Podcasts about your financial future

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For young people, financial basics like opening a bank account, building credit and saving for the future can be challenging. It's even harder if you are leaving foster care, and you don't have a knowledgeable mentor, caregiver or parent to help you learn to manage money. That's where Opportunity Passport® comes in. It's a program that has helped more than 22,000 young people build financial skills over the past 25 years. In the second episode of the Annie E. Casey Foundation's series on what young people need to thrive, host Gloria Riviera talks with Sandy Wilkie, Senior Fellow at the foundation, and Von Jackson, an Opportunity Passport participant, about how the right education and support can transform a young person's financial future.  This episode was made possible with support from the Annie E. Casey Foundation, an organization that develops solutions to build a brighter future for children, youth, families and communities. Learn more and access the free curriculum, The Keys to Your Financial Future, at aecf.org. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I know what you're thinking; how did we get to 11? Assuming the Iran conflict devolves into World War 3, figure another world war will be fought over Russia assassinating Donald Trump, at least one more over China taking Taiwan...maybe one more over countries given billionaires safehaven from taxes. Then one over government kill switches in cars. By Somali math that should bring us to 11. Take Control of Your Financial Future with the FIRE Portfolio:https://buy.stripe.com/bJe9AU9awfM8d3C6EK4Vy03Support the Show:https://peddlingfiction.substack.com/

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For young people, financial basics like opening a bank account, building credit and saving for the future can be challenging. It's even harder if you are leaving foster care, and you don't have a knowledgeable mentor, caregiver or parent to help you learn to manage money. That's where Opportunity Passport® comes in. It's a program that has helped more than 22,000 young people build financial skills over the past 25 years. In the second episode of the Annie E. Casey Foundation's series on what young people need to thrive, host Gloria Riviera talks with Sandy Wilkie, Senior Fellow at the foundation, and Von Jackson, an Opportunity Passport participant, about how the right education and support can transform a young person's financial future.  This episode was made possible with support from the Annie E. Casey Foundation, an organization that develops solutions to build a brighter future for children, youth, families and communities. Learn more and access the free curriculum, The Keys to Your Financial Future at aecf.org.

For young people, financial basics like opening a bank account, building credit and saving for the future can be challenging. It’s even harder if you are leaving foster care, and you don’t have a knowledgeable mentor, caregiver or parent to help you learn to manage money. That's where Opportunity Passport® comes in. It’s a program that has helped more than 22,000 young people build financial skills over the past 25 years. In the second episode of the Annie E. Casey Foundation's series on what young people need to thrive, host Gloria Riviera talks with Sandy Wilkie, Senior Fellow at the foundation, and Von Jackson, an Opportunity Passport participant, about how the right education and support can transform a young person's financial future. This episode was made possible with support from the Annie E. Casey Foundation, an organization that develops solutions to build a brighter future for children, youth, families and communities. Learn more and access the free curriculum, The Keys to Your Financial Future at aecf.org.See omnystudio.com/listener for privacy information.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation with Natalia Zacharin, founder of Zacharin Consulting, Cam and Otis explore how financial intelligence can transform entrepreneurial decision-making."Your books are telling a story about your business," Natalia explains, revealing how proper financial management goes far beyond compliance and tax preparation. From discussing the evolution of her firm from traditional bookkeeping to strategic advisory services to sharing insights about the common financial blind spots entrepreneurs face, this episode offers a refreshing perspective on a topic many business owners find intimidating.What makes this conversation particularly valuable is Natalia's emphasis on the human element of accounting. "The financials are just a reflection of your decisions," she points out, highlighting how understanding your numbers creates freedom rather than constraint. Her approach transforms accounting from a necessary evil into a powerful tool for intentional business growth.Whether you're struggling with cash flow challenges, wondering if you're charging enough, or simply looking to make more informed business decisions, Natalia's practical wisdom about building financial intelligence offers a roadmap for gaining control over your business's financial health.More About Natalia:Natalia is the founder of Zacharin Consulting, an elite accounting firm dedicated to empowering business owners to gain control over their financial health and build resilient enterprises. After years of working with various firms, she launched Zacharin Consulting in 2019, combining her expertise with a passion for helping entrepreneurs succeed. Under Natalia's leadership, the firm has grown into more than just an accounting service, offering strategic bookkeeping, remote CFO services, and financial intelligence programs that provide clarity and direction for businesses. Natalia's approach emphasizes personal service, adaptability, and a deep understanding of her clients' unique challenges, making her a trusted advisor in an ever-changing economic environment. Her work reflects her commitment to fostering growth and resilience in businesses navigating the complexities ofentrepreneurship. #10xyourteam #KnowYourNumbers #FinancialClarity #BookkeepingTips #CFOInsights #StrategicAccounting #AccountingForEntrepreneurs #FinancialAdvisory #ProfitPlanning #BusinessFinance101 #AccountingMadeSimple #tribeandpurpose #GBLPChapter Times and Titles:From Corporate to Entrepreneurial Accounting [00:00 - 10:00]Introduction to Natalia ZacharinThe journey from traditional accounting to Zacharin ConsultingWhy she chose to focus on empowering business owners"Your Books Are Telling a Story" [10:01 - 20:00]The narrative hidden in financial statementsCommon misunderstandings about bookkeepingHow financial data reflects business decisionsBeyond Compliance: Strategic Financial Management [20:01 - 30:00]The evolution from tax preparation to advisory servicesBuilding financial intelligence in business ownersCreating systems that provide clarity and directionThe Entrepreneur's Financial Blind Spots [30:01 - 40:00]Why many business owners avoid their numbersCommon pricing and profitability mistakesTransforming financial anxiety into confidenceRemote CFO: Partnership for Growth [40:01 - 50:00]How Zacharin Consulting works with clientsThe value of ongoing financial guidanceBuilding resilience through financial clarityTaking Control of Your Financial Future [50:01 - End]Practical next steps for improving financial healthHow to connect with Zacharin Consulting (zacharinconsulting.com/co)Free resources: "7 Ways to Find Money in Your Business Now" and "Ultimate Checklist for Financial Success"Natalia Zacharinhttps://www.facebook.com/zacharinconsulting

Your Financial Future Imagine if the tiny money choices you make today quietly shaped the life you'll live someday. In this episode of LIFE'S Inside Track with Ken and Yetta Dekker, we continue our 8-week Wealth Formula Expanded Journey and take a deep look at “habits that heal” your money, your relationships, and even your health. You'll hear how simple 10-minute weekly check-ins, tiny course corrections, and honest tracking can shift you from hiding and hoping… to aware and empowered. We'll walk through the difference between “if only…” regret and “next time…” wisdom, so every money mistake becomes your mentor instead of your bully. You'll also discover why celebrating small wins—paying off a little card, packing your lunch, saying no to one purchase—creates real momentum toward your bigger financial goals. If you've ever felt stuck in old patterns or frustrated that “normal” money habits aren't getting you where you want to go, this conversation will help you build new bricks for a better future, one decision at a time. Join us as we guide you to build wealth wisely through real estate and daily habits that finally work for you, not against you.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is Your Financial Future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, women live longer than men, but retire with far less money. And despite all the progress we've made, Australia's gender wealth gap remains stubbornly wide. Today I'm joined by Sarah Megginson, money expert and Head of Editorial at Finder, to unpack the insights from their 2025 State of Women's Wealth Report. We explore why women continue to fall behind financially, what drives the wealth gap beyond pay inequality, and most importantly, what women (and men) can do about it. You might be thinking, "Well, I'm not a woman — why does this affect me?" I think you really should listen to today's show because financial security isn't just about individuals. It's about families. Communities. Generations. When women build wealth, everyone benefits: More kids grow up in financially secure homes. More wealth gets reinvested into our economy. More retirees live independently, not dependent on government handouts. This is all about building a stronger, fairer, wealthier Australia.   Takeaways  ·         Women hold 40% less net wealth than men. ·         The gender pay gap begins in primary school. ·         Women are more likely to work part-time, affecting their superannuation. ·         Education is crucial for financial empowerment. ·         Cultural shifts are changing financial goals for younger generations. ·         The sandwich generation faces unique financial challenges. ·         Women over 50 are at a higher risk of homelessness. ·         Negotiating pay remains a hurdle for women. ·         Small financial steps can lead to significant changes. ·         Parents play a vital role in shaping children's financial attitudes.   Chapters  00:00 Introduction to Women's Wealth Report 04:36 Understanding the Gender Wealth Gap 07:28 The Impact of Career Breaks on Women's Finances 13:04 The Role of Parenting in Financial Education 18:46 The Sandwich Generation: Balancing Care and Career 21:25 Risk of Homelessness for Women Over 50 24:14 Taking Control of Your Financial Future 29:29 Empowering Women to Manage Money   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Finder's State of Women's Wealth Report https://www.finder.com.au/insights/state-of-womens-wealth-report-2025  Sarah Megginson - money expert and Head of Editorial at Finder https://www.finder.com.au/author/sarahmegginson  Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Avoid the investor's curse of courtroom drama: How couples can legally separate without the cost, stress or conflict. In Part 2 of this important conversation, Bushy Martin continues his chat with Ian MacLeod to unpack how couples can take control of their property settlement and superannuation split—without stepping foot in a courtroom. Ian reveals the three legal pathways available for separation property splits, highlighting how Binding Financial Agreements (BFAs) can help couples sidestep expensive legal battles and court-imposed decisions. Learn how BFAs can also unlock stamp duty exemptions and capital gains rollover relief, and why full financial disclosure isn’t optional—it’s the law. Whether you’re planning ahead, navigating a current separation, or advising someone else, this episode gives you the clarity and confidence to move forward wisely and legally. What you’ll learn: The 3 legal pathways to manage separation property splits Why Binding Financial Agreements put control back in your hands How to avoid stamp duty and CGT with the right structure The legal requirement for superannuation splitting How much it actually costs to create a BFA (hint: it’s not $20K) Why full financial disclosure is essential—and how hiding assets could land you in serious legal trouble About Ian Macleod: Ian is the founder of RP Emery, a legal publishing company that bridges the gap between couples and complex legal systems. With 15+ years of experience, Ian empowers couples to craft mutually beneficial financial agreements that avoid the cost and conflict of court. His mission: protect relationships, finances, and freedom through plain-English, legally sound solutions. Get your copy of the free ebook "Living Together and Your Financial Future”: https://rpemery.com.au/safe/living-together-your-financial-future.pdf Find Ian and RP Emery’s financial agreements at https://financialagreements.com.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

The invisible threat that could derail your financial freedom — and how to protect yourself before it’s too late. In this real and raw episode of Get Invested, Bushy Martin opens up the conversation on one of the greatest unspoken risks to financial independence: relationship breakdown. Through a raw recount of his own divorce and the decades-long impact it had on his family, health and finances, Bushy highlights why love alone isn’t always enough to safeguard your future. He’s joined by Ian Macleod from RP Emery, a seasoned legal publishing professional who helps couples create clear, fair, and legally binding Binding Financial Agreements (BFAs)—without the stress or cost of traditional law firms. Together, they explore why BFAs are not about planning for failure, but about preserving trust, protecting assets, and preventing emotional and financial devastation. From the monkey jar analogy to plain-English contracts, Ian and Bushy reveal how proactive agreements can be the difference between long-term freedom and years of financial regret. In this episode, you’ll discover: The shocking stats behind divorce and its financial fallout Why long-term property plans are vulnerable to relationship breakdown How BFAs work to protect both parties — and why they’re a sign of trust, not distrust How Ian Macleod helps couples create simple, understandable legal agreements Why taking action while in love is the best investment in your future Stay tuned for Part 2, where Bushy and Ian unpack BFAs for couples navigating separation and how to stay out of the courtroom. About Ian Macleod: Ian is the founder of RP Emery, a legal publishing company that bridges the gap between couples and complex legal systems. With 15+ years of experience, Ian empowers couples to craft mutually beneficial financial agreements that avoid the cost and conflict of court. His mission: protect relationships, finances, and freedom through plain-English, legally sound solutions. Get your copy of the free ebook "Living Together and Your Financial Future”: https://rpemery.com.au/safe/living-together-your-financial-future.pdf Find Ian and RP Emery’s financial agreements at https://financialagreements.com.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Are you ready to redefine success and take control of your future? In this powerful episode of Franchise Fridays, Jeff Dudan delves into the transformative concept of becoming "Unemployable." Discover how to break free from the traditional 9-to-5 mindset and build a life of autonomy, purpose, and entrepreneurial success. What You'll Learn: -The mindset shift from employee to entrepreneur -Developing high-value, transferable skills -Taking full ownership of your financial future -Embracing growth through calculated risks -Building a legacy through impactful business ventures

Are you ready to redefine success and take control of your future? In this powerful episode of Franchise Fridays, Jeff Dudan delves into the transformative concept of becoming "Unemployable." Discover how to break free from the traditional 9-to-5 mindset and build a life of autonomy, purpose, and entrepreneurial success. What You'll Learn: -The mindset shift from employee to entrepreneur -Developing high-value, transferable skills -Taking full ownership of your financial future -Embracing growth through calculated risks -Building a legacy through impactful business ventures

In today's show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I'm sure you're going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for you Becoming wealthy is really, really hard - but they are things you can do to tip the scales in your favour. Becoming wealthy takes time and requires luck. Wealth creation requires a clear vision and planning. Wealth creation is not just about money, but about personal growth. Health is crucial for long-term wealth. Optimism enhances energy and focus. Finding the right mentors is essential for success. Persistence is key to attracting opportunities. Relationships can significantly impact financial success. The world doesn't owe you anything; take responsibility. We owe the world our talents and efforts. Chapters 03:49 The Hard Path to Wealth 05:44 Four Paths to Wealth 07:47 The Role of Luck in Wealth Building 09:11 The Importance of Relationships 09:55 Vision and Planning for Wealth 11:19 The Impact of Relationships on Wealth 13:30 Health and Wealth 15:01 The Power of Sleep 16:35 Optimism and Wealth 17:54 Finding the Right Mentor 20:53 Introduction to Wealth Creation and Transformation 23:15 The Importance of Immersive Learning Experiences 23:32 The Harsh Reality of Entitlement 26:19 Taking Responsibility for Your Financial Future 27:14 The Impact of Parenting on Mindset Links and Resources:     Michael Yardney  - Subscribe to my daily Property Update newsletter    Metropole's Strategic Property Plan – to help both beginning and experienced investors    Subscribe to Tom Corley's daily blog here.    Order your copy of Rich Habits, Poor Habits here    Join us at Wealth Retreat - Australia's Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future.  Shownotes plus more here: Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley

Best Practices for a Head Start on Your Financial Future

Is your legacy plan secretly working against your family's future? Watch as we unpack the multi-trillion-dollar wealth transfer reshaping America's financial landscape - and why traditional inheritance planning might set your family up for failure! Have you ever wondered why some families maintain their wealth for generations while others lose it all by the third generation? The answer is not luck — it's strategic legacy planning. Are you ready for a masterclass in family wealth preservation? It's time to learn how the proper legacy planning framework could be the missing piece in your family's financial future. Don't let your life's work become a family burden - join us for this transformative episode that goes beyond the basics of estate planning. Your family's future harmony might just depend on it!

First Trust Securities gives us their take on the upcoming election, and why you should stay the course in your financial plan.  Want to know what Warren Buffet, Bill Gates, and Michael Dell are investing in right now?  We give you all the details of their current portfolios and so much more on this week's "Your Financial Future" Program.

Securing generational wealth has never been more critical in today's rapidly evolving financial landscape. It's not just about safeguarding our financial future; it's about leaving behind a legacy that can provide security and opportunity for generations to come. In this episode, we dive into the Family Banking Formula concept on The Money Advantage podcast. The insights are empowering and transformative, and I'm excited to share them with you. https://www.youtube.com/live/FZTDxocCGwY We will guide you through the key strategies discussed in the podcast, from the concept of the family banking formula to the strategic use of whole life insurance. My goal is to equip you with the knowledge and motivation to take control of your financial future, ensuring that you not only secure wealth for yourself but also create a lasting legacy for your family. The Power of the Family Banking Formula: Building a Financial LegacyGenerational Wealth Through Whole Life Insurance: A Strategic AssetPersonal Banking Within the Family: Creating a Private Financial EcosystemThe Mechanics of the Family Banking Formula: How It WorksLeveraging Life Insurance for High-Net-Worth Wealth BuildingStability and Risk Management: The Strength of Insurance CompaniesTake Control of Your Financial Future with the Family Banking Formula The Power of the Family Banking Formula: Building a Financial Legacy The core idea behind the family banking formula is to take control of the banking function in your life instead of relying on traditional banks. We use specially designed whole life insurance policies to manage our family bank. At the heart of how we have personally implemented this concept is the Infinite Banking Concept (IBC), which is a strategy that allows individuals to become their own bankers. One of the key benefits of family banking is the ability to pool resources within the family. Imagine a system where you and your family members can borrow money from the family bank to fund various endeavors, whether it's starting a business, paying for education, or purchasing a home. By doing this, you keep the wealth within the family, allowing it to grow through uninterrupted compound interest. This approach not only benefits you and your immediate family but also sets up future generations for financial success.  Successful family banking isn't just about having the right financial structures in place—it's about adopting the right mindset, teaching future generations financial literacy, and providing accountability and mentorship, which are crucial for making the most of family banking. Family banking offers unparalleled access to liquidity, better returns, and reduced taxes. But more importantly, it fosters a mindset that views the family as a cohesive financial unit and promotes long-term financial independence. Imagine your family as a corporation, where each member plays a crucial role in building and maintaining financial health. By pooling resources and making strategic decisions together, your family can achieve financial goals that might seem out of reach if tackled individually. This approach strengthens family ties and lays the groundwork for a legacy of wealth, value creation, and financial literacy that can be passed down through generations. This fits well with the definition of legacy in my book Seven Generations Legacy: Design a Multigenerational Legacy of More Than Money. The definition is: “The character, values, and financial means to live life on your terms that are modeled, taught, stewarded, and given from one generation to the next.” To take it one step further, a perpetual legacy is family wealth and flourishing that grows with each successive generation. Generational Wealth Through Whole Life Insurance: A Strategic Asset One of the podcast's most impactful revelations is the strategic use of whole life insurance to build and preserve generational wealth. Unlike term life insurance,

We are kicking off our bonus episode series about what you need to know about finance to set you, your family, and your business up for success! Justin Bates is joining me throughout this series to give us the information needed to begin thinking about finances and to make more educated financial decisions. Today, we are diving into retirement planning essentials. Thinking about and planning for retirement can seem daunting and many of us don't know where to begin. Justin is sharing some tips on making the most of your 401k, who should have an IRA, and where to begin with retirement savings for those who are self-employed. We also discuss the importance of comprehensive financial planning and diversifying your investments. If you are overwhelmed by financial planning, remember it doesn't have to be daunting and you can take simple, proactive steps toward securing your financial future.   Listen to Episode 66: Welcome to Your Financial Future with Justin Bates of Boots Financial   Resources & Links: Join The Directory Of The West Get our FREE resource for Writing a Strong Job Description Get our FREE resource for Making the Most of Your Internship Email us at hello@ofthewest.co Join the Of The West Email List List your jobs on Of The West   Connect with Justin: Call Strategic Financial at (417) 823-3810 Check out his website Email him at jbates@thestrategicfinancial.com Follow him on Instagram @jbates_sf : Connect with Jessie: Follow on Instagram @ofthewest.co and @mrsjjarv Follow on Facebook @jobsofthewest Check out the Of The West website Be sure to subscribe/follow the show so you never miss an episode! Learn more about your ad choices. Visit megaphone.fm/adchoices

How much is enough? Have you ever sat down and truly considered what would be enough for you? Founder and CEO of Burleson Seminars, Dustin Burleson, joins the conversation today to discuss this vital aspect of our careers that can determine the longevity and enjoyment of our lives. Listen in to learn how important it is to be intentional, understand your why, and make sure you're not just checking societal boxes. Check out the show notes for more information! If you like this episode, here are more episodes we think you'll enjoy: Ted Oakley: The White Collar Recession - How to Preserve Wealth in Uncertain Times - Ep 495 Alastair Macdonald: Circumventing Economic Crises and the Pursuit of Wisdom - Ep 493 Frances Stacy: Investor Alert! Navigating Market Turbulence – What You Don't Know May be Harmful to Your Financial Future! - Ep 490 P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think) : 1. Schedule a Call with My Team: If you'd like to replace the earned income you need from your practice with investment income in as little as 2-3 years, and you have at least 1M in available capital (can include equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up markets and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard. 

Time and profitability are key components to doing dentistry on your own terms. Scott Manning joins the show today to talk about the importance of rethinking conventional dentistry models and how you can turn limitations into assets in your practice. A valuable mentor and cohort of mine, Scott has valuable insight into the dentistry industry that you don't want to miss! Check out the show notes for more information! If you like this episode, here are more episodes we think you'll enjoy: Ted Oakley: The White Collar Recession - How to Preserve Wealth in Uncertain Times - Ep 495 Alastair Macdonald: Circumventing Economic Crises and the Pursuit of Wisdom - Ep 493 Frances Stacy: Investor Alert! Navigating Market Turbulence – What You Don't Know May be Harmful to Your Financial Future! - Ep 490 P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think) : 1. Schedule a Call with My Team: If you'd like to replace the earned income you need from your practice with investment income in as little as 2-3 years, and you have at least 1M in available capital (can include equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up markets and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard. 

Rodrigo Cuesta is a Medical Doctor and Surgeon who could not find a good job despite having a great CV. This led him to entrepreneurship and he founded his first company in Telehealth. He sold that and blew 50% of the money trying to invest in different things with leverage. The rest of the money was invested in a venture studio that also got acquired. All of that reward was converted into Bitcoin and Rodrigo never looked back. He stopped being a speculator and is now following a low-risk strategy to accumulate more Bitcoin. → Follow Rodrigo on https://twitter.com/Roxqsta

Today, I'm joined by Drs. Martin and Debra Crombie to discuss their success in selling their practice and how they are developing their skills to invest their capital. They share how they overcame the anxiety of an uncertain financial future and their discovery of a path to financial freedom through the Freedom Founders community. Check out the show notes for more information! If you like this episode, here are more episodes we think you'll enjoy: Investor Alert! Navigating Market Turbulence – What You Don't Know May be Harmful to Your Financial Future! – Frances Stacy: Ep #490   Deciding Whether to Sell—and How to Sell – Perrin DesPortes: Ep #486   What's Next? – Life After Exiting Clinical Practice – Daniel Sage: Ep #484 P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think) : 1. Schedule a Call with My Team: If you'd like to replace the earned income you need from your practice with investment income in as little as 2-3 years, and you have at least 1M in available capital (can include equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up markets and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard. 

What's better than two Bank On Yourself Professionals helping you understand financial freedom? Obviously, it's FIVE of them to learn from. Brandon, Ben, Sarry, Chris, and Ryan are here to tell us how they achieved financial freedom and why they want to help you get there too. This candid conversation helps you understand the importance of generational wealth, how to create a financial foundation that isn't volatile, and the impact of financial education.  These five professionals are sharing with you their unique stories and how they can help you achieve long-lasting financial security.    00:00 Introduction: Discovering Your Passion and Purpose 00:38 Background: The Journey of Banking Yourself Professionals 02:53 Podcast Welcome: Wealth Wisdom Financial 03:52 Infinite Banking: Building a Solid Financial Foundation 05:08 Guest Insights: Why We Bank on Yourself 13:13 Generational Wealth: The Long-Term Impact 18:02 Faith and Finance: A Spiritual Perspective 27:42 Closing Thoughts: Taking Control of Your Financial Future 33:17 Final Call to Action: Schedule Your Discovery Call   Links mentioned in the episode: Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available) Watch on YouTube here: https://youtu.be/aMtCUYRvs6I 

Join us as we celebrate four years of unabashed conversations, laughs, and deep dives into the most 'so rude' topics! From our humble beginnings to where we are now, this special episode is a tribute to our incredible listeners and guests who've made this journey unforgettable. Expect reminiscing, top tier early catalog call outs, and some never-before-heard stories from behind the mic. Whether you're a long-time fan or just discovering us, come party with us as we mark this milestone in true 'so rude' style! Episodes Mentioned: Episode 1 - How to Make a Change in 3 Easy Steps Episode 11 - What You Should Be Doing NOW to Prepare for Your Financial Future feat. Richard Jakotowicz Jr Episode 58 - Consistency Beats Motivation Every Single Time The So Rude Podcast releases weekly episodes on Tuesdays hosted by Paige Ruderman. Follow along to hear about music, Nashville, songwriting, and more. Socials Instagram -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠@sorude.podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok - @sorude.podcast Email - sorudepod@gmail.com Website -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠paigeruderman.com

This conversation explores the relationship between time and money and how they impact our lives. The host emphasizes the importance of understanding this relationship and how it can lead to a better and more fulfilled life. The chapters cover topics such as the role of time in wealth building, the implication of time in our financial future, maximizing money and understanding life's purpose, using money to gain more time, overcoming scarcity mindset, investing in oneself, the power of mentorship, and changing mindset to spend money wisely. Takeaways Time is a crucial factor in wealth building, with compound interest over a long period being the key to significant growth. Maximizing money should not be the sole focus; it is important to have a clear goal and purpose for financial success. Using money to gain more time can lead to a more fulfilled life. Overcoming scarcity mindset and investing in oneself is essential for financial growth. Mentorship can provide valuable insights and accelerate one's journey to success. Changing mindset to view money as a tool for gaining time can lead to a more prosperous and fulfilling life.     Chapters: 00:00The Importance of Time and Money 02:05The Role of Time in Wealth Building 04:09The Implication of Time in Your Financial Future 06:01Maximizing Money and Understanding Life's Purpose 07:27Using Money to Gain More Time 08:24Overcoming Scarcity Mindset and Investing in Yourself 11:20The Power of Mentorship 12:44Changing Mindset and Spending Money Wisely 15:08Spend Money to Get More Time Back

Pat Renn is a financial professional who has been cited in ABC, NBC, FOX, and CBS for his work in wealth management. A CERTIFIED FINANCIAL PLANNER™ with over 35 years of financial counseling experience, he is also the president and founder of The Renn Wealth Management Group. Pat once served as president of both the Georgia Society of the Institute of Certified Financial Planners and the Georgia chapter of the International Association for Financial Planning. A published author as well, Pat has written two books, Finding Your Money's Greater Purpose, and most recently, Your Financial Future and Legacy. He was born in Greece and moved with his family to the U.S. when he was 10 years old. Today Pat resides in metro Atlanta and is married with two sons. In his leisure time, he enjoys traveling, golfing, fly fishing, and wing shooting. Show Notes: In this episode, financial planner and successful small business owner Pat Renn joins our hosts for an informative discussion on succession planning. Pat shares insights on this important process and why many small business owners find it easier to get into business than it is to get out of it. Pat talks about the need to begin planning for your exit sooner rather than later, why many small business owners are choosing to work longer, the role shared values play in his hiring process, and how leaders need to set the pace. Tune in to learn how to maximize the value of your business, how to begin the succession planning process, and a little bit about wing shooting. Episode Highlights: • What Matters to Small Business [0:03:40] • Blind Spots [0:05:10] • The Continuity Plan [0:06:17] • Identifying Your Successor [0:07:39] • The Planning Process [0:09:39] • Current Trends [0:12:19] • Success vs. Failure [0:13:54] • A Collaborative Process [0:17:29] • Role of a Leader [0:20:08] • Rapid Fire [0:21:52] • Contact Information [0:26:31] • Takeaways [0:27:37] • SBM Announcements [0:29:35]

What can Super Bowl LVIII teach us about financial fitness? In this episode, I dive into wisdom we can take away from the year's biggest game and explore how stars like Taylor Swift and Usher, along with the athletes' inspiring stories, reveal crucial financial strategies. Listen in as I analyze the perseverance and disciplined approaches of NFL players and entertainers, showing how their journeys mirror essential financial principles. You'll hear actionable insights for achieving financial wellness and learn the significance of dedication to long-term goals and resilience. "In the same way that athletes and performers dedicate themselves to their craft, achieving financial fitness requires discipline, planning, and the courage to pursue long-term goals over instant gratification.” - Tracey Bissett This Week on Young Money: Extracting financial lessons from the spectacle and spirit of Super Bowl LVIII. The impact of celebrity influence on financial decisions, with a spotlight on Taylor Swift and Usher. The disciplined journey to success: insights from the NFL's finest and musical icons. Strategies for setting, pursuing, and achieving your financial goals with resilience. Key takeaways: Vision and perseverance are key when it comes to achieving financial fitness. Navigate your financial future with support and guidance. There are no shortcuts to success—discipline is the path to victory. Resources Mentioned: EP017 Super Bowl's Musical Talent - Justin Timberlake & Lady Gaga EP067 5 Financial Lessons Learned from Maroon 5 EP090 3 Financial Fitness Lessons from Rihanna & Jay-Z EP101 How to Take Control of Your Financial Future like Taylor Swift EP123 3 Financial Fitness Lessons from Jennifer Lopez and Shakira EP179 Milli Moves: Bitcoin – Investing or Gambling? EP231 Back to Basics EP232 Financial Lessons from Hip Hop at the Super Bowl EP280 Sports Betting: Gambling or Entertainment? EP281 Financial Fitness Lessons from Rihanna EP301 Will Swifties Save or Sink into Debt   Rate, Share & Inspire Other Young Millionaires-in-the-Making  Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week's episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don't forget to share your favorite episodes on social media!  Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

Lifestyle and money intersect at almost every turn, and they are the things that make us happy. Holly P. Thomas - behavioral economist, personal CFO, and author of The Mindful Money Mentality: How to Find Balance in Your Financial Future- will explore ten essential questions about whether money and lifestyle choices can make us happy and keep us happy.During this episode, you will:Gain greater insight into the relationship between lifestyle and money;Learn strategies for mapping our lifestyle goals to our money goals;Walk away with the basic pillars of a plan to take charge of your life and your money now and through retirement;Learn how to get help if you need it.About Holly P. Thomas (now Holly Donaldson):Holly Thomas has been a featured speaker on behavioral finance, economics, and the banking system in diverse venues, from college classes to large groups of business owners. She has developed instruction courses at the university level and as CE for CPAs.In 2006, based on her experience gained over 20 years as a corporate and private banker, Holly concluded that small business owners and successful executives often have substantial unmet needs for integrated personal and business financial plans. Holly has built her practice around providing these clients with sophisticated financial planning and access to professionals who implement this integration.Holly has enjoyed volunteering as an Advisory Board member of the Tampa Independent Business Alliance and Junior Achievement, chairing the local United Way's Audit Committee, and speaking on behalf of LifePath Hospice. Holly is a 2001 Leadership Tampa graduate and was chair of the NAPFA Leadership Development Committee and NAPFA South Regional Board.Get in touch with Holly P. Thomas (now Holly Donaldson):Visit Holly's website: https://www.hollydonaldsonfinancialplanner.com/ Buy Holly's book: https://revolutionizeretirement.com/thomas What to do next: Click to grab our free guide, 10 Key Issues to Consider as You Explore Your Retirement Transition Please leave a review at Apple Podcasts. Join our Revolutionize Your Retirement group on Facebook.

John Bowens from Equity Trust Company, one of the nation's largest providers of self-directed IRAs and solo 401ks, joins Chad on the Real Estate Runway Podcast to discuss how to get started investing in alternative assets through a self-directed IRA. John Bowens is one of the most sought-after and respected educators in the self-directed IRA industry. As Director, Head of Education, and Investor Success at Equity Trust Company, John draws from his 20 years in the real estate industry and his experience as an active real estate investor. Learn about the process for investing in self-directed IRAs, the tax implications you need to be aware of, and how to transfer money into an Equity Trust IRA without incurring any taxes or penalties. This episode provides essential information for anyone looking to make use of self-directed IRAs in their investment portfolio. Tune in now for all the details!   Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!   LinkedIn: /TeamQuattroCapital Instagram: @TeamQuattroCapital Facebook: @TeamQuattroCapital Website: www.TheQuattroWay.com  TikTok:@realestaterunwaypodcast     [00:00 - 07:16] Introducing John Bowens of Equity Trust Company • Equity Trust Company is one of the largest providers of self-directed IRAs and solo 401ks • John Bowens has been in the real estate industry for 20 years and has trained over 60,000 investors • Self-directed IRAs allow individuals to invest in real estate, gold, private equity, hedge funds, cryptocurrency, and more • Individuals can move their existing retirement accounts from prior employers or qualified plans into self-directed IRAs to gain control over their money   [07:16 - 14:03] Taking Control of Your Financial Future with a Self-Directed IRA or Solo 401K • Rolling over or transferring money from one financial institution to another does not create any taxes or penalties • Self-directed IRA is the first step of the three-step process to invest in private market investments • No taxes or penalties when investing in a private asset, such as buying a property with IRA money • Rental income and expenses are paid with IRA funds; no tax reporting is necessary when selling the property • Most financial institutions do not allow alternative investments in IRAs • Some financial advisors may discourage investing in alternative assets   [14:04 - 21:16] Rules, Disqualified Persons, and Prohibited Transactions Explanation • Equity Trust is just another member of your financial team, a tool in your toolbox • The Internal Revenue Code 4975 tells us what we can't invest in with our IRA, not what we can invest in • Disqualified persons include yourself, your spouse, any businesses you own and operate, and your children and grandchildren. • Transactions include buying, selling, leasing, or exchanging any property.   [21:16 - 28:36] Prohibited Transactions: What You Need to Know About Investing With Disqualified Persons • It is not possible to move a property or interest in an LLC into an IRA • Taking money from an IRA and loaning it to oneself, spouse, or children is prohibited • Investors can take IRA money and buy a new property, rent it out, and have cash flow coming back in • Investors can take their IRA money and loan it to a real estate flipper as long as they are not a disqualified person • Transactions with disqualified persons must be done proportionally   [28:36 - 36:25] Understanding Unrelated Business Income Tax (UBI or UDFI) for Real Estate Investments • Equity Trust Company custodian FBO is in for the benefit of the client's name or account number IRA is the titling that will be seen on public records • Unrelated Business Income Tax (UBI) applies to tax exempt entities, including IRAs and other tax exempt entities • UBI occurs when an IRA is investing in an ongoing trader business or borrowing money to acquire real estate • UBI can be as high as 37% for income over 13,400 in 2023.   [36:25 - 45:56] Unlocking the Power of Self-Directed IRAs • Self-directed IRA investments can provide tax shelter and the potential for higher returns. • Equity Trust does not give tax, legal or financial advice but prepares 990Ts to take advantage of carry forward losses. • John's superpower is adult education and financial education. • His biggest mistake is falling victim to analysis paralysis and missing out on good opportunities. • Equity Trust provides white glove service, educational content, webinars, reports and guides.     Quotes: "And so you have to Learn more about that. You have to do your own due diligence and make a decision on where and how you wanna invest and what percentage of your retirement portfolio you wanna allocate to these private market investments like real estate partnerships or other types of alternative investments." - John Bowens "Sometimes it's okay to pay a little bit of a price today so that we can pay any price in the future because going forward, maybe you find that you can get involved in other real estate investments or other opportunities that don't require debt leverage." - John Bowens   Connect with John through LinkedIn, or visit Equity Trust   LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com. Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.   Nectar: https://app.usenectar.com/quattro-capital   Entity Keeper:  Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!    

IN THIS EPISODE, YOU'LL LEARN: 01:47 - What the differences between a Roth and Traditional IRA are. 04:40 - How to decide which account to contribute to each year. 09:23 - Which types of securities you should hold in each account. 24:45 - When a Millennial may want to consider buying life insurance. 28:01 - What the different types of life insurance are. 37:45 - How to decide whether to go with a term or whole life insurance policy. 40:22 - How life insurance can be used as an investment and when you should consider this. 42:48 - What kind of returns you can expect from using life insurance as an investment. 44:10 - How to use life insurance to borrow against it and when this makes sense. 47:07 - How much life insurance should you buy? 49:46 - Should you open a joint/custodial taxable investment account for your kids? And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCheck out Money Crashers.How Much Life Insurance Do I Need?.Life Insurance for Millennials – Do You Need to Get It and How Much?.Backdoor Roth IRA – Definition & How to Make These Contributions.Related Episode: Take Control of Your Financial Future w/ Brennan Schlagbaum – MI092.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Robert and Rebecca's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Get up to 3% Daily Cash back on everything you buy with Apple Card. Subject to credit approval. Daily cash is available via an Apple Cash card or as a statement credit. See Apple Card customer agreement for terms and conditions. Apple Cash card is issued by Green Dot Bank, Member FDIC. Variable APRs range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022.Invest in high quality, cash flowing real estate without all of the hassle with Passive Investing.Private assets represent 98% of companies in North America but are absent in most portfolios. Reconstruct your portfolio with private markets with Mackenzie Investments.Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with Avast One. Make backing up and accessing your data astonishingly easy with Backblaze. Sign up for a free trial today.Push your team to do their best work with Monday.com Work OS. Start your free two-week trial today.Support our free podcast by supporting our sponsors.Connect with Brian: Twitter| LinkedIn Connect with Rebecca: Twitter | InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.