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Welcome back to the Alt Goes Mainstream podcast.Today's episode is with the CIO of an insurance company responsible for more than $300B in assets and a major focus on private markets.Lincoln Financial EVP and CIO Jayson Bronchetti and I sat down recently at Lincon Financial's headquarters in Radnor, Pennsylvania to discuss the increasing involvement of insurance companies in private markets.Jayson, who is a member of Lincoln Financial's Senior Management Committee and serves as the primary investment officer to Lincoln's Board of Directors on all investment-related matters, is responsible for more than $300B in assets across the general account portfolio and the separate account mutual fund complex. He's also chairman of the board of directors of the Lincoln Variable Insurance Product Trust family of over 100 mutual funds. He's also on the board of the Lincoln Financial Foundation.Fresh off recent partnerships with Bain Capital and Partners Group on private markets investment products and Bain Capital taking a stake in Lincoln's business, Jayson and I had a fascinating conversation about how insurance companies can approach private markets and how they can build unique and differentiated partnerships with asset managers.We discussed:The evolving role of insurance companies as LPs in private markets.Why asset and liability matching is a critical framework to allocating to private markets.How the general account of an insurance company creates interesting opportunities for strategic relationships and partnerships with alternative asset managers.The benefit of having a business that works with financial advisors and individuals.The importance of educating wholesalers about private markets – and why insurance wholesalers might have an advantage in educating advisors and clients about private markets products and strategies.Thanks Jayson for coming on the show to share your wisdom and expertise about private markets and insurance.Subscribe to Alt Goes Mainstream to receive the weekly newsletter every Sunday and all of AGM's podcasts.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Show Notes00:40 Introduction to Jayson Bronchetti02:20 Sponsor Message: Ultimus Fund Solutions03:37 Welcome to the Podcast04:03 Jayson's Background in Private Markets04:57 Evolution of Insurance Companies in Private Markets06:37 Symbiotic Relationship Between GPs and Insurers08:40 Understanding Liquidity and Illiquidity11:19 Diligencing Private Markets Managers13:25 Balancing Scale and Performance14:09 Boots on the Ground: Sourcing Edge14:42 Evolution of Alternative Asset Managers14:53 Lincoln's Unique Position in the Market19:32 Strategic Partnerships with Bain and Partners Group20:03 The Value of Distribution Relationships22:14 The Democratization of Alternative Investments22:49 The Intersection of Private Markets, Wealth, and Insurance23:10 Approaching Private Markets with the General Account24:18 Launching Strategies with Bain and Partners Group24:50 Incubating New Strategies for Retail Consumers25:16 Building a Customized Investment Strategy25:45 Designing Purposeful Investment Funds26:00 Ensuring Accessibility and Proper Wrappers26:08 Liquidity and Product Matching26:15 Seeding Strategies with the General Account26:58 One Lincoln Approach27:12 Finding Opportunities in the Seams27:46 Balancing General Account and Distribution Needs28:07 Product Innovation in the Wealth Channel28:53 Healthy Tension in Product Design31:51 Importance of Asset Liability Management33:05 Educating the Distribution Team34:47 Training Modules for Wholesalers36:28 Boots on the Ground: The Power of Relationships37:45 Simplifying Complex Products40:44 Democratizing Alternative Investments41:10 Straddling Institutional and Individual Mindsets41:35 Integrating Private Markets into Retirement Products43:13 Future of Private Markets in Retirement Portfolios43:57 Product Innovation and Technology45:15 Private Markets in Insurance Products47:16 Focus on Private Credit49:38 Risks in Private Credit50:29 Excitement for the Future of Private Markets51:01 Conclusion and Final Thoughts Disclosure from Lincoln Financial Registration statements for each of the evergreen funds have been filed with the Securities and Exchange Commission and are available from the EDGAR database on the SEC's website (www.sec.gov). The information in the registration statements is not complete and may be changed. The securities of neither fund may be sold until its registration statement is effective. An investor should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. This and other information about each fund will be contained in the fund's final prospectus, which investors should read carefully when available from t...
Who Sucks Less
Lee Rudin of RUDIN LAW opened his law firm in 2023 after coming to the realization that he was tired of watching the little guy get taken advantage of by those in power. At RUDIN LAW, the message is simple: its time to stop letting Insurance Companies and Corporate America push you around; it's time to stop being polite... and GET RUDE!For six years in a row (2019-2024), Lee has been selected to the Louisiana "Rising Stars" list by Super Lawyers Magazine, an honor bestowed upon less than 2.5% of Louisiana attorneys. Lee received his trial and deposition training through the National Institute of Trial Advocacy (NITA). He serves on NITA's faculty and has done so for nearly a decade.Linkedin: https://www.linkedin.com/in/leerudinAbout Rudin Law: https://www.getrude.com/Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform:https://legal.emotiontrac.com/
What You Don't Know About Your Insurance Policy Can Hurt You-Part 2In this enlightening episode of 'Getting Your Edge: How to Downsize Your Home,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact InformationWe Would Love to Hear Your Feedback!
Jamie Crapanzano of our insurance portfolio management team and Ann Bryant of our insurance strategy team join Macro Markets to discuss issues and trends in fixed-income markets—those that apply to all investors as well as those that are specific to the industry. Related Content:Second Quarter 2025 Fixed-Income Sector Views Relative value across the fixed-income market. Read Second Quarter 2025 Fixed-Income Sector Views Attractive Opportunities in Credit Despite Fiscal Policy Volatility Anne Walsh, CIO of Guggenheim Partners Investment Management, talks to Bloomberg TV at the Milken Institute Global Conference about trade, tariffs, taxes, and the future direction of monetary policy. Watch Now Changing the Correlation Assumptions in the Risk-Based Capital Calculation The NAIC is considering a major overhaul of the required capital calculation. Planning begins now for life and annuity companies. Read Now. Macro Markets Podcast Episode 68: Private Debt Update: Don't Shy Away from VolatilityJoe McCurdy and Rusty Parks join Macro Markets to review the drivers of value in the $1.7 trillion private debt market and how today's market uncertainty can lead to investment opportunities. Listen to Macro MarketsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained...
This episode has aired before.! Slipping & Falling is a prominent accident amongst many especially ion the workplace, but there is compensation for you and you're love ones, as long as you learn how to go about seeking severance through the help of the this weeks episode.
For episode 125 of The DYOJO Podcast we review recent video of the senate hearings lead by Josh Hawley (MS) which include sworn testimony from two policyholders with Allstate and State Farm who were affected by improper insurance claims handling for property damages. The extended video includes sworn testimony from two independent adjusters who worked for insurance carrier Allstate and third party adjusting firm Pilot. Senator Hawley has direct interaction with Mike Fiato who is the executive vice president and chief claims officer for Allstate Insurance Company. Video clips from: * Forbes Breaking News (2 hours) - https://www.youtube.com/watch?v=Qs2VKoQPvxY* Off The Press (8 minutes) - https://www.youtube.com/watch?v=kCgzSuwSbqs&t=301s Thursdays are for The DYOJO Podcast - helping contractor's shorten their DANG learning curve. Check out thedyojo.com for more information, the DYOJO blog, and sign up for The DYOJO Wire Newsletter.
We continue to check in with local lawmakers and talk with State Senator Pat Connick about some of his bills and what he's hearing in the insurance debates.
https://www.justice.gov/opa/pr/united-states-files-false-claims-act-complaint-against-three-national-health-insurance If you would like to work with Christian on your Medicare Health Plan, we currently work with people in 45 states. Those are the states we currently are licensed in. Christian and Christian Brindle Insurance Services represents many of the top insurance companies in the Medicare industry. Contact us for more information:➡️Our Site: https://https://www.christianbrindleinsuranceservices.com/ ✅Call (801)-255-5340.
Mark and marketing expert Justin Tucker discuss the evolution of personalization in marketing, particularly in the context of AI's role in enhancing productivity and human connection within the real estate industry. They emphasize the importance of using AI to empower employees rather than replace them, and the potential for personal branding to intersect with AI to create meaningful interactions. The discussion also covers various tools that can enhance communication and sales, the necessity of continuous learning in the age of AI, and innovations in consumer collaboration that leverage technology to improve user experience. In this conversation, the speakers explore the importance of continuous learning, taking action, and iterating in the face of challenges, particularly in the context of AI and personal branding. They discuss the significance of authenticity and originality, the necessity of embracing failure, and the value of self-discovery. The conversation also touches on the role of passion projects, like the Pizza Illuminati, in fostering creativity and relevance in a fast-paced world. Finally, they emphasize the importance of consuming knowledge and connecting with others to enhance personal and professional growth. Connect with Justin on Facebook! Takeaways AI is not a replacement for humans but a tool to enhance productivity. The future of marketing lies in personal brands and AI. Automation allows employees to focus on human connections. Curiosity and continuous learning are essential in adapting to AI. Scaling personalization is now possible with AI technology. Companies should empower employees to create memorable experiences. AI can analyze large data sets for actionable insights. Personalization can be achieved at scale through AI. Tools like Crystal Knows and Fathom enhance communication. The intersection of human intelligence and AI is the future of business. The learn-do-iterate model emphasizes the importance of action. Authenticity in creativity is crucial, especially in AI. Iteration is key to overcoming challenges and improving skills. Self-discovery is essential for effective personal branding. Passion projects can enhance creativity and learning. Chapters 00:00 The Evolution of Personalization in Marketing 02:52 AI's Role in Real Estate and Productivity 05:48 Human Connection in an AI-Driven World 08:50 Empowering Employees Through Automation 12:05 The Future of Personal Branding and AI 14:46 Scaling Personalization with AI 17:51 Tools for Enhancing Communication and Sales 20:58 The Importance of Continuous Learning in AI 24:01 Innovations in Consumer Collaboration 27:03 The Intersection of Human and Artificial Intelligence 30:46 The Learn-Do-Iterate Model 32:41 The Authenticity of Originality in AI 33:49 The Importance of Iteration and Taking Action 36:53 Navigating Failure and Embracing Growth 39:24 Self-Discovery and Personal Branding 41:02 Pizza Illuminati: A Passion Project 43:31 Staying Relevant in a Fast-Paced World 44:18 Consumption of Knowledge and Continuous Learning 48:39 The Role of Music in Creativity 51:22 Connecting and Collaborating with Others Affiliate Links: Unleashing the Power of Respect: The I-M Approach by Joseph Shrand, MD This episode is brought to you in part by SecuriTitle, a fractional paralegal service assisting with all things real estate in Massachusetts and New Hampshire. Learn more about how Core7 can generate referrals, add value to your partners, and make a difference in the lives of your clients at mycore7.com
Learn the truth about your insurance policy in this eye-opening video. Don't wait for a crisis to find out what your coverage really includes.In this enlightening episode of 'Getting Your Edge,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact Information We Would Love to Hear Your Feedback! (https://www.buzzsprout.com/twilio/text_messages/2067330/open_sms) We Would Love to Hear Your Feedback!
Oral Arguments for the Court of Appeals for the First Circuit
BI 40 LLC v. Ironshore Specialty Insurance Company
Data is still the principal currency for insurance businesses but as more try to leverage the value of their data for modernization and AI adoption, what issues do they face? Mike Allee, President of Universal Conversion Technologies, shares what organizations need to consider for their future. In this episode:Why understanding your data before embarking on modernization is key to successThe importance of knowing what data you can use and howHow AI adoption requires data preparedness What processes and considerations insurance entities need to consider when managing dataNEW guest feature- Declared Interests!Mike pulls back the veil of how understanding data and preparing for AI or other system modernization will help with success and allow companies to scale better and faster.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ever had to wait 45 minutes in the lobby just to wait another 30 in the exam room while imagining your doctor is in the back watching YouTube? In this episode, I break down what's really going on behind the scenes of a chaotic clinic day—and no, it's not lunch. Plus, a very satisfying rant about healthcare corporatization, a strangely relaxing moment involving blood in the eye (someone else's, not mine), and an update on Arkansas doing something good (I know, I'm surprised too). I also ask an important question: is it fair to say sneezing too hard might ruin your vision? Yes. Yes, it is. Takeaways: If I Could Wire My Brain to Every Patient's Brain, I Would. But since that tech doesn't exist, here's a 45-minute explainer on why your wait time is not me scrolling TikTok in a break room. Private Equity, Insurance Companies, and the Slow Death of My Schedule. Who's really making your doctor run behind? Spoiler: it's not your doctor. Arkansas Just Did Something Cool? I'm Shook. Finally, some legislation that takes aim at PBMs. Can we get 49 more of these, please? Sneezing Shouldn't Break Your Eye… But It Might. A 24-year-old. A sudden cloud in his vision. And the diagnosis I didn't expect to make until he mentioned allergy season. Yes, There Was Blood. But Only a Thimbleful. Ophthalmology is rarely a bloody field. But when it is, it gets… weirdly poetic. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Today's episode is brought to you by DAX Copilot from Microsoft. DAX Copilot is your AI assistant for automating clinical documentation and workflows helping you be more efficient and reduce the administrative burdens that cause us to feel overwhelmed and burnt out. To learn more about how DAX Copilot can help improve healthcare experiences for both you and your patients visit aka.ms/knockknockhi. To learn more about Pearson Ravitz go to http://www.pearsonravitz.com/knockknock. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
Kennedy, host of the Kennedy Saves the World podcast, joined The Guy Benson Show to discuss the media's misplaced focus during Trump's first 100 days and why pundits are celebrating the "Hallmark holiday." She also sounded off on the ongoing rebuilding efforts in Los Angeles after last winter's wildfires, slamming insurance companies for what she called blatant scams and warning she may start publicly naming the worst offenders. Kennedy and Benson rounded things out with a couple of California controversies, including Democrats blocking anti-sex trafficking legislation and teachers unions stonewalling education reform to maintain their grip on power. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, Zinda Law Group CEO Jack Zinda and trial attorney Max Massey sit down for an honest conversation about the evolving realities of building a legal career and a sustainable law practice. From early job struggles to case strategy and managing the pressure of high-stakes litigation, Jack and Max trade stories, lessons, and the systems that help them keep improving. Whether you're managing your first caseload or leading a growing firm, this episode offers raw insights into the habits and mindsets that drive long-term success in personal injury law.Topics Covered: Time Management & Work-Life Balance Early Career Struggles & Career Growth Diversification vs. Specialization Dealing with Insurance Companies & Stowers Demands Case Management Systems & Checklists Assessing Case Value & Finding Recovery Sources Lifelong Learning & Building a Support NetworkKey TakeawaysTime Management & Work-Life BalanceJack shares how segmenting time between work, family, and personal health helped him move from late-night burnout to better productivity. The conversation touches on prioritizing outcomes over hours and having the right support system.Early Career Struggles & Career GrowthMax opens up about his early challenges breaking into the field, including juggling multiple roles at a small firm. His journey underscores the importance of persistence, humility, and saying “yes” to opportunity.Diversification vs. SpecializationJack and Max reflect on experimenting with different practice areas early on — and how focusing on personal injury law brought clarity, consistency, and better results for clients.Dealing with Insurance Companies & Stowers DemandsThey break down the role of Stowers demands, how to verify information from adjusters, and why being proactive with documentation can make or break a claim.Case Management Systems & ChecklistsJack discusses treating every case like it's going to trial — and how detailed checklists, playbooks, and case reviews help create consistent outcomes.Assessing Case Value & Finding Recovery SourcesThe conversation includes insights on evaluating damages, controlling litigation costs, and navigating post-judgment collection when assets are limited.Lifelong Learning & Building a Support NetworkJack emphasizes the importance of mentorship, communities like TTLA, and staying curious — while still developing your own systems and principles over time.
Virginia transit officials recommended funding for 14 transportation projects in the Richmond region through SMART SCALE, a U.K.-based parent company of local insurance firm sells its U.S.-based business, and a global toy store plans to open in Henrico County's Olde Town Shopping Center.
Lawsuits Over Wildfire Insurance: Property owners in California have filed lawsuits accusing major insurance companies of collusion to deny coverage to high-risk homeowners after devastating wildfires, forcing them into the costly and limited California Fair Plan.
The Daily Shower Thoughts podcast is produced by Klassic Studios. [Promo] Check out the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ [Promo] Like the soothing background music and Amalia's smooth calming voice? Then check out "Terra Vitae: A Daily Guided Meditation Podcast" here at our show page [Promo] The Daily Facts Podcast. Get smarter in less than 10 minutes a day. Pod links here Daily Facts website. [Promo] The Daily Life Pro Tips Podcast. Improve your life in less than 10 minutes a day. Pod links here Daily Life Pro Tips website. [Promo] Check out the Get Happy Headlines podcast by my friends, Stella and Mickey. It's a podcast dedicated to bringing you family friendly uplifting stories from around the world. Give it a listen, I know you will like it. Pod links here Get Happy Headlines website. Shower thoughts are sourced from reddit.com/r/showerthoughts Shower Thought credits: jefesignups, muppetpins, everynamewastaken131, indorock, BextoMooseYT, VotingIsImportant, marksloan__, hartmanjunk, lez566, Boatwhistle, SoggyMuffin95, isthisnotaname, LiamHunter35, stumped711, disturbed_breakdown, mljunk01, LurkerFailsLurking, Few-Vegetable540, FoldingBlowfish, , Derderbere2, kitsune_hclr, Technical_Ad_4299, , AgentSandstormSigma, darkry10, Acanthisittasm, Giraffesarenotreal, QualityKoalaTeacher, OrcvilleRedenbacher Podcast links: Spotify: https://open.spotify.com/show/3ZNciemLzVXc60uwnTRx2e Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-shower-thoughts/id1634359309 Stitcher: https://www.stitcher.com/podcast/daily-dad-jokes/daily-shower-thoughts iHeart: https://iheart.com/podcast/99340139/ Amazon Music: https://music.amazon.com/podcasts/a5a434e9-da18-46a7-a434-0437ec49e1d2/daily-shower-thoughts Website: https://cms.megaphone.fm/channel/dailyshowerthoughts Social media links Facebook: https://www.facebook.com/DailyShowerThoughtsPodcast/ Twitter: https://twitter.com/DailyShowerPod Instagram: https://www.instagram.com/DailyShowerThoughtsPodcast/ TikTok: https://www.tiktok.com/@dailyshowerthoughtspod Learn more about your ad choices. Visit megaphone.fm/adchoices
Oral Arguments for the Court of Appeals for the Ninth Circuit
White v. Guardian Life Insurance Company
Friday's "Connecticut Today" with host Paul Pacelli looked at a proposed bill in Hartford that would prevent so-called "discrimination" by insurance companies aimed at certain dog breeds (00:46). Former Bridgeport Democratic State Rep. Chris Caruso dropped by with his weekly recap, including sad news about the passing of a well-known Bridgeport personality (14:45). Greenwich GOP State Sen. Ryan Fazio talked about proposed state income tax increases aimed at high-income earners and households, many in his district (27:35). CBS News Correspondent Linda Kenyon called in to talk about the latest White House signals regarding the ongoing war in Ukraine (35:11) Image Credit: iStock / Getty Images Plus
Sandra Cho and Dann Ryan give their takeaways on insurance earnings. Sandra notes a profit decline, citing weather events like wildfires, but thinks Progressive (PGR) and Travelers (TRV) are well-positioned. Dann notes that Travelers has increased its dividend for “20 years in a row,” and had a strong earnings beat this quarter, while Progressive's was mixed. “It's an industry that competes entirely based on pricing,” he notes.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
More than 2 million Americans are living with limb loss. A federal report says that number is expected to almost double by 2050. Recent reporting by KFF Health News found that many who have lost limbs are hitting roadblocks when they try to get insurance to cover the cost of prosthetic limbs. Ali Rogin speaks with KFF Health News contributing writer Michelle Andrews to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders
More than 2 million Americans are living with limb loss. A federal report says that number is expected to almost double by 2050. Recent reporting by KFF Health News found that many who have lost limbs are hitting roadblocks when they try to get insurance to cover the cost of prosthetic limbs. Ali Rogin speaks with KFF Health News contributing writer Michelle Andrews to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders
In this NGPF Podcast episode, Tim is joined by Lucretia Ryan, founder of FinancialFreedomForWomen.org, to dive deep into the complexities of Medicare. With years of experience helping women gain financial independence, Lucretia brings her expertise to the table, explaining the critical differences between Original Medicare and Medicare Advantage. She breaks down the often-overlooked details, including hidden fees, prior authorizations, and how to make the best decision based on your health and future needs. Lucretia also offers resources to help you navigate retirement planning and avoid common financial pitfalls. Whether you're preparing for Medicare or helping a loved one, this episode provides valuable insights to make informed decisions.
Oral Arguments for the Court of Appeals for the First Circuit
Hickman v. Pruco Life Insurance Company
Oral Arguments for the Court of Appeals for the Ninth Circuit
Lee v. State Farm General Insurance Company
In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, is joined by Justin Mahoney, co-founder of Shelter Growth Capital, for an in-depth discussion on the residential mortgage loan (RML) market and its increasing relevance to insurance portfolios. Justin offers a data-driven look at the macro trends affecting the housing market, including supply shortages, disciplined credit underwriting, and the nuanced relationship between home price appreciation and affordability. He explains why RMLs are drawing growing interest from insurers, thanks to favorable capital treatment, risk-adjusted return potential, and access to Federal Home Loan Bank financing. The conversation also covers investment structure preferences—from direct investing to SMAs and pooled funds—and how each option fits into an insurer's broader allocation strategy. Justin shares where he sees the most compelling opportunities today, including non-QM loans, agency-eligible segments, and home equity extraction. Whether you're just beginning to explore the space or scaling an existing program, this episode offers valuable insights into how insurers can navigate and benefit from this dynamic and scalable asset class.
Plus no more walk ins at local Social Security office.
Jeff Walton (aka "PunterJeff”) is a seasoned reinsurance broker and financial strategist with expertise in leveraging Bitcoin and innovative market dynamics. He has become a prominent voice in exploring Bitcoin's transformative role in capital markets and MSTR's groundbreaking strategies.› Follow Jeff: https://x.com/punterjeff› Jeff & co on YouTube: https://www.youtube.com/@MSTRTrueNorthSPONSORS
TOP STORIES - As the insurance crisis spiraled, did Florida bury consumer complaints?; Johnson strikes deal with Luna on parental proxy voting; Man charged after throwing urine on employee, merchandise; Hundreds gather throughout South Florida to protest President Trump's administration; Fannie Mae's condo blacklist has doubled in two years; Man claims to be ICE agent, threatens to deport victims.
Keith McLachlan from Element Investment Managers explains the concept of embedded value in insurance companies.
Today on The Career Flipper, host Jenny Dempsey is chatting with Michael Mattson, whose career journey is a perfect example of how small, intentional shifts can lead to massive transformations. Michael started out as a mail carrier, delivering letters door to door—and yes, getting to pet all the dogs along the way! But beyond the friendly pups, he saw firsthand the importance of both customer and employee experience, which set him on a path of discovery and career growth.With a high-empathy mindset, Michael made small leaps that took him from the frontlines of the postal service into a corporate customer experience role, and eventually across the country to become the Manager of Customer Experience for a global organization. He now also serves on advisory boards for multiple CX organizations, helping shape the future of the field.In this episode, we dive into:The power of mentorship and why you shouldn't be afraid to lean on your networkWhy employee experience matters just as much as customer experienceThe importance of finding the right workplace culture for long-term happinessHow small, calculated risks can open unexpected doorsThe delicate balance between career ambitions and personal passions—and why Michael chose to keep photography as a creative outlet rather than a jobHow embracing vulnerability at work can strengthen professional relationshipsMichael's story is a reminder that career changes don't have to happen all at once—sometimes, it's the little shifts that add up to something big.Connect with Michael
Ryan Wheeler AKA Lambo_Dadd joins us to share stories such as buying Stradman's Rolls Royce Limo, the various Lamborghini's he has had over the years and insight into suing an insurance company. Tuned By Shawn: https://www.tunedbyshawn.com Code "Minnoxide" for 5% off! High Performance Academy: https://hpcdmy.co/Minnoxide Use code "MINNOX" for 55% off ANY course Use Code "MINVIP" for $300 of the MINVIP Package
The Daily Shower Thoughts podcast is produced by Klassic Studios. [Promo] Check out the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ [Promo] Like the soothing background music and Amalia's smooth calming voice? Then check out "Terra Vitae: A Daily Guided Meditation Podcast" here at our show page [Promo] The Daily Facts Podcast. Get smarter in less than 10 minutes a day. Pod links here Daily Facts website. [Promo] The Daily Life Pro Tips Podcast. Improve your life in less than 10 minutes a day. Pod links here Daily Life Pro Tips website. [Promo] Check out the Get Happy Headlines podcast by my friends, Stella and Mickey. It's a podcast dedicated to bringing you family friendly uplifting stories from around the world. Give it a listen, I know you will like it. Pod links here Get Happy Headlines website. Shower thoughts are sourced from reddit.com/r/showerthoughts Shower Thought credits: SaintHuck, noopibean, Officially_Randy, SlashCo80, osrsslay, abbaschand, anasear, ApexGunner, Omega_Lynx, between3and20spaces, FliesOnRedShit, Dx4132, m_and_t, GoodMerlinpeen, , Grimase, MarwanMero, VotingIsImportant, john1630, , ThatBoi_Mike, 103048, Dabstronaut, KoksundNutten, JaMMi01202, kamyizme, RealisticBarnacle115, pufballcat, MaybeTheDoctor Podcast links: Spotify: https://open.spotify.com/show/3ZNciemLzVXc60uwnTRx2e Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-shower-thoughts/id1634359309 Stitcher: https://www.stitcher.com/podcast/daily-dad-jokes/daily-shower-thoughts iHeart: https://iheart.com/podcast/99340139/ Amazon Music: https://music.amazon.com/podcasts/a5a434e9-da18-46a7-a434-0437ec49e1d2/daily-shower-thoughts Website: https://cms.megaphone.fm/channel/dailyshowerthoughts Social media links Facebook: https://www.facebook.com/DailyShowerThoughtsPodcast/ Twitter: https://twitter.com/DailyShowerPod Instagram: https://www.instagram.com/DailyShowerThoughtsPodcast/ TikTok: https://www.tiktok.com/@dailyshowerthoughtspod Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Wise Decision Maker Show, Dr. Gleb Tsipursky speaks to Liz Heitner, CHRO at Penn Mutual, who talks about how insurance companies can create effective remote work environments.You can learn about Penn Mutual at https://www.pennmutual.com/
Americans need a platform designed to help families find physicians who align with their values. Daniel Cruz, co-founder of Presidio Healthcare, believes if it's your insurance plan, then you should be in control. Daniel joins us with the exciting details on coverage, including more holistic options including chiropractic and naturopathic options. Exciting! Get Affordable, Reliable, Pro-Life Health Insurance (https://www.presidiocare.com/)
Did you know that no insurance company truly 'does' Infinite Banking—but many offer the keys to unlock its potential? We'll break down how top life insurance companies offer policies that can unlock the power of infinite banking, even when they're not promoted that way. Learn about: What characteristics separate a good infinite banking policy from a standard life insurance policy. How dividend performance (PWLI) impacts a policy's long-term value and the mechanics of policy loans. Why some companies might discourage or limit these loans and the potential implications for policyholders. Mutual vs Stock company dynamics with Infinite Banking. Direct vs Non-Direct Recognition - interest rates / cash value growth. Riders available. Some companies offer PUA and term rider combination for high cash value
A closer look at health insurance—the financial toll a denied claim can take on a family and how to improve your chances of getting the coverage you need. Also, NBC's Morgan Radford sits down with Hilaria Baldwin as she shares the highs and lows of her busy family life and a fun new project to bond with her daughter. Plus, our Shop TODAY team shares the hottest trends, popular items, and new product launches for spring.
This week's topics:Rays pullout of stadium deal in St. PetersburgPush to make failed insurance company records public5 year anniversary of the Coronavirus Pandemic shutdownWith guests:Yacob Reyes, Tampa Bay Reporter, AxiosBob Buckhorn, Former Tampa Mayor, DemocratApril Schiff, Hillsborough Republican State CommitteewomanMark Katches, Vice President and Editor, Tampa Bay Times
Send Vanessa a Text MessageLISTENER PROMO CODE for Crowd Health: VANESSA (enter this code at time of purchase)Website: https://www.joincrowdhealth.com/In this episode, I sit down with Andy Schoonover, founder of Crowd Health, to expose the flaws in traditional health insurance and why the system is designed to keep you trapped and overpaying. We dive into why insurance companies—not you—are the real customers, why many doctors are fed up with insurers, how inflated medical costs are no accident, and much more.Most importantly, we discuss a smarter, cheaper alternative—how Crowd Health works as a community-driven solution that could save you thousands while giving you more freedom in your healthcare choices. Whether you're single, married, or have a family, this episode will challenge the way you think about health insurance and show you what's possible...and undoubtedly more affordable.Other Guest Resources:Crowd Health on Instagram: https://www.instagram.com/joincrowdhealth/Podcast Resources:Discount codes/affiliate links: https://linktr.ee/thegiftofgoodsPodcast on Instagram: https://www.instagram.com/well.with.vanessa/Podcast on YouTube: www.youtube.com/@IntentionallyWellPodcastVanessa on Instagram: https://www.instagram.com/thegiftofgoods/ Vanessa on Threads: https://www.threads.net/@thegiftofgoodsPodcast on TikTok: https://www.tiktok.com/@well.with.vanessaPodcast on X: https://x.com/wellwithvanessaEmail: intentionallywellpodcast@gmail.comSupport the showPodcast Website: https://intentionallywellwithvanessalopez.buzzsprout.comThis episode is for informational purposes only. Please consult a trusted health practitioner for individual concerns.
In this episode of the Great Trials Podcast, Steve Lowry hosts Kimball Jones and Joshua Berrett, partners at Bighorn Law, to discuss a recent landmark case in Clark County, Nevada. The case involved their client, Timothy Kuhn, who suffered severe injuries, including a traumatic brain injury, after being rear-ended. Remember to rate and review GTP on Apple Podcasts Case Details: A Nevada state court jury slammed USAA with a $100 million punitive damages verdict in a bad faith lawsuit over the insurance giant's delays in paying out a claim for a zero-fault insured driver involved in a rear-end collision. The Clark County jury awarded the $100 million, in addition to $14 million in compensatory damages, over USAA's actions following a 2018 collision involving plaintiff Timothy Kuhn. USAA determined Kuhn was not at fault after being rear-ended in stationary highway traffic, but when Kuhn sued the driver who hit him to collect damages related to a concussion USAA intervened and argued Kuhn was responsible for the crash. Despite clear fault and significant medical expenses, USAA Casualty Insurance Company failed to reasonably handle his underinsured motorist claim, resulting in prolonged litigation. Jones and Barrett elaborate on the trial strategy, highlighting issues of insurance bad faith and the impressive jury verdict of $7 million in compensatory and $100 million in punitive damages against USAA. (Source) Guest Bios: Kimball Jones Kimball Jones is a partner at Bighorn Law, where he serves as both a trial lawyer and a dedicated advocate for individuals. His legal practice is centered on representing everyday people, often in cases against major corporations and insurance companies. Kimball graduated magna cum laude with a bachelor's degree from BYU-Idaho in 2005. While earning his degree Kimball started the Pre-Law Society, interned for a U.S. senator, and served as the university's student body president, all while holding a job to pay for school. Kimball went on to graduate from BYU Law School in 2008, where he was awarded a Dean's Scholarship for academic merit each year. Professionally, Kimball has been recognized as a Top Rated Personal Injury Attorney, winning several historic verdicts for his clients, including a recent $550 million dollar verdict, which is the largest verdict for a single plaintiff in Nevada history. Outside of his legal career, Kimball has proudly served in the U.S. Army, both on active duty and as a reservist. He is deeply committed to community service and cherishes his role as a family man. Kimball and his wife, Ashley, recently celebrated 21 years of marriage and are the proud parents of four amazing children. Read Full Bio Joshua Berrett Joshua Berrett focuses his practice on personal injury litigation. He is licensed to practice law in Nevada and Utah. After graduating with a Bachelor of Arts degree in History, Joshua attended law school at the J. Reuben Clark Law School at Brigham Young University. While in law school, Joshua served as the president of the Real Estate Law Society and the lead editor of the school's International Law and Management Review. Prior to joining Bighorn Law, Joshua worked for a large, national law firm that focused on creditors' rights litigation. During this time, Joshua ran the firm's Nevada and Utah offices. Joshua has experienced first-hand the damage and suffering that can occur as the result of even a minor car crash. He takes this experience and passion and puts it to work every day as he fights vigorously for each one of his clients. Read Full Bio Links: Facebook: Bighorn Law AND Kimball Jones Law LinkedIn: Bighorn Law Instagram: Bighorn Law AND Kimball Jones Check out previous episodes and meet the GTP Team: Great Trials Podcast Show Sponsors: Harris Lowry Manton LLP - hlmlawfirm.com Production Team: Dee Daniels Media Podcast Production
Western medicine talks about “early detection” —- but what if it isn't early enough?
The Prime Minister has agreed insurance companies are ripping us off and there are many Australians who would have experienced that firsthand.So, how will they respond as tens of thousands of claims are lodged after flooding in the wake of ex-Cyclone Alfred? Today, national consumer affairs reporter Michael Atkin on why premiums keep rising and what can be done to level the playing field. Featured: Michael Atkin, ABC national consumer affairs reporter
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEShop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityUtilize the fastest and easiest way to look up and order parts and tires with PartsTech absolutely free.Click here to get started: https://geni.us/PartsTechTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros In this episode, Lucas and David are joined by Kathleen Callahan, who delves into her role in fostering relationships within the automotive industry through her involvement with Women in Auto Care and ACA. Kathleen shares her eye-opening experience of testifying before Congress on HR 906, emphasizing the importance of supporting independent shop owners in the legislative process. The conversation also touches on the impacts of right-to-repair legislation and the need for better collaboration between shop owners and manufacturers. Before you think the automotive industry isn't for you or consider the legislative impacts on your shop, make sure to tune in!00:00 Writer's Creative Autonomy08:32 "Unexpected Heatwave Adventure"14:44 Female Front Desk Success15:52 Manufacturer Vision vs. Engineering Teams25:51 Tent Lunch Tensions Erupt26:45 Women Leaders in Auto Care32:39 Florida Lawsuit over Shared Driving Data37:02 Collaboration Over Conflict in Auto Industry43:56 Compounding Pharmacies and Price Gouging48:36 Back Pain, Dispensary, Police Encounter56:23 Concerns for Vagrants' Well-being57:27 Missing Person's Human Story01:02:40 Membership Sign-Up Button
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Download the Rockstar list here: https://moosemarkets.com/rockstars Join the Retirement Loop waitlist here: https://dividendstocksrock.com/loop Why I prefer low yield vs high yield: https://moosemarkets.com/income
Navigating Value-Based Pediatric Care: A Deep Dive with Dr. Sian JonesIn this episode, sponsored by Hippo Education and Freed AI Medical Scribes, join the hosts as they sit down with repeat guest Dr. Sian Jones, the president of Complete Child's Health, to discuss the nuances and implications of value-based contracts in pediatric care. They explore the definition of 'value' in healthcare, the challenges of short-term versus long-term savings, and the ethical considerations of preventive care for children. The conversation delves into the healthcare business model, the importance of quality metrics, and innovative approaches to healthcare funding and reimbursement. This comprehensive discussion aims to illuminate how value-based care can significantly impact child health and the pediatric community.00:00 Introduction and Sponsor Message00:40 Welcoming Dr. Sean: Pediatrician's View on Value-Based Contracts01:55 Defining Value in Pediatric Care03:44 Challenges in Measuring Value and Impact06:15 Insurance Companies and Value-Based Payments09:01 Ethical and Economic Questions in Pediatric Care10:55 Shared Savings and Preventive Care19:40 Direct-to-Employer Model and Ethical Considerations37:48 Ethical Dilemmas in Value-Based Care38:37 Challenges in Pediatric Care Quality39:14 Direct-to-Employer Healthcare Models40:06 Membership Models and Consumer Choice41:27 Variations in Pediatric Care42:05 Catastrophic Care and Reinsurance45:03 Medicaid for Children: Pros and Cons48:56 Investing in Preventive Care51:51 Healthcare Spending and Economic Impact54:24 Innovative Programs and Social Determinants of Health01:06:06 Aligning Financial Incentives with Quality Care01:08:58 Conclusion and Final ThoughtsSupport the show
In this episode of Hashing Out the Law, I sit down with William "Chip" Merlin, Jr., founder and president of Merlin Law Group, a firm dedicated to fighting for policyholders in insurance disputes. Dubbed the “Master of Disaster” and the “Babe Ruth of Hurricane Lawyers,” Chip has built a career representing homeowners, businesses, and municipalities against insurance companies.We dive into: ✔️ Why Chip became a lawyer and how he started his firm✔️ His most unforgettable “war stories” from the courtroom✔️ The Palisades Fire and how victims should navigate insurance claims✔️ Common mistakes policyholders make and how to avoid them✔️ What to do when insurance companies delay, deny, or underpay claimsWhether you're a homeowner, business owner, or just fascinated by legal battles against big insurance companies, this episode is packed with insightful, real-world advice from one of the nation's top policyholder attorneys.
This week we discussed Protests in Romania, Ai, Toxins in Makeup Lipstick Perfume and Vapes About my Co-Host:Arnold Beekes Innovator, certified coach & trainer and generalist. First 20 years in technology and organizational leadership, then 20 years in psychology and personal leadership (all are crucial for innovation).============What we Discussed:0:01:03 Bomb Attacks in Sweden0:03:10 Neighbourhoods in Stockholm Sweden where locals do not go0:03:40 Self Driving Car going around in Circles0:05:30 Ai Labs ,Coding and a New Species0:10:15 Programmers will suffer when replaced by Ai0:12:50 Nora Virus and Insurance Companies not covering you after injuries0:15:50 The CIA Gateway Project0:20:30 Remote Viewing0:22:40 Non Speaking Autistic Children can be telepathic0:24:40 Mental Health Issues and breakups after the Plandemic with affordable housing 0:26:35 Helix Robots and what they could do without being programmed0:30:20 Keep on Learning or you Start to Die0:33:45 Are you Dying to Look Beautiful0:37:30 Toxins in Food and Air0:38:30 Geo Engineering and Weather manipulation live show0:41:20 Protests in Romania after Presidential Elections0:43:15 Argentian Leader fraud with a Crypto Meme Coin0:44:25 Dangers of Vapes0:47:12 Live Your Own LifeLinksGateway project: https://www.vice.com/en/article/found-page-25-of-the-cias-gateway-report-on-astral-projection/ Helix Ai https://www.figure.ai/news/helixEpisode #22 The Toxins in LipBalms can be changed for 100% Natural - Ginger King https://www.bitchute.com/video/G1f9Iq4Lxkth/====================How to Contact Arnold Beekes:https://braingym.fitness/https://www.linkedin.com/in/arnoldbeekes/===============Donations https://www.podpage.com/speaking-podcast/support/------------------All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/------------------
If you've gone cash-based, why are you still acting like you work for insurance?Too many practice owners break up with insurance companies… but then keep trying to keep them happy. It's like staying in touch with a toxic ex—you don't owe them anything!In this episode, we're putting a stop to the madness. Here's what we cover: