Podcasts about is it time

As America celebrates 250 years since the Declaration of Independence, the legacy of the Founders is under renewed scrutiny. Were they visionary architects of liberty whose achievements and creations should be celebrated, or has reverence for them sanitized the past, how we think of democracy, and the compromises embedded in the nation's founding? As the U.S. marks its semiquincentennial, we debate: Is It Time to Stop Idolizing the Founders?  Arguing Yes: Osita Nwanevu, Contributing Editor at The New Republic; Columnist at The Guardian  Arguing No: Helena Rosenblatt, Distinguished Professor of History, French, and Political Science, and the MA Program in Liberal Studies at the CUNY Graduate Center  Emmy award-winning journalist John Donvan moderates    Join the conversation on Substack—share your perspective on this episode and subscribe to our weekly newsletter for curated insights from our debaters, moderators, and staff.  Follow us on YouTube, Instagram, LinkedIn, X, Facebook, and TikTok to stay connected with our mission and ongoing debates.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

What can a sabbatical teach you about retirement? Learn how creating more margin today can help you build a richer life before retirement. Episode Summary What if retirement isn't something you should wait decades to experience? In this episode of Scripted Wealth, Tim & Tim reflect on their experiences taking extended sabbaticals and explore what those experiences revealed about retirement, work, identity, relationships, and financial planning. Rather than viewing retirement as a finish line, they discuss how creating more margin, rest, and intentionality throughout life can lead to greater fulfillment today while also preparing for tomorrow. Along the way, they unpack the emotional side of stepping away from work, why many high achievers struggle to slow down, and practical ways anyone can begin adopting a "sabbatical mindset"—even without taking an entire month off. What you'll learn in this episode: Why retirement is about much more than reaching a financial number. How a sabbatical provides a valuable "test drive" for retirement. The surprising benefits of creating more margin, rest, and reflection before burnout happens. Practical ways to build a sabbatical mindset—even if taking a month off isn't realistic. Why some of the richest retirement experiences have little to do with money and everything to do with relationships and intentional living. Mentioned on the Show YFP 079: Is It Time to Redefine Retirement? YFP Wealth Disclaimer The information in this episode is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. It should not be construed as a solicitation or offer to buy or sell any investment or related financial products. We urge listeners to consult with a financial advisor with respect to any investment. The information contained in our episodes is not updated and may not be accurate at the time you view it on this website. Opinions and analyses expressed herein are solely those of YFP Wealth (unless otherwise noted) and constitute judgments as of the dates published. Such information may contain forward-looking statements, which are not intended to be guarantees of future events. Actual results could differ materially from those anticipated in the forward-looking statements. YFP Wealth representatives may from time to time hold positions in, or take positions contrary to, investments mentioned herein. It should not be assumed that future performance of any specific investment or investment strategy (including those discussed herein) will be successful or profitable, or protect against loss. Past performance does not guarantee future results. All investments involve risks including the loss of principal. Learn more at https://yfpwealth.com/disclaimer/ 

Astros Sweep the Angels!! Is It Time to Make a Trade?

Astros Sweep the Angels!! Is It Time to Make a Trade?

Episode 134:  It's back to school season.  Kentucky injury attorney Jeff Roberts discusses a new law involving when you need to stop for a school bus.  Buses can now have cameras to identify violators and stiff fines will be imposed.  This episode also covers what you need to do if your child is involved in a school bus collision.  Finally, Jeff offers some safe driving tips as we begin to see more students in and around Kentucky streets. The intent of this new law is to protect our children.  It may take some getting used to, but it'll be worth it. Jeff offers free, initial consultations to ensure you have the information you need to decide you best options. We hope you found this episode insightful and helpful.  Thank you for listening! What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                       Is It Time to Speak with an Attorney about Your Car Accident Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Netflix Is Struggling to Stay on Top…. and the Stock Reflects It For years, Netflix has been the dominant force in streaming, consistently taking market share from its competitors. However, recent data suggests the competition is beginning to chip away at that lead.   Netflix reported earnings last week, and the results showed a company that is executing well. Profits continue to grow, customer cancellations remain among the lowest in the industry, and the company is still producing blockbuster franchises like Bridgerton and Stranger Things that attract millions of viewers.   The concern in the report wasn't profitability, it was engagement. Viewer engagement measures how much time subscribers spend watching content and how often they complete a movie or series. The more engaged customers are, the less likely they are to cancel their subscription in favor of another streaming service. That's why this metric is so important.   Netflix still accounted for 7.8% of total TV viewing in April, making it the largest subscription streaming platform. However, that was its lowest share since May 2025, suggesting competitors are gradually gaining ground.   The stock has reflected those concerns, declining roughly 40% over the past year despite continued earnings growth. I've always liked what Netflix co-founder Reed Hastings had to say as he frequently emphasized the importance of staying focused and keeping the business simple. That's a philosophy that has served our investment firm well over the years.   Now, with increasing competition from Disney, HBO Max, YouTube, and others, Netflix is reportedly exploring additional subscription offerings similar to what Amazon and Apple provide. Personally, I think that would be a mistake.   At this year's Emmy Awards, Netflix earned 111 nominations. Instead of expanding into new subscription services, why not invest even more heavily in creating award-winning shows and movies? If they produced enough quality content to earn 120 or even 130 Emmy nominations next year, subscriber engagement would likely take care of itself.   Sometimes the best strategy isn't to do more, it's to do one thing exceptionally well. What do you think? Have you canceled or considered canceling your Netflix subscription? Or do you still believe Netflix offers the best streaming service?   U.S. oil supplies are falling to concerning levels U.S. oil inventories have fallen to levels that should be a concern. The current U.S. oil stockpile is just under 410 million barrels. On a seasonal basis, we have not seen inventories this low since 2018. The seasonal comparison is important because summer is one of the highest-consumption periods of the year.   The U.S. consumes about 20.6 million barrels of oil per day, produces approximately 13.9 million barrels per day, and relies on imports for roughly 7 million barrels per day. At the same time, the United States exports about 4 million barrels of oil per day, likely because companies can receive higher prices for that oil in international markets. If we somehow stopped producing and importing oil entirely, the current commercial stockpile would last roughly 20 days.   The Strategic Petroleum Reserve, which has been reduced to approximately 317 million barrels, is also at its lowest level since 1983. At current consumption rates, that reserve would represent roughly 15 days of consumption.   Replenishing U.S. oil inventories to higher levels could take many months or even years. Now with WTI oil around $90 a barrel that higher price could actually be a good thing.   You may be wondering why I would say that, especially since higher oil prices often mean higher gas prices at the pump, but higher gas prices may encourage consumers and businesses to reduce their energy consumption. A lower consumption rate could help slow the decline in inventories and give the U.S. a chance to rebuild its oil supplies.   Over the last six months, have you found yourself reducing your energy usage? And do you plan to reduce your consumption going forward?   Banks Had a Great Quarter, Is It Time to Invest? Last week, the banks reported financial results that topped estimates for both earnings and revenue. They also showed improved efficiency as expenses declined as a percentage of revenue. After such a strong quarter, you might think the coast is clear and it's time to invest in the banking sector.   For the cautious investor, however, it's important to look at the other side of the coin. I'm not expecting the banks to fall dramatically but returns going forward could be more muted because of several factors.   First, there is net interest margin, which measures the difference between what a bank earns on its assets and what it pays depositors and debt holders to borrow money. Banks now have very large balance sheets, so even if net interest margins decline, the dollar amount of profits can remain substantial. However, further pressure on margins could still become a headwind for future earnings growth.   There are also other risks for conservative investors to consider. The ongoing situation with Iran could create additional uncertainty. The AI boom could experience a rough patch, and while the economy and labor markets appear strong right now, investors cannot ignore the possibility of an economic slowdown.   Rising interest rates could also prove difficult for banks if rates move significantly higher from current levels, potentially putting pressure on their profit margins. The good news is that bank valuations are not excessively high, which could help limit the downside risk in the event of a market pullback.   To be clear, we are not anticipating a major decline in the banks we hold in our portfolio. However, investors should make sure the banks they own have very strong balance sheets. Strong capital positions and manageable debt can help reduce downside risk if the economic environment becomes more challenging. A strong quarter is certainly a positive sign for the banks, but investors should remember that great earnings today do not always guarantee great returns tomorrow. Valuation, balance-sheet strength, and the economic environment will all play an important role in determining future returns.   Are new homes actually a better deal than existing homes? There is an interesting trend developing in the housing market: the median price of a newly built home is now lower than the median price of an existing home. Historically there has been about a 20% premium for new homes.   At first, that sounds surprising. New homes are typically more expensive, so how can they now be cheaper? One major reason is that the type of new homes being built and sold has changed. Builders are increasingly focusing on smaller homes, townhomes, and more affordable developments. Townhouses now account for about one in five new single-family homes, which is the highest share since the National Association of Home Builders began tracking the data in 1985. In many cases developers are focusing on attainable homes for the middle-class which means the homes are roughly 1,200 to 2,000 square feet on smaller lots. As a result, the median price of a new home can look lower than the median price of an existing home, even though that doesn't necessarily always mean buyers are getting more house for their money.   In other words, the comparison isn't always apples to apples. A new townhome or smaller home may have a lower price than an older, larger single-family home. That can make new construction appear to be a better deal, but buyers need to carefully consider what they are actually comparing.   There are some real advantages to buying new. Builders are offering incentives such as mortgage-rate buydowns and assistance with closing costs. These lower rates make the monthly payment lower and more achievable than a comparable existing home. New homes typically require less maintenance, come with modern finishes and new appliances, are more energy efficient, and often come with warranties.   But there are risks and a big one many people may not consider is lower resale value. Many of these new home developments only provide a handful of floorplans and they are built on a smaller parcel of land, which leads to less distinctive homes. If you go to sell your home within a few years, you may also be competing against the homebuilder if new homes are still being built in the community.   The bottom line: new homes may offer some of the best deals in the housing market right now, but buyers need to look beyond the headline numbers. Compare the size, location, price per square foot, HOA fees, upgrades, and the total monthly cost. A new home may be a better deal than an existing home, but make sure you understand exactly what you are getting for your money.   Stock Trading Is Off the Charts! There is a frenzy happening in the stock market right now. With individuals buying and selling stocks, along with institutional investors constantly trading, Wall Street is generating enormous trading fees. But one has to ask the question: Does all of this activity make sense?   U.S. average daily trading volume in equities and options hit a record in the second quarter, with 73 million options contracts and 20 billion shares traded. Think about that number for a minute: 20 billion shares of stock changing hands over just three months. Let that sink in.   We have not seen this much activity in individual stocks since the end of the dot-com bubble, and we all know how that turned out.   The good news is that, with this frenzy of stock trading, more people are beginning to seek professional help managing their portfolios. The bad news is that many brokers are really just salespeople who may not have a strong investment philosophy or truly understand what they are doing. They will simply ride the wave until the crash comes, just as happened at the end of the tech bust.   Back then, even a year after the market had collapsed, some brokers were still telling their clients to stay invested because the market would eventually come back. I remember an old saying I learned when I first entered the industry: “The broker knows the price of everything and the value of nothing.”   It took the Nasdaq more than 15 years to get back to breakeven after the dot-com bubble burst when it fell close to 80% from top to bottom. That is why it is so important, when seeking financial advice, to understand the investment philosophy of the broker or investment adviser you are working with. Does their philosophy make sense to you? Does it align with your goals? And, most importantly, does it make sense for your portfolio?   When markets are rising and everyone is making money, almost any strategy can look brilliant. The real test is what happens when the frenzy ends.   If it sounds too good to be true, it probably is! A recent story in Barron's highlights a warning that applies to everyone, not just professional athletes.   Several current and former professional athletes reportedly invested in an online business opportunity that sounded too good to be true. Three former NFL players were interviewed by Barron's and collectively they said they lost more than $1 million. The pitch was simple: invest at least $50,000 in an online store and they'll handle everything from social-media marketing to manufacturing store inventory. Investors were told they would get their original investment back within six months, and then receive 80% of the profits.   Sounds like a great deal, right? Unfortunately, according to the investigation, it appears the sales weren't real. The stores were built using Shopify and appeared to be generating significant revenue. But investigators reportedly found questionable orders, including one $5,000 order for 100 desktop humidifiers and 120 USB-powered cup warmers. The person at the shipping address said they never placed the order and “Who needs 100 humidifiers and 120 cup warmers?” There were also other red flags including one e-commerce site, Dailyprodtrend, doesn't appear in Google search results and the web address is just a random string of numbers and letters.   The scheme is run by a 24-year-old entrepreneur named Mohamed Coulibaly and to gain credibility he used celebrity connections citing the names of about two dozen current and former pro athletes and other public figures as clients in a pitch deck. He also has created an image of wealth and success with one athlete saying he saw what appeared to be $25 million in a business account that Coulibaly showed him on a cellphone screen. It's important to remember that no matter how successful someone appears or how many famous people they know you still need to do your own due diligence.   A big problem is the websites were just the beginning of what appears to be a longer con. Once investors had their Shopify login credentials, they were given the impression the business was healthy due to these “fake” orders and then were presented with an even bigger bet that involved the Dubai investment firm Middle East Venture Partners. Unfortunately, this appears to have led to more red flags and still no return on investment.   Before investing, you should independently verify the revenue, customers, expenses, bank statements, contracts, and the actual business itself. Don't simply rely on an online dashboard or someone else's claims about how much money is being made.   The bottom line: If it sounds too good to be true, it probably is. And the more exciting and guaranteed the opportunity sounds, the more skeptical you should become.   Financial Planning: Conservation Easements: Valuable Planning Tool or Tax Trap? Conservation easements are a tax planning strategy that allows a landowner to permanently donate certain development rights to a qualified conservation organization in exchange for a charitable income tax deduction equal to the reduction in the property's value. When used as Congress intended, they can provide meaningful tax benefits while preserving land for future generations. For example, a family that owns a 1,000-acre ranch valued at $10 million may have no intention of developing the property and want to ensure it remains open space permanently. By donating a conservation easement that limits future development, the property value may decline to $6 million, creating a $4 million charitable deduction while allowing the family to continue owning and using the land. This type of transaction aligns with the purpose of the law because the conservation benefit is the primary goal and the tax deduction is an incentive. However, taxpayers should be cautious of strategies that appear too good to be true. In recent years, the IRS has aggressively challenged syndicated conservation easement transactions that were marketed primarily as tax shelters. In these arrangements, investors often contributed a relatively small amount of capital to a partnership that acquired land, and promoters claimed the donation of a conservation easement created deductions several times larger than the investors' original contribution. For example, an investor might contribute $250,000 and be promised a $1 million charitable deduction based on an aggressive property valuation. Many of these transactions relied on inflated appraisals and lacked a genuine conservation purpose, resulting in significant IRS scrutiny, disallowed deductions, penalties, and litigation. While conservation easements can be used in specific situations, they should be approached with caution and used only when there is a legitimate conservation objective. As with many tax strategies, a benefit that appears disproportionately large compared to the underlying economic activity is often a warning sign that additional due diligence is needed. Are Porsche Cars Losing Their Excitement? Porsche cars have long been known for their high-end, exciting sports cars. But lately, the company has been losing sales compared with last year.   Porsche faces plenty of competition, but its global deliveries were down 16% during the first six months of 2026 compared with the same period in 2025. Last year, the company benefited from strong demand for the electric Macan, while it also ended production of the gasoline-powered 718.   The company was also hurt by the loss of U.S. tax incentives for electric vehicles, which contributed to the decline in sales. Porsche sold 37,712 vehicles in North America, a 13% decline from last year. China, which accounts for roughly 10% of Porsche's sales, saw an even larger drop, with sales falling 32% to 14,501 vehicles.   The price of a Porsche starts at around $65,000, but the average transaction price is closer to $125,000. And if you know anything about these cars, you also know that the maintenance and upkeep can put significant pressure on your wallet. You would think that if you're spending $125,000 on a car, you shouldn't have to spend a fortune maintaining it. But that can be part of the trade-off when owning a high-performance luxury vehicle.   So, are Porsche cars losing some of their excitement? Would you be willing to spend $125,000 on a new Porsche, or would you rather purchase a less expensive American car?   Time to Say Goodbye to EV Car Maker Polestar? I would occasionally see Polestar vehicles on the road, and I believe the company even has a dealership at UTC Mall. However, I didn't know much about the company and was surprised to learn just how complicated its ownership structure is.   Polestar is closely tied to Volvo, which is 79% owned by the Chinese company Zhejiang Geely Holding Group. The automotive world has become incredibly complicated over the years. I always thought of Volvo as a Swedish company, but that is no longer technically the case.   The ownership change began in March 1999, when Ford Motor Company paid $6.5 billion to acquire Volvo. However, Ford later sold 79% of Volvo to Geely in August 2010 for approximately $1.8 billion. The remaining 21% is publicly owned through stock ownership. In other words, Ford appears to have taken a significant loss on its investment.   Now, Polestar is facing serious challenges in the United States. The U.S. government is concerned about the company's connection to China and the possibility that data collected by the vehicles could be accessed by the Chinese government. As a result, new Polestar vehicles are no longer expected to be sold in the U.S.   What is strange, however, is that Volvo vehicles are still being sold in the United States, even though Volvo is also majority-owned by Geely. The situation shows just how complicated the relationship between the U.S. auto market and Chinese ownership has become.   There are currently reports of fire-sale discounts on Polestar vehicles, with some discounts reportedly reaching as much as $25,000 just to move the cars. These vehicles originally sold for roughly $55,000 to $75,000 when new.   I'm not sure who would want to purchase one at this point. The biggest concern may not even be the vehicle itself, but what happens to service and support for existing owners. It is possible that Volvo will continue servicing Polestar vehicles, but I would be skeptical about whether maintaining a separate service infrastructure for the brand will be worth the company's time.   After all, relations between the United States and China are currently far from ideal. For Polestar owners, that could create some serious questions about the future of their vehicles.   The New Tobacco Companies The three remaining major players in the tobacco industry are Philip Morris International, British American Tobacco, and Altria Group. It should come as no surprise that the number of cigarettes sold in North America has dropped by about 33% since 2020, while the number of tobacco smokers continues to decline rapidly.   But don't be fooled: Tobacco companies have developed smoke-free products that are gaining popularity, but that does not mean they are healthy. The two primary alternatives tobacco companies are now selling are vaping products and something called an oral nicotine pouch.   It is easy to see when someone is vaping because of the large clouds of vapor produced. Nicotine pouches, however, are much less noticeable. They are placed between the front of your teeth and your lip, similar to chewing tobacco. The difference is that you don't need to spit out saliva every few minutes because the nicotine is slowly released into your system.   Currently, in North America, about 7% of the population vapes, up from 3.7% in 2020. Nicotine pouches are also growing rapidly, although you can't see who is using them. In 2024, approximately 23 billion nicotine pouches were sold worldwide, a 50% increase from 2023.   Make no mistake: Both of these products contain nicotine, which is highly addictive and keeps people coming back for more. Some may believe that nicotine pouches are simply a way to move away from cigarettes, but that isn't necessarily the case. The pouch itself can become addictive as well.   Tobacco stocks have performed well, with some nearly doubling over the last few years. More institutional investors who previously dumped these stocks for ethical reasons are now returning because of the growth of smoke-free products.   It all sounds like smoke and mirrors to me. There are simply too many issues surrounding nicotine and the addictive nature of these smokeless products for me to feel comfortable investing in the tobacco industry.   Companies Discussed: Fiserv, Inc. (Ticker: FISV)

This week's episode of The MacRumors Show looks ahead to the 20th anniversary iPhone, the radically redesigned model that Apple is expected to launch in 2027.0:00 Introduction1:51 What Will Apple Call the 20th Anniversary iPhone?5:03 Is It Time to Abandon iPhone Numbers?7:29 Sponsor: Shopify8:44 The Biggest iPhone Redesign Since iPhone X14:07 Under-Display Technology and the End of Dynamic Island18:22 Haptic Buttons and Apple's All-Glass Vision22:03 Apple's Custom Camera Sensor24:34 The Ideal iPhone and the Future of Foldables29:20 Battery Life, Denser Batteries, and Reverse Charging36:02 Why Apple's Charging Ecosystem Needs an Overhaul38:14 Apple Needs to Reinvigorate Its AccessoriesApple's plans for the device's name remain unclear. The company skipped "iPhone 9" and moved straight to the iPhone X for the handset's 10th anniversary in 2017, and it is widely expected to skip "iPhone 19" in the same way. Rumors have referred to the 2027 models as both the "iPhone 20" and the "iPhone XX" as placeholder names, and it is still possible that they will sit above the iPhone 18 Pro and Pro Max as a separate, higher-tier directly, even though they are more likely to replace them as usual. Apple has reset iPhone branding before with the iPhone Air, whose successor is expected to be the iPhone Air 2.The 2027 iPhone is rumored to be the biggest redesign since the iPhone X. Apple is reportedly aiming for a near bezel-less design with curved glass that wraps around all four edges and a return to a glass back, in line with the single slab of glass that former design chief Jony Ive long described as a goal. The frame is said to be a thin polished band, potentially in a material other than the aluminum used on Apple's straight-edged models, with the display curving onto the sides rather than following one consistent curve.Displays that curve down the sides can be prone to accidental touches, an issue seen on earlier Android handsets with waterfall edges, though Apple is expected to engineer the device to work with a case. The extent of the curvature, and how far the display appears to refract at the edges, is not yet clear.Apple reportedly wants a front with no cutouts, but some of the under-display technology is unlikely to be ready in time, meaning some form of front-facing cutout is expected to persist. Current reporting points to a gradually shrinking Dynamic Island, Face ID components moving beneath the panel, and an under-display camera arriving last, since image quality still degrades when a lens sits behind the display.Apple is also rumored to be revisiting solid-state haptic buttons, reviving the "Project Bongo"effort that reached prototype hardware years ago before being shelved. Reports have cited several potential motivations, including a cleaner frame with no moving parts, a reduction in the mechanical button failures that account for many AppleCare repairs, and additional internal space for a larger battery or additional haptic engine.Apple is reported to be developing a custom image sensor that would replace the Sony sensors currently used across the iPhone lineup, following the company's move to bring its silicon, modem, Wi-Fi, and Bluetooth chips in-house. The rear camera plateau is likely to remain, owing to the space required by the folded optics used for the telephoto lens.The anniversary models are expected to share a second-generation 2-nanometer A21 chip, along with efficiency gains and a newer Apple modem. A 6,000mAh battery has appeared in some rumors, though it is unclear whether that figure is based on supply chain information.Reverse wireless charging appeared in the same report and would let the iPhone top up accessories such as AirPods or an Apple Watch. The underlying hardware is already present, since iPhones can charge a MagSafe battery pack through their wireless coil, but Apple has never enabled the capability for other devices, a feature Samsung has offered on its phones for several years. Its viability on the anniversary model may depend on the larger battery and efficiency gains rumored for the device, given how much charge reverse wireless charging draws from the handset itself.This year's ‌iPhone 18 Pro‌ models are rumored to be a more modest update, with the larger redesign reserved for the 20th anniversary model. It is expected to arrive in the fall of 2027, following the iPhone 18, iPhone 18e, and ‌iPhone Air‌ 2 in the spring. The MacRumors Show has its own YouTube channel, so make sure you're subscribed to keep up with new episodes and clips.Start your business with Shopify and get everything you need to sell online and in person. Start today at https://www.shopify.com/mac

I WAS THINKING:  Is It Time to Resurrect the Pay Toilet? // Battle over billionaire's private Bay Area beach access goes to trial again. State, VC Khosla put Martins Beach case on hold to talk settlement // Woman arrested for posing as a tour guide at a zoo. Man arrested for posing as a tour guide at a museum 

Episode 133:  Kentucky social security disability attorney Jeff Roberts discusses how the current shortage of judges might impact your disability hearing.  The courts are taking steps to handle the situation, but it might mean delays and additional travel for you and your attorney.  Find out why in this episode. Jeff offers free, initial consultations to ensure you have the information you need to decide you best options. We hope you found this episode insightful and helpful.  Thank you for listening!   What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                     Is It Time to Speak with an Attorney about Your Social Security Disability Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

IS ALBO FIT TO BE PRIME MINISTER?Is It Time to Give ALBANESE & LABOR the Boot? COMMANDING THE NARRATIVE EPISODE 143Steven Tripp is joined by Cumberland City Councillor Steve Christou, Campbelltown City Councillor Adam Zahra and Liverpool Independent Campaigner Michael Andjelkovic to discuss the hot topics in Australia's current political landscape. Firstly, the panel react to the recent appearance by Prime Minister Anthony Albanese on the Bush Deep podcast, with Albo admitting he would ‘shag' Kylie Minogue and openly discussing the ‘melons' of the Japanese leader. Also discussed is the recent Melbourne Meets Modi Indian community event at Docklands Stadium, Steve Christou's recent controversy surrounding Granville Labor MP Julia Finn and the current situation with Liverpool Council. To follow or contact Councillor Steve Christou, visit: https://www.facebook.com/stevechristouOurLocalCommunityCumberland To follow or contact Councillor Adam Zahra, visit: https://www.facebook.com/RealAdamZahraTo follow or contact Michael Andjelkovic, visit: https://www.facebook.com/Michael.Independent SHOW YOUR SUPPORT for Commanding the Narrative by donating – your support is much appreciated! https://www.commandingthenarrative.com/donate KEEP UP TO DATE WITH ALL OUR PODCASTS AND ARTICLES, visit:https://www.commandingthenarrative.com To become a Member of Australians for Better Government, visit: https://www.australiansforbetter.com/joinCONTACT US BY EMAIL:admin@commandingthenarrative.com Hosted by:Steven Tripp is one of Australia's most prominent politicians and political commentators, known for his incisive analysis and fearless approach to addressing the Nation's challenges. With a deep understanding of policy and a reputation for sparking meaningful debate, Steven guides conversations with his signature clarity and passion for Australia's future.Steven is the President of Australians for Better Government, Vice-President of Let's Rethink Renewables and a National Committee Member of the Campaign for an Independent Britain (CIBUK). https://x.com/RealStevenTripp https://spectator.com.au/author/steven-tripp Follow Commanding the Narrative on: Facebook: https://www.facebook.com/CommandingTheNarrative Instagram: https://www.instagram.com/commandingthenarrative X: https://x.com/commandthenarra Share this conversation and spread the word about Commanding the Narrative!

Traditionally, summer (and the 4th of July specifically) have been opportunities for drinks brands of all kinds to (sometimes literally) wrap themselves in the American flag to move product. Yet even with the country's 250th anniversary just days away, it seems like relatively few are doing so this year. Is that because the current American political landscape is so fractious? Is patriotism and American pride at a low point, especially amongst the types of folks who tend to make that kind of decision? Adam, Joanna, and Zach discuss that, plus how that kind of branding compares to more overtly targeting one political party or movement. Please remember to subscribe to, rate, and review The VinePair Podcast on Apple Podcasts, Spotify, or wherever you get your episodes, and send any questions, comments, critiques, or suggestions to podcast@vinepair.com. Thanks for listening, and cheers!Zach is reading: Is It Time to Retire the Oversized Steakhouse Martini?Joanna is reading: VinePair's Best New Bartenders Class of 2026Adam is reading: Why Is New York City's Hottest Cocktail Bar Serving Steak Frites?Instagram: @adamteeter, @jcsciarrino, @zgeballe, @vinepair Hosted on Acast. See acast.com/privacy for more information.

Episode 132:  Kentucky automobile accident attorney Jeff Roberts discusses the 5 things not to do after a car wreck.  While some actions might seem perfectly normal or harmless, they could actually hurt your claim.  Jeff uses his 33 years of experience handling car wreck claims to explain what you should avoid doing or saying and why it matters.  #1 – Don't Avoid Calling the Police to the Accident Scene #2 – Don't Admit Fault or Apologize at the Scene of the Wreck #3 – Don't Fail to Seek Medical Treatment #4 – Don't Give a Recorded Statement without Your Attorney #5 – Don't Accept a Quick Settlement Offer   We hope you found this episode insightful and helpful.  Thank you for listening!   What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                        Is It Time to Speak with an Attorney about Your Workplace Injury Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

>Join Jocko Underground Full Episodes< 1. Sleep or Stay Alert?Question: As a frequent traveler, how do you balance situational awareness with the need to sleep while traveling?2. Is It Time to Leave Law Enforcement?Question: With police officers increasingly being prosecuted after use-of-force incidents, when should an officer consider changing careers?3. Missing the Team I BuiltQuestion: After leaving a leadership role I built from the ground up for a larger company, why do I feel less fulfilled and how do I regain my motivation?4. Dream or Loyalty?Question: Should I pursue my lifelong dream of becoming a Marine officer or stay loyal to the wildland firefighting crew that invested in me?5. Push Through or Let Him Quit?Question: How do I help my troubled younger brother build confidence and discipline when he wants to quit boxing like he quit other activities?Support this podcast at — https://redcircle.com/jocko-podcast/exclusive-content

Episode 131:  In this episode, Calloway County workers' compensation attorney Jeff Roberts discusses what employees should do when an employer delays, resists, or refuses to report a workplace injury for workers' compensation. Jeff explains the legal responsibilities employers have after receiving notice of an injury and outlines the potential problems that arise when claims are handled informally or not reported at all. He covers issues involving delayed reporting, statute of limitations concerns, uninsured employers, independent contractor misclassification, and the importance of documenting workplace injuries from the very beginning. Jeff also shares steps injured workers can take to protect their rights and preserve evidence. Episodes Mentioned in this Discussion: Prove You Gave Notice  Kentucky's Uninsured Employers' Fund Your Statute of Limitations Jeff offers free, initial consultations to ensure you have the information you need to decide you best options. We hope you found this episode insightful and helpful.  Thank you for listening!   What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results." Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                        Is It Time to Speak with an Attorney about Your Workplace Injury Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Episode 130:  In today's episode, Calloway County injury attorney Jeff Roberts explains several potentially hidden risks of letting AI handle your injury claim.  There are a number of ads running on social media offering this service.  AI might be good for office work, but handling your injury claim?  It might not be that easy…or worth the risks.  Listen to this episode and then decide for yourself. We hope you found this episode insightful and helpful.  Thank you for listening!   What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.  Is It Time to Speak with an Attorney about Your Injury Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Is it Time for a New Approach to Emotional Suffering? Advantages and Disadvantages of DSM Diagnoses Hosts: Kevin Cornelius, LMFT Dr. David Burns Episode Summary In this thought-provoking episode, Dr. David Burns and host Kevin Cornelius, LMFT explore a topic that shapes nearly every corner of modern mental health care: psychiatric diagnosis. For decades, the Diagnostic and Statistical Manual of Mental Disorders (DSM) has defined how clinicians diagnose, treat, and research emotional suffering. But what if many of these diagnostic categories don't represent distinct medical diseases? What if they are simply normal human emotions—like sadness, anxiety, or shame—occurring on a spectrum? Dr. Burns draws on decades of clinical experience, research, and insights from TEAM-CBT to question the assumptions behind psychiatric labeling. While diagnoses can sometimes reduce stigma or help people access care, they can also unintentionally shape identity, medicalize everyday emotional struggles, and distract from the real drivers of emotional pain. This episode offers a nuanced conversation about labels, measurement, therapy, and what actually helps people recover from depression and anxiety. In This Episode You'll Learn What the DSM is—and why it became so influential How the DSM functions as the "diagnostic bible" of psychiatry Why the system was originally designed for research standardization, not necessarily for everyday clinical treatment The difference between true mental disorders and normal emotional experiences Examples of genuine brain disorders such as schizophrenia and bipolar I disorder Why many DSM diagnoses describe normal emotions taken to an extreme How everyday struggles became medical diagnoses Shyness becoming "social anxiety disorder" Chronic worry becoming "generalized anxiety disorder" Why time-based thresholds (like "14 days of depression") can be arbitrary The unintended consequences of diagnostic labels How labels can reinforce feelings of shame or defectiveness Why diagnoses can sometimes lead to over-medicalization and medication-focused care Why measurement matters more than diagnosis in therapy Dr. Burns explains how simple mood scales can quickly assess a patient's emotional state Research showing that DSM diagnoses often add little predictive value for treatment outcomes A surprising research finding After lengthy diagnostic interviews, clinicians were only 3–5% accurate at estimating patients' feelings in the moment What this reveals about the limits of traditional diagnostic approaches Why focusing on thoughts may be the key According to cognitive research, negative thoughts drive emotional suffering Effective therapy focuses on identifying and transforming these thoughts Hope for people who feel defined by a diagnosis Why diagnoses do not determine your ability to recover How targeted cognitive techniques can sometimes produce rapid improvements—even within a single session Benefits of Diagnosis (According to Dr. Burns) While the episode critiques diagnostic labeling, the conversation also highlights situations where diagnoses can help: Access to insurance coverage Eligibility for disability or academic accommodations Temporary relief from self-blame Clear communication in research studies Key Takeaway Mental health diagnoses can sometimes be useful administrative tools—but they should never define who you are. Real healing often comes from understanding the specific thoughts, moments, and experiences that drive emotional pain, and learning practical methods to change them. Mentioned in This Episode Dr. Burns' article: "Is It Time for a New Approach to Emotional Suffering?" (Psychology Today) TEAM-CBT approach to psychotherapy Brief Mood Survey and other measurement tools used in therapy Memorable Quote "We treat humans, not disorders." Connect & Learn More Read Dr. Burns' latest articles on Psychology Today Explore more tools and resources at FeelingGood.com Learn about TEAM-CBT training and techniques If you enjoyed this episode, please consider subscribing, sharing the podcast, or leaving a review. It helps more people discover tools for overcoming depression and anxiety. Let Us Know What You Think of This Episode Please use this link to take a very brief survey and share your opinion with us about this episode Contact Information Kevin Cornelius, LMFT is a Level 5 Certified Master TEAM-CBT Therapist and Trainer and the Clinical Director of Feeling Good Institute--Silicon Valley. He specializes in the treatment of trauma, anxiety, depression, relationship problems and insomnia. You can reach Kevin at kevin@feelinggoodinstitute.com and visit his website at www.tools4change.me. You can reach Dr. Burns at david@feelinggood.com. Feeling down in these turbulent times? Take a ride on our Feeling Great app. Feeling Great feels wonderful! You owe it to yourself to feel GREAT! Give the Greatest Gifts of ALL--Love and Happiness!

Send us Fan MailThis episode is a replay of my April 2026 live Q&A, and we cover a ton of ground that I know so many of you are dealing with right now.Whether you're just starting out and trying to figure out where to even begin with automation, or you're in the thick of building a team and wondering why delegating feels harder than just doing it yourself, this one's for you. We also get into some juicy topics like QBO Payroll versus Gusto, how to handle S-Corp clients who are flying under the radar on reasonable salary, and what to do when a competitor is trying to tank your reputation online.In this episode you'll hear:The very first thing I recommend automating in your bookkeeping practiceHow to confidently ask a prospective client for access to their booksQBO Payroll versus GustoHow to advise S-Corp clients on taking a reasonable salaryResources mentioned in this episode:Elevate: https://www.ambitiousbookkeeper.com/elevateThe Bookkeeping Business Accelerator: https://www.ambitiousbookkeeper.com/bbaEmailing List: ambitiousbookkeeper.com/subscribeDubsado (free audio series): https://www.ambitiousbookkeeper.com/dubsadoDubsado (affiliate link): https://www.dubsado.com/?c=shoupcpaDubsado Decoded: https://kendracourtney.com/dubsado-decoded/Breakthrough by Workflow Queen: https://serenashoup.krtra.com/t/IKUxtNZoz7lFYouTube: "Is It Time to Move My Clients to Xero?"Xero Partner Program (affiliate link): https://xeroamericas.partnerlinks.io/79afz10exu7dGusto (affiliate link): https://gusto.com/partners/i/serena591Thanks for listening. If this episode inspired you in some way, take a screenshot of you listening on your device and post it to your Instagram stories and tag me @ambitiousbookkeeperFor more information about the Ambitious Bookkeeper Podcast or interest in our programs or mentoring visit our resources below:Visit our website: https://www.ambitiousbookkeeper.comFollow me on YouTube: https://www.youtube.com/@ambitiousbookkeeperConnect on Instagram: https://www.instagram.com/ambitiousbookkeeperConnect on Threads: https://www.threads.net/@ambitiousbookkeeperConnect on Facebook: https://www.facebook.com/serenashoupcpaThank you for your support of our show. If you haven't left a review yet it's super simple. Please go to ambitiousbookkeeper.com/podcast and leave your review.Podcast Publishing Tools we use:Editing → Sabr Media LLC: https://www.iangilliam.com/sabr-media-llcDescript: https://get.descript.com/u7lubkx09073 (affiliate link)Buzzsprout: https://www.buzzsprout.com/?referrer_id=1753696 (affiliate link)Join the next free training > Get access to the Dubsado Decoded Private Podcast Series here>>

Episode 129:  In today's episode, Calloway County car wreck attorney Jeff Roberts discusses important changes to Kentucky's PIP laws.  PIP stands for personal insurance protection.  It's an automatic safety net for anyone who was hurt in a car wreck, regardless of whose fault it was.  It also covers each passenger, in either car.  The changes in the new law will take place in July, 2026.  We hope you found this episode insightful and helpful.    Thank you for listening!   What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                      Is It Time to Speak with an Attorney about Your Car Wreck Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Is It Time to Panic? A Brief History of Aviation Marketing Trends Aviation has been through shocks before. Before 9/11, business aviation was often marketed around access: freedom, convenience, productivity, family travel, and the ability to reach more places on your own schedule. After 9/11, the theme shifted toward security. Buyers cared more about [...]

Episode 128:  In today's episode, Calloway County social security disability attorney Jeff Roberts discusses common "speed bumps" that can arise after a Social Security disability claim has been decided.  He advises why these issues require prompt attention rather than panic. One significant challenge is the Continuing Disability Review (CDR), where the Social Security Administration evaluates whether a recipient remains disabled. Another common hurdle is a notice of overpayment, which often results from earnings or workers' compensation offsets. These may be resolve by disputing a factual error or seeking a financial hardship waiver. Relocation can also disrupt a claim by changing the assigned hearing site or affecting state-based benefits like Medicaid for SSI recipients. Jeff encourages anyone facing these issues to contact an experienced attorney, noting that his firm provides "small town service with big city results" from offices in Murray and Hopkinsville. We hope you found this episode insightful and helpful.  Thank you for listening! What Do Other Clients Think About Jeff? We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients.  A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients.  As a solo attorney, he has more Google Reviews than some firms with multiple attorneys.  Jeff shares the credit with his staff at the Roberts Law Office.  Successfully representing injured clients is a team effort.  It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."   Jeff Roberts Represents Injured Clients Throughout Kentucky With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state.  He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations.  He's not just a Western Kentucky injury attorney.                                                                                                        Is It Time to Speak with an Attorney about Your Social Security Disability Claim? The office phone number is (270) 753-0053 or toll free at 800-844-5108.  For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff's principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

Today's topic came from something I genuinely didn't expect to be writing about. It started with a survey we had done on the outside of our house. The more I sat with it, the more I realised there is a real lesson in here for anyone running a recruitment or search business. So let me share what happened. The Story That Started This We had a survey before we moved to our new house. The surveyor walked around, did the job properly, and returned with a list of items that needed attention; nothing to say it would be crazy to move there, though several things that had been neglected by the last owner that at some point in the not to distance futured needed sorting. The steps need replacing. The patio either needed to be repaired or ripped out and started again from scratch. We parked several things until ‘later’. Here is the thing that really stuck with me. Looking at it day to day, I honestly hadn't noticed how bad some of it had got. I walk past it every single day. I had looked at those steps hundreds of times. The patio was just the patio to me. Nothing jumped out as needing to be done over the winter. It took someone qualified, with an outside perspective, to walk around and say, ” This needs addressing, and here are your options. Once they pointed it out, I could see it. Of course, I could see it. But I could not see it on my own. Why This Matters for Your Recruitment Business This is exactly what happens with marketing in a recruitment or search business. You live with your website. You live with your LinkedIn profile. You live with your BD process. You live with your CRM. And because you see it every day, you stop seeing it. Nothing looks broken from where you are standing. Everything looks fine. It is working well enough. You are still making placements. The business is still ticking along. Then someone from the outside takes a proper look, and suddenly it is obvious. Sharon and I have this conversation regularly. We have discovery calls with recruitment business owners, and within about 20 minutes, we can spot three or four things they have been walking past for two years. Not because they are not good at what they do. They are brilliant at recruiting. That is the whole point. It is because you cannot see your own work clearly. None of us can. Four Areas Where Outside Eyes Make a Difference Let me share four specific areas where I see this play out again and again with the business owners we work with. 1.Your Website When did you last look at your website the way a potential client would? Not as the owner. Not as the person who signed off on the copy three years ago. But as a hiring manager who has landed there for the first time and is trying to work out if you are the right recruiter for them. Does it tell them what you do, who you do it for, and why they should pick you over the other recruiter they are also looking at? Most websites don't. Most websites are online brochures that list services and feature a photo of the team. They do not communicate value, and they do not convert. That is a repair job. Sometimes it is a rip-out-and-start-again. Either way, you will not know unless someone outside tells you the truth. 2.Your LinkedIn Profile As a recruiter, you have one of the most-visited profiles of any business owner, because you are reaching out to new people constantly. Candidates, clients, past connections. They all check your profile before they decide whether to engage with you. And yet most recruitment business owner profiles have not been meaningfully updated in years. The headline. The banner. The about section. The featured content. All of it is either preselling you or quietly costing you. If you haven't looked at your own profile with fresh eyes recently, you should. And you should get someone outside your business to look at it, too. 3. Your BD Process What are you doing right now to reach new clients and candidates? Is it working? How do you know? This is the area where I see the most “we have always done it this way” thinking. The outreach hasn't changed in five years. The follow-up looks the same as it did before the market got this competitive. The messaging is the same as everyone else's. Your BD process needs an honest review, and you cannot do that review yourself because you built it. 4. Your CRM and Lapsed Contacts This is the one I always come back to, because it is the easiest win and the most ignored. How many clients have you not spoken to in 18 months? How many candidates have gone quiet? How much of your CRM is sitting there, full of people who already know you, already trust you, and are completely out of contact with you right now? There is gold at your feet. Outside eyes will tell you that. You will dismiss it because you assume the contact has gone cold, but in most cases, the contact needs a reason to come back to you. Rip Out or Repair? Here is the part I want you to really take away. The surveyor did not tell me to rip everything out. Some of the work needed was a repair job. Some of it was fine and didn't need touching. And some of it genuinely needed to come out and be redone properly. Marketing is the same. When we work with business owners in Superfast Circle, we are not telling them that everything they have built is wrong. We are helping them see clearly which parts are sound, which need repair, and which are quietly holding them back. You don't need to burn it all down and start again. You do need someone outside your business to tell you honestly what is what. Because you can't see it from where you are standing, I couldn't see the state of my own patio until someone pointed it out. You can't see your own marketing clearly either. It is not a criticism. It is how human beings work. The Question to Sit With Here is the question I want to leave you with. What is one thing in your marketing you have been walking past for months, quietly hoping it is still working? Your website? Your LinkedIn profile? Your BD process? Your lapsed database? That is the thing to get a second opinion on. A second opinion is genuinely the most valuable thing you can invest in right now, because it is the thing that turns assumptions into action. Thanks Denise How We Can Help You with This Knowing what needs a tidy up is one thing. Knowing exactly which parts to rip out, repair, or leave alone is another. If you would like Sharon and me to take a proper, honest look at your marketing and tell you what we see, that is what we do every day inside Superfast Circle. Our members get a clear view of what is working, what needs fixing, and what is quietly costing them placements. They also get done-for-you content, monthly coaching calls, and a system that makes consistent marketing straightforward rather than overwhelming. If you have been thinking about getting a second opinion on your marketing this year, book a call and let us show you how it works: www.superfastrecruitment.co.uk/call The post Is It Time to Rip Out or Repair Your Marketing? appeared first on Superfast Recruitment.

https://youtu.be/T3kT5rhWeOo?si=t6BcFNY8R0eHRJNqFF7R on Switch 2 is unbelievable!! Some flaws but nothing that detracts from how incredible it is to adventure through Midgar anywhere, anytime! PLUS! Cody Christian is in the booth! FF7R Switch 2 Launch Party in NYC w/ Hype-aguchi attending! Multi-Plat Strat in play! The 29th Anniversary of FFVII is next week! IS IT TIME?!Thank you, Square-Enix for providing a Switch 2 code for reviewBECOME A PARTY MEMBER!:Patreon:  / finalfantv  YouTube Membership:   / @warriorsofhype  One-Time donation:https://www.ko-fi.com/FinalFanTV

The NBA Playoffs are delivering chaos, history, and heartbreak — and Big Shot Bob Robert Horry, host Rob Jenners, and B-Dog Brandon Harper are breaking it ALL down on Episode 257 of the Big Shot Bob Podcast! The Orlando Magic are one win away from completing one of the most stunning upsets in NBA postseason history — knocking off the #1 seed Detroit Pistons as an 8-seed. What's gone wrong for Cade Cunningham and the Pistons, and can they save their season on home floor? Robert Horry knows something about coming back from 3-1 deficits — he lived it with the 1995 Houston Rockets.   The OKC Thunder close out the Phoenix Suns in a clean sweep, looking like the most complete team in the West. With SGA dropping 31 in the clincher and a bench that could start anywhere in the league, is anyone actually beating these guys? Then it's the Denver Nuggets fighting to stay alive against Minnesota — Joker posts a 27/16/12, Aaron Gordon goes OFF for 43 off the bench in Game 4, but the Timberwolves are healthy and hungry. Can Denver find a way? The guys debate coaching, defense, and whether the NBA owes us a Wemby vs. Jokic matchup.   In the East, the New York Knicks celebrate a Game 4 win with some famous Magic City Wings — and Lou Will has thoughts. Will Jalen Johnson step up for Atlanta in a hostile MSG environment? Robert Horry shares his perspective on why playing on the road was actually easier for him. In Philly, Joel Embiid returns from appendix surgery and the Sixers still get blown out by 32. Is it finally time for the 76ers to move on? And the Toronto Raptors have breathed life into their series against Cleveland — is Rob Jenners' "shaky branch" take looking more solid?   Plus — Victor Wembanyama goes down with a frightening fall in Game 2, misses Game 3, then comes back in Game 4 to put up a stat line only matched by Hakeem Olajuwon. His numbers? A real life category: 25+ points, 10+ rebounds, and 7+ blocks. At 22 years old. The guys close out with this year's NBA Award Winners — including the unanimous Defensive Player of the Year, Rookie of the Year, Most Improved Player, and the MVP race between Shay, Joker, and Wemby. And they play this week's trivia game: Off the Court — surprising hobbies and hidden talents of NBA legends, from Calvin Murphy's national championship to Karl Malone's CDL license.  

Why doesn't shaming actually work?In this episode, Dr. John Ortberg explores two powerful reasons why condemnation and public shaming often backfire and what they do to both the person being judged and the one doing the judging.Drawing from The Scarlet Letter, John shows:- why we never truly know someone else's story- how shame distorts both identity and relationships- why condemnation corrodes the soul of the one who carries it- how modern culture reinforces division and estrangement- what Jesus offers insteadThen he introduces a different calling:The ministry of reconciliation.You'll learn:- why reconciliation is central to the life of Jesus- how to begin moving away from resentment- what to do when relationships feel broken- why prayer is often the first step- how to live without keeping scoreBecause the goal isn't just to avoid condemnation.It's to become someone who brings people back together.SAVE THE DATE: FORMATIONPODCAST.com launches April 22!

The Moore Square Bus Station is a lifeline for thousands of Raleigh residents—but Downtown stakeholders say its current model is outdated, unsafe and holding downtown back. We unpack the growing debate over whether Raleigh should relocate the transit hub and what the future of transit in the city could look like.Is It Time to Move Moore Square Bus Station?Stay in the KnowGet SocialMeet Our Sponsors:Swim IncWoodhouse Spa RaleighTimber PizzaGet the issue to your door! Subscribe Now

This is The Digital Story Podcast 1,042, March 10, 2026. Today's theme is, "Is It Time to Reconsider the Bridge Camera?" I'm Derrick Story. Last week I talked about small sensor cameras in general and how they can pack a big punch in a small package. This week I want to reintroduce you to the high magnification bridge camera that leverages small sensors to a 600mm extreme and beyond. You'll be amazed at the images you can create with them. All of that, plus industry news, on today's TDS Photography Podcast. I hope you enjoy the show.

Is It Time? Jesus is Coming. by NoLimits Church - Sunday Messages

Let's get real for a minute. Nothing stings quite like getting left hanging by a podcast guest, right? Guest now shows are frustrating.I heard someone talk about his no-show problem, he tossed out this idea of a $500 cancellation fee. That's not gonna work, folks. Life is unpredictable—people get sick, kids break arms, and sometimes, they just don't feel like it. Instead of turning into the Podcast Police, we suggested a friendly reminder email on the day of the interview. Make it personal. Because who wants to show up for a chat with someone who just sees them as a dollar sign? Pick Better GuestsThis episode also gets into the value of knowing your audience and picking the right guests. I mean, if you're getting ghosted left and right, it's time to take a long, hard look in the mirror. Maybe you're not asking the right questions, or maybe your guests just don't see the value in chatting with you. And hey, interviews are great for networking, but they can also lead to a mountain of editing. Is It Time to Go Solo?So, weigh your options. A solo show might save you time and make you the star of the show! Just remember, if someone doesn't want to be on your podcast, they shouldn't feel pressured to say yes—because being polite is not an excuse for wasting your time.Takeaways:Scheduling conflicts are inevitable; life happens, so prepare for guest no-shows.Sending a reminder email on the day of the interview can really help confirm attendance.Charging a cancellation fee might not be effective if the guest doesn't care about your show.Building a network is crucial; follow up with guests even after the interview is over.Solo shows can save time and often allow for more creative control than interviews.Guests rarely promote episodes, so don't rely on them to grow your audience.Links referenced in this episode:schoolofpodcasting.comTidycal (one time fee scheduling tool)This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Is It Time to Leave the U.S.? Moving to Canada as America Unravels | The Karel Show The world is no longer whispering — it's saying it out loud. At Davos, global leaders openly criticized the United States, warning that under Donald Trump, America has become a threat to democracy, stability, and basic sanity. Even major U.S. outlets are now urging Europe not to back down — and to hold America accountable. These are extraordinary times, and the global consequences are accelerating. So what happens when Americans start asking the unthinkable question: Is it time to leave? In this episode, we're joined by Tom Moore, creator of the wildly popular YouTube channel Living in Halifax, to break down the realities of moving to Canada — not the fantasy, not the panic, but the actual how, why, and what-to-expect: • Immigration basics • Cost of living realities • Cultural differences • Why so many Americans are looking north • And who moving actually makes sense for This isn't fear-mongering — it's preparation. The Karel Show is live Monday–Thursday at 10:30am PST, streaming on Apple Podcasts, Spotify, iHeart, Spreaker, and more — and simulcast on YouTube, TikTok, and Instagram. If you value independent commentary, support the show at patreon.com/reallykarel — and please like, subscribe, and share. Broadcasting from Las Vegas with my service dog Ember

In this episode, we sit down with Ashish Shanker, MD & CEO of Motilal Oswal Private Wealth, which now oversees over ₹1.9 Lakh Crore in assets under advisory. Ashish breaks down his strategy for 2026, revealing the one "non-obvious" sector poised to surprise the market, why silver might outperform gold, and how high-net-worth investors are hedging against global volatility.[Important note - This episode was recorded on December 5, 2025. Many market factors have changed since then. The content in this video is for educational and informational purposes only and does not constitute professional financial or investment advice. The views expressed by the guest are their own. Please consult with a certified financial advisor before making any investment decisions.]We dive deep into:* Why 2026 might see a fresh uptrend after 2025's consolidation.* The "capacity paradox" of managing wealth for ultra-high-net-worth families.* Actionable advice on US market diversification and pre-IPO investing rules.Timestamps:(00:00) - Episode Teaser & Introduction(02:24) - The Non-Obvious Sector to Watch in 2026(03:56) - Hedging Portfolios Against US Tariffs(07:20) - Is the Market Pricing in Too Much Perfection for 2026?(10:34) - NIFTY 50 vs. Mid & Small Caps for Long-Term Growth(11:46) - Silver: A Strategic Allocation or a Tactical Trade?(14:30) - The Gold-to-Silver Price Ratio: Is Gold Overvalued?(15:13) - Is It Time to Go 100% Aggressive on Mid-Caps?(18:21) - Impact of Rising Japanese Interest Rates on Indian Markets(22:22) - The Role of Domestic Investments in Market Resilience(24:14) - Protecting Portfolios from Rupee Depreciation(25:49) - Most Attractive Global Markets for Indian HNIs(27:35) - Investing Beyond the $250,000 LRS Limit(28:34) - Navigating the Pre-IPO and IPO Market(34:35) - The Relationship Manager (RM) Capacity Paradox(38:15) - Risk Appetite of Young Tech Founders vs. Traditional Promoters(39:47) - Is GIFT City Gaining Traction for Global Diversification?(41:09) - Physical Real Estate vs. REITs for Investment(41:57) - Essential Estate Planning Moves Before March 2026(43:21) - Ashish Shankar's Personal Investment Philosophy(44:42) - The Secret to Motilal Oswal's Success(48:05) - The Motilal Oswal Private Wealth Client Journey(51:35) - One Asset Class to Buy and Hold Until 2030(52:42) - Where to Learn More About Motilal Oswal Private WealthLinks:Motilal Oswal Private Wealth - https://www.motilaloswalpwm.com/Ashish Shanker on Linkedin - https://www.linkedin.com/in/ashishshanker23/Prashant Choubey - https://www.linkedin.com/in/choubeysahabSubscribe to VC10X newsletter - https://vc10x.beehiiv.comSubscribe on YouTube - https://youtube.com/@VC10X Subscribe on Apple Podcasts - https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986Subscribe on Spotify - https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQVC10X website - https://vc10x.comFor sponsorship queries, reach out to prashantchoubey3@gmail.com

Is It Time to Invoke the 25th Amendment? | Karel Cast Donald Trump's latest post targeting Rob Reiner has shocked even longtime Republicans — and for many, it feels like the moment where denial finally ends. This is no longer about political disagreement. It's about fitness, stability, and responsibility. On today's episode of The Karel Cast, we examine the growing concerns about Trump's health, behavior, and ability to govern. This is a man with access to nuclear codes — someone most people wouldn't trust to babysit a child — yet elected officials continue to look the other way. Why? The Constitution provides a mechanism for moments like this: the 25th Amendment. That responsibility falls to the Cabinet — but will they act? Or are fear, money, and loyalty to MAGA preventing them from doing their duty, even as polls show Trump's own base beginning to turn? We'll talk about political cowardice, constitutional accountability, and why so many leaders refuse to act even when the warning signs feel impossible to ignore. Plus: with Christmas Eve just days away, are you ready — emotionally, mentally, and practically — for the holidays? The Karel Cast is supported by your donations at patreon.com/reallykarel. Please watch, like, comment, and subscribe at youtube.com/reallykarel. The Karel Cast streams Monday–Thursday at 10:30 AM PST on Apple Music, iHeart, Spotify, Spreaker, TikTok, and Instagram. Karel is a history-making broadcaster and entertainer, currently in Las Vegas with his little service girl, Ember. #InvokeThe25th, #25thAmendment, #TrumpMentalFitness, #PresidentialFitness, #PoliticalAccountability, #ConstitutionalCrisis, #KarelCast, #TrumpNews, #MAGAPolitics, #RepublicansTurning, #USPolitics, #BreakingPolitics, #DemocracyAtRisk, #ProgressiveVoices, #PoliticalCommentary, #HolidayStress, #ChristmasEveCountdown, #LasVegasCreator, #LGBTQVoices, #EmberTheServiceDog https://youtube.com/live/B71mWE4_JrM

Do you ever feel pressured to “pick a side,” react instantly or otherwise “join the outrage” in today's intense culture?  In this episode, discover practical, faith-based tools for managing emotional reactivity so you can represent Jesus with peace, clarity, and discernment. Learn how Daniel and Jesus modeled emotional stability, why outrage sabotages our witness and how to regulate your nervous system before responding. WHAT YOU'LL LEARN: [00:00] Why is outrage rising in today's culture? [03:00] How pressure to take sides affects Christians [06:00] The line we should take a stand on as believers [09:00] What Daniel teaches about calm conviction under pressure [12:00] How Jesus modeled emotional regulation and healthy boundaries [15:00] Four reasons outrage damages our witness and spiritual health [19:00] How emotional regulation tools help us respond instead of react [24:00] How to set boundaries with media, comments, and unhealthy conflict [29:00] A practical invitation to grow emotional stability with Jesus  2026 SAN DIEGO BEACH RETREAT: Join Alicia in Feb 2026 in San Diego for this all-inclusive, 5-day experience for Christian women seeking deep soul rest at the beach (virtual options available).  RELATED EPISODES: Ep 326: A People Pleaser's Guide to Setting Boundaries (When You're Afraid to Offend Others)  Ep 327: Is It Time to Set a Boundary? My Favorite Tool to Express Boundaries in a Loving Way  Ep 282: Emotional Responsibility: How to Stop Owning Other's Feelings + Take Charge of Your Own Send us a text

Holiday gatherings can be joyful, but they can also stir up anxiety, conflict, or emotional pain—especially with complicated relationships or unresolved family history. In this episode, learn how to prepare your heart and mind before stepping into challenging holiday situations so you can show up with peace, strength, and wisdom. Discover three biblical and practical tools that protect your emotional wellbeing during the holidays: healthy boundaries, emotional fitness, and the A.D.D. method for processing emotions with God. WHAT YOU'LL LEARN: [01:00] Why Your Responsibility Isn't to Fix People—But to Show Up Healthy [04:00] Tool #1: Healthy Boundaries — Your First Line of Emotional Protection [14:00] Tool #2: Emotional Fitness — Taking Responsibility for Your Thoughts [17:00] What Does It Mean to “Get Off the Mat” and Take Action? [19:00] How to Decide What Thoughts You Will Let “Land” [21:00] When Are We Creating Our Own Drama or Overreacting? [23:30] When Victim Thinking Keeps Us Stuck [28:00] Tool #3: The A.D.D. Method — Acknowledge, Discern, Decide [33:00] Using A.D.D. Proactively or After an Emotional Trigger  2026 SAN DIEGO BEACH RETREAT: Join Alicia in Feb 2026 in San Diego for this all-inclusive, 5-day experience for Christian women seeking deep soul rest at the beach (virtual options available).  RELATED EPISODES: Boundary + Responsibility Episodes Ep. 327 — Is It Time to Set a Boundary? My Favorite Tool to Set Boundaries in a Loving Way Ep. 326 — A People Pleaser's Guide to Setting Boundaries (When You're Afraid to Offend Others) Ep. 282 — Emotional Responsibility: How to Stop Owning Other People's Feelings Emotional Fitness Episodes Ep. 304 — Get Off the Mat + What Thoughts Will You Let Land? Ep. 305 — Procrastination, Complaining, Victim Thinking A.D.D. Emotional Processing Episodes Ep. 286 — Emotional Confidence Through Holiday Stress Ep. 277–279 — A.D.D. Breakdown Series Ep. 204 — 6 Questions to Ask When Emotions Feel Overwhelming Send us a text

Two New Designing Your Life groups kicking off in January 2026 is coming soon. Is It Time to Design What’s Next?. Learn more and sign up today Early registration discount ends 12/15 “Now I know what I’m retiring to.” _________________________ What if everything you’ve been chasing in your full-time working years—the promotion, the bigger paycheck—hasn’t been leading you toward the life you really want? Today’s guest, Jon Rosemberg, knows this tension firsthand. After 25 years of climbing the corporate ladder and finally “making it”, he found himself in a heated Zoom call, heart racing, feeling trapped—until a moment with his kids playing Legos changed everything. Within two weeks, he left his job, went back to school, and wrote A Guide to Thriving: The Science Behind Breaking Old Patterns, Reclaiming Your Agency, and Finding Meaning, a roadmap for moving from survival mode to genuine fulfillment. In this conversation, Jon reveals the crucial difference between success and thriving, why thriving is both a choice and a skill set, why discomfort is essential for growth, and how the beliefs we carry shape every choice we make—especially as we approach retirement. If you feel stuck on the hamster wheel or are wondering what comes next, this episode offers a fresh lens on what it means to truly thrive. Are you in Survival Mode? Take Jon’s quiz Jon Rosemberg joins us from Toronto. ___________________________ Bio Jon Rosemberg empowers leaders and organizations to shift from survival mode into thriving. With 20+ years of expertise in leadership development, coaching, organizational transformation, and workplace culture, Jon combines real-world business insight with cutting-edge research to help people reclaim their agency and find meaning. Jon has successfully led high-impact initiatives at Walmart, Procter & Gamble, Indigo, and GoBolt. He holds an MBA from Cornell University, a Master of Applied Positive Psychology from the University of Pennsylvania, and advanced certifications in leadership, coaching, and complex negotiations. As CEO of Strongpoint Group and co-founder of Anther, Jon guides individuals through powerful personal transformation with clarity and confidence. Originally from Caracas, Venezuela, Jon's journey to thriving has taken him from New York and Montreal to Toronto, where he lives with his wife, Adriana, and their two sons. _____________________________ For More on Jon Rosemberg A Guide to Thriving: The Science Behind Breaking Old Patterns, Reclaiming Your Agency, and Finding Meaning Website LinkedIn ______________________________ I'm Just Asking for a Friend Retirement brings so many tough questions. Share your question to be answered in an upcoming retirement podcast episode. Click here to leave a voice message or send me an email at joec@retirementwisdom.com ______________________________ Podcast Episodes You May Like The New Happy – Stephanie Harrison Living Like You Mean It – Jodi Wellman Everyday Vitality – Dr. Samantha Boardman ________________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. ______________________________ Wise Quotes On Surviving versus Thriving “You feel like you’re putting out fires, like you’re just moving from one thing to the next. And it’s very hard to see a lot of options. So that’s a really good way to define survival mode.  Now let’s try and define what thriving is not. And I think what thriving is not is success. And we’ve often confused thriving with success. I would say success is often measured by money, status, and power. These are three things that we’re all very familiar with, especially because we live in a system that it’s meant to help us be successful. I’m sure many of your listeners experience most of their lives trying to accomplish these extrinsic motivators that are the success motivators, money, power, and status. Thriving on the other hand is a little bit different. Thriving is about agency, meaning, and connection. And when I mean connection, I mean human connection, connecting with other people. Those are kind of like the three big intrinsic motivators of thriving.” On Agency “Agency is a skill. It’s not an innate thing that we’re born with. It’s something that we develop. It’s like going to the gym, like doing strength training to get more muscles. Agency is also a developed skill. And as I went deep into the research, I found three things that kept coming up and I synthesized them in an acronym, which is AIR, A-I-R, which stands for Awareness, Inquiry, and Reframing.” On Negativity – and Hope “We find ourselves today, because we’re surrounded by so much negative information and constantly bombarded by negative information, we tend to our negativity bias, which is this kind of survival mechanism. And by the way, every second we’re exposed to about 10 million, between 10 million and a hundred million stimuli. Every second we’re exposed, and only about 10 to 50 of those make it into our conscious awareness. And of those 10 to 50, not 10 or 10 to 50,000, just 10 to 50 of those bits of information actually make it into our conscious awareness. And of those, the ratio is about, by some estimates, nine to one of negative to positive. So what I’m suggesting with this idea of positive prospection is hope, really. It’s this idea that if we can be hopeful about the future, then we can create that future. If we give up and there’s no hope, then it’s very difficult. If we’re in that hopeless state, which is very much correlated to survival mode, then it’s much harder to do that.”

What if the next step in your calling isn't about finding a new job—but uncovering who God designed you to be?  In this episode, we hear from Sheri Miter, author of Discovering Your Calling, Gallup-Certified Strengths Coach™, and visionary strategist, to explore how understanding your natural strengths can help you discern your next step with clarity and confidence. After leaving a 25-year career at the top of her industry, Sheri now helps ambitious mid-career women uncover their purpose, reignite their passion, and create meaningful work they love.She shares a framework she created to help women uncover their calling in a fraction of the time it took her. You'll learn:How to identify and apply your CliftonStrengths to your God-given purposeThe difference between talents and strengths—and how to grow them intentionallyHow to recognize the “little nudges” that signal it's time for changeWhy rest, reflection, and listening to your body are key parts of discernmentHow to overcome fear and self-doubt when stepping into your next chapterYou'll walk away with practical tools and spiritual insight to help you align your work with your divine design—and finally step into the purpose you were created for.

Show Notes Part 1 Coach Fav considers this question that all who gamble should ask?  Coach Fav makes it personal and invites you to do the same. Part 2 In Craps Talk Coach Fav mocks one established Vegas expert that does not measure up to Fav's standards with craps advice. Part 3 Janie explores a … Continue reading "Episode # 173 Is It Time to Walk Away From Gambling?"

In this episode of The P.A.S. Report Podcast, Professor Nick Giordano sits down with Zeek Arkham to dissect the radical transformation of New York City under a Mayor Mamdani administration. They examine how socialist policies, a decline law enforcement morale, and blind party loyalty will drive the city toward chaos. From the erosion of education standards to the growing exodus of residents, Professor Giordano and Arkham reveal how ideology is replacing common sense and what it means for the future of urban America. Episode Highlights: Zeek Arkham and Professor Giordano expose how Mamdani's socialist agenda threatens NYC's safety, economy, and schools. Discussion on voter loyalty and the "vote blue no matter who" mentality that enables poor leadership. How the collapse of law enforcement morale and the removal of gifted programs will accelerate the city's decline.  

Spotify, Oracle, and Comcast have each recently announced they're going with co-C.E.O.s. In this 2023 episode, we dig into the research and hear firsthand stories of triumph and disaster. Also: lessons from computer programmers, Simon and Garfunkel, and bears versus alligators.   SOURCES:Jim Balsillie, retired chairman and co-C.E.O. of Research In Motion.Mike Cannon-Brookes, co-founder and C.E.O. of Atlassian.Scott Farquhar, co-founder and former co-C.E.O. of Atlassian.Marc Feigen, C.E.O. advisor.Jeffrey Sonnenfeld, professor of management studies and senior associate dean at the Yale School of Management and founding president of the Chief Executive Leadership Institute.Laurie Williams, professor of computer science at North Carolina State University. RESOURCES:"Scott Farquhar to resign as joint CEO of Atlassian," by Jonathan Barrett (The Guardian, 2024)."Is It Time to Consider Co-C.E.O.s?" by Marc A. Feigen, Michael Jenkins, and Anton Warendh (Harvard Business Review, 2022)."The Costs and Benefits of Pair Programming," by Alistair Cockburn and Laurie Williams (2000)."Strengthening the Case for Pair Programming," by Laurie Williams, Robert R. Kessler, Ward Cunningham, and Ron Jeffries (IEEE Software, 2000). EXTRAS:"The Secret Life of a C.E.O.," series by Freakonomics Radio (2018). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is It Time to Leave? How to Know If You've Outgrown Your Role (Without Burning It All Down)

This message, "Is It Time," from Pastor Jimmy Miller is a passionate exploration of priority in the life of a believer, drawn from Psalm 143:8. The core argument is that private worship and seeking God first—not just early in the day, but as the first priority—is the secret to public strength, direction, and success in the Christian walk.Sermon Notes: Patience- https://bit.ly/4gRn7J2Real Life Church is an independent congregation located in Greer, SC. Learn Biblical Success from A to Z, get your free book here https://bit.ly/3YGQXbQConnect with us:Insta- https://www.instagram.com/churchatreallifeFB- https://www.facebook.com/reallifescGive- https://www.reallifesc.org/give

Cash App is giving away up to $1M to new pools through 10/17 — just start a pool, have 5+ friends chip in a minimum of $25 (total), and enter at https://optic.link/pools for a chance to win $100 towards your pool. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). See http://cash.app for more details. Pools provided by Cash App, a Block, Inc. brand. New York residents must use their Cash App account to contribute to a pool. Go to http://butcherbox.com/optic for $20 off your first box and a free protein in every box for a year. Go to http://aspcapetinsurance.com/optic to explore coverage. The ASPCA® is not an insurer and is not engaged in the business of insurance. OpTic Gaming Merch: https://shop.opticgaming.com/ Check out the OpTic SCUF collection and use code “OpTic” for a discount: https://scuf.co/OpTic Check out the OpTic Podcast here: https://podcasts.apple.com/us/podcast/optic-podcast/id1542810047 https://open.spotify.com/show/25iPKftrl0akOZKqS0wHQG 00:00 - Intro 00:45 - Merc Getting a Dog? 05:24 - Is It Time to Leave the Big City? 12:15 - Merc is HIM In Indiana 15:03 - WWE vs Wrestling 17:53 - The Andre the Giant Challenge 21:39 - Call of Duty Next 31:23 - Cash App 32:04 - Butcher Box 34:18 - ASPCA 36:23 - NEW CDL Mode: Overload 38:25 - New Human Shield 39:00 - Scump vs Seth Abner 40:00 - New Camos 44:20 - New Weapons 48:24 - MaNiaC Needs a BO7 Squad 49:36 - New Maps 51:54 - VTOL Streak 54:05 - Create a Class/Loadout Sharing 58:17- Around the Internet 58:22 - EA Sells for 55 BILLION 01:01:11 - Bad Bunny x Super Bowl Halftime Show 01:04:29 - Kai Cenat Breaks 1 MILLION Subs LIVE Reaction to COD Next and Black Ops 7 | The OpTic Podcast Ep. 244

-Bengals Group Therapy-The Final Flush for Russell Dickerson Tix!-What are the Hot Halloween Costumes This Year?-The Dad Joke of the Day!-Is It Time to Decorate for Halloween?-Good Vibes: An Extra Safari for Their Driver!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is It Time to Hire a Virtual Assistant?If you're even asking whether you need a virtual assistant, the answer is probably already yes. In this episode of The Unfiltered Sessions Podcast, Phillip Sessions breaks down the five unmistakable signs that it's time to bring a VA into your business plus a bonus mindset shift that will change how you think about growth forever.You'll discover: ✅ Why wondering if you need a VA means you're already overdue ✅ The $10/hour tasks that are capping your growth ✅ How to know if your systems are ready for a team member ✅ Why being unable to take a day off is the biggest red flag ✅ The real reason your business has hit a ceilingDelegation isn't a luxury it's the bridge between where you are now and where you want to go. If you're ready to stop being the bottleneck in your business, this episode will show you exactly what to look for and how to take the leap.

Pope Leo XIV's accession could mean a new opportunity to reform the Catholic Church by allowing women as ordained deacons. Those advocating for this change argue that allowing women would represent a return to early Church tradition and showcase an evolving Church ready for modernity. Those against this argue that it would blur theological lines and that women already play substantial leadership roles within the Church. Now we debate: Is It Time for the Catholic Church to Ordain Women as Deacons?  Arguing Yes: Casey Stanton, Co-director of Discerning Deacons  Arguing No: Pia de Solenni, Theologian; Former Chancellor of the Roman Catholic Diocese of Orange in California  Nayeema Raza, Journalist and Host of "Smart Girl Dumb Questions", is the guest moderator.  Visit OpentoDebate.org to watch more insightful debates.   Take our podcast listener survey here: https://bit.ly/opentodebatesurvey  Subscribe to our newsletter to stay informed on our curated weekly debates, dynamic live events, and educational initiatives.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techishThis week on Techish, host Michael Berhane teams up with TechCrunch reporter Dominic-Madori Davis to unpack how AI is shaking up the fashion and film industries. They also cover Vinod Khosla's take on ditching traditional careers, Figma's IPO, why former FCC chair Lina Khan's feels vindicated, and why Apple is in need of a shake-up. And for our Patreon listeners: could the UK's new Online Safety Act spell the end of free speech?Chapters00:36 Guess's AI Model in Vogue Sparks Backlash08:17 Billionaire Investor Says Ditch the Idea of a Fixed Career13:21 Figma Goes Public 20:10 Is It Time for Tim Cook to Step Down?27:05 The UK's Online Safety Act: The End of Free Speech? [Patreon-Only]Follow Dom on Instagram (@dominicmadori) and subscribe to her Substack, The Black Cat. Extra Reading & ResourcesThe Brutalist and Emilia Perez's voice-cloning controversies make AI the new awards season battleground [The Guardian] Amazon's Alexa Fund Invests in ‘Netflix of AI' Start-Up Fable, Which Launches Showrunner: A Tool for User-Directed TV Shows [Variety]Vinod Khosla says young people should plan their careers for flexibility instead of one profession [Business Insider, $] Lina Khan points to Figma IPO as vindication of M&A scrutiny [TechCrunch] Support the show————————————————————Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techish Watch us on YouTube: https://www.youtube.com/@techishpod/Advertise on Techish: https://goo.gl/forms/MY0F79gkRG6Jp8dJ2———————————————————— Stay in touch with the hashtag #Techishhttps://www.instagram.com/techishpod/https://www.instagram.com/abadesi/https://www.instagram.com/michaelberhane_/ https://www.instagram.com/hustlecrewlive/https://www.instagram.com/pocintech/Email us at techishpod@gmail.com

Daniel Sotiroff, senior manager research analyst for Morningstar Research Services, explains how covered-call ETFs work along with the popular investment's risks and rewards. On this episode:What are covered-call ETFs, and how do they work?Why are retirees and other income investors drawn to these ETFs? What's making them so popular this year?Their yields look very high. What is driving them?What types of trade-offs are investors making?ETFs are known to be tax-efficient investments. What are the tax considerations for covered-call ETFs?Should you hold covered-call ETFs in a taxable or tax-deferred account?What's the optimal retirement account to hold covered-call ETFs?Let's talk about covered-call ETF performance in 2025. What have you've seen?Which covered-call ETFs do Morningstar analysts consider a solid choice for investors, and why? Read about topics from this episode. Should You Own a Covered-Call ETF Like JEPI? Is It Time to Reconsider Dividend Funds? 3 Great ETFs for Jittery Markets Covered-Call and Buffer ETFs: Stock Investing With Less Gain but Less PainCovered-Call and Buffer ETFs: Do the Pros Outweigh the Cons?100% Downside Protection ETFs: What's the Catch?Our 2025 ETF Predictions: A Midyear ReviewCovered-Call Stock Funds Like JEPI Are Popular. Should They Be?The Active ETFs That Led Inflows During 2025's First Half5 Charts on How Tariff Trouble Rocked US Fund FlowsInvestors, Be Careful When Buying New ETFsTax-Efficient Retirement-Bucket Portfolios for ETF Investors25 Top Picks for Tax-Efficient ETFs and Mutual FundsHow to Maximize the Tax Efficiency of an ETF Portfolio3 Great ETFs for an IRA in 2025The Best ETFs and How They Fit in Your Portfolio What to watch from Morningstar. This Dividend Investing Strategy Deserves a Second LookMarket Volatility: Is Your Investment Portfolio Ready for a US-EU Trade Deal?Market Volatility: 4 Key Factors to Track in Q3 2025Is the International Outlook Brighter Than the US? Read what our team is writing.Daniel SotiroffIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Ed Morrisey’s piece “Biden: I Made All the Pardon Decisions. NYT: Well ... Maybe?” at Hot Air on the Biden autopen scandal. David Litt’s guest essay at The New York Times, “Is It Time to Stop Snubbing Your Right-Wing Family?” Former New York Governor Cuomo has announced an independent candidacy for mayor of New York City in spite of losing the his party’s nomination in the June Democratic primary. More listener call-in commentary.See omnystudio.com/listener for privacy information.

In light of today's breaking news—Israel's targeted airstrikes on Iranian nuclear and military facilities, and Iran's retaliation—we are re-releasing our episode that confronts one of the most urgent questions of our time. Originally aired in January 2025, this debate has only grown more relevant, with our two experts offering insights critical for understanding the road ahead. Iran is getting closer to developing its first nuclear weapon. With tensions rising in the Middle East, should the U.S. and its allies take a stand? Those calling to stop Iran now argue this is a “now or never” moment for the region. Those calling for tolerance say while it's not ideal, it is manageable, and maintaining diplomacy should be the focus. Now we debate: Can America and Its Allies Tolerate A Nuclear Iran, or Is It Time to Stop Them Now?    Arguing STOP NOW: Behnam Ben Taleblu, Senior Fellow at the Foundation for Defense of Democracies  Arguing TOLERATE: Barbara Slavin, Distinguished Fellow at the Stimson Center  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Timestamps:7:20 – Mortgage Rate Spike16:00 – Institutional Mega-Bets19:40 – Bank of America's S&P 500 Short Call24:36 – A Message from Africa49:06 – Bitcoin Hits All-Time High56:10 – OpenAI Acquires Jony Ive's Company1:03:00 – Is It Time for Tim Cook to Go?1:09:30 – Apple's Losing Streak & Tariff Threat1:15:13 – AI Writing Code at Microsoft1:20:00 – Insider Moves at AMD and Palantir1:32:00 – Google's New AI AdvancementsIn this week's episode of Market Mondays, we dive into the rising mortgage rates and whether a housing crisis is brewing, a $3 billion institutional bet on the stock market, and Bank of America's surprising call to short the S&P 500. We also share exclusive insights from our trip to Africa and discuss the future of global investment opportunities on the continent.We break down Bitcoin's all-time high, OpenAI's major acquisition of Jony Ive's company, and Apple's latest challenges—from leadership questions to looming tariffs. Plus, we analyze insider moves at AMD and Palantir, Microsoft's AI coding shift, and Google's latest advancements in artificial intelligence.Link to Invest Fest: https://investfest.com#MarketMondays #Bitcoin #Investing #Apple #OpenAI #AfricaBusiness #S&P500 #StockMarket #TechNews #MortgageRates #AI #Palantir #AMD #GoogleAIOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's episode, we're joined by Jenny Wood—career coach, former Google executive, and author of Wild Courage. Over 18 years at Google, Jenny rose from entry-level to executive and created one of the company's largest career development programs. Her work focuses on breaking the myths of professional success and teaching high performers how to reclaim “taboo” traits—like being shameless, weird, or even manipulative—to build authentic relationships, increase visibility, and take control of their careers. Introduction Join us for a bold and insightful conversation with Jenny Wood as she reveals why playing it safe is holding you back—and how to reclaim traits like weird, shameless, and even manipulative to fuel career growth. Jenny shares hard-earned lessons from her rise to executive at Google, the power of strategic visibility, and why soft skills are your ultimate edge in the AI era. What to Listen For Introduction – 00:00:00 What separates high performers who rise from those who stagnate in their careers? What soft skills do tens of thousands of high performers crave—despite excelling technically? Visibility, Influence, and Strategic Self-Promotion – 00:05:21 Why managing your boss isn't enough—and what it means to “manage higher” and “manage diagonally” How to get noticed before a promotion cycle even begins. What's the right way to brag—and how do you do it without sounding arrogant? Reclaiming “Taboo” Traits – 00:17:31 What are the nine negative traits Jenny says you must reclaim—and why are they the key to getting ahead? How do bold, assertive actions (like chasing someone off a subway) illustrate professional courage? Why being manipulative might actually make you a better leader Frameworks That Help You Win – 00:34:27 How to use the “WIN” framework to advocate for your needs without guilt Why saying “yes” to everything might be sabotaging your career What is the “SAFE” framework for giving clear, kind, and honest feedback? Is It Time to Leave? – 00:48:01 What's the FLIP framework—and how can it help you decide whether to stay or go? How to know when your manager is holding you back—and when it's time to make your move A Word From Our Sponsors Tired of awkward handshakes and collecting business cards without building real connections? Dive into our Free Social Capital Networking Masterclass. Learn practical strategies to make your interactions meaningful and boost your confidence in any social situation. Sign up for free at theartofcharm.com/sc and elevate your networking from awkward to awesome. Don't miss out on a network of opportunities! Unleash the power of covert networking to infiltrate high-value circles and build a 7-figure network in just 90 days. Ready to start? Check out our CIA-proven guide to networking like a spy! Indulge in affordable luxury with Quince—where high-end essentials meet unbeatable prices. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Ready to turn your business idea into reality? Shopify makes it easy to start, scale, and succeed—whether you're launching a side hustle or building the next big brand. Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Skip the waiting game and get more qualified applicants with Indeed. Claim your $75 Sponsored Job Credit now at Indeed.com/charm. Curious about your influence level?  Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Resources from this Episode Jenny Wood's website Wild Courage: Go After What You Want and Get It Jenny Wood on LinkedIn Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices