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Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hey Friend! Do you always feel like you need more money? Like you're able to cover your base expenses, but you have nothing left to put towards your financial goals or those extra expenses that seem to come up every single month? What if I told you it has little to do with the amount of income you bring in, but rather the way you are, or maybe I should say aren't, budgeting. In today's episode you are going to learn how my budgeting system will keep money in your budget on autopilot. You will learn if you are in fact budgeting, or simply taking care of your needs first and then using what is left over however you feel is necessary in the moment and how you can prepare for unexpected expenses and still have spending freedom all with a budget. So go get your drink, open your heart to God and I'll see you inside! Much Love Molly P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence. . . . Next Steps: . Book a Call . Join The Community . Become an Insider . Questions? Email me at mollybenell@gmail.com . Resources: 54. Ready for Financial Stability? How an Emergency Fund Can Get You There Fast. 103. Do You Spend Your Savings Before It's Needed? Always Have the Cash You Need With Sinking Funds. 116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time. 124. Base Budgeting: The #1 Way to Live on Less and Save More
Jason Naylor is an artist, a designer and muralist known in New York for his bright colour palette and messages of positivity. He and I are both visual artists, our art carries similar messages of kindness and hope and our career ethos is similar too. This episode covers breaking up from a corporate 9-5, pitching brands and destroying trolls and haters with loveAs always, if you enjoy this episode, take out an ad in your local paper, thx.Jason's website - https://jasonnaylor.nyc/Jason's Insta: https://www.instagram.com/jasonnaylor/?hl=enOr just google Jason Naylor To hear more, visit creativerebels.substack.com
This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, takes a direct look at one of the most unspoken realities in law enforcement: staying in a career out of financial obligation (Amazon Affiliate), identity attachment, or emotional survival—not passion. We break down how many officers find themselves trapped in what's often called the "Paycheck Prison." The benefits are good. The pension feels too close to walk away from. The overtime is necessary. And the identity of being "the officer" feels too deeply stitched into who you are. But staying in a job that's crushing your mental and emotional health has long-term consequences—not just for you, but for your family, your spirit, and your sense of purpose.
Send us a textWhat if your job—loved or loathed—could become worship? We pull back the curtain on a bigger, better story of work, starting with Genesis 2 where God places humanity in the garden “to work and keep” it. Before the fall, work is a gift; after the fall, it's harder; through Christ, it's redeemed. That shift reframes how we see our careers, chores, parenting, and church service. We talk about telling a truer story over our work so our attitude, effort, and integrity reflect God's character rather than our fluctuating feelings.Cody Hall joins us to trace a path away from two traps: work-as-identity and work-avoidance. If your worth rides the waves of promotion and performance, time and fear will betray the idol beneath the surface. If apathy has you doing the bare minimum, love for neighbor calls you higher. We dive into practical diagnostics—follow your hours, inventory your anxieties—and a gospel remedy: rest your identity in Christ so you can labor with freedom. That means you can be promoted without pride, laid off without despair, and steady in the ordinary tasks that keep your world running.We also get honest about the home as our first field of labor. Paychecks don't replace presence. We share simple practices for starting the “second shift” at the front door—prayer for strength, undistracted attention, small acts of service that say “I see you.” From pushing carts to leading teams, from engineering safer streets to sweeping hallways, every task can love your neighbor and honor God when done with excellence and joy. And beyond personal vocation, we aim our energy at the body of Christ, building up the church by the Spirit as we wait with hope. Listen in, reimagine your daily work, and take one step toward worship-filled labor today. Subscribe, share with a friend, and leave a review—what's the first change you'll make this week?New episodes every Mondaywww.lifehousemot.cominfo@lifehousede.com Join us Sundays at 9 & 11 AM Intro music by Joey Blair
Brian Wiley takes on one of the most frustrating issues facing Americans today — the ongoing government shutdown — and what it reveals about our collective financial vulnerability. With nearly two-thirds of Americans living paycheck to paycheck, Brian explores how even a short-term disruption in income can send households into crisis mode. Through candid listener calls, including a 29-year-old air traffic controller working without pay and a retired veteran frustrated with misuse of social benefits, the show dives into the human side of financial resilience. Brian connects it all back to planning, explaining the BetterBuckets™ strategy for building liquidity, stability, and long-term growth. He also explains why having at least three years of cash reserves can turn chaos into confidence! Plus, Brian discussed more on the rise of AI and job security risks, offering practical steps to stay financially adaptable no matter what comes next. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley ————————————————————— SPONSORS: Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————
Financial Advisor Jayson Thornton, CFP® — REACTS! Money Q&A Jayson M. Thornton, CFP® is an award winning Financial Advisor, specializing in Tax & Wealth Planning. He is a CERTIFIED FINANCIAL PLANNER ™ professional and Enrolled Agent (EA). Jayson earned his Bachelor's Degree from Missouri Valley College (Cum Laude, Honors Graduate) and his Certificate in Financial Planning from Howard University School of Business.*Disclaimer*Financial Coaching during Livestreams is NOT personal investment advice, No CFP-Client relationship is established by submitting a question by email or text in live chat.https://www.pocketwatcher.netPocketWatcherJT@gmail.comCash APP $PocketWatcherJTFollow ig @JTPocketWatcher*ALL CONTENT OWNED & PRODUCED BY POCKET WATCHER LLC*
Coach Pete and the Financial Safari crew connect today’s economy and energy security to the choices that actually move your money—locking in guaranteed income, trimming taxes, and dodging risk landmines. They unpack how AI could shake markets and national security—and what that means for your plan as you near the finish line. Stick around for a spooky-cool finale on the world’s creepiest retirement getaways (boo-tiful for budgets, too).See omnystudio.com/listener for privacy information.
If you're a lawyer making six figures but living paycheck to paycheck, you're not alone. It also doesn't have to be this way. In my time working with lawyers on their finances over the years, I've noticed 4 budget categories that contribute to paycheck-to-paycheck living most often. In this rewind episode, let's talk about the 4 biggest culprits and how to fix them. Head to rhothomas.com/284 for the full episode show notes. Need help with getting out of debt and building your net worth? Schedule a consultation at rhothomas.com/call.
For months, Rochester teachers have had to wonder whether their next paycheck would be the full amount — or if it would contain mistakes. They say the district's new system has been a disaster. According to members of the teachers union, some teachers have had to sell plasma to pay their bills because their checks have been so small. They say that teachers are struggling to pay their rent. We talk about the issues with the system and what can be done about it. In studio: Doriy Jackson, vice president of Rochester Association of Paraprofessionals Angelo Palmerini, president of BENTE Local 2419 Adam Urbanski, president of the Rochester Teachers Association ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.
Host: Faith Schlicht, PA-CGuest: Katarina Astrup, MSPAS, PA-CFaith Schlicht, PA-C and Katarina Astrup, MSPAS, PA-C are back with the Money Series for PAs and medical professionals, this time answering real financial questions from PA students and new grads. Faith, a cardiology PA, teams up with Kat Astrup, creator of PA the FI Way, to share practical tips for budgeting during PA school and launching your career with confidence.Learn how to stretch your student budget, negotiate your first salary, and make the most of your benefits as a new grad. Whether you're pre-PA, in school, or starting your first job, this episode will help you build a strong financial foundation and work toward financial independence.Resources Mentioned:PA the FI Way Podcast – Financial independence tips for PAsPA Money Sense Budget Guide (AAPA)Budgeting Apps: YNAB, Monarch, EveryDollarStudent Loan Help:https://studentloanadvice.com/partner/pa-the-fi-way/https://www.studentloanplanner.com/
H2 - Heidi Harris in for TCJS - Fri Oct 31 2025 - "Publishers are now putting out Just Love story bibles for ages 4 -10 ", "You don't hear woman in a good marriage talking about Patriarchy " , " Would you work without a paycheck during the shutdown?" , "We are talking about SNAP Benefits "
See omnystudio.com/listener for privacy information.
Alex Stone on Air traffic controllers received their first zero-dollar paycheck Tuesday amid the government shutdown. Many are turning to food banks and zero-interest loans, and some are even driving for Uber or DoorDash between tower shifts to make ends meet. The stress is mounting on an already short-staffed system as controllers hand out flyers urging travelers to pressure lawmakers to end the shutdown. Dodgers vs. Blue Jays Game #5—a pivotal showdown for Los Angeles in the World Series. The Burbank Temporary Aid Center (BTAC) steps up to help people struggling with food insecurity. Conway jokes he eats fast food seven days a week. What country is hosting the Winter Olympics? Milan, Italy.
What makes someone walk away from a $600,000-a-year real estate careern and launch an online Coaching business? In this raw, faith-forward conversation, Tarah Santos shares why she traded golden handcuffs for purpose—and how she rebuilt a multiple six-figure online coaching business serving real estate agents and builder reps without cold calling, listings, or burnout. We talk about the whisper that sparked her pivot, the reality of the "messy middle," and why mentorship beats more information every time. We also go there on identity, spiritual warfare, and what it looks like to follow peace when you're the family breadwinner. If you've felt the tug to bet on yourself (and God's timing), this episode will light a fire under you. If you want to check out the Inner Circle (Jenna's highest level Mastermind and 1:1) and talk about if this would be the best place for you to grow your online coaching or Course business, head to: https://jennapeterson.com/inner-circle-mastermind and learn more about what she offers. As always, send Jenna a DM on Instagram @jennapeterson and she would love to chat.
Today's episode takes a closer look at the ripple effects of the ongoing federal government shutdown here in Washington State—and specifically, how missed paychecks and halted programs are impacting renters and landlords in our region.
Food insecurity is, 'a stresser that really interferes with everything' says Military Family Advisory Network CEO, Shannon Razsadin. She tells Megan Lynch that the government shutdown adds to the problems facing military families. She says it's 'a ripple-effect' for families facing going into debt to pay for food while waiting for delayed paychecks. CombatMilitaryHunger.org for more info.
We are apparently all Doctors on the Tobin and Leroy show, as we discuss whether or not Tua had pink eye or not. The gang reacts to reports coming out that although Terry Rozier is not receiving any of his salary the Heat are not absolved of it in regards to the salary cap. The NFL trade deadline is approaching and the guys beg the question of if the Dolphins are going to deal anyone away.
The government shutdown has lasted nearly a month now and there's no indication that Congress is any closer to resolving the budget conflicts before funding ends for several key programs on Nov. 1. Minnesota is home to 18,000 federal workers, many of whom have been told to stay home and not work, or work without pay. This week was the first where many didn't receive a paycheck. Abby, a federal worker in Minnesota, felt the impact Monday when she went to the pharmacy to pick up prescriptions. “I double checked my bank account to make sure I had enough to cover it. It was tough, and I knew I had to buy a bunch of other things as well,” she said. MPR News is not sharing Abby's last name, or the agency she works for, because she fears workplace retaliation. To understand the conversations federal workers are having around the dinner table as uncertainty grows, MPR News host Nina Moini spoke with with Ruark Hotopp. He is the national vice president of the American Federation of Government Employees District 8, a union that represents federal workers in Minnesota and other Midwest states.
What to do with the pumpkins after Halloween. Dressing up our pets. And how long it takes our brain to decide whether something tastes good (or bad!) That's what Paul Layendecker is BuZzin' about today on The Daily BuZz!!See omnystudio.com/listener for privacy information.
In this episode, Ryan Williams Sr. and Shannon Tynes discuss the latest cybersecurity threats, including the YouTube Ghost Network, which has over 3000 malicious videos designed to trap users into downloading malware. They also explore the rise of fake job postings used by cybercriminals to steal credentials, particularly during the current government shutdown, which has led to an 85% increase in cyberattacks against U.S. agencies. The hosts share personal experiences with phishing scams and emphasize the importance of vigilance in the digital age. Article: 3,000 YouTube Videos Exposed as Malware Traps in Massive Ghost Network Operation https://thehackernews.com/2025/10/3000-youtube-videos-exposed-as-malware.html?m=1 Google Warns of Threat Actors Using Fake Job Posting to Deliver Malware and Steal Credentials https://cybersecuritynews.com/google-warns-of-threat-actors-using-fake-job-posting/amp/ Shutdown Sparks 85% Increase in US Government Cyberattacks https://www.darkreading.com/cybersecurity-operations/shutdown-increase-us-government-cyberattacks Buy the guide: https://www.theothersideofthefirewall.com/ Please LISTEN
What to do with the pumpkins after Halloween. Dressing up our pets. And how long it takes our brain to decide whether something tastes good (or bad!) That's what Paul Layendecker is BuZzin' about today on The Daily BuZz!!See omnystudio.com/listener for privacy information.
Early retirement income can feel complicated, but a steady paycheck from savings starts with a simple framework. This episode reframes withdrawal decisions, explains why a fixed 4 percent rule can be too conservative in some cases, and shows when a 5 percent starting point may fit with the right allocation and ongoing adjustments. A million dollar case study turns rates into an annual paycheck while addressing sequence risk and flexible spending guardrails.Taxes do the heavy lifting. Retirement income is taxed differently than wages, with no FICA on non wage income, only up to 85 percent of Social Security taxable, and long term capital gains often taxed at 0 or 15 percent. Blending IRA withdrawals, brokerage draws, and Social Security can produce the same 100,000 dollars of cash flow with a lower tax bill than a 100,000 dollar salary. The discussion covers thresholds, brackets, the higher standard deduction after age 65, and tactics to keep more of the portfolio working.The episode finishes by assembling the paycheck. IRA, brokerage, Roth, Social Security, and pension income are coordinated so deposits match spending rhythms, with room for the retirement spending smile, one time costs, healthcare, and annual tune ups as markets and laws evolve.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
How Quickly Do We Spend Our Paycheck by Maine's Coast 93.1
On day 28 of the federal government shutdown, Senate fails to advance a temporary government bill to reopen the government for the 13th time. It is supported by most Republicans but opposed by most Democrats because it does not address expiring Affordable Care Act health insurance premium tax credits; two dozen states led by Democrats sue over the federal Agriculture Department's plans not to release emergency funding for federal food assistance starting this weekend; air traffic controllers, who must work without pay during the shutdown, miss their first paycheck. We will hear from Transportation Secretary & the president of the Air Traffic Controllers Union; President Donald Trump meets with Japan's new Prime Minister in his latest stop on his weeklong trip to Southeast Asia, calling her a "winner" and signing rare earth minerals deal; U.S. House Oversight Committee Republicans release a report on former President Joe Biden's mental fitness and use of an autopen, concluding that certain executive actions, including pardons, are void, and the Justice Department should investigate. Learn more about your ad choices. Visit megaphone.fm/adchoices
The All Local 4pm Update for Tuesday, October 28th 2025
It’s Day 28 of the federal government shutdown – just a few days away from this becoming the longest-running shutdown in U.S. history… And air traffic controllers working without pay are feeling it. Today, the nation’s roughly 13,000 air traffic controllers are getting their first zero-dollar paycheck since the government shutdown began on October 1. Some of them say they’re considering side gigs, like driving for Uber or DoorDash, to make up for lost income. And thousands of flights have been delayed over the past few days because of controller absences. The shutdown is only the latest in a long list of frustrations bogging these workers down. Understaffing has been troubling the industry for years – including here in Washington state. An aviation expert explains what it takes to become an air traffic controller, the hardships that come with this profession and where the shutdown fits into all of this. Guest: Margaret Wallace, an assistant professor of Aviation Management at Florida Institute of Technology. Wallace also worked as an air traffic controller for the U.S. Air Force for more than a decade. Related stories: Air Traffic Controllers Are Bargaining Chips in Government Shutdown - Business Insider High stress, salary: What it takes to become an air traffic controller Flight delays worsen due to air traffic controller shortage amid shutdown How the nation's air traffic controller shortage affects Washington state - Axios Seattle Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes. Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.See omnystudio.com/listener for privacy information.
Most people say that their paycheck is gone within 2 days! What are we spending it on?
When you are getting your paycheck garnished, you have to make sure you do this. What exactly is "this"? Find out NOW!Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief Mentioned Video Links:-IRS Wage Garnishment: Can They Only Take 25% of Your Paycheck?: • IRS Wage Garnishment: Can They Only Take 2... -IRS Notice CP523 Explained: What It Is and What to Do: • IRS Notice CP523 Explained: What It Is and...
What does Jesus really teach about money? John Mark unpacks Jesus' radical teaching from Matthew 6 on treasure, generosity, and trust. He challenges the "work more, buy more, repeat" cycle that dominates Western culture and invites us into an alternative way of life marked by simplicity, generosity, and a God-centered vision. Key Scripture Passages: Matthew 6v19-34; 1 Timothy 6v6-19This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Christine from San Francisco, California; Chelsey from Cedar Park, Texas; Brad from Fort Worth, Texas; Ed from Fort Liberty, North Carolina; and Tara from Orleans, Ontario. Thank you all so much!If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.
--Guest: Shane M. Tull, Licensed Clinical Psychotherapist & Mental Wellness Advocate
Many federal employees missed their first full paycheck last week as the second longest shutdown continues with no end in sight. Even some shutdown exempt employees are waiting on paychecks that were supposed to arrive. The Food and Drug Administration says some employees are receiving delayed paychecks because of a glitch in its system. Federal News Network's Jory Heckman has been following all this, and he joins us now with more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
We're backkkk!
Ready to swap your morning commute for a leisurely coffee, but wondering how to keep those paychecks flowing after retirement? This week on "Your Retirement Highway," Matthew Allgeyer takes the wheel solo and invites you to rethink how retirement really works. From budget blind spots to the pitfalls of the “4% rule” and the warning signs your advisor might be taking the wrong route, Matt pulls back the curtain on what can make or break your retirement journey. Ever considered sneaking your own investment account past your advisor, or wondered if your nest egg will survive a stormy market? You're not alone—and it's time to get answers.But hold on, there's more than market moves and numbers on a spreadsheet. What happens when life throws a curveball—like a recession, family surprises, or those curveballs no one sees coming? Find out why contingency planning is the ultimate secret to stress-free golden years, and how a second opinion just might be the ticket to your best retirement yet. Listen now and learn how to cruise smoothly past the roadblocks—and maybe, just maybe, land on cloud nine with your retirement plans.
More than a million federal workers are missing their first full paycheck as the shutdown stretches into week four, with pressure building on Washington to end the standoff. A wild NBA gambling scandal involving secret gadgets lands an active player and a Hall of Fame coach in legal trouble. And Russia's president shrugs off new U.S. sanctions after President Trump cancels his summit with Vladimir Putin.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Emily Kopp, Russell Lewis, Kate Bartlett, Mohamad ElBardicy and Martha Ann Overland.It was produced by Ziad Buchh, Ben Abrams and Christopher ThomasWe get engineering support from Stacey Abbott. And our technical director is Carleigh Strange.And our Executive Producer is Jay ShaylorLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
The government shutdown reached day 24 on Friday, marking another milestone for federal workers as they missed a paycheck. That is putting the squeeze on family finances, and many federal workers are now turning to local food banks to help put food on the table. Lisa Desjardins discussed more with Radha Muthiah, the CEO of the Capital Area Food Bank in Washington. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
For homeowners worried about skyrocketing property tax bills, a radical solution is gaining traction, but experts warn that abolishing these taxes could cause Ohio's income tax to increase drastically.
Many federal workers woke up without paychecks today as the government shutdown drags on. Greg and Holly speak with Bill Crim, President & CEO of United Way of Salt Lake, about what to know about the 211 resource and what individuals can do today to support those in need. The hosts check in with Ginette Bott, President and CEO of the Utah Food Bank, about the rise in demand for food pantries and what is needed most with donations right now.
Social security recipients to get cost-of-living boost in 2026 Utah lawmaker proposes limit on number of bills lawmakers can file Trump vs Canada: Trade talks off due to Canadian ad featuring Ronald Reagan Report: More than 70% of Utah jobs will require postsecondary education by 2031 From wastewater to white powder? The future of snowmaking Chillingly realistic movies that could actually happen
Future of Work in an Automated WorldSEGMENT 1: What happens when work becomes optional?In this episode of Over Fifty Starting Over, we explore a bold thought experiment:
The government shutdown reached day 24 on Friday, marking another milestone for federal workers as they missed a paycheck. That is putting the squeeze on family finances, and many federal workers are now turning to local food banks to help put food on the table. Lisa Desjardins discussed more with Radha Muthiah, the CEO of the Capital Area Food Bank in Washington. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Feeling like your paycheck is your only safety net? It's time to change that. In this episode, Tracy Bingaman—PA, career coach, and your go-to brainstorming buddy—shares practical and creative ways to diversify your income as a clinician.From investing beyond retirement to medical surveys, teaching, consulting, and creative work like medical writing or coaching PA applicants, Tracy walks you through both active and passive income ideas that can help you build security and freedom.
The summit between U.S. President Donald Trump and Russian President Vladimir Putin stalls as Russia digs in. The U.S. shutdown bites with 60,000 federal workers facing missed paychecks. Ex-security chiefs urge Congress to investigate a secretive Trump-linked task force. And Netflix cashes in on the success of KPop Demon Hunters, but fans hoping for toys and games this holiday will have to wait until the new year. Sign up for the Reuters Econ World newsletter here. Listen to the Reuters Econ World podcast here. Find the recommended read here. Visit the Thomson Reuters Privacy Statement for information on our privacy and data protection practices. You may also visit megaphone.fm/adchoices to opt out of targeted advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices
Americans making up to $500K are also living paycheck to paycheck
On today's Top News in 10, we cover: The federal government shutdown continues, and as house minority leader Hakeem Jeffries turns down olive branches, Democrat polls continue to sink. The 9th Circuit Court of Appeals stays Judge Karin Immergut's order banning the National Guard from Portland. Secretary of Transportation Sean Duffy withholds $40 million from California. Keep Up With The Daily Signal Sign up for our email newsletters: https://www.dailysignal.com/email Subscribe to our other shows: The Tony Kinnett Cast: https://open.spotify.com/show/7AFk8xjiOOBEynVg3JiN6g The Signal Sitdown: https://megaphone.link/THEDAILYSIGNAL2026390376 Problematic Women: https://megaphone.link/THEDAILYSIGNAL7765680741 Victor Davis Hanson: https://megaphone.link/THEDAILYSIGNAL9809784327 Follow The Daily Signal: X: https://x.com/intent/user?screen_name=DailySignal Instagram: https://www.instagram.com/thedailysignal/ Facebook: https://www.facebook.com/TheDailySignalNews/ Truth Social: https://truthsocial.com/@DailySignal YouTube: https://www.youtube.com/dailysignal?sub_confirmation=1 Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's Top News in 10, we cover: The federal government shutdown continues, and as house minority leader Hakeem Jeffries turns down olive branches, Democrat polls continue to sink. The 9th Circuit Court of Appeals stays Judge Karin Immergut's order banning the National Guard from Portland. Secretary of Transportation Sean Duffy withholds $40 million from […]
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most people make good money but still feel broke. Why? Because they use the wrong system to manage it. In this episode of Rich Rules, Tiffany Phillips shares the bucket system—the simple way millionaires organize every dollar. You'll learn why the “one bucket” approach fails, how to set up five separate accounts for necessities, savings, investments, learning, and fun, and how automation makes the system run without effort. This is real finance advice you can put into action today. By the end, you'll know how to stop living paycheck to paycheck, avoid money chaos, and finally take control of your financial mindset. Don't wait for more income—this works no matter where you're starting. Tune in now to learn the exact steps and start building lasting wealth. Next Steps:
President Trump pivots from the Middle East to peace in Ukraine, Trump intervenes to protect military paychecks amid the shutdown, and drug cartels declare “open season” on federal agents. Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: Vanta - Visit https://vanta.com/MORNINGWIRE to sign up for a free demo today! Boll & Branch - Get 20% off Bed Bundles at https://BollAndBranch.com/WIRE Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump travels to Israel to meet with leaders and hostage families as the peace deal takes effect, mass layoffs take shape as the shutdown continues, and we dig into the latest polling data on two Virginia races. Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: American Beverage Association - Learn more about America's beverage companies at https://WeDeliverForAmerica.org ZocDoc - Find and instantly book a top-rated doctor today. Visit https://Zocdoc.com/WIRE #sponsored - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit megaphone.fm/adchoices