Podcasts about cois

À l’occasion de sa revue de presse, lundi, Jean-Sébastien Hammal revient sur l’échec des négociations entre Ottawa et Washington. Les tarifs américains de 50 % sont entrés en vigueur sur une foule de produits canadiens et le premier ministre Mark Carney a confirmé que des contre-tarifs s’appliqueront à compter du 8 septembre. Qu’est-ce qui a fait dérailler les négociations alors qu’on semblait pourtant si près d’une entente? De nouvelles demandes des États-Unis, notamment un droit de veto sur toute entente que le Canada aurait pu conclure avec d’autres pays. Autres sujets abordés De l’aide pour les entreprises québécoises; Les Québécois particulièrement affectés par la crise des infrastructures; Un homme blessé dans un nid-de-poule perd une poursuite contre sa ville. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Écoutez l'essentiel de l'émission La commission du vendredi 21 août 2026: Le Parti québécois et l’abolition de Santé Québec: «On a fait Santé Québec pour se sortir des cadres rigides» -Sonia Bélanger; Québec Solidaire rend publique sa plateforme de campagne électorale; Des caméras corporelles pour les policiers du SPVM; Abolition de Santé Québec : bonne ou mauvaise idée ? Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Cargo theft is changing fast .... and freight fraud is getting EXPENSIVE. Cargo theft incidents dropped 26% in Q2 2026, yet reported losses surged to $304.6 MILLION. Fewer thefts. More than double the money stolen. So HOW are freight thieves doing it  and who pays when they succeed? On this episode of Brake Check, Charles Gracey sits down with Jared Flinn, founder of ⁠BulkLoads.com⁠, and freight risk expert Drew Wilder to expose the new reality of cargo theft and trucking fraud. We're breaking down freight fraud, double brokering, cloned carrier identities, stolen MC numbers, fake certificates of insurance (COIs), cargo claims, broker fraud, vicarious liability and trucking insurance ... including how legitimate motor carriers can get dragged into claims involving freight they NEVER hauled. More importantly: How do you protect your trucking company before it happens? What should you verify before booking a load? How can you spot a fake COI? What happens when a broker disappears? What should you do if someone steals your carrier identity? Who actually pays for stolen cargo? And what documentation could save your company when a claim lands months later? This isn't another conversation about how bad freight fraud has become.This is how you keep somebody else's crime from becoming YOUR bill. If you're a truck driver, owner-operator, motor carrier, freight broker, dispatcher, fleet owner, shipper, insurance professional or anyone working in trucking and logistics, this episode could change what you check before your next load moves. Watch before your next load gets booked. #CargoTheft #FreightFraud #Trucking #DoubleBrokering #OwnerOperator #FreightBroker #TruckingInsurance #SupplyChain ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Zane Keller, CEO of Ducere Wealth Management, is driven to Lead, Guide, & Educate clients and employees by helping them solve meaningful problems and achieve their goals. Through personalized financial guidance and a culture of empowerment, Zane supports clients with complex financial needs while giving employees the tools, trust, and opportunities they need to grow professionally. In this conversation, Zane introduces The Turn the Ship Around Framework—Delegate Decisions to the Source of Information, Put the Right People in the Right Seats, and Remove Friction That Impedes Performance. He explains why informed employees should have the authority to make decisions, how leaders can remove barriers instead of controlling daily operations, and why culture must remain a priority as a company scales. Zane also discusses macro patience and micro speed, creating opportunities for employee ownership, encouraging intrapreneurship, and helping multigenerational families coordinate their investments, tax planning, estate planning, and financial legacies. — Lead, Guide, & Educate with Zane Keller  Good day. Steve Preda here with the Management Blueprint Podcast, and my guest today is Zane Keller, CEO of Ducere Wealth Management, with a vision to be the leading provider of tech-driven, tax-optimized wealth management services for clients through their advisory support, that every client’s assets, time, and relationships are prioritized. Zane, welcome to the show.  Thanks, Steve. Appreciate you having me.  So, Zane, before we jump in and talk about Ducere Wealth, I’m very curious about your personal why, and how are you manifesting it in the company through the company’s business?  Sure. Well, early on, I knew I liked—one of my biggest passions was helping people solve problems. And one of the amazing things about being in the wealth management industry is you get to help people solve a lot of problems that are personal for them, and that’s their finances. It tends to be a personal subject for them, and allowing them guidance, support, understanding, and being a listening ear is what I find to be extremely rewarding in the business we have. But starting a company and having a team, and building that team, and building all the infrastructure and support and all of that, to me, the employees are as much clients as our clients are clients.  And so it’s an interesting position that I’m in, where it’s a dual role of both looking at it from a standpoint of how do we help our clients with the day-to-day or yearly challenges they face, but also how do I make sure that our employees are empowered to deliver the right client service and feel that they can continue to grow and expand in their careers. So I just like helping people, and I get to do it every day.Share on X  Yeah. Okay. That’s great. So when you talk about solving problems, obviously finance is a mirror for all an individual’s life aspirations, problems, challenges, opportunities, all that stuff. Your people are also humans, individuals, and they probably have similar challenges, so that’s a really neat mosaic there. So what is most challenging in building a wealth management firm like that?  I think the most challenging thing is all of the decisions are on you. And when I talk to other business leaders, there isn’t a roadmap, there isn’t a manual in terms of how people build their businesses, build their teams, and a lot of it is a balance of both trusting your instinct and what your background and lessons have been, as well as trusting those that you have brought in to help build the enterprise.  I was fortunate that I get to work with my dad, who had gone through this venture before, and we’ve gotten a chance to partner together and build it from the ground up. We went from a year ago, I had to order two laptops on Amazon, get a URL from GoDaddy, and start from scratch. And, you know, a year later, we find ourselves with 14 employees, an office in Newport, an office in Las Vegas, $600 million in assets under management, and continuing to want to grow, and being fortunate that we have a tremendous client base who trusts us.  But we’ve been able to attract and retain top-quality employees and team members who we rely on every day to continue building out the vision.  Well, I mean, building $600 million in assets under management in a year in a business like wealth management sounds almost like an impossible goal. Did you have a portfolio that you kind of imported into this business, or was that completely from scratch?  No. We had clients that we had worked with previously. We had left a big bank.  Okay.  And so some of those clients came over with us, but a lot of it was growing organically through COIs, through other marketing efforts, and bringing on other advisors who wanted to leverage our platform to provide a better service for their clients.  That’s fantastic. So how does one start a wealth management business? It sounds like one of the hardest businesses to start because it’s a trust-based business, from what I see, and it’s a very slow-burn kind of business. How do you actually grow a business like that?  Well, I think first is, in our industry, what’s interesting is there’s a lot of different business types. You have the wirehouses, the broker-dealers. There are people that are very successful just being anchored to a Wells Fargo or a J.P. Morgan or Merrill Lynch and building within that. Then you have folks who have gone to the roll-ups. Private equity has become pretty involved in our industry—a lot of roll-ups, a lot of consolidation.  Their value proposition is defined platforms that you can just plug in. And then you have what I consider the true independents, ourselves included, where we had a vision of we didn’t want to be held back or bogged down by two areas. One, as things get larger and larger and larger, the wheels turn slower and slower. And I think we're in a unique area from a business evolution cycle that leveraging AI, leveraging the technology, being able to make decisions quickly is going to be a substantial differentiator over the next several years.Share on X  And we didn’t want to have the conflicts that inherently come when you are backed by investors, and the focus is how do you maximize revenue, even if it may be at the expense of clients or at the expense of employees or at the expense of growth that you don’t see the return on investment for several years. So we decided that we were going to do it from scratch. Luckily, I had a background in—at the previous firm, I had helped build out all of the tech stack.  I’d worn almost every hat you can have at an RIA, and I had the experience from my father having gone through this, that between the two of us, there was enough goodwill or brand equity to build it out. But the other thing that we decided to do is there’s a reason it’s not called Keller Wealth or Keller Investments. The goal was never to have it be about ourselves. It was about creating a brand and a vision where others feel like they can be a part of.  357: Lead, Guide, & Educate with Zane KellerShare on X So as we brought on employees, I’ve challenged them that they have a responsibility to make an impact on the organization, and we start with culture. People have to be a culture fit first. We will not sacrifice culture for all the money on God’s green earth because I can confidently say that I don’t know how much business or revenue we’re missing out on if the team is not functioning at the highest level possible. So the first and foremost is a cultural fit. Then we look at the skills, the competencies, the ability to grow. But for us, culture is number one.  Yeah, love it. So what does it take to grow a wealth management firm? What drives growth in your business?  I think it takes three kind of main pieces. One is understanding that there’s a term GaryVee uses called “macro patience, micro speed.” And what we had set out initially is I knew that there were several steps between SEC registration, getting relationships with a custodian, getting relationships with tech vendors, finding office space, all of that that needs to be done just from a basic business foundation standpoint. What I needed to do, when we needed to do it, and logging every week.  I actually would send emails to myself and my dad for the first two months before we had employees of everything that got done the previous week, and what we needed to get done the next week, and what our blockers were if things couldn’t get done. Then that kind of grew into, as we had employees, becoming a consistent weekly check-in as we were heading towards what I consider our launch date, which was July 28th, because that’s when we actually received SEC approval.  So the first two months was just building the architecture, building up where we’re going to work, what we’re going to work with, all of those decisions being put in place. I’m fortunate enough that I’ve been involved with a lot of different companies in the industry over the years. So I had people who had done this before, people who had worked with large RIAs, small RIAs, and everything in between to lean on as advisors.  I think one of the things that I was more than surprised by was the amount of outpouring of support. “I’m happy to help you. What do you need? What can we do to make you successful? I know someone that I can connect you to.” And I think that's kind of the unique thing about our industry, is that there is a lot of camaraderie and willingness to help each other, even if you may be competitors in some aspects.Share on X  That’s interesting. So when you say “macro patience, micro speed,” what do you mean by that exactly?  So our goal is to get to a billion or more in AUM. And while I’d love to do that overnight, it takes time, both from bringing in clients, market performance. I’d love everything to be fully integrated from an AI standpoint, but again, those things take time. So a lot of the times, I think leaders have an issue with wanting to get to the destination as quickly as possible and not thinking through all the steps they need to get there.  So each step along the way, or what I consider the day-to-day, I try to get as much done in the hours that I have during the day, and that’s where the speed lies. And eventually that compounds, just like investing, into where we want to go from an overall firm standpoint. But me saying, “I just want to be at a billion dollars,” that’s great. But you’re going to say, “Well, what are you doing every day to get there?” I can go, “Well, I’ve had this many prospect meetings.  I’ve had this many client meetings. We’ve reviewed this much market information. We’ve decided to put money towards these investments.” It’s the day-to-day decision-making and being quick in doing that that I think is imperative for us to get to where our goal is going to be.  Okay. So this is a podcast called Management Blueprint, and it’s a podcast of frameworks. We are 350-plus episodes in, and every episode is a different framework. So I wonder, what’s a framework that you have come across, or maybe your did or you guys refined it, invented it, or improved it, that helps you build this business, that helps you do something more effectively, maybe getting new clients, maybe building your team members or training them, maybe getting the word out, whatever part of business it is that can be explained in three to five steps?  Sure. So there’s a book called Turn the Ship Around! by David Marquet, and that, from a leadership standpoint, is the mentality that I have taken since day one. To boil it down into one sentence, it’s this: The people with the information make the decisions. And so if the team is coming to me all the time for every possible decision in order to move this business along, there’s no way that we’re going to grow at the rate or grow, arguably, period, the way that we want to succeed.  So when I sit down with the team, one, the first question needs to be, if you’re running an enterprise like this, do you have the right people in the positions they’re at? Do they have the competencies, the understanding, and the cooperation with others to effectively make decisions in their role? And then the second thing that I spend the majority of my time on is, are there things inhibiting them from doing their role? So things such as, do they not know what their budget is? Do they not know who the decision-makers on the other end are? Do they not know that they are responsible or allowed to make those decisions?  So my goal is to make sure that they understand that if they have the information and we have built what the, I guess, framework or the bumpers are in bowling, that it's their decision to make and to inform me why they made the decisionShare on X not for them to come to me and say, “Do we do A or do we do B?” When we have a team, the expectation is there’s a lot of moving pieces. To your point earlier, it’s a lot to run an RIA. It’s a lot to run a wealth management firm.  There’s several things happening all at once, several things that are intertwined, and you can’t have one person that is reasonable as you grow in scale to be aware or understanding of the pros and cons of every decision. So we’ve brought people on. We have a full investment team. They are responsible for making the investment decisions. I listen in, but I’m not doing the due diligence. I’m not meeting with the managers. I’m not doing all of that. We have folks that are responsible from an operations side, making sure things day-to-day happen. I’m not the one making the decisions on that.  But if they come to me and say, “Hey, this is becoming difficult,” or, “We can’t get ahold of so-and-so,” then I step in. But the whole point of it is making sure that they feel empowered. The people with the information make the decisions. You get the right people in place, you should have, from a leadership standpoint, very few decisions you have to make on a day-to-day basis.Share on X Yeah, that’s great. So basically, you share your contextual understanding of your business with the people who work for you so that they can connect the dots as well, make decisions, and you can focus on the strategic part of the business. What do you and your dad focus on?  Yeah. I’d say it’s two parts. One is focusing on the more complex client issues, as we have multi-generational, multi-family clients, and also where we want the business to go. And it’s not one-dimensional. It’s bringing on more clients, plus bringing on additional advisors, plus looking at things from a national standpoint. After COVID, Zoom has become very useful, and people have become comfortable with having what I consider tele-wealth.  So their advisor may be in a different state, and they’re completely comfortable with that. And so it’s pursuing all of these various growth avenues because the day-to-day is being taken care of. So my focus is just that. It’s focusing on strategy. Where does the next $600 million come from? What about the $600 million after that? And how do we continue to grow in a manner where we don’t sacrifice some of the things that make us unique? As an example, our team constantly talks, interacts all day long, not just on “This is the work that needs to be done,” but people genuinely like working together.  I don’t have a strict in-office policy. The entire team’s here five days a week. I’ve not asked them to do that. I’ve not said they need to do that, but they genuinely enjoy working here. So when we open up a second office, how do we keep that kind of consistency? When we open up a third office or fourth? It's those kinds of areas that I think I spend a lot of my time trying to figure out and see how we grow without sacrificing some of the core values that we have.Share on X  Yeah. So what are your core values?  Probably three big ones. One is, I don’t know if I’m allowed to say it on the podcast here, but we have a no-assh*le policy. You have to be a genuinely good person to work here. You have to genuinely care about other people, and that is the first test. Two, we want, just like the firm grows, we expect the team to grow personally and professionally.  So if you’re going to be here when we do a review, I’m going to ask you: How are you better at contributing to the organization, to your team, and to your coworkers than you were a year ago, and what do you expect to do better a year from now? And then the third thing is: How are you defending our culture? We may have new people come in. What are you doing to set the tone as to how we work here at Ducere? Because, as I mentioned earlier, it’s not just about me and my dad. It’s about the collective organization, each individual playing their part to enhance and protect our culture.  Yeah. So it’s very clear that you talk about culture repeatedly. It sounds like it’s a really big part of your identity and how you want to build this firm.  Absolutely.  So what’s one thing that you’re actively trying to figure out in this business right now?  I think one of the big things is: How do we effectively bring on an advisor where we understand they have a book of business, and we understand they have a certain way of doing things, integrating them into our platform, but allowing them to operate with their own unique style. One of the challenges with scale is sometimes you scale and you give up originality or a unique way that, Steve, you may do something, then I do it a little differently, but it ultimately gets the same goal.  And really looking at what are the goals or deliverables that an advisor wants to bring to their clients, and can we allow them flexibility to get there in their own way? And I’ll give you a good example. So what we do from an asset management standpoint is we have what I call an open architecture. So for any given portfolio, there can be a number of combinations and permutations that give you a similar risk profile or result, and we leave that up, if the advisor wants to, for them to decide what that makeup looks like, as long as it’s within the parameters that we’ve set from a risk standpoint.  So as an example, Steve, you say, “I’m aggressive,” and I go, “Great. I’m not going to put you in one stock if you’re retired. That’s too aggressive.” But we do have several things that are approved on the platform, and we do continuous due diligence where we can say, “Steve, here’s two or three options. Which best serves your client? Which is going to be something that your client understands and feels comfortable with?” So that’s one area that we’ve really been trying to focus on and figure out how we express that differentiator in a way that it actually resonates with those advisors.  Yeah. That’s great. So basically, you want to build an organization where people can stay entrepreneurial. They don’t have to just live in a box that is given to them. So you capture more creativity and more personality in your business so that you can grow in a more nimble way. Is this what you’re trying to do here?  Yeah. I think the official term they’ve called it is intrapreneurship instead of entrepreneurship. But yes, the goal is: How do we get the team to come and say, “Hey, I think we have this issue, and here’s the solution I want to have, and it’s a little different than what we do, but I think there’s a way to make it happen”? And again, the people with the information make the decisions. How do I remove as many blockers as possible so they can continue to pursue that avenue? But the big thing is, some folks sometimes get sidetracked.  They go down rabbit holes or they veer off on projects that may not be going towards what our goal is, right? Growing, adding more revenue, adding more clients. And so as long as there’s a tieback to what our goals are as a firm, then we’re all for empowering them to be able to pursue those passions.  How do you maintain that structure in a family-started business? That can be a tricky one. People might feel that there’s a glass ceiling or they’re always going to stay an outsider. How do you resolve this tension?  That’s a great question, and it’s something that verbally hasn’t come up to me, but I can certainly see people’s perspective on it. And so my dad and I tend to be pretty transparent as to what's going on, what we're dealing with, getting feedback from the team.Share on X And while this is a 40-plus-year venture for me, for my dad, it’s probably about another 10-year venture for him.  And so we’ve stated that our goal is to get to the point where we can be 100% employee-owned, but we can have multiple employees who are owners of the firm. I’m a strong believer in giving people the opportunity to earn their equity. And if we do get to the point where we sell the organization one day, I want to brag about how many millionaires I created.  I don’t think anyone will ever care how many millions someone makes for themselves. And so we’ve, from day one, been very vocal and communicative to the team that the expectation is that as many of the employees as it makes sense, and that they’ve earned it, can earn equity. We plan on doing that, but it’s probably not going to be until about year three where we actually start putting that together from a formal standpoint.  Yeah. That’s fascinating. So who is an ideal client for you? So if someone is listening to this and they think, “Ah, maybe I should talk to Ducere,” how do they know whether they are in the sweet spot of what you’re looking for and who you can serve the most?  Sure. Well, our best clients are ones that tend to be multi-generational, so they’re families that are looking to pass on the management of the wealth from maybe the matriarch or the patriarch to the next generation, and they have more complex investments, partnerships, family limited partnerships. They have an interest in private or alternative investments, and they’re looking for someone to help with that transition and possibly help with the next generational transition, and a partnership that’s another 20 to 30 years.  So folks that are qualified investors that tend to have complex tax and estate needs and really want someone who’s a quarterback between all the other professionals that they work with—CPAs, attorneys, et cetera—that’s who our ideal client is. There are firms out there that offer everything in-house, right? We do your taxes, we do everything. And the analogy I like to use with clients is that’s like going to a buffet. Buffets, for some people, are great, but I’ve never had my greatest meal at a buffet.  Usually, it’s fine dining, where it’s a specific niche that they are looking to serve. And so if they’re happy with the other professionals that they work with, our job is to fill in that gap to make sure that things get coordinated, they get an understanding of what their financial picture is, it’s clear-cut as to how to get to those goals. And I think the biggest and most successful clients we’ve had are ones who want to learn. They want to be educated clients. They want to be educated investors. And so those are the type of clients that would be ideal: multi-generational, complex financial needs from a tax, estate planning, and private investment standpoint.  They’re also looking to work with a firm that may not have some of the conflicts that the Merrill Lynches and Wells Fargos, who may sell you their own proprietary products, because we don’t make any commission. We’re fee-only. Or some of the PE firms who are looking to figure out how to maximize profit off each client. And that’s not the way that we look at it either.  Yeah, I think a lot of people are waking up to the idea that if the owners are super profit-oriented, then it means someone will have to pay the bill. And if there’s a huge imbalance between the motivations of the company and the individuals, then it can create tensions down the road. When I look for home services, I always look for, okay, which company is the one that maybe is a locally owned one, genuinely locally owned with real people that I can talk to and who I can trust, rather than a faceless institution that essentially dictates the policies that may not always be in my interest.  So I appreciate the independence. So if the listeners would like to learn more and figure out whether they have enough complexity or whether you are the right fit for them, where can they find out more, and how can they connect with you?  Sure. We have our website, ducerewealth.com. We’re actually, for our one-year anniversary in about two weeks, revamping it, and so there’s going to be a lot of resources for all the various niche types of clients that we work with, and there are several forms out there. You can contact me, zane@ducerewealth.com. I’m a principal, but I talk to our prospects and clients, and we just want to do what’s best for the client. So, ducerewealth.com, and we welcome any and all of those interested.  Okay. So if you have complex financial needs, or you just want to think about your legacy and transition maybe to the next generation and how to maximize your wealth, check out Ducere Wealth Management and reach out to Zane Keller on LinkedIn. And if you enjoyed the show, then make sure you follow us on YouTube, give us a review on Apple Podcasts, and stay tuned because every week we have a couple of exciting entrepreneurial leaders who come to the show and share their most secret frameworks. So Zane, thanks for coming, and thanks for listening.  Thank you, Steve. I appreciate it. Important Links: Zane's LinkedIn: Zane's website: Zane's email: zane@ducerewealth.com

Écoutez l'essentiel de l'émission La commission, du lundi 17 août: Entente historique à Churchill Falls entre Québec et Terre-Neuve jusqu'en 2077; Retour sur les sondages de l’été à l’approche des élections: «On se dirige à la vitesse grand V vers un gouvernement minoritaire»; Cinq milliards $ pour atteindre l’équilibre budgétaire: le ministre des finances commente le Rapport préélectoral sur l'état des finances publiques du Québec; «Il faut être archi-millionnaire pour être producteur de poulet» -Sylvain Charlebois, à propos de l’augmentation du prix du poulet. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Écoutez le meilleur des Amateurs de sports du mercredi 12 août : Marc-André Dumont : « Ce n’est pas évident de mettre le doigt sur les problèmes du hockey québécois » Peter Yannopoulos : Est-ce que le départ de LeBron James expliquerait la vente des Lakers ? Luc Dupont, chercheur associé à l'Observatoire des médias sociaux en relations publiques, nous explique la raison des matchs LNH en après-midi en 2026-27 ! Max Truman : « Tout le Québec rêve d’une finale CF Montréal-Supra en finale du Championnat canadien ! » Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Écoutez la chronique financière du lundi 10 août: La planification de la retraite et la gestion des finances personnelles ne riment pas avec risque pour les Québécois. Le chroniqueur Alexandre Leblond aborde la faible tolérance au risque des Québécois par rapport à leurs épargnes. Ce dernier propose des pistes de réflexion pour prévoir ses investissements et évaluer le niveau de risque qui nous convient. Notamment, il met de l'avant l'importance d'une planification financière rigoureuse avec des objectifs précis.Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Unlocking Dog Breeding's Greatest Puzzle with Dr. Angela HughesVeterinary geneticist and dog breeder Dr. Angela Hughes joins host Laura Reeves to break down how breeders can leverage genetic testing to preserve their breed's future, balance breed standards with genetic diversity and avoid the devastating traps of popular sires. Drawing from her extensive career, including her pioneering work at Wisdom Panel where she launched the "Optimal Selection" genetic matching tools, Dr. Hughes demystifies the complex puzzle of dog breeding. Together, they explore how to balance conformation, temperament, and health with the critical need for genetic diversity, offering practical, forward-thinking strategies for breeders dedicated to the long-term sustainability of their breeds. Key TakeawaysThe Breeder's Puzzle: A Multi-Dimensional Balancing ActDog breeding is a complex puzzle where breeders must balance multiple co-equal factors:Conformation & Type: Preserving the physical standards of the breed.Temperament:A critical component for companion and working dogs alike. As Dr. Hughes notes, a beautiful dog you cannot live with serves little purpose.Health & Working Ability: Maintaining the physical and functional integrity of the line.Genetic Diversity: Ensuring long-term breed sustainability. Over-focusing on any single factor (including diversity) can compromise the others, but ignoring diversity risks losing the breed entirely to fertility issues and genetic health consequences over the next century.Pedigree COI vs. Genetic COI: Why Littermates Aren't IdenticalA major point of confusion in the breeding community is how inbreeding is calculated:Pedigree Coefficient of Inbreeding (COI):A purely mathematical, black-and-white calculation based on pedigree records. It assumes a standard 50/50 inheritance from each parent and treats all littermates as genetically identical. It also assumes that the "founders" (the furthest generation in the pedigree) are genetically unique individuals, which is often an underestimate of actual relatedness.Genetic COI: An analysis of the actual DNA inherited by an individual dog. Because mother nature distributes DNA randomly, littermates are fraternal twins rather than identical twins and can inherit completely different percentages of ancestral DNA.Low COI ≠ Guaranteed Health: While lower genetic COIs generally correlate with a lower risk of health issues, a low COI is not a zero-risk guarantee, nor does a higher COI guarantee an unhealthy dog."Breed More Dogs, Fewer Times" to Avoid the Popular Sire TrapThe "popular sire" syndrome remains one of the most damaging forces in purebred dog breeding.The Golden Retriever Study: Dr. Hughes references a landmark 2008 study (Calboli et al.) analyzing ten breeds. In Golden Retrievers, despite having over 31,000 dogs in the registry, the "effective population size" (genetically unique individuals) was just 67, largely because 10% of the males sired over 100 offspring each.Painting Breeds into a Corner: Concentrating a breed's genetics in a few famous sires can bottleneck the entire gene pool. If a popular sire is later discovered to carry a severe, late-onset genetic defect, the entire breed is "painted into a corner" with no easy way to breed out of it.The Strategy: Breed more individual males less frequently. Rather than everyone breeding to the number-one show dog, breeders should consider high-quality siblings or relatives that carry the same genetic material but help distribute the breed's genetic load.Health Testing: A Guide for "Who to Breed To," Not "Who to Exclude"Find Compatible Mates, Don't Create Bottlenecks: Health and genetic testing should not be used to eliminate every dog that isn't "genetically perfect." Disqualifying all carriers or dogs with minor health clearances drastically shrinks the gene pool, accelerating genetic bottlenecks.Manage, Don't Exclude: Use testing to identify compatible, clear mates for carriers, ensuring that valuable genetic lines are preserved while avoiding the expression of recessive diseases.Practical Steps for Preserving Breed DiversityFreeze Semen Horizontally: Save semen from promising males, including siblings of top-winning dogs that may not be extensively shown, to preserve their unique genetic contributions for future generations.Look Three-Dimensionally: Plan breedings not just for the immediate litter, but thinking 2-3 generations ahead to ensure options remain open.Utilize Genetic Matching Tools: Use modern genetic testing databases to assess the genetic compatibility of proposed pairs before breeding, striving to maintain or improve upon the breed's average diversity.Success in Action: In a genetic diversity study of the low-population Dandie Dinmont Terrier, utilizing genetic compatibility testing helped increase registered puppy litter sizes from an average of 2.11 to 3.75 (with some litters reaching 6) without sacrificing conformation or quality.Resources & Links MentionedStudy Cited: Calboli et al. (2008) – Analysis of population structure and inbreeding in UK pedigree dogs.Angela Hughes wegsite-https://www.dna-dvm.comPrevious Pure Dog Talkepisode.

Écoutez l'essentiel de l'émission Les amateurs de sports du vendredi 7 août La directrice générale de l’Omnium Banque Nationale fait le point: «Je veux lever mon chapeau au public québécois» -Valérie Tétreault; Accessibilité et le développement à Montréal: «Diallo n'aurait pas pu jouer à un tennis de très haut niveau sans Tennis Montréal» -Hugues Léger; Après une belle carrière qui l’a propulsée au 21e rang mondial, Aleksandra Wozniak transmet son savoir et sa passion aux jeunes: «Je suis vraiment passionnée par ce que je fais». Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Two forces are converging right now that will define which advisors become indispensable and which ones become obsolete. One is artificial intelligence. The other is alternative investments. Duncan MacPherson calls them the two AIs, and in this episode, he and Matt Doran break down exactly what each one means for the future of advisor value. Join Duncan MacPherson for a wide-ranging conversation with Matt Doran, Leader of Advanced Planning at &Partners, a rapidly growing wealth management firm supporting over 112 practices and approximately $52 billion in prehire assets. Matt brings more than 20 years of experience as a CFP and holds a master’s in taxation from Villanova University. Both forces are raising the bar for what advisors need to offer, and both are creating a gap between those who see the opportunity and those who don’t. The gap between advisors who get this and those who don’t is only going to widen. This conversation is worth your time. Key highlights include: Why the public markets universe is shrinking and what it means for advisors Positioning alts diagnostically, not prescriptively The shift from COIs to strategic partners Why the process is the offering How liquidity events redefine who’s in the room Why complexity is the greatest fuel for referrals The iceberg problem: being your own best-kept secret Tune in for a rich, substantive conversation on the evolving role of the financial advisor, what fee worthiness really looks like in today’s environment, and how the advisors who will be indispensable tomorrow are positioning themselves right now. Promotions: Pareto Systems – Turnkey Advisor Membership: paretosystems.com/turnkey-advisor-membership Alternative Investment Masterclass: paretosystems.com/alternative-investments-masterclass Connect With Duncan MacPherson: Website: ParetoSystems.com Toll Free: 1.866.593.8020 Learn More: Schedule a Call: paretosystems.com/schedule-a-call LinkedIn: Duncan MacPherson: linkedin.com/in/duncanmacpherson Connect With Matt Doran: Website: andpartners.com LinkedIn: Matt Doran: linkedin.com/in/matthewdoran14 About Our Guest: Matt Doran is Leader of Advanced Planning at &Partners, a rapidly growing wealth management firm founded by former Wells Fargo leaders and headquartered in Nashville and St. Louis. With more than 20 years of experience as a CFP and a master’s in taxation from Villanova University Law School, Matt has spent his career at the intersection of complex planning and advisor practice development. A former principal at Edward Jones and founder of Sage Wealth Planning, he now helps advisors and their clients navigate the growing complexity of wealth management, with deep expertise in alternative investments, tax planning, charitable structures, and liquidity event strategy. Matt lives in Elk Rapids, Michigan.

Dans ce nouvel épisode de Pod'Casque, on reçoit Dyna+, streamer français établi à Montréal et de plus en plus impliqué dans la scène rap québécoise.Il revient sur son arrivée au Québec, ses premiers liens avec les artistes locaux et les difficultés qu'il a traversées pour rester à Montréal. On parle également de MTL We Trust, de Music University, des différences entre la France et le Québec, ainsi que du rôle que le streaming pourrait jouer dans l'avenir du rap d'ici.Une conversation franche sur les forces de la scène québécoise, le travail qu'il reste à faire et l'importance de prendre plus de risques.CHAPITRES00:00 Un début d'année de fou02:50 Un streamer impliqué dans la scène musicale / Son arrivée au Québec06:20 Son arrivée à l'époque de « On fouette » / Lord Dyna08:20 Ses premiers link-ups avec des Québécois / Trouver sa niche10:10 Sa personnalité et les critiques / De Nanterre à Montréal13:00 Pourquoi venir à Montréal? / Son regard extérieur sur la scène15:30 Il y a du travail à faire / L'histoire du GoFundMe19:15 Pourquoi était-ce important de rester à Montréal? / Comment faisait-il pour vivre?21:40 La naissance du projet MTL We Trust22:30 Il se fait expulser24:45 MTL University / Gérer la négativité27:20 Le mouvement en France est meilleur qu'ici31:25 Avoir plus de portée34:50 On a besoin de plus de hits37:20 Prendre des risques39:20 La France a une génération d'avance43:15 L'espoir, c'est le streaming45:35 Streamers québécois vs montréalais51:25 Des frontières qui n'existent pas53:00 Le streaming, est-ce du clout chasing?56:50 Music University01:02:10 C'est frais comme mouvement01:04:25 Les meilleurs streamers québécois / Ses origines01:06:25 Derniers motsAbonnez-vous à notre PATREON :https://www.patreon.com/PodcasqueINTRO — CRÉDITSLogo & animation : Seb StewartMusique : DJ Mike CheddaScratch : DJ KleancutRéalisation, tournage & montage : SPKR-XProduction : ONZMTLRemerciements à :Smoke Signals KanesatakeSPKR-X StudiosONZMTL — 2026 ©

Quand on arrive au Canada

Over 75% of rental customers fail to meet insurance requirements at the time of rental. It's a stunning statistic. Verifying certificates of insurance (COIs) is not just a box to check – it serves as the goalkeeper for your rental operation in terms of transferring risk away from the equipment business – risk that could quickly turn into hundreds of thousands of dollars in real cost on any rental transaction. That much you already know, but what about the risk of losing a good customer because the process at your rental counter is slow and cumbersome? They want speed, but you need assurance that your iron is protected.  In this episode, we're exploring the headaches involved with the manual verification process, the dangers of cutting corners in that process, and how technology can solve both problems.  Two experts break down the solutions created by an AI-powered software product from Evident. They explain why COI verification is an ideal manual process to be replaced with technology — a technology that removes a logjam from the rental checkout, lets your rental personnel do their jobs efficiently, and can also turn an insurance shortfall into a revenue opportunity for your dealership.  Protecting rental assets and unclogging bottlenecks isn't just for the big dogs. It's for all independent equipment dealers with a rental operation, and here's how you can harness a simple technology to do it.   Connect with Justin: LinkedIn   Connect with Jamie: LinkedIn   Connect with IEDA: Visit IEDA Group Website IEDA Events   Produced By: Social Chameleon

Le marché immobilier est en recul dans certaines régions du Canada, notamment à Toronto, et plusieurs observateurs se demandent si le Québec connaîtra un scénario similaire. Selon la Société canadienne d'hypothèques et de logement (SCHL), le marché québécois, plus sain et dynamique, devrait éviter le pire.Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Écoutez la chronique financière de Philippe Goulet Coulombe, pour le lundi 30 juin: Un récent sondage publié dans La Presse révèle que 62 % des Québécois se disent préoccupés par l'intelligence artificielle. Les gens craignent notamment l'IA pour des raisons de sécurité, environnementales ou encore économiques. Plusieurs craignent que l'avancement de cette technologie rende obsolète leur emploi. Écoutez à ce sujet le chroniqueur économique Philippe Goulet Coulombe, lundi, au micro de Catherine Brisson.Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

75% and 75. That's what I want you to focus on. This is the recipe for a 7-Figure Book of Business. In this podcast episode host Charles Specht will talk about the 75% activity level you need for prospecting as well as creating a list of no less than 75 referral partners. Imagine what your agency or Book of Business would look like if you had 75 COI's referring accounts to you non-stop! Key Topics: Spending 75% of golden hours on active prospecting, not service work Separating prospecting from admin tasks like apps and CRM updates Producers who don't prospect are just account managers Building a dedicated COI prospect list alongside your primary prospect list Why veteran producers get inbound referrals - and how to replicate it intentionally Targeting non-insurance vendors in your niche as COI relationships Reaching out to COIs with a no-sell, mutual referral pitch The 75/75 framework - 75% prospecting time, 75 COIs as your target Agency owners multiplying COI impact by coordinating vendor networks across producers Charles's fractional Chief Sales Officer offer at $500-$1,000 per month Reach out to  Charles Specht Visit: Permission Network Chief Sales Officer Permission Producer School Produced by PodSquad.fm

In an industry fixated on "what's in it for me," the fastest way to build an elite book of business is actually to give your time away for free. If you are joining non-profit boards or attending community events just to hunt for leads, your prospects will smell your commission breath from a mile away.My guest, Jeramie Holt, Senior Vice President at FNIC, joins me to share his masterclass on authentic community involvement. We discuss how his grassroots fundraising experience as a 10-year-old on rollerblades shaped his perspective on giving back, and how serving organizations like the Boys and Girls Club without expecting a dime ultimately built a deep, high-trust network of over 500 COIs. We also discuss why the era of "quote and pray" is dead, the danger of throwing buzzwords like "captives" and "level-funded" at uneducated buyers, and why doing the unscalable work - like running 29 in-person open enrollment meetings in a single week - is the ultimate separator for top advisors.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaTimestamped Outline(00:00) From New Jersey to Colorado: Jeramie's Entrance into the Insurance Industry(04:36) The Old-School Grind: Making "Eight Calls Before Eight O'Clock"(07:34) Cultivating Trust: Why Authentic Community Involvement Builds Your Business(10:35) Rollerblades and the March of Dimes: Giving Back from a Young Age(14:06) The Danger of "What's In It For Me?": Why Selfish Networking Fails(17:06) The Suitcase Party: Raising $250,000 in One Night(21:21) The Death of "Quote and Pray": What Separates Elite Producers in 2026(24:20) Stagnant Mindsets: Why Employers Tolerate 10 Years of Sub-Par Broker Service(26:36) Stop the Buzzwords: Execution Matters More Than the Strategy You Sell(32:00) FNIC's Independence: Blending a Regional Approach with a National Feel(35:05) The "Unscalable" Differentiator: Running 29 Open Enrollment Meetings in One Week(40:03) Driving Results: How Education Kept $96,000 in a Client's Claims Bucket(42:01) Jeramie's Lightning Round: 5:45 AM Wakeups, Bodybuilding Competitions, and Caddying for His SonCONNECT WITH ANDY NEARY

Près de la moitié des Québécois (45%) ont utilisé l'intelligence artificielle au cours de la dernière année pour prendre une décision d'achat, ce qui représente le taux le plus élevé au pays, comparativement à une moyenne canadienne de 39%. Selon un sondage Léger réalisé pour la Banque Nationale, cette adoption rapide s'expliquerait par une grande sensibilité aux prix chez les consommateurs de la province, l'IA se révélant particulièrement efficace pour dénicher les meilleures aubaines, comparer les produits et traduire instantanément des informations provenant de sites anglophones. Écoutez la chroniqueuse économie Marie-Eve Fournier faire le point, jeudi, à Lagacé le matin. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Merci à notre commanditaire ProCafetière :  https://tinyurl.com/procafetiere-jerr Pour obtenir le Café Whats Up : https://procafetiere.ca/collections/cafe-vrac/products/espresso-whats-up-cafe-vrac Utilise le code JERR20 pour 20% de rabais sur le sac Whats Up ;) Combattant volontaire tout juste revenu du front en Ukraine, Francis — alias Shadow — livre tout un témoignage. Répondant à l'appel de Volodymyr Zelensky, il a rejoint l'armée ukrainienne en 2022 et servi aux côtés du célèbre tireur d'élite Wali. Entre récits de survie et anecdotes saisissantes, il raconte comment il a frôlé la mort à deux reprises, sous les tirs de Kalachnikov et les bombardements de chars d'assaut. À travers son expérience, Shadow plonge au cœur de la réalité brutale de la guerre : les blessés, les stratégies militaires, l'arrivée technologique des drones, la fraternité entre soldats, la perte de compagnons d'armes, l'alcoolisme et le difficile retour à la vie civile. Enregistré le 05 mai 2026. Liens pour suivre Francis : https://dovesoffreedom.com/ https://www.youtube.com/@UCN3gMYrQQqh1tVaJnzZbKCQ  https://www.instagram.com/dovesoffreedom/   Pour devenir membre et supporter le Whats Up Podcast : https://www.patreon.com/whatsuppodcast  Merci les patreon !!  Site web officiel : https://jerrallain.com/ Pour suivre Jerr sur Instagram :  https://www.instagram.com/jerr_allain/  Pour suivre Jerr sur facebook : https://www.facebook.com/JerrAllainofficiel Contact : jerr.production@gmail.com  Pour vous abonner à mon Infolettre :  http://eepurl.com/hvpnhj

À l’occasion de sa revue de presse, mercredi, Paul Arcand aborde la campagne électorale pour les élections provinciales qui auront lieu au mois d’octobre. Selon un nouveau sondage de la firme Léger publié ce mercredi, moins d’un électeur sur deux a choisi pour qui il voterait. La majorité à l’Assemblée nationale peut donc mathématiquement encore être remportée. La lutte à trois partis se confirme et le Parti québécois reste pour le moment en tête avec 30% des intentions de vote, suivi par le Parti libéral avec 27% et la CAQ de Christine Fréchette avec 21%. Autres sujets abordés Un nombre record d’accidents mortels sur les routes impliquant des camions poids lourds; Le Bureau de la concurrence enquête sur l’explosion de la facture d’épicerie; Le kangourou de Boucherville a été capturé. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Beidh Trad Tráthnóna ar ais arís i mbliana in Ionad Cois Locha i nDún Lúiche agus bhí Laura linn le tuilleadh eolais a thabhairt dúinn faoi na ceolchoirmeacha a bheas ag tarlú i mbliana.

Pendant la Seconde Guerre mondiale, de jeunes Québécois rejoignent une escadrille francophone unique de l'Aviation royale canadienne : les Alouettes. À bord de bombardiers Halifax et Lancaster, ils traversent le ciel européen pour participer aux missions les plus dangereuses contre l'Allemagne nazie. Entre courage, peur, identité québécoise et histoire méconnue, découvrez l'incroyable destin de ces pilotes francophones de la guerre.❤️ Soutenez La Petite Histoire sur Patreon!

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PJ talks to Eadaoin Delaney, one of the organizers talks to PJ but the 8-80 institution loved by both Corkonians and tourists Hosted on Acast. See acast.com/privacy for more information.

Instead, you need to be selective by identifying a small handful of top COIs who can really help you grow your practice and who also can benefit by associating themselves with you. To hone in on potentially ideal candidates—and avoid wasting too much time on people who don't fit the bill—CEG Worldwide's Elite Advisor Strategist Jonathan Powell recommends that advisors have two meetings with the COIs who end up on their short list. Watch, read or listen to find out more on our website for top financial advisors at CEGWorldwide.com.

Ils arrivent de nuit à Québec. Ouvrent les rideaux. Le Château Frontenac est illuminé en contrebas. Le lendemain, direction les parcs nationaux. Un chalet sans réseau au milieu de la forêt, un canoë sur la rivière, un feu de camp le soir. James monte dans un canoë pour la première fois de sa vie. Il n'ose pas bouger. Tout ce qu'on imagine du Québec — sauf que c'était vraiment ça.Pour écouter l'épisode en entierÉté en canoë, hiver par -15 : le Québec en famille avec un enfant de 3 ans — Le voyage de Marion-----------Si l'épisode vous a plu, laissez-moi une note 5 ⭐️ ou un commentaire sur Apple Podcasts ou Spotify

Tá club nua rothaíochta le bunú i gConamara.

Un nom mythique popularisé par les célèbres histoires des Pays-d'en-Haut dont les Séraphin Poudrier, Alexis Labranche et Donalda Laloge nous sont très familiers. Contrée de lacs, de rivières et de forêts, la région des Laurentides est de nos jours le paradis des amateurs de ski et de plein air. À l'échelle de la province, son histoire est toute jeune. Mais qu'est-ce qui a amené des gens à s'y établir? 16:11: Ce n'est pas 27 années que le curé Labelle dédie à la tête de la paroisse de Saint-Jérôme à s'occuper de ses Laurentides, mais 23 années. À 17:57 et 20:48 , les images proviennent de la série "Les Pays d'en Haut" diffusé en 2016, produite par Sovimage et Encore Télévision, en partenariat avec Radio-Canada. Merci à un fidèle abonné @SaSpinDansLBeurre de l'avoir mentionné. Script: Philippe Aubry @Histoire.dun.nord95 Montage: Martin Bérubé @proposmontreal Vignette: Charles Boidin @Boidinch Adhérez à cette chaîne pour obtenir des avantages : https://www.youtube.com/channel/UCN4TCCaX-gqBNkrUqXdgGRA/join Pour soutenir la chaîne, au choix: 1. Cliquez sur le bouton « Adhérer » sous la vidéo. 2. Patreon: https://www.patreon.com/hndl Musique issue du site : epidemicsound.com Images provenant de https://www.storyblocks.com Abonnez-vous à la chaine: https://www.youtube.com/c/LHistoirenousledira Les vidéos sont utilisées à des fins éducatives selon l'article 107 du Copyright Act de 1976 sur le Fair-Use. Sources et pour aller plus loin: Michel ALLARD, Le Coeur des Laurentides, Septentrion, Québec, 2017. Serge LAURIN, Histoire des Laurentides, Institut québécois de recherche sur la culture, Québec, 1989. coll. « les régions du Québec ». Anne-Marie AUGER et al., Terrebonne. Ses moulins. Ses habitants. Son histoire 1673-2023, Société Patrimoine et Histoire Terrebonne (SPHT), Terrebonne, 2023. Richard LAGRANGE, Le pays rêvé du curé Labelle, Presses de l'Université Laval, Québec, 2021, coll. « Perspectives de l'Ouest ». Gabriel DUSSAULT, Le Curé Labelle, messianisme, utopie et colonisation au Québec 1850-1900, Hurtubise HMH, Montréal, 1983, coll. « Sciences de l'homme et humanisme ». Danielle SOUCY, La vallée de la Diable, de la hache aux canons à neige, Éditions du Peuplier, Saint-Jovite(Mont-Tremblant), nouvelle édition revue et augmentée, 1995. COMMISSION DE LA TOPONYMIE DU QUÉBEC, Dictionnaire illustré, noms et les lieux du Québec, Les publications du Québec, Sainte-Foy (Québec), 1996, p356. John A DICKINSON et Brian YOUNG, Brève histoire socio-économique du Québec, Septentrion, Québec, 1992 Autres références disponibles sur demande. #histoire #documentaire #laurentides #curelabelle #colonisationHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Dearcadh mná tí ar an méid atá fógartha ag Aire na Gaeltachta Dara Calleary go mbeidh ardú €1.50 in aghaidh na hoíche á íoc le teaghlaigh Ghaeltachta atá ag cur lóistín ar fáil do scoláirí Gaeilge an samhradh seo.

Le podcastologue Stéphane Berthomet revient sur une étape importante pour l'industrie du balado au Québec avec l'octroi d'un soutien financier de 50 000 $ à l'Association du balado indépendant du Québec par le ministère de la Culture et des Communications. Cette aide vise à accompagner la professionnalisation d'un milieu encore très indépendant dans son fonctionnement. À l'échelle mondiale, le balado poursuit aussi sa forte croissance, avec plus de 600 millions d'auditeurs et une adoption particulièrement élevée dans des pays comme l'Afrique du Sud, l'Arabie saoudite et l'Indonésie. Spotify compte désormais environ 7 millions de balados, tandis que YouTube continue de dominer l'écoute de contenus vidéo associés au format. Malgré l'évolution des plateformes, les genres les plus populaires demeurent la comédie, le true crime et les contenus société-culture.

Áine Ní Chonghaile, coisí ag labhairt faoi bhruscar caite ar thaobh bóthar portaigh ar a mbíonn sí ag siúl.

At the Exit Planning Institute CEPA Summit in Nashville, 1,200 credentialed advisors gathered in one room. The first night, they held an awards ceremony. Every single person who walked on stage had one thing in common. It wasn't their credentials, their AUM, or their years in practice. It was a book.Episode SummaryPaul and Gabe McManus just returned from four days in Nashville at the EPI CEPA Summit, where they presented the Authority Operating System to one of the most credentialed audiences in financial services. In this episode, they break down all five pillars of the AOS: writing the right book, activating clients and COIs, building a guest podcast tour, optimizing for search everywhere (not just Google), and leveraging AI without the slop. Real client stories throughout. Real results.About Paul & Gabe McManusPaul G. McManus is the CEO and founder of The Short Book Formula, a publishing company that has helped 500+ financial professionals write, publish, and leverage books over the past decade. He is the author of The Short Book Formula and Book Marketing for Financial Advisors, and was featured on Michael Kitces' Financial Advisor Success Podcast (Episode 417). Gabe McManus is Director of Elite Advisor Programs and author of Sharpen Your Message: Guest Podcasting for Financial Advisors.What We CoverWhy every award recipient at the Nashville CEPA Summit had a book, and what that pattern means for your practiceThe three objections every advisor raises before writing a book: "I'm not a writer," "I don't know what to write about," and "I don't have time" — answered directly and practicallyHow Joe Falbo spent 30 years trying to get CPA referrals, published one book, and ended his next lunch with that CPA ordering 500 copies to mail to his entire client list on his own letterheadHow Jason Wendt turned a book launch party on a yacht into a recurring financial commentary slot on NBC ChicagoWhy Google now accounts for only about 20% of search, and where the other 80% of your prospects are asking questionsThe difference between AI slop and using AI to genuinely extend your reach once the book existsWhy the book is the foundation: guest podcasting, media, COI referrals, and AI discoverability all start thereResources MentionedBook Marketing for Financial Advisors by Paul G. McManusSharpen Your Message: Guest Podcasting for Financial Advisors by Gabe McManusExit Planning Institute (EPI) — exit-planning-institute.orgThe Short Book FormulaConnect with Paul & GabeWebsite: influentialadvisor.comPaul on LinkedIn: linkedin.com/in/paulgmcmanusGabe on LinkedIn: linkedin.com/in/gabemcmanusSupport the show

durée : 00:10:10 - Le Point culture - par : Sophie-Catherine Gallet - Le groupe québécois de rock expérimental Angine de Poitrine a récemment connu un succès aussi soudain qu'inattendu. Alors qu'en parallèle des alertes se font entendre sur l'étendue des musiques produites par IA et versées sur les plateformes de streaming musical. - réalisation : Laurence Malonda - invités : Olivier Lamm Journaliste et critique à Libération

Strong professional networks are built through trust, consistency and meaningful relationships, not transactional interactions. In this episode, Jenni Lee Crocker, Alliant, welcomes Stephanie Ford, Warren Whitney, to discuss how centers of influence (COIs) and authentic networking drive long-term success in sales. Together, they share practical insights on building referral networks, strengthening professional connections and cultivating relationships that support sustained business development and career growth.

The Authority Operating System: Turn Your CEPA Credential Into Deal FlowYou earned your CEPA credential. You know how to help business owners navigate the biggest financial decision of their life.But the business owners who need you most don't know you exist.Right now, someone in your market is asking ChatGPT who they should trust with the sale of their company. They're searching Google. They're listening to podcasts. They're forming opinions about who the expert is long before they ever pick up the phone. By the time they're ready to talk, they've already chosen someone.The question is whether that someone is you.You can read or listen to this entire book in about an hour. By the time you're done, you'll have the complete system.The Authority Operating System is a five-pillar framework designed specifically for Certified Exit Planning Advisors who want to turn their credential into consistent, high-quality deal flow. Paul G. McManus has spent the past decade working with more than 500 financial professionals, many of them CEPAs, helping them write and publish books and then leverage those books to grow their practices. That work has helped generate over $100 million in combined revenue. This book lays out the exact system that separates advisors who get found from advisors who get overlooked.The five pillars work together as a system, not as five separate marketing tactics. The real power shows up when all five are running at once.The Book puts your thinking, your frameworks, and your client stories into a business owner's hands before you ever meet them. Business owners who read it show up to the first meeting pre-sold, with specific questions, ready to work together.Referrals and Centers of Influence. Your clients and your COIs want to refer you. They just don't have a natural way to do it. The book becomes the vehicle. When a CPA hands your book to a business owner, the dynamic shifts from "call my guy" to "read this, I think it's exactly what you need."The Virtual Speaking Tour. Guest podcasting puts you in front of audiences that already trust the host, and that trust extends to you the moment you're introduced. Every episode is a permanent, indexed asset that works for you long after the recording ends.Search Everywhere Optimization. Google now accounts for less than 20% of daily searches. Business owners are asking ChatGPT, Perplexity, and other AI tools who they should work with, and those tools are answering with names. This pillar covers SEO, AEO (answer engine optimization), and GEO (generative engine optimization) so your name shows up wherever your ideal clients are looking.Leverage AI. What used to require a marketing team and months of effort can now be executed by one motivated advisor with the right tools. From AI-powered meeting prep to turning a single podcast appearance into months of content, this pillar shows you how to build in a year what used to take a decade.One financial advisor published his book and, within months, landed a recurring role as the financial expert on NBC 5 Chicago, leapfrogging advisors with decades more experience. Another advisor tripled his revenue in a single year after publishing and is now writing his fourth book. A CPA firm distributed 500 copies of an advisor's book to their entire client base, on their own letterhead, without being asked twice. A five-person RIA is using AI to build fully interactive, custom-branded client proposals that no competitor in their market can match. And one CEPA is building a practice with so much transferable value that he's selling equity in it repeatedly, living the same methodology he teaches his clients.Every advisor in this book did it. The system works. Somewhere in your market, a business owner is sSupport the show

Labhraíonn Colm Mac Gearailt le Cuán faoina shraith nua Cois Siúire agus an aistear suimiúil a rinne sé sa tsraith, faoin aisteoireacht, cúrsaí staire, filíocht agus neart eile.

The Liberals are potentially on the verge of gaining a majority in the House of Commons that could change how the country is run — and it's coming down to three by-elections that are happening on April 13. Our Emma Godmere visited one of those ridings, Terrebonne, ahead of Monday's byelection to speak to politicians and voters about what's at stake.

D'où vient l'accent québécois? Le peuple québécois parle-t-il, oui ou non, un vieux français de province, ou bien s'agit-il d'un français déformé? Le linguiste Wim Remysen retrace l'évolution de l'accent québécois.

Plaintes, compliments, interrogations... Cette saison encore, les Grosses Têtes répondent aux différentes questions et messages des auditeurs à l'antenne. Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Tá turas á eagrú ag Cumann Gailf Cois Fharraige chuig Maigh Eo.

Why Centers of Influence Don't Respond to Cold Calls (And What Actually Works) Most financial advisors waste years chasing CPAs and attorneys with zero results. After 32 years coaching over 75,000 sessions with financial advisors, I'm sharing the real COI strategy that actually works. In this episode, Coach Joe reveal: ✅ The #1 mistake advisors make with COI strategies (and why 9/10 fail) ✅ Why CPAs and estate planning attorneys rarely deliver referrals ✅ Non-traditional COIs worth 10X more than CPAs (executive coaches, life transition specialists, business consultants) ✅ The 50-meeting rule: Why you need this many before measuring success ✅ My exact email template for warm introductions (never cold call) ✅ How to claim your niche so COIs actually remember and refer you ✅ The first meeting strategy: Listen, don't pitch Listen now and start building partnerships that actually convert.

How are rising trucking insurance costs quietly driving up your shipping rates and overall freight market pricing? In this episode, Chris Loewenberg from Cottingham & Butler get real about trucking insurance, risk management, and why so many companies treat insurance like a fixed tax instead of a controllable business asset that can either protect or bankrupt your operation! From the dangers of static COIs and the urgent need for real-time insurance verification technology, to the impact of nuclear verdicts, new carriers, and rising insurance premiums on shipping costs and inflation, this conversation is all about practical freight brokerage insights and proactive strategies. We also cover how partnering with specialized trucking insurance providers, building stronger safety programs, and collaborating early with insurance partners can reduce uncovered freight risk, improve pricing, and give compliant carriers and brokers a serious competitive advantage in today's trucking industry!   About Chris Loewenberg Chris Loewenberg is a Vice President at Cottingham & Butler, the nation's largest independent insurance agency dedicated exclusively to the trucking industry. He leads inside sales and technology initiatives focused on small and mid-sized fleets, helping carriers navigate rising insurance costs, increasing complexity, and tighter underwriting scrutiny. With a background that blends sales leadership, insurance expertise, and technology innovation, Chris works at the intersection of trucking operations, risk management, and data strategy. He partners closely with leading technology vendors across the transportation ecosystem to improve how insurance information is collected, validated, and used—reducing manual re-keying, accelerating quote turnaround times, and strengthening trust between carriers, agents, underwriters, and technology providers. In addition to his leadership role, Chris oversees and helps develop Cottingham & Butler's intern and early-career talent programs, working closely with universities and athletic departments to introduce students to sales, insurance, and risk management careers. He is passionate about mentoring young professionals, building high-performing teams, and creating clear development paths from internship to full-time roles. **************************************************************

Are you relying on COIs and assuming you're covered, or could one denied cargo claim put your brokerage at serious risk? Today, William (Billy) Worthington from Falvey Insurance Group explains why certificates of insurance can be misleading, how hidden exclusions and sublimits create massive exposure for freight brokers, and why understanding the actual insurance policy matters! We talk through the complex risk profile brokers carry when managing multiple carriers under one policy, why broker cargo liability insurance and all-risk cargo coverage are no longer optional, and how inflation has made standard $100,000 cargo limits dangerously outdated.  Billy also covers how poorly aligned contracts can shift liability straight onto brokers, why fraud and double brokering losses are exploding, and how layered risk management, technology-driven insurance solutions, and higher coverage limits can protect your operation, your margins, and your customer relationships in today's volatile freight market!   About William (Billy) Worthington  Billy leads Transportation & Logistics at Falvey Insurance Group. With more than 10 years at Falvey, William is known for his professionalism, responsiveness, and ability to deliver strategic, solutions-oriented support to brokers and partners. His leadership and collaborative approach help strengthen client relationships and reinforce Falvey's reputation for excellence in the specialty insurance market.   Connect with Billy Website: https://falveyinsurancegroup.com/  LinkedIn: https://www.linkedin.com/in/billy-worthington-32a98057/   

les zommes de caractère vous savez où contacter Loïc (mais on dit pas ta gueule)Pour venir assister à un enregistrement cliquez super fort sur ce lienCalme toi :Laura Laarman : directrice de production et direction techniqueAntonia Louveau : community managementLucie Meslien : illustration animation Lou Poincheval : chargée de productionCaroline Bérault : illustrations Manon Carrour : vignette Joanna & Gaspar : générique Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

What if the fastest way to a great year had nothing to do with production numbers in January? In this episode, I continue a two-part conversation by sharing the last five of ten strategies to help advisors avoid feeling behind before the year even gets started. Based on three decades of coaching experience, I explain why January should be your highest activity month and how focusing on execution over outcomes builds confidence, clarity, and momentum. This is about taking massive, intentional action early so the rest of the year feels more controlled and more predictable.

What would change in your business if every growth decision you made was guided by a clear, intentional strategy instead of reacting to whatever showed up that week? In this episode, I walk you through how I help advisors build a revenue-focused strategic plan for 2026 that actually drives momentum. Drawing on 30 years of coaching experience, I explain why chasing net new clients is a distraction, how to think differently about revenue targets, and why the next few years represent a massive opportunity as Boomers retire and the industry transitions.

Want to master relationship-based selling and become irreplaceable in an AI-driven industry?Weaver Sales Academy gives you the exact transformational framework Michael teaches — the same language, systems, and skills that separate top producers from everyone else.

Across the conversation, the panel digs into:• What IBex (Institute for Business Owner Excellence) and the Masterclass actually teach - and how “learning the language” opens doors with business owners and COIs.• Why being early matters: profiling, asking better questions, and hosting local business-owner events that generate real pipeline.• Multiple paths beyond a sale: capital-markets needs, growth capital, roll-ups, second bites, and direct private deals alongside traditional planning.• Culture and collaboration: demystifying the process, quarterbacking expert teams, and the peer-to-peer sharing that's accelerating growth across practices.Key Chapters:00:00 – Intro  03:10 – Ken Grider introduces the advisor lineup and program structure05:17 – Lisa Detanna: 5.5 B AUM and 70% business-owner clients10:14 – Training through IBex (Institute for Business Owner Excellence)12:31 – How Raymond James bridges investment banking and planning14:11 – Addressing big-bank perception vs. Raymond James capabilities14:28 – Ryan Bass: learning the language of business-owner conversations18:27 – Will Deupree: early-stage conversations that create loyalty25:13 – Cody Hilbun: building an 18-person IB-focused advisory team30:11 – Mike Tutcher: growth through Masterclass and golf-course networking38:17 – Ken Grider: going where competition isn't39:29 – Zac Hersman: Americas Group and cross-border opportunities45:06 – Lisa Detanna: culture, client-centric service, and firm leadership50:16 – Inside IBex & Masterclass: demystifying the process01:02:14 – Hosting local business-owner events and strategy summits01:12:18 – Educating business owners creates lasting relationships01:16:08 – Final thoughts: culture, vision, and paying it forwardIf you work with business owners (or want to), this discussion offers concrete examples, candid lessons learned, and specific approaches you can adapt to your market - without promising outcomes and while keeping client interests front and center.Resources:Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.comElite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.comElite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.comJEDI Database Solutions | Data Intelligence for Advisors: https://jedidatabasesolutions.comListen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/Follow us on LinkedIn: https://linkedin.com/company/eliteconsultingpartners