Podcasts about consumer advocacy

  Firearms aren't just something people partake in as a hobby or piece of their lifestyle. They are an investment. Something that they pour time, effort, money and parts of their life into to change the way they live their lives. While the price of firearms varies, if there was ever a time where something absolutely needed to "do what it's supposed to", it's with firearms. When we consider the variety of x-factors inside of any purchase, the path to firearm ownership is littered with many different kinds of landmines that are NOT easy to nagivate. Consumer Advocacy is VITAL to make sure that your investment isn't only sound, but eventually REALIZED and that means sharing information. We're planning on doin ghat and more inside this episode of 2GuysTalking Guns as we continue the "Tale of the TTI Combat inside this episode of 2GuysTalkingGuns...   The 2GuysTalkingGuns Podcast Links Bar:  Connect with The Host!     Subscribe to This Podcast Now!     This program is one of the many parts of The WhatCopsWatch.Com Effort! Rate this podcast on Apple Podcasts. the Ultimate success for every podcaster is FEEDBACK! Not an Apple Podcasts user? No problem! Be sure to check out any of the other many growing podcast directories online to find this and many other podcasts on The 2GuysTalking Podcast Network!   Housekeeping -- The USCCA - Education, Peace of Mind and More: The USCCA is a centerpiece of education for 2GuysTalkingGuns, in that Mike Wilkerson is a USCCA-Certified Firearms Instructor. Be sure to check out the USCCA to understand the benefits of incident insurance that goes far deeper than simply events involving a firearm. Protect your family by educating yourselves about the USCCA. 2GuysTalking is an Official Partner Organization of The USCCA. https://www.usconcealedcarry.com/ -- The Editor Corps - Make Your Podcast Soar: There's only one question to ask: Why are YOU still editing your podcast? Reclaim the time you spend on editing (easily at least twice the time you spend on capturing the program) to make more great content by enlisting "The Editor Corps" who will "Make Your Podcast Soar!" http://EditorCorps.Com -- The Voice Farm: Fred Wilkerson, Mike's Father that died in the first few days of 2018, always dreamed of a place that those interested in Voiceover could go to learn more about the industry and experience - without all the BS that goes with it. We build it four and a half years go and it continues to provide new voiceover artists and businesses looking for voiceover talent a place to go and secure great voiceover artists. http://VoiceFarmers.Com   Foster the Goals and Connect with 2GuysTalkingGuns: It's EASY to do it all! Whether you're sending us equipment, gear or your latest doo-dad, or want to get the T-shirts that foster our educational goals you can do it all here! Send your items to us at: 2GuysTalking 1200 Lake Saint Louis Boulevard  Lake Saint Louis, MO 63367 Connect with us via our quick web form or socials listed above...   The Detailed Shownotes for This Episode of 2GuysTalkingGuns: Looking for the detailed links, information and references used inside this episode? Read on below to find them all and remember to reach out to ask if there's something else you'd like to see from this episode!   Timestamps for This Episode of 2GuysTalkingGuns: 00:00 Tackling Gun Fears and Education 03:26 "Encouraging Observation at Shooting Ranges" 06:26 TTI Combat Gun: Unmatched Performance 10:40 Gun Store Profits are Surprisingly Slim 15:40 "Premium Products: Are They Worth It?" 18:19 Consumer Advocacy's Unwanted Dagwood Sandwich Dilemma 20:35 Email Delivery and Confirmation Expectations 25:17 Encouraging Constructive Feedback and Dialogue 28:06 Complaints Over Costs and Shipping Labels 30:29 "Understanding Media Bias with Ground News"

  Firearms aren't just something people partake in as a hobby or piece of their lifestyle. They are an investment. Something that they pour time, effort, money and parts of their life into to change the way they live their lives. While the price of firearms varies, if there was ever a time where something absolutely needed to "do what it's supposed to", it's with firearms. When we consider the variety of x-factors inside of any purchase, the path to firearm ownership is littered with many different kinds of landmines that are NOT easy to nagivate. Consumer Advocacy is VITAL to make sure that your investment isn't only sound, but eventually REALIZED and that means sharing information. We're planning on doin ghat and more inside this episode of 2GuysTalking Guns as we continue the "Tale of the TTI Combat inside this episode of 2GuysTalkingGuns...   The 2GuysTalkingGuns Podcast Links Bar:  Connect with The Host!     Subscribe to This Podcast Now!     This program is one of the many parts of The WhatCopsWatch.Com Effort! Rate this podcast on Apple Podcasts. the Ultimate success for every podcaster is FEEDBACK! Not an Apple Podcasts user? No problem! Be sure to check out any of the other many growing podcast directories online to find this and many other podcasts on The 2GuysTalking Podcast Network!   Housekeeping -- The USCCA - Education, Peace of Mind and More: The USCCA is a centerpiece of education for 2GuysTalkingGuns, in that Mike Wilkerson is a USCCA-Certified Firearms Instructor. Be sure to check out the USCCA to understand the benefits of incident insurance that goes far deeper than simply events involving a firearm. Protect your family by educating yourselves about the USCCA. 2GuysTalking is an Official Partner Organization of The USCCA. https://www.usconcealedcarry.com/ -- The Editor Corps - Make Your Podcast Soar: There's only one question to ask: Why are YOU still editing your podcast? Reclaim the time you spend on editing (easily at least twice the time you spend on capturing the program) to make more great content by enlisting "The Editor Corps" who will "Make Your Podcast Soar!" http://EditorCorps.Com -- The Voice Farm: Fred Wilkerson, Mike's Father that died in the first few days of 2018, always dreamed of a place that those interested in Voiceover could go to learn more about the industry and experience - without all the BS that goes with it. We build it four and a half years go and it continues to provide new voiceover artists and businesses looking for voiceover talent a place to go and secure great voiceover artists. http://VoiceFarmers.Com   Foster the Goals and Connect with 2GuysTalkingGuns: It's EASY to do it all! Whether you're sending us equipment, gear or your latest doo-dad, or want to get the T-shirts that foster our educational goals you can do it all here! Send your items to us at: 2GuysTalking 1200 Lake Saint Louis Boulevard  Lake Saint Louis, MO 63367 Connect with us via our quick web form or socials listed above...   The Detailed Shownotes for This Episode of 2GuysTalkingGuns: Looking for the detailed links, information and references used inside this episode? Read on below to find them all and remember to reach out to ask if there's something else you'd like to see from this episode!   Timestamps for This Episode of 2GuysTalkingGuns: 00:00 Tackling Gun Fears and Education 03:26 "Encouraging Observation at Shooting Ranges" 06:26 TTI Combat Gun: Unmatched Performance 10:40 Gun Store Profits are Surprisingly Slim 15:40 "Premium Products: Are They Worth It?" 18:19 Consumer Advocacy's Unwanted Dagwood Sandwich Dilemma 20:35 Email Delivery and Confirmation Expectations 25:17 Encouraging Constructive Feedback and Dialogue 28:06 Complaints Over Costs and Shipping Labels 30:29 "Understanding Media Bias with Ground News"

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here.Are you making smart financial decisions—or just hopeful ones based on optimism bias?In this episode of the Canadian Wealth Secrets podcast, Kyle Pearce sits down with John De Goey—veteran Canadian portfolio manager and author of Bullshift—to uncover the subtle ways the Canadian financial services industry nudges you toward overconfidence and unrealistic expectations. With over 30 years in the Canadian financial industry, John reveals why many Canadians unknowingly rely on hope rather than strategy when it comes to investing and planning for retirement.Whether you're a high-income earner or business owner wondering if your savings strategy is enough, or someone approaching retirement unsure about your risk profile, this episode delivers clarity. John discusses the difference between risk tolerance and risk capacity, why your investing behavior in a market downturn matters more than you think, and how to avoid the trap of thinking "it won't happen to me." This conversation is especially relevant in today's uncertain Canadian financial markets, where realistic planning—not blind optimism—is your best ally.What you'll learn:Learn how to assess and adjust your financial risk based on your actual capacity, not just your comfort level.Discover why even the most well-written financial plans can fail without behavioral discipline.Get real numbers and strategies for RRSP, TFSA, and advanced savings when income exceeds contribution limits. 

  In this episode, we tackle a pressing consumer issue that many face but few discuss openly: the frustrations surrounding mail delivery, particularly for the elderly. Our host shares a personal story about their mother's mail being misdirected and delayed, leading to missed bills and emotional distress. We delve into the challenges of dealing with postal services, the lack of accountability from local representatives, and the impact on those who rely on timely mail delivery. Join us as we explore potential solutions and rally for change in our postal system!    

In this episode of the Running Wine Mom podcast, host Samantha Cieslinski discusses the critical issue of product safety for children with Oriene Shin from Consumer Reports. They explore the hidden dangers of common products, the lack of accountability in online marketplaces, and the importance of advocacy for safer regulations. The conversation covers various topics including infant sleep safety, the risks of baby walkers, and the dangers associated with water beads. Oriene shares her insights on navigating parenthood, the challenges of regulatory agencies, and the role of public advocacy in driving change. The episode emphasizes the need for parents to stay informed and trust their instincts when it comes to product safety.Discount Code for CR: cr.org/therunningwinemomRecall Site: https://www.cpsc.gov/Consumer Product Safety Commission:  saferproducts.govSafety Tips for home: https://www.charlieshouse.org/The Water Bead LadyMore from Oriene:  https://www.consumerreports.org/babies/

Consumer advocacy organisations are significant agents for change in maternity care. In this episode, we delve into the powerful story behind The Perth Birth Link, an advocacy group founded in 2023 to address preventable birth trauma and help women find empowerment through education and support. Being the new kids on the block in this space has given Amy O'Meagher, (the founder of Perth Birth link) a unique view into the culture, triumphs and tragedies of what it means to be a consumer activist. Amy explains the details of how to set up an advocacy organisation and the steps that anyone can take to be heard by people in power. To get on the mailing list for the podcast and to access the resource folders for each episode, visit melaniethemidwife.com Get more from the Great Birth Rebellion Podcast Join the podcast mailing list to access the resource folder from each episode at www.melaniethemidwife.com Join the rebellion and show your support! Grab your Great Birth Rebellion merchandise now at www.thegreatbirthrebellion.com Join the premium podcast members Hub which gives you access to transcripts, additional resources AND the 'ask Mel a question' button so you can submit questions for Mel to answer in the hub. Only available in the premium podcast members hub. Join the hub here Follow us on social media @thegreatbirthrebellion and @melaniethemidwife If this podcast has improved your knowledge or pregnancy, birth or postpartum journey please consider thanking us financially by leaving a tip to support the ongoing work of this podcast. Disclaimer The information and resources provided on this podcast does not, and is not intended to, constitute or replace medical or midwifery advice. Instead, all information provided is intended for education, with it's application intended for discussion between yourself and your care provider and/or workplace if you are a health professional. The Great Birth Rebellion podcast reserves the right to supplement, edit, change, delete any information at any time. Whilst we have tried to maintain accuracy and completeness of information, we do not warrant or guarantee the accuracy or currency of the information. The podcast accepts no liability for any loss, damage or unfavourable outcomes howsoever arising out of the use or reliance on the content. This podcast is not a replacement for midwifery or medical clinical care.

What if the clothes on your back—the very fabrics that define your identity, keep you warm, or make you feel empowered—were actually working against your health? What if, beneath the aesthetics of sustainable fashion, there was a darker truth about toxic chemicals in everything from fast fashion to luxury garments? And how would knowing this change the way you choose, wear, and interact with your wardrobe moving forward?"The conversation of today's episode is equal parts eye-opening and actionable—one that might make you look at your closet differently by the time we're done. I'm speaking with Alden Wicker, a leading investigative journalist and author of the powerful new book To Dye For: How Toxic Fashion Is Making Us Sick – and How We Can Fight Back. If you've ever wondered about the invisible chemicals lurking in your clothes or the impact the fashion industry is having on both the environment and your health, this conversation is going to be absolutely essential.Alden's work delves deep into the hidden costs of fashion, exploring everything from autoimmune disorders linked to synthetic dyes to how greenwashing is deceiving well-meaning consumers. She's appeared on platforms like NPR, Wired, and BBC, and today she brings her insights here to offer both a critique of the fashion industry and, more importantly, solutions for how we can all make safer, healthier, and more ethical choices moving forward and how we as consumers can push the industry toward genuine accountability. We'll also explore innovations in non-toxic materials, practical ways to detoxify your wardrobe, and the truth about what's really happening behind those ‘sustainable' labels.Episode highlights:00:51 Meet Alen Wicker: Investigative Journalist02:24 The Hidden Dangers in Our Clothes05:40 The Airline Uniform Scandal15:41 Common Toxic Chemicals in Clothing37:44 The Environmental Impact of Toxic Fashion43:58 Consumer Advocacy and Industry Change47:28 Future of Fashion: Transparency and Accountability52:52 Conclusion and Final ThoughtsResources mentioned:Alden Wicker's websiteTo Dye For by Alden WickerGuest's social handles:LinkedInFacebookP.S. If you enjoy this episode and feel it helps to elevate your life, please give us a rating or review. And if you feel others may benefit from this podcast as well, spread the word, share and help grow our tribe of Superhumans. When we help heal One, we help heal All. Much gratitude and love.Yours,Ariane

Join the hosts of Iron Radio, including Phil Stevens, Dr. Nelson, Lonnie Lowery, and Sean Casey, as they dive into an engaging discussion on the evolution of bodybuilding, from the classic physiques of icons like Frank Zane and Arnold Schwarzenegger to today's mass monsters like Samson Dauda and Chris Bumstead. They explore the impact of steroids and PEDs, the globalization of bodybuilding, and the decline of muscle magazines. Additionally, the show delves into the complexities of the dietary supplement industry, featuring expert insights on formulation, safety, and regulatory challenges. Hear from industry insider Sean Casey about the FDA's stance on supplement regulation, the importance of quality control, and tips for aspiring supplement manufacturers. This episode is a must-watch for anyone interested in the intersection of bodybuilding and the supplement industry.01:15 Olympia Winners Recap03:30 Bodybuilding's Changing Landscape14:42 Iron Radio Updates and Announcements17:06 Discussion on Dietary Supplement Industry32:44 Challenges in Supplement Manufacturing34:52 Economic Considerations for Small Companies36:28 Ensuring Quality and Safety in Supplements39:24 Consumer Advocacy and Supplement Safety43:25 The Role of Dietitians in Supplement Advice53:43 Starting a Supplement Company: Key Steps57:44 Distribution and Manufacturing Insights01:03:32 Lessons Learned in Supplement Production Donate to the show via PayPal HERE.You can also join Dr Mike's Insider Newsletter for more info on how to add muscle, improve your performance and body comp - all without destroying your health, go to www.ironradiodrmike.com Thank you!Phil, Jerrell, Mike T, and Lonnie

Climate groups and members of the public are calling on a consumer advocacy group led by the Legislature to oppose increases to their power bills.

Will this be the episode that gets us canceled? Probably not, but in this episode, we sit down with Steve Brobeck, Senior Fellow for the Consumer Federation of America, to discuss cooperative compensation and commissions. Steve's insights have been cited in the lawsuit settlement, debating the effects of commission price-fixing and advocates for a more transparent system.    James and Keith challenge some of his views, exploring the complexities between buyers, sellers, and agents. Steve's unique perspective on the future of real estate commissions and licensing standards provide a thought-provoking conversation.   Follow the link below for the reports mentioned in the show: The Agency MessFlorida ReportNYC Report Full list of Housing reports from CFA.   Connect with Steve on LinkedIn - learn more about Steve at CFA.  Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com. This podcast is produced by Two Brothers Creative 2024.

In 2018, The Consumer Advocacy Council was set up by cabinet in response to a commissioned investigation into the nation's problematic electricity market. It was designed to act as an independent advocate for residential and small business electricity consumers in Aotearoa. Then came Budget 2024. With the stroke of a pen, the council was scrapped by the coalition government to help balance the books. Former chair Deborah Hart speaks to Bernard Hickey about what the loss of the council means for everyday consumers, what's wrong with our electricity industry and how we can improve things in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanna go to the ASTA Expo? Learn how hereIn this episode, Braxton Critcher is joined by Lucas Underwood, who sheds light on the significance of upgrading business management skills for automotive repair shop owners. Lucas emphasizes how refining customer service and client experience are crucial, noting that actual car repairs make up less than 10% of the business. The discussion also underscores the importance of adapting to emerging technologies and networking opportunities, such as those provided by the upcoming ASTA Expo.00:00 Adapting networking to find business resources quickly.05:30 Unexpected encounters led to recognition and validation.06:45 News show ruined, humor me, podcast involvement.10:37 The First million is easy, the second million is hard.14:35 Corporate greed exploits the American working class, killing people.16:45 Industry responsibility missed: technicians pressured to sell.19:37 Customers upset due to miscommunication, training emphasized.25:42 Preparing the workforce for evolving 21st-century challenges.26:45 Focus on creating a good learning environment.

Exploring the origins, impact, and future of resort fees in the travel industry.    Episode Highlights - **Introduction to Resort Fees:**  - Overview of the episode's focus on the frustration caused by resort fees.  - Brief history of how resort fees started in the late 1980s and early 1990s. - **Historical Context:**  - Initial introduction in popular tourist destinations like Las Vegas and Hawaii.  - Expansion into more hotels and cities over the decades.  - Evolution from covering amenities to becoming an additional revenue stream. - **Consumer Impact:**  - How resort fees disrupt budget planning for families.  - Lack of transparency leading to consumer frustration and legal scrutiny.  - Federal Trade Commission's role in investigating deceptive pricing practices. Key Discussion Points - **Why Hotels Charge Resort Fees:**  - Bundling of amenities and services.  - Revenue generation without raising advertised room rates.  - Market positioning and competitive pricing strategies.  - Offsetting operating costs.  - Avoiding commission fees paid to third-party booking platforms. - **Types of Hotels Charging Resort Fees:**  - Originally resorts and destination hotels in tourist-heavy areas.  - Expansion to urban hotels in cities like New York and San Francisco.  - No universal regulation, but emphasis on transparency and disclosure. - **Consumer Advocacy and Legal Actions:**  - Lawsuits against deceptive practices.  - Increased consumer awareness leading to clearer disclosures.  - Federal and local regulations requiring all mandatory fees to be disclosed upfront. Tips for Travelers - **Avoiding Resort Fees:**  - Research and contact hotels before booking.  - Book through channels that include fees in the total price.  - Look for packages or promotions that waive resort fees.  - Confirm fee details before arrival.  - Negotiate or express concerns during check-in.  - Review your bill at check-out and dispute unauthorized charges if necessary. Legislation Update - **No Hidden Fees Act:**  - Supported by the American Hotel and Lodging Association (AHLA).  - Aims to establish a single standard for transparent fee displays.  - Passed the House and awaits Senate approval.  - Potential impact on competitive pricing and hotel practices. Personal Insights - **Rob's Perspective:**  - The impact of resort fees on travel agents.  - Potential pitfalls of federal regulation.  - The importance of a comprehensive standard for fee transparency.  - Statistics from the AHLA indicating the prevalence and cost of resort fees.  - Recap of the history, current practices, and potential future of resort fees.  - Encouragement for listeners to stay informed and proactive in avoiding hidden fees.  - Thanks for tuning in to Episode 159 of The Family Vacationer.  - Invitation to join the next episode for more travel insights and tips. Additional Resources - **Links to Relevant Articles and Websites:**  - Federal Trade Commission guidelines on resort fees. https://www.ftc.gov/about-ftc/foia/frequently-requested-records/hotel-pricingresort-fee  - AHLA's stance on resort fees and related legislation. https://www.ahla.com/news/house-passes-no-hidden-fees-act-major-ahla-legislative-priority Have Show Ideas? Contact Rob at rob@thefamilyvacationer.live

Welcome to the latest episode of Supportive Care Matters. Join Medical Oncologist Professor Bogda Koczwara AM and advocate Matthew Zachary, founder of Stupid Cancer and the creative force behind the documentary "Cancer Mavericks." Matthew shares the profound journeys of pioneers who transformed cancer survivorship from the 1960s to the present day. From exhaustive research to heartwarming interviews, discover the intricate process of honouring those who fought tirelessly to improve the lives of cancer patients and survivors.This episode traces the evolution of cancer survivorship, from the early days of merely surviving to today's focus on enhancing life quality. Explore advancements in genomics, the importance of consumer protection and the nuanced approaches required for effective cancer prevention and treatment. As we navigate through the personal and socio-economic implications of cancer survivorship, we offer crucial advice for newly diagnosed patients and those just completing treatment. Uncover strategies for overcoming the bureaucratic challenges of the American healthcare system and the necessity for mutual empathy between patients and providers. As we conclude, we discuss the need for another revolution in society's attitude toward cancer survivors, underscoring the vital role of community support - and the new role of consumer advocacy - in making the cancer experience a little less daunting for others.Visit www.oncologynews.com.au for show notes and more information about Supportive Care Matters!This conversation is proudly produced by The Oncology Network.

The Consumer Advocacy Council is calling on the Electric Authority to step up to ensure power companies are being transparent.  NZIER research reveals the rules intended to shine a light on whether the big electricity companies are inflating prices, aren't working.  Gentailers —companies that both generate and sell electricity— are required to disclose the price they use internally to sell power to their retail arms.   Consumer Advocacy Council Chair Deborah Hart told Mike Hosking that gathering this information isn't enough.  She says to make proper sense of the data, the Electric Authority needs to make a pricing benchmark.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

There are concerns that another rise in power bills could be the straw that breaks the camel's back.  The Commerce Commission is proposing increased revenue limits for Transpower and 16 local lines companies to help cover rising demands of the national grid.  Electric bills would increase by an average $15 a month from April and $5 a month over the following four years to cover maintenance.  Consumer Advocacy Council Chair Deborah Hart says all alternatives need to be weighed up before a decision is made.  She says costs are already too much for some with rising inflation and the phased removal of the low fixed user fees.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

As cold weather continues to grip the country amid uncertainty about power supplies, consumers are being urged to make sure they are getting the best deal on their electricity.  Consumer Advocacy Council Chair Deborah Hart tells Mike Hosking that electricity bills can be terribly complicated and confusing, making it hard to compare prices.   Hart believes power companies should be required to have consistent information on power bills and provide a best power notice that lets consumers know if there is a better plan available.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Consumers will be feeling unsettled as the reliability of electricity supply is tested.  A cold snap and low wind generation meant the country faced a potential supply shortfall, and Transpower asked people to reduce electricity use between 7 and 9am.  Consumer Advocacy Council chair Deborah Hart says this kind of situation is not new, but the market model is obviously not working.  She said that we need to turn our attention from only building infrastructure to delivering energy efficiency and innovation.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

James and Keith sit down with Redfin's CEO, Glenn Kelman. As a top leader and innovator, Glenn shares his journey with Redfin from its early tech-driven approach to a more nuanced understanding of real estate as a service industry, emphasizing the human aspect of the single biggest transaction people will experience. This conversation also touches on the issue of dual agency and the impacts of the NAR settlement. Without compromising Redfin's own litigations, Glenn shares his own frustrations with the settlement and why MLSs need to close the loophole on clear cooperation. With his decades of experience, Glenn reflects on valuable lessons he's learned over the years, such as the significance of technology in enhancing service rather than replacing agents, and addresses the recent pivot towards a variable compensation model at Redfin.    Connect with Glenn on - LinkedIn   You can find Redfin on these social platforms. Facebook - X - Pinterest - Instagram Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - LinkedIn - TikTok. Visit us online at realestateinsidersunfiltered.com. This podcast is produced by Two Brothers Creative 2024.

“People tend to underestimate both how long they'll live and how long they'll spend in retirement. That's something that we really need to be realistic about.” - Heather Schreiber   Have you ever wondered how the labyrinth of Social Security intricacies might be uniquely affecting your retirement plan? Our hosts Stephanie McCullough and Kevin Gaines sit down with Heather Schreiber, a Social Security sage, to dissect the complex world of retirement planning for women. In this episode, the spotlight is on the hidden challenges women face due to career pauses, and how these disruptions can significantly alter the course of their Social Security benefits. They're not just discussing the issues but also providing the guidance needed to traverse these rocky terrains with confidence.   Navigating the bends and turns of the Social Security benefits calculation can feel like a daunting task. However, armed with knowledge such as how the Primary Insurance Amount (PIA) works, and understanding the bend point formula, women can better position themselves for retirement. Heather explains how the PIA is influenced by a full 35-year earnings record and how earnings-related reductions can be avoided. Whether you're considering working past retirement age or have already begun receiving benefits, this conversation is packed with insights on how to bolster your retirement income.   But wait, there's more! Our hosts along with Heather go beyond the basics and enter the realm of survivor and spousal benefits, an area where strategic planning can make a substantial difference. They unravel how the decisions of the higher-earning spouse can have far-reaching effects on survivors and discuss the nuances between survivor and spousal benefits. All of this critical information and more in this episode of Take Back Retirement, brought to you by Sofia Financial and American Financial Management Group.     Key Topics: Kevin's Dream Has Come True…Welcome, Dream Guest Heather Schreiber - Social Security Expert (01:06) Heather's Passion for Consumer Advocacy and Reliable Guidance (03:37) Women's Retirement Challenges and Planning Strategies (05:43) Social Security Benefits and Earning Limits for Widows/Widowers (09:57) Social Security Claiming Strategies (18:53) Social Security Spousal Benefits and Filing Strategies (24:09) Social Security Divorce Rules (27:04) Social Security Cost of Living Adjustments (33:36) Retirement Planning and Taxes (36:26) Social Security Claiming Strategies for Singles (42:03) Stephanie and Kevin's Wrap-Up (49:24)     Resources: HLSRetirementConsulting.com HLS Retire on YouTube, Facebook, and Instagram HLS Retire on YouTube, Facebook, and Instagram     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

When you are shopping on a budget that last you want is to become a victim to fraud and identify theft. So what are fraudsters doing nowadays to target shoppers and how can you prevent it. We are joined by Senior Compliance Officer of Consumer Advocacy at Equifax Canada, Julie Kuzmic, as she goes through what we should be watching out for. Connect with Julie on X(Twitter) and LinkedIn.

The Consumer Advocacy Council says power bills are a riddle for many people, which makes it too hard for consumers to switch power companies and save money. The Council is pushing for simple bills, with clear information on price, as well as a requirement for power companies to tell customers when to switch plans to save money. This is already required in Australia, where power companies must display a Best Plan Notice, and the Council's Chair Deborah Hart says this should happen here too. Hart spoke to Corin Dann.

The Consumer Advocacy Council wants electricity retailers to make power bills as simple as possible, in an effort to help save consumers money.   It's asking companies to inform customers if there's a cheaper plan available and how much they'd save by switching.  Chair Deborah Hart told Mike Hosking that there needs to be more done to make electricity more competitive, and that this initiative would do so.   She said it would place much more power in the hands of consumers.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Mimi Stuart has been acting and entertaining audiences since she was 10 years old, and professionally since she was 15. Mimi performed Off-Broadway as a lead in The Mandela and Guilty Innocence. She has been in almost 20 movies and her voice can be heard on several voice-overs. Mimi started to teach and direct for Monica May at The Children's Acting Academy in 2000, and became its sole owner four years later. She is thrilled to see her students grow year after year, both artistically and academically. Many students have gone on to study at the four major performing arts high schools in NYC, and to star and appear in Broadway shows.Michelle joins Michelle to talk about the academy and how acting classes can benefit children of all ages.You don't have to be an entertaining expert or a wiz in the kitchen to serve flavorful, homemade dishes any day of the week! By implementing some cooking hacks, like taking some help from your pantry with toppers and add-ons pre-seasoned with herbs and spices, you can elevate favorites like chicken and rice or taco bowls or make meal prep a breeze. Chef and Entertaining Expert Ceci Carmichael discusses her tips and tricks with Michelle to becoming your own at-home personal chef. She will share easy ways to create delicious, homemade recipes that pack plant-based protein and fiber as well as offer simple cooking hacks and meal prep ideas.September is Baby Safety Month and Michelle is thrilled to have back on the show, Sarah Tilton, the Director of Consumer Advocacy at Britax. Sarah is a renowned authority in child passenger safety and has dedicated her career to the well-being of children. Sarah talks to Michelle about the importance of proper car seat installation and tips for keeping your child safe when it comes to making sure they are in the correct car seat or booster seat for their height and weight. Learn more about Britax and their easy click tight installation process at us.britax.comPaul Rabil, renowned professional lacrosse player, Co-Founder and President of the Premier Lacrosse League (PLL) joins Michelle to talk about the increased popularity of the sport and the championship game this weekend.Premier Lacrosse League (PLL) is an American professional field lacrosse league composed of 8 teams featuring the world's best lacrosse players. The league's 2023 season has been action packed, with speed, physicality, stiff competition with one-goal games, and SportsCenter Top 10 plays. Founded in 2018 by brothers Mike and Paul Rabil, a legendary lacrosse pro himself, the PLL is on a mission to trailblaze a future of professional sports that is player led and fan focused. The PLL currently operates in a “touring model” but is set to assign teams to home cities later this year, with 26 markets in contention. The cost of college has steadily increased over the last 30 years, and with it, the need for student loans and other forms of financial air that leave students in debt. Kansas State Treasurer, Steven Johnson, talks about how one can start saving now with a 529 Plan and all of the benefits that come with it.

In the second episode of our special Emirati Women's Day series, Tala had a fascinating conversation with Aida Al Busaidy—a woman who's worn many hats (or should we say sheilas?) in her career.  Aida's impressive journey through the marketing and communications sphere has spanned close to 2 decades and has taken her from journalist to TV presenter to managing campaigns against 30 markets in consumer marketing, featuring everyone from key opinion and community leaders to celebrities. She's not only the AVP of Consumer Advocacy at Dubai Economy and Tourism but also founded and runs two consultancy firms. She's a columnist at Harper's Bazaar too.  Her illustrious career has been recognised through her nominations in the prestigious Ahlan Hot 100 People to Watch in 2011 and Promise of a Generation in 2015. She was also recently recognised as a “Marketing Game Changer” by Campaign Middle East last year. Aida is also a very passionate advocate for women's rights and social issues. Find her on Instagram: @aidaalbusaidy

Episode 35 of The Patients Speak Podcast: Highlights from Interviews with Healthcare AuthorsGuest 1 -- Surbhi Sarna, who began as an engineer but ultimately founded a company as its CEO, later becoming a partner at Y Combinator to mentor startups in the healthcare domain.*Prioritizing Patients in Innovation: Surbhi emphasizes the importance of putting patients at the forefront, an approach ingrained in her journey, where patients waiting for solutions drive determination through challenges.*Remembering Patients in the Process: Surbhi recalls that amidst late-night work and challenges, the reminder that patients were waiting for solutions motivated the team to persevere.*Impact on Startup Culture: Surbhi addressed startups and founders at Y Combinator, highlighting that patients are the driving force behind innovation, and their needs should remain paramount.*Personal Patient Experience**: Surbhi shares her personal journey with a health scare, leading her to advocate for women's health and wellness.Surbhi-SarnaGuest 2 -- Sushma Subramanian, a science and healthcare journalist and professor, discusses the sensory shift in medicine, from tactile-focused care to distant technology-driven examinations.*Comfort and Communication: Sushma emphasizes the comforting role of touch in patient-doctor interactions and the potential to incorporate sensory experiences for more patient-centric care.*Consumer Advocacy and Touch: Sushma explores the role of consumers in advocating for touch-centric care, suggesting that providers and patients can collaborate to enhance the patient experience.Sushma's Website Guest 3 -- Urvashi Bhatnagar, combining her Doctor of Physical Therapy background with a Yale MBA, addresses sustainability and health inequities within the healthcare system, underscoring patients' empowerment to drive change.*Climate Change and Health: Urvashi highlights the interconnectedness of climate change and human health, emphasizing the need for health systems to address environmental factors affecting patients.*Patient's Voice: Urvashi discusses patients' influential role in advocating for a sustainable and healthier environment, underscoring the importance of communication between patients and providers.Urvashi's Website Guest 4 -- Dr. Ann Hester, author of "Patient Empowerment 101," explains her motivation to bridge the gap between doctors' perspectives and patients' understanding, leading to better outcomes.*Balancing Power Dynamics: Dr. Hester discusses the power dynamic between doctors and patients, emphasizing patients' ability to be better prepared for medical interactions and contribute to their care.*Patients as Equipped Participants: Dr. Hester emphasizes the need for patients to be better prepared, allowing for more efficient medical visits, fewer unnecessary tests, and improved communication.Ann's Website Conclusion: The Patients Speak podcast is dedicated to amplifying the patient's voice within the healthcare landscape, engaging with leaders across various healthcare domains to facilitate meaningful change. Stay tuned for more episodes where we listen to … the patients speak.Hosted by Mark Stinson, and Produced by BSB Mediawww.BioscienceBridge.com

The US healthcare system is plagued by corruption, and Pharmacy Benefit Managers (PBMs) are taking advantage of it. Express Scripts, the largest PBM, is sending out letters to dozens of clinicians and provider practices warning them of fraud, waste, and abuse for off-label prescribing of FDA-approved drugs. PBMs are making more money than the insurers that own them, and they engage in spread pricing and clawbacks. To become a good consumer of healthcare, David Contorno and Emma Fox suggest price shopping pharmacies, exploring manufacturer assistance programs, using coupons, and international sourcing. Consumers should also be their own advocates and ask their doctor what other options are available.Episode Outline:(00:00:00) Express Scripts Fraud(00:18:21) Prescription Drug Costs(00:04:45) PBM Profits(00:13:56) Pharmaceutical Pricing(00:09:29) Negotiating Drug PricesQuotes:(00:07:57) It's a long game, right? It's expensive right now. I get that. But if we're able to cure obesity along with who knows how many other comorbidities, what does that look like ten years from now, right?(00:21:31) Be your own advocate, because at the end of the day, you're the only one who pays clinically and financially for not being an advocate for yourself.(00:03:17) But I wish we could find something where literally they were defrauding people. I think that's ultimately what they're doing.(00:13:17) Every single other country negotiates drug pricing. They say you cannot bring that drug into this country unless you agree to this price. And not only does the US. Not do that, but there's a federal law that says we can't do that.(00:15:59) The hard part is not having coverage for it, because if you have coverage, but a deductible you can't afford, you don't qualify for this program.Social Post:Are you tired of the healthcare system's corruption? Tune in to the Healthcare Hangover podcast with David Contorno and Emma Fox to learn about the shady practices of PBMs (Pharmacy Benefit Managers). Did you know that PBMs are making more money than the insurers that own them? Or that Express Scripts alone manages the pharmacy benefits for nearly a third of the US population? Don't miss this eye-opening episode and learn how to fight back against the healthcare system's corruption. #HealthcareHangover #PBMs #HealthcareSystemAre you tired of the healthcare system telling you what you can and can't do? Then you need to listen to the latest episode of The Healthcare Hangover podcast! In this episode, David Contorno and Emma Fox discuss the frustrations of dealing with insurance companies and how to get around them. Did you know that you can get the same medication for up to 70% less by importing it from a different country? Tune in to find out more about how to get the most out of your healthcare experience! #TheHealthcareHangover #HealthcareSystem #InsuranceCompaniesAre you struggling to afford your medications? Did you know that there are ways to get name brand drugs for free or at a discounted rate? On the latest episode of The Healthcare Hangover, David Contorno and Emma Fox discuss how the Part D law and Prescription Assistance Programs can help you get the medications you need at a price you can afford. Tune in to learn more about how to get the best deal on your medications! #TheHealthcareHangover #PrescriptionAssistancePrograms #AffordableMedicationsBlog Post:The US healthcare system is in a state of disarray. Pharmacy Benefit Managers (PBMs) are taking advantage of this by sending out letters to dozens of clinicians and provider practices warning them of fraud, waste, and abuse for off-label prescribing of FDA-approved drugs. Express Scripts, the largest PBM, alone manages the pharmacy benefits for roughly 100 million people. It's no surprise that PBMs are making more money than the insurers that own them. They get an admin fee every time a transaction is processed, mark up the drugs, and do clawbacks. Optum, which is owned by UnitedHealthcare, accounts for the majority of their profit.Doctors are outraged that a PBM would have any right to tell them how to make clinical decisions for their patients. Alex Lickerman supports GLP-1 for weight loss, and it is effective. However, GLP-1 is a lifelong medication, and there are some concerns about it, such as muscle mass loss. Education is missing from these medications. Express Scripts is accusing some providers of falsifying diagnosis of type two diabetes in order to get through the prior authorization process.It's up to us to become good consumers of healthcare. David Contorno and Emma Fox suggest price shopping pharmacies, exploring manufacturer assistance programs, using coupons, and international sourcing. Consumers should also be their own advocates and ask their doctor what other options are available.Membership with a PBM such as Drexi can be a great way to save money. Drexi does not do spread pricing or clawbacks, but requires a small monthly fee. When using the Drexi card, the system looks like the consumer has insurance, but the insurance is not paying for anything. Manufacturer assistance programs and coupons are also a great way to save money. It's important to price out pharmacies as prices can vary widely. Employers are making choices for their health plans that can affect the cost of prescription drugs. The US healthcare system makes money when people are sick, unlike other countries. This is why the pharma industry charges high prices for drugs because they can and still make a profit. However, there are Prescription Assistance Programs (PAP) for name brand drugs for those who don't have coverage. Income limits for PAP vary by drug and number of people in the household. Good RX and Script Co offer discounts on drugs even if you have insurance.Express Scripts is threatening doctors for trying to get cheaper drugs for patients. Pharmacists have had their clinical roles stripped away due to PBMs deciding what is covered and what is not. Pharmacists can help those without insurance get name brand drugs for free or at a discounted rate. Doctor tweeted a pediatric oncologist in Texas saying he was "sick and tired of these insurance companies telling me what I can prescribe and what I can't prescribe." Insurance companies don't tell doctors what they can and can't prescribe, they just tell them what they're willing to pay for.Pre-certification and prior authorization are two processes that doctors and patients have to go through. Doctors are burned out because they're "sick and tired of insurance companies telling me what I can do and what I can't do." People can import medications from other countries, such as Canada, UK, New Zealand, or Australia, which are 40-70% less expensive than in the US.At the end of the day, it's important to be an informed consumer. Ask your doctor what other options are available, look into manufacturer assistance programs and coupons, price out pharmacies, and explore international sourcing. It's also important to be your own advocate and fight against the corruption in the US healthcare system.Episode LinksConnect with Emma FoxWebsiteEmma's WebsiteConnect with David ContornoLinkedInWebsiteOther MaterialsThese materials help you promote your podcast. Quotes can be used for audio & video grams or quote cards. Blog and social posts will help your website and social media presence.

The government supported the need for electricity retailers to introduce mandatory minimum standards to protect vulnerable consumers - so why, four years later has nothing happened?. Consumer advocates are questioning the lack of progress. Deborah Hart is the chair of the Consumer Advocacy Council, an independent advocate for residential and small business electricity consumers.

The Consumer Advocacy Council is calling for The Electricity Authority to make customer care guidelines mandatory. Electricity retailers have admitted to not fully complying with guidelines, including ensuring customers are on the best pricing plan and medically dependent customers can't be disconnected without notice. Council Chair Deborah Hart isn't surprised that only 18 of the 38 retailers were complying with the voluntary customer care guidelines. "Really, they should have been mandatory from the get-go. But now, we know they haven't worked as well as they should've and the Electricity Authority has to move quickly and make them mandatory." LISTEN ABOVESee omnystudio.com/listener for privacy information.

On Today's Showcase we give you the advantages of becoming a consumer advocate in your marketing.

The majority of New Zealanders are worried electricity is going to become unaffordable, and unreliable, within the next decade.  Those findings come from a survey late last year - before Cyclone Gabrielle.  It was commissioned by the Consumer Advocacy Council, which the government set up in 2021 to represent small electricity users.  The Council's Chair Deborah Hart spoke to Kim Hill.  

Since the late 1990's, National Consumer Protection Week has been a time for Americans to learn about how we can make more educated decisions when it comes to how, where, and why we spend our money. Bill O'Hearn, Chief of the Consumer Advocacy and Response Division at the Massachusetts Attorney General's Office, joins Nichole this week to offer some insight into your rights as a consumer, and how you can avoid scams. PLUS: Spring is on the way, and this spring will be special for Project Bread. The anti-hunger non-profit is hosting its "Walk For Hunger" back in-person for the first time since before the COVID-19 pandemic! Noa Rosen, Events Manager for Project Bread, has details on this year's event and how you can get involved.

Recorded Live on 2/11/23 This Week's Blog: https://casaa.org/five-states-five-vaping-flavor-bans-and-more-tobacco-harm-reduction-news/ Youtube Live Replay: https://www.youtube.com/live/aCCiZOBea5g?feature=share Twitter Live Replay: https://twitter.com/CASAAmedia/status/1624520110663950337?s=20&t=I4la0fWcWsGaz3dxHuihWw Join CASAA: casaa.org/get-involved/join/​ CASAA State Pages: casaa.org/get-involved/state-...​ Donate: casaa.org/get-involved/donate/​ Shop: casaa.threadless.com/collections​ Music: Fight On Your Side by Crowander freemusicarchive.org/music/cr...

How often do you check your credit score? Do you know all the ways credit, good or bad, can affect you? Your credit score is so much more than a simple three-digit number, and it can follow and weigh you down for years if it gets too low. Understanding how to build and keep a healthy credit score is a key pillar of good personal finance.  Join Julie Kuzmic, Senior Compliance Officer, Consumer Advocacy at Equifax Canada, as she gives listeners a crash course on building a strong credit score, debunking credit score myths, and of course understanding how debt can affect credit.   Additional resources:  Equifax Canada Credit Counselling Canada CPA Canada Financial Literacy Resources  Money and the World Virtual Conference 2022 Download Transcipts This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.    This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.  The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information. 

Mark Rukavina joins Ethics Talk to discuss how consumer advocacy groups can help advance health justice and equity. Recorded July 25, 2022. 

Sky-high inflation. Rising interest rates. A maybe recession. Oh, it's just the second financial crisis millennial women are facing in their lifetime. In this special miniseries from the Skimm This team, we're going to give you the tools you need to navigate a rocky economic environment.  Today, we're talking about staying sane in this economy. All these headlines haven't been great for our mental health - and we know that financial stress can seriously impact our well-being. So in our final episode, we're Skimm'ing actionable steps you can take today to give yourself peace of mind in the future.  On this episode, you'll hear from:  Emily Thorn, Head of Consumer Advocacy, Marcus by Goldman Sachs PS: The views expressed today by Emily Thorn are her own and do not necessarily reflect the views or institutional opinions of The Goldman Sachs Group, Inc., Goldman Sachs Bank USA, Goldman Sachs & Co. LLC or any of their affiliates, subsidiaries or divisions. The information provided is for informational use only and is not a substitute for individualized professional advice. Goldman Sachs Bank USA and Goldman Sachs & Co. LLC are not providing any financial, economic, legal, accounting, tax or other recommendation.

In this episode of the Offbeat Agent Podcast we talk about the slowing of Mortgage applications for real estate purchases, the growth in cash buyers and a new program by Bank of America to make home ownership more realistic for Black and Latino home buyers.Also, I interview Wendy Gilch of SellingLater.com about her organization and the overall need for transparency in Real Estate. This interview is taken from our Reddit Talk which happened on August 26th, 2022.http://www.sellinglater.comhttps://www.foxbusiness.com/economy/mortgage-applications-fall-fresh-22-year-lowhttps://www.redfin.com/news/all-cash-home-purchases-fha-loans-july-2022/

The Electricity Authority has put a temporary block on bulk low-price power deals. It means power companies won't be to do cheap deals to supply more than 150 megawatts of power, without approval. The EA says it's a win for consumers. Consumer Advocacy Council chair Deborah Hart joined Kate Hawkesby. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Electricity Authority has put a temporary block on bulk low-price power deals. It means power companies won't be to do cheap deals to supply more than 150 megawatts of power, without approval. The EA says it's a win for consumers. Consumer Advocacy Council chair Deborah Hart joined Kate Hawkesby. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Frank Morano talks about gender with Corinna Cohn, software developer in Indianapolis and officer in the Gender Care Consumer Advocacy Network.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's Eye on Travel Podcast with Peter Greenberg covers how the Massachusetts Attorney General's Office is working to get millions of dollars in refunds for consumers, an update on the chaos in air travel, and what you need to know about the state of national parks this summer with The Division Chief of Consumer Advocacy and Response Division at the Massachusetts Attorney General's Office William O'Hearn, Founder of ViewFromTheWing.com Gary Leff, and Author of "Wyoming: A History of the American West” Sam Lightner Jr.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's Eye on Travel Podcast with Peter Greenberg covers how the Massachusetts Attorney General's Office is working to get millions of dollars in refunds for consumers, an update on the chaos in air travel, and what you need to know about the state of national parks this summer with The Division Chief of Consumer Advocacy and Response Division at the Massachusetts Attorney General's Office William O'Hearn, Founder of ViewFromTheWing.com Gary Leff, and Author of "Wyoming: A History of the American West” Sam Lightner Jr.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ron C. Henderson and Ron Camarota of the Louisiana Department of Insurance's Office of Consumer Advocacy join Discover Lafayette to speak on the ins and outs of home insurance policies, figuring out how to get adequate coverage, and what your rights are as a consumer, especially after a storm. With hurricane system here, this is an important topic. Knowing what your home insurance policy covers is critical to understanding your rights after a storm or catastrophic damage occurs. The Louisiana Department of Insurance is on a mission to educate consumers before they experience the heartbreak of being inadequately insured in the wake of a disaster. In Louisiana, flood damage is a common occurrence as 57 of our 64 parishes experience flooding. However, since 1964 in the U. S., flood damage coverage has been excluded from standard homeowner's insurance policies; it must be purchased separately under a policy underwritten by FEMA. This is the only insurance resort available to homeowners under Congress's National Flood Insurance Program. Many a homeowner policyholder has been devastated to learn they have no insurance coverage after a flood. Flood insurance covers water damage "from the ground up." That is, it kicks in when a storm causes water to enter your home from the ground level. Traditional homeowners/commercial policies will cover damage from "top-down" water damage that occurs. Your deductible can drastically affect the cost of your premium. Ron Henderson gave an example of his father who had maintained a $50 deductible for decades and wondered why his rates were so high. Once he determined he could afford a $10,000 deductible, his premiums were reduced accordingly. The Louisiana Department has an online rate-shopping tool to help you compare insurance rates among companies to get the best rate for your individual needs. Visit https://www.ldi.la.gov/online-services/shop-your-rates/homeowners-comparison-guide. When speaking with insurance agents, be prepared to ask the right questions. Always ask for alternatives to what is quoted. "Can I get a better option? Can I get a static fee deductible or do I have to go with a percentage of the hurricane damage? What is excluded from coverage? What is the Additional Living Expense allowance under the policy in the event I am displaced? Is this covering Actual Cash Value or Replacement Cost of damaged property? Is mold covered?" A storm deductible typically ranges anywhere from 2%-5% of a home's total insured value - so if a home is insured for $200,000 and has a 5% deductible, the first $10,000 in repairs must be paid out of pocket by the policyholder. If you can negotiate a lower deductible for these occurrences, it may well be worth it. Both guests stressed the importance of reading your insurance policy. Familiarize yourself with the sections and what each cover. Insurance policy language is effective for one year at a time and changes are reflected in each one-year renewal period, perhaps causing you to experience changes in contractual terms that you may not desire. Most consumers never take the time to read their policy and are shocked when confronted with a damage claim that is not reimbursable or not reimbursed at the level needed to get back on their feet. It is critical to be proactive in understanding what your policy covers and take steps to add coverage if it is not initially offered. You can always purchase an endorsement or rider to expand existing coverage on things such as antique furniture, jewelry and other valuables. Keep up with the value of your home as it may be prudent to raise your coverage as real estate prices inflate. Ron Henderson says "You get what you pay for." Not meaning that the insurance company doesn't want to reimburse you, but "they will only reimburse you for what your policy covers." "Insurance companies want to pay their claims, what they owe you. They will never pay you more than they owe you.

We talk to Equifax Canada's Senior Compliance Officer for Consumer Advocacy, Julie Kuzmic, about the different ways you can reduce the risk of fraud and what to do if it already has. Connect with Julie on LinkedIn and Twitter.

I've got guest @Lisa Diehl BACK on the My Curious Colleague Podcast to update us on her Dashboard Analytics Project she first shared with us on S1 Ep4. And she takes us thru the details… THINK –

Inspired by this week's SOCAP (Society of Consumer Affairs Professional) Symposium, I thought I'd dust off my conversation with SOCAP Chairperson AND Consumer Care Manager of Blue Diamond -- Lisa Diehl. In this Redux, I talk with the always energetic & insightful Lisa, Manager of Consumer Advocacy with Blue Diamond Growers. We chat about her move from Chicago to California and with that her move in industries over to CPG (Consumer Product Goods) from Travel. She's accomplished so much already in standing up the Blue Diamond Consumer Advocacy team and you're gonna want to hear what else she has in store… --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/denise-venneri/support

I talk with the always energetic & insightful Lisa Diehl, Manager of Consumer Advocacy with Blue Diamond Growers. We chat about her move from Chicago to California and with that her move in industries over to CPG (Consumer Product Goods) from travel. She's accomplished so much already in standing up the Blue Diamond Consumer Advocacy team and you're gonna want to hear what else she has in store. HINT: advanced analytics is on the docket...! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/denise-venneri/support

We talk to Julie Kuzmic, Director of Consumer Advocacy for Equifax Canada, about what actions that you can take to get rid of your debt and still have a good credit score. Find out more at equifax.ca and connect with Julie on Twitter.

Today we chat with my very good friend Lisa Diehl, Manager of Consumer Advocacy at Blue Diamond Growers, the company behind Blue Diamond Almonds, Nut Thins, Almond Breeze, protein and baking mixes. Believe it or not, the company has been around since 1910!Lisa shares some great tips on how to successfully respond to your customer, how to successfully launch a new product as a team effort with the rest of the company, plus exciting news about SOCAP -Society of Consumer Affairs Professionals in Business - the authority for customer service!!!!! On with the show! To contact Lisa Diehl:E-mail: LDiehl@bdgrowers.comLinkedIn: Lisa DiehlTwitter: LisaMarie11165To contact Chip:E-mail: TheChipChatPodcast@gmail.comFacebook: @Chip Chat on Customer ServiceInstagram: @TheChipChatPodcastMentioned in the show:Carolina Reaper Almonds  (grab the almond milk!!)SOCAPNew product announcementBlue Diamond GrowersSmokehouse Almonds

Wendy Gilch wants buyers and sellers to know. Know what? Know everything about real estate and the intricacies of the industry, as well as the scams that can turn the experience from a dream into a nightmare. Frustrated by the process as a consumer years ago, Wendy set out to shed light on what is often a process that keeps consumers in the dark. Between referral services that claim to connect consumers with the “best” agents to companies that sell consumers’ info to agents, mortgage brokers, and others in the industry, most companies that make millions from the business of real estate by claiming to be helping buyers and sellers more often than not are doing just the opposite. Today, Wendy shared her frustrations, how her consumer advocacy site, Selling Later, works, why she decided to create it, and what she’s doing to help buyers and sellers learn everything possible to make educated decisions about one of the most important transactions of their lives.

Julie Kuzmic BSc | Director of Consumer Advocacy at Equifax Canada Bio: Julie Kuzmic is Director of Consumer Advocacy at Equifax Canada and a recognized authority on consumer credit. She often speaks to industry groups, government, clients and consumers to shed light on the credit lifecycle. In her role leading consumer advocacy within the organization, Julie helps Canadians build credit confidence. She is often recognized for her ability to convey the complexities of credit scores while engaging her audience. Julie has been featured on many news media outlets. Highlights: Julie explains the value behind the credit systemJulie lays out what the secret sauce is in determining your credit scoreFind out why you may see different credit scores for the same personLearn how you can monitor your credit score for freeJulie explains what impacts your credit score and what does itIn the end, hear what Julie would write in a letter to your grandkids about finding your relationship with money Links: Access Credit File and Credit Score for Free:CLICK HERE Equifax CanadaCLICK HERE Julie's LinkedIn ProfileCLICK HERE

This week, Jerry and Jody are joined by leading consumer advocate, India McKinney, to hear her views on the prospects for national privacy legislation and explore the increasingly important voice that consumers and their advocates have in shaping the debate about the content of legislation at both the state and federal levels. Among the issues discussed are whether a federal law should preempt state privacy enactments and the role that India believes private rights of action must play in the enforcement privacy laws as a supplement to the resources that state and federal authorities are able to assign. On the question of whether a national privacy law should cover industries like financial services and health, which already have long-standing privacy regimes, India expresses reservations, citing the difficulty of implementing new legislation that disrupts long standing, industry specific privacy regulation. India McKinney is Director of Federal Affairs for the Electronic Frontier Foundation based in San Francisco. Prior to joining EFF, India spent 10 years in Washington as a staffer for three members of Congress from California. Her passion has always been good public policy and she is excited to be using her skills in advocating for privacy rights for consumers. ***** Contact us: Jerry Buckley | jbuckley@buckleyfirm.com Jody Westby | westby@globalcyberrisk.com ADCG | info@adcg.org

Episode 104 of the Business Bookshelf - Joseph Michelli - Author of "Stronger Through Adversity". Today our guest is Joseph Michelli. Joseph is a professional In-Person and Virtual Speaker on Leadership, Employee Engagement, Customer Experience, Customer Loyalty, and Consumer Advocacy. He is a New York Times #1 Bestselling Author of Books including The Airbnb Way, Driven to Delight, Leading the Starbucks Way, The Zappos Experience, The Starbucks Experience, Prescription for Excellence, The New Gold Standard, and When Fish Fly. Today we are talking to Joseph about his new book “Stronger Through Adversity: World-Class Leaders Share Pandemic-Tested Lessons on Thriving During the Toughest Challenges”. In this business guide for our times, Joesph distills best leadership practices that can be used in any company, in any industry. Organized into four main themes―Set the Foundation, Build Connections, Move with Purpose, and Harness Change―Stronger Through Adversity provides a deep dive into the methods, tactics, and approaches leaders have used to keep their company afloat and to position it for success long after the pandemic. The book can be purchased here. Joseph is also the founder of the Michelli Experience which can be found here. The host of the podcast is Lance Peppler. Email him at lance@ideastorm.co.za or visit www.ideastorm.co.za. --- Support this podcast: https://anchor.fm/businessbookshelf/support

Today we chat with Julie Kuzmic who brings us a wealth of information regarding credit. She works for Equifax as a Director of Consumer Advocacy. She does a fantastic job explaining common myths around credit debt. Whether you're thinking about planning to get a mortgage now vs. The future, this episode is for you. Want to learn more? Visit our website www.thrivemortgage.ca We're on social media as well! @thrivemortgageco Find Julie Online @julie_kuzmic --- Send in a voice message: https://anchor.fm/yvrremoshow/message

Consumer advocacy group sues Apple over iPhone throttling in four European countries; MagSafe Duo Charger now available for $129; and Amazon introduces native Mac instances for AWS, powered by Intel Mac mini.

Lisa Diehl talks about how blending technology and the human touch creates the ultimate experience, and the importance of finding the balance.

Consumer Choice Center Deputy Director Yaël Ossowski on The Joe Catenacci Show with guest host Chad Adams Topics discussed: –Euro travels –Consumer Choice Radio Program –COVID-19 and market forces –liberal democracies –What Europe thinks of the U.S. elections This was broadcast on August 14, 2020, on The Big Talker WFBT 106.7FM http://bigtalkerfm.com Listen to our weekly radio program Consumer Choice Radio http://consumerchoiceradio.com See omnystudio.com/policies/listener for privacy information.

Leading the Arthritis Foundation’s science department, Guy works to engage the scientific community as we chart the course to conquering arthritis. Previously, he was at the BrightFocus Foundation for almost 10 years where, as vice president of scientific affairs, he led nearly $90 million of international biomedical research initiatives for Alzheimer’s, macular degeneration and glaucoma, identifying projects that could change patient lives in the shortest timeline possible. Guy earned his PhD from Baylor College of Medicine and pursued research at Memorial Sloan Kettering Cancer Center and the University of Texas M.D. Anderson Cancer Center.On this episode we discuss: what is a consumer advocacy group, what benefits do these organisations provide and what can consumers with osteoarthritis gain from these groupsResources:The Arthritis FoundationArthritis Australia See acast.com/privacy for privacy and opt-out information.

Julie Kuzmic is the Director of Consumer Advocacy at Equifax Canada. She is passionate about financial literacy and is a recognized authority on consumer credit. She often speaks on the credit lifecycle to consumers, clients, government, and industry groups and she is always testing out new metaphors to describe the nuances of credit scores. Julie joins me today to share how to protect yourself from fraud and how fraudsters can obtain your personal details and use it to apply for credit in your name. She reveals how many times you can check your credit report each year as a proactive fraud prevention step, why it’s vital to inform credit agencies if you fall victim to identity theft and the protective measures and alerts you can activate to authenticate credit requests in your name. Julie also discusses the pros and cons of using your passwords online over open Wi-Fi networks and with third parties.  “It is important to let both credit bureaus know if you are a victim of fraud.” - Julie Kuzmic   This Week on Young Money:   How fraudsters can use your identity and data to apply for credit in your name Checking your credit file for free to proactively check for fraud and identity theft How to put a warning and alert on your credit file if you have been a victim of a data breach Preventing fraud with a free “Identity Warning” from Equifax Fraud prevention tips and measures The vulnerabilities of open Wi-Fi networks The pros and cons of open banking services Liability negating clauses introduced by banks when you share your username and password with third-parties Key takeaways:   Protect yourself by keeping an eye on your credit report Set an alert if you fall victim to identity fraud Be wary of sharing your passwords Resources Mentioned:   EP129 Adulting 101: Equifax's Julie Kuzmic on What's a Credit Report & Should I Care? Connect with Julie Kuzmic:   Julie Kuzmic on LinkedIn Equifax Canada on LinkedIn Equifax Canada Equifax Canada on Twitter Julie Kuzmic on Twitter Rate, Share & Inspire Other Young Millionaires-in-the-Making    Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.   Don’t forget to share your favorite episodes on social media!    Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

Julie Kuzmic is the Director of Consumer Advocacy at Equifax Canada, a credit scoring and reporting organization. Julie is recognized as an authority on consumer credit and is passionate about financial literacy and creating metaphors to explain the nuances of credit scores. She is a speaker on the topic of credit lifecycle, speaking to consumers, clients, and industry groups.   Julie joins me today to share what a credit report is and why you should care about yours. She shares how credit information is collected and used and reveals which credit inquiries affect your score. Julie also shares the most important things you can do to improve your credit score and explains why having no credit history can be a problem when you apply for significant credit, such as a mortgage.  “Nobody is perfect. We all make mistakes - and that includes with our money and financial decisions.” - Julie Kuzmic This Week on Young Money:   How Equifax collects credit information to create your credit report and score How a genuine curiosity, taking a human approach, and tailoring the message has helped Julie find career success How small steps can help you move towards where you want to go The differences between soft inquiries and hard inquiries and how they impact your credit score The monthly information collected by credit bureaus The three-digit range of credit score numbers Why paying your bills on time is the most significant factor in calculating your credit score Why the number of times you apply for credit affects your score How no credit history can negatively impact your credit score How to build up your credit score Key takeaways:   Your sources of credit affect your credit score You can rebuild your credit score You can have modest debt, live within your means, and have a good credit score Do not base your self-worth on your net worth Resources Mentioned:   EP111 Milli Moves: Talk Money To Me with Kelley Keehn EP081 Credit Canada Debt Solutions with Laurie Campbell EP056 Back to Basics – The 5Cs of Credit EP007 How’s Your Financial Reputation aka Your Credit Score? Connect with Julie Kuzmic:   Julie Kuzmic on LinkedIn Equifax on LinkedIn Equifax Canada Equifax on Twitter Julie Kuzmic on Twitter Get Your Young Money Questions ANSWERED!   Want to learn more about your credit score and how you can stay financially fit? Leave a voice message to get all of your Young Money questions answered.    Remember - there is no silly question when it comes to your financial fitness. Rate, Share & Inspire Other Young Millionaires-in-the-Making    Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.   Don’t forget to share your favorite episodes on social media!    Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.  

Julie Kuzmic is Director of Consumer Advocacy at Equifax Canada and a recognized authority on consumer credit. She often speaks to industry groups, government, clients and consumers to shed light on the credit lifecycle. She is passionate about financial literacy and is always testing out new metaphors to describe the nuances of credit scores. In my interview with Julie, we discuss how credit scores are calculated, why there are multiple credit scores and how credit scores are affected by shopping around for a mortgage.

Ellen Roseman is a Consumer Advocacy and Personal Finance journalist who is passionate about standing up for ordinary Canadians and being a champion for consumers to fight back against consumer injustices. As a public speaker and author, she has presented keynote speeches and written multiple books on consumer injustice topics. Her latest book, Fight Back: 81 Ways to Help You Save Money and Protect Yourself from Corporate Trickery, shares money-saving tips and advice from leading consumer advocates in Canada. Additionally, Ellen is the co-chair of the investor advocacy group, FAIR Canada, and the co-host of the monthly Moneysaver podcast. She regularly teaches courses on personal finance and investing at the University of Toronto, School of Continuing Studies.   Ellen joins me today to share how to stick up for your consumer rights and leverage loyalty to negotiate better deals. She highlights the advantages of joining investing communities and clubs as well as resources for improving your financial acumen. She explains how to use social media to fight for your rights as a consumer and the difference amongst various investments. Ellen shares opportunities for young people to start investing and why she believes exchange-traded funds (ETFs) and robo-advisors are one of the best ways to start investing. “Consider every transaction as a negotiation transaction using your own loyalty.” - Ellen Roseman This Week on Young Money:   Investor communities on social media The advantages of low-cost investing The benefits of being a career specialist over a generalist How to use social media to fight for your consumer rights Why ETFs and robo-advisors are a great way to start investing The secret to creating wealth and dividend reinvestment (DRIP) Tips for consumers to save money through negotiating a better deal Financial tips for future entrepreneurs Why regular talks about money with your spouse are vital Why you should join or create a money-advice club Key takeaways:   Build up your investment knowledge Be a smart consumer and save money Don't be scared of money and open communication lines Resources Mentioned:   EP032 David Jenkins on Investing with TheAnswerIs EP076 Happy Go Money with Melissa Leong EP087 Canadian MoneySaver with Lana Sanichar Connect with Ellen Roseman:   Ellen Roseman’s website Email: ellen@ellenroseman.com Ellen Roseman on LinkedIn Ellen Roseman on Twitter Ellen Roseman on Instagram Ellen Roseman on Facebook Young Money Listener Contest!   I’d be so grateful if you could share news of Young Money on social media. For every share of the Young Money podcast that you tag me in on Instagram (@bissetfinfit), Twitter (@bissetfinfit), Facebook (@bissetfinfit) or Linked In (Tracey Bissett) you will be entered into a draw to win a fabulous prize to help you on your financial fitness journey. There will be multiple winners so share away! Contest closes on January 31st! Rate, Share & Inspire Other Young Millionaires-in-the-Making    Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.   Don’t forget to share your favorite episodes on social media!    Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.  

Episode 62: Don Schultz was born in South Bend, Indiana in 1946. He has a B.A. (Manchester University, History/Political Science, 1968), M.A. (Miami University, Political Science, 1969), and Ph.D. (UC Santa Barbara, Political Science, 1975). After teaching at various university political science departments from 1969 to 1977, he worked on energy at the California Energy Commission (1979-1986 and 2008-2018), Hawaii's Division of Consumer Advocacy (1994-2000), and California Public Utilities Commission (1986-2008). This episode's motto: "California energy policy bounces between chaos and constriction." __Links of interest__ America's Radioactive Secret https://www.rollingstone.com/politics/politics-features/oil-gas-fracking-radioactive-investigation-937389/ https://www.npr.org/2019/10/02/766374077/it-all-ties-rachel-maddow-says-of-oil-and-gas-russia-and-democracy-in-blowout David on radioactive water https://kysq.org/aguanomics/2008/10/endangered-or-radioactive-water/ The Dreamt Land (2019)by Mark Arax https://www.goodreads.com/en/book/show/41883929-the-dreamt-land Cadillac Desert (1986) by Marc Reisner https://en.wikipedia.org/wiki/Cadillac_Desert Dynamos and Virgins (1984) by David Roe https://www.goodreads.com/book/show/2476144.Dynamos_and_Virgins David on Westlands https://kysq.org/aguanomics/2011/03/king-of-california-the-review/ https://kysq.org/aguanomics/2011/03/westlands-worse-than-i-thought/ https://kysq.org/aguanomics/2016/03/time-to-shut-westlands-down/

We talk to the Director of Consumer Advocacy for Equifax Canada, Julie Kuzmic, on how to improve your credit score and how long it is going to take.

Julie Kuzmic discusses mortgages and credit ratings.

Do you still use your listening skills when you are angry? Probably not, when we are angry the only thing we desire in that moment is to obtain what it is we are seeking. Do you ever feel rushed to purchase something? It bugs me to no end when I am looking for something, and the person selling the item lose the sale with me because they are in to big of a hurry to make a sale. A saleperson should make you feel valued, and appreciated before receiving your money. It is all a matter of Human Behavior, we naturally get turned off by pushy people in life, and business. Are you communicating your needs to the company you are in business with? Are you able to articulate what you are shopping for? These are key points in making sure your experience is an excellent one. The whole point behind these series of broadcast is to ensure consumers are armed with information, information, information. The more information you have before your shopping experience the better your outcome will be after the purchase. What are you doing to make sure you will be happy with the item you are purchasing? How many times have you purchased something, and had to take the item back to the store? If you did try to return an item did you have a hassle? As a consumer each and every one should receive what they have purchased. I detest when some one is being ripped off or cheated out of a product or service.

Superstar Consumer Advocates discuss MICRA caps, tort reform, and the uphill battle victims of medical practice face in California.

The Consumer Advocacy Center has called on the Ghana Standards Authority to close down fuel stations that were under-delivering fuel quantity to its customers. The Director for Corporate Affairs, Benjamin Assumang spoke on the issue on Onua FM’s Yen Sempa hosted by Bright Kwasi Asempa.

What are you doing to make sure you will be happy with the item you are purchasing?  How many times have you purchased something, and had to take the item back to the store? If you did try to return an item did you have a hassle? As a consumer each and every one should receive what they have purchased.   I detest when some one is being ripped off or cheated out of a product or service.   I strongly believe it is distasteful to price gouge a customer simply because they do not know that the service is really not as expensive as a salesperson make it out to be.    If a company can sleep at night after ripping someone off I believe that company should go down in a blaze of flames.   Do you believe you have been wronged?  I seriously want to know about.   I believe we should spread the word on companies, and salesperson who price gouge, let me know so it can be put on blast to warn other shoppers.   Please feel free to contact us if you have had an issue with a company:   thefiercefemales@gmail.com  Also follow me on: Facebook at facebook.com/thefiercefemales, on twitter.com/thefiercefemales.   

As a consumer each and every one should receive what they have purchased.   I detest when some is being ripped off or cheated out of a product or service.   I strongly believe it is distasteful to price gouge a customer simply because they do not know that the service is really not as expensive as a salesperson make it out to be.   If you purchase a used car for $10,000 and the blue book value of the car is $7500 you have been ripped off.  Just because someone does not know, does not give a company or salesperson the right to take advantage of anyone.    This is where integrity and honest comes in the play.  If a company can sleep at night after ripping someone off I believe that company should go down in a blaze of flames.   Do you believe you have been wronged?  I seriously want to know about.   I believe we should spread the word on companies, and salesperson who price gouge, let me know so it can be put on blast to warn other shoppers.   You certainly would want someone to warn you if a company is fishy or tricky?  Well we are going to shout to the roof top about every company who is taking advantage of consumers.  Seriously email thefiercefemales@gmail.com and let us know about the company and what happen to you so we can provide a service to other customers.  Consumer Protection is always needed at every level.    With so many people on the internet you better believe there are some folks around looking to hit you in the virtual head and take your money!! It pisses me off to the 100x power! I say let's blast, blast, and blast!!

Scott tells you his Top 5 Games of the Year, and takes one last swing at the AAA sector of the industry in the year's last defiant shout for the cause of Consumer Advocacy. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/kgnpodcasts/support

What would you begin to think if a shadowy group of men began asking all of your co-workers and friends about your life, began tailing you and calling you at all hours of the night? Maybe an FBI sting? In the case of Ralph Nader, he was trying to advocate for auto safety when he became the center of a smear campaign directed by GM. This week's episode is a brief history of consumer advocacy in the US and a quick update on how consumer protections are being treated by our current administration.  

Today we have Kara Goldin, founder of San Francisco based Hint Inc. Hint products can be found at places like Whole Foods, Starbucks, and many more locations because they produce one of the leading brands of unsweetened flavored waters and their products include Hint Water, Hint Fizz, Hint Kick and even Hint Sunscreen. Hint Water is flavored only with natural fruit, without unnecessary additives and sweeteners and even has zero calories. Since its launch in April 2005, Hint has grown to an estimated $90 million beverage company. Here’s a glimpse of what you’ll learn: [1:10] Jeremy introduces his guest, Kara Goldin. [2:30] Kara talks about launching her product in the New York marketplace. [8:00] Consumer advocacy and providing a product that connects with cancer patients. In this episode… What comes to mind when you hear the term “Consumer Advocacy?” Is it a term that interests you or does it turn you away? As a business leader, what steps are you taking to ensure your products or services contribute to the common good? On this episode of Inspired Insider, you’ll hear from entrepreneur and innovator, Kara Goldin. Kara is on a mission to deliver a high-quality product that benefits her customers. She is passionate about educating and serving the public and empowering other leaders to do the same. You don’t want to miss out on this fascinating conversation with Kara! How confident are you of the strength and resiliency of your brand? Do you think that it could perform well in a highly competitive marketplace like New York City? On this episode of Inspired Insider, you’ll hear from Kara Goldin as she shares her story of taking her product from the west coast to the highly competitive east coast market. Kara found it a difficult but ultimately rewarding experience as her product and the organization that she built came out stronger on the other end of the experience. Find out how Kara’s experience and the lessons she learned can be applied to your brand by listening to this informative episode! What does it look like for a company to create a product that benefits the common good? Is it a primary motivator and driver for the company or is a secondary byproduct? On this episode of Inspired Insider, business leader Kara Goldin opens up about her product and how Hint became a helpful asset for people undergoing chemotherapy. From the start of her journey, Kara and her team had the subject of health in mind. They wanted to create a product that would not only taste good but help renew an interest and a passion in the public around products that are healthy. To her surprise and delight, Kara discovered that many chemotherapy patients were finding Hint Water to be a refreshing and welcomed change to their typical diet. To hear more about Kara’s story and her journey starting and running Hint, make sure to catch this episode! Resources Mentioned on this episode www.drinkhint.com www.twitter.com/karagoldin Sponsor for this episode Rise25 is where entrepreneurs of 6,7, and 8 figure businesses come together live and in person every few months to solve their biggest business challenges through this high-level Mastermind group. Each member leaves each week with lifelong friendships and actionable steps to take their business to the next level. Check out Rise25.com - a group run by myself and cofounder John Corcoran. Rise 25 is application only.

Our guest for this episode of the #PaxEx Podcast is Kendall Creighton, director of communications for consumer advocacy group Flyers Rights.

Professor Sharon Kilbreath and Ms Sally Crossing have a lot of things in common, but perhaps the most striking is their refusal to accept the status quo. When both women were diagnosed with breast cancer over 15 years ago, they discovered a significant gap in the knowledge and understanding of life after surgery and a lack of a united voice for cancer patients. This spurred them on to become leaders in their respective fields of research and consumer advocacy. In this talk Professor Kilbreath will present her latest research findings which challenge current treatment practices and beliefs around breast cancer rehabilitation. She will particularly focus on lymphoedema, the painful chronic swelling of the arm or chest which can occur post-surgery. Ms Crossing will discuss her own personal journey, and her passion for influencing the influencers to make a difference for people affected by cancer. She will also reflect on the anniversary of 20 years of the cancer consumer advocacy movement in Australia. Professor Sharon Kilbreath is a Professor of Physiotherapy in the Faculty of Health Sciences at the University of Sydney and a National Breast Cancer Foundation Research Fellow. Sally Crossing AM is living well with advanced breast cancer, having been first diagnosed in 1995. She founded and chaired the Breast Cancer Action Group from 1997, and Cancer Voices, the generic voice of people affected by cancer, from 2000. A Sydney Ideas and Faculty of Health Sciences event on 19 November 2014 http://sydney.edu.au/sydney_ideas/lectures/2014/professor_sharon_kilbreath.shtml

Now that you’ve got a table – what’s next? Resy launched in 2014 with an initial offering of paid reservations that provoked heated debate in the industry. Two years later – Resy is poised to take on Opentable and become the next gen of restaurant OS and POS. If you don’t know what OS – POS – and PCI Compliant mean, Resy CEO/Co-Founder Ben Leventhal is in-studio to walk you through the Resy 2.0 landscape.

Jim Bates has been a funeral consumer advocate volunteer for over 25 years; serving in local, state and national leadership positions. Locally, he leads a board of directors who help consumers with deathcare issues in the Dallas/Fort Worth metroplex, as well as teaching a seniors course on funeral planning at a local community college. Statewide, Mr. Bates serves as the legislative liaison in the state capitol, defending consumer rights and authoring consumer-friendly legislation.  website: http://www.fcant.org/  End of Life Care Certificate Program Learn.Create.Serve. Training and mentoring doulas, companions, guides and midwives since 2005  

Tune in as our special guest, Patrick Cremeens Esq. talks about your rights as a consumer.

Consumer Advocate Benjamin Dover (VoidMyMortgage.com), Authors David Rubel (The Bedside Baccalaureate) and Norm Brodsky (The Knack: How Street-Smart Entrepreneurs Learn to Handle Whatever Comes Up)

Katherine Bryant, Vice President of Consumer Advocacy for ChoicePoint tells how consumers can get free background information about themselves and also what ChoicePoint does when it collects sensitive information. Visit www.choicetrust.com