Podcasts about economic development commission

Play Episode Listen Later Apr 17, 2024

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Confessions of a Marketer

Chuck Tanowitz: Seasoned strategic communications pro

Play Episode Listen Later Mar 5, 2024 13:28

Chuck Tanowitz (https://www.linkedin.com/in/ctanowitz/) is a seasoned professional in strategic communications, with a history of building strong programs that drive media and brand growth. His experience spans more than 15 years—he has played key roles in shaping the marketing and communication strategies for various brands, including Paytronix Systems, Greentown Labs, the N-Squared Innovation District, TenMarks, and a long list of others. Chuck is back on Confessions of Marketer for the second time—having joined us in 2017 in the very early days of this podcast. Transcript Mark Reed-Edwards: Welcome to this special episode of Confessions of a Marketer. I'm Mark Reed Edwards. We're back with this mini series of shows I've dubbed the Talent Showcase. These episodes focus on people in marketing, communications, PR, and allied fields who are looking for their next opportunity. My guests share their stories, successes, and how they can help their next employer or client. Today, I'm joined by Chuck Tanowitz. Chuck is a seasoned professional in strategic communications with a history of building strong programs that drive media and brand growth. His experience spans more than 15 years. He's played a key roles in shaping the marketing and communication strategies for various brands, including Paytronix Systems, Greentown Labs, the N Squared Innovation District, 10 Marks, and a long list of others. Chuck Tanowitz is back on Confessions of a Marketer for the second time, having joined us in 2017, the very early days of this podcast. Chuck, welcome back. Chuck Tanowitz: Thank you. I I really appreciate you having me on. Mark: It's great to chat. So can you tell me more about yourself beyond what I just shared, you know, your background and career path? Chuck: You know, it's interesting. I was reading an article recently that talked about developing a career portfolio as opposed to a career path, and I feel like that's actually a little bit of what I've done. Yes, the core of my career has been in PR and marketing and brand, but I've also taken on these other roles outside. That's how I ended up, for example, at the N squared Innovation District, which was really more of an economic development effort, as much it was a marketing effort. So it's given me this broad base of very interesting kind of pieces that I've done. You know, when I look at the work I did at Paytronix, which was very much traditional marketing and PR and brand, which was: drive leads and drive interest in this company. But then you look at something like N-Squared, where it was: "How do I develop a community? How do I bring in art into the project and develop placemaking? How do I connect with local colleges and universities?" And then something like Greentown Labs, where it was: "How do you build something from zero and get it known where you're trying to not necessarily build leads, but certainly build brand around a name and what it means and giving it some brand equity?" And then also creating my own PR from, which I had done a few years ago. And then also being a local advocate and sit on the Economic Development Commission. And then most recently, I spent three days in Vermont learning how to bake croissants. So it's, you know, how do I put all those things together and begin to say, "What do they all mean and how do you move forward?" Mark: Boy, there are some analogies one can make to baking related to our profession. You know, being patient, right? And letting things rise. Chuck: Yeah, sometimes I am not nearly patient enough in my rise. But yes, that is a big part of baking. In fact, I said to my wife the other day, "What I need to do when I bake is plan out a series of bakes along the way, so that while one thing is sitting and rising, I'm working on the next thing." You're right, it does align with where you are in PR, where you're kind of, yes, you might be working on a press release over here, but that's not going out, you know, for two months, three months, six weeks, whatever it is. I also need to be doing the short- term pieces that's going to be driving things forward. But that's actually, I think, where, you know, if you want to kind of bring that analogy back out, where a lot of companies are missing the boat on PR. I know when I was doing my own agency, people would say to me, "Well, how will I know PR is working in the leads that I get?" And I heard it described recently as: demand generation is my sales in this month and next month. PR and brand are my sales in six months to a year. Looking at that over the long term is very difficult to kind of parse out how much is PR and brand doing for you and how much is demand gen doing for you. Those things have to work together, but you're right, there is a lot of patience involved in that PR and brand strategy because they are long term. You're not going to flip a switch and people are just going to know about you It's going to take some time. Mark: And croissants are layered, and it's very fine layers, so maybe there's another analogy we could make there. Chuck: I don't know if you've ever made croissants, but I was learning how to lock in butter which is a whole different thing. But yes, they are layered. There's a very careful folding process you need to do to get the right layers. You need to be patient. I was so proud of myself the other day when I made these croissants and I bit into it and I could see the honeycomb layer within it was like, Oh yes, I hit all those layers just right. But again, you don't know until you're done, right? When I bake a bread, it really takes 24 hours for sourdough to mature and come to life. And you put it in the oven and at that very last step, you could burn it. You could put it in too early, too late. And suddenly all this work you've done for the last 24 hours, is shot. And that's it. Right? So there's a lot of businesses that operate like that, but PR is definitely the end of that process. You can't rely on a single launch to make or break a company. You have to do it over time because there's too many factors that could get in the way that are often outside of your control. I mean, how many of us were working on a launch and the week before something major happens in the world and it completely changes what you're trying to do, right? Happens to Hollywood all the time. How many times have you heard a movie getting delayed or moving around because another one was coming out? Or some major event happens in the world-- a news event, a death, something tragic-- and it's like, "Well, we can't release a movie into that environment." So there's a lot of places that operate like that. Businesses need to be aware that they exist in that market and they can't plan these things out and say, "We have to hit that date, otherwise we're going to die." That's not a good way to run that company. You have to think long term and having a whole host of things moving throughout the year. It's a long growth process. Mark: It's kind of interesting. I don't want to get bogged down in this subject, but ESG and DEI have cropped up in the last several years for good reason. Prior to that, it's almost like companies existed in a different world. Most of them didn't want to get involved in what was going on in the greater society. Chuck: We dealt a little bit with that at my last position. During the George Floyd protests and Black Lives Matter, before the federal government declared Juneteenth a holiday, my CEO had decided: we are going to close the office on Juneteenth. And we are going to encourage our employees to do public service, to take some time to read and to think. And we put out, you know, internally, a bunch of reading suggestions and so on. I was on the DEI committee, so I was part of that decision. And we sent an email off to our customers to let them know that we were going to be closed that day. And our customers were nationwide. Many of them were convenience stores in the Midwest and South. And we had a very mixed response back. Some people were very supportive: "Well, this makes a lot of sense." Some people felt that we were politicizing the business world. And to my CEO's credit, he said, "This is what we're doing." We didn't lose any business over it. None of that happened. And a year later, the federal government made Juneteenth a holiday regardless. So clearly, we were heading in the correct direction, but you know, he had to look at that response to say, "That's okay. I'm going to take that." And businesses do need to do that. They do need to realize that they live in a greater world and what they stand for matters. I'm seeing that shift a little bit from where it was even a year or two ago, where people are getting a little less comfortable being out there. But I do think it's important and I do think people are making purchasing decisions, at least on the consumer side, in part by what your business stands for. Mark: So this is about you, Chuck. So let's turn the focus back to you. And can you share one of your most important career accomplishments? Chuck: It's interesting that there's actually a lot of things I can pull from that. Let me start recently and go backwards a little bit in time. I was very proud of the work that I did at Paytronix in launching the brand. Getting the opportunity to launch a brand of that magnitude where it was not just, "Hey, let's just change a few aspects of how our logo looks." But this was a complete change in what we looked like, what we sounded like, who we were, how we talked about ourselves-- across the board, the tool sets, the graphic tool sets, the conversations. To have that opportunity to build that and to say, "How do I bring that out internally? How do I bring that out externally?" That was really interesting. I learned a tremendous amount from that project. I was proud of the work that I did there. I was proud of what it did for the company. There was an, you know, some immediate jumps in, you know, that, that brand awareness that happened. You don't often see that, but you know, it was nice to see those Google searches go through the roof. So you certainly saw that impact right away. Then I was sitting in a sales meeting a few months later and the chief revenue officer stood up there and said, "this is one of the things that's really working in our company. Our brand is making our sales process move faster." There's some direct result. I can see that. I was also equally proud of some of the work I did with Greentown Labs, spending a couple of years launching them into the market and getting them going from a place of sitting empty, really, to something that became very much part of the fabric of the clean tech landscape, certainly in Boston and began to emerge as we were wrapping up that work emerged around the country. They're now in Houston. And a lot of the branding and the concepts that we laid out for them, they still use today. You know, one of the things I remember we talked about early on was we were debating how do we talk about their tenants, right? Because they were charging rent. How do they talk about tenants? And we were like, "Well, if we call them member companies and we give them a badge, that's going to help our SEO." And they still talk about member companies and alumni companies and that sort of thing as part of their language. I was very proud of that work. It seems so small and minor, but it changes the nature of the way that you think about yourself. It changed nature of the way companies think about themselves within it. And then the work I did at N Squared was spectacular. Not only did we see the results and the people coming in, but one of my favorite projects was the Greenway Arts Project. We had this greenway that was really underutilized and we were looking at how do we drive awareness for the N Squared Innovation District and engage with the local community. And I synced up with Studios Without Walls to bring in sculpture. We had looked at a lot of different directions about how to do this. And we brought in this for two years, we brought in this the sculpture exhibit and not only did it get the neighborhood excited, but it completely changed the way the neighborhood looked at the center of its being where it had been looking at other areas. This was a neighborhood that didn't really have a good center of downtown. They began to look at that greenway as their center, which they hadn't before. And considering that there's a major development happening on the other side of that greenway, the fact that they changed the center of their site to that location will change long term, the way that that whole neighborhood sees itself. Mark: I think anybody who has listened to this podcast would know the answer to this question, but I'm going to ask it anyway. What do you think you can offer your next employer or client? Chuck: I certainly bring a breadth of understanding of how people think. Right? And be able to get into that conversation in a very interesting way. You know, there's the tactical: writing skills, etc., down the line. But there's certainly then the broad sweep of: "Who are we? How do we get that to market? How do we encourage people to know about us? How do we raise our awareness?" So I bring that kind of skill set. At the same time you know, I have a pretty solid track record of training people, so there's not only the ability to bring that out, but also build a team underneath me that can help execute on that and help grow that team and encourage that team and keep them engaged in storytelling. One of the things that I do take great pride in is the ability to tell that story and the ability to kind of turn that story outward. At Paytronix, I changed some things around to create what I called story- driven marketing, where we went and dug into the customer stories, figured out where those stories were, how those matched with our brand message and then move those into the various content components, the eBooks, the webinars, etc., blog posts, case studies, and pushed those out through our own marketing that we needed to get out for demand gen, but that also then fed the PR. So being able to create these systems that can run and can help build for the future is where my skill set is. And then, you need to build the infrastructure underneath it to maintain those long term. But certainly it's about: "How do you create a process that's going to continually benefit across multiple touch points?" So that's a lot of what I try to bring to the table. Mark: Well, Chuck, it was great chatting again. Always enjoy it. And I really hope this podcast helps you find your next great gig. Chuck: I appreciate it. I appreciate the time. Mark: I'm Mark Reed Edwards. Join me on the next Confessions of a Marketer.

Economic Development Commission - Jan 17, 2024

Play Episode Listen Later Jan 17, 2024

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#plugintodevin - Your Mark on the World with Devin Thorpe

Baltimore Rises As a Tech Hub Focused on ‘Equi-Tech' - s11 ep46

Play Episode Listen Later Jan 16, 2024 20:21

I'm not a financial advisor; nothing I write in Superpowers for Good should be considered investment advice. You should seek appropriate counsel before making investment decisions.Remember, you can watch the Superpowers for Good show on e360tv. To watch the episode, download the #e360tv channel app to your streaming device–Roku, AppleTV or AmazonFireTV–or your mobile device. You can even watch it on the web or YouTube.Devin: What do you see as your superpower?Russell: The ability to handle complexity, I would say, truly is my superpower.Russell Fugett, a prominent Baltimorean, joined me to discuss his work supporting diverse founders, especially in his hometown. He alerted me to some news I'd missed: the White House recently named Baltimore one of 31 regional tech hubs around the country.Russell brings his Equity Endowment to that table. He's building a nonprofit foundation that is raising capital in a university-like endowment. The fund will invest the capital in diverse fund managers investing in diverse founders and communities like Baltimore. The Equity Endowment will then make grants to programmatic nonprofits that support diverse founders. Thus, the plan is to have two significant and parallel paths to impact for the same communities.The Economic Development Administration shared this description of the Baltimore Hub:The Baltimore Tech Hub, led by the Greater Baltimore Committee, aims to develop innovative predictive healthcare technologies by applying artificial intelligence to biotechnologies. Leveraging regional research universities and institutions, research and development expertise, and existing capital investments, this Tech Hub's equitable technology model, or “equi-tech,” will develop predictive healthcare technologies that can support clinical decision-making, bioethics, personalized medicine, new biologics, and therapeutics. The Baltimore Tech Hub seeks to catalyze commercialization of predictive healthcare technologies, improving equitable care delivery and national health outcomes.Russell celebrated the focus on “equi-tech.” He is eager to work with the National Urban League in deploying the capital from the Equity Endowment. He shared his experience connecting with the president, Marc H. Morial. Russell is the nephew of one of Baltimore's most prominent names, the late Reginald F. Lewis, “who was able to secure $1 billion from Mr. Michael Milken in 1987 to acquire Beatrice Foods,” he says.“No one's been able to do a deal quite like that to this day, Russell says. “The biggest key was access to capital. He had someone who was able to back him to do that leveraged buyout to complete that global acquisition.”Today, the data yields a simple conclusion. Black founders face challenges in capital markets that white entrepreneurs do not. Russell's Equity Endowment dual grant and investment program will attack this problem from two angles: grants and investments.Russell will speak at SuperCrowdBaltimore on March 21, 2024, at the B&O Rail Museum. Of the event, he said:Thank you and your team for coming to Baltimore. It's a very exciting time here. We were just designated one of the 31 tech hubs by the White House. We're trying to be the hub of “equi-tech.” So, coming at this time to Baltimore in 2024–we couldn't be more excited to have you here. It's going to be a robust day of dialog and networking.Doing business over decades, Russell has developed a superpower he's using to build Equity Endowment: the ability to handle complexity.AI Episode Summary1. Devin Thorpe introduces Russell Fugett, the CEO and founder of Equity Endowment, highlighting Russell's commitment to community building and social justice.2. Russell explains that Equity Endowment, founded in 2023, aims to close the racial wealth gap by operating at the intersection of finance and philanthropy, using a two-pronged investment and grant strategy.3. The organization's strategy includes creating an endowment fund to invest with minority fund managers and then using the proceeds to grant to non-profits focusing on entrepreneurial development and small business enablement.4. Equity Endowment has a partnership with the Urban League in Baltimore, being one of their first grant recipients.5. The current focus of Equity Endowment is to generate public support and funding, primarily through tax-deductible donations. Russell also notes future plans for a for-profit arm that could generate investment returns and fuel their charitable work.6. Russell shares his family's entrepreneurial history, including his late uncle, Reginald F. Lewis, who was instrumental in a billion-dollar deal acquiring Beatrice Foods in 1987 through complicated international transactions.7. When asked about his superpower, Russell identifies his ability to handle complexity in both business endeavors and interpersonal relationships, leveraging emotional intelligence and understanding of diverse viewpoints.8. Russell recounts challenging scenarios, such as negotiating to acquire an American division of a Japanese company, where his superpower was essential.9. Emphasizing the need for emotional and spiritual fortitude in tackling complexity, Russell highlights the importance of faith, family support, and practicing core values such as love and generosity in achieving goals.10. To learn more about Equity Endowment or connect with Russell Fugett, he directs listeners to visit the organization's website (equityendowment.org), subscribe to their newsletter, and follow their social media platforms, including Instagram and YouTube, where they post weekly updates and other content.If you think more people should learn about Equity Endowment and the exciting things happening in Baltimore, please share!How to Develop the Ability to Handle Complexity As a SuperpowerRussell reveals the optimism that underlies his complexity-handling superpower, saying, “A lot of people believe in a zero-sum game, that if somebody else gets something, that means somebody else has to lose something. I want to state very clearly that I reject that notion. I believe there's there's enough here for everyone.”He offers some ideas to help you build your ability to handle complexity. First, he highlights the importance of developing emotional intelligence. He says you need the “emotional capacity, emotional discipline, emotional intelligence” to exhibit self-control. Second, he acknowledges the role of faith in developing that emotional maturity. “I'm empowered by my faith, by my Christian faith in Jesus Christ. That motivates me and inspires me. It's certainly been a faith journey throughout my life. I would certainly encourage everyone, if it's not Christian faith, to have some kind of spiritual practice as well.”Third, he points to family support. Acknowledging the value of his connection to his uncle Reginald F. Lewis, he doesn't stop there. “I'm inspired by my family. I have a loving family, a particularly loving wife, and two loving daughters. That buoys me and gives me the ability to be able to be in challenging situations and not take it personally and always keep the goal in mind.”Fourth, he notes the importance of having a foundation. In a negotiation, for instance, you'll want to find fundamental points of agreement so that when disagreements arise, you can return to the foundation and work to resolve the details. By following Russell's example and advice, you can make the ability to handle complexity a skill. With practice, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileRussell Fugett (he/him):Founder & Executive Director, Equity EndowmentAbout Equity Endowment:Website: www.equityendowment.orgInstagram Handle: @equityendowment Biographical Information: Russell (he/him) is a bridge builder who excels at building consensus and organizing teams that make an impact. By leading with a listen, Russell fosters an environment of inclusive collaboration and community that makes a difference in people's lives.Drawing on his experience as Chair of the Multicultural Affairs Council while a College student, Russell worked at The George Washington University Multicultural Student Services Center, where he was Senior Program Coordinator. In that role, he helped lead university-wide cultural heritage celebrations for Hispanic, Black, and Asian American Pacific Islander communities. He also helped initiate celebrations for Native American heritage and mixed-race awareness, as well as a mentoring and coaching program for Black Men.After leaving GW, Russell became co-founder of Fugett Baseball Group, a private equity firm seeking to acquire assets in affiliated minor league baseball (MiLB). He founded a software (SaaS) start-up and a certified Maryland Minority Business Enterprise (MBE) consulting firm. In 2019, Russell traveled to South Africa, sponsored by the US Embassy, as part of a delegation of entrepreneurs and university technology transfer specialists. Later that year, he joined the team at Cook Ross, a global training and consulting firm focused on Inclusion, Diversity, Equity, and Accessibility (I.D.E.A.). There, he served as a project manager and conducted a business assessment for the CEO. Coming full circle as a 5th generation Black American entrepreneur, Russell is the founder and chief encouragement officer at Jumla Network, a strategic consultancy and knowledge network focused on diversity, equity, and inclusion. Russell is also the Founding Executive Director of Jumla Network's non-profit project, Equity Endowment, a 501c3 with a two-pronged strategy for closing the racial wealth gap. The endowment will be investing with diverse fund managers and funds with diverse strategies and granting the endowment proceeds to nonprofits working to close the wealth gap.A winner of multiple awards for leadership and service, in 2023, Russell was appointed by Maryland Governor Wes Moore to serve on the state's Economic Development Commission. He holds a B.A. from Trinity College, Hartford, CT, and a M.S. in Project Management from The George Washington University School of Business in Washington, DC. Russell also earned a Diversity and Inclusion Professional Certificate from the University of Georgia Terry School of Business and is a certified Project Management Professional (PMP). He currently serves on the selection advisory council of Greenlight Baltimore and as Vice Chair of the Board of the Indian Creek School. Russell resides in Crofton, MD, with his wife and two daughters.X/Twitter Handle: @russellfugettPersonal Facebook Profile: fb.com/RussellFugettLinkedin: linkedin.com/in/jrussellfugett/Instagram Handle: @RussellFugettSuperpowers for Good is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Economic Development Commission - Nov 29, 2023

Play Episode Listen Later Nov 29, 2023

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illinois mundelein economic development commission

E69 - A Short Episode for a Short Meeting

Mundelein Minute

Play Episode Listen Later Oct 15, 2023 9:19

This past week we had a very short board meeting - just down to business. We did take time to recognize a local business for more than 40 years in Mundelein and appointed a new member to the Economic Development Commission. Tune in to this short episode to stay up on what's happening in Mundelein, Illinois.

Jordan Rose, Spiriting Legal Frontiers: From Cannabis to the Metaverse

Mac & Bleu

Play Episode Listen Later Oct 2, 2023 48:43

Jordan Rose, the founder of Rose Law Group, is a visionary entrepreneur and accomplished attorney. Her journey began when she leased a small space in another lawyer's storage room, starting the firm from scratch. Over the course of 23 years, Jordan Rose has transformed Rose Law Group into a prominent legal powerhouse.Known for her tenacity and innovative thinking, Jordan Rose has always been at the cutting edge of the industry. She has consistently demonstrated a deep understanding of legal matters and has a passion for finding creative solutions to complex problems. Her expertise spans various areas, including land use, zoning, real estate development, and water law.Beyond her professional achievements, Jordan Rose is a dedicated community leader and philanthropist. She actively contributes to the betterment of society and gives back to her community in meaningful ways. As the owner of Rose Law Group, Jordan Rose continues to lead by example, inspiring her team to deliver exceptional legal services to clients. Her entrepreneurial spirit and unwavering dedication have solidified Rose Law Group's position as a trusted and respected law firm.Chris Webb is a highly accomplished professional in the field of land development and project management. Currently serving as a Partner and Director of the Land Development Solutions Group at Rose Law Group, he brings a wealth of expertise and strategic vision to his role.With a passion for economic development and a deep understanding of the industry, Chris plays a vital role in shaping the growth and success of the Town of Queen Creek as Vice-Chair of the Economic Development Commission. As an integral part of the Rose Law Group team, Chris's contributions are instrumental in driving effective project management and delivering innovative solutions. With three office locations in Scottsdale, Flagstaff, and Sulphur, Rose Law Group is well-positioned to serve its clients across multiple regions.Chris Webb's professional accomplishments and leadership make him a trusted advisor and an invaluable asset to the Rose Law Group. His commitment to excellence, combined with his extensive knowledge of land development, enables him to provide clients with comprehensive guidance and strategic insights.Website: roselawgroup.comFacebook: facebook.com/RoseLawGroupTwitter: twitter.com/roselawgroupInstagram: instagram.com/roselawgroupYouTube: youtube.com/RoseLawGroupMac and Bleu is the hot new podcast dedicated to all things related to building Arizona. Topics discussed range from construction, economic development, supply chain, and market segments.Mac & Bleu also includes diversity in construction, local politics affecting construction, women in construction, construction technology, and more.The host JJ Levenske of Bleuwave have their finger on the pulse of the people building Arizona.The show brings in the brightest minds in their perspective positions and industries and JJ has the unique ability to touch on the subject matter that you want to hear.If you want to know who's building Arizona, tune in and subscribe to Mac and Bleu today!___________________________________________________________________________________JJ Levenske is a seasoned construction executive with over 30 years of experience in the commercial and industrial sectors.From pre-construction services to complex quality controls and close-outs, he brings a commitment to delivering the highest levels of professionalism and customer service.

Economic Development Commission - Sep 20, 2023

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Economic Development Commission - Jul 19, 2023

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Economic Development Commission - May 24, 2023

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Economic Development Commission - Nov 16, 2022

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Economic Development Commission - Sep 21, 2022

Play Episode Listen Later Sep 21, 2022

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Arkansas Democrat Gazette

How to Market Your Winery With Julie Kuhlken of Pedernales Cellars

Legends Behind the Craft

Play Episode Listen Later Jul 28, 2022 52:41

Julie Kuhlken, PhD is the Owner and CEO of Pedernales Cellars, a winery specializing in Texas-grown Spanish and Rhone-style wines. As a well-versed professional in the wine industry, she has earned the Level III award from the Wine and Spirits Education Trust and has served as President of The Texas Hill Country Winery Association. Julie currently serves on the marketing committee of the Texas Wine and Grape Growers Association and the board of the Economic Development Commission for Gillespie County. She is the Author of Why Philosophers Take Artists Seriously and has published numerous essays on wine as well as ethical and environmental issues. In this episode with Julie Kuhlken When starting a winery, marketing can be overwhelming since there are many factors to consider. So, how can you market your brand to attract local consumers and tourists? According to Julie Kuhlken, you must first evaluate your location to determine the best method to structure your winery. This ensures accessibility and allows you to determine your potential customer base. Another effective marketing strategy is to support and partner with local organizations and other wineries that will promote your initiatives in return. Listen in to this episode of Legends Behind the Craft as Drew Thomas Hendricks sits down with Julie Kuhlken, Owner and CEO of Pedernales Cellars, to talk about leveraging your area to market your winery. Julie describes Texas Hill Country's growing environment, her strategic approach to marketing Pedernales Cellars, and how she executes Pedernales' tasting initiatives.

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6/29/22: School Safety Commission director says behavioral threat assessment key to preventing school shootings… and more news

Play Episode Listen Later Jun 29, 2022 3:12

Arkansas' covid cases grow by 1,420, deaths up by six; Economic Development Commission's executive director gets another $50,000 bonus; School Safety Commission director says behavioral threat assessment key to preventing school shootings

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Economic Development Commission - Jun 15, 2022

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Economic Development Commission - Apr 20, 2022

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Economic Development Commission - Nov 17, 2021

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Business In The 217: Springfield Business Journal - 10/26/2021

WMAY Newsfeed

Play Episode Listen Later Oct 26, 2021 6:45

Greg Bishop talks with Michelle Ownbey, publisher of the Springfield Business Journal about the latest happening in our community. This Week's Topics Include: Beelzebunz, the so-called Satanic bakery, has opened a retail location downtown in the former Jerk Shop Go space. The city of Springfield's Economic Development Commission has unanimously approved $520,000 in TIF financing toward a $1.5 million project to create a rooftop bar and significantly expand the kitchen at Floyd's Thirst Parlor. Bill McGee will close his State Farm office on October 31 after 37 years in business. Subscribe to the Springfield Business Journal and the weekly 'Biz Bites' newsletter. See omnystudio.com/listener for privacy information.

Economic Development Commission - Oct 20, 2021

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Economic Development Commission - Sep 15, 2021

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It's All About the Questions

Father and Daughter Team = Success - Neal and Tara Johnson

Play Episode Listen Later Jun 14, 2021 54:28

Working with staff is not easy. Add into that the long time relationship of a closely knit family who knows how to push each other's buttons and it could end up being a disaster. Or not. Can a father and daughter work together and perform as a team without drama? When the team is Neal and Tara Johnson the answer is yes. During this episode Neal and Tara share honest and thoughtful answers on why they started working together, how they handle conflict, how Neal has learned how to push Tara out of her comfort zone and why Tara embraces it now. We also discuss how they handle being in the mortgage business during an unprecedented market and how they both balance work and play. Neal Johnson has over 40 years of Financial Services Experience and 20 years specializing in Mortgage Lending. He has the expertise to work with clients to find the right mortgage to fit their individual needs. Neal has lived in his community for over 50 years. During his professional career, he has served in many Leadership roles including the Economic Development Commission, Melbourne Regional Chamber of Commerce, and AMIKids Space Coast. He is also a member of the Civilian Military Community Relations Council and was the 2018 Member of the Year. Neal spends his free time with his wife Terri, and their standard poodle Cody, taking their RV on trips all over Florida. Tara Johnson was born and raised in Melbourne Florida and has been in retail banking for 10 years, and Mortgage banking for 4 years. During her professional career, she has honed in her leadership skills, following after her Father's footsteps in the community. She is the Past Chair for the Melbourne Regional Chamber ENGAGE Young Professionals, and current Chair for the Chamber Ambassadors, as well as on the Board of Directors for the Melbourne Regional Chamber, and LovingNeighbor, a local non-profit. She was recognized as the ENGAGE Young Professional of the year for 2019, Women of Excellence nominee for 2020, as well as 2019 SpaceCoast Business Under 40 winner in the Finance category. When she isn't spending time at the Disney Parks, she spends her time going on adventures with her close friends, family and boyfriend. Her pride and joy is her Husky Pit mix, Cesar.

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543: Financial Wellness for Physical Therapists

Healthy Wealthy & Smart

Play Episode Listen Later Jun 1, 2021 37:36

In this episode, Financial Advisors at Certified Financial Services, LLC, Erin Hoffman and Jill Van Nostrand, talk about physical therapists’ financial wellness. Today, Erin and Jill talk about prioritising financial wellness, the different types of disability policies and insurance, managing student loans, and saving for retirement. Is it recommended to get a business disability policy? How can you maximise your financial wellness? Hear about a few forgiveness programs, asset location strategies, and the difference between an IRA and a Roth IRA, all on today’s episode of The Healthy, Wealthy & Smart Podcast. Key Takeaways “Our health and physical wellness goes hand in hand with our financial wellness.” “There’s a huge difference between the language of a group policy versus an individual policies.” “When we’re talking about disability, we’re talking about protecting the source of where all of that comes from, which is our income and our ability to produce income and revenue.” “We don’t want to leave ourselves open to situations that would erode everything that we’re working to build.” “Student loans are probably the biggest threat to our retirement.” “Retirement is something that is never too soon to start.” “We want to make sure we have ways of saving that are going to give us liquidity during our working years.” The Top Three Tips: Protection and disability insurance. Managing student loans. Understanding your retirement. “Start saving sooner than you think.” “Go for it. Achieve what you want to achieve.” More about Erin Hoffman Erin Hoffman is a Financial Advisor at Certified Financial Services, LLC (CFS), a wealth management firm headquartered in Paramus, NJ, providing individuals, families, and businesses with financial protection and wealth accumulation strategies. She specializes in working with women business owners, and Physical Therapists, as well as other Healthcare Professionals. She understands that as a Healthcare professional, you specialize in the movement of the body. Once she started working with her aunt and best friend, who were PTs, she started partnering with countless others who wanted to focus on the movement in their financial world. She has been successful in assisting with sticking points in their finances, leading them to a place of greater range of motion in their financial world. She also hosts monthly educational classes for Healthcare Professionals on various topics- from financial, to legal, to even marketing. More about Jill Van Nostrand Jill specializes in helping PTs, dentists, and others in the medical fields grow and protect their wealth by focusing on key areas of importance in their finances. Jill built an impressive career as a musician and college professor, but it wasn’t until her career as a real estate investor that she grew aware that a leading cause of a person’s stress derives from financial worries. As she was intrigued by that relationship, Jill decided to bring together her interest in financial wellness with her desire to help others. Jill’s mission of educating clients and guiding them towards stress relief and financial balance is drawn from her own family experience. She wants to provide families, individuals, and practice owners with the knowledge to help them protect and grow their assets and, in turn, enjoy life more. Jill enjoys spending time with her husband, Gary, and son, John, in the North Jersey lake region or hiking in Vermont. She serves on the Economic Development Commission in her town of West Milford, NJ. Suggested Keywords Physiotherapy, PT, Healthcare, Finances, Wellness, Policies, Insurance, Loans, Disability Policies, CFS, Retirement, IRA, Savings, Strategies, To learn more, follow Erin and Jill at: Website: https://www.cfsllc.com Facebook: Erin Hoffman Jill Van Nostrand LinkedIn: Erin Hoffman Jill Van Nostrand Mama Bear PT: https://www.mamabearpt.com Subscribe to Healthy, Wealthy & Smart: Website: https://podcast.healthywealthysmart.com Apple Podcasts: https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify: https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud: https://soundcloud.com/healthywealthysmart Stitcher: https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio: https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927 Read the Full Transcript Here: Speaker 1 (00:01): Hi, Jill and Erin. Welcome to the podcast. I am happy to have you on Speaker 2 (00:06): Hi, Karen. It's so great to be here. Thank you for having us today. Speaker 1 (00:10): Sure. And now today we are going to talk about wellness, financial wellness for physical therapists. So like I said, in the intro, you guys love working with physical therapists. You specialize in this. My audience happens to be a lot of physical therapists, so this is just a perfect match. And today we're going to talk about kind of the top three things physical therapists need to think about and implement for financial wellness. So guys, I'm going to turn it over to you, um, to start it out. What is your first tip? Speaker 2 (00:50): Awesome. I'm so glad that we're here today. Karen, because as you're saying, right, our health and our physical wellness goes hand in hand with our financial wellness. And a lot of times there's a disconnect, but that's why Jill and I love working with PTs and it's really close to home for both of us. My aunt's a PT and we have a few friends who have come out as doctorates. Uh, and just a quick recap for Jill and I. We are financial advisors at certified financial services, and we love partnering with PTs who really want to focus on the movement in their financial world and achieve that financial wellness. Uh, so the first thing that we always kind of start right off the bat with them is protection, right? That's, that's the first thing. That's the most important thing also, because if we think about, you know, you've worked so hard to get your degree to get into the clinic that you're in or that you're starting, but we really want to make sure that we have a secured, satisfied lifestyle. If we think about what could happen, if, if we weren't able to go to work the next day, right? If we became too sick or injured, that would prevent us from a bring home a paycheck, uh, and without a paycheck, how long could we pay for our rent utilities, buy groceries, make those student loan payments that are so fun. Right? So disability insurance is first and foremost. One of the most important things that we'll talk about with our PTs, Speaker 3 (02:25): That's it that's really well said. Yeah. Thank you, Karen. I think it's really well said, Erin, when we start with protection first, we're protecting our most important asset, which is our ability to produce income, right. To produce cashflow. So that really should be number one in our priorities. And it's really important to think about what our priorities should be. Not everything can come in first for that number one position in terms of things that we need to accomplish for our financial wellness. And that is definitely a number one for us. And there are different kinds of insurance out there. There's individual. There's also disability insurance that covers the daily running expenses of a brick and mortar business, for example, or a practice for example. And there's also disability insurance that covers our contributions to our qualified retirement accounts. So there are a lot of different options out there. Some of which are very new and a lot of people are not aware of them. So we make our clients aware of them and, and get out as much education as we can. Speaker 1 (03:29): So now let's talk about, cause everyone, um, let's talk about a couple of those different types because a lot of times I see on social media, we talked about this before, um, especially newer grads or even those out for a while will say, well, I get disability to the company I work with. So do I really have to have my own as well? Speaker 2 (03:53): Go ahead. It's a good point. Karen and Jill and I get asked this question all the time, and I think one of the most important words that comes to mind when thinking about having your own individual policy is I it's yours, but it's also portable. You might not be at that clinic with that same employer for your whole entire life. So if you have your own individual policy, that's yours, it doesn't go away. Whether you, you know, have clinics, uh, what have you and Jill and I also spend a lot of time reading through the language of a disability policy with, with our PTs. And it's so important. They might, your employer might not have certain riders that an individual policy would have that could be in your benefit. Uh, and it might not be through a carrier that favors PTs or other healthcare professionals that Jill and I work closely with. So I think those are, those are some of the big, uh, advantages to having your individual policy. And also that you're ensuring your own insureability right. Your, your age, your health, uh, at today's point in time. Speaker 3 (05:00): Yeah, definitely. I, and that, that is so true, Aaron, that there's a huge difference between the language of a group policy versus an individual policy. And the individual policies tend to be much more favorable to the insured in terms of what qualifies as a disability, or even in some cases, a partial disability. So when we have an individual policy, we can design that to fit someone's exact needs and their exact situation. And in a group policy, you're just not going to get that kind of customization. Um, it's great to have, but we, we look at it as like an add-on benefit. It's much, much better to have an individual policy and there, and there's another point which comes down to taxation of the benefit if we are actually making a claim and we're getting that benefit, if it's an individual policy that we are paying for, we get that benefit, tax-free income tax free. And if it's a group policy that our paying any part of four, then that benefit's going to be completely income taxable. So there's a big difference in the actual benefits and the language between a group policy and an individual policy. Excellent point. Speaker 1 (06:12): Yeah. I had no idea what a great point. Um, and now let's talk about quickly the difference between an individual policy and a sort of business policy. So if you're a business owner, can you, or should you just continue, so continue with your individual policy or is it recommended that you get a business policy, which are usually more expensive? Speaker 3 (06:40): Yup. So for an, for an individual to protect their income, we definitely recommend that whether that is a business owner or someone who is a W2 employee of a business, whatever it might be, it's really, really important to have that we do recommend it. And then business overhead insurance is something that can be added on to a, sometimes to an individual policy can be a separate policy and that would cover the day-to-day runnings of the business of the practice. So they're usually two separate policies that people would have. So the one would protect the income and then the one would protect those day-to-day expenses of running the practice. So it's really important to have both, if you are a practice owner Speaker 1 (07:24): And would this be, so let's say you are a practice owner and you have what you think is a business, uh, disability plan. Should you specifically ask for business, overhead insurance is, or is, does, is that considered part of it? Speaker 3 (07:42): It is a separate policy business, overhead protection. That should be a separate policy. Um, aside from your business insurance, like your business liability insurance, whatever that might be, um, or any kind of property insurance that a property owner would have. So those are all different kinds of policies. They're all super important to have, of course. And when we're talking about disability, we're really talking about protecting the source of where all of that comes from, which is our income and our ability to produce income and revenue. So super important. Speaker 1 (08:17): Got it, got it. Well, that is a great tip for people and it's making me think too. I have that. I have to, every time I do a podcast with, with, uh, folks like you, it gets me like, wait, do I have that? Do I? Okay. Yeah. Mental note check to see if I have business overhead insurance, which I don't think I do. That's going to be something I'm going to call about. And now when you're working with your clients and they say, oh, but it's so much more expensive. Can't I just stick with my individual policy. Speaker 4 (08:50): Well, Speaker 2 (08:50): We always bring up the point of, well, think about the expense, if you did not have this coverage in place. Right. And specifically with the business overhead expense, as Jill had, had talked about, that covers the everyday. So the rent and utilities. How about if you have employees, their wages, how, how is that going to be covered? Right. You know, even loans, voluntold they're covered under having this business expense policy, you can get, you know, additional, you know, health coverage covered as well. So these different plans kind of cover different things and we kind of help PTs and business owners navigate. What's the best strategies for them. Speaker 1 (09:34): Awesome. Okay. Before we move on to tip two, is there anything we'd glossed over on disability, insurance and protection that you want to add onto before we move on? I would just say, oh, sorry, go ahead there. No, go ahead, Jill. Speaker 3 (09:49): I would just say that it really is one of the most important things that we can do for ourselves financially. Uh, in terms of growing our wealth, we also need to protect our wealth. We don't want to leave ourselves open to, uh, situations that would erode everything that we're working to build. So, you know, just something to leave people with on that. Yeah. Speaker 1 (10:10): Very, very good point. You work so hard. You don't want an injury to take it all away from you, right. Okay. That makes perfect sense. All right, let's go on to tip number two. Speaker 3 (10:21): Okay. Two is management of the student loans. If a PT has student loans, managing them is a major priority. We believe in terms of financial wellness. It's not something that we can, that we can ignore, uh, that needs to be addressed as soon as possible so that we can get, we can help our PTs get on a plan and get them into a situation where they're going to have a comfortable monthly payment. They're going to have, uh, the POS, first of all, the POS first things we do is look at, is it possible for them to get into a forgiveness program? There are a few different programs today. Uh, we work with an expert in the student loan field. She's helped many, many of our clients, and we work hand in hand with her to help our clients. And first of all, we see if we can get them into a forgiveness program. Speaker 3 (11:12): That's number one. And number two, if a forgiveness program isn't impossible, then we're looking into management. How can we get that payment to a reasonable amount that is not going to prevent everything else in life that all of us want to have from happening and to make sure that we can still fulfill our dreams and reach our goals. So if we are, uh, if we have a PT who, for example, is working really hard to get those loans down, we're also gonna talk about, let's start some savings, right? Because we can't get those years back. And it's all about management and for saving and servicing our loans at the same time, then that's going to give us the optimal results. Aaron, Speaker 2 (12:00): It brings up a really good point. And a lot of times, you know, student loans might be one of our biggest expenses in our world. So we have to kind of help find that balance between where are we saving, how much are we saving and still paying down, servicing that debt. So that's kind of where Jill and I come in and find that, that happy balance, because we have to be saving and have some kind of bucket, right? God forbid, while we're still servicing the debt and we'll get into the retirement more. But student loans are probably the biggest threat to, to our retirement. Um, you know, we'll get more into that, but it's important to be balanced in both. Speaker 3 (12:40): Yup, absolutely. And I think from the perspective of a student today, who's graduating, let's say they're coming out with a couple of hundred thousand of student loans that may seem almost insurmountable. And what we do with our clients is help them and help PTs to, uh, be able to fit that into the budget and still have everything else going on that they want to have in their lives. So it's, it's about building that career that you love, PTs love their careers. They want to be in that career. They, they want to work with their patients. It's a wonderful career and they should be able to love it and enjoy it and not have that be something that's going to be an anchor and weigh them down. And that's what we do with our PTs, helping them with that. Speaker 1 (13:30): And let me ask you a question. You had mentioned forgiveness programs. Could you give some examples of some forgiveness programs that, uh, physical therapists and maybe other healthcare professionals can take advantage of if they qualify? Sorry. Sure. We have a few that's okay. Is it okay now? Yeah. Yeah. My internet connection was a little unstable, but it's back. Speaker 3 (14:04): Okay. All right. Awesome. Should I just pick it up there? Okay. Is it, is it not good again? I can hear you, Aaron. Are you okay? Yes. Okay. All right. Okay. We're good. Yep. Speaker 1 (14:20): Okay. Yeah. So you can just pick it up from there. So, um, what forgiveness programs can physical therapists or their healthcare professionals take advantage of? Speaker 3 (14:30): Absolutely. So there are a few different programs today. The first one that I think most people are the most familiar with would be the public service loan forgiveness. So that's for people who work in the public sector or they work at a five oh one C3 non-profit, uh, company, which allows you after 10 years, assuming that the balances have not been paid off to receive forgiveness. There's another program, which also a lot of people are familiar with income based repayment, uh, that has some different things that we need to qualify for in order to be part of that program. But it's actually a lot more, a lot easier and a lot more possible than a lot of people think it's definitely worth looking into. And that program allows for forgiveness of the loans after 25 years of on-time payments. And then there's another program which is fairly new. Speaker 3 (15:27): That's called the pay as you earn program. It has very specific rules and dates about when the loans were dispersed and w we can definitely help go through those and work through them and see if our, see if PTs would qualify for any of those programs. We find that many people do qualify for forgiveness programs. They're not always aware that they can, or they think, you know, they have to work at a specific kind of a hospital or something like that, but, but there are a lot of options out there and it can, it can save hundreds of thousands of dollars. Literally. This is the amount of money that we're talking about here that people have saved by taking the time to talk to a professional who knows the ins and outs of this, this part of the field. So it's really, really important to take a look at this. Speaker 1 (16:22): Excellent. So we've talked about protection, having the right disability coverage, managing student loans, and you alluded to within the managing of student loans that we also need to save for our retirement. So let's talk about retirement because I think it can be confusing and overwhelming and daunting if you have, if, if you're just not sure what you can do. So what are our options for retirement? Yes. Great. Speaker 2 (16:52): And you bring up a good point when people hear retirement, Karen, right. They kind of want to run for the Hills. It can be very overwhelming, Joe. And I try to make it as, you know, as an in line to your goals and help walk you through it as much as we can. And that's, there's a lot of different options for, especially for business owners. There's something called a SEP IRA that a business owner can have. Uh, we walked through a lot of different options that a lot of people might not know about or even available to them. And Jill and I talk a lot about saving into different buckets of money. So not put putting all of our retirement savings into one specific bucket or vehicle, if you will, and really having a strong plan, that's diversified across a lot of different buckets. Jill, I'm sure you can, you can add more to the bucket. We can go on and on about those. Oh, thank Speaker 3 (17:52): You, Aaron. Aaron knows I can go on and on about this. So retirement is something that is never too soon to start it. It's just never too soon. If we start saving for retirement in our twenties, we can, we can literally save half or a third of what we would need to save. If we start in our thirties and then help us, if we start in our forties, it's something that we need to start as soon as possible. And what Erin, when you were saying is so true, it's not just about our asset allocation. It's about asset location. What are the different accounts that we're able to take advantage of to save money in? So that we're both saving now on say for example, on taxes, but also in the future. So we're, so we're not creating a lot of tax liability for ourselves in the future. Speaker 3 (18:43): We want to make sure that we have assets that we can turn into income in the future because while net worth is really good to talk about, it's important, really what we need to be able to do with our assets and with our net worth is in your retirement to turn that into reliable and guaranteed income sources, because that is really, what's going to set us up for wellness now in the midterm and in the future and retirement accounts, we have our qualified accounts like our 401ks and our IRAs and our Roth IRAs. And then we also have other options that have tax advantages that we also talk about. We also want to make sure that we have liquidity during our lives so that we're saving in ways that are going to, so we're going to be able to access some of our savings if we need it while we're in our working years. And then when we get into, uh, finishing up our accumulation period and getting into retirement, which is our distribution phase, that we have created ways for ourselves, uh, to both have that guaranteed and reliable income, and also been as tax efficient as possible all along. So we can continue that tax efficiency in the retirement years as well. Speaker 1 (20:02): And so you had mentioned 401ks, IRAs, Roth IRAs. Um, quick question. And I think I know the answer to this, but I don't know when you're, uh, w working for a company, you can have a 401k. I don't even know if companies are matching anymore. I don't know if that's a thing anymore, but if a company is going to match, do you, let's say a company matches at 7%, I'm just pulling a number out. Right. Do you suggest that as the employee, you put 7% in and have that match, or do you suggest as an employee, you put as much as you can and they'll kick in an extra 7%. Does that make sense? I think Speaker 3 (20:47): In general, I'm sorry. Go ahead. I said, does that make sense? Yeah, that, that does make sense. Yeah. I think it does depend on an individual's particular situation, but if we, it, and believe me, if an employer is so generous today that they do a 7% match, of course, we generally would recommend that people get the match if they can. Um, some employers don't match today. Most common we've seen is around 3% if they do match, but, uh, if they, if they do match and we can be putting enough in there to get the match, that's a great idea to get that because that's like additional income for us from the employers. So that's great to get. And then there, there are some other ways that we can also save in addition to the 401k, because we, one of the, one of the things about those qualified retirement accounts, as you know, Karen, is that they, we do have to wait until we're 59 and a half to access that money without penalties or paying income tax on that. Speaker 3 (21:49): Uh, we do have to, unless there are specific situations along the way, of course. Uh, so we do want to make sure that we have ways of savings that are going to give us liquidity during our working years, during our accumulation years. So there are other types of accounts that we can take advantage of as well and save in those as well. So, as you were saying, Erin, we have those different buckets of money that are in different types of accounts that have different rules as to how they work, how they are taxed. And th that's going to be the most beneficial for us in the long run. It's not just allocation, but asset location. Mm Speaker 2 (22:28): That's. You bring up a really good point, Joe, with location, right. Is almost even more important than the amount we have. Uh, and this is one of the biggest problems. I think that Jill and I see with clients is a lot of clients have, you know, a retirement plan they've been saving, but what's their distribution plan. They want over time and where is money coming from? And where's the best place to be starting to pull it from and in what order? So we're walking through all of those strategies, uh, with, with our clients and ultimately how to have the highest possible cashflow with lowest taxes and, and leave a legacy if we decide to. So those are all really important things that we'll, we'll kind of walk through. Speaker 1 (23:13): And can you give an example, maybe one example of where you can kind of what, where you can park your money bucket. That's not the 401k, the IRA, the Roth IRA, the step, you know, I think everyone kind of has, um, an idea of what those are, but what else is there? Speaker 3 (23:41): Absolutely. So I think it depends also Karen, the purpose for our savings for that particular savings and also our timeline. So when we're thinking about, okay, is, is this money that we're saving, that we want to be able to access, let's say in 10 years, and we want to invest it in the meantime, it's not something that we need right away, because if we're thinking about an emergency fund money like that, we usually recommend that people put that into a savings account, just a regular savings account that they can get to very easily. But if this is going to be invested money, then we can always do a brokerage account, which is going to enable us to access that at any time, we're not going to have any penalties or fees associated with it. If we have gains and we take some of those gains, then we're only going to ever have capital gains tax, as long as we've held those, those, uh, investments for a year in a day. So that's something that I think could be very beneficial to people as an accompaniment, to the qualified plans and, uh, you know, a great something great to have in the overall design of the financial plan. Speaker 1 (24:50): Yeah. That makes a lot of sense. Thank you for that. Um, and then I think one more thing on the IRA versus the Roth IRA, can you differentiate those two so that people know what's a Roth IRA what's qualifies for, how do you qualify for a Roth IRA, a regular IRA? Speaker 3 (25:11): Sure. So there, there are a couple of differences between a Roth and actually a 401k can have a Roth option as well. Not all employers offer that, but some do so between a Roth IRA and a traditional IRA, the main difference is how money is tax going into the account and then how money is taxed or not taxed, it's coming out of the account. And the difference is with a traditional IRA, we are putting in pre-tax dollars. We are not paying tax on the money that we put in right now. And we can also take that off of our income. So we get slightly reduced income tax, and then we have that money growing tax deferred. And then when we go to use it from 59 and a half on, uh, we are taking that money out and we're paying income tax on it. So with a Roth option, kind of doing the opposite kind of thing, and the rods does have income limits in terms of being able to contribute to a Roth account, uh, both for individuals. Speaker 3 (26:12): And, uh, so going forward, when we think about a Roth, we're going to be setting ourselves up with tax-free income in the future. As long as our money has been in the Roth account for at least five years, when we take it out after 59 and a half, we're going to get it. Tax-free, it's growing tax free all along and what, but when we put it in, we're putting in after tax dollars. So we paid income tax on our dollars that we put into a Roth, it grows tax-free and then we take in retirement income tax free, as long as we have that five-year period. Speaker 1 (26:49): Got it. Thank you. Great. Cause I know, uh, oftentimes people, um, can get confused on that. So I just wanted to kind of bring a little clarity around those different kinds of IRAs and things like that. And, and, you know, physical as a physical therapist, like this is not what we went to school for. So we depend on people like you, um, to walk us through and figure out where, where, where can I put money in now? So that at 59 and a half, I'm taking it out with the greatest benefit I can. And you're not like getting hit with like, oh my gosh. Or if you want to save for a house, maybe you don't want to have that in, uh, obviously in like a, your 401k, because if you pull that out early, you get a big penalty. Speaker 2 (27:35): Absolutely. And that's what we spend a lot of time, you know, collecting goals and walking through personal business goals, because that really determines where we're saving and how timeline wise. We want to access that money and we'll review it at least twice a year with, with clients. Um, and because that plan is always changing. Right? Speaker 1 (27:57): Yeah. And I think, you know, I think this gives this talk, gives, uh, the listeners number one, a lot to think about, to look into maybe what they already have in their retirement, what they already have in disability, how they're managing their student loans and perhaps they can take to their financial advisors, or maybe they want to come and talk to you guys to see how can we maximize our financial wellness. I mean, how can we make sure that we're not wasting money and that in the end we can get back the most money. Right. That's kind of the deal. Exactly. Yeah. So now, all right. Is there anything, um, so I just to, I'm going to recap the top three tips are protection and disability insurance, managing your student loans and understanding your retirement and where all of your, all the buckets that your money is going in. And to make sure that it's not all in one. Speaker 2 (28:59): Yes. Okay. You summed it up very well. Karen, I think ultimately to even break it down even more Jill and I are just here to kind of help people understand how to organize and what to prioritize. And we're here to help kind of navigate all of that because it can be very overwhelming and we are here to, to help navigate through that. All Speaker 1 (29:20): Right. Awesome. And now, where can people find you? Where can people find you, uh, websites, social media, all that fun stuff. Speaker 2 (29:32): Yep. So Jill and I are both on, on LinkedIn. Uh, you can find us on our website. We are on, uh, CFS, llc.com. We each have our own, uh, aims under there. And can you start us on LinkedIn? Speaker 1 (29:48): Perfect. And we'll also have just so people listening will have all the links at the show notes at podcasts at healthy, wealthy, smart.com. Um, so you can just go on there and one click will take you to Jill and to Aaron, to their LinkedIn and to their website. So excellent. Now we're going to finish up, I've got one last question for both of you. It's I ask everyone the same question and it's knowing where you are now in your life and your career. What advice would you give to your younger self Speaker 2 (30:21): Start saving sooner than you think? Even if it's, even if it, we always Jill and I always say we laugh at the start somewhere, right. Even if it's 10 bucks a week, you know, just start somewhere. And that will, that will grow over time. Absolutely spoken. Speaker 1 (30:37): Like it's spoken like a true financial advisor. Speaker 2 (30:41): Go ahead, Jess. How about you, Jill, I'll Speaker 3 (30:44): Give a nonfinancial nonfinancial related advice because I think that was perfect advice. Aaron, the sooner you start the better, um, I would also say to my younger self, um, just go for my dreams and my goals even more than I did. I think for young people today, just, just go for it, just achieve what you are, what you want to achieve with what's deep inside you. You want to bring good into the world. Just go ahead and do it. Speaker 1 (31:12): Excellent advice from both of you ladies. Thank you so much. And I also want to give a shout out to Helene, um, cause she sort of put us together and um, she, uh, is the creator of mama bear, uh, physical therapies. Speaker 2 (31:29): Yeah. So we'll Speaker 1 (31:30): Have a link to Helene's, uh, business in the show notes as well, because I love, um, I love to show sort of the web of how we're all connected, you know? So it's just shout out to her. Yeah. And to her business and we're all very excited. I think the three of us are collectively very excited for her. Speaker 2 (31:50): We're so proud of her. She's awesome. Agreed. Speaker 1 (31:54): All right. Well ladies, thank you so much for coming on and everyone thank you so much for tuning in and for listening. Have a great week and stay healthy, wealthy and smart.

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The Westerly Sun

Play Episode Listen Later Apr 19, 2021 5:25

You're listening to the Westerly Sun's podcast, where we talk about news, the best local events, new job postings, obituaries, and more. First, a bit of Rhode Island trivia. Today's trivia is brought to you by Perennial. Perennial's new plant-based drink “Daily Gut & Brain” is a blend of easily digestible nutrients crafted for gut and brain health. A convenient mini-meal, Daily Gut & Brain” is available now at the CVS Pharmacy in Wakefield. Now for some trivia. Did you know that Rhode Island's GDP is bigger than the country of Belarus? Or it's as big as The Sudan and Uganda combined. Not bad for a small state! Now, we turn our feature story…. The Town Council's decision to create a new liaison to the Planning Board position is continuing to reverberate. The council last Monday discussed the position and related efforts that some members say are geared toward keeping residents informed of proposed development projects. "It's because so many other cities have liaisons to that [board]. We just wanted to keep the council apprised of what's going on but not interfere … because we've asked so much of our Planning Board," Councilor Suzanne Giorno said. Earlier this year, Town Council President Sharon Ahern told the council she had spoken with town lawyers and was told she could create the new position. She appointed Councilor Philip Overton to serve in the role. The council, for years, has appointed its members to serve as liaisons to several other boards and organizations, including the Recreation Board, Economic Development Commission and the Memorial and Library Association Board of Trustees for Westerly Library and Wilcox Park. Creation of the new position followed a Planning Board hearing on a proposed condominium development for land on East Avenue, where Ahern and Councilor Karen Cioffi each have homes. Ahern and Cioffi were both critical of the proposal during the hearing and in written remarks submitted to the board. Ahern has acknowledged the East Avenue proposal contributed to her decision to create the liaison position but said she was also concerned the council might not have received early notice of other recent projects and proposals in the town, including a medical marijuana facility in Bradford and discussions about a possible new development at the Winnapaug Country Club. In addition to establishing the new liaison to the Planning Board, Ahern also recently asked that plans for proposed projects be attached to Town Council meeting agendas. The practice started on Monday when pre-application plans for the former St Pius X School property were attached to the council's agenda. The Planning Board reviewed the plans in July and no further public activity has occurred with the plans. The pre-application review phase is intended to give developers early input to the Planning Board. Councilor Brian McCuin, who owns a local construction and real estate development company, questioned the practice. "It came as a real big surprise when I saw plans for future development in our packet. ... I wondered why are we getting that when they are not even scheduled for a hearing," McCuin said. McCuin went on to offer a developer's perspective. "I know how I would feel if it happened to my plans. I would think there's political pressure being put on the board. ... It's not the best look for the town of Westerly. You are asking for trouble ... just the appearance of it brings out a bad reflection on us and the Planning Board and the whole town," McCuin said.For more on this story, and all things Southern Rhode Island, head over to westerlysun.com As always, if it's your turn to be vaccinated, make an appointment at vaccinateRI.org and stay up to date by visiting Westerlysun.com. There are a lot of businesses in our community that are hiring right now, so we're excited to tell you about some new job listings. Today's Job posting comes from the Ocean House in Westerly. They're looking for a floor sommelier. Ideally, you have experience and a sommelier certification and are great with people, and can be an ambassador for the club's standards. Pay is up $11.50-$30.00 per hour with tips. If you're interested and think you'd be a good fit for the role you can apply using the link in our episode description. https://www.indeed.com/l-Westerly,-RI-jobs.html?advn=9173240314393757&vjk=f736966246302b21 Today we're remembering the life of Liliana Turano-Morris of Narragansett. Born in Acri, Cosenza Calabria, Italy Liliana made the journey to Rhode Island at the age of five. Liliana was an endlessly devoted mother to her only son, William of Westerly, treasuring the bond they shared. They embraced every moment spent together, and Liliana gave everything she possibly could to her son. She was the beloved wife of Christopher Morris. Their marriage was filled with nothing but love, laughter and joy. They were a perfect team that supported each other every day they shared together. Liliana's passion from a young age was being a hairstylist, she graduated from cosmetology school and began her career as a hairdresser. Through her continuous diligence and hard work, Liliana became the owner of Loose Ends Hair Salon in Westerly. She single handedly built a clientele list of hundreds throughout her 35-year career, most of whom became her life-long personal friends. While Liliana's chosen career was being a hairdresser and business owner, the true mark she left on the world was her willingness to always help anyone in any way she possibly could. Liliana never hesitated to help a person in need throughout her life. She enjoyed doing acts of kindness, long walks, good books and keeping a warm home, but most of all she loved to be surrounded by her family. Thank you for taking a moment today to remember and celebrate Liliana's life. That's it for today, we'll be back next time with more! Also, remember to check out our sponsor Perennial, Daily Gut & Brain, available at the CVS on Main St. in Wakefield! See omnystudio.com/listener for privacy information.

Westerly Sun - 2021-03-18: C.M. Eddy Jr., Tenant search for North Stonington Education Center, and Jane Maxon

The Westerly Sun

Play Episode Listen Later Mar 18, 2021 4:40

You're listening to the Westerly Sun's podcast, where we talk about the best local events, new job postings, obituaries, and more. First, a bit of Rhode Island trivia. Today's trivia is brought to you by Perennial. Perennial's new plant-based drink “Daily Gut & Brain” is a blend of easily digestible nutrients crafted for gut and brain health. A convenient mini-meal, Daily Gut & Brain” is available now at the CVS Pharmacy in Wakefield. Now for some trivia. Did you know that C.M. Eddy Jr. was born in Providence in 1896? He was an American author known for his horror, mystery and supernatural short stories. Eddy is probably best remembered for his work in Weird Tales magazine and his friendship with H. P. Lovecraft. Now, for our feature story: The North Stonington Board of Selectmen has formed a tenant search subcommittee that will be charged with aiding in finding a suitable partner to occupy the North Stonington Education Center, and the group is expected to begin meeting immediately following the budget process with a goal of finding tenants within a few months. The six-member subcommittee was appointed unanimously by members of the board on Tuesday evening, with Selectman Bob Carlson being named as the board's liaison to that committee. The group will also consist of Economic Development Commission members Jennifer Dayton and Nicole Porter, Board of Education member Stephanie Mastroianni, Board of Finance member Carolyn Howell and Planning and Zoning Commission member Priscilla Lewis. “The goal of the group is specifically to provide outreach to educational facilities in the region in order to help find tenancy for the building,” First Selectman Michael Urgo said. “It's not to reanalyze decisions to be made for the property. We need to find someone to get into the building.” The group will not have voting capabilities, but will instead be tasked with working alongside the town's realtor, IMT Realty, to find and recruit tenants to fill both the one- and two-story wings of the former middle-high building. The North Stonington Education Center, which is deeded to the town through the Wheeler School and Library, was turned over by the Board of Education earlier this year after completion of the school renovation project and relocation of students. Under conditions outlined in the deed, the building must be used for educational purposes. Members of the Board of Finance, during recent budget discussions, have expressed concerns over growing maintenance costs for the property and the need to find a tenant in order to offset those expenses. “The Board of Finance was very clear, and (members) want to have resolution on whether we can get tenancy or not within a couple months,” Urgo said. “That is the primary objective.” Remember to check out www.westerlysun.com for the latest news and COVID updates. Are you interested in a new opportunity? You're in luck! Today's Job posting comes from the University of Rhode Island in Kingston. They're looking for a full-time fiscal clerk. Bookkeeping experience is preferred. Pay starts at $21.00 per hour. If you're interested and think you'd be a good fit for the role you can apply using the link in our episode description. https://www.indeed.com/l-Westerly,-RI-jobs.html?vjk=c833267992db5c1a Today we're remembering the life of Jane Maxon. She was born in Westerly in 1927. She was educated in Stonington schools and received her undergraduate degree and fifth year certification from UCONN. In 1949, she married Jonathan, her high school classmate. The couple lived in Stamford, until 1959 when they moved to Ridgefield, CT where they raised their children and lived for thirty two years. Jane received her master's degree and teaching certification from Western Connecticut State University and taught fourth grade at Ridgebury Elementary School for twenty five years. She organized an annual field trip following the Revolutionary War route of the British through the town. She also belonged to the Ridgefield Chorale where she once sang at Carnegie Hall. Jane and Jon remodeled their summer home in Green Hill, RI and moved there permanently in 1991. During their retirement they traveled extensively in Europe and Asia. In America, they followed the Oregon Trail. Jane volunteered at the Westerly Library Local History room and enjoyed participating in the creative writing group at the Neighborhood Guild and lunching with her friends. A Celebration of Jane's Life will be based on her writings called “Diaries of J. Irving Maxson 1898-1923”, transcribing and annotating them from her husband's grandfather's day books. An avid amateur genealogist, she co-founded the Maxson Family Association and researched her roots to the early days of the colonization of America as a member of the Daughters of the American Revolution. Jane is survived by her three children, four grandchildren and one great grandchild. Thank you for taking the time today to remember and celebrate Jane's life. That's it for today, we'll be back next time with more! Also, remember to check out our sponsor Perennial, Daily Gut & Brain, available at the CVS on Main St. in Wakefield! See omnystudio.com/listener for privacy information.

Economic Development Commission - Mar 17, 2021

Play Episode Listen Later Mar 17, 2021

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Town Hall Seattle Arts & Culture Series

144. Colin Bryar and Bill Carr with Chris Devore: An Insider’s Look at Amazon’s Culture, Leadership, and More

Play Episode Listen Later Mar 8, 2021 59:26

Colin Bryar started at Amazon in 1998; Bill Carr joined in 1999. With twenty-seven years of Amazon experience between them, much of it in the early aughts—a period that brought products and services including Kindle, Amazon Prime, Amazon Studios, and Amazon Web Services to life—Bryar and Carr joined us, in conversation with Chris Devore, to offer unprecedented access to the Amazon way as it was refined, articulated, and proven to be repeatable, scalable, and adaptable. Bringing recollections from their book Working Backwards: Insights, Stories, and Secrets from Inside Amazon, these two long-serving former Amazon executives shared how Amazon’s fourteen leadership principles inform decision-making at all levels and reveal how the company’s culture has been defined by four characteristics: customer obsession, long-term thinking, eagerness to invent, and operational excellence. Bryar and Carr explained the set of ground-level practices that ensure these are translated into action and flow through all aspects of the business, and offered replicable steps for applying it at your own company. Join Bryar and Carr as they presented a practical guidebook for finding corporate success. Colin Bryar joined Amazon in 1998 — four years after its founding — and spent the next 12 years as part of Amazon’s senior leadership team. After Amazon, he and his family relocated to Singapore for two years where Bryar served as Chief Operating Officer of e-commerce company RedMart. Colin is co-founder of Working Backwards LLC where he coaches executives at both large and early-stage companies on how to implement the management practices developed at Amazon. Bill Carr joined Amazon in 1999 and spent more than 15 years with the company. As Vice President of Digital Media, Carr launched and managed the company’s global digital music and video businesses, including Amazon Music, Prime Video, and Amazon Studios. After Amazon, Carr was an Executive In Residence with Maveron, LLC, and, later, the Chief Operating Officer of OfferUp. Today Carr is co-founder of Working Backwards LLC where he coaches executives at both large and early-stage companies on how to implement the management practices developed at Amazon. Chris DeVore is Managing Partner of Founders’ Co-op and the former Managing Director of Techstars Seattle. As a community volunteer, Chris co-chaired the City of Seattle’s Economic Development Commission, partnered with the University of Washington to create Startup Hall (a commercial innovation space located on the UW Campus). Buy the Book: https://www.thirdplacebooks.com/book/9781250267597 Presented by Town Hall Seattle. To become a member or make a donation online click here.

Economic Development Commission - Feb 17, 2021

Play Episode Listen Later Feb 17, 2021

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Economic Development Commission - Nov 18, 2020

Play Episode Listen Later Nov 18, 2020

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Community Development Institute

Matt Twyford of the Arkansas Economic Development Commission (AEDC)

Play Episode Listen Later Oct 28, 2020 35:20

Director of Community Development at the Arkansas Economic Development Commission (AEDC) Matt Twyford and his team have continued to support communities, small businesses, and citizens across Arkansas as the COVID-19 pandemic has continued to affect our state. On episode 26 of the CDI Podcast, Matt shares information about himself and AEDC, how he and his team have pivoted their work, and why he thinks it's important for communities to focus on community development as well as economic development.

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What Impacts National Prosperity?

Mind Your Desiness

Play Episode Listen Later Sep 26, 2020 33:05

Season 2 Episode 8, Mr. Raza Hasan, author of "Prosperity for all Nations," sits down with me to discuss his global perspective and what we can do to unify countries whose people have been continuously facing adversities. Mr. Hasan has an extensive background in leadership and management. He has worked as a senior analyst and software engineer at Northwest Airlines, dabbled in marketing for software product companies. Mr. Hasan was also selected as one of two Minnesota delegates to meet US Congress members in Washington DC for the nonpartisan Fix the Debt Movement and served a three year term on the Economic Development Commission for the city of Eagan, MN. Since 2006 he has been president and CEO of TimeSolv Corporation. Quite impressive! Follow Mr. Hasan @rhasan1000 on Instagram and Facebook by searching Raza Hasan. Learn more about his message and movement at www.prosperityweb.org. To purchase "Prosperity of all Nations," or access it on Audiobook, go to the Amazon link below. It is a must read!https://www.amazon.com/Prosperity-All-Nations-Call-Action/dp/1734471913/ref=sr_1_1?dchild=1&keywords=prosperity+of+all+nations&qid=1601148283&s=instant-video&sr=1-1

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Keep Boone Healthy - Joe Furman - Watauga County Economic Development Commission

Keep Boone Healthy Podcast Series

Play Episode Listen Later Aug 7, 2020 54:02

As we continue our goal to #KeepBooneHealthy, a strong focus on the conditions that drive economic recovery in our area will be important to our eventual recovery. Our guest this week, Joe Furman, serves as staff to the Watauga County Economic Development Commission. We focus on projects and sectors within our local community that are posied to aid in future growth. We discuss the importance of the census and how the data drives government funding of local projects and agencies. Furman talks about the deployment of broadband in rural North Carolina, and the importance of this type of infrastructure, especially with more remote technology uses needed by students and workers. We also discuss projects that will bring co-working space to Watauga County through Boone Underground and how the High Country Food Hub continues to boost local agriculture.Also in this episode, we recap the 71st Boone Area Chamber of Commerce Annual Business Meeting and we preview Forward to Fall, a webinar that focuses on Northwest North Carolina's economic recovery.

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Jon Chadwell of the Newport Economic Development Commission

Community Development Institute

Play Episode Listen Later Jul 22, 2020 19:02

We are living in a new reality due to the COVID-19 pandemic. Executive Director of the Newport Economic Development Commission Jon Chadwell shares how the City of Newport is pivoting to support its citizens and businesses during the pandemic and how he and his staff are planning for a post-COVID world.

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Chris Derickson (Chief - Westbank First Nation/Entrepreneur)

#NOBLUEPRINT

Play Episode Listen Later Jul 16, 2020 59:41

Chris is the son of Raymond and Carol Derickson, and the grandson of the late Richard and Caroline Derickson, and the late Art Potts and Esther Potts of the Samson Cree Nation. He is married to Jordan Derickson and has a 20-year-old son Justin, who is currently working with the WFN Youth and Recreation Department.Chris has been involved in the WFN community for the past 20 years. During that time he has worked with youth, served on boards and commissions and facilitated strategic planning retreats for Council and the Economic Development Commission. Chris also worked as the Community Planning Coordinator, from 2007 to 2011 and was instrumental in developing the plan and getting it adopted through WFN Law. See acast.com/privacy for privacy and opt-out information.

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Shalom Klein-Get Down to Business

Inside the Skev

Play Episode Listen Later Apr 4, 2020 48:18

This week, on Inside the Skev, we sit down with Shalom Klein. Shalom Klein is a master networker and connector and a true champion of Skokie. When he’s not meeting people for coffee (or now Zoom meetings), Shalom is accomplishing more in a day than most do in a year. Here’s a list of some of the things Shalom does:-Director of External Affairs for Keshet-Military Police Officer in the United States Army Reserve-Principal and Senior Consultant for Get Down to Business with Shalom Klein which includes his radio show and book. Learn more here.-Chairman of the Village of Skokie Economic Development CommissionShalom also ran Jewish B2B Networking for several years in which he helped connect thousands of people with jobs.This episode was recorded prior to the Coronavirus pandemic reaching the United States, but one can only imagine how Shalom will help bring the community together in surviving and recovering from this crisis. We are very lucky to have him here. Inside the Skev is a one stop shop for all things Skokie and Evanston hosted by Aaron Masliansky. Currently there is a special section on the website for interviews with people in the community talking about how they are adapting to the pandemic within the community. Be sure to follow Inside the Skev on Facebook, Instagram and Twitter for the latest updates. Be the first to know about local events, new podcast episodes, real estate and the latest stories about the great people in these towns by going tohttp://www.skevanston.com. Sign up for the newsletter and reach out to Aaron at aaron@skevanston.com with any questions or suggestions.

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Working For Commission? | Grow St. Charles "Monday Minute" Ep. 69

City of Saint Charles, Missouri

Play Episode Listen Later Jun 3, 2019 1:42

Obviously as a department within the City of St. Charles we can't work on commission, but a very important part of our department is our Economic Development Commission. The City's Economic Development Commission is a group of volunteers that help us continue to grow the City. Learn more about them and their job in this week's #MondayMinute. Listen on Soundcloud: http://bit.ly/RIB2018 Subscribe on Apple Podcasts: http://bit.ly/STCHMO Follow Us: Grow St. Charles Facebook: http://bit.ly/2Hnv47F Grow St. Charles Twitter: http://bit.ly/2C4mWKb The City of St. Charles Facebook: http://bit.ly/2obOxQd The City of St. Charles Twitter: http://bit.ly/1ERNLN7 For more information visit: http://growstcharles.com

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Billy Haido

Assyrian Podcast

Play Episode Listen Later Sep 25, 2018 46:10

Episode 32 - Billy Haido is a board member and former President of the Assyrian Athletic Club, a former Community Relations Commissioner of Niles, a member of the Economic Development Commission of Skokie, a co-founder of Vote Assyrian and the Executive Producer of four Assyrian films including 2016’s Basamtit Reesha. Billy’s support of the Assyrian community manifests itself through the arts, athletics and community service, all while he maintains a career in IT. https://www.assyrianfilms.com/ https://www.facebook.com/basamtitreesha/

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Episode 56: Sally Duran // Healthcare Expert // Arlington Economic Development Commission

Awesome Women Entrepreneurs

Play Episode Listen Later Aug 14, 2018 25:14

Sally Duran, a self-proclaimed "Health Insurance Decorator," is the Chair of Arlington Economic Development Commission. Sally is also a strong advocate for supporting small business and had a hand in the writing of The Affordable Care Act. Find Sally: https://www.linkedin.com/in/sally-duran-52468a8/ https://www.facebook.com/sally.duran.50?lst=100001124688736%3A100000247191658%3A1534179594 Awesome Women Entrepreneurs: https://awesomewomen.org/

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091: A Career with the Air Force, CPAs, and Tourism – Bill Heath, CPA

Life In Accounting - The Where Accountants Go podcast

Play Episode Listen Later Jul 17, 2018 40:43

In this episode of Life In Accounting: The Where Accountants Go podcast, we speak with retired Air Force Pilot, Bill Heath, a CPA who is the current Vice President of Finance, Human Resources & Administration with the Fredericksburg Conventions and Visitors Bureau (CVB). Bill's background is quite varied which you will hear all about in this podcast. This is also an excellent episode for those looking to learn more about the tourism industry! Benefits of Working in a Small Town While Fredericksburg generally doesn't do large conventions, they do host military reunions, large meetings, and many other convention-type events. As a Convention and Visitors Bureau employee, Bill gets to travel to larger, intercontinental cities because tourism is important. He also has the pleasure of working with positive, loyal, and creative people. Bill's role includes planning, directing, and integrating all aspects of financial, technology, human resource and administrative functions. He also oversees the CVB facilities and Visitor Information Center, and he partners with several other organizations including the local Chamber of Commerce, Economic Development Commission, industry, and City and County governments to promote tourism and economic growth in the Fredericksburg and Gillespie County areas. Bonus: Bill loves his three-minute commute to the office. It's hard to beat that! Seven Life Lessons Bill Shares Work hard as a student. Be focused on what you are doing. Become less intense. Accept leadership positions within the community. Be involved and contribute to the community. Take risks. Be excited, get excited, and stay excited! To listen in on this interview with Bill Heath, please use the player below:

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Ep 44: A Family Legacy of Service and Leadership with California Assemblymember Rob Bonta

Mother's Quest Podcast

Play Episode Listen Later Jun 21, 2018 59:39

I’m excited to share this second special episode this month of the Mother’s Quest Podcast, in honor of Father’s Day, with someone I’ve known and admired for over a decade through our connection at Alternatives in Action, California Assemblymember Rob Bonta. This month of June has been a time to focus on the amazing fathers in our lives. It’s also been primary election month in many communities. And when I thought about who I could interview who is both an amazing father and committed to a life of public service, Rob immediately came to mind. When we pressed record on this interview, Rob had just been elected for a fourth term to the California State Assembly’s 18th District, where he represents the cities of Oakland, Alameda, and San Leandro and became, in 2012, the first Filipino American legislator in the 165-year history of California. Prior to this, Rob utilized his law degree from Yale to serve as Deputy City Attorney for the City and County of San Francisco, and served as the Chair of the City of Alameda’s Economic Development Commission and as board president for the Social Service Human Relations before becoming Vice Mayor of the City of Alameda, the position he held as he ran for the State Assembly. We started our conversation reflecting on Rob’s childhood and how his father, who stood with Dr. Martin Luther King in the Civil Rights Movement, and his mother, a long-time leader in the Filipino social justice movement, taught him to understand injustice and the importance of joining the struggle to empower vulnerable communities. We reflect on some E.P.I.C. snapshot moments from Rob’s childhood. Growing up in a trailer just a few hundred yards from César Chávez’s home, Rob watched closely as his parents organized Filipino and Mexican American farm workers, infusing his formative years with first-hand experience of one of the greatest peaceful social, racial, and economic justice movements of all time. Then, we delve into how the E.P.I.C. guideposts show up in Rob’s life, how he makes space for each of his four children and allows them to step into leadership and activism on their own, his passionate and purposeful work and the causes he’s championing as an Assemblyman, from early childhood education to affordable housing, the deep connection to his community that fulfills and restores him, and the family relationships that are everything to him, especially the one with his wife Mialisa, who he met in college and has been married to for 21 years. We also had the opportunity to talk about AB-931 and SB-1421, two bills aimed at reducing instances of police brutality and increasing police accountability. Moving through some discomfort I felt in the moment, I asked and Rob agreed to work toward getting these bills passed, to talk with the founders of Mothers Against Police Brutality for policy insight, and to explore bringing a powerful play called (M)others to Sacramento to shine light on the real stories of families who’ve lost loved ones to police violence. At the end, Rob challenged me and all of us to hold him and other lawmakers accountable to the issues and causes that matter most to us. In a heart-wrenching week when our government has been separating children from their families at the border, Rob’s message and call to action to hold our leaders accountable resonates deeply. I left the conversation with renewed commitment to do so, modeling engagement, not apathy, for my children and saying “yes” to creating my own family’s legacy of activism and leadership. This episode dedicated by: Celia Ward-Wallace – an author, community leader, inspirational speaker and certified life coach in honor of her parents, social justice activists and leaders Eric Mann and Lian Hurst Mann. Visit Celia’s website athttp://celiawardwallace.com/. You can also visit: Celia’s Father’s Organization, The Labor Community Strategy Center:https://thestrategycenter.org/ The Organization’s Radio Show, Voices From the Front Lines:http://voicesfromthefrontlines.com/ Reform LA Jails: http://reformlajails.com/, an Initiative under way that Celia and her parents are championing Topics Discussed in this Episode: The activist and public service seeds planted in Rob and his siblings from his parent’s and Rob’s E.P.I.C. snapshop childhood memories in the presence of César Chávez and organizing for Mexican American Farmworkers’ rights. How Rob’s parents fled the Philippines for the security of the family before the Martial Law era of Ferdinand Marcos The way that Rob and his wife, Mialisa, make time for each child and share with their kids what they love and care The many causes Rob is championing in his role as Assemblymember. Rob’s position on the gravity of solving the problem of police violence in our country, an exploration of two new California bills aimed at reducing police violence, and the requests I made of Rob to go further in his commitment. How being in his home community restores and fulfills Rob and how his love of soccer, since the days that he served as captain of Yale’s Soccer team, continues to be a way that Rob invests in his own well-being. Rob and Mialisa’s love story, how they continue staying together, and the extended family that supports them Rob’s awareness that this interview provided an opportunity to “Get off of the dance floor and onto the balcony” to survey the big picture and reflect What Rob really thinks is the enemy of democracy and his challenge for all of us This Week’s Challenge: Rob believes that the enemy of strong communities and Democracy is apathy. He challenges us to step up and hold him and our other leaders accountable, even through discomfort, to the issues and things that we value and are passionate about. Resources: Official Website for Assemblymember Rob Bonta LitLab – the early childhood literacy organization founded by Rob’s wife Mialisa Bonta Alternatives in Action – the organization where Rob served as President of the Board when I was the Director of Development EP43: A Love of Family and Pursuing our Fate – the other Father’s Day special episode released this month with my father David Lieberman Mother’s Against Police Brutality, whose founders Rob agreed to talk with EP33: Beyond the Trauma: Legacy, Compassion and Change with Mothers Against Police Brutality Co-Founder Sara Mokuria Bill Text for AB-931 Criminal procedure: use of force by peace officers. Bill Text SB-1421 Peace officers: release of records. Justice4Josiah the organization founded by activist Laurie Valdez, whose story was featured in the play The (M)Others about mothers who have lost loved ones to police violence. Announcements: Join the Parenting ADHD Summit Honored to be part of this amazing Summit that Penny Williams is organizing. You can hear from me (my session is called “How Moms Can Live a Life of Intention and Purpose”), Dr. Elisa Song, and over 30 other parenting experts. Honestly, I think what you’ll learn here will help you on your parenting journey regardless of whether you have a child who has ADHD or is “differently wired” in other ways. Click here to join. Spark Your E.P.I.C. Life Join me for the first “Spark Your E.P.I.C. Life” Pilot! Four consecutive weeks of one-on-one coaching using a signature process I’ve been facilitating in my circles this spring I’m looking for no more than FOUR clients to experience an intensive, one-one-one, four-week coaching process in the month of June. Could this be you? Do you feel like you’re on the threshold of a powerful shift in your life? Are you ready to spark new perspectives, new ways of being, and some E.P.I.C. action of your own? Have you wanted to participate in the Mother’s Quest Circle but the timing wasn’t right or you prefer to work one-on-one? We’ve been having an amazing experience in the Mother’s Quest Virtual Circle and I want to bring the same practices and flow to work one-on-one in a more focused period of time…over one month instead of three. Interested? I’d love to schedule a time to check-in about what’s happening in your life and how this could support you. Sign up for a discovery session at this link or message me some times that could work for you if you don’t see something that fits your schedule. https://mothersquest.as.me/discoverysession I’d like to identify the four individuals this week, get scheduled and start next week! Launched on Mother’s Day, my guest on the podcast, Graham Seabrook, and I invite you to create your own One Minute Mom Manifesto about what you want to claim or reclaim in your motherhood. Use video, photos, poetry or any other form of your choice to express what matters most to you and share on social media using the hashtag#OneMinuteMomManifesto. For more on the inspiration behind this idea, and why it’s so important that we claim and reclaim our whole selves in motherhood, tune into our episode on the podcast, link in the comments and at mothersquest.com/ep41-graemeseabrook The Podcast has Reached a Milestone Help us reach our next milestone by forwarding along your favorite episode to a friend. Thank you for your support! Virtual Mother’s Quest Circle Pilot I’m excited to announce that the first founding Mother’s Quest Virtual Circle has been filled. If you’re interested in a future circle, and want to receive notice when the applications open again, please add your name to this wait list. Please email julie@mothersquest.com Help us Grow the Mother’s Quest Community If you’re finding value from the Mother’s Quest Podcast and would like to get more involved, please join us in the Mother’s Quest Facebook Group, help us find more like-minded mothers on a quest by spreading the word and sharing your favorite episodes, and make a donation or apply to dedicate an episode. You can also share your story on the Mother’s Quest Blog. Acknowledgements: A big THANK YOU to our “patrons” for helping to bring these conversations to myself and other mothers through financial and/or in-kind support: Vanessa Couto Desiree Adaway Rachel Steinman Katie Hanus Denise Barreto Sage B. Hobbs Samantha Nolan-Smith Jody Smith Emily Cretella Collette Flanagan Titilayo Tinubu Ali Carly Magnus Hurt Lizzy Russinko Suzanne Brown Mara Berns Langer Mallory Schlabach Katharine Earhart Jessica Kupferman Jen Jenkins Dohner Genese Harris Tonya Rineer Liane Louie-Badua Cristin Downs Erin Kendall Niko Osoteo Erik Newton Claire Fry Divya Silbermann Rachel Winter Caren and Debbie Lieberman Cameron Miranda Fran and David Lieberman Debbie and Alan Goore The Sustainable Living Podcast Support the Podcast If you’d like to make a contribution to Mother’s Quest to support Season Three of the Podcast and/or help provide coaching scholarships for mothers, follow this link to make a contribution. If you would like to “dedicate” an upcoming episode to a special mother in your life, email me at julie@mothersquest.com — Mother’s Quest is a podcast for moms who are ready to live a truly E.P.I.C. life. Join in for intimate conversations with a diverse group of inspiring mothers as they share how they are living an E.P.I.C. life, Engaging mindfully with their children (E), Passionately and Purposefully making a difference beyond their family (P), Investing in themselves (I), and Connecting to a strong support network (C). Join our community of mothers to light the way and sustain you on your quest at https://www.facebook.com/groups/mothersquest/

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Launch KC - Bringing The Best and The Brightest in Tech with Drew Solomon

Talking Business Now

Play Episode Listen Later Aug 21, 2015 10:08

Drew Solomon, vice president of business and job development with the Economic Development Commission joins host Kelly Scanlon this week on Smart Companies KC. This week LaunchKC is announcing the finalists from the 500 entrepreneurs who applied for 10 $50,000 LaunchKC grants. For the past few months, LaunchKC has been looking for the best and brightest to compete to bring their business models to Kansas City. Each eventual grant recipient will receive a $50,000 grant and a network of support, including 12 months of free office space in Downtown; industry-specific mentor teams for each grant recipient; and opportunities to meet and learn from industry and entrepreneurial leaders in and around Kansas City – all designed to elevate their efforts to build high-growth, tech sector businesses and jobs in Downtown KCMO. Drew Solomon, who joined EDC in 2011 as coordinator of entrepreneurship and industry initiatives was an original member of the task force that created LaunchKC. To listen to more shows on small business and entrepreneurship, please visit our archives. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Mike Benton - Bob Burg Certified Go-Giver Coach

Journey To Success

Play Episode Listen Later Oct 10, 2014 52:00

Mike Benton’s philosophy is that “Change is inevitable. You determine the outcome.” He built his life upon this principle. He started with simple ideas that grew into million dollar companies, which continue to flourish in any economy. Mike travels throughout the country helping people and organizations reach their true potential through his unique, positive coaching style. He always enjoyed coaching then in June 2008, he had the opportunity to turn his passion into a business that still prospers today. Mike received professional training through Life Success Consultants. In 2010 via Burg Communications, he expanded his coaching expertise. Through Burg Communications, he remains a Certified Go-Giver Coach that focuses on helping companies and individuals create the changes needed to reach their goals and dreams. Mike believes that giving back to his community via volunteering is the best way to facilitate his success. Current and past organizations where he invests his time include participating as Past Chair of Economic Development Commission, Economic Development Authority, Workforce Investment Board Chair, North Beach Elected Town Council Member, Past Boys & Girls Clubs of Southern Maryland Board Member, and Maryland Municipal League Board Member to name a few. Mike has appeared in many local newspapers, magazines, radio shows and blog talk radio over the years. Most of all, Mike is passionate about helping others achieve their goals through one-on-one coaching, group presentations and motivational talks.

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Cong. John Garamendi - CA

Agri-Pulse Open Mic Interview

Play Episode Listen Later Apr 14, 2014

"This is the worst drought in forty years and maybe ever," says Congressman John Garamendi, who represents agricultural areas of the highly productive state of California. He projects reductions in water usage from twenty to one hundred percent this year. As a result, he wants to build new water storage lakes in a state that has said no to such construction for fifty years. Along with support from other California Congressmen, he introduced HR 4300: "The Sacramento Valley Water Storage and Restoration Act of 2014." Garamendi comes from a strong agricultural and public policy background. He grew up on a California ranch and still has livestock interests. He holds a degree in business from Berkley and an MBA from the Harvard Business School. Garamendi served as Lt. Governor and chaired the Economic Development Commission. He served in the state legislature, rising to Senate Majority Leader and later became California State Insurance Commissioner. In 1995, President Clinton appointed him to be Deputy Secretary of the Department of the Interior. He was elected to Congress in 2009.John Garamendi

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Episode #4: Lynda Weatherman, President and CEO, Economic Development Commission of Florida’s Space Coast

10GM – Career Advice

Play Episode Listen Later Mar 7, 2011 10:43

Lynda gives an example of business development at Florida’s Space Coast through expanding assembly work beyond operations, and also discusses making the most of challenges such as the recent economy.

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Economic Development Committee: Meeting of October 6, 2010

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Play Episode Listen Later Oct 6, 2010 136:28

Mayor Cieslewicz charged the Economic Development Commission with making recommendations regarding the review and approval of real estate development projects in the City. The public hearing includes the pre-application process (the activities that occur prior to a formal application being submitted to the City) as well as the City approval process (the part of the process from the point a formal application is submitted for Commission or Council approval).

Economic Development Committee: Meeting of October 6, 2010

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Play Episode Listen Later Oct 6, 2010 136:28

Economic Development Committee: Public Hearing on the Development Review Process

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Play Episode Listen Later Sep 16, 2010 134:58

Mayor Cieslewicz has charged the Economic Development Commission with making recommendations regarding the review and approval of real estate development projects in the City. Tonight’s public hearing will include the pre-application process (the activities that occur prior to a formal application being submitted to the City) as well as the City approval process (the part of the process from the point a formal application is submitted for Commission or Council approval).

Economic Development Committee: Public Hearing on the Development Review Process