Podcasts about EMD

Indian Relay Racing and the Muckleshoot Gold Cup highlight this weekend at Emerald Downs! It's the 10th edition of the MGC at EmD, known as “The Big Show” to relay teams across the U.S. northern tier and western Canada provinces. Omak Express of the Colville Nation in eastern Washington became the first two-time MGC winner in 2025, rider Tyler Peasley up. Gayle Skunkcap Jr., broadcaster and publicist for Indian Relay Racing, joins Joe and Vince this week with great information on growth of the event and what to expect this weekend. Thoroughbreds and Indian Relay Racing Friday night at 7:00 pm and again on Saturday and Sunday at 1:50 pm. Sport shorts, selections and trivia again this week on Horseracing NW.

Be at Emerald Downs Friday night for horse racing, music, food, fun and the deal of the Summer … well, Spring anyway. With your paid admission Friday night, you'll receive your EmD Hawaiian shirt! Wear it back on any and all Fridays the rest of the season for free admission. The Jimmy Vegas band performs Friday night and the $1,000 Horseshoe Toss is back too. First race 7 pm, gates open at 5 pm. The “Big A” Anthony Stabile and Emerald Downs trainer Alexis Silva-Martinez are this week's guests. Stabile has an incredible record picking Belmont Stakes winners beginning with Rags to Riches in 2007. He scored last year with Sovereignty, sticking with his 7-1 Kentucky Derby winner from 2025. Stabile goes through Saturday's Saratoga stakes races. Alexis Silva-Martinez is off to a great EmD start for 2026, winning at over 20%. Now in his fourth local season, he speaks to the challenges a young trainer faces.

The last weekend in May brings Teacher's Appreciation Day and Grandparents Day to Emerald Downs! All teachers and school district employees receive free admission and more this Saturday, May 30. There's also a Teacher's Race mid-card on Saturday. The Grandparents Race, now in its fourth running, comes on Sunday afternoon. After receiving free admission, both men and women grandparents get their chance to run down the EmD stretch. Great-Grandparents, too, get their feet on the oval in a "race" of their own. Racing was exciting this past Memorial Day weekend with top runners such as Aloha Breeze, Si That Tiger, Too Sassy and Baladi all scoring victories. This upcoming weekend sees more horses entered and field size growing. Trainer Howard Gibson joins Joe and Vince this week. Gibson is currently number two in the standings behind Tim McCanna. His barn has scored with top runners Chuckanut Bay and Subtle Shimmer and also has a good number of two-year-olds getting ready. Sport shorts, selections and trivia too on Horseracing NW.

Dans cet épisode de Comprendre, on reçoit Océane, fondatrice de l'agence Maison Leverage, spécialisée en SEO. Partie de ses propres marques e-commerce, elle a bâti une vraie expertise en référencement naturel avant de pivoter vers l'accompagnement de PME, pour les aider à se positionner sur Google et dans les IA.

Send us Fan MailSeason 17's halfway to the finish line, and the TGTPTU boys are back from break revving their engines, ready for the next four in their “hack” director line-up. Jack's pick coming in third is Ron Howard, starting with his first film in the big chair, the “smash-‘em-up” smash success (for a Roger Corman feature) GRAND THEFT AUTO (1977).  Howard's only feature to co-write or to co-star in as director, the then-Happy Days star cut his teeth on GTA (no relation to the videogame) coming off the success as leading man-boy in the preceding Corman car chase flick Eat My Dust (1976). As part of Howard's deal with Corman, the success of EMD put the boy who once played Opie Taylor in TV's The Andy Griffith's Show in charge of first and second units, stunt coordinators, helicopters, and his kin/fellow actors brother Clint Howard and father Rance Howard—all this on the day after Ron's 23rd birthday.  GTA's plot follows young elopers played by Howard and Nacy Morgan (who might be best known as John Ritter's first wife), who've stolen Morgan's father's Rolls-Royce to avoid the pressure of her pseudo-arranged marriage to a rich dweeb. This theft leads Morgan's father, a prominent citizen about to run for major office, to have his security detail retrieve his car (and daughter). Morgan's jilted dweeb upon learning he's not to be betrothed assumes she's been kidnapped and calls a local radio station to put a bounty on her safe return before stealing a car to give chase himself, causing his wealthy mother to call the same station to offer a separate bounty for her son's safe return. From there, cars go crash, clang, boom, and pow.   Start peeling off your lead paint and start snacking on its sweet goodness to revel in this 70's film concept of comedy during what the hosts generally agree is a second-screener.   This ep, Ryan turns his head cold to his advantage as a radio announcer; Jack reveals this and Solo (2018) are the only Howard movies he's seen prior; and Thomas and Ken recommend (re)listening to the Any Which Way You Can episode and dunk hard on regular Howard collaborating producer Brian Grazer's hair.  CORRECTION: Jonathan Demme's film for Roger Corman wasn't Handle with Care (nor was it Woody Allen's Radio Days) but Caged Heat (followed by Crazy Momma) when Demme was giving Howard some Corman-related advice.   THEME SONG BY: WEIRD A.I.Email: thegoodthepodandtheugly@gmail.comFacebook: https://m.facebook.com/TGTPTUInstagram: https://instagram.com/thegoodthepodandtheugly?igshid=um92md09kjg0Bluesky: @goodpodugly.bsky.socialYouTube: https://www.youtube.com/channel/UC6mI2plrgJu-TB95bbJCW-gLetterboxd (follow us!):Podcast: goodpoduglyKen: Ken KoralRyan: Ryan Tobias

Coming off a highly enjoyable Opening Day for all in attendance, Emerald Downs moves on to Mother's Day weekend! Bring Mom either Saturday or Sunday or both for Thoroughbred excitement and family fun beginning at 1:50 pm each day. Make sure Mom fills out an entry blank to be eligible for prize drawings on Saturday and Sunday. Go to emeralddowns.com for more info on promotions and offers. Renowned handicapper and new author Chris Larmey and first year EmD trainer Mark Cloutier join Joe and Vince this week. Larmey, a Washington native, is a member of the National Handicappers Hall of Fame and will be at the track on Saturday to sign copies of his new book “Betting on Horses.” Cloutier has deep roots in Thoroughbred racing and spent the last 40 years involved at Hastings in Vancouver B.C. He's brought expertise and great career record to Emerald Downs for 2026.

Offer accepted! Congratulations—you're well on your way to buying a rental property. But first, your earnest money deposit (EMD) is due. How much do you need to put down? What about due diligence fees? And what happens if the home inspection comes back with major issues? In today's episode, we'll show you what to pay and how to protect yourself!   Welcome to another Rookie Reply! Your earnest money deposit is often the first big financial commitment you'll make to your investment property. Ashley and Tony show you how to navigate the process, which contingencies to include, and what to do if an inspection goes sideways. Next, we tackle a question that forces investors to sacrifice cash flow or time: Should you self-manage your rental property or hire a property manager? Being a landlord might seem intimidating, but we've got a few tips that will make your experience much easier.   Maybe you're not ready for earnest money deposits or property managers yet because you haven't found a real estate market with affordable home prices! Where should you start your search? What data should you be using? Stick around and we'll break it all down! Looking to invest? Need answers? Ask your question here! In This Episode We Cover Earnest money deposits and due diligence fees explained (and how much to pay) What to do when your home inspection comes back with major problems Self-managing versus hiring property management for your rental property Where to invest when you can't afford the home prices in your market Must-have data when choosing a new real estate market to invest in And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-709. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Storage Wins, Alex Pardo works directly with Dan Wentzel to break down the step-by-step process of wholesaling a self-storage facility. After spending months trying to get a small deal under contract, Dan finds himself stuck in the details—overthinking contracts, working with the wrong professionals, and letting fear slow down progress.   Alex pulls back the curtain on what should actually happen once you agree on a price with a seller. From choosing the right title company to structuring attorney relationships, handling earnest money, and managing communication between all parties, this episode simplifies what often feels like a complicated and overwhelming process.   More importantly, this conversation highlights a key lesson every investor must learn: the deal doesn't fall apart because of complexity—it falls apart because of hesitation, overthinking, and lack of clarity. By the end of the episode, Dan walks away with a clear plan of action and a much simpler framework to move forward.   You'll Learn How To: Navigate the wholesaling process from agreement to closing with clarity Avoid costly mistakes when working with attorneys and title companies Structure attorney relationships using flat fees instead of hourly billing Identify and choose investor-friendly escrow agents or title companies Handle earnest money deposits and protect yourself in the process Stay in control of the deal as the "connective tissue" between all parties   ⸻   What You'll Learn in This Episode:   [1:12] The problem: getting stuck after agreeing on a deal [3:46] Why this deal took 2–3 months to get under contract [5:16] How fear and overthinking slowed down progress [7:04] Why you should never pay attorneys hourly for simple deals [9:23] How to find investor-friendly title companies and escrow agents [10:44] Using your network to source the right professionals [11:17] Building a database of title companies across multiple states [12:21] Why settlement fees are paid at closing—not upfront [14:24] What a typical settlement fee looks like ($500–$1,000 range) [15:57] How to position yourself for long-term relationships with vendors [17:29] Why thinking relationally beats thinking transactionally [18:27] Typical flat fees for contract review and what to expect [20:37] How attorneys can accidentally kill deals with over-lawyering [21:50] Why simple deals should stay simple [23:29] The importance of asking for help earlier in the process [25:09] How to structure earnest money deposits (EMD) properly [26:49] Avoiding wire fraud by verifying instructions [29:18] When (and when not) to pay attorneys upfront [31:27] Disclosure and legality considerations when wholesaling [33:47] What happens after you choose a title company [35:05] How to position yourself honestly as a wholesaler [36:36] Finding photographers or boots-on-the-ground help for marketing [40:25] Why your job isn't done after finding a buyer [41:27] Becoming the transaction coordinator to ensure closing   Who This Episode Is For: Investors trying to wholesale their first self-storage deal Listeners confused about the process after getting a deal agreed upon Anyone overwhelmed by contracts, attorneys, and timelines Entrepreneurs who tend to overthink and delay action People who want a clear, simple path to closing deals   ⸻   Why You Should Listen:   Most investors don't get stuck because the process is hard—they get stuck because it's unclear.   This episode simplifies the entire wholesaling process and gives you a clear roadmap for what to do, when to do it, and how to avoid the most common mistakes. From working with the right professionals to managing communication and staying in control of the deal, this conversation removes the confusion and replaces it with confidence.   If you've ever felt stuck after getting a deal in motion, this episode will help you move forward faster—and with far less friction.   Follow Alex Pardo here: Alex Pardo Website: https://alexpardo.com/ Alex Pardo Facebook: https://www.facebook.com/alexpardo15 Alex Pardo Instagram: https://www.instagram.com/alexpardo25 Alex Pardo YouTube: https://www.youtube.com/@AlexPardo Storage Wins Website: https://storagewins.com/   ⸻   Have conversations with at least three storage owners, brokers, private lenders, or equity partners inside the Storage Wins Facebook Group. Join for free here:   https://www.facebook.com/groups/322064908446514/

Happy Holidays from Emerald Downs! It's simulcasting season and the 5th floor is open seven days a week for all the great race meetings currently in action. Santa Anita's opening day is Sunday, 12-28, and they'll race seven of the first eight days out of the blocks. Other top tracks to follow are Aqueduct, Gulfstream, Fair Grounds, Tampa, Oaklawn and, of course, Turf Paradise in Phoenix, where so many EmD horses and horsemen dot the race cards. Frank Mirahmadi and Dan Jukich join Joe and Vince on this edition of Horseracing NW. Mirahmadi calls the action at Santa Anita (also Saratoga) and gives tips on how to improve an announcer's trade. Also, great stories from his 30 years of race calling. Jukich has been calling several years more than Frank, he at Hastings in Vancouver B.C. Bad news on the future of that track announced recently, he'll fill us in on that and more. Go to emeralddowns.com for a great deal on season tickets for 2026!

As EMS closes out 2025, host Rob Lawrence is joined by Matt Zavadsky (PWWAG) and Rodney Dyche (Patient Care EMS Solutions) for their second annual EMSIntel.org “year in review” conversation — a fast-moving tour through the biggest stories shaping the EMS profession. Drawing from the EMSIntel news log (now 3,849 stories as of the morning of recording), the trio connects what's making headlines to what EMS leaders are experiencing on the ground: unstable economics, governance pressure, system redesign and rising operational risk. The discussion lands on several recurring themes: economic sustainability as the dominant issue; the real-world politics of tax levies and “essential service” designations; the ongoing obsession with response times (and what they cost); preventable ambulance thefts escalating in severity; and the importance of measuring and publishing clinical outcomes and meaningful performance metrics. The through-line: communities are being forced into more honest conversations about what they can afford — and what EMS should look like going into 2026. | SHARE YOUR STORY: A call for real stories from the EMS field, station and beyond Memorable quotes “Having a thoughtful conversation about what your system needs to look like on the go forward is paramount.” — Rodney Dyche “If you don't talk about yourself, somebody else will, and then you don't control the narrative.” — Rob Lawrence “Our No. 1 focus really needs to be on the economic sustainability of these systems because we are past the breaking point.” — Matt Zavadsky “Response times equals speed; speed equals crashes.” — Rob Lawrence “These theft incidents are … in almost all cases, 100% preventable by an aftermarket device … probably for 100 or $150.” — Rodney Dyche “Response times are expensive. The shorter that you want your response times, the more money it's going to take.” — Matt Zavadsky “Across every provider type … the fee-for-service revenue is 50% to 60% below the cost of providing service. So when somebody says to you, ‘I can do this for free,' ask more questions.” — Matt Zavadsky “Response times are used as a cudgel.” — Rodney Dyche Episode timeline 01:11 – Rob introduces the end of 2025 reflection and 2026 look-ahead; welcomes Matt Zavadsky and Rodney Dyche for the second annual EMSIntel year-in-review. 02:26 – Rodney reports the EMSIntel log count (“3,849 as of this morning”); Rob explains EMSIntel's purpose: curating national EMS stories to identify themes and brief stakeholders. 04:13 – Matt names the year's biggest issue: economic sustainability; the fiscal model is broken and impacts everything else. 06:32 – Matt walks through the “AnyTown EMS” trajectory: communities can't sustain old models, must define service levels, use system intelligence, and redesign for a modern “2028 model.” 09:06 – Matt cites the Medicare/RAND cost collection findings and warns that fee-for-service revenue sits far below actual costs; “ask more questions” when someone promises “free.” 10:12 – The group discusses communities pursuing tax levies and essential-service framing; Rodney contrasts places that pass funding measures with places that don't, and highlights local politics and competing priorities. 11:52 – Matt clarifies that “essential service” means different things to the public versus statute; agencies need trust, transparency and real community education to succeed at the ballot box. 13:50 – Rodney describes the “cost of readiness” misunderstanding (public sees mileage, not readiness); Matt pushes proactive reporting (monthly/quarterly/annual) to build credibility. 15:35 – Matt pivots to response times: they're expensive, clinically relevant in a small fraction of cases, and should be approached with evidence-based expectations and better triage/EMD practices. 18:14 – Rodney connects hot responses to preventable intersection crashes and modern driver realities; the discussion frames safety risk as a growing operational storyline. 20:21 – Matt adds an editorial caution that crashes are not confined to any one sector; points to recent examples including serious injuries during responses. 22:37 – Rob returns to ambulance thefts; Rodney calls most thefts preventable; Matt argues the basic lock discipline exists already and presses for stronger accountability and accreditation-style best practice. 26:11 – Rob flags downstream legal and regulatory risk (litigation exposure after stolen-unit crashes; DEA-controlled substances security implications). 26:52 – Rodney raises staffing; notes fewer staffing stories than 2024 but questions whether the situation is truly better; mentions earn-to-learn pipeline concerns. 28:13 – Matt describes the shift toward tiered deployment and greater EMT utilization, reducing pressure to staff large numbers of paramedics for calls that don't require that level. 30:17 – Matt emphasizes outcomes and meaningful performance metrics; argues many systems still report the wrong measures and should lead with clinical metrics, patient experience, and quality indicators. 31:08 – Rodney reinforces that response times get weaponized in governance decisions; notes boards can be swayed by “advanced skills” narratives rather than outcome data. 33:25 – Forward-looking wrap: Matt highlights daily calls from communities that “can't afford this anymore” and urges leaders to seize the redesign opportunity; Rodney echoes the need for planning and honest community conversations. Additional resources: AAA & AIMHI EMS Media Log: EMS Intel Fast & spurious: America keeps losing ambulances and the fix is cheap Callouts, chaos and career killers: The biggest EMS stories of the year Enjoying EMS One-Stop? Email editor@ems1.com to share feedback or suggest guests for future episodes. 

In this episode, Shaji K. Kumar, MD, reviews key highlights from ASH 2025 in multiple myeloma (MM), focusing on emerging data for bispecific antibodies and CAR T-cell therapies across earlier and later lines of treatment. The discussion covers the following:MajesTEC-3: Results from the phase III study of teclistamab + daratumumab in R/R MM RedirecTT-1: Updated efficacy and safety of talquetamab + teclistamab in R/R MM and extramedullary diseaseCARTITUDE-4: Results following treatment with cilta-cel in patients with standard-risk cytogeneticsSTEM: Preliminary safety and efficacy data from the phase II study of cevostamab consolidation following BCMA-directed CAR T-cell therapyCAMMA1: Biomarker analyses from Arm B following cevostamab + pomalidomide and dexamethasone treatment in patients with R/R MMPresenter:Shaji K. Kumar, MDMark and Judy Mullins Professor of Hematological MalignanciesConsultant, Division of HematologyProfessor of MedicineResearch Chair, Division of HematologyMayo ClinicRochester, MinnesotaLink to full program: https://bit.ly/4995nFA Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

EMD kommer och sjunger live men det går inte helt som planerat. Dessutom bjuder vi på spartips inför jul.

Zara Larsson klättrar tillbaka till förstaplatsen med Midnight Sun och är även ny på åttondeplatsen med Crush. Tjejerna dominerar veckans lista. Lyssna på alla avsnitt i Sveriges Radios app. Molly Sandén får sin bästa placering när ”Blåögd” avancerar till andraplatsen. Förra veckans etta Robyn får nu nöja sig med en tredjeplats för ”Dopamine”. Även ”Jag Lovar” med Ella Tiritiello är ny på listan vilket innebär att Thomas Stenström får lämna med ”Carpe Diem” liksom Ida-Lova med ”Svagare Än Jag”.Bland veckans bubblare märks Julia Lov med ”Modigare Än Jag”, Jakob Hellman med ”Är Det Upp Till Dig Och Mig?” liksom nya jullåten från EMD, ”Vägen Hem Till Jul”.I programmet hörs även intervjuer med de Melodifestivalaktuella artisterna Sanna Nielsen, A-Teens, Lilla Al-Fadji, Felicia fd Fröken Snusk och Brandsta City Släckers.

On this podcast Jerry shares a story about a cash buyer who tried to re-negotiate the day before closing and how he lost! Learn what happened and how to use the right paperwork to protect yourself from unethical cash buyers.Free wholesaler contracts including EMD release agreement:https://WholesalerContracts.comThis podcast was originally released on YouTube. Check out Jerry Norton's YouTube channel, with over 2,700 videos on all things wholesaling and flipping!  https://www.youtube.com/c/FlippingMasteryTVAbout Jerry Norton Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate.    **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or (888) 958-3028.Get Access to Unlimited Free Property Searches and Downloads: https://flippingmastery.com/propwireWholesaling & House Flipping Software: https://flippingmastery.com/flipsterpodMake $10,000 Finding Deals: https://flippingmastery.com/10kpodGet 100% funding for your deals: https://flippingmastery.com/fspodMentoring Program: https://flippingmastery.com/ftpodFREE 8 Week Training Program: https://flippingmastery.com/8wpodGet Paid $8700 To Find Vacant Lots For Jerry: https://flippingmastery.com/lfpodFREE 30 Day Quickstart Kit https://flippingmastery.com/qkpodFREE Virtual Wholesaling Kit: https://flippingmastery.com/vfpodFREE On-Market Deal Finder Tool: https://flippingmastery.com/dcpodFREE Wholesaler Contracts: https://flippingmastery.com/wcpodFREE Comp Tool: https://flippingmastery.com/compodFREE Funding Kit: https://flippingmastery.com/fkpodFREE Agent Offer Sheet & Scripts: https://flippingmastery.com/aspodFREE Cash Buyer Scripts: https://flippingmastery.com/cbspodFREE Best Selling Wholesaling Ebook: https://flippingmastery.com/ebookpodFREE Best Selling Fix and Flip Ebook: https://flippingmastery.com/ebpodFREE Rehab Checklist: https://flippingmastery.com/rehabpod LET'S CONNECT! FACEBOOK http://www.Facebook.com/flippingmastery INSTAGRAM http://www.instagram.com/flippingmastery

Move beyond basic EMD tactics and learn how pro investors use advanced strategies like non-refundable deposits and re-trades to win more property deals and maximize profits.See full article: https://www.unitedstatesrealestateinvestor.com/5-advanced-earnest-money-techniques-only-pro-investors-use/—Ready to kill the rat race?Listen, if you're sick of watching other people get rich while you keep grinding for scraps, this is your wake-up call.Right now, everyday people, not Wall Street, not billionaires, not trust-fund babies, are buying property, collecting rent, and stacking cash while you're stuck refreshing your bank app.You can keep working for money, or you can make money work for you.This free ⁠"Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Go grab your copy right now before you talk yourself out of it. Start learning how real Americans are building wealth while everyone else keeps punching the clock.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley sits down with Siddharth Dahiya, Global Head of Emerging Market Debt at Aberdeen Investments, to unpack one of the most dynamic and evolving areas of institutional fixed income—emerging market debt (EMD). With decades of experience in global markets and deep roots in insurance investing, Siddharth provides a clear and comprehensive breakdown of the EMD universe—from hard currency sovereigns and corporates to local currency bonds and frontier markets.   The discussion covers the structural advantages of EMD, including improving fundamentals, increasing credit rating upgrades, and attractive spreads versus similarly rated developed market debt. Siddharth also dives into how private credit within emerging markets is gaining traction with insurance portfolios, offering enhanced yields and structural protections. For insurance investors seeking diversification, real yield, and capital efficiency, this episode offers actionable insights into a sector that's once again demanding attention.   Whether you're seeking a defensive allocation or exploring yield-enhancing strategies, Siddharth shares why now may be the right time to give EMD a second look.

Emerald Downs is open seven days a week for full card simulcasting. Follow many of the top horses and trainers from our 2025 meeting at Turf Paradise, whose schedule includes Monday and Tuesday racing. Many other tracks in operation include Del Mar, Aqueduct and Churchill Downs with Tampa and Fair Grounds opening this week. 2026 Emerald Downs racing dates are official – May 2 to September 7. Vince goes over the all the details . This week's guests include Delta Downs Track Announcer and Handicapper Don Stevens, who speaks to Delta's upcoming, all-wager 10% takeout days. Those wagers are effective next Tuesday and Wednesday, Nov. 25-26, first race 10:55 am EmD time. There's also Joe Nevills, Bloodstock Editor for the Paulick Report. Nevills is a Thoroughbred fan from his young days in Michigan and he enthusiastically goes over some under-the-radar sires and previews his “All Value Sire Team,” reports coming on December 1.

In this episode of the Canadian Private Lenders Podcast, Ryan MacNeil and Neal Andreino sit down with Taylor Little (CEO) and Jared Stanley (SVP of Originations) from Neighbourhood Holdings to unpack one of the most significant moments in Canadian private lending history, Neighbourhood's acquisition of Fisgard Asset Management. Together, they walk through how the deal came together, why consolidation is accelerating across the MIC and private lending industry, and what this merger means for brokers, borrowers, investors, and the future of alternative lending in Canada. Taylor and Jared dive deep into valuation, culture integration, expanding credit boxes, increased LTVs, new alt products, securitization readiness, and the role of technology in scaling originations. They also explore the regulatory pressures driving consolidation, the importance of strong processes and disciplined underwriting, and the strategic evolution of both brands, including why Fisgard's EMD will remain and how both teams are joining forces. The episode wraps with advice for smaller lenders and insight into how the industry can become more efficient through national regulatory harmonization. This is a masterclass in deal-making, market strategy, and the future of Canadian private lending.Show Notes:05:25 — Introduction to the Biggest Acquisition in Private Lending05:50 — Meet Taylor Little & Jared Stanley06:12 — Jared's Background & Early Career08:57 — How Neighbourhood Holdings Was Founded10:15 — Naming the Company: “Neighbourhood Holdings”13:15 — How the Fisgard Acquisition Started14:57 — Why Consolidation Is Accelerating in the Industry16:11 — Deal Courtship Story: Project Beacon19:06 — Deal Structure & Valuation Approach22:10 — Leadership Integration: Who's Staying On25:01 — Why Fisgard Remains the EMD Brand29:07 — New Products & LTV Expansion to 75%31:38 — Alt Program & Expanded Geographic Reach33:01 — Surging Originations After MPC Announcement36:02 — Why the Pipeline Exploded39:07 — More M&A Expected Across Canada43:56 — Buying Mortgage Books & Future Opportunities46:02 — Securitization & Institutional Capital Readiness49:02 — Educating Brokers on Short-Term Alt Lending50:54 — CAMLA's Role & Industry Advocacy54:26 — Advice for Smaller Lenders: Survive & Stay Disciplined59:03 — What Needs to Change: National Harmonization62:09 — West Coast Bonus QuestionResources:Keystone Capital GroupCPLP Instagram: @cplpodcastKeystone Instagram: @keycapgroupFind Neal On:Instagram: @neal.andreinoLinkedIn: Neal AndreinoFind Ryan on:LinkedIn: Ryan MacNeilE-mail: ryan@keycap.ca

Think of page one as real estate—and claim as much of it as possible. Jesper Nissen breaks down modern parasite SEO: leveraging high-authority platforms (YouTube, Instagram, X/Twitter Articles, Perplexity/Qwen pages, etc.) to rank quickly for branded, local, and long-tail keywords. We cover indexing workflows, daisy-chain linking, exact-match domain plays, and the content + link velocity patterns that are working now.Guest Jesper Nissen — SEO educator, link-building practitioner, founder of SchemaWriter.ai and the cloud-stacking platform YACSS; speaker at POFU Live / SEO Rockstars; MSc in Physics (U. of Copenhagen). Guest Links Website: https://jespernissen.com/ YouTube: https://www.youtube.com/@JesperNissenSEO X (Twitter): https://x.com/jespernissenseo?lang=enWhat You'll LearnParasite SEO, 2025 edition: Why page-one results increasingly favor social UGC, news, and authority domains—and how to ride that DA for fast wins. Platforms that still rank: Jesper's current leaderboard (e.g., Qwen, Perplexity) and what changed for Claude Artifacts.Local + long-tail focus: How to use Facebook/Instagram posts, YouTube videos & community posts, and X Articles to own branded and geo-keywords.Indexing workflow: Indexing services + social “daisy-chain” links to accelerate discovery.EMD plays: Exact-match domains (service+city and SaaS feature terms) and smart, steady link velocity patterns.Social → Search shift: Why Instagram and Facebook posts have started surfacing in Google (July 2025 change) and how to write posts to rank. Timestamps00:00 — Owning page one like “real estate”02:16 — Parasite SEO vs. traditional guest posts08:45 — Reddit's link-out limits & why Jesper moved on14:58 — Claude Artifacts surge (and why it cooled)18:02 — What's working now: Quen & Perplexity pages21:35 — Indexing flow: drip pings + social link bursts26:40 — Meta shift: FB/IG posts in Google (local SEO gold) 31:55 — Exact-match domains + link velocity math46:55 — Shorts as TOF magnets; long-form as sales letter51:40 — Priming YouTube with low-CPC X ads (global)Jesper's Parasite SEO Playbook (Step-by-Step)Pick a target query (branded, local, or long-tail).Publish across high-DA surfaces:YouTube (video + Community post), X/Twitter (Articles), Instagram, Facebook Page, plus AI page builders (e.g., Quen, Perplexity).Front-load keywords in social posts (especially the first words of FB/IG captions for cleaner URLs/titles).Daisy-chain internal links: point your X Article to the IG/FB/YouTube/AI pages to aid indexing.Kick indexing via reputable ping/index services, then add lightweight social links to nudge crawl.Measure and iterate: keep winners, replace laggards, expand with adjacent long tails.Exact-Match Domain (EMD) Mini-FrameworkWhen to use: service+city rank-and-rent, or narrowly defined SaaS use-cases.Build: one-page lander, fast crawl path, 5–10 quality links/month early, layer socials & citations; avoid unnatural velocity spikes.Why it works: high topical alignment + clean intent matching. (Jesper's background in cloud stacking/YACSS and SchemaWriter.ai complements this with structured data & internal “powerstack” patterns.) SponsorThis episode is brought to you by Graphed — the AI-native analytics platform that builds dashboards from plain English. Connect GA4, ads, CRM, GSC, and Sheets to get KPI boards in minutes. Learn more: https://graphed.com/

Alone Again is an ambient/chill music podcast. Please check out this emotional chill music. Artist names and song titles are in order of play...SYEREN-ALL NIGHT, TIIKK-I'M TORN, TENGYOU-TAMAYURA, PHANTOMYST-TEMPTATION, EVEROUS-LEAVE ME, OSCURO-SET ME FREE/THIS FEELING, MELANCHOLIC BIRD-LIFTED, MADTEK-IN THE END, DIMATIS-HOPE ON THE HORIZON, ERT-MY LOVE, ARNYD-IN YOUR EYES, MARION-SKYFALL/TWISTED TREES, ONYCS-ECLIPSE/KEEP GOING, BLAUDISS-THERE FOR YOU, DAUMAT-CHEMICALS, SKYHEX-WASTELAND, STXRLESS-VERTEX. Emd. Thanks for listening to Ken Steele Music.

Tom Wenzel and Dan Jukich join Joe and Vince on the pod. Trainer Wenzel had a monumental closing day and 2025 season. He won three stakes on the card (for the second time at the meeting) Sept. 7, tying Doris Harwood for most stakes wins in track history at 67. Jukich, Track Announcer and Publicist, goes over Hastings events and their final two days of racing. Emerald Downs Fifth Floor is open seven days a week for full card simulcasting. Great racing this fall from California, New York, Kentucky and elsewhere. You'll many local horses and horseman in action when Turf Paradise begins on Monday, November 10. Thanksgiving and Christmas are just around the corner and so is Emerald Downs Holiday Gift Fest! Be at the track on Saturday and Sunday, November 8-9, 10 am to 4 pm. Outstanding gift ideas and holiday shopping is the fare. Free admission for all and a few spots for vendors remain. Also, if you're planning a holiday party, EmD should be considered. Contact Group Sales at 253-288-7700.

Host Justin Tuminowski sits down with Kristie DeLouise to unpack how a former JP Morgan W-2 earner became a creative-finance deal architect—making ~$35,000 by monetizing the same Crystal Beach, TX subject-to Airbnb three different ways. Kristie shares how she and husband John Matland moved from NY to South Florida for “climate & cash flow,” picked up five doors in a year, and then engineered a Texas win: direct-to-agent on Lobster Ave, navigating Hurricane Beryl jitters, a buyer backing out, enforcing a non-refundable EMD, re-marketing through the slow summer seasonality, and ultimately reselling as a subto-of-a-subto to an operator planning a pickleball resort—with private money partners and Gator gap funding. ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow  

Congratulations to Arrowthegreat, winner of last week's Longacres Mile! The betting favorite came up the inside in the last quarter-mile to win going away over Clovisconnection, who was runner-up for the second consecutive year. This Sunday sees the return of the Owners' Handicap with its conditions of five furlongs and “catch weights.” Past winners include Chinook Pass, Trooper Seven and Snipledo at Longacres and L.J. Express, Makors Mark and Starbird Road at EmD. It's Wiener Dog Sunday at Emerald Downs and also “Dollar Days” each of the next two Saturdays. Guests this week on HRNW include: WTBOA President Dana Halvorson as he previews the August 26 yearling sale at the WTBOA Pavilion, just up the street from Emerald Downs; and The “Big A” Anthony Stabile with his look at Saratoga's Travers card this Saturday.

Pace catches up with Monica Heredia to break down one of the most inspiring lending journeys in the Gator community! She started with just $15K in private capital and a bold move—her first deal was an EMD loan. Fast forward 18 months, and Monica has funded over 42 deals totaling more than $2.5 MILLION!

Manulife Investment Management Managing Director and Portfolio Manager, Elina Theodorakopoulou, joins Tellimer CEO, Duncan Wales, as they have an engaging conversation about the overall landscape of emerging markets debt (EMD).Despite the uncertainty and volatility, emerging markets resilience and performance have been astonishing, highlighting the depth and breadth of the asset class. As we embark into the second half of the year, they touch on the flows into the asset class, investors' sentiment, new issuance euphoria - all under the importance of doing your homework.The Emerging Markets Podcast by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tellimer⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠– your single point of entry to emerging markets. Check out the full Tellimer offering ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Emerging Markets Podcast dives into a range of topics in the emerging and frontier market world including investment themes, debt restructuring, elections, and geopolitical tensions.DISCLAIMERThis podcast is provided for information purposes and represents the personal opinions of the speakers. It is not an offer or solicitation for investment in any securities, nor should it be regarded as investment advice. Tellimer Technologies Limited does not offer or provide advice and no mention of a particular security in this podcast constitutes a recommendation to buy, sell or hold that or any security, portfolio of securities, or enter any transaction or investment strategy. Nor is any such mention an indication that any investment is suitable for any specific person.For more information, please visit Tellimer.com. 

Great Thoroughbred action AND Indian Relay Racing this weekend at Emerald Downs! Join us Friday night, Saturday and Sunday for all the exciting races and special events. Indian relay teams in the northern U.S. tier and western Canada refer to the Muckleshoot Gold Cup as the “Big Show” among annual relay events. There have been eight runnings with eight different champions and all former winners are entered this weekend. Gayle Skunkcap Jr., broadcaster and publicist for Indian relay racing, joins Joe and Vince to speak to this weekend's action as well as history behind the event. Skunkcap, based out of Montana, has been part of all Muckleshoot Gold Cups at EmD and his family has long roots in relay racing. Sport Shorts, selections and trivia on Horseracing NW.

Fixed income investment analyst Holger Siebrecht looks at African bonds and their role in the wider emerging market debt (EMD) universe. He discusses how the region is faring amid tariff-related volatility and what these bonds can bring to an EMD portfolio. #CapGroupGlobal For full disclosures go to capitalgroup.com/global-disclosures For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://bit.ly/CG-Gitlin-playlist  This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://bit.ly/49rdcFq  To stay informed, follow us LinkedIn: https://bit.ly/42uSYbm  YouTube: https://bit.ly/4bahmD0  Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/  About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com  Join us: capitalgroup.com/about-us/careers.html     Copyright ©2025 Capital Group

Dr. Alipi Bonm, a neuro-oncologist at the Providence Swedish Cancer Institute in Seattle, joins host Dr. Ashwani Rajput to offer up valuable insights into brain cancer, from what to expect to the promising treatment options available that could ease your fears. He also debunks common myths, such as the misconception that cell phones and electrical wires cause brain cancer and highlights promising future treatments. If you or a loved one are affected by brain cancer, discover the support groups available for both patients and caregivers. Don't miss out on this informative and supportive discussion.Dr. Ashwani Rajput BioSee below Do you want to know more?Check out the Providence blog for more information on melanoma and other cancer related topics. Personalized cancer peptide vaccine shows remarkable promise against glioblastomaProvidence Saint John's opens last phase of clinical trial of promising drug for aggressive brain cancerTo learn more about our mission programs and services, go to Providence.org.Follow us on social media to get continued information on other important health care topics. You can  connect with us on LinkedIn, Facebook, TikTok, Instagram and X.For all your healthcare information on the go, download the Providence app. Whether you're tracking symptoms, scheduling appointments, or connecting with your healthcare providers, the Providence app has your back.To learn more about the app, check out the Wellness Brief podcast episode. Wellness Brief: Simplifying Care-There's an App for That.We'd love to hear from you. You can contact us at FutureOfHealthPodcasts@providence.org Dr. Ashwani Rajput BioAshwani Rajput, MD, FACS, joined Providence Swedish in September 2024 as the regional executive medical director (EMD) of the Swedish Cancer Institute. Dr. Rajput comes to us from Johns Hopkins University, where he is a professor of Surgery and Oncology, as well as the director of the Hopkins Kimmel Cancer Center in the Washington, D.C. region. Dr. Rajput completed his medical school, general surgery training, and a post-doctoral fellowship in molecular genetics at Case Western Reserve University in Cleveland, Ohio. He went on to the Roswell Park Comprehensive Cancer Center in Buffalo, N.Y., for a fellowship in Complex General Surgical Oncology (CGSO). There, he was recruited to join the faculty at Roswell Park with appointments in GI Surgical Oncology as well as Pharmacology and Therapeutics. His laboratory investigated the key signal transduction pathways in colorectal metastases using novel orthotopic murine models. In 2009, Dr. Rajput was recruited to the University of New Mexico as the inaugural division chief of Surgical Oncology. During his tenure in New Mexico, he also served as the director of surgical services for the NCI-designated Comprehensive Cancer Center and vice-chair of surgery for academic affairs and faculty development. Under his leadership, an ACGME-approved fellowship in CGSO was created and launched. Throughout his roles in New Mexico and D.C., he has actively addressed cancer health care outcomes and health equity. Under Dr. Rajput's leadership, he will develop and implement a cancer strategic vision and enhance collaboration across our geography. He will oversee the SCI medical directors and partner with the Senior Director of Operations to deliver excellence in cancer care. Dr. Rajput and his wife, Sunita, have four children. Outside of work, he enjoys playing tennis, piano, the arts, and traveling.

Den europeiske menneskerettskonvensjonen (EMK) fyller 75 år. Hvem kan vel bedre bidra til en forklarende feiring av den, enn EMD-dommer og -visepresident Arnfinn Bårdsen? Anine og Arnfinn tenker høyt om nasjonal suverenitet og EMKs subsidiaritet og effektivitet, om lurer på om den dynamiske jubilanten i mindre grad bedriver slik progressiv radikalisme som den tidvis beskyldes for, enn en form for lutret konservatisme. Kan dette levende instrumentet også utvikle seg bakover, i mindre liberal retning, hvis europeisk konsensus skifter? Hvordan påvirkes EMDs rolle når både demokratiet, rettsstaten og den regelbaserte verdensorden er under press? Midt i det hele blomstrer oksen Ferdinand. Takk&lov! Hosted on Acast. See acast.com/privacy for more information.

Join us for the inaugural episode of "TWAD: Cancer, Cures and Coffee" with Dr. Ashwani Rajput and special guest Dr. Kelly Paulson. In this episode, we dive deep into the topic of Melanoma, one of the most serious types of skin cancer. Dr. Paulson, a medical oncologist at Swedish Cancer Institute First Hill in Seattle, shares her expertise on the importance of early detection, risk factors, and the latest advancements in treatment. Learn how to protect yourself and your loved ones from Melanoma and discover the role of the immune system in fighting cancer. Don't miss this informative and engaging discussion.Dr. Ashwani Rajput BioSee below Do you want to know more?Check out the Providence blog for more information on melanoma and other cancer related topics. ·       Cancer survivor speaks with doctor he credits for saving his life·       Saint Patrick HealthBreak - Skin Cancers·       A year to remember: Advancements, recognition and transitions To learn more about our mission programs and services, go to Providence.org.Follow us on social media to get continued information on other important health care topics. You can  connect with us on LinkedIn, Facebook, TikTok, Instagram and X.For all your healthcare information on the go, download the Providence app. Whether you're tracking symptoms, scheduling appointments, or connecting with your healthcare providers, the Providence app has your back.To learn more about the app, check out the Wellness Brief podcast episode. Wellness Brief: Simplifying Care-There's an App for That. We'd love to hear from you. You can contact us at FutureOfHealthPodcasts@providence.org Dr. Ashwani Rajput BioAshwani Rajput, MD, FACS, joined Providence Swedish in September 2024 as the regional executive medical director (EMD) of the Swedish Cancer Institute. Dr. Rajput comes to us from Johns Hopkins University, where he is a professor of Surgery and Oncology, as well as the director of the Hopkins Kimmel Cancer Center in the Washington, D.C. region. Dr. Rajput completed his medical school, general surgery training, and a post-doctoral fellowship in molecular genetics at Case Western Reserve University in Cleveland, Ohio. He went on to the Roswell Park Comprehensive Cancer Center in Buffalo, N.Y., for a fellowship in Complex General Surgical Oncology (CGSO). There, he was recruited to join the faculty at Roswell Park with appointments in GI Surgical Oncology as well as Pharmacology and Therapeutics. His laboratory investigated the key signal transduction pathways in colorectal metastases using novel orthotopic murine models. In 2009, Dr. Rajput was recruited to the University of New Mexico as the inaugural division chief of Surgical Oncology. During his tenure in New Mexico, he also served as the director of surgical services for the NCI-designated Comprehensive Cancer Center and vice-chair of surgery for academic affairs and faculty development. Under his leadership, an ACGME-approved fellowship in CGSO was created and launched. Throughout his roles in New Mexico and D.C., he has actively addressed cancer health care outcomes and health equity. Under Dr. Rajput's leadership, he will develop and implement a cancer strategic vision and enhance collaboration across our geography. He will oversee the SCI medical directors and partner with the Senior Director of Operations to deliver excellence in cancer care. Dr. Rajput and his wife, Sunita, have four children. Outside of work, he enjoys playing tennis, piano, the arts, and traveling.

More horses, more horsemen, better racing at Emerald Downs in 2025! This weekend is no exception with two-time Washington Horse of the Year Slew's Tiz Whiz set to make his seasonal debut in the Saturday feature race at six furlongs. Slew's Tiz Whiz has five EmD stakes victories, tied at the top with Aloha Breeze among active runners. Papa's Golden Boy has four stakes wins here and he'll meet Slew's Tiz Whiz for the ninth time. Crowds and wagering handle are up at Emerald Downs through the first three weekends. This Saturday and Sunday, it's Teacher Appreciation Weekend, with all teachers and school district employees receiving free admission. John Lindley of Parker's tip sheet and Emerald Downs television and novelist Judge Chip Small join Joe and Vince as guests. Judge Chip will sign copies of his latest novel, “Stark Justice,” on Track Level Saturday.

The Marine Institute is proud to announce its participation in European Maritime Day (EMD) 2025, taking place in Cork from 21-23 May. On Friday, 23 and Saturday, 24 May, a free maritime-themed family festival will run along Cork's city quays, as the city plays host to this major European event for the first time. Organised by the European Commission, in collaboration with Cork City Council, the Government of Ireland, and the Port of Cork, EMD 2025 is Europe's flagship event for the maritime community. It will bring together up to 1,000 maritime professionals from across the continent to discuss joint action on marine policy, fisheries, offshore renewables, and the future of the sustainable blue economy. A key highlight of the public festival will be the Marine Institute's Wild Atlantic - What Lies Beneath Expo, a free, immersive and interactive exhibition inviting visitors to explore Ireland's ocean environment. From deep-sea discoveries to cutting-edge marine science, the Expo will showcase how we map, study, and protect our marine world. "We are thrilled to be part of European Maritime Day 2025 in Cork," said Dr Rick Officer, CEO of the Marine Institute. "This event offers an exciting opportunity to share the science behind our seas and celebrate the importance of ocean knowledge with people of all ages. We want everyone to leave feeling inspired, informed, and connected to the marine world around them." The Marine Institute's Wild Atlantic - What Lies Beneath Expo: Event Highlights Interactive Exhibits - Discover the hidden wonders of Ireland's vast ocean territory, from coastal habitats to deep-sea ecosystems. Fish Species of Irish Waters - Learn about the incredible biodiversity in Irish waters - from cod and mackerel to basking sharks - and how research supports sustainable fisheries. RV Tom Crean Tours - Step aboard Ireland's state-of-the-art national research vessel for the first time ever. Visitors will experience life at sea, explore scientific labs and equipment, and meet the crew and scientists conducting real-time ocean research. Explorers Education Programme - Hands-on learning activities designed to spark curiosity and inspire the next generation of marine scientists and ocean advocates. Marine Careers - Discover exciting career paths in marine science, ocean technology, and the broader blue economy. The two-day Expo will be held at the Port of Cork and is suitable for all ages, from curious children and students to ocean enthusiasts and lifelong learners. The programme of events for the European Maritime Days to Play festival includes tours of naval and research vessels, street performances, cooking demos, and live music, bringing a vibrant maritime energy to Cork city's Albert and Kennedy Quays. We look forward to seeing you at European Maritime Day (EMD) 2025. For more information, visit www.marine.ie

See you at Emerald Downs for Opening Day, this Sunday, April 27! First race goes at 1:50 pm. We'll have the traditional jockey introductions in the Paddock prior to the first race. Horse players take note of the low 12% takeout on Pick-3 wagers plus another year of penny breakage – both of those lead to higher payouts on winning bets. Tickets for all racing days are available at emeralddowns.com. Jockey Frank Alvarado and DRF writer Mike Seeley join Joe and Vince on this edition of the pod. Alvarado, with over 4,000 career victories, has been a Bay Area stalwart for over 20 years. He's sad to see racing leave that local but is excited to ride for many familiar trainers at Emerald Downs in 2025. Seeley is an accomplished writer with an impressive resume, including a previous stint with the DRF in the St Louis area. Look for his EmD copy in the print edition and on-line at drf.com.

Comment on the Show by Sending Mark a Text Message.This episode is part of my initiative to provide access to important court decisions  impacting employees in an easy to understand conversational format using AI.  The speakers in the episode are AI generated and frankly sound great to listen to.  Enjoy!The scales of workplace justice have just shifted. In a unanimous decision that has sent ripples through labor law circles, the Supreme Court has lowered the standard of proof employers need to demonstrate when classifying workers as exempt from overtime pay.At the heart of this groundbreaking case lies EMD Sales, a food distributor whose sales representatives spent long 60-hour weeks stocking shelves, managing inventory, and processing orders at grocery stores across the Washington DC area. These employees, paid only on commission, sued for overtime compensation under the Fair Labor Standards Act (FLSA). EMD claimed they were "outside salesmen" – exempt from overtime requirements – but did their day-to-day responsibilities actually constitute "making sales"? The answer depended heavily on whether they were working at chain stores with pre-established corporate agreements or at independent shops where they had more sales autonomy.The Supreme Court didn't rule on whether these particular workers deserved overtime. Instead, they focused on a crucial procedural question: what level of proof should employers need to show when claiming a worker is exempt? Previously, in the Fourth Circuit, employers needed to meet a high "clear and convincing evidence" standard. Now, the Court has established nationwide that only a "preponderance of evidence" – essentially just over 50% likelihood – is required. This seemingly technical change could significantly impact millions of workers' overtime eligibility and shift the power balance in workplace disputes across America.The next time you're wondering whether your job qualifies for overtime protection, remember this watershed case. Understanding your rights has never been more important as the legal landscape evolves. Subscribe to our podcast for more deep dives into the court decisions that directly impact your workplace rights and compensation. If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.

I denne episoden får Ragnar besøk av professor Hans Petter Graver. Med utgangspunkt i en kronikk i Aftenposten som handlet om hva amerikanske dommere kan lære av noen modige eksempler fra mellomkrigstidens Tyskland får vi høre om hvordan den utøvende makt kan utfordre og i verste fall undergrave domstolenes rolle i samfunnet. Du får også høre litt om dommernes individuelle plikt til å bruke sin ytringsfrihet når rettsstaten trues, og under hvilke omstendigheter den utløses i følge EMD. Gravers kronikk finner du her: https://www.aftenposten.no/meninger/debatt/i/JbgWjX/det-er-tegn-som-tyder-paa-at-trump-ikke-vil-akseptere-aa-bli-hindret-av-uavhengige-dommere

Just six weeks away to Emerald Downs 30th Opening Day! Make plans to come out on Sunday, April 27 for the 2025 lid-lifter. Track President Phil Ziegler and trainer Howard Gibson join Joe and Vince on this edition of Horseracing NW. Ziegler looks to build on last year's successful mark of a more than 10% increase in attendance with a revamped stakes schedule and several tried and true promotions Gibson, who's been a top assistant to Tim McCanna, Frank Lucarelli and Vince Gibson in recent years, is in the top 10 at Turf Paradise and his EmD stable totals 20 head. Next week, go to emeralddowns.com to purchase tickets for all your favorite days. For parties, business meetings, anniversaries, memorials, etc, book your event through Emerald Downs Group Sales at 253-288-7700.

In this episode of the InsuranceAUM.com podcast, host Stewart Foley, CFA, sits down with Vlad Liberzon, partner and portfolio manager at GoldenTree Asset Management, to discuss the evolving landscape of emerging market debt (EMD) and how insurers can approach the asset class strategically. With over 20 years of experience in EMD investing, Vlad shares insights into the asset class's transformation, from its early days of high correlation and commodity reliance to today's diverse and uncorrelated opportunities across 90 countries. He breaks down the factors driving EMD's growth, the risks insurers often associate with the asset class, and why many may be overlooking key opportunities.   The conversation delves into portfolio construction, exploring the benefits of a hard currency-focused approach, active management strategies, and the importance of risk discipline. Vlad also offers a market outlook for 2025, highlighting potential opportunities in sovereign and corporate debt, idiosyncratic investments, and the impact of macroeconomic themes like U.S. interest rates, dollar strength, and China exposure. Whether you're new to emerging market debt or looking to refine your investment strategy, this episode provides valuable perspectives on navigating this dynamic and growing asset class.   Listen now to gain expert insights into the right way to invest in emerging market debt and how insurers can position their portfolios effectively.

Anthony Kettle, EM Debt Senior Portfolio Manager, and Mike Reed, Head of Global Financial Institutions, discuss how a ‘one size fits all' approach doesn't work for the emerging markets debt universe. Key talking points include the diverse mix of countries and sectors, why certain headwinds of the last few years could be turning into tailwinds, the more positive aspects of Trump's agenda, and the need for a well-resourced team in order to deliver alpha when investing in EMD.

Please show your support to Olympia for HB 1703 and SB 5610 for financing critical to racing's future in Washington. Those bills can offset significant upcoming costs of HISA regulations. Jon White joins Joe and Vince to speak to the national three-year-old picture, less than three months out before this year's Kentucky Derby. Pool Four of the Kentucky Derby Future Wager is in effect this weekend, closing Sunday at 3 pm. Emerald Downs now has Las Margs Café in the stable area with first day of operations on Monday, Feb. 24. After the first week, regular hours will be 7 am to 2 pm, Wednesday through Sunday. EmD's Fifth Floor remains open seven days a week for simulcasting, including many top tracks in action this Monday, Feb. 17 for President's Day.

With the calendar turned to 2025, Emerald Downs is gearing up for its 30th season of Thoroughbred racing, Opening Day on Sunday, April 27. Horses begin training on the track on Monday, February 24. Another date to note is Saturday, February 22. That evening, horse and human achievements of 2024 are recognized at the WTBOA Awards Banquet, open to the public. Washington Hall of Fame trainer Tim McCanna and Turfway Park Track Announcer Tony Calo join Joe and Vince on this edition of Horseracing NW. McCanna, 10-time training titlist at EmD, figures to have a stronger local presence this season. Calo calls the races Wednesday-Saturday at Turfway, first race at 2:55 pm. Turfway averages over 10 starters per race and their $0.50 P-5 payoff averages over $40,000!

Welcome to a new episode of Get Creative! Today, your host, Ingryd Hernandez, dives into the world of creative real estate finance with Brett Flory, a seasoned member of the Gator Tribe and SubTo communities. In this episode, Brett breaks down an extraordinary $5K earnest money deposit (EMD) deal, discussing unique strategies like cross-collateralization, mutual release forms, and relationship building in the lending world. Whether you're a beginner or experienced investor, this episode is packed with actionable insights and expert advice.   Highlights: "Your name is your value in real estate investing."   "Cross-collateralization secured my funds against two properties."   "Mutual release forms protect your earnest money deposit every time."   "Creative finance is all about minimizing risk and maximizing relationships."   Timestamps 00:01 - Introduction 01:26 - Meet Brett Flory 02:39 - The $5K EMD Deal 03:04 - What Is EMD? 05:47 - Structuring the Deal 09:19 - Due Diligence Matters 11:43 - Cross-Collateralization Strategy 17:49 - $3K Profit in 30 Days 19:19 - Building Relationships 22:10 - Double Closes Explained   ► Join The Subto Community & Learn Creative Finance Directly from Pace:  https://paceapproves.com/subto-gc  ► Want to Become a Private Money Lender? Join Us For The Upcoming LIVE Training this Saturday to Learn How to Lend Money on Real Estate Deals: http://joingatortribe.com/yt    ► Join Our Free Facebook Group to Connect with Pace and his Students: https://paceapproves.com/freefb-yt    ► Become a Top Tier Transaction Coordinator and Make Money Doing The Paperwork For Real Estate Transactions: https://paceapproves.com/tttc-gc    ► Listen To Pace and His Students Share Insider Secrets To Real Estate Investor Success: https://getcreativepodcast.com/    PLUG IN & SUBSCRIBE Instagram: https://www.instagram.com/pacemorby/  TikTok: https://www.tiktok.com/@pacemorby 

This week's show includes an interview with the current #6 rated jockey in the world, Christophe Lemaire. Lemaire has been dominant in Japan for several years and is renowned from successes world-wide. He's involved with furthering interest in racing through hip-hop music with EmD owner Greg Conley and others. Also, trainer Tom Wenzel remembers beloved groom Darrell LaFrance, who passed away last month after eight decades in the sport. It's off-season mode at Emerald Downs and full card simulcasting continues, seven days a week. The 2024 Breeders' Cup is just three weeks away, Nov. 1-2. The Fifth Floor will open early those days with seating first-come, first-served. Book a suite or a room for Breeder's Cup days through the EmD Group Events department. Call 253-288-7700 to book any meeting or event, including a Christmas party!

Sunday is Italian Day at Emerald Downs! Italian food, music, beer and drinks are the fare along with Tony LaStella, the Sorelli's Pizza Eating Contest and a bocce ball tourney. Saturday has $1 specials all around the track including hot dogs, popcorn, ice cream, soda pop, doughnuts and muffins. First race on Saturday and Sunday goes at 1:30. The theme this week on “Horseracing NW,” is lifelong care of the Thoroughbred race horse. Owner Victor Bahna has written “Heliacal Star,” a novel about an at-risk runner and his cloudy future. There's plenty of intrigue in this thriller. Bahna will be selling his book at EmD on Sunday. Ann-Kathrin Zemann, Deputy Secretary for the WHRC, has fulfilled her lifelong goal of being an owner of a retired Thoroughbred and she tells her story with enthusiasm.

It's just over a week to the 89th Longacres Mile and that's a prominent subject on this week's Horse Racing NW. The past two Mile winners are expected to race – Slew's Tiz Whiz from 2022 and Five Star General from last year. Special events such as “Breakfast At the Wire,” “The Railbird Rally” and “Dancing at the Downs,” are all upcoming this month at Emerald Downs. Go to emeralddowns.com for more information. Leading trainer Justin Evans joins Joe and Vince and speaks to topics such as his current season, dealing with new horses in the barn and also four nominees to the August 11 Longacres Mile. Evans is seeking his second straight EmD training title and is currently in 11th place in North America with 84 wins in 2024.

As the geopolitical landscape continues to shift in light of recent global election results, the consequential economic effects are becoming a primary focus in the investment sphere. This episode dives into the latest election outcomes in both developed and emerging nations, the growing divide in electorates, and the impact of these elections on fiscal deficits. This episode features PGIM Fixed Income's Katharine Neiss, PhD, Deputy Head of Global Economics and Chief European Economist, Mehill Marku, Head Geopolitical Analyst, Cathy Hepworth, CFA, Head of Emerging Markets Debt, and host Tom Porcelli, Chief U.S. Economist. Recorded on July 16, 2024.

Every investor would love some extra cash flow…but at what cost? Does it make sense to go all in on a large down payment so that more money trickles in each month? If you want minimal debt, have no plans to scale, and are confident that your new property will appreciate, perhaps. But if your goal is to buy more rental properties and build your portfolio as quickly as possible, there are much better ways to leverage your cash position. In this Seeing Greene, we help a new investor navigate this exact scenario when buying his first property!   Next, we hear from someone whose earnest money deposit (EMD) is wrapped up in a failed medium-term rental. Should she cut her losses and walk away from the deal or weather the storm until the property can cash flow? Stick around to find out! Finally, we chat with an investor who has gone over his rehab budget and finds himself knee-deep in high-interest credit card debt. David and Rob walk him through the steps that will allow him to consolidate his bad debt and turn a ROUGH situation into MORE rentals! Get a BIG incentive on turnkey rentals from today's show sponsor, Rent to Retirement. Visit them at RentToRetirement.com or text "REI" to 33777!   In This Episode We Cover Whether you should ever force cash flow with a larger down payment The BEST first rental property to buy (and how much money you'll need) Saving up for ONE property versus buying multiple rentals Creative ways to get out of a BAD deal (and when to ride it out instead!) How to get back in the green after overshooting your rehab budget And So Much More! (00:00) Intro (01:30) Which Rental Should I Buy? (07:34) The Medium-Term Rental Fiasco (15:23) Comment Section Callout (19:06) Help, I've Gone OVER Budget! (33:05) Ask Us Your Question! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-977 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash offer blues got you down? Land more solid deals and keep buyers engaged with Todd Toback's "6 Things to Never Say to a Cash Buyer." Boost your negotiation skills and avoid common pitfalls.Take your cash buyer strategy to the next level. Listen now!---------Show notes:(0:40) Beginning of today's episode(1:04) Six thing that you should never say to a cash buyer(1:10) Your cash buyer should be competing with your deals at all times(2:20) Never say “I'll take less”(4:49) Collect your EMD every single deal(5:40) Don't convince your buyers that it is a really good deal----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

On today's Wholesale Hotline Podcast (Subto Edition), Pace Morby talks with his lender on getting paid for every deal he brings her. Show notes -- in this episode we'll cover: Pace breaks down Gator 1 vs Gator 2 vs Gator 3. Why Pace loves Gator 2. Why you should spend less time on EMD loans.   ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️ Need discounts and free trials!? Check this out for the softwares/websites/contracts/scripts/etc we use in our business: ✌️ https://shor.by/pace-youtube ✌️ ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖

Navigating the volatile landscape of geopolitics and its implications on emerging markets has become critical in this uncertain economic climate. In this episode, we provide an in-depth analysis of the current geopolitical landscape, its profound impact on emerging markets, and the risk factors on our radar. This episode features PGIM Fixed Income's Cathy Hepworth, CFA, Head of Emerging Markets Debt, Mehill Marku, Lead Geopolitical Analyst, and host, Tom Porcelli, Chief U.S. Economist. Recorded on April 23, 2024.