Podcasts about start early

If you're striving for a healthy, weed-free lawn, the answer doesn't necessarily lie with killing weeds. You can do a lot right now to prevent them. In this episode, Don and John are joined by Lilly Bina, agriculture and natural resources extension agent, for tips on how to get that lush lawn you've always wanted without herbicides. And in case you have to resort to herbicides, she has some advice there, too.

In Hour 1, Andy and Randy talk about the Braves performance in the opening weekend of the season, the ending to the Duke-UConn game, the ABS challenges making their regular season debuts, the Final Four field being set, and Tiger Woods' arrest.

Cruise stops in Ireland can feel like a whirlwind – but with the right plan, even a few hours can turn into an unforgettable experience. With more cruise ships arriving at Irish ports each year, travelers have more options than ever when it comes to shore excursions. But not all tours, or tour providers, are created equal. Seabourn Ovation docked in CobhPodstawko, CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0, via Wikimedia Commons This article is based on podcast episode 332 featuring Bob McAuliffe, owner of About Ireland Taxi Tours.Use the player below to listen or scroll to continue reading the article and get resource links. Ireland Cruise Excursions: How to Choose the Right Experience Bob McAuliffe, owner of About Ireland Taxi Tours, has spent decades helping visitors make the most of their limited time ashore. His advice is simple: focus on quality, not quantity. Bob's pro-tips will help you choose the right excursion and make the most of your time in port. Check Reliability Before You Book Before reserving any independent excursion, take time to read reviews and verify the company's reputation. Look at platforms like Google and TripAdvisor to get a sense of consistency and service. A reliable company should also guarantee that you'll return to your ship on time – something not every provider offers. Avoid Over-Ambitious Itineraries Ireland may look small on a map, but travel times can be deceiving. Routes often include narrow roads, scenic stops, and unexpected delays. For example, trying to visit the Cliffs of Moher from Cork during a short port stop simply isn't realistic. A good tour provider will tell you that—and help you plan something more enjoyable instead. Choose the Right Vehicle for Comfort Vehicle size matters more than many travelers expect. Irish cars are generally smaller than those in North America, so squeezing too many people into a standard sedan can make for a long, uncomfortable day. If you're traveling with a group or need accessibility accommodations, confirm the vehicle type in advance. Don't Trust Google Maps Timing Google Maps often underestimates travel time in Ireland because it assumes local driving speeds without stops. But visitors tend to pause for photos, scenery, and spontaneous discoveries – which is part of the magic. Build in extra time so your day feels relaxed, not rushed. Charles Fort, viewed from the harbour Why Local Drivers Make All the Difference One of the biggest advantages of booking an independent tour is the opportunity to connect with a local driver. These aren't just drivers – they're storytellers, guides, and often lifelong residents of the area. They know the backroads, the history, and the personal connections that turn a sightseeing trip into something memorable. That might mean: Stopping at a family-run sweet shop to watch traditional candy being made Visiting a quiet village not on typical tour routes Getting a quick lesson in hurling in a nearby field Tracing family roots with help from local heritage centers It's these moments, unplanned and personal, that tend to stand out most. This sheep didn't mind having his photo taken as we traveled through West Cork. Making the Most of Limited Time in Port Cruise schedules are tight, especially at tender ports where getting ashore takes additional time. Planning your day carefully ensures you see more and stress less. Start Early at Popular Attractions If Blarney Castle is on your list, for example, timing is everything. Arriving early can mean the difference between a quick visit and hours in line to kiss the Blarney Stone. Even better, allow time to explore the gardens, which many consider the highlight of the visit. Know When You Don't Need a Tour In some ports, you may not need a driver at all. For example: Cobh offers easy access to attractions like Spike Island, the Titanic Experience, and Fota House Dublin city center is highly walkable, with museums and landmarks close together A trustworthy provider will tell you when you can explore on your own, and when a guided experience adds value. Focus on What You Enjoy Rather than trying to tick off a “top 10” list, think about what interests you most. Love gardens? Ireland has plenty.Interested in history? Castles, heritage sites, and ancient ruins are everywhere.Prefer local experiences? Markets, pubs, and small workshops offer authentic connections. Your day should reflect your interests, not a generic checklist. Guest Feature: Bob McAuliffe, About Ireland Taxi Tours Bob McAuliffe is the owner of About Ireland Taxi Tours, a company offering private, customizable day tours and cruise excursions from all 12 Irish ports. What began as a local taxi service in Cork has grown into a nationwide network of experienced, local drivers who provide personalized tours based on each traveler's interests and schedule. Bob and his team specialize in: Cruise ship shore excursions Private day tours Custom itineraries tailored to individual preferences Accessible travel options, including wheelchair-friendly vehicles What sets the company apart is its focus on honesty and traveler experience. If a plan doesn't make sense, they'll say so—and suggest a better option. Contact & Booking: Website: https://www.aboutirelandtaxitours.ie Cruise excursions site Info & inspo on Facebook & Instagram Blarney Castle Top Cork Recommendations for Cruise Visitors If your itinerary includes Cork, these are standout stops that combine iconic sights with local flavor. Blarney Castle and Gardens While many come for the Blarney Stone, the gardens are the true highlight. Plan an early visit to avoid long queues and leave time to explore the grounds. The English Market A food lover's paradise in the heart of Cork city. Grab lunch upstairs at the Farmgate Café or browse local specialties. University College Cork (UCC) A quieter but fascinating stop with beautiful grounds, historic buildings, and unique features like the Honan Chapel and stone corridor. Bonus Stop: Local Sweet Shop Experience A visit to a traditional sweet shop like Danny Linehan's offers a glimpse into Irish confectionery—and a chance to watch treats being made by hand. Ireland's cruise ports offer incredible variety, from bustling cities to quiet coastal towns. With a bit of planning – and the right local insight – you can turn a short stop into a meaningful experience that feels anything but rushed. The post Ireland Cruise Excursions: How to Make the Most of Your Day in Port appeared first on Ireland Family Vacations.

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Have you ever wondered what actually goes on behind the velvet ropes of Hollywood and the massive arenas of the sports world? In this episode, Frank sits down with Maddy Myer, a seasoned publicist and the host of the brand new podcast, Maddy Mania. Maddy pulls back the curtain on the high-stakes world of public relations, revealing that it takes far more than just walking red carpets to manage a celebrity's image. From navigating sudden PR crises to adapting to the influencer era, Maddy shares her insider knowledge and career journey. Plus, we dive into her new podcasting venture, which perfectly blends deep fan "spirals" with expert industry analysis, covering everything from K-Pop and wrestling to classic TV shows. Timestamps & Topics 00:00:00 – Introduction: Welcoming Maddy Myer and the launch of Maddy Mania. 00:00:28 – What does a Hollywood publicist actually do? (Hint: It's not just red carpets). 00:01:35 – Career Pivot: How Maddy transitioned from nursing to Public Relations. 00:02:57 – Behind the Scenes: Handling crises, time management, and staying adaptable. 00:03:50 – The PR Shift: How social media and influencer collabs are taking over traditional press. 00:04:55 – Sports vs. Entertainment: Exploring the massive overlap in fandom culture. 00:07:18 – Industry Advice: How to land a job in PR (internships and writing are key!). 00:08:40 – Hollywood's take on PR: Why Maddy loves Apple TV's The Studio. 00:10:41 – The birth of Maddy Mania: Balancing professional goals with pure fan obsession. 00:14:52 – The power of Comic-Con and the importance of exclusivity in modern press runs. 00:20:47 – Dream Guests: Why Ariana Grande and CM Punk are at the top of Maddy's list. 00:21:54 – Rapid Fire Questions: Blackpink dominance, Gossip Girl comfort watches, and viral wrestling theme songs. Key Takeaways PR is Crisis Management: A publicist's true value lies in their adaptability. What seems like a minor hiccup can easily turn into a major crisis, requiring constant schedule juggling and rapid problem-solving. Social Media is the New Press: Traditional media (like radio and print) is taking a backseat to content creation, influencer collaborations, and digital brand building. Fandoms are Universal: Whether you are pitching a sports client or an entertainment star, the passion of the fanbase is the driving force behind a successful campaign. Start Early and Write Often: For those aspiring to enter the PR field, getting diverse internship experience and heavily refining your writing skills are the most critical steps to success. Embrace Your Inner Fan: Maddy Mania proves that you can be a respected industry professional while still unabashedly "spiraling" over your favorite childhood shows, K-pop groups, or wrestlers. Memorable Quotes "You are basically their image makers. You are who's in charge of making sure they look good on camera and off camera... and making sure that their brand and their image stays in a positive light." > "I feel like something that you think could be small could become like a major crisis... being a publicist, you have to be adaptable and flexible, for sure." "Exclusivity is everything in the modern publicist realm. And so Comic-Con is a really good, high-profile event to kind of announce those kinds of things." Call to Action Did you enjoy this deep dive into the PR world and fandom culture? Make sure to hit that Subscribe button so you never miss an episode! If you learned something new today, please leave us a 5-star review on your favorite podcast platform. Don't forget to screenshot this episode, share it on your social media, and tag us using #GeekFreaksxMaddyMania so we can shout you out! Links and Resources For all the latest geek culture news discussed during our podcast, head over to GeekFreaksPodcast.com (your ultimate source for all things geek!). Make sure to check out the premiere of Maddy Mania launching on March 5th! WEB: https://maddymaniapodcast.com  IG:https://www.instagram.com/maddymaniapodcast/  TT:https://www.tiktok.com/@maddymaniapodcast  YT:https://www.youtube.com/playlist?list=PLq_5WcMsJAlakV6rwUIcszJwtUSf9tGdi  APPLE:https://podcasts.apple.com/us/podcast/maddy-mania-podcast/id1874817332  SPOTIFY:https://open.spotify.com/show/3FjGlBJWVG0Hs63pynnf8a  IHEART:https://iheart.com/podcast/321144042/  AMAZON:https://music.amazon.com/podcasts/5923e43c-1868-4d3b-86ef-a45f5839487e/maddy-mania-podcast  LINKTREE: https://linktr.ee/maddymaniapodcast  Follow Us Stay connected with us for behind-the-scenes content, updates, and more: Geek Freaks: @GeekFreaksPodcast (Instagram, X, TikTok) Maddy Myer: @MaddyManiaPod (Instagram, YouTube, TikTok) Listener Questions We want to hear from YOU! What fandom are you currently spiraling over? Do you have questions about the entertainment industry or a specific topic you want us to cover next? Send in your questions via our social media DMs, and we might feature your topic on an upcoming episode! Tags: Public Relations, Hollywood PR, Maddy Mania, Geek Freaks Podcast, Entertainment Industry, Sports Fandom, K-Pop, Blackpink, Wrestling PR, Podcasting, Comic-Con, Crisis Management, Media Training, Pop Culture

MEDICARE ADVANTAGE MINUTE:                                                                        MY DOCTOR DROPPED OUT OF MY (MA) NETWORK; WHAT SHOULD I DO NEXT? Q & A illustrates the limitations of Medicare Advantage plans. Article: Do Not Add to the Social Security Administration Delays In other words, do not make these errors that will delay the time between the start of your application and confirmation of the effective date of your Medicare coverage. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE!" (Free download from site below) "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Sign up for Practi, a new platform that helps law firms use subscription billing.Here are the top 5 takeaways from this episode:1. Start Early for Maximum Lifestyle Benefits. Chris started his subscription model in 2008 during the Great Recession, which allowed him to build his practice alongside his family life. The timing meant he never missed his sons' games or important moments – a work-life balance that would be much harder to achieve if transitioning from big law partnership later in your career.2. Niche + Brand Name = Credibility. FFL Guard (Federal Firearms License Guard) became the gold standard in its niche. The trade name made Chris's solo practice appear larger and more established than it was, while his deep specialization in federal firearms law created a defensible market position. Regulators even recommend his services off-the-record.3. Monetize Your Work Product Repeatedly. Chris built an online library, training courses (via Thinkific), and client portal where the same legal knowledge gets sold multiple times. As he learned from a mentor: “No man ever made millions billing by the hour.” The key is creating systems that generate revenue while you sleep.4. Annual Subscriptions with Payment Flexibility Work. Chris requires minimum one-year engagements but offers clients the choice to pay annually (at a discount) or monthly. This SaaS-style approach provides cash flow flexibility while ensuring enough time to build proper compliance infrastructure for clients. He ethically provides opt-out notices before renewal.5. Selling Prevention is Harder Than Selling Cures. The biggest challenge is convincing clients to pay $2,500/year proactively rather than $25,000 when disaster strikes. Chris positions himself as an “exterminator” – the reason clients don't see problems is because he's preventing them. This requires strong sales skills, public speaking, and building long-term trust and reputation.Bonus insight: Chris's tech stack evolved from Salesforce to Zoho (CRM), uses Grasshopper for phones, Thinkific for courses, and even adapted a debt collection tool (CHAX) for recurring check payments - proving you don't need perfect systems to succeed, just functional ones that work for your practice.__________________________Want your question to be answered on a future show? Fill out this short survey.Check out FFLGuard.Sign up for Paxton, my all-in-one AI legal assistant, helping me with legal research, analysis, drafting, and enhancing existing legal work product.Get Connected with SixFifty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, a business and employment legal document automation tool.Sign up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gavel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, an automation platform for law firms.Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Law Subscribed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to subscribe to the weekly newsletter to listen from your web browser.Prefer monthly updates? Sign up for the Law Subscribed Monthly Digest on LinkedIn.Check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mathew Kerbis'⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ law firm ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscription Attorney LLC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Want to use the subscription model for your law firm? Click here to sign up for a new platform that helps law firms use subscription billing. Get full access to Law Subscribed at www.lawsubscribed.com/subscribe

After my husband waited far too long for me at Little Bird Saturday, I cautiously accepted his invitation for another boat ride. In my mind, I was thinking a “three-hour tour… a three-hour tour.” Anyone familiar with my experience with this vessel knows why it has earned the nickname Duck Boat of Doom, among other things. We decided on Miller's Ferry as our destination. It's more heavily populated, offers better cell service, and generally feels like a safer choice for someone who prefers sunshine, solid ground, and a backup plan. We planned to launch at the new marina, but the...Article Link

New Athletic Director and New Head Coach mean a fresh clean slate for many in Rattler Nation! This also means we start a new season of the Fangs Up Podcast! And with some lofty goals for the season lets get an early start before things get too Crazy. Oh what a time to be a Rattler because the Champs are here!Track, Baseball, Softball and Tennis! OH MY! We will Start Early so you can Enjoy the Games! Fangs Up#FAMU #FangsUp #HBCU #HBCUdigital

Lani Hilton is a dedicated enthusiast of the Easter Season. She has lived a Christ-centered Easter season with her family for 20 years and has been teaching about it in settings like BYU Education Week and firesides since 2015. She published a book called Celebrate Sunday and has written articles for the Liahona and LDS living. Along with her husband, John, she is the proud parent of six children, four currently at Brigham Young University. Lani finds great joy in the simplicity and beauty of the gospel of Jesus Christ. Watch the video and share your thoughts in the Zion Lab community Links lanihilton.com/easter A Christ-Centered Easter: Day-By-Day Activities to Celebrate Easter Week Easter-themed resources from Deseret Book Connecting Others to Jesus Through the Cross at Calvary | An Interview with John Hilton III Transcript available with the video in the Zion Lab community Highlights Lani Hilton talks about the importance of making Easter a season rather than just a single day of celebration. Lani shares her journey of creating meaningful Easter traditions and how she has implemented these ideas at both home and community levels, particularly focusing on Palm Sunday. 00:04:04 – Lonnie’s Journey to Celebrating Easter 00:05:24 – Simplifying Traditions as a Busy Mom 00:06:08 – Church’s Focus on Easter as a Season 00:06:40 – Elder Stevenson’s Call for a Christ-Centered Easter 00:09:51 – Expanding the Easter Celebration Timeline 00:10:57 – Encouragement to Start Early with Planning 00:12:44 – Involving Youth in Easter Activities 00:13:57 – Lonnie’s Experience with Stake Activities 00:15:41 – The Importance of Creating Meaningful Experiences 00:17:16 – Organizing a Palm Sunday Celebration 00:20:24 – Keeping the Celebration Engaging and Short 00:22:07 – Community Involvement and Outreach 00:25:06 – The Joy of Praising the Savior 00:27:16 – The Impact of a Large Gathering 00:29:03 – Advertising the Palm Sunday Event 00:31:01 – Encouraging Family Participation 00:32:24 – Resources for Planning Easter Activities 00:35:35 – Reflection on the Success of the Event 00:39:15 – Looking Ahead to Future Celebrations Key Insights Easter as a Season: Lani emphasizes the need to extend the celebration of Easter beyond just Easter Sunday, suggesting that it can encompass a period of reflection and worship leading up to and following the holiday. Inspiration from Church Leaders: Elder Stevenson's talks have encouraged members to recognize Palm Sunday and the Easter season more thoughtfully, prompting a shift in how Latter-day Saints approach these celebrations. Community Involvement: Lani highlights the importance of involving the entire community in Easter celebrations, suggesting that events should be inclusive and accessible to all, not just church members. Simple Traditions: She advocates for simple, Christ-centered traditions that can be easily integrated into family life, making it possible for busy families to participate without feeling overwhelmed. Worshipful Experiences: The focus should be on creating worshipful experiences that allow participants to praise and adore Jesus Christ, fostering a deeper connection to the Savior during this holy time. Leadership Applications Planning Ahead: Leaders should begin discussions about Easter celebrations in January to allow ample time for planning and community involvement, ensuring that activities are well-organized and meaningful. Encouraging Participation: Leaders can facilitate events that invite participation from all ages, such as a Palm Sunday celebration, which can help foster a sense of community and shared worship. Flexibility in Activities: Leaders are encouraged to adapt ideas and resources to fit their local context, recognizing that not every ward or stake will have the same capabilities or traditions, but all can create impactful experiences centered on Christ. The award-winning Leading Saints Podcast is one of the top independent Latter-day Saints podcasts as part of nonprofit Leading Saints’ mission to help Latter-day Saints be better prepared to lead. Find Leadership Tools, Courses, and Community for Latter-day Saint leaders in the Zion Lab community. Learn more and listen to any of the past episodes for free at LeadingSaints.org. Past guests include Emily Belle Freeman, David Butler, Hank Smith, John Bytheway, Reyna and Elena Aburto, Liz Wiseman, Stephen M. R. Covey, Benjamin Hardy, Elder Alvin F. Meredith III, Julie Beck, Brad Wilcox, Jody Moore, Tony Overbay, John H. Groberg, Elaine Dalton, Tad R. Callister, Lynn G. Robbins, J. Devn Cornish, Bonnie Oscarson, Dennis B. Neuenschwander, Kirby Heyborne, Taysom Hill, Coaches Jennifer Rockwood and Brandon Doman, Anthony Sweat, John Hilton III, Barbara Morgan Gardner, Blair Hodges, Whitney Johnson, Ryan Gottfredson, Greg McKeown, Ganel-Lyn Condie, Michael Goodman, Wendy Ulrich, Richard Ostler, and many more in over 800 episodes. Discover podcasts, articles, virtual conferences, and live events related to callings such as the bishopric, Relief Society, elders quorum, Primary, youth leadership, stake leadership, ward mission, ward council, young adults, ministering, and teaching.

Azgari Lipshy is a Business Launch Strategist helping others start or buy a service company. Through her Concierge Launch Program, she helps build brands across the United States, Bangladesh, and Southeast Asia. Along the way we discuss – the Journey (0:45), services offered (5:00), the medical transportation business (9:30), problems of a Woman Entrepreneur (10:30), born in Bangladesh (12:30), and "Start Early, Start Messy" (15:00). Interested in creating your own business? Reach out to Azgari @ Azgari.com This podcast is partnered with LukeLeaders1248, a nonprofit that provides scholarships for the children of military Veterans. Send a donation, large or small, through PayPal @LukeLeaders1248; Venmo @LukeLeaders1248; or our website @ www.lukeleaders1248.com. You can also donate your used vehicle @ this hyperlink – CARS donation to LL1248.  Music intro and outro from the creative brilliance of Kenny Kilgore. Lowriders and Beautiful Rainy Day.  

In this value-packed episode of SaaS Fuel, Jeff Mains welcomes Egil Østhus, co-founder and CEO of Unleash—the world's leading open source feature management platform. Egil dives deep into the journey from thriving in corporate boardrooms to taking the entrepreneurial leap, co-founding Unleash with his brother, and scaling a business using open source and commercial strategies. The conversation explores critical challenges of serving both community and enterprise needs, the next-generation concept of Feature Ops, the nuanced impact of AI in software development, and the essential synergy between engineering and business for SaaS growth. Whether you're steering product strategy or deep in the code, this episode delivers actionable insights and leadership wisdom for founders navigating modern tech landscapes.Key Takeaways00:00 "Building Smarter: Growth Strategies"03:22 "Entrepreneurship Realities & Tech Futures"07:38 Enterprise Software Delivery Challenges13:21 "Challenges of Co-Founding Family"16:10 "Balancing Open Source and Enterprise"17:45 Open Source vs. Paywall Decisions23:28 "Building Enterprise Growth Processes"24:24 "Start Early on Commercial Strategy"30:08 "Unified Metrics for Long-Term Impact"32:09 "DevOps: Feature Lifecycle & Governance"36:26 AI's Impact on Developer Roles39:55 "Business Context for Developers"42:37 Culture Consistency Drives Success46:49 "Magician Marketer & Scaling Stories"Tweetable Quotes“We in the Nordics are sort of naive—we don't understand how difficult it really is. ‘How hard can it be to build this company?'” — Egil Østhus“Always put community trust first. If you break it, that decision is irreversible.” — Egil Østhus“If you have the best product that nobody knows about, it's really hard to sell it.” — Egil Østhus“Feature Ops bridges the gap between engineering and business—bringing real-time control and risk mitigation to software delivery.” — Egil Østhus“Every developer should challenge themselves to understand how their work impacts the business and end users.” — Egil Østhus“Culture is consistency. It's the boring stuff you do every day that builds a scalable company.” — Egil ØsthusSaaS Leadership LessonsCustomer Value First:“It's all about creating customer value. Bringing product out there and building a proper business model.” (Egil Østhus)Get Outside Your Comfort Zone:True growth happens when you jump into deep water and test if you really can build what you preach.Respect and Resolve Tension (Especially in Family):In co-founder relationships, never allow tension to build—address issues immediately, maintaining respect and professionalism.Open Source Takes Discipline:Develop clear guiding policies on what features are open and which are gated—never betray community trust with irreversible decisions.Build Commercial Capacity Early:Don't wait for sales and marketing to “catch up”—grow those functions as soon as possible to accelerate learning and scale.Engineers Need Business Context:The best developers deeply understand the product's business impact, continually interact with customers, and help shape business direction.Guest Resourcesegil@getunleash.iohttps://www.getunleash.io

North Carolina's hot start was tempered with the news of Seth Trimble's broken left forearm is expected to keep the veteran leader sidelined for several weeks. The schedule sets up in UNC's favor as Hubert Davis and staff will have opportunities to figure out new roles and game plans to replace Trimble's production. Inside Carolina's Rob Harrington and former Tar Heel Justin Jackson join Tommy Ashley to discuss all that and more including Caleb Wilson, replacing Trimble and prospective players who could step up in the coming weeks. The Inside Carolina Podcast network features a wide range of current UNC sports topics, from game previews and instant postgame analysis, to recruiting breakdowns. IC's stable of writers, insiders and analysts -- plus special guests -- comprise each program. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to "The Empowering Story," where we dive deep into the truths that often go unspoken. In this episode, "The Child Who Seemed Alright," Jean Dorff, trauma-informed narrative coach and survivor, shares his personal journey and invaluable insights for educators, parents, and anyone who cares about keeping children safe. This candid discussion reveals why trauma often hides in plain sight and what adults must do to truly notice—and support—children who are suffering. Episode Overview Jean reflects on his experience as a child survivor of abuse, explores the patterns that keep trauma hidden, and offers practical, compassionate advice for recognizing and responding to the understated cries for help that so many children send out. Drawing on 30+ years of working with survivors and based on Shawn Dorff's article and poem "The Child Who Seemed to Be Alright," this episode is a must-listen for anyone hoping to break the cycle of silence and empower healing. Jean's 10 Biggest Takeaways Trauma is Often Hidden Behind "Good" Behavior The children most in need of help are often the ones praised for their maturity, responsibility, and silence—their survival depends on appearing fine. Children Rarely Disclose Abuse Directly Most children communicate trauma through metaphors, fragmented stories, or behaviors, not direct statements. 80% initially deny or hesitate to disclose—and most accidental disclosures are missed. Peer Disclosure is Far More Common Than Adult Disclosure Children are much more likely to tell a friend than an adult. However, peers often lack the understanding and authority to intervene. Red Flags Aren't Always Obvious Sudden regressions, perfectionism, somatic complaints, changes in art/music, and an overly calm demeanor are all signs adults frequently overlook. Silence is a Survival Strategy Children hide abuse, not out of mistrust, but to protect themselves, their families, and even their parents from consequences they fear. Common Myths Create Blind Spots for Parents Believing "my child tells me everything" or "it can't happen here" dangerously closes adults off from seeing reality. Adult Responses Shape Future Disclosure Minimizing, overreacting, questioning, moralizing, or remaining silent can permanently shut down a child's willingness to speak up. Containment is Key—Not Investigation When a child shares a fragment of truth, adults should aim to anchor safety, believe first, and invite (not demand) more sharing, without pushing for details. Education & Conversation Need to Start Early and Continue Teaching children about body safety, boundaries, and consent must start from the earliest age, and remain ongoing—not just a one-time talk. Self-Regulation Enables Support Adults must regulate their own nervous system before responding, so the child feels safe to exhale and trust them. The best help is a calm, present adult who listens without flinching. How You Can Support a Child Trust your intuition: persistently odd behaviors may be subtle signals of distress. When in doubt, prioritize creating emotional safety over perfect words. Avoid pressing for details or expressing doubt—your belief is the bridge to healing. Normalize conversations about bodies, boundaries, and secrets. Know you're not alone: seek resources and support for both survivors and those supporting them. Resources Mentioned Trauma-informed narrative coaching at theempoweringstory.com Community and survivor support: info@theempoweringstory.com Show notes include recommended organizations for crisis support and survivor recovery.         Resources for Support and Further Learning If you're supporting a child through disclosure or processing your own history of childhood trauma, you don't have to do it alone. For immediate crisis support: • National Child Abuse Hotline: 1-800-422-4453 (24/7) • Childhelp National Child Abuse Hotline: 1-800-4-A-CHILD (1-800-422-4453) • Crisis Text Line: Text HOME to 741741 For parents and educators: • Darkness to Light: Stewards of Children training program • National Center for Missing & Exploited Children: NetSmartz resources • Child Advocacy Centers: Find local support at nationalcac.org For survivors ready to reclaim their voice: At The Empowering Story, we work with survivors of childhood trauma who are ready to transform their silence into a story. Through trauma-informed narrative coaching, we guide you through a structured, safe process of writing your truth—not for exposure, but for integration and empowerment. This isn't therapy. It's authorship. It's reclaiming your voice through the power of your own narrative. If you're ready to explore what it means to tell your story in a way that heals rather than retraumatizes, learn more about our coaching programs and survivor community at The Empowering Story. https://theempoweringstory.com or info@theempoweringstory.com   About Jean Dorff Jean Dorff brings decades of lived experience, healing, and teaching to this episode. His vulnerability and expertise help adults understand what children cannot always articulate, and remind survivors that reclaiming your story is possible—with compassion and community. Thank you for listening to this vital conversation. If this episode helped you see differently, share it with someone who needs it—and help build environments where every child's truth is safe enough to land.

In this solo episode, I dive deep into one of the most vital life skills we can teach our kids—financial literacy. From Halloween costumes to quarterly financial reviews, I walk you through my real-life journey of raising four boys with a focus on money management, financial responsibility, and the value of earning over entitlement. This isn't about theory—it's about what I've tried, what's worked, and the lessons I've learned the hard way.   Whether your kids are 5 or 19, this episode delivers actionable ideas and candid reflections to help you guide your children toward a financially empowered future. If you've ever wondered how to talk to your kids about saving, spending, budgeting, or even compound interest—this is the episode for you.   Timeline Summary   [0:00] - Introduction [1:27] - Feeling unequipped as a dad when it comes to teaching kids about money [2:22] - Shocking statistics about the state of money management in America [4:04] - A peek into how I started teaching money to my younger kids [6:10] - The Halloween costume system: chores for rewards [8:48] - Teaching the value of delayed gratification through real choices [10:07] - Why even young kids can handle more responsibility than we think [12:01] - Using a simple allowance system to teach saving, giving, and spending [12:47] - Bringing my teens to financial advisor meetings [13:51] - The impact of exposing kids to real-world financial conversations [14:36] - Teaching compound interest and the power of investing early [15:18] - Setting up budgeting tools like EveryDollar for teens [15:57] - My son's dog-walking side hustle—entrepreneurship at 17 [17:02] - Why real-life problem solving is the best financial teacher [18:33] - Encouraging kids to budget their own money and learn from mistakes [19:46] - New free resource: “25 Questions for the Car” to spark connection [21:03] - Final thoughts and heartfelt thanks to the community     5 Key Takeaways   1. Start Early with Financial Lessons Even young kids can begin understanding the basics of money through age-appropriate systems like chores for rewards, visual goal tracking, and simple budgeting methods. It's never too early to introduce financial literacy. 2. Teach Earning Over Entitlement Using real-life goals—like Halloween costumes or name-brand shoes—can help kids grasp the concept of earning. When kids work for what they want, they value it more and learn essential decision-making skills. 3. Make It Real for Teens Bringing your older kids into financial conversations, like advisor meetings or discussions about interest and investing, empowers them to make smart money decisions now and in the future. 4. Use Tools That Promote Independence Programs like EveryDollar are great for helping teens budget and track their spending. This teaches them accountability and gives them a sense of control over their finances. 5. Connection Is the Catalyst for Teaching Use intentional questions and shared activities to create moments of connection. When you're interested in your kids' lives, it opens the door to deeper, more impactful conversations—including those about money.         Links & Resources   Free Resource: 25 Questions for the Car — https://thedadedge.com/1389 Budgeting Tool: EveryDollar — https://www.everydollar.com/ thedadedge.com/kidquestions       If this episode helped you shift your mindset about parenting and money, take a moment to rate, review, and share it with another dad who could benefit. Your support helps us reach more fathers who are ready to lead with intention.   Live Legendary.

Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsEpisode Summary:Join host Josh Ochs on the SmartSocial.com Podcast as he sits down with Dr. John Armstrong, Chief Officer for Technology and Innovation at Joliet Public Schools District 86. In this episode, they discuss proactive strategies for online safety, the impact of social media on students, and the importance of early digital literacy education. Dr. Armstrong shares practical advice for parents and educators on managing screen time, setting boundaries, and understanding the nuances of digital privacy.Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

The impact of Charlie Kirk, faith, and teaching kids important values with Sen. Rick Scott. Plus, Trump at the United Nations speaking truth to the world, the need to buy American, federal spending wrangling and the focus on a balanced budget.

"Grand Final Week begins and Fat's already been to a lunch". That about sums up where today's show is at, and Billy kicks us off with the All Sports Report - as we get a gold at the World Athletics Championship, and Oscar Piastri has a snafu in Baku. Damian Barrett is in studio for the final time this year to look back at the Prelim Finals, and look ahead to the Brownlow, the Granny, Zach Merrett's future, and how Collingwood reacts to its Prelim loss. Brooke McIntosh joins us for a very special Monday Brag Artist - having just completed running her lap around Australia, then Bill takes a look at the best moments from Triple M Footy this weekend. We've got a massive prize that you can win this week, we've got love for Anaconda, and St Kilda's Jack Sinclair is in studio to talk Brownlow, Nas, and Billy's cowboy hat. Finally, Billy drops the magic on an oft-told joke to finish the show.See omnystudio.com/listener for privacy information.

Still think you can "figure out CMC later"? Your competitors just implemented a systematic framework that cuts their IND timeline in half while you're still debating whether CMC matters.The founders who file INDs predictably aren't smarter than you. They just stopped gambling with ad-hoc CMC approaches and started executing proven systems. While you're wrestling with technical details in crisis mode, they built systematic advantages that turn regulatory complexity into competitive weapons.In this episode, host David Brühlmann delivers the complete five-step framework that transforms CMC from startup-killer into market advantage. This isn't theory. These are the exact systematic approaches helping founders file INDs in 10-12 months while competitors struggle with preventable delays.The strategic reality: Systematic CMC isn't about becoming a technical expert. It's about becoming strategically smart about expert partnerships and execution frameworks. Smart founders focus on "WHO not HOW," building the right team while maintaining strategic control.Three key takeaways that will transform your approach:Start Early, Think Strategically: Early, deliberate CMC planning isn't just for big pharma. Linking your product's clinical goals to quality, process, and regulatory milestones from day one eliminates expensive delays later. Smart founders build systematic CMC advantages while competitors treat it as an afterthought.Quality by Design as Competitive Weapon: Pinpointing critical quality attributes and mapping them to real patient outcomes creates scientific credibility that accelerates every downstream decision. This isn't regulatory box-checking. This is building the foundation that impresses investors, satisfies regulators, and prevents costly manufacturing surprises.Systematic Risk Management as Submission Insurance: A living, well-documented risk register can be the difference between confident IND filing and regulatory rejection. Poor risk tracking is cited by FDA and EMA as a recurring deficiency that leads to clinical holds and expensive delays. Don't become the cautionary tale.This five-step framework creates predictable execution that transforms CMC from crisis management into strategic capability. Instead of reacting to problems, you prevent them. Rather than scrambling under pressure, you scale smoothly from development to commercialization.Ready to bring structure and confidence to your own CMC program? Explore David's CMC dashboard via the link below , and catch his walkthrough to see the system in action.Solid CMC execution starts with the right conversation.Next step:De-risk CMC development and get decision-making guidance with a new AI platform that transforms CMC overwhelm into predictable development success (launching early 2026). Join the waitlist here: https://david-jkhjdoje.scoreapp.com

Australia's retirement system is under strain, with more people delaying their exit from the workforce as living costs climb. This segment examines why preparing for a post-employment future promptly may be the key to entering retirement with greater confidence.For more, visit https://www.approvedfp.com.au/services/retirement-planning/ Approved Financial Planners Pty Ltd City: Floreat Address: 7/437 Cambridge St, Website: https://approvedfp.com.au

McKay delves into the liberating principle that success isn't bound by age or a rigid schedule in this latest instalment of the Open Your Eyes podcast. Throughout the episode, he drives home the point that, whether you're an early prodigy or a late bloomer, life's rewards go to those who have the courage to start, and to start again, no matter where they are on their journey.McKay brings this concept to life with the stories of a number of remarkable individuals, including the winding path of Marvel Comics creator Stan Lee, who found his true voice after 20 years in the business, and the story of Ray Kroc, who built the McDonald's empire in his fifties. He also delves into the lives of chef Julia Child, designer Vera Wang, and blind mountaineer Erik Weihenmayer, each of whom redefined their lives by starting something new long after others might have given up. These stories clearly demonstrate that the most important step is always the next one.Main Themes:It is never too early or too late to pursue your passion or reinvent yourself.Life rewards persistence, authenticity, and grit over perfect timing.Comparing your journey to others leads to paralysis and a false sense of being behind.Early success does not guarantee a simple path, just as a late start does not preclude greatness.Your past experiences, even the challenging ones, can provide the wisdom and depth needed for future success.The end of one chapter, like a job or a dream, is not the end of your story.Starting over is not a sign of failure; it is proof that you are still fighting for your future.Embrace the support of others, as encouragement is crucial when trying again.Your worth is not defined by a timeline, but by your courage to show up.The most powerful creative work often comes from pursuing what you truly believe in.Top 10 Quotes:"In the end, life doesn't care if you started early or late. It cares that you started and that you showed up.""Life is not a race, and you are not behind.""Your worth is not tied to how early or how clean your path has been.""Don't confuse loss with defeat. The end of one chapter doesn't mean the story's over, it just means the next one is ready to be written.""Starting over isn't failure, it's proof I'm still fighting.""Sometimes the most beautiful currents take longer to find.""Life rewards persistence, authenticity, and grit over perfect timing.""What matters is that you try again."Show Links:Open Your Eyes with McKay Christensen

Angela presents a bitesized, compelling discussion with Dr. Gabrielle Lyon about the transformative journey through perimenopause and menopause. They explore the critical importance of muscle health and the role of protein in maintaining vitality as women age. Dr. Lyon emphasises that decline is not inevitable and shares actionable insights on nutrition and exercise that can empower women to take control of their health KEY TAKEAWAYS: Muscle Health is Crucial: Building and maintaining skeletal muscle is essential for women, especially as they approach menopause Nutrition Matters: A significant focus should be placed on dietary protein intake. The recommendation is to aim for about one gram of protein per pound of ideal body weight to support muscle health Start Early or Start Now: It's important to begin focusing on muscle health and exercise early in life, but it's never too late to start. The best time to begin is today, regardless of past habits. Addressing Menopausal Changes: Women going through perimenopause and menopause may experience changes in body composition, including increased visceral fat and loss of muscle mass TIMESTAMPS AND KEY TOPICS: [00:01:26] Muscle health and longevity. [00:05:12] Optimal protein intake for health. [00:10:15] Protein needs for menopausal women. [00:11:45] Hormonal therapy and muscle loss. VALUABLE RESOURCES Get a free snapshot of your health and personalised report at www.yourtotalhealthcheck.com Join The High Performance Health Community Click here for discounts on all the products I personally use and recommend A BIG thank you to our sponsors who make the show possible: Make Longevity a Lifestyle — Not by doing more, but by doing what matters. Join a powerful community of women who get you inside Live Younger: Longevity for Women, my brand-new membership designed to help you reverse your biological age with science-backed strategies that fit real life. Founding Member offer is open for a limited time —Learn more here Link to the Forever Strong - Why Muscle is Key to Longevity with Dr Gabrielle Lyon https://lnk.to/EP331  ABOUT THE HOST Angela Foster is an award winning Nutritionist, Health & Performance Coach, Speaker and Host of the High Performance Health podcast. A former Corporate lawyer turned industry leader in biohacking and health optimisation for women, Angela has been featured in various media including Huff Post, Runners world, The Health Optimisation Summit, BrainTap, The Women's Biohacking Conference, Livestrong & Natural Health Magazine. Angela is the creator of BioSyncing®️ a blueprint for ambitious entrepreneurial women to biohack their health so they can 10X how they show up in their business and their family without burning out. CONTACT DETAILS Instagram Facebook LinkedIn Disclaimer: The High Performance Health Podcast is for general information purposes only and do not constitute the practice of professional or coaching advice and no client relationship is formed. The use of information on this podcast, or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for medical or other professional advice, diagnosis, or treatment. Users should seek the assistance of their medical doctor or other health care professional for before taking any steps to implement any of the items discussed in this podcast. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

“Having your heart right towards your child is probably the most important thing you can do... but how you communicate is right up there too.” In this episode of I’ll Do Better Tomorrow, we share two powerful parenting wins from our own family this week. From navigating bedtime battles with our youngest to having a meaningful (and sometimes hilarious) conversation about consent and relationships with our teens, this is real-life parenting in action. These are the conversations that create connection, foster trust, and build resilience — and we’re sharing exactly how we did it. KEY POINTS: A Bedtime Breakthrough: How revisiting the basics (routines, rituals, and conversations) transformed bedtime struggles with our youngest daughter. The Power of the 3 E’s: Explore, Explain, Empower — a simple yet profound communication framework that creates buy-in, not battles. Tricky Talks That Stick: Why our once-a-month ‘tough talks’ with our teens have become weekly — and how they’re building confidence and safety around topics like consent, relationships, pressure, and boundaries. Start Early, Talk Often: Even our 11-year-old stayed engaged in a complex conversation about consent, showing that these conversations are never too early (or too late). It’s Not About Perfection: Success comes from showing up, leaning in, and keeping the conversations going — not from getting it right every time. QUOTE OF THE EPISODE: “When kids understand the rationale, things go so much better.” RESOURCES MENTIONED: Happy Families – Resources for a happier family. Consent.gov.au – Consent resources and the Consent Can’t Wait campaign. Parental Guidance TV Show – Channel 9 and 9Now. ACTION STEPS FOR PARENTS: Use the 3 E’s: Next time you face a challenge, pause and ask yourself — have I explored their perspective, explained mine, and empowered them to help solve it? Rethink Bedtime: If routines are breaking down, revisit rituals that worked when they were younger — and involve your child in creating the new plan. Schedule Tricky Talks: Don’t wait for problems to arise. Make space for regular conversations about emotions, consent, relationships, and boundaries. Make It Fun (and Safe): Keep these talks light, warm, and open — banter, laughter, and snacks help! Remember the Timing: Big conversations are most effective when emotions are calm — not in the middle of conflict. Share This Episode: Know someone struggling with bedtime battles or tricky teen conversations? Flick this episode their way. See omnystudio.com/listener for privacy information.

Whether you're training in the summer heat or preparing for a race in hot conditions, this episode will cover how the heat affects your body, how to adjust your workouts, and tips for staying safe while training in the warmer months.

It's been announced that Warren Buffett is stepping down as CEO of Berkshire Hathaway. In this episode, I'll discuss Buffett's humble beginnings, his approach to investing, and the philosophy that built one of the most successful companies in history. I'll also break down Warren Buffett's wisdom into seven powerful, practical tips that align with my own approach to advising clients. Listen for tips on starting your investment journey early, staying the course during tough markets, and prioritizing temperament over intellect.  You will want to hear this episode if you are interested in... [00:00] Principles of Warren Buffett's investing strategies. [05:55] Buffett co-founded The Giving Pledge, pledging 99% of his wealth, and influencing other billionaires. [07:08] Berkshire Hathaway class A shares have averaged a 19% annual return since 1966, vastly outperforming the S&P 500's 11%. [12:41] Invest early, stay committed through market ups and downs, and be fearful when others are greedy and greedy when others are fearful. [17:03] Warren Buffett advises most people to use index funds due to the difficulty of replicating his results. [18:43] Make investment decisions based on facts, not emotions. Investment Lessons from Warren Buffett Warren Buffett, often called the “Oracle of Omaha,” has long been considered one of the greatest investors of all time. His recent announcement that he will step down as CEO of Berkshire Hathaway after more than six decades is the perfect time to reflect on what sets Buffett apart, not just as an investor but as an individual. This episode digs into key lessons from Buffett's life and career, exploring practical ways to apply his wisdom to your financial journey. From Humble Beginnings to Monumental Success Warren Buffett's rise didn't begin in a Wall Street boardroom, but in Omaha, Nebraska, where he was born in 1930. From an early age, Buffett showed an affinity for entrepreneurship, selling chewing gum, Coca-Cola, and magazines as a child. His formal education at the University of Nebraska, Wharton Business School, and Columbia University (where he studied under the legendary Benjamin Graham) laid the foundation for his value investing philosophy. Buffett started his first investment partnership in 1956 with $105,100, much of it from family and friends. By the age of 32, he was a millionaire. His acquisition of Berkshire Hathaway, a struggling textile company at the time, became the launchpad for one of the most successful investment conglomerates in history. The Power of Modesty and Discipline Despite amassing unparalleled wealth, Buffett is renowned for his modest lifestyle. He still lives in the house he purchased in 1958 for $31,000 and drives an older model Cadillac, proving that frugality and comfort often go hand in hand. This modesty is more than a quirk; it's a testament to his belief that wealth should serve a purpose beyond personal extravagance. Buffett's philanthropic efforts are equally legendary. Through The Giving Pledge (co-founded with Bill and Melinda Gates), he's committed to donating more than 99% of his fortune. For Buffett, investing is not just about making money, it's about stewarding resources responsibly and generously. Berkshire Hathaway's Long-Term Outperformance Under Buffett's leadership, Berkshire Hathaway's stock has delivered returns averaging 19% annually since 1966, trouncing the S&P 500's historical average of 11%. One share of Berkshire's Class A stock now costs nearly $800,000, a figure that tells the story of sustained outperformance. Buffett has also issued Class B shares at a lower price tag to democratize access for smaller investors, reflecting his desire to make wealth-building accessible. Buffett's Top Investing Lessons 1. Don't Lose Money Buffett's two most famous rules are simple: “Rule number one: don't lose money. Rule number two: don't forget rule number one.” He emphasizes buying quality businesses with durable competitive advantages rather than taking risks on struggling firms with unsustainable dividends. 2. Start Early and Stay the Course In his book The Snowball, Buffett likens investing to rolling a snowball down a long hill: the earlier you start, the bigger the results. Even if you're approaching retirement, encouraging the younger generation to invest early can yield enormous benefits over time. 3. Remaining Committed Through Market Ups and Downs is Equally Vital Buffett urges consistent investing, especially when markets are turbulent. Staying invested and buying during downturns can lead to significant long-term gains. 4. Be Fearful When Others Are Greedy Buffett's contrarian mindset, being “fearful when others are greedy, and greedy when others are fearful”, has served him well during market panics. While it's emotionally taxing to buy during selloffs, history shows that long-term investors are often rewarded. 5. Buy Great Companies at Fair Prices Rather than chasing bargains, focus on acquiring well-run businesses at reasonable valuations. Many of Buffett's best investments, Apple, Coca-Cola, and American Express, embody this approach. 6. Focus on Buying and Holding Low-cost Index Funds Buffett believes this is the simplest and most effective long-term investment strategy because it provides broad market exposure while keeping fees to a minimum, both of which are important for building wealth over time. 7. Temperament Is Key According to Buffett, success in investing is more about temperament than IQ. The ability to remain rational and stick to your plan, regardless of market noise, is what separates great investors from the rest. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  The Snowball by Warren Buffett The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham  The Giving Pledge  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Reset talks with early childhood education advocates about Head Start's uncertain future. The panel includes Pamela Epley, Vice President of Academic Affairs at the Erikson Institute and Nadia Gronkowski, Program Manager of Advocacy & Policy at Start Early. For a full archive of Reset interviews, head over to wbez.org/reset.

You can open an investment account with as little as $100 today. Making regular contributions may significantly enhance your investment returns. Time is one of the most powerful tools in building wealth – early, consistent contributions can have the same... Read More ›

Most parents don't know you can (and should) train your kids. Our Western mindset has most people believe that how kids turn out is mostly just due to their personality. This is absolutely incorrect and is KILLING family cultures and peace in homes. Today we're giving you some game-changing mindset shifts and some super practical ways to train your kids - for your benefit AND their benefit. --- FREE DOWNLOAD: 12 Tips for Training Your Kids (with Scripture): http://familyteams.com/train --- On this episode, we talk about: 0:00 Intro 0:51 Our Daughter's Feminine Rhythm on Tuesdays 3:29 How To Build A Family Business So You Can Truly Live As A Family Team 10:58 Training Your Kids 13:24 Develop A Training System 25:50 Start Early 34:00 Get The Playbook, Join The Accelerator 35:05 Crafting Training Routines Follow Family Teams: Facebook: https://facebook.com/famteams Instagram: https://www.instagram.com/familyteams Website: https://www.familyteams.com Resources Mentioned: Family Inc: https://courses.familyteams.com/familyinc Family Teams Accelerator: https://familyteams.com/accelerator Top 12 Tips for Training Your Kids: http://familyteams.com/train --- Hi, welcome to the Family Teams podcast! Our goal here is to help your family become a multigenerational team on mission by providing you with Biblically rooted concepts, tools and rhythms! Your hosts are Jeremy Pryor and Jefferson Bethke. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!

See all the Healthcasts at https://www.biobalancehealth.com/healthcast-blog I am not sure if you play THE “WHAT'S THE DISEASE THAT I DON'T WANT TO HAVE GAME with yourself, but since I am a doctor I have spent a lot of time thinking about what diseases I do not want! I started my list in medical school when I witnessed what certain diseases can do to your life.  Medicine has many cures and treatments, yet some diseases that are treated still can negatively change your life forever. Even though losing a limb and amputation were at the top of my list there is one disease that tops my list.  Of course, I also have under stroke the usual scary situations like paralysis, or having an incapacitating heart attack that prevents an individual from taking care of himself or herself. However, my most feared diagnosis is having a STROKE! You may not fully comprehend how a stroke can change your life, but it can affect your speech, your ability to move, to think, to go places, to have a sense of humor, to write and communicate, even to have a sexual relationship with your loved one. A stroke essentially can take away your ability to be the person you have always been, AND it requires that someone must become your caretaker.  That helplessness is something I am most afraid of….We all have our personal fears, but whether you fear having a stroke or not, you should  try your hardest to avoid having one! DEFINITION: a stoke is a medical emergency that occurs when blood flow to the brain is  blocked or a blood vessel bursts. This can damage or kill parts of the brain, which can lead to long-term disability, brain damage, or even death.  This can cause s a loss of function, physical, mental, and  emotional, and loss of one or more of the senses like sensation, speech, sight, hearing and  taste and smell! In my practice at BioBalance Health we always work with our patients to prevent them having a stroke and or heart attack. These two conditions are the biggest villains that steal the joy of our “golden years” from us.  From the start of my BioBalance Health practice, I have incorporated  healthy diet training, exercise options and encouragement, how and what to take to supplement my patients' diet and how to outsmart their genetic makeup so they can be healthier than their parents. All of these lifestyle changes can decrease the risk of stroke and heart attack in a person. So what is it like to have a stroke? First let's go over what symptoms are typical of someone having a stroke. The symptoms of a stroke are multiple, and a person might not have all of them. Weakness on one side of the body Facial drooping on one side of the face Dizziness Numbness Loss of balance Sudden loss of vision. Trouble making sense when speaking Trouble talking, reading or understanding Sudden nausea and vomiting Brief loss of consciousness such as fainting, seizures, confusion, or coma. When someone has one or more of these symptoms it is an emergency, and you should call 911, then start asking the patient to open their eyes, smile, raise both arms and hold them up. Ask them to talk to see if their speech is impaired. Your findings will be helpful to the EMTs who come to the scene. An event is called a stroke, when there is a deficit in physical or mental function and that deficit continues and doesn't go away.  If it the symptoms completely resolve, it is called a TIA- a transient Ischemic attack. It is a warning to see a doctor and make sure you don't have a stroke in the future and it is a wakeup call to stop all poor lifestyle choices.   PREVENTING A STROKE: This last month, the American Heart and Stroke prevention Association released new Guidelines on how to prevent a stroke.  I think talking about the risk factors for stroke and discussing how to prevent having one, is worthy of discussion. Recently the medical guidelines for stroke prevention have been revised, and even though I think a few more things should have been included, the fact that they made the first change in the guidelines in 10 years is a first step. Here is what they advise all people who are aging should do.   #1 See your internal medicine or Family physician regularly, at least yearly #2. Stop sedentary behavior—walk/exercise/ do Yoga, just get out of the chair for the majority of your day! #3. If you are diabetic, they advocate going on Ozempic/Mounjaro to lose weight—that will lower your risk of a stroke, and heart attack.. #4 If you are hypertensive, take your BP medicine every day #5 Follow these lifestyle changes called Life's Essential 8: Your behavior and lifestyle put you at risk for having a stroke:    Healthy diet, low carb Mediterranean diet, no junk food!  Physical activity every day  Achieve a healthy weight,  Make sure your sleep is restful  Stop use of tobacco products, No smoking or vaping  Achieve healthy levels of blood glucose, and blood pressure.  Don't drink more than one 4 oz glass of wine a day  I add these recommendations to theirs for the care of my patients:   Drink ½ your weight in water every day Wat at least half your weight in grams of protein a day Get a Cardiac calcium scan to see if you have arterial plaque. If you do have plaque (arteriosclerosis) then you are at risk for stroke as well. See a cardiologist to be treated preventatively and tested. Option other than a cardiac calcium scan, get a carotid ultrasound to make sure you don't have plaque in the neck vessels that lead to your brain.. Make sure your Homocysteine level is normal (

Subscriber-only episodeSend us a textWelcome back to the Ones Ready Podcast! This week, Trent sits down with the beard-wielding, strength-slinging savant, Coach Jimmy of Modern Athlete Strength Systems (MASS)—because apparently we still need to explain why doing curls and skipping cardio won't cut it in Special Warfare.Jimmy drops 20+ years of strength & conditioning wisdom (and shade) on everything from why 30-day programs are garbage, to how being “jacked and useless” is an actual epidemic. They dig into MASS's 90-Day Unchained program, the myth of muscle without function, and how neck strength might just save your career and your spine. Oh, and Trent confesses to avoiding deadlifts for half his career—so, there's that.

The Fan staff discusses the team's historic start to the season, who their early season MVP is and if Gavin Sheets should have an everyday role.

The Fan staff discusses the team's historic start to the season, who their early season MVP is and if Gavin Sheets should have an everyday role.

Are you struggling to hit your fundraising goals? Here's the truth: 70% of your fundraising should be done before your event even begins! In Episode 13 of the "Hey Nonprofits" podcast, hosts Trevor Nelson and Jason Ledlow break down why pre-event fundraising is crucial for nonprofit success. Learn how to engage sponsors early, use personal connections to build momentum, and secure the financial support you need—well before the big day.This episode dives into practical strategies like leveraging existing sponsor relationships, tailoring sponsorship packages to your audience, and the power of transparency to build donor trust. As Trevor and Jason highlight, “Donors won't give unless they feel connected—relationships matter more than you think.” You'll also hear tips on how gratitude and recognition can foster ongoing support and ensure donors feel appreciated.Whether you're a nonprofit leader, development director, or volunteer, this conversation will inspire you to rethink your approach to nonprofit events and equip you with actionable advice to reach your fundraising goals. Tune in now to discover innovative ideas, success stories, and strategies you can start using today to make your next event a success!This video is perfect for anyone looking to modernize their fundraising strategies, achieve better work-life balance while planning events, and connect deeply with donors. Don't forget to leave a comment on what works for your nonprofit and subscribe to the "Hey Nonprofits" podcast for more fundraising tips and ideas!Chapters:0:00 Start Early for Fundraising Success2:15 Why 70% Happens Before the Event5:46 From Casual Gathering to Fundraising Win7:52 Leverage Existing Sponsor Relationships11:39 Build Donor Trust with Transparency13:26 Turn New Donors into Loyal Supporters16:58 Relationships Are the Key to Success18:39 Connect Beyond Organizations22:14 Tailor Sponsorships to Your Audience23:55 Recognize Sponsors for Ongoing Support27:27 Secure Sponsors with Honest Talks29:12 Benefits of Engaging Sponsors Early32:36 Exclusive Pre-Events Boost Interest34:20 Drive Engagement with Exclusivity37:46 Gratitude Builds Long-Term Support39:35 Strengthen Connections During Events42:53 First Impressions Matter44:43 Creative Sponsorship Ideas47:57 Cut Costs with Corporate Sponsors49:41 Pre-Event Hacks for More Funds52:59 Jason's Sponsorship Coaching Tips54:49 Stretch Goals to Unlock Donations

Hour 1: Browns draft value + ALN + MLB season start early full 2153 Tue, 18 Mar 2025 14:32:09 +0000 qSX1jufm6LkSE56OavBEZY8ODGTGKxaS sports The Ken Carman Show with Anthony Lima sports Hour 1: Browns draft value + ALN + MLB season start early The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Parents, get ready for a game-changing conversation about your kiddo's dental care! Ever wondered about the best age for your kids to have their first dental visit? When to start using an electric toothbrush? Or how much toothpaste is just right? Pediatric dentist, Dr. Ethan Erwin, shares the answers that might surprise you! He tackles everything from thumb-sucking to teeth-friendly snacks. This episode is packed with practical tips to help make dental care a fun and positive part of your family's daily routine!   Care Experts is a weekly podcast by CareCredit where we sit down with doctors and experts who give information, tips and insight into healthcare treatments and procedures. Check in every Wednesday for new episodes at carecredit.com/careexperts or subscribe on your favorite podcast app.   CareCredit is a health, wellness and personal care credit card that has helped millions of people with promotional financing options and is accepted at hundreds of thousands of provider and retail locations nationwide. Learn more at carecredit.com.

In this episode of the Helping Families Be Happy podcast, produced by Familius Publishing, host Christopher Robbins talks with Antonia Squire, a veteran children's bookseller and children's buyer at The King's English Bookshop. Antonia shares expert tips on building a children's library, starting from baby showers to chapter books for older kids. The discussion highlights the importance of reading aloud to children at every stage of development, the role of books in building empathy and curiosity, and specific recommendations for timeless and engaging titles. Whether you're looking to create a starter library or expand an existing collection, this episode offers practical advice to foster a lifelong love of reading in your children. Episode Highlights [02:15] Start Early—Baby Books as Gifts: Antonia suggests building a library as early as baby showers, encouraging parents to replace cards with books inscribed with personal messages. [06:40] The Importance of Reading Aloud at Any Age: Reading aloud fosters connection, emotional bonding, and early literacy skills. Antonia emphasizes that children are never too young—or too old—to enjoy storytime. [10:30] Interactive Books for Toddlers: Recommendations like Tails and Pout-Pout Fish highlight the value of tactile and rhythmic books for engaging young readers. [15:20] Picture Books for Growth and Humor: Titles such as I Eat Poop and The Gruffalo teach humor, resilience, and irony, making them perfect for ages 3 and up. [20:50] Chapter Books That Build Reading Confidence: Antonia highlights Ramona the Pest and Charlotte's Web as must-reads for early readers, blending timeless storytelling with life lessons. [26:30] Building Empathy Through Fiction: Books help children experience life through different perspectives, improving emotional intelligence and decision-making. [30:10] Creating Access with Nonprofits Like Brain Food Books: Antonia introduces Brain Food Books, a nonprofit focused on providing books to children without easy access, and explains how just 10 books in a home can improve a child's success. Key Takeaways Start Early with Books: Build your child's library starting at baby showers to set the foundation for early literacy and bonding. Read Aloud at Every Stage: Continue reading aloud as children grow to keep them engaged and foster imagination and comprehension. Choose Interactive and Fun Books: Books with humor, rhyme, and touch-and-feel elements captivate young readers and keep them coming back. Include Chapter Books for Growth: Introduce longer stories like Ramona the Pest and Charlotte's Web to deepen literacy and emotional connections. Focus on Empathy and Imagination: Fiction helps children understand different perspectives and make thoughtful decisions.

Got a late start on your retirement planning? Do you feel like you missed the boat and won't be able to retire on your timeline? We've got good news for you in today's episode—it's never too late for retirement (and even EARLY retirement!). No matter what age you're at, how much you have in the bank, and how much you make, you CAN retire on your terms, and our guests will prove it. The question is, will you follow through on their time-tested system for reaching retirement? Bill Yount and Jackie Cummings Koski from the Catching Up to FI podcast are here to show you that whatever your situation is, you can get on track for retirement. Bill and Jackie both were late starters, only taking retirement seriously decades after starting their working careers. Even with their “late start,” Bill and Jackie were able to massively multiply their net worths and retirement savings, allowing them to reach financial freedom on their terms. In today's show, Bill and Jackie walk through the four steps that anyone can take to begin saving for retirement. You don't need ANY money to take these initial steps, but doing so will change your entire financial future. Stick around for our next show as we get into the nitty gritty of retirement planning and put you directly on the path to retirement or early retirement! In This Episode We Cover: The four steps anyone can take to reach retirement Why it's okay to be a “late starter,” especially when it comes to retirement planning How to do a “backward budget” to quickly and easily see how much you're spending  Why you MUST look back on the financial “lessons” you've learned to build wealth now! Getting clear on your goals and what you want to achieve so you can reach retirement The “trifecta of mistakes” Bill made and how even that didn't stop his financial freedom journey! And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube The BiggerPockets Money Podcast BiggerPockets Money 314 - Finance Friday: How to Get to Early Retirement Even Faster BiggerPockets Money 422 - The Late Starter's Guide to Financial Independence (Even in Your 50s!) w/Bill Yount and Becky Heptig BiggerPockets Money 527 - Retired at 49 on an Average Salary after Getting a “Late Start” to FIRE w/Jackie Cummings Koski Catching Up to FI Reach Financial Independence Faster with "Set for Life" Find an Investor-Friendly Agent in Your Area BiggerPockets Money 422 - The Late Starter's Guide to Financial Independence (Even in Your 50s!) Connect with Scott Connect with Mindy Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1063 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we bring you a Christmas special of sorts. The 12 money lessons as a play on the 12 days of Christmas. These are some of the most foundational takeaways we've realized during our financial journey. We truly believe if you master these lessons, you'll have a clear path to hitting your money goals. 12 Money Lessons We Cover: Retirement is a number, not an age 4% rule or cash flow method Your first investment should be in yourself $10K toward self-betterment will likely go a lot further than it will in the S&P or RE at the beginning of your journey Compound interest is insane  Investing $500 a month from 25 - 45 and then stopping will give you ~$1M in retirement at 65. Investing $1,000 a month from 45-65 will give you only $500,000. Start Early. The 80/20 of spending Focusing on the “big 3” (housing, transportation, food) will do way more for you than penny-pinching in other categories There's no “right way” to reach financial independence If someone tells you the X is the only way, they're lying or trying to sell you something. Can be done via index funds, RE, corporate job, digital products, etc. Action > Information You will learn way more by actually doing the thing, than reading books, listening to podcasts, or watching YouTube videos about it. Now is not a bad time to start Almost anytime you look back 4 years at investing you'll wish you would have bought even more which is just a sure sign that if you feel like you need to wait to invest, you're probably wrong Do the experience You'll probably never regret the money spent on a memorable activity with friends and family It's not about the money Yes, you'll need to focus on money for a while and build up a nest egg but it the end the money is just a tool to give you the freedom to focus on the things you really care about, it's not about lavishness or material obsession. Saving up a ton of money doesn't make you a greedy person Don't make a plan, make a contract Investing will have turbulence and that's when people are most likely to make bad decisions. This happens when we let our emotions get involved. Instead of making a general plan, make some hard contractual-type promises with yourself so that when times get tough, you don't even consider making rash decisions You'll adjust to anything This can be an advantage or disadvantage. The advantage is that you can live a lifestyle very different to others and find that you can still reach a very high level of happiness. The disadvantage comes when we have lifestyle inflation and our spending keeps increasing but the novelty wears off and we don't feel any different but our spending has increased dramatically You can't know where to go,  if you don't know where you are Getting an accurate state of your finances and spending is critical. You don't have to fixate on creating a budget right away but definitely track your spending with extreme accuracy for a few months so you have real data to work with It's not about how much you make, it's about how much you keep (there are people making $200k living paycheck to paycheck, and people making $50k saving 50%) Be informed I try not to tell people what they can and can't spend money on, just do the math to understand what the decision you're making now means for your future self. Get comfortable with some basic spreadsheet math and project out things, compare options, just take a pause and do some calculations We hope you enjoyed this special episode and these lessons for your financial journey. If you found value in the episode, please share it with a friend! Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

In this episode of Financial Advisors Say the Darndest Things, A.B. Ridgeway dives into the Rule of 72, a simple formula that helps you estimate how long it will take to double your money based on the rate of return on your investments. Whether you're investing in CDs, annuities, or the stock market, understanding this concept can help you set realistic expectations, manage risk, and plan for retirement more effectively. Ridgeway also explains why starting early is key to reducing risk and achieving financial goals.Key Takeaways:The Rule of 72 Demystified: The Rule of 72 helps you calculate the time required to double your money. Simply divide 72 by the annual return rate. For example, at 6% interest, it will take 12 years to double your money.Setting Realistic Expectations: Financial advisors aren't magicians who can double or triple your money overnight. The Rule of 72 provides a more realistic view of growth, helping you avoid unnecessary risk.Start Early to Minimize Risk: Beginning your investment journey sooner allows you to take on less risk while still achieving your goals. Investing later often requires higher returns, which can increase your risk exposure.Memorable Quotes:"The Rule of 72 is a tool that simplifies complex financial projections, helping you make better decisions about where to put your money.""The market rarely gives you a consistent 10% return year after year; it's about staying the course through the highs and lows.""Starting early allows you to take on less risk and still meet your financial goals—time is your greatest ally in investing."

In this episode of Financial Advisors Say the Darndest Things, A.B. Ridgeway dives into the Rule of 72, a simple formula that helps you estimate how long it will take to double your money based on the rate of return on your investments. Whether you're investing in CDs, annuities, or the stock market, understanding this concept can help you set realistic expectations, manage risk, and plan for retirement more effectively. Ridgeway also explains why starting early is key to reducing risk and achieving financial goals.Key Takeaways:The Rule of 72 Demystified: The Rule of 72 helps you calculate the time required to double your money. Simply divide 72 by the annual return rate. For example, at 6% interest, it will take 12 years to double your money.Setting Realistic Expectations: Financial advisors aren't magicians who can double or triple your money overnight. The Rule of 72 provides a more realistic view of growth, helping you avoid unnecessary risk.Start Early to Minimize Risk: Beginning your investment journey sooner allows you to take on less risk while still achieving your goals. Investing later often requires higher returns, which can increase your risk exposure.Memorable Quotes:"The Rule of 72 is a tool that simplifies complex financial projections, helping you make better decisions about where to put your money.""The market rarely gives you a consistent 10% return year after year; it's about staying the course through the highs and lows.""Starting early allows you to take on less risk and still meet your financial goals—time is your greatest ally in investing."

In this episode, we're diving into the best strategies to plan your 2025 training and racing season before the holiday rush. I'll guide you through a step-by-step process to map out races, set key dates, and organize your year in a simple spreadsheet. Whether you're still undecided about which races to tackle or you're ready to commit to an A-race, this episode will help you lock in a realistic timeline and avoid starting the year feeling behind. Grab a pen, open a note, or bookmark this episode to create a solid training plan that keeps you on track and focused!

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Former Cleveland pitcher Jason Stanford joins Afternoon Drive to discuss the latest with the Guardians. He talks about Stephen Vogt's managing of the bullpen in Game 2 of the ALDS, adjusting to Tarik Skubal, his work for hurricane relief, and more.

Are you a late starter who wants to reach retirement (or early retirement)? Then we've got just what you need! We're back with Bill Yount and Jackie Cummings Koski from the Catching Up to FI podcast as we share how to invest for retirement as a “late starter.” Did you know there are some serious advantages to investing later in life? Some of these advantages are so secret that even our hosts didn't know about them! But today, we're sharing them with you so you can achieve financial freedom on your terms! From top to bottom, we're sharing everything you need to retire sooner—from the best retirement accounts to debating 401(k)s vs. Roth IRAs vs. HSAs and more! Worried about healthcare if you retire before you turn sixty-five? DO NOT put your retirement plans on pause because of this! With some smart healthcare saving and investing, you won't have to worry about visits to the doctor's office! But before you start investing, we need to get your spending in check. Bill shares how he went from paycheck to paycheck to exploding his savings rate by “downsizing” his spending, which makes reaching financial independence even easier! If you're ready to retire, stick with us and follow these steps to a tee if you want to be financially free! Missed part one? Listen to it here! Support today's show sponsor, BAM Capital, your path to generational wealth with premier real estate investment opportunities!  In This Episode We Cover How much do you need to retire? Here's the exact calculations we use The best retirement accounts to invest in that have substantial tax advantages Social Security and whether or not you can plan on receiving it when you retire  The “triple tax benefit” healthcare account that you'll wish you knew about sooner How to “downsize” your life so you can invest more and retire faster  “Catch up” retirement investing and the investment accounts that late starters must take advantage of 401(k)s vs. Roth IRAs vs. HSAs: Which should you invest in first? And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Finance Friday: How to Get to Early Retirement Even Faster BiggerPockets 422 - The Late Starter's Guide to Financial Independence (Even in Your 50s!) w/Bill Yount BiggerPockets Money 527 - Retired at 49 on an Average Salary after Getting a “Late Start” to FIRE w/Jackie Cummings Koski Want to Be a Guest on the BiggerPockets Money Show? Apply Here Catching Up to FI Podcast HSA – The Ultimate Retirement Account Open Social Security The Shockingly Simple Math Behind Early Retirement 00:00 Intro 01:19 Create a Simple Plan 04:58 How Much Do I Need to Retire? 09:18 What About Social Security?  16:27 Reducing Your Expenses 19:59 Healthcare and HSAs 33:28 Best “Catch Up” Investments  38:31 Roth vs. HSA vs. 401(k)  47:34 Investing Beyond Retirement Accounts  49:38 It's NEVER Too Late!  Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-538 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Got a late start on your retirement planning? Do you feel like you missed the boat and won't be able to retire on your timeline? We've got good news for you in today's episode—it's never too late for retirement (and even EARLY retirement!). No matter what age you're at, how much you have in the bank, and how much you make, you CAN retire on your terms, and our guests will prove it. The question is, will you follow through on their time-tested system for reaching retirement? Bill Yount and Jackie Cummings Koski from the Catching Up to FI podcast are here to show you that whatever your situation is, you can get on track for retirement. Bill and Jackie both were late starters, only taking retirement seriously decades after starting their working careers. Even with their “late start,” Bill and Jackie were able to massively multiply their net worths and retirement savings, allowing them to reach financial freedom on their terms. In today's show, Bill and Jackie walk through the four steps that anyone can take to begin saving for retirement. You don't need ANY money to take these initial steps, but doing so will change your entire financial future. Stick around for our next show as we get into the nitty gritty of retirement planning and put you directly on the path to retirement or early retirement! Support today's show sponsor, BAM Capital, your path to generational wealth with premier real estate investment opportunities!  In This Episode We Cover The four steps anyone can take to reach retirement  Why it's okay to be a “late starter,” especially when it comes to retirement planning How to do a “backward budget” to quickly and easily see how much you're spending  Why you MUST look back on the financial “lessons” you've learned to build wealth now! Getting clear on your goals and what you want to achieve so you can reach retirement The “trifecta of mistakes” Bill made and how even that didn't stop his financial freedom journey! And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Finance Friday: How to Get to Early Retirement Even Faster BiggerPockets 422 - The Late Starter's Guide to Financial Independence (Even in Your 50s!) w/Bill Yount BiggerPockets Money 527 - Retired at 49 on an Average Salary after Getting a “Late Start” to FIRE w/Jackie Cummings Koski Want to Be a Guest on the BiggerPockets Money Show? Apply Here 00:00 Intro 01:14 Late Start, Early Retirement 06:01 Before You Can Start 08:06 “Backwards” Budgeting  17:12 Make a Plan  28:26 Acknowledge Your “Lessons”  33:19 Stick Around!  Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-537 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

 #LancasterReport: Dutch Wonderland bustling on Good Friday as tourists start early this year. Jim McTague, former Washington Editor, Barrons. @MCTagueJ.  Author of the "Martin and Twyla Boundary Series."  #FriendsofHistoryDebatingSocietyag https://www.dutchwonderland.com/ 1945 LANCASTER COUNTY PA

Live from the Balboa Theater during San Diego Comic-Con 2023, we've got a 4DX Experience for you that will have you feeling the soup. We're helping people in all dimensions with astral projection, cat hair, and a beaver heist. Suggested talking points:  His Health is Great but I Want to Start Early, Paranormal Lovers, Astral Project or you're fired, Birds Must Die, Hole Madness, Take a Penguin, Leave a PenguinEarthjustice: https://earthjustice.org/