Podcasts about until march

Amy M. Gardner, JD, CPC, ELI-MP Amy brings to Apochromatik a unique track record of working with law students as dean of students at a top 5 law school and a successful career practicing law, first as a Skadden litigation associate and later as an associate and then partner at a mid-size Chicago firm.  In addition to countless hours completing stand-alone coaching trainings, she is a graduate of the Institute of Professional Excellence in Coaching. Until March, 2016, Amy was the Dean of Students at the University of Chicago Law School.  Through her work as a dean of students, Amy developed an expertise in understanding the unique needs of law students and in tailoring professional education and development opportunities to their needs.   Her work as a dean of students was described as “transformative” and “visionary.”  In addition to counseling and advising law students on a variety of issues, she drew on her legal experience to revolutionize the way the Law School prepared students for legal practice.  These efforts took the form of programs and initiatives to prepare students for the reality of the legal practice outside the classroom that are now being mimicked at other law schools.  In one such effort, Amy partnered with the Booth School of Business to create the Kapnick Leadership Development Initiative, the first program at a top law school to introduce systematic leadership development to all 1Ls.     While serving as dean of students, she received the Class Award from the Class of 2014 for outstanding contributions to improving the quality of student life and the spirit of community at the Law School.  In 2013, she was nominated to and completed the University of Chicago's Executive Program for Emerging Leaders.  She received her B.A. from Luther College in English and political science before spending two years working in Iowa politics. Amy received her J.D. from the University of Chicago Law School in 2002, where she served as a Topic Access Editor for the Law Review, among other activities. She earned her M.A. in Public Policy and Administration from Northwestern University in 2017.  Amy spent five years as a litigation associate at Skadden in Chicago, where her extensive pro bono work was profiled by the Chicago Daily Law Bulletin and resulted in her receipt of the Chicago Volunteer Legal Services Foundation 2006 Distinguished Service Award. While an associate at Skadden, she also founded and led the Chicago Lawyer Chapter of the American Constitution Society from its first organizing meeting in 2003 to its being named the Lawyer Chapter of the Year for 2006-2007.  From Skadden, Amy was a commercial and intellectual property litigator at Ungaretti & Harris LLP in Chicago, first as an associate and later as a partner.  Amy’s extensive community service has included serving as president of the University of Chicago Alumni Club of Chicago from 2008-2010 and as a member of the University’s Alumni Board of Governors from 2010-2016.  Her service to the University was recognized by her receipt of the Young Alumni Service Citation in 2007.  In the spring of 2010, she traveled to five European cities as an American Marshall Memorial Fellow, meeting with policymakers and prominent members of the business, government, political, NGO, and media communities. In 2017, Amy was appointed to the Illinois Supreme Court Committee on Character & Fitness.  She is a member of the Illinois and U.S. Supreme Court bars.  

The Biden administration has given a boost to a years-long effort toward global agreement on digital tax rules as negotiators work to strike a deal in the coming months. Since she took office, Janet Yellen’s Treasury Department has started to reshape the conversation on both elements of the Organization for Economic Cooperation and Development’s two-part plan for a global tax overhaul. Treasury’s proposal to simplify the OECD’s “Pillar One”—which would move more tax revenue to countries where companies have users or consumers, instead of their headquarters—has helped move the talks past a stalemate. And a Biden administration proposal to hike the U.S.’s own global minimum rate to 21% has shaken up negotiations at the OECD over the minimum corporate tax rate, known as “Pillar Two.” On this week's episode of our podcast, Talking Tax, we hear from Marcus Heyland, managing director of tax at KPMG in Washington. Until March, Marcus was a tax policy adviser at the OECD, where he worked on the Pillar One and Two plans. Bloomberg Tax's Isabel Gottlieb talks to Heyland about the impact of the new U.S. administration on the global talks, and what issues negotiators are still grappling with as they try to reach an agreement this year.

Fascinating interview by Rachel Robinson with Marcus Weldon Former President of Bell Labs, Corporate Chief Technology Officer, Nokia, who will be speaking at the Cork TechFest 21, taking place on 25 – 27 May 2021, see here itcork.ie for tickets. Prepare to join us on the 25-27 May for our annual Tech Conference to hear from legends, luminaries and thought leaders on everything tech and future forward. We are lining up a superb 3-day event of keynotes, panels and workshops for you to choose from. More about Marcus Weldon Technology and scientific leader with the ability to define and execute on a compelling vision of a better techno-economic future across an extraordinarily broad array of subjects and domains Biography Marcus is currently working on his “next big thing” and, in the meantime, helping a number of small, medium and large companies and institutes formulate their technical and innovation strategies for the next industrial revolution. Until March 2021, Marcus Weldon was the Corporate Chief Technology Officer for Nokia and was responsible for coordinating the technical strategy and driving technological and architectural innovations into Nokia's end-to-end networking systems and software portfolio. In addition, as President of Bell Labs, Marcus was responsible for defining and creating the next disruptive innovations and the pioneering research that will form the foundation of the future ICT industry. Marcus is considered one of the luminaries in the ICT industry in terms of the clarity, depth and breadth of his vision. He combines his vision with the power of Bell Labs, to create a unique innovation engine whose goal is to ‘invent the future' of the networking and communications industry. Marcus holds a Ph.D. (Physical Chemistry) degree from Harvard University in Cambridge, Massachusetts, USA, and a Bachelor of Science (Computer Science and Chemistry) joint degree from King's College in London, UK. But more than these formal academic credentials, Marcus has a relentless curiosity that, coupled with a very analytical mind, drives him to continuously learn and to understand any problem from a wide array of different angles, and in remarkable depth, across a diverse array of disciplines, including: Wireless and wired networking technologies, protocols and systems Artificial Intelligence systems and methodologies Novel computing systems (including quantum computing) Cloud infrastructure and web systems and platforms ‘Silicon' device technologies and materials Chemical and biochemical systems New materials and sensing technologies and systems Advanced machine and robotics technologies Next generation internet routing and transport networks and systems Emerging industrial and enterprise systems Cybersecurity technologies and end-to-end systems and networks Advanced communications and AR/VR technologies and systems Marcus has won numerous technical, scientific and engineering society awards for his work and technical vision and leadership throughout his career, but is arguably best known for his ability to distill complex, multi-dimensional problems into the essential ‘simple' answer or solution that should be pursued. For this reason, he is highly sought after as an advisor to governmental agencies and departments in the United States, the United Kingdom, Australia and around the world, as well as to industrial and enterprise CxOs, to venture capitalists and private equity funds, and the larger investment community.

On the podcast this week, Ed Thornton talks to the Revd Helen Gheorghiu Gould, who is a member of the Interim Ministry Steering Group. She speaks about what interim ministry (IM) is, why it works for some parishes — such as those navigating change or seeking healing of conflict — and what the future might hold for it. Until March, Ms Gheorghiu Gould was interim-ministry adviser for Chelmsford diocese. She put together the Interim Ministry Resource Book to support and expand interim ministry in the Church of England (News, 9 April). Read more about IM and download the resource book at https://www.interimministry.org.uk/. Read a feature on Interim Ministry in this week's Church Times (14 May). Find out about forthcoming Church Times online events at www.churchtimes.co.uk/events. Sign up to receive our email newsletter at churchtimes.co.uk/newsletter-signup Try 10 issues of the Church Times for £10 or get two months access to our website and apps, also for £10. Go to churchtimes.co.uk/new-reader.

I had a good chat with Micaela Widmer, who is a former Canadian Skeleton athlete and now coaches the sport. But what really drew me to her was that she is an ambassador for KidSport, an organization that helps kids get involved in organized sport. To learn more about what she's up to, follow her on Instagram. Until March 10, truLOCAL is offering three pounds of ground beef PLUS two pieces of Alaskan sockeye salmon for free as long as you purchase a regular box. Enter the code HAPPYMARCH at checkout.

Justin Altig-Atwood is a fellow NF warrior who discusses his story of survival and, among other things, the importance of movement to expedite recovery. Email: justinaltigatwood@gmail.com Facebook: https://www.facebook.com/justin.altigatwood Check out my new store, Chris DT Gordon's TAG and POP Shop, for some inspirational gear! Until March 1, get 10% off your order by using the promo code TAGPOP1. Theme music and post-production by @nateberan.

Since around July of 2020, I have been interviewing Tell Us Something storyteller alumni about their experience sharing a story on the Tell Us Something stage, why they chose to share a story and what they’ve been up to since having shared their story. I have a lot more of those interviews to share with you. This week, though, I am going to introduce you to one of the Tell Us Something poster artists. Because storytelling is an art, I’ve always hired local artists to design a poster for each event. The posters of Tell Us Something are amazing in their own right, and I thought that it would be fun to sit down with some of the artists to chat about their process and see what makes them tick. What inspires them, how they work, and how they came to design the poster that they designed for Tell Us Something. So, this week on the podcast, join me as we go behind the scenes with local artist Courtney Blazon. Courtney designed the poster for the June 2019 show. The theme that night was “What Are the Chances?” Courtney Blazon is an artist and illustrator living and working in Missoula, MT. She graduated from Parsons School of Design, where she earned her BFA in Illustration. She’s shown her work in Missoula at the Brink Gallery, Dana Gallery Allez! Gallery and the Missoula Art Museum. Outside of Montana, she has shown work in Seattle, Portland, New York, Philadelphia, San Francisco, and most recently at the Center for the Arts Theater Gallery in Jackson, Wyoming. Courtney’s work has been featured in New American Paintings (Western Edition), Studio Visit Magazine, and juxtapoz.com. She is a past recipient of a Montana Arts Council Artists Innovation Award. She is represented by Radius Gallery in Missoula, MT. Courtney Blazon’s pen and marker drawings reference fields of science, history, cultural studies, myths, and fairy tales. Her images take us someplace between the known world and dreamscape, a surreal marriage of naturalism and fantasy. The results can be simultaneously whimsical and grotesque, witty as well as disturbing. The tension of these unions suggests our own struggle to achieve balance in a chaotic world. I caught up with Courtney Blazon last summer. We chatted about the historical context much of her work references, life as a professional artist, and some of the large-scale works that she has done recently before finally talking about the poster that she made for the Tell Us Something show in June 2019. I’ve also been thinking about these interviews as a record of a specific time in our collective pandemic history. They share glimpses into the moments of life during quarantine, how we’re coping, and how we are somehow continuing to go about our daily lives. You can also see Courtney’s work in person at the Radius Gallery, and you can shop online there. Until March 2021, you can check out the historical mural Courtney mentioned in the interview in the alley next to Radius called Allez! Gallery. To see the detailed process Courtney undertook, head over to her website. While you’re there you can check out her huge body of work, as well as learn more about commission and illustration inquiries. You can also purchase Courtney’s work at her Etsy shop. You can also follow her on Instagram: @courtneyblazon .

Gracelee Lawrence and Ben Seretan are in conversation about their window installation at the Bach Library in Albany. The name of the piece is "A Beneficent Fluid Bathes Us", a window installation of over 160 feet of, shapes that call to mind rivers, waterfalls, hydroelectric power, and microscopic life forms in color-changing thin. Recently relocated to Troy, the new collaborative studio, “Eight Plums” combines the sculptures words and music, and are here in converstion with Andrea Cunliffe about their work. . As part of Albany Public Library’s new initiative, Creative Curbsides, creating bright, colorful art installations in the front-facing windows of the libraries. Benjamin and GraceLees’ work is at the great windows of the Albany Public Library’s Bach Branch 455 New Scotland Ave, Albany, NY 12208 from December 19th Until March 2021.

November 20, 2020 The key. I see you have one too. Yet nowhere on the walls in front of us is there a door or window. So why are we holding a key? For millions around the world they’d love to turn that key into an object that’ll open the front gate at a place of business. Being upfront and extremely transparent. There are days when it’s extremely difficult to find direction during these moments of stream thinking and free form writing. The very reason why I picked up daily writing in July of 1994 is nowhere close as to why it continues to grow in 2020. But it’s never been an easy discipline. I’m no different than you. We’re twisted by the turbulence of the daily headlines. Anxiety has overtaken our ambition to sport a fake smile and candy coated plastic bathroom mirror positive attitudes. Come clean. No matter how cluttered your space is, you feel alone. Stuck in a room with no air conditioning. Plus every word you’d like to share is silence because society doesn’t need any more rage. You’re not the fight starter! It’s the picture makers. The interpreters. Here’s why I think a great conversation turns into a disagreement. We as a people. I’m including everyone. We as a people assume we know what someone’s next sentence or thought is going to be. Look at how often we interrupt a point of view without the carrier of the message finishing. Now put on a Covid mask. Until March 2020 I had no clue how much I read other people’s lips. Not only are we trying to finish their sentences but we can’t hear them. So our imaginations make up the story. Invisible monsters that know how to trip your trigger. And when you do get mentally off balance you pray to God that you don’t turn into a Karen. There’s always another person with a smartphone documenting the conversation. I’ve turned one of my triggers into a process of testing the strength of a telemarketer. Why in God’s name has this interruption increased since Covid? Oh wait because there are a ton of people at home binge watching television so we’ve become their target. Which clearly gives me a reason to make them my target. I don’t hang up. I give them the most bizarre freaky weird stupid answers that mean absolutely nothing. Many of them do a lot laughing while others eventually hang up. I talk about my six trips on the Space Shuttle and what it was like to land on Venus. We talk about how I’m about to purchase Walmart. And there are times I stop and say, “Oh my God. It’s God. You are God. You are making this call to get my mind off this world. Can I interview you God? Let me turn on the recorder! So God. Um the shortage of toilet paper. Really?” Why am I doing this? I have a key. You have a key. We have walls around us every second of every day. There are no doors. There are no windows. What is this key for? Your heart. Let’s locate authentic peace. It begins by stepping away from stress and walking through the front door of giving someone else the opportunity to also escape. The key. Use it.

November 20, 2020 The key. I see you have one too. Yet nowhere on the walls in front of us is there a door or window. So why are we holding a key? For millions around the world they’d love to turn that key into an object that’ll open the front gate at a place of business. Being upfront and extremely transparent. There are days when it’s extremely difficult to find direction during these moments of stream thinking and free form writing. The very reason why I picked up daily writing in July of 1994 is nowhere close as to why it continues to grow in 2020. But it’s never been an easy discipline. I’m no different than you. We’re twisted by the turbulence of the daily headlines. Anxiety has overtaken our ambition to sport a fake smile and candy coated plastic bathroom mirror positive attitudes. Come clean. No matter how cluttered your space is, you feel alone. Stuck in a room with no air conditioning. Plus every word you’d like to share is silence because society doesn’t need any more rage. You’re not the fight starter! It’s the picture makers. The interpreters. Here’s why I think a great conversation turns into a disagreement. We as a people. I’m including everyone. We as a people assume we know what someone’s next sentence or thought is going to be. Look at how often we interrupt a point of view without the carrier of the message finishing. Now put on a Covid mask. Until March 2020 I had no clue how much I read other people’s lips. Not only are we trying to finish their sentences but we can’t hear them. So our imaginations make up the story. Invisible monsters that know how to trip your trigger. And when you do get mentally off balance you pray to God that you don’t turn into a Karen. There’s always another person with a smartphone documenting the conversation. I’ve turned one of my triggers into a process of testing the strength of a telemarketer. Why in God’s name has this interruption increased since Covid? Oh wait because there are a ton of people at home binge watching television so we’ve become their target. Which clearly gives me a reason to make them my target. I don’t hang up. I give them the most bizarre freaky weird stupid answers that mean absolutely nothing. Many of them do a lot laughing while others eventually hang up. I talk about my six trips on the Space Shuttle and what it was like to land on Venus. We talk about how I’m about to purchase Walmart. And there are times I stop and say, “Oh my God. It’s God. You are God. You are making this call to get my mind off this world. Can I interview you God? Let me turn on the recorder! So God. Um the shortage of toilet paper. Really?” Why am I doing this? I have a key. You have a key. We have walls around us every second of every day. There are no doors. There are no windows. What is this key for? Your heart. Let’s locate authentic peace. It begins by stepping away from stress and walking through the front door of giving someone else the opportunity to also escape. The key. Use it.

Hey it’s Arroe. This is Play It Forward. A look at the unexpected changes endured by entertainers, writers, camera people and all others affected but not infected by the global invasion of the Coronavirus. Real people. Real stories. The struggle to Play It Forward. Episode 129 with Comedian Rich Little The legendary master mimic. More than 200 voices. The most famous impressionist in the world. Until March of 2020 he was touring throughout the United States and Canada and hosting shows in Vegas. Covid 19 changed that. Which is why he’s elected to host his first virtual club act, "Rich Little ... Virtually Speaking. Thursday, October 15th 5:30 Pacific 8:30 Eastern WHERE: Direct from a non-disclosed, socially distanced location in Las Vegas TICKETS: $15 and can be found at stageit.com That’s Play It Forward. You can listen to the full conversations with these artists on three different podcasts. Like Its Live, Unplugged and Totally Uncut and View from the Writing Instrument found on all digital platforms.

Hey it’s Arroe. This is Play It Forward. A look at the unexpected changes endured by entertainers, writers, camera people and all others affected but not infected by the global invasion of the Coronavirus. Real people. Real stories. The struggle to Play It Forward. Episode 129 with Comedian Rich LittleThe legendary master mimic. More than 200 voices. The most famous impressionist in the world. Until March of 2020 he was touring throughout the United States and Canada and hosting shows in Vegas. Covid 19 changed that. Which is why he’s elected to host his first virtual club act, "Rich Little ... Virtually Speaking. Thursday, October 15th 5:30 Pacific 8:30 EasternWHERE: Direct from a non-disclosed, socially distanced location in Las VegasTICKETS: $15 and can be found at stageit.comThat’s Play It Forward. You can listen to the full conversations with these artists on three different podcasts. Like Its Live, Unplugged and Totally Uncut and View from the Writing Instrument found on all digital platforms.

Hey it’s Arroe. This is Play It Forward. A look at the unexpected changes endured by entertainers, writers, camera people and all others affected but not infected by the global invasion of the Coronavirus. Real people. Real stories. The struggle to Play It Forward. Episode 129 with Comedian Rich Little The legendary master mimic. More than 200 voices. The most famous impressionist in the world. Until March of 2020 he was touring throughout the United States and Canada and hosting shows in Vegas. Covid 19 changed that. Which is why he’s elected to host his first virtual club act, "Rich Little ... Virtually Speaking. Thursday, October 15th 5:30 Pacific 8:30 Eastern WHERE: Direct from a non-disclosed, socially distanced location in Las Vegas TICKETS: $15 and can be found at stageit.com That’s Play It Forward. You can listen to the full conversations with these artists on three different podcasts. Like Its Live, Unplugged and Totally Uncut and View from the Writing Instrument found on all digital platforms.

Hey it’s Arroe. This is Play It Forward. A look at the unexpected changes endured by entertainers, writers, camera people and all others affected but not infected by the global invasion of the Coronavirus. Real people. Real stories. The struggle to Play It Forward. Episode 129 with Comedian Rich Little The legendary master mimic. More than 200 voices. The most famous impressionist in the world. Until March of 2020 he was touring throughout the United States and Canada and hosting shows in Vegas. Covid 19 changed that. Which is why he’s elected to host his first virtual club act, "Rich Little ... Virtually Speaking. Thursday, October 15th 5:30 Pacific 8:30 Eastern WHERE: Direct from a non-disclosed, socially distanced location in Las Vegas TICKETS: $15 and can be found at stageit.com That’s Play It Forward. You can listen to the full conversations with these artists on three different podcasts. Like Its Live, Unplugged and Totally Uncut and View from the Writing Instrument found on all digital platforms.

Hey it’s Arroe. This is Play It Forward. A look at the unexpected changes endured by entertainers, writers, camera people and all others affected but not infected by the global invasion of the Coronavirus. Real people. Real stories. The struggle to Play It Forward. Episode 129 with Comedian Rich Little The legendary master mimic. More than 200 voices. The most famous impressionist in the world. Until March of 2020 he was touring throughout the United States and Canada and hosting shows in Vegas. Covid 19 changed that. Which is why he’s elected to host his first virtual club act, "Rich Little ... Virtually Speaking. Thursday, October 15th 5:30 Pacific 8:30 Eastern WHERE: Direct from a non-disclosed, socially distanced location in Las Vegas TICKETS: $15 and can be found at stageit.com That’s Play It Forward. You can listen to the full conversations with these artists on three different podcasts. Like Its Live, Unplugged and Totally Uncut and View from the Writing Instrument found on all digital platforms.

Have you considered the purpose of your body and its key features? As we open up to 1 Corinthians 12 which describes the church as a body, we welcome guest speaker Sam Jackson to guide us through the importance of being the church and the key features of its effectiveness. Sam Jackson and his family have called Toowoomba home, sweet home since 2011. Until March 2019, he was Lead Pastor at Toowoomba Community Baptist Church, before moving to Rangeville Community Church where he launched Lead Well, a community of Christian leaders committed to holistic health. If you enjoyed this podcast please consider subscribing. CONNECT WITH US Instagram: www.instagram.com/humeridgechurch Facebook: www.facebook.com/humeridgechurch YouTube: www.youtube.com/humeridgechurch If you would like prayer, want to share a good report/praise point, or give to the ministries at HR head to: humeridge.church/sunday If you have made a decision to follow Jesus, we would love to follow up with you. Please let us know by texting 0422 803 029. For more information about HumeRidge Church visit: www.humeridge.church

Until March of this year, Aminat Chokobaeva was based in Kazakhstan, where she's an academic at Nazarayev University. She returned to her home city of Bishkek in neighbouring Kyrgyzstan in March this year as her grandmother was gravely ill. Aminat is still there, weeks after her grandmother died. She shares her experiences of losing a loved one and planning a funeral in lockdown times, and the prospect of teaching online for the foreseeable future. And we also touch on the fascinating nature of Aminat's grandmother's work - she was an administrator during the years of Soviet rule and the early years of independence. This conversation was recorded on Monday 18th May 2020.

FREE RESOURCES! Check out the FREE resources, book recommendations, and show notes on our website: https://mindsethorizon.com/54 TODAY´S EPISODE IS BROUGHT TO YOU BY MINDSET HORIZON If you´re ready to start your own podcast, build credibility, and scale your impact and business we have good news for you! Our founder, Tibor, decided to provide a 30-minute FREE discovery call where you can have a discussion with him to see if podcasting is something that could help you scale your brand and business. Book a FREE discovery call with him here: http://bit.ly/30minFreeStrategySession BIGGEST TAKEAWAYS FROM THIS EPISODE 1 – Learn more about Steven´s personal story and entrepreneurial journey, how he decided to climb Kilimanjaro in 48 hours and half-naked, and what he learned from it in terms of mindset and human potential. 2 – Learn more about the neuroscience of fear and how to destroy it once and for all.   3 – Learn more about how to break the coronavirus anxiety cycle and shift your mindset to be more positive. TODAY´S GUEST Steven J. Posner is an entrepreneur, advisor, investor, biohacker, and father.  For the past two years, Steven has been embarked on a comprehensive investigation into the most effective ways to optimize human performance by unleashing underused innate neurological and physiological functions. Steven's passion is to enable leaders to increase their professional and personal impact through highly effective methods and techniques that boost performance in all aspects of life. He is currently involved as a Founding Partner in a ground-breaking venture focused on unleashing human potential in high impact leaders. Until March of 2018, Steven was Co-Founder and Chief Business Officer of Future Lighthouse a pioneering Virtual Reality storytelling studio with more than 40 festival recognitions and awards. Prior to Future Lighthouse, Steven was Founding and Managing Partner a Vodka Capital which specialized in creating, financing, and commercializing cross-platform kids entertainment brands.  Over the past few years, Steven was also Producer of “Brain Matters”, a ground-breaking documentary on the critical nature of the early years in helping kids thrive. Steven is a native of Colombia, has a BA in European History from Brown University, and attended Citicorp's Institute for Global Finance.  Steven is a proud father of two young boys - Max and Leo -, a certified Wim Hof instructor and an avid photographer and adventurer. CONNECT WITH STEVEN Website: https://stevenjposner.com/ Facebook: https://bit.ly/3g7jwXR LinkedIn: https://bit.ly/3dVzu5i STAY IN TOUCH! Join the Mindset Nation Community: http://bit.ly/2kBpB6X Subscribe to Our Newsletter: http://bit.ly/2kL6nvA YouTube: http://bit.ly/2mgfCnV LinkedIn: http://bit.ly/2KwHkGd Facebook: http://bit.ly/2kcP6em Instagram: http://bit.ly/2tYzQXy

The U.S. Treasury has been legally robbed! In this episode, discover the secret provisions in the multi-trillion dollar CARES Act that no one is talking about (like the new process for over the counter drug approvals) and discover the reasons behind problems that everyone is talking about (like why Mom & Pops can't get a small business loan approved but Fogo de Chao can.) The good news is that the problems are so obvious that they are easily fixed... If Congress ever comes back from vacation.  Please Support Congressional Dish – Quick Links Click here to contribute monthly or a lump sum via PayPal Click here to support Congressional Dish for each episode via Patreon Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank’s online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536 Please make checks payable to Congressional Dish Thank you for supporting truly independent media! Recommended Congressional Dish Episodes CD160: Equifax Breach CD199: Surprise Medical Bills CD201: WTF is the Federal Reserve? CD212: The COVID-19 Response Laws Bills H.R.748 - CARES Act Text: H.R.748 - CARES Act Roll Call: H.R.748 - CARES Act House passed by voice vote at 1:25pm on March 27th Transcript: House debate Tom Massie demanded a recorded vote but an insufficient number of members supported him and the demand for a recorded vote was refused Signed by Trump on March 27 CARES Act Outline DIVISION A - Keeping Workers Paid and Employed, Health Care System Enhancements, and Economic Stabilization TITLE I - Keeping American Workers Paid and Employed Act Sec. 1102: "Paycheck Protection Program" (Small Business Loans) The Federal Government will guarantee 100% of the loans made under this authority between February 15, 2020 and June 30, 2020. The loans are allowed to be used by businesses to pay for their employees salaries, tips, sick and vacation time, health care, retirement benefits, and state and local taxes. Sole proprietors and independent contractors are eligible. All payments are capped at a salary rate of $100,000/yr per individual. Payments are not eligible for employees who live outside the United States, even if they are US citizens. A “small business” is defined as a business with fewer than 500 employees per physical location. Usually, franchises in a large corporate chain would be except from receiving these loans, but that exemption is waived. Nonprofits and veterans organizations are eligible as well. The maximum loan amount is $10 million. No personal guarantee or collateral can be required to get the loans between February 15, 2020 and June 30, 2020. There are no penalties allowed for prepayment of the loans. The Federal government will collect no administration fees. Interest rates are capped at 4% Fees for banks: The government will pay the bankers processing fees of 5% for loans under $350,000, 3% for loans between $350,000 and $2 million, and 1% of loans over $2 million. Loan payments must be allowed to be deferred - so no required payments of principal, interest, or fees - for at least 6 months and up to one year. The loans are allowed to be sold on the secondary market, but if the investor doesn’t want to abide by the deferment requirements, the government can buy the loan. Banks are going to be exempted from some disclosure requirements for these loans. The law authorizes $349 billion for this program. Sec. 1106: The loans from Section 1102 are eligible for forgiveness - as in you don’t have to pay them back - if the loan money was used for payroll costs, interest-only on mortgage payments (it specifically excludes payments towards the principal on a mortgage loan), rent payments, and/or utility payments. The government will pay the bankers for amount of the loan forgiven plus interest, capped at the amount of the principal on the loan. The amount of loan forgiveness will be reduced if the business employees fewer people during the COVID-19 crisis than they did before. The amount of forgiveness will be reduced by the amount of salary that employees who make less than $100,000/yr have their pay reduced beyond a 25% cut. Businesses can get loan forgiveness for extra money given to tipped employees. Businesses who re-hire their employees or re-instate employees salary to their pre-crisis level by June 30, 2020 will be eligible to have their loans forgiven. The banks will decide who will have their loans forgiven and banks are prohibited from being punished if the documentation submitted to them is wrong until June 30, 2020. Sec. 1110: From January 31, 2020 through December 31, 2020, businesses with fewer than 500 employees, sole proprietorships, and independent contractors can request a $10,000 advance to pay for employee sick leave, payroll, increased costs for materials, rent, or mortgage payments. The business can be approved using a credit score or self certification of the ability to repay. The advance can be up to $10,000 and must be paid within 3 days. If the applicant is approved for a loan, the advance will be reduced from the loan forgiveness amount. If the applicant isn’t approved, the advance doesn’t have to be repaid. $10 billion is appropriated for the advances. Sec. 1112: The government will pay the principal, interest, and fees for six months on some existing loans that are guaranteed by the government by the Small Business Act. $17 billion is appropriated for these payments. Sec. 1113: Until March 27, 2021, small businesses that want to declare bankruptcy and reorganize under Chapter 11 must have debts under $7.5 million instead of $2,725,625 as is usually the case, which increases the number of small businesses that will be eligible. TITLE II - Assistance for American Workers, Families, and Businesses SUBTITLE A: Unemployment Insurance Provisions Sec. 2102: Pandemic Unemployment Assistance Who qualifies: People who would qualify under existing State laws People who self-certify that are able to work except that the person has been diagnosed with COVID-19, someone in their home has been diagnosed with COVID-19, they are caring for someone with COVID-19, has a child whose daycare or school is closed due to COVID-19, can’t get to work because of a COVID-19 quarantine, their work is closed due to COVID-19, or they are self employed. People who do not qualify are people who have the ability to telework with pay or people who are receiving paid sick leave or other paid leave benefits Effective period: Beginning on or after January 27, 2020 and ending on or before December 31, 2020 Limits: No one can get unemployment benefits for more than 39 weeks, but this can be extended by the Secretary of Labor if needed Sec. 2104: Unemployment Amounts: It’s the amount determined by your state’s unemployment law plus $600 per week if the state chooses to enter into an agreement with the Secretary of Labor. The Federal government will pay for 100% of the costs of the extra unemployment payments and the administration costs. It’s an unlimited appropriation and it’s valid until July 31, 2020. SUBTITLE B: Rebates and Other Individual Provisions Sec. 2201: Issues a means tested “advanced refund" of $1,200 per adult and $500 per child. You only get the full amount as an adult if you make $75,000 per adult or less. People who make more than $75,000 per adult will have their check amount reduced based on their income up to about $100,000. People who make more than that will get nothing. The payment will be delivered via direct deposit to anyone who has authorized the IRS to do so since January 1, 2018 while everyone else will have to wait for checks. If we accidentally get overpaid, the IRS can’t charge us interest on that payment. The payments will be made for the 2019 tax year if you have already done your taxes for last year. If you haven’t, it’ll be based on 2018. They will send a notification in the mail to us about our payments to our last known address, which will tell us the amount and if it’s going to be delivered via direct deposit or by check. Sec. 2202: Waives rules that penalize removing money from your retirement accounts if you take the money out between January 1, 2020 and December 31, 2020.. You can take out up $100,000 in “coronavirus-related distributions”. You are allowed to pay it back in full for 3 years starting on the day you took the money out. To qualify, you have to self certify that you are someone who had COVID-19, is caring for a spouse or dependent who had COVID-19, or someone who was financially screwed in some way due to being quarantined, having work hours reduced, or having to care for a child. Sec. 2203: Waives the requirements that people over the age of 72, or their dependents who inherited their retirement accounts, to withdraw some money from the retirement accounts every year. The waiver is valid even for people who were not adversely affected by COVID-19. Sec. 2204: Allows people - even those that don’t itemize their deductions - to deduct $300 in donations in 2020 for cash payments given to charities, a government organization, educational organizations, veterans organizations… There’s a long list. Applies to taxable years starting with 2020. Sec. 2205: For people who do itemize their deductions, the current limit of cash contributions than can be written off (which is a maximum of 60% of the taxpayer’s tax bill for the year) is suspended. You can deduct up to your entire tax bill, although maybe even more because carry-overs are allowed. For corporations, the usual limit of cash contributions that can be written off (10% of the corporation’s income) is increased to 25% of the corporation’s income. The corporate limit increase is valid only in 2020. Sec. 2206: Allows employers to pay for some of an employee’s student loan - principal and/or interest - tax free if the payment is made by January 1, 2021. SUBTITLE C - Business provisions Sec. 2301: Employers with more than 100 employees will be able to get a tax credit for half of the wages they pay to their employee’s who can’t work, with a limit of $10,000 per employee per quarter. Employer with fewer than 100 employees can get the tax credit for all their employees. Employers who qualify are ones that had to close due to COVID-19 or whose gross receipts are less than 50% of what they were the same quarter last year. Employers who take out the small business loans created by this law can’t get this credit too. They will lose this tax credit in the quarter after their gross receipts are more than 80% of what they were in same quarter the prior year. This is predicted to save companies $54.6 billion. Sec. 2302: Allows employers to defer payroll taxes, with half the amount required to be paid by December 31, 2021 and the other half due by December 31, 2022. Businesses that have had loans forgiven using the provisions in this law are not eligible. Sec. 2303: The IRS code has, for many years, allowed business losses to be carried over to following years, so that the companies tax liability will be lower in the years to come. This law changes that so business losses from 2018, 2019, 2020, and 2021 can be carried backwards to each of the five years before the loss while also allowing the existing option to carry the losses forward too. The law also removes the limit that said that this couldn’t be done to offset more than 80% of taxable income for 2018, 2019, or 2020, which means this can be used to zero out their taxable income for years since 2013. This means that companies will be able to get refunds on taxes they paid on taxes going as far back as 2013. In those years, corporate tax rates were higher, so reducing their income levels retroactively lets them get more money back from those higher tax years. There’s no requirement that the businesses that get this tax gift be in any way negatively affected by COVID-19. This is estimated to provide $25.5 billion to corporations Sec. 2304: Prior to the 2017 tax cut law, individual taxpayers could deduct unlimited business losses against other kinds of income. The 2017 tax law changed that so that losses could only be used to shelter the first $250,000 or $500,000 of a married couple’s nonbusiness income, such as capital gains from stock market investments. This law retroactively removes new limits imposed by the 2017 tax law going back to 2018 and until 2021. This will allow individuals to submit amended returns and get refunds that weren’t allowed in 2018 and 2019. In reality, this will allow wealthy investors to use losses generated by depreciation in real estate to minimize their taxes on profits from things like investments in the stock market. No harm from COVID-19 needs to be proven in order to use and benefit from this provision. This is the second largest tax giveaway in this law. This is projected to cost almost $170 billion. Sec. 2305: Allows corporations expecting a refund due to the repeal of the alternative minimum tax in 2017 to get that refund faster. Sec. 2306: Increases the amount corporations can deduct on the interest expenses it pays on its loans from 30% of the company’s “adjusted taxable income” to 50%. Companies can do this regardless of any affect COVID-19 had on their business. This is projected to cost $13.4 billion. Sec. 2307: A tax credit for real estate owners, this changes a provision in the 2017 tax law to allow real estate owners to write off the costs of improvements to the interiors of their properties in the first year instead of spreading them out over many years. This is backdated to the enactment of the tax law, which will allow real estate owners to get tax refunds. Sec. 2308: Waives the federal excise tax on any alcohol used in hand sanitizer for calendar year 2020. TITLE III - Supporting America’s Health Care System in the Fight Against the Coronavirus Part 1 - Addressing Supply Shortages Subpart A - Medical Product Supplies Sec. 3101: Orders a report from the National Academies of Sciences, Engineering, and Medicine on the security of the United States medical product supply chain, specifically by evaluating the dependance of the United States and our private sector on critical drugs and devices sources or manufactured outside of the United States. Sec. 3103: Manufacturers of certain types of masks and ventilators are granted immunity from lawsuits during public health emergencies. Subpart B - Mitigating Emergency Drug Shortages Sec. 3112: Requires the manufacturers of drugs critical to the public health to report interruptions to the supply of the drug when the cause of the interruption is an interruption in the supply of the active pharmaceutical ingredient. They must also create and implement risk management plans. Is not effective until mid-September 2020. Subpart C - Preventing Medical Device Shortages Sec. 3121: Requires manufacturers of medical devices that are critical to public health to report to the government during or in advance of a public health emergency any interruptions in the manufacture of the devices that could lead to a meaningful disruption in the supply of that device in the United States. Unless it’s not possible, the government must get this notification at least 6 months prior to the date that the interruption or discontinuance is expected. The government must then distribute the information to appropriate health care industry officials. The government can keep the information from the public if disclosing it increases the likelihood of over-purchase of the product. Part II - Access to Health Care For COVID-19 Patients Subpart A - Coverage of Testing and Preventive Services Sec. 3201: Amends the Families First Coronavirus Response Act (the 2nd COVID-19 Response Law) so that coverage is only for COVID-19 tests that are “approved, cleared, or authorized” or that the developer has requested or intends to request emergency use authorization, is developed in and authorized by a State, or another test that HHS determines appropriate in writing. This provision did not change the language (loophole) that requires visits be covered only if they “result in the ordering or administration of a COVID-19 test.” Sec. 3202: Health care providers must publish on a public internet website the prices for COVID-19 testing. If health insurers have a negotiated rate with a providers, they are allowed to pay that rate if it is lower than the published rate. If there is no negotiated rate, the insurance companies must pay the amount listed on their public website. Sec. 3203: The health insurance companies “shall” be required to cover, without cost sharing, “any qualifying coronavirus preventive service” (which is “a service or immunization that is intended to prevent or mitigate coronavirus disease 2019) within 15 days of it’s official recommendation by the United States Preventive Services Task Force or the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention. Subpart B - Support for Health Care Providers Sec. 3211: Provides $1.32 billion in extra funding for community health centers that are testing for COVID-19 Sec. 3215: Gives legal immunity in State and Federal courts to medical professionals who volunteer and provide services during the COVID-19 public health emergency declared on January 31, 2020, but the immunity is only valid for actions that took place after March 27th (the date of enactment). The immunity is not valid if the health care professional acted with willful or gross negligence or if the health professional was intoxicated by drugs or alcohol. Subpart C - Miscellaneous Provisions Sec. 3222: Elderly people who are homebound due to social distancing requirements during the COVID-19 emergency will be able to get government food deliveries as if they were homebound due to illness, as the law usually requires. Part III - Innovation Sec. 3301: Allows contracts created by BARDA (the Biomedical Advanced Research and Development Authority) during a public health emergency to continue past the end date of the public health emergency. Sec. 3302: Requires - no option - the Secretary of Health and Human Services to expedite the development and review of new animal drugs if preliminary clinical evidence indicates that the new drug might prevent or treat an animal disease that could cause serious or life-threatening diseases in humans, if the expedited process is requested by the organization creating the animal drug. Part IV - Health Care Workforce Sec. 3401: Appropriates $23.7 million per year through 2025 for grants to health professions schools and other public and nonprofit health or educational organizations, but with most of the grants being funded at significantly lower rates than they were during the Obama years. For example, for loan repayments and fellowships, they provided $5 million/yr during 2010-2014; that’s decreased to $1.2 million for 2021-2025. For educational assistance for people from disadvantaged backgrounds, they provided $60 million/yr during 2010-2014; that’s decreased to $15 million for 2021-2025. For grants to public and nonprofit private hospitals and medical schools, they provided $125 million/yr during 2010-2014; that’s decreased to under $49 million for 2021-2025. For health education center programs, they provided $125 million/yr during 2010-2014; that’s decreased to under $41.2 million for 2021-2025. For public health training centers, they provided at least $43 million/yr for 2012-2015; that’s decreased to $17 million for 2021-2025. The only category that gets significantly greater funding is a pediatric specialty loan repayment program that requires the student to work for at least 2 years in pediatric medicine to get the money. The funding level was $50 million/yr from 2010-2013, the funding is authorized to be unlimited from 2021 through 2025. All of these are authorizations for appropriations, they don’t provide any additional money. Sec. 3403: Requires grants and contracts be awarded for a Geriatrics Workforce Enhancement Program, that would train health professionals in geriatrics. The law authorizes about $40 million, but doesn’t appropriate it. This is a problem because Congress frequently will authorize programs they have no intention of funding, and without the funding, they don’t really exist. Sec. 3404: Authorizes appropriations, but does not appropriate, for nursing eduction programs about $138 million/yr for fiscal years 2021 through 2025, which is a decrease from the funding of $338 million that was valid from 2011-2016. Also authorizes, but does not appropriate, $117 million/yr from 2021-2015 for nursing student loans. Subtitle B - Education Provisions Sec. 3503: Through 2021, the requirement that all colleges match Federal funding for student work-study programs) is waived except for private for-profit organizations. Sec. 3504: Colleges will be allowed to use some of their federal Supplemental Educational Opportunity Grant money for students facing “unexpected expenses and unmet financial need”. The student can be given up to the maximum Federal Pell Grant for that year (which is currently $6,345). Sec. 3505: Allows colleges to pay student their work-study wages up to the full amount they would have been paid had there not been an emergency. They can make the payments in one-time grants or as multiple payments. Sec. 3506: The semester that students with loans couldn’t finish because of COVID-19 will not be counted towards their lifetime limits on subsidized loan eligibility. Sec. 3507: The semester that students with loans couldn’t finish because of COVID-19 will not be counted towards their lifetime limits on Pell Grant eligibility. Sec. 3508: Colleges, including for-profit colleges, that have students with loans withdraw from their schools due to COVID-19 will not have to repay the money they received from that student. The students will not have to return the money either and their loan obligation will be cancelled. The schools are allowed to let the student return after a leave of absence. Sec. 3511: Gives the Secretary of Education the option, at the request of a State, local, or tribal government, to waive statutory and regulatory requirements except for civli rights laws. The waivers may also be granted to charter schools. The waivers will not be valid past the 2019-2020 school year. Sec. 3512: During the COVID-19 emergency, the Secretary of Education can make payments - including on principal and interest - on loans issued to historically black colleges and universities through the HBCU Capital Financing Loan program, but the payments will have to be repaid to the Department of Education no sooner than one year after the COVID-19 emergency ends. The law appropriates $62 million. Sec. 3513: The Secretary of Education is required to suspend all payments due for student loans until September 30, 2020. Interest is not allowed to accrue during the suspension time. Each month during the suspicion must be treated as if the payments were made for the purpose of loan forgiveness programs. During the suspension period, student loan collections actions including wage garnishment and tax refund reductions must stop. People with student loans are allowed to keep making payments towards their principal. Sec. 3518: Allows the Secretary of Education to change the requirements, including matching requirements, for grant money given to colleges for the year of the emergency and the following fiscal year. Sec. 3519: Allows the Secretary of Education to excuse teachers from obligations they made to receive grants. The Secretary of Education is required to waive requirements that teaching service be consecutive for loan forgiveness as long as the teach completes a total of 5 years of required teaching service. Subtitle C - Labor Provisions Sec. 3606: Allows employers who will get a credit for the sick and family leave they are providing their employees to get that credit in advance. Sec. 3608: Required payments to employee pension plans can be postponed until January 1, 2021, but they must be paid with interest. Sec. 3610: Allows any government agency to change their contracts to allow the government to pay for up to 40 hours per week of paid leave that a contractor provides to its employees until September 30, 2020. This only applies to contractors who can’t work because the facilities where they work are closed and who can’t do their work remotely. Subtitle D - Finance Committee Sec. 3701: High deductible health insurance plans that do not include deductibles for telehealth services will still be considered high deductible plans. Sec. 3702: Starting on January 1, 2020, menstrual care products are considered medical products, which allows people to purchase them with Health Savings Accounts. Sec. 3703: Allows people on Medicare to be covered for telehealth visits to doctors they have not seen before. Sec. 3705: During the COVID-19 emergency, dialysis patients who receive their treatments at home do not need to meet face to face with their doctors, which allows the visit to be conducted via telehealth. Sec. 3706: The Secretary of Health and Human Services can allow hospice physicians or nurse practitioners to conduct patient visits via telehealth during the COVID-19 emergency Sec. 3709: Stops the 2% Medicare sequestration from May 1, 2020 through December 31, 2020, but extends sequestration for an extra year (to 2030 instead of 2029) Sec. 3710: Medicare will pay an extra 20% for people diagnosed with COVID-19, using “diagnosis codes, condition codes, or other such means as may be necessary” during the emergency period declared by the Secretary of Health and Human Services. Sec. 3713: Beginning on the day that a COVID-19 vaccine is licensed, Medicare will not charge a deductible for the the vaccine or its administration. Sec. 3714: Allows people on Medicare to get 90 day supplies of their drugs in a single refill for the during of the COVID-19 emergency declared by the HHS Secretary. Sec. 3719: During the emergency period, the Secretary of HHS can loan hospitals an advance of up to 6 months of Medicare payments. The payments can be made periodically or in a lump sum for up to 100% of the their usual payments, 125% for critical access hospitals. Hospitals will have to be given 120 days before any payments are decreased to offset the loans and must be given at least 1 year from the date of their first loan receipt to pay back the balance in full. Subtitle E: Health and Human Services Extenders Part I - Medicare Provisions Sec. 3803: Restores the funding levels of recently gutted low income programs. $13 billion to state health insurance programs, $7.5 billion to area agencies on aging, and $5 billion for aging and disability resources centers, and $12 billion for the National Center for Benefits and Outreach Enrollment. Part II - Medicaid Provisions Sec. 3813: Delays $4 billion in payment cuts to hospitals written into the Affordable Care Act which were supposed to begin in 2014. Hospitals were expected to be treating fewer uninsured individuals when the cuts were written into law. Part III - Human Services and Other Health Programs Sec. 3821: Extends the “Sexual Risk Avoidance Education Program” (abstinence eduction) from its scheduled end of May 22, 2020 to November 30, 2020. The program gives grants to states that agree to promote abstinence-only sex ed. Requirements and funding levels Sec. 3822: Extends the “Personal Responsibility Education Program” from its scheduled end of May 22, 2020 to November 30, 2020. Requirements and funding Part IV - Public Health Provisions Sec. 3831: Adds $1.5 billion to the funding for Community Health Centers to bring the funding to equal the 2019 funding, and funds them at the same rate through November 30, 2020. Adds $241 million to the funding for the National Health Service Corps, whose funding was allowed to lapse in December 2019, restoring its funding to equal the 2019 funding. Adds $45 million to teaching health centers that operate graduate medical programs to bring the funding to equal the 2019 funding, and funds them at the same rate through November 30, 2020. Subtitle F - Over the Counter Drugs Part 1 - OTC Drug Review Sec. 3851: Creates a new process for FDA approval of over the counter drug applications. Allows the Secretary of Health and Human Services to issue administrative orders to approve changes and new uses of over the counter drugs instead of requiring drug companies to go through the standard review process that takes longer. Companies whose applications are approved will get 18 month exclusivity on their drugs. Sec. 3854: Allows sunscreen companies with products affected by a pending FDA order to request that the HHS Secretary instead use the new, faster, less complete administrative order process created by Section 3851 for over the counter drugs. They must make this request by mid September 2020. Administrative orders issued by the HHS Secretary will be “deemed to be a final order”. As part of this process, the company may request and the HHS Secretary must conduct a “confidential meeting” with the company to discuss what data they should submit to show that their ingredients are safe and effective. Part II - User Fees Sec. 3862: Beginning in fiscal year 2021, to fund the new processes for over the counter drug approvals created by Section 3851, facilities that manufacture over the counter drugs will be assessed an annual fee and there will be either a $500,000 or $100,000 fee for requests to change drug monographs using the process created by Section 3851. Companies will not have to pay the fee if they are requesting changes to enhance warnings or instructions on the labels. TITLE IV - Economic Stabilization and Assistance to Severely Distressed Sectors of the United States Economy Subtitle A - Coronavirus Economic Stabilization Act of 2020 Sec. 4002: Defines a “covered loss” as “losses directly or indirectly as a result of coronavirus, as determined by the Secretary”, with “the Secretary” being Treasury Secretary Steven Mnuchin. “Eligible business” is an air carrier or “a United States business that has not otherwise received adequate economic relief in the form of loans or loan guarantees provided under this Act” Sec. 4003: Gives the Secretary of the Treasury the authorization to “make loans, loan guarantees and other investments” to "eligible businesses”, States, and local governments up to a total of $500 billion dollars. $46 billion must be directed at the airline industry and $454 billion will be loans, loan guarantees, and “other investments” determined by the Board of Governors of the Federal Reserve. Sec. 4004: Limits the amount of money that an employee of a business that gets a Treasury Department loan to $3 million plus half of whatever they got over $3 million in 2019 for the length of the loan plus one year. Sec. 4005: Until March 1, 2022, the Secretary of Transportation will have the authority to require any airline that takes loan money to maintain their flight schedules, as the Secretary of Transportation determines is needed. Sec. 4007: Suspends a 7.5% Federal excise tax on airlines from March 27, 2020 through the end of the year. Sec. 4008: Amends the Dodd Frank Wall Street Reform law to allow the FDIC to provide insurance for all accounts of banks that don’t accrue interest until December 31, 2020. Sec. 4009: Between March 13, 2020 and either the end of the COVID-19 emergency or December 31, 2020, the Board of Governors of the Federal Reserve is exempt from requirements that they give the public a day’s notice before their meetings and that they make public the minutes of their behind closed doors meetings. They must only keep a record of their votes and reasons for their votes which might be released to the public later (there’s no requirement that they be released). Sec. 4011: Allows unlimited lending to “nonbank financial institutions” such as insurance companies, venture capitalists, currency exchanges, and pawn shops until the end of the emergency declared on March 13 or until December 31, 2020. Sec. 4012: Lowers the amount of actual money that community banks must have in their possession from 9% to 8%, and gives the banks with less than that a “reasonable grace period” to get the money. This is valid until the end of the emergency declared on March 13 or until December 31, 2020. Sec. 4013: Allows banks to avoid counting troubled loans as troubled on their balance sheets from March 1, 2020 through December 31, 2020 or 60 days after the emergency declared on March 13th ends. Sec. 4014: Exempts banks from relatively new reporting requirements on their credit losses from March 27, 2020 through the end of the emergency declared on March 13 or December 31, 2020. Sec. 4015: Allows the Treasury Department to use its Exchange Stabilization Fund (which had $93.7 billion in it as of February 2020) to get around needing Congressional appropriations to cover any losses the Federal Reserve may need to absorb through its lending programs that allow unusual collateral to be offered like money market funds, corporate bonds, and securities. Sec. 4017: Increases the President’s power to use the Defense Production Act by waiving the requirement for Congressional authorization for projects that cost more than $50 million for two years and waives the requirement that Congress needs 30 days advanced notice before a Defense Production Act project can start for 1 year. Sec. 4018: Creates an Inspector General within the Treasury Department who will be appointed by the President. Says that when the Inspector General requests information, the agencies “shall, to the extent practicable” give him the information or else they will be reported to Congress. Sec. 4019: Prohibits loans or payments originating from the Treasury and Federal Reserve authorized by Section 4003 from going to any company in which the President, Vice President, an executive department head, member of Congress or their spouses, children, or son/daughter in laws own over 20% of the voting stock. Sec. 4020: Creates a Congressional Oversight Commission whose job is to conduct oversight of the implementation of this law by the Treasury Department and Federal Reserve. The commission will have five members: 1 appointed by the Speaker of the House (Nancy Pelosi), 1 appointed by the House minority leader (Kevin McCarthy), 1 appointed by the Senate majority leader (Mitch McConnell), 1 appointed by the Senate minority leader (Chuck Schumer), and 1 Chairperson co-appointed by the Speaker and Majority Leader (Pelosi and McConnell). Sec. 4021: Companies that allow customers to adjust their payment schedules have to report that the customer is current on their payments unless their accounts are already delinquent. This is valid from January 31, 2020 through either the end of July 2020 or 4 months after the emergency declared on March 13th ends Sec. 4022: People with Federally backed mortgages who have been affected by COVID-19 “directly or indirectly” can request and must be granted for a pause in loan payments for a maximum of about a year, but you have to request it twice (again after the first 180 days). Interest and fees will still accrue but they can’t charge any extra interest, penalties, or fees. Customers have to provide no proof of hardship. Prohibits the banks that manage Federally backed loans from moving forward with any foreclosure processes until mid-May 2020 (60 days after March 18, 2020). Sec. 4023: People/companies that own multifamily housing with 5 or more units with Federally backed mortgages who have been affected by COVID-19 “directly or indirectly” can request and must be granted for a pause in loan payments. The forbearance (pause) can be for a total of 90 days as long as the building owner requests it three times with at least 15 days notice. People who get this pause are not allowed to evict their tenants or charge them any late fees during the mortgage payment pause. Sec. 4024: Starting on March 27, 2020 and ending in late July 2020, landlords can not begin eviction proceedings for non-payment of rent or charge fees or penalties for not paying rent. Sec. 4025: Prohibits the government from attaching a string to a loan or loan guarantee that requires the business to negotiate with unions over worker pay or conditions of employment. This is valid starting on the day the business is first issued the loan and ending a year after the loan is paid off. Sec. 4026: Within 72 hours of each transaction, the Treasury Secretary must publish on the Treasury Department website a description of the transaction, the date, and the “identity of the counterparty”, the amount of the loan/guarantee/investment, how the price was determined, the interest rate, conditions, and a copy of the final term sheet. The Treasury Secretary also has to report any contracts entered into for the administration of loans or guarantees within 24 hours after the contract is entered into. The Federal Reserve has to issue reports to Congress that will have to be made public on their website within 7 days of the report being delivered to Congress. Sec. 4027: Appropriates $500 billion Sec. 4029: The authorities given to the Treasury Secretary and Board of Governors of the Federal Reserve to make loans, loan guarantees, and “investments” in businesses and banks will expire on December 31, 2020. Subtitle B - Air Carrier Worker Support Sec. 4112: The Secretary of the Treasury “shall” give money to airlines and the contractors that work with them which “shall exclusively be used for the continuation of payment of employee wages, salaries, and benefits”. Passenger air carriers will get $25 billion, cargo airlines $4 billion, and contractors will get $3 billion. Sec. 4113: The employees will have to be paid whatever rate they were paid from April 1, 2019 through September 30, 2019. Steven Mnuchin will decide all terms and conditions, other than the ones set by section 4114, 4115, and 4116. The payments have to start to be made within 10 days of enactment. The Inspector General of the Treasury Department will have to audit the certifications made by the companies about employee salary and benefit rates. Sec. 4114: Airlines or contractors that take the money can’t furlough their workers or reduce their wages or benefits until September 30, 2020, they can’t buy stock in their company or parent company, or pay out dividends. The Secretary of Transportation is also given authorization until March 1, 2022 to require only airlines or contractors that take the money to continue service to anywhere that they served as of March 1, 2020. Sec. 4115: Prohibits the government from attaching a string to a loan or loan guarantee that requires the airline or contractor to negotiate with unions over worker pay or conditions of employment. This is valid starting on the day the business is first issued the loan and ending on September 30, 2020. Sec. 4116: From March 24, 2020 through March 24, 2022, any airline or contractor that takes the money has to agree that no employee who made more than $425,000 in 2019 will be paid more than what they were paid in 2019, or will receive more than double their 2019 pay as a severance package. Employees that were paid more than $3 million can’t be paid more than $3 million plus half of the amount they were paid over $3 million in 2019. This includes salary, bonuses, stock awards and “other financial benefits”. Sec. 4117: The Treasury Secretary is allowed, but not required, to accept stock and securities and other “financial instruments” from the airlines and contractors. Sec. 4120: Appropriates $32 billion. TITLE V - Coronavirus Relief Funds Sec. 5001: Appropriates $150 billion for State, tribal and local governments. Amounts will be determined by population but each state will get at least $1.25 billion. Washington D.C. is treated as a territory and all territories will split $3 billion. Tribal governments will split $8 billion. Steven Mnuchin will decide how the tribal government money will be divided. The Inspector General of the Treasury must investigate the receipt, disbursement, and use of funds. TITLE VI - Miscellaneous Provisions Sec. 6001: Allows the Postal Service to borrow $10 billion from the Treasury Department. Division B - Emergency Appropriations for Coronavirus Health Response and Agency Operations Bureau of Prisons Sec. 12003: The Secretary of Health and Human Services “shall appropriately consider” distributing personal protective equipment and test kits to the Bureau of Prisons for use by inmates and staff. Sec. 12005: Authorizes and appropriates $300 million that the Secretary of Commerce can use for direct payments to subsistence, commercial, and charter fishery businesses. Department of Energy Sec. 14002: Extends the authority for the Secretary of Energy to sell oil from the strategic petroleum reserve and gives the Department of Energy the authority to sell $900 million worth of oil from the Strategic Petroleum Reserve, $450 million in 2021 and 2022, on top of the $450 million they can sell in 2020. The Judiciary Sec. 15002: Allows for criminal proceedings to be conducted via video teleconferencing until 30 days after the national emergency declaration terminates. It will only be allowed with the consent of the defendant or juvenile after they talk to a lawyer. Election Security Grants Provides $400 million to prepare for the 2020 Federal election cycle, domestically or internationally. The money must be given by the Election Assistance Commission to the states within 30 days. There is no direction on how the money is divided among states. The states have to submit reports on how they use the money. Money not used by December 31, 2020 has to be returned to the Treasury. Pandemic Response Accountability Committee Sec. 15010: Creates a Pandemic Response Accountability Committee that will investigate and report on the use of COVID-19 funds through September 2025. The committee will be operated by two full time paid employees and the other members will be inspectors generals from at least 9 federal agencies. The committee will have enforceable subpoena power. The committee is allowed, but not required, to hold public hearings. The committee will have a public website that is required to provide their findings, data, some contracting information, division of COVID-19 funds by state and congressional district, agency plans for use of funds, all recommendations made to the agencies, etc. Department of Homeland Security Sec. 16004: Prohibits the Department of Homeland Security from transferring War on Terror funds for the COVID-19 efforts. Sec. 16006: The Secretary of Homeland Security must extend the REAL-ID deadline until at least September 30, 2021. Department of Health and Human Services Public Health and Social Services Emergency Fund Provides an additional $27 billion for “developing necessary countermeasures and vaccines, prioritizing platform-based technologies with US based manufacturing capabilities, the purchase of vaccines, therapeutics, diagnostics, and necessary medical supplies”. Products purchased by the Federal government must be purchased in accordance with regulations on fair and reasonable pricing, ensuring affordability in the commercial market is optional. The HHS Secretary can not take any action that would slow down the development of the products. $16 billion can be spent on purchasing items for the Strategic National Stockpile. Funds can be used to construct or renovate “US based next generation manufacturing facilities, other than facilities owned by the United States government” in addition to the authority to construct or renovate private facilities that manufacture vaccines, therapeutics, and diagnostics. Adds an additional $100 billion to reimburse health care providers - public, private, and for profit - for COVID-19 expenses. Sec. 18115: Every lab that performs or analyzes a COVID-19 test must report the result of each test to the Secretary of Health and Human Services until the end of the HHS Secretary’s public health declaration with respect of COVID-19. State Department Sec. 21012: Provides $3 billion for the International Development Association (World Bank), $7.3 billion for the African Development Bank, and authorizes the Treasury “to make loans in an amount not to exceed the dollar equivalent 28,202,470,000 of Special Drawing Rights (which is approximately $38.5 billion as of April 21, 2020) OTC Drugs Bill Information Article: H.R.3443 - Over-the-Counter Monograph Safety, Innovation, and Reform Act of 2019, Congress.gov Article: S.2740 - Over-the-Counter Monograph Safety, Innovation, and Reform Act of 2019, Congress.gov Article: Roll Call Vote 116th Congress - 1st Session On Passage of the Bill (S. 2740), United States Senate, December 10, 2019 Bill Profile: H.R.3443: Clients Lobbying on H.R.3443: Over-the-Counter Monograph Safety, Innovation, and Reform Act of 2019, OpenSecrets.org Bill Profile: H.R.3443: Lobbyists lobbying on H.R.3443: Over-the-Counter Monograph Safety, Innovation, and Reform Act of 2019, OpenSecrets.org Sen. Johnny Isakson - Georgia: Top Industries 1995 - 2020, OpenSecrets.org Sen. Lamar Alexander - Tennessee: Top Industries 1995 - 2020, OpenSecrets.org Articles/Documents Update: Message from Jennifer Roberts, CEO of Chase Business Banking Chase Banking, April 23, 2020 Article: Hard-hit restaurants, gyms and other businesses are battling insurers over the coronavirus, sparking a new Washington lobbying war By Tom Hamburger and Tony Romm, The Washington Post, April 22, 2020 Article: Pelosi says Shall will stay on oversight commission after failure to disclose stock sales by Jeremy Herb and Lauren Fox, CNN, April 22, 2020.  Article: Vaccine Chief Says He Was Removed After Questioning Drug Trump Promoted The New York Times, April 22, 2020 Article: Highlights of the Nearly $500B Coronavirus Relief Bill The New York Times, April 21, 2020 Article: Publicly traded firms get $365M in small-business loans By REESE DUNKLIN, JUSTIN PRITCHARD, JUSTIN MYERS and KRYSTA FAURIA, Associated Press, April 21, 2020 Article: Restaurants’ bailout problem: Unemployment pays more By IAN KULLGREN, Politico, April 20, 2020 Article: Medical Staffing Companies Cut Doctors’ Pay While Spending Millions on Political Ads By Isaac Arnsdorf, ProPublica, April 20, 2020 Article: The coronavirus could force more doctors to sell — or shutter By Bob Herman, Axios, April 20, 2020 Article: Chase and other banks shuffled Paycheck Protection Program small business applications, lawsuit says By Dalvin Brown, USA Today, April 20, 2020 Article: Shake Shack returning $10 million government loan meant for small businesses By Stephanie Ruhle and Alex Johnson, NBC News, April 20, 2020 Article: WTI crude price goes negative for the first time in history By Cameron Wallace, World Oil, April 20, 2020 Article: In Race for Small-Business Loans, Winning Hinged on Where Firms Bank By Ruth Simon and Peter Rudegeair, The Wall Street Journal, April 20, 2020 Article: Zoom's Security Woes Were No Secret to Business Partners Like Dropbox By Natasha Singer and Nicole Perlroth, The New York Times, April 20, 2020 Article: A raw deal By Judd Legum, Popular Information, April 20, 2020 Article: The Trickle-Up Bailout By Matt Taibbi, Taibbi, April 17, 2020 Article: Donna Shalala Selection Makes a Mockery of Bailout Oversight Panel by David Dayen, The American Prospect, April 18, 2020.  Press Release: Pelosi Appoints Congresswoman Donna Shalala to Congressional Oversight Commission of the CARES Act, April 17, 2020.  Article: Ruth’s Chris Steak House Gets $20 Million From Coronavirus Aid Program By Charity L. Scott, The Wall Street Journal, April 17, 2020 Article: The COVID-19 Bailout That’s Left Every Hospital Unhappy In Its Own Way By Rachana Pradhan and Lauren Weber, Kaiser Health News, April 16, 2020 Article: I’m Overseeing the Coronavirus Relief Bill. The Strings Aren’t Attached. By Bharat Ramamurti, The New York Times, April 16, 2020 Article: House lawmakers indefinitely postpone return to Washington By Mike Lillis and Scott Wong, The Hill, April 16, 2020 Article: Paycheck Protection Program out of money: Thousands of small businesses shut out By Stephen Gandel, CBS News, April 16, 2020 Article: Here Are the Contracts Showing How $4.5 Trillion in Stimulus Was Outsourced to Wall Street By Pam Martens and Russ Martens, Wall Street on Parade, April 16, 2020 Article: Most Patients Undergoing Ground And Air Ambulance Transportation Receive Sizable Out-Of-Network Bills By Karan R. Chhabra, Keegan McGuire, Kyle H. Sheetz, John W. Scott, Ushapoorna Nuliyalu, and Andrew M. Ryan, HealthAffairs, April 15, 2020 Article: Renters Are Being Forced From Their Homes Despite Eviction Moratoriums Meant to Protect Them By Alana Semuels, Time, April 15, 2020 Article: One Person is Overseeing Congress's Bailout Loans. He Wants Answers. by Alan Rappeport, New York Times, April 15, 2020.  Article: Policy Memo: Federal Reserve Lending Facilities for Private Companies and Securitizations Americans for Financial Reform, April 15, 2020 Article: Hedge Fund Managers Claiming Bailouts as Small Businesses By Katherine Burton and Joshua Fineman, Bloomberg, April 14, 2020 Article: Rural hospitals shut out of stimulus loans face financial crisis By Rachel Roubein, Politico, April 14, 2020 Article: Tax change in coronavirus package overwhelmingly benefits millionaires, congressional body finds By Jeff Stein, The Washington Post, April 14, 2020 Article: WHITEHOUSE, DOGGETT RELEASE NEW ANALYSIS SHOWING GOP TAX PROVISIONS IN CARES ACT OVERWHELMINGLY BENEFIT MILLION-DOLLAR-PLUS EARNERS Sheldon Whitehouse, U.S. Senator for Rhode Island, April 14, 2020 Article: Your Coronavirus Check Is Coming. Your Bank Can Grab It. By David Dayen, American Prospect, April 14, 2020 Article: Tax change in coronavirus package overwhelmingly benefits millionaires, congressional body finds By Jeff Stein, The Washington Post, April 14, 2020 Article: How Some Rich Americans Are Getting Stimulus ‘Checks’ Averaging $1.7 Million By Shahar Ziv, Forbes, April 14, 2020 Article: Stimulus Oversight Panel Has One Person Trying to Watch $2.2 Trillion Alone By Joshua Green, Bloomberg, April 14, 2020 Article: Coronavirus antibody testing must be covered free of charge, feds say By Stefan Becket, CBS News, April 13, 2020 Article: Unsanitized: Meet The Corporate Bailout’s First Policeman By David Dayen, American Prospect, April 13, 2020 Article: Who's getting these hundreds of billions in government aid? For now, the public may be in the dark By Peter Whoriskey and Heather Long, The Washington Post, April 13, 2020 Article: CARES Act Package Ushers in Changes to OTC Drug Review Process Duane Morris, April 13, 2020 Article: Commission calls for review of election security standards By Tom Temin, Federal News Network, April 13, 2020 Article: Medical Staffing Companies Owned by Rich Investors Cut Doctor Pay and Now Want Bailout Money By Isaac Arnsdorf, ProPublica, April 10, 2020 Article: Furor Erupts: Billions Going To Hospitals Based On Medicare Billings, Not COVID-19 By Jay Hancock and Phil Galewitz and Elizabeth Lucas, Kaiser Health News, April 10, 2020 Article: Providers Begin Receiving $30B in Emergency Funding from HHS, Plus Newly Suspended State Regs Home Care Association of New York State Blog, April 10, 2020 Article: The Colleges Getting The Most Money From The Stimulus Bill By Wesley Whistle, Forbes, April 10, 2020 Article: It is Not All About the Coronavirus: The CARES Act Brings Long-Awaited Over-the-Counter (OTC) Monograph Reform By Genevieve Razick and Carolina Wirth, Arnall Golden Gregory LLP, JDSUPRA, April 10, 2020 Article: Unsanitized: Federal Reserve Rescue Is the Best Rescue By David Dayen, The American Prospect, April 10, 2020 Article: The Fed’s ‘Main Street’ Mistake Wall Street Journal, April 9, 2020 Article: Exclusive: These for-profit colleges could reap up to $1 billion in federal bailout money By Matt Smith, Market Watch, April 9, 2020 Article: Fed's balance sheet swells to record $6.13 trillion By Jonnelle Marte and Ann Saphir, Reuters, April 9, 2020 Article: 'Extremely Alarming': Coronavirus Stimulus Law Allows the Federal Reserve to Hold Secret Meetings on Corporate Bailouts By Jake Johnson, Common Dreams, April 9, 2020 Article: Congress Must Have Skipped the First Three Seasons of Trump Reality Show By Eleanor Eagan, The American Prospect, April 9, 2020 Alert: U.S. CARES ACT ENABLES LONG-AWAITED OTC DRUG REGULATORY MODERNIZATION: KEY HIGHLIGHTS By Brian Burgess and Julie Tibbets, Goodwin, April 8, 2020 Article: Coronavirus: CMS approves nearly $34 billion in accelerated/advance payments to healthcare providers By Keith A. Reynolds, Medical Economics, April 8, 2020 Article: Trump removes inspector general who was to oversee $2 trillion stimulus spending By Ellen Nakashima, The Washington Post, April 7, 2020 Article: Welfare for Wall Street By Nomi Prins, The Nation, April 7, 2020 Article: Congress fixed tax code “retail glitch” and gave real estate a tax windfall By Rich Bockmann and Kevin Sun, The Real Deal, April 7, 2020 Article: Trump removes inspector general who was to oversee $trillion stimulus spending By Ellen Nakashima, The Washington Post, April 7, 2020 Article: Big Restaurant, Hotel Chains Won Exemption to Get Small Business Loans By Bob Davis and Heather Haddon, The Wall Street Journal, April 6, 2020 Article: CARES Act Contains Significant New Over-The-Counter (OTC) Drug Provisions by Charles Andres, Wilson Sonsini, April 6, 2020 Article: Trump’s Aggressive Advocacy of Malaria Drug for Treating Coronavirus Divides Medical Community By Peter Baker, Katie Rogers, David Enrich and Maggie Haberman, The New York Times, April 6, 2020 Article: Private Flights Getting Cheaper Thanks to Stimulus Tax Relief By Katherine Chiglinsky and Tom Metcalf, Bloomberg, April 6, 2020 Article: 2020 CARES Act—FAQs for Nonprofit Organizations and Donors By James P. Joseph Bridget M. Weiss Dana O. Campos, Arnold & Porter, April 6, 2020 Article: What does the CARES Act mean for net operating losses and non-corporate business losses? By Douglas Charnas and Paul Leonard, JDSUPRA, April 3, 2020 Article: Trump announces intent to nominate White House lawyer Brian Miller as inspector general for $2 trillion coronavirus law by Jeff Stein, The Washington Post, April 3, 2020 Letter: Addressed to Secretary of Department of Health and Human Services, Alex Azar By Alexander Sammon, American College of Emergency Physicians, April 3, 2020 Article: Unsanitized: Why Banks Don’t Want to Help Small Businesses By David Dayen, The American Prospect, April 3, 2020 Article: Unsanitized: Aid Package Status Update By David Dayen, The American Prospect, April 2, 2020 Article: It’s Steve Mnuchin’s Economy Now By Alexander Sammon, American Prospect, April 1, 2020 Article: US aims to lease space in emergency oil stockpile, after buying plan canceled, sources say Reuters, April 1, 2020 Article: Trump may rent Strategic Petroleum Reserve storage to U.S. drillers By ARI NATTER, JENNIFER A. DLOUHY AND STEPHEN CUNNINGHAM, World Oil, April 1, 2020 Article: Temporary Waiver of Required Minimum Distribution Rules By Jean McDevitt Bullens, Baker Newman Noyes, April 1, 2020 Article: Unsanitized: It’s the First of the Month By David Dayen, The American Prospect, April 1, 2020 Article: Citigroup CEO Michael Corbat says bank is 'working around the clock' on small business relief program By Hugh Son, The CNBC, April 1, 2020 Article: Tax Savings Opportunities from the CARES Act By John Werlhof, CLA, March 31, 2020 Article: The Relief Package Ushers In Trump's Planned Economy By Matt Stoller, Wired, March 31, 2020 Article: Federal COVID-19 Economic Relief and Its Impact on the Energy Sector: An Overview Energy Alert, Akin Gump Strauss Hauer & Feld LLP, March 31, 2020 Article: Boeing Will Take Aid, Won’t Give Equity Banking Exchange, March 31, 2020 Article: Bailing Out the Bailout By Matt Taibbi, RollingStone, March 31, 2020 Article: US Banks Welcome $2trn Stimulus Package By David White and Zachary Kribs, Kidney News Online, March 30, 2020 Article: CARES Act to Improve Options for People on Home Dialysis By David White and Zachary Kribs, Kidney News Online, March 30, 2020 Statement: FDA on Signing of the COVID-19 Emergency Relief Bill, Including Landmark Over-the-Counter Drug Reform and User Fee Legislation Commissioner of Food and Drugs - Food and Drug Administration - Stephen M. Hahn M.D., U.S. Food & Drug Administration, March 30, 2020 Article: Key Provisions in the CARES Act for Health Care Providers By Health Law Practice - von Briesen & Roper, s.c., The National Law Review, March 30, 2020 Article: CARES On Campus: Stimulus Program & Higher Education By Anne Cartwright and Julie Miceli, JDSUPRA, March 30, 2020 Article: Inside the CARES Act: Changes to the Bankruptcy Code Under the CARES Act By Melissa Anne Peña, The National Law Review, March 29, 2020 Article: Lawmakers Pack Federal Stimulus Bill With Pet Provisions By Brody Mullins and Ted Mann, The Wall Street Journal, March 28, 2020 Press Release: Trump Suggests He Can Gag Inspector General for Stimulus Bailout Program By Charlie Savage, The New York Times, March 27, 2020 Press Release: Statement by the President The White House, March 27, 2020 Article: Unsanitized: The Federal Reserve Loads the Cannon By David Dayen, The American Prospect, March 27, 2020 Article: Inside the talks on the largest U.S. bailout: frantic negotiations, partisan tensions and a Trump tweet By Seung Min Kim, Mike DeBonis, Erica Werner and Paul Kane, The Washington Post, March 27, 2020 Article: Over-the-Counter (OTC) Drug Monograph Process U.S. Food & Drug Administration, March 27, 2020 Article: The Health Care Industry and the CARES Act: Insight and Next Steps Akin Gump Strauss Hauer & Feld LLP, March 27, 2020 Article: Bank Regulatory Provisions in the CARES Act By Robert Klinger, Bryan Cave Leighton Paisner, JDSUPRA, March 27, 2020 Article: Fed Releases Details of BlackRock Deal for Virus Response By Matthew Goldstein, The New York Times, March 27, 2020 Article: Stimulus Bill Allows Federal Reserve to Conduct Meetings in Secret; Gives Fed $454 Billion Slush Fund for Wall Street Bailouts By Pam Martens and Russ Martens, CounterPunch, March 27, 2020 Document: Terms of Assignment for BlackRock on Behalf of the Federal Reserve Bank of New York Regarding Secondary Market Corporate Credit Facility New York Fed, March 27, 2020 Press Release: Acting Secretary Chad Wolf Statement on the REAL ID Enforcement Deadline Homeland Security, March 26, 2020 Article: How the Fed’s Magic Money Machine Will Turn $454 Billion Into $4 Trillion By Jeanna Smialek, The New York Times, March 26, 2020 Article: Unsanitized: The Essential Imbalance of the 2020 Bailout By David Dayen, American Prospect, March 26, 2020 Article: Bonanza for Rich Real Estate Investors, Tucked Into Stimulus Package By Jesse Drucker, The New York Times, March 26, 2020 Article: Funding to refill U.S. Strategic Petroleum Reserve cut from stimulus plan By STEPHEN CUNNINGHAM, ARI NATTER AND JENNIFER A. DLOUHY, World Oil, March 25, 2020 Article: Stop the $6 Trillion Coronavirus Corporate Coup! By Matt Stoller, BIG by Matt Stoller, March 25, 2020 Article: Unsanitized: Bailouts, A Tradition Unlike Any Other By David Dayen, American Prospect, March 25, 2020 Article: Fed taps BlackRock to run emergency programs By Dawn Lim, Market Watch, March 25, 2020 Article: Avoid Taxes, Receive Federal Bailouts By Alexander Sammon, American Prospect, March 25, 2020 Document: INVESTMENT MANAGEMENT AGREEMENT New York Fed, March 25, 2020 Article: Fine Print of Stimulus Bill Contains Special Deals for Industries By Eric Lipton and Kenneth P. Vogel, The New York Times, March 25, 2020 Article: Congress to bail out firms that avoided taxes, safety regulations and spent billions boosting their stock By Jonathan O'Connell, The Washington Post, March 25, 2020 Article: 'Completely Dangerous and Unacceptable,' Ocasio-Cortez Says of Impending Senate Recess in Midst of Coronavirus Crisis By Eoin Higgins, Common Dreams, March 25, 2020 Article: Senate leaving DC until April 20 after coronavirus stimulus vote By Jordain Carney, The Hill, March 25, 2020 Article: Senate stimulus bill extends funding for abstinence education By Tyler Olson, Fox News, March 25, 2020 Article: Oil purchase to fill strategic reserve dropped from stimulus By Benjamin J. Hulac, Roll Call, March 25, 2020 Article: U.S. Fed hires BlackRock to help execute mortgage-backed securities purchases By Pete Schroeder and Michelle Price, Reuters, March 24, 2020 Article: What is the Exchange Stabilization Fund? And how is it being used in the coronavirus (COVID-19) crisis? By Sage Belz and David Wessel, Brookings, March 24, 2020 Press Release: Federal Reserve announces extensive new measures to support the economy Board of Governors of the Federal Reserve System, March 23, 2020 Article: COVID-19 Update: Federal Reserve Launches TALF (Again) By Scott A. Cammarn and Mark Chorazak, The National Law Review, March 23, 2020 Article: Trump's coronavirus eviction freeze won't keep a roof over our heads, advocates say By Tim Fitzsimons, NBC News, March 21, 2020 Article: Addressed to Speaker Pelosi, Leader McConnell, Leader McCarthy, and Leader Schumer By Ben Lane, America's Health Insurance Plans, BlueCross BlueShield Association, March 19, 2020 Article: Fannie Mae, Freddie Mac, HUD suspending all foreclosures and evictions By Ben Lane, Housing Wire, March 18, 2020 Press Release: Federal Reserve Board announces establishment of a Commercial Paper Funding Facility (CPFF) to support the flow of credit to households and businesses Board of Governors of the Federal Reserve System, March 17, 2020 Article: Federal Reserve cuts rates to zero and launches massive $700 billion quantitative easing program By Steve Liesman, CNBC, March 15, 2020 Article: How the drug industry got its way on the coronavirus By Sarah Karlin-Smith, Politico, March 5, 2020 Article: How Much Of Boeing’s Revenues Comes From The U.S. Government? By Trefis Team, Great Speculations, Forbes, January 2, 2020 Article: Funding Legislation Delays $4B in Medicaid DSH Payment Cuts By Jacqueline LaPointe, Revcycle Intelligence, December 20, 2019 Article: Southwest Airlines reaches confidential settlement with Boeing for some of its 737 Max losses By Lori Aratani, The Washington Post, December 13, 2019 Article: Boeing 737 Max Factory Was Plagued With Problems, Whistle-Blower Says By David Gelles, The New York Times, December 9, 2019 Article: How Much Income Puts You in the Top 1%, 5%, 10%? By Julia Kagan, Investopedia, November 21, 2019 Article: Senator Seeks Last Win In Over-the-Counter Drug Bill (Corrected) By Alex Roff, Bloomberg Law, October 31, 2019 Article: Boeing’s 737 Woes Aren’t Hurting Its Pursuit of Military Contracts, Exec Says BY Marcus Weisgerber, Defense One, October 15, 2019 Article: What Percentage of Americans Owns Stock? By Lydia Saad, Gallup, September 13, 2019 Article: FDA Chief of Staff Calls OTC Monograph Reform a Top Priority By Michael Mezher, Regulatory Affairs Professionals Society, May 21, 2019 Article: These 30 companies, including Boeing, get the most money from the federal government By Samuel Stebbins and Michael B. Sauter, USA Today, March 29, 2019 Article: Boeing Was ‘Go, Go, Go’ to Beat Airbus With the 737 Max By David Gelles, Natalie Kitroeff, Jack Nicas and Rebecca R. Ruiz, The New York Times, March 23, 2019 Article: Agencies reporting proposal for the implementation of Current Expected Credit Losses (CECL) Deloitte, January 22, 2019 Article: FDA Opens the Door for a Broader Range of Over-the-Counter (OTC) Drugs by Charles Andres, Wilson Sonsini, August 2, 2018 Article: Jared Kushner Paid No Income Tax for years By Jesse Drucker and Emily Flitter, The New York Times, October 13, 2018 Guidance for Industry: Innovative Approaches for Nonprescription Drug Products U.S. Department of Health and Human Services, Food and Drug Administration, Center for Drug Evaluation and Research (CDER), July 2018 Article: HISTORICALLY BLACK COLLEGES AND UNIVERSITIES: Action Needed to Improve Participation in Education's HBCU Capital Financing Program Office of Public Affairs, GAO, July 26, 2018 Article: 10 Things You Didn't Know About Alex Azar By Katelyn Newman, U.S. News, January 29, 2018 Article: The Richest 10% of Americans Now Own 84% of All Stocks Rob Wile, Money, December 19, 2017 Article: Why the newest sunscreens still haven't hit the U.S. market By Brady Dennis, The Washington Post, May 11, 2015 Article: Washington’s Skin Canc

This episode Host Mike and Brianne Showman talk about things to do for training while you are stuck without a gym. Mike is training for The Tunnel Marathon in June and WAS training for the Spartan Beast in Montana. Unfortunately like everything else live. Montana is now cancelled. Mike and Brianne walk about the two different trainings for a downhill marathon and a 13 mile uphill Spartan. They also talk through other things you can do to keep sane and in shape while COVID closes more and more businesses. Brianne and BeastNet have partnered up for a race. Until March 28th you can sign up for the EVERYTHING LIVE IS CANCELLED virtual race by following this link: https://www.facebook.com/events/502208497107244/ WANT FREE STUFF? Do us a favor and rate us and leave a review on your favorite Podcast Platform. Screenshot it and email the review to us at BeastNetPodcast@gmail.com and we will send you a sticker. www.BeastNetPod.com Get Your Groove On by Ron Gelinas Chillout Lounge | https://soundcloud.com/atmospheric-music-portal Torn by Ron Gelinas Chillout Lounge Freedom by Twisterium | https://www.twisterium.com Bittersweet by | e s c p | https://escp-music.bandcamp.com Wandering by Numall Fix | https://soundcloud.com/numall-fix Runaways by MegaEnx | https://soundcloud.com/megaenx Music promoted by https://www.free-stock-music.com Creative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_US #BeastNetPod --- Send in a voice message: https://anchor.fm/beastnetpod/message Support this podcast: https://anchor.fm/beastnetpod/support

Here at BeastNet we will be releasing supplemental episodes over the coming weeks, focused on health, fitness, mental health, and hope during the COVID19 crisis. We will be avoiding the political stuff out there and focusing only on things that will help our community. Today BeastNet Hosts Charity Fick and Pretty Mike sit down and talk about COVID19 and the effect on nutrition, training, and shopping for healthy foods. Charity is a nutrition coach and is willing to help anyone with ideas on putting together healthy options while accessing limited foods. Pretty Mike has a habit when the times are tough to sit back and eat Chips and you will hear him reference that at times in this episode. There's allot of talk about things you can do to be healthy in this episode. Please have a listen. Contact Charity here for nutritional help: https://www.facebook.com/believeinyourselfnutritionandcoaching/ Until March 28th you can sign up for the EVERYTHING LIVE IS CANCELLED virtual race by following this link: https://www.facebook.com/events/502208497107244/ WANT FREE STUFF? Do us a favor and rate us and leave a review on your favorite Podcast Platform. Screenshot it and email the review to us at BeastNetPodcast@gmail.com and we will send you a sticker. www.BeastNetPod.com Get Your Groove On by Ron Gelinas Chillout Lounge | https://soundcloud.com/atmospheric-music-portal Torn by Ron Gelinas Chillout Lounge Freedom by Twisterium | https://www.twisterium.com Bittersweet by | e s c p | https://escp-music.bandcamp.com Wandering by Numall Fix | https://soundcloud.com/numall-fix Runaways by MegaEnx | https://soundcloud.com/megaenx Music promoted by https://www.free-stock-music.com Creative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_US #BeastNetPod --- Send in a voice message: https://anchor.fm/beastnetpod/message Support this podcast: https://anchor.fm/beastnetpod/support

Episode 50 Feat. Rachel Kopczyk Episode 50 is LIVE Blackhawks fans! I welcome RaeRae (@thehockeylady on Insta and Twitter) back on the pod to talk about her NEWEST podcast with the Hockey Podcast Network along with @hunksofhockey on Insta and Twitter called House of Hockey. Available NOW on ALL major podcast directories! RaeRae and I then get into our Blackhawks nominees for individual NHL awards! Engage with us on Twitter if you agree or disagree with our selections! We would LOVE to hear from you! Get at me @HawksTalkPod. The Hockey Podcast Network is also happy to announce a brand NEW NHL Draft Lottery Contest through Tankathon! A $200 CoolHockey Gift Card goes to the winner! Tune in for more details and follow @hockeypodnet and @HawksTalkPod on Twitter for all the contest details! Deadline for entries has been moved to APRIL 8th, 2020! Until March 20th/2020 get an ADDITIONAL 60% off REEBOK shoes using the link below by entering promo code LUCKY60 in the checkout screen https://shareasale.com/u.cfm?d=650665&m=45519&u=2250047&afftrack= Shoutout to FoolBoyMedia from Freesound.org for the theme music in my Tankathon Contest promo! Check out more of his work here: https://freesound.org/people/FoolBoyMedia/ Let's Go Hawks! This podcast is hosted by ZenCast.fm

Episode 49 is LIVE Blackhawks fans! Tune in as I shoot the shit with Shane Ryan from the Frozen Biscuit Podcast! We catch up on the Ottawa Senators, share our thoughts on the suspended season, what owners and players are doing in the wake of the mandated pause and we delve into a few prospects that the Blackhawks should consider taking between 8-12th overall (depending on how the draft lottery shakes out). Fingers crossed we leap, again, into the top 3! The Hockey Podcast Network is also happy to announce a brand NEW NHL Draft Lottery Contest through Tankathon! A $200 CoolHockey Gift Card goes to the winner! Tune in for more details and follow @hockeypodnet and @HawksTalkPod on Twitter for all the contest details! Deadline for entries has been moved to APRIL 8th, 2020! Until March 20th/2020 get an ADDITIONAL 60% off REEBOK shoes using the link below by entering promo code LUCKY60 in the checkout screen https://shareasale.com/u.cfm?d=650665&m=45519&u=2250047&afftrack= Shoutout to FoolBoyMedia from Freesound.org for the theme music in my Tankathon Contest promo! Check out more of his work here: https://freesound.org/people/FoolBoyMedia/ This podcast is hosted by ZenCast.fm

Episode 178: the severe hundred and seventy-eighth episode of the PokeProblemsPodcast! Today we talk news. In Pokemon Go, Battle League Season 1 is here through Friday, May 1. Reward Pokemon at higher ranks include Rufflet and Pikachu Libre! Plus, at the end of Season 1, you’ll receive an Elite Charged TM if you’ve reached Rank 7 or higher. Cobalion and Lugia return as Raid bosses. A new Special Research story event is coming: A Drive to Investigate! This paid ticket event lasting a whole week (March 20-26) is your chance to encounter Genesect early. A Genesect themed weekend on March 20-23 celebrates this event as well. Abra Community Day is CANCELLED! There are a bunch of helpful changes that are in place until further notice to make it easier to play, including a one-time purchase bundle of 30 Incense for 1 PokéCoin. If you are following or competing in Play Pokemon, many Pokemon regional championships have been cancelled... Entertain yourself with the Pokemon TV app, now featuring the first Pokemon movie. In Pokémon Sword & Pokémon Shield, encounter Gigantamax GENGAR and Machamp (and Snorlax returns) until Wed March 25th! Until March 19 - Extreme Speed! Single Battles!! Online Competition. With only 10 seconds per turn to select a move, you'll have to think fast and make quick decisions. Miz Sylver caved and bought Pokémon Mystery Dungeon: Rescue Team DX! When it comes to Wonder Mail, there's a great listing of codes on Gamefaqs! MAR10 day just happened! There's all kinds of celebration products, including Mario LEGOS that remind us of Mario Zone from Super Mario Land 2: 6 Golden Coins. (The Wolf Doctor was wrong, she has totally played that game!) Graph is offering new Nintendo Clothing! And Levi's is making Mario Overalls!!! And check out the video of Mario Day at Nintendo New York from friend of the show Kirby! Happy #MAR10Day. Collaboration coming 04.01. pic.twitter.com/vk4H9UWQNs— Levi's® (@LEVIS) March 10, 2020 The Overwatch Archives Event is happening, and it's pretty awesome! Smite is having another weekend event! And there are some sweet new skins... Including a new Bastet skin... do you know what this is a reference to? Please tell us! Adventurer's Guild Bastet has pounced onto the Battleground from the Jade Corruption Event! pic.twitter.com/AxGacgwn47— SMITE (@SMITEGame) March 11, 2020 Thanks for listening! If you have any questions or comments, we want to hear from you. Tweet, email, or comment on the blog or Facebook to let us know! Follow @pokemoncastTweet!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0],p=/^http:/.test(d.location)?'http':'https';if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src=p+'://platform.twitter.com/widgets.js';fjs.parentNode.insertBefore(js,fjs);}}(document, 'script', 'twitter-wjs');!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0],p=/^http:/.test(d.location)?'http':'https';if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src=p+'://platform.twitter.com/widgets.js';fjs.parentNode.insertBefore(js,fjs);}}(document, 'script', 'twitter-wjs');

This week we're sad, but also happy, to announce the end of Constantly Calibrating and the Constantly Calibrating Podcast. It's been a long road these last eight years, through high highs and low lows. It's been our joy to share this time with you all, but all good things must come to an end. Join us as we discuss what the end of Constantly Calibrating means and announce some, but not all of our plans leading up to the end.   It's not all melancholy news, as we're joined this week by the Founder of Pixer River PR, the wonderful Chris Souza. Chris was lovely enough to offer to join us on this episode to discuss our own history, while telling us a bit about his own journey. We talk PR in the gaming industry, plans for PAX East, and circle around a great many topics.   Until March 10th The Constantly Calibrating Podcast is live every Tuesday at 4:30PM PT / 7:30PM ET on Mixer.com/ConCalPod! We’re building up to our big goodbye show and we’re excited to celebrate the next few weeks with you all!

Until March, the sun has been largely quiet in 2019. We are in a solar minimum in its 7-year sunspot cycle. However, we've seen a couple of interesting sunspot clusters in the last few weeks. One of them hurled a "CME" (Coronal Mass Ejection) towards Earth that will zip past Earth on Saturday night. It MAY elevate our opportunity of seeing the northern lights this Saturday night. The weather couldn't be any more perfect if you live in Ohio. If you live elsewhere, check on your local forecast for sky conditions. In Episode #064, you'll gain some tips and insight that may increase your chance of seeing this delightful phenomenon. The resources I talk about in the episode are listed on http://www.weatherjazz.com (under Episode #064). --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/andrebernier/support

City Journal contributing editor Howard Husock joins associate editor Seth Barron to discuss the Manhattan Institute's Civil Society Awards, which recognize outstanding nonprofit leaders who develop solutions to social problems in their communities. History has shown that free markets are the best way to organize economic activity, but a healthy society relies on charitable and philanthropic enterprises to help those in need and prepare citizens to realize their potential. To support these goals, the Manhattan Institute established the Social Entrepreneurship initiative in 2001, now known as the Tocqueville Project. At its 2019 Civil Society Awards in New York, the Manhattan Institute will honor four outstanding nonprofits with gifts of $25,000 each. Until March 27, you can submit your nominations here.

Until March 4, 1944, the lack of long-range fighter escort prohibited U.S. participation in bombing raids over Berlin. Over the next week, massive squadrons of bombers swarmed over the German capital. American bombing over Berlin would continue to cripple German forces.

About Deirdre Latour Deirdre Latour is a communications strategist and reputation expert that counsels a broad range of clients including CEOs, PR agencies and in-house corporate communications teams. Until March 2018, she was the Senior Advisor and Chief Communications Officer for GE and served on the company’s management team. In that role, she was responsible for the company’s global communications function, including financial communications, public relations, Ecomagination (sustainability), public affairs, talent development and helping to shape the company’s strategy and culture. In the last few years, she played a major role in influencing stakeholder perception as the company managed a variety of transformative developments including a CEO succession. Among other accomplishments, she helped to drive the evolution of GE’s image from a legacy industrial manufacturing and financial services conglomerate to a focused digital company through media, thought leadership, events and executive positioning. Deirdre lives in New York City with her husband, three sons and a pug named Mops.

Erika Cirioni's case isn't like the others we've explored in our podcast. While there surely was a crime scene, police never found it. Until March 2012, when some children found her remains in the woods in Montville, she technically was considered a missing person. That was more than five years after she vanished on New Year's Eve 2006. In this week's episode of "Case Unsolved," we'll dig deeper into Erika's last known moments and the years that followed. Where did police look for her? Why might someone have wanted to kill her? And who did she talk to on that fateful New Year's Eve?

Transcript: [00:00:02] Hey everyone this is Lynn Vartan and you are listening to the apex hour on SUU's Thunder ninety one point one. In this show you get more personal time with the guests who visit Southern Utah University from all over. Learning more about their stories and opinions beyond their presentations on stage. We will also give you some new music to listen to and hope to turn you on new genres. You can find us here every Thursday at 3:00 p.m. on the web at suu.edu/apex or email us at suuapex@icloud.com but for now welcome to this week's show here Thunder ninety one point one. [00:00:43] OK. Well it's Thursday it's 3:00 p.m. and you're here in the studio and this is the apex hour. My name is Lynn Vartan and I'm so excited today excited two of my most favorite people in the studio with me and we are celebrating because our season is officially done for the spring semester which is totally awesome. But the fun doesn't end here. Those of you have been enjoying the radio show. I'm going to stay in my 3 p.m. slot here live and throughout the summer I'll be on air every couple of weeks and then that means that the podcast will also be active all through the summer. Just a reminder that we're subscribable on iTunes and on Google Play or wherever you get your podcast. And just do the search for SUU APEX. All right so let's get talk in here to my guests. I've got two of my favorite ladies and what we're doing today is we're kind of doing a behind the scenes with APEX for the spring semester. Those of you who know me well know I love me some TV and I love watching series where there's this after show or the behind the scenes or the looking behind the curtain of sort of the inner workings of things and that's what we're doing with the show. I'd like to kind of do it every semester and kind of talk with some of my great great great awesome staff and friends about how we make this thing work and some memorable moments from the season. So what I'd like to do is for you guys to introduce yourselves and maybe talk a little bit about what you do for APEX Who'd like to go first. [00:02:28] I can start my name is Roxane Cailleux and I graduated last year from SUU with a communication degree and now I work for Lynn and I am the event planning assistant and I just work alongside Lynn and we organize everything. So for me what I do is from social media to managing the class because we have a convocation class so grading the students and making sure they are fine. I also take care of the food orders, catering facilities, all of that. [00:03:14] She does everything. Let me tell you this whole thing would not run without her. We like to say that she's like my right and left hand. I mean assistant is not even the word to describe it. You're definitely our producer and really you have a hand in every single aspect of what we do. Yeah a lot of e-mails every day that is true. What is your favorite aspect of your job. [00:03:39] I like the day of. Everything from in the morning when we get there to the end when we wrap up. It's my favorite thing to do because there's adrenaline I like seeing people in the audience react. And I like meeting the speaker who we've been working to get here for so long. And yeah just like that day. But I like everything that I do. [00:04:03] But yeah yeah we definitely like our office time together. [00:04:08] Mondays Greek Fries [00:04:10] Yeah. Greek fries in the office while we get everything done. Yep yep. Thanks Roxie. [00:04:17] All right. Katie tell us about yourself. [00:04:19] Hello my name is Katie Englert and I teach in the ESL program here at the American Language and Culture Center. And for APEX I take pictures so I do all the photography during the event. Some of you out there might have seen me trying to be nonchalant as I walk around and take pictures. [00:04:42] But I love having you with APEX because you have a really artistic eye. You know and I'd like to know like everybody to know a little bit about your background because you have an anthropology background so when you're looking at a subject you're looking with a very specific kind of lens. [00:05:00] Yeah my background is in both anthropology and photojournalism so I kind of started my career as a photojournalist and then moved into visual anthropology and culture anthropology and my master's studies. But yes so I'm I'm definitely looking observing. I try to keep that camera up to my eye 24/7 when I'm sure an event like apex. And I'm just trying to find that moment that will tell the story. So it's always a challenge because sometimes people who are speaking can be kind of hard to shoot because it's often just someone speaking at a podium. So I'm just trying to catch that moment that's in between to kind of give some humanity to the person that's speaking and tell the story. That's so cool [00:05:50] If I can add something. You've really elevated it from my point of view since I do social media. You've really elevated the social media aspect of APEX. Oh wow thank you. But it's become really nice looking. Every week we have really good pictures to post so I think people enjoy that. [00:06:08] Yeah I think one of the things that's so cool is that in addition to kind of the standard shots you know you're really going for some interesting and different shots and I really love that. I mean can you talk about some of those. [00:06:20] Yeah that's that's especially what I'm trying to find those those moments before the event happens. One of my favorite moments I think was with her when Jeff Bradybaugh was here and it was a moment while you were speaking introducing him and he was kind of to the left of you in the frame and he's like looking up at the PowerPoint. But it's just this nice light coming on his face and and the moment the composition just worked. And for me that was my favorite shot of the whole event even though it wasn't focused on him it was just the sense of him talking about him. But I'm just always looking for that kind of behind the scenes moment and because that adds to what he is talking about or the speaker is talking about in what everybody sees. And so thanks for the Yeah that's really nice. [00:07:14] You're really able to get kind of the feel of the event that way and that's one of the things that I've really enjoyed about your work. You know I had no idea that that photo was your favorite. And for those listening I mean we're talking about photographs but you can definitely check out all of our photographs by going to our Facebook page which is SUU APEX Events or just search for SUU APEX or they're all on the website which is suu.edu/apex and all of Katie's photos from the event. [00:07:45] So there and I had no idea that was one of your favorites [00:07:49] One of my favorites from like like before the actual event. And just because I felt like it came together in just a nice little moment that you know only maybe I saw. And yeah but hopefully it tells a bit about the scene. [00:08:03] Oh my gosh. So do you have any other favorite photos? That one of Susan Casey... [00:08:08] Yeah that was good. I like that. That was a nice moment too. She was interacting with someone that was buying her book. And again just trying to be in the right place at the right time. That's my goal. That's my job. And when I can do it successfully I'm happy. So got that one stands out. Some of lemon. ANDERSON Yeah and just performing. Those were always fun to shoot because again you're trying to get that emotion and that intensity from what the person is doing. [00:08:45] Was there anyone that was particularly was there any particular event that was more challenging to shoot from a from a fit of graphics and we'll talk about content later but from a photographic standpoint was there one that was more challenging the business. [00:08:59] One was a little bit of a challenge but I liked the challenge. Those are my favorite because I'm try again trying to get the best shot. But that was a challenge because it was a panel. So I was trying to move around and trying to get everybody in the same shot without it being boring or you know like a missed moment. So just waiting waiting and waiting for that moment to happen with five or six people in the same shot. So that can be tricky. And also just the lighting can be sometimes pretty dark in our room a lot of time. [00:09:31] What do you use. What kind of equipment. I mean I don't know much about this kind of thing. [00:09:37] My cameras rather old. I was just telling someone earlier today it's about 12 years old. Why did I use a Nikon 80. So for those of you photographers out there it's pretty old but I have an idea. 200 that is the lens I usually use especially when I'm far back and then 50 or 35 I think. So yeah I could definitely use some better gear but it'll you know it'll happen and you can do a lot. I've had those two lenses for 20 years and then they work pretty well. [00:10:10] Definitely working for us. How about you Roxy what's maybe more challenge. Is there a particularly challenging part of the day or of the event or something that you always know you have to kind of manage. [00:10:24] Probably the lunch Yeah I was going to say the lunch invites and I really try throughout the week because we get our RSVPs and everything so I try to make sure that we have everyone and then it's just a little it's a little scary for me to actually get to a lunch and then I'm just scared that someone is going to show up and be like. I RSVPd But I don't have them on my list and I have to make room for them. I have to tell them you have to go home. That's a little stressful for me. And then I try to anticipate as much as I can but I'm always nervous about just last minute problems like Chartwells is great but you know I'm always like is the team going to be there you know and stuff like that. Yeah. [00:11:12] Chartwells is our catering man. We've really had such great experiences with them this semester. We've tried some new different kinds of foods for the lunches and things like that and that's just been really fun. So yeah but you always want to make sure you know you do such a great job of anticipating my every need and sometimes I'm about to say and how about. And she's heard did it which is great. [00:11:37] So yeah it's easier if you just anticipate everything that could happen. That's what I learned from what I from I've been planning since I've started. And you just have to anticipate what could happen what's the worst that can happen that day. And then you always already have a backup plan. So if it actually happens then you know what to do and you don't have to freak out about it. And we don't need backup plans. So really really great. There's not a lot of times where something happens. [00:12:08] Yeah. I've been really thrilled with everything that way. OK. Going to a more sort of global thought Why do you think. You know we really believe in this series and I know you guys really believe in this series. But you know maybe talk a little bit about why do you think this series in particular or any speaker series like this is important to have on campus or why is it important to why do you think it's important to this community. [00:12:40] I think it's important for the students because we're in a university and it's all about learning and discovering new things and not staying in your comfort zone. So I think we're very lucky to have so many great people come to campus. And we're a rather small school and the fact that we can bring this type of people is is really impressive and it's really we're really lucky so the fact that the students can just show up for free every week and have a chance not only to hear what they have to say but also interact with them make connections. I mean I've seen students talk to the speakers and you know get their information. And so it's a really great thing to have on campus. I think it's very important to keep doing it. [00:13:30] That actually happened quite a bit just a couple of days ago with Dr. Bert Tisbury. You know she was giving out her phone number and you know all kinds of connections were happening and that's that really makes me happy. Katie what do you think. [00:13:44] I agree with everything you just said and just the diversity of this past year of the speakers that have come for Apex has just been truly remarkable and I feel really lucky. I mean I feel like to be a part of it as a shooter but I really feel lucky just to be a part of the audience and hear all of the different experiences that the speakers bring to the event and especially the diversity like like you said. And I like that we have people who are former alumni. We have people in the community. We have people from all walks of life all ethnicities diversity jobs. And I think it's just one of the best things about you that I just love. So it's very exciting to be a part of it. [00:14:30] Yeah that's definitely the diversity component has been something that we've been really from the design process really focusing on. And you know it it's not just bringing in a diverse environment from around that's certainly a key aspect of it. But like you said you know once a year we're featuring and then alumni and then we're bringing people from our community and our environment like off the cuff or the superintendent for design National Park and I think that you know continuing to showcase the just everything that's around us. [00:15:03] And then couple that with bringing people in is definitely a passion of mine and a goal for the series so I'm glad that that's been a meaningful part of it for you. Yeah that's great. Well I think what we'll do is we'll play a song now so I've got in my typical style Yeah. All kinds of things. I've been digging deep into this playlist. That's a bunch of kind of I guess emerging artists or perhaps new mostly new artists from the South by Southwest 2018 festival so I've got a few more from that. This first song is going to be called thanks 4 nothing. And it's by Nilufer Yanya and it's the title track from the album. Thanks for nothing. And again it was one of South by Southwest features and you can find it on Spotify or wherever you listen to music. You're listening to KSUU thunder ninety one point [00:19:03] Ok well welcome back. And this is Lynn Vartan and you're listening to KSUU ninety one point one and this is the apex hour and this is our kind of behind the scenes for this season's show. And I've got Katie and Roxie joining me and we're just kind of talking about how the season went down and some standout moments and just you know a little bit more about the inner workings of Apex the band. So welcome back Roxie and Katie Hello. [00:19:33] So what I'd like to do is kind of just talk about we had 11 events 11 or 12 1 2 3 4 5 6 8 9 10 11 11 events this spring and just kind of I'd like to just sort of remember them and maybe get a couple sentences from you about like your reflection or something you remember about it. We began the season the way our season works for anybody who doesn't know it's a weekly event series. During the course of the academic school year in the fall we start about the second week of September and run all the way up until Thanksgiving. Then we take a little break for the holidays retool. We begin in about the second week of January 2nd or third week and then go all the way through till the first week of April which is when we finish which is this week. So we began the season with our distinguished faculty lecture. What this event is is that there is opportunity for faculty members on campus to submit a written a paper presentation. That is original and that is adjudicated by a faculty committee that has nothing to do with APACS I'm not on the committee or none of our team is on the committee it's an internal university committee who goes over all of these proposals and then chooses one to be our faculty distinguished lecture and then we host that event where the faculty member reads their lecture. You may remember last year was Dr. Marbeck an art history and then this year our event was Dr. Ravi Roye and his talk was titled rebuilding public trust and democratic governance. The great political paradox you guys have any memories from that or thoughts about that one. [00:21:26] I know for me that the key that he brought up that I was really interested in was his opinion of the state and of democracy and where we move forward with democracy and that he's a little nervous about kind of the process of where we're going with democracy. Did you guys have any memories from that one. Yeah I remember I remember that although January seems like a long time ago now. But I remember thinking at the time when I was shooting it how great to hear what he's researching and what I remember as who is working on and just being really excited about that and not realizing at the time which again is why I think APECs is so amazing and that it brings speakers like Ravi to discuss the research and for the public to understand what they're working on. Yeah I think that's cool because I mean I you know you you see people's names and maybe you're on a committee with them. That's actually then really see what or hear what they're discussing is amazing anybody wants to know more about Dr. Roy's presentation. He was also our very first radio guest on the show. So you can definitely check out his talk with me on the podcast and we go over a lot of the things that he mentioned and and his thoughts. So yeah I'll move on to the next one. [00:22:57] Did you have anything to say about [00:22:59] Just for me. It was kind of a special one from an event standpoint as you said. You know we had our first radio show with him and I think that's when we changed the seating to theater. And I just I really liked that and yeah just the first one of the season is always kind of special. So. [00:23:19] That's right. That was when we did the seating change and other behind the scenes tidbit wearing a very large conference hall and it's a really cool room but we always had just one aisle down the center. And actually we changed it so that we had multiple aisles so there's actually four different entry points kind of four aisles the two on the outer edges and then two in the middle which makes it really easy for people to kind of get in and get seated especially late comers. You don't have to feel like you're climbing over everybody in the movie theater that type of thing so cool. All right our next one was the SUUSA roundtable was a state of the Union and I called it where we had several of our Southern Utah University centers and just discussing different topics on campus and just kind of seeing what our young leaders are doing. This one. You know I'm not sure if we're going to make it an annual event or not. You know but it was really important I think to have the senators there and to kind of hear what their what the topics of interest to them are and kind of how they're looking at leadership. Did you guys have any memories from that one. [00:24:28] I can't believe this was the second event that we did. It feels like yesterday. It's so weird that it was the second. Yeah. But I thought it was a different event than what we usually do. And I liked having them there. And for me when I was a student I never really knew what SUUSA was doing. So I think it's really good for everyone to have been able to listen to them and see what they're actually working on. And yeah and I was really happy about the turnout attendance wise because I was a little worried about it. Some people just don't show up but it was really I think we got about 100 people a little bit less but that was really that's a surprise too I think to everybody and it turned out really well so yeah. [00:25:18] And that one within our smaller room we sometimes do events in the waiting room which is a smaller room and it's about a 100 120 capacity and yeah we had quite a few people at that one. [00:25:29] Just to add to what Roxie said. I think it was just great to have them their presence in a forum like APEX and how articulate everyone on that panel was really impressed with the panel and again it just made me really appreciate you and the students that are here and representing Southern Utah. And yeah I just was really impressed with without having gone. [00:25:58] Well that was January and then we move on to February and we began our event with our meet the business building which is you know a real special event for this year. It's kind of one of these once in a lifetime once because I mean new buildings don't go up every day on campus and we have this amazing brand new business building that's that's coming up. And this event was all dedicated to the making of that building. We had facilities we had the architects coming here the the contractors the business Dean spoke and that was kind of a roundtable discussion and one of the things that really stood out to me and maybe you guys feel the same way as the artist was I didn't [00:26:41] There was going to be some really cool art in that building that really reflect our natural landscape. Glasswork that's going to reflect off of the light and all these things and there's going to be a lot of social areas in that building and outdoor areas. I was really excited learn about that. [00:27:00] Yeah it was really amazing to see all those parts come together in that one for. And they had slides to kind of show what the business building is going to look like both inside and I think outside. Yeah and Yeah. Again another kind of local event that's very much a part of who you and the future of us which is just exciting. I was really excited to be a part of it. Roxie do anything about that. You don't have I mean you guys don't have to talk on every single one. Just say no if you don't that's fine [00:27:32] just the fact that I mean our office is right next to it. We see the construction every day and we just want to see it it's going to be in there and I was never a business like student. But I our current one can have some improvements. I'm really happy that students will have that opportunity to study somewhere like that. And it's it looks great. I mean I'm excited. [00:27:55] Yeah yeah. Well moving along on February 8th we had Emily Graslie and wow what a treat she was. I mean Emily Graslie has a youtube channel called The Brain scoop and it's just the absolute YouTube sensation and she she works the brains Scroope out of the Field Museum in Chicago. One of the big natural history museums in the nation and her story from from art painter in Montana to YouTube sensation scientist who goes all over the world you know inspecting fossils and dissecting animals and everything was just amazing and her talk was titled The value of curiosity. Memories from that one. [00:28:43] Yeah for me I really liked her because when we prepared the events we only have like a couple of pictures of the speaker and I can't help just making my own opinion and just expecting some kind of personality or like the way they're going to be. And she really surprised me because she always looks so sweet in her picture. And she is really sweet but I was pleasantly so surprised, she was very confident and she's very kind of feisty and I we she was really fun and I really enjoyed her talk. And the fact that she came from a completely different background than what she's doing now I thought that was crazy and also the fact that she's on YouTube is a really cool thing because it's become a really big platform especially for my generation and students here at SUU So it was really nice to have someone who comes from there. [00:29:35] Yeah I agree. I think what really stood out to me about her aside from what she actually does for her living is that she was a painter and then just was interested in going to the museum on her campus that the museum was like a very small room like things just packed up. And she made that into a career and it was really like inspiring and I thought like I thought if I was a student I mean as a as a grown adult professional I was really inspired and it just shows how you might start out somewhere in your career or in your major. And then how it can lead into other things and how exciting and successful she was and again very articulate strong passionate woman.And we had a lot of those was exciting to be around [00:30:28] Until March really started. but let's get a guy in there. February 15th we had our day in the life series where we bring someone in to talk about what their life is like. And this was Jeff Bradybaugh who is currently the Zion National Park Superintendent. And I just thought he was a delight one really just delightful delightful person and packed event in our smaller room and we were overflow we had like project we had to have the audio in the lobby so that the overflow could hear. That was just amazing. Yeah anything to add. [00:31:05] I think so. I know a lot of teachers in the ALCC we try to bring our students over to the apex events and that was a big one for students I think because they know where Zion is they can go there and to to hear someone from Taiwan it's involved with what goes on in Zion speak and talk was really great for them as well as myself like being relatively new to southern Utah. It was just great to hear his perspective and kind of how his journey came to be at Zion and some of the things that they're looking forward in the future. So it was really really great. And I love that picture I took. [00:31:45] It was well and then moving on we'll get one more before we take our next break. We could talk all day now and this was a very special event and it may maybe some people's favorite of the season. This was our Claudia Bradshaw event. Claudia Bradshaw is just a wonderful mother figure to us all is kind of how we came out of that and her talk was titled My journey into a new world and it was really about. She is the St George P. flag founder and a real ally to our LGBTQ plus family and it was just her story and special treat that her son was able to travel here from Chicago. So I'm sure you have something to say. Yeah I loved this one too. I loved that both her son and daughter were there and got to comment on when her son came out to her and kind of that family journey that they went through. And hell being in southern Utah that was hard and some of the pushback they got. But the thing that really stood out to me about Claudia is she is all about love and and that's it. Like I think of her and I remember leaving that event and just thinking she didn't have a negative thing to say about anything or anyone. And that is remarkable. Like you I haven't come across a lot of people in my life that doesn't have something negative to say everyone's right. So yeah right. [00:33:22] So it was just amazing to be in her presence and hear her talk talk about her family's story and her son and her daughter being there and being a part of that. So that was a real treat. And I loved shooting them. They were for tugger photo photographing them I should watch my verbiage when I say shooting out the way through and then before we go to break I asked our journalist Billy Clouse our journalist and blogger and those of you who follow us on online and and look at our archive. You see his reflections every week of the event. I asked him did one event stand out to you. And if so why. And here's what he had to say. [00:34:08] A lot of really cool things that APEX had. And I remember Emily Graslie especially fun for me because she started out as a Fine Arts major and they kind of transitioned into science fulling her passions. And I think it's really cool to be involved in so many different things. But I think my favorite of all the events really had to be the keynote address given by Dr. Perry. She's such a driven person. She was so happy and fun and they couldn't stop smiling throughout the event and to her story is just so inspirational. [00:34:43] Yes so that was Billy's opinion and you heard him mention Emily and we'll definitely talk about Dr. Berry I think a little bit more but time for some more music. And I have to apologize because the last song that you heard was not thanks 4 nothing. It was actually causing trouble by Saint sister. Now you're going to hear. Thanks 4 nothing. And again just our station I.D. This is KSUU Thunder ninety one point one and you are listening to the APEX hour. [00:37:57] All right we'll I'm going to bring you back here to the apex hour because we were just talking in the studio about how much more we all have to say. So this is KSUU thunder ninety one point one. My name is Lynn Vartan and I am joined in the studio with Roxie and Katie and we're talking about APEX. We left off at the beginning of March. And from you know these last five events that we had were just amazing. March 1st was Elizabeth Churchill who is one of the directors of user experience at Google. And she talked about human interactions human computer interaction over the ages. And it's hard to say a favorite but I don't know. She was like my she's like my hero sister yes soul sister. That's totally. I wasn't expecting to connect with her on the level. I mean I'm a musician and she works at Google but man that's and that's one of my favorite of the radio shows and the podcast too. Would you guys think I was excited about her because she's one of the biggest ones. Like she's I think one of the first marginality that we got. [00:39:07] I just was a little I don't know I didn't know what to expect but she was so sweet and so I just loved how generous she was with everyone that she interacted with and for people who only go to the lecture listen to the radio may not know but we also do class visits with the speakers usually. And she came. She went to so many and she was so she just shared a lot with people and she was just willing to help and I just really liked her. I like how she interacted with students. Especially Yeah yeah. [00:39:43] Yeah I agree I got to sit in one of her classes and she just seemed really at ease and able to communicate with anybody and got students talking and it was good. It's good to hear that. [00:39:56] So true she got she. I felt like I could put her in a group of anyone and come out with some amazing thing that just happened. So that was really cool. On March 8th we had Jen Marlowe another you know somebody who I did not know at all. Both Dr. Churchill and Jen Marlowe were were ones that were brought by other faculty members to me to have as guests. And so I didn't know what to expect with Jen and she's a film maker playwright her reflections on resistance from Palestine to Darfur to death row and man was there. There was not a dry eye. There was an intensity her event needed to be to. Like she showed three different projects that she had worked on and yeah she was amazing. I think again just so great that our students have access to people like Jen and Elizabeth and all of these speakers. Yeah yeah. [00:40:58] Powerful Yeah we had are in a different venue than usual and I think we were all a little nervous about the turnout but I think it just worked perfectly for her because it was so intimate. And she was able to really connect with the audience. And yeah I talked to her afterwards and I was like I don't know how you talk about this on a daily basis and like just do this for a living. And she was just like you have to focus on the positive that comes out of it. And I think that was a really nice thing and I just really like her and I I did cry a lot. [00:41:32] Her presentation is in the archive and up and unavailable so if you want to check it out and see what we're talking about it's definitely there. Then we had kind of our final push we had spring break in there so we had a week off and then and then we moved to the end of our like power to the end and we had Susan Casey come in and wow. [00:41:54] I was so impressed with her and I love those. I have probably three images of the brains because I just was so fascinated by the brains of there were whales and dolphins dolphins and what she was talking about just the science behind that was just amazing and how passionate she was about the topic it just really was inspiring like ice and passion and you know her books are so good so good. Yes [00:42:24] She was kind of like Emily in a sense that she didn't come from you know a science background. She's a writer. But I really like the fact that she just followed what she wanted to do and just decided to live from her passion and that was really inspiring. Also my favorite shot from you is the one you took when she was book signing. [00:42:45] Her expression it's just such a perfect blend of her and how she. I mean the passion and then the innocence then let [00:42:53] It just captured exactly who she is and how I saw her love it. [00:42:58] I really appreciated to like because we were able to talk to her at the lunch and she talked a lot about her next projects and how much research goes into that and just gave you a little bit more information. Also a great podcast everybody can listen to. She was great on the radio. And then our last two which which is just barely happened we had our art students roundtable and that was just a really fun probably going to be an annual event for us. We always have a big senior art show in our museum in town. [00:43:32] And to have a few of those seniors and talking about their art and what inspires them and how they do what they do and what they want to do in the future as artists I think that was really fun. So very very much so. It's always good to hear from students when they're working on and their ideas behind their art projects and finals. So yeah. [00:43:54] And last but not least was our keynote speaker. Very very. And Mandy you know where everybody had their emotions on their sleeve. This one was just laughing and smiling the whole time. I mean and another big message of love yeah yeah yeah go ahead. [00:44:14] I just I mean the thing that really stood out amongst many things with parties was that she talked about her life in a way that was funny. And she was able to talk a laugh and get people to laugh. And I always think that presenters or comedians are really if they can look at their own life experiences and laugh and get the audience to laugh about them but not in a negative way. It's just a positive thing and she just did that the whole time and again so inspirational a great way to end a packed series. Yeah. Yeah I just yeah. [00:44:54] I thought she was great for the festival of excellence. There's one thing she said that I wrote down when you walk with purpose you collide with destiny. And I thought I was like whoa. And I just think she impersonates that and she's like the living example that you can actually do that because everywhere everyone she would talk to even after she was like working with them.. purposeful. Yeah. [00:45:17] When you walk with purpose you collide with destiny. That's definitely an amazing part. That is her mission and that's her vision statement and it absolutely works. Well speaking of quotes I asked Billy one of the questions I asked Billy was that is there something that someone said that was particularly memorable to you that you still remember now. And here's how he answered that question. [00:45:42] Anderson was talking about success. He said that you have to love the process of what you're doing because you don't always get results you necessarily want. So you really have to love what you're doing. If you like as a student especially someone studying graphic design that can happen where there's a particular project that you love but nobody else really gets that they think you should take out. And even though the end result may not be exactly what you envisioned the press is going from nothing and creating a project is really fun. And that's kind of helped me just whenever there's criticism or things don't quite go as planned. Remember the process that I love what I'm doing and that makes it better in the end. [00:46:25] That was Billy Clouse our journalist and blogger talking about something that someone said this year that really had a powerful impact on him and he was speaking about. Lemon Anderson who was our first guest in the fall talking about the process. [00:46:41] Other memories do you guys have or maybe we should say. Do you have a favorite. Could you identify or is that just too hard to do. [00:46:49] I think it's really hard to point to one specific event that stands out. I thought they all were amazing. I'm really glad that we had the 1491s I had followed them. I've been following them for years so to see them in person was amazing. And off the cuff comedy was really great. The performance ones really seem to stick out to me. Lemon there indefinitely. And then all these the spring all these spring women in particular that. And that just happened by accident. You know somebody asked me you know did you really intend to have a very female centric spraying. And I mean with everything that's going on right now you know in terms of women's rights and me too and pay equity and all of these things it actually was not intentional you know I look at as a good thing. It was just this was this this connection of this collection of topics that we wanted at this time and it just so happened that it happened to be that way with which I was happy about you know but it wasn't an intentional thing but it ended up being powerful nonetheless. [00:48:00] Do you have a favorite Roxy. [00:48:01] It's really hard. But I think my favorite still is Glen and Loire from last fall. They were just so amazing and just loved their duo and their vibe and how warm they were with everyone and all their class visits were very special and they loved sharing with student I think it was their favorite part of their trip and I just loved every single part of of their visit here. [00:48:30] I'm so glad you mentioned them because they were one of my favorites too. They were my favorite one of my faves to shoot. Yeah I listen to. Oh yeah. And you can definitely check them out in the archive. There are videos posted so feel free to have a look. I love their music. [00:48:46] I don't think I can even say a favorite because I just fell in love with everybody I think so. On that note let's play my last little song that I have for you today. This song is called Dia D and the group is Gato Preto and the album is called Tempo. This is KSUU ninety one point one [00:51:15] All right so I could totally listen to that song all day. But we've got things to say here. This is Lynn Vartan. Welcome back to the apex hour. That song that you were just listening to is called Dia D Gato Preto on the album tempo we're talking about our apx season and I want to come back with a question for Roxie and Katie. Is there just another memory or another moment that you would like to share with us. [00:51:44] I think for me and I think we touched on this a little bit already but I think my favorite part of all of APEX was just laughing and crying during the last one during her tierces just it was a very emotional experience. And I just I love laughing and I'm just I think the more laughter in my life. I think a lot of people need a lot more laughter in their life these days. And it was just great to end with with her and to just very personable. [00:52:19] Roxy [00:52:19] It's not as deep as you but this one time. So Jordan who's on tour in Southern Cal yeah he's amazing. I just loved working with him. Yeah like in general but this one time Maria Hinojosa was doing her soundcheck and she was just like very comfortable and he was putting the mic on her and she was just like oh yeah just clip it to my bra [00:52:48] And we should say Jordan is a music major does graphic design for us. And then pitches in on sound so you know putting my guess is not exactly his day to day. He's very uncomfortable and that is just really cute. His cheeks got very red. Well I also asked Billy this question and here is what he had to say throughout this season. [00:53:11] I was kind of shocked by how much fun everything was. I'm not a very outdoorsy person but I still enjoyed those events that talked about that. And I really enjoyed the arts events because that's something I'm interested in. But I feel like no matter what was going on it still was interesting because it never really went to the extreme details of whatever section that topic was on it was enough to kind of you know cover something that everyone was interested in. So even when there was detailed stuff they always made an effort to make it accessible to the entire audience which I thought was really cool. [00:53:54] All right that was Billy Clouse our journalist and blogger talking about what was a memory of the season for him. It's time for us to do our favorite part of the show and everybody loves it. What is turning you on this week so Roxy what is turning you on this week [00:54:13] For me. I love Netflix it's a little addiction of mine but [00:54:17] I think all of us have it. [00:54:19] I've been obsessed with narcos the show on Netflix. Yeah it's amazing. And I just I started it because I wanted to practice my Spanish. Yeah I'm very just interested in like the whole narco trafficking it's kind of weird but I really like that and it's just I was taken aback by how good it is and it's very high quality. The actors are really good and it's just a lot of action and passion [00:54:52] And are you all caught up to date. [00:54:54] Finished last night actually last night I. [00:54:58] Oh well we'll definitely check that out. I'm only in the first season on that one Katie. How about you. What's turning you on. [00:55:05] Well anybody who has touched me in the last two months knows I'm really into chickens right now. So we got seven chickens about a month and a half ago. And so my favorite thing in the world is at the end of the day or in the afternoon when I go home and just sitting out in the yard watching the lives of these seven little chickens and what they're doing and chasing worms and grapes and so that's so that's where my head is when I'm not here. What a beautiful way to spend the afternoon. It is nice weather. [00:55:39] That's great. Well I want to say thank you. We're out of time I want to say thank you so much to both of you to Katie who takes amazing photos for us and it's just such a great supportive part of our team. So thank you so much for being here today and for everything you've done for us. My pleasure and I love I love working with Apex. Can't wait till next season. Me too I can't wait. We'll probably have to do a teaser in the summer and then Roxy. Both of my hands not just my right hand but my right hand and my left hand and most of my brain most of the time. Thank you for being here today and for everything that you do for me. [00:56:16] It's a pleasure always to work with you I love it all. Thank you. [00:56:22] This has been the APEX hour. This is KSUU Thunder ninety one point one. And now that our season is over you still can find us on the radio. I'll just be here every two weeks on Thursdays and then we'll also have the podcast still going into our podcast feed so check us out online. Thanks for listening and we'll get you back to the music from ninety one point one. Thanks so much for listening to the apex hour here on Thunder ninety one point one come find us again next Thursday at 3:00 p.m. for more conversations with the visiting guests at Southern Utah University and new music to discover for your next playlist. And in the meantime we would love to see you at our events on campus to find out more. Check out suu.edu/apex Or email us at suuapex@icloud.com. Until next week. This is Lynn Vartan saying goodbye from the apex hour here. Thunder ninety one point one.

Until March of this year, Raymond Hennessey served as the editorial director of Entrepreneur Media, publisher of Entrepreneur magazine. He was one of the nation’s top small business journalists. This week, Ray sits for a candid X-It Interview with Dean Rotbart, host of Monday Morning Radio and executive editor of NewsBios.com. Ray is now Chief Innovation Officer at JConnelly, a respected New York-based communications and marketing agency. Free to speak his mind, Ray shares his frank thoughts on journalism and public relations.  Highlights of the interview include: How companies large and small are successfully bypassing the newsroom and connecting directly with consumers What many companies still misunderstand about content marketing Where most PR agencies still fail to understand journalists and consumers  Photo: Ray Hennessey, JConnelly Posted: May 16, 2016 Monday Morning Run Time: 41 minutes 26 seconds Want to learn how to turbocharge your personal or business reputation? Schedule a 30-minute FREE phone consultation with reputation coach and Monday Morning Radio host Dean Rotbart: 1-303-296-1200. Limited slots now booking for June and July 2016. 

Crime was never a big problem in Ann Arbor in 1935. There were occasional break-ins, robberies, stolen vehicles, assaults, a riot or protest or two, but Prohibition was over and the gangsters and bootleggers had moved on. An Ann Arbor police officer had never been killed in the line of duty, nor even died from a horse, car, or motorcycle accident while on duty. Not even a random heart attack. Until March 21, 1935. Music by Ben Benjamin, and Aeroc made possible by Gholicense. Additional music by Chris Bathgate.

In the first episode of this two-part series, Holly and Laura explore the label "alcoholic." They each discuss what the label meant to them before they got sober, how it's evolved for them through sobriety, and if they use it now and why (or why not). They also read a letter from a reader who makes an open plea to find a better label for sober folk. Ideas? LIMITED TIME T-SHIRT CAMPAIGN! Until March 15, in the spirit of claiming our own labels, we've created a t-shirt campaign to raise money for the HOME podcast. All proceeds will go to upgrading the podcasting equipment to improve sound quality and editing. Visit www.lauramckowen.com or www.hipsobriety.com for details and to purchase. Podcast music by Radiation City.