Podcasts about Raffa

Success in professional services isn't about doing more—it's about doing less, but doing it exceptionally well. In this episode of The IC-DISC Show, I sit down with Raffi Yousefian, CEO of The Fork CPAs, to talk about how extreme specialization transformed his accounting firm from a general practice into the leading restaurant and bar controllership service in the country. Raffi shares the counterintuitive journey of deliberately shrinking his client base to accelerate growth, ultimately tripling revenue within 18 months of selling off 30% of his practice. We explore how Raffi evolved from serving three industries to exclusively focusing on restaurants and bars, and why weekly financial reporting creates competitive advantages that monthly statements simply can't provide. He breaks down the economics of restaurant operations, explaining why 2% savings in food costs can represent an entire profit margin when you're working with businesses that operate on 5-7% net profits. The conversation reveals how subscription pricing combined with deep industry expertise solves the profession's labor shortage by making firms more profitable and attractive to talent. What strikes me most is how Raffi's specialization philosophy mirrors successful models in other industries, from medical concierge services to dating apps. If you've ever wondered whether narrowing your focus could actually expand your opportunities, this conversation provides a compelling roadmap.   SHOW HIGHLIGHTS Raffi sold off 30% of his accounting practice to focus solely on restaurants and bars, then tripled the remaining 70% within just 18 months. Weekly financial reporting in restaurants isn't a luxury—it's survival, since a 2% swing in food costs can represent your entire profit margin. The Fork CPAs moved from "insecure niching" with three industries to hyper-specialization, proving that doing less actually accelerates growth when done with expertise. Restaurant operators typically process 300-400 invoices monthly for a $3-4 million location, making specialized systems and processes non-negotiable for profitability. Subscription pricing in accounting solves the labor shortage by making firms more profitable, allowing them to pay better and attract talent to the profession. Specialization creates resonance with ideal clients who say "you sound like my soulmate" rather than casting a wide net and hoping something sticks.   Contact Details LinkedIn - Raffi Yousefian (https://www.linkedin.com/in/raffiyousefian/) LINKSShow Notes Be a Guest About IC-DISC Alliance About The Fork CPAs Raffi YousefianAbout Raffi TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Good morning, Raffi How are you today? Raffi:: Good morning, David. I'm doing well. And yourself? Dave: I am doing great. I appreciate you coming on the podcast. Just a formal introduction, you are Raffi Yousefian, and you're the CEO of the Fork CPAs. Is that correct? Raffi:: That's correct. And I appreciate you having me. I'm excited to have a conversation with a like-minded individual in the accounting industry. Dave: Yes. I've been looking forward to this for some time. So what part of the world are you calling into from today? Raffi:: I am in Brooklyn, New York City. Dave: Okay. Raffi:: Specifically Williamsburg Greenpoint, which is meant to be the hipster capital of the world in case you're interested. Dave: Yeah, I have heard that name. For that reason, I don't think I've ever been there. I haven't been to New York in about 15 years, and I think I rarely have ever been anywhere but Manhattan. So I'll have to be sure to check that out the next time I'm in town. Raffi:: We would love to have you. We're right across the East River. Dave: Okay, Raffi:: Great. Great nightlife scene, great food scene. A lot of sighting. New concepts are popping up every day, bars, restaurants, so it's a great place to be. Dave: That sounds awesome. Well, first of all, let's get to the name. What the heck does The Fork CPA's name mean? Usually the CPA firm is named after the founder or the partners. So what's the fork? What's the meaning of the fork? Was one of your partners named Fork or talk? Raffi:: No. So the fork, I have a 15 slide presentation on it. Maybe I can walk you through it one day. But the fork represents a tool that is highly agile with very sharp and fine edges, and it also relates to the restaurant industry and represents us and our values as a firm. So that's where the four comes from. That's the, in a nutshell description. And then the CPAs, you add that to clarify that we're doing accounting and tax, so that's where work branding comes from. Actually, we launched the brand in 2022, so it hasn't always been our name. Dave: Okay. Well, I really like it. So are you a New York native? Raffi:: I'm not. I'm actually from dc so lived in DC for about 10 years. That's where I started the firm, and I moved up to New York in 2021. Dave: And you went to college in Maryland? Raffi:: Yes, university of Maryland College Park. Dave: Okay. And then you graduated and you went the big four route with ENY? Raffi:: That's right. I worked at ENY for about three and a half years, and then moved to a smaller firm for about a year and a half, two years after that. And this was in 2016 when I launched the firm that I currently have right now. Dave: And you just started it from scratch? Raffi:: So initially the firm was called ROYCA LLC, and I just used my initials with CPA at the end just to get started. Okay. I started it from scratch. At the time I had the potential opportunity to acquire a restaurant bookkeeping business, and that is really what initiated me or catapulted me to taking that leap from moving from a W2 job to starting my own business. The acquisition actually never ended up panning out to be anything. It ended up being more of like a referral relationship. So it was good in that it incentivized me and motivated me to actually take the leap. But as we started from scratch, didn't end up buying any book of business or anything like that and just grew from there January 1st, 2016. Dave: And is that how the restaurant and bar capability started, was from that referral relationship with that bookkeeping firm then? Raffi:: Yes. Well, the referral relationship was a result of me taking over my brother-in-law's finances, and he had a restaurant and catering business. Dave: Oh, I Raffi:: See. And so his accountant was ending their relationship because he was moving on to be the CFO of a big fast growth restaurant group. And so I asked to meet with him. I said, can I meet with the former accountant? Maybe he has a book of business that he wants to sell or get rid of. That's not where the interest in restaurants started, but that definitely had an impact on moving towards that restaurant niche at some point. My first real client was a restaurant business. Dave: Okay. Raffi:: Yeah, Dave: That is great. You've got your CPA firm, it's growing. And then at a point you realized you had a concentration in the restaurant bar business. Now, conventional wisdom says when you have a concentration like that, whether it's client industry, you need to fix it by diversifying, but you decided to go in a different direction, right? Tell me the story. Raffi:: Yeah, so initially the purpose of the firm was to provide an alternative and frictionless experience to traditional public accounting. And this was 2016 when web-based apps were all very new, and even the cloud firms were very server-based. You log into this server and it wasn't very web-based, so even cloud modern firms were still very clunky, and the client experience was terrible. So the idea was, okay, replicate the public accounting model just in a more modern and frictionless way. And so we were still providing a lot of the traditional services you get in a small public accounting firm, 10 forties, monthly bookkeeping, annual bookkeeping, industry agnostic, and one of the first moves. So that was, people love that, right? It was new cutting edge, modern virtual CPA firm. And then I think by year two, we decided we had to narrow down what we were doing. Raffi:: Again, we were trying to be everything to everyone just in a more modern way. And so I think the first change we made was limit our service offering to monthly services only. So value-based billing, fixed fee. It was a mix of value-based billing and fixed fee at the time. So we basically told all of our annual clients, mostly 10 40 clients, sorry, if you want to work with us, you have to have a business, and we have to own the entire accounting process from monthly all the way through your business tax preparation. So that was the first change we made. We didn't specialize just yet. Dave: And what year was this? 2017. Raffi:: I think this was around 2017 or 20 17, 20 18 then. So that worked really well. That allowed us to scale and grow much faster. Now everybody's on a monthly fixed retainer. You're not doing all this work during tax season, those three months trying to do 12 months of books. So there's no bottlenecks during tax season. For the most part, 10 forties are still very much a bottleneck. And in 20 19, 20 20, we decided to narrow down even further and say, okay, we're going to service three industries. And I like to say this is the insecure way of niching down. And so we narrowed it down to, I believe it was restaurants and bars for sure. Nonprofits and professional Dave: Services. Raffi:: And so that helped again, even better. Now we can scale and grow even faster with more efficiency. And then 2022, we were at a point where the restaurant and bar industry vertical was growing much double, triple what our other verticals were growing. And I believe it was just a natural result of our passion was behind that vertical, the professional services and nonprofits, great clients, low volume, easy to work with, very professional. But yeah, just stagnated the growth that stagnated. I wasn't as much interested in those verticals as I was in restaurants. And so we decided to launch the for brand in 2022 and in 2023. So in 2023, the restaurant practice was about 60 to 70% of our revenue. And so we spun off the 30%, which was nonprofits and professional services, and merged it slash sold it to another firm. And since 2023, March of 2023, we've been solely fork CPAs, Eileen niched down into restaurants and bars under the fork CPAs brand. Dave: Okay. I love the story. And then I believe, did Brandon Poe help you sell that practice? Raffi:: Yes, exactly. I think this was probably the first spinoff maybe that they did spinning off a niche and selling it to another firm, and then continuing as a, so it was new to them. And we actually did a podcast about this with Brandon. And yeah, I think it was, like you said, it sounds counter intuitive to specialize versus diversify, but to provide some context, that 70% between March of 2023 and end of 2024, I think it grew like 250, 300% our revenue. So we were basically triple the size that we were when we did the spinoff. Dave: So I have to put some numbers on this. So let's pretend the firm did a thousand dollars a year of revenue. So $700 of it was restaurants and bars. You sold off the $300 practice and then using that multiple, the firm today now is doing 200 or $300. Raffi:: Well, not today, within a year and a half, within a year and a Dave: Half, Raffi:: Within a year and a half, it was at like 2000. So you were at 1000? We were like 2100. So that 700 became 2100. Dave: Wow. Raffi:: And I think a big part of it had to do with, I actually retained my staff that was part of the nonprofit and professional services vertical. So that was about four people. And so that also helped because you need staff to grow into. Dave: And Raffi:: It did hurt our valuation because a lot of the times when firms are acquiring, they want to acquire the staff, one of the biggest problems when, Dave: Yeah, they're just buying the clients basically. Raffi:: So we took a hit on the valuation, but if we hadn't retained our staff, they wouldn't have been as easy and efficient to scale and grow within that year and a half. Dave: So why is it, so it appears based on what you're saying, that there was a underserved market in New York restaurants and bars. That's the only conclusion I can really come to have that kind of a growth implies that the market was not being well served. Is that assumption accurate or was there something else in play? Raffi:: So we definitely have competitors, but I would say underserved in a sense that the level of service and quality is just not there. It's a highly commoditized service offering restaurant bookkeeping. And so our value proposition is not just restaurant bookkeeping, it's restaurant controllership. Raffi:: So for the same price as a bookkeeping service, maybe a little bit more of a premium, 20%, 15, 20%, you can get a more comprehensive service offering under a subscription model to a controller. And the controller owns your entire accounting process. And in addition to that, we also have a tax department that will take care of the tax compliance at year end and quarterly. So I don't think we have any actual competitors that do exactly what we do. However, we have at least 40 to 50 competitors nationally. So it is underserved in that sense, but it's not something super unique or cutting edge that we're doing. It's just a different approach, a different way of doing it. Dave: And your client's all in the New York area? Raffi:: No, it's all, it's nationally. Mostly East coast. Yeah, mostly dc, Maryland, Virginia, New York City, metropolitan areas, urban areas, but it's pretty much all over the country. We can serve clients nationally. Dave: Now, when you pick up a new client, what percentage of the time is it a brand new restaurant and what percentage of the time are you taking over from another provider? Is it mostly taking over from another provider? Raffi:: I would say it's about 70% taking over. It depends. For example, we might have a restaurant group that has 10 locations and now let's say 10 franchises, and they're forming a new group and they're starting from scratch with a new concept. So there's some of that. I see most of them are fast growth. So they have the goal of, Hey, we just opened our first location and we want to be at five locations in three years. That's where a solution like ours really provides maximum value because we can help you get from zero to five in as fast as you want because you're not sitting there concerned about hiring accountants and building an accounting department. And so we take care of the back office for you through that growth stage. Dave: And what percentage of your clients are franchisees? Raffi:: It's not a large percentage. It's mostly independent operators, probably five to 10%. We have competitors that focus solely on talk about hyper specialization. They do restaurant bookkeeping for McDonald's franchises, but it gets pretty specific. And that's not necessarily our target market. Our target market is more independent operators, smaller franchise groups, 15 to 20 units, but we're not like a volume commodity shop. Dave: So I can relate to your business in so many ways, and it's why when I heard you on Brandon's podcast, I just was dying to talk to you. So as I think I told you, so all we do is icy disc work, and we're the only firm I know of that does nothing but icy disc work. We manage more than anyone else. So all we do, we live, eat and breathe it. But within that space, our largest sector by far is the scrap metal business. And what's interesting, and I hear this all the time from our clients, is that I'm the only advisor they've ever had who understands the scrap metal business, that when they have a banker that they're interviewing new banks or a new CPA, it's always the same thing. They come out and they're like, wow, I thought this was going to be Sanford and Son's junkyard. This is a whole different business. And they get so frustrating. And I've frustrated, and some of 'em have asked me to find CPAs, find them a new CPA, and one of the first things they want is somebody with scrap metal experience because it's so frustrating for them having to, every year there's a new staff person and every year they have to explain all over again how the whole business works. I'm guessing it's similar in the restaurant business. Is that right? And kind of dive into how your expertise manifests itself when you're talking with an Raffi:: Potential Dave: Client? Raffi:: Yeah, absolutely. Having an accountant in the entire spectrum of accounting services, whether that's your tax preparer, your controller, your bookkeeper, your CFO, having that industry specialization is completely invaluable. And I think the, in any industry, restaurants aside, the consumer is starting to realize that and the level of insight you can provide as a specialist and the value you can add is way beyond what a generalist can do. And sometimes people will hire generalists because of a referral or a trust that they have with this person. And I think that's really the only time where there's any justification in hiring a generalist, to be honest with you. But even that, it's okay, well, sure, this might be your dad's accountant or your family friend accountant that everybody trusts, but is that really providing any value? If you can't trust your service provider, then what's the point? Raffi:: So yeah, the level of value you can provide, and just to give you some examples, if you have three locations as a restaurant and you want to add another location, you should be able to go to your accountant and say, here is what the landlord is asking for rent. Here's what I'm expecting to do in sales. Is this a good investment? And the accountant, if they're specialized, they should be able to tell you very quickly just by reviewing your projections, your performa and saying, yes, this is an investment that we're not investment advisors, but if your projections actually pan out to be what they say, then yes, we want your occupancy cost to be 8% of sales, and you're showing that in your projection. So yeah, if this spot that you've identified can actually generate that type of sales and your prime costs are going to be this much, your bottom line is potentially going to be this, then your ROI will be X. And therefore, yeah, it's a good investment. Now, a generalist might be able to do that by doing some research, Raffi:: But that example can be applied to so many different things. When we sit down and analyze p and ls as a controller, we need to be able to look at trends and identify, wait, why do we lose money this month? Very quickly, right on a call, oh, it's because your labor was 35% and it's usually 32%. And in restaurants, it's typically 32, 33 is the ideal number. Just being able to throw out numbers off the top of your head and being well-trained in a specific vertical, it just provides so much value. And we talk about in the accounting industry about how we have to become advisors. This is like AI is going to take over all the compliance overseas hiring and all the bookkeeping is going to be automated. And so now we have to become more advisors and just data entry people and compliance providers. And the only way you can really do that, in my opinion, if you want to be a true advisor, is to niche down and specialize. Otherwise, how much value can you really add as a generalist? Dave: Sure. Well, and I was just thinking, I would imagine having come up through the accounting side, I couldn't imagine a worst controller or bookkeeper job than being the bookkeeper or controller for a restaurant. I can just picture it. There's some a closet basically that's your office, and especially if it's in the facility itself and it's not noisy and there's just all this stuff going on, and if it's a bar, all the actions in the evening, and I just couldn't imagine a worst working environment or work environment than that. So it makes even more sense to just have that outsource. And I'm also guessing my clients, probably 20% of the owners of my clients actually have an accounting background just for whatever reason, that was how they ended up there. But I'm guessing that's perhaps even lower in the restaurant business. I just imagine the average restaurateur bar owner is not a former ENY tax person. Raffi:: Right. So it's funny you bring up the bookkeeping role in a restaurant closet that they put the bookkeeper in traditionally speaking with all the stacks of invoices. So just to provide some context, a restaurant that does three to $4 million in revenue will have anywhere from three to 400 invoices minimum per month. Dave: Are you serious? Raffi:: Yeah. They need to get inputted into the accounting system to get true accrual basis accounting. Dave: Wow. I thought you just bought everything from Cisco and payroll and called it a Raffi:: Day. Well, the franchisees, yeah, the franchisees are all different. They work with a Cisco or usb, and then they have less invoices, but still very high volume. So the role of the bookkeeper 10, 15 years ago was show up to the restaurant, get all these invoices and put them into QuickBooks. And if you're not a specialist, even if you're following the traditional model from 15 years ago, there's no way to make money doing this type of work, especially when restaurants are super low margin. They don't have big budgets for accounting. And so the only way to really make it work is to specialize to have a fixed system process, tech stack around restaurant bookkeeping that allows you to process this high volume and still leave some room to make money as an accountant. So I'll just throw that out there. And then your other question was related to what kind of persona do you get, what kind of demographics do you get on the restaurant industry side, and it's mostly blue collar, a lot of creatives. So I think once you get to the groups, the restaurant groups that have five to 10 people, a lot of 'em start hiring more office workers. More people can sit at a computer and do numbers, which helps a lot on the admin side. But if you're working with a single unit operator or two to three unit operator, you're dealing with somebody that's always on the run. They're always busy, they're in the kitchen, they're wearing multiple hats. Raffi:: Most of the time they're creatives, they're chefs that created a concept, and that's their strength. Their strength isn't numbers, so it makes it even harder to get information out of them and to keep them organized. And that's really what an accountant bookkeeper does. It just helps somebody stay organized and provides them and helps digest their financials. And a big part of it's just helping them stay organized. So you can first count the numbers, put them into the system, come up with a good workflow. But yeah, it makes it very challenging to work with those types of clients. Dave: Sure, I can understand that. Now, my understanding is the restaurant and bar business has one of the highest failure rates of any type of business. Is that true? And what is the failure rate? What percentage then fail in 1, 3, 5 years? I'm sure you have some numbers around that. Or Raffi:: Actually, believe it or not, there actually is no number and the number is What's your Dave: Guess? What's your guess? Raffi:: They say the myth has always been nine to 10 restaurants fail, something like that. And I've researched this multiple times, and it's really just a myth. There's no hard evidence about that. I don't think it's wrong or it could be very much accurate because it's very high. But any industry, the reason for the failure rate is because of the supply and demand. Everyone wants to open a restaurant, the barrier to entry are low. It's easy to raise money to open a restaurant. Everyone wants to invest in a restaurant. It's just a sexy business. And when you have such a high supply of any type of business, it could be restaurants, it could be filmmakers, it could be musicians, like how competitive the music and film industry is, you end up having an overage of service providers or suppliers or restaurants in this case. And therefore it makes it extremely difficult to generate a profit. Raffi:: And it is a difficult business to run for sure as well. But I think that's the biggest challenge is once you start making a little bit of money, 10, 15%, boom, another competitor comes in and opens a similar concept down the block or a competing concept, and now there's limited amount of residents or consumers in that neighborhood. So now they go into that restaurant, and especially in cities like DC right now, DC's very competitive. There's just so much money being pumped into restaurants and such a limited amount of guests and consumers. So it's the same, let's say 10,000 people that are going to the same restaurants, let's call 'em upscale, casual restaurants. And every week there's a new restaurant opening. And then you could have the best concept in the world, but it only lasts six months because as soon as you're not the hottest thing in town, another one rolls right in and takes your customer base. So it's very competitive, very low margin, and that's why it makes the financial analysis so much more important. Dave: Yeah, I would think so. Is it safe to assume that the failure rate of your clientele is likely lower than the industry average? If you had to guess? Raffi:: Probably. Yeah. Yeah, our failure rate is pretty low. And I think which might also be overlooked, that insight into your finance is a huge competitive advantage for operators, for restaurant operators. Dave: Yeah, I would imagine. Raffi:: Because even 2%, they're mostly high volume, high revenue businesses, they're top line businesses. So an average full service restaurant probably does three to $4 million in revenue. And so even a 2% savings on your food costs, that can be your entire profit margin right there. So the average restaurant does between three, it used to be like five to 10%, now it's three to 7%. But needless to say, it's pretty low, the profit margin. So if I can provide weekly reports that give managers insight into their labor and food costs, that in itself helps them reduce food and labor costs two to 4%. And it's key to do this weekly, not monthly, right? Because monthly it's already too late. You don't know what you did four weeks ago to be able to tweak and adjust the levers in your business. So yeah, I think it's a competitive advantage. Hey, if I can save you two to 5% just by monitoring the financials, forget all the time savings that I'm going to give you automatically you've added a lot of value and you've maybe even saved that restaurant from going out of business. Dave: So I'm curious, just what are the typical expense breakdowns like in a restaurant, how much, what are the food cost percentage range typically in labor and brand, whether, Raffi:: So it depends on the type of concept, whether it's a pizza shop, whether it's a quick service restaurant versus full service versus steak versus seafood. But generally 60 to 65% is your prime cost. So that's your cost of goods sold and your labor. Raffi:: And so anytime we see, for example, for quick service, it's about 60%. So anytime we see, hey, this quick service restaurant is doing 63%, it's a red flag, and we bring that up to the operator, you need to adjust. And sometimes they can't adjust something they can't control. The sales are low because scaling of labor, when you have sales fixed labor and the rest is pretty much, it's about eight to 10% occupancy costs, rent, real estate, taxes, insurance, and then the rest is overhead, operating expenses, supplies, GNA, office supplies, things like that. And then that leaves about five to 10% profit at the end if it's run well. Dave: Wow, it sounds like a Raffi:: Terrible business. It sounds like a difficult business to run profit. Very difficult. Yeah. I get a lot of people that come to me and say, Hey, I'm thinking about investing in a restaurant, or I want to open a restaurant. I'm like, run, don't do it. Dave: Yeah. There's a joke. I forget how it goes and what industry it is. How do you become a millionaire in the oil and gas business? You start as a billionaire. It's kind of the same in the restaurant. How do I end up with a million dollars restaurant? You start with $10 million. Raffi:: Exactly. Dave: So talk to me, do you have everybody on the same accounting system? For example, all of your Raffi:: Clients? We more or less, we have two tech stacks that we support. So QuickBooks plus Margin Edge, that's one Tech Stack. And then the other Tech stack is a accounting software called Restaurant 365. Dave: Okay. Designed just for the restaurant business. And they're both, and so I know QuickBooks pretty well is the other one. Raffi:: Yes, everything is web-based. The Margin Edge is just a plugin. It's an app for QuickBooks to essentially convert it to providing restaurant. It's the bridge between the restaurant and the books. Whereas Restaurant 365 already integrates all of that, the plugins into one platform, which is really nice. Dave: Have you seen that one is a better fit for most of your clients, or do you have a preference for one over the other? Raffi:: It depends on the concept for sure. Okay. For example, we have Dave's Hot Chicken. I'm not sure if you've heard of it. The franchise, one of the fastest growing franchises in America. They have a, I'm not sure if it's an agreement, like a franchise agreement or some type of agreement with the restaurant 365, but basically as a franchisee, you get Restaurant 365 templates as part of your, Dave: Not Raffi:: Templates, but it's almost pre-configured so that it makes it very easy to use Restaurant 365. So in those cases we're like, it's going to be much easier to implement this off the shelf solution versus having QuickBooks and Margin Edge and setting it up for the franchise and all that. So it really just depends on the concept. Dave: Okay. Raffi:: Yeah. Dave: What are some of the things clients tell you, or what's the feedback you get after six to 12 months? I have to imagine that your clients are really happy with your service. What are some of the things that you hear from folks? So this is your chance to really brag about your team and your business model. What are some of the things you hear? Raffi:: Typically, it's not so much. The feedback we hear is so-and-so is so great. You have an invaluable resource for our team and our growth. We have a lot of testimonials that we get from clients. They provide so much peace of mind. Now I can focus on what I do best without having to worry about are my bills getting paid? Am I profitable? What are the numbers that I need to look out for? But really we see the results most of the time because you see a restaurant operator that has one location or two locations, and they have maybe an internal person that is a partner in the business that is overseeing the financials. And we do a discovery call with them. We find out they're spending their whole week just getting receipts from employees and uploading invoices to the accounting software. And then we're like, you spend your most of your time on this. And we tell 'em our value proposition, and it's hard for them to believe. And then within seven or eight months, they're out there scouting new locations, improving their margins, really working on the business rather than spending their time doing admin work. And that's extremely rewarding to see. Raffi:: And not all of them do this. Some will not take advantage of what we provide. Some of them, just like the time savings when we see, okay, this person was stuck at two, three locations, and now they have the time to really focus on growth and building systems and processes and focusing on their vision, and we're just essentially handling their entire back office. They're reporting and providing all the analytical information they need to make these decisions about their growth. That's really nice to see both from their perspective and our perspective. It's a nice partnership to have. Dave: And I can imagine that weekly reporting is critical. I can just imagine there's a lot of restaurants that it's a part-time person. It's their accounting firm that does it. It's one of the partners. And basically they get their financials two or three weeks after the month ends. So they're looking at six and seven week old data. And I could imagine that if you have a problem and you're losing money and you don't realize it until after you've lost money for seven weeks, I can see where that could be a problem. Raffi:: Yeah, exactly. And you're looking at your p and l 15 days after the month ends and you're saying, wait, how do we get 27% labor? Who was doing the scheduling that week? Who was doing the inventory count? What did he change? What did they not change? And when you're doing it weekly, you know exactly what affected or impacted the numbers in your reports. Whereas if it's, and this can apply to other industries as well, not just restaurants, but in restaurants and bars, it's specifically very, especially very important. Dave: Yeah. What do you enjoy the most about your current role in this business that you've built? Raffi:: I really enjoy the growth aspect of it, the vision setting, the vision, setting the goals. We follow the EOS framework Raffi:: And I love that kind of stuff. Working on the business, setting the goals, as I said, and holding your team accountable to achieving those goals. And it's crazy how quickly you see results when you really commit to it. And I'm still trying to figure out whether I'm a visionary or integrator and I don't know. But I like both. I like ops and I also like sales and marketing and being the CEO, so I'm still trying to pinpoint that. But we have a director of operations and she runs the operations for the most part. But I love setting the vision for operations. Hey, it would be awesome if in a year we can reach a stage where every client is following the same AP process, for example, or something like that. And yeah, I really enjoy that kind of stuff. Dave: So let's say we're talking three years from now, and in fact, I may just make a note to have you back in three years. I've never asked a guest this question, and it's probably because I just was in Strategic Coach session last week. If we were sitting down three years from now and looking back over those three years, what would you have liked to have happened both personally and professionally to have been pleased with your progress? Or even just professionally, what would you like to accomplish over the next few years? How do you see the business going? Raffi:: We have ambitions to grow very quickly, and our mission, I know sounds generic, is to achieve proud employees and happy clients. Raffi:: And so I'm obsessed with great businesses, which pretty much provide that proud employees that love where they work, they want to do a good job, and the customers and clients are all promoters of the business. That's the ideal goal. So we want to grow while maintaining that. We don't want to become one of these, again, commodity shops where we're just bringing on clients for the sake of bringing on clients and adding numbers to the top line revenue. I think of acquisition as a big part of that. I probably see that in the cards in the next two to three years in terms of us acquiring another firm. And it really narrows down your goal when you're trying to focus on restaurants and bars. So just trying to replicate what we do, providing that controllership level service, maybe acquiring the bookkeeping, restaurant bookkeeping service, and deploying our model so that people paying the same price for bookkeeping can essentially get a much higher level of service. And then thus complimenting our mission, our purpose, which is proud employees, happy, happy clients. Dave: I love that. Proud employees, happy clients. That was always Herb Kelleher's philosophy. The founder of Southwest Airlines is he viewed employees as his customers that if he made his employees happy, then they would do a good job with their end customers. Raffi:: Yeah. Yeah. The Southwest stories pretty amazing. But I think we debated our leadership team debated about the happy employees versus proud employees for a bit. Raffi:: And I think we very specifically and adamantly decided that we want proud employees because it's not, as soon as you pay happy, nobody's ever a hundred percent happy. We want the clients to be happy and satisfied, but we want our employees to, there's going to be tough times and they're not always going to be happy, and times are going to be tough, but as long as you're doing what you're proud of and it feels rewarding, at the end of the day, it's a job. So we're not expecting everyone to show up to work and be super happy about what they do, but at least we want them to be proud. And I think that comes with passion. If you don't have passion for what you do, you're most likely not going to be proud, and you're probably not the best fit for our company. So it attracts a certain type of employee, but it also pushes out a certain feeling amongst your team. Dave: I like it. Well, as we're wrapping things up, I can't believe how the time has flown by. If we could go back to 2011 when you were graduating from the University of Maryland, if you could go back in time and give yourself advice, your 22, 20 3-year-old self advice back then, what advice might you have given yourself based on the experience you've had over the last 14 years? Raffi:: I like to say I would have niched down earlier, but it's hard to say that's what I would've done if I had done it differently. I'm just not sure because you learn so much by not niching down early on, and Raffi:: You have to generate revenue when you first start out your firm. So in theory, that's what I would've probably have done niche down earlier. Maybe I would niche down three years earlier, four years earlier, not maybe from the beginning. But in terms of other advice, yeah, I would've probably taken accounting more seriously earlier on because I had so many little businesses at that time when I was in college, I was just still trying to figure things out, and I knew accounting was potentially one of them, but I had a, well before that in college, I had an eBay business where I was selling, going to stores, finding things for cheap and selling them online. And then I had a welding business, and then I had a DJ business. And so I was still trying to figure out, I was very on the fence about do I pursue accounting versus something else, and I would've probably told myself to take it, focus on the accounting much earlier. Dave: That is so interesting. I asked that question to a lot of guests, and they almost all have the same answer. But when I asked you the question as I was asking it, I was thinking, oh, that's a dumb question. Most of my guests, they waited 20 years before they started their own business, and their price themselves would've been, be afraid, take the leap early, but you really couldn't have taken it much earlier. You were an employee for five years. You needed to learn the industry, and obviously you had those entrepreneurial tendencies early on, but that is interesting. You wish you had taken the accounting more seriously since that you didn't know then that this is what your future was going to be. Raffi:: Right. I knew it was going to be in entrepreneurship, growing a business, starting a business, but in hindsight, again, if I hadn't done all the DJing and the parties and the events, I wouldn't have been exposed to how marketing really works and how PR really works. So I don't know. It's hard to say. Dave: Yeah, that makes sense. Well, is there anything I didn't ask you that you wish I had asked you? Raffi:: Yeah, I think when we've talked in the past, we talked about the pricing model when it comes to niche services, I think that's also very relevant. You want to share, Dave: Do you want to share how that works or is that something that Raffi:: Yeah, I think Dave: Standard pricing on or whatever your, I didn't want to get too much into pricing. I didn't want you to feel obligated to share anything you didn't want to share. Raffi:: Yeah. I think another aspect of niching down that is valuable and necessary as it comes to our industry and accounting is the pricing model. So there's various forms of pricing and professional services. You have hourly billing, the traditional hourly billing, you have the value-based pricing, you have fixed fee, and then you have subscription. And the trend, I believe, is moving towards subscription. It was value-based. Hourly is the old model that hopefully most people aren't following anymore. But the subscription model for the industry I think is going to be the best because we have problems in the industry right now. They talk about the shortage of labor and all that and the need to adapt advisory services. But I think it's not just, you can't look at labor in a vacuum. You have to look at why do we have a shortage of labor problem? It's because we have a value proposition problem and we have a pricing problem, Raffi:: In my opinion at least. And I think subscription pricing is going to change that. And subscription pricing is beneficial to our industry because it prices the relationship and not just the scope of work and value-based pricing the customer. How do they see the value that we're providing? And you price based off of that. But I think once you move into subscription, it completely revolutionizes and changes the value of public accounting and the accounting service in general. And if we want to solve the labor shortage problem, we need to make the industry more profitable and pay people better so that they're incentivized to pursue an accounting degree and get a CPA. And subscription pricing, I believe, really does that in order to provide subscription pricing you to don't need to. But it really helps by niching down, because the whole concept of subscription pricing is you pay this fixed price and we do everything for you. No hourly billing. There's no scope of work. We do everything for you that is in our wheelhouse that we can do under our roof. And when you provide that type of peace of mind and frictionless experience for clients, all of a sudden, I think the potential for profit and paying your better skyrockets. Dave: So yeah, Ron Baker would be so proud of your transition. Raffi:: Yeah, I think it's a little too early. I think he wrote his Times Up book like three, four, or maybe, yeah, three, four years ago, something like that. Something like that. So it might be a little too soon to tell whether it's going to work in practice. It's worked for us, but it's very difficult to implement subscription pricing if you don't niche down Dave: Well, and I think the monthly work also helps, like a CPA firm who all they're doing is just the annual tax return. How do you justify a subscription billing? Right? Certainly a month in subscription billing, there's more of a disconnect, but with what you're doing, the tax return is, I don't want to say an afterthought, it's just a inevitable outcome of what you've done throughout the year. Raffi:: I think the most similar example that's been tried and tested is the medical concierge. So one time medical, one medical, the subscription based medical office that Amazon acquired, I dunno, what was it three, four years ago? So I think it's very similar because you have an annual checkup, so think of that as your tax return. So you pay Amazon, it's a very low price. I don't know what it is, but I dunno, maybe a few hundred dollars a year for your subscription to one-time medical or one medical. And a lot of the medical concierge services work like this, they range anywhere from $50 a month to $300 a month depending on the Raffi:: Level of service that you're getting. And that gives you unlimited access to a primary care physician. So if I want to go see them every week, it's included in my a hundred dollars a month subscription, and I can get that once a year tax return done or that once a year physical done, but that doesn't really change anything. It doesn't change my subscription. That could be the only thing that I do with them, but just I'm paying for that peace of mind. I know if something happens or if I'm planning for something, I can just call that primary care physician or that accountant and run it by them for no extra charge. And so I think it works well. Maybe it's a little too soon to tell for the accounting industry, but I think it's generally worked with the primary care medical world. Dave: No, I think the accounting profession is perfect for it. So are most of your clients now on a subscription basis? Raffi:: Yeah, it's pretty much all subscription. We have what are called add-ons, Dave: So Raffi:: Our general subscription is controllership services. But anything that they need, for example, IRS audit, gap audit, notice defense, maybe they're pursuing a valuation or a deal, and that's something that we can handle. It's in our wheelhouse. That's all included in the subscription. But when you don't niche down, it's hard to Dave: Exactly. Raffi:: It's hard to limit what you offer. So that's why I think when you say we're very clear that we don't do budgets, so that's not in our wheelhouse. We don't really have anybody on the team that can do budgeting for restaurants. We can get on a call and talk through it with you based off of what we know, but we won't prepare a projection and budget. We're not a CFO service. We're a controllership service. So it's hard to be clear about where you draw the line with your, what's in your wheelhouse, because technically, yeah, I could learn how to budget. I'm an account. It's not that difficult. But again, you can't promise everything. Then you want to try to promise as much as possible so that your subscription has value, but there also has to be safeguards in place. Dave: Well, that is a great way to wrap things up. I'm glad that you'd mentioned the pricing. I really appreciate that. Well, I really appreciate your time. Like I said, when I reached out to you, I love your specialization approach. I just think that's the problem with specialization is you have to say no to everything else. And that's so emotionally difficult for people, especially if you have a scarcity mindset then, Raffi:: Right? Accountants basically. Dave: Yes. Yes. So I think that's great. It's no surprise to me, and I really would, if you're up for it, I'd love to check in with you in three years and see how things have gone. Raffi:: Yeah, I'm definitely up for it. And I also love, you're hyper specialized. That's the IC-disc. I think you mentioned to me how many there are in the country, and it's very limited. Yeah, a few thousand. So that's even more specialized, but it's great. The more specialized, in my opinion, the better. Right? Dave: I tell you this quick story. I've learned niche specialists, that niche and specializing firsthand. When I was internet dating in 2000, the infancy of internet dating, and I think I was 35 years old. And what I noticed that most guys did, they had an approach of casting a wide net. And it was, I'm looking for a woman between the ages of 18 and 88, any religion, any hobbies, anybody type. And I think their attitude is, I'm going to cast a wide net. I'm going to get all these fish in the net, and then I can just cherry pick the ones I want. So I'm like, I'm going to try something different. And so let's say I was 34. My criteria was they had to be a year older to two years younger. They had to be tall, athletic Christian, dog loving women with a commitment to excellence. And my friends are like, you're not going to get any response. Dave: And I'm like, yeah, you're probably right. And they were right. They were almost right. I got almost no response. But what happened when I did get a response from a woman, it's the same reaction you get. There was resonance because the woman would say, oh my God, you sound like my soulmate. I'm 33, I'm five nine. I used to play college volleyball. I have a golden retriever. And so what would happen is, I think when they were talking to the guys with the white net philosophy, they'd have dinner and the guy would say, wow, you're amazing. You're exactly what I'm looking for. And they're like, no, you're not. Your profile is 18 to 88. It wasn't really, but that's really where I learned it. And I think it's the resonance that you get with specialization, and it worked dating and it worked in my business. Sure. You hear the same kind of resonance thing from your new clients, and you're like, wow, I didn't know such a service existed. Raffi:: Exactly. Yes. Yeah. It's like a perfect match for both sides, right? Dave: But it takes a certain amount of courage and a certain amount of abundance mindset to be able to pull the trigger. The other thing is it's hard to refer people who don't specialize. If you meet an attorney and you're like, what do you specialize in? You go, well, mostly wills. We do the occasional divorce, occasional criminal defense. If you get a speaker sick, you give me a call and you're like, I can't help you. But if they specialize in speeding tickets in one county in Texas, and that's all they do, I talk to somebody, a party, and they say, oh, I got a speeding ticket. I'm like, oh, it's Raffi:: The first person that comes to mind. Yeah, exactly. Dave: Yeah, Raffi:: It makes a big difference. Dave: Yeah, it's great. Well, hey, Raffa, I really appreciate your time. This has been a lot of fun and keep up your work and let's come back in three years. Raffi:: Thank you, David. I appreciate you having me. Dave: There we have it. Another great episode. Thanks for listening in. If you want to continue the conversation, go to ic disc show.com. That's IC dash D-I-S-C-S-H-O w.com. And we have additional information on the podcast archived episodes, as well as a button to be a guest. So if you'd like to be a guest, go select that and fill out the information, and we'd love to have you on the show. So it we'll be back next time with another episode of the IC Disc Show. Special Guest: Raffi Yousefian.

Dr. Raffa introduces Catarina to her new favorite activity: pickleball! Together, they dive into the mental health benefits this fun, fast-paced sport can bring.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.05:24 – Acceptance is about understanding, not resignation09:06 – Embracing imperfections helps you enjoy more11:29 – A story about getting frustrated in line14:46 – A quick reminder about concert courtesy17:16 – How acceptance connects to distress tolerance19:31 – Tolerating distress: is it a gain or a loss?23:10 – What Teddy Simmons orders to drink28:36 – Performing identity and what that even means31:51 – When therapy really starts working35:12 – What genre-defying music says about us37:44 – Why acceptance is a lifelong therapy skill39:07 – Binge-watching habits and therapy language Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology.

*PREVIEW SNIPPET* Larrosa (AR), Nico Sparvieri & Sack (AR) - Hopes and Challenge (Graziano Raffa Remix) by Selador Recordings

How does Gen Z experience spirituality? Raffa and Lucy are two students at Kentucky Wesleyan College. They are both involved with Campus Ministries and have done a lot of reflection in their faith.

This time, our hosts discuss Catarina's book pick - Four Thousand Weeks by Oliver Burkeman, and reflect on how CBT can assist with coming to acceptance on our finite lives and how to make the most of the finite amount of time we have.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.05:24 – Acceptance is about understanding, not resignation09:06 – Embracing imperfections helps you enjoy more11:29 – A story about getting frustrated in line14:46 – A quick reminder about concert courtesy17:16 – How acceptance connects to distress tolerance19:31 – Tolerating distress: is it a gain or a loss?23:10 – What Teddy Simmons orders to drink28:36 – Performing identity and what that even means31:51 – When therapy really starts working35:12 – What genre-defying music says about us37:44 – Why acceptance is a lifelong therapy skill39:07 – Binge-watching habits and therapy language Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

🔥 💣 Megatón Nada más empezar el programa, ¡BOOM! — Rockstar anuncia que GTA VI se retrasa a noviembre de 2026. 👉 Reaccion en tiempo real, con teorías, risas y un pequeño funeral para el resto de la industria. 📉 “El Black Friday se cancela”, “PlayStation tendrá la mejor Navidad de su vida” y “Rockstar chupad… bueno, eso”. 😂 Un inicio de programa digno de Ferreras con breaking news en vena. Raffa os trae el analisis de Tales of Xillia Remastered, una joya de jrpg de la era Playstation 3 que se actualiza para el disfrute de los amantes de la saga 🕹️ 💬 Noticias calientes del mundo gaming: PlayStation Portal recibe una actualización que permite jugar en streaming desde la nube con miles de juegos. Nintendo Switch 2 arrasa: 10 millones de consolas vendidas y 9 millones de Mario Kart Worlds en tiempo récord. 🍌 Donkey Kong Banana Bonanza ya supera los 3,5 millones, y se viene Kirby Riders para romper la campaña navideña. 👏 Exclusivas, ritmo de ventas y un repaso completo a por qué Nintendo sigue siendo la reina del mercado. Square Enix se mete en el jardín de la IA: promete usar inteligencia artificial para testeo y QA… 🤖 Desmontando mitos sobre la IA con rigor técnico Marvel Games e Insomniac seguirán colaborando más allá de Wolverine. 🕷️ Debate: ¿qué superhéroe debería tener su juego? Iron Man, Bruja Escarlata y Masacre... 🎨 🖼️ Estreno de sección: “Fartismo Ilustrado” con Eva Farto ✨ Arte, historia y videojuegos se fusionan. Eva analiza Lies of P y su referencia a La Piedad de Miguel Ángel. Un momento precioso, sensible y lleno de simbolismo: de la madre que llora al hijo, a la marioneta que cobra vida. 💫 “Checkpoint en la historia del arte”, una sección para guardar y volver a escuchar. 🧠 🕰️ Archivo Zero – con Adrián Plaza Estrena mini sección con una joya olvidada: la pantalla LCD oficial de PS One. 📺 La “portátil con cables” que te dejaba jugar al Crash Team Racing en el coche (literalmente). Una píldora de nostalgia con su voz inconfundible. 😂 Y entre risas, locuras y datos: 🎿 SSX Tricky cumple 24 años. 💀 Twisted Metal sopla 30 velas. 🎮 Persona 5 Royal celebra 6 años y Final Fantasy XII… ¡19! Y el cierre del programa, como siempre, con los mejores chistes y energía positiva. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Thank you for your support! The B.I.Stander Podcast is a listener supported show, please consider subscribing.   Today we welcome City of Bainbridge Island candidate for Central Ward:  Peter Raffa BE A FRIEND OF PODCASTVILLE AND TELL A FRIEND  The BISTANDER Podcast! Blue Canary Auto NOW ALSO in Bremerton! Sound Reprographics Tideland Magazine Sheldon Orthodontics KitsapSmokestack.org

The Anxious Generation Dr. Raffa and Catarina return from summer break to review Jonathan Haidt's "The Anxious Generation". Our hosts look at the book's claims regarding the possible impacts social media and constant access to technology on Gen Z, and maybe, society at large.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.05:24 – Acceptance is about understanding, not resignation09:06 – Embracing imperfections helps you enjoy more11:29 – A story about getting frustrated in line14:46 – A quick reminder about concert courtesy17:16 – How acceptance connects to distress tolerance19:31 – Tolerating distress: is it a gain or a loss?23:10 – What Teddy Simmons orders to drink28:36 – Performing identity and what that even means31:51 – When therapy really starts working35:12 – What genre-defying music says about us37:44 – Why acceptance is a lifelong therapy skill39:07 – Binge-watching habits and therapy language Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

You get the first 10 minutes here. Subscribe to our $6/month tier of Patreon in order to enjoy the full episode which you can get on your podcast app if you prefer audio only! 20+ hours of extra content a month exclusively on Patreon for only $6 a month. Subscribe here: patreon.com/user?u=94168109Manchester City start their UCL campaign by welcoming home Napoli and a familiar face in KDB. To discuss all things Napoli we welcome on Raffa Rispo (https://www.instagram.com/raffarispo/) of The Napoli Rant Podcast (https://www.instagram.com/napolirant/)TOPICS:- Introduction- Why do you love your club? Best attributes/reasons why you love the club?- Transfers made in the summer- Manager - Let us know about them and the style of football the manager - Pick an attacker, midfielder, and defender from your club that are the standouts?- Starting XI prediction- How do you see the match playing out & score prediction?

Recording of Graizano Raffa's set at Balance Croatia 2025. @graziano-raffa

CBT at the Concert "Before taking a summer break, Dr. Raffa and Catarina review how CBT and other therapeutic techniques can be applicable in the real world: this time, at a concert. Hear how these skills can be constructive when faced with common concert pitfalls and obstacles.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.05:24 – Acceptance is about understanding, not resignation 09:06 – Embracing imperfections helps you enjoy more 11:29 – A story about getting frustrated in line 14:46 – A quick reminder about concert courtesy 17:16 – How acceptance connects to distress tolerance 19:31 – Tolerating distress: is it a gain or a loss? 23:10 – What Teddy Simmons orders to drink 28:36 – Performing identity and what that even means 31:51 – When therapy really starts working 35:12 – What genre-defying music says about us 37:44 – Why acceptance is a lifelong therapy skill 39:07 – Binge-watching habits and therapy language Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

Remember to suscribe to my channel and like it, if you do like it: https://www.youtube.com/channel/UCOKDo0LCFhuEGwdP6AdyQPQ/featured Check my other socials and follow me everywhere: IG: https://www.instagram.com/jamesdetorres/ FB: https://www.facebook.com/JamesDeTorresMusic Twitter: @JamesDeTorresMS Spotify: https://open.spotify.com/artist/3V2xA860a9cLBlJEpVbgsP?si=oH2fA3hyQtWsS8JdW6LDSg TRACKLIST 1st HOUR 1. Bless You - Gotta Move (Extended Mix) One Seven Music 2. Adriatique, JAiMES, Samm - Back to Life (Extended Mix) X Recordings 3. Tayllor, RBØR - Bogart (Original Mix) Wired 4. Maxim Meraki, Aaron Hibell, Alex Wann - Set Me Free (Maxi Meraki Remix) Astralwerks 5. Rufus du Sol - In The Moment (Adriatique Extended Remix) Rose Avenue Reprise 6. Bolth - Lost in Love (Original Mix) Siona Records 7. AFFKT, Darlyn Vlys - Axo (Original Mix) Polaris 8. Mind Against - Jericho (Original Mix) Nervous Records 9. Soel, Massano - Union of Opposites (Extended Mix) Simulate Recordings 10. Antdot, Maz, Leticia fialho - Corpo e Cançâo (Zans, Willee Remix) 11. Raffa Boeno - Move Your Body (Original Mix) Harabe Black 12.David Grenha - More Than Bones (Original Mix) ATLANT 13. Yunus Yildiz - Destination (Original Mix) Eleven Records 14. Jil Tanner - Focus (Extended Mix) Radikon 2nd HOUR (RAFFA BOENO GUESTMIX) 1- Sham Jam, Sunbios - What Me (Original Mix) 2- Cafius, Anna Ramona - Follow Me (Original Mix) 3- PIETRO - ID 4- Oliver Koletzki - Copal (Hidden Empire 20yrs SVT Remix) 5- RAFFA BOENO - Move Your Body (JAMES DE TORRES REMIX) HARABE BLACK 6- MIKAA, RAFFA BOENO -ID ID (Original Mix) 7- KARPOVICH, Bonnie Spacey, RSTQ - This Time Will Go (Original Mix) 8- Alex Kennon, Karmon - Alive (Extended Mix) 9- Yoram - Sculptor (Original Mix) 10- LCD SoundSystem - Wanted a Hit (RAFFA BOENO Remix DIGITAL) 11- The Alan Parsons Project - Games People Play (RAFFA BOENO REMIX INDIE) 12- Meduza, Aya Anne, GENESI (ITA) - Freak (feat. Aya Anne) 13- RAFFA BOENO - Have a Good Time (CUPRITE REMIX) HARABE BLACK 14- K.I.Z - Samstag Ist Krieg (Solomun Dub Remix) 15- RAFFA BOENO - To Rescue You (Original Mix) CACTUNES RECORDS

With only 7 weeks left in the Serie A season, there's still a Scudetto race to finish between Napoli and Inter. Raffa Rispo from the Napoli Rant joined us to talk about Napoli and their season so far.Watch YouTube version here: https://youtu.be/1WB-KdIpt34Follow Raffa (@raffanapoli83) and The Napoli Rant (@NapoliRant) on Twitter!Listen to the full episode 261 of The Calcio Guys on all your favourite podcasting platforms: https://linktr.ee/thecalcioguysFollow us on social media:Twitter: https://twitter.com/TheCalcioGuysInstagram: www.instagram.com/thecalcioguysFacebook: www.facebook.com/TheCalcioGuysOfficialThe Calcio Guys is a featured show in the Top 15 Serie A podcasts on Feedspot: https://blog.feedspot.com/serie_a_podcasts/

In today's episode, Viet Tran and Sam Hardesty sit down with Grace Vazquez and Raffa Gano and discuss their involvement at Kentucky Wesleyan College. They're involved with SOLx, ASO, and Campus Ministries! Listen to them talking about it!

Dr. Raffa and Catarina explore the history and work of Dr. Ivan Pavlov, and identify where his contributions can still be found today. Do you think his name rings any bells?Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

First up, feel yourself up. Go on, it’s now mandatory and we’ll be reminding you regularly, ok? Gem has beef with the health of her hair growth - lol, and Revz has no time for the Brunette Blues. Speaking of Revz, she’s been going through it (we blame the moon) and our little Aries, Raffa, is also having a rough eclipse szn. However, Gem shocked herself by advocating for her kid at school and getting some brilliant results; recovering people pleasers unite! And poor Revz is on the bridge she said she’d cross when she came to it.. her dog is a teenager and it’s the mental load money pit we all saw coming but go on, hold space. Come on April, we need some good vibes. #Notspon Gem: Bathroom Bin (Affiliate Link) Revz: An omlette (LOL) - If you want more of us in your week, you can subscribe to MORE TIME FOR THIS for more eps and giveaways all month long: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis Sign Up To Bestie Bulletin Join our Facebook Group Watch Us On Youtube See omnystudio.com/listener for privacy information.

1) Terremoto in Myanmar. Più di 140 morti, mentre centinaia di persone sono ferite o disperse. Il sisma colpisce un paese in ginocchio dopo 4 anni di guerra civile. A rischio la distribuzione degli aiuti nelle zone contese dalla giunta militare. (Giorgio - Ong Asia, Emanuele Giordana) 2) Medio Oriente. Israele torna a bombardare Beirut per la prima volta dalla tregua di novembre. Netanyahu continua la sua politica della guerra perenne. (Laura Silvia Battaglia) 3) Istanbul si prepara alla grande manifestazione di domani contro Erdogan. Il presidente turco continua ad arrestare giornalisti e manifestanti, mentre dal carcere Imamoglu denuncia il fermo del suo avvocato. 4) Spagna, il governo trova l'accordo: i lavoratori che percepiscono il salario minimo non dovranno pagare l'imposta sul reddito. (Giulio Maria Piantadosi) 5) Mondialità, la fine del grande inganno delle aziende statunitensi. (Alfredo Somoza) 6) Cinque anni senza Raffa. L'omaggio di esteri a Raffaele Masto.

Rafael Fernando Moreira, mais conhecido pelo nome artístico de Raffa Moreira ou BC Raff, é um rapper e produtor musical brasileiro. Ficou conhecido com o single "Bro" lançado em outubro de 2017, e com sua participação em Poetas no Topo 2.

Once again, Dr. Raffa and Catarina dive into another well-known name in the development of psychology, Lawrence Kohlberg. After looking at his theory of moral development, our hosts review how his contributions might still be relevant today.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

What a week DLs, school's back and the cruel passage of time ticks along at its ever galloping pace. Firstly, Gem's Raffa is back to school and, well, it's not going well so it's broken hearts all around. Please gather round and welcome Gem to the kindy to year one transition, folks. It's a shit club but we're here as card carrying members to hold space. Then Revz has made a truly devastating personal discovery that has altered the very fabric of her being. So, you know, it's been a really chill time.  #Notspon: Gem: L'Oreal Magic Retouch Revz: All & Sundry 3 Steps Skincare - WACF Mother's Day 2025 Early Bird Tickets - If you want more of us in your week, you can subscribe to MORE TIME FOR THIS for more eps and giveaways all month long: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis

Jenny prickar varje doft i dagens honungstestning tillsammans med matkreatören och honungsexperten Malin Landqvist. Malin är med oss denna vecka för att lära oss om honungens alla dofter och smaker – och vilken honung man ska hålla sig borta från.Victoria har blivit lite mer raffig nu när hon har tagit hål i öronen. Under lunchpausen på jobbet åker hon och en kollega till en piercingsalong och det var nära ögat att det blev en tatuering. New year, new me!Veckans lyssnarfrågor handlar om skötsel av citronträd och varför bladen kan se ledsna ut.Dessutom blir det allt om honung, "tant Raffa" och tatuerade män.Hör gärna av dig till oss på: rodavitarosenpodden@gmail.com Hosted on Acast. See acast.com/privacy for more information.

You know what Gem doesn't have time for? Raffa's flippin *attitude*. Surely we're not at teenage o'clock yet people. How is this happening? Revz is starting to “get” why people would be thinking about swinging (welcome to the chat Revz, Gem has been here a WHILE). Which reminds us about our get-together with Tara, the sexologist and her spicy stories for this postpartum period. Huge news, Revz has a hobby. No that's not a typo. Revz is transitioning to a Dad. Yep, hobbies, free time, a zest for life, sounds like a Dad! Gem is still calling that free time, but we persist, DLs, we persist.  Not Spon: Gem - Adventure globe Revz - SunBum spray sunscreen 

NAPOLI ARE COMEBACK KINGS!!! 2-1 was the final at the Maradona as Napoli come from behind to defeat Juventus.  Raff N Raff are in to chat about the big match, which was a very hard fought victory and now, Juventus are no longer unbeaten. The Beast of the Match this week was chosen with an inspirational story behind it that Bizz will share with you Fellas & Bellas. This team has desire and the fuel to win, and Conte has gotten the best out of everyone who CHOSE to stay. With that said, Raffa has ONE LAST Rant for the departed Kvara as the boys look the close the book on the Georgian.   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Game Thread" "Beast Nomination" and our BRAND NEW "Rant Bets" section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of your favorite podcast platforms, including Apple, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

In this episode of Do This, Not That, host Jay Schwedelson welcomes Taylor Raffa, the mass email team lead at Semrush, to discuss agile leadership and creating an engaging work environment.

Dr. Raffa and Catarina challenge the common idea of making New Year's resolutions, providing some context to why they don't often work and some alternative ways to set goals for the new year.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.04:55 - "Resolution Success Rate: 20%"09:47 - "Timeliness of Starting Goals"12:37 - "Goal Progress and Realistic Priorities"14:18 - "Learning to Do a Wall Tuck"19:32 - "Setting Minimal Personal Goals"21:19 - "Questioning New Year's Resolutions"24:07 - "Daily Positive Habits Reminder"26:48 - "Reflecting on Change and Progress"30:00 - "Calendars Aid Task Management"33:59 - "Scheduled Leisure Time"37:23 - "Productive Task Pairing Ideas"39:03 - "Podcast & Contact Information" Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

Buon Anno a tutti! Raff N Raff return from the holidays to review TWO matches, which means more Raffa & The Bizz and more Beasts of the Match. Napoli defeat both Venezia at home and Fiorentina away to conclude the “Andata” first half of the 24/25 Serie A. They currently sit top of the league, but with Atalanta and Inter both at one and two matches in hand respectively.  Also, two HUGE topics to cover: Not should he, but WHO should Neres start over; Politano OR Kvara? Bizz discusses.  And, Raffa has some stats which begs the question; does this massive defensive display continue, and is it enough for a 4th scudetto?  Don't miss the first episode of 2025 with Raff N Raff!  TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Game Thread" "Beast Nomination" and our BRAND NEW "Rant Bets" section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of your favorite podcast platforms, including Apple, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre    

BUON NATALE A TUTTI Napoli head into Christmas still in a close 2nd to Atalanta and grind out an important win on the road to Genoa at the Marassi. Raff N Raff cover that and announce Beast of the Match, but a main "Rant" comes from perhaps controversial takes from Mike Grella and a great friend of the Rant, Patrick Kendrick. They claim Napoli can't sustain playing like this, despite getting results. Raffa & The Bizz chime in! Raff N Raff would like to wish everyone out there a very Merry Christmas and happy holidays! Please be safe and enjoy with your family, friends and loved ones!   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Game Thread" "Beast Nomination" and our BRAND NEW "Rant Bets" section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of your favorite podcast platforms, including Apple, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

To get into the holiday spirit, Dr. Raffa and Catarina look at Netflix's Christmas film Klaus, and how ACT's perspective on values-based living is demonstrated in the personal development of the characters through the storyWelcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

Anyone else their child's walking rubbish bin? Cos, same. And it really has to stop cos of course, the dad's didn't subscribe did they? Gem does have time for Raffa's full blown love of what can only be described as “Gem's thing” (finally). And Revz doesn't have time for the broken family Christmas do-si-do merry-go-round musical chairs, whatever you wanna call it. But it's December and we're doing our best to be more merry and less grinch cos of course we have a whole lot to smile about. Happy December Mamas; hope you're surviving!  #Notspons: Gem: Kmart Linen Shirt Revz: Croser Sparkling Wine - Last Chance Tottie Bags for Xmas! - Watch our Christmas Show: We Don't Have Time For Christmas. - If you want more of us in your week, you can subscribe to MORE TIME FOR THIS for more eps and giveaways all month long: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis

This week, Raff N Raff discuss Napoli's much needed 3-1 road win over Udinese as the Partenopei stay a close 2nd to Atalanta.  No Kvara? No Problem! David Neres steps up in a big way as e sets up the match winner in between important goals by Lukaku and Anguissa after being down 1-0 at the half. What was said by Conte in the locker room?  Also, Raffa & The Bizz chat about the possibility of Napoli and Kvara reaching a deal that would extend him to 2029, making 6M Euro a season. But what has The Riffs thinking this will be is last season at Fuorigrotta? Also and as always... BEAST OF THE MATCH!   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Game Thread" "Beast Nomination" and our BRAND NEW "Rant Bets" section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of your favorite podcast platforms, including Apple, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

Morning all! We're into that final stretch aren't we. Hope you're all hanging in there and aren't too dazed and confused yet. Speaking of, Raffa can't quite compute that Gem will one day be a Yai, and that Yai has a.. like, actual NAME. Revz has become an accidental Pokémon dealer on the dark web, and Gem doesn't have time for her kids fighting, like, one more goddamn minute of it. Revz doesn't have much time for the internet these days but she was served up a timely reframe and it's giving *guru*. Some homely #notspons and a couple of random tangents but we're here, we're breathing, merry end-of-the-year everyone, we got this!  #Notspons: Gem: Hat Rack Organiser Revz: Huntley + Co - Rent our Christmas special here, for a limited time:  We Don't Have Time For Christmas. - If you want more of us in your week, you can subscribe to MORE TIME FOR THIS for more eps and giveaways all month long: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis

Raffa Rispo flies solo in this very unique two part episode.   Part 1 is recorded on Thursday, Dec 5 at 9am EST and Our Vicar of Vesuvius covers the great road win over Torino from matchday 14 in Serie A. Part 2 is recorded at 10pm EST on the same day where Raffa then covers the disappointing, yet maybe necessary Coppa Italia exit at the hands of Lazio 3-1 at Stadio Olimpico in Rome. Napoli will meet Lazio again on Sunday at the Maradona in a big league clash, so Conte went for a FULL rotation that didn't quite pan out the way we wanted it to... or did it? Depends on who you ask! This was a fun episode to record and edit, so we at Raff N Raff's Napoli Rant hope you enjoy it!   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Rant of the Week" "Game Thread" "Beast Nomination" and our BRAND NEW "Rant Bets" section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of your favorite podcast platforms, including Apple, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

Who's That Guy? Jung Dr. Raffa and Catarina take a look at another famous player in the development of modern psychology. This time, we look at a student of Freud, Carl Jung, and the depth of his perspective on the self.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/)(Subscribe with Apple Podcast)(Follow on Spotify)(Subscribe with Stitcher)(Subscribe on IHeartRadio )(Listen on other streaming platforms) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

Napoli stay first as we approach the last International break of the 2024.  In to talk all about the massive point v Inter is the man who commentated the match at the Stadio Giuseppe Meazza, Patrick Kendrick. Raff N Raff grill Patrick about the match, the tight (and we mean TOOOIGHT) top of Serie A and ADL's tweet and if he's left us with a subliminal message. It's Raffa & The Bizz with the BEST in the WORLD...and you can find him on X: @patrickendrick   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Rant of the Week" and "Game Thread' section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Far From Vesuvius is proud to be host for the hottest, most INTERACTIVE SSC Napoli show on social media, The Napoli Rant! Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of these podcast platforms; Apple, Google, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

Luis Torres presents episode 20 of TiLT, recorded live from Death Valley National Park in California. Head to my YouTube for the video version.Track List:1. DLMT & Luis Torres - Dance All Day (extended mix)2. Derek Muller - Bassball (original mix)3. Matroda Martin Ikin - 4U (extended mix)4. Crusy - Hey girls, B-boys (extended mix)5. John Summit - tears (Max Styler remix)6. Adam Beye & Green Velvet - Simulator (Odd Mob remix)7. Blond:ish - never walk alone (Luis torres Flip)8. rufus du sol - lately (Westend edit)9. Deadmau5 - strobe (Layton giordani remix)10. Chris lake, sammi virji - summertime blue (Luis torres bootleg)11. Hayla, meduza - another world (Extended Mix)12. Raffa guido - famax (Goom gum remix)13. John Summit, sofi tukker - sun came up (Luis Torres Bootleg)14. leyla benitez - no place to go (Extended Mix)15. Marsh - Rabbit Hole (extended mix)

It's spooky season — eye roll emoji; or is it? Gem has changed her tune and so we celebrate that evolution (applause)! Revz gives us a much anticipated Pup-date on life with a pooch, and tells us all about the life hack that was Isla's bday party (gifting edition). Revz sees herself reflected back when taking 14 kids to the movies on her own, but she doesn't have time for a little thing her mates are calling “spicy Lu” (don't worry, we'll explain). Gem doesn't have time for her kids health issues, real and imagined, and Raffa is angling in a way that is, quite frankly, very impressive. Happy Tuesday DLs. So happy you're here!  #Notspon Gem: Kid's Budgy Smuggler Revz: Peter Alexander PJs Want more of us in your ears? We drop MORE Time For This fortnigtly on Thursdays, as well as monthly Watch Party eps for our subscribers: join us here: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis

Raffa Rispo flying solo in this, the 8th Napoli Rant episode of the season for Raff N Raff.  Napoli defeat Empoli 1-0 on the road with a Khvicha Kvaratskhelia penalty kick.  Not the prettiest fashion, but we'll take the win...RIGHT? In the last episode, Bizz had a great Rant for the Kvara contract renewal. Two weeks on, there is still buzz about Fuorigrotta on if and how much Kvara will re-sign for.  Raffa responds in his own Rant. Lastly, don't forget to subscribe to Henry Bell and Michele Borelli's new, exclusive podcast feed for In The Shadow Of Vesuvio, as this feed will no longer produce new content for them. Find them here: X: @ShadowOfVesuvio Spotify: https://open.spotify.com/show/2sBLrXho5zHwh5h6lkrj1c  Apple: https://podcasts.apple.com/us/podcast/in-the-shadow-of-vesuvio/id1769592088   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Rant of the Week" and "Game Thread' section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Far From Vesuvius is proud to be host for the hottest, most INTERACTIVE SSC Napoli show on social media, The Napoli Rant! Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of these podcast platforms; Apple, Google, Spotify, and Podbean!   Enjoy, and #ForzaNapoliSempre

Dr. Raffa and Catarina look at Sofia Falcone in "The Penguin". Through reviewing her turbulent family history, betrayal, and a broken psychiatric system, a villain may have been created that would not have existed to begin with.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts  Launch Your Podcast App Grab your phone and open up your Apple Podcast app – it's a purple icon with a radiating “i” on it. If you can't find it already installed on your phone, simply search for it in your app store. You can even just click here if you're on an Apple device.Locate the search bar and enter “Talk Therapy CBT” When the app is open, go down to the little magnifying glass icon in the bottom right corner to search. Type in “Talk Therapy CBT” When you see the album art for the cover, simply select it and you'll be taken to the podcast's homepage.Leave a Rating and a Review Once you're there, click on the stars for a rating (5 stars for top rating) and then scroll to the bottom, past someone else's review, and you'll see clickable text, “Write a Review.” Hit submit.  Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/ )( Subscribe with Apple Podcast )( Follow on Spotify )( Subscribe with Stitcher )( Subscribe on IHeartRadio )( Listen on other streaming platforms ) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

Raff N Raff are BACK IN THE NAPOLI MOOD! La Capolista win again 3-1 at home v Como in the early fixture this round and that means Napoli will be guaranteed 1st place in Serie A over the international break. Raffa & The Bizz talk about the match, they give out this week's Beast of the Match, and Bizz goes on a Rant this week on the salary worth of our Georgian Prince, Khvicha Kvaratskhelia. Is he or isn't he worth the 8M Euro his agent is asking? Tune in to find out what a couple of bums from NYC think!   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Rant of the Week" and "Game Thread' section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Far From Vesuvius is proud to be host for the hottest, most INTERACTIVE SSC Napoli show on social media, The Napoli Rant! Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of these podcast platforms; Apple, Google, Spotify, and Podbean!   Enjoy and #ForzaNapoliSempre

Let's go backstage of our Live Show: Sorry For Existing - If you want more of us in your week, you can subscribe to MORE TIME FOR THIS for more eps and giveaways all month long: Apple — https://apple.co/wedonthavetimeforthis Spotify — https://podcasters.spotify.com/pod/show/moretimeforthis

Dr. Raffa and Catarina look at "Encanto" to see the impacts of trauma on the Madrigal family system, and how to potentially break generational trauma cycles.Welcome to Talk Therapy CBT | Conversation about Educating, Connecting, Helping Individuals to the World of Psychology.We would like to thanks our sponsor : Dr. Alba Raphaela, you can buy her book about : Breaking the Mirror : A Story & Guide on how to recognize and deal with a narcissist. https://www.amazon.com/dp/B09HFRNWYC/ref=cm_sw_r_apan_3NW8EE01F8A6G4KGNW56This podcast is sponsored by (https://www.innerbalancepsychology.com/) -  Inner Balance Psychology Center, Psychological Treatment and Evaluations for Children, Adolescents and AdultsAs solution-focused therapists, our goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.Follow Us on Social Media:Blog : (https://www.innerbalancepsychology.com/blog/ )FAQs : ( https://www.innerbalancepsychology.com/faqs/ )Facebook : (https://www.facebook.com/ibpcllc)Instagram : (https://www.Instagram.com/innerbalancepsychology) Check out our website for more information :  (https://www.innerbalancepsychology.com/) or email Dr. Raffa : (dawnraffa@innerbalancepsychology.com)This podcast is hosted by  and produced by (https://www.innerbalancepsychology.com/) Please consider subscribing and sharing this episode if you found it entertaining or informative. If you want to go the extra mile, you can leave us a rating or review which helps the show with rankings and algorithms on certain platforms. you can leave us a review on Podchaser or Apple Podcasts  Launch Your Podcast App Grab your phone and open up your Apple Podcast app – it's a purple icon with a radiating “i” on it. If you can't find it already installed on your phone, simply search for it in your app store. You can even just click here if you're on an Apple device.Locate the search bar and enter “Talk Therapy CBT” When the app is open, go down to the little magnifying glass icon in the bottom right corner to search. Type in “Talk Therapy CBT” When you see the album art for the cover, simply select it and you'll be taken to the podcast's homepage.Leave a Rating and a Review Once you're there, click on the stars for a rating (5 stars for top rating) and then scroll to the bottom, past someone else's review, and you'll see clickable text, “Write a Review.” Hit submit.  Make sure you're subscribed to the podcast so you get the latest episodes. Our Podcast Page : (https://www.innerbalancepsychology.com/ )( Subscribe with Apple Podcast )( Follow on Spotify )( Subscribe with Stitcher )( Subscribe on IHeartRadio )( Listen on other streaming platforms ) DISCLAIMEROpinions expressed are solely the hosts and guest(s) and do not represent or express the views or opinions of Inner Balance Psychology

In this episode of the Resilient Retail Game Plan, I sit down with Daniella Raffa, founder of Mama Shack, to discuss her journey from product designer to successful entrepreneur in the baby essentials market.    Daniella shares her story of identifying a gap in the market for stylish and practical baby products, leveraging her background in product development and design to build her business. We delve into the growth and evolution of Mama Shack, the challenges of fulfillment, and the importance of knowing your strengths and when to outsource tasks.    With valuable insights into scaling a product business and maintaining a vision of success, this episode is a must-listen for any aspiring or current product business owner. Tune in to hear Daniella's story and learn more about the tools and techniques that can help you build a resilient retail business.   [02:03] Meet Daniella Raffa of Mama Shack [02:42] The Origin Story of Mama Shack [04:54] Expanding the Product Line [07:37] Challenges and Fulfillment Solutions [12:11] Outsourcing and Delegation [22:08]Advice for New Entrepreneurs [25:16] Future Plans for Mama Shack [26:10] Conclusion and Farewell   Links: Gat all of the resources in our show notes at: https://www.resilientretailclub.com/podcast-episode/leaning-into-expertise-a-retailer-success-story-with-daniella-raffa-of-mamma-shack/ Learn more about the Resilient Retail Club: https://www.resilientretailclub.com/membership/ Learn more about my mastermind for product business owners: https://www.resilientretailclub.com/retail-business-mentoring/  

Raff N Raff celebrate another Napoli win.  It took a while, but Conte's men got back to dominating performances with a 4-0 away drubbing of Cagliari.  Lukaku set up Di Lorenzo and Kvara.  Then Kvara set up Lukaku and Neres set a record as he set up Buongiorno for his first and Napoli set themselves up very nicely for their next big match in Turin against Juventus! We had a BEASTLY performance by Meret, and our Scotts made their debut! All that, and more with Raffa & The Biz!   TIFOSI!!! Please join us in our Napoli Rant Discord Chat! We have a "Rant General" "Rant of the Week" and "Game Thread' section. We also meet live on matchdays! SO MUCH FUN! Click here and we'll see you there: https://discord.gg/Fkpc9ZvvYE   Far From Vesuvius is proud to be host for the hottest, most INTERACTIVE SSC Napoli show on social media, The Napoli Rant! Be sure to follow us on our platforms: X: @NapoliRant Facebook: The Raff N Raff RaNt Instagram: @napolirant YouTube: The Napoli Rant w/ Raff & Raff - YouTube Like, subscribe, rate, follow us on any of these podcast platforms; Apple, Google, Spotify, and Podbean!   Enjoy, and #ForzaNapoliSempre

Find out all the details about micro fermentation. Discover how Formo is using this process to churn out Koji protein-based cheese alternatives that are hitting over 2000 stores in the DACH region. The episode breaks down the differences between micro and precision fermentation and why micro fermentation's quicker market route is so exciting. Learn about the sustainability perks and the cool science behind cheese without cows. Whether you're into biotech, sustainable food, or just love cheese, this deep dive offers a taste of the future. LINKS / Mentions The Bright Green Partners overview on different types of fermentation https://brightgreenpartners.com/precision-fermentation/ Formo - https://formo.bio/https://formo.bio/ Raffa - https://www.linkedin.com/in/raffael-wohlgensinger/ Connect with Marina - https://www.linkedin.com/in/schmidt-marina/ Check out R2G Media - https://www.r2g.media/ Turtle Tree - https://www.turtletree.com/ Flora Ventures - https://www.floravc.com/ Foodlabs - https://www.foodlabs.com/ 00:00 Introduction to Micro Fermentation 04:11 Product Launches 05:32 Deep Dive Micro Fermentation 17:31 Product Development and Consumer Testing 20:56 PF vs. MF in detail 27:24 Benefits of Koji 29:23 Regulatory Landscape 31:47 Fundraising Perks 34:44 Sustainability Impact 42:50 Partnering with Traditional Dairy Manufacturers 46:06 Go to market 47:08 Future Innovations

Raffa Rispo brings in Joe Fischetti for a super deep dive into Napoli's Summer Mercato.  Originally recorded the day after the end of the mercato, Raffa & Joe cover in full detail all the incoming, outgoing and loanees gone and returned...except for one VICTOR OSIMHEN! AFTER the recording, we learned that the Nigerian Player of the Year, Serie A's top African scorer, 2022/23 Capocannoniere and Scudetto winner Victor Osimhen was LOANED OUT to Galatasaray. So Raffa came in to detail that before the meat of the episode.   You can find Joe on X @Joe_Fischetti5 You can find the Forza Napoli Podcast on all podcast platforms through their socials @ForzaNapoliPod   Enjoy... and #ForzaNapoliSempre

The Pre$identi are back with new bets and Fantacalcio round up.   Last week, Gaetano's sure bet was not so sure as Roma lose at home to Empoli. However, Raffa's sure bet of Juventus destroying Verona came in. Gaetano shone through with his props, though, as he guessed Kvara & Retegui scoring and he also won the head-to-head contest with Raffa as he got 4 right to Raffa's 3. Gaetano ALSO won the head-to-head vs Raffa in Fanta Lemonade League for his first win, while Raffa still looks for his first W. And of course, this weeks top picks by the presidenti.    *DISCLAIMER* If you choose to participate in sports betting or gambling, we encourage you to do so responsibly with the understanding that success is not guaranteed and that you risk the loss of some or all of monies used when betting on sports or gambling of any kind. You cannot hold us responsible for any such losses. If you or someone you know has a sports betting or gambling problem, please seek help.  Enjoy... & #ForzaNapoliSempre

The start of the 2024/25 season for SSC Napoli is on the horizon.  In this episode, with days left until the Coppa Italia 1st Round, the Pisces Paesani take an unexpected deep dive into talking about the Coppa and our opponents, Modena. Then, Raffa & Dan get to your questions that cover the final 2 preseason matches, the continuing Osimhen saga, potential transfers out and more!    SUPPORT OUR POD Follow us on X - @TifiamoNA_FFV Follow us on Insatgram/Facebook @tifiamonap_ffv Also, follow the guys on FB - Raffaele Rispo || Daniel Russo X - @RaffaNapoli83 || @daniel__russo22 IG - @raffarispo || danielrusso_98 WE ALSO NOW HAVE A LINKTREE Find all our content here  linktr.ee/FarFromVesuvisNetwork   Enjoy & #ForzaNapoliSempre

Our Pisces Paesani are ack for episode 2 of the 2024/25 SSC Napoli season. The team has moved from the mountains of Dimaro and are now in Castel di Sangro for leg 2.  A 4-0 win over Albanian Champions Egnatia saw almost the whole full squad start, with the exception of one Victor Osimhen. The transfer drama continues as the season rapidly approaches.  Raffa & Dan talk all about that and they take questions and comments from the listeners.   SUPPORT OUR POD Follow us on X - @TifiamoNA_FFV Follow us on Insatgram/Facebook @tifiamonap_ffv Also, follow the guys on FB - Raffaele Rispo || Daniel Russo X - @RaffaNapoli83 || @daniel__russo22 IG - @raffarispo || danielrusso_98 WE ALSO NOW HAVE A LINKTREE Find all our content here  linktr.ee/FarFromVesuvisNetwork   Enjoy & #ForzaNapoliSempre

The Pisces Paesani are BACK! It's a new season. Raffa & Dan are back to catch up on what's been going on over at Fuorigrotta over the passed few months.  Antonio Conte is the new manager, we've made some incredible signings and our capitano is returning, instead of joining the dirty enemY, Juventus! They also chat a little Italian NT /Spalletti/what went wrong at Euro 2024, how it's tied into club calico and how it can be fixed. All this and more on 2024/25's first edition of NOI TIFIAMO NAPOLI!   SUPPORT OUR POD Follow us on X - @TifiamoNA_FFV Follow us on Insatgram/Facebook @tifiamonap_ffv Also, follow the guys on FB - Raffaele Rispo || Daniel Russo X - @RaffaNapoli83 || @daniel__russo22 IG - @raffarispo || danielrusso_98 WE ALSO NOW HAVE A LINKTREE Find all our content here  linktr.ee/FarFromVesuvisNetwork   Enjoy & #ForzaNapoliSempre

In this episode of The President's Daily Brief: We delve into the escalating tensions in the Middle East as the Israel Defense Forces gear up for a significant offensive in the city of Raffa, while Egypt sends a severe warning that could disrupt long-standing peace. An examination of the Ukrainian aid bill that's carving its path through the U.S. Senate and its potential collision course with the Republican-majority House. A revealing look at Mexican drug cartels and their alleged efforts to create a new bastion within the U.S. heartland. In our 'Back of the Brief' segment, we dissect the shifting political landscape as President Biden's mental sharpness becomes a bipartisan issue in light of the recent special counsel report by Robert Hurr. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. Email: PDB@TheFirstTV.com Learn more about your ad choices. Visit megaphone.fm/adchoices