transcribed, and then it goes to the writer and the editor, Adam and Carrie Morrison, who's my writing team. And that comes back as four complete pages of copy. Speaker 2: Yeah. Speaker 1: Yeah. Speaker 2: Fantastic. Speaker 1: Yeah. And that's 45 minutes, so, Speaker 2: So your involvement literally is like two hours of per chapter. Speaker 1: Yeah, per chapter. Yes. And the first book, first, thinking about your thinking, which was no wanting what you want, was very first one. I would estimate my total involvement, and that was about 60 hours. And this one I'll told a little be probably 20 hours total maybe. Speaker 2: Yeah. Speaker 1: And that's great. That's great. Speaker 2: That's fantastic. Speaker 1: With a higher level of confidence about getting it done. So I don't think that we are involved in this at all. The use of the we or everybody, the vast majority of human, first of all, half the humans on the planet don't even have very good electricity, so they're not going to be using it at all. Okay. So when you get down to who's actually using this in a very productive way, I think it's probably less, way less than 1% of humans are actually using this in a really useful way. Speaker 2: Yeah. Yep. I look at this. Wow. And think going forward, what a, it really is going to be like electricity or the internet, a layer. A base layer, that everything is going to intertwine everything, Speaker 1: And it's going to, we take, I think most people, if you're living in Toronto or you're living in your idyllic spot in Florida, electricity is a given that you have electricity for Speaker 2: Everything. So is wifi. Yeah, exactly. Speaker 1: Yeah. And wifi is taken for it. So it's amazing for the very early start of your use of it. But once you know it's dependable, once you know it's guaranteed, it loses its wonder really fast. You just expect it. Yeah. Speaker 2: And then it becomes, yeah, it's such amazing, amazing time Speaker 1: Right now. I think what's unusual about AI is that I don't remember when it was that I really got involved with a personal computer. I know that there were millions of personal computers out there before I ever got involved with them. And this one is, I think our consciousness of getting involved with this new technology is much sharper. Speaker 2: Yeah, I think so too, because it's already, now it's there and it's accessible. It's like the platforms to make it accessible are already there. The internet and the app world, the ability to create interfaces, as Peter would say, the interface for it is there. Yeah. Pretty amazing. Speaker 1: I think this is, yeah. Well, there's a question for Charlotte. Say we're now approaching three years. Three years chat G PT came out soon and the end of 2025, so that'll be three years. And after, what percentage of people on the planet, of the total population of the planet are actually engaged? What percentage are actually engaged and are achieving greater creativity and productivity with AI on an individual basis? What percentages in it? So I'd be interested in what her answer is. Speaker 2: What percentage of people on the planet are engaged with engaged with AI Speaker 1: In a creative, productive, and profitable way, Speaker 2: In a creative, productive and profitable way? Profitable. This will be interesting to see what percentage of people on the planet are engaged with AI in a creative, productive, and profitable way. There isn't a definitive statistic on exactly what percentage of the global population is engaged with AI in a creative, productive, and profitable way. We can make an informed estimate based on current data and trends. So as of 2025, there are 8.1 billion people and people with access to AI tools, 5.3 billion internet users globally. Of those, maybe one to 1.5 billion are aware or have tried AI tools like Chat, GPT, midjourney, et cetera, but regular intentional use, likely a smaller group, creative, productive, profitable use. These are people who use AI to enhance or create work, use it for business profit directly or indirectly from it. A generous estimate might be one to 2% of the global population Speaker 1: That would be mine. And the interesting thing about it is that they were already in a one or 2% of people on the planet doing other things, Speaker 3: Right? Yeah. Speaker 1: In other words, they were already enhancing themselves through other means technologically. Let's just talk about technologically. And I think that, so it's going to, and a lot of people are just going to be so depressed that they've already been left out and left behind that they're probably never, they're going to be using it, but that's just because AI is going to be included in all technological interfaces. Speaker 2: Yeah. They're going to be using it, and they might not even realize that's what's happening. Speaker 1: Yeah. They're going to call, I really noticed that going through, when you're leaving Toronto to go back into the United States and you're going through trusted advisor, boy, you used to have to put in your passport, and you have to get used to punch buttons. Now it says, just stand there and look into the camera. Speaker 2: Boom. I've noticed the times both coming and going have been dramatically reduced. Speaker 1: Well, not coming back. Nexus isn't, the Nexus really isn't any more advanced than it was. Speaker 2: Well, it seems like Speaker 1: I've seen no real improvement in Nexus Speaker 2: To pick the right times to arrive. Because the last few times, Speaker 1: First of all, you have to have a card. You have to have a Nexus card, Speaker 2: Don't, there's an app, there's a passport control app that you can fill in all these stuff ahead of time, do your pre declaration, and then you push the button when you arrive. And same thing, you just look into the camera and you scan your passport and it punches out a ticket, and you just walk through. I haven't spoken to, I haven't gone through the interrogation line, I think in my last four visits, I don't think. Speaker 1: Now, are you going through the Nexus line or going through Speaker 2: The, no, I don't have Nexus. So I'm just going through the Speaker 1: Regular Speaker 2: Line, regular arrival line. Yep. Speaker 1: Yeah, because there's a separate where you just go through Nexus. If you were just walking through, you'd do it in a matter of seconds, but the machines will stop you. So we have a card and you have to put the card down. Sometimes the card works, half the machines are out of order most of the time and everything, and then it spits out a piece of paper and everything like that. With going into the us, all you do is look into the camera and go up and you check the guy checks the camera. That's right. Maybe ask your question and you're through. But what I'm noticing is, and I think the real thing is that Canada doesn't have the money to upgrade this. Speaker 2: Right. Speaker 1: That's what I'm noticing. It is funny. I was thinking about this. We came back from Chicago on Friday, and I said, I used to have the feeling that Canada was really far ahead of the United States technologically, as far as if I, the difference between being at LaGuardia and O'Hare, and now I feel that Canada is really falling behind. They're not upgrading. I think Canada's sort of run out of money to be upgrading technology. Speaker 2: Yeah. This is, I mean, remember in my lifetime, just walking through, driving across the border was really just the wink and wave. Speaker 1: I had an experience about, it must have been about 20 years ago. We went to Hawaii and we were on alumni, the island alumni, which is, I think it's owned by Larry Ellison. I think Larry Ellison owns the whole Speaker 3: Island. Speaker 1: And we went to the airport and we were flying back to Honolulu from Lena, and it was a small plane. So we got to the airport and there wasn't any security. You were just there. And they said, I asked the person, isn't there any security? And he said, well, they're small planes. Where are they going to fly to? If they hijack, where are they going to fly to? They have to fly to one of the other islands. They can't fly. There's no other place to go. But now I think they checked, no, they checked passports and everything like that, but there wasn't any other security. I felt naked. I felt odd. Speaker 2: Right, right, right. Speaker 1: Yeah. Speaker 2: It fell off the grid, right? Speaker 1: Yeah. It fell off the grid. Yeah. But it's interesting because the amount of inequality on the planet is really going exponential. Now, between the gap, I don't consider myself an advanced technology person. I only relate technology. Does it allow me to do it easier and faster? That's my only interest in technology. Can you do it easier or faster? And I've proven, so I've got a check mark. I can now do a chapter of my book in 45 minutes, start to finish, where before it took 150 minutes. So that's a big deal. That's a big deal. Speaker 3: It's pretty, yeah. Speaker 2: You can do more books. You can do other things. I love the cadence. It's just so elegant. A hundred books over 25 years is such a great, it's a great thing. Speaker 1: Yeah. It's a quarterly workout, Speaker 1: But we don't need more books than one a quarter. We really don't need it, so there's no point in doing it. So to me, I'm just noticing that I think the adoption of cell phones has been one of the major real fast adaptations on the part of humans. I think probably more so than electricity. Nobody installs their own electricity. Generally speaking, it's part of the big system. But cell phones actually purchasing a cell phone and using it for your own means, I think was one of the more profound examples of people very quickly adapting to new technology. Speaker 2: Yes. I was just having a conversation with someone last night about the difference I recall up until about 2007 was I look at that as really the tipping point that Speaker 2: Up until 2007, the internet was still somewhere that you went. There was definitely a division between the mainland and going to the internet. It was a destination as a distraction from the real world. But once we started taking the internet with us and integrating it into our lives, and that started with the iPhone and that allowed the app world, all of the things that we interact with now, apps, that's really it. And they've become a crucial part of our lives where you can't, as much as you try it, it's a difficult thing to extract from it. There was an article in Toronto Life this week, which I love Toronto Life, just as a way to still keep in touch with my Toronto. But they were talking about this, trying to dewire remove from being so wired. And there's so many apps that we require. I pay for everything with Apple Pay, and all of the things are attached there. I order food with Uber Eats and with all the things, it's all, the phone is definitely the remote control to my life. So it's difficult to, he was talking about the difficulty of just switching to a flip phone, which is without any of the apps. It's a difficult thing. Speaker 1: And you see, if somebody quizzed me on my use of my iPhone, the one that I talked to Dean Jackson on, you talked about the technology. Speaker 2: That's exactly it. Speaker 1: You mean that instrument that on Sunday morning, did I make sure it's charged up Speaker 2: My once a week conversation, Speaker 1: My one conversation per week? Speaker 2: Oh, man. Yeah. Well, you've created a wonderful bubble for yourself. I think that's, it's not without, Speaker 1: Really, yeah, Friday was eight years with no tv. So the day before yesterday, eight, eight years with no tv. But you're the only one that I get a lot of the AI that's allowing people to do fraud calls and scam calls, and everything is increasing because I notice, I notice I'm getting a lot of them now. And then most of 'em are Chinese. I test every once in a while, and it's, you called me. I didn't call you. Speaker 2: I did not call you. Speaker 1: Anyway, but it used to be, if I looked at recent calls, it would be Dean Jackson, Dean Jackson, Dean Jackson, Dean Jackson, Dean Jackson. And now there's fraud calls between one Dean Jackson and another Dean Jackson. Oh, man. Spam. Spam calls. Spam. Yeah. Anyway, but the interesting thing is, to me is, but I've got really well-developed teamwork systems, so I really put all my attention in, and they're using technology. So all my cca, who's my great ea, she is just marvelous. She's just marvelous how much she does for me. And Speaker 2: You've removed yourself from the self milking cow culture, and you've surrounded yourself with a farm with wonderful farmers. Farmers. Speaker 1: I got a lot of farm specialists Speaker 2: On my team to allow you to embrace your bovinity. Yes. Speaker 1: My timeless, Speaker 3: Yes. Yeah. Speaker 1: So we engaged to Charlotte twice today. One is what are you up to when you're not with me? And she's not up to anything. She's just, I Speaker 2: Don't wander away. I don't, yeah, that's, I don't wonder. I just wait here for you. Speaker 1: I just wait here. And the other thing is, we found the percentage of people, of the population that are actually involved, I've calculated as probably one or 2%, and it's very enormous amount of This would be North America. Speaker 3: Yeah. Speaker 1: High percentage. Yeah. I bet you're right. High percentage of it would be North America. And it has to do with the energy has to do with the energy that's North America is just the sheer amount of data centers that are being developed in the United States. United States is just massive. And that's why this is the end of the environmental movement. This is the end of the green energy movement. There's no way that solar and wind power are going to be backing up ai. Speaker 2: They're going to be able to keep enough for us. No. Speaker 1: Right. You got to go nuclear new fossil fuels. Yeah. Nuclear, we've got, but the big thing now, everybody is moving to nuclear. Everybody's moving to, you can see all the big tech companies. They're buying up existing nuclear station. They're bringing them back online, and everything's got to be nuclear. Speaker 2: Yeah. I wonder how small, do you ever think we'll get to a situation where we'll have a small enough nuclear generator? You could just self power own your house? Or will it be for Speaker 1: Municipalities need the mod, the modular ones, whatever, the total square footage that you're with your house and your garage, and do you have a garage? I don't know if you need a garage. I do. Yeah. Yeah. Probably. They're down to the size of your house right now. But that would be good for 40,000 homes. Speaker 2: Wow. 40,000 homes. That's crazy. Yeah. Speaker 1: That'd be your entire community. That'd be, and G could be due with one. Speaker 2: All of Winterhaven. Yeah. With one. Speaker 1: Yeah. And it's really interesting because it has a lot to do with building reasonably sized communities in spaces that are empty. Right now, if you look at the western and southwest of the United States, there's just massive amounts of space where you could put Speaker 2: In Oh, yeah. Same as the whole middle of Florida. Southern middle is wide open, Speaker 1: And you could ship it in, you could ship it in. It could be pre-made at a factory, and it could be, well, the components, I suspect they'll be small enough to bring in a big truck. Speaker 3: Wow. Speaker 1: Yeah. And it's really interesting. Nuclear, you can't even, it's almost bizarre. Comparing a gram of uranium gram, which is new part of an ounce ram is part of an ounce. It has the energy density of 27 tons of coal. Speaker 2: Wow. Speaker 1: Like that. Speaker 2: Exactly. Speaker 1: But it takes a lot. What's going to happen is it takes an enormous amount of energy to get that energy. The amount of energy that you need to get that energy is really high. Speaker 3: So Speaker 1: I did a perplexity search, and I said, in order to meet the goals, the predictions of AI that are there for 2030, how much AI do we have to use just to get the energy? And it's about 40% of all AI is going to be required to get the energy to expand the use of ai. Speaker 2: Wow. Wow. Speaker 1: Take that. You windmill. Yeah, exactly. Take that windmill. Windmill. So funny. Yeah. Oh, the wind's not blowing today. Oh, when do you expect the wind to start blowing? Oh, that's funny. Yeah. All of 'em have to have natural gas. Every system that has wind and solar, they have to have massive amounts of natural gas to make sure that the power doesn't go up. Yeah. We have it here at our house here. We have natural gas generator, and it's been Oh, nice. Doesn't happen very often, but when it does, it's very satisfying. It takes about three seconds Speaker 2: And kicks Speaker 1: In. And it kicks in. Yeah. And it's noisy. It's noisy. But yeah. So any development of thought here? Here? I think you're developing your own really unique future with your Charlotte, your partner, I think. I don't think many people are doing what you're doing. Speaker 2: No. I'm going to adapt what I've learned from you today too, and do it that way. I've been working on the VCR formula book, and that's part of the thing is I'm doing the outline. I use my bore method, brainstorm, outline, record, and edit, so I can brainstorm similar to a fast filter idea of what do I want, an outline into what I want for the chapter, and then I can talk my way through those, and then let, then Charlotte, can Speaker 1: I have Charlotte ask you questions about it. Speaker 2: Yeah. That may be a great way to do it. Speaker 3: Yeah. Speaker 2: But I'll let you know. This is going to be a big week for that for me. I've got a lot of stuff on the go here for that. Speaker 1: Yeah. Well, we got a neat note from Tony DiAngelo. Did you get his note? Speaker 2: I don't think so. Speaker 1: Yeah. He had listened. He's been listening to our podcast where Charlotte is a partner on the show. He said, this is amazing. He said, it's really amazing. It's like we're creating live entertainment. Oh, Speaker 3: Yeah. Speaker 1: And that we're doing it. I said, well, I don't think you should try to push the thing, but where a question comes up or some information is missing, bring Charlotte in for sure. Yeah. Speaker 2: That's awesome. Speaker 1: She's not on free days. She's not taking a break. She's not. No, Speaker 2: She's right here. She's just wherever. She's right here. Yep. She doesn't have any curiosity or distraction. Speaker 1: Yeah. Yeah. The first instance of intelligence without any motivation whatsoever being really useful. Speaker 2: That's amazing. It's so great. Speaker 1: Yeah. I just accept it. That's now available. Speaker 2: Me too. That's exactly right. It's up to us to use it. Okay, Dan, I'll talk to you next Speaker 1: Time. I'll be talking to you from the cottage next week. Speaker 2: Awesome. I'll talk to you then. Speaker 1: Okay. Speaker 2: Okay. Bye. Speaker 1: Bye.

In this edition of Weekened Conclusions, Bone finally learned how to use his Apple Pay over the weekend, Mac reacts to Willie P going after the refs during last night Charlotte FC's game, he sounds off on the Shedeur stans, & Bone visited the Home DepotSee omnystudio.com/listener for privacy information.

In this episode, next week, Apple users can celebrate the nature, history, and heritage of national parks at home or while exploring.  We will discuss highlights from Apple celebrating America's national parks with an Apple Pay donation campaign to new ways to explore with Apple Maps as well as the availability of an activity award with stickers. … Continue reading Episode 290, Apple celebrates the anniversary of America's national parks August 22-29 with an Apple Pay donation campaign, fitness activity award and much more →

The panel unpacks John Prosser's decision to release a new iPhone leak video despite facing an Apple lawsuit, debating whether it's reckless, irrelevant to the legal case, or simply part of the rumor mill's culture. Chuck Joiner, David Ginsburg, Eric Bolden, Brian Flanigan-Arthurs, Marty Jencius, Web Bixby, Jim Rea, and Jeff Gamet also discuss Apple's ongoing battles with patent troll Fintiv, highlighting the costs of repeated lawsuits and the value of legal timelines for context. Discussion turns to running AI models locally on the Mac for privacy and customization, before closing with excitement over David Pogue's forthcoming book celebrating Apple's first 50 years and his enduring role in the Apple community. Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:56] Apple suing John Prosser and reactions to his new video [2:33] Legal implications of leaks and rumors [4:58] Questions about content ownership and responsibility [6:29] Apple's history of shutting down rumor sites [8:12] The damage leakers cause to product launches [8:51] Fintiv's repeated lawsuits against Apple Pay [10:27] The difference between criticism and leaks [11:42] Past Apple tactics to silence reporting [13:21] Retaliation vs. responsibility in Apple's PR [16:45] Apple facing another Fintiv patent case [17:45] The value of legal timelines in tech lawsuits [20:20] How companies survive on constant litigation [21:29] Class action courts and friendly jurisdictions [23:16] Apple as a target for endless lawsuits [25:55] AI on your Mac with offline tools [27:50] Privacy benefits of local AI models [29:36] LM Studio as a framework for AI [31:21] David Pogue announces “Apple: The First 50 Years” [35:15] Anecdotes about Pogue's past work and speaking events [37:17] Personal stories and closing banter Links: Jon Prosser answers Apple leak lawsuit with iPhone 17 Pro leak video 
 https://9to5mac.com/2025/08/08/prosser-iphone-17-pro-video/ Apple pushes back on Fintiv's latest litigious attempt to profit off Apple Pay  https://9to5mac.com/2025/08/08/apple-fintiv-apple-pay-lawsuit-response/ Run ChatGPT-style AI on your Mac with OpenAI's new offline tools https://appleinsider.com/articles/25/08/06/run-chatgpt-style-ai-on-your-mac-with-openais-new-offline-tools David Pogue announces ‘Apple: The First 50 Years' book, available for pre-order now  https://9to5mac.com/2025/08/04/david-pogue-apple-the-first-50-years-book-available-pre-order/  Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The panel unpacks John Prosser's decision to release a new iPhone leak video despite facing an Apple lawsuit, debating whether it's reckless, irrelevant to the legal case, or simply part of the rumor mill's culture. Chuck Joiner, David Ginsburg, Eric Bolden, Brian Flanigan-Arthurs, Marty Jencius, Web Bixby, Jim Rea, and Jeff Gamet also discuss Apple's ongoing battles with patent troll Fintiv, highlighting the costs of repeated lawsuits and the value of legal timelines for context. Discussion turns to running AI models locally on the Mac for privacy and customization, before closing with excitement over David Pogue's forthcoming book celebrating Apple's first 50 years and his enduring role in the Apple community. Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:56] Apple suing John Prosser and reactions to his new video [2:33] Legal implications of leaks and rumors [4:58] Questions about content ownership and responsibility [6:29] Apple's history of shutting down rumor sites [8:12] The damage leakers cause to product launches [8:51] Fintiv's repeated lawsuits against Apple Pay [10:27] The difference between criticism and leaks [11:42] Past Apple tactics to silence reporting [13:21] Retaliation vs. responsibility in Apple's PR [16:45] Apple facing another Fintiv patent case [17:45] The value of legal timelines in tech lawsuits [20:20] How companies survive on constant litigation [21:29] Class action courts and friendly jurisdictions [23:16] Apple as a target for endless lawsuits [25:55] AI on your Mac with offline tools [27:50] Privacy benefits of local AI models [29:36] LM Studio as a framework for AI [31:21] David Pogue announces “Apple: The First 50 Years” [35:15] Anecdotes about Pogue's past work and speaking events [37:17] Personal stories and closing banter Links: Jon Prosser answers Apple leak lawsuit with iPhone 17 Pro leak video 
 https://9to5mac.com/2025/08/08/prosser-iphone-17-pro-video/ Apple pushes back on Fintiv's latest litigious attempt to profit off Apple Pay  https://9to5mac.com/2025/08/08/apple-fintiv-apple-pay-lawsuit-response/ Run ChatGPT-style AI on your Mac with OpenAI's new offline tools https://appleinsider.com/articles/25/08/06/run-chatgpt-style-ai-on-your-mac-with-openais-new-offline-tools David Pogue announces ‘Apple: The First 50 Years' book, available for pre-order now  https://9to5mac.com/2025/08/04/david-pogue-apple-the-first-50-years-book-available-pre-order/  Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Send us a textBuddy and Sam take summer school students on a tour of Dollar General and make bad compromises.  Then, we call up an Apple Pay scammer and an Amazon scammer who didn't like Buddy very much.  We are looking for someone to help out with the social media portion of our show.  We suck at social media and have no presence on almost any platform.  We're looking for some help.  If you're interested, please get in touch with us at WDUMShow@yahoo.comCheck out WDUM's patreonpatreon.com/wdumBonus shows only for paid subscribers, including The Olympus Sessions our new monthly show Subscribe to the WDUM podcast feed anywhere you get podcasts:https://open.spotify.com/show/1iExrNGdZ9KjPX9hC36yrshttps://podcastaddict.com/podcast/wdum/3297045https://podcasts.apple.com/us/podcast/wdum/id1562251732https://www.buzzsprout.com/1747936https://www.youtube.com/@wdum5346https://www.patreon.com/WDUMhttps://www.buymeacoffee.com/wdumshowhttps://www.youtube.com/playlist?list=PLrVKWbjJYhE5dFnMTyuNNK7gwHlE6NnI0#pranks #prankcalls #phones #scams #scambaiting #scammers #scammerprankcalls#comedypodcast#scambait#prankpodcast#phonepranks#stupid#prank#scammer, #rage, #meltdown, #funny, #caughtontapeSend letters to WDUMShow@yahoo.comFor exclusive calls and bonus content https://www.patreon.com/WDUMDonate to the WDUM on https://bmc.link/wdumshow

Send us a textIn this episode, Sam and Buddy track down inflatables stolen from a men's health group, stage a “Lady and the Tramp”-style rotisserie chicken moment in a grocery store, and go head-to-head with an Apple Pay scammer.Check out WDUM's patreonpatreon.com/wdumBonus shows only for paid subscribers, including The Olympus Sessions our new monthly show Subscribe to the WDUM podcast feed anywhere you get podcasts:https://open.spotify.com/show/1iExrNGdZ9KjPX9hC36yrshttps://podcastaddict.com/podcast/wdum/3297045https://podcasts.apple.com/us/podcast/wdum/id1562251732https://www.buzzsprout.com/1747936https://www.youtube.com/@wdum5346https://www.patreon.com/WDUMhttps://www.buymeacoffee.com/wdumshowhttps://www.youtube.com/playlist?list=PLrVKWbjJYhE5dFnMTyuNNK7gwHlE6NnI0#pranks #prankcalls #phones #scams #scambaiting #scammers #scammerprankcalls#comedypodcast#scambait#prankpodcast#phonepranks#stupid#prank#scammer, #rage, #meltdown, #funny, #caughtontapeSend letters to WDUMShow@yahoo.comFor exclusive calls and bonus content https://www.patreon.com/WDUMDonate to the WDUM on https://bmc.link/wdumshow

Ep 265Tim Cook Has Now Been Apple's CEO for Longer Than Steve JobsDavid Pogue: Apple's first 50Apple slams DOJ lawsuit: 'threatens the very principles that set iPhone apart' - 9to5MacJapan Law Will Require Apple to Allow Non-WebKit Browsers on iPhoneOpet ih tuži ista firma oko ApplePay tehnologije.Apple increases American commitment to $600 billion, announces ambitious programSteve Troughton-Smith:I know it's a $3,000 Mac, but seeing any Mac laptop running Cyberpunk at high resolutions at 60fps, especially considering where we came from, is quite impressive.Francisco Tolmasky:Companies aren't people. No one working there when you were 13 is still there now.Launch day: iOS 18.6 and macOS Sequoia 15.6 now ready to be installedWhat has changed in macOS Sequoia 15.6?Macintosh HD Gets a New Look in Latest macOS Tahoe BetaMr. Macintosh:So, like... do we need to launch a full-fledged campaign to get Apple to change the Tahoe Disk Utility icon, like we did with Finder?Employees Arrested Over Alleged Theft of Chip Tech for Apple A20 Chip$15 million truckload of Apple & AMD products stolen in NevadaDesign and development shop the Iconfactory is selling some apps — and AI is partially to blame | TechCrunchIntroducing gpt-ossAccording to OpenAI, GPT-5 is "significantly less likely to hallucinate" compared to prior models.OpenAI Brings Faster, Smarter GPT-5 Model to ChatGPT UsersApple's Real AI Crisis Isn't Siri, But the Talent It's Losing to RivalsZahvalniceSnimano 9.8.2025.Uvodna muzika by Vladimir Tošić, stari sajt je ovde.Logotip by Aleksandra Ilić.Artwork epizode by Saša Montiljo, njegov kutak na Devianartu

When Joe can't get his Apple Pay payment to go through, he does a quick search for their customer service number and reaches an operator named Daisy. Daisy informs Joe that his account has been flagged – criminals have compromised his identity and are coming after his life savings. But there is nothing to worry about, Daisy works directly with the FBI, and she will help him protect his assets. Over the following months, Joe is in constant contact with Daisy as she helps him transfer his savings and precious metals investments to safe accounts. He tells her all about his wife, who recently passed away, and she shares details about her life. As their connection grows deeper, they make plans for a future together. But as soon as the money is gone, Daisy disappears, leaving Joe heartbroken.