Podcasts about GWB

Donald Trump sorgt nicht nur im Welthandel für Turbulenzen. Auch die Wettbewerbswelt steht Kopf. Wie sollte die EU-Wettbewerbspolitik darauf reagieren? Mehr Protektionismus wagen – oder Wettbewerb stärken? Justus Haucap hat dazu einen Gastbeitrag für die FAZ verfasst – und gewährt seinem Wettbewerbsfreund Rupprecht Podszun (und natürlich allen Hörer:innen von Bei Anruf Wettbewerb) exklusive Einblicke. Auch für die Verhandler einer möglichen neuen Bundesregierung lohnt sich das Zuhören: Bleibt dem Bundeskartellamt die Befugnis erhalten, nach § 32f GWB wettbewerbliche Verkrustungen aufzubrechen? Außerdem: Der EuGH-Fall Android Auto. Wie immer gilt: Für Fans von Kartellrecht und Wettbewerbsökonomie ist auch diese Folge Bei Anruf Wettbewerb conditio sine qua non.

“For companies, supporting GWB isn't just philanthropy – it's a smart investment in the future of geophysics and global resilience.” Geoscientists without Borders (GWB) is changing lives using geophysics to tackle real-world humanitarian challenges. In this episode, Bob Merrill, Chair of the GWB Steering Committee, shares inspiring stories of geophysicists helping communities access clean water, prepare for natural disasters, and uncover archaeological wonders. Learn how companies and individuals can support these life-changing projects – and why investing in geoscience for good benefits everyone. KEY TAKEAWAYS > Geophysics in Action – Real-world examples of how GWB is helping communities with water resources, disaster resilience, and cultural heritage preservation. > The Power of Partnership – How collaborations between scientists, students, and local communities create long-lasting change. > Why You Should Get Involved – Geophysicists, companies, and donors can support GWB's mission in many ways, which is good for business and society. CALL TO ACTION Get involved with Geoscientists without Borders! Visit https://seg.org/gwb to learn about funded projects, donate, or apply to lead a project. Whether a student, researcher, or industry professional, your skills and support can make a difference. SHARE THIS EPISODE If you found this episode helpful, please message a friend to listen. To help out, here's a possible message you could send them. This episode is a must-listen if you want to use your geophysics skills for good. It's full of ways you (or your company) can get involved with GWB! LINKS * Visit https://seg.org/podcasts/episode-254-why-companies-and-individuals-should-invest-in-humanitarian-science to find links to additional GWB podcasts and donate to GWB. GUEST BIO Robert Merrill has over thirty years of industry experience, where he has worked for American Stratigraphic Company, Cities Service Company, Occidental, Unocal, and Samson in various domestic and international exploration and staff positions. He's currently president of Catheart Energy, Inc. Dr. Merrill has his PhD and MS from Arizona State University and his BA in geology from Colby College.

"Humanitarian geophysics isn't separate from the industry – it's part of what makes our profession so valuable to the world." In this episode, Geophysical Society of Houston Honoree Craig Beasley discusses the importance of the Geoscientists without Borders (GWB) program for companies interested in aligning with the UNSDGs and achieving their CSR goals. He also shares insights on how geoscientists can use their skills and experience from traditional (O&G) exploration work to contribute to solving humanitarian challenges globally. KEY TAKEAWAYS > The Origins of GWB – Craig shares how a personal connection to the 2004 Boxing Day tsunami and early skepticism from universities led to the creation of GWB. > The Power of Applied Geophysics – GWB projects have made a tangible difference in communities worldwide, from groundwater exploration to natural disaster preparedness. > The Future of Humanitarian Geophysics – Craig discusses the ongoing funding challenges and the importance of inspiring the next generation of geoscientists. CALL TO ACTION Visit Geoscientists without Borders to learn more about current projects, see how you can support them, or even propose your project to make a difference. https://seg.org/gwb TEXT A FRIEND RIGHT NOW! Craig Beasley explains why humanitarian geophysics is more important than ever. You will like this episode if you care about using science for good! https://seg.org/podcasts/episode-250-bridging-science-and-society-the-impact-of-geoscientists-without-borders GUEST BIO Craig Beasley completed B.S., M.S., and Ph.D. degrees in mathematics and joined Western Geophysical in 1981. He has spent his entire career in Schlumberger companies and their antecedents, serving in various technical and management positions, including VP for R&D and VP of Data Processing. He has received technical and honorary awards from entities such as Litton Industries, Schlumberger, and the Society of Exploration Geophysicists. In retirement, he has served as the General Chair for the 2017 SEG Annual Meeting in Houston, sits on the board of the SEG Foundation, and enjoys pursuing his passion for underwater photography and video. He has recently been elected President-elect for the Geophysical Society of Houston. LINKS * Learn more about GWB and previous projects -> https://seg.org/programs/geoscientists-without-borders/ * Donate to Geoscientists without Borders -> https://foundation.seg.org/forms/seg-foundation- * Register for the GSH Spring Symposium -> https://www.gshtx.org/Public/SharedContent/Events/Event_Display.aspx?EventKey=4ca2978c-e6e0-4eb3-969f-6207b27e604f&iSearchResult=true * Visit https://seg.org/podcasts/episode-250-bridging-science-and-society-the-impact-of-geoscientists-without-borders for the full show notes. SHOW CREDITS Andrew Geary at TreasureMint hosted, edited, and produced this episode. The SEG podcast team comprises Jennifer Cobb, Kathy Gamble, and Ally McGinnis. If you have episode ideas or feedback for the show or want to sponsor a future episode, email the show at podcast@seg.org.

Kol Airidas išvykęs prie mūsų jungiasi Evaldas Jasaitis! Šis epizodas buvo skirtas naujausiom populiariausiom naujienom, kurios užklupo lietuvos žemelę. Nukritęs DHL lėktuvas, GWB skanduotė. A.I fake nuotraukos ir soc. tinklų draudimas AustralijojeSupport the show

Zurück aus der Sommerpause und gleich voll auf Betriebstemperatur! Die beiden Wettbewerbsprof(i)s Justus Haucap und Rupprecht Podszun packen die heißesten Themen des Sommers an. Was droht Google nach dem US-Urteil? Telegram-Chef Durow verhaftet – müssen Plattformbetreiber demnächst öfter hinter Gitter? Und mit wem konkurriert eigentlich Amazon? Der Bundesgerichtshof hat in seiner Entscheidung zu § 19a GWB die Marktabgrenzung im Kartellrecht mit dem SSNIP-Test auseinandergenommen. Zu Recht? Antworten geben die Professoren aus Düsseldorf im Wettbewerbspodcast „Bei Anruf Wettbewerb“!

Trouble on the GWB.

TAG TEAM TRIVIA: Larry wins. Bernie Veider gives a Traffic Update: Trouble on the GWB. Joe Neumaier, Our Movie Minute Guy Interview talked with Len Berman and Michael Riedel about the Summer Box Office winners and the terrible movies, Bad Boys, Twisters, Alien Romulus, and Borderlands.

Noah Smith & Brad DeLong Record the Podcast We, at Least, Would Like to Listen to!; Aspirationally Bi-Weekly (Meaning Every Other Week); Aspirationally an hour...Key Insights:* Brad DeLong says: You say economics and economists in decline—I see bad economists in decline.* Brad DeLong says: You see missile defense as remarkably effective—I see it as marginally effective, at best.* Brad DeLong says: You say China Shock II—I say China Shock I required the GWB administration as witting and unwitting co-conspirator.* Noah Smith says: These are self-refuting prophecies: my defense of missile defense was to say that it can be remarkably effective in a few possible instances, but those plausible ones for the next two decades; my title “the decade of the second China shock” and my subhead “brace yourselves” were intended to spur action to keep there from being a second China shock.* Noah Smith says: Economists advising badly had a lot of influence in 2008 and after, and still have a substantial amount today—so the total influence of economists has decreased since 2008, and this is not necessarily a bad thing.* The only real way to get nuance is to write a whole book and then have people deeply engage with it, which requires that they be on a trans-oceanic flight with dodgy Wi-Fi, and be otherwise bored.* The internet makes us less nuanced than we should be.* &, as always, HEXAPODIA!References:* Smith, Noah. 2024. “Why so many of us were wrong about missile defense”. Noahpinion. April 15. . * Smith, Noah. 2024. “Twilight of the economists?” Noahpinion. April 12. .* Smith, Noah. 2024. “The decade of the Second China Shock”. March 23. .&* Vinge, Vernor. 1999. A Deepness in the Sky. New York: Tor Books. . Get full access to Brad DeLong's Grasping Reality at braddelong.substack.com/subscribe

Tim Draxl is an actor and singer with a career spanning more than two decades.Most recently he was seen in the SBS anthology television series Erotic Stories, for which he has received an AACTA Nomination for Best Supporting Actor in a Drama series, and the lead role in ABC's four-part musical drama In Our Blood, for which he has received both an AACTA Nomination for Best Lead Actor in a Drama Series and TV WEEK Logie Award Nomination for Most Outstanding Actor in a Drama Series.On stage, Tim was most recently seen in Belvoir's Into The Woods as ‘Cinderella's Prince/ Wolf' and in the role of ‘Steve Healy' for the first overseas tour of Alanis Morissette's Jagged Little Pill produced by GWB. Other theatre credits include critically acclaimed Only Heaven Knows, Catch Me If You Can and Evie May (all for Hayes Theatre), Torch Song Trilogy (Darlinghurst Theatre Company), Lip Service, Mothers and Sons (Ensemble Theatre), Freeway – The Chet Baker Journey (Sydney Opera House, Melbourne Festival, Brisbane Festival), Nailed (Griffin Theatre Company), A Midsummer Night's Dream (Belvoir), The Sound Of Music (GFO) and She Loves Me (The Production Company).Other television credits include anthology series Summer Love and critically acclaimed The Newsreader both for the ABC, hit series A Place to Call Home as series regular Henry Fox (FOXTEL), the Molly Meldrum telemovie Molly, the critically acclaimed series Serangoon Road, Reef Break, Mrs Biggs, Home & Away, Miss Fisher's Murder Mysteries, Crownies, Day One, Tangle, Headland, Supernova, Dynasty: The Making of a Guilty Pleasure and The Shark Net.Tim's film work includes action film Blacklight alongside Liam Neeson, Guardians of the Tomb, directed by Kimble Rendall, A Few Best Men, Undocumented, Ivory, In My Sleep, Red Canyon, Right Here Right Now, Travelling Light, Swimming Upstream, and Dirty Deeds.He received his first TV WEEK Logie Award Nomination for Most Outstanding Actor in a Drama Series in 2005 for The Shark Net and an ASTRA Award Nomination (later renamed The AACTA Awards) for Most Outstanding Performance by an Actor in a Comedy for Supernova (2006). His one man show Tim Draxl in Concert was nominated for a Helpmann Award for Best Live Music Presentation in 2002 and has received several Sydney Theatre Award nominations for his cabaret and theatre shows winning the award for best cabaret production with Back For Seconds in 2006.He has released four solo albums. ‘Ordinary Miracles' and ‘Insongniac' for Sony Music Australia under the Columbia label, the independently released ‘Tim Draxl Live at the Supper Club' and ‘My Funny Valentine' released through Ambition Entertainment/EMI which reached number 1 on the iTunes jazz charts.Tim can currently be seen on Australian stages playing the role of Jodie Gillis opposite Sarah Brightman's Norma Desmond in Andrew Lloyd Webber's Sunset Boulevard. This will be the musical theatre event of the year. Don't miss this strictly limited season at Melbourne's Princess Theatre from May, and at the Sydney Opera House from August, 2024.The STAGES podcast is available to access and subscribe from Spotify and Apple podcasts. Or from wherever you access your favourite podcasts. A conversation with creatives about craft and career. Follow socials on instagram (stagespodcast) and facebook (Stages).www.stagespodcast.com.au

Es geht um den Digital Markets Act in Folge 51 von HÄRTING|fm. Zu Gast ist die Wissenschaftlerin Dr. Nada Pauer vom Max Planck Institut in München. Mit ihr sprechen Lars Thiess und Martin Schirmbacher über die Regulierung der großen digitalen Player durch den europäischen Gesetzgeber und insbesondere durch den Digital Markets Act. Zunächst fragen wir, was die Plattformmärkte so besonders macht und warum diese eine besondere Regulierung benötigen. Wir schauen uns kurz die von der EU-Kommission benannten Torwächter und deren Dienste an. Schließlich schauen wir auf die unmittelbaren Folgen des DMA: Auf Google Maps können wir in den Suchergebnissen nicht mehr klicken, dafür womöglich bald WhatsApp-Nachrichten an Signal-User schicken. Außerdem strukturiert Apple die Monetarisierung seines Appstores um. zum Schluss sprechen wir über die Bedeutung des deutschen Kartellrechts und § 19a GWB. In den News geht es um die Auslegung des AI-Act - bevor der überhaupt in Kraft getreten ist - in einem konkreten Fall. Lars erzählt über eine vertragliche Auseinandersetzung, wo der Knackpunkt ist, ob KI überhaupt zum Einsatz kommt. Und wir werfen einen Blick auf das Fernunterrichtsschutzgesetz, einem etwas antiquierten Gesetz, das neuerdings auf Online-Coachings angewendet wird. Wir besprechen ein bisschen die aktuelle Rechtsprechung und die Auswirkungen auf die Praxis. Außerdem berichtet Martin über ein konkretes Data Act Projekt: Welche Gedanken macht sich der Hersteller von Bluetooth- und WiFi-Lautsprecher zum Zugang des Nutzers zu Daten, die in den Geräten anfallen? Wie kann man Zugang zu bei der Nutzung des Produkts anfallenden Daten gewähren, wenn das Endgerät keine eigene Schnittstelle dafür hat? Und wie kann man den Nutzer identifizieren, wenn er seine Daten bei dem Hersteller abfragt? Fragen über Fragen und ein paar konkrete Antworten.

The fellas is all hitched now, sorry GWB groupies. Invite Joe to your wedding to see a silly little chaos gremlin full of cake and free beer. Like, subscribe, follow @gabbingwithbabish on instagram and electronically mail us @ gabbingwithbabish@gmail.com!

Groundhog Day the musical has finally reached the end of its Melbourne season and to celebrate, in this special episode of And I Know Things Now, I speak with the one and only Andy Karl, aka Phil Connors in Groundhog Day the Musical. He opens up about his career and challenges he has faced as a performer. Andy blessed Melbourne audiences with his Tony nominated and Olivier Award winning performance, sharing the stage with 21 Aussies and New Zealanders to make this a very special theatrical experience. It's along episode but a good one so, check your ticket, find your seat and enjoy. Thanks also to our producers as GWB for supporting me in allowing me to record these first episodes backstage at the Princess Theatre.

This week on And I Know Things Now, I speak with Groundhog Day the Musical's one and only Ashleigh Rubenach about how and why she got into musical theatre and we explore issues, good and bad, about 'typecasting'. Ashleigh shares fun and powerful stories and touches on what is like to be 'Playing Nancy' in Groundhog Day and about her upcoming venture playing Betty Schaefer in GWB and Opera Australia's new production of Sunset Boulevard. *Trigger warning - we do discuss an eating disorder in the episode and for those in Australia needing to seek support or reach out contact Butterfly online or 1800 33 4673 or check your local area for support.

"The respect and honor that we give to our predecessors really indicate what kind of character we have." This episode explores the first Geoscientists without Borders project in the United States. Host Andrew Geary speaks with the project lead, Rob Stewart, and SEG Executive Director Jim White about using the power of geophysical techniques to uncover and restore forgotten African American cemeteries. Listeners will be intrigued by the discussion on the various geophysical methods employed to detect these hidden graves, from ground-penetrating radar to metal detectors. The episode also addresses the educational benefits of involving students in such projects, instilling a sense of purpose and demonstrating the diverse applications of geophysics beyond resource extraction. We hear personal reflections on the satisfaction derived from aiding in these culturally significant endeavors and the broader impact of GWB's work. As we navigate the complexities of modern urban development and the preservation of sacred sites, this episode illuminates the critical role of geophysicists in humanitarian efforts, the importance of community engagement, and the profound connections we forge with our history. OVERVIEW > An introduction to Geoscientists without Borders and its mission > The collaborative effort to preserve African American cemeteries in Houston > The geophysical tools and techniques aiding in the detection of unmarked graves > The educational and motivational aspects of student participation in humanitarian geophysics > The intersection of technology, culture, and history in geophysical applications > The significance of GWB projects in the United States and the call for community support and involvement LINKS * Visit https://seg.org/podcasts/episode-220-revealing-lost-legacies-with-geophysics-rob-stewart-jim-white/ for the complete interview transcript, biographies, and all the links referenced in the show. * Donate to Geoscientists without Borders - https://foundation.seg.org/forms/seg-foundation- BIOGRAPHIES Rob Stewart received his B.S. in math and physics from the University of Toronto and his Ph.D. in geophysics from the Massachusetts Institute of Technology. In 2008, he joined the University of Houston (U.H.) as the Cullen Chair in Exploration Geophysics and is director of the Allied Geophysical Laboratories. He served as SEG President in 2018. James C. White is the Executive Director of the Society of Exploration Geophysicists. James's professional career spans the geophysical industry, with experience in executive management, business development, strategic planning, risk analysis, program management, and financial strategies. He has served in several nonprofit organizations, including, most recently, the IAGC Chairman of the Board. White holds a bachelor's degree in geoscience from Penn State University. SHOW CREDITS Seismic Soundoff showcases conversations addressing the challenges of energy, water, and climate. SEG creates these episodes to celebrate and inspire the geophysicists of today and tomorrow. If you have episode ideas or feedback for the show or want to sponsor a future episode, email the show at podcast@seg.org. This episode was hosted, edited, and produced by Andrew Geary at TreasureMint. The SEG podcast team comprises Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

《沉默的蟋蟀》是蓬莱飞鱼工作室于2023年7月20日在PC平台发行的一款以斗蟋蟀为主题的“收集 + 养成”游戏。最初媒体宣发时会用“适合中国宝宝体制的宝可梦游戏”作为卖点，截止到12月中，已经拿到了2023年腾讯GWB独立游戏大奖赛的“金奖”和育碧单项奖的“最具复玩价值奖。游戏的背景在一个叫做大夏国的地方，四季皆可斗蟋蟀，人人酷爱斗蟋蟀，斗蟋蟀是全民娱乐，更是最重要的产业之一。玩家可以去冲击天梯第一，也可以选择组建自己的蟋蟀战队去角逐全国联赛总冠军，更可以追求传说中的无双虫王。本期和琪琪一起详细的给大家讲一下如何选蛐蛐，养蛐蛐，斗蛐蛐，以及传统文化是怎么记录这只小虫子的~时间轴：00:10 独立游戏《沉默的蟋蟀》类比《宝可梦》真的可以吗？04:34 民间斗蛐蛐电子化，从网络直播开始。08:55 小游戏的大模型用法，擦亮眼睛选蛐蛐到底有多难！15:45 野外+市场+随机事件+交友，想得到一只好蛐蛐可太费劲了。25:32 养蛐蛐比养孩子更麻烦，游戏制作组还是手下留情了。30:00 准备完全，胜负只有一瞬间35:13 传统文化加持玩家心理，追溯历史中的斗蛐蛐王者都是谁？47:17 有缺点明显，但是可以常玩常新。内容参考文献（书籍）：《蛐蛐四爷》 林希《天津日报》2003年连载《蛐蛐四爷》的专栏*4《蟋蟀谱集成》 王世襄《蟋蟀的补养斗》 张琪《从斗鸡和斗蟋蟀看唐代娱乐心态》 王占华《斗蟋蟀史话》 张泉鑫《明朝斗蟋蟀活动娱乐研究》 牟骏睿《中国古代蟋蟀文化》 孟昭连

In Folge 80 des beliebten Wettbewerbspodcasts „Bei Anruf Wettbewerb“ geht die Post ab! Denn gleich drei große Themen beschäftigen die beiden HHU-Wettbewerbsexperten Rupprecht Podszun und Justus Haucap. Zunächst erklärt Postmarktexperte Haucap seinem Kollegen von der Juristischen Fakultät, warum er eine Reform des gesamten Postmarkts für notwendig hält und was er als erstes anpacken würde. Muss Podszun demnächst weitere Wege zum Briefkasten in Kauf nehmen und gleichzeitig länger auf seine Harzer-Roller-Bestellung warten? Schnell wie die Post geht es weiter nach Brüssel und zu Fortschritten beim Digital Markets Act (DMA). Die Europäische Kommission hat die Designation vorgenommen und die Gatekeeper bestimmt. Im dritten Themenumschlag geht es um Google und die erste Entscheidung des Bundeskartellamts nach §19a Abs. 2 GWB. Schalten Sie ein, wenn Sie wissen wollen, warum die beiden Professoren darüber ins Schwärmen geraten und warum der Aufreger der Woche den Gefühlsüberschwang schnell wieder runterkocht. #Postregulierung #DMA #Kartellrecht Weitere Informationen WiWo-Interview mit Justus Haucap: "Wir können auf einen Teil der Briefkästen verzichten"

For this milestone episode, this show highlights key statistics, showcases clips from the Top 10 episodes, and offers a behind-the-scenes look at how the show is made. In total, Seismic Soundoff has over 170,300 listens across its 200 episodes. The podcast has featured 72 episodes on the cutting-edge topics presented in The Leading Edge. And one of the things we're most proud of is the quality of the evergreen content in our archive. We encourage you to explore the archive and hear from an expert on a new topic. The lists below act as a great place to get started. And we would love to hear from you. What topics would you like to hear? What past guest would you like to hear again? Who would you like featured on the show? Reach out to us at podcast@seg.org to let us know. For the links to each featured episode, visit https://seg.org/podcasts/episode-200-highlights-from-the-top-10-episodes/. THANK YOU, SPONSORS! * TGS (22 episodes) * CGG (18 episodes) * Geospace (12 episodes) * Katalyst Data Management (6 episodes) * Geophysical Insights (3 episodes) TOP 10 EPISODES 1. Episode 31 - Induced seismicity: investigations into human-induced earthquakes 2. Episode 6 - Lev Vernik – Seismic Petrophysics 3. Episode 12 - Full-waveform inversion 4. Episode 1 - Women in Geophysics 5. Episode 19 - Gerard Schuster – Seismic Inversion 6. Episode 2 - Exploring Interpretation – May 2016 with Kurt Marfurt 7. Episode 14 - Data analytics and machine learning – Baishali Roy 8. Episode 13 - Chris Liner – Elements of 3D Seismology 9. Episode 16 - Sven Treitel – Geophysical Signal Processing 10. Episode 53 - The pros and cons of full-waveform inversion TOP 10 COUNTRIES 1. United States 2. United Kingdom 3. Canada 4. Australia 5. Saudi Arabia 6. Norway 7. Germany 8. Japan 9. United Arab Emirates 10. Mexico TOP 5 U.S. CITIES 1. Houston, Texas 2. Tulsa, Oklahoma 3. Columbus, Ohio 4. Tucson, Arizona 5. Katy, Texas TOP 5 INTERNATIONAL CITIES 1. Calgary, Canada 2. Dammam, Saudi Arabia 3. Abu Dhabi, UAE 4. Perth, UK 5. London, UK GEOSCIENTISTS WITHOUT BORDERS EPISODES * Episode 15: The Story of Geoscientists Without Borders® * Episode 28: Bridge Over Troubled Waters * Episode 37: Searching for water in Kakuma * Episode 40: Celebrating humanitarian geoscience * Episode 57: Building canals – how science and friendship changed a town * Episode 63: Helping those in harm's way – a GWB story * Episode 112: International partnership for volcano early warning – A GWB story * Episode 143: Building a Volcano Early Warning System – A GWB Story * Episode 170: Improving lives with geophysics – A GWB Story * Episode 199: How geophysics keeps people safe FEATURED EPISODES * Episode 136: The hidden stories data tell * Episode 172: Building the next generation of geoscientists * Episode 182: Uncovering the hidden history of Ghana * Episode 156: Staying safe during earthquakes * Episode 167: Exploring other planets with geophysics * Episode 81: Activating the power of dual-career couples * Episode 198: How to chart a successful career in 2023 CREDITS Seismic Soundoff explores the depth and usefulness of geophysics for the scientific community and the public. If you want to be the first to know about the next episode, please follow or subscribe to the podcast wherever you listen to podcasts. Two of our favorites are Apple Podcasts and "Spotify. If you have episode ideas, feedback for the show, or want to sponsor a future episode, find the "Contact Seismic Soundoff" box at https://seg.org/podcast. Zach Bridges created original music for this show. Andrew Geary hosted, edited, and produced this episode at TreasureMint. The SEG podcast team is Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

Steve Roche discusses his current Geoscientists without Borders project addressing volcano preparedness in Guatemala. Steve's GWB project addresses the geohazard resiliency and safety of the communities in Guatemala. His project implements community-based educational workshops about earthquake and volcanic hazards. Steve's project also works to increase Guatemala's seismic and volcanic monitoring capacity while reducing disaster response time. In this inspiring conversation with host Andrew Geary, Steve provides his on-the-ground perspective of the project. He offers what has been accomplished and his vision for the project's future. This podcast takes joy in highlighting the humanitarian work of geophysicists worldwide. And this conversation is no exception in sharing how geophysics can impact communities through using the tools and knowledge that geophysicists have to give. And Steve is the perfect guest to showcase all that can be accomplished. RELATED LINKS * Read more about Steve's project, Increasing Natural Hazard Resiliency in Guatemala - https://seg.org/gwb_projects/guatemala-2/ * Explore the seismic monitors placed in Guatemala (and all around the world) - https://stationview.raspberryshake.org/ * Listen to our previous episode on Silvio De Angelis's project in Guatemala - https://seg.org/podcasts/episode-112-international-partnership-for-volcano-early-warning-a-gwb-story/ CALL FOR SUBMISSIONS The Early Career Subcommittee of the SEG Research Committee is receiving nominations of new members to serve the term 2023-2025. This subcommittee is open to graduate students active in research or early-career professionals up to three years post-graduation. As part of the SEG Research Committee, the Early-Career Subcommittee provides their opinion, advice, and vision to the research direction and goals of SEG from the perspective of career starters. If you are passionate about contributing to shaping the future of applied geophysics, please indicate your interest by sending a resume and cover letter to Xiaolei Tu at tuxl2009@hotmail.com before 30 September. SEISMIC SOUNDOFF WANTS TO HEAR FROM YOU! The podcast will celebrate 200 episodes on 5 October, and we want to hear from our listeners on this special milestone. * What's the most valuable thing you've learned from the show? * What surprised you? * What episode do you most share with others? Record your message today at https://www.speakpipe.com/SeismicSoundoff if you have answers to these questions and want to be showcased. BIOGRAPHY Steven L. Roche received his BSc in Geophysics from the University of California, Riverside, in June 1978. He worked for Geophysical Service, Inc. (GSI and HGS) as an Area Geophysicist for the Permian Basin Region of West Texas / Southeastern New Mexico. In January 1994, Steve returned to school, attending the Colorado School of Mines as a member of the Reservoir Characterization Project (RCP), studying multicomponent seismology and 4D applications. After receiving his Ph.D. in 1997, Steve joined Output Exploration, the oil and gas exploration division of Input/Output, working on exploration projects and multicomponent seismic applications within I/O. In 1999, Output Exploration, LLC (OPEX) became an independent oil and gas exploration company, and Steve participated in OPEX exploration efforts. Steve joined Veritas DGC in 2003, specializing in multicomponent applications in the position of Principal Geophysicist – Multicomponent Applications Group. Steve joined Cimarex Energy in Tulsa, Oklahoma, in 2011 as Manager of Geophysics for Cimarex until August 2017, when he joined the faculty within the Geoscience Department at The University of Tulsa. CREDITS Zach Bridges created original music for this show. Andrew Geary hosted, edited, and produced this episode at TreasureMint. The SEG podcast team is Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

I met with geophysicist Njahi Mwangala while at IMAGE23 in Houston, TX to learn about her work with Geoscientists Without Borders, a non-profit that provides funding for humanitarian projects all around the world. Her project revolves around Lake Tanganyika, a massive body of water that runs along the East African Rift system, and its long standing sediment pollution problem that's drastically impacting the fish population and the fishing industry its surrounding countries rely on. Read about this project: https://seg.org/gwb_projects/zambia/ Learn more about GWB: https://seg.org/programs/geoscientists-without-borders/

Get ready for a journey back in time, as we pull back the curtain on the ninth studio record by The Hip - 'In Between Evolution'. We'll bring you face-to-face with the record's unique evolution, the masterful production by the iconic Adam Kasper, and the first impression this album left on us. We also promise to share our thoughts on what sets this record apart - from Gord's powerful vocals and the band's rhythmic arrangements to the irrefutable political undertones.We'll further dissect the elements of this extraordinary record, including the band's focus on rhythm guitar and the magnetic chorus that simply pulls you in. Our discussion explores the influence of Neil Young on this album, the importance of the first single 'Vaccination Scar', and how it resonates politically, even in today's world. We'll also touch upon the story of Gus, the polar bear from Central Park, and how it adds a unique dimension to the album.Last but not least, we'll delve deep into the legacy of Gordon Downie and his indelible impact on music and society. We'll reflect on the loss of his unique perspective in the current global scenario. So, brace yourself for an enlightening conversation about this remarkable record and the creators who brought it to life. We promise a captivating experience that will leave you with a renewed appreciation for The Hip's musical brilliance. Let's embark on this journey together, shall we?Track ListingSummer's Killing Us - Studio VersionGus: The Polar Bear from Central Park - Live from Chicago 2012Makeshift We Are - Live from Toronto 2004Are We Family - Live Detroit 2009TranscriptTrack 1:[0:00] Well, welcome back guys. How are you doing this week? Track 2:[0:02] Fantastic. Couldn't be better. Yeah. Life couldn't be better. Track 3:[0:09] Pretty good. Pretty good. Excited to be back. And so it's my birthday. Track 1:[0:15] It's July 24th. Track 3:[0:16] Holy shit. Track 2:[0:18] Today's your birthday. Holy shit. Track 3:[0:20] Wow. Track 1:[0:21] July 24th, man. Yeah. Track 2:[0:24] Happy birthday, man. Track 1:[0:26] Thanks. Track 3:[0:27] I'm going to blame the time change on me forgetting. Track 1:[0:30] No, it's July 24th. Get it? Wink wink? Yeah. Track 2:[0:39] It's your birthday, man. Cuantos anos? Oh. Tienes. Track 1:[0:44] Awesome. What's the last part mean? Track 2:[0:48] How old are you? How many years do you have? Yeah. Is the literal translation. Track 3:[0:53] Countless. I mean, change. Track 1:[0:54] 49, baby. 49. Track 2:[0:55] Oh, knock, knock, knockin' on 50 years. Track 3:[1:02] Let's do this. You know, when we entered our 40s, we were like, 40s are gonna be awesome. This is the decade. And we got to our 50s, we're like, maybe 50s will be awesome. Yeah.Yeah. Oh, it's all awesome. It's all awesome. Track 2:[1:16] Did you ever see the movie City Slickers? Track 3:[1:18] Yeah. Track 1:[1:19] Yeah, years ago. Track 2:[1:19] There's a great, the great monologue by Billy Crystal in the beginning of that. He's like, your 20s are a blur. Your 30s, you make a little money, raise a wife, have a couple of kids, buy a house. Your 40s, you wake up one day and you think to yourself, what happened to my 30s? He goes on to every decade and then he's like, your 80s, you end up like, you eat breakfast at, or whatever, you eat dinner at five, lunch at 10, breakfast the night before. Track 3:[1:52] It's just like, dinner's at four. Track 1:[1:55] Yeah, exactly. Track 3:[1:56] Dinner's at four. Track 2:[1:56] Oh, it's so good. Track 1:[1:58] They're taking all Tim's happy hour seats. Yeah. All the octogenarians. Track 3:[2:03] My father's in a retirement home and when I talk to him, he says, they're coming for me for dinner earlier every day. It's three o'clock. It's coming for dinner. Track 1:[2:20] Like, dude, just call a happy hour. Fuck it. Yeah. So in 2004, we got the ninth studio record by The Hip, In Between Evolution. This is a, you know. Like Clockwork, every two years we've got a record from this band, you know, and they were still touring their brains out. I think it's a staggering feat, you know, that a band with their original lineup can put out a record every two years, you know, guided by voices or bands like that, notwithstanding, thosesongwriters are, you know, Bob Puller, it's just so prolific. It's, it's unreal. But in terms of band work, bands that tour extensively, I don't know of many other bands that have had this kind of halcyon run. But here we are, talking about it. And as we always do, I want to find out environmentally what you thought of the record, where you listened to it, where you first heard it and what your overall general thoughts are onthis 9th record produced by Adam Kasper. What do you think? Track 2:[3:45] I think the name is very fitting, In Between Evolution, because I feel like this record is a bit in between. And I say that, you know, when you're in elementary school, you see the monkey going, you know, to like Croag Magnon Man and then like getting up through the ages to get to the likemodern day man, modern day human. I feel like this record is maybe not any of those, but something like in between that we sort of haven't seen before, you know. It's certainly an evolved version of the hip, but I can't really attribute it to anything they've ever done before or anything I think they will do. It's very different in a lot of ways. Track 1:[4:38] Where do you listen to this one? Track 2:[4:41] I listen to it everywhere. I listen to it out and about. I listen to it in my office, working. Probably best place was in the car, you know. The car really, this record was, I feel like, made for driving, you know, like a lot of their records, you know. So I would say if I had to pick any environment, definitely my car, I mean, I don't know if it's everybody's car, I have a bit of a bias, given that, you know, I've got a pretty solid soundsystem in my car, like a premium. But yeah, I enjoyed it in the car. Track 3:[5:23] We need a soundbite that's like, that's like, premium sound system. Track 2:[5:31] We can drop that in post. Track 3:[5:32] Yeah. Well, I, you know, I'll disagree with Pete. I, to me, this felt more hip, right out the gates and you know I think Pete and I differed a little bit on the last album and I'm really liking our, you know, compare and contrast. I'll just quickly add Pete's haircuts throwing me off a little bit today, but I can deal. I can deal. But anyways, that looks good. [6:06] I thought In Violet Light, the last album, what we reviewed was a little bit of a departure and super polished and, you know, made for like, I don't know, an award stage or something.Maybe have the Oscars on the mind. but I thought in Between Evolution, I looked at the title wondering if that meant they were coming back to their own production type, style, soundrecording. You know, I didn't really understand the title for this one because it felt more like a hip album to me. [6:43] The producer, you know, I looked up to see who did this one. Adam Kasper, he did all kinds of bands in Seattle. Mudhoney, Nirvana, you know, the Foo Fighters, he worked with REM. I don't know if it was all in Seattle, but Soundgarden. He even did some work with Cat Power, who Amy and I adore. One of our favorite singer-songwriters. Just, you know, you worked with amazing musicians. And all these musicians I just listed, maybe except for kind of Aerosmith, I'm not exactly a fan of. But, you know, these are bands, maybe Aerosmith, who wear their hearts on their sleeve and really are just going for it. And almost achieving a status where they have a following and they have their shit down and they can kind of do what they want, you know? And I felt like this album went back to the band a little bit more doing what they want. So I was pretty excited, pretty excited by it. Track 1:[7:43] Can you describe that a little bit more? Like, what do you mean by what they want? Track 3:[7:49] Well, the last album I thought was overproduced. I thought it was... Track 1:[7:52] Right, right. Track 3:[7:53] I thought it was too scripted, you know, I thought it was too, like, ha, here we go back to food metaphors. It's like showing up at a restaurant with a preset menu. That's what I felt the last album was, and I felt like this one was a little bit more carefree. It was a little bit more back to experimental. The lyrics, the themes behind all the songs were, in certain ways, like what I've experienced from other albums past themes, with variation and variety. I don't know, this felt more hip to me. This just felt more like the first handful of albums that got me excited about where the band was going. So in that regard, it's like, yeah, fuck. Let's do this every two years. We're going on 10 years. Or this was the ninth album, right? So it's over 10 years. And that, that to me, as Pete knows, as someone who has recorded, that is such a... [8:58] Heroic work with Yeah with touring to as much as these guys toured I mean It's remarkable that they're all still digging each other so much, you know Yeah, but from also from acouple of things that I read during this tour Is when Gord at one point commented about, even if there's differences going on behind the scenes or Or there was some tour manager issues, Iguess, that once they got on stage and started playing, that they just were a band. They were like NSYNC and just super, super in the groove. Track 2:[9:41] Not like NSYNC. Track 3:[9:42] Yeah, they were very much NSYNC. Just super in the groove, which means they're like this fucking locomotive still. So I think it's still super impressive. Even with a band that I'm not as impressed with or fond of, it's still an impressive feat to go this far with recording, producing, touring, everything. Track 1:[10:05] Yeah. Track 2:[10:07] Yes. Track 3:[10:08] Hands down. Absolutely. Track 2:[10:09] Kudos. Track 1:[10:11] And in terms of environments for you? Track 3:[10:14] Yeah, so it was a lot of car. I listened to it pretty quick after our last review. There's a lot of car time and some home time. I don't play their music much at home over my home systems. So it's a lot of car, a lot of headphones. It's a little more intimate for me to do it that way and I also really enjoy when bands geek out on recording, and you can hear things with headphones on that you wouldn't normally reallybe in tune with if you're just walking around the house playing it through your ear. Track 2:[10:56] There's a few of those on this record. Track 3:[10:57] Yeah, there's a few of those on this record, and I love that stuff. I mean, that to me shows that a band is really caring about their listeners and their fans and their art. There's a few of that. Track 1:[11:14] Well let's dig in then. Heaven is a better place today. Track 3:[11:21] So, yeah, this one, you know, there's been a few albums where... My first listen to the first song. I've never done a random listen first try, you know, and that's the way so many people experience music these days. I hear a song from an artist. So I might have to try that as an experiment on some album. But you know, first listen to Heaven is a Better Place Today in the car. It was like, yes, here we go. Like, Pete, you mentioned a great road trip soundtrack or whatever. This is totally it. It felt like a good, fun, solid opener with a drive and the carry of the drums and the bass really throughout this album seemed a little more...I mean they're always solid butthis one just even seemed more gelled, which is kind of hard to even imagine these guys doing. I loved Gord's singing. He's kind of at an elevated pitch with this one and, you know, from what I understand, it's...well. [12:33] My first take was like, this feels like a memorial song, like this is a tribute to somebody and Of course later learned that it's in part about Dan Snyder. I mean, I'm not a hockey guy I mean even I couldn't even tell you who Atlanta's team is or was Atlanta thrashers. That's probably my favorite hockey team name though so, you know read a little bit about Danny Heatley, did I just say his name wrong? No, don't sorry Dan Snyder Snyder Um, he was killed when is with his teammate Danny Healy. Track 1:[13:08] That's right. Track 3:[13:09] They're the ones who were Wrecked some sports car, which is such a tragic story, you know to hear about somebody famous wrecking in a sports car. It's just It's kind of an awesome way to go. But anyways, you know, I thought it was good solid Opener really really easy ending. It was like, okay, let's keep going How about you Pete I dug it. Track 2:[13:32] I mean, I echo a lot of what Tim said. I mean, I feel like a great opening track. I really got some some some cure vibes here. I really felt like this song had, Yeah, just I heard a lot of the cure in here. I think Gord's vocals, clearly this is a record and we'll kind of get into it with more songs and stuff. Not just, I feel like there's so many songs that probably killed it live on this record, but that Gord's vocals really just keep evolving into something new. I mean, I feel like every member of the band grows a lot, but he's just, it's like everybody takes three steps forward and Gord takes like nine. You know, he skips where everybody just takes steps. It's crazy, man. Track 3:[14:36] Completely. Track 2:[14:37] That's not like a diss on anybody in the band. It's just, I think he thinks differently, or he thought differently, either way, I dug this song. I thought it was a great opener. The second track, Summer's Killing Us, yeah, this is another one where the vocals really do it for me. Um, there's a, there's a part, well, during the chorus, when Gord's singing, um, Summer is Killing Us, like his voice is cracking. You can hear it breaking on the recording. And it's just like, it doesn't crack. Like it's, it just fits. It's perfect. And you're like, this guy's, this guy's, he's redlining the engine and the car is still going. you, You know what I mean? Track 3:[15:33] Like, and the car, I think, has like, 300,000 kilometers on it, you know? Yeah, and it's just like, go, go, go, who cares? Track 1:[15:43] Yeah, they could sing, sing, sing all day. Track 2:[15:47] Yeah, it's I mean, it's had its oil changes and services, I'm sure. Track 3:[15:51] Exactly. Track 2:[15:52] The drums, another thing about the drums on this, I watched some, well, you guys know, I'll talk about a little more later songs, but the drums on this song, A song that just seemslike it's probably so much fun to play for Jonny Faye. Just the stops, the fills, just, it just seemed like if anybody's having a blast, it's him and Gord Downie are just fucking having a ball to this song. Track 3:[16:20] I think you've commented on that before, too. And this one, this one I noticed, you know, first listen was like, oh, he's having fun. There's some fills in there, and that made me think this one live, you know, probably varied a little bit, but probably just kicked ass, too. Yeah, I think. Track 2:[16:39] Yeah, and I gotta say, this is gonna sound really bad, so I want to frame it right. I just want to throw this in because I feel like if I didn't throw it in, I'd be... My initial thought... So this is 2004, right? Yeah. 2003, 2004. 2004 you think when they're recording writing this song I got just Gord's vocals and his phrasing very much got some like early 2000s emo vibes to it. I actually heard and I don't mean this in a disrespectful way So no, no do not give away my address JD. I don't I mean Canada's a far away from Spain, but I got getting hip to the hip calm. Yeah for for comments Emo my ass No, but I really heard I heard a dashboard confessional song Yes pretty mind-blowing, you know Yeah, okay. You hear me? Track 3:[17:41] Okay, I do. I do. I would a million times rather listen to this band. No, 100%. Track 2:[17:48] But I hear you. Track 3:[17:50] But I hear you. Track 2:[17:51] And no, no offense, because I think that I think the guy I can't remember his, his name, the guy. Track 3:[17:56] That's okay. Track 2:[17:57] No, I know. No, just respect him as a musician. I think he's a good musician. I just don't fancy his music much. Anyway. Track 3:[18:08] You know, I was shouting this chorus in the car. Like, first listen, you could sing along to this one. If you know the band, you're like, fucking hyped. Hell yeah, it's a song about summer. Who doesn't like a song about summer? Track 1:[18:19] That's right. Track 3:[18:20] That band always sings about summer, said no one ever. So this one, you could just go. There's awesome stops, there's a good bridge, there's... A few times on this album I think there's more of a focus on just I don't know how to say it Pete but just a better rhythm guitar less riffy like the feel like this album has riff sections thatare a little bit more defined or declared maybe yeah yeah yeah this one gourds at like the three-minute He's like, whoo, you know when he left that it is so good I love that. I love that. Track 1:[19:05] I mean I like exhausted slash. Track 3:[19:06] I'm awesome slash I don't even know what the other slash would be but it's like it's great Yeah, if you're having a moment and you stop and you can actually breathe and do thatwhoo I mean you're having a good day like something's going on something's going on that you're enjoying or you're relieved But I also thought this song was like a song about being tiredand touring and working. Also, you know, maybe some of the research I did, that maybe there were some references again to the South, or slavery, or prison life, you know, that's just like, summer's killing us, youknow? It's amazing and beautiful and tough at the same time. That's kind of what I thought about this song. It's, it felt, this is a few times I have had this happen where the song feels long, but it's like measured in a good way. It's like, it's just, there's enough verses, enough choruses. Track 1:[20:12] I think this is one of the longer songs on the record. Track 3:[20:15] Yeah, yeah. This was, this was fun. Track 2:[20:19] This song, this song also, I just wanted to throw this in too, because I kind of forgot to mention it, one of the cool things about it is that it just goes from this, the chorus is sofucking, but then when it goes back into like the verse, it just, it brings it down again. It just, it just, it flattens it like a, like a compressor. It just flattens it really quick and just makes it even again. You're like, whoo, like the dynamic of the band recordings. It's really cool. That's a hard thing to pull off, man. Track 1:[20:53] I really regret not seeing this tour. Like, really. I have so much regret not seeing this tour. Because this is the first tour that I missed since the beginning. This is the first one that I didn't go see a show. And listening to the record now, it's like, oh man, it's again, so much of it seems to be written to be live, you know? Track 3:[21:18] She must have been really cute, JD. Pardon me? Your girlfriend at the time, I guess. You were busy. Track 1:[21:29] Oh, yeah. Track 2:[21:30] Yeah. Track 3:[21:31] Dude, the next song, you know, Gus, I faintly remember hearing about this. Track 1:[21:35] Yes. Track 3:[21:37] Back then. I mean, if we go back to 2004, you know, this is like the era, politics aside, because we'll probably get into that, but this is like the era when shit online started to take off,you know? Everybody's looked at YouTube. Some of your friends might be listening to Pandora, which at that time had the best radio feature. You could like mix stations and you know There's a lot there's a lot going on electronically The zeros are ones then i'm pretty sure i heard about this song and um, I was telling amy wifeamy yesterday this story about gus This polar bear from central park and uh how they they just deduced that, He was depressed And amy's like no shit polar bear and Activity it was likeyeah, I mean a polar bear's life is what? [22:39] Sleeping, drinking, killing, eating, fucking. I mean, let's put a polar bear in captivity and see how hyped he is. I mean, that's just terrible. So this is amazing that they, I guess, Gord, I don't know who exactly picked up on the story and wrote this one. And, you know, this is also where there was some, maybe the beginning of this album with some political under things here as well but there's this first guitar riff at the beginning of thissong Pete I'm sure you heard it but there's like this there's this weird guitar kind of distortion distortion yeah like that that attack at the beginning is like I wish also I mean live it wouldprobably been so fun to hear that I'm sure it varied a little bit but that's like that outro that outro live must have been so yeah banging yeah drums are huge in this one you know and i'vejust i dug this song it was it was fun there's i could go on and on about it but you know just this poor guy gus he's staring at food all day at the zoo i mean he would eat all these people yesgawking at him so of course he's suffering from depression this is like during this era, scientists were like, he might be depressed. [24:06] Bears, animals can have sentiments of depression. [24:11] It's fucking hilarious. Terrible. Track 2:[24:16] I mean, where do I put down my fucking flag here with this one, dude? First of all, if I was going to start a bar fight, this would be the fucking song I'd put on the J-box right before I picked up the neck of a Labatt Blue, fucking break it over somebody's headand just start a melee. Track 3:[24:41] Shit. Track 2:[24:42] Okay. Track 3:[24:43] Watch out, Hamilton. Yeah. Track 2:[24:49] So, Tim, you're telling the story of the polar bear from Central Park, right? And now that you're telling the story, I remember it. Yeah. Track 3:[24:57] Yeah, me too. Track 2:[24:58] But during listening to this, I didn't remember it because that was a long time ago. And I drank a lot of beer and done a lot of shit since then. And so it didn't register. And so I pictured like a bearded homeless man, a giant bear of a man who was depressed and an alcoholic sitting and fucking with people in Central Park. That's who I heard when I heard this song. I didn't, I didn't at all have any correlation with the actual story of Costa Polar Bear. But this is the now this this album, and then some subsequent YouTube videos that I explored this week, really got me digging into the vibe that is Paul Langlois, because you could Youcan just hear this thumping, it's a thumping vibe that he has with this Les Paul that he's playing and it just fucking rips. This song is the tiger, the lion of this record. Track 3:[26:13] I had the same sentiment for sure. Track 2:[26:17] It's the fucking tiger, the lion of this record. What else? I would say I literally, I literally wrote, I literally wrote that, that, that, that I would be cracking balls a little bit blue, a little bit blue over people's heads. But no, it's the tiger, the lion of this record. And I feel like Neil Young is a lot of guitar on this this record is very Neil Young focused. Track 1:[26:50] I can hear Crazy Horse in this. Track 2:[26:53] Yeah, there's another song that's undoubtedly Crazy Horse. But the end, the solo, Rob Baker proceeds, and I'm going to read this verbatim. The solo, Rob Baker proceeds to melt your fucking face off with a complete and utter disregard for human life. Track 3:[27:10] And that he does. Track 2:[27:13] He starts off that way. He just, well, it just, the solo towards the end is just, it's just fucking, fuck me, man. Track 1:[27:25] Yeah, very good. Track 2:[27:26] Great fucking tune. Probably, yeah, this is, this may end up on the, for my pick, who knows. Track 1:[27:33] All right, we roll into the first single from the record. So this would be the song that introduced most people to this record and it's it's a song called vaccination scar First of all before we get into vaccination scar to either you guys have avaccination scar Nope. No, my cousin has one and she's a year younger than me And I don't understand how she has one and I don't like expired shit. Track 3:[27:59] They put in her arm, I guess maybe it's all my ears on your arm no it's on my calf oh wow okay it's on my calf well it's almost gone now but it was pretty prominent um almost untili turned 20 or something around there i mean my my brain with this one went just went to you know Pfizer and all the all the crazy bullshit oh no oh no i mean that's where i went i readthe song Title and I know okay. This is probably about the booster the the cigar look bird Vaccination scar on my sister's left arm. She's got right here. She's like three years older than me So she's got it. But you know and that's like why the fuck did that thing scar like that? I don't know. Could you imagine I mean, why didn't they build that into the the Johnson Johnson? Johnson and Johnson could have had like, they have that trippy logo. Have you ever seen their actual brand logo? Track 1:[28:59] No. Track 3:[28:59] Oh, people say it has like Satan in it, basically. Oh, of course. It's hilarious. Pete, you would like that research. It's too bad. Track 1:[29:08] But I'll tell you, this song would be a completely different song if the band still existed and they released a song called Vaccination Scar now. Oh, big time. Wonder what the fuck it would be about. Track 3:[29:21] Yeah They might lose listeners and gain listeners at the same. Track 1:[29:25] Yeah, it's true Well, this one a throwback to a throwback, you know We've got the slide guitar again that we haven't really rolled out for a couple records. I don't think What you guys think? Track 3:[29:37] I You know the whole when they get into the slide guitar and kind of go back to So, you know the southern belt of the US kind of sound of rock and that's it's not my favorite thatthey do but right yeah I was a little surprised to hear this is the most listened song song on Spotify I look at that at those that I know I look at that data at the end of kind of my listening Idon't look at that at the beginning. Track 1:[30:09] It does blow my mind because I get it that it's a single. Track 3:[30:11] Yeah why? Is it because it has vaccination in the name? Track 1:[30:15] It might be, because the fact that it's a single shouldn't factor into Spotify at this point. Yeah, yeah. Unless they do, unless they sort of do. Track 2:[30:27] No, they don't retroactive, they don't retroactive shit like that. No. Track 3:[30:32] Yeah, I wouldn't think so either. Yeah, but I thought, you know, this is really, It's the second song. With political references to George Bush, the Iraq invasion, the WMDs that didn't exist, like this, there's references in the song about all of that. And that in and of itself is like a time capsule of sorts. Track 1:[30:57] Yeah, and we were thinking the world was a pretty bad place then. Track 3:[31:00] Yeah, it's basically an anti-war song, even though like during that era, I don't know, there were like six or eight other countries that were on board with this whole attack, you know,I believe Spain was one of them. Track 2:[31:13] So it's for everyone. Yeah. Right. States. Track 3:[31:19] So, you know, I, I hate to say it, but I enjoy like hearing something political referencing the times and, you know, it becomes a time capsule type of song with, with those themesduring, let's see, I guess late 80s, in which these guys would have been totally in tune with. You know, that's when the Bushes were really rising to power and going after mega weapons developments. And a buddy of mine grew up in the Carolinas during those George Bush senior years and knew the family, and they have crazy stories about shit they were doing. I don't need the FBI chasing me, but like, a lot of bullshit activity that involves war and weapons in the corporate aspect of America's machine and economy running on just. The war machine. So that's where I feel like Gord's really tapping into in this album. And it keeps going. He's kind of in it in this album. Track 1:[32:27] It was a tough environment to not be in it. And it rips my heart right out of my ribcage and throws it on the ground to think that this band isn't around anymore. Because I would love to know what Gord's thinking about... Track 2:[32:41] You're burying my fucking lead, JD. Track 1:[32:43] Sorry, buddy. Go ahead. Track 2:[32:44] No, no, dude, no, run with it, run with it. Track 3:[32:47] They'd be the Pussy Riot of Canada, I'll tell you that. Track 2:[32:49] JD, please, please continue, I'm sorry. Track 1:[32:51] I just, I just, you know, I just, I would just love to hear his take on what's been going on the last five or six years, you know? And we really missed out on that. And that's like, fuck cancer, you know? Fuck cancer. Yeah, yeah. Some of the lyrics in this, I think they just roll. I think the way he sings in this song He's he's into that lower register, you know Like you said the with the side guitar like it's it's almost anolder version of the band and he's singing again in that older Version voice but man some of the lyrics that he strings together like even the chorus. There's one thing I remember is the tear and the there's one thing I remember is this tear on your bare shoulder this little silver boulder the slowly falling star we're rolling so what nevergetting older where the moon shock curtains part to the start of enough a teardrop then a vaccination scar like holy shit I don't know how I get all that out imagine that writing moment inpen in hand and, you're just like it's just yeah it's incredible yeah well yeah I mean, I echo everything that you guys have said. Track 2:[34:09] Funny point. Just I don't want to leave it out because you made me think of it, Tim, when you were talking about George Bush. This is not unknown, but a great George H.W. Bush fact, Bush number one, our first Bush president, doesn't remember where he was the day Kennedy was shot. What? Track 1:[34:34] Yeah, yeah. Track 2:[34:35] Look that up. That's a total fact. And he was actually in Dallas because there's There's like evidence of it, but you know, everybody's like, I mean, I remember where I was in thechallenge of blew up I remember where I was when Kobe Bryant died when I remember when yeah 9-11 out. Sorry Yeah, Kobe Bryant was you know, now that was a big bit bigger. No offense to Kobe fans But yeah, and he was asked where were you when Kennedy was shot? He's like, I don't remember like what? Track 1:[35:05] Yeah Everybody of that generation, my mom knew where she was and she was a Canadian in Waterford. Track 3:[35:10] You know, they're so detached. The, the, the, the, that whole section of political history just lived on. Track 2:[35:17] If by detached, you mean culpable, Tim, then yes. Track 3:[35:21] Yeah, yeah, completely. I mean, like just not relatable. They just, honestly, like my, my buddy and his family in the late eighties, early 90s, used to meet up at one of their homes. This is the story. Used to meet up at one of their homes on the coast, Bush's homes. And like, oh, our new whatever jet boat is going to come by. Can't wait to show you guys. We'll go for a ride. Like just completely alternative, horrible reality of life and what's appropriate. Track 2:[35:59] Yeah, I mean, that family's, I mean, what more could you say without getting too political? Track 3:[36:04] There was a moment when, we'll get off of politics here, there was a moment during the Trump administration where I was like, damn, I would take Mr. Bush Jr. any moment, bring him back right now, let's swap him out. And I never would have thought that when he was in office. You know? Track 2:[36:22] Well, yeah, it's pretty sad. Track 1:[36:24] For sure, I feel the same way. Track 2:[36:26] It's pretty sad, though, that we're at, that stage, I mean, to bring it back to the record and sort of to not bring it back to the record, because musically, I feel like this song, you guyssummed it up. But in terms of what JD said about the one thing I thought about this song, I kept thinking about was Gord and if he was alive today and this band was alive today. And I say that because he was such a unifying icon for Canada and the band was, I mean, the guy could bring people together completely. And I think America's been divided for a long time. Tim and I both know that pretty well and anybody from the outside who's windowed… That's like his West Coasters, right? You guys really have felt it. Track 3:[37:26] Yeah, yeah, yeah. Track 2:[37:29] But I think that in terms of Canada and everything that went on during the whole COVID lockdown and stuff, I feel like Gord would have had a really interesting take on it. Because I feel like there was the... You know, it's, there's always three sides of every story. And the way we kind of, most people experience COVID, most people, you either were fucking hardcore on the left, or you'rehardcore on the right. But there's one thing I've learned in life. There's the way you think it happened. It's the way the other person thought it was happened. And then there's the way it really happened. Track 1:[38:06] Look at you dropping extreme references, three sides to every story. Track 2:[38:10] I'm just saying, I feel like Gordon would bring a fucking take, and the band would bring a take to, you know, what's going on in life at this time. That just would open people's eyes. And a lot of people on both the right and the left would shut the fuck up and listen to A Voice of Reason, which- I think you're right. Would have been Gord Downie, had it not been for his untimely death. Track 3:[38:35] But I mean, we have that in this day and age, but it's just spread out. And I don't know, less, it's smaller, smaller doses more widely spread out through music today. Well, there's plenty of bands doing it, but like, I don't know. Track 2:[38:53] I agree sort of, Tim, but I think musically, it's one thing to do it musically, but Gord was more than a musician. Track 3:[39:00] Yeah, yeah. Track 2:[39:01] From what I've seen, he's a guy that would get up and make a fucking statement, like outside of music and nowadays I feel like when people make a statement that it's against, thecommon narrative of whatever, They're tarred and feathered as either. You're a racist fuck or you're a liberal Nancy or whatever it is. And the funny thing about Gord is you couldn't do that to him because he was Canada's fucking golden boy. So I would have loved to have seen anybody in Canada try to throw shade onthat motherfucker when he was... Had he been here to dispel the truth like he always liked to do. Anyway, I digress. How about... Track 3:[39:43] I have a feeling like only rednecks in the South were throwing shade at him, you know. Track 1:[39:49] There's a reference in this song about singing Life is Forgetting, and Life is Forgetting is in quotes. I looked it up, I can't find a song called Life is Forgetting. Is that something that rings the bell for you guys? Or is that just, you know, the narrator basically saying that that's a song that somebody's singing that's made up? Track 3:[40:12] Not sure. Track 2:[40:15] No. I'm not sure either. But if I take it into context of what we're talking about, I think people forget, life is forgetting. Tim made the reference earlier about wanting George Bush over Donald Trump at the height of whatever. And I think people forget, you know, I am not Not a Donald Trump fan, didn't vote for the guy, but you can take all the shit that's said and everything, and I'm not carrying water foranybody, let me make this fucking clear, but it's mind boggling to me how we can think that, and I thought it at times too Tim, you're not alone in that, I think a lot of people thought it, buthow we could, be like, I'd rather have a guy who started a war, an illegal war on lies that killed upwards of a million people. In the White House right now, rather than a guy who's just a total piece of shit scumbag who shouldn't be there in the first place. Like we forget that there's a guy who is literally responsible for killing a million people and starting multiple illegal wars. And we'd rather have that person. So life is forgetting, JD. I think that line belongs in that song. If we're talking about politics. Track 1:[41:41] Well, he said fuck this and fuck that and this guy's the diplomat. It can't be Nashville every night. Track 3:[41:52] I love the simplicity of this one. It's quick. You know, what we are is what we lack. That song was just like, if anything's going to make you think about oneself and what you're portraying and working on, or I don't know, that statement just slapped me. There's Gord, I think, is faintly doing his own backup singing in this one, if you really crank it in your headphones, and it's fucking awesome, and it was even kind of cute. I just dug it. The chorus, or maybe it's a verse, I don't know, the la-la-oh-oh-yas, you know, just simple, good rock and roll. Apparently, he's poking fun at Toby Keith with this song. Track 1:[42:41] Oh, did not know that. Track 3:[42:42] He was a country music singer who was pro-America, pro-military, pro-goat. Track 2:[42:51] He was Tarn and Feather the Dixie Chicks, man. He was one of the guys that went against the grain on that and threw them out to try. Track 3:[42:59] Yeah, I also think this is like a song that's, Trying to let artists know that there's more to life than producing a single, you know? This is a time of this era, fucking Maroon 5, Nickelback, you know? This is a little bit later Lenny Kravitz, but when Lenny Kravitz is just like glossed up and just everyone knows the chorus, you know? But nobody has bought the album, maybe. I don't know. I'm not dissing Lenny Kravitz too much. You can diss Lenny Kravitz. He's his own... Well, he's the institution. I mean, I saw him play live and he was incredible. Track 1:[43:37] I did too. That first record was really good with the cab driver on it. Track 3:[43:42] Yep. I saw Blind Melon open for them. Me too! Track 1:[43:46] Oh, shit. Track 3:[43:47] Dude, okay, just to digress. Blind Melon kicked Lenny and his band's ass. Like, Blind Melon, they were so good then. You know, they... Track 2:[43:59] Yeah, we've had this conversation, Jake. Track 3:[44:00] Yeah, so good. So good. So anyways, you know, the song I thought was short and great. And it's just, it's got some good quick statements. It was, I don't know, it just fit for where it was at and everything. That's about it. Track 2:[44:17] Cool. I dug this tune. Real quick, just to my Lenny Kravitz comment, not dissing the guy, I like the music. I think his daughter is a great actress. Track 3:[44:30] Gorgeous. Track 2:[44:31] Just never trust a guy who only plays a flying V. Track 3:[44:33] Never. Track 2:[44:38] It's a fucking red flag, ladies. Track 3:[44:40] At the beginning of COVID, he was apparently stuck on his island in the Caribbean, or like a island with just a handful of other people living there. And he's just like, just living off coconuts and pineapples and avocados, bro. I was like, fuck you. That sounds perfect. Yeah, I would have killed for that. Track 2:[45:03] Yeah, I dug the song. I thought, I thought this is another one that would have been awesome live. The groove was just fantastic. There's a line that he delivers that I'm sure you guys all noticed, but I love the the way it's, one is stares into the blur, stares into the glare, stares into the queer. And it's just fucking, like the way he delivers it, I was like, what is he saying there? And I had to look up the lyrics, cause it was so cool. Cool. Johnny Faye, literally, I don't know what it is, man. But like, this is when he's around early 2000. He started like getting like destroying crash cymbals. And I know I pointed out to you guys this week as I was watching the video, like there's a, there's a concert they were playing, maybe it was at the Fillmore where he just broke a fuckingcymbal, because the motherfucker hit it so hard. And you can see a guy replacing the cymbal like just coming in. Track 3:[46:04] He has a drum tech, you know? Track 2:[46:06] Oh, yeah, I know. Well, I mean, he's got something to come in and do it. But like, middle of the song, guy's got to come in and replace the cymbal. I love it. Track 3:[46:14] So cool. Track 2:[46:14] So cool. This is this song and a number of others to point out at the end of the song, if you're wearing headphones, you can hear a couple drumsticks click. Mm hmm. Oh, so this is this is one of the many Easter eggs on this record. Track 3:[46:31] Yeah, I heard that too at first. I was like, is he hitting the rim? But it really sounded like sticks. Track 2:[46:36] There is one that he does. Track 3:[46:37] He does. Track 1:[46:38] He's just putting them down, though, right? He's just putting the sticks down kind of thing? Track 3:[46:41] I mean, in general, yeah. You hear a little more drum nuggets on this album. Track 2:[46:47] But I feel like these songs are like, it's just a signal to like, that was Johnny's song. Like, all the ones that have those, this is Johnny's song. Because he just fucking ripped on these ones. Track 3:[46:59] Yeah, I feel like when a drummer does that, when a drummer just slaps down the sticks, It's like at the end of a good meal, and you just set your knife and fork down, and you'relike, fuck. Just nailed it. And drummers do that with drummers that care. When bands nail it, you can't. I wish I could produce, because I would love to just yell at musicians, and tell them they're awesome, and tell them they're terrible. Track 2:[47:26] Just kidding. Track 3:[47:28] Just kidding. But that's that sound. That's like that triumphant sound of just killing it. Track 1:[47:34] I win. Yeah, touchdown. We move next to Back, in fact. Back to New Orleans. This is the second geographical song on the record of three, which is interesting. But it's also a trip back to New Orleans. And I can't think of many other bands that would have a song as iconic as New Orleans is sinking, which would still be so heavy in the tourrotation and then they release another song with the same name in it. I know that sounds like really trivial but it's interesting to me. It's really interesting. And this is a very different look at New Orleans and a very different sound but I dig this song. Track 3:[48:23] Did they play there? Chady? They played like a small clubs there, right? Track 1:[48:29] Yeah, likely. Yeah down in the down in the south. They weren't you know quite as As big as they were on the west coast and across the border for sure there was yeah They always but they always played like I mean they would do like au.s. Track 3:[48:45] Tour that would be like 40 dates probably, you know, like they they were fairly thorough There was some reference it with this one about him him going back to New Orleans withfriends or something, just for vacation. And I guess maybe in part this is about that visit, because he found places he wanted to go to that were closed, or... Track 1:[49:08] Oh, okay. It's post-Katrina? Track 3:[49:11] I mean, it's 2004. Track 2:[49:11] No, it's pre-Katrina. Track 1:[49:13] Yeah. Track 3:[49:13] Pre-Katrina. Track 1:[49:14] Okay. Track 3:[49:16] I thought this, you know, it's probably the most beautiful song on the album. It's just serene. I don't know, it's love, it's death, it's fading, you know, rashing away the smiles. It's like, fuck, that's just like storing up in your heart for the future, you know, it's just gorgeous guitar during the chorus. It's just, this is a great one. Track 2:[49:39] Yeah, I thought that, I think this probably might be one of the better, if not one of the best hip songs. And I say that, I don't say that lightly. I think it's a really good song and yeah, JD, I mean, I wrote the notes like, what's the deal with New Orleans? You know, why? Just the song was beautiful. There's the lead in to it and then throughout the song, Rob Baker's using what I think by that time was probably pretty dialed in. He was using an Ebo on his guitar, which is like one of those. You ever seen one of those before? No. I've never been able to use it. I'm not a good enough guitar player to be able to use it. Track 1:[50:27] You stop. Track 2:[50:27] No, dude, they're fucking hard to use. Track 1:[50:29] Everybody go out and buy the record, Marchika, and the first one is out. The second one is in production? Track 2:[50:39] So the the the ebow is like a light it's like a ultraviolet light on this thing and you hold it over the guitar string and it it vibrates the string so it makes it sound like a violin bow henceebow electric bow. Oh okay I had no idea. Track 3:[50:57] Me neither. Track 2:[50:58] It's an amazing effect and it's really cool um some guys can pull it off with like volume and sustain but like he's not He's using an EBO on this shit. And it's fucking, it's just a testament to the, like how talented these guys are. how you can. Take what we've heard for the first five songs of this record and then bring it to this and just you're like transported to New Orleans and just you just I thought I kept thinking I saw NewOrleans in this and then hearing this song I felt like God I wish I could have heard this live at like Red Rocks. Track 3:[51:35] Hell yeah yeah oh man. Track 2:[51:39] Clear sky completely pitch black No lights, just drop the lights. Give me a spotlight on Gordon, nothing else. And Rob Baker during the EBO, but other than that. Track 1:[51:49] **Matt Stauffer** Of course. Track 3:[51:51] You have to be on psychedelics to use that thing or what? That sounds difficult. Track 2:[51:54] **Robert Walsh** Dude, it's hard. Track 3:[51:54] **Matt Stauffer** That sounds, yeah. Track 2:[51:56] **Robert Walsh** It looks easy and everybody's like, yeah, it's not easy. It's not easy. Track 1:[52:04] **Matt Stauffer** All right, let's go to to You're Everywhere and Reel Our Irish In. Track 2:[52:12] The, I dug this song. The fucking melody in this song is just, it's wild. I dug it. I dug it. It has a cool, it straps you in a little bit, like kind of soft and easy, but it just builds. I feel like the lyrics to this song are scathing. I didn't dig much into the meaning. But like reading them, just reading them once, I think when I had listened to it a number of times, I was like, Whoa, whoever or whatever this ismaking reference to is a tense subject. Track 3:[53:00] Yeah, so to speak. Gord's angry. Track 1:[53:03] Can you guys be more specific? Track 2:[53:08] If I'd brought up lyrics, I could've. Track 3:[53:10] I mean, on that note, I heard this song and I knew these guys were recording in Seattle and I figure that probably at this point in their career, probably not everything is writtenbefore recording, you know, like ahead of time, weeks or anything. And I imagine these guys, you know, what are they doing, staying in some hotel in Seattle near this recording studio? And the fucking news during this era is nonstop all the time. You know, it's just like, bad news all the time about the war and GWB. And I mean, I wrote, you know, the heaviness of this song, I wrote, we're bombarded by by fear, we were then and now, fear and despair, and then driven out to be sold by hope, tarnishedby soldiers dying, or not having proper access to healthcare, or being addicts, or suicide rates, you know, when vets return from all of our glorious wars, and it's just kind of like the bandfeeling. That the only way that anyone can attack this kind of corporate war machine that's happening is Is to sing about it, you know produce art about it there's a line in there that it keeps theeconomy alive it's like This song is the fuck that bullshit song, you know, you're everywhere point of the war man smedley butler's War is a racket. Track 2:[54:38] Yeah, you haven't read it. It's pretty it's pretty quick read Yeah. Fuck, yeah, I got a lot of what was going on during this time in this record. It felt very like, if I closed my eyes and listened to this record and I had no idea when it was made, I would have been like, 2003, 2005, somewhere in there. And not just because of the music itself, but yeah, because the content of it was just But this is another one that has drumsticks sound, putting down the drumsticks at the end. So this is another one. Yeah. This is the second song that uses a slide too, so I'm not a big fan of the slide, but It's hard to not enjoy it when it's placed properly. And a song, if it's done well. So I think this song does a good job. Track 3:[55:43] I mean, sometimes there's a time and a place. I don't know. It's more of a historical feature to guitar playing for me. I can't imagine some new song that would really enjoy that's featuring a slide. Track 1:[55:58] Well, that's why I was so strange that Vaccination Scar was the first single. Especially when Heaven is a Better Place Today is such a banger to open the record. Yeah, why yeah Don't know. Don't know. I mean it wasn't it wasn't having this place better place today Wasn't a single at all. The singles were vaccination scar. It can't be Nashville every night and then Gus Was the third single which is like pretty ambitious for a band to release that as a, single Yeah are gonna get that. That's right, that's right. Sothey're well past giving a fuck about trying to use singles to bring people in. Yeah, yeah. Track 3:[56:46] Which, how wonderful. Track 1:[56:48] How wonderful, right? Track 3:[56:49] How wonderful. Track 1:[56:50] They're just doing it for art's sake. Track 2:[56:51] Freeing. Track 1:[56:53] Yeah. Track 3:[56:54] I mean, I have a close cousin of mine who plays in a band here in Portland, I'll give him a quick plug, 40 feet tall. And they're super fun. And they just hit it so hard and they have a few total fuck it songs and they do covers every once in a while. They're courageous in their art, which I love, but it's one of those things also that not everybody gets. Sometimes I think maybe the hip missed some listeners in the USA because fucking half Half the countries are dipshits. Track 2:[57:35] You know what, and Tim, I don't disagree with you on there too, but I will say one thing too, just being from America and now not living there, and I know you've lived in Russiafor for some time too, Tim, but. I think the difference with Russia and the United States, and this is somebody who hasn't lived in Russia, but there's somebody who's also lived outside the United States. I think America is the most, probably the most propagandized country in the world that doesn't know it's being propagandized. Like at least in Russia, you're like, yeah, this is all bullshit, but we just kind of go along with it anyway. The United States, like people actually believe like when they watch like FoxNews or MSNBC, They actually believe the shit they're seeing on TV. And so when I think about, like both the left and the right, when I think about a band like this, I think like Americans attention span is like that of a fucking housefly. They couldn't appreciate this fucking band if they had a gun to their head. Could be. Most couldn't, dude. They just couldn't. Track 3:[58:42] Could be. Track 2:[58:42] It's just like, and so I think the hip probably just got like, fucking, why are we going to waste our time on these fucking dickheads this was like i said this was a fucking era ofmaroon five and britney spears you know yeah i mean jenny do you have to put explicit lyrics or explicit content on all of these because i just realize i'm dropping a few f-bombs oh yeahyeah okay okay yeah it's and on the old podcast on fully and completely we got a few comments that we swore too much oh really yeah yeah Yeah, Greg and I were like, oh, what thefuck. It was Sam Elliott, and he was drinking a beer, and he was like, do you have to swear so much, dude? Track 3:[59:23] It was all the Toby Keith fans who were like, yeah, I still don't like the hip. Track 1:[59:29] Well, we move next into a real banger, coming out of that moody section with New Orleans is beat and you're everywhere. And we go into as makeshift as you are, or as makeshift as we are. What did you vibe on that one, Pete? Track 2:[59:49] So this song comes on right when I put the quarters into the pool table and I push the slide in and those balls drop and I'm just racking it up. Racking up a game of pool. That's what this song is for me. Track 3:[1:00:06] That's fucking beautiful. Track 2:[1:00:08] Popping a cold Coors Light. There's some really low tone. This is another song and this record really opened up my eyes because I feel like I've been a bit of a fucking Rob Baker fanboy. I'll cop to that. Track 1:[1:00:26] No. Track 2:[1:00:27] Last couple of pods, but Paul Langlois is a fucking solid guitar player, dude. You don't notice it unless you look to it. As a matter of fact, one of the things I was thinking of on this song... And also this week and I was watching some live hit videos and I challenge anybody in the community to do this. Listen to a song or and or watch a live recording a live, you know, performance. Watch it five times and each time focus on the instrument of the person you're focusing on and listen to them play their instrument. It is fucking cool. And I did that a number of times with Paul Aigloire. I've done it many times with Rob Baker more than I care to admit. Track 3:[1:01:25] But no, Paul- Are you having dreams about him? Track 2:[1:01:29] No, no, no, I'm making wisecracks. But it's easy to, it's easy to, the focus to just go right to gourd when the chorus hits or he does some fucking amazing shit. But if you really focus on the individual instruments, you will see how fucking polished these musicians are. Track 3:[1:01:48] Yeah, super pro. Track 2:[1:01:49] And then one line that stuck out to me, I love the bridge in the song. I love the harmonies when they all come in together because it 

Recently, scientists announced detection of a persistent gravitational wave background (GWB), continually rippling the cosmos like a calm ocean breeze.

Get our newsletter free here or text “GRE” to 66866. In this podcast episode, host Keith Weinhold introduces Scott Saunders, a successful real estate investor who shares his insights and experiences in building a portfolio of 64 single-family rental properties.  They discuss the advantages of investing in cash-flowing rental properties, the importance of focusing on cash flow in the early stages, and the benefits of single-family rentals compared to multifamily properties.  Scott also discusses his analysis of different markets for real estate investment and his approach to financing and leveraging his investments.  They emphasize the importance of seeking professional advice and using resources like GREmarketplace.com for wealth building. Timestamps: The advantages of single family rentals [00:06:22] Scott discusses the advantages of investing in single family rentals, including better cap rates, long-term fixed-rate financing, and the inherent demand for single family homes. Greater liquidity with single family rentals [00:08:31] Scott and Keith talk about the liquidity component of single family rentals, highlighting that even in a recession, people will still need a place to live and therefore be buyers of single family homes. Longer tenancy duration in single family rentals [00:09:34] The discussion focuses on how tenants tend to stay longer in single family homes and duplexes compared to larger apartment buildings, often due to factors such as larger square footage and the desire to be in a specific school district. The importance of cash flow at the beginning [00:11:34] Starting with cash flow-centric properties and gradually moving towards appreciation as the portfolio grows. Scaling up the portfolio with short-term targets [00:14:55] Setting 90-day targets to buy a specific number of properties, leading to significant progress in a year. Factors in selecting the next market to buy in [00:18:24] Considerations include having a communicative property manager and existing opportunities in a market rather than solely focusing on a good deal. The importance of relationships in real estate investing [00:19:18] Scott discusses the significance of having a good relationship with property managers and asset providers in different markets. Factors to consider when choosing a real estate market [00:20:18] Scott talks about the importance of factors such as job growth, a diversified economy, and an influx of people when selecting a market to invest in. Using inflation as a tailwind in real estate investing [00:23:54] Scott explains how he leverages inflation to his advantage by locking in assets today and using inflation to propel his investing forward. The importance of 30-year fixed rate financing [00:28:12] Scott discusses the benefits of locking in a 30-year fixed rate for financing and shares his experience during the COVID-19 pandemic. Using paid-off assets as collateral for future financing [00:29:11] Scott explains his strategy of paying off some properties to use them as collateral for obtaining loans for future investments. Managing properties and involving family in real estate business [00:31:19] Scott talks about using Excel to track his rental income and involving his daughter in managing the financials of his real estate business. The goal of acquiring lifestyle assets [00:36:34] Scott Saunders discusses his long-term goal of purchasing properties in Tuscany, Italy, Steamboat Springs, Colorado, and other locations for both enjoyment and return on investment. The importance of return on attention [00:38:01] Scott explains the concept of return on attention, which focuses on having the freedom to enjoy life without being constantly distracted by financial concerns. The impact of purchasing single-family rentals [00:40:07] Scott emphasizes the benefits of purchasing 5 to 10 single-family rental properties, which can provide economic freedom and significantly improve one's financial situation. The disclaimer [00:46:07] The speaker provides a disclaimer stating that the show does not provide specific advice and encourages listeners to seek professional advice. Introduction [00:46:35] The speaker introduces the show and mentions the website getricheducation.com as the home for wealth building. Resources mentioned: Show Notes: www.GetRichEducation.com/458 Scott Saunders' resources: ScottRSaunders.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:00) - Welcome to. I'm your host, Keith Weinhold. A follower has built a multi-state portfolio of 64 single family rental properties. He'll tell us how he's doing it, how he finances them all, his management technique and his guiding success principles today on Get Rich education. With real estate capital Jacksonville. Real estate has outperformed the stock market by 44% over the last 20 years. It's proven to be a more stable asset, especially during recessions. Their vertically integrated strategy has led to 79% more home price appreciation compared to the average Jacksonville investor since 2013. GWB is ready to help your money make money and to make it easy for everyday investors. Get started at GWB Real estate agree that's GWB real estate.com slash.   Speaker 2 (00:01:00) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Speaker 1 (00:01:23) - Hey, welcome to GRE. From the tropical currents in the Gulf of Mexico to the icy waters of Hudson Bay across the Americas in 188 world nations, this is get rich education where we just reach the 5 million listener download.   Speaker 1 (00:01:37) - Mark, I am grateful to you for that. I'm your host, Keith Weinhold. Hey, a little context before we chat with our listener guests about the architecture of how he's building this robust 64 single family homes portfolio in growing across nine US states Once in a while. I like to drop things back for just a minute in case perhaps you're new here and you wonder how do people buy so many rental homes like adding ten every year? How am I supposed to do that? Well, of course, your speed of growth is going to be predicated on your income and some other things. But the best long term single-family rental homes, they're not 500 homes. They tend to be more like 200,000 homes in areas that are not upscale but yet safe, where you use a 20 to 25% down payment. And if you're new here and you have an aversion to debt, you know, I think that the simplest, most reassuring thing that I can tell a newcomer about real estate debt in just one sentence is that in a cash flowing rental, the tenant pays all of the debt for you, the principal, the interest, no matter what the interest rate is, all the operating expenses.   Speaker 1 (00:02:51) - And then a little on top of that called cash flow. Now, really, when you add the first few income properties to your life and you think about protecting your time, think about how that is a surrogate, a substitute to adding a part time job that can be a rather circuitous way of going about life, because what you really want is the income, not the job or not the lost time. So therefore add properties, not jobs. Most people think of financial improvement is cutting expenses. It is not. It is adding income. Then those the triadic income, many times they look to add a part time job. But I brazenly posit that income producing property is the way. And what do they call Ryan Seacrest the hardest working guy in show business? I guess if you wanted to, you could have as many part time jobs as Ryan Seacrest. Prepare yourself for drama on this stage.   Speaker 2 (00:03:54) - This is American Idol.   Speaker 1 (00:04:00) - Yeah, Ryan Seacrest. He will also become the Wheel of Fortune host starting next year along with the daytime talk show and being a producer and whatever else he does.   Speaker 1 (00:04:10) - I'm not really up on the latest. But yes, you want to have fewer jobs than Ryan Seacrest now speaking to your ROI, your return on time invested. You could get 64 single family rental homes like our guest today, and yet do it the wrong way. The wrong way might be say you live in a certain metro area and you buy all the properties just in your home metro so that the properties are spread, say one hour apart. That way you rationalize that you could self-manage, well, gosh, you'd be running all over the place. You'd have scores of tenants that could tax you. You'd almost be living at Home Depot, and after all that, you would still not be diversified because you'd only be in one metro market. Plus, how would you really ever get away on, say, a vacation? So that's probably not what you'd want either. Let's talk to our listener guest Scott, today and learn about how he does it. Here with me today is a great listener. Don't quit your day dream letter reader to discuss growing his Single-family rental portfolio.   Speaker 1 (00:05:22) - He's based in Colorado and he specializes in real estate in tax law. In fact, he often teaches real estate law to attorneys. He's a single family real estate investor that owns 64 single family rentals and four duplexes. So therefore, he owns 72 doors, 64 of which are single family rentals. And he owns those properties across nine different states Tennessee, Florida, Indiana, Missouri, Ohio, New Mexico, Colorado, Kansas and Arkansas. Higher mortgage rates aren't slowing him down as he's added six of those single family rentals this year. He's also a member of a Washington, D.C. based public policy organization that represents real estate interests. So he's really involved. He advocates for investor friendly tax policies with Congress. He's got a lot going on in his life. Hey, it's great to welcome on to Scott Saunders. Hey, Keith, Great to be with you. I'm a longtime follower and you have so many great nuggets of wisdom that you share, and it's just great. To visit with you for a few minutes.   Speaker 1 (00:06:22) - So thanks a lot. I appreciate that so much, Scott. Now, in the real estate world, there are pros and cons between single family rentals and larger apartments. Apartments have a certain economies of scale advantage, but single family rentals have advantages that some people overlook. So talk to us about why you like single family rentals so much. Happy to do that. I think single family rentals are, first of all, a great entryway to get into investment real estate. But some people kind of springboard. They get into single family and then they want to go into duplexes, four Plex apartments, Single family is an asset class. You know, if you just look at it, it has so many advantages. The cap rate on a single family is typically better than a lot of commercial buildings right now. You can lock in long term fixed rate financing. So even if the rate's a tad higher, you go into an apartment building or commercial, you've got to refinance. And as we all know right now in the marketplace, there are some commercial properties that are facing some significant distress because they're having to refinance at higher rates.   Speaker 1 (00:07:29) - Single family, you lock it in for 30 years and fix that. You've got buyer.   Speaker 3 (00:07:34) - Pool. I can sell a single family to an investor or a homeowner. So there just are a lot of advantages and maybe even just at the most basic level, we all need to live somewhere, right? And so a choice of an apartment or a single family. So many people like the freedom, the room, the convenience, the yard, the garage that comes with a single family. So I just think there's a lot of inherent demand where people want to be in that type of property, either as a renter or a homeowner. So I'm a big fan of buying a single family home, buy another one, you know, and just continue scaling in that niche. I call it Get Rich in a niche, right? And that's the single family rental niche.   Speaker 1 (00:08:16) - Sure. I had some apartment buildings that I sold recently that had balloon loans that were about to expire. And you mentioned the liquidity component where you have greater liquidity with single family rentals regardless of when it is in the cycle.   Speaker 1 (00:08:31) - Even if it were a recession, borderline depression, people will be a buyer because they need a place to live. But a person doesn't always need to invest in an apartment building regardless of where we're at in the economic cycle.   Speaker 3 (00:08:45) - Absolutely. Well, smart timing on your part to kind of see where those loans are going. And I think that there's a good time to maybe redeploy that capital somewhere else. So I like single family, and I think you can really grow and scale a portfolio. I mean, think of it this way, Keith. What if I needed to raise some cash? What if I had a medical need? I could unload a single family home or two right away. Now, I know from listening to your teaching, you'd say, don't sell it, refinance it. Right, harvest that equity. And that would be my first bet. But if I needed to generate cash, it's not that hard to unload some smaller single family rentals. And within a matter of a few months I could liquidate that and get the cash.   Speaker 3 (00:09:26) - Some apartment buildings, you know, in some markets it could take a long time to find the right buyer in some places.   Speaker 1 (00:09:34) - Now, during that whole time on a single family rental, you mentioned the cap rates. Oftentimes single family rentals are more profitable than what an investor projects. And one reason is that greater tenancy duration tenants tend to stay in single family homes and duplexes longer than they do a larger apartment building. Oftentimes it's because it feels like their own single family homes just tend to have more square footage, which lends to having larger families. We have a larger family. It just tends toward people wanting to stay longer and not uproot, and they get invested in things like buying to be in a certain school district, for example, where more single family homes tend to be than apartment buildings.   Speaker 3 (00:10:18) - Absolutely. You know, you bring that up. My very first investment years ago was a fourplex, kind of a C class neighborhood. And when I bought it, I naively write. I look back at it now, I thought, well, if this is fully occupied, look at what the money will make.   Speaker 3 (00:10:33) - The reality was there was a lot of turnover at that particular area. People came and went. It wasn't the top of the line. It wasn't a top tier neighborhood. And so I found that I was always chasing people and it was never in my case, fully occupied. And that tenant turn, that's expensive, as you well know. When you turn tenants, you have lost rent. You got to fix it up. So a single family home. I've had properties that my longest one I had attended stay in one for 15 years. I don't think you're going to find that in a multifamily property.   Speaker 1 (00:11:06) - Yeah, that really is rather unlikely. I know in that first fourplex you bought, you tended to do some things where later you learned that those were mistakes, like doing some excessive landscaping and spending a lot on fencing and. For a nice driveway so that you get a better quality tenant. But sometimes you learn you can only attract a certain quality tenant based on the neighborhood that you're already in. That's why oftentimes it's better to buy a lesser property in a better neighborhood.   Speaker 1 (00:11:34) - For example. Looking back and we'll get into your journey in a bit about how you've added all these properties, but one takeaway that you've had is that it's better to focus on cash flow at the beginning, more so that appreciation. So therefore getting a Class B or C property, which you probably don't want to stoop too low, or you also might have a bad experience at the beginning. So talk to us about the importance of for many people think they want to start with cash flow centric properties at the beginning and then maybe new build appreciation ones later.   Speaker 3 (00:12:03) - I agree. I think when you go into an asset that produces a cash flow, it kind of gives you the fuel to start growing, right? You get some positive reinforcement, but it also gives you the capital to go out and buy more assets. So I think that. BK and maybe call it B to C plus starting there, you know, getting 250 to 300 an asset in cash flow, you get one of those, you get three, you're talking about $1,000, you've got six.   Speaker 3 (00:12:29) - Now you're 2000. And at that point, when you get to maybe 6 to 10 properties, the cash flow is now helping to contribute your down payment to go out and buy another asset. So I personally think you kind of start with that maybe as your gateway for your first 5 or 10, get some momentum and then maybe later. So we all know an A-class property in a great neighborhood with great schools. It might appreciate better long term. And so I lean towards building the cash flow on the front end and then moving over into more appreciation as the portfolio grows. So there are merits on both sides. There's not a right or wrong way to do it, but that I think gets your average investor with some momentum. You know, you want to create momentum, you want to start buying assets. And so the cash flow allows you to buy assets faster than waiting for appreciation to kind of carry you up. That rising tide lifts all boats saying that'll happen over time, but get the momentum with the cash flow to help augment and help you buy more assets quickly.   Speaker 3 (00:13:33) - I tend to lean towards that approach. Again, no right or wrong, Keith, I'll tell you, I've done it wrong. I started out buying some A-class, about five new homes, and now those have produced good appreciation, but I didn't have much cash flow off them, so I had a little modest cash flow. I do things differently looking back, but I'm still moving forward. Real estate corrects, right? It's like a bad haircut and not that I would really know, but you can get a bad haircut and give it a 4 or 6 weeks and it'll grow out in a way you go and it covers over any mistakes that Barber made.   Speaker 1 (00:14:07) - Yeah, real estate's very forgiving over the long term. I kind of think of real estate as a game of attrition as long as you buy, right? Even if there is a bit of a mistake or a stumble, when you have five simultaneous ways that you're paid, you're going to feel that sooner than later. Scott You've really done a great job of scaling up your portfolio.   Speaker 1 (00:14:30) - Last I checked, you were in nine different markets. I mentioned the nine states that you were in earlier and you have 18 different property managers now. Can you talk to us more about how you scaled that? You talk to us about how it might be best to get that snowball rolling sooner with cash flow, but how do you scale up and ramp up to where you're at today with 72 doors, 64 of them single family rentals?   Speaker 3 (00:14:55) - Oh, what I'll do, Keith, I'll share what I did to kind of get there. And I want to be candid with you and listeners of that. I probably made a mistake doing that. I don't think everybody has to be in that many markets, that many managers. So what I did, quite frankly, it sounds so simple. I said a 90 day target. So I would say I'm going to buy X number of properties. That was a do or die goal. It wasn't an annual goal. If I wanted to buy three in that 90 day period, I would make sure no matter what, I bought three assets.   Speaker 3 (00:15:26) - So what happened was I maybe bought in different states to get the job done. I had to buy quickly, right? I was focused on adding my numbers. So for me, having that short term target that I looked at every day in the morning and the night that gave me the focus. So I wasn't looking over three years. I was like, What do I need to do in the next three months? And I really applied everything to doing that. And so you figure if you do a three month period, you pick up three, but you do that every quarter, that's 12 new assets in a year. That's big progress in just annual time frame. So that's what I did. 90 day targets were the game changer for me. Now, you shared kind of the downside of that and that I'm probably over diversified, I would say probably in my level being in three, four states, half the states and maybe two thirds less property managers would be more. Just from a relationship standpoint. So that was a mistake.   Speaker 3 (00:16:25) - And, you know, I can correct for it Over time. I'll probably do 1030 ones out of some of the states and consolidate in areas that I like. But that was how I did it is I just identified a lot of Midwest type markets that are good cash flow markets. And when I saw an opportunity, I grabbed it a few of them. Keith I buy one and then the next door, somebody was doing a renovation next door. And there are a few streets, right? Three houses right next to one another as a result of that. So that's kind of been interesting. And then I also find is word got out that I was buying. I had people approach me and say, Look, I've got a package of properties. Would you like the whole package or part of the package? And so that helped me a little bit. So instead of doing one loan on three different properties three times, I do one larger loan purchase, three properties at once. And so it gave me a little bit of efficiency.   Speaker 3 (00:17:19) - Now that didn't happen on all of them, but over time I've been doing more of that. My last one this year I bought four assets in Tennessee from one seller as a package deal, and that makes it a little bit easier.   Speaker 1 (00:17:32) - Yeah, I want to get into that financing piece shortly, but I think the important thing is you acted, you jumped in and once you do that, more opportunities begin to present themselves. And not everyone does everything the right way. If you've got 18 property managers you're dealing with, which would be a lot. I mean, if you get one monthly email statement from property manager that's getting one a little bit more than every other day, if one would happen to do it that way. I've often talked about how three, 4 or 5 markets to be in that number probably is a good number where you have adequate diversification, yet it hasn't overcomplicated your life administratively at the same time. But with that in mind, Scott, as you're growing your portfolio, what makes you decide what market to buy in next? Oftentimes it's not the sort of thing that you think it will be, just like you had an opportunity to present itself.   Speaker 1 (00:18:24) - For example, if you buy in a market and you find that you have a really communicative property manager that you really like in that market, you might buy in that market where you know you've already got a good manager, for example, rather than just what appears to be a good deal on the surface. So what are some of the factors that go into what make you decide which market to select next?   Speaker 3 (00:18:43) - Scott I've done a lot of analysis and there are a lot of good markets. You know, one thing, there's no perfect market. You and I probably know 20, 30, 40 good markets where people can make money that have good growing economies, populations growing. There's pressure on rents and appreciation. So I've identified some that I like. Would you just alluded to is really one of the factors now, which is more of a relationship, right? I've consolidated over, so I have a good property manager in Memphis, Tennessee. I've got a great working relationship with them and then also a provider of assets.   Speaker 3 (00:19:18) - And so for me, I'm finding having that relationship makes things a little smoother. There's a trust factor when you manage remotely. I haven't seen most of my assets and I do very little in my own home state. So for me, it's really important that I can trust who I'm working with out of state. And so I find having that relationship makes me more likely to purchase more properties in that particular market because I've got that. So Saint Louis, Missouri is one market. Memphis, Tennessee is another. Those are some markets that I like. Now, some of them have great fundamentals. You know, Memphis, number one airport in the entire country, you've got a waterway, you've got a lot of highways that converge there. You've got a lot of industrial Nike's there, Amazon. So there are, you know, kind of a multitude of factors. You know, right now in Memphis, you've got the blue oval development, which is the Ford. They're going to build battery trucks. And I think it's a $10 billion plant they're putting in.   Speaker 3 (00:20:18) - Well, that's going to be a huge draw for jobs. So I tend to look for jobs, a diversified economy. I like to see an influx of people coming into the market. So that's the big macro. When I look at my investment, I try to get fairly close to that 1% rule if I can. You know, I don't have to hit it perfectly, but that's kind of a decent benchmark on an asset. I like to get fairly close.   Speaker 1 (00:20:44) - You're listening to Get Rich Education. We're talking with super real estate investor on Single-family turnkey Homes, Scott Saunders. When we come back, including how did he do it with the financing and what does he do to manage all this? You're listening to Get Resuscitation. I'm your host, Keith Weinhold. You know, I'll just tell you, for the most passive part of my real estate investing personally, I put my own dollars with Freedom family investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%.   Speaker 1 (00:21:18) - Their minimums are as low as 25 K. You don't even need to be accredited. For some of them, it's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660, and this isn't a solicitation If you want to invest where I do, just go ahead and text family to six six, 866. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more loans than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plex. So start your prequalification and you can chat with President Charlie Ridge personally, though even deliver your custom plan for growing your real estate portfolio.   Speaker 1 (00:22:30) - Start at Ridge Lending Group. This is real estate investment coach Naresh Vissa. Don't live below your means.   Speaker 2 (00:22:45) - Grow your needs.   Speaker 1 (00:22:46) - Listen to Get Rich Education with Keith Weinhold. Welcome back to Get Rich Education we're talking with Scott Saunders get rich education listener owner of 64 single family rental properties. He really loves single family and he's still buying now. But Scott, some people have slowed down their buying with higher mortgage rates. They're not adding properties nearly as quickly. But still, really the question I asked myself is where could I invest better dollar today than in rental property? Of course, inflation debases that debt for us, and then when inflation and interest rates drop, I can refinance. And you've added just about 60 properties in the last four and a half years. So tell us about that.   Speaker 3 (00:23:39) - I have added a lot of them recently and it started again with setting those goals and I'm keeping up the momentum now. You know, I realized the rates have changed. This is still a good time to be a buyer If you're in certain markets.   Speaker 3 (00:23:54) - There are good purchases out there. So I'm able to negotiate a little better with sellers, maybe get a little concession where they'll give a couple points towards my rate or the closing cost. I couldn't get that and the go go days, people are doing that. And the way I look at it is I'm really making an investment now in an asset, right? What is a single family home? It's just a bunch of commodities glass, bricks, wood. And with inflation, we know commodities are going to go up. So I'm locking in that today and I'm going to really use inflation as a tailwind to propel my investing forward, whether that's with rents and appreciation, whether it's debasing my good business debt, I'm using that as a tailwind. And I'll tell you my personal opinion, Keith, I'll go on record on this. People are going to kick themselves a few years down the road when rates go down, whenever that is for not purchasing now, because when rates go down, it's going to create more demand.   Speaker 3 (00:24:54) - And I think you're going to lock in today's pricing now and somewhere rates will change. I don't know when, but nobody has that crystal ball. When they do, prices are going to pop up, I think, at that time. And so people are like, oh, I should have bought back in 2023. I don't want to do the woulda, coulda, shoulda. I'd rather make smart baby steps now. Just keep buying chunking along slow and steady and locking in assets today that I know five, ten years from now, my future self is going to be glad that I took action today.   Speaker 1 (00:25:30) - Now, I know that you, the listener, must be thinking, yes, I do want to buy more property here. But how to Scott add so many properties so fast and that really guides us into the financing. What do you do for the financing of these properties? Because of course for single people, those golden ticket Fannie Freddie loans run out at ten.   Speaker 3 (00:25:52) - One of the biggest things is getting over that hurdle of those lower rates.   Speaker 3 (00:25:57) - So I do what's called non QM or what they're also called DSR financing, where the load is made based upon the asset and the cash flow the asset produces. So these are going to be a little bit higher rate, a touch higher. But once you get into them and you get comfortable, you realize this is what all the big players do. People that buy commercial properties, that's how they buy them. So I'm using a rate that's a touch higher, but now I've got a great working relationship. I have one particular lender. I've done 40 loans with them directly, not with the broker. I go direct to the lender, save some money, and I'll literally email over to that lender at night. I'm buying just one of their contract on two more assets, and it's really easy to do the loan. So I find what's called non QM, which stands for Non-qualifying Mortgage, that type of financing. I actually prefer it. It's easier. I don't have to provide every financial statement, you know, updated within the last 30 days.   Speaker 3 (00:26:58) - I actually find it's an easier approach. And as long as you look at the numbers and you still have positive cash flow. So today maybe I'm positive $200 where a year and a half ago I might have been positive 3 or 350. So it takes me five assets to get another thousand in cash flow today where I could have done that and maybe three or so a little while back. Okay, I'm just buying more assets, right? I win with that because I'm still locking in more of those commodities in those assets. And so I just that inflation raised that up over time and I just get the benefit of it. So now instead of fighting against inflation, I'm using inflation to move me forward.   Speaker 1 (00:27:41) - About dcr loans, debt service coverage ratio loans which are used more commonly in the five plus apartment space area. That is one option for one after they run out of their ten golden ticket Fannie Freddie loans that are at the best rates in terms. Can you tell us more about those terms of the hours? Are you getting a longer term fixed rate? Do you need to put a greater percent down for those?   Speaker 3 (00:28:08) - Most of mine are relatively close to a conventional loan.   Speaker 3 (00:28:12) - You can get those with 20% down. I have chosen in some cases to put down maybe 25%, but I'm getting in almost all situations 30 year fixed rate financing. To me, I want to fix that debt service and have it locked in. So that's really important. So I'm a big believer in 30 year fixed rate. I did have during Covid right at the beginning and I had some assets under contract. You couldn't get a loan. It was very difficult. March, April, May and I had deals closing. Then I had lender that I had to get the lender that they required me to put down 40%. So I had to put a bigger down payment to get it done. At the time, Keith, I was like, Oh, I'm not getting as much leverage. My money's not working quite as hard. Now, that was several years ago, and a few of those because they were smaller assets. I've got little small loans on them where and I want to be careful because I know your view on debt.   Speaker 3 (00:29:11) - I'm going to be paying some of them off, not to have them free and clear, but to use those as a resource as collateral. So I can go to a bank and say, Look, I'm going to pledge this collateral. Let's say ten homes that are free and clear, you give me a loan and now I'll use that loan to do some other things, probably like hard money, loans, private lending. So I'm going to use those paid off assets as a tool for me to do some financing, some creative financing deals in the future. So it's a means to an end. It's a stepping stone to go a little bit deeper and use the banks money for me to make more money in the future. So that's kind of what I'll be doing there.   Speaker 1 (00:29:51) - All right. It sounds like you still want to keep most of them leverage. Are you talking about the advantages of having a few of them paid off and therefore really so that you can borrow against the value of those paid off properties? So really, you're just paying them off to effectively use leverage again in a different way?   Speaker 3 (00:30:08) - Precisely.   Speaker 3 (00:30:09) - That's exactly what I'm going to do is bundle those together and those become collateral. So exactly. I'm going to relieve them maybe in a different fashion. So I am a huge fan of good business debt. It's one of those things is concepts. So you got to wrap your head around it at the beginning because we're beat into our brains that, you know, debt is bad, but good business debt is not only good, it's great. It allows you to multiply your efforts faster than you could with your own capital. So to take the bank's capital and use that to get ahead, that to me is is a smart move 100%.   Speaker 1 (00:30:50) - So you've got this robust portfolio spread across several different states. You've even admitted probably dealing currently with more managers than you even want to. And it makes one wonder, is there any particular type of management software that you use? Now, of course, each one of your individual property managers, 18 of them, they have their own management software. But how does that work? How do you manage all this? Do you really get 18 monthly statement emails from 18 property managers each month?   Speaker 3 (00:31:19) - I do actually get 18 different emails and statements a month.   Speaker 3 (00:31:23) - I'll tell you what I've done, Keith. I'm very low tech. I'll be honest. I use Excel to track things and what I've done, which is kind of a fun thing for me. My youngest daughter, who, believe it or not, actually owns. She bought her first single family home at age 16. She's been watching me. She actually helps me now track my rental income and work with the financials. So I've hired her in my real estate business. She now gets all the statements she puts in, puts everything into my spreadsheet and then runs the reports for me. So it's been kind of neat in that I get the data I need, but I'm also training my kid about real estate. And not only that, I actually include her on my emails, so she has a real estate specific email. When I reply to my property manager about an issue, I'll copy her so she sees my thinking how I do it. So I'm trying to be strategic, realizing I'm not going to be around forever.   Speaker 3 (00:32:21) - Someday my kids are going to get a pile of real estate and I want them to know what to do with it when they get it, that they walk into it and they're like, okay, I kind of know what to do versus selling it all off and then giving the money to Wall Street, which is I would hate to have that happen. So I'm. Try to bring them along.   Speaker 1 (00:32:41) - Despite the fact you use Excel. You talk about how you're relatively low tech. I'm, in fact, impressed with that because it demonstrates to me that, you know, the proper formulas to use in Excel and which numbers actually matter to drive your current and future investment decisions. So that actually tells me a lot that you really understand what's going on behind the scenes and you don't have it too automated. Also, when you're involved like this, which is a sense that you just cannot get being a stock investor where your profits are really coming from and where they're really not coming from. Having one of your children involved that is huge at building this legacy wealth piece like we talked about on the show last month and helping ensure that there is generational wealth in your family, like with your daughter.   Speaker 1 (00:33:26) - Now, she understands where it comes from and what it takes. So I absolutely love that piece. Scott We talk about what drives investment decisions. We talk about how you've acquired and you've held some properties. What about the time to sell? For example, I like to buy turnkey investments that already have the renovation done, or they're just brand new and oftentimes like to just hold them 7 to 10 years because in 7 to 10 years, in the last three years, it's been as short as three years, those properties have gone up in value enough where the leverage ratio was cut such that I either want to do a cash out refinance or a 1031 exchange, not get too emotional about properties, only hold them seven years, rarely if ever, more than ten years. What are your thoughts with the whole time and the duration?   Speaker 3 (00:34:09) - I'm fairly similar to you on that. I do. My preference is turnkey. That's what most of my portfolio is. So I'm buying stuff that's already been renovated after, you know, 10 to 15 years.   Speaker 3 (00:34:21) - And that window, that's when you're going to start to see roof issues, the furnace, the AC. So my plan would then be to do a 1031 roll out and get more turnkey. So let's say I take one single family home that might allow me to go out and buy 2 or 3 more single family homes, probably ten years max would be what I would be doing. And I did that. I rolled out A1A couple of years ago. I had one single family in Arizona exchanged out of it, and I bought four in Saint Louis, one in Memphis. I got a much better return on my investment. So to think of if you take my portfolio today, right in the 60s, if I can roll out of that and go up to, let's say 120 or 130, that's going to give me some significant scale and benefits. So that would be my plan. I'll never sell and pay the taxes. I always do it 1031 or I'll refinance to harvest equity.   Speaker 1 (00:35:17) - If you're a brand new listener and you don't know what a 1031 tax deferred exchange is, the short story on that is it basically allows you to roll your profits from appreciation into another property, either multiple properties or a larger property is what it usually is with you being able to 100% defer the tax.   Speaker 1 (00:35:37) - And there's no limit to the number of times you can do that. Therefore, it should become a tax free event. You can defer that tax your entire life by trading up with that. 1031 also called a 1031 like kind exchange. As you go along, I know that you've got some great philosophy, Scott. I mean, first of all, you're a goal driven guy, so you have these longer term goals. And you mentioned you also have these shorter term milestones, like a 90 day goal on your way to those longer term goals. For one that hasn't heard the acronym before, Goals should be smart, that is specific, measurable, achievable, relevant and time bound. That's what differentiates a goal from a wish. So tell us about your goals and how that drives this. Scott.   Speaker 3 (00:36:22) - My duals. I do every three months. I do have a short term goal and I've got some For this year. I'll probably pick up 15 properties. I think I'm halfway through the year. I'm on track, so I'll do that.   Speaker 3 (00:36:34) - I've got some long term goals. One of them just before I left on vacation a couple of weeks ago, I'm under contract on a property in Tuscany, Italy, so I can have what I call a lifestyle asset. So one of my goals would be to get a few lifestyle assets. I want to buy a place in Steamboat Springs, Colorado, enjoyed some of the year, rent it out other times. So one goal would be picking up a few of these. That would be something that I can enjoy and my kids can enjoy, but it also produced a return. So it's a twofer. I gave money on it and I get to enjoy it. That's a big long term goal of doing that. So Tuscany, I like to do a place in Sardinia, Italy, which is the most beautiful beaches, gorgeous. The mountains may be a place in Florida, so I like to pick up over the next few years, maybe a property a year in that category. That's just something that's fun.   Speaker 3 (00:37:25) - It doesn't make any sense to work really hard and save if you can't enjoy life, right? I mean, that's the whole goal is to get free where you can enjoy your time and enjoy spending time with the ones you care about. So I want to transition that way into Tastic.   Speaker 1 (00:37:42) - Yeah, spending time in Tuscany was part of perhaps the best week of my life personally, part of your philosophies. It's not just having tangible goals, it's you call something rather than an ROI in ROA, and it's that the return on a realisation that I talk about.   Speaker 3 (00:38:01) - Yeah, what that is, you know, so many people have heard of ROI, which is a return on investment and we kind of get bottlenecked around that, right? Looking at our return, you know, 7%, 8%, 1619 And there's a lot of focus. What I tend to do, and this actually came through a good friend of mine, Rick ROA, is return on attention. Yeah. Looking at our life from a time standpoint.   Speaker 3 (00:38:25) - So when we look at ROI, we're looking at money dollars return on attention. We're now measuring things in time, right? What do we have the free time to enjoy without having to be distracted with following the stock market every day? And is it up or down? Or what's the Fed doing? So return on attention to me is actually more important than the ROI. And I know we're on a podcast talking about real estate, so surely making wise investment decisions is important. But if I look at where I am in life, more important to me is my return on attention than my return on my investment. So I want to have my attention free that I can enjoy what's around me while I'm young enough and vibrant enough to enjoy it. So I just got back from travel and Saint Lucia had a wonderful time out there. I love to travel. I typically do an international trip probably every quarter or so. I'm taking my son to Morocco, did an African safari. We did Iceland swam with whale sharks last year.   Speaker 3 (00:39:30) - Portugal. I want to spend time with the people I care about and travel is a part of that and having my attention freed up so I can do that. That actually is a big principle. It's a big objective is having my time freed up and my attention freed up.   Speaker 1 (00:39:47) - Wealth is measured in time, not dollars. You and I sure do agree there. Scott is we're about to wrap up here. I know you often talk to people about the importance of taking action and just sort of getting those base hits and how do you think that people would have more economic freedom if they just purchased 5 to 10 single family rentals?   Speaker 3 (00:40:07) - Absolutely. And it's not that hard, right? You get over the first one's the hardest and then you get a little momentum after that, Right. The first one hard, the second one, you've just doubled the size of your real estate portfolio. You go to four, you quadrupled your first one. And I think the magic number to hit is get to five and add five assets.   Speaker 3 (00:40:28) - You typically have enough rental income coming in that it's pretty close to being self-sustaining. So if you have one vacancy, you're going to typically have pretty much enough rental income to do it. So getting to five and then pushing on to 10 or 15, that can change so many people's lives. Just that small thing for the average American. If you had ten single family rental homes, you'd be light years ahead of the people that are doing all the 401. And Wall Street racket stuff.   Speaker 1 (00:40:59) - That's so on point. Yeah, you are really doing the things. Scott, before I ask you how our audience can learn more about you, do you have any last thoughts? Anything else you'd like to discuss maybe that did not come up with scaling up this terrific Single-family rental portfolio and how that's enhancing your life.   Speaker 3 (00:41:18) - I'll give two quick tidbits to kind of wrap things up here. Keith, it's been great visiting with you. I've been a longtime follower and just love all the information you bring out and the resources, so it's great to visit with you in person.   Speaker 3 (00:41:30) - Two things. One, I would say use the tax code, use guys like Tom Lehrer write, read those books, figure out how to master the tax code. A lot of people don't do that. They're intimidated by taxes and the IRS go after that and it'll give you more capital to grow your portfolio. The other one, I would say, and I think you alluded to it, is don't be paralyzed by inaction. Don't do that analysis paralysis thing of is this good or not? My whole philosophy is I never try to hit a home run. I don't need the best performing investment. I just need a good investment. And you know, in a portfolio, I've some that have been stellar and I've had 1 or 2 dogs like anybody would. When you get a bunch of them, my feedback would be, if you're not in the game of real estate, put all your focus on to getting that first one and then jump to your second translated into action rather than overanalyzing. So on your show, you've got a lot of great resources of turnkey providers.   Speaker 3 (00:42:29) - In many of the markets that I'm in pick market, take action and jump in. You'll be so much farther ahead by taking action than by studying and running formulas and spreadsheets. Get into the game, buy the first property, buy the second push with some short term goals, and then all of a sudden you're using all of these economic forces to get ahead in life and they're not fighting against you. And I think what that does is now you're swimming downstream, so to speak, rather than fighting upstream. That's what all these inflationary forces that you talk about all the time do. So get in, start swimming downstream, join it. I want to see more people in America that have freedom and have some independence and are benefiting from the economic forces rather than getting crushed by those same economic forces.   Speaker 1 (00:43:21) - And it starts with just getting your first base hit. Well, this has been terrific, Scott. How can our audience learn more about you?   Speaker 3 (00:43:29) - I've got a website up. It's my name, so it's Scott R Saunders.   Speaker 3 (00:43:35) - Sanders And that's got a little more background. And I've got for people that are interested, I put together a course of how to kind of get into single family and scale it and grow it. So for those that is appropriate, I'm happy to be a resource in that department there at that website.   Speaker 1 (00:43:54) - Scott has been such a great chat. Our audience is going to benefit from it. Thanks so much for coming on to the show.   Speaker 3 (00:44:00) - It's been a blast. Thanks, Keith.   Speaker 1 (00:44:07) - Yeah, great stuff from Scott. We do a lot of things the same way as far as having remote managers in multiple markets. I've also never seen most of my properties in person, nor do I need to. We often buy multiple properties at once. I like to buy at least two single family rentals at a time to make things more efficient. But big picture, we are not postponing life and are traveling to great places. As I'm fond of saying, some delayed gratification is good, but the risk of too much delayed gratification is denied gratification, which is the road of the 401 plan, which is also known as a life deferral plan.   Speaker 1 (00:44:49) - Scott is currently meeting with our provider of Chattanooga Properties on Marketplace. It is rare to see Crest buying properties in Jerry Marketplace. I guess I'm actually not sure we might have to turn him onto it so that he can quit one of those part time jobs. He's got pretty cool part time jobs, though. He's not breaking his back like a longshoreman. Yeah. Jerry Marketplace. That is where you find the right properties that really are just never going to make it out onto the open market at all. And they're the ones that are conducive to this strategy. Lower cost properties that have a high ratio of rent income to a low purchase price, they're typically fully renovated with a tenant from day one where an experienced manager also manages it for you from day one, if you so choose. And it's free. Just creating one log in one time like thousands of others have, gives you access to nationwide providers. We've even got free coaching for you there if you so choose. Knowledge really isn't power in itself. Knowledge plus action is what's powerful.   Speaker 1 (00:45:56) - Get started at GRC marketplace.com until next week I'm your host Keith Winfield. Don't quit your day dream.   Speaker 4 (00:46:07) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 1 (00:46:35) - The preceding program was brought to you by your home for wealth building get rich education. Com.    

If you don't know by now. It's Team No Sleep!! Fresh off a fantastic showing at Blerdcon we are finishing the week with one of two episodes left for the season!! Tuesday at 8:30 pm est we have @roxxyhaze and musical savant @guilla713 Guilla is a versatile rap artist, producer, and songwriter hailing from Houston. Known for his esoteric style and emphasis on percussion, his music draws inspiration from a diverse range of sounds and genres. With notable performances alongside acclaimed artists like Travis Scott, Skrillex, and Wu-Tang Clan, Guilla continues to push boundaries and captivate audiences with his unique blend of artistry and introspective lyrics.Hailing from Houston and currently based in Los Angeles, Roxxy Haze is a versatile artist known for her stand-up comedy, writing, rapping, gaming, and content creation. With notable appearances on platforms like All Def and GWB, and collaborations alongside industry professionals such as Carl Jones (The Boondocks) and Clayton English (Marvel's Hawkeye), Haze has built a dedicated following. Her distinctive style, combining nerdcore rap, razor-sharp wit, and clever wordplay, has resonated with fans, amassing a collective following of 90K across various social media platforms.Come check this one out only on Facebook, YouTube and Twitch!!! #blerdseyeview #morethanapodcast #blerds #entertainmentnews #comicbooks #gaming #comedy #fyp

Get our newsletter free here or text “GRE” to 66866. Higher interest rates are cracking the economy—failing banks and failing commercial RE loans. With many expecting rates to go much higher, what else will break? Keith Weinhold, the host of the Get Rich Education podcast, discusses the current state of interest rates and their potential future trajectory.  Jim Rogers, legendary investor with an estimated $300M net worth, returns. He shares his insights on interest rates and inflation.  We discuss the impact of inflation on various asset classes, including real estate, and the potential for higher interest rates in the future.  The conversation also touches on topics such as agricultural real estate, the oil market, central bank digital currencies, and the role of gold and bitcoin as alternative forms of wealth storage.  Overall, the episode provides valuable insights into the current economic landscape and its implications for investors. Title [00:01:56] Introduction and overview of the current state of interest rates and market distortions. Title [00:05:03] Discussion on the unpredictability of interest rate predictions and the acknowledgment of inflation by Jerome Powell. Title [00:08:28] Explanation of the historical trend of interest rates, the recent rise in rates, and predictions for future rate movements. Title [00:12:09] Jim Rogers on Borrowing Money and Interest Rates Discussion on the benefits of borrowing money at low interest rates and the prediction of interest rates going higher. Title [00:14:27] Jerome Powell and the Possibility of a Soft Landing Questioning whether Jerome Powell can raise interest rates enough to control inflation without causing an economic crash. Title [00:18:41] Inflation, Interest Rates, and Real Estate Exploring the impact of inflation and interest rates on real estate investments and the potential risks for property owners. Topic 1: Agricultural Real Estate [00:22:21] Discussion on the opportunities in agricultural real estate due to erratic weather patterns and reduced yields in various crops. Topic 2: Oil Market [00:24:16] Conversation about the current state of the oil market, the decline in known reserves, and the potential for higher energy prices. Topic 3: Central Bank Digital Currencies (CBDCs) [00:26:04] Exploration of the proliferation of CBDCs and the implications of a digital currency controlled by central authorities, including potential restrictions on spending and increased government control. Title [00:32:06] History of Money and Gold Standard Discussion on the different forms of money throughout history and the transition from silver to gold as the basis for the US currency. Title [00:32:47] The Diminishing Value of the Dollar The prediction that the value of the dollar will continue to diminish over time and the suggestion to invest in real estate instead of saving in dollars. Title [00:33:33] Invest in What You Know Advice for investors to only invest in what they know about and not rely on advice from others, emphasizing the importance of knowledge and understanding in investment decisions. Resources mentioned: Show Notes: www.GetRichEducation.com/457 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Interest rates rose fast last year, but a lot of experts think that they're going to go substantially higher from today's level, including our guest today, who is a legendary investor. How much higher will rates go and what's driving them higher today on get rich education.   Taxes are your biggest expense. The best way to reduce your burden is real estate. Increase your income with amazing returns and reduce your taxable income with real estate write offs. As an employee with a high salary, you're devastated by taxes. Lighten your tax burden. With real estate incentives, you can offset your income from a W-2 job and from capital gains freedom. Family Investments is the experience partner you've been looking for. The Real Estate Insider Fund is that vehicle. This fund invests in real estate projects that make an impact, and you can join with as little as $50,000. Insiders get preferred returns of 10 to 12%. This means you get paid first. Insiders enjoy cash flow on a quarterly basis, and the tax benefits are life changing.   Speaker 1 (00:01:10) - Join the Freedom Family and become a real estate insider. Start on your path to financial freedom through passive income. Text Family to 66866. This is not a solicitation and is for accredited investors only. Please text family to 66866 for complete details.   Speaker 2 (00:01:33) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Speaker 1 (00:01:56) - Welcome to GRE! From Mount Washington, New Hampshire to Mount Whitney, California, and across 188 nations worldwide. I'm Keith Whitefield and you are listening to Get Rich Education. Hey, it's great to have you back. Interest rates are not high today. They're just moderate by historic standards. But of course, the rapid rate of increases last year was faster than it's ever been in our lives. And that's what introduces market distortions. Today's guest is going to talk about that with us later. That's the legendary Jim Rogers. And it's public information that he has an estimated $300 million net worth. When Jim talks, people listen. When he was here with us in 2019, he was emphatic that interest rates were going to go much higher.   Speaker 1 (00:02:43) - He was completely correct. And few others were saying that then. In fact, when he's with us here shortly, all recite the interest rate quote that he stated here on this show back then and get his forecast from this point on as well before discussing interest rates a quarter recently ended. So let's whip around the asset classes as we do here at times, because you need to be able to compare real estate with other investments. The first half of this year, the S&P 500 was up a fat 17%. I'm just running to the nearest whole percent here. The tech heavy Nasdaq index had its best first half of the year in four decades. Gold was up 6%. Oil was down 34%. Bitcoin up an astounding 84% the first six months of the year. And that's partly because it really bottomed out near the beginning of this year per Freddie Mac. The 30 year fixed mortgage began the year at 6.5%, and now it's up to 6.7 for real estate. Since it lags, we've got a realtor.com year over year figure.   Speaker 1 (00:03:48) - The median listing price was up 1% to 440 K financial institutions aced their Fed stress test that they call it that measures how banks are holding up during a downturn. Q1 GDP was revised way higher than they previously calculated, so the economy is doing even better than many thought. And the number of Americans that are filing for new unemployment claims that fell the most in 20 months. So therefore, the economy is still hot by a lot of measures. Well, that puts more upward pressure on interest rates. Well, an interest rate that can be thought of as your cost of money, and they can even affect factors beyond the economic world. For example, in demographics, I mean, historically high interest rates, they've actually been a mild impediment to people's very migration and mobility. Understand the Fed's interest rate predictions and really all of their predictions have been awful, just awful. A long line of them. Fed Chair Jerome Powell's inflation is transitory. I mean, this is the latest notable one. He said that in 2021.   Speaker 1 (00:05:03) - I mean, though, look on your phones weather app, you don't trust the weather forecast ten days into the future. So I don't know why we would listen so intently, even reverentially to what the Fed economists predict for the next month or the next year. I mean, the economy can have as many or more variables than the weather. I'm going to assume. And these people know nothing Volcker, Greenspan, Bernanke, Yellen, Powell. They know nothing but see, they act like they know. So I just sort of wish they'd say we don't know more often. And by the way, this is why I do not predict interest rates like virtually everyone else. I know nothing on that. I joke around and I say I will let someone else be wrong and go ahead and predict interest rates. It's really hard to do now. A little credit to Jerome Powell later on, though, he did acknowledge that they ought to stop calling inflation transitory. So I think the word transitory has different meanings to different people.   Speaker 1 (00:06:08) - To many, it carries.   Speaker 3 (00:06:09) - A time, a sense of of short lived. We tend to to to use it to mean that that it won't leave a permanent mark in the form of higher inflation. I think it's it's probably a good time to retire that that word and try to explain more clearly what we mean.   Speaker 1 (00:06:26) - Another credit to Powell in today's Fed is that they'll tell you what interest rate decisions they plan to make at upcoming meetings, which is certainly a welcome departure from the opaque Alan Greenspan where you needed to try to translate his Fed speak. So if the Fed rate goes higher, then you can generally expect other rates to go higher. The prime rate mortgage rates, credit card interest rates, automobile loans and more. Jim Grant. Who's been running the interest rate observer since 1983. He recently said that we are embarking into a long era of higher interest rates. He says that that's due to inflation and asset price speculation and of course rates wouldn't move up in some sort of straight line from here. During recessions, interest rates fall.   Speaker 1 (00:07:14) - Well, in that case, if you had recessions during a longer term up spell, where you'd have is higher interest rate lows in a recession. Now, starting in 1958, something strange happened in America. In a recession, prices did not fall into many. This marked the beginning of the age of inflation. That was 65 years ago. So you're pretty used to that. If there is a recession, prices don't fall. All right. Well, after that period, rates went up, up, up until they peaked in 1981. And then they went down. Rates fell from 1981 until 2021, and now they have begun to rise again. Well, because artificially low rates that were set to deal with Covid, because they're still recent, I mean, many people have this sort of muscle memory of zero zero interest rate policy. Maybe you do, too. And it was an all you can eat buffet table of credit. And that buffet table was open for business for ten years. Well, now that we've hiked up the Fed funds rate from 0 to 5%.   Speaker 1 (00:08:28) - All right. Well, back on June 28th, Powell said that more restrictive policy is still the COB because they're continuing to fight inflation. And that includes the likelihood of quarter point interest rate hikes at consecutive meetings and two or more increases by the end of this year. Now, our frequent macro economist contributor here on the show, Richard Duncan. He says there is an unusual divergence between weak credit growth and solid economic growth. And that was probably brought about by the surge in savings from people's government checks during the pandemic. Well, if that divergence persists, then the Fed might have to raise rates even more than the half percent plus that they suggested is necessary by the end of this year. And Duncan says that the stock market is not prepared for the Fed rate to go from 5% today up to 6%. And if it does, the stock market could be in for a painful correction in the months ahead. Now, to my point about interest rates being hard to predict, some economists think that rates will generally fall after this year as well.   Speaker 1 (00:09:34) - So some people see it that way, but I think there are more now predicting that they will rise rather than fall. As the legendary investor that predicted that interest rates were going to go way higher when he was back here with us in 2019 is he joins us soon. We could have some challenging audio quality on this remote to Singapore, but people really hang on what Jim has to say. That's next. I'm Keith Wild. You're listening to episode 457 of Get Rich Education. With real estate capital Jacksonville. Real estate has outperformed the stock market by 44% over the last 20 years. It's proven to be a more stable asset, especially during recessions. Their vertically integrated strategy has led to 79% more home price appreciation compared to the average Jacksonville investor since 2013. Genevieve is ready to help your money make money and to make it easy for everyday investors. Get started at GWB real Estate. Agree that's GWB Real estate agree Jerry Listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more loans than anyone.   Speaker 1 (00:10:49) - They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plex. So start your pre-qualification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group. Hi, this is Russell Gray, co-host of the Real Estate Guys radio show. And you're listening to Get Rich Education with Keith Reinhold. Don't Quit Your Day Dreams. Today's guest is one of the most esteemed celebrated and legendary business moguls, investors and financial commentators of our time. He co-founded the Quantum Fund, one of the world's first truly global funds. He's created his own commodities index, his own ETF, and he is a popular author of a great many books. Welcome back. For your third appearance on Jim Rogers case. There's no reason to go into all that. I'm just a simple Earth. That's why people like listening to you, because you rather plain spoken on what some people deem to be some pretty complex concepts.   Speaker 1 (00:12:09) - So it's good to have you here joining remotely from where you live in Singapore. You were here with us in both 2019 and 2021 and in 2019 here on the show you said and I've got the quote right here, if you can borrow a lot of money for a long period of time at low interest rates, rush out and do it right now, That's what you said. That was prescient. And also in 2019 here on the show, you said, and I quote again, interest rates are going to go much, much, much higher over the next few decades and it is going to ruin a lot of people. And here we are today. So what are your thoughts with regard to interest rates and inflation here? Jim.   Speaker 4 (00:12:52) - You make many mistake. Please. It's made many, many mistakes and I'm sure hope I live long enough to make many, many more mistakes. Yes, interest rates are up. They're up substantially. It sent them, but it is not over yet. Interest rates will go much, much higher because we have friend, not just we, but central banks everywhere have printed huge amounts of money.   Speaker 4 (00:13:17) - And whenever you print lots of money, inflation, college interest rates go higher and the usual amount of money inflation gets very high. And that always leads to central banks having to raise interest rates too high level because they don't know what else to do. In 1980, before you were born, interest rates on central US government Treasury bills, 90 day Treasury bills, interest rates were over 21%. Gosh, that's not a typo. 21% because inflation was out of control and we had to take drastic measures, which meant you have to do something like that again.   Speaker 1 (00:13:58) - That would be interesting. So to bring us up to where we are right now, the federal funds rate is basically gone from 0 to 5% since last year. Mortgage rates rose from 3% to 7% just last year alone. And a lot of nations are jacking up interest rates. Turkey just decided that they are going to raise interest rates 6.5% all at once. And some people don't think that is enough. So here we are. I mean, you talked about what happened about 40 years ago.   Speaker 1 (00:14:27) - Can Jerome Powell engineer a soft landing? Does he have any chance of doing that where he can raise rates enough to quell inflation but yet not crash the economy?   Speaker 4 (00:14:37) - No, of course not. First of all, in 1980, America was still a creditor nation. Now with the largest detonation in the history of the world. Yeah, that's staggering. And they go up every week, and the amount of money that's been printed is beyond comprehension. I don't know how they can solve this problem without really getting drastic and taking interest rates to very high levels back in 1980. The Federal Reserve had the support of the president. The president told him to do whatever you have to do because the head of the central bank was all over. It was a smart man. He knew what he had to do, but he made sure he had political support before he did it. Now, the president did not get reelected because Volcker did what had to be done. We don't have as smart a central bank head now as we did then.   Speaker 4 (00:15:31) - And the amount of money that's been printed is overwhelming. And America's debt with the largest detonation in the history of the world and we were a creditor then. So there are things that are different. So he would be worried if I were you. In fact, I am worried, so I'll leave it to you. But I'm more.   Speaker 1 (00:15:50) - Well, that's right. Carter was a one term president. We'll see if Jerome Powell ends up breaking too many things. If Biden only ends up being a one term president, then as well, whether it's his fault or not, oftentimes the onus could fall on him. You bring up all this debt, the greatest detonation in the history of the world. And maybe the first time you and I spoke back in 2019, I don't know what our debt was then. Maybe it was 25 trillion. Now it's more than $32 trillion. Maybe just as concerning. More our debt to GDP ratio is about 121%. So I guess really what I'm getting at, Jim, is how will we know that things break and things are already breaking in a world of higher interest rates with failing banks and more stress in the commercial real estate market.   Speaker 1 (00:16:37) - So what else is going to break?   Speaker 4 (00:16:40) - Jimmy Carter did say to go do whatever you have to do and I will go you. I doubt Biden would say to the central bank, do whatever you have to do without or you. And I doubt if the central bank Powell, the head of the central bank, now really comprehend what he's gotten us into. You know, he kept saying all along, oh, don't worry, everything is under control. The secretary of the Treasury, Janet Yellen, he's got Ivy League degrees, also kept saying, don't worry, everything is under control. We know what we're doing. We do have different people this time, not many Paul Volcker's that comes along in history. To me, the indications are going to get worse. They will not solve the problem until we have a very, very serious problem. I'm not optimistic. Having said that, if I'm not selling short or anything else at the moment, I'm worried about the markets in a year or two. But at the moment, since nobody seems to understand what they're doing at the Reserve or in the presidency, we can have okay times for a while, but the ultimate problem gets worse and worse and worse unless you deal with it.   Speaker 1 (00:17:56) - I don't know whether the economy has been slowed down enough yet or not. So in the midst of higher interest rates, we continue to create an awful lot of jobs. But there's a greater body of work that shows a lot of these jobs are just jobs that have recovered, that were lost in the pandemic.   Speaker 4 (00:18:13) - The economy is not bad in the US, economy is still strong. You mentioned office. You'll have a lot of jobs. ET cetera. Yes, we have inflation, but inflation is not as bad as it was in the 70s. And you look out the window and everything seems okay. At the moment. I'm just worried about what's coming down the road because I know that some throughout history, if you print a huge amount of money, you create big problems.   Speaker 1 (00:18:41) - We are avid real estate investors here directly investing in real estate. And as we have this chat about inflation and interest rates is real estate investors, ideally we would have low interest rates and high inflation. However, those two are positively correlated.   Speaker 1 (00:18:57) - You typically have both high interest rates and high inflation or low interest rates in low inflation. That positive correlation.   Speaker 4 (00:19:05) - Inflation always in the history has led to higher interest rates for a variety of reasons, which I'm sure you understand. If history is any guide, interest rates are going to go much, much higher eventually. And then you know very well I interest rates are not good for property, not good for real estate investors. They never have that. Even if you don't have any big debt and you don't have that problem or mortgage problems or anything, maybe your neighbors do. And if your neighbors have problems, that means their property prices will go down and that's going to affect you because you're nearby and everybody will say, oh, that property is collapsing. What about teeth? And teeth can say, Oh, no, don't worry about me. I don't have any debt. They'll say, okay, you don't have any debt, but we can buy property in your neighborhood. Very cheap because your neighbors have problems.   Speaker 4 (00:20:06) - That gives you a problem.   Speaker 1 (00:20:08) - That's right. Fortunately, Americans have plenty of protective equity in their properties despite these higher rates. You know, residential real estate here in the second half of 2023 is still doing just fine, probably because there's still a scarce supply of residential real estate. You've got more people working from home driving demand for residential real estate. But of course, office real estate has probably been hit the worst, crunched by high interest rates and the work from home trend both. So really that's where we've seen so many of the cracks in the real estate world, especially around the office space. Where else might we see cracks as interest rates continue to go higher like you think they will?   Speaker 4 (00:20:46) - Well, again, throughout history, when interest rates go higher and it attracts investors and money and people take their money out of property or stocks or whatever with their money and say yielding is you can buy the Treasury bills at 21%. That's attractive to a lot of people. And that's, you know, risk free and it's very high return.   Speaker 4 (00:21:12) - So as interest rates go higher in attracts money from other investment classes in other areas, it's very simple. People are not that dumb. We know that if we can get high interest rates safe, they will do it. And we have to take a risk and the stock market or something else for that spike to do.   Speaker 1 (00:21:33) - Sure. Higher rates just incentivize a few more people to be savers as they can now safely get above 4% in these online bank accounts today, where they are getting pretty close to 0% just a couple years ago. We talk about real estate investment. Oftentimes here we talk about improved property on a piece of land. But of course, the more traditional use of real estate is growing crops on a piece of land. And I know you've been a long time agricultural investing enthusiast and a thought leader in agricultural real estate investing. What are your thoughts about agricultural real estate, since in these past few years really we've seen more of these erratic weather patterns that have resulted in things like reduced peach yields in Georgia and reduced ores yields in Florida.   Speaker 1 (00:22:21) - Something else, Jim, we've seen reduced coffee yield in Panama, that last one, that's sort of a fractional ownership investment that we featured on the show here. Fractional ownership investment in coffee farm parcels in Panama. That's created some problems with their yield. Of course, you can see that reflected in the low levels of the Panama Canal as well that looks to threaten the economy. But what are your thoughts about agricultural real estate in this erratic weather that we've had? Perhaps that's an opportunity if that's reflected in lower agricultural real estate prices?   Speaker 4 (00:22:52) - I'm optimistic about agricultural land prices because, you know, for a long time, nobody wants to be a farmer. The average age of farmers in America is 58. The average age in Japan is 66. Mean, I can go on and on. Although the highest rate of bankruptcy in the UK is in agriculture. So agricultural disaster worldwide for a long time and disaster usually leads to great opportunities. If you know how to drive a tractor, if you should go buy yourself some farmland and become a farmer, if you like getting hot and sweaty every day, it can be a very exciting way to live.   Speaker 4 (00:23:38) - I just see I know from history when something gets very bad for a long time, it usually leads to a great opportunity.   Speaker 1 (00:23:48) - Well, you are so experienced in commodities trading in the number one, the most traded commodity in the world is oil. And it seems that the oil price really isn't very high now, especially when you adjust that for all the inflation that we've had the past few years and of course the oil market and the oil price drives the prices of so many other downstream products. So what are your thoughts with regard to the oil market and where we're headed there? Jim.   Speaker 4 (00:24:16) - I know that known reserves of oil have peaked and are in decline just about worldwide. Does it mean it has to continue going up? But unless somebody finds a lot of oil quickly in accessible areas, the price of energy undoubtedly will go higher. The price of energy is going to stay high. Oil and natural gas, whether we like it or not, and I know we don't like it, but unless you wave a magic wand and you know, in Washington, they keep doing things that they don't help the supply of energy, they they damage it because they put restrictions and controls on energy.   Speaker 4 (00:24:55) - So unless something happens somewhere in the world pretty quickly, energy is not going to be cheap.   Speaker 1 (00:25:01) - Renewables like solar and wind may be the future, but oil has a high degree of energy density that a lot of those renewables still don't. We're talking with legendary investor Jim Rogers. He's joining us from Singapore. You talked about all this dollar printing, which has created inflation. And in order for central governments and central banks to get more control over people, discussion with Cbdcs central bank digital currencies has really percolated quite a bit in the past few years here. And with your international perspective, your world view. I'd like to know what your thoughts are on Cbdcs, whether you see a proliferation of it, where you see it starting for those that aren't aware of it. Central bank, digital currencies. That gives a government central control where all money is digital issued by the central authority, where your money can be stored digitally on your phone so that a central authority like a bank or a government can have control over you.   Speaker 1 (00:26:04) - For example, if your local economy is sagging, well, the government could tell you through your cbdc, your central bank, digital currency, for example, that you need to spend 30% of your income within a ten mile radius or else your money expires. Or this would give central authorities power to do something like say, you know, there's a curfew so you can't spend any of your money after 9 p.m. or this is where they could push ESG, environmental, social and governance agendas through targeting your spending or targeting your spending through diversity, equity and inclusion and getting more control that way through Cbdc. So what are your thoughts with the proliferation potentially of Cbdcs, Jim?   Speaker 4 (00:26:44) - We're all going to have digital money in the future, whether we like it or not. It already happened and China's way ahead of it. You can't take a tax in China with money. You have to have your digital money. Your own money. Yeah. And the ice cream in China with money. So it is happening. And nearly every country is working on computer money.   Speaker 4 (00:27:06) - Let's call it whatever you want to put your money. And governments love computer money is cheaper. It's easier. They don't have to transport it all they love. But mainly they love it because they've complete control over all of us. As you point out, they know everything you do. They'll call you up one day and say, Keith, you've had too much coffee this month. Stop drinking so much. Whatever it is, they love control and they love knowledge. I don't, but they do. So this is the world we're coming to. None of us will have money in our pockets except on our own. And yes, that's the new world. It's not far away in 2023. Okay. Anything that's not good for the citizen, Washington will catch up very fast if it's good for them. So no money is coming.   Speaker 1 (00:28:00) - Yeah. Let's hope the cbdcs don't turn up the coffee for anybody. This might make one wonder, you know, what can they do about it is you see more cbdc sentiment building in other nations with them potentially doing something like this.   Speaker 1 (00:28:15) - Is it a smart thing then for someone rather than store dollars, to instead borrow dollars by having loans on real estate? Or is it better to just completely be out of the government system of currency issuance or at least park more of your prosperity outside of the government system of dollars and euros and pesos and riyals and yen, and instead into a non governmental alternative like gold or Bitcoin. Would that be a better path? What are your thoughts there?   Speaker 4 (00:28:44) - When the government says, okay, now this is money, they're not going to say, okay, but if you want to use that money over there, use their money. We don't care. Governments love control and they love Monopoly, especially when it comes to money. So there may be competing types of money that you dollars now anyway. I guess you and I could swap gold coins or seashells or something if we wanted to. Most of the people in the US use government money and that's the way it's going to be. Whether we like it or not, the government has the monopoly.   Speaker 4 (00:29:22) - They have the guns. And if you can say, All right, I'm not going to use government money, I'll say, okay, but you're not going to be able to pay your taxes, then you're money. You're not going to be able to buy a driver's license or pay your other fees with other money. You're going to have to use government approved money.   Speaker 1 (00:29:42) - Well, the government tried to shut down ownership of gold like they did previously or Bitcoin, which would be unprecedented. I'm talking about the United States government, especially in this case or other developed economies.   Speaker 4 (00:29:54) - But when the US took away the right to go in 30s, that was gold was the basis for. Monetary system. It is much, much, much more important to the world economy. Then gold is not that important in the world's economy now. It's important, but so is right. So a lot of stuff. So I doubt if they will take gold away again. I don't see them outlawing digital money currency unless it becomes very successful and competitive to the government.   Speaker 4 (00:30:30) - Then they'll do. They always have.   Speaker 1 (00:30:33) - Bitcoin's market cap is still under $1 trillion, but increasingly you do have more and more politicians that own Bitcoin and there are a few advocates for Bitcoin there in Congress. So if that's the change you want to see, maybe you want to vote in people that are promoting the holding of prosperity outside of US dollars really by being Bitcoin advocates in Congress there. That's one thing that you can possibly do. But we talk about gold and silver. You know, I really like the fact that it is scarce. Just like Bitcoin has scarcity. There will never be more than 21 million Bitcoin. And of course gold and silver have a finite supply.   Speaker 4 (00:31:14) - Well, but first of all, please remember many digital currencies, not Bitcoin, but many have already disappeared and gone to zero.   Speaker 1 (00:31:23) - And there are some Bitcoin critics out there that say something like, well, there have been more than 20,000 cryptocurrencies. So what makes Bitcoin any better? Well, I think the fact that a lot of these cryptocurrencies that have little or no utility or mean coins, so if they come by and then they die, I don't think that should diminish Bitcoin in its utility in any way.   Speaker 1 (00:31:42) - Just like there have been over 20,000 stocks in history. And if a new stock comes by that doesn't have any value or any fundamentals and it fails, it doesn't diminish the market cap leader Apple one bit at all. So I don't think it's a valid comparison to say that just because a new cryptocurrency comes and goes that shouldn't diminish or knock Bitcoin at all, just like it shouldn't Apple, if a flashy new stock comes by and dies?   Speaker 4 (00:32:06) - Well, throughout history, money has come and gone. People use seashells, people use cows, People use lots of things, glass beads all over the world. You know, the US was founded on a silver standard at 1792. Silver was the basis for the US currency that later changed to gold.   Speaker 1 (00:32:27) - What's so interesting, Jim, written in our United States Constitution, it stated that gold and silver shall be money, but of course it's not. In Nixon completely departed the last vestige of that in 1971. Yet there was no amendment written to the Constitution to supersede it.   Speaker 1 (00:32:47) - Gold and silver shall be money when it comes to currency and how one measures the prosperity in the United States. It is the dollar. We know it's going to continue to be the dollar for some period of time yet, and you can't get too many certainties in investing. And really the second near certainty we can get is that the dollar is going to continue to diminish in value. So that's why rather than save it, we borrow for real estate. Jim, wrap it up here. In this world of higher inflation, though, it's come down in higher interest rates where you tend to think they will keep going higher. What should one do, maybe especially a younger person today, You know, any direction that you would have for a younger person, a younger investor, or maybe that's even investing in themselves and developing skills themselves. So what are your thoughts?   Speaker 4 (00:33:33) - They're all investors. Young, old, whatever should invest only in what they themselves know a lot about. If you want to be successful, don't listen to somebody on the TV or in the magazine or even on the Internet.   Speaker 4 (00:33:48) - You know your program. They should invest only in what they know about you. Listen to somebody and she said, Buy X and you buy x and x goes up. You don't know what to do because you don't know why you bought it. Right? X goes down, you don't know what to do because you don't know why you bought it. So if you want to be successful, just stay with what you yourself know a lot about. You might say that's boring. Be boring If you want to be successful, be boring. You know, invest in what you know. And I cannot tell you how important that is for all investors, young or old.   Speaker 1 (00:34:31) - Yeah, well, to sum it up on rates, Jim Rogers said that governments have debt, therefore governments will keep printing. So then governments will raise rates to keep inflation in check. Remember, just last year, a lot of people didn't think that Powell would have the guts to raise rates so high. Well, he sure did. Who else did I ask about how high interest rates will go? Will, I asked you on our get Recession Instagram poll, the majority of you think.   Speaker 1 (00:35:01) - That the Fed rate will exceed 6%. And again, it's about 5% now. All right. Well, then with mortgage rates around six and three quarters now, perhaps they'd go up to about 8%. But of course, mortgage rates don't track the Fed rate in lockstep. They more closely follow the yield on the ten year note. Now, this is really interesting for real estate investors when inflation is low. So interest rates, well, in those environments, real estate people seem to love that. But you know what? Those two things pretty much cancel out. Well, since we're big borrowers as real estate investors, you get less benefit from low inflation and more benefit from low interest rates, just like high inflation and high interest rates cancel out because now you've got your debt being debase faster and a greater interest expense to pay. So really it's a wash either way. If for some reason real estate investors seem to be more concerned about high interest than they are thinking about the benefits of the high inflation and in fact, real estate investors, hey, we can totally have our cake and eat it too, because when inflation goes high, well, you can stay fixed on your low interest rates.   Speaker 1 (00:36:16) - And then when inflation and rates go low, you can refinance. So savvy real estate investors then in fact benefit from the inflation and interest rate dance. This kind of tango that they do where they stay together. If you enjoy the show here each week, do you mind doing something as a give back that takes less than two minutes of your time? Leave a podcast rating and review. The fastest way to do this is just perform a search. Either search how to leave in Apple Podcasts Review, or how to leave a Spotify podcast review. I'd be grateful that helps others find the show. And we've got a bunch of terrific episodes coming up for you here on Gray, providing you with free content and reliably showing up for you every week. I would greatly appreciate your podcast rating in review. Again, it's easiest to simply search how to leave an Apple Podcasts Review or how to leave a Spotify podcast review until next week. I'm your host, Keith Weintraub. Don't quit, dude. Adrian.   Speaker 5 (00:37:24) - Nothing on this show should be considered specific, personal or professional advice.   Speaker 5 (00:37:28) - Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Speaker 1 (00:37:52) - The preceding program was brought to you by your home for wealth building Get rich education.com.

On today's episode, we discuss the GWB discovery, a 25-year-old bet over the theory of human consciousness, and the realization that you may actually suck at detecting "bullshit."   Every Friday, join hosts MJ Banias and Stephanie Gerk as they roundup the latest science and tech stories from the pages of The Debrief. From far-future technology to space travel to strange physics that alters our perception of the universe, The Debrief Weekly Report is meant for the dreamers who love the science and technology of the future.   For the articles discussed in this week's episode, visit The Debrief at: https://thedebrief.org/   Follow The Debrief on Twitter: https://twitter.com/Debriefmedia Follow MJ Banias on Twitter: https://twitter.com/mjbanias Follow Stephanie Gerk on Twitter: https://twitter.com/stephgerk   Have something to tell us? Email the show at: weeklyreport@thedebrief.org

Dr. Elikplim Abla Dzikunoo and Abdul Rashid Seidu discuss their Geoscientists without Borders project, "Provision of potable water to communities in northeastern Ghana." This GWB project will directly help the inhabitants of two communities (Zagsliari and Salinwia) located within the Nasia river basin in the West Mamprusi district – Northeastern region of Ghana. In Zagsliari, men, women, and children will all benefit from potable water. Children will especially benefit as the current water supplies in the community expose them to diseases like cholera and dysentery. In Salinwia, families will profit greatly from the provision of boreholes, enabling them to engage in year-round irrigation farming to improve their economic fortunes and sustenance for themselves and their livestock. This was done by using Electrical Resistivity Tomography techniques to define and interpret geo-electric sections and models to show the subsurface lithology distribution and provide scientific data that will inform groundwater management policy decision-making and improve access to potable water resources by the communities of the study area. To build on the knowledge of the area's geology and offer a better understanding of the underlying complexities, lithologic logging was done during drilling, followed by geophysical logging after drilling, which offers improved resolutions of the subsurface geologic complexities. In this conversation with host Andrew Geary, Elikplim and Rashid explain why groundwater is of growing importance in the "food basket of Ghana" as rainwater gets more difficult to predict. Elikplim highlights the value of combining community knowledge with scientifically-tested methods to be successful. Rashid explores why groundwater has been an overlooked resource in Ghana. And they both discuss the importance of respecting the culture where scientific work occurs. While the audio quality at times is not ideal, please give this episode a listen from beginning to end if you can. This is a powerful story on the power of geophysics, how to gain support from local communities, and the difference science can make in people's lives. Listen to the full archive at https://seg.org/podcast. RELATED LINKS * Learn more about the Ghana water project (https://seg.org/About-SEG/Geoscientists-Without-Borders/Projects/detail/ghana-2) * Learn more about Geoscientists without Borders (https://seg.org/About-SEG/Geoscientists-Without-Borders) * Donate to GWB (https://seg.org/About-SEG/Geoscientists-Without-Borders/Donate) * Explore the Geophysical Sustainability Atlas that maps geophysics to the UN Sustainable Development Goals (https://library.seg.org/doi/10.1190/tle40010010.1) BIOGRAPHIES Dr. Elikplim Abla Dzikunoo is a geologist specializing in the applications of near-surface and borehole geophysics for use in hydrogeological studies and the interpretation of airborne data for structural and lithologic delineations. She is currently a lecturer in the Department of Earth Science, University of Ghana, teaching geophysics and GIS/RS-related courses. Abdul Rashid Seidu is a final-year geophysics student at the University of Ghana. Being a young, aspiring geophysicist, he had the privilege of participating in many geophysical programs that have sharpened and expanded his knowledge of geophysics, particularly exploratory geophysics. CREDITS Zach Bridges created original music for this show. Andrew Geary hosted, edited, and produced this episode at TreasureMint. The SEG podcast team is Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

This one is a lot of fun with Kathleen, Kara and Lauren! We discuss several topics and they are just a ball of joy to have on the GWB podcast! Please go subscribe on YouTube, like the videos and hit the bell for notifications! Thank you all for the Love and Support! Follow us on Instagram and FB, leave a positive review on our Apple podcast along with 5 star rating as it helps the channel out tremendously. WE LOVE YOU! Thank you for the SUPPORT and Love!! Heap Much Love, Ben

Paul Bauman discusses the inaugural Global Sustainability Lecture series, "A Strategy for Improving Rural Water Supply Development in Sub-Saharan Africa." Though 98% of the available freshwater in the world is groundwater, groundwater resources are not easily available in much of the world, where subsurface water is the only option. Today, more than 400 million people in sub-Saharan Africa live in water insecurity, meaning they lack reasonable access to either sufficient quantities of water or water of acceptable quality. For rural populations, a direct consequence of water insecurity is food insecurity. In the Horn of Africa alone, more than 60% of the population is food insecure, with more than 20 million people approaching famine conditions. In this conversation with host Andrew Geary, Paul highlights how water impacts all 17 of the United Nations Sustainable Development Goals. He outlines the impact of two billion people living with water stress and how it could reach over five billion in the next ten years. Paul also shares why every geoscientist needs to be aware of this crisis, how it impacts their work, and what actions to take to address the issue. This is an inspiring, humbling, and necessary conversation. Listen to the full archive at https://seg.org/podcast. RELATED LINKS * Listen to Paul's lecture (https://seg.org/Education/Lectures/Distinguished-Lectures/2023-Global-Sustainability-Lecturer-Bauman) * Learn more about Paul's Geoscientists without Borders projects: Uganda (https://seg.org/About-SEG/Geoscientists-Without-Borders/Projects/detail/uganda-1); Kenya (https://seg.org/About-SEG/Geoscientists-Without-Borders/Projects/detail/kenya-2) * Discover ReliefWeb (https://reliefweb.int/) * Donate to GWB (https://seg.org/About-SEG/Geoscientists-Without-Borders/Donate) * Explore Paul's website (https://www.paulbaumangeophysics.com/) BIOGRAPHY Since the early 1990s, Paul has directed water exploration programs in some of the most water-stressed locations on the planet, including Yemen, post-tsunami Aceh Province in Indonesia, refugee camps, and conflict-affected areas in East Africa and Bangladesh, and drought-affected areas of Southern Africa. Paul has a B.Sc.E. in Geological Engineering from Princeton University and an M.Sc. in Earth Sciences from the University of Waterloo. He is a principal geophysicist at BGC Engineering in Calgary, where he directs the Near-Surface Geophysics group. Paul was the 2020/2021 CSEG Distinguished Lecturer, and received the 2021 award for Applied Hydrogeology from the International Association of Hydrogeologists (IAH). Some of his geophysical projects have been featured in movies, and television documentaries, including the National Geographic Television special Finding Atlantis, two NOVA documentaries (Ancient Refuge in the Holy Land and Holocaust Escape Tunnel), Discovery Network's Finding Escobar's Millions, Finding Water which documented a water program in the Kakuma Refugee Camp, and the Holocaust documentaries The Good Nazi and They Fought Back. CREDITS SEG produces Seismic Soundoff to benefit its members and the scientific community and to inform the public about the value of geophysics. Please leave a 5-star rating on Apple Podcasts and Spotify to show your support for the show. It takes less than five seconds to leave a 5-star rating and is the number one action you can take to show appreciation for this free resource. And follow the podcast on the app to be notified when each new episode is released. Original music created by Zach Bridges. Andrew Geary hosted, edited, edited, and produced this episode at 51 features, LLC. Thank you to the SEG podcast team: Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

Professors Kirsten Nicholson and Klaus Neumann lead a Geoscientists without Borders (GWB) project to find safe drinking water for two communities in the Sagarmatha National Park, Nepal. This country most famously is home to the world's favorite trekking destination - the Himalayans. Even though this area is popular with tourists, it struggles with adequate drinking water. Diseases due to unsafe water are some of the most common causes of death, with diarrheal disease accounting for 4.2% of the global burden of diseases. The situation is far worse in less economically developed, semi-arid mountainous regions where communities experience poor health due to contaminated drinking water. At the same time, these high-altitude regions face increasing pressure caused by climate variability, impacting precipitation patterns, seasonal snowpack, and glacial growth. The issues surrounding long-term resource management and the reduction of water-related vulnerability are complex and rarely involve simple solutions. Large-scale environmental problems usually involve a mixture of science (geology, hydrology, geophysics, ecology, etc.), applied science (engineering, natural resource management), and human dimensions (politics, economics, culture, etc.). Governments often struggle with these problems, and researchers usually deal with a single aspect, two or three at most. Kirsten and Klaus lead a GWB project to solve the water problems of two communities in Nepal - Phortse and Lobuche. These communities sought help to determine the placement and capacity of a water filtration and storage facility that would provide potable water to the community members year-round. The placement of the system is essential so that it is resistant to the impacts of climate change and earthquakes. In this episode, you will hear exclusively from Kirsten and Klaus as they take you on a journey from discovering the need for this project to what they hope they will contribute to these communities. Along the way, they highlight the meaningful contributions of students from the U.S. and Nepal, how the local communities have taken leadership in this project, and share the most enriching experiences for them. This is a powerful example of the significant contribution geoscientists can make when focused on a meaningful project for a local community. Listen to the full archive at https://seg.org/podcast. RELATED LINKS * Learn more about the Nepalese project (https://seg.org/About-SEG/Geoscientists-Without-Borders/Projects/detail/nepal-water) * Learn more about Geoscientists without Borders (https://seg.org/About-SEG/Geoscientists-Without-Borders) * Donate to GWB (https://seg.org/About-SEG/Geoscientists-Without-Borders/Donate) * Explore the Geophysical Sustainability Atlas that maps geophysics to the UN Sustainable Development Goals (https://library.seg.org/doi/10.1190/tle40010010.1) CREDITS SEG produces Seismic Soundoff to benefit its members and the scientific community and to inform the public about the value of geophysics. Please leave a 5-star rating on Apple Podcasts and Spotify to show your support for the show. It takes less than five seconds to leave a 5-star rating and is the number one action you can take to show appreciation for this free resource. And follow the podcast on the app to be notified when each new episode is released. Original music created by Zach Bridges. Andrew Geary hosted, edited, edited, and produced this episode at 51 features, LLC. Thank you to the SEG podcast team: Jennifer Cobb, Kathy Gamble, and Ally McGinnis.

Rėmėjais galite tapti paspaudę šią nuorodą: https://contribee.com/krepsinisnet „Penkto kėlinio“ klausytojams GO3 suteikia galimybę du mėnesius prenumeruoti GO3 sporto paketą su 30 proc. nuolaida. Standartinė paketo kaina yra 6,99 eur, o su nuolaidos kodu penktaskelinys jums kainuos 3,49 eur. Kuponas gali būti panaudotas užsakymo procese arba specialiame kupono aktyvavimo puslapyje https://go3.lt/subscriber/voucher/ *nuolaidos kodas galioja tik naujiems GO3 klientams ir tik iki gruodžio 10 dienos 00:00 – „Ryto“ biudžeto pristatymas 11:30 – Viliaus žinių kalbėjimas 13:05 – ar M.Grigonis nesuklydo 17:52 – A.Trinchieri persikėlimas į „Real“ 18:40 – kas laimės Pasaulio futbolo čempionatą 19:16 – A.Marčiulionis 20:48 – ką pakeisti FIBA „langų“ sistemoje 27:48 – LKL ir Eurolygos nustebinę/nuvylę žaidėjai 33:33 – GWB pasisakymas apie „Wolves“ 37:47 – Eurolygos sezono trumpinimas 39:25 – kritika G.Masiuliui 49:07 – T.Sabonis „Žalgirio“ vyr. treneris 50:40 – Šaro kaltinimai „Anadolu Efes“ 57:08 – Dž.Gagičiaus sugrįžimas 1:00:04 – kur papildymai LKL komandose? 1:02:30 – hipotetinis 1:05:26 – kas tiktų „Žalgiriui“ 1:07:04 – sudėtis pagal valstybes 1:08:54 – R.Kurtinaičio dalykai

故事FM ❜ 第 667 期*本期节目由故事fm与腾讯游戏学堂共创播出这本期节目中，我们将向你介绍两款不一样的游戏。《6栋301房》：玩家以阿尔兹海默病患者为第一视角，可以沉浸式地感受患者是怎么在自己原本熟悉的房间中探索和生活的。玩家通过走迷宫的形式，以第一视角对房间进行反复的探索和重识，通过与不同物件的交互来拼凑起主人公的人生故事。不像是我们所理解的那种传统的娱乐性游戏，作为一款叙事解谜游戏，它更像是一部交互式的电影或者绘本，以精巧的设计向玩家讲述了一个关于重拾回忆的故事。因为对于游戏内容的创新与对阿尔兹海默病患者的关怀，它获得了 2022 腾讯GWB独立游戏大奖赛的「社会价值奖」。这一赛事由腾讯游戏学堂发起，面向全球游戏开发者，旨在发掘并呈现优质的游戏产品和团队。《数字长城》：在 2022 腾讯游戏开发者大会的社会价值专场活动上，一个名为「数字长城」的数字文保项目与大家见面了。如果你在微信里打开「云游长城」小程序，就能进入到一段无比真实的「数字长城」之旅，你所看见的，大到长城走向、植被分布，小到每一级台阶、每一处破损、每一块砖的纹理、甚至是不文明游客留下的涂鸦，都和现实中的这段长城一模一样，这就像是一个「爬长城模拟器」。对于不熟悉游戏制作的用户来说，可能会以为自己在看一段实拍视频，但其实这是通过游戏技术实现的全方位还原，在体验过程中用户的身份是「长城修缮官」，不仅能看，还能和它交互，学习与长城相关的知识。/Staff/讲述者 | 尹宁 阿栖主播 | @寇爱哲制作人 | 刘逗声音设计 | 桑泉运营 | Yoyo 吴昊/BGM List/01. StoryFM Main Theme – 彭寒(片头曲)02. 关联 – 桑泉03. 纳川 – 桑泉04.那些埋在记忆里，却被生活清理掉的情节 – 桑泉05. 光的枢纽 – 桑泉用你的声音，讲述你的故事。故事FM 是一档亲历者自述的声音节目，每周一三五更新。在以下渠道均可收听我们的节目：苹果播客 | 网易云音乐 | 喜马拉雅蜻蜓FM | 荔枝FM | 懒人听书小宇宙 | QQ音乐 | 酷狗音乐 | 酷我音乐Spotify | Google Podcast

We kick things off discussing the new George W. Bush Masterclass and look back at what an awful president and human being GWB is. We check in with John Corabi, who was briefly the vocalist of Motley Crue, when Vince Neil was kicked out of the band. Corabi shares a tale about our new favorite person, Andy McCoy of Hanoi Rocks. The show wraps up with Rob trying to rank the late night talk show hosts he would bang. Watch the episode on Youtube and Twitch for free.  Join our Patreon and get two bonus episodes each month, and other behind-the-scenes goodies. More info here. Follow us on: Twitch, Instagram, Facebook, Twitter, Youtube and our Discord Chat. Also don't forget about our Spotify playlist. We also have merch if you're into that kind of sharingSee omnystudio.com/listener for privacy information.

THE WORLDS GREATEST GAY IS BACK ON THE POD.  David Rants a few times, The Boys talk hypothetical Ricky Martin situations, Biden making the worst deals of all time, Trump being hilarious, Monkey Pox VAX loopholes, Would you rather party with Hunter Biden or GWB, The Male G-spot, getting fingered in public and SO MUCH MORE...TELL YO FRIENDS TO SUBSCRIBE.....Biiiiittttcccchhhhh

The show which can originally be found at kgov.com/crime [Updated June 13, 2021] - The death penalty is at the heart of the Gospel of Jesus Christ. - Salvation is presented in terms of crime and punishment. - The Bible is a criminal justice textbook. - Five of the Ten Commandments are for criminal justice - See below our list of ways to reduce crime. Murders per Million Source: See the FBI's 2018 Homicide Data Table 6 and the simple spreadsheet calculation. While many crimes go unreported, even sexual assaults, murder is almost always reported. This chart's statistics are highly reliable. Won't vs. Can't: Public policy should prioritize deterrence over inability. Human beings are almost infinitely creative. Thus, a government's top priority should be making it so that people won't commit crime rather than that they can't commit crime. List of Ways: Don't worry! Below, in our List of Ways to Reduce Crime, of the 25 specifics, none of them say, let's just stop shooting each other; don't judge; just love everyone; love God; all sins are equal; or forgive everyone. Flashback #1: Court TV interviews Bob Enyart regarding Scott Peterson's death sentence. Flashback #2: We purchased OJ Simpson's memorabilia at auction and then burned both his Hall of Fame Award and his Heisman '68 Jersey (which had been hanging in his Brentwood mansion) to call for the installation of a new criminal justice system in America. See KGOV.com/oj. Flashback #3: Bill Clinton raped Juanita Broaddrick as documented at ShadowGov.com and as an editor of the Wall Street Journal wrote, that Bill Clinton's rape of Juanita Broaddrick was an event that "in fact took place." Hear also Bob's worldwide exclusive interview with Juanita Broaddrick and with nurse Norma Rogers, her friend who found Broaddrick wounded and in tears shortly after the assault. Flashback #4: BEL aired never-before-heard Columbine recordings and we get to the real story (i.e., one murderer's Natural Selection t-shirt) behind the massacre, the search warrant application that was squashed that may have prevented the murders, and the disgraced sheriff's refusal to let SWAT intervene. Flashback #5: Check out Bob Enyart's phone call to Michael Jackson attorney's office on the very day that Mark Geragos threatened to sue anyone who "besmirched Jackson's reputation" and see the three pieces of information on the homosexual child molester that Bob gave to the Santa Barbara District Attorney. Flashback #6: Reporters whom we identify by name from the New York Times, the LA Times, and Reuters called for comment about the Planned Parenthood shooting in Colorado Springs. But as fake news they all refused to show the petition signature or even report that the kgov.com/hero Officer Garrett Swasey who was murdered by the pothead who shot up the mill had been helping us to try to stop all killing at that abortion mill, including by the abortionist. Flashback #7: After our meager effort to get justice for JonBenet failed, we presented our Clue that Breaks the Case and our Concise List of Inculpatory Evidence Against the Ramseys including in this 200,000+ views YouTube: Five of the Ten Commandments: Five of the Bible's Ten Commandments lay the foundation for a valid criminal justice system: - Do not murder (basis for the right to life and prohibiting crimes of bodily harm crimes) - Do not steal (basis for the right to own private property and prohibiting socialism and other economic crimes)- Do not commit adultery (basis for prohibiting extra-marital intimacy, etc.) - Do not bear false witness (prohibiting of kgov.com/perjury as the basis for the right to due process) - Do not covet (goes to establishing motive in court proceedings) See kgov.com/americas-criminal-code for our one-page long proposed criminal code that can replace a million pages of the country's current codes. Death Penalty at the Heart of the Gospel of Christ: Question: Do any New Testament people or books support execution?Answer: As shown directly in the verses below, Jesus, Paul, Matthew, Mark, Luke, John, Acts, Romans, Hebrews, Revelation, and an angel all give strong support for the death penalty. But first consider the case of an American mass murderer. Here are the New Testament scriptures this article quotes: "For if I am an offender, or have committed anything deserving of death, I do not object to dying; but if there is nothing in these things of which these men accuse me, no one can deliver me to them. I appeal to Caesar." -Apostle Paul, Acts 25:11 "Why do you also transgress the commandment of God because of your tradition? For God commanded, saying... 'He who curses father or mother, let him be put to death.' But you say..." -Jesus Christ, Mat. 15:3‑4 & Mark 7:8‑11 …rulers are not a terror to good works, but to evil. For [the governing authority] is God's minister to you for good. But if you do evil, be afraid; for he does not bear the sword in vain; for he is God's minister, an avenger to execute wrath on him who practices evil. -Paul, Rom. 13:3-4 And if anyone wants to harm them… he must be killed… -Apostle John, Rev. 11:5 he who kills with the sword must be killed with the sword. Here is the patience and the faith of the saints. -John, Rev. 13:10 Anyone who has rejected Moses' law dies (present tense) without mercy on the testimony of two or three witnesses. Of how much worse punishment will he be thought worthy who has trampled the Son of God underfoot. Hebrews 10:28‑29 [death penalty = deterrent for unbelief] "[we] are under the same condemnation, indeed justly, for we receive the due reward of our deeds; but this Man has done nothing wrong" -repentant criminal being executed Luke 23:40-41 Here are a few Old Testament scriptures for capital punishment: Be afraid of the sword for yourselves; for wrath brings the punishment of the sword, that you may know there is a judgment. Job 19:29 The righteous shall rejoice when he sees the vengeance… So that men will say, "Surely there is a reward for the righteous; Surely He is God who judges in the earth." Ps. 58:10‑11 "Whoever sheds man's blood, by man his blood shall be shed; for in the image of God He made man." Gen. 9:6 'take no ransom for the life of a murderer… but he shall surely be put to death' Num. 35:31‑33 "Will you profane Me among My people… killing people who should not die, and keeping people alive who should not live…?" Ezek. 13:19 Thus the death penalty still applies for murder, kidnapping, etc. But we know that the law is good if one uses it lawfully, knowing this: that the law is not made for a righteous person, but for the lawless... for murderers [Ex. 21:16]... for perjurers... -Paul 1 Tim. 1:8-10 Finally, KGOV's New Testament Support for Capital Punishment explains that Christians should not advocate for the death penalty for the Mosaic symbolic offenses. Why not? For the priesthood being changed, of necessity there is also a change of the law Hebrews 7:12 As of shortly after Christ's death, no government, not even Israel's, should punish, let alone execute, those who violate the symbolic ordinances which reinforced Israel's priestly role (Lev. 24:16; Mat. 15:4; etc.). Listener's Neighbors Murdered: Please pray for a BEL listener going to visit in jail a husband who turned himself in, who murdered his wife on Feb. 21, 2019. Both were Chuck's neighbors. Our listener will urge the murderer to forbid his defense attorneys from entering a not guilty plea, and even to dismiss them. Further, that he should not fight the death penalty. And, even if he asks God to forgive Him to save His soul (which would be wise, that should have no affect on the punishment that he is due in this life,

Rėmėjais galite tapti paspaudę šią nuorodą: https://contribee.com/krepsinisnet Sekite mus „Instragram“ tinkle: https://www.instagram.com/krepsinisnet/   00:00 – laidos svečias 00:53 – gera „Ryto“ pradžia 04:00 – I.Buvos elgesys 11:54 – spaudimas žaidžiant „Ryte“ ir „Žalgiryje“ 14:08 – „Lietkabelio“ ramybė 18:28 – panevėžiečiai Eurolygoje 19:53 – piniginė „Ryto“ motyvacija 20:57 – ar „Žalgiris“ turi išpirkti D.Giedraitį 23:55 – ko reikia K.Lukošiūnui 26:26 – M.Blaževičiaus pasikeitimas 33:10 – ko laukti iš antro finalo mačo 38:33 – GWB motyvai nepalaikyti „Žalgirio“ 45:03 – finansinė atsakomybė žaidėjams 55:54 – „Žalgirio“ taikiniai 1:06:30 – J.Bertomeu eros pabaiga 1:09:50 – (ne)teisingas finalinio ketverto formatas 1:12:45 – ko vyr. treneriai reikalauja iš asistentų 1:18:11 – 1x1 lyga

Will God answer your prayer if you don't end with, "In Jesus' name, Amen?" Learn what praying in the name of Jesus really means.   I taught this week on the call of Abraham and the development of God's missionary call through the nation of Israel as they were responsible to communicate the truth of God to the cultures around them. They were given that great commission. The great commission didn't start in Matthew 28.  It started with Abraham in Genesis 12 —the first three verses there —Abraham, chosen by God to raise up a nation who would then be God's priests to the world so that they would be a blessing to all of the nations.   They had a unique role in the great monotheistic religion. The Jews were supposed to reflect morality to the world. Israel was to witness to the name of God. When they talked about the name of God and witnessing to God's name, that does not mean that they were to let everybody know what they called God, "Yahweh." Their goal wasn't to cover the countryside with evangelists who just let everybody know what the right word for God was. It meant something different.    ☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆ ☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆☆ https://linktr.ee/jacksonlibon -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- #realtalk #face #instagram #amour #take #couple #dance #dancers #vogue #voguedqnce #garden #tiktok #psychology #beyou #near #love #foryou #money #ForYouPizza #fyp #irobot #theend #pups #TikToker #couplegoals #famille #relation #doudou #youtube #twitter #tiktokers #love #reeĺs #shorts #instagood #follow #like #ouy #oyu #babyshark #lilnasx #girl #happybirthday #movie #nbayoungboy  #deviance #autotrader #trading #khan #academy #carter #carguru #ancestry #accords #abc #news #bts #cbs #huru #bluebook #socialmedia #whatsapp #music #google #photography #memes #marketing #india #followforfollowback #likeforlikes #a #insta #fashion #k #trending #digitalmarketing #covid #o #snapchat #socialmediamarketing

Hello, Happy New Year and best of all Gamers Without Borders is back! Nick discusses his thoughts and feelings about his choice for Game of the Year 2021, Life is Strange: True Colors   If you want ever more discussions about Life is Strange involving Nick and some friends of the podcast, check out these episodes of two great podcasts:   Almost Better Than Silence Episode 333 (Life is Strange 2 Spoilercast) https://open.spotify.com/episode/33KhB7jdG6SUl4EAWkZquW?si=134e57e45cf544c0   Behind the Line Radio (Enthusiacs) Episode 51 (Discussion about Life is Strange in general) https://open.spotify.com/episode/2BNvAvgmipADyaZaBLTI2u?si=1TorBhc2Tnyg-vP2VEA2nQ   Thanks, have a great 2022 and I hope to be back with GWB again soon!   Nick (@AnotherGmgBlog)    

Michigan won their first Big Ten Championship since GWB's first term. Reggie isn't happy about it. Andy is delighted. There are some big games left to be played, though, with Michigan facing off against Georgia in the CFP on New Year's Eve, while Ohio State heads to Pasadena to play Utah on New Year's Day. Regardless of which team you root for, 2021 has been undeniably fun, entertaining, and a great distraction from the pandemic. Andy and Reggie discuss a little bit of everything as the end of the season approaches.

Baby Jenni is on the show today! They talk karaoke obsessions and personal obsessions with pets that may cause Munchausen syndrome. The girls indulge in probably the fanciest drink yet, an Aperol Spritz. Have fun with them as they learn about the  real housewives and the GWB!IG: @thebleedinghammockTwitter: @BleedingHammockEmail: TheBleedingHammock@gmail.com

We were excited to do a collab with the guys who run @NoContextCFB on twitter, but they big-leagued us and Joe was running errands the whole time we were recording. We must not mean that much to bigshots like them, but hey we've got a foot in the door. Plus the account is run by the CIA or something, so they can give us advance notice about the next time GWB flies a hologram at us. Da Bears   DONATIONS https://www.globalgiving.org/projects/icareaboutpeace/ LIVE SHOW! https://itsjustbits2.bpt.me/ MERCH https://linktr.ee/itsjustbits TWITTER @kellen_frank @theconnorford Support the show: http://linktr.ee/itsjustbits See omnystudio.com/listener for privacy information.

SEASON TWO is underway here at GWB and Nathan joins me in the studio to talk about all sorts of different things! It is a wonderful kickoff episode for season two! Thank you all for the Love and Support! We also have GWB Hats and Comfort Color Tshirts, stickers for sell right now so make sure to get yours today!! Follow us on Instagram, leave a positive review on our Apple podcast along with 5 star rating as it helps the channel out tremendously. WE LOVE YOU Thank you for the SUPPORT and Love!! Heap Much Love, Ben  

As many of you know I host another podcast entitled "Tell It On The Mountain" Podcast which you should go follow on Instagram and on Apple Podcast, well we interviewed world renown author Mark Batterson. It is an amazing podcast that I throughly enjoyed making and recording! So I wanted to share it on GWB so all of you can hear it.Thank you all for the Love and Support! We also have GWB Hats and Comfort Color Tshirts, stickers for sell right now so make sure to get yours today!! Follow us on Instagram, leave a positive review on our Apple podcast along with 5 star rating as it helps the channel out tremendously. WE LOVE YOU Thank you for the SUPPORT and Love!! Heap Much Love, Ben  

Do you bloat like a puffer fish right before your period? Is your period accompanied by crazy cramps? And most importantly, did your mom ever explain to you what a period is? Girl, you ain't alone, we feel you! In this episode of GWB, we discuss everything periods, from cramps and cravings all the way to sanitary products we use. We also discuss societal and cultural taboos prevalent regarding menstruation cycles. We give fun facts and stories and dive deeper into our own personal experiences with periods and our bodies changing! Let's break the taboo and have more conversations around periods!

This episode is the first of its kind here at GWB as we have debate club, would you rather and our Buffalo it or Bologna it segments. Jake, Scott and Ethan join us and put their hilarious takes and trust me these shenanigans in the podcast studio will have you laughing! Thank you all for the Love and Support! We also have GWB Hats and Comfort Color Tshirts, stickers for sell right now so make sure to get yours today!! Follow us on Instagram, leave a positive review on our Apple podcast along with 5 star rating as it helps the channel out tremendously. WE LOVE YOU Thank you for the SUPPORT and Love!!  Heap Much Love, Ben

Winston and Avery take on the Hosting duties of the GWB podcast and interview who I would say is a pretty incredible guest! I love these guys and the episode is really good especially considering our lack of sleep! I LOVE this episode and I really hope you enjoy it too! We also have GWB Hats and Comfort Color Tshirts, stickers for sell right now so make sure to get yours today!! Follow us on Instagram, leave a positive review on our Apple podcast along with 5 star rating as it helps the channel out tremendously. WE LOVE YOU Thank you for the SUPPORT and Love!!  Heap Much Love, Ben

This is a hilarious podcast with some of my long time friends that I have known for ten plus years and we discuss all sorts of different topics such as weddings, bad dates and getting semi famous through viral videos. You will love these people and how authentic they are!! Make sure to follow us on Instagram at the Great White Buffalo Podcast. If you feel lead please leave a 5 Star rating and write us a review as it helps the channel out greatly!  Also merchandise is dropping soon so make sure to get your GWB gear!! Heap Much Love, Ben

YES! We have Alex, Anna and Katie on today's episode and it is so fun to hear everybody together!!! This episode is really insightful into the world of siblings rather you have a bunch or none at all and the ups and down of growing up together! We also discuss transitions of life as two of the guest are transitioning into college in the fall! Make sure to follow us on instagram and SUBSCRIBE!!! Also spread the word about the podcast so our GWB herd expands!! Heap Much Love, Ben

This episode is hilarious as we deep dive into some the best of the worst movies and other things that are the worst! Make sure to reach out on Instagram on what you want us to discuss next time on the podcast! Leave a 5 star rating on Apple and leave a review as it helps out the channel greatly!! Subscribe and spread the word of GWB and thank you for joining our Herd!    Heap Much Love, Ben

Ladies and Gentlemen you have a treat coming for you today with one of my best friends Winston Hunter! We go deep diving into a rabbit hole of the DARE program, our Dads, our friendship stories!! Make sure to subscribe to our podcast and leave a review! Also find the GWB podcast on Instagram and follow us for updates! 

We have some incredible guest Will and Keegan Helms and Josh Meeks! We talk about the origin story of GWB, movies, breweries and so much more! Subscribe to our podcast and follow our instagram at greatwhitebuffalopodcast. THANK you for the support!