Podcasts about saving thousands

Join Sarah Miskelly as she sits down with Amanda Han, one of the top real estate tax strategists in the US with over 20 years of experience. In this episode, Amanda debunks common myths about real estate investing and tax benefits. Discover how passive investors can write off losses against rental income and other passive income streams, why proper tax planning can maximize your benefits, and how to interpret a K1 statement to optimize your tax strategy.Listen to the full episode now!Amanda Han's LinkedIn: https://www.linkedin.com/in/amandayhan/Website: https://www.keystonecpa.com/

Real estate investing and contracting go hand in hand, but not many investors are bold enough to tackle their own home renovations. Today's guest is, however, and he's about to show you the business model he uses to create a ton of cash flow, scale his portfolio, and save a fortune on taxes!   Welcome back to the Real Estate Rookie podcast! Today, we're joined by Riley McFarland, who happens to be one of Ashley's general contractors, as well as an investor closing in on twenty doors. Having grown up around real estate, Riley knew that owning rental properties was one of the best ways to build wealth. But after taking a few contracting jobs, he discovered a knack for home renovations as well. By combining the two, Riley has a thriving business that brings in $9,000 in monthly cash flow and more in tax benefits!   In this episode, Riley talks about how he runs his investing-contracting business like a developer and buys MORE rentals in the process. He also shares the best value-adds for boosting equity and why he prefers to buy the “ugliest” rentals he can find. He even gets into the process of estimating rehab costs during an initial walkthrough and leaves you with several crucial questions to ask before hiring a general contractor! In This Episode We Cover The benefits of being a general contractor who also invests in real estate How to turn a HUGE profit by buying, fixing, and flipping “ugly” rentals Tax advantages of having your own investing/contracting business How to save a fortune on your rehab projects with DIY home renovations Key questions to ask when vetting an investor-friendly contractor The BEST and most affordable value-adds for growing equity And So Much More! (00:00) Intro (00:48) Growing Up with Real Estate (07:06) Why Investing AND Contracting? (13:40) Walking Properties & Finding Contractors (20:30) Project Management 101 (25:54) The BEST Rental Value-Adds (28:38) Vetting Contractors & DIY (32:03) Investing Tips for Contractors (35:42) Connect with Riley! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-415 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's episode of Taking Care of Business, join CEO, Carl Allsopp and Managing Director of Beneple, Sonny Ridgewell, as they talk all things insurance after Dubai's heaviest rainfall in 75 years. From AED1 Billion in motor claims, the importance of home insurance, and the fine print in your insurance that can save you thousands.Find out how to protect your home and car today! Hosted on Acast. See acast.com/privacy for more information.

Busy Bee Advisors was established in 2017 by Melissa Broughton, a seasoned accountant. Identifying the benefit to business owners of having a single resource for their accounting and tax services, husband Eric, a tax professional, joined the company in 2020. Together, with more than 20 years of combined bookkeeping and tax experience, they are living their passion for helping small business owners and real estate investors gain financial clarity in their business. In addition to their work with Busy Bee Advisors, they host a popular podcast called The Real Buzz, designed with small business owners in mind who are serious about reducing their tax liability. FOLLOW THE BROUGHTONS:https://busybeeadvisors.com/https://kickmytaxbill.com/https://open.spotify.com/show/5unCIha9OoQHePlIWRa7ECSUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv  GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

What questions should I ask my tax professional before the end of the year? Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Aaron Zimmerman, Lipschultz Levin & Gray Link: Episode 52: Saving Thousands of Dollars With the Appropriate Tax Strategy and Deductions ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2023.

When you're winning in business, you can choose to finally take it easy or you can choose to stay critical of your product and find ways to improve. MADabolic has chosen the latter and has collaborated with BeaverFit to create a storage rack solution that can save their franchisees over $20,000 of rent per year by reducing their square footage needs. If you're interested in franchising a MADabolic and want to talk shop with someone who understands the model and acts as a neutral 3rd party - please shoot me an email stu@wtfgymtalk.com --- Send in a voice message: https://anchor.fm/wtfgymtalk/message

AAA forecasts one of the highest holiday travel years for Nashville. Metro council deferred the vote on approving the new Titans Stadium. Plus, how you can save thousands of dollars this winter on your closing costs on your new home in Nashville.New YouTube Channel - https://www.youtube.com/channel/UCKjWKXfpjtNL0oL2R6MKSxwToday's Sponsors: Brad Reynolds  https://thinkbrad.com/615-856-3270Screened Threads   Use the Code "NashvilleDaily" for 10% off online and in-store   https://screenedthreads.com/Nash NewsAAA Forecasts 3rd Highest Record For Holiday Travel in Tennesseehttps://www.wkrn.com/news/tennessee-news/aaa-forecasts-3rd-highest-record-for-holiday-travel-in-tennessee/Metro Council to vote on part of funding for new Titans' stadiumhttps://www.wsmv.com/2022/12/07/metro-council-vote-part-funding-new-titans-stadium/Nashville Daily Artist of the Day Playlist   https://open.spotify.com/playlist/51eNcUWPg7qtj8KECrbuwx?si=nEfxeOgmTv6rFUyhVUJY9AFollow us @ XPLR NASH   Website -  https://nashvilledailypodcast.com/   YouTube Channel - https://www.youtube.com/c/xplrnash   Instagram - https://www.instagram.com/xplr.nash/   Twitter - https://twitter.com/xplr_nash   NASHVILLE & XPLR MERCH - https://www.xplrnash.com/shopMedia and other inquiries please email hello@xplr.life 

Aussie travellers are listing their properties on home exchange website to free up their holiday budgets as the cost of living soars. See omnystudio.com/listener for privacy information.

Georgia's has new education laws, including restrictions on how teachers talk about race and a ban on transgender kids from playing sports that match their gender identity. Governor Brian Kemp battled with former Georgia U.S. Senator David Perdue in two debates in less than a week. Both debates devolved into the false narrative of election fraud during the 2020 election. And fast action by Georgia beekeepers saved the lives of thousands of bees stranded at Hartsfield-Jackson Atlanta International Airport.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thinking that you've already reached your highest potential income in your property? Think again. Richard highlights the need to consider utility expenses. He has found a creative solution to make it more efficient and have you save thousands of bucks!   Richard Randall is a former real estate professional converted to energy efficiency professional. He is the CEO and Co-Founder at Echelon Energy, which is a technology-enabled service provider that conducts energy audits of commercial facilities, designs and manages custom infrastructure retrofits to reduce utilities consumption, and then actively monitors the utilities consumption after implementation. [00:01 - 04:15] Opening Segment   Richard on starting out as an asset manager to getting creative as a problem-solver How his experience in real estate propelled him to success Saving a million bucks a year and creating $20 million in additional value   [04:16 - 12:46] Saving Thousands of Bucks through Energy-Saving Measures   The careful planning involved in energy efficiency Launching Echelon Energy to help solve the same problem for real estate investors Improving your net return on invested capital and acquiring federal tax credits   [12:47 - 16:40] The Power of Creativity in Problem-Solving   The straightforward process of assessing clients' properties Identifying the competitors in the energy efficiency space   [16:41 - 17:57] Closing Segment   Reach out to Richard See links below  Final words Tweetable Quotes   “There [are] really good incentives for solar and batteries that are connected to solar, you can get federal tax credits.” - Richard Randall   “Let's not burn energy just for burning energy's sake.” - Sam Wilson ----------------------------------------------------------------------------- Connect with Richard Randall on Linkedin. Visit Echelon Energy and email him at richard@echelonenergy.com     Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: Richard Randall  00:00 Have an owner doesn't have the capital to invest will invest our capital and take a piece of the savings over a period of time. And then once that period of time is over, you know, it goes away completely, the owner gets 100% of the savings. It's not a lien or there's no liens. There's no UCC filings. It's not a loan. So there are no savings. We don't make our money back, when we target fairly high returns without investment, because it's a pretty high risk, you know, without the liens and the UCC filings and all that stuff. And we found capital that has appetite for like ESG investments into the built environment.   Intro  00:31 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we will teach you how to scale your real estate investing business into something big.   Sam Wilson  00:43 Richard Randall is a former real estate professional converted to energy efficiency professional. Richard, welcome to the show.   Richard Randall  00:50 Thanks for having me. Nice to be here.   Sam Wilson  00:52 Hey, man, the pleasure is mine. Three questions I ask every guest who comes on the show in 90 seconds or less? Can you tell me where did you start? Where are you now? And how did you get there?   Richard Randall 01:00 Yeah, I started out as an asset manager running a large real estate portfolio in Denver. Right now I'm the CEO of Echelon energy, which has 15 employees who've been in business for a couple of years started the company right before COVID. And how I got here was kind of some dumb luck and trying to find opportunity and get creative, and saw an opportunity to basically create a business that helps solve a problem that I had a lot of success solving.   Sam Wilson  01:24 Gotcha. Now that success solving that problem came from your experience in real estate. Is that right? Like you kind of figured out this business from working within real estate. Yeah, exactly.   Richard Randall  01:35 I was running, you know, billion-dollar real estate portfolio that was not hitting underwriting assumptions. We had a large institutional partner that was putting the heat on me to find a way to get back on track, I started to, you know, look at the p&l. There was nothing I could do on the revenue side, really were kind of Max there. And saw utilities, which I had historically thought was an uncontrollable operating expense and was able to work with some engineers kind of on the front end, find ways to reinvest back into our assets to cut our future utility expenses. And very first asset we ever did, we invested $1.6 million of capital, and we saved almost a million dollars a year and utility expense. So you know, at a four or five cap, that's a lot of incremental value creation, and it really got my attention.   Sam Wilson  02:21 Yeah. What was the size of that property? You're spending a million bucks a year and utility?   Richard Randall  02:26 Yeah, it was a 400 unit asset right in downtown Atlanta, built in 2005. Student Housing. So it's 1200 student housing beds, right? It had a over $2 million a year utility bill.   Sam Wilson  02:38 Right, because on a student housing project like that, you're not direct billing utilities to the student, it's all kind of baked into their correct, like a hotel, right? They don't really care how high the heat is the, you know, as long as you're paying the bill. So that is a direct expense to you guys. And so like you said, in a five cap, you save a million bucks a year, you just create a $20 million in additional value. Exactly. Wow, that's pretty impressive. Okay, so that's really cool. What did you do? Like, what are some things you figured out? You said, Hey, here's how we can shave a million bucks a year for utility bill?   Richard Randall  03:12 Yeah. Yeah. So it really ran the gamut. The high-level things are we did LED lighting, it was a large high-rise asset with lots of five miles, I think three miles a corridor. So lots of lighting, a lot of ah, fat controls, so that that address kind of the electricity usage. So like smart thermostats that basically control where residents can put the setpoints, they have like occupancy sensor rollback, so if people leave for the summer, it knows that someone's not there, and it rolls back, the AC allow the heat to rise and the unit monitors humidity and all those sorts of things. We did a lot with high-efficiency water fixtures, so like showerheads, toilets, aerators, flow management devices, smart irrigation controls, those were kind of like the main ways that we reinvested back into the building. It also had a like 800 space parking deck attached to it, which he did like a big lighting controls project on that use daylight harvesting like if it's a nice sunny day, all of the lights that run the outer ring of the parking deck that was totally open to the exterior would either dim or turn off completely. So did a bunch of different things.   Sam Wilson  04:16 Right? Yeah. And it's small stuff like that. It takes a lot of probably planning on the front end, but obviously, it pays huge dividends on the back end. How did you underwrite that, you know, saying, I mean, how did you take it back to your back to your, you know, institutional partners that Hey, guys, I know, we're already not hitting projections, neither a million and a half bucks. Here's the thing. It's gonna make us money.   Richard Randall  04:36 Yeah, definitely. So it's very difficult, which is why we basically built this business to full turnkey work with owners, but I had to hire energy efficiency consultants that specialize in like ASHRAE level two energy audits, and that's like the gold standard kind of investment-grade energy audit took like four or five months for them to put these projects together. So they run all the calculations do all these things, they come back with their proposal. What's difficult about proposals is the cost is not yet bid out because it was an engineer who put the proposal together. And so you have to go to all these specialty contractors. And they have to bid, you have to figure out exactly what to do, and how you're going to execute the project and hire a construction manager and all these things. And then, you know, they go implement all the, all the retrofits. And then once it's done as an asset manager to figure out how to understand utility bills, which are more complicated than you would think. And so they put the proposal together, which took four or five months, I went to our Investment Committee, they said, Hey, we've never seen anything like this before. You're already not hitting your numbers, we don't think it's going to work, we decline. So I originally got shot down an investment committee, brought it back a few months later, having after having made some other good decisions, and really believed in the program and was willing to kind of put my reputation and job on the line. You don't get to miss on a $1.6 million reinvestment and keep your job usually. Right. So they eventually I think they just got sick of hearing about, you know, hearing me and they said yes, go for it. And we did it. We actually we told them, it would save $400,000 a year, and it outperformed significantly.   Sam Wilson  06:07 Wow. Yeah, obviously significantly. And so from that, I'm sure they were just I mean, chomping at the bit to execute this across your portfolio.   Richard Randall  06:14 Yeah. And so we did. And we saw a similar opportunity, the assets were smaller, you know, that was 40% of our total utility, expand across the portfolio, saw similar opportunities, everyone got really excited. They just launched their ESG, you know, commitment in like 2019. And so this became a case study, they said wrong with it, you know, do it to everything we own. And kind of through that I realized exactly how complicated and time-consuming it was for an asset manager, like a very large investment fund to do all this stuff. And I felt like you could build a business that did it for them the full, like full turnkey, kind of start to finish soup to nuts, projects.   Sam Wilson  06:52 Yeah. And so that's where you are today. And that's why you launched this company, you said, hey, look, I can do this start to finish for people all over the country.   Richard Randall 06:59 Exactly. Yeah. So yeah, we started in 2020. We did like 10 projects in 2020. In 2021. We did like 60 projects in 25 states, and we have 15 employees. And we have like 400 properties in our pipeline right now   Sam Wilson  07:14 Wow. Yeah. I mean, that's for people, especially in multifamily. And especially in commercial real estate right now. They're trying to find any way they can, as you well know, to add $1 to the bottom line one because the cap rates they're trading at, and two, because we're running out of ways to, you know, effectively, you know, implement the value add strategy. So this is a really unique way to go about that. Is there a unit size? Or is there a property type that you really have to be at before this becomes, you know, the payoff is there?   Richard Randall  07:47 Yeah. You know, it works from anything all the way down into duplexes, you know, single-family homes, and we're talking to large single-family homeowners about this strategy and ways to deploy it there. So it can go all the way down into like residential, anything that uses utilities, right, our company primarily focuses on large assets, or large owners have lots of assets. And I'll give you an example. An autos, you know, an Autozone store is a very small building, but there's 8000 of them. So that's like a really interesting opportunity. And you can cut utility expenses by millions of dollars a year across the portfolio. Or you can go after big assets like 400 unit apartment buildings, I would say, the asset size unless it's an owner of like, a ton of small sites, typically, it's like 100 units and above on the multi-side, on the office side, it's like 30,000 square feet or higher. On the hotel side, it's like 100 keys or more. And on the retail side, you know, it's probably like anything that's like a power center above. That makes sense. Mm hmm.   Sam Wilson  08:53 Yeah, that's interesting. Is there one in particular that you guys have decided to focus in on?   Richard Randall 08:59 Yet most of our work has been in the multifamily space in niche multifamily. So affordable housing, senior housing, student housing, market, re workforce, things that people live in is like 80% of the business that we've done kind of inception today. Hospitality is like 10% hospitality is great, but we started the business right before COVID. And so hospitality owners were not in a position to reinvest back into our assets. And you know, they said, Hey, this is awesome, but like, I'm just trying to make sure I don't default on my own here. So call me in a couple years and you know, once COVID is blown over and we're able to kind of get our heads back above water. Same with with Office, it was a tough time, but it works great in office, commercial assets, retail and industrial, it's not as good for because a lot of time it's straight, triple net. And so all the savings go to the tenant which are still good if you can get lower triple nets or cams, you can push base rents higher, but it takes longer as the leases roll and whatnot. And, you know, a lot of your big corporate tenants too, they might really see a lot value in an owner coming to them and saying, I'm going to make this parking lot all LED lighting, it's going to improve the lighting and reduce your utility bill, you guys can take credit for that. And like the corporate governance like sustainability strategy stuff, I'm going to reduce your irrigation expenses. And we're going to make it as energy efficient as possible for you to be a tenant in this power center or something like that. I think there's value there.   Sam Wilson  10:21 Yeah, absolutely. And I guess I would wonder, anything where the utilities are direct billed to the tenant, I would assume is a harder sell to the owners of the property. Right?   Richard Randall  10:34 Yeah, that's what we're thinking about in the single-family rental strategy right now. So we have a client that owns like, 4000 homes. But in that market, when a tenant moves in, they put all the bills in their name, right? So they don't even know what the utility expenses are to live in this house. And you know, this quarter, but one of 4000, but they're really trying to get creative and figure out well, how can they differentiate themselves from other houses that are available? And how can they turn this into a profit center? And so like, one of the things we're exploring is, well, what if they became the utility? What if they put solar on all the rooftops? What if they took all the meters back in their name, and they took the risk on energy usage instead, on average, to live in a house of 4000 square feet and Denver your pay 300 a month in utilities, you just pay us 300 a month, we make this thing hyper efficient, and it's cost us 100. And so you can make a $200 per unit per home per month spread on the utility usage.   Sam Wilson  11:28 Right, certainly an advanced strategy across that many homes. And that'd be a really interesting deployment there. Talk to me about taxes, there's got to be some great tax savings, tax rebates. I mean, yeah, this–   Richard Randall  11:43 Totally. So they're really good utility incentives available in most markets, I'll use that project in Atlanta, I think we got like $150,000 worth of incentives from the utility company, which really improves your net return on invested capital, kind of once the project's done, you can, you know, obviously, when you're capitalizing things, you can take accelerated depreciation on these things. And so it helps with like taxable income, certainly. And then the final thing is, there's really good incentives for solar and batteries that are connected to solar, you can get federal tax credits. And I think right now, they're like 26%. So say, you're a real estate investor, and you do a million-dollar solar installation and a property and you know, it's very likely that that asset is in a loss position. So it doesn't necessarily help for you to have this big tax credit. So you have taxable income from something else, a business, you run W-2 income, you're a lawyer or whatever, you can take that solar tax credit, apply it to other income, in ways that you can take kind of passive real estate income and bring it into other things, right? You're active.   Sam Wilson  12:47 Right, timeline, we'll talk about timeline to implement this. I mean, there's got to be a lot of studies and things that I mean, in order for you guys to figure out if there's even an opportunity. Yeah, I'm on a particular project. What's that look like? Richard Randall  12:58 Yeah, our process is fairly straightforward. We start with an initial analysis that's free to our clients. And with some basic information about the asset, we can tell you what we think the opportunity set is going to be. So those would be things like the T 12, operating statements so we can get the historical utility expenses. And then details about the property. Is it 100 unit multifamily asset in Memphis, Tennessee that was built in 1966. It hasn't been renovated? Yes, no, like some very basic questions. From there, we plug it into our model, so we can model what the usage is. And we'll come back to an owner and we'll say, We think you can invest $100,000 back into your asset across these eight energy conservation measures, you're going to get this $30,000 a year in savings, and there's $10,000 in utility rebates are available. We're like 80% accurate with that initial analysis, and a lot of requests. That's awesome. Like, what's next. So we have to do a site visit, we have to confirm all these things, we have to like really detailed bid the project. And so we'll do a site visit for that we charge a deposit towards the future project. So we don't charge a fee. It's a deposit that basically if nothing happens, becomes a fee, but we like to use it against the future work because we do all the work turnkey, and what we're really after is projects, not fees. So we'll go on site, we'll do the audit, we'll get utility 12 months worth of actual utility bills will build the energy bottle in two to three weeks later, we'll come back with like the actual investment-grade energy efficiency audit that's ready to be executed. When our clients say yes, 100 unit multifamily asset in Memphis, Tennessee, it's typically four to six weeks before on-site kind of swinging hammers. And it takes us like a week and a half to two weeks to do all the retrofits. And then we do 12 months worth of cost avoidance reporting on the back end to show you how well it performed and give you the data. We also I don't think I mentioned this will performance contract. So if an owner doesn't have the capital to invest will invest our capital and take a piece of the savings over a period of time. And then once that period of time is over, you know, it goes away completely. The owner gets 100% of the savings. It's not a lien, or there's no liens. There's no UCC filings. It's not a loan. So if there are no savings, we don't make our money back, we target fairly high returns without investment, because it's a pretty high risk, you know, without the liens, and the UCC filings and all that stuff. And we found capital that has appetite for like ESG investments into the built environment.   Sam Wilson  15:17 Man, that is absolutely intriguing. I love just the creativity behind this. And, you know, the, and also just, I mean, let's not burn energy just for burning energy sake, like didn't make any sense at all. So I mean, you're, you're both not burning energy just to burn it. And you're also saving, you know, investors all pile of money. And I also like the creative way, you're financing those out, I think that's super intriguing. What are some, or who are some direct competitors, maybe, to what it is that you're doing right now and other people in the space is a challenging environment right now to be doing what you're doing?   Richard Randall  15:50 Yeah, so direct competitors, we don't really have any direct competitors that do the full chain. But we do have kind of tangential competitors. So like the energy efficiency engineers that sell audits, that's a tangential competitor, the specialty contractors in technology providers sometimes will try to sell directly to owners, that's a tangential competitor. And then there are like data collection and aggregation platforms, which would be like also attend general competitor, I don't know of anyone group that's trying to roll up the full strategy for owners, which is his former owners, we think that's very important. Because if you're a busy real estate investor, you don't have like a big team. And you can't work with like eight different companies, you kind of want one group to handle your property taxes, your utilities, your property management, you know, your investor reporting like you don't want to deal with eight companies if you don't have to.   Sam Wilson  16:41 Right. That's absolutely right. I love it. It's my question not who was I wouldn't actually asked me to give the Who was your competitor, but like, what type of competitors out there exist, but I haven't heard of this before. So that's absolutely fantastic. I really enjoyed this. Richard, thank you for taking the time to come on today. If our listeners want to get in touch with you learn more about what you guys do and take advantage of your services. What is the best way to do that?   Richard Randall  17:02 Yeah, so our website is www dot echelon. energy.com EC h e l o n energy.com. You can email me at Richard at Echelon energy.com Or my cell phone's 303-653-5820. And that'll go directly to me, my partner and I still do most of the business development. And our team executes on all the engineering and construction management,   Sam Wilson  17:26 Man, I love that. Richard, thank you again for your time today. I do appreciate it.   Richard Randall  17:30 Yeah. Thanks so much, Sam.    Sam Wilson  17:31 Hey, thanks for listening to the How to Scale Commercial Real EstatePodcast if you can do me a favor and subscribe and leave us a review on Apple podcasts, Spotify, Google podcasts, whatever platform it is you use to listen If you can do that for us that would be a fantastic help to the show it helps us both attract new listeners as well as rank higher on those directories so appreciate you listening thanks so much and hope to catch you on the next episode.

The Stew Peters Show (January 27, 2022) The Stew Peters Show (January 27, 2022) Taxpayer-funded pedophilia pushes teens to get jabbed WITHOUT the knowledge or consent of their parents, as young as 14. Dr. Sherri Tenpenny reveals hospital danger, doubles down on bioweapon genocide. DeAnna Lorraine exposes details of Fauci, Klaus Schwab, and world billionaire global elites that want to exterminate you. Get Dr. Zelenko's Anti-Shedding Treatment, NOW AVAILABLE FOR KIDS: http://zStackProtocol.com Go Ad-Free, Get Exclusive Content, Become a Premium user: https://redvoicemedia.com/premium Follow Stew on social media: https://linktr.ee/StewPeters See all of Stew's content at https://StewPeters.TV Watch full episodes here: https://redvoicemedia.net/stew-full-shows Check out Stew's store: http://StewPeters.shop Support our efforts to keep truth alive: https://www.redvoicemedia.com/support-red-voice-media/

Mark Brodson is the President and Designated Managing Broker of Resource Commercial Advisors, a commercial real estate firm dedicated to providing turnkey real estate solutions for medical professionals. Mark and his team help physicians, dentists and other medical professionals secure the right space for their practices, handling everything from site selection to project management after the lease is signed. Mark holds 2 degrees from the University of Michigan, is happily married and enjoys golfing, traveling and spending quality time with his wife and three children. In this episode, Carl White and Mark Brodson discuss:Increasing your leverage when negotiating terms for a medical office lease or dental office leaseCompounding annual increasesPossible amount of savings  when renewing your medical office or dental office leaseShould you lease or should you buy?  Key Takeaways: The tenant has a fair amount of leverage that they wouldn't realize that they had. Most tenants sign the lease just to be done with it, but doing that would cause them to lose out on many incentives. Annual increases often compound and have the ability to put you above market, but you can negotiate certain increases down or away.Renewals can get your additional payments (ex: Common Area Maintenance (CAM)) reset back to $0. It will still increase over time, but at least it starts at $0 and that is a big win!  “The closer you get to the end of the lease, the more leverage you concede to the landlord. Always try to start as early as possible.” - Mark Brodson Connect with Mark Brodson:Website: www.resourcecommercial.netEmail: mark@resourcecommercial.net   Phone: (773) 251-3666  Facebook: https://www.facebook.com/groups/ResourceCommercialAdvisorsLinkedIn: https://www.linkedin.com/in/markbrodsonTwitter: https://twitter.com/mbrodson Connect with Carl White: Website: www.marketvisorygroup.com  Email:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: www.linkedin.com/in/healthcaremktg

Cervical cancer may one day become much rarer as vaccination is shown to be effective in stopping the disease. The rate of cervical cancers fell 87 per cent in women who were vaccinated against the human papillomavirus at the age of 12 or 13, according to a new UK study. - Истражувачите велат дека стапките на рак на грлото на матката се намалиле за 62 отсто кај жените кои ја примиле вакцинатa против човечки папилома вирус на возраст меѓу 14 и 16 години, а имало пад од над една третина кај жените кои имале 16 до 18 години кога била воведена програмата за имунизација. Во Австралија, во 2007 година беше воведена бесплатна Национална Програма за Вакцинација против човечки папилома вирус - HPV, бидејќи испитувањата докажаа дека вакцинирањето на млади жени со вакцината значително ќе ги намали дијагнозите за рак на грлото на матката, и смртните случаи од оваа болест.

Cervical cancer may one day become much rarer as vaccination is shown to be effective in stopping the disease. - கருப்பை கழுத்து புற்றுநோயை முற்றிலும் ஒழிக்க முடியுமா? HPV தடுப்பூசி போட்டுக்கொள்வது மூலம் கருப்பை கழுத்து புற்றுநோயை முற்றிலும் ஒழிக்க முடியும் என ஆராய்ச்சியாளர்கள் தெரிவிக்கின்றனர்.  இது குறித்து ஆங்கிலத்தில் Allan Lee எழுதிய விவரணத்தை தமிழில் தருகிறார் செல்வி.

Cervical cancer may one day become much rarer as vaccination is shown to be effective in stopping the disease.The rate of cervical cancers fell 87 per cent in women who were vaccinated against the human papillomavirus at the age of 12 or 13, according to a new UK study. - Şêrpence taybet be mil u zê (wa ta Cervical Cancer) lewaneye rojêk le rojan degmen bêt çunke dîyarî krawe ke vaksîneke kerîgerî heye le kemkirdinewey nexoşîyeke. Rêjey şêrpence taybet be mil u zê be 87 le seda kem bu we we le jinan wa vaksîn yan wergirtuwe be dijî nexoşîyêk be nawî papillomavirusî mirov le temenî 12 yan 13, eweş be gwêrey lêkolîneweyêkî nwê le Brîtanya.

Cervical cancer may one day become much rarer as vaccination is shown to be effective in stopping the disease.

Dada Daneshanandaji has experienced the most heart wrenching births and deaths in Nigeria, yet he is full of hope and love for the African villagers where he works in reproductive health and emergency obstetric services. He has set up community owned and community Managed projects in these villages. In this podcast he speaks about his work, and also about his favourite musicians at present including Little Simz and Darren Hayman. I end the podcast with a Congo Kiirtan.

He is a national college advisor working with families and colleges from every state in the country. He saves parents tens of thousands on college costs. He turns people's dreams into reality. He uses college as the platform for coaching people to take ownership of their outcome. He works with high school student families who want to be more knowledgeable of the process and more on top of their game when it's needed most. He works with families who prefer to be in control of their situation when it matters most. He works with families who are willing to do things that other families are not willing to do, creating unique advantages along the way. He created CollegeLogic to be a valuable resource for helping families quickly get started in the college process with a personalized game-plan and detailed play-book. Within hours, a family will have a knowledge-based strategy at their fingertips to follow. CollegeLogic is a close, personal resource for helping families solve the complex and expensive college equation. If you can dream, then we can help make your dream become reality. On a spring afternoon day in 2002, I witnessed a “parent-rant” and decided right then that I would spend the rest of my life helping families get college right. Since then, I have- • Presented over 500 educational talks related to achieving college success • Spoken in front of 50,000+ families • Worked with hundreds of families from around the world • Saved parents millions of dollars collectively on college costs • Published two Books, two workbooks, and many articles on college topics • Been interviewed and published on USA Today, Forbes, CNBC, Fast Company, MSN, Inc.500, Human Resource Executive, Private School Review, The Fiscal Times, and many more. (00:02 - 3:18) Opening Segment - Introduction of the host into the show - Alpesh introduces the guest of the show, Hans - Hans shares something interesting about himself (3:18 - 25:18 ) Getting College Right, Saving Thousands in College Costs - Do you invest in anything and what kind of assets do you invest in? - What are the common mistakes people make in their college approach? - What then can the parents do differently to get the control back? -Did anything change with COVID19 - What are some of the unique advantages that you help students gain? - When is it too early or too late for starting the college process? - You mentioned blog sites or non-profit do any of those help with admissions or even getting financial aid? (25:18 - 25:53) Break - Welcoming listeners and guest back to the show (25:53 - 34:01) Fire Round - Will Eng change the business strategy after Coronavirus? – Eng's favorite real estate, finance, or other related books – Tools or website Hans recommends – Eng's advice to beginner investors – How does Hans give back? – How can Wealth Matters Podcast listeners reach out to Hans? (34:01 - 34:20) Closing Segment If you want to learn more about the discussion, you can watch the podcast on Wealth Matter's YouTube channel and you can reach out to Alpesh using this link Facebook: @wealthmatrs IG: @wealthmatrs.ig Tiktok: @wealthmatrs

Chapter 1: Judy Anderson, a retired University of Manitoba professor, has been saving for her trip to space since 2010, when she first found out about billionaire Richard Branson's plans to take people off the planet. Guest: Judy Anderson, retired University of Manitoba professor. Chapter 2: Surrey Mayor Doug McCallum was filled with joy last Friday as Prime Minister Trudeau announced the $1.3 billion dollar funding for the Surrey-Langley Skytrain Extension. However, is there more to the funding beyond the headline? Guest: Jack Hundial, Surrey City Councillor. Chapter 3: BC Hydro says it is working around the clock to restore a damaged submarine cable that delivers power to Vancouver Island in the wake of the province's recent record heat wave. Guest: Kevin Aquino, BC Hydro Spokesperson. Chapter 4: After zero successful launches of presale condo projects in downtown Vancouver over the past three years, the only presale tower on the market saw 100 units sell in a two-day blitz in June. Guest: Jon Stovell, President of Reliance Properties. See omnystudio.com/listener for privacy information.

On today's episode we are covering some of my biggest travel saving tips.  Save on flights, save on lodging and saving on rental cars! We are about to leave on a long vacation and with a budget in mind I set out to save the most money I could on the basics so there would be more to spend on all the fun things we want to be able to do. I will be releasing a longer, more detailed version of this on the blog Felines and Finance on Tuesday 7-13-21 link below so you can see how I broke everything down and what it looked like to track my flights, shop for where to spend the night and how I discovered the rental car craziness.  If you aren't already make sure to leave a review letting me know what was most helpful to you and follow me over on Instagram!  As always, thanks for listening. Now go out and get more out of life.  Follow me on IG @cassieannemoore  @getmorepodcast  Felines and Finance Blog  https://www.mooremoneycoaching.com/ (https://www.mooremoneycoaching.com/)

Good News: A buddhist monk in China has been rescuing stray dogs (and cats!) since 1994, Link HERE. The Good Word: A great quote from Roald Dahl. Good To Know: A pretty fun fact about your own brain… Good News: Norway is dismantling their last remaining Arctic coal mine and transforming it into a National […]

Since 1994, GRRAND (Golden Retriever Rescue & Adoption of Needy Dogs) has found homes for thousands of Golden Retrievers in need. And amazingly, with the exception of two part-time kennel employees, GRRAND is run entirely by volunteers! In the latest FWD episode, we talk to GRRAND President Nina Scott, who talks about breed rescue, GRRAND's history, what's on the horizon, and how they find homes for up to 300 dogs each year with a virtually all-volunteer staff. And she even tells us her sweet story of being a foster fail. (Join the club, Nina!)

 Quentin Flores went from flipping drugs to flipping contracts and houses - today we are going to talk about his journey and how in the last year his business has totally changed from spending thousands a month in wasted marketing dollars, and thousands in a team. Now he spends way less, but produces more profits through having data and business clarity. Wholesaling Real Estate is just the beginning! You can quickly fall into a trap running on a hamsters wheel. You want to control the power of the wheel instead of 

Series: N/AService: Sun AM WorshipType: SermonSpeaker: Matt Lannom

In this Aligner Insider Podcast, Episode #89, The Insider's Dr. Barry Glaser and Dean Steinman talk again with Matt Rej from Merchant Cost Consulting about how to save money without having to switch providers. If you're still not contacting Matt about your merchant fees today, you're missing out on saving hundreds of dollars!

It’s March and taxes are top of mind! However, by only reactively focusing on taxes during this one part of the year, you are potentially leaving money on the table. Aaron Zimmerman, a Chicago investor and CPA, provides great insights into how to best work with a CPA, the importance of maintaining good records, overlooked deductions, and proactive measures to maximize your net worth.   Aaron also explains why it’s important to understand the difference between capex and general maintenance come tax time. And why your accountant should break out their bill for you at the end of it, because yes, even that makes an impact. Lastly, he also covers the nuances of maximizing your return as a househacker. Listen in and let us know what you think! Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Aaron Zimmerman of Lipschultz, Levin & Gray  Sponsor: John Warren of Second City Real Estate   Sponsor: Appeal.tax   Link: MileIQ - Automatic Mileage Tracker - Deductions & Reimbursements   Link: QuickBooks®: Official Site | Smart Tools. Better Business.   Link: Stessa: Smart Accounting Software for Rental Property Landlords   Link: Joe Fairless's Podcast | The Best Ever Real Estate Show ----------------- Guest Questions Landlord tip of the week 3:10 What is the difference between an accountant and a CPA? 6:00 What are some things you talk about when you talk to a new client? 6:45 What are some things an investor might do differently when trying to be tax smart? 8:00 What is depreciation in terms of real estate? 8:30 What tax laws came out in 2017 that allow for bonus depreciation? 9:50 What are the categories of expenses I should have categorized for a CPA? 11:00 What is a schedule E and where is it located? 12:35 How should an investor keep track of expenses for taxes? 14:00 What are some good softwares to help with bookkeeping? 16:15 What are some of the biggest things investors miss when they do taxes? 18:20 How is lost rent accounted for? 23:00 What are some nuances with house hacking compared to a traditional investment? 25:45 What are some write offs new real estate professionals can take? 27:15 What are some good things I should ask when interviewing accountants? 32:10 What are some red flags that get the attention of the IRS? 34:10 Wrap Up Questions What is your competitive advantage? 37:45 What is one piece of advice you’d give a new investor? 38:40 What do you do for fun? 38:50 What is a good self development activity you’d recommend? 39:10 Network recommendation? 39:30 How can we learn more about you? 40:00 That’s our show! Thanks so much for listening! If you want to make the most of your investment, connect with us at https://www.gcrealtyinc.com/. ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2021.

In this Aligner Insider Podcast, Episode #85, The Insider's Dr. Barry Glaser and Dean Steinman talk with Matthew Rej of Merchant Cost Consulting. In this podcast, they discuss how Merchant Cost Consulting is able to save you hundreds or thousands of dollars in merchant fees without having to switch payment providers.

“Let’s say you had a $200,000 income and you had $100,000 of deductions, well, instead of paying taxes on $200,000, you’re now only paying taxes on $100,000. That creates a net, real cash value of how much you would have had to pay in taxes, and that’s pretty significant. Again, over $500,000 is like ten x-ing your money!” – Yonah WeissI’m joined this week by Yonah Weiss, Business Director at Madison SPECS, a national real estate cost segregation leader. While at Madison, Yonah has assisted clients in saving tens of millions of dollars on taxes through cost segregation.Yonah started with a background in teaching and found himself looking for something new just a few years ago. In his search for a career change, he discovered a multitude of opportunities in the real estate investing industry.Yonah joins me on today’s show to fully break down what cost segregation means and how it could save real estate investors loads of capital.To learn more about how you can start creating wealth through multifamily real estate investing, visit us at LegacyBloom.com.50 Shades of Wealth – Confessions of a Real Estate Investorhttps://businessinnovatorsradio.com/50-shades-of-wealth-confessions-of-a-real-estate-investor/Source: https://businessinnovatorsradio.com/yonah-weiss-saving-thousands-on-taxes-using-cost-segregation

“Let’s say you had a $200,000 income and you had $100,000 of deductions, well, instead of paying taxes on $200,000, you’re now only paying taxes on $100,000. That creates a net, real cash value of how much you would have had to pay in taxes, and that's pretty significant. Again, over $500,000 is like ten x-ing your money!" - Yonah Weiss I’m joined this week by Yonah Weiss, a Business Director at Madison SPECS, a national real estate cost segregation leader. While at Madison, Yonah has assisted clients in saving tens of millions of dollars on real estate taxes through cost segregation. Yonah started with a background in teaching and found himself looking for something new just a few years ago. In his search for a career change, he discovered a multitude of opportunities in the real estate investing industry. Yonah joins me on today’s show to fully break down what cost segregation means and how it could save real estate investors loads of capital. To learn more about how you can start creating wealth through multifamily real estate investing, visit us at LegacyBloom.com.

“Let’s say you had a $200,000 income and you had $100,000 of deductions, well, instead of paying taxes on $200,000, you’re now only paying taxes on $100,000. That creates a net, real cash value of how much you would have had to pay in taxes, and that’s pretty significant. Again, over $500,000 is like ten x-ing your money!” – Yonah WeissI’m joined this week by Yonah Weiss, Business Director at Madison SPECS, a national real estate cost segregation leader. While at Madison, Yonah has assisted clients in saving tens of millions of dollars on taxes through cost segregation.Yonah started with a background in teaching and found himself looking for something new just a few years ago. In his search for a career change, he discovered a multitude of opportunities in the real estate investing industry.Yonah joins me on today’s show to fully break down what cost segregation means and how it could save real estate investors loads of capital.To learn more about how you can start creating wealth through multifamily real estate investing, visit us at LegacyBloom.com.50 Shades of Wealth – Confessions of a Real Estate Investorhttps://businessinnovatorsradio.com/50-shades-of-wealth-confessions-of-a-real-estate-investor/Source: https://businessinnovatorsradio.com/yonah-weiss-saving-thousands-on-taxes-using-cost-segregation

Did you know we offer priceless peace of mind every Annual Election Period? There is no charge to review your Medicare plans annually to ensure your coverage continues to be appropriate for you. Your prescriptions might not change, but your drug plans can change on you! How long has it been since you reviewed your plans? Seize the moment for a plan review. Let us help you find some savings as we did in this Success Story!Call us NOW as appointments are limited. Main office: 602-281-3898Email: adam@americanretire.com

Episode Description In episode 58 we have a special guest, Grant Thomas from Travel with Grant. During the episode we talk about when MS turns into marriage, savings thousands using everyday rewards and Grant’s recent travels. We also give World of Hyatt & Delta customer service tips. Episode Notes 5:45 - Introducing Grant 10:50 - Grant's current road trip to Carmel/Monterrey 16:24 - MSing a wife 22:38 - How did Travel with Grant start? 26:31 - The importance of community 31:38 - Saving $6K on Everyday Rewards 43:48 - World of Hyatt Customer Service Tip 44:28 - Tons of hotel AMEX offers 45:02 - Delta award ticket refunds tip   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License

Today, Leafy hosts sit down with Nicholas Hinrichsen, Co-Founder of Clutch, a company that is uniquely qualified to refinance car loans.  You may have heard Nicholas’s TedX Talk about his experience as a professional golfer on the German National Team. Nicholas co-founded a company called Carlypso after graduating from Stanford Business School in 2013. He and his partner went through YCombinator (same startup accelerator as AirBnb, DoorDash, Stripe, Reddit etc) in 2014, raised a total of $10M in venture funding by 2015 and sold the business to Carvana.com in 2017. He then joined Carvana pre-IPO, went public at a $2.5bn valuation and is now worth $40bn. Carvana is the most valuable used car retailer in the U.S. After working with Carvana for 3 years, Nicholas left  to start a digital auto loan refinancing platform. His new business, Clutch, is all around helping Americans with challenged credit and doing his part to address income inequality. Nicholas tells us if you have a credit score better than 700, going with a credit union, you will have a rate lower than 2%. If your credit is between 600-700, a traditional bank can loan you between 3%-15% interest on your loan.  Below 600 credit score, a car loan can be up to 29%. Listen to the entire show to learn how to lower your car loan interest rate and get refunded on gap insurance, etc.  To learn more about Nicholas Hinrichsen and Clutch, visit:https://www.withclutch.com/https://www.withclutch.com/auto-refinancehttps://www.withclutch.com/post/best-auto-loan-refinancing-lenders

I got the chance to interview Chris Chambers recently. I saw him on a video Mike Robinson posted during the 100, 000, 000 million mg CBD giveaway and was impressed with his story. In our first conversation, (of which it took 3 to get this audio! :)), Chris mentioned being a Quaker. I immediately felt a connection as my own father was immersed in this philosophy/denomination towards the end of his life and the tenets of kindness and value in every human being despite any external circumstances were a huge part of his mantra. The same can be said for Chris, which you will hear echoed throughout this episode. Chris Chambers is a generous, humble, living piece of art! He gave us details on his life since his early childhood, through his experiences in the army, and through many rough patches that he’s been through. He truly has shocking experiences, and now he is happy to be breathing and being able to do good to this world. A truly humble human being that can be considered a living miracle.He has an extensive resume which includes Sr. Chief Operations Director at VAONC, business owner at Aqua Business Development, Sr. Vice Commander at LifeCall MediAlert Inc., former Superior & Federal Court Officer at County Legal Services of Santa Clara County, former President/CEO at Top Priority Solutions, founder of The Water Chamber, and studied Computer Science and Technology.Here’s a blog about Chris Chambers written by Mike Robinson: Purple Heart Recipient Chris Chambers Talks Cannabis and Veterans- Wounded Physically In A Brutal War & Fighting A System That Refuses To Properly Help P.T.S.D., Cannabis Is His Medicine To Set His Mind At Ease: Early family History and Civil Air Patrol at Age 14 [0:33]Army [2:41]Unwelcomed Back [4:45]Unwelcomed Home [5:54]Remorse Wanted him Dead [6:38}Abducted [10:43]His Journey Taught him to be a Humanitarian [16:00]New Beginning [16:26]Proposed a Bill to Congress [17:35]Saving Thousands of Lives each Month with “Life Call- Life Alert- Lifeline” [18:34]The Water Chamber [20:12]100% Disability for Extreme PTSD [29:21]64 Pills a Day vs. Cannabis [29:59]From Federal Officer to Truck Driver [31:51]Another Crumbling Accident [34:28]Cannabis Led him to Mr. Peron [36:01]Cannabis Regrowing Bone Marrow [36:18]A Living Piece of Art [37:27]Cannabis’ Continuing Impact [38:23]Chris's Links: Facebook: https://www.facebook.com/chrischambers07The Dab Station: https://www.facebook.com/thedabstation/Vet Meds Matter: https://www.facebook.com/VetMedsMatter/

I got the chance to interview Chris Chambers recently. I saw him on a video Mike Robinson posted during the 100, 000, 000 million mg CBD giveaway and was impressed with his story. In our first conversation, (of which it took 3 to get this audio! :)), Chris mentioned being a Quaker. I immediately felt a connection as my own father was immersed in this philosophy/denomination towards the end of his life and the tenets of kindness and value in every human being despite any external circumstances were a huge part of his mantra. The same can be said for Chris, which you will hear echoed throughout this episode. Chris Chambers is a generous, humble, living piece of art! He gave us details on his life since his early childhood, through his experiences in the army, and through many rough patches that he’s been through. He truly has shocking experiences, and now he is happy to be breathing and being able to do good to this world. A truly humble human being that can be considered a living miracle. He has an extensive resume which includes Sr. Chief Operations Director at VAONC, business owner at Aqua Business Development, Sr. Vice Commander at LifeCall MediAlert Inc., former Superior & Federal Court Officer at County Legal Services of Santa Clara County, former President/CEO at Top Priority Solutions, founder of The Water Chamber, and studied Computer Science and Technology. Here’s a blog about Chris Chambers written by Mike Robinson: Purple Heart Recipient Chris Chambers Talks Cannabis and Veterans- Wounded Physically In A Brutal War & Fighting A System That Refuses To Properly Help P.T.S.D., Cannabis Is His Medicine To Set His Mind At Ease: Early family History and Civil Air Patrol at Age 14 [0:33] Army [2:41] Unwelcomed Back [4:45] Unwelcomed Home [5:54] Remorse Wanted him Dead [6:38} Abducted [10:43] His Journey Taught him to be a Humanitarian [16:00] New Beginning [16:26] Proposed a Bill to Congress [17:35] Saving Thousands of Lives each Month with “Life Call- Life Alert- Lifeline” [18:34] The Water Chamber [20:12] 100% Disability for Extreme PTSD [29:21] 64 Pills a Day vs. Cannabis [29:59] From Federal Officer to Truck Driver [31:51] Another Crumbling Accident [34:28] Cannabis Led him to Mr. Peron [36:01] Cannabis Regrowing Bone Marrow [36:18] A Living Piece of Art [37:27] Cannabis’ Continuing Impact [38:23] Chris's Links: Facebook: https://www.facebook.com/chrischambers07 The Dab Station: https://www.facebook.com/thedabstation/ Vet Meds Matter: https://www.facebook.com/VetMedsMatter/

Tune in to learn how Branigan saves money couponing and hear her unknown dream to go on a bike race.

Time flies so fast and before you know it, another year gone! As 2018 comes to an end, we decided to look back into the year and round up our 10 most downloaded podcast episodes: 10. E169: Building Your Facebook Audience with Dave Huss 9. E158: Using Amazon PPC and Giveaways to Create an Effective Launch Strategy 8. E198: The First Steps in Ecommerce Marketing (Under the Hood with Colin Grice) 7. E159: 3 Key Email Marketing Sequences for Your Ecommerce Business 6. E205: Advanced Amazon PPC Strategies with Dave Bryant 5. E155: Where to Start with Building a Product Brand - Under the Hood with Richard Phillips 4. E206: A Rundown of the Best Amazon Tools 3. E147: Amazon PPC Strategy - Step-by-Step Guide on Saving Thousands of Dollars 2. E129: How to Pick the Perfect Product to Sell in eCommerce 1. E167: Overcoming Serious Beginner Mistakes - Under the Hood with James Treloar Let us know what you think, and if you have topics you'd like us to discuss on the podcast, feel free to leave a comment below. Thanks for being with us this past year, and may we all have an amazing 2019!

Q4 is already in full swing with Black Friday and Cyber Monday, but before it could swallow us alive, Dave and I decided to sit down and talk about new things happening up on Amazon land. In this episode we discuss things we discovered with Amazon recently, from good updates like new PPC changes to the frustrating alleged review throttling. We also talk about other things in between. Black Friday and Cyber Monday deals: are they effective? The short answer? It depends. Black Friday and Cyber Monday deals are profitable depending on the niche. For example, Dave sells offroading products which are seasonal and not really hot items during the holiday season. He does experience a bump up in sales during Black Friday, but it's not substantial. On the other hand, my products (coloring books, gel pens, markers) are very giftable. In fact, a huge chunk of ColorIt's yearly revenue is generated in Q4 during which we run lots of deals, Cyber Week included. Should you lower prices to fight competition during the holidays? Our answer? Don't. In fact, we raise our prices a little bit. A common thinking among sellers this time of the year is that they need to lower prices to get more holiday sales and therefore, more profit. While that's not wrong, there's a better way to do it. Increasing your prices will reduce sales, BUT will increase profit per widget. So you can potentially get the same amount of profit but fulfill less items, answer less customer emails and in general, have less headaches. We found this out last year when we increased prices for some ColorIt products because we were in danger of selling out before the holidays were over. To our surprise, our net profit dramatically increased. Some buyer psychology plays out here. People are frantically looking for gifts around the holidays and are probably more inclined to finish buying gifts than saving a couple bucks. Also, the more expensive the item, the more valuable the gift is perceived to be. Pro tip: Make sure to A/B test this. We use Profit Peak, a feature of Splitly. Is Amazon throttling reviews? A very frustrating Amazon rumor has been going around seller groups recently. Amazon could either be: a. not allowing new reviews to be posted and limits reviews to a certain number over a period of time b. manually reviewing all new reviews posted and puts them in a "limbo" for a few days while being checked There's no official word for this yet but we do have some experience hinting that this is really happening. We'll see what happens in the future. New PPC changes With sponsored products, you can now target by categories and competitors' products, not just keywords. We'll test this out in 2019. In effect, we will have 3 types of campaigns: automatic, manual, and competitor targeting campaigns. Pro tip: Go to your automated campaigns and look at the ASINs that are converting. These ASINs are perfect for this new update. Other Amazon updates Listing hijacking seems to be a lot more rampant these days. It mostly has to do with the holidays coming up. Wherever there's money to be made, unscrupulous people show up. This is one of those things that keep us up at night. On a jollier note, we found that if you send a full truckload of products into Amazon, it gets received in 1-2 days. Talk about an Amazon fastlane for larger sellers! Resources mentioned: Profit Peak/Splitly E147: Amazon PPC Strategy - Step-by-Step Guide on Saving Thousands of Dollars Thanks for listening to this episode! If we've helped you in any way and would like more content like this, connect with us on Facebook. For more episodes like this, head on to iTunes or visit our podcast page. Until the next one, happy selling!

I have the good fortune to continuously meet people who inspire me and push me to be better at business and at life. My guest on the show today is definitely one of those people. He is someone who has taken his good fortune and maximized the impact he can make in this world through his hard work and talents. George Makaye literally won the lottery to end up here in the United States. He and his wife have spent the last twenty years building GXA, an IT solutions company that was started from day one to allow them to help people locally and around the globe. From helping food banks and providing school supplies to neglected children in Dallas, to providing medical camps and fresh water for a new region in the world each year, the co-founders and their employees have affecting thousands and thousands of lives. With all of the amazing philanthropy George and his wife are doing around the world, I can't skim over the fact that they have built a world-class IT company, staying at the forefront of cyber security to keep the backbone of the United States - its small businesses - up and running. We dig into some of the resources, tools, and best practices for securing your company from an IT standpoint, as well as what it looks like for your clients and employees when you build a company with a powerful purpose. Thanks so much to Tony Fleo of Social Venture Partners Dallas (Ep50) for the introduction to George. And thank you to Raj Daniels for sponsoring this episode with his book, For You, From Me.

This is the fourth and final episode of the series I'm doing on the book Traction. In Episode 1 we discussed setting the company's core values and communicating them to the entire team. We followed that with Episode 2, where we talked about defining the company's core focus and setting the company's 10-year goal. Since the 10-year goal is ideally a BHAG (Big, Hairy, Audacious Goal), we'd need to break it down into a more achievable 3-year goal, which is the topic for Episode 3. We close everything by further breaking down the 3-year goal to a 1-year plan and defining quarterly rocks, which is what we'll talk about in this episode. Obviously, your one-year plan needs to be in harmony with your bigger goals. For example, one of your 3-year goals is to develop a total of 100 new products and in order for us to achieve that, we set to develop 50 new products as one of our 1-year goals. We know how hard it is to constantly develop new products, so developing 50 this year will give us a running start for the following years. In order to make sure every person in the team is working towards the company's goals, you need to set quarterly "rocks". Your quarterly rocks determine what each employee's priorities are and govern where they spend their time and effort on. These are specific action items for each of your employees to make sure they all work towards the company's goals. This episode also covers the following: Setting one-year goals (our company has 8 goals for the year) Identifying and setting quarterly rocks Examples of quarterly rocks and individual goals of some of our employees To end this series on Traction, it's important to point out the ultimate purpose of the steps lined out here and in the previous episodes. In many companies only C-level employees know what "the plan" is, leaving all the other employees unaware of where to actually focus on, apart from what's currently on their plate. Letting them know exactly where the company is heading and the role they have to play to get the company there makes them accountable, proactive, and empowered to do their part. Resources mentioned: Traction: Get a Grip on Your Business (Amazon afiliate link) E138: Traction Part 1 – Company Core Values E140: Traction Part 2 – Company Core Focus and 10 Year Goal E143: Traction Part 3 – Marketing Strategy and 3-Year Plan E147: Amazon PPC Strategy – Step by Step Guide on Saving Thousands of Dollars EcomCrew Premium Thanks for listening! Leave a comment down below if you have any questions about this episode. Until the next one, happy selling!

While Amazon PPC is one of the most important tools for any Amazon seller, it's also one that's very expensive. It can potentially drain your profits if left unchecked. Case in point: In January we spent roughly $33,000 on Amazon PPC, generated sales amounting to around $104,000, with ACOS at 30%. Deducting Cost of Goods and other Amazon fees, we incurred a net loss of $537. You might ask what's the point of running ads if it's a loss anyway, and the answer is what I call the "Amazon flywheel effect". It's okay for me to take a hit on profits if it means getting more traffic and better conversions, because in the long run it will get me better search positions, in turn driving more sales. While I'm generally okay with this, it would be nice to get the same results with a little less money--even if just to break even. So early this year I decided to sit down and take a good hard look at our PPC campaigns and see if there's something we can do to save some money here and there. What resulted is an Amazon PPC strategy that after a couple of months of implementation resulted in the rough stats below: Spend: $25,000 Sales: $103,000 ACOS: 24.1% and dropping Net profits: $6000 Yes, you read that right. We actually gained profits when we implemented this Amazon PPC strategy. The beauty of it is this strategy does not require you to monitor PPC campaigns all the time. You don't even have to do this yourself. We assigned one of our Filipino VAs to this task and it just takes her a couple of hours per week. One of the tools that hugely helped us achieve this is Sellics. We trained our VA and taught her how to use the software and it has helped her drastically reduce the time needed to monitor our PPC campaigns. Click here to explore Sellics (affiliate link). In this episode I discuss how we were able to do this and how you can do it too. This episode is quite technical and we might do a screencast in the future to better explain the numbers in our Amazon PPC strategy. Subscribe to our Youtube channel to get updates. Resources mentioned: Million Dollar Sellers Sellics (affiliate link) EcomCrew Youtube channel Thanks for listening! If you have any questions, feel free to comment below.

Kalen Bruce of Money Mini Blog shares the real cost of cable TV. Episode 535: The Real Cost of Cable TV by Kalen Bruce of Money Mini Blog (Cord Cutting - Family Time & Saving Thousands). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/the-real-cost-of-cable-tv Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares the real cost of cable TV. Episode 535: The Real Cost of Cable TV by Kalen Bruce of Money Mini Blog (Cord Cutting - Family Time & Saving Thousands). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/the-real-cost-of-cable-tv Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache makes a big case against cutting your cable TV subscription out of your life. Episode 323: MMM Challenge: Cut Your Cash-Leaking Umbilical Cord by Mr. Money Mustache (Debt & Saving Thousands). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late '90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/06/mmm-challenge-cut-your-cash-leaking-umbilical-cord Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache makes a big case against cutting your cable TV subscription out of your life. Episode 323: MMM Challenge: Cut Your Cash-Leaking Umbilical Cord by Mr. Money Mustache (Debt & Saving Thousands). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late '90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/06/mmm-challenge-cut-your-cash-leaking-umbilical-cord Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache explains the difference between frugal and cheap. This is Part 2 of 2. Episode 220: Frugal vs. Cheap - Part 2 by Mr. Money Mustache (Frugality & Saving Thousands). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late '90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/10/24/frugal-vs-cheap Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't miss this show as Michael discusses saving thousands of dollars in taxes. He also interviews retired Navy Seal and best-selling author, Kevin Lacz! www.LeanOnTheWall.com

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

On this week's episode I was able to interview Dr. Michael Berman from Animal Hospital At Grayhawk, in Scottsdale AZ. Dr. Berman has been able to save over $15,000 a year by removing a couple of expensive marketing services from his practice and doing them on his own. Dr. Berman and his wife Dr. Kitchen just recently acquired their practice and when they took over the practice they got all the services that the former owners had been using as well as the bill for those services.  What makes Dr. Berman different than most veterinarians is that he actually started off thinking he wanted to be a programmer, and had gone to school to get a degree in computer science. After graduating and spending an agonizing month of sitting in a room starring at a screen of computer code made it clear that he didn't want to be a programmer. He decided that he wanted to become a veterinarian after a really good experience that saved his cat's life and went back to school.  The good thing about today's episode is that you can try the things we talk about without taking any risk at all. What Dr. Berman discovered was that his practice was paying 9600 a year for their website, which wasn't performing very well at all and also 8400 a year for postcards. Even though Dr. Berman has a background in computer science, you don't need a programming background to use the amazing WSYWYG(what you see is what you get) HTML5 website creators. Dr. Berman experimented with Squarespace.com, Wix.com and Weebly.com which are all very easy to use and offer free trials. HTML5 editors are just one type of DIY website builders, Wordpress is another example of a DIY website builder, but Wordpress can often be a little more complicated.  We cover how these three platforms differ and what kinds of features that each have and why you may want to try a specific one. We also cover how analytics integrates and how to create a risk free trial to see if building your own site will work for you. Take a look at how great Dr. Berman's website turned out at http://animalhospitalatgrayhawk.com. The site that Dr. Berman created looks like a really nice custom site created by a professional programmer, is mobile friendly and will save him a bundle so that he can deploy those dollars on more productive things. 

Please join us for a discussion with special guest J. Scott Ross, author of "Lease Trade Secrets: The Auto Industry's Dirty Little Secret". J. Scott has used his inside knowledge in personally trading auto leases over the past 10 years to write the most informative and unique book on Auto Leases ever written.  He has over 20 years of business experience in finance, media and technology and also holds an MBA in Finance from New York University. J. Scott will share the tricks, tips and “inside game” of trading car leases.  Show time is always on Tuesday at 11am PST / 2 EST - Set your calendars for future shows!  You can call in and listen LIVE on the road at 646-200-4285 or you can listen in here from your computer.