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Happy New Year! Given the holidays, we're re-sharing one of our most memorable conversations. You've probably come across content online that seems real but is actually fake. And that experience is becoming more common with the proliferation of AI generated content. Our guest this week points out that the mental gymnastics of this starts to take a toll. Jia Tolentino, a staff writer at The New Yorker, wrote a piece all about this aptly titled, “My Brain Finally Broke.” She joins WITHpod to discuss how AI is changing our perception of the world, how online content can make us more likely to detach from reality and more. Note: this episode was recorded on 6/11/25. Sign up for MS NOW Premium on Apple Podcasts to listen to this show and other MS podcasts without ads. You'll also get exclusive bonus content from this and other shows. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This week on The Broski Report, Fearless Leader Brittany Broski reflects on the past year and looks forward to the new year. Watch The Broski Report AD FREE: https://patreon.com/broskireport The OFFICIAL Songs of The Week Playlist: https://open.spotify.com/playlist/3ULrcEqO2JafGZPeonyuje?si=061c5c0dd4664f01
On today's special year-end episode, Rich is joined by Charlie, Phil, and Michael to discuss the high, lows, and in-betweens of 2025 -- and to give a few predictions for 2026. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The following was recorded LIVE at the Lodge Room in Los Angeles on December 16th 2025, and is the NINTH annual Off Book Holiday Spectacular! It features the entire fam band (Scott Passarella, Brett Morris, and Dana Wickens) and as per tradition welcomes the return of our incredible friends Paul F Tompkins and Nicole Parker! Join us as we embark on a nautical holiday tale of whales, candles, feminism, and that pinocchio island where people "do sin." Top it off with "The 12 Days of Sandwich" and you've got yourself a show. Thank you from the bottom of our hearts to everyone who listened to the podcast or came out to see us live this year. Your support means the world to us. Happy New Year! (To support the show and to watch full videos of many episodes including this one (soon) check out OffBookClubhouse.com)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Candace wraps 2025 with a special greeting, and readings from Francis Chan's recent book "Beloved." Connect with Candace and with Ruth Chou Simons Candace on Instagram @candacecbure Follow the Podcast on Instagram @candacecameronburepodcast Follow the Podcast on TikTok @ccbpodcast Follow Ruth Chou Simons on Instagram: @ruthchousimons Website: https://ruthchousimons.com/ YouTube: https://www.youtube.com/c/RuthChouSimons Sponsors for This Episode: -Grand Canyon University: https://www.gcu.edu/ -Angel Studios David angel.com/candaceb -IFCJ ifcj.org Learn more about your ad choices. Visit megaphone.fm/adchoices
Dee, Kate, and special guests Steele and Wackerle chat about the logistics behind the movie popcorn trick, Black Santas, two spirits, and the perfect White Elephant gift for a private investigator. Happy New Year! Subscribe to Apple Podcasts or the Sick and Wrong Patreon to hear the full episode.
I stopped by Russell Tucker's and so did a bunch of other folks. Remote control plane, fireworks and some past due produce. Happy New Year, y'all!Shirts and merch: https://www.sweetteafilms.comEmail: tavindillard@gmail.comText me: 501-322-6249
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Hey CBJ Family! Happy New Year! May God bless you in new ways with mircales, excellent health, and new opportunities for you to grow deeper in faith. Today, we are talking about 2 words that changed our year: give & discpline. Words of the yhear matter becasue God is intentional. We belive that when God highlights a "word" for you, it's an invitation into deeper alignment. If you are ready to enter a new season in 2026, or if you are asking God for clarity, to be more obedient, or direction, this episode is for YOU! Make sure to follow us and DM us any new topics you want us to discuss on the show! @chosenbyJesusCBJ Watch and subscribe to the show on YouTube @chosenbyJesusCBJ Have a happy and safe new year, we love you CBJ Family!
In the final M&M Hour of 2025, Melissa and Mandy discuss their holidays and intentions for 2026. Through this, they discuss the Taylor Swift Eras tour docuseries, White House Correspondence Dinner, share some personal updates and discuss Wendy's dynamic with her mother on RHOP.Check out part one of this podcast on “Is This Real Life?” with Mandy SlutskerWe hope you enjoy the episode. THANK YOU FOR LISTENING and for all the support given in 2025! Please follow YBT podcast, click automatic downloads and give a 5-star rating (it really helps!)Please follow @yourbishtherapist on Instagram, Patreon, YouTube, FB, and TTFor full video (ad free, bonus content & early releases) visit YBT Patreon, Spreaker Supporters Club or YouTube Patreon: https://patreon.com/YourBishTherapist?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLinkSpreaker Supporters club: https://www.spreaker.com/podcast/your-bish-therapist--6065109/support YouTube: https://www.youtube.com/channel/UCu8bmVPTlWANg5v7rGRJjow?subconfirmation=1To find links to all YBT content: https://linktr.ee/yourbishtherapistBrand Ambassador: www.Iamhumanthebrand.com for clothing with a purpose. Code BISH20 for 20% off purchasePodcast website page: https://www.spreaker.com/show/your-bish-therapistDisclaimer: Posts are not intended to diagnose, treat or provide medical advice. Your Bish Therapist (YBT) is for entertainment and informational purposes only. The podcast, my opinions, and posts, are my own and are not associated with past or present employers, any organizations, Bravo TV, Grey Heart productions or any other television network. The information in YBT podcast and on its its social media is provided for general informational purposes only and is not intended to diagnose or treat. Please do not act or refrain from acting based on anything you read, see, or hear on YBT, podcast or associated social media. Communicating with YBT via email, and/or social media does not form a therapeutic alliance. Melissa, operator of YBT, is unable to provide any therapeutic advice, treatment or feedback.
What do a struggling mom in Georgia and a solar installer named Jim have in common? Their stories can change elections and shape public perception of clean energy.In this final episode of 2025, Aaron Nichols returns to SunCast with a mission: rescue storytelling from corporate cliché and remind us why one emotional story is worth a thousand graphs. His viral LinkedIn article Four Rules for Storytelling Corporate America Desperately Needs takes aim at how we confuse content creation with actual narrative power.Aaron and Nico dissect why storytelling in our industry so often falls flat and how to fix it.You'll walk away with a practical, human-centered playbook for narrative that converts.Expect to learn:
Welcome back to The Club Podcast, we hope you all had a lovely Christmas!As we head towards the New Year, the boys return with a festive line-up for a fun, chaotic and nostalgic end to the year.The episode kicks off with the panel building The World XI of 2025, selecting the very best players from across world football. With talent stacked in every position, the debate gets heated, especially between Buvey and Karel as they clash over which players deserve to make the final XI.Next the lads turn back the clock and dive into the world of football cinema, debating the best - and worst - football films of all time, ranking them into tiers and revisiting some iconic (and questionable) classics along the way.To round off the episode, it's time for The Club's End-of-Year Awards voted for by a mix of you, the listeners, and the panel in the studio as the boys reflect on the moments, players and stories that defined the year.Tune in for a festive, fun and chaotic episode as we close out the year and look ahead to 2026.Thank you for rocking with us throughout the year — we can't wait to bring you even more in the New Year.All this and more in the latest episode of The Club.Happy New Year! Hosted on Acast. See acast.com/privacy for more information.
Check out to see what Greg and Nathan have cooking for the 2026 Year.
Send us a textHappy New Year! We are taking a tiny break, but wanted to share a TV show we did recently all about Nostalgia! It's so hot right now in Las Vegas and beyond. We have noticed that Las Vegas has really embraced that... from shows to attractions, everything old is new again. We will be back in 2026 with season 7 of the Vegas Revealed audio podcast. Thanks for all your support. Viva Las Vegas!If you want to watch any of our TV shows you can hit up our YouTube page: https://www.youtube.com/VEGASREVEALEDVegasNearMe App If it's fun to do or see, it's on VegasNearMe. The only app you'll need to navigate Las Vegas. Support the showFollow us on Instagram: @vegas.revealedFollow us on Twitter: @vegasrevealedFollow us on TikTok: @vegas.revealedWebsite: Vegas-Revealed.com
Happy New Year from the Record Store Day Podcast! As we hustle 2025 out the door, we give you one final holiday treat. Actor John C. Reilly has made a name for himself in the films of Paul Thomas Anderson, in the movie musical Chicago, and in comedy films like Step Brothers, Talladega Nights, and the cult comedy, Walk Hard: The Dewey Cox Story, a parody of rock music biopics. But in 2025, Reilly released two physical recordings as his enigmatic stage persona, Mister Romantic; the full album, What's Not To Love? And the recent RSD Black Friday 7 inch single "Dream A Little Dream Of Me," b/w "Paper Moon" In this delightful conversation, Reilly explains the origins of his high concept persona, and reveals that musical theatre and the spreading of joy and love are his abiding passions. The Record Store Day Podcast is a weekly music chat show written, produced, engineered, and hosted by Paul Myers, who also composed the theme music and selected interstitial music. Executive Producers (for Record Store Day) Michael Kurtz and Carrie Colliton. For the most up-to-date news about all things RSD, visit RecordStoreDay.com Didn't find everything on your RSD Black Friday list? Maybe you'll still find it on RSDMRKT.com. Please consider subscribing to our podcast wherever you get podcasts, and tell your friends, we're here every week and we love making new friends!
This week we invited Arnie Niekamp to help us finish off the holiday season by watching the very 90's Christmas movie GO starring Katie Holmes and Timothy Olyphant and a bunch of other 90's people you will definitely recognize.Tune in next week when our episode will be an UNLOCKED BONUS EPISODE of Free With Ads where we talk about TV, and the episode will be... the musical episode of Buffy The Vampire Slayer "Once More With Feeling." HAPPY NEW YEAR!!!!-----Follow Arnie Niekamp on InstagramListen to Arnie's Christmas music podcast No Skip ChristmasAnd of course listen to Hello From The Magic TavernGet a copy of Jordan Morris's comic book Predator: Black White and Blood #4!Also click this link to get a signed copy of PREDATOR Bloodshed #1-5! https://bit.ly/coolfight
It's the Shining Wizards Christmas ShowHK is back from Mexico, and we discuss what we did on ChristmasThen we jump into our gift exchange & we have a great time opening our gifts We then jump into picking our 2026 Shining Wizards Death Pool We do a little bit of wrestling talk as we talk Picks, AEW Worlds End, some WWE, NJPW & have a few laughs Then it's homework time as we go back to In Your House 5 to discuss Bret Hart vs British bulldog .Is the match better then SummerSlam 1992? Is Diana Smith Hart a looker? Plus Brundo assigns us some homework Walter vs Darby Allin from Evolve https://www.youtube.com/watch?v=9dhyXpCKkB8We hope everyone has a Happy New Year
2025: Was it a "Golden" year for songs or did it coast on the fumes of 2024's hits? This week, Uncle Gregg and Brett dive in to discuss their top songs of the year that was. Better yet, some of YOU chimed in with your opinions as well! Settle in as we recap the year's most listened-to songs, 2025 trends, discuss the future of physical media, give our 2026 predictions, and much more! Albums of 2025 episode coming soon. Happy New Year! Learn more about your ad choices. Visit megaphone.fm/adchoices
Start Living Sustainable | Wellness Coach, How to Live Toxic Free for Health-Conscious Women
If you're doing everything “right” — eating well, moving your body — but still feel off, this episode is for you. We're talking about the weight you can't see: the mental, emotional, and environmental load you've been carrying… and how letting go makes room for clarity, peace, and a lighter 2026. No resolutions. No shame. Just truth, relief, and a new way forward.
Turning the calendar doesn't reset your nervous system. All the vision boards in the world won't rearrange your limiting beliefs about money. So what about the money? In this final episode of 2025, I'm getting vulnerable about the money fears that keep women entrepreneurs stuck financially—including my own. You'll hear exactly what happened when I confronted my hidden fear: "If I become truly wealthy, will people think I'm a bad person?" The truth? You can only earn at the speed of safety. When your nervous system feels unsafe, you physically cannot show up at the level required to grow your business. This isn't about resolutions. This is about transformation. And it starts here. What You'll Learn - Why your nervous system determines your income - The Money Fear Framework (3 steps to address blocks) - How to calm your nervous system in minutes - Real client story: dissolving fear around $10K/month goal - The tool I used to manifest my life partner—now applied to wealth - What to do when new income levels trigger your nervous system - Why your gifts were meant to support you financially FREE NEW YEAR'S DAY WORKSHOP: Join me for "But What About the Money?"- a live workshop where we'll: Look at what needs to shift for you to make more money in 2026 Identify what you're actually afraid of around expansion Learn practical nervous system regulation tools Get coached directly on your specific money blocks Ready to start 2026 with clarity, courage, and financial alignment? Register here: [INSERT WORKSHOP LINK] RESOURCES MENTIONED: - Effortless Sales: https://sarahwalton.com/effortless-sales - The Abundance Academy: https://sarahwalton.com/abundance-academy - Freedom Calculator: https://sarahwalton.com/freedom RELATED EPISODES YOU MIGHT LOVE: - Episode 263: How Your Nervous System Shapes Your Money Habits with Stephanie Crochet - https://sarahwalton.com/nervous-system-regulation/ - Episode 197: Money Beliefs That Hold You Back from Making More - https://sarahwalton.com/money-beliefs/ - Episode 98: "You Shouldn't Charge for What You Do." Um, WHAT? - https://sarahwalton.com/shouldnt-charge/ CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: @thesarahwalton This isn't about motivation that fades by January 3rd. This is about an inside-out transformation that creates lasting change. From my heart to yours, from my family to yours: Happy New Year! Whether you're brand new to the Game On Girlfriend® podcast or you've been listening for years—welcome. This episode will help you understand why internal transformation matters more than motivation when it comes to building wealth. **About Sarah Walton:** Sarah Walton is a business coach, podcast host, and mentor who helps women entrepreneurs build businesses they love. She's the creator of the Abundance Academy, Effortless Sales, and the Game On Girlfriend® podcast. Sarah's mission is to put more money in the hands of more women while teaching authentic, heart-centered business strategies. Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Then, we'll get to inspire even more people! (If you're not sure how to leave a review, you can watch this quick tutorial.)
The start of a new year is a natural moment to set goals for ourselves. But doing so can also be a little daunting. Today, we kick off a series designed to help you understand and grapple with the mental obstacles that can keep you from charting a new path. We talk with psychologist Greg Walton, who studies how our minds get trapped in negative thought spirals — and how we can begin to break free. Then, in the latest installment of our segment "Your Questions Answered," psychologist and neuroscientist Abigail Marsh answers listener questions about the minds of extremely kind and generous people.If you enjoyed our conversation with Greg Walton, don't miss our companion conversation about the emotional tools we can use to help someone who's spiraling. You can listen to that episode with a free seven-day trial to our podcast subscription, Hidden Brain+. To sign up, go to support.hiddenbrain.org. Or if you're using an Apple device, you can go to apple.co/hiddenbrain. Thanks, and Happy New Year!Episode illustration by Getty Images for Unsplash+ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Get MORE Bad Friends at our Patreon!! https://www.patreon.com/c/badfriends YouTube Subscribe: http://bit.ly/BadFriendsYouTube Audio Subscribe: https://apple.co/31Jsvr2 Merch: http://badfriendsmerch.com More Bobby Lee TigerBelly: https://www.youtube.com/tigerbelly Instagram: https://www.instagram.com/bobbyleelive Twitter: https://twitter.com/bobbyleelive Tickets: https://bobbylee.live More Andrew Santino Whiskey Ginger: https://www.youtube.com/andrewsantinowhiskeyginger Instagram: https://www.instagram.com/cheetosantino Twitter: https://Twitter.com/cheetosantino Tickets: http://www.andrewsantino.com More Fancy SOS VHS: https://www.youtube.com/@7equis Instagram: https://www.instagram.com/fancyb.1 More Bad Friends iTunes: https://podcasts.apple.com/us/podcast/bad-friends/id1496265971 Instagram: https://www.instagram.com/badfriendspod/ Twitter: https://twitter.com/badfriends_pod Official Website: http://badfriendspod.com/ Opening Credits and Branding: https://www.instagram.com/joseph_faria & https://www.instagram.com/jenna_sunday Credit Sequence Music: http://bit.ly/RocomMusic // https://www.instagram.com/rocom Character Design: https://www.instagram.com/jeffreymyles Bad Friends Mosaic Sign: https://www.instagram.com/tedmunzmosaicart Produced by: 7EQUIS https://www.7equis.com/ Podcast Producer: Andrés Rosende This video contains paid promotion. #bobbylee #andrewsantino #badfriends #sponsored #ad Learn more about your ad choices. Visit megaphone.fm/adchoices
Happy holidays everyone!! If you've been with us since the beginning, all the way back to 2017, thank you for continuing to join us for this crazy ride. We started with biweekly episodes and transitioned to weekly episodes. Now, we're excited to share that we'll be adding two additional episodes a month (every other Thursday) starting January 8th! The new episodes will be titled Between The Madness, and you now have the option to listen to these episodes in our regular podcast feed or watch me present them to you on YouTube and Spotify! Follow our YouTube channel to be notified of our releases: The Minds Of Madness Podcast Our Spotify video channel will be created next week, and I will update you all with that information once it's complete. We would also like to thank all the listeners who have generously contributed to Gunner Alan Lindbloom's GiveSendGo campaign. It's still not too late to help Gunner and his wife navigate this difficult time: www.givesendgo.com/gunnerdetroit Since this was supposed to be a dark week for us, we decided to pull Gunner's episode out that was released in Oct of 2021 and re-release it, as many of our new listeners may not have heard it. It just might be the only episode we've ever produced that has a happy ending. From everyone at Team Madness, we'd like to wish you a Happy New Year!!!! -------------------------------- Episode 113 - The Hustler Whether or not you're into mafia films like The Godfather or Goodfellas, you're guaranteed to love this episode - a story filled with all the makings of a Hollywood movie: comedy, romance, schemes, scams, sketchy characters, violence...and the occasional murder. This is a story about a man born into a life of crime and raised by a prominent mafia family in Detroit, Michigan - Gunner Alan Lindbloom. In this episode, he takes us back to his troubling childhood and into his professional life of crime where he eventually finds redemption and love in the unlikeliest of places. How to support: For extra perks including exclusive content, early release, and ad-free episodes - Go to - Patreon How to connect: Website Instagram Facebook Twitter Please check out our sponsors and help support the podcast: Nutrafol - Start your hair growth journey with Nutrafol. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code MADNESS Uncommon Goods - To get 15% off your next gift, go to Uncommongoods.com/madness Grow Therapy - Whatever challenges you're facing, Grow Therapy is here to help. Visit GrowTherapy.com/MADNESS today to get started. Availability and coverage vary by state and insurance plan. Shopify - Sign up for a one-dollar-per-month trial period at shopify.com/madness Quince - Upgrade your wardrobe with pieces made to last with Quince. Go to Quince.com/madness for free shipping on your order and 365-day returns. Greenlight - Don't wait to teach your kids real-world money skills; start your risk-free Greenlight trial today at Greenlight.com/MADNESS CBDistillery - Right now you can save 25% off your entire purchase by going to CBDistillery.com and use promo code MADNESS Sources: https://www.youtube.com/c/GunnerLindbloom https://www.gunnerdetroit.com/ https://www.legacy.com/us/obituaries/detroitnews/name/peter-tocco-obituary?pid=182296126 https://detroit.cbslocal.com/2011/06/24/organized-crime-in-detroit-forgotten-but-not-gone/ https://americanmafiahistory.com/giacomo-black-jack-tocco/ https://en.wikipedia.org/wiki/William_Tocco https://en.wikipedia.org/wiki/Detroit_Partnership
Happy New Year, everyone! We can't believe 2026 is almost here! It's a new year with new goals. We're recapping what actually happened this year: the wins we're proud of, the moments that surprised us, and the lessons we didn't see coming. For 2026, we're setting realistic goals that actually stick and talking about how to approach the new year with clarity instead of chaos. Thanks to our Sponsors: Sign up as a VIP and get 80% go to Fabletics.com/ADVICE Follow the Podcast on Insta: https://bit.ly/UnsolicitedAdviceInsta Follow the Podcast on TikTok: https://bit.ly/UnsolicitedAdviceTikTok Follow Ashley: https://www.instagram.com/ashnichole/ Follow Taryne: https://www.instagram.com/tarynerenee/ Become a premium subscriber today at https://bit.ly/UAPodcastSupercast To watch our podcast on YouTube: http://bit.ly/UAPodcastYouTube Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: http://bit.ly/UnsolicitedAdvicePodcast If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: http://bit.ly/UnsolicitedAdvicePodcast To send us your questions/stories, email us at: AdviceUnsolicitedPod@gmail.com To check out our UA MERCH: https://bit.ly/unsolicitedadvicemerchandise Learn more about your ad choices. Visit podcastchoices.com/adchoices
It's our final show of 2025, and we wanted to thank our listeners for an amazing year by giving you one more beefed-up ep to close out December. This was undeniably a massive 12-month run for college basketball: for the good, bad and otherwise. How do you whittle everything from almost 365 days down to a top 10 list? Easy: we didn't! Norlander and Parrish each built their own top 10s without the other knowing, and that adds up to more than 10 stories. (We just can't help ourselves.) What do you think is the biggest story of 2025? Which was the biggest moment/story to not make the list? How many countries listened to EOCBB in 2025? What's your favorite pod-related memory from the last 363 days? There's tons to get to! Have a Happy New Year, and if you'd like to send any year-end thoughts about the show, feel free to send us a note: ShoutsToCBS@gmail.com (0:00) - Intro (8:50) - Biggest Stories from 2025: Number 10 (17:15) - Biggest Stories from 2025: Number 9 (20:50) - Biggest Stories from 2025: Number 8 (28:00) - Biggest Stories from 2025: Number 7 (37:00) - Biggest Stories from 2025: Number 6 (45:20) - Biggest Stories from 2025: Number 5 (56:00) - Biggest Stories from 2025: Number 4 (1:01:30) - Biggest Stories from 2025: Number 3 (1:06:22) - Biggest Stories from 2025: Number 2 (1:08:45) - Biggest Stories from 2025: Number 1 To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
No guest this week… just kidding. It's the New Year's chaos episode. Mark and Sam are joined by Greg Fitzsimmons, Dave Attell, Shaun Murphy, and a surprise appearance from the Rizzler. They cover comedy road stories, sobriety scares, porn rabbit holes, crowd work fatigue, New Year's peeves, airline annoyances, mocktails, stand-up burnout, and why kids don't drink anymore. Plus, an all-time wild prank story, tour talk, and a very unhinged holiday hang. Sponsored by: HIMS Get simple, discreet access to personalized care for ED, hair loss, weight loss, and more. https://www.hims.com/drunk Soul 30% off wellness gummies and alcohol-free drinks that help you relax and unwind. Use code WMBD https://getsoul.com Shopify Start selling today with Shopify. $1 per month trial. https://www.shopify.com/drunk Raycon 20% off Raycon Essential Open Earbuds. https://buyraycon.com/mightbedrunkopen The Perfect Jean15% off your first order with code DRUNK15. https://theperfectjean.nyc Mint Mobile Unlimited plans starting at $15/month. https://www.mintmobile.com/wmbd Subscribe to We Might Be Drunk: https://bit.ly/SubscribeToWMBD Merch: https://wemightbedrunkpod.com Clips Channel: https://bit.ly/WMBDClips Sam Morril: https://punchup.live/sammorril/tickets Mark Normand: https://punchup.live/marknormand/tickets ⸻ Produced by Gotham Production Studios: https://www.gothamproductionstudios.com @GothamProductionStudios Producer: https://www.instagram.com/mrmatthewpeters #WeMightBeDrunk #MarkNormand #SamMorril #GregFitzsimmons #DaveAttell #Rizzler #ComedyPodcast #StandUpComedy #NewYearsEpisode #BodegaCatWhiskey00:00 Opening Banter & Guest Introduction 02:30 Funny Takes on Body Types & Seinfeld 05:50 Comedy Styles & Moving on Stage 10:00 Night Owl Comedians & Attel Stories 15:00 Comedy Road Stories & Alaska Prank 22:00 Skankfest & Comedy Scene Rumors 26:00 Unexpected Drop-In: The Rizzler Joins 29:00 Interviewing The Rizzler: Viral Kid Life 34:00 Marvel Legends, Candy & Lap Photo Hijinks 38:00 Rizzler Departs & Backstage Reactions 43:00 Oscars Moving to YouTube & Ellen Gossip 48:00 Comedy Specials & Platforms Discussed 53:00 Opening Acts & Crowd Work Ethics 58:00 Comedian Peeves & Road Life Gripes 01:04:00 Tour Dates & Club Stories 01:10:00 Mocktails, Merch & Closing Peeves 01:16:00 Favorite Comedy Cities & Prolific Comics 01:21:00 Final Plugs, Announcements & Credits Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 2742 -Vinnie Tortorich and Anna Vocino are wrapping up 2025 with resolutions and share their traditional humorous review of "Same Auld Lang Syne." https://vinnietortorich.com/2025/12/wrapping-up-2025-episode-2742 PLEASE SUPPORT OUR SPONSORS Pure Vitamin Club Pure Coffee Club NSNG® Foods VILLA CAPPELLI EAT HAPPY KITCHEN YOU CAN WATCH THIS EPISODE ON YOUTUBE - @FitnessConfidential Podcast Wrapping Up 2025 First: Vinnie's NSNG® VIP Group opens up January 2, 2026! Vinnie's workout videos, group calls, and supportive community are waiting for you, FREE to all members who join! Vinnie recaps his 2025 goals and which ones he has accomplished. (3:00) Anna broke a glass ceiling in the voice-over world. (15:00) She gets more motivated when people tell her no. She shares some of her beliefs about success. New resolutions for Vinnie this year (25:00) Reviewing his assets. Weight-lifting goals as well as rowing on the water, skating, and other activities. Learning to do more editing. Continuing to provide consultations for people. They discuss being NSNG® and keeping it simple and getting back to it when you veer off the lifestyle. (35:00) The discussion switches to musician Dan Fogelberg. (37:00) They start their annual review of his song, "Same Auld Lang Syne." From Vinnie and Anna, and all of us behind the scenes: May you and your family have a blessed and beautiful Happy New Year's and 2026! Our Sponsor Jaspr Air Scrubbers has a discount code, VINNIE, that gets you $400 off for a limited time. Jaspr offers a lifetime warranty. Go to Jaspr.co for more information or to purchase. Don't forget to sign up for the NSNG VIP group. Vinnie's video workouts will be free to all members! (1:05:00) You can get on the wait list -https://vinnietortorich.com/vip/ Also, you'll want to join as soon as it opens, because once it closes again, it will be closed indefinitely. You can book a consultation with Vinnie to get guidance on your goals. https://vinnietortorich.com/phone-consultation-2/ More News Serena has added some of her clothing suggestions and beauty product suggestions to Vinnie's Amazon Recommended Products link. Self Care, Beauty, and Grooming Products that Actually Work! Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel. "Dirty Keto" is available on Amazon! You can purchase or rent it here.https://amzn.to/4d9agj1 Please make sure to watch, rate, and review it! Eat Happy Italian, Anna's next cookbook, is available! You can go to https://eathappyitalian.com You can order it from Vinnie's Book Club. https://amzn.to/3ucIXm Anna's recipes are in her cookbooks, on her website, and on Substack — they will spice up your day! https://annavocino.substack.com/ Don't forget you can invest in Anna's Eat Happy Kitchen through StartEngine. Details are at Eat Happy Kitchen. https://eathappykitchen.com/ PURCHASE DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views it receives, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries
Merry Christmas and Happy New Year to all of you beautiful people and thank you so much for your incredible support this year. All of this is possible because of you! We hope you enjoy this look back at some of our favorite moments! Watch this episode ad-free and uncensored on Pepperbox! https://www.pepperbox.tv/ WATCH THE AFTERSHOW & BTS ON PATREON! https://www.patreon.com/UnsubscribePodcast
Happy New Year, friends. Here's a special message for you as you step into the New Year.
Please join Denise and Samantha as they reflect on the past year and discusses the transition into 2026, a year symbolizing new beginnings and personal growth. There is an emphasis on the importance of setting intentions and goals, particularly in alignment with the universal energies of the year. The discussion also touches on the significance of the Year of the Fire Horse in the Chinese zodiac, highlighting themes of freedom and independence. It’s time for a new beginning, please know how grateful and thankful we are that you are part of our Enlightened Empaths community. Wishing you peace, health and joy in the coming year…Happy New Year!
Ropedrop & Parkhop: Helping you Dream, Plan and Do Disneyland
Wishing you all a Happy New Year! See you in 2026!We'd love to have you leave a message here with your own favorite Disney story, celebrity encounter at Disney, or anything you want to tell us about! https://www.speakpipe.com/ropedropparkhopThanks to Mouse World Travel for being the Official Sponsor of our podcast. Visit them at www.mouseworldtravel.com for all of your travel needs - Disney or otherwise!If you're not already following us on social media, we're @Ropedrop.Parkhop and we have a fun discussion group on Facebook - Ropedropping and Parkhopping!And join us on Patreon!
With the boys on holiday break, we pieced together our 5 best Short Shifts episodes from 2025. From all of us at the Hockey Think Tank, we wish you a Happy New Year! In this episode we talk about: — Intangible Things That Scouts Look For — Team Toughness — How Do You Help Skilled Players with Low Confidence — How to Motivate Your Best Player — How to Shut Down Opponents' Top Player Thank you to our title sponsor IceHockeySystems.com, as well as Train-Heroic, Helios Hockey, and Crossbar! And thank you to our AMAZING LISTENERS; We appreciate every listen, download, comment, rating, and share on your social sites! JOIN HTTU TODAY! HTT MERCH Follow us: IG: @HockeyThinkTank X (Twitter): @HockeyThinkTank TikTok: @HockeyThinkTank Facebook: TheHockeyThinkTank Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Mike & Nick look at the year that was, top stories, hand out some presents and some lumps of coal for a few folks in 2025. Merry Christmas & Happy New Year!This episode is presented by -Fresh Roasted Coffee LLC. Have a cup of the best tasting coffee that helps Mike & Nick break down the latest news & politics! Visit this link - https://lddy.no/1hvgr & use the promo code CANWEPLEASEGET20 for 20% off your first purchase. And by SeatGeek. Need a night out? SeatGeek has the tickets! Go to seatgeek.com or download the SeatGeek app and use our promo code CANWEPLEASETALK at checkout to get $20 off that ticket purchase and enjoy that night out!Support this show http://supporter.acast.com/can-we-please-talk. Hosted on Acast. See acast.com/privacy for more information.
Happy New Year hot dogs! The banana phone is ringing and Sam and Lynn are taking YOUR questions. What NWSL team had the biggest glow-up (sorry, Houston), which USWNT debut was most impressive? Sam and Lynn answer these questions and more to close out 2025 and look ahead to 2026.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Another year has come and (almost) gone, and we’ve once again managed to read some good books. Let us tell you about them! Coming up next: A January hiatus. Happy New Year! We'll see you in February! Kait's Top 5 Best 5.) The Woods all Black by Lee Mandelo 4.) Bat Eater and Other Names for Cora Zheng by Kylie Lee Baker 3.) The Drowning House by Cherie Priest 2.) Direct Descendant by Tanya Huff 1.) What Stalks the Deep by T. Kingfisher Bonus: Tell Me I’m Worthless by Alison Rumfitt Renata's Top 5 Best 5.) The Keeper of Magical Things by Julie Leong 4.) Joyride by Susan Orlean 3.) Swordheart by T. Kingfisher 2.) Everything is Tuberculosis by John Green 1.) Racebook by Tochi Onyebuchi Bonus: To Ride a Rising Storm by Moniquill Blackgoose
It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.
Happy New Year! And THANK YOU to all of you for listening to our podcast this year. We are so grateful and thankful for your continued loyalty and support.This is our final episode of 2025 and this is a look forward. Instead of interviewing guests, I will be sharing with you my thoughts and perspectives on the 12 franchise trends for 2026. These 12 are also from an article I just released and published in the FranchiseWire. The article is linked in the show notes.LINKS FROM THE EPISODE:Schedule your free franchise consultation with Big Sky Franchise Team: https://bigskyfranchiseteam.com/. Link to the FranchiseWire Article: https://www.franchisewire.com/12-trends-that-will-impact-franchising-in-2026/ Attend our Franchise Sales Training Workshop: https://bigskyfranchiseteam.com/franchisesalestraining/ABOUT BIG SKY FRANCHISE TEAM:This episode is powered by Big Sky Franchise Team. If you are ready to talk about franchising your business you can schedule your free, no-obligation, franchise consultation online at: https://bigskyfranchiseteam.com/. The information provided in this podcast is for informational and educational purposes only and should not be considered financial, legal, or professional advice. Always consult with a qualified professional before making any business decisions. The views and opinions expressed by guests are their own and do not necessarily reflect those of the host, Big Sky Franchise Team, or our affiliates. Additionally, this podcast may feature sponsors or advertisers, but any mention of products or services does not constitute an endorsement. Please do your own research before making any purchasing or business decisions.
Ever felt like something… just wasn't right? You could be in a crowd and feel like someone was staring at you with unkind intent, only to discover later that someone you have issues with attended that same event. Or maybe you've gotten a random urge to talk to a friend, only to find out they […]
Today, Bethlie and I wanted to reminisce a bit; talk about the future of the podcast; and make a plea for your help. Reminisce We have podcasted weekly for 5 years now. A ton of study More than a few hours in recording Hundreds of messages and emails answered We have enjoyed getting to know so many new people through our podcast Lots of couples More than a few familes Quite a few singles and teens as well The Future We know there is a need We know there is a growing need There is an ignorance of Biblical Truth There is simultaneously a growing embrace of cultural norms Masculinity is downplayed Feminism is celebrated - indirectly, but celebrated nonetheless Marriage is feared and discouraged Wait until college is over Wait until you have X amount of money and a secure enough job While Christianity is frustrated at the aggressiveness of liberal views, we sometimes are getting the same results when it comes to preparing our kids for work, for marriage, and for life Transgenderism and homosexuality and feminism destroy and damage the traditionally celebrated nuclear family. They also undermine it. There is a subtle refusal of Biblical Commands An increasing favoring of cultural views The issue of leadership and submission The issue of modesty and standards relating to modesty The issue of child training A fear of correction It will damage a child It is negative Our forefathers were too hard A fear of culture There is a failure of Biblical instruction in pulpits in homes Our boys are held back from being and becoming men who are prepared to be leaders, husbands, and fathers There is very little training There is also a disdain of male leadership Our daughters are redirected form being and becoming ladies who are trained and prepared to be wives and mommies There is almost no training in this area There is a disdain for male leadership Shown in ridicule Shown in weddings Shown in women's Bible studies All this is to say, there is a growing need. Our request We request your prayers We request your promotion Like and share on social media Give a rating if you are able to do so Tell others We request your support Many of you support us periodically Some of you support us monthly A few churches do Some individuals do Perhaps God would lead you to do the same We will be updating our giving site in coming months, but for now, you can give online at EvangelistDaveYoung.com or by check made payable to Dave and Bethlie Young at 2621 Woodstone Dr Poplar Bluff MO 63901 As we come to the end of yet another year, lets determine afresh and anew that "we will serve the Lord with gladness." Happy New Year!
In this week's episode, I'm joined by two former cast members for the Walt Disney Company. Robby and Jillian had several different roles throughout the years they spent with TWDC, and it was fun to discuss those with them. Robby had the unique priviledge of introducing Captain America to Disney Cruise Line, so we discuss that experience, as well. They also recently cruised with some extended family on the Magic from Galveston, so we had LOTS to talk about! I hope you enjoy. Happy New Year! Don't forget to connect with the show on Twitter and Instagram @theDCLdude, or on Facebook at facebook.com/dcldudepodcast. You can also check out my blog at www.thedcldude.com. If you have any ideas for future episodes, I'd love to hear them! Finally, if you're thinking about booking a Disney Cruise, don't go it alone! Send me an email at wes@mickeyworldtravel.com for a FREE quote and find out how to get some onboard credit to spend on your cruise!
Wishing you a Merry Christmas, and a Happy New Year from our family to yours. —The Treviño Family
Joe Marrese wishes everyone a happy new year, encourages everyone to rest and have a good time with their time off work, Joe and Aaron pick the winner of the Greatest TV Game Show of All Time Bracket, and much more on the 235th episode of Joe Code! Be sure to subscribe, rate, & review the pod wherever you listen Write Joe an email: joecodepodcast@gmail.com Support Joe Code at www.patreon.com/joecodepocast
We made it through another year somehow. Ken flies solo to get through the ups and downs, and more downs, and a few more downs of 2025 week by week. Happy New Year and here's to a better 2026 for us all.
Happy New Years from Blended Kingdom Families! In this New Year reflection episode of the Blended Kingdom Families Podcast, Scott and Vanessa Martindale invite listeners to pause, reflect, and trust God's timing after a year that may not have gone as planned.They talk openly about unmet expectations, waiting seasons, disappointment, and the human tendency to control outcomes instead of surrendering them to God. Through Scripture, personal testimony, and encouragement, Scott and Vanessa remind families that delays are not denials and that God is always working, even when we cannot see it.The conversation encourages listeners to release regret, relinquish control, and enter the new year with faith, peace, and expectancy. They also discuss the value of choosing a word for the year as a spiritual anchor and how reflection and gratitude help realign hearts with God's purpose.This episode offers hope and clarity for anyone stepping into a new season and longing to trust God more deeply.We pray this episode blesses you today! Want to join the Blended Kingdom Families Community? Connect with us: Instagram, Facebook, YouTube, To support this ministry and help ensure that blended families around the world continue to receive biblical equipping click here: https://blendedkingdomfamilies.com/donate/ For more resources visit: Blended Kingdom Families Website
Are You Ready for our last special episode of the year? On this episode of A Cup of Gratitude, I share personally a bit about my upcoming talk for the Prudent Woman Retreat - And I share about practicing the attitude of listening and then leaning into a word of the year from God for 2026, available tomorrow on all podcast platforms & we will join you next week for Season 11✨Happy New Year!!!
In Episode 205, I had some health hacks I was excited about and now it's time to review them... This year brought us so much in terms of family, a new home, new coaches, and a baby girl (surprise!) on the way! I wanted to take this episode to review some of the hacks I had talked about at the beginning of the year, see what stuck, what I actually enjoyed and didn't, and what's going to make the cut in 2026. Since this is my first pregnancy, some things like cold plunging will have to go on the back burner but I'm excited to share what I'm excited about and what I will be taking with me into 2026. Some topics like private healthcare and peptides are topics I want to cover more extensively in later episodes but wanted to mention them in today's episode because I think they are two big topics. DM me and let me know if there's any health hacks that you are ditching or including in your 2026 and Happy New Year from all of us at Vital Spark! Time Stamps: (1:11) Surrounded By Boxes (2:34) Gender Reveal (4:57) What I'm Bringing Into 2026 (5:52) What I Covered Last Year (19:02) Leaving Yoga Classes in 2025 (21:46) Caffeine Limits (24:27) Cold Plunges (26:42) Sober Periods (29:42) Health Optimization (31:37) Let Them Mentality (34:56) Private Healthcare (37:16) Peptides---------------------Find Out More Information on Vital Spark Coaching---------------------Follow @vanessagfitness on Instagram for daily fitness tips & motivation. ---------------------Download Our FREE Metabolism-Boosting Workout Program---------------------Join the Women's Metabolism Secrets Facebook Community for 25+ videos teaching you how to start losing fat without hating your life!---------------------Click here to send me a message on Facebook and we'll see how I can help or what best free resources I can share!---------------------Interested in 1-on-1 Coaching with my team of Metabolism & Hormone Experts? Apply Here!---------------------Check out our Youtube Channel!---------------------Enjoyed the podcast? Let us know what you think and leave a 5⭐️ rating and review on iTunes!
Happy New Year, Groovers! This week, we're taking some time-off and sharing an oldie but a goodie - our conversation with Ayelet Fishbach. The start of a new year often brings fresh motivation...and then we burnout. But why? In this recast, we are joined by Dr. Ayelet Fishbach to explore why willpower-driven resolutions fail and how behavioral science offers a smarter way to set goals that last. Through an examination of her research, we unpack meta-motivation, the problem with "the middle" and how you can design your goals better so that they carry momentum through January and beyond. ©2025 Behavioral Grooves Topics [0:00] Motivation and Willpower - a New Perspective with Ayelet Fishbach [3:19] The Marshmallow Test and Its Misinterpretation [7:52] Meta Motivation and Its Implications [14:28] The Role of Intrinsic and Extrinsic Motivation [18:17] Problems Around Goal Achievement [32:41] The Important of Aspirational Goals [42:58] Strategies for Overcoming the Problem of "the Middle" [48:33] Key Takeaways ©2025 Behavioral Grooves Links About Ayelet Get It Done: Surprising Lessons from the Science of Motivation Music Links Best of NPR Tiny Desk
Happy holidays from the E+M family! In Part 2 of our comprehensive series, we're covering more Enneagram types! (2+8 through 4+9)! From the 2's emotional giving, to the 3's achievement drive, to the 4's search for authentic connection, we're learning about what happens when double Heart types unite (hello, intensity!) and how they dance with Body and Head types as well. Each pairing includes real marriage examples and breakthrough insights you can apply immediately. Plus, get ready for an Instincts Masterclass as master Enneagram teacher Russ Hudson joins us next week! Whether you're navigating the 3+3 power couple dynamic or the 4+5 pursuer-distancer dance (or another!), this episode illuminates your unique relationship blueprint for you and your spouse or helps you understand another close family or friend dynamic as well. Listen here! Watch on YouTube! Get Your Glow Pairing Guide here! https://www.enneagramandmarriage.com/store/c4/enneagramglow Get Your Type Deeper Dive Here! https://www.enneagramandmarriage.com/deeper-dives Use code HAPPYNEWYEAR for 30% off everything at the website here! Find more about your type, the pod, freebies, and SO much more at our website right here! www.EnneagramandMarriage.com Love what you're learning on E + M? Make sure you leave us a podcast review so others can find us, too here! Get Christa's Best-Selling Book, The Enneagram in Marriage, here! https://a.co/d/df8SxVx Learn more about your ad choices. Visit podcastchoices.com/adchoices
New year brings a new slate of highly anticipated movies. Today we countdown the top 20 movies coming out in 2026Hosted on Ausha. See ausha.co/privacy-policy for more information.
Happy New Year! In this special short episode, the team has a fun conversation around one big question: What would happen if you ran New Year's and made the plan everyone had to follow? Take a study break, enjoy the conversation, and kick off 2026 with some lighthearted moments from the Bible Savvy team. The team will jump back into the regular Bible Savvy reading schedule next week. Jump into the Bible Savvy reading schedule at biblesavvy.com.