Podcasts about 45k

Mentor Sessions Ep. 084: James Check and Joe Consorti analyze the Bitcoin market bottom, on-chain data, the AI bubble, and Strategy's sale in this 2026 macro breakdown.The Bitcoin bottom isn't confirmed — but James Check and Joe Consorti lay out exactly why $45K would break every precedent in Bitcoin's history and why 90% of the time price only goes higher from here.In this deep-dive conversation you'll learn why the market has entered what James calls the "time pain" chapter, how the AI bubble rotation could hand Bitcoin its bottom, and why Strategy's massive sale quietly killed one of Bitcoin's biggest pieces of FUD. You'll see the on-chain data behind long-term holders now sitting on 84% of supply, the 8-model study James ran to estimate when the bottom ends, and a concrete framework for DCA during downturns instead of chasing wicks. Joe breaks down the macro backdrop — oil, the 10-year Treasury at 4.7%, a hawkish Fed, and why the AI trade unwinding sets up a renewed risk-on environment.⏱️ Timestamps:0:00 - Intro1:16 - James Argues Bitcoin Bottom Not In2:31 - 45K Drop Matching 2015 Bear Market3:39 - Why Bears Anchor to Round Numbers4:27 - Self-Reinforcing Bearishness at Lows5:34 - Joe on Bitcoin Resilience to News6:17 - 79 Percent Drawdown Breaks Precedent7:22 - Inflation Scare and Oil Price Swings8:32 - Bitcoin Holds Amid Hawkish Fed10:10 - February Capitulation and Loss Spike11:47 - Bottoms Form on Malaise Not Vibes13:06 - 200-Week Moving Average as Support13:55 - Eight-Model Study on Bear Market End15:59 - Joe on AI Trade Unwinding in Q417:32 - Bitcoin Led Market Lower This Cycle19:35 - Iran Conflict Oil and Commodity Thesis23:04 - Financial Nihilism and Rotating Capital26:00 - Treasury Yields Housing and Inflation30:31 - Boomers Mortgage Rates and Housing Shortage33:07 - Australia's Housing Bubble Breaking39:04 - On-Chain Data and Sentiment Washout43:34 - Joe on Fear Greed and Next Narrative47:43 - Blood in Streets Time to Accumulate48:53 - Mean Reversion Index and DCA Plan52:17 - Strategy Sale and Fading FUD58:56 - Manage Your Own Emotions1:01:38 - Where to Follow James and JoeJames Check publishes on Substack (Checkonchain) and Joe Consorti runs his own YouTube channel and research — links below.

A note that said "sorry, mom." A voice that said "it's not your time." That's where this conversation starts. My guest today is Adetayo Ibijemilusi — founder of the 1% University, where he teaches AWS Cloud Engineering, personal branding, and sales to help people escape the 9-to-5 and build six-figure consulting businesses. But before any of that, Adetayo survived a suicide attempt, dropped out of college, and drove Uber Eats at 2am with a degree and three certifications and nothing to show for them. We talk about the moment his mentor saw something in him he couldn't see in himself. About the word "leverage" and how it rearranged everything he thought he knew about wealth. About scaling a business from $45K to $489K a year — and eventually to $200-300K a month at a 74% profit margin — not by hustling harder, but by getting aligned before he tried to accelerate. This one goes to some real places: shame, faith, the wrong game we're all taught to play, and what it costs to walk away from it. What we get into:  Why "go to school, get a job" might be the wrong game, and how to tell The one word wealthy people live by that almost nobody teaches you How to actually choose a mentor — and the difference between vibes and proof Why alignment has to come before acceleration, in business and in life The word he received that stopped him cold: "I've called you to be a David, but you've been leading like a Saul" Why AI isn't taking jobs — it's exposing who refused to learn How to job stack the right way, ethically, to multiply your income If you've ever felt the weight of a life that looks fine on paper but doesn't feel true, this conversation is for YOU. Connect with Adetayo Ibijemilusi: Instagram: instagram.com/tayolusi LinkedIn: linkedin.com/in/tayoibijemilusi Website: apexedu.io Follow me: stephenscoggins.com | @stephen_scoggins One Part Lion, One Part Lamb.

A South Korean bank manger embezzled $45K by replacing bank notes with fakes featuring cartoon characters, Man is arrested in New Hampshire riding a unicycle capable of going 93 mph, Southern California wildfire betting site sparks arson fears a blazes spreadSee omnystudio.com/listener for privacy information.

To turn a single product into a high-margin, recurring-revenue brand, get on the waiting list for our next workshop at https://capitalism.com/bootcamp  The old rule was 100 sales a day across four products to build a million-dollar business. In this episode, Ryan breaks down a faster, lower-stress path, the compounding sales model, that gets you to seven figures with a single product and as few as five sales a day. We walk through the product criteria, the bundle-and-autoship offer structure, and the audience-then-ads sequence that turns one sale into recurring revenue. Links mentioned in the video: ► Free custom GPT that helps you create a recurring revenue product: https://capitalism.com/productgpt  ► Free resources for building a seven-figure brand (the best place to start): https://capitalism.com/100K   Timestamps (0:00) The old rule — 100 sales a day — and the faster new way: just 5 sales a day to $1M (1:00) Why more products = slower growth; one-product brands grow fastest (2:00) The Switch story — a great product stuck at $9K/month (3:00) The compounding sales model — turning one sale into many (4:00) The old way: the launch spike and the post-launch sales crash (6:00) The new way is a staircase, not big swings (8:00) Doubling sales by keeping customers instead of chasing new ones (9:00) Product criteria #1 — premium pricing (median competitor price × 2) (10:00) Criteria #2 — consumable or subscription (Oura Ring, air filter) (11:00) Free tool: the recurring-revenue product GPT (12:00) Stop losing money on the first purchase (13:00) Option 1 — bundles and upsells for upfront cash (14:00) Option 2 — autoship, and combining both into a flywheel (15:00) Filling the funnel — ads vs. audience building (16:00) Start with audience building, then turn on ads (17:00) Miguel — six weeks of audience building to a $100K launch (18:00) Amy's story — a stay-at-home mom builds a women's wellness brand (19:00) The autoship incentive that doubled her sales (21:00) Compounding to $45K/month — and pacing $2.5M in year one (22:00) The math — five sales a day at $60 gets you there in ~9 months (23:00) The Switch recap — audience building plus break-even ads (25:00) Launching the complementary second product, and closing

Steve sits down with Engelo Rumora, an Australian investor who sold down his residential portfolio 15 years ago and moved to the United States to chase a once-in-a-lifetime buying window after the global financial crisis. Engelo started by picking up houses for 15 to 25 thousand dollars and selling them for around 60, and from there, he built a business that flipped over a thousand properties and now manages roughly 400 single-family homes out of Toledo, Ohio. He talks candidly about the burnout that came with running 17 staff across property management, flipping, sales, legals and accounting, the sabbatical that pulled him back from the brink, and why he has deliberately shrunk the operation down to a lean, automated team. The conversation covers how the US market actually works for foreign investors, the A, B and C class system, why scale matters when you invest there, and where Engelo thinks both the US economy and property management are heading as agentic AI moves in.In this episode, Steve and Engelo discuss:How Engelo went from a 45K labouring income and ten over-leveraged properties in regional Australia to liquidating everything and moving to Kansas City, then Ohio, in 2011 when the Aussie dollar was at parity, and US prices were at rock bottom.The numbers behind his model, buying distressed and foreclosed homes for 15 to 25 thousand, putting 10 to 15 thousand into renovations, and selling them tenanted at fair market value to passive investors, he would then manage for.Why he scaled a business up to 17 staff across five service lines, burnt out around 2020, and made the deliberate decision to pull back to a small automated team rather than chase every ancillary service.How foreigners can actually buy in the US, owning in a personal name or through an LLC with no real restrictions, and why your network matters far more than finding an accountant first.The A, B and C class area framework, why B class is the sweet spot between safety and cash flow, and why D class areas are a different and far riskier game entirely.Why you need 15 to 20 properties to make a US portfolio worth the tax and legal overheads, and how buying in bulk and at scale lowers your risk rather than raising it.Engelo's warning on the US fiscal deficit, why he thinks the system has passed the point of no return, and what a reset would mean for the worldwide banks holding US treasury bonds.The Florida opportunity after Hurricane Ian, where canal front homes that sold for 400 to 500 thousand could be picked up for 50 to 100 thousand, and why insurance costs are currently holding that market back.How his team has automated leasing entirely with digital lockboxes and identity verification, removing the need for leasing agents, and why he expects property management fees to race to the bottom as agentic AI takes over.The shift from helping other investors build portfolios to keeping 70 percent of his deals for himself, plus his thoughts on giving anonymously, the influence of Chuck Feeney, and where human connection still matters in an automated world.HOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-paliseCONNECT WITH Dr DanLinkedIn: https://www.linkedin.com/in/engelorumora Buy His Book: https://therawtruthbook.com/ ResourcesGet FREE access to the Commercial Property Institute course -  CLICK HEREGet FREE access to the Residential Property Institute course - CLICK HEREGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HERE

I'm cross-publishing my conversation with Pamella Pritchard, from her Corporate to Coach podcast, and we can't wait to share this with you. Listen on the podcast, or watch on Youtube here.P.S. My mastermind is enrolling now, for July-Dec. DM me on Instagram for the info x...From Pamella: If you've ever felt like you need to have everything figured out before you can grow your business, this conversation is your reminder that fear and belief can exist together and that expansion is available long before certainty arrives.This week, I'm joined by bestselling author, kinesiologist, business alignment coach and founder of Love What You Create Podcast, Cassie Mendoza-Jones.Cassie has been my coach, mentor and trusted guide through some of the most important seasons of my business journey, including helping me create and launch my very first group coaching program.In this conversation, we explore what it really looks like to grow a business from self-trust rather than pressure, how to create from expansion rather than contraction, and why you don't need to feel confident, high vibe or completely certain in order to move forward.We also dive into the realities of navigating major life transitions while running a business, including motherhood, divorce, visibility, privacy, launching offers and building sustainable success when life isn't going according to plan.Towards the end of the episode, Cassie guides us through a powerful EFT tapping exercise designed to help you reconnect with possibility, trust your decisions and move forward with greater calm and clarity.In This Episode We Discuss:✨ How Cassie transitioned from makeup artist to kinesiologist, author and business mentor✨ What kinesiology actually is and how it can support entrepreneurs✨ Why creating from expansion often works better than creating from pain✨ The mindset behind launching and selling group programs successfully✨ Building a $45K launch while raising young children✨ Why fear doesn't mean you're on the wrong path✨ How to hold fear and self-belief at the same time✨ The difference between acting from fear and acting despite fear✨ Scaling your business without working more hours✨ How to navigate major personal challenges while remaining visible in business✨ Privacy, boundaries and sharing personal experiences online✨ The signs you're ready to share a personal story publicly✨ How to process emotions before turning them into content✨ EFT tapping, self-trust and possibility energy✨ Creating a business that supports your life rather than consumes itMemorable Quotes:

Paul Lajoie started as a CPA, spent years in corporate finance, then left the W-2 world after buying his first flooring business with his brother. That first acquisition replaced both his and his wife's income, but he learned hard lessons around working capital, cash flow timing, and not overanalyzing every deal. Across 15 acquisitions, his biggest lessons were to remove emotion and ego, avoid buying what you don't fully understand, live frugally to fund the next deal, and seek help from people who have done it before. Podcast Nuggies: * Bought first business with $45K down * Working capital nearly crushed them * Don't buy based on HOPE * Buy existing before starting from scratch * Cast a wide acquisition net - WHY?   Inzo Technologies: Get a complimentary IT audit for acquisition diligence or post-close transition. Visit inzotechnologies.com/eta.   The Exit Plan Book - https://amzn.to/4d74WPw Free Audio Book - The Exit Plan - https://www.youtube.com/watch?v=zYgD_1pks_8 BizBuyPro Website :BizBuyPro.com LInkedIn - https://www.linkedin.com/in/paul-lajoie-51513711/

In this episode, I sit down with Stew Wallace, founder of Construct, a specialist contract recruitment business operating across Europe.Stew takes us through the full founder journey, from launching with £10K and a lifestyle-business mindset to navigating three years of hiring mistakes, a back-office crisis, and £250K in uncollected invoices, before building the infrastructure to scale to £45K in weekly GP across four billers.You can connect with Stew here: https://www.linkedin.com/in/constructiontrecruiter/-------------------------Watch the episode on YouTube: https://youtu.be/Eg5CxQd7gvg-------------------------Podcast Sponsors: Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Want more content like this?The Wednesday Debrief is our free weekly newsletter for recruiters who take their craft seriously. Join 7,000+ subscribers here: https://newsletter.recruitmentmentors.com/-------------------------Get in touch with me:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

Topics covered:A field report from week one of Crossroads Publishing Group—what's coming in the door, what's surprising, what's confirming.What a hybrid press actually is. A working definition: a publisher where the author shares the financial risk via a fee (broadly $5K to $45K, depending on the engagement), in exchange for real editorial work, professional production, distribution under the press's imprint, and a higher royalty share than traditional contracts.Why the vanity-press confusion exists, and why it's no longer accurate to the category as it stands in 2026.The IBPA Hybrid Publisher Pledge—the trade-association standard the legitimate hybrid presses meet (and the vanity operations don't).Three case studies of serious hybrid presses: She Writes Press (founded by Brooke Warner, 2012; 500+ titles; Industry Innovator Award from the Book Industry Study Group in 2017; Warner is chair of the IBPA) Greenleaf Book Group (Austin; operating since 2003; 1,500+ titles; multiple New York Times bestsellers) Lucid Books (Texas Christian hybrid; 5,000 authors in 20 years of operation)Three structural reasons the hybrid category is growing while the Big Five contracts: * The agent and Big Five pipeline is capped (≈1,000 active US agents, 3-5 new clients each per year) * Platform requirements at traditional imprints have become unworkable for serious working writers * The math of a hybrid contract is often better for the author: The traditional advance reality in 2026: $5K-$25K for non-celebrity nonfiction, declining year over year, with the author doing the marketing anyway, on a 10-15% royalty, with the publisher owning the ISBN.Why this matters for The Difficulty‘s actual listeners — coaches, therapists, consultants, pastors, mission-driven leaders, retired executives in second and third acts, working professionals in midlife transition.Five questions to ask any hybrid press before you give them a dollar:One — Are they IBPA pledged? If not, why not? Two — What is the author royalty split, in a specific number, with accounting schedule? Three — What editorial work is actually included in the price — developmental, line, copy, proofreading; at what stage; how many rounds? Four — Where does your book actually go after publication? Real distribution (Ingram, Amazon, Bookshop.org, library channels like Baker & Taylor and OverDrive) or just a SKU on a website? Five — What is the editorial selection rate? A serious hybrid press turns books down.About Crossroads Publishing Group:Crossroads is a hybrid press for practitioner authors—coaches, therapists, consultants, mission-driven leaders, and working professionals with a serious book and a body of insight. Three main category lanes on the site. 80% net royalties to the author. IBPA-pledged criteria built into the model.Inquiry door: crossroadspublishing.groupCall to action:If you're a practitioner author with a serious book and the hybrid path sounds like it could be yours, visit crossroadspublishing.group to start the conversation. Feedback on the show is welcome — what episodes are speaking to you, what you'd like to hear more or less of. Get full access to The Descent at chadprevost.substack.com/subscribe

What happens when a former professional triathlete and endurance coach suddenly develops a painful plantar plate sprain? In this episode of the Doc On The Run Podcast, Dr. Christopher Segler speaks with Marcus, a former professional triathlete and current triathlon coach from Brazil, during a real running injury strategy call focused on plantar plate injuries in runners and triathletes. Marcus had to cancel an upcoming 45K trail race after developing sudden pain under the ball of the foot consistent with a plantar plate sprain. During the call, they discuss how plantar plate injuries develop, why bunions and shoe selection can increase stress on the plantar plate ligament, and how endurance athletes can protect the injured ligament while maintaining fitness. They also discuss: • Why MRIs often fail to tell the whole story with plantar plate tears • Whether carbon-plated running shoes can reduce plantar plate strain • How to maintain fitness without worsening the injury • Why boots alone are often not enough • The biggest mistakes runners make during plantar plate recovery • How shoe construction can affect forefoot stress • Why triathletes are uniquely vulnerable to forefoot overload injuries If you're a runner or triathlete struggling with forefoot pain, second toe pain, a plantar plate tear, or a plantar plate sprain, this episode will help you better understand the injury and what actually matters during recovery.

Chris Gavre breaks down how to buy vacant land and flip brand new mobile homes for $40K per deal using FHA financing and a repeatable 4-month system.In this episode of RealDealChat, Jack Hoss sits down with Chris Gavre of The Land Sharks to unpack one of the most underrated strategies in real estate investing right now: buying raw vacant land, placing a brand new manufactured home on it, making it FHA compliant, and selling it for $40,000+ in net profit per deal.Chris and his partner Robert have done 50-60 of these in a single year with a lean two-person operation.Topics covered in this episode:Why this strategy out-performs traditional house flipping on predictability and marginsHow to source vacant land using zoned and filtered county dataThe FHA compliance process: detitling, brick skirting, and the engineer certificationWhat a double wide costs wholesale from manufacturers like Clayton and Champion ($62-72K)How to net $40-45K per deal with total development costs around $40-50KThe 4-month timeline from land purchase to closed saleWhy 95% of buyers use FHA financing and what that means for your exitHow to fund these deals when hard money lenders have never heard of the strategyRunning 18-19 simultaneous projects with just two peopleThe zoning, septic, and permitting process broken down step by stepWhy direct mail pulls better leads than cold calling for this buy boxIf you're a real estate investor looking for a predictable, scalable alternative to house flipping or new construction, this episode is worth a listen.

On May 13, 2026, Amazon officially ended the Rufus chatbot and introduced Alexa for Shopping, a game-changer for ecommerce sellers. Neil Twa dives into the mechanics of this shift, explaining how Alexa transforms search into a Q&A format, impacting sellers at every level. He shares the story of a mid-level operator with a home organization brand generating $45K a month, and how 60% of their traffic came from voice searches. Neil outlines three actionable moves to adapt: auditing listing copy for conversational queries, leveraging Alexa's new discovery layer, and optimizing for voice search. Sellers from $5K to $1M+ monthly revenue will find these insights crucial as they navigate this new era. Welcome to The High Voltage Business Builders Podcast.

Episode 170 of the Award Travel 101 podcast, hosted by Cameron Laufer and Joseph Petrovic, blends timely travel news with a deeper discussion on the value of short, points-powered trips. The episode opens with a highlight on luxury hotel redemptions, including Cameron's standout stay at Park Hyatt Niseko during ski season for just 45K points per night. In the news, they cover a range of updates: a Flying Blue promotion offering bonus miles on paid economy flights to Europe, a new IHG–ANA partnership that adds earning and transfer opportunities, and Chase's “The Edit” promotion, which offers elevated redemption value at select luxury properties—though recent data suggests values may be declining. They also break down upcoming Hyatt award chart changes, noting that while some properties decrease, the majority are increasing in category, making certain redemptions—especially family-friendly ones—more expensive.The main segment focuses on “Quick Trip Wins,” emphasizing how short, often spontaneous trips can deliver outsized value and meaningful experiences. Both hosts share personal examples, from college visits and concerts to family time and last-minute travel saves. They highlight how points and miles make these trips more accessible, even if they aren't truly “free,” and discuss strategies like booking speculative flights, leveraging credit card travel credits, and capitalizing on last-minute award availability. Joe shares several high-stakes booking stories, including snagging deeply discounted award flights just hours before departure, while Cameron reflects on how these trips help balance busy schedules and create lasting memories with family.Ultimately, the episode underscores that while luxury redemptions often get the spotlight, it's the quick, intentional trips that can have the biggest personal impact. Points and miles serve as a powerful tool to enable flexibility, reduce costs, and say “yes” to experiences that might otherwise feel out of reach. The episode wraps with a practical tip: protect your credit by keeping it locked to prevent fraud—but don't forget to unlock it before applying for new cards.Episode Links:Air France/ KLM 10K BonusANA/IHG partnershipChase The Edit 2.5 Points BoostHyatt Award Chart changesWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.  

Last week, I was told I owed $45,000 in taxes. And I was ready to pay it. No questions. No pushback. Just, "Okay… let's handle it." But something didn't feel right. So I paused. I asked one more question. I got a second opinion. And what I found? It was wrong. I was taxed on something that isn't even taxable, which inflated the number by tens of thousands of dollars. That moment got me thinking… How often do we move forward just because someone with a title told us to? Even when something in us is quietly saying, this doesn't add up… In this week's episode, I'm sharing: The $45K mistake I almost made Why trusting "experts" without questioning can cost you How to recognize when something is off And a simple framework to protect yourself in business and life Because trusting your gut isn't reckless… it's responsible. You might not save $45,000 today… but this could save you from your next big mistake.

Claire matched her £45,000 teaching salary in just four months - but one business coaching session with Adam Stott revealed the pricing problem that was making it impossible to scale. In this Business Growth Secrets Audit, Adam maps out exactly how to hire employees profitably, restructure her pricing model, and take her from £45K to £200K a year. What you will learn in this episode: ⚠️ The pricing problem that keeps service business owners stuck below six figures

Emma Grede built a business and media empire (including brands like Good American and SKIMS) without a safety net. Today, she joins Nicole to pull back the curtain on the money mindset, negotiation tactics, and hard-won lessons that got her there. Emma gets raw about paying herself £45K while paying a male hire £150K to do a worse job, the moment Good American sold $1 million worth of inventory on day one (and why her investors turned on her by noon), and creative strategies she's used to close major deals. She and Nicole also dig into Emma's exact playbook for negotiating a raise, the traps women fall into with money, and why Emma never lends money — she just gives it. Then they get into the taboos: prenups, the questions people should stop asking female founders, and whether financial planning and family planning should ever be kept separate. Pick up Emma's amazing book Start With Yourself Listen to Emma's inspiring podcast Aspire Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram  Here's what Nicole covers with Emma:  00:00 Are You Ready for Some Money Rehab?  03:39 Emma's Early Money Mistakes 06:00 The £45K vs. £150K Lesson  07:12 Learning the Language of Business  10:34 What Wealthy People Know About Investing  11:48 Good American's $1M Day One — and the Investor Critique  15:39 What Money Can't Buy (But People Think It Can)  18:13 Does Money Buy Happiness?  19:00 Emma's Secret to Always Asking for More  19:48 The Natalie Portman / Dior Negotiation Story  21:58 The Secret to Great Negotiations  22:30 Negotiating a Prenup at a Restaurant  24:33 Protecting What You Build During Marriage  26:45 Raise Negotiation Role Play  33:18 What NOT to Say When Asking for a Raise  35:01 Questions Female Founders Get That Men Never Do  38:20 The "Army of Help" and Financial Family Planning  40:34 Raising Wealthy Kids Without Ruining Them  43:59 Emma's Early Hustle 46:00 Secure the Bag 53:15 What's Next For Emma  01:01:39 Emma Grede's Tip You Can Take Straight to the Bank

Group Chat News is back and we got the hottest news of the week including Spencer Pratt is now polling second for LA mayor behind a socialist and we break down why a reality star might actually be the right pick for the city right now. Nick Shirley kicked off a whistleblower wave and we think fraud detection is about to be the next big YC batch. LAUSD is spending $45K per student while California school enrollment drops over 15 percent. The UK as a 51st state would land below Mississippi on wages. China's GDP went from 78 percent of the US to 64 percent and we get into how the one child policy and going after their wealthy entrepreneurs cooked them. Nike rolled out a Boston Marathon ad that said runners welcome walkers tolerated then pulled it after backlash. We get into pace shaming, why every kid needs to learn how to lose, and how brands get stuck in a stretch where they cannot do anything right. Plus 56 percent of Gen Z women now have tattoos, and the Customs and Border Protection portal opens tomorrow at 8am ET to refund $127B in tariffs to 82 percent of US importers. If you imported anything since last April, get on it

This episode mixes studio banter with a surprisingly substantive look at education and investing trade-offs. Don and Tom walk through data on the lowest-paying college majors, highlighting that many bachelor's degrees—especially in education and the arts—start and stay low in income unless paired with advanced study. They push back on the idea that college isn't worth it, citing Federal Reserve data showing higher lifetime earnings, better job stability, and longer life expectancy for graduates, while emphasizing the real danger: taking on large debt for low-paying fields. Listener questions cover Roth conversions (worth considering carefully within tax brackets), why 529 plans still beat so-called “Trump accounts,” and the flaws in covered-call income ETFs like JEPI—ultimately reinforcing their core philosophy: ignore gimmicks, focus on total return, and keep investing simple. 0:04 Almost-live intro from “studio” (aka broom closet) and end of radio era 2:10 Lowest-paying college majors and why outcomes vary 3:23 Pharmacy (without grad school) and theology incomes 4:22 Social services, performing arts, and education pay realities 5:42 Liberal arts debate—value vs. earning potential 7:42 Biology, hospitality, psychology, and other $45K careers 9:22 Should you skip college? ROI vs. cost and debt 10:44 Federal Reserve data on college ROI and lifetime earnings 11:48 Job stability, longevity, and socioeconomic effects of degrees 12:42 Mid-career earnings—education still lags badly 14:32 The real issue: debt vs. income mismatch 16:45 Roth conversion question—when it might (and might not) make sense 19:21 529 plans vs. “Trump accounts” for kids' savings 20:59 Covered call ETFs (JEPI, etc.) and income strategy pitfalls 22:06 Why income-focused funds don't reduce risk 23:07 Expense drag and hidden costs in “income” ETFs 24:14 Gimmick investing vs. simple total return strategy 25:43 Bellevue weather, Lyft misadventure, and wrap-up Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?This episode mixes studio banter with a surprisingly substantive look at education and investing trade-offs. Don and Tom walk through data on the lowest-paying college majors, highlighting that many bachelor's degrees—especially in education and the arts—start and stay low in income unless paired with advanced study. They push back on the idea that college isn't worth it, citing Federal Reserve data showing higher lifetime earnings, better job stability, and longer life expectancy for graduates, while emphasizing the real danger: taking on large debt for low-paying fields. Listener questions cover Roth conversions (worth considering carefully within tax brackets), why 529 plans still beat so-called “Trump accounts,” and the flaws in covered-call income ETFs like JEPI—ultimately reinforcing their core philosophy: ignore gimmicks, focus on total return, and keep investing simple.0:04 Almost-live intro from “studio” (aka broom closet) and end of radio era2:10 Lowest-paying college majors and why outcomes vary3:23 Pharmacy (without grad school) and theology incomes4:22 Social services, performing arts, and education pay realities5:42 Liberal arts debate—value vs. earning potential7:42 Biology, hospitality, psychology, and other $45K careers9:22 Should you skip college? ROI vs. cost and debt10:44 Federal Reserve data on college ROI and lifetime earnings11:48 Job stability, longevity, and socioeconomic effects of degrees12:42 Mid-career earnings—education still lags badly14:32 The real issue: debt vs. income mismatch16:45 Roth conversion question—when it might (and might not) make sense19:21 529 plans vs. “Trump accounts” for kids' savings20:59 Covered call ETFs (JEPI, etc.) and income strategy pitfalls22:06 Why income-focused funds don't reduce risk23:07 Expense drag and hidden costs in “income” ETFs24:14 Gimmick investing vs. simple total return strategy25:43 Bellevue weather, Lyft misadventure, and wrap-upLearn more about your ad choices. Visit megaphone.fm/adchoices

Send a textWhat really makes a shed sell itself? We dig into the details with Ervin Stutzman of Summit Portable Buildings and returning road-warrior-turned-sales-pro Joe McNally to uncover how craftsmanship and digital savvy combine to win modern buyers. From studs and flooring you can feel underfoot to configurators and CRMs that speed decisions, we share what's working now and how small manufacturers can outmaneuver bigger brands with clarity and care.We start with the build: quality 2x4s, double top plates, LP's SmartGuard advantages, and why bark on studs turns buyers off. Then we pivot to the first impression online. A decade after Craigslist listings, the path now runs through clean Google profiles, sharp photography, short-form video, and 3D designers. Some shoppers swipe a card for a 10x16 without a question, others want to dial in color, trim, and door placement. The trick is reading who's in front of you and using tools that adapt to both. We also tackle the “self-checkout” of shed sales: smart CRM follow-ups and light automation that keep the pipeline warm so your team can focus on high-value conversations.Ervin breaks down why tighter brand control—corporate lots, trained staff, consistent visuals—can outperform a loose dealer network, while Joe shares wins from selling a $45K spray-foamed unit to managing lean lots that still moved serious volume. We unpack diversification, too: playsets, hunting blinds, and select steel structures bring in fresh traffic and create natural cross-sells, so long as you curate inventory to avoid choice overload. Editing a stale shed—new colorways, added windows, a door move—can flip it from overlooked to sold.Looking ahead to 2026, we see a hybrid future where well-built products meet disciplined digital marketing. Keep the craftsmanship undeniable, make the online experience as welcoming as a landscaped lot, and educate buyers before they arrive. That's how smaller shops capture more market share and keep delivery trucks rolling. If this resonated, follow, subscribe, and share it with a friend in the trade—then tell us: what single change has moved your sales the most?For more information or to know more about the Shed Geek Podcast visit us at our website.Would you like to receive our weekly newsletter?  Sign up on our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Shed ProShed ChallengerLuxGuardThree Oaks Trading CoCAL

Rivian R2 electric SUV lineup promises $45K base price, whopping hp Stephen Miller-linked group behind pro-ICE billboard near Detroit

School choice is no longer just a policy debate; it's a reality. In this revealing interview, Andrew Clark from Yes Every Kid explains new federal changes, including tax credits for private school scholarships and expanded 529 accounts for K-12 tuition. This clip explores why current education spending, like $45K/kid in NYC, isn't working and what parents need to know for 2025. Discover how these policies impact the future of education.CHAPTER0:00 — What we do to kids is insane0:35 — $100,000 per kid and the results are getting worse1:00 — Your zip code shouldn't decide your kid's future2:08 — Who is Yes Every Kid?2:49 — Two NEW federal programs changing education4:42 — Changing envelopes: where the money actually goes5:02 — Why you should STILL be skeptical of subsidies6:11 — The sales lesson every parent needs to hear6:57 — $20K to $100K per student — the numbers don't lie9:10 — The reformers are separating9:42 — Freedom AND responsibility: the pottery parable11:55 — Activity breeds results13:00 — Benjamin Franklin didn't need a school board15:24 — Three questions every parent should ask16:30 — Everything you want is on the other side of hard17:49 — Share this with a parent who needs to hear it LINKS:Yes Every Kid — https://yeseverykid.comCardio Miracle (Sponsor) — https://www.caardiordiomiracBrian on X — https://x.com/BNicholsLibertyBrian on Facebook — https://www.facebook.com/BNicholsLibertyThe Brian Nichols Show — https://www.briannicholsshow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

School choice is no longer just a policy debate; it's a reality. In this revealing interview, Andrew Clark from Yes Every Kid explains new federal changes, including tax credits for private school scholarships and expanded 529 accounts for K-12 tuition. This clip explores why current education spending, like $45K/kid in NYC, isn't working and what parents need to know for 2025. Discover how these policies impact the future of education.CHAPTER0:00 — What we do to kids is insane0:35 — $100,000 per kid and the results are getting worse1:00 — Your zip code shouldn't decide your kid's future2:08 — Who is Yes Every Kid?2:49 — Two NEW federal programs changing education4:42 — Changing envelopes: where the money actually goes5:02 — Why you should STILL be skeptical of subsidies6:11 — The sales lesson every parent needs to hear6:57 — $20K to $100K per student — the numbers don't lie9:10 — The reformers are separating9:42 — Freedom AND responsibility: the pottery parable11:55 — Activity breeds results13:00 — Benjamin Franklin didn't need a school board15:24 — Three questions every parent should ask16:30 — Everything you want is on the other side of hard17:49 — Share this with a parent who needs to hear it LINKS:Yes Every Kid — https://yeseverykid.comCardio Miracle (Sponsor) — https://www.caardiordiomiracBrian on X — https://x.com/BNicholsLibertyBrian on Facebook — https://www.facebook.com/BNicholsLibertyThe Brian Nichols Show — https://www.briannicholsshow.com Learn more about your ad choices. Visit megaphone.fm/adchoices

School choice is no longer just a policy debate; it's a reality. In this revealing interview, Andrew Clark from Yes Every Kid explains new federal changes, including tax credits for private school scholarships and expanded 529 accounts for K-12 tuition. This clip explores why current education spending, like $45K/kid in NYC, isn't working and what parents need to know for 2025. Discover how these policies impact the future of education. CHAPTER 0:00 — What we do to kids is insane 0:35 — $100,000 per kid and the results are getting worse 1:00 — Your zip code shouldn't decide your kid's future2:08 — Who is Yes Every Kid?2:49 — Two NEW federal programs changing education 4:42 — Changing envelopes: where the money actually goes 5:02 — Why you should STILL be skeptical of subsidies6:11 — The sales lesson every parent needs to hear 6:57 — $20K to $100K per student — the numbers don't lie 9:10 — The reformers are separating 9:42 — Freedom AND responsibility: the pottery parable 11:55 — Activity breeds results13:00 — Benjamin Franklin didn't need a school board 15:24 — Three questions every parent should ask 16:30 — Everything you want is on the other side of hard 17:49 — Share this with a parent who needs to hear it

There are loads of apps that post to social media. So how did Nevo David get Postiz to take off? He started selling it to AI agents Nevo David is the founder of Postiz, an open-source social media scheduling platform designed for automation and AI-driven workflows. By leaning into open source, building tools for agents like OpenClaw, and simplifying integrations through a CLI interface, Nevo turned a crowded product category into a fast-growing bootstrapped SaaS. Today Postiz generates over $45K in monthly recurring revenue while continuing to evolve for the emerging agent ecosystem. Sponsored byZapier More interviews -> https://mixergy.com/moreint Rate this interview -> https://mixergy.com/rateint

In the latest episode of Tom's World of Marketing, I sat down with Dawn Apuan, founder of Copy Queens, who went from ministry work and nonprofit leadership to becoming a powerhouse copywriter helping businesses generate sales—sometimes within 24 hours.  Her journey started with one powerful moment. After being told she had to put her daughter in daycare and questioning her future, Dawn made a decision: "I will figure this out." That decision led her into digital marketing… and eventually to mastering the psychology behind persuasive copy. Insights she shared: Great marketing triggers five key neurochemicals in the brain: Cortisol – grabs attention by identifying the problem Dopamine – gives the audience hope and aspiration Oxytocin – builds trust and authority Serotonin – creates empathy and connection Endorphins – delivers relief and the feeling of resolution  When your message follows that sequence, your audience naturally moves toward action. We also talk about: How small copy changes can dramatically increase conversions Why most marketers miss the most important emotional trigger The surprising connection between faith, neuroscience, and storytelling And one wild example: A client changed just two elements on a sales page and increased revenue from $45K to $450K. Listen to the full episode of Tom's World of Marketing to discover how better messaging can transform your marketing results.

In this episode of Business School for the Rehab Chiropractor, Justin speaks with Dr. Derek Huddleston (clinic owner in Little Rock, Arkansas) whose path to practice ownership was forged through extreme hardship and a decision to build a clinic that actually listens.As an Air Force veteran and former medic, Derek shares how losing people close to him, navigating addiction, and watching the “pill-first” system fail pushed him toward chiropractic and a rehab-based model. Justin and Derek unpack what happens when you stop chasing volume, start charging based on value, and take 100% ownership of your outcomes, especially in a market where people assume “that price won't work here.” In this episode, you'll hear about:How Derek went from high-volume practice pressure to a values-driven rehab chiro modelWhy conviction and empathy matter more than scripts when it comes to “selling” care plansThe “small town” pricing myth and how Derek sells $5,600 care plans in a $45K income marketYour Host: Justin RabinowitzFounder of RehabChiro Coach.Justin works with chiropractors and clinic owners to build profitable, scalable practices rooted in clear business models and disciplined execution.To learn more about how Justin and Rehab Chiro Coach can help you finally build the business of your dreams, click here to book a free strategy call with his team.To get your first month free with Jane.app, use my code Rehabchiro1moClick here to book your demo

You've saved for decades. The spreadsheet says you're fine. So why can't you book that trip to Italy? Why does buying nice coffee feel wrong? This isn't a financial problem—it's an emotional one. And it's incredibly common. What We Cover Money Scripts: The Invisible Backpack "There will never be enough" "Money is shameful / Rich people are bad" "I don't deserve nice things" The challenge: You've trained for 40 years to accumulate. Now you need to distribute. Your brain hasn't caught up. The Big Three Emotional Blocks Scarcity Mindset - Tom has £1.8M but won't spend more than £45K/year. The fear isn't rational—it's hardwired. Guilt & Permission - Margaret: retired teacher, £1M saved, felt physically sick before her dream cruise. Guilt steals joy. Identity Loss - David: "I don't know what the money is for anymore." When money was proof you mattered, retirement is existential. Five Ways to Break Free Name it, trace it - Where did this belief come from? Does it serve you now? Practice spending - Start small. Buy the nicer coffee. Try a "guilt-free spending account." Retrain your brain. Reframe it - You're not spending down savings. You're converting savings into life. Separate worth from wallet - Your value isn't your net worth. Would you judge your loved ones for enjoying retirement? Talk about it - Money emotions thrive in silence. Get help if you need it. The Bottom Line The difference between anxious wealthy retirees and fulfilled modest ones? Not the account balance. The internal relationship with money. You're not broken. You're carrying old programming that doesn't fit your new reality. Share your story: What money emotions are you carrying into retirement? Humans vs Retirement Podcast - The messy, human side of retirement your financial advisor isn't covering.

Strap in, because Jackie joins Brad Barrett for a crossover episode on the ChooseFI podcast, home of the world's largest FI community! Together, they rewind all the way back to 2017, when Jackie first stumbled onto ChooseFI… and everything changed. She recounts her journey to reaching early retirement by December 2019, and using that freedom to go back to school, get her CFP, and write 'F.I.R.E. for Dummies'. Then the two of them dive deep into the fundamentals and break down what financial independence really means. They explain why even ten dollars a month can spark a lifelong investing habit, and how Jackie's first investment club taught her the power of community and compounding. They decode 401(k)s, demystify fund selection, and spotlight the quiet villain of investing: expense ratios.   The episode widens from there: debt payoff strategies, designing a modest but deeply rich life on $40–45K a year in Ohio, negotiating everything from internet bills to insurance premiums, and the emotional transformation from paycheck-to-paycheck lifestyle to feeling 'directionally correct.' They conclude with the realization that FI isn't just about money, it's about options. Whether you're a late starter, brand new or ten years into the journey; returning to the basics is how you stay grounded, stay motivated, and stay on course.   ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

In this episode, Anderson attorneys Amanda Wynalda, Esq., and Eliot Thomas, Esq., tackle listener questions on reducing capital gains taxes and advanced tax strategies for real estate investors and business owners. They explore the intricacies of cost segregation studies and bonus depreciation versus Section 179, including timing issues for renovations. Amanda and Eliot discuss strategies for minimizing capital gains after decades of depreciation, converting ordinary income to capital gains in development deals, and the tax implications of oil and gas working interest investments. The duo also covers deductible expenses for corporate retreats, entity structuring for piano tuning and bookkeeping businesses, and sophisticated trading partnerships using C corporations. Finally, they take a deep dive into Solo 401(k) contribution limits, explaining the differences between employee contributions, employer matches, and the mega backdoor Roth strategy for maximizing retirement savings. Tune in for expert advice on these and more! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: "I purchased a rental and did a cost seg in 2024. I renovated it in 2025. Can I use a cost segregation and/or Section 179 to depreciate the new renovation assets in 2025?" Answer: Yes, bonus depreciation works; 179 has limitations. [21:16] “How can I reduce capital gains on the sale of a rental property after nearly 27 and a half years? The accelerated depreciation reduced the basis to zero." Answer: 1031 exchange, installment sale, or opportunity zones. "How can I get capital gains on my K-1 instead of ordinary income on my investment into a real estate developer corporation?" Answer: Development corporations typically generate ordinary income, not capital. "What expenses for an off-site retreat for an LLC member and officers meeting are deductible? For example, travel, lodging, meals, activities." Answer: Travel, lodging, 50% meals if genuinely business-related. "If I invest in an oil and gas working interest and I have a first year larger intangible drilling cost loss than is needed for a given tax year based on adjusted gross income, can the excess be carried forward to a future tax year as a net operating loss? Would the NOL have alternative minimum tax implications as well?" Answer: Yes, NOL carries forward; minimal AMT concerns today. "How do I set up a holding company in California? I want the holding company to own my two companies. One's a piano tuning business and then a bookkeeping business. I have an average income of $125,000 per year combined: $45K for piano, $80K for bookkeeping." Answer: Wyoming LLC holding company owns two California entities. "I want more information on how I can structure my LLC more efficiently for day trading. What can I do to minimize my taxes for the new year? How can I lower my capital gains tax from day trading?" Answer: Trading partnership with C corporation for deductions. "Please take a deep dive into Solo 401(k) contributions. What are the individual contribution limits, employer match limits, and especially the voluntary after tax contribution limits. Which components need to be earned income and how does this change if contributing to a Roth 401(k)?" Answer: $72K total; $24.5K employee; mega backdoor uses after-tax. Resources: Tax and Asset Protection Events https://andersonadvisors.com/real-estate-asset-protection-workshop-training/?utm_source=how-to-reduce-capital-gains-taxes-when-selling-a-rental-property&utm_medium=podcast Schedule Your FREE Consultation https://andersonadvisors.com/strategy-session/?utm_source=how-to-reduce-capital-gains-taxes-when-selling-a-rental-property&utm_medium=podcast Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons

Not every big win starts with a perfect plan. In this episode, you'll hear how one investor stumbled into a $45K land deal without even realizing he was wholesaling and what that mistake-turned-win can teach you about speed, opportunity, and execution in land investing.If you're a wholesaler or land investor looking for real-world lessons (not theory), this one's for you.Follow the Land Sharks program and let Brent teach you his ways to real estate and help you level-up your land deals.---------Show notes:(1:00) Beginning of today's episode(2:25) How he got into land deals(6:07) What did he buy this land for?(11:36) “Never look back, and be thankful for the opportunity. Another land deal will come around.”(13:35) Part time real estate investor while working as a college instructor(16:41) The value of speed and performance----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

This episode is brought to you by our incredible sponsors RIDGE - Take advantage of Ridge's Biggest Sale of the Year and GET UP TO 47% Off by going to ⁠https://www.Ridge.com/HARDFACTOR⁠ #Ridgepod DaftKings - Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER Lucy - Level up your nicotine routine with Lucy. Go to Lucy.co/HARDFACTOR and use promo code (HARDFACTOR) to get 20% off your first order. Lucy has a 30-day refund policy if you change your mind Timestamps: (00:05:10) - Man searching for wife in Miami roasted by countless women online for TikTok video featuring his cartoon wall art that got him evicted + Bonus Dog Mugshot (00:14:25) - 84 year-old Florida Man lets entire family down by shooting his son in the face over an argument about the mother in hospice (00:22:12) - 69 year-old Florida Man is pleading for his wife to stay through the press after getting duped out of $45K by an Elon Musk deepfake (00:30:15) - Florida Man angers his wife so badly she beats him with an umbrella Thank you for listening!! Go to Patreon.com/hardfactor to join our community, get access to bonus pods, discord chat and much more - but Most Importantly: HADFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices

Join host Keola Keala as he sits down with Macarena Garcia—CDC epidemiologist, professor, single mom, and powerhouse real estate investor known as the “PadSplit Queen”—who scaled from one traditional rental to 10 high-cash-flow co-living properties in just 18 months while generating over $45K/month in revenue. Macarena shares how she discovered co-living by accident, leveraged SubTo creative finance to secure deals like an 8-bedroom lakefront PadSplit with only a $13K entry fee, and built systems that allow her to thrive while working a full-time career. She dives into the importance of community, taking action, failing forward, and empowering women to build wealth through purpose-driven affordable housing, offering a blueprint anyone can follow to begin their own creative real estate journey.

Send us a text

*Wendell sailor arrested. *ABC spends $45K on party. *Lead singer vs beach ball.See omnystudio.com/listener for privacy information.

*Wendell sailor arrested. *ABC spends $45K on party. *Lead singer vs beach ball.See omnystudio.com/listener for privacy information.

Day 3: The Mindset to Hired System - My Offer to Help You Land Better Job Offers FasterThis is 100% a sales pitch. After 99+ people landed offers from what I've taught this year, I'm going to share the next level. If you're job hunting if you're wanting to make a move. This will help you.In this training, I'm making you an offer to join the Mindset to Hired system - the same system my private coaching clients pay $5-10K for.I break down exactly why you're not getting job offers even when you're qualified, what's actually happening in hiring managers' brains when they make decisions, and why the advice you've been following isn't working in 2025's market.You'll hear real results from clients who:Doubled their salaries (45K to 90K)Got promoted over more experienced candidatesLanded offers in 2-3 interviews instead of 12+Created opportunities that didn't exist beforeI share the problems my system solves, what's included, and the investment to join. This isn't guaranteeing you will land a high quality job offer fast, but it will show you the power of doing some things differently and getting them right.If you're tired of generic job search advice and ready to dive into a comprehensive system that (Even if you only apply a few of the components of it) can change your trajectory. Listen now.

Stupid News 10-31-2025 8am …Officer “No Pants” Jackson …She stole $45K from the School's Music Booster Program …Gays Go Dating

Hour 1 Segment 1Tony starts another edition of the show talking about President Donald Trump’s trip in Asia with framework reached for a trade deal with China. Hour 1 Segment 2Tony talks about Eric Swalwell demanding the 2028 Democratic candidate vow to destroy President Trump’s White House ballroom project. Tony also talks about measles spreading beyond the center of the Utah/Arizona outbreak. Hour 1 Segment 3Tony talks about hundreds of Hamas terrorists reportedly basking in luxury at a 5-star hotel in Egypt. Tony also talks about Speaker Mike Johnson on day 27 of the government shutdown. Hour 1 Segment 4Tony wraps up the first hour of the show talking about a 29-year-old anarchist arrested for an alleged $45K hit on Pam Bondi. Hour 2 Segment 1Tony starts the second hour of the show talking about the recent Venezuelan drug boat strikes. Tony also talks more about the arrest for a $45K murder-for-hire hit on Pam Bondi. Tony later talks about how the left needs to calm down over the ballroom construction. Hour 2 Segment 2Tony talks about GM eliminating Apple CarPlay and Android Auto from all vehicles, for an all-new built in interface experience. Tony also talks about President Donald Trump saying he will be raising tariffs in Canada by 10% over an ant-tariff Ronald Reagan ad. Hour 2 Segment 3Tony talks about Kamala Harris teasing a new White House run. Hour 2 Segment 4Tony wraps up the second hour of the show joined with Indiana Governor Mike Braun to talk about his call for the special session on redistricting. They also talk about California Governor Gavin Newsom’s comments made towards Governor Braun. Hour 3 Segment 1Tony starts the final hour of the show talking more about the latest on the government shutdown from Speaker Mike Johnson as it heads into day 27. Hour 3 Segment 2Tony talks about Hunter Biden doing an interview about acting like an autocrat. Hour 3 Segment 3Tony is joined by Joe Gruters, chairman of the RNC, to talk about Indiana redistricting. Hour 3 Segment 4Tony wraps up another edition of the show talking about the reality of underreported crime statistics. See omnystudio.com/listener for privacy information.

Hour 1 Segment 1Tony starts another edition of the show talking about President Donald Trump’s trip in Asia with framework reached for a trade deal with China. Hour 1 Segment 2Tony talks about Eric Swalwell demanding the 2028 Democratic candidate vow to destroy President Trump’s White House ballroom project. Tony also talks about measles spreading beyond the center of the Utah/Arizona outbreak. Hour 1 Segment 3Tony talks about hundreds of Hamas terrorists reportedly basking in luxury at a 5-star hotel in Egypt. Tony also talks about Speaker Mike Johnson on day 27 of the government shutdown. Hour 1 Segment 4Tony wraps up the first hour of the show talking about a 29-year-old anarchist arrested for an alleged $45K hit on Pam Bondi.See omnystudio.com/listener for privacy information.

Hour 2 Segment 1Tony starts the second hour of the show talking about the recent Venezuelan drug boat strikes. Tony also talks more about the arrest for a $45K murder-for-hire hit on Pam Bondi. Tony later talks about how the left needs to calm down over the ballroom construction. Hour 2 Segment 2Tony talks about GM eliminating Apple CarPlay and Android Auto from all vehicles, for an all-new built in interface experience. Tony also talks about President Donald Trump saying he will be raising tariffs in Canada by 10% over an ant-tariff Ronald Reagan ad. Hour 2 Segment 3Tony talks about Kamala Harris teasing a new White House run. Hour 2 Segment 4Tony wraps up the second hour of the show joined with Indiana Governor Mike Braun to talk about his call for the special session on redistricting. They also talk about California Governor Gavin Newsom’s comments made towards Governor Braun. See omnystudio.com/listener for privacy information.

If you're drowning in $20,000, $40,000, or even $80,000+ of debt, this video could change your financial future.I spent the last YEAR researching over 100 debt relief companies. Most are predators. But I found 2 that are different.In this video, I'm showing you:✅ When debt relief makes sense (and when it DESTROYS you)✅ The 15 questions you MUST ask before signing anything✅ How Sarah eliminated $45K in debt for only $18K✅ The brutal truth about what happens to your credit✅ Why I turned down major money to bring you these options

Mid-October feels like a mirror. Half the season gone, and suddenly every program is staring back at itself asking: Who are we, really? This week on Y-Option, fueled by our founding sponsor, 76® - keeping you on the GO GO GO so you never miss a beat, Jim Thornby and I sat down to take stock of a college football season spinning faster than ever — coaches out, CFP contenders adjust week to week , and patience from fan bases are on life support.What we found wasn't just about wins and losses. It was about identity, timing, and the impossible math of modern college football: boosters, buyouts, and the transfer portal colliding into a single decision point.The Coaching Carousel Spins AgainThree jobs gone in a single weekend — Penn State, Oregon State, UAB — bringing the national total to eight. Each one for a different reason, but all part of a similar pattern.* Penn State went from preseason No. 2 to unemployed head coach in three weeks.* Buyouts north of $50 million are now normalized, which means emotions move faster than logic.* As Jim said, “If you're going to get rid of Coach A, you better have a damn good Coach B coming in next year.”The bigger question: do buyouts start to disappear? As the Playoff expands and the calendar stretches, schools may no longer afford impatience. Or will they only grow?Y-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Oregon State's Tough ResetTrent Bray's exit hurts because it was homegrown. He played there, grew as a coordinator there and loved being the Beavers Head Coach more than anything. Watching head coaches get dismissed from their alma mater is simply brutal.* Why is it an attractive job? Because the Beavs next head coach inherits a program with a playoff path in the new Pac-12 structure. We dive into that and more.* Corvallis has the resources and loyalty to rise again — if they get the hire right.I said it on the pod: sometimes the game moves faster than your rebuild. But when a team loses hope, change follows.The Human Cost We Don't SeeWhen a coach is fired, the headline reads “$50 million buyout.” But the story from this lens is about the 300 people whose lives change by Monday morning.* The $17K QC coach.* The $45K assistant with a newborn.* The family wondering about health insurance in February.* The 4th grader who has to walk into school knowing EVERYONE knows his Dad just got fired, and likely boo'd the previous weekend.So to every player on a team in transition: you'll remember this season forever. Compete. Connect. Choose uncommon effort over easy excuses.Teams That Define the Moment* Indiana: Stunned Oregon in Autzen with six sacks and a line-of-scrimmage win few saw coming. A top-3 résumé right now.* USC: Looked like a Big Ten team vs. Michigan — 224 rush yards, physicality, command. If they win at Notre Dame, Jayden Maiava's in the Heisman conversation.The West Coast Snapshot* Washington is quietly dominant again with Demond Williams Jr. Too quiet in my eyes.* Arizona has made big strides this season and were a snap away from a huge upset over BYU.* UCLA, under interim Tim Skipper, looks reborn.* And Stanford's new $50M donation just made their future way more interesting than their record. And their head coaching vacancy more attractive.Some Conversation Starters * The expanded playoff will test how fast schools act — and overreact.* Buyouts will shrink. They have to.* The West is rising again — maybe not in one conference, but through identity, talent, and physicality.It's the season's halfway point, but the sport's heartbeat is racing. And each Saturday, ours is too.As always, much love and stay steady,YogiY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe

Tesla has launched the all-new Standard Model Y and 3. While this may seem trivial at first, it has huge implications for sales and EV adoption. The average new car sale in the US is for $49,000. Tesla is now ~20% or more below that with the new Standard Model 3 & Y. With FSD you can get the Standard Model 3 for under $45K ... WITH FSD for UNDER $45,000!!! This is an incredible deal that I don't see lasting as FSD becomes unsupervised. What were your thoughts on the launch will you be ordering a Tesla? If you do use my referral code!!Gali's Tesla referral code: https://www.tesla.com/referral/galile...0:00 Hype before the announcement1:23 Tesla Unveils Cheaper Model 3 & Y3:47 Shoutout to may favorite tea4:20 Standard Model Y Specs6:44 Standard Model 3 Specs7:24 Implications for Tesla Stock8:57 Savings for a Tesla vs ICE vehicle 9:53 FSD For Only $8,000!!10:56 I'd Rather Have a Model Y than a Ferrari12:57 New Model 3 & Y Will Move The Needle For Tesla13:40 Once You Go FSD, You Can't Go BackMy X: https://x.com/gfilcheHyperChange Patreon :)   / hyperchange   Disclaimer: I'm long Tesla stock. This show is not financial advice.

This is me, stripped all the way down—no blueprint, no checklist, no “industry flex.” I burned that version of me to the ground.What you're hearing now is my art, my heart, my codes. Fitness, yes. Health, yes. But also money, business, love, loss, intimacy, nervous system, all of it—because you don't just scale a brand, you scale yourself.I'll take you into the real decisions that cracked me open—the $45K choice that changed my life, the moments I stopped chasing shiny coaches and chose depth over performance, intimacy over attention. This is the front row seat to everything I used to hold back, and the invitation for you to stop performing and start creating from your own center.Support the showHosted by Casey Shipp — 3000+ transformations, Self-Made Millionaire, High Priestess, Writer, Fitness Cover Model, and Founder of the Hotbody App. ✨ Ready to stop spinning your wheels and finally step into the body, energy, and lifestyle you deserve? [CLICK THE LINK HERE]

In this episode of The Russell Brunson Show, I sit down with Emrah Bayraktar, one of the top experts in the emerging world of clipping, and we unpack a business model that's blowing up right now… Clipping! Whether you're looking for a simple way to make money online with zero ad spend… or you're an offer owner wanting more traffic, more exposure, and more reach without paying Zuckerberg, this episode lays it all out.  Emrah shares how he went from broke college student to making over $130,000/year clipping videos!! It's insane! He reveals how he was part of Andrew Tate's original clipping team, what he learned, and how creators today are building armies of clippers to generate millions of views (and real money). And how you can do it too! Key Highlights: How Emrah made $45K in affiliate commissions and $87K in clipper payouts The #1 thing that gets clips to go viral (hint: it's not editing) Why most beginner clippers fail… and what to do instead How offer owners can get free traffic from an unpaid content army The biggest mistake he made when we first tried clipping (and how to avoid it) Whether you want to become a clipper, hire clippers, or just understand how this whole thing works… This episode gives you the road map. And if you want to go deeper, grab our Affiliate Clipping Secrets course… it's inside Affiliate Bootcamp at affiliatebootcamp.com It's just $7 to get started on this! Clipping could be the easiest way to make money online right now… and you don't have to have any money to get started with it - That's why it's so cool! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sellingonline.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clickfunnels.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

I've said it before and I'll say it again: the fastest way to make money in real estate is to sell buyers what they already want instead of trying to convince them to take what you've got. That's the foundation of reverse wholesaling, and once I learned it years ago, everything changed for me.Here's the truth: most wholesalers are running around chasing deals and then scrambling to find someone to buy them. That's backwards. If you know your buyers, know the areas they're buying in, and know their criteria, then your deals are practically pre-sold. You'll close faster, you'll negotiate stronger with sellers, you'll lower your risk, and you'll build long-term relationships with repeat buyers who trust you.In this episode, I walk you through a recent land deal where we had it under contract for $215K, sold it for $260K, and generated a $45K profit just by using this exact strategy. And here's the kicker…we didn't even have to list it. We just called the realtors who had recently sold land in that same area, offered them a generous commission, and within a few phone calls we had a buyer lined up. This isn't theory; this is exactly how we're doing deals right now.What's Inside:—Reasons why finding buyers first makes wholesaling easier and more profitable—How to work with realtors to bring you buyers instead of just listing your properties—The three different ways we close wholesale deals: assignment, double close, or taking it down—How to create repeat buyers who come back for more deals regardless of your assignment fee

Tanisha Souza became financially free at 29 using her patented Income Snowball system. Learn how passive income can replace your 9–5 forever.In this episode of RealDealChat, Jack sits down with Tanisha Souza, attorney-turned-investor and founder of Tardus Wealth Strategies, to discuss her journey to financial freedom and her unique Income Snowball System.Tanisha shares how she went from a burned-out attorney with $100K in student loans to financially free by age 29—replacing her income through smart real estate investing. She explains why passive income is the ultimate wealth strategy, how she and her husband built their portfolio, and how clients today are reaching financial freedom in just 5–10 years using her patented calculator.Here's what you'll learn in this conversation:Why flipping isn't true investing (and what to do instead)How the Income Snowball System accelerates passive incomeThe difference between “fast-burning fuel” and “slow-burning fuel” investmentsReal-life client success stories, including retirees, entrepreneurs, and even restaurant servers who built financial freedomWhy financial education and leveraging mentors is more valuable than chasing high IRRsHow Tanisha teaches her teenage daughters to achieve financial freedom before 30Why generational wealth is about skills and mindset—not just passing down moneyThe role of AI and automation in managing and scaling investments

Is the Grand Hyatt Kauai worth 45K? We answered this and many other questions on the Ask Us Anything hosted live on YouTube on August 6th, 2025.(00:42) - How do you typically like to get around a city that you're visiting, especially internationally? Are you more likely to take a taxi or Uber to get to places, take public transit, or do you prefer to just walk everywhere?(05:43) - To circumvent Hilton's minimum length of award stay requirements (e.g., WA Pedregal) — has anyone tried booking more nights than needed, then asking Hilton to remove nights from the stay?(07:18) - What is a question that you would ask someone who is interviewing for a job at Frequent Miler?(16:22) - You can find each of our origin stories here:https://frequentmiler.com/about-frequent-miler/)(16:44) - ​​Give us a peek behind the curtain: What is a typical day/week for the Frequent Miler team?(23:42) - Do you think the custom cash will survive having ThankYou points transfers?(25:34) - Now that Citi transfers to AA, where does Citi rank among the transferable points programs?(28:06) - For the JetBlue 25 for 25, does anyone have datapoints on how fast you get the 150k point after 15 destinations?(29:52) - How would you re-evaluate the value of your Chase/Bilt if you were able to get a family & friends discount on Hyatt cash stays?(31:54) - Hi team! What card are you recommending to people who aren't really in the game but got the CSR years ago and now want a different card?(37:50) - Head-to-head match-up, Citi Strata Elite or the new Alaska Premium card?(39:17) - ​​Any thoughts on Kenya Airways' new program and the Status Match opportunity that was announced earlier this week?(41:40) - ​​When Frequent Miler finds a unicorn fare or incredible deal, what is the quickest way that Frequent Miler gets that information to those who follow you so we can book it?(45:46) - ​​Grand Hyatt Kauai is now 45k for the basic room with 2 adults and 2 kids. I have a guest of honor available to me. Is the property worth that rate for 4 nights???(50:44) - Which card is better to downgrade, the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card, both of which have a $95 AF?

Tommy returns from Oregon's wild 45K-person hippie festival with insane stories! The crew debates bathroom attendants, strip club hustles, and Ares Spears hating on Ice Cube. Plus: rare VHS finds and 90s movie nostalgia. Subscribe for unfiltered comedy! #GeorgePerezStories #ComedyPodcast #HippieFest #IceCube #JohnnyRoque #GeorgePerez #3PlatesTommy