Podcasts about insurance companies

In this special "Best Of" episode of Body Bangin', we are pulling back the curtain on the games insurance companies play and how you can stop losing money to them.The insurance company is in the business of making money, not fixing cars. It puts them in a very different place in the process than it puts you and me. They have policies in place to mitigate their loss as much as possible , but at the end of the day, the liability for the repair falls completely on the shop.This episode is your blueprint for taking your power back, getting paid for the work you do, and protecting your shop from massive liability gaps.What You'll Learn in This Episode:

Luis Suarez is a bilingual restoration educator and technical consultant with over a decade of field experience in water, fire, and mold damage. He is the founder of RestorRight Bilingual Academy, where he focuses on bridging technical knowledge, documentation practices, and field application for restoration professionals and property stakeholders. Luis is known for his work in educating both English and Spanish-speaking communities, promoting ethical restoration practices, and strengthening the connection between science, standards, and jobsite reality. His mission centers on elevating industry professionalism through education, critical thinking, and practical guidance grounded in field experience. Wynn White, P.E., is the Founder and Principal Engineer of Wynn L. White Consulting Engineers, established in 1987. A second-generation engineer with more than 30 years of experience, he has worked with school systems, hospitals, municipalities, utilities, government agencies, and industrial organizations nationwide to help them manage environmental, health, safety, and facility risks while controlling costs. Wynn developed the firm's master specifications for asbestos and mold remediation and serves as Principal Engineer on environmental and engineering projects involving indoor air quality, hazardous materials management, and building-related risk reduction. He is also an accredited training provider who has educated professionals across the country on practical, compliant approaches to environmental and safety challenges. He earned his engineering degree from Purdue University and is a Registered Professional Engineer in Arkansas, Louisiana, Mississippi, Tennessee, and Texas. Wynn is an active member of professional organizations, including the Louisiana Engineering Society, and is known for delivering practical solutions that prevent and resolve complex building issues.  Steven Richford founded Richfords back in 1977. He started cleaning carpets but soon identified a gap in the market for fire and water restoration and never looked back. Richfords Fire and Flood are probably the only independent fire and flood company in the UK working outside of any network and still doing 95% insurance restoration work. Steve is also co-founder of the British Damage Management Association. Ashley Easterby has over 40 years' experience in owner/operator small business in Australia and an extensive understanding of the need to build and maintain successful relationships and strategic alliances to ensure a successful business. In 2002 he was instrumental in the formation of a group of likeminded Water Damage Restoration companies into the leading independent restoration network in Australia. This network provides restoration services with national coverage for the needs of Corporate Clients & Insurance Companies via a transparent, local and cost effective service.

Consolidated Chassis Managemen v. Northland Insurance Company

Have significant issues with your disability insurer ? Follow this week's episode as the process to get retaining is explained ! Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠pocketdisabilitylawyer.ca⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Have your question answered next week for free by posting it on... ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://stlawyers.ca/pocket-disability-lawyer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

This episode was sponsored by Cardiff & The DPC Launch   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ This Dropping Bombs episode features former Marine turned functional medicine PA Courtney Contreras, who's fixing America's broken healthcare system one patient at a time. Courtney exposes why traditional healthcare is failing providers and patients—and reveals her Direct Primary Care (DPC) model disrupting the entire industry.   Courtney breaks down functional medicine, hormone optimization secrets doctors miss, and why entrepreneurs without medical licenses can launch multimillion-dollar DPC clinics. Hear how text-access healthcare beats emergency room chaos, the estrogen black box warning scandal, and actionable steps to escape provider burnout or start your own practice.    Whether you're an entrepreneur ready to disrupt a broken industry or a high-performer who refuses to settle for mediocre care, this conversation delivers the healthcare freedom everyone deserves.  

Victim of the home invasion and police ramming in Sandhurst last October, Trevor, joined Jacqui Felgate.See omnystudio.com/listener for privacy information.

Christians often say “Jesus is King,” but live as if someone else has to keep order. Every system promises order. Few ever ask what that order costs. Craig sits down with economist Bob Murphy, author of Chaos Theory, to explore a disruptive question many Christians have never been invited to ask out loud: What if law, safety, and social order didn't require rulers at all? This conversation isn't about voting, parties, or political strategy. It's about discipleship. Craig and Bob wrestle with fear, control, Christian politics, and the quiet assumption that force is necessary to hold a society together. They examine what a voluntary society might look like in real life—how cooperation could replace coercion, why consent matters more than compliance, and what changes when no one gets a special pass to use force “for the greater good.” Along the way, Craig keeps circling back to Jesus. If we wouldn't threaten our neighbor to make things right, why do we trust systems built on threats? And what does it say about our faith when Christian nationalism feels more practical than the Sermon on the Mount? This episode gives listeners language for naming fear, tools for thinking beyond power, and space to ask a deeper question beneath the politics: Do we actually trust the way of Jesus to hold a people together? Their conversation digs into: Why “law and order” feels safe—and what it costs What a voluntary society actually means (and what it doesn't) Contracts, incentives, insurance, and reputation as alternatives to force Why voting isn't the same as consent Fear as a driving force behind Christian politics Christian nationalism as a discipleship problem, not just a political one A simple test: would this be okay if my neighbor did it?

Campbell v. UnitedHealthcare Insurance Company

After an accident, you might be told to use the insurance company's preferred body shop — but is that actually required in Georgia?In this episode, we break down your rights as a vehicle owner, what insurance companies can and can't require, and how choosing the right repair shop can impact the quality and safety of your vehicle repairs.

Insurance premiums keep rising—but claims are getting denied. So the big question is: does self-insuring actually make sense, or is it a risky move most people misunderstand? In WTB Episode 255, we dive into one of the most controversial chapters of Becoming Your Own Banker: expanding the system and self-insuring. We unpack Nelson Nash's ideas around premiums matching income, infinite banking, and when (or if) it makes sense to self-insure things like automobiles and homes. This episode also tackles the real-world problems people are facing today—denied insurance claims, skyrocketing repair costs, inflation, and misunderstood coverage. We break down the theory and the reality so you can decide what's right for your situation. Key Takeaways: Why insurance companies are denying more claims than ever What Nelson Nash really meant by "self-insuring." The difference between comp & collision vs liability coverage How infinite banking creates a closed-loop financial system Why self-insuring works for some—but not everyone The importance of documentation for homeowners' insurance claims Chapters: (00:00) – Insurance claims denied & rising premiums (01:11) – The infinite banking paradigm explained (02:15) – Becoming your own banker (closed-loop system) (03:38) – Capitalization & financing cars through policies (03:56) – Self-insuring autos & homes: real-world risks (06:01) – Personal property insurance & documentation pitfalls (09:34) – When self-insuring makes sense (and when it doesn't)

MissouriNet's Bill Pollock talks with auto expert David Finkelstein to discuss the trend of car owners not reporting crashes to their insurance company.

Hey CX Nation,In this week's episode of The CXChronicles Podcast #276, we welcomed Todd Breton from Hippo Insurance & Eileen Potter from Smart Communications to talk through CX's role in the insurance industry. Smart Communications is the trusted choice for regulated enterprises looking to modernize complex processes and connect with customers in the moments that matter most. More than 650 enterprises worldwide—including Zurich Insurance, Priority Health, The Pacific Financial Group, and The Bancorp—rely on Smart Communications to reduce compliance risk, boost operational efficiency, lower costs, and fast-track digital transformation that fuels business growth and elevates the customer experience.500,000+ homeowners are insured today by Hippo with 70+ insurance carrier partners to boot. In this episode, Todd, Eileen and Adrian chat through the Four CX Pillars: Team, Tools, Process & Feedback. Plus share some of the ideas that their teams think through on a daily basis to build world class customer experiences.**Episode #276 Highlight Reel:**1. Technology's role in the insurance industry2. How AI is changing the insurance space 3. Why most insurance companies are doubling down on CX4. Relationships still matter for most insurance customers5. The future of insuranceClick here to learn more about Todd BretonClick here to learn more about Eileen PotterClick here to learn more about Smart CommunicationsClick here to learn more about Hippo InsuranceHuge thanks to Todd & Eileen for coming on The CXChronicles Podcast and featuring their work and efforts in pushing the way that customer experience fits inside of the insurance industry in the future. For all of our Apple & Spotify podcast listener friends, make sure you are following CXC & please leave a 5 star review so we can find new members of the "CX Nation". You know what would be even better?Go tell your friends or teammates about CXC's custom content, strategic partner solutions (Hubspot, Intercom, & Freshworks) & On-Demand services & invite them to join the CX Nation, a community of 15K+ customer focused business leaders!Thanks to all of you for being apart of the "CX Nation" and helping customer focused business leaders across the world make happiness a habit!Reach Out To CXC Today!Support the showContact CXChronicles Today Tweet us @cxchronicles Check out our Instagram @cxchronicles Click here to checkout the CXC website Email us at info@cxchronicles.com Remember To Make Happiness A Habit!!

DeSilva v. The Guardian Life Insurance Company of America

Guest: Danielle Clode. The conversation explores eucalyptus regeneration, the complexity of arson, specific vegetation flammability, and the origins of Australia's volunteer fire brigades in insurance companies.1930 AUSTRALIA

It's our (least) favorite time of the year – the March for Life, womp womp womp. AKA, the 100,000 person mega anti-abortion circle jerk in Washington, DC, where harassholes spend some of the coldest days of the year outside, yelling misinformation about abortion pill in the drinking water, fetus Ozempic, and pagan skulls all while staying silent as hell about ICE killing people and detaining children. As always, your Feminist Buzzkills are breaking it all down. GUEST ROLL CALL! Since this one's a doozy, we called in the best infiltrator we know to join us in the fun, AAF's programs director, Kristin Hady! An expert on anti-abortion extremists, Kristin was on the ground at the National Mall for ALL of the bible-humping chaos. This special FBK episode is a meaty recap of the vibes, the messaging and the scary ass forced birth plans they have in store for us in 2026 and beyond, plus some ways to fight back! Times are heavy, but knowledge is power, y'all. We gotchu.  OPERATION SAVE ABORTION: You can still join the 10,000+ womb warriors fighting the patriarchy by clicking HERE to for past Operation Save Abortion trainings, your toolkit, marching orders, and more. HOSTS:Lizz Winstead IG: @LizzWinstead Bluesky: @LizzWinstead.bsky.socialMoji Alawode-El IG: @Mojilocks Bluesky: @Mojilocks.bsky.social SPECIAL GUEST:Kristin Hady NEWS LINKS:WATCH: The March for LifeAnti-Abortion Super Cute Dresses WebsiteThe Heritage Foundation Wants to Send American Women Back Half a CenturySTUDY: Saving America by Saving the Family: A Foundation for the Next 250 YearsUsha Vance and JD Vance, Pronatalism's Poster Couple, Are Having a 4th KidFlawed Report Aims to Undercut Established Research on Abortion Pill Safety, Plus How a Federal Initiative to Study Autism May Overemphasize Environmental ToxinsTrump Asks Federal Court to Hit Pause on Abortion Pill Case, Citing Ongoing Study EPISODE LINKS:TICKETS: Michael Shannon & Jason Narducy TourADOPT-A-CLINIC: Whole Woman's Health in MinnesotaWhole Woman's Health WebsitePlan C PillsOperation Save AbortionExpose Fake ClinicsBUY AAF MERCH!EMAIL your abobo questions to The Feminist BuzzkillsAAF's Abortion-Themed Rage Playlist FOLLOW US:Listen to us ~ FBK PodcastInstagram ~ @AbortionFrontBluesky ~ @AbortionFrontTikTok ~ @AbortionFrontFacebook ~ @AbortionFrontYouTube ~ @AbortionAccessFront TALK TO THE CHARLEY BOT FOR ABOBO OPTIONS & RESOURCES HERE!PATREON HERE! Support our work, get exclusive merch and more! DONATE TO AAF HERE!ACTIVIST CALENDAR HERE!VOLUNTEER WITH US HERE!ADOPT-A-CLINIC HERE!GET ABOBO PILLS FROM PLAN C PILLS HERE! When BS is poppin', we pop off! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FOX 11's Marla Tellez joins Randy to talk about LA County's probe into the actions of state farm and the inactions of Ricardo LaraSee omnystudio.com/listener for privacy information.

TOP STORIES - Bill to rein in Florida insurer payments to affiliates could lower bills, Florida loses its rank as the best place to retire, Ileana Garcia criticizes ICE tactics in war of words with Stephen and Katie Miller, Florida House subcommittee moves to name Palm Beach International Airport after Trump.See omnystudio.com/listener for privacy information.

TOP STORIES - Bill to rein in Florida insurer payments to affiliates could lower bills, Florida loses its rank as the best place to retire, Ileana Garcia criticizes ICE tactics in war of words with Stephen and Katie Miller, Florida House subcommittee moves to name Palm Beach International Airport after Trump.

The thing we'd been warned about with climate change has now happened - AA Insurance has stopped offering new insurance policies for Westport because of the risk of flooding. At the very end of last year, AA Insurance wrote to the Buller District mayor advising that the company would be putting a - what they call temporary - stop to new insurance policies for properties in the 7825 postcode, which includes Westport, Carters Beach, and Cape Foulwind. If you listen to the experts, this is just the start. It's already happening in flood‑risk towns in Australia, it's now happened here, and it will keep happening until these towns find ways to keep themselves safe through measures like flood defences. You don't need me to tell you what this is going to do to property prices. They're only going in one direction - down. Not least because you need insurance to take out a mortgage. And you know what happens next, people start putting pressure on the Government to bail them out from dropping property values. They want the Government to buy their houses. They want the Government to provide insurance. Because that's what we always do when things go wrong, we turn to the Government to bail us out. But the Government absolutely should not bail out anyone. Not just because the country cannot afford it - if every homeowner who loses insurance cover because of climate change in the coming decades, or who needs to be bought out for the same reason asks for help, it will cost the country billions of dollars we simply do not have. But also because, as harsh as it sounds, if an insurance company will no longer cover your house, maybe your house should not be where it is. Maybe the insurance companies are doing us a favour by forcing us to make decisions we've been avoiding. We've been dragging our heels on this stuff for decades. But you can't argue with the market. We are still building in the wrong places - but you can't argue with the market. If insurers won't cover it, taxpayers absolutely should not. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Experts are predicting AA Insurance's decision to temporarily stopped offering new home insurance policies in Westport could be the first on many. 

Send us a textIn this episode, we sit down with personal injury attorney Aaron to discuss the staggering financial risks facing motor carriers today. From the rise of "nuclear verdicts" to the legal traps that can leave small fleets personally liable, we break down why the industry is currently under-insured and over-exposed.We dive deep into the legal and insurance mechanisms that every owner-operator and fleet manager needs to understand to survive in today's litigious environment.The "Reptile Theory" Explained: How plaintiff attorneys leverage jury emotions and anger against corporations to spark massive, "nuclear" awards.Get in Touch with Aaron Setareh,Instagram handle: attorney_aaronEmail: ars@bdj.comWebsite: bdj.com The $750k Insurance Trap: Why the federal minimum liability limit—set in the 1980s—is dangerously outdated compared to modern medical costs and life care plans.MCS-90 & Underreporting Drivers: The severe consequences of misleading your insurer, including the right of the insurance company to seek reimbursement directly from you.Joint and Several Liability: A terrifying reality where you can be held responsible for 100% of the damages even if you were only minimally at fault.The "Get Your Own Lawyer" Warning: What it means when your insurance company tells you to hire independent counsel00:00 – Meet Attorney Aaron: An introduction to Aaron and his personal injury practice in California and Nevada. 01:00 – What are Nuclear Verdicts?: Discussing the massive jury awards and how "Reptile Theory" is used to spark them. 02:53 – Why Trucking Premiums are Skyrocketing: The impact of rising medical costs and underreporting drivers. 04:00 – The Outdated $750k Minimum: Why federal insurance limits haven't kept pace with modern expenses. 06:45 – The Reality of a Pile-up: How a single multi-vehicle accident can instantly swallow a $750,000 policy. 09:20 – The "Mom and Pop" Risk: Why small fleets are particularly vulnerable to total bankruptcy. 10:30 – Denied Coverage & Bad Faith: What happens when an insurance carrier denies a claim due to unreported drivers. 14:40 – Insurance Companies on the Attack: Why insurers fight claims aggressively to protect their own policy limits. 15:30 – "Get Your Own Lawyer": What it means for your exposure when your insurer tells you to hire independent counsel. 19:40 – The MCS-90 Endorsement: Explaining how this federal requirement can lead to the insurer suing the trucking company for reimbursement. 25:35 – Joint and Several Liability: The "legal trap" where you pay for damages even if the accident wasn't your fault. 28:30 – Case Study: A real-world example of how low liability limits and joint liability devastated a claim in 2002.Support the show

How big is the fraud? Bigger than anyone wants to admit.

In this episode, we break down how money actually moves in the insurance-based PT and OT world, why so many clinicians and clinic owners feel financially stuck, and how the landscape has quietly but dramatically changed over the last 20 years.We cover:How insurance companies make money — and why they're incentivized to pay out as little as possibleThe reality of declining reimbursement and rising administrative costsWhy clinic owners feel squeezed from both sidesWhy clinicians deserve raises — and why insurance doesn't support that realityHow this system unintentionally pushes clinics toward lower-quality care modelsMost importantly, we talk about why the rise of cash-based care isn't a trend — it's a correction.Cash-based models:Allow small, independent clinics to survive and thrive againCreate real earning upside for skilled cliniciansRestore transparency and accountability in careExist in every healthcare system — including countries with universal healthcareThis episode isn't about villainizing anyone. It's about understanding the system we're operating in — so we can make better, more informed decisions about our careers, our clinics, and our patients.

Oh yeah. This week we're diving into the Somali daycare fraud that's got everyone talking, ICE operations gone sideways, and Ed Krassenstein's absolutely retarded take on physics. Plus, Keir Starmer's trying to cancel democracy in the UK, Trump drops his "Great Healthcare Plan," and we pay tribute to Scott Adams. Spoiler: we still don't know if he lived in LA. Also, turns out body cams were the worst thing that ever happened to the anti-cop movement. Who knew? CHAPTERS: 00:00 - Intro & Trump's Testosterone Levels 03:00 - Somali Daycare Fraud Exposed 09:20 - ICE Shooting Breakdown & Risk Analysis 16:34 - Ed Krassenstein vs. Basic Physics 19:26 - Keir Starmer Cancels UK Elections 22:50 - Venezuela Coup (Wait, What?) 26:18 - Trump's Great Healthcare Plan 34:00 - Government Fraud: It's Everywhere 38:44 - RIP Scott Adams 40:48 - Body Cams: Activists' Worst Enemy Krassenstien: you get internal organ injuries from firing a pistol with one hand hahaha https://x.com/tarchcast/status/2011559925684809984?s=46 Starner cancels thousands of elections  https://x.com/wil_da_beast630/status/2011707759293841901?s=46 Trump announces: The Great Healthcare Plan https://x.com/WhiteHouse/status/2011833504452002121?s=20 Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's YOUR time to #EdUp with Shouvik Paul, COO, CopyleaksIn this episode, part of our Academic Integrity Series, sponsored by ⁠Integrity4EducationYOUR cohost is Thomas Fetsch, CEO, Integrity4EducationYOUR host is ⁠Elvin Freytes⁠How is CopyLeaks (named #153 on Inc. 5000 in 2025) bringing enterprise grade AI technology used by Bloomberg, Forbes, BBC & 450 plus companies to over 500 educational institutions & why are 10 to 15 universities switching to them monthly?How does Copyleaks' AI technology achieve 99.8% accuracy by analyzing word clusters like "attuned to these fluctuations" (used 102,000 times by AI vs 14 times by humans in 1 million papers) & patterns of usage rather than just flagging individual submissions?How does the AI source match database work to show professors side by side comparisons of student work against already published AI generated content & why does Shouvik say you need the human in the loop to make final academic integrity decisions?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Become an #EdUp Premium Member today!

Oh yeah. This week we're diving into the Somali daycare fraud that's got everyone talking, ICE operations gone sideways, and Ed Krassenstein's absolutely retarded take on physics. Plus, Keir Starmer's trying to cancel democracy in the UK, Trump drops his "Great Healthcare Plan," and we pay tribute to Scott Adams. Spoiler: we still don't know if he lived in LA. Also, turns out body cams were the worst thing that ever happened to the anti-cop movement. Who knew? CHAPTERS: 00:00 - Intro & Trump's Testosterone Levels 03:00 - Somali Daycare Fraud Exposed 09:20 - ICE Shooting Breakdown & Risk Analysis 16:34 - Ed Krassenstein vs. Basic Physics 19:26 - Keir Starmer Cancels UK Elections 22:50 - Venezuela Coup (Wait, What?) 26:18 - Trump's Great Healthcare Plan 34:00 - Government Fraud: It's Everywhere 38:44 - RIP Scott Adams 40:48 - Body Cams: Activists' Worst Enemy Krassenstien: you get internal organ injuries from firing a pistol with one hand hahaha https://x.com/tarchcast/status/2011559925684809984?s=46 Starner cancels thousands of elections  https://x.com/wil_da_beast630/status/2011707759293841901?s=46 Trump announces: The Great Healthcare Plan https://x.com/WhiteHouse/status/2011833504452002121?s=20 Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

Most patients don't trust insurance—they just don't want to waste it. In this episode, Naren Arulrajah and Don Adeesha reveal how to build a dental practice that earns real patient trust from the very first phone call. Learn how to shift the conversation away from copays and toward care, connection, and long-term loyalty. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/   If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://thrivingdentist.com/csm

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

What's it like to lose everythign in a wildfire? A KNX reporter knows first-hand, and draws us into her heartbreaking story as KCBS reports on insurance company moves to remove coverage in some states and WWL reports on Chevron fighting a $74 million payout for alleged destruction of wetlands.

In episode #141 of the Work Comp Talk podcast, host Carmen Ramirez welcomes special guest Almarie Rodriguez, Director of Intake at Pacific Workers. With years of hands-on experience, Almarie explains why the first 72 hours after a work injury in California can determine your medical care, your benefits, your settlement, and your future, and what you must do immediately to protect yourself.  This episode reveals the truth: your case does not begin when you hire an attorney. It begins the moment you get injured, because the system is not designed to protect you; it is designed to document you.    Takeaways:  Most injured workers lose their case before realizing it.  The first 72 hours after an injury are crucial.  Reporting your injury immediately can protect your rights.  Your first doctor's visit sets the tone for your case.  Be honest about your pain to avoid complications later.  Pre-existing conditions can complicate claims but don't negate them.  Document everything to strengthen your case.  Insurance companies may not have your best interests at heart.  Seek help from professionals to navigate the system.  Don't let fear of intimidation stop you from reporting injuries.    Chapters:  00:00 Understanding Workers' Compensation in California  02:19 The Importance of Reporting Injuries  07:36 Navigating the Medical Process After Injury  15:44 Common Mistakes and Misconceptions  21:03 Dealing with Pre-existing Conditions  25:29 Rights of Workers Under the Table  28:41 Final Thoughts and Resources    This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury.    Visit our FAQ and blog for more resources:  https://www.pacificworkers.com/blog/     Follow Us on Social Media for More Content!  

Dave Rubin of "The Rubin Report" talks to Sen. Marsha Blackburn about end-of-year battles in Washington and her push to pass the National Defense Authorization Act; how Democrats have used Biden-era Obamacare subsidies to lie to the public about the actual cost of Obamacare how Obamacare subsidies primarily help health insurance company profits; how the Kids' Online Safety Act could truly protect children from Big Tech and social media platforms; why she's running for Tennessee governor; and much more. Check out the NEW RUBIN REPORT MERCH here: https://daverubin.store/  --------- Today's Sponsors: Recharge - The Wellness Company has a way to stay focused, energized, and mentally resilient. This doctor-formulated nutraceutical is the first to combine methylene blue with Urolithin A, creating a unique formula designed to optimize mitochondrial function, improve energy, and elevate cognitive performance. Rubin Report viewers get 15% off plus FREE shipping at checkout when they use code: RUBIN. Go to: https://TWC.health/RUBIN and use CODE: RUBIN

 Here's our Christmas message for you: don't take any of our medical advice, or maybe any of our advice at all. That's our Christmas gift to you...honesty. We talk about the recently redacted Epstein files, live, love and the pursuit of happiness.

What really happens after a car accident when the police leave and the insurance company starts calling? Most people never think about it until it's too late. The paperwork. The phone calls. The pressure to say the wrong thing. The lowball offers. The quiet panic when bills start piling up and nobody is explaining your rights. You're told help is on the way, but it feels like the system is working against you. Studio Sponsor: Cardio Miracle - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": CardioMiracle.com/TBNS In this episode, Brian Nichols sits down with David Lever, a veteran personal injury attorney who has spent decades fighting insurance companies on behalf of everyday people. They pull back the curtain on how claims really work, why insurers delay and deny even obvious cases, and what you must do immediately after an accident to protect yourself. This is not theory or legal jargon. This is real-world advice that could save you financially, medically, and mentally when the unthinkable happens. ❤️ Order Cardio Miracle (CardioMiracle.com/TBNS) for 15% off and take a step towards better heart health and overall well-being!

If you take health insurance as payment, then choosing good payers makes sense. How do you figure out which payers to contract with? It's a logical question that has a very involved, sometimes not so logical answer. My guest today helps his clients work successfully with insurance companies, including which ones to contract with, and he'll share some tips with us.David Zetter is the founder and President of Zetter HealthCare, LLC in Mechanicsburg, PA and has over 24 years of operational and healthcare experience. David is nationally recognized for his speaking, presentations and healthcare business expertise. He is well versed in regulatory requirements, revenue cycle management, credentialing and contracting, compliance, and coding and documentation. He is considered an expert on Medicare, not only by his clients, but also through consultant colleagues and healthcare attorneys across the country. David is an expert on ERISA regulations, which protect over 80% of the claims in the US. He knows how to stop payor recoupments dead in their tracks, and what is legal and illegal in many payor contracts. In this episode Carl White and David Zetter discuss:How to decide which insurance companies and plans to contract withHow to evaluate the payor, their contract, their reimbursement rates and other criteria for participationAdditional tips that can be done to properly evaluate payor and plan proposals?Want to be a guest on PracticeCare®?Have an experience with a business issue you think others will benefit from? Come on PracticeCare® and tell the world! Here's the link where you can get the process started.Connect with David Zetterhttps://zetter.com/https://www.linkedin.com/company/zetter-healthcare/https://www.facebook.com/zetterhchttps://www.instagram.com/zetterhealthcare/Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Andrew Buffolino is a sales leader, remote team builder, and content creator who empowers young entrepreneurs to develop discipline, direction, and lasting success. As the leader of The People's Insurance Company, Andrew specializes in final expense and IUL insurance solutions, pioneering a scriptless and emotionally driven approach to sales. Fueled by his faith and commitment to personal growth, Andrew creates daily content on leadership, mindset, and entrepreneurship—coaching agents to overcome the chaos of sales, handle rejection, and unlock their full potential inside and outside the business world. In this episode of Marketer of the Day, Andrew Buffolino joins Robert Plank to reveal how agents and entrepreneurs can thrive by building discipline, practicing scriptless selling, and anchoring mindset to consistent growth (not just immediate results). Andrew shares lessons from overcoming setbacks—like team turnover and debt—explains how to train resilient sales teams, and demonstrates how leadership is about transferring beliefs and building independent, motivated cultures. Listeners will learn why faith and self-mastery are essential, how to manage time, and practical ways to create momentum for lifelong skills and business growth. Quotes: “Your internal life is a mirror of your external life.”“Leadership is just a transfer of beliefs and a transfer of mindset.”“My mindset is not linked to results. It's linked to consistency in something outside of what I'm working on.” Resources: Visit Andrew Buffolino's Website Connect with Andrew Buffolino on LinkedIn

This episode sponsored by Doug Blevins Agency   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this eye-opening Dropping Bombs episode, Million Dollar Round Table qualifier Doug Blevins exposes the insurance industry's dirty secrets—like why your state minimum $25K coverage is a financial death sentence. Operating his white-glove agency, Doug reveals how relationship-driven service crushes transactional competitors and why most consumers are dangerously underinsured on autos, homes, and valuables.   Doug breaks down the frameworks: endorsing watches, rings, and firearms on homeowner policies, umbrella coverage essentials, and why you can't optimize your business until you optimize yourself (peptides, TRT, and discipline included). From building culture over chasing volume to treating clients like relationships instead of transactions, this conversation delivers practical strategies any entrepreneur can steal. If you're ready to stop getting hustled by coverage gaps and learn how local domination scales, this episode is your wake-up call.  

Changes to Drug Plans.  Medicare News: Insurance Commissioner Javier Bacerra.  Effects on Drug Plans because of Biden's Inflation Reduction Act.  Insurance Companies asked to subsidize costs, said no and left CA. Medicare Advantage PPO - no more in 2026.

With Affordable Care Act subsidies set to expire at the end of the month, millions of Americans could soon see their monthly health insurance premiums spike. Republicans say they have new ideas to rein in healthcare costs, while Democrats argue those proposals fall short and COVID-era subsidies should be extended. Paragon Health Institute President Brian Blase joins the Rundown to explain why he says Obamacare subsidies should expire, what could actually help bring down health care costs, and why he says the ACA has failed to help patients and only made insurance companies richer. A House vote is scheduled for today on the 2026 National Defense Authorization Act, which sets spending and policy priorities for the United States military. Senator Deb Fischer (R-NE), a member of the Armed Services Committee, joins to discuss passing the NDAA, why America needs to invest big money in the Golden Dome and space defense, and why she supports President Trump's attacks on drug boats in the Caribbean. Plus, commentary from FOX News contributor, Joe Concha Learn more about your ad choices. Visit podcastchoices.com/adchoices

Wendell Potter was an insurance company executive for 20 years, until he had a crisis of conscience (in Tennessee) and now is a MEDICARE FOR ALL advocate. "The work I was doing was to mislead people."Our health care system is expensive, cruel, and broken. The time for Medicare for All is now.

Most people assume you need $20 million, a bank charter, a building, employees, and 10 years before a bank ever makes a profit.  But Nelson Nash reveals a far simpler way to create your own banking system, one that's been quietly working for over 200 years.

Today on CarEdge Live, Ray and Zach discuss auto insurance rates getting out of control. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you're getting the best price?  Clark explains “surveillance pricing”  and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan holders. Save On Thanksgiving Dinner: Segment 1 Ask Clark: Segment 2 Savvy Shopping Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Aldi's Thanksgiving dinner is just $4 per person The Best Deals of Aldi's Middle Aisle in November #1 Way To Protect Yourself From Credit Card Skimmers Is a HELOC a Good Idea? The Simple Answer How To Get the Best Price Possible Shopping Online How To Use Camelcamelcamel Clark Deals - Laptops Booking a Cruise? Here Are 5 Ways To Do It for Less Don't miss out on the early Christmas gift from your Insurance Company when your Medicare Advantage (MA) plan gets canceled.Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we discuss Trump's latest healthcare proposal, which aims to provide direct financial support to citizens instead of subsidizing insurance companies. The plan promotes a free-market approach where individuals negotiate and buy their own insurance, potentially leading to cheaper catastrophic plans and the use of Health Savings Accounts (HSAs). We explore the intricacies, challenges, and potential flaws of this plan, considering the significant regulatory hurdles and market limitations currently faced by the U.S. healthcare system. 00:00 Trump's Bold Healthcare Proposal 00:35 Analyzing the Free Market Approach 01:14 Catastrophic Insurance Plans Explained 03:35 Trump's Negotiations and Ideas 06:20 Challenges in the Current Healthcare System 11:54 The Role of Insurance Companies 15:45 The Need for Regulatory Reforms 19:02 Conclusion: The Path Forward  

New research shows that despite ongoing investor demand for exchange-traded funds, baby boomers appear to be bucking the trend, and there may be a good reason for it. Today's Stocks & Topics: Vanguard Long-Term Corporate Bond Index Fund ETF Shares (VCLT), East West Bancorp, Inc. (EWBC), Boomers are less bullish on ETFs—should they be?, McKesson Corporation (MCK), Fidelity 401k Plan, Insurance Companies and Private Equity Markets, Robo Global Robotics and Automation Index ETF (ROBO), Cardinal Health, Inc. (CAH), Streaming Prices, Vanguard Health Care Index Fund ETF Shares (VHT), Index Concentration.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We will examine why ultra-long loans may lower payments but slow equity-building and raise lifetime interest costs, and what that means for housing affordability. Today's Stocks & Topics: Silver, Market Wrap, The Procter & Gamble Company (PG), 50-Year Mortgages: Quick Fix or Costly Mistake?, Mueller Industries, Inc. (MLI), SPDR Portfolio S&P 600 Small Cap ETF (SPSM), U.S. Insurance Companies, iShares Gold Trust (IAU), Leggett & Platt, Incorporated (LEG), SPDR S&P 500 ETF (SPY), Oil and Gas Demand.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

In this episode, we tackle the aftermath of Halloween and dive into the pressing political landscape as elections approach. Congressman Mark Harris joins us to discuss the ongoing government shutdown and the implications of subsidies, shedding light on how they benefit insurance companies rather than the average American. We also explore the remarkable findings from a recent study on nutrition and its impact on our biological age, featuring insights on the benefits of Field of Greens with our partners from Brickhouse Nutrition. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.