Podcasts about paychecks

Today we're sharing a recent chat with ⁠⁠Jean Chatzky, an award-winning personal finance journalist, AARP's personal finance ambassador, and best-selling author. Jean is also the founder and CEO of HerMoney Media. Jean joined us to discuss her soon-to-be released book ⁠The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money, a step-by-step plan for making your money work for you.Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jean Chatzky's mother died with $1.7 million untouched in her retirement account – money she was too afraid to spend. In this episode, David Bach sits down with Jean, bestselling author and founder of HerMoney.com, to talk about her new book, The Forever Paycheck, and why so many retirees can't bring themselves to enjoy the money they spent a lifetime saving. They dig into why $45 trillion is sitting in American retirement accounts with almost none of it coming out, the psychology behind why we treat savings like "precious cargo" we're afraid to use, and what it actually means to build a "forever paycheck" – a reliable stream of income that lets you spend with confidence instead of fear. Jean also breaks down the different types of annuities, challenges the popular 4% withdrawal rule, and explains why your first decade of retirement — the "go-go years" – is the one you can't afford to spend too cautiously. Jean Chatzky has written over a dozen personal finance books, spent 25 years with the Today Show, and hosts the PBS series Opportunity Knocks. Her new book, The Forever Paycheck, is out on September 8th. Connect with Jean & David! Pre-Order The Forever Paycheck. Follow Jean on Facebook, Instagram & X. Listen to the last episode Jean recorded on David's podcast here. Follow David on Facebook, Instagram & X.

In this episode, Anthony O'Neal reveals the investing mistake that cost him money, time, and stress. He breaks down his move toward index funds, automation and long-term consistency, including how waiting 10 years to invest could mean the difference between roughly $1 million and $400,000.Anthony also shares what should come before aggressive investing and walks through the 5-step system he uses to eliminate financial anxiety, build a strong foundation and turn investing into a tool for greater freedom, peace and control.Mentioned Here:

Anthony O'Neal is a personal finance expert, bestselling author, and host of The Table podcast and YouTube show. Since 2014, he has helped millions of people break free from debt, build wealth, and change their financial futures. In this episode, Anthony shares the experiences that shaped his approach to money—from earning his first paycheck at Taco Bell to making an $8,000 mistake after receiving a big check—and explains why taking personal responsibility, serving others, and building the right financial foundation are key to creating lasting wealth. On this episode we talk about: Why financial habits are often inherited from the way we see our parents handle money The importance of taking personal responsibility while recognizing flaws in financial systems How serving more people can lead to greater income and opportunities Anthony's “Escape Plan” for breaking free from living paycheck to paycheck Why strategic debt can be used to acquire assets and businesses—and the coming opportunity in the small-business wealth transfer Top 3 Takeaways Focus on impact, not income. Anthony believes income is a byproduct of the value and impact you create. The more people you serve, the more opportunities you create to increase your income. Take ownership of your financial situation. Even when systems or circumstances are working against you, blaming them won't change your situation. Start by identifying what you can control and making better decisions with the resources available to you. Get financially stable before trying to build wealth. Anthony's first step in his Escape Plan is to “clear the ground”—stabilize your income, build one month of savings, identify unnecessary consumer debt, and create a plan before moving on to wealth-building strategies. Notable Quotes “The more impact I have, the more income I will produce solely off of the impact that our team produces.” “The grass is gonna be greener wherever I water it.” “Your job is not to get rich tomorrow. It's not gonna happen. We need to get you stable.” Connect with Anthony O'Neal: Website: AnthonyONeal.com Book: Stop Living Paycheck to Paycheck Social Media: Instagram: @anthonyoneal     TikTok: @_anthonyoneal  YouTube: https://www.youtube.com/c/anthonyoneal  Facebook: https://www.facebook.com/aoneal X: @anthonyoneal    A Word from Our Sponsors: - The most successful business owners don't do it all themselves — they delegate. Upwork lets you build a team of highly skilled specialists for every function your business needs, so you can focus on what you do best and let experts handle the rest. Visit Upwork.com right now and post your job for free! - Go to Leesa.com for 30% OFF select mattresses (through September 13, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners Learn more about your ad choices. Visit megaphone.fm/adchoices

How to avoid living paycheck to paycheck. Also, Dave Franco, O'Shea Jackson Jr. and Mason Thames discuss "Idiots". Plus, catching up with Jaleel White. And, the Real Simple Smart Beauty Award winners. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Anthony O'Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does not mean no investment required. Anthony reveals the training, licensing, risks and starting-pay realities hidden behind the salary headlines, then shares five questions to ask before choosing a new career. Learn how to pursue a higher income without mistaking a promising opportunity for an easy shortcut, and how to choose a path that supports your financial freedom. Mentioned Here:

The Wests Tigers snapped an eight-game losing streak with a stunning upset over the Sydney Roosters. The panel debates whether there’s a genuine pulse at Concord, and asks if the Chooks' lethargic effort is a major red flag heading into finals. Andrew Webster’s squad proved their premiership credentials with an unstoppable power game. The crew dissects their forward dominance, bench depth, and the cold-blooded field goal move to snatch the top spot on the ladder over Penrith. Plus, a heated debate on who really deserves Coach of the Year! Joey Manu becomes the latest superstar to sign with the PNG Chiefs! The panel peels back the layers on PNG’s star-studded roster, sorting hype from reality. They clear up salary cap market value rules, tax-free contract outrage, and whether marquee signings are chasing glory or massive payouts.See omnystudio.com/listener for privacy information.

Dr Boyce describes the dangers of the paycheck mentality.

A bigger paycheck isn't always the solution to financial stress. Despite rising incomes, millions of people—including high-income earners—continue living paycheck to paycheck because they never build the financial habits needed to create lasting wealth.That's why I'm excited to have Anthony O'Neal on the podcast. Anthony is a bestselling author, financial educator, and host of one of the fastest-growing personal finance platforms, The Table with AO.After overcoming homelessness and financial hardship himself, Anthony has helped millions of people eliminate debt and build healthier money habits to achieve financial freedom. His latest book, Stop Living Paycheck to Paycheck, outlines a proven framework for breaking free from financial stress and building wealth that lasts.In this conversation, we discuss why lifestyle inflation quietly keeps people trapped regardless of income, how eliminating consumer debt creates the margin needed to begin investing, and why true wealth comes from owning assets instead of keeping up with appearances. In this episode, you'll learn: ✅ Why increasing your income won't solve your financial problems if your spending grows just as quickly.✅ How getting financially stable creates the foundation for every other wealth-building decision.✅ Why Anthony believes teaching financial literacy early could change the trajectory of an entire generation.Show Notes: LifestyleInvestor.com/304Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Benefits Brief, host David Saltzman sits down with Judy Buczek, director of group product management at Humana, to explore the strategic role life and disability insurance can play in protecting employees' financial well-being. Judy discusses how employer-paid and voluntary coverage can work together to protect families from unexpected income loss and highlights the importance of both short- and long-term disability coverage. She also shares strategies for benefits advisors to help employers strengthen their benefits packages, improve employee understanding and engagement, and better protect their workforce from financial uncertainty.

Making six figures does not guarantee financial freedom. Anthony O'Neal knows because he earned six figures selling cars and still lived paycheck to paycheck.In this episode, Anthony exposes the decisions, cultural pressures and money mindsets that keep hardworking people financially stuck, regardless of their income. He breaks down four common financial mistakes, shares the three moves that helped him escape the cycle and explains how to build a written money plan, eliminate debt with the debt snowball and create a one-month emergency buffer.If payday feels more like temporary relief than real progress, this episode will help you stop performing wealth, build a stronger financial foundation and start moving toward lasting freedom.KEY POINTS00:00 Introduction02:25 The Statistics Revealing How Many Americans Are One Emergency Away From Financial Trouble04:41 Why Making More Money Without a Plan Can Leave You Broke at a Higher Income Level07:08 The Three Root Causes Keeping Smart, Hardworking People Financially Stuck11:50 The Four Money Mistakes That Keep People Trapped in the Paycheck-to-Paycheck Cycle19:09 The Three Moves Anthony Used to Start Building Financial Freedom19:58 Why a Written Financial Vision Is More Powerful Than a Dream in Your Head21:12 How the Debt Snowball Creates the Quick Wins and Momentum Needed to Eliminate Debt22:42 Why Anthony Now Recommends a One-Month Emergency Buffer Before Aggressively Paying Off Debt23:58 How One Couple Eliminated $50,000 in Debt and Avoided Going Backward During an Emergency27:02 How Eliminating Debt Allowed Them to Begin Investing and Build a Multimillion-Dollar Future29:10 Why Your Financial Struggle May Be a Plan Problem, Not an Income Problem33:58 Three Practical Money Moves You Can Make Within the Next 24 HoursQUOTES “Making more money and still having no plan just means you get to be broke at a higher income level.”“When you're financing all of it, you are spending tomorrow's money on today's feelings.”“Hope is not a financial plan, because faith without action is not a financial plan either.”“We can't win a game that we never wrote the rules for. So, if you want to win the money game, you have to write down your money rules.”“It's about buying yourself time so you don't have to make a desperate decision.”“You don't have a money problem. You have a plan problem. You don't have an income problem. You have a strategy problem.”ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.Mentioned Here:- Pre-order "Stop Living Paycheck to Paycheck" (+$275 in free bonuses): https://www.anthonyoneal.com/book- Download the In The Black App (your daily money coach): https://www.anthonyoneal.com/intheblack- Find the best High-Yield Savings Accounts: https://www.anthonyoneal.com/savings

Tom Holland made a little bit of money from Spider-Man: Brand New Day, and Olivia Rodrigo helped pay for one student's college tuition.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fast Track! Ireland and Andy Kamenetzky dive into some actors that passed up on iconic movie roles. More Fast Track! Can you complete this Fantasy Football punishment Ireland found online? What are ‘Paycheck' games in college football? Game of Games, plus Supercross Talk! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lindsay Clancy, 34, of Duxbury, Massachusetts, faces three counts of murder and three counts of strangulation in the January 24, 2023, deaths of her three children — Cora, 5, Dawson, 3, and Callan, 7 months — allegedly strangled with exercise resistance bands inside the family's Summer Street home. She's pleaded not guilty, and her attorney, Kevin Reddington, is arguing insanity, pointing to postpartum psychosis and psychiatric overmedication.If Wednesday morning belonged to the defense, the afternoon belonged to the prosecution — and they came in swinging at the credibility of Dr. Paul Zeizel, the defense's clinical psychologist. The cross started with his resume, with prosecutors pressing on whether his past evaluations were done for the Commonwealth or for defense teams, then landing on a number designed to stick: roughly $300,000 a year in fees for his consulting work. From there it got more specific. Zeizel testified that when he first met with Clancy, he let her use his phone to call her husband — and that when she made that call, she didn't ask about her children. The prosecution also zeroed in on the voices Clancy reportedly heard, which she allegedly described to family, to Patrick, and to a hospital chaplain, but apparently never mentioned to any of her actual treating psychological professionals. And then came the hospital records — notes from Tewksbury pulled from the anniversaries that would gut anyone: her kids' birthdays, the date of the killings. Pleasant. Participating in activities. Taking her medication. No self-injurious behavior. Make of that what you will. The prosecution closed by accusing Zeizel of bias, pointedly referring to Clancy as "his patient."Patrick Clancy was out running errands when it happened and now lives in Manhattan. The trial continues in Plymouth Superior Court.LinksJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodDisclaimerThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.Hashtags #LindsayClancy #DuxburyTragedy #PostpartumPsychosis #TrueCrime #PlymouthCounty #CoraDawsonCallan #InsanityDefense #KevinReddington #HiddenKillers #Breaking

Stop Living Paycheck To Paycheck - Anthony Oneal by Ebenezer Endiryas

You could hand two people a million dollars and one of them would be broke again within a year. The other builds a legacy. The difference has nothing to do with luck. Anthony O'Neal, author of Stop Living Paycheck to Paycheck, walks through the five phases that took him from borrowing money for car speakers to building a real estate portfolio he pays for in cash. He breaks down why 48% of people earning over $250,000 are still living check to check, and why your credit score might be lying to you about your actual wealth. This conversation gets honest fast. You'll hear what it actually felt like to write a will in your 30s, why his family assumed something was wrong the moment he brought it up, and the real reason his bank account resets to zero every few months even now. There's a moment near the end where Anthony explains the difference between being rich and being free, and it will change how you think about your next raise. You'll walk away with a completely different definition of what winning with money actually looks like. AO on Instagram AO on YouTube Pre-Order AO's New Book: Stop Living Paycheck To Paycheck Take Your Seat at the Table: Live an Authentic Life of Abundance, Wellness, and Freedom Debt-Free Degree: The Step-by-Step Guide to Getting Your Kid Through College Without Student Loans Destroy Your Student Loan Debt: The Step-by-Step Plan to Pay Off Your Student Loans Faster The Graduate Survival Guide: 5 Mistakes You Can't Afford To Make In College In this episode you will: Discover the five-phase strategy for breaking the paycheck to paycheck cycle for good Learn why your credit score can quietly work against you and what to check instead Uncover the psychological reasons you overspend even when the money isn't there Build a system for merging finances with a spouse without losing your freedom Understand the real difference between looking wealthy and actually being wealthy For more information go to https://lewishowes.com/1968 More SOG episodes we think you'll love! Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paychecks aren't keeping pace with rising prices, and households are feeling the squeeze. Sailors on the ships deployed to the Middle East are straining without enough clean water and fresh food. In the thick of primary season for the midterms, how reliable is polling? Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

You already have $1,200 a month sitting in your driveway. You just don't know it yet.In today's episode, I break down exactly what one truck payment is really costing a family every single month, and it's not the number on the loan.Family, do me a favor. Before you watch anything else today, ask yourself what's really parked in your driveway, and whether it's moving you toward freedom or just moving your image forward.If this episode gave you clarity, that's the whole mission of this show. We are building toward 1 million E3 family members who are done living paycheck to paycheck and ready to build real wealth. Hit subscribe and turn on notifications so you never miss a truth or a move.Get the full plan, including the debt snowball and the five-phase Escape Plan, in my new book Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/bookAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

I had $6.32 to my name. Not in one of several accounts, in my only account. This is the night that started my story instead of ending it.Before you judge that number, I need you to know something. If you've ever smiled at work while your bank account told a different truth, this episode is for you. I'm walking you through the exact night at the gas station, the McDonald's order I cut in half with a kitchen knife, and the moment everything shifted for me at 20 years old. Then I'm showing you why free is better than rich, and what I want you to do about your own version of this story starting today, not someday.Timestamps:0:08 – The night I had $6.32 to my name1:14 – Pulling into the gas station with an empty tank2:04 – The exact balance: $6.322:38 – 48 hours until my next paycheck3:02 – The gas station trick nobody tells you about3:41 – McDonald's: two double cheeseburgers, two sweet teas4:23 – Cutting the burger in half with a kitchen knife4:51 – "I can't even afford a meal at McDonald's"5:48 – Why I wrote Stop Living Paycheck to Paycheck6:46 – It's not normal, and it's not who you are7:22 – Freedom is better than being rich8:58 – The one sentence I need you to write tonight9:29 – The book that came from a gas station parking lot11:47 – Order your copy todayFamily, we are building something bigger than a channel. Our goal is 1 million strong in the E3 family, people committed to getting out of debt, building real wealth, and living free on any income. If this episode moved something in you, hit subscribe and bring somebody with you who needs to hear it too.Whatever your version of my $6.32 night has been, it doesn't have to be where your story ends. It doesn't have to be where your children's story begins either.

Brooke Erol has been an author, leadership coach and consultant for more than 20 years. She's currently based in the US, but as you'll hear in our interview, she's worked with people and organizations around the world. Brooke has been a big supporter of our message at Barry-Wehmiller for quite a while and had the opportunity to talk with Bob Chapman on a number of occasions and is determined to help continue his legacy. She has a new book out: More Than a Paycheck: A Step by Step Guide to Clarity, Alignment and Purpose to Find and Do the Work You Love. You can get it from booksellers such as Amazon or Barnes and Noble and you can find out more about Brooke on her website: www.yourbestlifeinc.com One of the messages that you'll definitely get from the book is in alignment with what Bob says at the beginning of each of our episodes: The way we lead impacts the way people live.

Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free?In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000 real households, this episode settles the debt snowball vs. debt avalanche debate for good, and explains why momentum — not math — is what actually gets people out of debt.IN THIS EPISODE, YOU'LL LEARN:- Why attacking your highest-interest debt first can actually cause you to quit- What a study of 6,000+ households found about who actually becomes debt-free- Why paying off a small debt fast can matter more than saving the most money- The exact order to list and attack your debts (no interest-rate math required)If you're tired of starting debt payoff plans and quitting in the middle, this episode will change how you think about where to start. And if you're ready for a full step-by-step plan, Anthony's new book, Stop Living Paycheck to Paycheck, walks you through the complete 5-phase debt-free roadmap — available now at https://www.anthonyoneal.com/book.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

How much should you have saved for retirement by 40, 50 and 60… and what should you do if you're nowhere close?In this episode, Anthony O'Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating margin, eliminating consumer debt and following a clear strategy matter more than panicking over a number.So, whether life brought divorce, caregiving, job loss, or an unexpected setback, this episode will not only help you face your finances honestly but also help you determine your next step and start building toward financial freedom.

The Break Room (MONDAY 8/10/26) 9am Hour 1) If your boss is telling people that it's YOUR fault your paycheck is late, it might be time for a new job 2) No good deed goes unpunished

Big K Hour 02: What is the "paycheck test?" Do you pass? full 1482 Mon, 10 Aug 2026 12:27:28 +0000 68K13UPlctndn0v8hsDBWb2SG0lfkvZ8 news The Big K Morning Show news Big K Hour 02: What is the "paycheck test?" Do you pass? The Big K Morning Show 2024 © 2021 Audacy, Inc. News https://player.amperwavepodcasting.com

Anthropic CEO Dario Amodei reportedly worries that some new hires are joining the company for the paycheck rather than its AI safety mission. But with competitors offering top researchers compensation packages reportedly reaching nine figures, is choosing the money really surprising? In this edition of theWeb News, Matt and Mike discuss the escalating AI talent war, whether company culture can compete with life-changing compensation, and why years of layoffs have made workers less willing to put an employer's mission ahead of their own financial security. The episode is based on reporting summarized by AI Weekly, which notes that researchers are also weighing compute access, technical freedom, and influence - not compensation alone. Show Notes: https://www.htmlallthethings.com/podcast/can-company-mission-compete-with-a-100-million-paycheck

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!What happens when money is coming into your household on the 1st, the 15th, every Friday…and from another income source too?

Let me ask you a question.You've worked for 30, 40, maybe 45 years.Every couple of weeks, a paycheck shows up.You know approximately how much you're going to receive. You know when it's coming. And you've built your entire financial life around that paycheck.Then one day you retire.And the paycheck stops.Now what?You've got Social Security. Maybe you've got a pension. You've got a 401(k), an IRA, brokerage accounts, savings, maybe an annuity.But having assets and having income are two very different things.So today I want to show you how to take everything you've accumulated during your working years and turn it into something I call your retirement paycheck.And more importantly, we're going to talk about how to make that paycheck last for potentially 20, 25 or 30 years.

You got a raise — so why does your bank account look the same six months later?1 in 5 households earning $150,000+ are still living paycheck to paycheck. In this episode, I show you exactly why raises disappear, using a real family's story of an $8,000 raise that vanished without one big mistake — just a hundred small ones.Get my book, Stop Living Paycheck to Paycheck: anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

https://wels2.blob.core.windows.net/daily-devotions/20260806dev.mp3 Listen to Devotion Praise be to the God and Father of our Lord Jesus Christ, who has blessed us in the heavenly realms with every spiritual blessing in Christ. Ephesians 1:3 Blessings That Never Run Out The Bible tells us that Jesus once fed a crowd of more than five thousand people with just five loaves of bread and two fish. He multiplied that little lunch until everyone ate and was satisfied. It was a marvelous gift. But consider this: the next morning, every one of those people woke up hungry again. That is the nature of earthly blessings. Food fills us for a few hours. Paychecks are spent. Health, as we all eventually learn, fades. Even the happiest earthly gifts—family, friendships, home—are ours for a lifetime at most. We thank God for all of them, but none of them lasts forever. That is what makes the apostle Paul’s words so remarkable. He praises God for blessing us “in the heavenly realms with every spiritual blessing in Christ.” Notice what he says. Not some blessings, but every blessing. Not stored far away, but already given to us. And these gifts are not kept in a pantry or a bank account, where moths destroy and markets crash. They are kept in the heavenly realms, beyond the reach of anything that could take them away. What blessings are these? Through faith in Jesus, you have the forgiveness of all your sins. You have peace with God. You are adopted as his dear child. The Holy Spirit lives in you and there is an inheritance in heaven with your name on it. Nothing on earth—not inflation, not illness, not even death itself—can drain that account. Christ earned every bit of it for you, and God has signed it all over to you in your baptism. So enjoy your daily bread with thanksgiving; it is a gift from your Father’s hand, new every morning. But your greatest treasures are not on the table or in the bank. They are in Christ—forgiveness, peace, and life that never ends. The child of God is rich beyond counting, today and eternally. Prayer: Praise to you, Father of our Lord Jesus Christ, for blessing me with every spiritual blessing in your Son. Keep my heart treasuring what can never be taken away. Amen. Daily Devotions is brought to you by WELS. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License. All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

In a Q&A after one of my talks, someone asked what I'm chasing in life. My answer was immortality, and I mean that in the most practical, actionable way possible. I use the story of Van Gogh, a man who sold only one painting during his entire lifetime, to show what it looks like when someone creates from passion rather than profit. The lesson isn't that money doesn't matter. It's that when money is the only thing driving you, the dark days will break you. This episode is about finding what brings you life, protecting it, and using it as the foundation for a legacy that outlasts you. Key Takeaways Immortality is not about living forever. It is about creating ideas, work, and impact that outlive you. Van Gogh sold only one painting in his lifetime, yet his passion produced 2100 works and a legacy worth hundreds of millions. Output driven by passion compounds over time. Every time I chased money over alignment, I got burned the hardest. Chasing a check without purpose creates stress, not success. You cannot drown in your passion the same way you can drown chasing money. Passion is a lifeline on your darkest days. Legacy is built by asking one question daily: if I do this today, will I and the people I serve be better tomorrow? Action Steps Identify one thing in your life right now that genuinely brings you joy and energy, whether tied to your career or not, and commit to protecting time for it daily. Audit your current pursuits and ask honestly which ones you are in purely for the money versus which ones align with what you actually care about building. Stop measuring your work by what the world labels it today. Focus entirely on what you are creating and whether it will matter tomorrow. Notable Quote You can absolutely drown chasing money, but you can't and won't drown in your passion.

When you're Childfree, disability insurance is essential. Bri Conn, CFP® and Scott Barnes, CFP®, TPCP®, CLTC make the case that your paycheck is the engine behind the entire life you've designed, and protecting it isn't the same as guarding against some freak accident. More than one in four of today's 20-year-olds will become disabled before retirement, and about 90 percent of claims come from ordinary illnesses like cancer, heart conditions, and long COVID, not the dramatic scenarios people picture. The throughline is the one that runs through everything on this show: your income is your freedom, and protecting it on purpose is how you keep the life you built.In This Episode, You'll Learn:Why disability is far more common than people assume, with more than one in four of today's 20-year-olds becoming disabled before retirement and about 90 percent of claims coming from everyday illnesses rather than accidentsThe real difference between short-term and long-term disability coverage, and why a solo earner with no partner to fall back on should treat long-term coverage as non-negotiableHow the definition of disability in your policy changes everything, from the restrictive "any occupation" standard to the "own occupation" coverage that keeps paying even if you build a new careerHow occupational class, benefit caps, and riders like residual disability shape what you actually pay and what you actually collect, and why mental health claims are often limited to a set number of yearsThe tax rule that catches people off guard, why a benefit paid for by your employer is taxable while one you fund yourself arrives tax-free, and how that math should shape the coverage you chooseEpisode Hosts:Bri Conn, CFP® is a Childfree Wealth Specialist® at Childfree Wealth® and Customer Experience Manager at Childfree Trust®. She specializes in financial management, life design, and estate planning, with particular focus on LGBTQ+ individuals and couples, drawing on her own early financial challenges and recovery to fuel her work in personal finance education.Scott Barnes, CFP®, TPCP®, CLTC is an Associate Advisor at Childfree Wealth® and the go-to expert for long-term care strategies and tax planning questions.About Childfree Insights:Childfree Insights is the trusted education hub for people who are Childfree or permanently Childless. It provides guidance on finances, estate planning, relationships, and life decisions for adults without children. Home of Childfree Wealth® and Childfree Trust®, supporting long-term planning for people living without kids.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

https://wels2.blob.core.windows.net/daily-devotions/20260806dev.mp3 Listen to Devotion Praise be to the God and Father of our Lord Jesus Christ, who has blessed us in the heavenly realms with every spiritual blessing in Christ. Ephesians 1:3 Blessings That Never Run Out The Bible tells us that Jesus once fed a crowd of more than five thousand people with just five loaves of bread and two fish. He multiplied that little lunch until everyone ate and was satisfied. It was a marvelous gift. But consider this: the next morning, every one of those people woke up hungry again. That is the nature of earthly blessings. Food fills us for a few hours. Paychecks are spent. Health, as we all eventually learn, fades. Even the happiest earthly gifts—family, friendships, home—are ours for a lifetime at most. We thank God for all of them, but none of them lasts forever. That is what makes the apostle Paul’s words so remarkable. He praises God for blessing us “in the heavenly realms with every spiritual blessing in Christ.” Notice what he says. Not some blessings, but every blessing. Not stored far away, but already given to us. And these gifts are not kept in a pantry or a bank account, where moths destroy and markets crash. They are kept in the heavenly realms, beyond the reach of anything that could take them away. What blessings are these? Through faith in Jesus, you have the forgiveness of all your sins. You have peace with God. You are adopted as his dear child. The Holy Spirit lives in you and there is an inheritance in heaven with your name on it. Nothing on earth—not inflation, not illness, not even death itself—can drain that account. Christ earned every bit of it for you, and God has signed it all over to you in your baptism. So enjoy your daily bread with thanksgiving; it is a gift from your Father’s hand, new every morning. But your greatest treasures are not on the table or in the bank. They are in Christ—forgiveness, peace, and life that never ends. The child of God is rich beyond counting, today and eternally. Prayer: Praise to you, Father of our Lord Jesus Christ, for blessing me with every spiritual blessing in your Son. Keep my heart treasuring what can never be taken away. Amen. Daily Devotions is brought to you by WELS. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License. All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

Episode Summary Most people spend more time planning their retirement accounts than planning for the home they'll actually live in during retirement — yet for many Americans, the home is their largest asset, largest expense, and the biggest factor in whether retirement feels stressful or comfortable. Beth Dodson sits down with Rebecca Ivy of Blue Sky Financial for a candid, funny, and deeply practical conversation about treating retirement as "life design." They cover legacy homes vs. cash-flow homes, HELOCs and reverse mortgages, military clients with rental properties in multiple states, why your kids probably don't want your stuff, the three D's every woman should plan for, and Rebecca's unforgettable "get on the scale" philosophy: you can't make good choices about numbers you refuse to look at. Key Topics & Timestamps (00:41) — Why your home belongs in your retirement plan Beth frames the episode: your home is often your largest asset and expense, and the biggest factor in whether retirement feels stressful or comfortable. (01:54) — Retirement is designed around you Rebecca's philosophy at Blue Sky: no two clients are alike. Common paths include downsizing to fund retirement, or keeping a paid-off home as a long-term care safety net. (Nobody ever asks for a bigger house.) (03:13) — Beach houses, cabins, and rental portfolios Some clients plan for a second home; others fund retirement entirely through real estate. Military clients often accumulate paid-off rentals in multiple states — but managing properties from a distance at 67 is different than at 40. (05:08) — Real estate: concrete but flexible Sell it and live in a camper van, keep it as the family legacy hub, tap a HELOC in a health crisis, or explore a reverse mortgage. Unlike Bitcoin, real estate offers relative stability even as markets flux. (06:34) — Funding aging in place Using home equity for accessibility updates (wider doors, ramps), healthcare needs, and in-home care. (07:56) — The reality for women Women make less, save less, live longer, and often become caretakers for adult children and aging parents. Real estate appeals because it delivers the two things women need in planning: safety and control. (09:44) — Legacy home or cash-flow home? The big question. If it's not a legacy home, HELOCs and reverse mortgages make sense because you're planning toward an eventual sale. If it is, talk to your children — they may surprise you. (11:09) — The $8,000 vs. $32,000 carpet quote Same house, same 3,000 square feet, same woman — two wildly different bids. Not everybody's a good guy; get multiple quotes and be careful. (12:21) — The $5 million garage door panic A client with over $5M saved was stressed about affording new garage doors. Rebecca's approach: don't pat people on the head — walk through the numbers logically until confidence is real. (13:14) — Hope is not a plan A cash-flow home puts you in "danger territory" if the market doesn't cooperate when you need it. Be intentional, not reactive. (13:45) — The emotional side of the decision Keep the legacy home? Downsize? Hire a property manager? Balancing nostalgia (finger-painted hallways, gold star stickers everywhere) against practicality (no more mowing at 67). (18:28) — Retirement myths The biggest: not seeing retirement as life design. Also — "this is my home and I will never let it go" as a default rather than a decision, and assuming your kids want the house and the stuff. (They don't want your stuff. Ask them.) (23:21) — When should you start planning? When you get a job. Rebecca has retirement conversations with 25-year-olds. The longer your runway, the more creative power you have. Her advice to her 18-year-olds: put away $500 a month before life gets expensive. (27:47) — The three D's for women Death, divorce, desperation. Rebecca shares the story of her husband's sudden health crisis at 43, while homeschooling six kids: "The universe doesn't give us a warning shot." Divorce for women 50+ is up over 40% — plan for flexibility. (31:04) — Two things to do this year One: build a vision — if you didn't have to work, what would your life and income look like? Two: know your numbers — savings, home value, and whether your piece of the planet is appreciating. (33:24) — "Get on the scale" Rebecca's obstetrician's tough-love lesson, reclaimed as financial wisdom: the number isn't good or bad — what you do after you look at it is. You can't make a good choice about numbers you refuse to see. Key Takeaways Your home is a retirement asset — decide intentionally whether it's a legacy home or a cash-flow home, because the strategies differ completely. Retirement is life design, not just Social Security timing and 401(k) withdrawal rates. Real estate is uniquely flexible for a hard asset: sell, rent, HELOC, or reverse mortgage — but "hope the market cooperates" is not a plan. Talk to your children before assuming the house or the stuff is a legacy they want. Women especially should plan for the three D's — death, divorce, desperation — because they make less, save less, live longer, and caretake more. Start planning when you get your first job; the longer the runway, the more creative power you have. Get multiple quotes on home projects in retirement — the same job can be bid at $8,000 or $32,000. Know your numbers. Awareness isn't good or bad — it's the starting point for every good decision. Resources Mentioned Blue Sky Financial: Rebecca Ivy's firm, designing retirement around each individual client HomeZada: Beth's home management platform — know your home's value as part of knowing your numbers Rebecca's yearly challenge: (1) Build a vision of what you want retirement to look like; (2) know your numbers — savings, home value, and your local market  

Send us Fan MailPolice officers across the Rio Grande Valley face a growing challenge: Cities are expanding, workloads are increasing, and salaries continue to fall behind. Recorded at the 2026 Texas FOP and TMPA Joint Conference in Dallas, Weslaco Police Officers Association board members Christian Tamez, Eric Rangel, Pete Garcia, Paul Vega, and Leonel Cantu discuss pay disparity, city politics, benefits, salary negotiations, and the realities of policing South Texas.The board also explains why attending the TMPA Conference matters beyond the social events. Voting, training, networking, and direct conversations with association leaders help shape TMPA's priorities and give local associations stronger tools to address leadership concerns, salary surveys, benefit packages, and negotiations.Javier Lara also joins the episode to discuss his new role as a part-time TMPA Field Representative serving the Valley. He shares the experiences and critical incidents that shaped his commitment to helping officers and explains why the strongest advocacy comes from people who have walked the same halls. Listen, subscribe, and tell us: What is the biggest barrier to fair police pay where you work?Support the showemail us at- bluegrit@tmpa.org

In this episode of C-Sweet Talks, Cheri Salazar, CEO and Co-founder of NestSTEPS, joins C-Sweet Co-CEOs Beth Hilbing and Dianne Gubin for a conversation about how employers can build stronger employee loyalty by investing beyond the paycheck. Together, they discuss the growing housing affordability challenge, why financial wellness is becoming a critical workplace issue, and how innovative employee benefits can help organizations better support their people. Cheri shares the inspiration behind NestSTEPS and explains why helping employees build financial stability and a path toward homeownership is about more than buying a house—it's about creating lasting security, strengthening workplace loyalty, and supporting the whole employee. She also discusses why organizations that invest in their employees' lives beyond work are better positioned to attract, engage, and retain talent. Join the community! www.CSweet.org

77% of households couldn't survive one late paycheck. If that number scares you even a little, this episode is for you.Today on The Table, Anthony O'Neal breaks down why decent, hardworking people making real money still feel trapped paycheck to paycheck, and walks you through the exact 10-minute exercise to find out how many days you could actually survive if your income stopped tomorrow.Timestamps:0:00 – The question most people won't answer honestly1:00 – Anthony's story from the collection agency3:00 – The truth behind the 77% stat6:30 – Self-diagnosis: are you trapped?7:30 – Today's move: calculate your real number8:30 – Where this fits in the 5-phase plan9:15 – Get the full step-by-step systemIf this episode helped you see your situation clearly, hit subscribe and join the movement. We're building 1 million strong E3 family members who are done living reactive and ready to live on purpose with their money.Get the full step-by-step plan in Anthony's new book, Stop Living Paycheck to Paycheck: anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

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"The average American would rather look rich than actually be rich."   Most people are taught to work for a paycheck, but wealthy people work for profit. The difference is not just philosophical: profit pays you when you're not working, has no earning ceiling, and is taxed at a lower rate than earned income. This episode breaks down exactly why the paycheck model keeps most Americans broke, and introduces the 75-15-10 rule as the system to escape it.   Jaspreet Singh walks through three paths to earning profit: building a business, working for a company with profit sharing, and buying into profits through investing. He then explains how to fund that third option by splitting every dollar earned into three automated buckets before it can be spent.   In this episode, you'll learn: Why the paycheck model has a built-in ceiling, raises are incremental and income stops the moment you stop working, while profit has no cap and continues without your direct labor The three ways to start working for profit: build a business, work for a company that offers profit sharing or equity, or use your money to buy ownership stakes through investing Why three separate bank accounts are mandatory, not optional: running spending, saving, and investing money through one account makes it too easy to accidentally spend what was meant to be invested How to size your emergency savings: 3 months of expenses if you're young with few financial dependents, up to 12 months if you have a spouse, children, or lower risk tolerance and once you hit your target, redirect that 10% into investing instead Why real estate offers cash flow, a hard asset, and some of the most favorable tax treatment in the U.S. tax code — but requires more capital, more work, and more active management than stock market investing   Keywords: 75-15-10 rule, working for profit, passive income, ETF investing, SCHD dividends, always be buying, S&P 500, financial independence, wealth building, paycheck vs profit     Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link2.briefs.co/gie Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Credit card debt, digital payments, and the cashless economy are quietly changing how we spend—and most people don't realize how much money is slipping away. In this video, I break down why retail investors are taking dangerous risks, why high earners are still living paycheck to paycheck, and how asset ownership is creating one of the biggest wealth divides in America.Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Welcome to the Monday Minute – your weekly reset to lead better, think clearer, and build your independent dealership with intention. Sponsored by Auto Analytix.Your best employees could probably make more money somewhere else. Most of them aren't leaving. And if you think that is about the paycheck, you are missing what is actually holding them – and what will eventually lose them if you are not paying attention to it.In this episode, Jeff and Luke get into culture – not the buzzword version written on a wall next to your mission statement, but the real version that gets built one conversation, one decision, and one hire at a time. Jeff makes the case that culture is not your slogan or the animal shelter you sponsor – it is what you actually tolerate, what you celebrate, and how you treat a customer who walks in furious about a blown engine while your whole team is watching to see what you do next. The owner or manager is always setting the tone whether they realize it or not. Luke shares the four core values that run his own dealership – Family, Optimism, Unwavering, Rectify – and why having an acronym your team can actually remember matters more than a framed poster nobody reads. The best cultures are not built in grand gestures. They are built in the small things: catching someone doing something right, a Friday lunch, a Monday morning huddle, a simple tradition that tells your team they are part of something worth showing up for.Your assignment this week: pick three to five core values that actually define your dealership – then live by them, not just frame them. Catch someone doing something right at least three to five times this week and recognize it out loud. Create one simple tradition your team will look forward to. Then ask three employees one question: in one word, how would you describe our culture? Write down what they say. If everyone says the same word, that is your culture. If everyone says something different, you have a problem worth solving – and now you know where to start.Review this week's Sunday newsletter at TheIndependentDealer.com for the full theme and exercises.Not subscribed yet? Sign up now.https://theindependentdealer.us19.list-manage.com/subscribe?u=603446580871d8522a454418d&id=50aae74348Let's build this together.

Number one bestselling author and trusted financial expert Anthony O'Neal joins Art to discuss the practical tools and everyday habits that can help you build financial margin—even if you're starting from zero. Don't miss this engaging, practical, and motivating episode filled with actionable insights you can put to work right away.Resources:8 Money MilestonesAsk a Money Question!

The Subscription to Success isn't paid once… it's renewed Every Single Day. The market teaches you that one great trade doesn't make you wealthy. Consistency does. You don't get rewarded for what you did last month, you get rewarded for the discipline you bring today. Life works the same way. GOD isn't asking for occasional commitment, He's looking for daily obedience. Every morning you choose Discipline over Distraction, purpose over comfort, and faith over fear, you're renewing your subscription. Miss enough payments through excuses, procrastination, and complacency, and eventually your progress gets disconnected. Success isn't a one time purchase… it's a recurring investment in the person you're becoming.THE SUBSCRIPTION TO SUCCESS  | Wallstreet Trapper (Episode 203) IRAQ, TRUMP TARRIFS, PAYCHECKS LOWJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

"You need to uncouple your self-worth from your income." Amy Bernstein does not like the word "retired". Our hosts, Stephanie McCullough and Kevin Gaines, aren't too fond of the word either. A former journalist and federal government communications veteran, she didn't quit anything cold. She shortened her commute first, then went part-time, then, when the pandemic made her last part-time job untenable, took the final step. What followed was less a plan than experiments guided by whatever sparked joy. These "experiments" included playwriting classes, a first novel written on the train, and a book-coach certification that flipped a switch. Six novels and a nonfiction guide for doubting creatives later, Amy has built a life that pays in confidence and craft more than dollars, and insists that trade is no downgrade. She believes that culture rewards money, title, and productivity so completely that anything creative reads as indulgence, something to feel guilty about squeezing in around "real" obligations. Reading a book, listening to music, mastering a soufflé. These are creative acts whether or not monetized, and treating unmonetized creativity as worthless has it backwards. Her book, Wrangling the Doubt Monster, does not promise to cure self-doubt; it normalizes it, insisting doubt can ride along without driving the car. Stephanie and Kevin are all about the idea that retirement rarely trips people up financially. It is the identity vacuum of "who am I once the job title disappears" that catches people off guard, and creativity is where many will find their answer!   Key Topics: From "Have To" to "Want To": Redefining Retirement (04:28) Overcoming the Guilt of Taking Time for Yourself (10:08) Normalizing Creative Self-Doubt (12:42) Permission to Experiment (and Fail) Without a Master Plan (22:02) Creativity as Therapy (28:38) Stephanie and Kevin's Wrap Up (31:28)   Resources: https://amywrites.live/ Take Back Retirement Episode 87: Cultivating Creative Connections for Lifelong Wellness with Claire Waite Brown   If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it.This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you.Watch until the end. I give you 5 things to do starting today, not next month.Websites Mentioned in This Episode:- https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th)- https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account- https://www.anthonyoneal.com/savings — Open a high-yield savings account- https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutesABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

“You have to feel valuable within yourself.” – Toni Ann Johnson Today's featured award-winning author is an actor, award-winning screenwriter, audiobook narrator, college professor, and the 2021 Flannery O'Connor Award winner, Toni Ann Johnson. Toni Ann and I have a fun chat about her latest book, “But Where's Home?: A Novella and Stories”, dealing with the emotional weight of the book's final story, leveraging unused material for future work, and more!Key Things You'll Learn:How Toni Ann's large manuscript evolved into three separate, published award-winning booksHow she uses her acting skills to bring characters to lifeWhat she's done differently with marketing her latest book compared to her last bookWhy self-care is a must for creatives. Especially introverts. Why it pays to know your worth and not to chase validationToni Ann's Site: https://www.toniannjohnson.com/Toni Ann's Books: https://www.amazon.com/stores/author/B005IISXNK/allbooksThe opening track is titled, “Unknown From M.E. | Sonic Adventure 2 ~ City Pop Remix” by Iridium Beats. To listen to and download the full track, click the following link. https://www.patreon.com/posts/sonic-adventure-136084016 Please support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…574 – Light Skin Gone to Waste with Toni Ann Johnson (@toniannjohnson): https://www.goingnorthpodcast.com/ep-574-light-skin-gone-to-waste-with-toni-ann-johnson-toniannjohnson/1038 – From Bulgaria to Publishing Success by Finding Your Unique Voice with Katerina Stoykova (@Katya_Stoykova): https://www.goingnorthpodcast.com/ep-1038-from-bulgaria-to-publishing-success-by-finding-your-unique-voice-with-katerina-stoykova/257 – It's Time To Fly Away with Dr. Froswa' Booker-Drew (@Froswa): https://www.goingnorthpodcast.com/257-its-time-to-fly-away-with-dr-froswa-booker-drew-froswa/626 – Finding Grace within Grief with Portia Booker: https://www.goingnorthpodcast.com/ep-626-finding-grace-within-grief-with-portia-booker/1064 – Are you a N****r or a Doctor? with Dr. Otto E. Stallworth Jr.: https://www.goingnorthpodcast.com/ep-1064-are-you-a-nr-or-a-doctor-with-dr-otto-e-stallworth-jr/960 – The Power of the Actor with Ivana Chubbuck (@ivanachubbuck): https://www.goingnorthpodcast.com/ep-960-the-power-of-the-actor-with-ivana-chubbuck-ivanachubbuck/598 – An Awakening with Shiva Kumar (@shivaarc1242): https://www.goingnorthpodcast.com/ep-598-an-awakening-with-shiva-kumar-shivaarc1242/989 – Get Fabulous Or Die Tryin' with Nkrumah Mensah: https://www.goingnorthpodcast.com/ep-989-get-fabulous-or-die-tryin-with-nkrumah-mensah/51 - How to Turn Your Pain Into a Paycheck with Crystal Santoria @PhirstPoet: https://www.goingnorthpodcast.com/51-how-to-turn-your-pain-into-a-paycheck-with-crystal-santoria-phirstpoet/176 - Life Has a Way with Dwayne Jenkins (@LeDwayneJenkins): https://www.goingnorthpodcast.com/176-life-has-a-way-with-dwayne-jenkins-ledwaynejenkins/13 - Water in a Broken Glass with Odessa Rose: https://www.goingnorthpodcast.com/13-water-in-a-broken-glass-with-odessa-rose/781 – Laughter, Learning, and Liberating Yourself Through Memoir Writing with Alison Wearing: https://www.goingnorthpodcast.com/ep-781-laughter-learning-and-liberating-yourself-through-memoir-writing-with-alison-wearing/965 – From Hollywood Writing Rooms to Writing Her Own Rules with Amy Suto (@Sutoscience): https://www.goingnorthpodcast.com/ep-965-from-hollywood-writing-rooms-to-writing-her-own-rules-with-amy-suto-sutoscience/

Kimmer dives into allegations that former Special Counsel Jack Smith misled Congress, honors a rookie Arkansas police officer who died saving his fiancée, and reacts to Buc-ee's eye-popping manager salaries that are reigniting the college vs. skilled trades debate. Plus, Kelsey Grammer sounds the alarm on America's education system, Sophie Cunningham defends women's sports, and more.See omnystudio.com/listener for privacy information.

If you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200.Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it.IN THIS VIDEO:00:00 Why income alone will never build wealth01:45 The Broke Code: What it is and where it came from02:20 Rule 1: Who you marry is your biggest financial decision05:10 Rule 2: Lifestyle inflation and why your raise made you broker12:00 Rule 3: Why emergencies keep wrecking your progress17:45 Rule 4: Stop taking financial advice from broke people21:00 Rule 5: Your job is your biggest client, not your only one25:10 Rule 6: Why quitting when it gets hard is costing you everything31:50 Rule 7: What you are actually leaving your children36:00 Your 90-day action plan to break the codeYOUR NEXT STEPS:- Start your emergency fund today with a high-yield savings account: https://www.anthonyoneal.com/savings- Get your free budget and financial plan: https://www.anthonyoneal.com/app- Get term life insurance in 10 minutes: https://www.anthonyoneal.com/ethos- Get Anthony's book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/bookABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

She was 28 years old, making $72,000 a year, current on every single bill — and she sat across from me and cried.Not because she was broke.Because she did everything right and had nothing to show for it.No savings. No investments. Just a pile of payments that felt like chains.That moment changed how I talk about money forever.The truth is — most of us are following a blueprint that was never designed to build wealth. It was designed to survive. And the people who handed us that blueprint? They loved us. But love doesn't make a belief true.In today's episode, I'm breaking down the 3 beliefs your family passed down that are quietly destroying your chances at real financial freedom — and exactly what to do instead, no matter how old you are or where you're starting from.In this episode:Why doing everything "right" can still leave you brokeThe 3 inherited money beliefs that are keeping your family stuckWhy debt is a choice, not a fact of lifeHow silence about money is a generational tax on your familyThe new blueprint — debt freedom, multiple income streams, and financial transparencyWhat I would do at 25, 35, 45, and 55 to start building real wealth todayTake action right now: