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Hi! It's Quinn. We have huge plans for 2026, and we need your help. So we're running the biggest discount on an Important Membership that we've ever run, and will ever run, probably.Right now it's $30/year. On January 1st, it'll be $50/year, and it's never going back.So right now you can go to ImportantMembership.com and lock in $30/year forever, and we'll all be in a better place. You even get a free 30 day trial. Huzzah.Here's a fun fact: 95% of people who joined are still Members. That's crazy. You will not regret it, and you even get stickers.Members pay -- directly -- for our people, our software, our data, and when we can afford it -- which we really need to be able to afford more often -- marketing and advertising to get our work and the app in front of like 100 times more people. You get bonus episodes from both of our podcasts, everything we make, like Life Finds A Way and The Science of Fiction, and all of it ad-free, and a place to track and share your actions with thousands of other people in What Can I Do? It's so great.So that's it -- the price is going to basically double on January 1st, but you can lock in a Membership right now at $30/year, with a 30 day free trial. Go to ImportantMembership.com right now, we take Apple Pay, it takes 10 seconds. Thank you.
The Day a Cookie Business Changed How My Daughter Saw Money After watching a kid biz launch challenge our eight-year-old decided she wanted to start a cookie business. She figured out recipes, canvased the neighborhood, and delivered her first batch of cookie dough. By the end of the day, she had a stack of cash in her hand and stars in her eyes. https://www.youtube.com/live/yzjkVUl38HM Then we sat down at the table. “Okay,” I said, “you didn't just make $100 you made $100 of income. Now we're going to give, save, and spend.” Suddenly, that pile of money shrank. Ten dollars to giving. Forty to saving. Fifty left to spend. And right there, without a textbook or a classroom, she began to understand what real money management feels like: choices, trade-offs, and the realization that dollars follow value. That's a picture of how to teach kids about money in real life—not as an abstract idea, but as something they can see, touch, and live. Table of ContentsThe Day a Cookie Business Changed How My Daughter Saw MoneyWhy Learning How to Teach Kids About Money Matters More Than EverHow to Teach Your Kids About Money From a Young AgeHow Early Money Experiences Shape Your Child's Financial MindsetTeaching Kids Delayed Gratification With Money: Saving First, Spending LaterTeaching Kids About Saving and Spending: The Pain of a Bad PurchaseHow Chores and Earning Money Teach Kids ResponsibilityHelping Kids Develop a Wealth Mindset, Not a Consumer MindsetTeaching Teens About Debit Cards and Digital MoneyHow to Talk to Adult Children About Money and Financial HabitsTeaching Children Financial Literacy Is Your Job, Not the School'sHow to Teach Kids About Money in a Way That Actually SticksGo Deeper on How to Teach Kids About MoneyBook A Strategy CallFAQ: How to Teach Kids About Money (For Parents, Teens, and Adult Children)What is the best way to teach kids about money from a young age?How can I teach kids to save money and not spend it all?How do chores and earning money teach kids responsibility?How can I help my child develop a wealthy mindset, not a consumer mindset?How should I talk to my teen about debit cards and digital money?How do I talk to adult children about money habits without starting a fight?What is the three jar system for kids? Why Learning How to Teach Kids About Money Matters More Than Ever When parents ask us how to teach kids about money, they're not really asking about dollars and cents. They're asking: How do I raise financially responsible kids? How do I help them avoid the money mistakes I made? How do I give my child a wealthy mindset, not a consumer mindset shaped by social media and advertising? In this article, we are going to walk with you through: How to teach your kids about money from a young age Simple money lessons for kids that start before they earn their first dollar How chores, jobs, and entrepreneurship help kids understand that dollars follow value How to teach kids about saving and spending, delayed gratification, and lifestyle choices How early money experiences shape your child's financial mindset, from little kids to teens to adult children By the end, you'll have practical scripts, examples, and frameworks you can start using today—whether your kids are 6, 16, or already out of the house. How to Teach Your Kids About Money From a Young Age If you ask us, there is no such thing as “too early” when it comes to teaching children financial literacy. From the moment they see you tap a card at the store, they're forming beliefs about money: Is money scarce or abundant? Is it something we talk about, or something we avoid? Does it control us, or do we steward it? We live in a world that constantly pushes kids toward consumption—commercials, YouTube, TikTok, billboards. A child who has never seen a Barbie Dream House commercial would be perfectly happy playing with pots and pans in the kitchen. The ad didn't just sell a toy; it told them what “ happiness” should look like. If we're not intentionally teaching kids good money habits, the culture is. That's why the earlier you start, the more “normal” healthy money habits feel. It's not a lecture—it's just how our family does life. How Early Money Experiences Shape Your Child's Financial Mindset Bruce often shares how his grandparents saved ration tickets from World War II on the windowsill for decades. They washed plastic forks and cups after every big holiday meal. Those early experiences created a deep, almost subconscious scarcity mindset. Later, his parents went through the inflation of the 1970s and the loss of a family business. All of that shaped how he views risk, saving, and spending even today. Your kids are also absorbing your story right now: How you react when an unexpected bill comes in Whether you complain constantly about money Whether you live in chronic anxiety or quiet confidence You don't have to be perfect. But you do need to be honest, consistent, and intentional. That's how parents can model healthy money habits for their children—far more powerfully than any lecture. Teaching Kids Delayed Gratification With Money: Saving First, Spending Later One of the most important money habits for kids that starts before they earn their first dollar is simply this: Save first, then spend what's left. It's the marshmallow test with dollars. Do I eat the one marshmallow now, or wait and get two later? With our kids, we use a simple three jar system for kids: give, save, spend. 10% to giving 40% to saving 50% to spending We started this when they were very young with transparent jars, so they could see money growing in each category. Anytime they earned money—from chores, business, or gifts we chose to include—we walked through the same process: Give first (generosity as a default, not an afterthought) Save second (for long-term wealth building and investing) Spend last (on wants and short-term goals) Over time, this shifted their thinking: “If I want $50 to spend, I have to earn $100.” “My savings isn't just future spending; it's capital for making more money.” That's teaching kids the difference between saving and spending in a way they can feel—not just understand intellectually. Teaching Kids About Saving and Spending: The Pain of a Bad Purchase For one of our daughters, the biggest teacher has been buyer's remorse. She's our spender. She'll get $25 and want to spend it immediately. Then, the next day, she sees something else she wants more, or realizes Christmas is coming and she wants to buy gifts for family—and that same $25 is gone. We don't shield her from that discomfort. We want her to feel: “Every dollar I spend here is a dollar I cannot spend there.” “My choices today affect my options tomorrow.” That's how to help your child avoid lifestyle creep and overspending later in life. It starts with small, low-stakes decisions that train their decision-making muscles long before those decisions involve cars, houses, and credit cards. How Chores and Earning Money Teach Kids Responsibility We don't pay our kids for basic chores. Chores—like cleaning your room, helping with dishes, cleaning up toys—are simply part of contributing to the family. That's how to raise financially responsible kids and emotionally responsible kids. But we do pay for above-and-beyond work that creates extra value: Vacuuming the whole house Cleaning all the bathrooms Larger projects we'd otherwise pay someone else to do That's when we start teaching kids that dollars follow value. Money is the result, not the cause. Bruce grew up mowing lawns, returning baseballs at the ball field, and collecting bottles for deposit money. No one handed him an allowance; he learned that if he wanted something, he had to figure out what value he could create in the world to earn it. That's also how chores and earning money teach kids responsibility: They recognize needs around them They see the connection between effort, value, and income They start to think entrepreneurially You're not just teaching kids about money management. You're teaching them how to think like producers, not just consumers. Helping Kids Develop a Wealth Mindset, Not a Consumer Mindset One of the biggest tensions today is balancing scarcity and abundance. On one side, there's fear-based scarcity: “We can't spend anything.” “We can never enjoy life.” “We must hoard every dollar.” On the other side, there's consumption-based scarcity: “If I don't buy the trip, the car, the concert, I'm missing out.” “I'm not enough unless I have more, do more, go more.” Both are fear-based. A wealth mindset says: I can enjoy life within wise limits. I choose meaningful experiences, not constant upgrades. I build a cash-flowing asset base that funds my lifestyle. This is where using Robert Kiyosaki's Cashflow game to teach kids about money can be powerful. It shows them: Income vs Expenses Assets vs Liabilities The goal of building cash-flowing assets until passive income exceeds expenses In other words, how to give your child a wealthy mindset not a consumer mindset—by showing them a bigger vision for money than just “get paid, then spend it.” Teaching Teens About Debit Cards and Digital Money Today, money is more invisible than ever. Tap your phone. Click a button. Apple Pay, Google Pay, one-click checkout—no pain, no pause, no counting cash. For teens, that can be dangerous. Teaching teens about debit cards and digital money means pulling back the curtain: Show them their bank statement regularly. Connect each purchase to the actual hours of work it took to earn it. Talk about overdrafts, fraud, and security—not to scare them, but to equip them. With our 14-year-old,
In this episode of Tiny Pulpit Talks, Rev. Dr. Daniel Kanter and Rev. T. J. Fitzgerald dive into what it truly means to be an LGBTQ-affirming church and why it matters now more than ever. This conversation explores queer inclusion in faith, Unitarian Universalist values, and the radical idea that church should be a place where everyone can be fully themselves. Rev. Daniel and T. J. reflect on the long history of LGBTQ+ leadership in Unitarian Universalism, the importance of integration over tokenism, and why being "open and affirming" is not revolutionary, but should be the norm. They also address current political and cultural attacks on LGBTQ+ communities, especially trans and nonbinary people, and discuss how faith communities can offer real sanctuary, solidarity, and joy in uncertain times. First Unitarian Church of Dallas is a place you can return to - again and again - for love, connection, justice, and belonging. The support of members and friends of the church is what makes all of this possible. Make your 2026 pledge today - it matters! https://dallasuu.org/2026pledge/
Jagged with Jasravee : Cutting-Edge Marketing Conversations with Thought Leaders
In this deep, insight-packed conversation with Roger Hurni, we explore behavioural marketing, consumer psychology, and how human decision-making really works—through real-world stories from brands like Nike, DoubleTree, Four Seasons, Apple Pay etc.From the legendary DoubleTree cookie strategy to AI-driven personalization, this episode breaks down:Jagged with Jasravee is facilitated by Jasravee Kaur Chandra. Jasravee has over 25 years experience as a Strategic Brand Builder, Communications Leader and Entrepreneur. Please visit Jasravee at https://jasravee.com/Connect with Jasravee on Linkedin at https://www.linkedin.com/in/jasravee/ Email Jasravee at jasravee@gmail.com
Raoul Pal shares his framework for making it in crypto in 2026 without getting lucky: hold the right assets and do absolutely nothing. THE SHIFT NEWSLETTER
Burnout is something we hear about constantly when we're working with churches. This topic is incredibly timely and personal for a lot of pastors. Burnout is not just about being tired or having a busy season—it's much deeper than that. It affects leaders physically, emotionally and spiritually, and it impacts their team and church in ways they might not even realize. In this episode, Sean and Amy are joined by Jimmy McLoud, the Lead Pastor of First Christian Church in Canton, Ohio and a ministry consultant on the Unstuck team, to talk about how burnout affects church staff members. This episode is sponsored by Donorbox: Still relying on cash and checks for offerings? Half of churchgoers already prefer to give electronically. Donorbox Live Kiosk helps churches like yours boost giving by 35%. Imagine thousands more dollars each month to fortify your ministry. All you need is a tablet, card reader and Donorbox's app. Donorbox lets congregants make tithes, offerings and donations instantly with cards or digital wallets, like Apple Pay and Google Pay. Get two months free at donorbox.org/unstuckpodcast. Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram.
Is your smart tech really yours? Steven Scott and Shaun Preece dive into the frustrations and humour of 2025's connected world—covering guide dog training, IRobot's bankruptcy, Ramblio's new audio limits, and the quirks of digital payments.This episode of Double Tap takes listeners on a festive but thought‑provoking ride through tech and accessibility. Steven and Shaun open with the challenge of gift‑giving in an age of Amazon deliveries and disposable pyjamas, joking about vouchers and the demise of sentimental presents. The conversation shifts to cashless living, with insights on why Apple Pay and Google Pay are safer than bank cards, and the struggles of convincing parents to adopt mobile payments. The hosts then tackle IRobot's bankruptcy and what it means for smart home accessibility. They explore the growing problem of cloud‑dependent devices that can stop working if a company folds, and debate the need for local‑first solutions and right‑to‑repair laws. Ramblio, the voice‑based social app, is also in the spotlight as its creator caps recordings at ten minutes to manage soaring storage costs, sparking discussion on subscriptions and community support. Personal moments shine through—from guide dog training and handling public interactions to heartfelt emails from listeners grappling with vision loss. The episode closes with reflections on Rob Reiner's legacy and the comfort of revisiting classic films. Support the show by liking, commenting, and subscribing. Share your stories of tech frustrations or wins by emailing feedback@doubletaponair.com or sending a voice message via WhatsApp at +1‑613‑481‑0144. Relevant LinksRamblio App: https://rambl.io/ Find Double Tap online: YouTube, Double Tap Website---Follow on:YouTube: https://www.doubletaponair.com/youtubeX (formerly Twitter): https://www.doubletaponair.com/xInstagram: https://www.doubletaponair.com/instagramTikTok: https://www.doubletaponair.com/tiktokThreads: https://www.doubletaponair.com/threadsFacebook: https://www.doubletaponair.com/facebookLinkedIn: https://www.doubletaponair.com/linkedin Subscribe to the Podcast:Apple: https://www.doubletaponair.com/appleSpotify: https://www.doubletaponair.com/spotifyRSS: https://www.doubletaponair.com/podcastiHeadRadio: https://www.doubletaponair.com/iheart About Double TapHosted by the insightful duo, Steven Scott and Shaun Preece, Double Tap is a treasure trove of information for anyone who's blind or partially sighted and has a passion for tech. Steven and Shaun not only demystify tech, but they also regularly feature interviews and welcome guests from the community, fostering an interactive and engaging environment. Tune in every day of the week, and you'll discover how technology can seamlessly integrate into your life, enhancing daily tasks and experiences, even if your sight is limited. "Double Tap" is a registered trademark of Double Tap Productions Inc. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
- Apple öffnet Türen: iOS 26.3 startet in die Beta - Giftige Geschenkkarte: Dr. Paris Buttfield-Addison und die Macht der Apple ID - Geht unter die Haut: Großbritannien will Nacktfilter im Betriebssystem - Überfällig oder Käse? Schweiz untersucht Apple Pay - Umfrage der Woche - Zuschriften unserer Hörer === Anzeige / Sponsorenhinweis === Diese Folge wird präsentiert von returnthis. Mit dem kostengünstigen Lost & Found-System kannst Du ohne Abo und App-Download beliebig viele Gegenstände absichern. Mehr Infos und 20 Prozent Rabatt für Apfelfunk-Hörer gibt es unter https://www.returnthis.ch/apfelfunk === Anzeige / Sponsorenhinweis Ende === Links zur Sendung: - 9to5Mac: Was in iOS 26.3 drinsteckt - https://9to5mac.com/2025/12/17/ios-26-3-new-features-for-iphone/ - Apfelfunk: Apple veröffentlicht iOS 26.2 mit Liquid Glass, CarPlay-Optionen und KI-Updates - https://apfelfunk.com/apple-veroeffentlicht-ios-26-2-mit-liquid-glass-carplay-optionen-und-ki-updates/ - Blogbeitrag: Betroffener berichtet über die Sperrung seiner Apple ID - https://hey.paris/posts/appleid/ - Apfelfunk: Britische Regierung will Nacktbilder auf iPhones und Android-Geräten blockieren - https://apfelfunk.com/britische-regierung-will-nacktbilder-auf-iphones-und-android-geraeten-blockieren/ - Mac & i: Schweizer Kartellbehörde prüft Apples NFC-Zugangsbedingungen - https://www.heise.de/news/Schweiz-Kartellbehoerde-prueft-Apples-NFC-Zugangsbedingungen-11114103.html Kapitelmarken: (00:00:00) Begrüßung (00:24:43) Werbung (00:29:33) Begrüßung (00:32:26) Themen (00:33:22) Apple öffnet Türen: iOS 26.3 startet in die Beta (00:45:08) Giftige Geschenkkarte: Dr. Paris Buttfield-Addison und die Macht der Apple ID (01:01:48) Geht unter die Haut: Großbritannien will Nacktfilter im Betriebssystem (01:07:38) Überfällig oder Käse? Schweiz untersucht Apple Pay (01:14:36) Umfrage der Woche (01:16:15) Zuschriften unserer Hörer
In this Unitarian Universalist Advent sermon, Rev. Beth Dana invites us into the quiet and often uncomfortable space of waiting. As we light candles and prepare for Christmas, we explore how Advent is less about rushing to joy and more about holding hope in the dark. Through story, tradition, and reflection, this message reminds us that waiting can open our hearts to something new. In a world marked by fear, division, and uncertainty, Advent calls us to break open closed doors and welcome light, peace, and love. This sermon connects the Christmas story to our lives today and encourages us to trust that even when we cannot see it yet, hope is already breaking through.
In this episode of FX Files an OffAir Specials brought to you by Paga, we address a significant concern for Nigerians and Africans when traveling abroad, the frustration of having cards from Nigerian banks declined due to network issues or suspected fraud. Our hosts, Gbemi And Toolz discuss the challenges of making payments overseas and introduce Paga's innovative solution. Paga US now allows anyone with a US residential address to open a fully regulated US bank account, offering physical and virtual Visa cards, and seamlessly integrate with services like Apple Pay and Google Pay. The highlight of this special episode is an insightful conversation with the CEO of Paga, Tayo Oviosu who explains how the new service removes the hassle of traditional banking processes, enabling users to manage multiple currencies, send and receive money effortlessly, and maintain a strong financial link back home. Tune in to learn how Paga is transforming banking for the African diaspora, making global financial transactions smoother and more accessible.
Sandeep Nailwal, founder of Polygon, went from living in a storage room where his grandfathers were servants to building a $30 billion blockchain company. THE SHIFT NEWSLETTER
December is the busiest season in the church world. Between Christmas services, end-of-year wrap-up and planning for 2026, you probably don't have the time or mental bandwidth to digest a content-heavy podcast series. So this month, we're doing something fun. We're focusing on some "hot topics"—things every church leader is talking about and thinking about right now. What better way to kick off this series than by talking about Christmas? In this episode, Amy and Sean have a real, honest conversation about what's on pastors' minds as Christmas approaches. This episode is sponsored by Donorbox: Still relying on cash and checks for offerings? Half of churchgoers already prefer to give electronically. Donorbox Live Kiosk helps churches like yours boost giving by 35%. Imagine thousands more dollars each month to fortify your ministry. All you need is a tablet, card reader and Donorbox's app. Donorbox lets congregants make tithes, offerings and donations instantly with cards or digital wallets, like Apple Pay and Google Pay. Get two months free at donorbox.org/unstuckpodcast. Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram.
In this episode of Tiny Pulpit Talks, Rev. T. J. Fitzgerald and Rev. Dr. Daniel Kanter talk about the long history of churches speaking up during hard political times. They reflect on how faith communities have played key roles in major moments like the American Revolution, the fight to end slavery, and the civil rights movement. They explain that speaking from the pulpit is about sharing values of faith, not supporting political parties, and that this freedom is deeply protected in both their religious tradition and the U.S. Constitution. They also share honest concerns about the current climate, where fear and uncertainty make some people feel less safe. The message is clear: First Unitarian Church of Dallas is here to face fear with faith, to care for neighbors, and to keep showing up with hope no matter what challenges come. First Unitarian Church of Dallas is a place you can return to - again and again - for love, connection, justice, and belonging. The support of members and friends of the church is what makes all of this possible. Make your 2026 pledge today - it matters! https://dallasuu.org/2026pledge/
Meow, founder of Jupiter, reveals how his team built crypto's largest DEX aggregator with over $2 trillion in volume and $300M annual revenue - and why their token still failed.While other protocols obsess over technology, Jupiter focused on making crypto accessible to everyone by building the "Google of finance." But despite massive product success, communication failures and community mismanagement tanked the token.THE SHIFT NEWSLETTER
Welcome back to Fintech Takes. I'm Alex Johnson, joined (as always) by my Jason Mikula, my partner in recapping — who I've been lucky to see a lot of lately, which makes recording this over the internet feel oddly impersonal? First up, open banking updates. JPMC has updated data-access contracts with Plaid, Yodlee, Morningstar, and Akoya; covering, reportedly, 95% of data pulls on its systems (but is silent on players like Finicity, Stripe, Trustly, and MX). Meanwhile, the CFPB wants to finalize its 1033 rule by year's end, possibly skipping key steps like the small business panel. The rule may allow data fees tied to “cost recovery,” but what counts as cost (and who has the leverage to charge it) is still very much in play. Then it's onto digital IDs. Apple now lets users create an identity credential in Wallet from a passport, using NFC and a liveness check. Jason tested it. It works, but usage is limited to select TSA checkpoints. And adoption faces the same slow climb as Apple Pay, but with higher risks if it fails. Identity credentials aren't like payments: you don't want them glitching at airport security! From there, Green Dot (which some might describe as an OG fintech company) is going private and splitting up. Smith Ventures is buying the non-bank side, while CommerceOne (also backed by Smith) takes over the bank and folds it into a new holding company. It's a move that looks like extraction (pulling the combo out of public markets that never knew how to value it), which raises questions for other banks trying to thread the same needle. Plus, in our Can't Let It Go corner: Jason dives into the latest lawsuit against Meta, where internal docs reveal the company blocked safety features that threatened growth, ran a 17-strike policy before removing sex traffickers (described as a very, very, very high threshold), and drew its own comparisons to Big Tobacco. And I flag a podcast moment so surreal it sounds fake: the CEO of Roblox endorsing prediction markets for kids (as long as they're framed as “educational”). Thanks for listening! This episode was brought to you by Marqeta. Don't sacrifice agility for stability. With Marqeta, launch payments experiences that perform at scale and flex with your business. Learn more at https://marqeta.com/ftt Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/ Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnsonTwitter: https://www.twitter.com/AlexH_Johnson
“Why do some holiday commercials spark more anger than joy—and what does that say about the season ahead?” In this lively episode of The JB and Sandy Show, hosts JB and Sandy dive headfirst into the chaos and quirks of the holiday season, joined by Sandy's wife, Tricia, whose candid reactions to a certain Amazon commercial set the tone for a hilarious and relatable discussion. From the “meemaws” sledding down the hill to the early onset of Christmas celebrations, the trio explores why some traditions—and advertisements—can push us over the edge before December even begins. The conversation takes a nostalgic turn as JB and Sandy reminisce about classic colognes, celebrity endorsements, and the psychology behind scent and memory. Tricia shares, “All you need for me is Drakkar. Old school Drakkar. She's hanging on there. 1988. With everything she's got,” sparking laughter and memories of simpler times. The hosts debate the merits of magazine fragrance samples versus TV ads, and Tricia weighs in on what really matters when choosing a cologne. But the episode isn't all lighthearted banter. The hosts tackle a serious issue gripping Austin: the rise of pickpocketing during the holiday rush. Drawing on personal stories and expert advice, they reveal clever tricks used by thieves—from the infamous “baby toss” distraction to the classic café phone snatch. JB recounts, “They'll walk up to people at a cafe…hold a map over your phone, then reach down and pick it up under the paper. Slick.” The discussion is packed with practical tips to keep your valuables safe and stories of locals fighting back, including a memorable tale of a tourist who took justice into her own hands.Other highlights include:The futuristic (and pricey) Japanese human washing machine—would you pay $400,000 for the ultimate clean?The changing face of Austin's nightlife, bachelorette parties, and the “woo girls” phenomenon.The debate over ditching wallets for Apple Pay, and Sandy's bold declaration: “I'm also gonna try to start going without underwear. No, let's keep that tight. Come on.”With humor, heart, and a dash of holiday angst, this episode is a must-listen for anyone navigating the joys and frustrations of December. Whether you're searching for the perfect cologne, dodging pickpockets, or just trying to survive the season, JB, Sandy, and Tricia deliver insights and laughs that will keep you coming back for more.Notable Quotes & Memorable Moments“All you need for me is Drakkar. Old school Drakkar. She's hanging on there. 1988. With everything she's got.”“They'll throw a baby at you…and next thing you know, all your stuff is gone. But then you got their baby.”“I'm also gonna try to start going without underwear. No, let's keep that tight. Come on.”Call-to-Action Love what you hear? Don't miss a moment—subscribe to The JB and Sandy Show, leave us a review, and share this episode with friends who need a laugh (or a warning about pickpockets)!
Matej Zak, CEO of Trezor, reveals why 98% of crypto users are vulnerable to hacks - and what the $1.5 billion exchange hack proves about crypto security.From inventing the first hardware wallet to discovering security flaws in competitor devices, Matej explains why only 2% actually control their crypto and what happens when you trust exchanges.THE SHIFT NEWSLETTER
En este episodio analizamos cómo el Pixel 10 logró compatibilidad con AirDrop y si Apple lo bloqueará. Debatimos sobre el nuevo accesorio de Hikawa, la eficiencia de la impresión 3D en los Apple Watch y cerramos con un tip de seguridad clave sobre Apple Pay vs. tarjetas físicas.
Brian Armstrong built Coinbase from when Bitcoin was $6 to a $100 billion public company - surviving government attacks, multiple 90% market crashes, and 13 years of chaos.THE SHIFT NEWSLETTER
- Counterpoint: 25% of Smartphones Sold in China Last Month Were iPhone - Apple Expands AppleCare+ Offerings in India - Klarna BNPL Added to Apple Pay in Denmark, Spain, and Sweden - blankOS 26.2 Betas Out to Public Testers - Apple Seeds Developer Beta of AirPods Pro 3 Firmware - Illinois Adds Digital ID and Driver's License to Apple Wallet - Apple Settles Hazardous Waste Suit with EPA - Apple Podcasts Lists Best/Most Charts for 2025 - Steve Jobs Archive Posts Rare Jobs Interview on Pixar - Sponsored by NordLayer: Now through Dec. 10 get 28% off NordLayer yearly plans with coupon code macosken-28 at NordLayer.com/macosken - A look at Background Security Improvements and not shopping through Meta services on Checklist No. 449 - Find it today at checklist.libsyn.com - Catch Ken on Mastodon - @macosken@mastodon.social - Send Ken an email: info@macosken.com - Chat with us on Patreon for as little as $1 a month. Support the show at Patreon.com/macosken
In this episode of Tiny Pulpit Talks, Rev. T.J. Fitzgerald shares an honest update about the difficult realities of immigration work in Texas. He explains how major changes in the system are making it harder for people to stay with their families while their cases move forward. He also talks about the importance of courtroom observers and community partners who help shine a light on how people are treated in immigration court. Even with these heavy topics, Rev. Fitzgerald reminds viewers that hope can still be found in community. He describes the weekly prayer vigil outside the Dallas immigration building, where families, friends, and supporters gather for comfort, encouragement, and shared faith. Being together in these hard moments can be uplifting, and he encourages everyone to stay connected, stay aware, and keep one another in prayer as they work toward a more just future. First Unitarian Church of Dallas is a place you can return to - again and again - for love, connection, justice, and belonging. The support of members and friends of the church is what makes all of this possible. Make your 2026 pledge today - it matters! https://dallasuu.org/2026pledge/
In today’s Phone Tap we might have made the guy we’re calling the MADDEST of any Phone Tap victim in 2025!See omnystudio.com/listener for privacy information.
In today’s Phone Tap we might have made the guy we’re calling the MADDEST of any Phone Tap victim in 2025!See omnystudio.com/listener for privacy information.
In today’s Phone Tap we might have made the guy we’re calling the MADDEST of any Phone Tap victim in 2025!See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.
Topic 1: Is there a valid reason for Bitcoin to exist? You can now use Venmo (a subsidiary of PayPal) to pay for your tacos at Taco Bell. This is just the latest addition (see Apple Pay and Google Pay). Cash App is available indirectly as a card through Apple Pay and Google Pay.E-payments are expanding all the time. We can move money to relatives via apps from banks and services like Venmo.So what role does Bitcoin play other than hiding assets and transactions from the government?https://www.tacobell.com/offers-and-deals?utm_source=venmo Topic 2: Will Cyber Security have to Be a Private Function?CMMC (Cybersecurity Maturity Model Certification) became “effective” November 10th. At this point, it's unclear whether there's any funding for compliance with the regulations.At the same time, CISA staff and funding have been slashed and it's not yet clear what funding will look like going forward.Is security, monitoring of foreign actors, and distribution of cyber security-related information and alerts now simply left to the private sector by default? While some vendors will see money in pieces of this puzzle, is there a financial incentive to create a comprehensive cyber security infrastructure that's not funded by the government? Topic 3: Innovation Outpaces Adoption … Creating a Roadblock for Growthhttps://www.linkedin.com/pulse/speed-innovation-outpacing-adoptionwho-you-gonna-call-geoffrey-moore-4kyef/https://www.linkedin.com/pulse/disruptive-innovationthe-game-changing-geoffrey-moore-cjhyc/The speed of technology innovation has accelerated. The speed of technology adoption has not. This creates a backlog of trapped value for customers and a growth obstacle for vendors. How can we solve this? It's all about partners getting involved to deliver implementation / adoption services for emerging / disruptive technologies. Not “selling stuff” … but enabling customers to adopt stuff and get real value from it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Anand Gomes, CEO of Paradex, reveals why decentralized exchanges are becoming the new Wall Street - combining banks, brokerages, and clearing houses into one platform with zero fees.THE SHIFT NEWSLETTER
Mert Mumtaz, CEO and co-founder of Helius, reveals why he's betting everything on privacy, Solana infrastructure, and long-term conviction plays like Zcash and Hyperliquid.While most crypto investors chase short-term gains, Mert operates on 3-5 year time horizons, building core infrastructure for Solana and defending privacy as crypto's most unsolved problem. From explaining how connectivity and reflexivity drive extreme price movements to sharing how a Slavic girlfriend changed his approach to capturing value, this conversation goes deep.THE SHIFT NEWSLETTER
There is a network of left-wing agitators who can be summoned, seemingly on demand, to be angry enough to protest just about anything. These coordinated uprisings are anything but organic, but the average person never asks where the money is coming from. If they did, it might strike them as odd that the people financing the protests against billionaires were other billionaires. The dark money flowing through Arabella Advisors comes from some of the most dangerous foundations in the world, all with ties to eugenics. Charity groups connected to Gates, Soros, and Zuckerberg spent almost $295 million on the nationwide “No Kings: 2 Electric Boogaloo” walk-a-thon for elderly, misinformed Boomers. Their subscription to the “revolution” will be billed monthly via Apple Pay. — Watch the video version on one of the Macroaggressions Channels: Rumble: https://rumble.com/c/Macroaggressions YouTube: https://youtube.com/channel/UCn3GlVLKZtTkhLJkiuG7a-Q?si=DvKo2lcQhzo8Vuqu — MACRO & Charlie Robinson Links Hypocrazy Audiobook: https://amzn.to/4aogwms The Octopus of Global Control Audiobook: https://amzn.to/3xu0rMm Website: www.Macroaggressions.io Merch Store: https://macroaggressions.dashery.com/ Link Tree: https://linktr.ee/macroaggressionspodcast Activist Post Family Activist Post: www.ActivistPost.com Natural Blaze: www.NaturalBlaze.com Support Our Sponsors C60 Power: https://go.shopc60.com/PBGRT/KMKS9/ | Promo Code: MACRO Chemical Free Body: https://chemicalfreebody.com/macro/ | Promo Code: MACRO Wise Wolf Gold & Silver: https://macroaggressions.gold/ | (800) 426-1836 LegalShield: www.DontGetPushedAround.com EMP Shield: www.EMPShield.com | Promo Code: MACRO Christian Yordanov's Health Program: www.LiveLongerFormula.com/macro Above Phone: https://abovephone.com/macro/ Van Man: https://vanman.shop/?ref=MACRO | Promo Code: MACRO The Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471 Nesa's Hemp: www.NesasHemp.com | Promo Code: MACRO Augason Farms: https://augasonfarms.com/MACRO —
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In his All Souls sermon, Rev. Dr. Daniel Kanter reflects on the fragile beauty of life and the lasting echoes of love, laughter, and memory. Through stories of family and friends who have passed, he reminds us that even as life floats away like feathers, the warmth of connection endures in our smiles, our laughter, and our care for one another. Our annual All Souls service invites us to remember and to hold one another gently in the shared experience of loss and love. It is a time to honor those who have gone before us, to speak their names, and to recognize that in every act of remembrance, we bring them close again.
🔒 ¿Sabías que pueden pedir un préstamo a tu nombre solo con una foto de tu DNI?Hoy hablamos con José, más conocido como Hackaviss, experto en ciberseguridad y forense digital, sobre cómo los hackers pueden robar tus datos, qué peligros hay en la deep web, y hasta qué punto estamos realmente protegidos cuando usamos Internet.💥 En este episodio descubrirás: • Cómo los ciberdelincuentes utilizan tus datos personales. • Qué es la deep web y cómo funciona el protocolo TOR. • Por qué Telegram y otras apps no son tan seguras como crees. • Cómo protegerte del phishing y los robos de identidad. • Qué es el malware Pegasus y por qué incluso los gobiernos lo usaron. • Qué sistemas operativos y apps son los más seguros hoy. • Los errores más comunes que cometemos con nuestras contraseñas.⏱️ ÍNDICE DEL EPISODIO00:00 El dato es el nuevo oro digital01:06 Presentación de Hackaviss02:00 Sus inicios en la ciberseguridad05:00 Qué es la deep web y cómo funciona TOR07:00 La historia de Silk Road08:30 Telegram y la privacidad10:00 Estafas con criptomonedas y wallets14:30 El valor del dato y los peligros de compartirlo16:00 Préstamos y robos de identidad18:00 Por qué el historial médico es tan valioso20:00 Huella digital y exposición de datos personales24:00 Casos reales y eliminación de datos25:30 Qué dispositivos son más hackeables27:30 El caso Pegasus explicado30:00 El sistema operativo más seguro del mundo33:00 La paranoia (justificada) en la ciberseguridad35:30 Apps de mensajería: WhatsApp, Telegram, Signal39:00 Privacidad y venta de datos41:00 ¿Nuestros móviles nos escuchan?43:00 Caso Snowden y espionaje masivo46:00 China, EE.UU. y el espionaje global48:00 El poder del dato y la inteligencia artificial50:00 Apple Pay y pagos digitales52:00 WiFi públicas y riesgos reales54:00 Kit básico para protegerte en Internet57:00 Comprobamos si el correo de Jaume ha sido filtrado1:03:00 Conclusiones: cómo proteger tu huella digital📲 Síguenos en redes para no perderte el próximo episodio:• YouTube: https://www.youtube.com/channel/UCsKDcxNw7TaJwyjd2iH0QWg• Instagram: https://www.instagram.com/crossoverofc/• TikTok: https://www.tiktok.com/@crossoverofc• X: https://x.com/crossoverofc🔔 Suscríbete y activa la campanita para no perderte nada.
Join us this week for The Tech Leaders Podcast, where Gareth sits down with Cindy Turner, Chief Product Officer at Worldpay. Cindy talks about Worldpay's current priorities, the trade offs between structure and agility, and how Stablecoins can help make international payments quicker and easier. On this episode, Cindy and Gareth discuss the benefits of pushing ownership down to your team, launching Apple Pay back in 2014, and why we might all have our own personal shopping agent in our pockets sooner than you think… Timestamps: Good Leadership and Early Career (1:51) Corporates, Start-Ups and Scale (12:24) Worldpay Priorities (16:16) International Payments and Stablecoin (22:50) Agentic Commerce (28:56) AI Ethics and Governance (37:17) Advice for 21-year-old Cindy (45:31) https://www.bedigitaluk.com/
Ever wondered how a church with a $2.4 million budget and 28 dedicated staff members keeps everything running with integrity and transparency? In this episode, Revs. Daniel Kanter and T. J. Fitzgerald break down how our church's finances really work — from pledges and balanced budgets to collective generosity and community trust. What you'll learn: How the annual budget is built from member pledges Why the board and ministers must pass a balanced budget before it goes to a congregational vote What makes our financial system "clean" — no rollovers, no surprises The power of pledging: why every contribution matters How online members and friends help sustain our shared mission Why annual audits and full transparency build lasting trust Every good work we do together — every service, program, and outreach — begins with your pledge. Join us for a conversation about faith, finances, and the collective power of generosity.
The latest In Touch With iOS with Dave he is joined by Jill McKinley, Jeff Gamet, Chuck Joiner, Eric Bolden, Marty Jencius, Ben Roethig. the panel covers the latest VisionOS 26.1 beta, Apple's immersive media developer sessions, iOS/iPadOS 26.1 features, and usability tweaks like the liquid glass customization and app defaults in Files. The group also discusses Apple Maps ads, Spotify's new Apple TV app, T-Mobile autopay restrictions, and the soon-to-arrive digital U.S. passport feature in Apple Wallet — all with humor, strong opinions, and relatable real-world Apple use cases. The show notes are at InTouchwithiOS.com Direct Link to Audio Links to our Show Give us a review on Apple Podcasts! CLICK HERE we would really appreciate it! Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee Another way to support the show is to become a Patreon member patreon.com/intouchwithios Website: In Touch With iOS YouTube Channel In Touch with iOS Magazine on Flipboard Facebook Page BlueSky Mastodon X Instagram Threads Summary The episode opens with David preparing for a Vegas birthday trip and the panel noting the fun milestone of episode 393 being a numeric palindrome. The conversation quickly shifts to VisionOS 26.1, where Marty notes that the most recent release candidate feels light on visible changes, leaving users eager for VisionOS 26.2 to bring more meaningful updates. Eric highlights new comfort-focused Vision Pro band patent designs aimed at improving ergonomics, sparking humor about Apple eventually adding a knob for everything — "soon you'll need a wrench to adjust your face." The panel then discusses Apple's recent developer event focused on immersive media, including guidance for filming spatial content, editing workflows, and format constraints — a move Apple hopes will encourage new creators and expand immersive content libraries on Vision Pro. Topics and Links In Touch With Vision Pro this week. visionOS 26.1 Beta 4 Release Notes | Apple Developer Documentation Apple Explores Smart Tension Bands to Improve Vision Pro Design Apple Hosts Special Vision Pro Event for Developers Beta this week. Apple Seeds iOS 26.1, iPadOS 26.1, and macOS Tahoe 26.1 Release Candidates iPadOS 26.1 RC now available ahead of public launch iOS 26.1 release candidate now available with these changes iOS 26.1 will add four new ways to customize your iPhone In Touch With Mac this week Here Are Apple's Release Notes for macOS Tahoe 26.1 MacPaw releases Moonlock, a standalone macOS security app with real-time protection, smart insights, built-in VPN, more iMazing 3.4: enjoy pro-level control of your iPhone Other Topics M4 vs. M5 iPad Pro Buyer's Guide: 20 Differences Compared Did you know? Can you use YouTube Music offline on Apple Watch? Another Tip: iOS 26: Set a default app for opening files on iPhone or iPad News Apple Reportedly Moving Ahead With Ads in Maps App Spotify Launches Redesigned Apple TV App With Music Videos, Podcasts T-Mobile closing AutoPay discount loophole for Apple Pay and credit card payments Apple Says U.S. Passport Feature on iPhone is Coming Soon Announcements Macstock 9 has wrapped for 2025. Attendees will receive a link for the session recordings when they're ready in 30-45 days. If you missed Macstock we missed you! Why not purchase a digital pass to relive all the amazing presentations? Click the link below to purchase the digital pass. Macstock X has already been announced July 10,11,12, 2026 hopeful you all can join us. Macstock IX Digital Pass Our Host Dave Ginsburg is an IT professional supporting Mac, iOS and Windows users and shares his wealth of knowledge of iPhone, iPad, Apple Watch, Apple TV and related technologies. Visit the YouTube channel https://youtube.com/intouchwithios follow him on Mastodon @daveg65, , BlueSky @daveg65 and the show @intouchwithios Our Regular Contributors Jeff Gamet is a podcaster, technology blogger, artist, and author. Previously, he was The Mac Observer's managing editor, and Smile's TextExpander Evangelist. You can find him on Mastadon @jgamet Pixelfed @jgamet@pixelfed.social and Bluesky @jgamet.bsky.social Podcasts The Context Machine Podcast Retro Rewatch Retro Rewatch His YouTube channel https://youtube.com/jgamet Marty Jencius, Ph.D., is a professor of counselor education at Kent State University, where he researches, writes, and trains about using technology in teaching and mental health practice. His podcasts include Vision Pro Files, The Tech Savvy Professor and Circular Firing Squad Podcast. Find him at jencius@mastodon.social https://thepodtalk.net Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him by email at eabolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Jill McKinley works in enterprise software, server administration, and IT A lifelong tech enthusiast, she started her career with Windows but is now an avid Apple fan. Beyond technology, she shares her insights on nature, faith, and personal growth through her podcasts—Buzz Blossom & Squeak, Start with Small Steps, and The Bible in Small Steps. Watch her content on YouTube at @startwithsmallsteps and follow her on X @schmern. Find all her work at http://jillfromthenorthwoods.com Chuck Joiner is the host of MacVoices and hosts video podcasts with influential members of the Apple community. Make sure to visit macvoices.com and subscribe to his podcast. You can follow him on Twitter @chuckjoiner and join his MacVoices Facebook group. Ben Roethig Former Associate Editor of GeekBeat.TV and host of the Tech Hangout and Deconstruct with Patrice Mac user since the mid 90s. Tech support specialist. X @benroethig and all other social media @benroethig. Website: https://roethigtech.com/
On this edition of The Blazers Balcony, presented by Spirit Mountain Casino, Trail Blazers sideline reporter Brooke Olzendam and Trail Blazers digital reporter Casey Holdahl discuss...• The Trail Blazers starting the 2025-26 season 2-2 and how they're weren't far off from starting 4-0• Portland following through on changing their style of play• The "new look" Trail Blazers drawing praise from their opponents• Changing perceptions about a team takes some time• Matisse Thybulle has been unleashed• Jerami Grant thriving off the bench, accepting his role and being honest when it would be easier to lie• Deni Avdija having a historic start -- at least in terms of franchise history -- to the season• Jrue Holiday is just what the Trail Blazers needed• Young Donovan Clingan taking a considerable step forward in his second season• Being starstruck by Instagram chefs, too old for Apple Pay, someone let Calabro buy a sandwich, eating Golden State's post-game locker room spread
Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by CardPointers: The best way to maximize your credit card rewards. 9to5Mac Daily listeners can exclusively save 30% and get a $100 Savings Card. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Report: iPad Pro to gain vapor chamber cooling with M6 model Apple may introduce search ads to Apple Maps starting next year, per report Apple Pay VP details new Wallet and Apple Pay features, Digital IDs, more Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.
In this episode, we dive into the often-overwhelming world of building a tech stack for your coaching business! We know the thought of sorting through all the technology options can make your eyes glaze over, but fear not! We break it down into manageable pieces, discussing everything from accounting software to payment processors, calendaring systems, and even email marketing tools. Adding tech to your process should save you time and money, not cause you headaches and cost you cash. Our goal is to help you streamline your processes so you can focus on what you do best – coaching! Are you ready to take your coaching business to the next level? Listen in as we share our personal experiences with different tools and provide recommendations that can help you build a solid tech foundation for a thriving coaching practice.
"Have you ever caught yourself saying something and realized… wait, where did I pick that up?"
Send us a textTo quote Staind "It's Been Awhile" since we released a new episode. On today's episode we make some prank calls about being draped in barbecue, chimp attacks and seasonal name changes. And we mess with Apple Pay scammers.Check out WDUM's patreonpatreon.com/wdumBonus shows only for paid subscribers, including The Olympus Sessions our new monthly show Subscribe to the WDUM podcast feed anywhere you get podcasts:https://open.spotify.com/show/1iExrNGdZ9KjPX9hC36yrshttps://podcastaddict.com/podcast/wdum/3297045https://podcasts.apple.com/us/podcast/wdum/id1562251732https://www.buzzsprout.com/1747936https://www.youtube.com/@wdum5346https://www.patreon.com/WDUMhttps://www.buymeacoffee.com/wdumshowhttps://www.youtube.com/playlist?list=PLrVKWbjJYhE5dFnMTyuNNK7gwHlE6NnI0#pranks #prankcalls #phones #scams #scambaiting #scammers #scammerprankcalls#comedypodcast#scambait#prankpodcast#phonepranks#stupid#prank#scammer, #rage, #meltdown, #funny, #caughtontapeSend letters to WDUMShow@yahoo.comFor exclusive calls and bonus content https://www.patreon.com/WDUMDonate to the WDUM on https://bmc.link/wdumshow
Join our discussion with Keith Riddle, General Manager of Payfinia, about Digital Wallets and the important costs and considerations. Are digital wallets a threat to interchange revenue? What are the pros and cons of an FI-supplied digital wallet vs. pushing customers to Apple Pay? What are the revenue opportunities in this space for community FIs to meet customer expectations and build revenue? We dive into all this and more. Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Today we're bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too. We're breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins.In this episode, we're talking about two of the biggest budget busters we see:1️⃣ Overcomplicating your money system with third-party apps like PayPal and Apple Pay.2️⃣ Losing track of your true numbers — like your real minimum payments — and making your budget harder than it needs to be.These stories will help you see how small tweaks can completely change how confident and in control you feel with your money.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
The MacVoices Live! panel marks the anniversary of Steve Jobs' passing with memories, reflections, and some personal encounters on his impact. Chuck Joiner, David Ginsburg, Web Bixby, Marty Jencius, Brian Flanigan-Arthurs, Jeff Gamet, Eric Bolden, and Jim Rea talk about a recent warning about PayPal/Venmo scams after account linking, with debate over protections, Apple Pay safety, Zelle pitfalls, and practical tips include using secondary accounts and caution with subscriptions. MacVoices is supported by MacPaw and the Cloud Cleanup feature. Get Tidy Today! Try 7 days free and use my code MACVOICES20 for 20% off at clnmy.com/MACVOICES. Show Notes: Chapters: [0:10] Live show intro and sponsor mention[5:26] Remembering Steve Jobs: stories and impact[13:00] Sponsor message: Cloud Cleanup feature[14:33] PSA: PayPal/Venmo scams and account linking[15:33] Consumer protections and debit vs. credit[16:59] Mixed experiences with PayPal support[18:46] Risk-mitigation: secondary accounts and travel cards[20:22] Sending money to Canada? Options and caveats[20:57] Apple Pay adoption and site support[21:50] Zelle warnings, unauthorized payments, and best practices Links: Remembering Steve Jobshttps://www.macrumors.com/2025/10/05/remembering-steve/ Protect yourself from scams as Venmo and PayPal complete hook uphttps://9to5mac.com/2025/10/02/protect-yourself-from-scams-as-venmo-and-paypal-complete-hook-up/ 7 Things To Know Before You Use Zellehttps://clark.com/personal-finance-credit/banks-banking/zelle-things-to-know/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
For episode 614 of the BlockHash Podcast, host Brandon Zemp is joined by Max Sandy, Head of Product for Ramp Network. Max Sandy oversees Ramp’s industry-leading fiat–to–crypto on-ramp, off-ramp and crypto-to-crypto swap products, and is driving the launch of a new global payment app for stablecoins and remittances. His work blends rapid product execution with a long-term vision to make crypto payments as seamless and trusted as traditional finance. Ramp Network (https://ramp.network/) is a financial technology company building solutions that connect the crypto economy with today’s global financial infrastructure. Through its core on- and off-ramp products, Ramp Network provides businesses and individuals across 150+ countries with a streamlined and smooth experience in converting between cryptocurrencies and fiat currencies. Ramp Network is fully integrated with the world’s major payment methods, including debit and credit cards, bank transfers, Apple Pay, Google Pay, Pix, and more. ⏳ Timestamps: (0:00) Introduction(1:02) Who is Max Sandy?(4:05) Ramp’s focus around remittances & payments(8:40) Function of Ramp’s new wallet(12:47) Payments for Entrepreneurs & Creators(20:45) Need for stablecoins denominated in other currencies(22:30) Key partnerships(23:42) Abstracting away complexity(25:22) Impact on emerging economies(28:48) Ramp Network Roadmap(30:17) Events & conferences(31:50) Ramp website & socials
Cam Cooksey keeps the vibes high and the conversation flowing in a wild, open-line episode of Flow. After shouting out Badlands sponsors and cracking jokes about Apple Pay's cut of Rumble rants, Cam opens the floor to callers, and the night takes off. Listeners share powerful personal stories about prayer, forgiveness, and faith, dive into the mysteries of Revelation, and explore deep theories from crater earth to ancient energy systems to biblical prophecy. Between heartfelt testimony, mind-bending rabbit holes, and plenty of laughs, Cam guides the conversation with warmth, curiosity, and a steady reminder of faith over fear. It's vintage Flow: unpredictable, uplifting, and always authentically Badlands.
Ever make a money move in the heat of the moment and wish you could take it back? That's exactly why a rock-solid Investment Policy Statement (IPS) might be your most underrated financial tool. In this episode, Joe Saul-Sehy, OG, and Neighbor Doug peel back the layers on IPSs—why they matter, how they save you from your own impulses, and the role they play in making sure your investment strategy actually sticks. Think of it as your financial GPS, keeping you on course when market turbulence makes you want to grab the wheel. But it's not just about avoiding panic-selling. The basement crew digs into the nuts and bolts of what a good IPS should include, from setting specific goals to handling liquidity needs and keeping your risk tolerance aligned with your lifestyle. You'll also hear how rebalancing, governance, and regular reviews can transform your investments from “hope and pray” into a system you can rely on. Along the way, expect the usual SB tangents: a Joan Jett–themed trivia challenge, a TikTok tale about Apple Pay gone wrong, and more than a few moments where Doug forgets he's not supposed to run the show. By the end, you'll not only understand how to create (or update) your IPS, but you'll also see how it connects directly to building confidence in your financial plan. Whether you're brand new to investing or a seasoned hand looking to sharpen your strategy, this episode delivers the blueprint. Why an Investment Policy Statement is your best defense against emotional investing How to set clear goals, liquidity rules, and risk guidelines for your portfolio The pitfalls most people overlook when drafting an IPS (and how to avoid them) Smart strategies for rebalancing and reviewing your plan without overcomplicating things A cautionary tale from TikTok that reminds us all to keep our guard up with payment apps Listener Q&A on stock sales and the quirks that come with them Questions You'll Begin to Answer During the Episode: Do you have a written IPS, and if so, does it reflect your actual goals—or just what you thought they were five years ago? What emotional triggers most often tempt you to stray from your financial plan? How often do you review your investments, and is it based on strategy—or headlines? FULL SHOW NOTES: https://stackingbenjamins.com/simple-steps-for-better-money-management-1738 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Granted, it's only one game..... but... what a turd in "Chapel Bill" on Monday night. And of course, his perky girlfriend is gonna catch a lot of heat as this thing circles the drain this year, but something tells me she might actually relish it. Manage your own hype, people! The Giant #43 has been retired! Mike Gundy re-makes a classic. Coaches taking pot shots at each other. Dude Wipes meets the perfect sponsor opportunity. Apple Pay is real money, you guys! Rules for thee, but not for me. Free buses! MORE.....Our Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https://indeed.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy