Podcasts about FCI

Il existe en 2022 près de 370 races de chiens, classées en 11 groupes.Groupe 1 : chiens de berger et bouviers (sauf bouviers suisses) ; exemple : Berger allemand.Groupe 2 : chiens de type Pinscher et Schnauzer (molossoïdes) chiens de montagne et bouviers suisses ; exemple : Boxer, Bullmastiff, Bulldog...Groupe 3 : terriers ; exemple : MilouGroupe 4 : teckels ; exemple : le chien de méméGroupe 5 : chiens de type Spitz et de type primitif ; exemple : Akita, Shiba, Chow chow ...Groupe 6 : chiens courants, chiens de recherche ; exemple : BeagleGroupe 7 : chiens d'arrêt ; exemple : Braque, Setter, Épagneul, GriffonGroupe 8 : chiens de rapport, chiens leveurs de gibier et chiens d'eau ; exemple : Labrador, RetrieverGroupe 9 : chiens d'agrément et de compagnie ; exemple : Loulou de PoméranieGroupe 10 : lévriersGroupe 11 : races de chiens non reconnues par la FCI et/ou en cours de reconnaissance._______

Die Tradition verlangt es, dass wir nach Saisonende Auszeichnungen in diversen Kategorien rund um den FC Ingolstadt verleihen. Neben einer Handvoll seriöser Kategorien verteilen wir selbstverständlich auch wieder einige Awards mit Augenzwinkern und erfinden nebenbei spontan noch einige weitere Kategorien. Viel Spaß beim Hören und eine schöne Sommerpause! +++ Spoiler +++ Alle Awards in der Übersicht: * Schlechte Saisonprognose: Marco * Sieger Kicker-Managerspiel: Bene * Spieler der Saison: Grönning * Youngster der Saison: Zeitler * Brockelmann Award (Wichtiger Spieler in der Hinrunde, der in der Rückrunde keine Rolle spielt): Funk * Neuzugang der Saison: Besuschkow * Bester Winterneuzugang: Christensen * Tor des Jahres: Testroet vs. Dresden * Bestes Heimspiel: Viktoria Köln * Bestes Auswärtsspiel: SV Wehen * Beschissenstes Spiel: Aachen (H) * Otavio-Award (Schönster Platzverweis der Saison): Deichmann vs. Mannheim * Schönstes Eigentor: Keidel (Cottbus (A)) * Kartenaktion des Jahres: Studentenspieltag (Osnabrück) * FCI des Jahres: Diskussion, ob die Abstimmung über geheime Abstimmung geheim erfolgen muss (Mitgliederversammlung) * Fanartikel des Jahres: Schal mit Taschen * Vogel des Jahres: Buntfink * Meme-Award: Malone * Ryan-Malone-Katapult-Award: Decker * Tobias-Schröck-Award für den Langzeitverletzten des Jahres: Hoppe * Social Media Aktion des Jahres: Medienabteilung FCI: Verkündigung Christensen-Transfer * Gewinner der Saison: Ponath * Fico-Award: Bilbija * Beste Auswärtsfahrt: Aachen * Ex-Schanzer des Jahres: Kaya * Fehleinkauf des Jahres (ehemals Testroet-Award): gesamte Transferpolitik des Jahres * Stendera Award (Absteiger des Jahres): Butler * Immi-Award (langsamster Hypetrain des Jahres): Heike * Team des Jahres: alle außer Herren-Lizenzmannschaft

"Outread the others" - that's how Ryan Bonner mastered CUI.If you're confused about Controlled Unclassified Information (CUI) - you're not alone. Many defense contractors (not to mention DoD themselves) misunderstand what is CUI, where it comes from, and how to handle it.In this episode, Ryan Bonner, CEO of DEFCERT, gives a masterclass in understanding CUI from the actual laws and regulations - not just hearsay.

Ihr habt's euch gewünscht und hier ist sie: Die Folge über Australian Shepherds oder abgekürzt "Aussies". In dem Zusammenhang erklärt Liza erstmal was es mit dem FCI, Hundegruppen und Sektionen auf sich hat. Dann geht's um die Historie vom Aussie, welche Augen- und Fellfarben er haben kann, welche Charakteristika ihn ausmachen und wieso er eigentlich zum Trend-Hund wurde. Vielleicht überlegt ihr ja gerade, welche Art Hund ihr euch zulegen wollt? Dann hört rein für ein kleines Porträt einer der beliebtesten Hunderassen. Außerdem hört ihr in dieser Folge, in welchen tierischen TV-Star sich Taylor verguckt hat… Und nicht wundern: Diese Folge wurde aufgenommen, bevor Klein-Fred bei Liza eingezogen ist.

Lynette McIntosh-Madrigal is joined by Pamela Evans and Pastor Jermaine B. Armour of Saint Luke AME Zion Church in Wilmington, North Carolina. They share stories of hope, discuss how they are partnering with God and their neighbors to see their community flourish, and reflect on their journey from being in the community to being with the community. Saint Luke is part of CCDA's Flourishing Congregations Initiative, a four-year program that empowers church leaders to deepen their congregations' community engagement, enhance their ministries, and contribute to the flourishing of their neighborhoods.Learn more about CCDA's Flourishing Congregations Initiative at ccda.org/fci. Pamela Evans currently serves as the Director of Ministries & Outreach and Administration at Saint Luke AME Zion Church in Wilmington, NC. I have been a member of the church for over 27 years. I have participated in activities at both local and conference levels within the church. I also serve in the community on various boards, such as the local chapter of the Red Cross, advisory board for the Food Bank of NC, health promoter in the Faith Health Network with Novant, and Community Mediator with the Wilmington Cape Fear Museum. I enjoy cultivating partnerships and relationships through community outreach initiatives.Pastor Armour and his wife, Tanya, moved to Wilmington in January 2014. He is a native of Buffalo, NY, and holds a Master of Arts Degree in Christian Education from the Interdenominational Theological Center and an Honorary Doctorate Degree in Ministry from Livingstone College. He serves on several community boards, including One Christian Network, Wilmington Area Rebuilding Ministry (WARM), Kids Making It, and the Diversity and Inclusion Committee of the Red Cross. Pastor Armour and his wife have two children, Jadah Alana and Jermaine Elijah.Learn more about Saint Luke AME Zion Church and what they're doing in their community at newsaintluke.com. Connect with CCDA on Instagram, Twitter, Facebook, and LinkedIn. Follow CCDA on YouTube.

If there's one thing that rings true year after year, it's this: the T3 Technology Tools for Today Conference is the destination for discovering what's shaping the future of financial advice. Held in Dallas this year, the 2025 T3 Conference buzzed with excitement, insight, and innovation, and we were there to capture it all on the Hot & Happening podcast series, recorded live at the bustling T3 Podcast Station. In this special three-part podcast, hosted by Derrick Kinney of Success for Advisors and guest host Jonny Swift of Impact Communications, listeners are treated to front-row access to the conversations that matter most in wealthtech today. From major fintech rollouts to forward-thinking advisor strategies, the series showcases interviews with some of the #T32025 attendees, including: [0:58 - 10:18] Joel Bruckenstein of T3 Technology Tools for Today [10:19 - 19:28] Amy DeTolla of Aureus Advantage [19:29 - 26:45] Patrick Shaddow of Syntax Data [26:26 - 34:12] Brian Edelman of FCI [34:13 - 40:52] Ron Keusch of Investall Group [40:53 - 46:06] Gerry Michael of Smartleaf [46:07 - 53:55] Adam Scully-Power of Nebo Wealth [53:56 - 01:03:05] Robert Levitt of Levitt Capital Management Stay tuned for Part 2 with even more great conversations!

photo credit: Great Dane Photos In this episode (39:13) In this episode, Esteban and Sarah are joined by Dr. Arielle Pechette Markley, a Sports Medicine and Rehabilitation veterinarian and researcher, to discuss a groundbreaking initiative in dog agility safety: the Coalition for Agility Reporting on Incidents and Safety (CARIS). We're excited to share that major agility organizations around the world—including AKC, ASCA, CPE, FCI, NADAC, RKC, UKI, and USDAA—have come together in an unprecedented show of cooperation to support independent, evidence-based research into agility safety. These organizations are contributing data to the Canine Sports Science Consortium (CSSC), led by Drs. Arielle Pechette Markley, Abigail Shoben, Melody Moore Jackson, and Rachel Olson. The first study of its kind, this project focuses on contact obstacles—specifically the A-Frame, Dog Walk, and Teeter—and aims to identify the relationship between obstacle performance, number of runs, and reported incidents. The initiative was inspired in part by ongoing discussions around Dog Walk safety, including proposals to lower its height or widen the plank. Join us as Dr. Markley shares how this study came together, what it means for the future of agility, and how judges, trial secretaries, and show organizers can contribute to this collaborative effort. It's a major step toward making agility safer for all dogs, and we're thrilled to help spread the word. You Will Learn Why leading agility organizations are uniting to support data-driven safety research What CARIS is and how it will collect and analyze obstacle-related incident data How current debates around Dog Walk height and width inspired this research initiative What role judges, trial secretaries, and handlers can play in shaping the future of agility safety Mentioned The project announcement on the Canine Sports Science Consortium website Donate to help support dog agility research. Our previous podcast: Episode 355: Is It Time to Change the Dogwalk?

Lynette McIntosh-Madrigal is joined by Erik Mast-Foss, the Community Life Pastor at On Ramps Covenant Church in Fresno, CA, to discuss how God is moving in his community. On Ramps is part of CCDA's Flourishing Congregations Initiative, a comprehensive four-year program that empowers church leaders to deepen their congregations' community engagement, enhance their ministries, and contribute to the flourishing of their neighborhoods.Learn more about CCDA's Flourishing Congregations Initiative at ccda.org/fci. Erik Mast-Foss is a community member and pastor at On Ramps Covenant Church in Fresno, CA. He does life with his wife Jessica and their two cats, Macrina and Jean Parmesan. Learn more about On Ramps at onrampschurch.org. Connect with CCDA on Instagram, Twitter, Facebook, and LinkedIn. Follow CCDA on YouTube.

Fünf Spiele sind in der Rückrunde gespielt und die Schanzer bleiben im Jahr 2025 bisher unbesiegt, fahren sogar einen Erfolg in einem "Sechs-Punkte-Spiel" ein. Doch irgendwie ist die Stimmung bei Marco, Martin und Moritz nicht überragend, denn die Art und Weise der Punktgewinne war ausbaufähig und zu sehr knabbern die drei (vor allem Marco) an verschenkten Punkten aus dem letzten Heimspiel. Zusätzlich gibt es überraschend viele geschehene oder nicht geschehene Transferaktivitäten beim FCI zu besprechen - insbesondere eine überraschende neue Personalie hat in seinen ersten vier Spielen für ordentlich Gesprächsstoff gesorgt. Viel Spaß beim Hören! Bene wills wissen: Was packt ihr in die Tasche eures FCI-Schals?

Dagnoni “Grato per fiducia Federciclismo, continuità strada migliore”ROMA (ITALPRESS) – “Quando si vuole cambiare bisogna anche rischiare. Quattro anni in cui si è sbagliato qualcosa, si è fatto qualche passo falso. Restare nella zona di comfort e non fare nulla era facile, ma la federazione non aveva bisogno di questo. Sono veramente grato della fiducia rinnovata, credo che la continuità sia la strada migliore per poter raccogliere i migliori frutti”. Lo ha dichiarato Cordiano Dagnoni dopo essere stato confermato alla guida della Federazione Ciclistica Italiana. In merito al programma e agli obiettivi, Dagnoni ha aggiunto: “Per quanto riguarda la parte tecnica, bisogna continuare sulla strada che abbiamo intrapreso perché i risultati si sono visti da subito. Non si abbassa l'asticella e si continua in quel senso. Ci sono altri settori delicati, come la sicurezza che è legata all'impiantistica. Il mio grido d'allarme è rivolto alle amministrazioni che devono investire in infrastrutture e impiantistiche per far sì che il nostro sport possa essere praticato in ambienti protetti e sicuri”.spf/pc/gm

Dagnoni “Grato per fiducia Federciclismo, continuità strada migliore”ROMA (ITALPRESS) – “Quando si vuole cambiare bisogna anche rischiare. Quattro anni in cui si è sbagliato qualcosa, si è fatto qualche passo falso. Restare nella zona di comfort e non fare nulla era facile, ma la federazione non aveva bisogno di questo. Sono veramente grato della fiducia rinnovata, credo che la continuità sia la strada migliore per poter raccogliere i migliori frutti”. Lo ha dichiarato Cordiano Dagnoni dopo essere stato confermato alla guida della Federazione Ciclistica Italiana. In merito al programma e agli obiettivi, Dagnoni ha aggiunto: “Per quanto riguarda la parte tecnica, bisogna continuare sulla strada che abbiamo intrapreso perché i risultati si sono visti da subito. Non si abbassa l'asticella e si continua in quel senso. Ci sono altri settori delicati, come la sicurezza che è legata all'impiantistica. Il mio grido d'allarme è rivolto alle amministrazioni che devono investire in infrastrutture e impiantistiche per far sì che il nostro sport possa essere praticato in ambienti protetti e sicuri”.spf/pc/gm

Heute bearbeiten wir einen Höherwunsch: Border Collie & Australian Shepherd.

Marco, Martin und Bene begrüßen euch zur alljährlichen Winterpausen-Folge und wer hätte noch vor zwei Monaten gedacht, dass diese so positiv, ja gar schon euphorisch, verlaufen würde? Mit nur einer Niederlage aus den letzten zwölf Spielen beenden die Schanzer ihre Hinrunde auf Platz fünf der dritten Liga - in Schlagdistanz zum Relegationsplatz aber vor allem mit der seit Jahren sehnlichst erhofften Entwicklung und wiederkehrenden "Mustern", trotz (oder gerade wegen?) eines massiven personellen Engpasses in den letzten Wochen. Wir müssen uns eingestehen: es macht wieder Lust dieser Mannschaft zuzuschauen! Viel Spaß beim Hören und kommt gut ins neue Jahr. >> Bene wills wissen:

Chinese steelmaker Wu'an Xin Feng has a plan to set up a USD1.7 bn integrated industrial complex in the Suez Canal Economic Zone (SCZone). Egypt's oil subsidy bill for the current fiscal year is expected to surpass EGP200 bn, significantly higher than the EGP154 bn initially allocated, a source said.Prime Minister Moustafa Madbouly met with Saudi Industry and Mineral Resources Minister Bandar Alkhorayef yesterday, where they agreed to include the sectors of petrochemical, pharma, and automotive in the broader agreements signed between the two countries back in October, according to statements from both nations. Industry Minister Kamel El Wazir confirmed in the meeting that the animal feed industry has become eligible to participate in the subsidized loan program that offers businesses loans at a 15% interest rate, nearly half the central bank's post-float 28.25% lending rate.The ministerial group for industrial development greenlit the proposal to not renew industrial licenses for any factory situated in residential areas or unplanned industrial areas.The House approved a USD 2 bn loan from Emirates NBD, Standard Chartered, and a number of other banks. The Ministry of Finance agreed to provide marketing support worth EGP3.5 billion, for about 1.5 to 1.6 million quintals of blossom cotton produced this season, noting that the support came due to the cessation of auctions of the government cotton marketing system.The Industry Ministry is mulling a five-year, USD250 mn plan to develop state-owned EGAL (FV: EGP155.00, OW), according to a statement following a meeting of the ministerial group for industrial development. The Financial Regulatory Authority has given its approval for ESRS to begin procedures for delisting its shares from the EGX, with the board-approved decision to now be put forward to a general assembly.The Financial Regulatory Authority approved the Social Impact Capital Limited (SIC) mandatory tender offer to acquire 48.78% of CIRA at a share price of EGP15. HDBK BoD approved Increasing the authorized capital from EGP10 billion to EGP30 billion and to distribute one free share for each original share from the general reserve amounting to EGP 6.507 billion as of Sep-end 2024, emphasizing that this balance does not include any of the profits achieved during the fiscal year ending on Dec 2024) so that the issued and paid-in capital after the increase becomes EGP 10.626 billion instead of EGP5.313 billion. CICH announces the successful exit of its strategic stake in Taaleem Management Services, after a five-year holding period.The exit delivered exceptional returns, generating four and a half times the equity invested and achieving an IRR of approximately 50%.CNFN partners up with Engazaat to ensure small farmers and support them in establishing sustainable farming practices in the Al Moghra region of the Western Desert. BTFH's subsidiary, Beltone Leasing and Factoring announces its membership in FCI, the leading representative body for factoring and financing open account trade receivables.BP and the Abu Dhabi National Oil Company's (Adnoc) investment arm, XRG, finalized the establishment of Arcius Energy, a joint venture aimed at expanding natural gas operations in Egypt, according to a joint press release. The Oil Ministry is aiming to increase gas production by 400-500 million cubic feet per day by March 2025. Industry experts expect an increase of 280% in the total value of throughput of PoS between 2021 and 2024, reaching EGP640 billion by the end of this year.

Welcome to Contracting Conversations with hosts Jim Valley and Scott Williams. In this episode, cybersecurity expert Kelley Kiernan joins to discuss the critical role of contracting teams in safeguarding against cyber threats. Kelley, DAU's Cyber Security expert, shares insights on FAR and DFARS requirements, the risks to the DoD enterprise, and practical steps for contractors. Topics include the cyber kill chain, essential security controls, CMMC, and the importance of protecting sensitive government data. Learn about the latest DOD instructions, the impact of cyber incidents, and how to ensure compliance and enhance cybersecurity measures. Tune in to stay informed and protect your contracts.Video explaining the Cyber Kill Chain on DoD Contractors:  https://cdnapisec.kaltura.com/index.php/extwidget/preview/partner_id/2203981/uiconf_id/39997971/entry_id/1_383l2nnj/embed/dynamic FAR 52.204-21  “Basic Safeguarding of Covered Contractor Information Systems”  https://www.acquisition.gov/far/52.204-21 DFARS 252.204-7012  “Safeguarding Covered Defense Information and Cyber Incident Reporting”    https://www.acquisition.gov/dfars/252.204-7012-safeguarding-covered-defense-information-and-cyber-incident-reporting. DoD's CMMC Program  https://dodcio.defense.gov/CMMC/ FCI and CUI – What is the difference?  https://isoo.blogs.archives.gov/2020/06/19/%e2%80%8bfci-and-cui-what-is-the-difference/#:~:text=Federal%20contract%20information Controlled Unclassified Information (CUI) Definitions   www.dodcui.milDoD Cyber Crime Center:  Cyber Incident Reporting Instructions    https://dibnet.dod.mil DoD INSTRUCTION 5200.48    “Controlled Unclassified Information (CUI)”   https://www.dodcui.mil/Portals/109/Documents/Policy%20Docs/DoDI%205200.48%20CUI.pdf  DoD INSTRUCTION 5230.24    “Distribution Statements on DoD Technical Information”  https://www.esd.whs.mil/Portals/54/Documents/DD/issuances/dodi/523024p.pdf?ver=JiZUVfNZrPKmcRMim_UnHg%3d%3d DoD Small Business Innovation Research Program   https://www.dodsbirsttr.mil/submissions/login DoD Inspector General Report on CUI Protection   https://media.defense.gov/2024/Mar/11/2003410405/-1/-1/1/DODIG-2024-031_REVISED%20SECURE.PDF DAU Mission Assistance  www.dau.edu/mission-assistance DAU Cyber Solutions Webinars (look on the calendar for the next event)     www.dau.edu/eventsSubscribe to our YouTube channel: https://www.youtube.com/channel/UCbF8yqm-r_M5czw5teb0PsAApple Podcasts: https://podcasts.apple.com/us/podcast/contracting-conversations/id1621567225

Nachdem wir das Thema in den letzten beiden Episoden bewusst ausgeklammert haben, gibt es eine Woche vor der Mitgliederversammlung beim FC Ingolstadt e.V. eine Zeitspiel-Sonderfolge zur anstehenden Präsidiumswahl. Martin hat sich mit Julia und Matthias ("Fish") kompetente Gäste zum Thema Vereinspolitik ins Boot geholt und das Trio spricht über die Strukturen beim FCI, den bisherigen Wahlkampf sowie die Kandidaten-Teams und deren Inhalte. Viel Spaß beim Hören - bitte übt euer Stimmrecht am 5.12. aus! Disclaimer: es handelt sich hier um die Sichtweise und Einschätzung von Einzelpersonen - wir nehmen nicht in Anspruch, dass unsere Meinung die einzig zulässige ist :-)

Pablo Gil Rituerto es el director de "La marsellesa de los borrachos", un documental que sigue los pasos del grupo Cantacronache que, en 1961, recorrió España recogiendo música clandestina de resistencia al franquismo. Aquí hace dialogar con el presente con artistas como Nacho Vegas, María Arnal o Amorante.

Scott and Jim sit down with Kelley Kiernan, an expert on Cybersecurity at DAU.  Come and learn how to approach cybersecurity in contracting by understanding how cybersecurity is organized and how the security is dependent upon the data which the contract provides or generates.  Learn about the five lines of defense which contracting teams have to protect the vital DoD Supply Chain by ensuring cybersecurity via contract vehicles.  We'll talk about how contracting teams can verify contract cybersecurity controls are in place and active.  This is the first in a series of three contracting cybersecurity podcasts with DAU Professor Kelley Kiernan.Protection Triad of Data Security    https://informationsecurity.wustl.edu/items/confidentiality-integrity-and-availability-the-cia-triad/         FCI Definitions  https://isoo.blogs.archives.gov/2020/06/19/%e2%80%8bfci-and-cui-what-is-the-difference/#:~:text=Federal%20contract%20informationCUI Definitions   www.dodcui.mil“FCI and CUI, What is the Difference?”     https://isoo.blogs.archives.gov/2020/06/19/%e2%80%8bfci-and-cui-what-is-the-difference/DOD INSTRUCTION 5200.48    “Controlled Unclassified Information (CUI)”   https://www.dodcui.mil/Portals/109/Documents/Policy%20Docs/DoDI%205200.48%20CUI.pdf  DOD INSTRUCTION 5230.24    “Distribution Statements on DoD Technical Information”  https://www.esd.whs.mil/Portals/54/Documents/DD/issuances/dodi/523024p.pdf?ver=JiZUVfNZrPKmcRMim_UnHg%3d%3dCategories of CUI    https://www.archives.gov/cui/registry/category-list and  https://www.dodcui.mil/CUI-Registry-New/Marking of DoD CUI  https://www.dodcui.mil/Portals/109/Documents/Desktop%20Aid%20Docs/CUI%20Training%20Aids_Oct%2023%202020%20(updated%2017%20Mar%2022).pdf?ver=CaeNUeAuPCKajIYMn5zJCg%3d%3dThe Official DoD CUI Program   https://www.dodcui.milDoD Annual CUI Program Training    https://www.dodcui.mil/Training/DoD CUI Training Course CDSE   https://www.cdse.edu/Training/eLearning/IF141/ DAU Cybersecurity Courses   https://www.dau.edu/cybersecurity/trainingDAU Cyber Solutions Webinars (look on the calendar for the next event)     www.dau.edu/events

Del 21 al 30 de noviembre se celebra el Festival de Cine Inédito de Mérida, con un puñado de buenísimas películas. Entre ellas, Emilia Pérez, Black Dog o La marsellesa de los borrachos. De todas hablamos con su director, Ángel Briz.

In this episode (1:03:16) In this episode, we sit down with Dalton Meredith, the Intermediate height overall individual silver medalist from this year's FCI Agility World Championship (AWC). Dalton shares his thoughts on the UK's recent success at FCI events, his unique experience competing in a runoff for individual gold, and emerging trends in course design. You Will Learn Insights into the UK's growing presence and success at the FCI Agility World Championship. Dalton's firsthand account of the intensity and excitement of a runoff for the individual gold medal. Key trends in agility course design and how they are impacting competitors. Where to follow Dalton and stay updated with his journey: Facebook and Instagram. Mentioned/Related Episode 85: Have We Solved the Game of Agility? Interview with Aneta Obrusníková The Rise and Fall of World Champions Follow Dalton on Facebook: https://www.facebook.com/profile.php?id=100094809501133

FCI's Code of Conduct - Uppförandekod. Det kan vara värt att studera det här, vare sig du är utställare, domare, ringsekreterare eller arrangör. Det handlar om att det ska vara en bra hobby på alla möjliga plan. Det mesta är självklart men kan vara värt att fundera lite närmare på så att det blir trevligt för alla intresserade.Code of conduct (Uppförandekod) - FCIFCIinfo@mikaelnilssonshowdogs.com

BARI (ITALPRESS) - “L'intenzione della Regione Puglia e in particolare di Pugliapromozione, che è nostra espressione, di sostenere la Nazionale italiana di ciclismo - ha affermato Emiliano - è un sentimento e atto di amore e di riconoscenza verso questa Federazione, del Coni, della storia straordinaria del ciclismo italiano. È però anche un'idea di marketing, che serve a diffondere la bicicletta e la bike economy non solo tra chi è interno alle competizioni e organizza gare importanti che si stanno per svolgere, ma anche quale mezzo che consente alla cultura della bicicletta di diffondersi per motivi turistici e di salute. È un'idea vincente che ha creato una partnership ormai stabile tra Regione Puglia e Fci, tutto attraverso una scientifica programmazione di investimenti che si collega a tutto il resto: per esempio, la ciclovia dell'Acquedotto pugliese, gli investimenti che vogliamo fare anche attraverso i comuni sulla strutturazione dei percorsi cicloturistici”. Lo ha detto il presidente della Regione Puglia Michele Emiliano alla presentazione della nuova maglia della nazionale di ciclismo. xa2/pc/gtr



BARI (ITALPRESS) - "È un territorio fantastico con risorse inespresse", sottolinea Cordiano Dagnoni, presidente della Federciclismo, in occasione della conferenza stampa di presentazione della rinnovata media partnership fra la Regione Puglia e la FCI.

xa2/glb
/gtr

In this episode (24:23) Dudley Shumate joins the podcast to talk about the inaugural Senior Open, a new international event for competitors 55 and older, hosted by the FCI. The event was held in Belgium from July 18-21, 2024. You Will Learn The structure of the Senior Open Agility World Championship (SOAWC). How the US Team was selected. Dudley's advice to competitors, especially seniors. Mentioned/Related Episode 182: Choose Your Own Agility Adventure Follow Dudley on Facebook: https://www.facebook.com/profile.php?id=100009140141755 Watch Dudley's Winning Run on Facebook or YouTube (different view)

At the 56th Annual FCI Meeting in Seoul, Betül Kurtulus, Regional Director, FCI, was joined by Basel Al-Hussien, Senior Manager – Advisory, ITFC, to discuss the growth of Islamic international factoring and ITFC's development of Islamic factoring solutions in collaboration with FCI.    Read the article here: https://www.tradefinanceglobal.com/posts/podcast-s2-e16-betul-kurtulus-and-basel-al-hussien-on-the-development-of-islamic-factoring

主播：Flora（中国）+ Erin（美国） 歌曲 ：Happy今天我们来聊一聊——“小狗”。越来越多的人开始养不同品种的狗狗了，但是你知道“狗”除了用“dog”之外，还有哪些词吗？主播Erin家中有一只巧克力拉布拉多犬（chocolate labrador），这只拉布拉多是她15岁时收到的生日礼物。Her name is Thalia and she is Erin's favorite person in the whole world. 这只拉布拉多很喜欢swimming and playing fetch（游泳和玩飞盘）。 Erin often takes her on hikes (带她去远足) and she will be so happy her tail wags (摇尾巴) the entire time.主播Flora虽然没养狗，但是她也很喜欢狗。前一段时间她沿着青岛的海岸线city walk（城市漫步）的时候，还看到好多的人牵着他们的狗狗出来遛弯。They're so cute!1. 不同种类的狗用英语怎么说？（1）金毛巡回犬（Golden Retriever）Retriever是巡回犬。They are traditionally (先前) used to bring back（带回） birds and animals that their owners（主人） have shot（射击）.（2）哈士奇（Siberian Husky）哈士奇这个名字是从Husky这个词音译过来的。至于为什么是“Siberian”Husky，是因为哈士奇是生活在西伯利亚（Siberia）的一种犬种。如果觉得这个名字太长了，直接说Husky也是可以的。（3）德国牧羊犬（German Shepherd）Shepherd本身也有牧羊人的意思，所以德国牧羊犬就叫German Shepherd。（4）柴犬（Shiba Inu）Shiba Inu是从日语音译过来的。It is an older Japanese dog.（5）柯基犬（Corgis）They are known for (因......而出名) their little butts (屁股) moving when they walk. 柯基犬还因为四肢很短被人们取外号叫“小短腿”。（6）贵宾犬（Poodles）A lot of people in China have poodles. 说贵宾犬可能大家不大熟悉，但是如果说“小泰迪”肯定都不陌生。其实“泰迪”只是贵宾犬的一种造型名称，并不是所有的贵宾犬都叫泰迪。Only poodles that look as cute as a teddy bear (像泰迪熊一样可爱的贵宾犬) when trimmed (修剪) can be called “泰迪”.2. 中国的本土狗，你知道多少？为我们大家所熟知的本土狗就是中华田园犬（Chinese Rural Dog）。In May (在五月), a Chinese Wu Hei Dog (五黑犬) won third place (荣获第三名) in a dog beauty pageant (选美比赛) organized by China Kennel Union (中国光彩事业促进会犬业协会). 这个比赛是由China Kennel Union（简称CKU）举办的，它是世界犬业联盟（简称FCI）在中国地区的唯一正式成员。•rural /ˈrʊrəl/ adj. 农村的，乡村的•kennel n. 养狗场FCI is an international institution (国际机构) of the same nature as (和......有相同性质) international organizations (国际组织) such as the WTO (世界贸易组织) and the WHO (世界卫生组织).The CKU now has full authority (权威) over purebred dog management (管理纯种犬) in China, and is under the authority of the FCI (被FCI授权) to breed and manage (培育和管理) the purebred breeds (纯种犬) it recognizes.•recognize /ˈrekəɡnaɪz/ v. 承认至于刚才我们说的参赛的“五黑犬”，为什么叫这个名字呢，就是这种狗头黑、尾黑、脚黑、舌头也黑。Some say never lose your Wu Hei Dogat night. Because they're so dark that you can't spot (注意到) them at night (因为他们太黑了，一到晚上你就很难发现他们).Wu Hei Dog belongs to the Chinese native dog breed (中国本土犬种), the Chinese Rural Dog(中华田园犬).Because of the glitz and glamor (浮华和魅力) of exotic breeds (外来犬种) that have been introduced in large numbers (大量引入), the Chinese Rural Dog is now discriminated against (被歧视) and considered not to be a breed (并且被认为不能作为一种犬种).或许因为他们不娇贵、好养活，又或许因为人们有一些奇奇怪怪的攀比心理。中华田园犬（the Chinese Rural Dogs）并没有得到人们足够的重视。现在更多的人选择一些名贵的外来犬种来养，而不是这种“小土狗”。很多人觉得中华田园犬不气派、牵出去没有面儿。但据说秦始皇一统中原（unified the Central Plains）的时候牵着的就是这种狗。•unify v.（使）联合，（使）统一此外，史记里面记载秦朝丞相李斯被赵高陷害、处斩之前，他对次子就说：“吾欲与若复牵黄犬俱出，上蔡，东门逐狡兔，岂可得乎！”我原本还想和你再次牵着大黄狗，一起出上蔡东门去追兔子呢，可惜办不到了。He must have missed the time (怀念那段时光) when they had a big yellow dog with them at the time.还有，苏东坡的词里面写到“老夫聊发少年狂，左牵黄，右擎苍”。这里的“黄”就指的就是用于行猎的田园犬。So the Chinese Rural Dog plays an important role (起着重要的作用) in the lives of the people. They're good helpers and companions (好帮手和好伙伴).除了中华田园犬，藏獒（Tibetan Mastiff）、松狮（Chow Chow）、西施犬（Shih Tzus）也都是中国本土的狗品种。3. 想养狗？别急，这些你先了解一下They all have their own little personalities（自己的小性格）.其实，狗狗也有自己的MBTI的。Labrador Retrievers (拉布拉多犬) are friendly and outgoing (友好外向), much like an ENFJ (主人公) personality type.Shiba Inus(柴犬) are independent and reserved (内向独立), similar to an INTJ (建筑师). 真的很难看出来，小柴犬这么一副阳光开朗的外表下竟然装着一个孤独又倔强的灵魂！If you are thinking about getting a dog, it would be good to do some research (做一些调查) on their temperament (性情) before. If you have kids for example, it is important to get a patient dog (如果家里有小孩，最好要一只有耐心的狗).还有，这个狗它掉毛严不严重啊、体型大不大呀、是中小型犬还是大型犬，这可能就关系到它的食量——一顿饭能吃多少了。Large dogs (大型犬) are generally very energetic (都很有活力). They get excited when they go outdoors and love to run wild (当他们去户外时，他们很兴奋，喜欢狂奔).Once they run, if you have very little strength (如果你力气很小), you will definitely not be able to pull them (绝对拉不动它们), and sometimes they can even take people away (有时甚至把人带走). That could be dangerous.4. 狗在中西方文化中不同的含义In traditional Western culture (传统西方文化), dogs are often seen as loyal (忠诚的), diligent (勤奋的), and great companions (很好的伙伴). 比如，"lucky dog"指的是幸运的人（fortunate person），"top dog"指的是成功的人（successful person），而"work like a dog"形容的是工作非常努力的人。In Chinese, people often use words with "dog" to describe bad people (坏人) or disdainful things (让人鄙视的事情), such as 狗腿子 (a bootlicker).•disdainful /dɪsˈdeɪnfl/ adj. 轻蔑的However, there are also positive idioms (积极的成语) like “犬马之劳” (愿意为别人效劳), and “犬不夜吠” (形容社会治安很好).From a language point of view (从语言的角度), it is quite interesting how it reflects (反应) the values and views culturally(文化的价值和观点). And this is a topic that can definitely go much deeper relating to the history, traditions, everything is related (这是一个绝对可以更深入地讲到关于历史，传统以及一切相关事物的话题).5. 狗对现代人生活的影响It feels like a lot of people have dogs and cats now (感觉现在很多人都有了猫狗), even younger people who are less stable (甚至也有不是很稳定的年轻人).Flora doesn't have any pets yet, but she would like to get a Golden Retriever very much (但是她很想养一只金毛). They are warm and intelligent (既暖心又聪明). She feels sure she'll enjoy its company (享受它的陪伴).其实现在有很多人养狗也是因为能从他们身上获取到很多情绪价值。Pets can provide psychological benefits (心理上的益处)，比如情感支持(emotional support)、减轻压力(reducing stress)和对抗孤独(combating loneliness).And they also help facilitate social interactions(促进社交) and build connections (建立联系). You can meet many people by joining clubs (加入俱乐部), walking your dog (遛狗) things like that! It is easy to connect!•facilitate /fəˈsɪlɪteɪt/ v. 促进两个遛狗的人碰上了估计能聊很久。比如，你家的狗吃的多不多呀、你家的狗拆不拆家呀...... It also helps you find a lot of things to talk about in common (共同的事).For young people, you can go on so many adventures (去冒险) with your dog, go running, hiking (徒步旅行), etc.And for older people, if they are alone, they feel less lonely (可以不那么孤独). They can get out of the house (走出房子), walk the dog (遛狗), meet people (见一些新朋友). 这对他们的身心健康也有好处。6. 生命是平等的，汪星人也想要一个爱它的家养狗也是一份很大的责任（it is a lot of responsibility）。在决定养狗之前，一定要确保（make sure）自己有能力照顾它们。现在有很多狗狗被遗弃，让人心痛（it breaks our heart）。狗狗小时候确实很可爱，但它们也会长大、变老。如果真的到了那一天，希望你也可以像当初他们陪着你一样陪伴着他们。So before you buy a dog, make sure you really are ready to make that commitment (确保你自己准备好作出承诺). Erin takes this opportunity to raise awareness (借此机会提高人们对保护狗狗的意识) for this because she really loves dogs.•commitment n. 承诺And it breaks her heart to see abused and abandoned dogs (看到虐狗和弃狗会让她心痛).Flora would also like to make it clear (阐明) that although the word "dog" has some derogatory connotations in traditional Chinese culture (虽然“狗”这个词在中国传统文化中带有一些贬义的含义), this does not prevent us from loving and protecting dogs (但这并不妨碍我们爱护和保护狗). •derogatory /dɪˈrɑ:ɡətɔ:ri/ adj. 贬低的哪里都有爱犬人士，但是虐狗、弃狗的现象也无处不在。She said that she is not a dog owner, but maybe she will have a dog (她虽然现在不养狗，但是可能以后会养一只). Even if she doesn't have one in the future (即使以后她也没有狗狗), she still join Erin today (她仍然和Erin一起) in calling for (提倡) the protection and kindness of dogs (保护和善待狗狗), because she believes that life is equal (生命是平等的). 希望狗狗不再有高低贵贱之分，希望每只狗狗都能找到真正爱它的家。请留言告诉我们：你家里有狗狗吗？或者你想养一只狗吗？欢迎和我们分享你和狗狗的有趣故事！

We go over some latest current events and what is happening in Canada and abroad. Calgary's water disaster and the pipe brought up from the USA, Darren's flight home with a new load of immigrants and much more. We have some differing opinions on the pipe situation and then we get into all the MP's that are born outside of Canada... what is going on? We also touch on the Question Period fiasco, the growing gap between the public and private sector, Canada's income and expenses for Avg Joe, history of house prices and wages in Canada, reasons for Gaddafi's assassination, BC health emails not redacted, the Injection of Truth event in Alberta, FCI and Gov influencing anti vaxxers, Clooney is a spy, and more bad news for jabs - Alzheimers etc   To gain access to the second half of show and our Plus feed for audio and podcast please clink the link http://www.grimericaoutlawed.ca/support.   For second half of video (when applicable and audio) go to our Substack and Subscribe. https://grimericaoutlawed.substack.com/ or to our Locals  https://grimericaoutlawed.locals.com/ or Rokfin www.Rokfin.com/Grimerica Patreon https://www.patreon.com/grimericaoutlawed   If you would rather watch: https://rokfin.com/stream/49789 https://rumble.com/v52l3kc-outlawed-round-up-6.19.24-indian-outlaws-laying-yankee-pipe.html https://grimericaoutlawed.locals.com/post/5769638/outlawed-round-up-6-19-24-indian-outlaws-laying-yankee-pipe https://www.youtube.com/watch?v=DZjSjUop4r4   Links to the stuff we chatted about: https://x.com/AfricanHub_/status/1803112405444002029 https://x.com/JayGenXer/status/1802732102821040356 https://x.com/TheProjectUnity/status/1803409248572882992 https://x.com/GreyMatterConvo/status/1802046592159252623 https://x.com/OdessaOrlewicz/status/1802141544918695969 https://x.com/Martyupnorth_2/status/1802021104942510463 https://x.com/wabbitwarrior/status/1803046836640362964 https://x.com/bruce_mcgonigal/status/1800973409204977796 https://x.com/freedom4alltime/status/1802353229935612043 https://relativerealty.com/first-time-home-buying-by-decade/ https://x.com/unusual_whales/status/1801593429635555411 https://www.ccsd.ca/factsheets/fs_avgin.html https://www.youtube.com/live/Vlpkl7m_Ulo?si=oymdRlJnv4uzyup1 https://needtoknow.news/2024/06/george-clooneys-foundation-to-issue-arrest-warrant-requests-for-journalists-whose-reports-favor-russia/ https://substack.com/app-link/post?publication_id=579356&post_id=145554083&utm_source=post-email-title&utm_campaign=email-post-title&isFreemail=true&r=24pqe&token=eyJ1c2VyX2lkIjozNTc5MjA2LCJwb3N0X2lkIjoxNDU1NTQwODMsImlhdCI6MTcxODIzODkxMSwiZXhwIjoxNzIwODMwOTExLCJpc3MiOiJwdWItNTc5MzU2Iiwic3ViIjoicG9zdC1yZWFjdGlvbiJ9.rWCGLXycNTdC4mC0DNjFJSgM265CzLJ0Tt-PUAgaVCY https://substack.com/app-link/post?publication_id=592214&post_id=145613599&utm_source=cross-post&utm_campaign=516896&isFreemail=true&r=24pqe&token=eyJ1c2VyX2lkIjozNTc5MjA2LCJwb3N0X2lkIjoxNDU2MTM1OTksImlhdCI6MTcxODM0NjE5OCwiZXhwIjoxNzIwOTM4MTk4LCJpc3MiOiJwdWItNTkyMjE0Iiwic3ViIjoicG9zdC1yZWFjdGlvbiJ9.y29o1JWxWacedjibo1X0z-bWRnW8_aaIqhYbkqrJKJU   Darren's Links: https://calgaryherald.com/news/local-news/how-did-calgarys-water-crisis-unfold-a-day-by-day-look-at-what-we-know https://torontosun.com/news/local-news/warmington-not-always-easy-to-run-or-hide-in-age-of-social-media https://x.com/truenorthcentre/status/1802771980883796212 https://x.com/truenorthcentre/status/1802707842954154022 https://www.newsweek.com/covid-vaccines-military-disinformation-china-1912984 https://makismd.substack.com/p/video-ucp-an-injection-of-truth-news?publication_id=1385328&post_id=145786707&r=2at6hc&triedRedirect=true https://academic.oup.com/qjmed/advance-article-abstract/doi/10.1093/qjmed/hcae103/7684274   Support the show directly: https://grimerica.ca/support-2/ Outlawed Canadians YouTube Channel: https://www.youtube.com/@OutlawedCanadians Our Adultbrain Audiobook Podcast and Website: www.adultbrain.ca Our Audiobook Youtube Channel:  https://www.youtube.com/@adultbrainaudiobookpublishing/videos Darren's book www.acanadianshame.ca Check out our next trip/conference/meetup - Contact at the Cabin www.contactatthecabin.com Other affiliated shows: www.grimerica.ca The OG Grimerica Show www.Rokfin.com/Grimerica Our channel on free speech Rokfin Join the chat / hangout with a bunch of fellow Grimericans  Https://t.me.grimerica https://www.guilded.gg/chat/b7af7266-771d-427f-978c-872a7962a6c2?messageId=c1e1c7cd-c6e9-4eaf-abc9-e6ec0be89ff3   Get your Magic Mushrooms delivered from: Champignon Magique  Get Psychedelics online Leave a review on iTunes and/or Stitcher: https://itunes.apple.com/ca/podcast/grimerica-outlawed http://www.stitcher.com/podcast/grimerica-outlawed Sign up for our newsletter http://www.grimerica.ca/news SPAM Graham = and send him your synchronicities, feedback, strange experiences and psychedelic trip reports!! graham@grimerica.com InstaGRAM https://www.instagram.com/the_grimerica_show_podcast/  Purchase swag, with partial proceeds donated to the show www.grimerica.ca/swag Send us a postcard or letter http://www.grimerica.ca/contact/ ART - Napolean Duheme's site http://www.lostbreadcomic.com/  MUSIC Tru Northperception, Felix's Site sirfelix.bandcamp.com

To hear about developments in the factoring and supply chain finance world, Trade Finance Global (TFG) spoke with Çağatay Baydar, Chairman at FCI and Irina Tyan, Principal Banker, TFP at the European Bank for Reconstruction and Development (EBRD).   Read the article here: https://www.tradefinanceglobal.com/posts/podcast-s2-e12-adapting-to-change-the-future-of-factoring-and-supply-chain-finance/

Der 1. FC Nürnberg verliert erst in der Liga gegen St. Pauli und dann noch den Test gegen Ingolstadt. Aber die Clubfrauen retten mit ihrem Sieg beim 1. FC Köln Max Roßmehl und Marcus Schultz die Laune. Die Erwartung, gegen den Tabellenführer vom FC St. Pauli das Heimspiel erfolgreich zu bestreiten, waren ohnehin schon recht gering. Doch die Art und Weise, wie deutlich sich dieser Klassenunterschied dargestellt hat, war dann doch sehr ernüchternd. Doch die Ernüchterung wurde nach dem 0:2 im Testspiel gegen den Drittligisten FC Ingolstadt 04 dann noch größer, denn der zweite Anzzug scheint beim Club derzeit keinen Druck auf ...Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen? Dann schaue auf www.kostenlos-hosten.de und informiere dich. Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.Gern unterstützen wir dich bei deiner Podcast-Produktion.

Charles O'Donnell, Louise Hickey and Aisling O'Brien bring you the biggest stories of the week in Irish agriculture from Agriland, which this week includes:      -       FCI contractor charge guide published-       Increase in prices for farm plastic recycling-       Imminent increase in green diesel price-       Farmers running out of fodder and spring grazing is 'unworkable' -       Roundup of milk prices-       Resignation of Leo VaradkarDon't forget to rate, review and follow The Farming Week, Agriland's weekly review of Irish agriculture and visit Agriland.ie for more. 

This episode I caught up with Claire Brown from NorthK9 about her amazing year competing at crufts and FCI world IGP championships

Training Without Conflict® Podcast Episode Thirty-Six: Vadim PlotskerIn this episode, I interviewed dog sport competitor, IGP judge, member of the WUSV board of directors, and current United Schutzhund Club of America President, Vadim Plotsker. I have been wanting to have this conversation for a long time as Vadim has a very unique perspective on the sport of Schutzhund and the German Shepherd dog. During the conversation we were able to discuss the current state of Schutzhund not only in America, but worldwide. I was able to find some answers regarding rule changes and the path required for them to become rules in the FCI standard.We were also able to discuss some of the issues facing the sport of IGP worldwide and potential solutions to those issues. I learned a ton from this discussion and I am sure you will as well!Ivan Balabanov is a 2-time World Champion dog trainer, Ot Vitosha Malinois breeder, trainer of Premier Protection Dogs and founder of the revolutionary Training Without Conflict® dog training system.For more information about Ivan Balabanov and information on how to train your dog using the Training Without Conflict® system, check out: https://trainingwithoutconflict.comhttps://malinois.comhttps://premierprotectiondogs.com

BernerGarde Leads the Way in Open Sharing of Health Information Host Laura Reeves is joined by Lori Jodar, president of the BernerGarde Foundation, to discuss this legendary program. BernerGarde has been collecting health and pedigree data on the Bernese Mountain Dog for nearly 30 years. The founder of this concept began in the 1960s gathering information on 3x5 cards. The non-profit foundation was created in the 1980s and now includes 215,000 dogs' information. “The mission of BernerGarde has always been genetic, genetic, genetic,” Jodar said. “And because of that, we've been able to stay on course. The Parent Club, the Bernese Mountain Dog Club of America, and the BernerGarde Foundation have remained very good partners throughout the years. So that's a good thing. “The most expensive thing that we have done to date is to start a repository. We started a DNA and tissue repository. “We knew we wanted to study this malignant histiocytosis. So in 2006, we partnered with Michigan State University, Dr. Vilma, we call her Dr. Vilma. And she's a brilliant researcher, as well as being a professor at Michigan State University Veterinary School, and she has managed a repository for us. We have 4,000 unique dogs in the repository, and I don't know how many tumors we have, but not that many, but like 1,000, we use for research. “It's very expensive, very, very expensive, but what has morphed out of that is there's a group in France that has been studying histiocytic sarcoma for a long time, and they are finding some answers. So, we have shared DNA with them, tumor submissions with them. We're about to send several hundred DNA samples to them for their continuing research. “The database that we have is so vibrant and vital to the community. I don't think I can overstate it. It's become part of everybody's life. And if they complain about anything, they... they being the community of breeders, they complain about anything, it's that there's never enough information. “Through this database, there's health records. We divide the health records into what we call anecdotal and diagnosed. So, to be diagnosed, you have to have veterinary support, a pathology report or veterinary report to actually have a diagnosed condition. And then we do all the health certs, you know, we get a quarterly thing from OFA on hips and elbows and whatever they're doing. “We also have, you know, about 50% of the dogs in the database now are not US, they're from Europe and Australia and Canada. So, we needed to learn how to interpret all of those records like through the FCI in Europe. And oh it's a lot. So, we have database operators all over the world now. We have about 30 of them and they're kind of the in-between, between the people that want to submit information. “We are so focused on accuracy that I think that has given us legitimacy, actually, that focus. “If you got a bitch and you are looking for a stud, you can go to our database. We have a stud-finder and you can put in parameters. What the age is, do they need their hips, do they need their elbows, do they need DM, do they need whatever it is that you feel you need for your breeding. And then, we'll just... spit out a list of stud dogs. “You can also do trial pedigrees. We also do COIs, Coefficient of Inbreeding, for every dog. You can put five pictures of your dog in there.”

Dans cet épisode de "Mon Podcast Immo", Ariane Artinian reçoit Frédéric Camus, président de FCI pour parler de protection sociale. "Depuis 2022, il y a plus d'indépendants que de salariés" dans le secteur immobilier, souligne Frédéric Camus. Pour apporter de la sécurité et de la sérénité aux négociateurs et mandataires indépendants, son entreprise propose du potage salarial. "Nous devons tous avoir accès à une protection sociale", justifie Frédéric Camus. Pour l'heure, le portage salarial est trop méconnu par les professionnels de l'immobilier. Pourtant, il se présente comme une solution à toute une série d'enjeux juridiques et managériaux. Dans une période d'incertitude, le portage salarial se montre comme un rempart pour fidéliser, mais aussi pour attirer de nouveaux talents. Cet épisode a été enregistré en live du salon RENT.  

The recent rise in long term yields and economic tightening raises the question of how restrictive U.S. financial conditions have become.----- Transcript -----Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Chief Global Economist, and along with my colleagues bringing you a variety of perspectives. Today, I'll be talking about the tightening of financial conditions. It's Monday, October 16th at 10 a.m. in New York. The net selloff in U.S. interest rates since May prompts the question of how restrictive financial conditions have become in the United States. Federal Reserve leaders highlighted the tightening in conditions in recent speeches, with emphasis on the recent rise in long term yields. One lens on this issue is the Financial Conditions index, and the Morgan Stanley version suggests that the recent rate move is the equivalent of just under two Fed hikes since the September FOMC meeting. Taken at face value, it sustained these tight conditions will restrain economic activity over time. Put differently, the market is doing additional tightening for the Fed. Before the rally in rates this week, the Morgan Stanley Financial Conditions Index reached the highest level since November 2022, and the move was the equivalent of more than 2 25 basis point hikes since the September FOMC meeting. Of course, the mapping to Fed funds equivalence is just one approximation among many. When Fed staff tried to map QE effects into Fed funds equivalence, they would have assessed the 50 basis point move in term premiums we have seen as a 200 basis point move in hiking the Fed funds rate. What does the FCI mean for inflation and growth? Well, Morgan Stanley forecasts have been fairly accurate on the inflation trend throughout 2023, although we have underestimated growth. We think that core PCE inflation gets below 3% by the first quarter of next year. For growth, the key question is whether the sell off is exogenous, that is if it's unrelated to the fundamentals of the economy and whether it persists. A persistent exogenous rise in rates should slow the economy, and over time the Fed would need to adjust the path of policy lower in order to offset that drag. The more drag that comes from markets, the less drag the Fed would do with policy. But if instead the sell off is endogenous, that is, the higher rates reflect just a fundamentally stronger economy, either because of more fiscal policy or higher productivity growth or both, the growth need not slow at all and rates can stay high forever. Well, what does the FCI mean then, for the Fed? Bond yields have contributed about 2/3's of the rise in the Financial conditions index, and the Fed seems to have taken note. In a panel moderated by our own Ellen Zentner last Monday, Vice Chair Jefferson was a key voice suggesting that the rate move could forestall another hike. The Fed, however, must confront the same two questions. Is the tightening endogenous or exogenous, and will it persist? If rates continued their rally over the next several weeks and offset the tightening, then there's no material effect. But the second question of exogeneity is also critical. If the selloff was exogenous, then the tightening should hurt growth and the Fed will have to adjust policy in response. If instead the higher rates are an endogenous reaction, then there may be more underlying strength in the economy than our models imply and the shift higher in rates could be permanent. Thanks for listening. If you enjoy the show, please leave a review on Apple Podcasts or share Thoughts on the Market with a friend or colleague today.

Chef Nok is the chef/owner at Kalaya in Philadephia, PA. Chef Nok got her start in the industry as a flight attendant, first in Kuwait and then in Bangkok, where she excelled from 1994 to 2009. There she learned her love for food and hospitality. She also helped operate a jewelry store with a friend and opened an Italian restaurant with her former husband. In 2010, she moved to the U.S. with her current husband and began cooking nonstop until she decided to start a catering business from 2015-2019. During that time she also attended culinary school at FCI in NYC. In 2019 she opened her first Kalaya location and in 2022 she opened her second, both in Philadelphia. Check out episode 987 with Al Lucas as mentioned in today's episode. Check out episode 988 with Greg Root as mentioned in today's episode. Show notes… Calls to ACTION!!! Join Restaurant Unstoppable Network and get your first 30 days on me!  Connect with my past guest and a community of superfans. Subscribe to the Restaurant Unstoppable YouTube Channel Join the private Unstoppable Facebook Group Join the email list! (Scroll Down to get the Vendor List!) Favorite success quote/mantra: "When Nok is happy, the whole world will be happy." Today's sponsor: MarginEdge: Fluctuating food prices. Staffing challenges- Now more than ever you need to control costs to remain profitable. MarginEdge is a restaurant management software that lets you see your food and labor costs in real time. By automating your invoice processing and totally digitizing your back office, MarginEdge saves your team hours on paperwork and gives you instant insights to manage your prime costs. No contract. No setup fee. See how it works at marginedge.com/unstoppable. Owner.com is the leading all-in-one platform for restaurant marketing. Owner.com powers everything from SEO-optimized websites, direct online ordering, automated email and text marketing, built-in loyalty programs, zero commission delivery, and branded mobile apps for your restaurant that integrate right into your POS. With Owner.com, there are no contracts, no hidden fees, and nothing to lose. Join thousands of restaurant owners using Owner.com to grow direct online sales, save thousands in third-party fees, and simplify their online presence all-in-one.Book a free demo today at owner.com/unstoppable and see why Owner.com is the #1-rated Restaurant Marketing Software. Restaurant Technologies the company that helps restaurants, “Control the kitchen chaos.” With RT's total oil management, you get: Dependable fresh bulk cooking oil delivery; Filtration + oil usage monitoring and reporting; Used cooking oil pick-up, and recycling; And say goodbye to messy, dangerous restaurant rendering tanks-yuck. RT's end-to-end cooking oils solution helps you manage your used cooking oil storage, collection, and recycling- conveniently, safely, and cleanly- with no upfront costs. Head to www.RTI-inc.com, and let them know the Restaurant Unstoppable Podcast sent you their way. Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more. Contact: Instagram... Personal: @kuhnnok Business: @kalayaphilly Website

This week we sit down with Joe Earley, the driving force behind Tifosi's remarkable success. Earley traces his roots in mountain biking back to college years in Georgia, where the community's vibrant cycling culture exerted a significant influence. Joe describes his early days as a outside rep in the cycling industry alongside his wife which laid crucial groundwork to the founding of Tifosi.  They recognized an opportunity in the world of sunglasses, spurred by the market's demand for cost-effective yet quality options.  The Tifosi brand was established in 2003.  Joe describes Tifosi's in-depth attention to the smallest details. Adjustable ear pads, nose pads, innovative ventilation, and photochromic lenses - everything designed with the athlete in mind. They have integrated style with utility in the 'Swank', a lifestyle-looking glass that showcases their commitment to high-quality materials. For gravel cyclists, Earley recommends the fog-resistant, rimless glasses from the rail series. With an easy lens-swapping mechanism, users can adjust according to different lighting situations. Tifosi Optics Website Support the Podcast Join The Ridership  Automated Transcription, please excuse the typos: [00:00:00]Craig Dalton (host): Hey Joe, welcome to the show. [00:00:02]Joe Earley: Thanks for having me. [00:00:04]Craig Dalton (host): I'm excited to get into the story of Te Foci. As I was saying to you offline, I've been aware of the brand for, it feels like my entire cycling career, so it's great to have you on and just kind of learn a little bit more of the backstory and why don't we use that as our starting point. Let's learn a little bit about your backstory. How'd you just, how'd you find cycling to begin with in your life, and where'd you grow up? [00:00:26]Joe Earley: know, um, I think, uh, similarly to you, um, You know, at college, mountain biking was catching on like crazy in the early nineties. And, uh, I was spending a summer with my, my older brother who had a mountain bike and I borrowed a mountain bike and instantly, as soon as I went, uh, I was hooked and, uh, really have been in, in the sport of cycling ever since. So, you know, early nineties got into mountain biking that transitioned to road cycling and then cycl across, and then now, Gravel road mountain bike, although I am recovering from a rotator cuff surgery, so I'm just on the road in gravel now. No mountain biking for a bit longer, but, uh, but yeah, that's how I got, um, got started in, uh, in the sports, uh, was really just through my, through my brother and, uh, Through college, just jumping on a mountain bike. So, um, you know, and then similarly to you, I had a, just a passion, um, for cycling. Just loved it. And, um, got my first job outta college and went and did that for a while. Sales managing for, for a, a boat dealership of all things. And then, um, my wife, uh, Elizabeth, who runs the business with me, her dad was a, a rep in the cycling, in the tractor industry. So he sold like tractor attachments. And I said, you know what, what Henry does, I, I could probably do that in, in cycling, right? There's gotta be some of those out there. So I picked up like a mountain bike action. I flipped to the back, to the list of advertisers and I just started calling companies. And, um, we started our own, um, independent cycling agency first. So that was our, our first business in the, in the cycling space. Um, we ended up having a very successful agency here in the southeast. So we're based right [00:02:08]Craig Dalton (host): gonna ask Joe, where, [00:02:09]Joe Earley: Georgia. [00:02:11]Craig Dalton (host): where were you in, where were you in college when you first discovered mountain [00:02:14]Joe Earley: Uh, so I was at University of Georgia. Uh, I spent a, a summer in Birmingham, actually in, uh, Oak Mountain State Park. Any listeners in that area? Uh, one of the best mountain bike places I've ever been to still today, and I've been riding for 30 plus years. Um, so that was one of the first places I was exposed to, to mountain biking, but then came back here, uh, to college in the fall and, uh, Go Dogs, university of Georgia Town here. We're in Watkinsville, Georgia, which is about 10 minutes from the University of Georgia in Athens. So, um, [00:02:42]Craig Dalton (host): And, and I feel like in that sort of early to mid nineties, Georgia actually had a nor national race over in, in the [00:02:49]Joe Earley: yeah, so actually we had, we had some interesting things. We actually hosted the, uh, the first Olympic mountain bike race here in Atlanta. We went to see that, that was crazy. It's, it's so hot here, uh, in the summer. So it was, uh, it was interesting seeing those guys hammer along. But yeah, there's been, um, you know, there's, there's also I think been a Norman National that used to be up at Sly, uh, in North Carolina, which is right over the, the border. But, um, really active, um, mountain bike scene and, and cycling scene in general here in the southeast. Athens has always been a big, you know, cycling area, the Twilight Criterium, uh, one of the best. Probably road, um, cycling events to watch in the States. 'cause it's, it's downtown Athens at night. It's when students are in, it's, uh, it's a pretty electric vibe. So it's a, it's a fun area for this. [00:03:35]Craig Dalton (host): And would you describe it as being a vibrant cycling community year round in Georgia? [00:03:40]Joe Earley: Um, yeah, I mean definitely there's pockets of, of areas where it's not as accessible. You know, if you're, if you're in parts of Atlanta, The, the, just with traffic and everything else, it's just not as accessible as a lot of other cities. Athens seems is a, is a pretty good community. We're in Watkinsville, which is a small town outside of it, but there's a lot of, you know, Atlanta does have the Silver Comet, which is a rails trail that goes all the way from Atlanta proper all the way out to the Alabama state line. Um, and so it's, it's a nice, uh, venue to have there. So it's a, you know, it's a, it's a very. Cycling friendly community overall, just, I wouldn't ride on a lot of the roads in, in Atlanta, it's a little bit hairy just 'cause of the amount of volume and there's not a lot of dedicated, like some cities, a lot of dedicated, um, bike lanes. [00:04:27]Craig Dalton (host): So you mentioned you and your wife started, uh, an independent rep agency focused on the cycling industry. What were the first products that you picked up? [00:04:35]Joe Earley: my gosh. The first products we picked up, um, brands that are gone now, um, rocket Power Parts, which was like a, a glove company. Um, we did Cantina Mountain bike gear. I. Um, CKA Cranks for a while. Um, but then the first brands that we picked up that we really started to be able to build a business with, um, Louis Gar Apparel, uh, out of Quebec City. And then, um, Marin Mountain Bikes. They didn't have any sales in our territory, but we were able to start building a business with those brands. And then, uh, over time we picked up, you know, a lot of great brands. Um, we were doing CD shoes, Easton, when they launched their cycling. Um, Products independently from selling through other people doing their, their carbon fiber products. Um, gosh, what else do we have? We did cliff bars, another southeast company, defeat socks. Uh, we did sunglass brands. We did a lot of different, or a couple of different sunglass brands over the years. Um, and that's kind of what led to tci. We had a very successful cycling agency. We were selling what was at the time, the number one, you know, cycling, sunglass, and I would make a great commission for those. Your listeners don't understand what an independent rep does. It's. You're a 10 99 independent contractor, you only make money on what you sell. So it's not like these companies are paying you a, a, a salary, it's if you sell a one of their products, you make a commission on it, uh, and you're selling to the bike shops. So we would place a, a display of 12 or 24 pairs of these higher end products, and, and we get a nice commission at that point. And then I'd go around the next month to see Craig and say, Hey, Craig, you know, uh, What's going on with the sunglasses? It looks like you've sold a pair, you know, and they would sell one or two a month at most. Um, and I'm like, guys, I can't stop the car for one pair of sunglasses. How can we sell some more? [00:06:19]Craig Dalton (host): Yeah. Yeah. I think that's another like interesting point just to make sure everybody understands, is like as a independent sales rep, you're going out and visiting throughout the territory. Maybe it's Georgia or the broader Southeast, and you're visiting every single shop. Your job is to figure out how to sell the products. You're obviously selling, but what, what's selling in the shops? Like, what should you be bringing to them? 'cause that's how you make money. [00:06:45]Joe Earley: And it's, it was a great, um, great business. Loved it still. In fact, my, my former agency, a fellow who worked for me runs it now. Um, so still, still exists. Um, great. Interacting with the retailers. 'cause what's great about the cycling industry is that the. The retailers and the shop owners. In the shop buyers, they are the market. You know, they're kind of like me and you. They got into it 'cause they, they like cycling. There's not a lot of people in the cycling industry that. Oh, well, I just, I, I wanted to, you know, start a, a great business and make millions of dollars, so I'm gonna go sell bikes, right? It's just not that type of market. So, um, you know, you're interacting with people who get the product, they get what is exciting to their consumers. Um, and so that was, that was a great learning experience just overall about products and demand and what. Selling through products. Um, you know, and we consistently see our retailers and they have sold a pair of sunglasses. And as we were talking to them, the feedback was if they had something that was nice at a, at a lower price point, they thought they could sell, you know, more products. Um, at the same time, you know, I knew lots of reps in other territories, so we just started calling other reps in other territories going, Hey, Do you see something like this? And at the time, um, what we were focused on was the interchangeable sunglasses. So in, in mountain biking and cycling in general, the idea of being able to, to swap your lenses out quickly and easily and have those in a package, um, it was available. But the brands that was available in it was generally a hundred to 150 or $200 or more. Um, [00:08:16]Craig Dalton (host): Yeah, and it feels like a lot of times you would buy the glass and you'd have to buy the lens separately, so it wasn't just $150, it was $210. All [00:08:23]Joe Earley: even the brand I was selling at the time, you know, I'm going to them going, Hey guys, just give me a product that comes with the lenses and retails at even a hundred. And I could sell quite a few of these. And so our idea was to come to the market with three lenses and be able to retail it at $50 or $60. And um, you know, we talked to other reps and other territories and consistently feedback was, no, they don't see something like this. Or, yeah, there's something there, but it's. It's just not very nice. Um, and meanwhile, there was a, a large e-commerce retailer that a lot of you guys knew in the day and, and still exists now, but performance bike was based in my territory. So they had a big mail order component and they had about a hundred stores and they were doing it. They had a sunglass that had three lenses and a case, and it retail for about 50 bucks. We can do it. It's gotta be there somewhere. So, um, In 2003, we, we said, okay, let's do it ourselves. 2002, we made the decision. We went over and, and found some sourcing and, um, we brought I think a total of 23 SKUs, 24 SKUs to market that first year. Um, [00:09:26]Craig Dalton (host): Yeah, I was gonna ask, how did you, I mean that there's a, it's a big step between here and there, which is like, okay, we have this idea, we think a price point is viable at 50, $79, whatever it was at the time. But actually sourcing glasses, you're an enthusiast, your wife's an enthusiast, you understand the market. It was not gonna be feasible for you to put out, you know, super low quality glass. And have any vision for OSI surviving is that, how did you get to creating a product that met your own expectations as well as the price [00:09:58]Joe Earley: Yeah. So, um, you know, we made a trip. I made a trip. She ran everything here. Um, went to a huge optical show over in, uh, in Hong Kong actually, and met with, had to be 300 different suppliers, factories there. And, uh, had the concept of what we wanted. Had kind of the, the three lens, had some examples of what we were looking for and just literally went and met with every single one of them there over a, a four day, uh, trade show. And we found. Three, maybe four, that we thought could do the quality and had the products. And we started with, you know, open mold products. So we said, Hey, we're looking for products that already exist like this. And, um, we found those. We, we quickly even starting in, you know, late in year one, we started developing our own. Molds in our own products, our own designs, but we started with things we negotiated and exclusive for North America with them and said, Hey, don't sell these to other people. We like this design. And we brought, uh, a collection to market from there. Um, we've been very, very fortunate in that, um, you know, one of those partners that we started with in 2003, I. Is a partner we still work with today. So we've got longstanding relationships. All of our products are, are made in Taiwan, um, not in mainland China, but, uh, well all with the exception of one. We do have one product, uh, our aviator that's made there 'cause there's no metal production of sunglasses generally in Taiwan. Um, but uh, yeah, we, we were really fortunate to partner with somebody there and then started quickly trying to develop our, some proprietary products thereafter. But, uh, we were fortunate that we had the sales apparatus with the. The sales agency that we kind of knew how to sell things. And Elizabeth, my wife, was running, uh, an east coast warehouse for one of our companies. Um, so she already knew the pick pack shipping operation side of things. So we, all we needed was the product fortunately, um, to kind of [00:11:46]Craig Dalton (host): Question for you on that, on that product, Joe, I always think about sort of the lenses and the quality of lenses being important for cycling, right? We all wanna feel confident that if a rock hits us, it's not gonna break, et cetera. I. Was that were the lens quality already there with these manufacturers? They understood like they need a high impact lens. [00:12:06]Joe Earley: Yeah, I mean, uh, the, the, the idea of a polycarbonate lens, uh, which is what we source on most of the products we do, we offer shatterproof product lenses on all of them. Some of our photochromics use a little bit different material. Um, 'cause of the technologies involved, but they're all shatterproof. You know, you can hit 'em with a hammer, they won't break. That technology was there. Um, and you'd be shocked at, you know, the higher end brands, high price brands that are being made in, in those facilities already. Um, so we, we knew from, hey, what they're already making, they can make the quality we're looking for. [00:12:39]Craig Dalton (host): Yeah. [00:12:40]Joe Earley: we were, we were fortunate in that standpoint. We did learn a lot about lenses 'cause. You know, for instance, our first polarized products that we offered, we were using a, what's called a tack lens, which is not something we were recommending recycling at the time. Um, we moved outta that just in year two, just because it's, it doesn't have as much impact protection as like what we have with all the products now, but the lens quality and the impact protection from like the interchangeable sets, um, it was there. [00:13:06]Craig Dalton (host): Yeah. Interesting. Yeah, and this is really rounding out the OSI story for me. 'cause knowing that you guys were within the industry and were independent reps and. Intended on going into the bike, local bike shops from the get go is super interesting. So I, I presume sort of in those first years you were able to kind of tap into obviously your, the local southeast region where you already had a lot of personal connections, but it also sounds like you had connections in other regions to sign up other independent reps to start putting the product [00:13:35]Joe Earley: know, it's a, it is a relationship business in cycling. Um, you know, I, I both, we sold it in the southeast with our agency, but then we were able to contact, we knew who the good sales reps were. I. In all the other territories. Um, now it's a, as a pioneering brand that didn't have sales, that was a challenge to get, you know, good reps on board. But we were really blessed, um, and that we were having really good success with it. Here we got a, I think we only started with six territories, um, to begin with. Um, so call it six or eight total reps, you know. Now on the cycling side of things, we probably have at least 35 ish. In that space. So we started small with that, but we went from zero to 500 retailers in the very first year. Um, just word of mouth, the retailers, word of mouth with the, the reps, you know, when we place the product in the retail stores, they started checking it right away and at a very high turn, generally in the same, you know, retail location, we're gonna sell seven or eight times as fast as their $150 sunglasses that they carry. Um, so we were very fortunate in that. And so we went from 500 dealers to a thousand and now, In the US we have about 3,500 retailers, um, doors that carry the product, and that's in the cycling space, which we're the number one market share. We have about 74% of the market, um, in cycling specialty stores. So seven and a half, 10 pair of sunglasses they sell. S um, but we're, you know, a top brand in the running space, uh, in outdoor we're carried in every R e I location out there. Uh, we actually have a really strong business, um, in the golf, golf arena. Um, we saw that as an adjacency, and so we're primarily focused on sport products. Um, but you know, cycling was kind of where we started and where still our largest kind of single market in the US is today. But we have distribution now in about. 35 other countries. Um, and almost all of those are cycling, um, specific types of distributors. [00:15:28]Craig Dalton (host): Got it. How, how, when did you sort of, uh, extend beyond the initial cycling industry and kind of go into running and multisport? [00:15:38]Joe Earley: um, we, we actually, so running was, was adjacent, but we really didn't, we didn't know it. Um, we had, uh, a lot, quite a few of our, a couple of our reps were doing Sego in the day and Sego was a strong cycling brand, but they had a very strong running apparel brand. And, um, almost by accident we had some reps who were doing Sego already. And so they're calling on run stores and so they just started pitching to FCI to them and they started picking 'em up and they were selling 'em, and they were like, we didn't even realize that. I think M P D came to us maybe back in, which is a, used to be, it's a. Retail reporting software, a company that, that collects retail data. It was probably 2006 or 2007. We were the number one market share in running specialty stores, and we didn't even know it. Um, our market share was actually stronger than it was in in Pike. Uh, it was just a smaller market. There's not as many, uh, Running specialty doors, is there our cycling doors? Um, so it really started even, you know, in late 2003, we had some adjacency. We were picking it up, and then kind of 2004, 2005, we realized, hey, this is a great other area. Same thing for golf. We saw that as an, as an easy adjacency. So we started knocking on those doors with other independent reps. So we knew the independent rep world. We knew how, how they operate, and we set up our business to make it. Easy for them to, to write orders and to get business and uh, and to make commissions. And so that, that worked very, very well for us building our brand, you know, through, through the retail network. [00:17:10]Craig Dalton (host): And Joe, how have you guys thought about product development over the years? I mean, obviously like sunglasses have been very trendy and there's been sort of an evolution. Maybe it comes from taste makers, maybe it's artificially inserted into our tastes from bigger brands with bigger marketing budgets. But I'm just curious kinda how you see product development and putting the best product possible out there. [00:17:33]Joe Earley: Yeah, I mean, uh, our, we have three legs to the company stool that we talk about, and number one is product. We, we feel like we have to bring out, you know, very high quality. Technical bells and whistles, sunglasses that, um, people can use for, you know, these crazy sports that they go out and do. You know, um, cycling, gravel cycling is some of these events. It's brutal on the product. So we feel like that's like the first leg of the stool. And it's certainly you see evolution, um, with the product. But we're looking for what are technical benefits that we can bring to make the experience for the end consumer better. And so it started, like the first feature was coming in with multiple sets of lenses, right? It came with multiple sets of lenses, came with a case retail around $60. Um, you know, over time we found other features that we thought, Hey, this, this really makes it better. We were always noticing it with, with all the cycling helmets, the retention systems started really. Changing and they were bigger or smaller. And so then your eyewear stems would interact with 'em either in a negative or a positive way. So we started adding adjustability to the ear pads so that you could adjust them to get 'em to be the right fit for you. And then we noticed, okay, the same thing's true for noses. Your nose, my nose, you know, your wife's all different. So if you can adjust the nose pad, that makes it. A better experience for them when they're doing these, these crazy events. Um, and then we noticing, you know, like putting ventilation in lenses. Um, we've, we've gone so far now as we have like a utility patent on our, what we use on the rail system now, but started with our podium design. It's a, it's a shield rems design that you can interchange the lenses easily on. And so just looking for these innovations that would make it easier for the end consumer and make their experience better. Um, photochromic lenses, you and I were talking about beforehand, that's been a. A huge part of our business, you know, these lenses darken and lighten automatically in about 12 seconds. They'll go from light to dark. And so when you're talking about, you know, the gravel events with different, um, you know, lighting conditions start first thing in the morning. You want something lighter. But then you, when you're at the peak of the day and you're out on Mount Tam, like you're talking about the blazing sun, you want it to be to darken up, but you don't wanna have to pull over and swap out the lenses. So there's been a lot of technical innovations that kind of happened over the years. There is some fashion to it, Craig, for sure. Um, you know, it's, it's gotta look cool and it's gotta look cool to the end consumer and what everybody considers cool. It does change over time. Um, you know, we've definitely seen that right now on the sports side of things. You know, the big shield is, Is absolutely where the market is at. They won't, consumers looking for something that's flatter, uh, which actually for the end consumer optically is a little bit better. Uh, these flat lenses, um, give a distinct look, which is why most of the consumers are buying them, but the fact that they have less curve actually makes their optics a little bit better too. Um, so, you know, they, and then we have another whole side of our business that's more what I would consider sport lifestyle products. Um, in 2018, we launched a product called Swank, which is, um, It's, it's a lifestyle looking glass, but it's made with the same frame and lens materials that we make the, you know, $80 interchangeables with. So you can go, you know, do a, a gravel race in it or you can go hang out in the coffee shop with it. And that's been one huge change in, uh, in the business in the last, you know, six years. That's now 60% of the volume. [00:20:55]Craig Dalton (host): And do you find that some of the, the cycling shops are picking up those more casual [00:20:59]Joe Earley: Yeah, they almost all do both. They almost all do both. In fact, up until, um, Actually still in units. The swank model that we sell is the number one selling sunglass in the cycling industry. Um, and funny story, we were talking about the vegan cyclist before, uh, we started recording Tyler rides with both. He'll ride our rail, which is our top of the line kind of sport piece, and then he'll wear our Swank xl and he's doing these crazy long events in what I consider something to be way more casual. It's got him fully protected, but he loves the way it looks. He loves the way it fits. And you know, that's 80% of the battle You wanna have something that's comfortable. Comfortable for you that, that you're comfortable with when you're out there doing these things? [00:21:38]Craig Dalton (host): Yeah. Yeah, exactly. Do you think about product development, we talk about cycling specifically. Do you think about mountain bikers differently than you do gravel riders or road riders, or do they all kinda end up merging [00:21:50]Joe Earley: I, you know, I think there's a lot of crossover. 'cause I mean, how many of us are there that we do? We do it all right. I mean, I started mountain biking, then I got into road cycling, and then I cycl across and then I do gravel. I used the same pair for all of them. Um, personally, there are some nuances, you know, in the mountain biking space, um, there is a little bit of preference to have something that's more full frame. Generally where that comes from is, um, you know, there's some, some mindset that, hey, if I crash, if it's got a frame on the bottom, that's not gonna cut me. I'm telling you from personal experience and from seeing tons of pictures over the years, if you crash hard enough, it won't matter whether you've got a full frame or you don't have a frame. You've got that, that possibility out there. Um, but I think, you know, most people these days are doing multiple disciplines. You know, when you're gravel cycling, you're p you're mountain biking, a lot of times you're doing single track, you're doing fire roads, you're doing road for certain parts of it. So those lines are so blurred now that I think the product tends to be quite a bit blurred as well. It used to be much more niche like, oh, if it's an open lens glass, that's for roadies. And then if it's a full frame, that's for mountain bikers. I don't see as much of that anymore. There's still some of it, but it's not nearly as much now. [00:23:02]Craig Dalton (host): Yeah. Yeah. I have to say when I first started riding the rail, my, my initial reaction was, this thing is so light. Can it possibly withstand? I mean, it's not like I go around crashing my face into things, but it was just this reaction I had. Like, is this gonna be durable enough? And, gosh, I've been wearing that glass for maybe at least a month now. And fortunately, knock on wood, I haven't crashed it. But I think I've, I've, I no longer think about durability as an issue [00:23:31]Joe Earley: Yeah, I mean we, we literally, when we started it, it's like we kind of talked about it's. People say, well, if it's, if it's $80 and it's got all the features of this $250 sunglass, well what's wrong with it? That's the the impression. We would go to trade shows with a hammer and we literally would put lenses on the ground and we would start hammering on the trade show floor just so people could see that, Hey, this is gonna protect you. Um, you know, why? How can we do it? Why Y is, you know, Y is brand X $250 if you try to put three lenses with it and we're able to sell them for $80 or even have. High quality products like swank that retail all the way down to $25. Well, it's a couple things. One, we're based in Watkinsville, Georgia. None of y'all have heard from it because it's the middle of nowhere almost. You know, we're 10 miles outside of Athens. We're not based in Southern California, so our cost of doing business is much lower. Um, number two, our marketing budget is tiny, right? I mean, you don't see full page ads with all the top Pro, pro tour riders. We don't pay. Those, those guys, we just don't, we don't have the budget for that. We're trying to give the consumer that high quality product at a value. And the way we do it is we've just got a lot smaller budgets overall, and we don't make nearly the margin. It's the high-end sunglass manufacturers do. Um, so that's kind of the, the secret in the sauce. Um, You know, it's, it's, we control our overhead for things, and we don't pay for, you know, crazy, crazy spends. We don't have the money to do that, so we're delivering the consumer a great product and they buy lots of it. [00:25:03]Craig Dalton (host): Yeah, I think you know that in the absence of this conversation, I would've assumed you were only a direct consumer brand and that's how you were able to achieve the, the price points that you are. So the fact that you're also affording a margin to your specialty bicycle retailer and running shops is quite impressive and maybe more illustrative of. What the cost of production actually is and what the cost of all those massive marketing budgets are for some of the bigger sung companies. [00:25:31]Joe Earley: I mean, it's a, it's a highly competitive space. I mean, most people know there is one company out there that's $25 billion in sales, and they really, mostly 99.9% of their business is on the ultra high end. And you know, from their standpoint, they have a great business. If they can sell it for $300, then they should. If someone will pay for it, then great. Uh, I've just never been wired that way. I was not that guy. I just can't get my mind around it because we've all had that high-end brand and we drop 'em a week after we buy 'em. And the scratches right in your field of vision and you've got a sick feeling in your stomach for this crazy expensive purchase you made that suddenly is now. That you've gotta go and spend more money to fix. Um, so that's just never been, never been our motto. It's all about having that value for the end consumer. [00:26:21]Craig Dalton (host): Got it. And Joe, if you were to recommend something in your lineup, and I know there's a lot of personal preference that goes into this, but if you were to recommend one set of glasses for a gravel cyclist out of your lineup, what would it be and why? I. [00:26:34]Joe Earley: Um, for me it would be the rail series. Um, so we have a standard rail and we have a rail XC and a rail race. They're all the same frame. I. Um, I like it 'cause it's completely rimless. Um, I like the completely rimless glass because you don't have to worry about fogging as much. So even if you're in a single track section down here in Georgia where it's super humid, if you're moving a little bit, it's gonna bring some airflow and you have nothing impeding your field of vision. You don't have a frame anywhere that you really notice in the activity. So, um, and I would recommend looking at one of what we call photo tech. Which is a photochromic option. We've got, um, both the Clarion Red and the Clarion Blue Photo Tech. What is that? These are, these are glasses that have a slight mirror to them. So, um, they're very light colored when they're not activated. But then when you're in full sun, you know, they're gonna give you a lot of shade. I have blue eyes, so I need that when I'm out there in full sun. And when you ride here in Georgia, mostly riding in full sun. Um, so I would definitely look at the rail series. That is, that's our bestselling, you know, Performance, um, sport piece in the line today. [00:27:38]Craig Dalton (host): That's the one I'm using. I'm using the, the blue one and it's the first time I, I put it on in my garage. It was really funny 'cause it's like, put it on, I looked in a mirror just to kind of see the color and then I walked outside. And to your point, like it changes pretty. Rapidly, um, really cool technology and, and to your point, like for an off-road cyclist, that versatility of the, the lenses changing themselves is super helpful. 'cause you don't have to change when you go in the woods, it's gonna automatically kind of just change that, that mirror element or the darkness that you're experiencing looking through 'em. [00:28:10]Joe Earley: Yeah, I mean it's, it is a technology that we started offering in 2005, um, and it's come. A tremendous way now, I mean these mirrored versions that we have now, those are just available in the last three seasons, um, that we just started offering those. That's not something you really see a lot of out there. Um, and we've definitely seen a lot of, a lot of end consumers on the cycling side of things love these. Um, 'cause one look, we all wanna, we think we look cool, um, with the helmet and the Lycra on and all that. Um, but definitely having that mirror out there, it. It looks cool too. So it, it definitely gives that, that, uh, the fashion factor that we all are looking for. [00:28:50]Craig Dalton (host): Nice. And the, the, the rail in the non photochromatic lenses, you've got, it sounds like you've got several op uh, options there as well. What are those, what do those look like? Are those clear lenses? Dark [00:29:01]Joe Earley: those are gonna come with three lenses. The lenses that come in the frame will be a shaded lens, you know, probably mirrored, um, more for full sun conditions. They'll come with what we call an AC red, all conditions red. That's a good like mid light conditions. If you're unsure what you're gonna be doing, go with the AC red. And then we always put a clear lens in the package. Um, you know, still a lot of people that like to ride at dusk or at night. And so this gives you a great night riding option there. All those, you can swap 'em out in just a couple of minutes. Um, Not even a couple of minutes inside of, you know, a minute. Once you're, once you're comfortable with 'em, they're very easy to swap those lenses in and out, in and out. And we do find people that, you know, they'll buy a photochromic option and then they wanna buy an extra lens to have, you know, you can get all those on our website. We offer custom, you know, products. So you can go on our custom, you know, portal on the web website and build up a rail with whatever frame color you want, whatever lens color you want, whatever ear, padd color you want, so you can fully customize it. [00:29:55]Craig Dalton (host): Nice. Since I got the Photochromatic one, it didn't have multiple lenses, so I'm curious how, how do you actually. Take the lens out 'cause it's a frameless design. So for the listener, you've got the, the, the ear earpieces going directly into the lens itself. [00:30:11]Joe Earley: Yeah, we've [00:30:12]Craig Dalton (host): Joe's gonna hold up a pair of glasses. [00:30:13]Joe Earley: on the side. I've got the glasses in front of me here. Um, but this, this mechanism on the side here, it basically, there's a little cam here. This, this has a little flex into the backside of the frame. This is a patent we have. Um, and so it allows this frame to flex and then just pull off. So it's, it's almost like a little bottle opener almost. And then when you put it back in, you just put it in the groove there and you just snap it on. It's just rotating it up and rotating it down. So it's, it's actually very, very simple. The biggest thing is, Craig, don't be scared. You know, these, these glasses. And I do this, uh, I do this for people all the time too. Let me grab a, um, I'll grab a sample. Ah, shoot, I don't have a good sample here to do it with, but our glasses with the, the frame material we use. You can twist 'em 180 degrees like this, so you're not gonna break them. And like I said, you can hit 'em with a hammer and they won't break. So don't be scared. Um, but we do have videos [00:31:05]Craig Dalton (host): let my nine year old, I can, I can let my nine year old manhandle him. [00:31:08]Joe Earley: I'm telling you, nine year olds and dogs are our two nesses. Um, that in my wife's purse, uh, if I wanna torture, test a pair of sunglasses, I just don't tell her and I put 'em in her purse and leave them there for a month. If they come out and they're in any type of shape to wear after that, then I know that they're gonna be a good product. [00:31:25]Craig Dalton (host): Yeah, I like that. I like that. Joe, this was awesome. I appreciate getting the backstory. Like I said, I've been familiar with the brand for so many years and I'm, I'm thrilled to actually own a pair now and get to use them and really can personally vouch for the quality and just super excited to hear that entrepreneurial journey and I wish you guys all the best. [00:31:43]Joe Earley: thank you so much for having us, Craig, and, um, you know, if we can help you anytime in the future, feel free. Free to give us a shout.    

Awaiting UPSC's decision on status of her medical condition, she has already cleared civil services prelims 2023 & bank probationary officer exam. She also has job offer from FCI.  

In this episode, Ivan had the pleasure to talk with one of the most respected IGP judges in the world, someone who understands the demands of the sport and looks at it from many different lenses, as a judge, competition, helper and simply as a dog man. This episode's guest is Hari Arčon, member of the FCI Utility Dog Commission, and FCI judge.In this episode, Hari Arčon gives an interesting take on the past, present, and future evolution of IGP dog sport.During the podcast, Ivan and Hari discuss how to evaluate, dog's character, natural abilities and different trainer's training approaches. If you are already involved in IGP, you will enjoy the way Hari explains what the sport is, how to appropriately interpret the rules of the sport as both a judge and a trainer, and how we can protect the sport moving forward. If you are someone looking to learn more about what is arguably the most demanding dog sport this podcast is for you. Ivan Balabanov is a 2-time World Champion dog trainer, Ot Vitosha Malinois breeder, trainer of Premier Protection Dogs and founder of the revolutionary Training Without Conflict® dog training system.For more information about Ivan Balabanov and information on how to train your dog using the Training Without Conflict® system, check out: https://trainingwithoutconflict.comhttps://malinois.comhttps://premierprotectiondogs.comPlease like, comment, and share with your dog friends

Welcome to episode 45 of the FCI pod. Zack, juanito and Rafa take over this episode and have a fun time like always. Seriously love you guys and THANK you for still listening it's been a wild ride and we don't plan to stop. --- Support this podcast: https://podcasters.spotify.com/pod/show/first-class-idiots/support

If you are a firefighter, career, volunteer, paid-on-call, WUI, etc., and you do not know anything about PFAS/PFOS, you are woefully behind in your firefighting education. I know, because I did not know about it either until 2017 when I was referred to my guest on this episode. Diane Cotter's husband, Paul, had just been promoted to Lieutenant in the Worcester MA Fire Dept., in 2014, when he was diagnosed with aggressive testicular cancer. Thanks to surgery and treatment, Paul is well today but that illness, surgery and treatment forced  him to “disable out.” I know what it's like to lose that day-to-day connection with your colleagues and friends. But there is more to Paul's and Diane's story. Diane is a warrior or, as I say in the interview, her “Mama Bear” instincts kicked in. She wanted to know how this happened. She persevered and was instrumental in the disclosure that our bunker gear was being manufactured containing a man-made chemical as a part of the moisture barrier, but that is also a carcinogen. We urge you to listen to their story. The job we do is dangerous enough, we do not need to worry that the very gear we wear to protect ourselves contains a carcinogenic chemical that can lead to aggressive cancers.For additional information, please visit:1.    https://www.lastcallfoundation.org  2.    https://ewg.org3.    https://etherealfilms.org/While this is the last episode of Season 7 of “5-Alarm Task Force,” we will continue our efforts to financially assist our Brothers and Sisters and/or their families, in dire need. And to do so, we need your help! We will return in August with Season 8 of “5-Alarm Task Force!” Until then, have a safe and enjoyable summer!PLEASE…help us help our Brothers and Sisters and/or their families in dire need, please visit our website at https://www.5-AlarmTaskForceCorp.org.You can view our videos on our YouTube® channel, 5-Alarm Task Force Corp. or you can listen to our audio podcast on all major podcast platforms, on Podomatic or our website, noted above. 

The name of the breed in Hungarian is Magyar Vizsla. The official FCI translation is Hungarian Short-haired Pointing Dog, but in English the breed is most commonly called Vizsla or Hungarian Vizsla. “Magyar” means Hungarian. There are several theories regarding the origin of the word “Vizsla”. Some authorities claim the word is of Turkish origin meant “to seek”. Others suggest that it was the name of a village on the Danube. Whatever its origin, today Vizsla means “pointing dog” in the same way the word “braque” does in French. Pronouncing: Mag yar VEEZH-luk (“Zh” and in “vision”)

We are honored to welcome back our guests for this podcast, Dr. Caban-Martinez and Dr. Schaefer Solle, who head up the FCI in Florida and share their findings with medical and research teams across the country and in other countries, as well. They have been with us on several occasions and provide us with the latest information on our efforts to reduce cancer in the fire service. In this episode, they bring us up to date with the latest news from the front lines of this “battle.” We learn about a new (and not great) rating regarding cancer in the fire service from an international organization that monitors cancer in various jobs. We also learn of a FREE app, the Personal Exposure Tracker, that you can keep on your phone or tablet that helps you keep track of your exposures to various toxins that we deal with on the job. And we learn how toenails (that's right – toenails!) can help researchers see certain exposures we've had! And more!The show notes for the audio podcast will have numerous links for more information.*Learn more about their efforts to reduce cancer in the fire service at www.sylvester.org/firefighters. You can help us help our Brothers and Sisters and/or their families in dire need, please visit our website at https://www.5-AlarmTaskForceCorp.org.You can view our videos on our YouTube® channel, 5-Alarm Task Force Corp. or you can listen to our audio podcast on all major podcast platforms and our website, noted above. * While we were unable to secure the additional links mentioned in the interview in time for this release, we will have them soon.  Please feel free to drop us a line at Dalmatprod@Outlook.com and we will be happy to provide them to you when available!  Photo Courtesy UM-Sylvester Comprehensive Cancer Center - Firefighter Cancer Initiative

This episode is part of our new Capital Series hosted by MCJ partner, Jason Jacobs. This series explores a diverse range of capital sources and the individuals who drive them. From family offices and institutional LPs to private equity, government funding, and more, we take a deep dive into the world of capital and its critical role in driving innovation and progress.Mohammad Barkeshli is the Vice President of Full Consequence Investing at Hall Capital Partners. Hall Capital Partners has a singular focus on building and managing large investment portfolios. Their clients include families, endowments, and foundations with over $40 billion under management. Mohammad focuses on the firm's impact investing efforts which they've coined Full Consequence Investing or FCI. He's responsible for research, identification, due diligence, and ongoing monitoring of investments across asset classes. Jason and Mohammad have a great discussion in this episode about Hall Capital's strategic  approach, where it fits in the climate tech and capital stack, the criteria they use when making investment decisions, what they're hearing from their clients now, and how that's evolved.In this episode, we cover: [3:00] The benefits of increasing transparency across the capital stack and why Mohammad agreed to come on the show[4:35] An overview of Hall Capital[6:48] The firm's approach known as Full Consequence Investing (FCI)[8:25] The average asset class for its clients[11:38] Hall Capital's different investment vehicles[16:26] How the firm's investing teams are divided across asset classes[21:00] Mohammad's background[22:25] Where FCI fits into Hall Capital's story and brand[28:06] FCI as a key diligence effort for the firm's investment strategy[29:38] What falls within FCI and how Hall Capital evaluates opportunities across categories[34:00] The role of ESG across industries and investments[36:00] Hall Capital's process for working with clients who are interested in building a portfolio that's geared toward climate solutions[42:46] Balancing investments for profit, impact, and the public good[46:23] Limitations and challenges with time horizons[47:57] How Mohammad thinks about team and track record[52:55] Concessionary impact investments[1:00:57] Hall Capital's involvement with philanthropic capital[1:04:36] Areas Mohammad would like to improve for his clients and their investments[1:06:51] Who Hall Capital would like to hear from and how people can helpGet connected: Jason JacobsMohammad Barkeshli / Hall CapitalMCJ Podcast / Collective*You can also reach us via email at info@mcjcollective.com, where we encourage you to share your feedback on episodes and suggestions for future topics or guests.Episode recorded on April 5, 2023.

Welcome to episode 39 of the FCI podcast. This we're we discuss the Chris rock special, did it suck or rock? And we also talk about other comedians and what makes them special. --- Send in a voice message: https://podcasters.spotify.com/pod/show/first-class-idiots/message Support this podcast: https://podcasters.spotify.com/pod/show/first-class-idiots/support

Search and Rescue Titling Events Come to US Melissa Stagnaro, vice president of the American Rettungshunde Sport Association (ARSA), joins host Laura Reeves to share details of the growing Search and Rescue Sport titling events in the US. [caption id="attachment_12086" align="alignleft" width="288"] Dog working in an ARSA test.[/caption] “ARSA started out of a need for some standardizations,” Stagnaro said. “There was an earthquake and flooding in Armenia in the late 1980s and a lot of kind-hearted people showed up to help and it was hard to ascertain what their skill level was. This included search and rescue dog handler teams, but it also included EMT's and nurses and people like that. And so sometimes the well-intentioned helpers caused a little more trouble than help. “So the United Nations worked with the FCI and out of this came an International Rescue dog organization. And so the rule book that we're using is standard across the globe. Most countries, other than the US, use this as their basis for their local community SAR teams.” ARSA offers these tests as a way for people to do titling events that could, if they stick with it and find their dog has the aptitude and they have the aptitude, take them to the point that they could do full on search and rescue missions. “There's three sport levels that get progressively more difficult, and there's a fourth mission ready level,” Stagnaro said. “So the mission ready, if you and your dog were to complete it successfully, you would be a real search and rescue team certified by the FCI rulebooks. The three other levels are just sport. “There's a lot of search and rescue community-based groups in the US and also sheriff's departments who would be more interested in accepting a volunteer that already has the skills. In the US we have many certifications for search and rescue teams, but if you came to them and said, hey look, my dog already has these skills, then they would have an easier time assessing you. None of the sport skills are in conflict with real search and rescue.” The ARSA 2023 Championship is March 31 – April 1 in Leesburg, VA. Listen in to the full episode for more details on this fun new sport.

What to listen for:Today, Robin and Crystal sit down with Melissa Stagnaro, Vice President of American Rettungshunde Sport Association.She's here to discuss “sport” search and rescue, or RH: an FCI-sanctioned sport that has many similarities to IGP (Schutzhund). RH is recognized as an ideal supplement to IGP as well as AKC tracking, obedience, and agility. Trials consist of two phases: a search phase and an obedience and dexterity phase. There is no bite work involved in the sport.Melissa describes how tracks ranging from the beginner to the advanced level are designed for different scenarios, from rubble, avalanche, and water search all the way to man trailing. She also gives her thoughts on training your dog to strike the right balance between obedience and independence.As Melissa illustrates in today's discussion, even if you have no plans to compete in search and rescue sport, training RH involves challenges that, more often than not, lead to improvement in your ability to thrive in your operational setting.Key Topics:An introduction to Melissa Stagnaro and ARSA (01:03)Bringing RH into the United States (08:41)How to learn more about search and rescue sport (16:25)Physical requirements for training and trialing RH (18:54)How Melissa got interested in search and rescue sport (23:12)The surprising speed of progress experienced by dogs training RH (28:00)Obedience and dexterity elements in different scenarios (35:21)Differences between beginner, intermediate, and advanced tracks (38:54)Training your dog to have the right balance of obedience and independence (46:27)Potential new club locations in the U.S. (52:05)Our takeaways (55:22)Resources:Learn more about ARSA at www.searchandrescuesport.org23rd IRO World Championship for Search and Rescue Dogs (video)We want to hear from you:Check out the K9 Detection Collaborative FB page and comment on the episode post!K9Sensus Foundation can be found on Facebook and Instagram. We have a Trainer's Group on Facebook!Scentsabilities Nosework is also on Facebook. Here is a Facebook group you should join!Crystal Wing K9 Coach can be found here!You can follow us for notifications of upcoming episodes, find us at k9detectioncollaborative.com to enjoy the freebies and tell your friends so you can keep the conversations going.Jingle by: www.mavericksings.com Instagram: @mavericktasticAudio editing & other podcast services by: www.thepodcastman.com Instagram: @the_podcast_man

Steve Pagliuca is a Senior Advisor at Bain Capital, the firm he joined in 1982 and as a Managing Director of Bain Capital, he has helped build the firm into one of the world's leading investment companies with over $160 billion in assets under management. Steve is also a Managing Partner and Co-Owner of the World Championship Boston Celtics Basketball franchise. Steve is also co-owner and co-chairman of the Serie A professional football club, Atalanta Bergamasca Calcio. If that was not enough, Steve currently, serves on the Board of Directors of Burger King, Gartner Group, HCA, Warner Chilcott, and FCI. Huge thanks to Moshe @ Shrug Capital for making the intro. In Today's Episode with Steve Pagliuca We Discuss: 1.) From Duffel Bags at Duke to Buying Sports Teams: How Steve went from having a single duffel bag arriving at Duke University to entering the world of private equity with the founding of Bain's PE funds? Did Steve always know he would be successful? What does Steve think about the importance between luck and timing? How did Steve's mother impact how he approaches parenting and self-belief with his children? 2.) Buying Sports Teams: Not So Different to Companies: When buying and running a sports team, what is the same, and what is different from buying and running a company? What is Steve's biggest advice to new owners of sports teams? What are the single biggest mistakes sports team owners make when they buy a team? What happened with the Chelsea bid? Why did Steve lose? How did debt change the deal? 3.) The Future of Sports Ownership: Why does Steve believe we have seen a massive rise in American and private equity buyers of both global sports teams but also European sports teams? How has "new media" changed the inherent value that can be placed on a team? Why does it change the value? Which forms of "new media" are most important? How much further can the value of these sports teams increase? Does this massive increase in the price and assets of certain clubs not lead to a massive inequality in sports? What can be done to prevent this imbalance? 4.) Steve Pagliuca: The Person and Capital Allocator: What is the single best investment advice Steve has ever received? How does Steve think about his relationship to wealth today? How has it changed over time? What does it take to have an amazing marriage and be at the top of your profession? What were 1-2 elements that made Bain able to scale to the proportions of AUM that they have done? What would he have done differently?