Podcasts about citicorp

NY Post columnist Steve Cuozzo on the Citicorp building

Nobody wants anything to do with MSNBC- ratings continue to plunge Joe Pantoliano is the latest celebrity to move to Europe over Trump Jake Tapper still pushes his book, says Biden cover-up “may be” worse than Watergate MTA mess is Cuomo's fault- he took money out of their budget to fund other things Congestion pricing was his idea to replace the missing funds Diane Sawyer's career Listener calls- Chris/Bethpage Tom/Queens Rich/Myrtle Beach NY Post columnist Steve Cuozzo on the Citicorp building

Mainstream media picks on Trump Trump on tariffs, takes on the courts James Comey seashell controversy- it was all staged to sell books Nobody wants anything to do with MSNBC- ratings continue to plunge Joe Pantoliano is the latest celebrity to move to Europe over Trump Jake Tapper still pushes his book, says Biden cover-up “may be” worse than Watergate MTA mess is Cuomo's fault- he took money out of their budget to fund other things. Mark Interviews Economist Steve Moore on “The Big, Beautiful Bill”, tax returns, DOGE cuts, and how AI will change labor Mark Interviews NY Post columnist Steve Cuozzo on the Citicorp building Listener calls- Chris/Bethpage Tom/Queens Rich/Myrtle Beach Dave/Chicago William/Pennsylvania See omnystudio.com/listener for privacy information.

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia. This past week was an object lesson in the power of the Bond market. And not for the first time. A favourite quote on markets comes from the former CEO of Citicorp, Walter Wriston, … Continue reading "In A Hyper Financialised World, Bond Markets Rule…"

Kencan Dengan Tuhan - Selasa, 12 November 2024 Bacaan: "Serahkanlah kuatirmu kepada TUHAN, maka Ia akan memelihara engkau! Tidak untuk selama-lamanya dibiarkan-Nya orang benar itu goyah." (Mazmur 55:23) Renungan: Kita harus bersyukur karena hidup di zaman serba canggih seperti saat ini. Segala sesuatu yang dahulu dikerjakan secara manual, kini dapat dikerjakan dengan mudah dan efisien. Salah satu contohnya adalah transaksi keuangan yang kini dapat dilakukan dengan sangat mudah, tanpa harus bertemu muka dengan teller. Cukup menghampiri mesin ATM terdekat, kita sudah bisa melakukan transaksi. Untuk kemudahan ini, kita perlu berterima kasih kepada Luther George Simjian, salah seorang penemu mesin tersebut. Mulanya, pria Armenia yang dilahirkan di Turki pada 28 Januari 1905 ini menawarkan ide untuk membuat pelanggan bank melakukan transaksi finansial tanpa bertemu dengan teller. Namun, idenya tersebut diragukan oleh banyak orang. Meski demikian, Simjian tidak menyerah. Pada tahun 1939, Simjian mendaftarkan 20 paten yang berkaitan dengan perangkat temuan barunya tersebut, dan ia pun menawarkan temuannya itu kepada sebuah perusahaan besar yang sekarang dikenal dengan nama Citicorp. Tawaran Simjian tidak langsung mendapatkan respons, karena baru 6 bulan kemudian perusahaan Citicorp merespons penawaran tersebut. Dahulu, ketika Daud mengajukan diri untuk melawan Goliat yang menantang bangsa Israel, ia pernah diragukan. Jika saat itu kita berada di sana, mungkin kita pun akan meragukan kemampuan Daud. Namun, lihat apa yang dilakukan oleh Daud, ia sama sekali tidak memedulikan perkataan sinis orang lain terhadap dirinya. Bahkan, ketika Raja Saul juga meragukan kemampuannya, Daud tetap yakin terhadap dirinya sendiri. Terbukti, ia sangat percaya diri ketika mempromosikan dirinya di hadapan Raja Saul. Keberaniannya itu lahir dari imannya kepada Tuhan. Bukan karena kuat dan gagah, lantas membuatnya berani untuk melawan Goliat. Tetapi, karena ia sadar betul bahwa yang berperang bersamanya adalah Tuhan yang hidup. Seberapa peka kita terhadap perkataan sinis dari orang-orang di sekitar kita? Mungkin saat ini, kita sedang dihujani dengan perkataan-perkataan yang menjatuhkan, meragukan, bahkan meremehkan. Lihatlah bagaimana Simjian berhasil mewujudkan idenya menjadi karya nyata, sekalipun ketika itu banyak yang meragukan. Lihatlah pula bagaimana Daud berhasil mengalahkan Goliat, yang ketika itu pun kemampuannya sangat diragukan. Tidak ada yang mustahil bagi Tuhan, istilah yang sudah tak asing lagi di telinga kita. Ya, tidak ada yang mustahil bagi orang-orang yang percaya teguh pada kemampuan Tuhan dan dirinya sendiri. Hidup kita, kitalah yang menjalani. Jadi, lakukanlah apa yang ingin kita lakukan bersama Tuhan. Jangan biarkan perkataan orang lain mendikte kehidupan kita. Percayalah pada impian dan kemampuan yang kita miliki. Tetapi, pastikan bahwa kelak apa yang kita lakukan itu dapat menjadi cerita yang membanggakan. Tuhan Yesus memberkati. Doa: Tuhan Yesus, aku serahkan cita-cita dan masa depanku kepada-Mu, karena aku percaya, hanya bersama-Mu aku dapat mewujudkannya. Amin. (Dod).

How do you know how much money you need to save in order to retire? How do you calculate what that looks like? How do you allocate spending for expenses, fun, and savings from your paycheck so you stay on track? What kind of investments should you make and how does where you are in life impact that? What about saving and paying for your kid's college? How important is life insurance and having a trust and will? These are just some of the questions we tackle on this week's episode with Laura Rotter, CFA, MBA, CFP™ and founder of True Abundance Advisors, a fiduciary, fee-only financial planning firm focused primarily on serving professionals in mid-life. This is a must listen to take ownership of your financial future. Be sure to share this conversation with a friend! This is for informational purposes and is not financial advice. Consult your financial advisor for assistance. RESOURCES MENTIONED JOIN MICHELE'S NEWSLETTER + Receive A Free Curated List of 52 Self-care Tips Michele on IG GUEST INFORMATION LAURA'S FREEBIE – Laura created a great tool that might be of interest. Please take 2-3 minutes to respond to a set of questions focused on where you are today, how you think about the future and what, if anything may get in the way. If you're part of a couple, it highlights differences worth discussing. You'll automatically access a personalized summary and the questions that will help you think about the future. Creating a Meaningful Vision for the Future Website: TrueAbundanceAdvisors.com Social Media: https://www.linkedin.com/in/laurarotter RESOURCES MENTIONED: Bank account with “buckets” Ally Bank Budgeting apps: https://www.tillerhq.com monarchmoney.com Books: Talking Money with Your Honey  The Algebra of Wealth GUEST BIO: I am Laura Rotter, CFA, MBA, CFP™ and founder of True Abundance Advisors. After 30 years of successfully managing money for institutional investors including Citicorp and Para Advisors, I found my definition of abundance shifting. As I reviewed my own financial landscape, I realized that abundance wasn't just about accumulating more wealth, but about employing my wealth to do the things I most valued. My mindset changed from “I must use my life to make money,” to “I can use my money to make a life,” I am passionate about sharing my financial planning process, which guides my clients toward decisions that integrate the attainment of both financial security AND life satisfaction as they near retirement. If you enjoyed this interview, please take a moment to rate and review it on Apple podcasts. Your reviews are so appreciated! Not sure how to do it? Instructions are below. XO, Michele

Key Moments:Leveraging data for good (2:00) Every leader is responsible for data management (13:00) New metrics to validate AI's sustainability (21:00) Mitigating AI's risks to society (23:00) The current shape of global AI regulation (28:00) The importance of diversity in mitigating data bias (37:00) Key Quotes:“Every leader must understand that they have a responsibility for data management. It's an underlying skill that we really have to harness in all of our college, university, and high school programs. It's fundamental. We seem to teach people how to problem solve, but this is table stakes. In order to ever get AI right, we've got to solve the data challenges.”“There's no question on whether business value and how to measure AI's return on investment (ROI) is always top of mind in my discussions with executives. But what they really want to know is if their existing ROI methods are sufficient or not. What are the new metrics that they need to put in place to validate AI and its sustainability?”“We're not at the high-growth stage of AI innovation. We're in the early experimentation stage. We don't have international guardrails. All of these systems are going to take around 20-years to put in place. It takes six years to put a new university curriculum in place. People have to take responsibility to learn. This is a fundamental shift and it's one that's happening at break lightning speed.”Mentions:Mood InsightsGallup Research: 1 in 5 Employees Feel Lonely Worldwide KFF Loneliness and Support Networks Survey United States Artificial Intelligence Institute Dr. Cindy Gordon's AI Insights NewsletterHispanic Alliance for Career Enhancement and SalesChoice Whitepaper: Why Diversity Equity and Inclusion Leaders Must Lead in AIBio: Dr. Cindy Gordon ICD.D. is the CEO of SalesChoice, a SaaS AI company focused on Ending Growth Uncertainty for Human Advantage, and has been recognized by Onalytica as one of the top AI global influencers. Prior, she has held senior executive and partner roles at Accenture, Xerox, and Citicorp. She has also been a venture capitalist and angel advancing B2B technology software companies. Internationally, she is recognized for her innovative thought leadership with over 14 books in the market. Cindy is also a board advisor, thought leader in SaaS, AI and AI education, market research companies at: The AI Forum, Corent Technology, Forbes, Kaji.AI, USAII. Her AI community track record is extensive, University of Arizona – Business and Technology AI Board Advisor, Adjunct Professor, George Brown College, Applied AI. She regularly speaks at international conferences to advance AI Ethics and AI Education to board directors and C-suite executives. Academically, Dr. Gordon has an honorary Applied AI Doctorate Certification from George Brown College, an MIT AI Strategy Certification, and a doctorate in Complexity Science and Social Networks. She is also a certified Board Director with an ICD.D. designation. Under Dr. Gordon's leadership, the company has won over twenty international awards, most recently she was recognized as the CEO of the Year Award for Women in Digital Transformation. She has also received the Governor General Award for her Innovation and Community Leadership. Hear more from Cindi Howson here. Sponsored by ThoughtSpot.

Shirley Wang '90 is founder and CEO of Plastpro Inc., an award-winning fiberglass doors manufacturer which has been recognized for innovation by Construction Tech Review and Window and Door Magazine. In 2022, CIO Views listed Ms. Wang among the year's most admired women business leaders. She was the first Asian American Woman chair for the UCLA Foundation and was on the UCLA Executive Campaign Committee raising 5.49 billion for UCLA.  Ms. Wang and her husband, Walter Wang, have supported numerous philanthropic initiatives from being the sponsors of the academy award documentary “Blood of Yingzhou” to supporting the naming of Cedars Sinai Emergency Treatment East rooms. Ms. Wang has been awarded the Ellis Island Medal of Honor for her contributions to America.  She has also received China Institute Blue Cloud Award, the Asia Society Visionary Award and the Anti-Defamation League Humanitarian Award, amongst others. She currently serves as a trustee for Columbia University, the U.S. Olympic & Paralympic Foundation, and the Harvard-Westlake School, as well as a director for the board of Douglas Emmett Inc. Prior to her entrepreneurial career, Ms. Wang earned her MBA from Columbia University and held executive and sales positions at Citicorp and J. Walter Thompson Advertising. The Bruin Success Podcast is hosted and produced by Sara Mosgrove and Kelsey Beisecker. Thank you to our sustaining donors.

Jack Madrid is the President and CEO of IT and Business Process Association of the Philippines, Inc. (IBPAP). A seasoned business leader with more than 25 years of experience, Jack has spearheaded strategy, digital innovation, and business transformation initiatives across Southeast Asia and Canada. A champion of Filipino talent and employee advocacy, Jack has held senior leadership roles at Citicorp, Ayala Corporation, Dell, Yahoo!, and MTV Asia. Discover how his efforts with IBPAP are shaping workplace flexibility and hybrid work in the BPO industry.This episode is brought to you by Aspire, Uno Digital Bank, Lark, and SalmonFor show notes, go to Hustleshare.comHustleshare is powered by PodmachineListen to our brand new podcast: Founders Only HERE Test https://plus.acast.com/s/hustleshare. Hosted on Acast. See acast.com/privacy for more information.

Welcome to the Instant Trivia podcast episode 1221, where we ask the best trivia on the Internet. Round 1. Category: That Movie'S Genius 1: Doc Brown created the flux capacitor, which is what makes time travel possible, in this film. Back to the Future. 2: Dr. Ryan Stone is a medical engineer on her first shuttle mission in this 2013 film. Gravity. 3: An un-Gandhi-like Ben Kingsley takes a child chess prodigy under his wing in this 1993 film. Searching for Bobby Fischer. 4: Hugh Jackman is super-hacker Stanley Jobson in this 2001 film; give us the password. Swordfish. 5: Coal miner's son Homer Hickam (Jake Gyllenhaal) takes up rocketry in this film. October Sky. Round 2. Category: Internal Rhyme Verbs 1: Hyphenated verb meaning to quaff an entire beer in one go. chug-a-lug. 2: This gathering of Native Americans is also a verb meaning "to confer". powwow. 3: To keep going on the same course, or to stay at the same weight. maintain. 4: From the Chinese, it means to show excessive subservience. kowtow. 5: To spend time with the rich and famous. hobnob. Round 3. Category: Measure Up 1: It was supposed to equal the distance from Henry VIII's nose to the tip of his outstretched thumb. a yard. 2: It's really gross, man, when you have a gross which is this many dozen. 12. 3: The number of square inches in a square foot. 144. 4: 1 astronomical unit = about 93 million miles, the average distance between these 2 objects. the Earth and the Sun. 5: This measure of booze equals .666 jigger or 1 ounce. a shot. Round 4. Category: Art Books 1: The diary of young Julie Manet has been published as "Growing Up With" this group of painters. the Impressionists. 2: Great painters? Just tracers, per the book "Secret Knowledge: Rediscovering the Lost Techniques of the Old" these. Masters. 3: "A Life Discovered" is the subtitle of a book about this enigmatic woman, the most famous portrait sitter of all time. the Mona Lisa. 4: Hayden Herrera's biography of this Mexican woman was the basis for a movie. Frida Kahlo. 5: The "Basic Genre" series includes "Landscape", "Self-Portraits" and this, with a cover showing fruit on a table. Still Life. Round 5. Category: Umbrella Potpourri 1: This umbrella-wielding Batman foe made his comic book debut in 1941 in Detective Comics No. 58. the Penguin. 2: The sun is out,so the light umbrellas carried here are known by this word. parasol. 3: In 2007 her "Umbrella" was named MTV's Monster Single of the Year. Rihanna. 4: In 2011, his last full year as French president, he got a Kevlar-coated umbrella as part of his protection. Nicolas Sarkozy. 5: This insurance company lost its umbrella logo when it merged with Citicorp in 1998 but later purchased it back. Travelers. Thanks for listening! Come back tomorrow for more exciting trivia!Special thanks to https://blog.feedspot.com/trivia_podcasts/ AI Voices used

Laura Rotter, CFA, CFP, is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction. Since making her shift, she has been featured in CNBC, the Wall Street Journal, The New York Times, and Westchester Senior Voice. She is on the advisory council of Impact100 Westchester, a women's group giving organization, and volunteers with My Money Workshop, teaching financial literacy to underserved communities.

Laura talks about the emotions of money, as well as making some kind of balance with time, energy, and money. Laura's Bio: Laura Rotter, CFA, CFP is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction.  Connect with Laura: Facebook: www.facebook.com/laura.i.rotter Instagram: www.instagram.com/rotterlauraLinkedIn: www.linkedin.com/in/laurarotterTwitter: twitter.com/Rotters5 --- Support this podcast: https://podcasters.spotify.com/pod/show/jessica4064/support

Sunday MemoirsBlack SolutionistsPart 3-Final Episode  Reginald F. Lewis First Black BillionaireSunday Memoirs  takes a look back in the past to find inspiration for the future. We will take time to share great inspiring accounts and building moments of the Black Church and others, depicting religious traditions and spiritual awakenings that contributed to the foundation of the church and our faith today.  We will also explore great businessman and women of faith that contributed to the faith and made our communities better by pursuing their God-given purposes. At times we will share inspirational words to educate and encourage individuals on their journey of faith in God.We are introducing a series called "Black Solutionists", focusing on the individuals that took chances on pursuing their dreams and brought to our culture a wealth of knowledge and life lessons on success that made a difference in history and our world. We start our journey with Reginald F. Lewis, the first black billionaire (3 part)."The dream is free, but the hustle is sold separately." (Reginald F. Lewis) Reginald F. Lewis was born on December 7, 1942 in an East Baltimore neighborhood he once described as “semi-tough.” Lewis was strongly influenced by his family. His parents, grandparents, uncles, and aunts always encouraged Lewis to “be the best that you can be.” Reginald's grandmother would teach him the importance of saving, even cutting and peeling strips from the bottom of a tin can and nailing it to the floor of a closet to protect his savings. At the age of ten, Lewis set up a delivery route to sell the Afro American newspaper. After building the business from ten customers to more than a hundred in two years, he sold the route at a profit.Reginald attended Dunbar High School, where he distinguished himself as an athlete on the playing field and a hard working student in the class room. He was quarterback of the football team, shortstop for varsity baseball, a forward on the basketball team and was team captain of all three.  In 1961, Lewis entered Virginia State University on a football scholarship. In 1965, the Rockefeller Foundation funded a summer school program at Harvard Law School to introduce a select number of black students to legal studies. Reginald lobbied for his acceptance and got in. After graduation (HLS ‘68), Lewis landed a job practicing corporate law with a prestigious New York law firm. Two years later he, along with a few others, set up Wall Street's first African American law firm.A desire to "do the deals myself" led Lewis to establish TLC Group, L.P. in 1983. His first successful venture was the $22.5 million leveraged buyout of McCall Pattern Company. It was a struggling business in a declining industry.Just months after his first successful exit, Reginald F. Lewis's unknown two man team outbid huge firms like Citicorp to secure the purchase of Beatrice Foods (64 companies in 31 countries). At $985 million, the deal was the largest leveraged buyout of overseas assets by an American company at that time. By 1992, the company had sales of over $1.8 billion annually, making it the first black-owned business to generate a billion dollars in annual sales.To find out more about Reginal Lewis visit www.reginaldflewis.com. All bio content comes from this website.Purchase Book: "BH365: An Inclusive Account of American History" at  https://bit.ly/Joannbh365Music By: Kirk Whalum, Title Song: Wade In the Water 

Sunday MemoirsBlack SolutionistsPart 2  Reginald F. Lewis First Black BillionaireSunday Memoirs  takes a look back in the past to find inspiration for the future. We will take time to share great inspiring accounts and building moments of the Black Church and others, depicting religious traditions and spiritual awakenings that contributed to the foundation of the church and our faith today.  We will also explore great businessman and women of faith that contributed to the faith and made our communities better by pursuing their God-given purposes. At times we will share inspirational words to educate and encourage individuals on their journey of faith in God. We are introducing a series called "Black Solutionists", focusing on the individuals that took chances on pursuing their dreams and brought to our culture a wealth of knowledge and life lessons on success that made a difference in history and our world. We start our journey with Reginald F. Lewis, the first black billionaire (3 part)."The dream is free, but the hustle is sold separately." (Reginald F. Lewis) Reginald F. Lewis was born on December 7, 1942 in an East Baltimore neighborhood he once described as “semi-tough.” Lewis was strongly influenced by his family. His parents, grandparents, uncles, and aunts always encouraged Lewis to “be the best that you can be.” Reginald's grandmother would teach him the importance of saving, even cutting and peeling strips from the bottom of a tin can and nailing it to the floor of a closet to protect his savings. At the age of ten, Lewis set up a delivery route to sell the Afro American newspaper. After building the business from ten customers to more than a hundred in two years, he sold the route at a profit.Reginald attended Dunbar High School, where he distinguished himself as an athlete on the playing field and a hard working student in the class room. He was quarterback of the football team, shortstop for varsity baseball, a forward on the basketball team and was team captain of all three.  In 1961, Lewis entered Virginia State University on a football scholarship. In 1965, the Rockefeller Foundation funded a summer school program at Harvard Law School to introduce a select number of black students to legal studies. Reginald lobbied for his acceptance and got in. After graduation (HLS ‘68), Lewis landed a job practicing corporate law with a prestigious New York law firm. Two years later he, along with a few others, set up Wall Street's first African American law firm.A desire to "do the deals myself" led Lewis to establish TLC Group, L.P. in 1983. His first successful venture was the $22.5 million leveraged buyout of McCall Pattern Company. It was a struggling business in a declining industry.Just months after his first successful exit, Reginald F. Lewis's unknown two man team outbid huge firms like Citicorp to secure the purchase of Beatrice Foods (64 companies in 31 countries). At $985 million, the deal was the largest leveraged buyout of overseas assets by an American company at that time. By 1992, the company had sales of over $1.8 billion annually, making it the first black-owned business to generate a billion dollars in annual sales.To find out more about Reginal Lewis visit www.reginaldflewis.com. All bio content comes from this website.Purchase Book: "BH365: An Inclusive Account of American History" at  https://bit.ly/Joannbh365Music By: Kirk Whalum, Title Song: Wade In the Water 

Sunday MemoirsBlack Solutionists  Reginald F. Lewis First Black Billionaire Sunday Memoirs  takes a look back in the past to find inspiration for the future. We will take time to share great inspiring accounts and building moments of the Black Church and others, depicting religious traditions and spiritual awakenings that contributed to the foundation of the church and our faith today.  We will also explore great businessman and women of faith that contributed to the faith and made our communities better by pursuing their God-given purposes. At times we will share inspirational words to educate and encourage individuals on their journey of faith in God.  Starting this Sunday we will introduce a series called "Black Solutionists", focusing on the individuals that took chances on pursuing their dreams and brought to our culture a wealth of knowledge and life lessons on success that made a difference in history and our world. We start our journey with Reginald F. Lewis, the first black billionaire. "The dream is free, but the hustle is sold separately." (Reginald F. Lewis) Reginald F. Lewis was born on December 7, 1942 in an East Baltimore neighborhood he once described as “semi-tough.” Lewis was strongly influenced by his family. His parents, grandparents, uncles, and aunts always encouraged Lewis to “be the best that you can be.” Reginald's grandmother would teach him the importance of saving, even cutting and peeling strips from the bottom of a tin can and nailing it to the floor of a closet to protect his savings. At the age of ten, Lewis set up a delivery route to sell the Afro American newspaper. After building the business from ten customers to more than a hundred in two years, he sold the route at a profit.Reginald attended Dunbar High School, where he distinguished himself as an athlete on the playing field and a hard working student in the class room. He was quarterback of the football team, shortstop for varsity baseball, a forward on the basketball team and was team captain of all three.  In 1961, Lewis entered Virginia State University on a football scholarship. In 1965, the Rockefeller Foundation funded a summer school program at Harvard Law School to introduce a select number of black students to legal studies. Reginald lobbied for his acceptance and got in. After graduation (HLS ‘68), Lewis landed a job practicing corporate law with a prestigious New York law firm. Two years later he, along with a few others, set up Wall Street's first African American law firm.A desire to "do the deals myself" led Lewis to establish TLC Group, L.P. in 1983. His first successful venture was the $22.5 million leveraged buyout of McCall Pattern Company. It was a struggling business in a declining industry.Just months after his first successful exit, Reginald F. Lewis's unknown two man team outbid huge firms like Citicorp to secure the purchase of Beatrice Foods (64 companies in 31 countries). At $985 million, the deal was the largest leveraged buyout of overseas assets by an American company at that time. By 1992, the company had sales of over $1.8 billion annually, making it the first black-owned business to generate a billion dollars in annual sales. To find out more about Reginal Lewis visit www.reginaldflewis.com. All bio content comes from this website.Purchase Book: "BH365: An Inclusive Account of American History" at  https://bit.ly/Joannbh365Music By: Kirk Whalum, Title Song: Wade In the Water 

Bruce Turkel has helped create some of the world's most compelling brands, including Hasbro, Nike, American Express, Charles Schwab, Citicorp, Discovery Networks, Bacardi, Sol Melia Hotels, Partnership for a Drug-Free America, HBO Latin America, Canyon Ranch, Miami, and many more. He is a hall of fame keynote speaker, 6x author, talented musician, doodle artist extraordinaire, and a dedicated, but fairly slow marathon runner. He's succinct, he's straightforward and one super duper marketing expert. Listen in as Lou chats with Bruce Turkel on the program about the world of marketing and branding today, current trends and the importance about retaining clients. ***CONNECT WITH LOU DIAMOND & THRIVE LOUD***

Many of us feel connected to a spiritual life but often that is very separate from our work life. In this conversation, we discuss how our spirituality is important to getting connected to our higher knowing which can help us make decisions about our careers. We also discuss how to figure out how to make career transition. Laura Rotter, CFA, CFP joins us for this conversation. Laura is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors for 30 years, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction. Since making her shift, she has been featured in CNBC, the Wall Street Journal, and The New York Times. RESOURCES MENTIONED Join Michele's Newsletter Michele on Instagram Michele's Book Website: TrueAbundanceAdvisors.com Social Media: https://www.linkedin.com/in/laurarotter/ https://www.facebook.com/laura.i.rotter/ Twitter: Rotters5 Books: Now What: 90 Days to a New Life Direction by Laura Berman Fortgang As an Amazon Associate I earn from qualifying purchases Make sure you are following the show and please rate and review it on Apple podcasts. Your reviews are so appreciated! XO, Michele

Dorice Horenstein interviews Laura Rotter, CFA, CFP. Laura is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction. Since making her shift, she has been featured in CNBC, the Wall Street Journal, and Westchester Senior Voice, is on the advisory council of Impact100 Westchester, a women's group giving organization, and the investment committee of the Hebrew Free Burial Association and volunteers with My Money Workshop, teaching financial literacy to underserved communities. Listen In! Who is Dorice Horenstein: Dorice Horenstein, Oy to Joy Speaker, Certified Positive Intelligence Expert, and Author of Moments of the Heart, Four Relationships Everyone Should Have to Live Wholeheartedly, is equipping us with food for thought as it relates to balance! Connect with Dorice via her website www.doricehorenstein.com or email her at dorice@doricehorenstein.com. if you like what you heard. Don't forget to rate and share! Dorice's Bio After serving as an officer in the Israeli army and many fulfilling years in the education field, Dorice transitioned to make the world her platform. Her award-winning bestselling book Moments of the Heart: Four Relationships Everyone Should Have to Live Wholeheartedly was published in 2020, providing Dorice with the opportunity to use her knowledge and expertise to speak on international stages, both virtually and in person. Educating and training is Dorice's superpower. She defines T.E.A.M. as Together Everyone's Attributes (are) Magnified. Through the expertise obtained via International Coaching Federation and Positive Intelligence certifications, Dorice coaches and motivates leaders and teams to identify their strengths and improve effectiveness and become the leaders they are meant to be. She promotes healthy and positive relationships that reduce stress and helps clients achieve higher retention as well as a positive atmosphere in the workplace (and at home!). When giving keynotes, Dorice invigorates audiences using impactful stories of challenges sprinkled with tips of positivity to gain awareness. When coaching, leaders are moved to take actions that bring their potential into reality. When delivering training and workshops, Dorice enhances teams' effectiveness and promotes healthy and positive relationships by using a 4-step approach, Awareness, Mental fitness, Communication, and Resilience. Dorice is a member of the National Speaker Association, on the board of the NSA Oregon, and Past President of Toastmasters for Speaking Professionals. Dorice passionately believes that Positivity is an "inside out” practice that instills a calm, laser-focused approach, produces success and growth AND can be taught to strengthen, cultivate, and inspire others to live an enjoyable, healthy, and positive life! Dorice's website: www.doricehorenstein.com

This week Joe and Laurence discuss a well known project in the centre of Manhattan which almost collapsed under wind loads, and cover the launch of a new safety reporting tool from the Australian Government. Join in to hear more on the interesting stories behind these topics.     For any questions or suggestions please contact Joe and Laurence at podcast@laurello.au.    Links:   Citicorp Centre Engineering Crisis: https://onlineethics.org/cases/engineers-and-scientists-behaving-well/william-lemessurier-fifty-nine-story-crisis-lesson Safe Work Australia : https://data.safeworkaustralia.gov.au/interactive-data/industry/construction

This episode is sponsored by Kalshi.Inc   Deepak Gurnani is the Founder and Managing Partner of Versor Investments - $2bn quantitative investment firm. Deepak is the former CIO of Investcorp's Hedge Fund Group and was one of the founding members in 1996. He was also a member of the Management Committee there. Deepak retired from Investcorp in March 2013. Prior to Investcorp, Deepak Gurnani spent six years with Citicorp. In this podcast we discuss the best way to implement trend following strategies, mistakes made by trend-followers, importance of sector neutrality, and much more.    Follow us here for more amazing insights: https://macrohive.com/home-prime/ https://twitter.com/Macro_Hive https://www.linkedin.com/company/macro-hive

Javier Castillo ha escrito su mejor novela. Su obra más emocionante. Grandes personajes y situaciones extremas.Nueva York, 2017. Cora Merlo, médico residente de primer año, sufre un infarto fulminante que la obliga a un trasplante de corazón. Aún convaleciente la joven recibe la visita de una extraña mujer con una enigmática oferta: pasar unos días en Steelville, un pequeño pueblo de interior, para conocer la vida de su hijo Charles, el donante de su corazón.Cora se adentra así en un hogar lleno de secretos, en un misterio que se extiende durante veinte años y en un pueblo hermético en el que, justo el día de su llegada, desaparece un bebé en un parque público.Así es El cuco de cristal.Y además, Pedro Torrijos presenta La tormenta de cristal. Nueva York, 1977. En el centro de la ciudad acaba de inaugurarse el flamante edificio de Citicorp. Su peculiar estructura ha roto las reglas de la arquitectura moderna y lo ha convertido en uno de los rascacielos más reconocibles del skyline de Manhattan, pero pocos saben el desafío que este proyecto ha supuesto para Bill LeMessurier. Desde que aceptó el encargo seis años atrás, la gravedad no ha sido el único obstáculo que ha tenido que superar para alzar esta gigantesca torre de acero, hormigón y cristal.Sin embargo, una llamada inesperada está a punto de poner en jaque su reputación. Una estudiante de Ingeniería estructural ha detectado un posible error de cálculo y todo apunta a que el edificio podría desmoronarse causando una catástrofe inimaginable. LeMessurier no quiere admitir su error, pero la proximidad de una gran tormenta precipita una cuenta atrás que amenaza la ciudad entera.

Anna Castellani launched her first food hall in the basement of a building in downtown Brooklyn, N.Y., when the neighborhood was essentially a food desert. Today, the underground space is the thriving DeKalb Market, home to more than 25 local vendors offering a range of cuisines that celebrate Brooklyn's diverse culture. “I like to transform unloved spaces into vibrant eating and drinking venues,” Castellani said. Her next project was The Hugh, a space in midtown Manhattan's Citicorp building that still had a tired 1980s feel. She gave it an exciting vibe with a collection of global New York City eateries and edgy design, creating an all-day dining destination and gathering place. Listen as Castellani shares how she transitioned from the movie business into a food hall pioneer, describes her mission of connecting and celebrating people through food and how she builds community into each of her hospitality concepts. ​

Bruce has helped create some of the world's most compelling brands, including Hasbro, Nike, American Express, Charles Schwab, Citicorp, Discovery Networks, Bacardi, Sol Melia Hotels, Partnership for a Drug-Free America, HBO Latin America, Canyon Ranch, Miami, and many more. He is a keynote speaker, author, musician, artist, and runner who tours extensively. Perhaps you've seen Bruce on TV. He is a frequent guest expert on the national news and appears regularly on CNN, CBS, MSNBC, CCTV (Chinese Television) and NPR.   Bruce talks about the inspiration and concepts to some of his books, using books as a sales tool, defining happiness or success, and much more!

We did not go into this conversation easily. Talking about money isn't something we're comfortable with. The question, what about money is important to you, is a hard one for us to answer. We don't want to think about it. In fact, the culture of consumption, accumulation, marketing and money-making turns us off, provokes waves of nausea. And even brings up shame. But this conversation was different. Laura Rotter brought a plot twist. It was pleasant, open, hopeful and even spiritual. Take a listen, if you can, we promise you will have fun. Laura Rotter, CFA, CFP is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction. Since making her shift, she has been featured in CNBC, the Wall Street Journal, The New York Times and Westchester Senior Voice, is on the advisory council of Impact100 Westchester, a women's group giving organization, and volunteers with Savvy Ladies and My Money Workshop, teaching financial literacy to underserved communities.    Check Out TrueAbundanceAdvisors.com Laura Rotter on Facebook Laura Rotter on LinkedIn Laura Rotter on Twitter Laura Rotter on Instagram

Cindy Gordon is the Founder and CEO of Sales Choice, a SaaS company focused on ending revenue uncertainty and bringing more humanity to sales. Cindy has been a senior executive for Accenture, Xerox, and Citicorp, as well as a board advisor to the University of Arizona's Forbes Business and Technology MBA Program. She is the author of 14 books, the latest being “The AI Dilemma: A Leadership Guide to Assess Enterprise AI Maturity & Explore AI's Impact in Your Industry”. Join us as we discuss Cindy's journey in professional sales and dive into the increasingly relevant topic of artificial intelligence and its impact on sales. Highlights Cindy's journey in professional sales What is AI, and how can we leverage it to improve sales performance? Creating a technology plan within a dynamic environment Top AI use cases to help us sell better Account scoring with AI Episode Resources Connect with Mark Cox https://www.inthefunnel.com/ https://ca.linkedin.com/in/markandrewcox https://www.facebook.com/inthefunnel markcox@inthefunnel.com Connect with Dr. Cindy Gordon The AI Dilemma: https://a.co/d/dR6qa1k https://www.saleschoice.com/ https://www.forbes.com/sites/cindygordon/?sh=6ec185a91710 https://www.linkedin.com/in/cigordon  Call to Action In the Funnel Sales Workshop Free Sales Tools How to Listen: Subscribe on Apple Podcasts Listen on Spotify

Investment innovator Ken Goldberg talks with host Jason Shupp  about how his atypical, yet well-rounded education and experiences shaped his career. He shares insights about objective discipline, following the system, the psychology of finance, and the foresight of mania vs. depression.Ken Goldberg is a Registered Investment Advisor with four decades of broad investment and trading experience. Some of his career highlights include:1980's: Drexel Burnham Lambert. Chicago Board Options Exchange.1990's: Citicorp. Merrill Lynch International Private Bank (Singapore). Bank of America Investments. CNBC appearance discussing objective decision support tools to let the public compete with institutions. Sold the company shortly after the interview.2000's: Trained thousands of traders and investors on objective decision support tools. Co-founded and sold AlgorithmX and Abaci hedge funds. Won the World Cup Trading Championship.2010's: Co-founded and sold Six Thirteen Capital hedge fund. #1 read contributor at TheStreet and Real Money with a million views per month. Released DSE methodology to investors and traders for speculation, risk management, and alpha.2020's: Private membership twitter feed. LEVELING THE PLAYING FIELD weekly podcast. DSE Advisors.Ken's work in behavioral finance, and the herding behavior of crowds has led him to lecture at UNC Chapel Hill, and Seattle University School of Business. Ken also consults attorneys, business owners, and entrepreneurs regarding futuring, and pop culture trend forecasting.To learn more about Ken, visit:Blog: www.dseadvisors.com Website: www.dsetrading.comYou can contact Ken at: ken@dsetrading.com640.CALLDSE (225-5373)To learn more, visit:linkedin.com/in/jason-Shupp-18b4619bListen to more episodes on Mission Matters:https://missionmatters.com/author/Jason-Shupp/

BIO: Larry Swedroe is head of financial and economic research at Buckingham Wealth Partners.STORY: Larry chose to invest in an individual bank stock in the mid-80s instead of following his gut to invest in a portfolio of stocks. The bank's President committed fraud, and the company went bankrupt. Larry lost about 80% of his investment.LEARNING: Avoid idiosyncratic risks by hyper-diversifying your portfolio. “Focus on managing risks and not trying to generate alpha or risk-adjusted outperformance.”Larry Swedroe Guest profileLarry Swedroe is head of financial and economic research at Buckingham Wealth Partners. Since joining the firm in 1996, Larry has spent his time, talent, and energy educating investors on the benefits of evidence-based investing with enthusiasm few can match.Larry was among the first authors to publish a book that explained the science of investing in layman's terms, “The Only Guide to a Winning Investment Strategy You'll Ever Need.” He has authored or co-authored 18 books.Larry's dedication to helping others has made him a sought-after national speaker. He has made appearances on national television on various outlets.Larry is a prolific writer, regularly contributing to multiple outlets, including AlphaArchitect, Advisor Perspectives, and Wealth Management.Worst investment everIn the mid-80s, while Larry was working at Citicorp as the regional treasurer on the West Coast, his colleague and friend convinced him to invest in a company called Jefferson National Bank. Larry happened to believe in two themes that were behind his friend's recommendation.One, this was a small regional bank, and Larry was confident that the US would allow consolidation to build national banks. So there was going to be a trend of purchasing well-run small banks at premiums to enable the big banks to become national.Two, the bank was located on the border between Canada and upstate New York. There was a military base with a good, sound community, making it suitable for businesses. Larry also believed NAFTA would pass, which would build up the trade in the area.Larry then called a bunch of friends in the banking business and asked them what they thought of this company. Most were impressed by how well the bank was run and the good earnings. Everything seemed suitable for an investor.The President of the bank committed fraud, and the company went bankrupt. Larry lost about 80% of his investment.Looking at hindsight, Larry could have made a much more intelligent bet by avoiding idiosyncratic risks. He could have found a collection of regional stocks with the same advantages as the bank he invested in but without the idiosyncratic risk.Lessons learnedLarry has, over time, developed three principles of investing:Principle one: If the markets are sufficiently efficient, invest in systematic, transparent, rapidly run funds that try to keep their trading costs down with patient...

Follow me @samirkaji for my thoughts on the venture market, with a focus on the continued evolution of the VC landscape.This week we are joined by Andrew McCormack, one of the founding partners at Fintech-focused Valar, which was founded in 2010 and has raised north of $2B. Before starting Valar, Andrew worked closely with Peter Thiel at Clarium Capital, Thiel Capital, and Paypal.Aumni is an investment analytics company dedicated to improving private capital markets. Aumni's technology digitizes hard to track unstructured data from private transaction agreements and organizes it in a structured database through an intuitive dashboard. For investors across the board, the insights provided by this data improve the managers ability to build strategy and make better decisions. Today, Aumni tracks data from over 250 thousand private market transactions to provide anonymous, aggregated market benchmarks.As someone that works deeply in the private fund space, I'm incredibly excited that Aumni's solution helps fund managers provide more insightful accurate reporting to their investors.  Check them out at Aumni.fund.Subscribers of Venture Unlocked can sign up for 20% off when you mention Venture UnlockedAbout Andrew McCormack:Andrew is a founding Partner at Valar Ventures. Andrew's career in technology has included business and corporate development roles at eCount (acquired by Citicorp) and Yahoo!. He joined PayPal in 2001, where he worked closely with Peter. After PayPal's sale to eBay, Andrew helped launch Clarium Capital and later founded a restaurant group in San Francisco.In 2008, Andrew rejoined Peter at Thiel Capital, where he led various international initiatives for Thiel Capital and Peter personally. Andrew received his B.A. in Political Science from the University of Pennsylvania.In this episode we discuss:01:47 Andrew's journey into the technology world and working a Clarium11:38 Valar's early investment thesis18:49 Valar's fundraising journey21:15 Benefits of smaller portfolios with more ownership 25:42 Career prolonging investing vs return maximation investing31:09 How Valar's model has worked in the down market of 202234:30 What was wrong with the 2021 valuations37:26 The strategies that Andrew thinks will be successful in the Venture market moving forward41:39 Lessons from some of Andrew's misses46:35 The career lesson he learned while he was operating a restaurant groupI'd love to know what you took away from this conversation with Andrew. Follow me @SamirKaji and give me your insights and questions with the hashtag #ventureunlocked. If you'd like to be considered as a guest or have someone you'd like to hear from (GP or LP), drop me a direct message on Twitter.Podcast Production support provided by Agent Bee Agency This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit ventureunlocked.substack.com

In this episode, John asks subject matter expert Zack Oliver, owner of MatchPoint Connection, to educate listeners about NILs.   Zack's company, an innovator in this NIL space, is  a trusted marketplace for bringing athletes together with brands.  NIL, which is a newer buzzword in college sports, stands for “Name, Image and Likeness,” which is used in brand marketing, bringing new opportunities for college athletes to make money. The market is taking off as a result of a July, 2021 ruling by the NCAA, allowing student athletes to get compensated, based on deliverables. The ruling was expanded in 2022 to allow students to work with donors and alumni of schools through charity, tailgating and other events to get compensated for their appearances and use of NILs. John calls Zack “a genius” for his expertise, yet he also makes it clear he is not one of the early investors. He chose Zack as a guest to educate listeners, based on how articulate and solid he is, based on thorough research John conducted.  Topics covered in this interview:–John's entrepreneurial side hustle in college as owner of his “Star 69” events promotion business, and how challenging it was to make money as a college athlete back then, when restrictions limited time working to breaks and summers off.   –Transfer portals, (where college athletes can change schools) were “a mess” this year, with the largest amount of transfers of all time, according to Zack. –The start of MatchPoint Connection, which is both a mobile and web “app” based on: An algorithm matching businesses to student athletes based on mutual interests, social media following and locations. Chats and transactions are also integrated on the app. The tech developers are in the US, which is important for their understanding of the American sports culture. It aggregates the entire influencer relationship, using Zack's skills as a former trader for CitiCorp to know how to match businesses to sellers (in this case, athletes). The company launched its MVP (Minimum Viable Product) in April, 2021, and has grown to solidify “a good stake” in the South–Alabama, LSU, and Arkansas to name a few. It has also signed its first exclusive deal with a 5-Star athlete who is now in high school. The financing behind the company and its long-term plans. –The future of NIL-related businesses, with a lot of consolidations expected in the next five years due to the number of emerging competitors. –The importance of finding a way to teach these young athletes financial literacy, a concern of John's, so they do not lose all of what they earned quickly. Zack notes that many are 1099 employees who are not always prepared to save for taxes.  They can even be unaware that a car given to them is a taxable asset. About Zack Oliver: In addition to co-founding MatchPoint Connection, Zack is co-founder of Oliver Investment Group in New York, NY.   Zack has both a B.A. and M.S. degree from Northwestern University. He was a Volunteer Group Leader for 3.5 years at Uplifting Athletes, creating football drills for more than 200 young athletes to improve their football fundamentals. Follow Zack: LinkedIn: https://www.linkedin.com/in/zackoliver1/ Website: https://www.matchpointconnection.com/ Instagram: https://www.instagram.com/matchpoint_connection/ Facebook: https://www.facebook.com/Matchpointconnection/   Follow John: Instagram: https://www.instagram.com/johncerasani TikTok: https://www.tiktok.com/@johncerasani LinkedIn:  https://www.linkedin.com/in/johncerasani   More 2000 Percent Raise Episodes and Content: https://linktr.ee/2000percentraise   Produced by: https://socialchameleon.us

Last Sunday night, as cryptocurrency prices plummeted, Celsius Network — an experimental cryptocurrency bank with more than one million customers that has emerged as a leader in the murky world of decentralized finance, or DeFi — announced it was freezing withdrawals “due to extreme market conditions.”Earlier this week, Bitcoin dropped 15 percent over 24 hours to its lowest value since December 2020, and Ether, the second-most valuable cryptocurrency, fell about 16 percent. Last month, TerraUSD, a stablecoin — a system that was supposed to perform a lot like a conventional bank account but was backed only by a cryptocurrency called Luna — collapsed, losing 97 percent of its value in just 24 hours, apparently destroying some investors' life savings. The implosion helped trigger a crypto meltdown that erased $300 billion in value across the market. These crypto crashes have fueled worries that the complex and murky crypto banking and lending projects known as DeFi are on the brink of ruin.Eighty nine years ago today the Banking Act of 1933 — also known as the Glass-Steagall Act — was signed into law by Franklin D. Roosevelt. It separated commercial banking from investment banking — Main Street from Wall Street — in order to protect people who entrusted their savings to commercial banks from having their money gambled away. Glass-Steagall's larger purpose was to put an end to the giant Ponzi scheme that had overtaken the American economy in the 1920s and led to the Great Crash of 1929. Americans had been getting rich by speculating on shares of stock and various sorts of exotica (roughly analogous to crypto) as other investors followed them into these risky assets — pushing their values ever upwards. But at some point Ponzi schemes topple of their own weight. When the toppling occurred in 1929, it plunged the nation and the world into a Great Depression. The Glass-Steagall Act was a means of restoring stability.It takes a full generation to forget a financial trauma and allow forces that caused it to repeat their havoc. By the mid-1980s, as the stock market soared, speculators noticed they could make lots more money if they could gamble with other people's money, as speculators did in the 1920s. They pushed Congress to deregulate Wall Street, arguing that the United States financial sector would otherwise lose its competitive standing relative to other financial centers around the world. In 1999, after Sandy Weill's Travelers Insurance Company merged with with Citicorp, and Weill personally lobbied Clinton (and Clinton's Treasury secretary Robert Rubin), Clinton and Congress agreed to ditch what remained of Glass-Steagall. Supporters hailed the move as a long-overdue demise of a Depression-era relic. Critics (including yours truly) predicted it would release a monster. The critics were proven correct. With Glass-Steagall's repeal, the American economy once again became a betting parlor. (Not incidentally, shortly after Glass-Steagall was repealed, Sandy Weill recruited Robert Rubin to be chair of Citigroup's executive committee and, briefly, chair of its board of directors.) Inevitably, Wall Street suffered another near-death experience from excessive gambling. Its Ponzi schemes began toppling in 2008, just as they had in 1929. The difference was that the U.S. government bailed out the biggest banks and financial institutions, with the result that the Great Recession of 2008-09 wasn't nearly as bad as the Great Depression of the 1930s. Still, millions of Americans lost their jobs, their savings, and their homes (and not a single banking executive went to jail). In the wake of the 2008 financial crisis, a new but watered-down version of Glass-Steagall was enacted — the Dodd-Frank Act — which has been further diluted and defanged by Wall Street lobbyists.Which brings us — 89 years to the day after Glass-Steagall was enacted — to the crypto crash. The current chair of the Securities and Exchange Commission, Gary Gensler, has described cryptocurrency investments as “rife with fraud, scams, and abuse.” Yet in the murky world of crypto DeFi, it's hard to understand who provides money for loans, where the money flows, or how easy it is to trigger currency meltdowns. There are no standards for issues of custody, risk management, or capital reserves. There are no transparency requirements. Investors often don't know how their money is being handled or who the counter-parties are. Deposits are not insured. We're back to the Wild West finances of the 1920s. In the past, cryptocurrencies kept rising by attracting an ever-growing range of investors and some big Wall Street money, along with celebrity endorsements. But, as I said, all Ponzi schemes topple eventually. And it looks like crypto is now toppling. So why isn't this market regulated? Mainly because of intensive lobbying by the crypto industry, whose kingpins want the Ponzi scheme to continue. The industry is pouring huge money into political campaigns. And it has hired scores of former government officials and regulators to lobby on its behalf — including three former chairs of the Securities and Exchange Commission, three former chairs of the Commodity Futures Trading Commission, three former U.S. senators, and at least one former White House chief of staff, the former chair of the Federal Deposit Insurance Corporation, and more than 200 former staffers of federal agencies, congressional offices and national political campaigns who have worked in crypto. Former Treasury Secretary Lawrence Summers advises crypto investment firm Digital Currency Group Inc. and sits on the board of Block Inc., a financial-technology firm that is investing in cryptocurrency-payments systems.In a famous passage from his 1955 book The Great Crash 1929, my mentor, Harvard professor John Kenneth Galbraith, introduced the term “bezzle” (derived from embezzlement). Galbraith observed that the bezzle in a financial system grows whenever people are confident about the economy, and reveals itself when confidence ebbs: At any given time there exists an inventory of undiscovered embezzlement which … varies in size with the business cycle. In good times, people are relaxed, trusting, and money is plentiful. But even though money is plentiful, there are always many people who need more. Under these circumstances, the rate of embezzlement grows, the rate of discovery falls off, and the bezzle increases rapidly. In depression, all this is reversed. Money is watched with a narrow, suspicious eye. The man who handles it is assumed to be dishonest until he proves himself otherwise. Audits are penetrating and meticulous. Commercial morality is enormously improved. The bezzle shrinks.Crypto is pure bezzle — as is now being revealed. If we should have learned anything from the crashes of 1929 and 2008, it's that regulation of financial markets is essential. Otherwise they turn into Ponzi schemes filled with bezzle — leaving small investors with nothing and endangering the entire economy. It's time for the Biden administration and Congress to stop the crypto bezzle. What do you think? This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit robertreich.substack.com/subscribe

After 30 years of successfully managing money for institutional investors including Citicorp and Para Advisors, Laura Rotter founded her own firm, True Abundance Advisors, a fiduciary, fee-only financial planning firm located in White Plains, NY with a satellite office in New York City. Laura created a business that was in alignment with her own values and took advantage of her strengths. Rock Robinson is an accomplished Sales Executive with 40 years of achievement growing revenue with the likes of McGraw-Hill, Sallie Mae, Stericycle & the Univ. of Phoenix. Rock developed a framework for developing new relationships that can open up fabulous opportunities. Learn more about them here: Laura Rotter: https://trueabundanceadvisors.com/ (https://trueabundanceadvisors.com/) Rock Robinson: https://www.linkedin.com/in/rockrobinson9 (https://www.linkedin.com/in/rockrobinson9)

Guest post by Will North, chief information security officer, MHR International The days when security was only important to financial services and defence organisations are long gone. With the substantial increase in data breach fines in light of GDPR and the devastating operational impacts of ransomware on organisations – from local councils and retailers to oil pipelines – information security is now a major concern for organisations across all industry segments and sizes. The cost of failure can be substantial. The influential IBM Cost of a Data Breach Report 2021 put the global average cost of a ransomware breach at $4.62m, which excludes the ransom. The war in Ukraine has intensified threat levels significantly, with governments around the world warning of an increased risk of cyber-attacks from Russia. Boards are asking more questions than ever about security and want answers in a language they can understand – profit and loss. Many years ago, the IT Director had to add security to their responsibilities, with specialist cyber-knowledge residing with a relatively junior member of the team. This meant information security focused primarily on technical IT solutions. There were often insufficient resources to fully understand the security posture of the organisation and how to improve it. Nobody senior had the job of driving the security agenda against the operational objectives of the wider business. This legacy operating model often failed to pacify the concerns of the board. Birth of the modern CISO This gave birth to the modern CISO with completely different responsibilities. Steve Katz, generally regarded as the world's first CISO, was appointed by Citicorp in the US in the mid-1990s, following a serious hack. He defined the role, believing he must understand the business and the risk it faces so he can put its requirements first. As the CISO's role has evolved, their key responsibility has become to articulate the security risks across the business in financial terms and demonstrate the value of improving security against competing operational demands. For example, why is a €50k piece of security software better value than recruiting another member of staff? A CISO has to make the case and be prepared to stand by their judgment. As well as improving security, the much harder task for a CISO is to understand when and where it is acceptable to reduce security to increase business efficiency. Security is easy if you want to stop an organisation operating, but balancing security, cost and operational efficiency is a fine art that takes skill and experience. The CISO's role is often multi-faceted now. The explosion of investment in cyber-security technology means CISOs must keep up to date with new propositions from vendors, while at the same time supporting their own organisation's sales function. With security a key factor when choosing a supplier, the CISO must demonstrate to prospects that their organisation is the right choice to protect business-critical services and data. The CISO must have soft skills and business acumen These responsibilities mean that a completely different skillset is required. The CISO needs great interpersonal skills to understand, engage and persuade other people within the business. They need effective communication skills to make their case to the board, who may have little security or IT knowledge. In addition, today's CISO needs experience of building and retaining high-performing teams, allied to a solid understanding of finance to appreciate the value vs cost of security. Business acumen is becoming as important, if not more important, for a CISO, as knowledge of security itself. To what degree largely depends on the size of the business. For larger organisations, it is the role or the security team to understand where the gaps are and what they need to do to address them. The CISO's job is to explain to the board why they should release the funds so the team can implement the righ...

Find out more on our website: https://bit.ly/3L7QciZ In 2007 the world suffered the Global Financial Crisis. The most serious financial crisis since the Great Depression of 1929. Citizens lost faith in the financial services and the ability of governments to protect their financial wellbeing. This presentation is based on a practitioner's point of view and his experiences in implementing Operational Resilience. Who, What, What Is, Why and How he has defined new ways of working in support of Operational Resilience in an agile digital transformational world. Speaker: Terry Downing FBCS F.ISRM MBCI CITP CBCP NCSP: An operational resilience, business continuity, crisis management information security, systems engineering and IT professional with extensive hands on and leadership experience. His career includes British Army, Accenture, IBM, Colt, CMA, Camelot, RCR, UUNET, MCI WorldCom, EMC, GrIDsure, CitiCorp, Bankers Trust, Legal and General. He holds Chartered Fellow BCS, Freeman of the Worshipful Company of Information Technologists and the City of London, Member Business Continuity Institute, Senior Member ISSA, Financial Services panel member (WCIT), NIST Cyber Security Professional.

On 30th March, Axis Bank, India's third-largest private sector lender, snapped up Citibank's consumer business in India for 1.6 billion dollars. The all-cash deal included credit cards, retail banking, wealth management and consumer loans. The transaction also included the sale of Citicorp Finance (India) Limited's consumer business. Citicorp is a non-bank financial company under Citi. Its asset-backed financing business includes commercial vehicle and construction equipment loans, as well as the personal loans portfolio. The transaction, however, excluded Citi's institutional client businesses in India. In a statement, Citi said that the company remains committed on serving institutional clients in India and globally. “Axis Bank looks at this acquisition as a healthy strategic fit. It will gain access to the large and affluent customer franchise of Citibank having a bouquet of fee-oriented and profitable segments, that include quality credit card portfolio, affluent wealth management clientele, meaningful deposits with 81% being CASA, along with a strong consumer lending portfolio” – Axis Bank, in a statement    Axis Bank will have access to the large and affluent customer franchise of Citibank having a bouquet of fee-oriented and profitable segments that include quality credit card portfolio, affluent wealth management clientele, along with a strong consumer lending portfolio, the bank said in a statement. Citibank India serves 2.9 million retail customers. It has 1.2 million bank accounts and caters to 3,000 corporate clients. Citi's credit card portfolio is largely made up of high networth customers. Ever since reports emerged of the deal, banking analysts indicated this fact as one of the key attractions for Axis Bank. Average spends per card for Citibank remains 1.4 times higher than the industry average. It's also a question of scale. As of February 2022, Axis Bank had 8.6 million credit cards outstanding and Citi had 2.554 million. Combined, they form the fourth largest credit card portfolio in Indian banking. So, it becomes clear that the deal will enable Axis Bank to close in on ICICI Bank, its nearest competitor. As of February, ICICI Bank had a credit card portfolio of around 12.77 million cards.   Axis Bank chief executive Amitabh Chaudhry called the acquisition a “deal of a lifetime”. According to media reports, the buyout will give the bank access to 2.5 million Citibank customer cards and result in an increase of around 31% to its existing card base. Customers of Citibank, however, can continue to enjoy all the rewards, privileges, and offers to which they were earlier entitled. The Axis-Citi transaction is expected to close in the first half of calendar year 2023, subject to requisite regulatory approvals.    Watch video

Are you looking for a way to grow the business and you don't have a budget for ads or marketing? Join us as we discuss the way to reach so many people who can use your products and services fro FREE - using prospecting. No, it doesn't need to feel scary or bothersome. When you change the mindset and follow these steps shared by Eric today, you'll get to results fast. Eric Lofholm is the President and CEO of Eric Lofholm International, Inc., an organization he founded to serve the needs of sales professionals worldwide. He has delivered over 1,500 public and private presentations in companies such as: Microsoft, Bank of New York, GTE, Lexus, World Financial Group, CitiCorp, Ford Motor Company, Chrysler, Phillips, The U.S. Army, Honda and the list goes on. He is the author of How to Sell in the New Economy, How to Master the Science of Goal Setting, and 21 Ways to Close more Sales. Listen out for: The key shift in Mindset that will shift how you view prospecting How Social Media and technology allows you to reach more people Why having a system with key steps allows you to see progress What happens when you realise that you are NOT bothering people Bonus: Go learn more from Eric on Youtube - https://www.youtube.com/saleschampion1 Get Eric's Book: The System for free here: https://ericlofholm.lpages.co/the-system-pdf/ Go to Sellingwithlove.com for video access to the show or directly to youtube at https://www.youtube.com/channel/UC5VaR6Z3wfElWFZn64ugOBw New to Selling with Love Podcast? I'd love to connect with you. You can find me, your host, Jason Marc Campbell on the following Channels: Instagram: https://www.instagram.com/jasonmarccampbell LinkedIn: https://www.linkedin.com/in/jasonmarccampbell/ *Selling with Love Podcast was previously known as Superhumans at Work by Mindvalley.

Rick is a distinguished financial executive who has brought vision and innovation to the mortgage banking industry. He began his career at Citicorp in loan servicing before becoming an originator, branch manager and regional manager for an independent mortgage bank in the early 90's. He was a founding partner of Preserve Financial, Inc. in 1996, which was an IMB originating loans in thirteen states, and LenderLive Holdings, Inc. in 1999. Rick led LenderLive to a successful exit in 2014 and retired from the company in 2017, at which time the company had grown to employ more than 1,000 on-shore and offshore associates and generated well in excess of $100MM in annual sales. In March 2019, Rick joined the board of Cherry Creek Mortgage, where he was instrumental in assisting the company's founder to complete a management buy-out. In November 2020 Rick accepted a role as Cherry Creek's President and COO. In this episode Steve and Rick discuss:The fear of adversity How adversity can be good for youTurning adversity into an advantage Loving what you do  Key Takeaways: Don't be so afraid of adversity and failure that you're not willing to take a step forward. Adversity can be the best thing that could happen to you. It can move you in a direction that will take you to a place that's better than where you've ever been before. There's always a way to turn adversity into an advantage; there's an opportunity in the midst of all these unwanted things to see what you need to see in order to succeed. Do your best in the work that you have, be an expert in your field, and most of all, have fun with what you're doing or find something that you enjoy.  “Through adversity comes opportunity.” - Rick Seehausen Connect with Rick Seehausen:Website: www.cherrycreekmortgage.com Connect with Steve and Jason:LinkedIn: Jason or SteveWebsite: Rewire, Inc.: Transformed Thinking Email: grow@rewireinc.com  Show notes by Podcastologist: Justine TallaAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Laura Rotter spent almost 3 decades managing institutional investment portfolios on Wall Street in the 100's of millions of dollars to even over a billion dollars for firms including Citicorp and Para Advisors. She left that world after some changes in the industry and losing her spark to found True Abundance Advisors. This is a company which is centered around how you can manage your money and portfolio to support your life rather than the other way around. I loved this conversation! This is what this podcast is all about! Exploring how, while money may be part of what makes our life abundant and successful, it does not directly correlate to happiness and fulfillment even if you are making millions of dollars a year! Laura is incredible at what she does and she gives  some of the exact questions she uses when she works with clients to uncover their personal money stories and their vision for their life!Resources:True Abundance Advisors - Unblocking your Money Blockshttps://www.linkedin.com/in/laurarotter/ https://www.facebook.com/laura.i.rotter/ https://twitter.com/Rotters5I am currently opening up a very limited number of spots for 1-on-1 clients at the start of the new year. If you are interested, you can go here https://calendly.com/successengineering/30min to book a FREE no-obligation 30 min. Success Session where we can get to know each other, I can hear what success would look and feel like for you, and how I may be able to help you achieve it.

 You have a relationship with money based on events and circumstances from the moment you were born. How you tell your money story is a reflection of your values.  In this episode, I'm joined by Laura Rotter – a heart-centered, values-based financial planner and the owner of True Abundance Advisors. Laura spent almost 30 years working for some of the largest institutional investors, such as Citicorp and Para Advisors. Today, Laura utilizes her mindfulness practices and helps professionals facing big life changes to achieve financial security and life satisfaction.  You'll learn why your money story is directly tied to your values, how to affirm the good when it comes to your money, why feeling as if you'll never have enough money is only hurting you, and how to have the money conversation with your spouse/partner and a potential employer.  To connect with Laura Rotter, you can email her at Laura@TrueAbundanceAdvisors.com, visit her website at https://TrueAbundanceAdvisors.com, connect with her on LinkedIn and Facebook and follow her on Twitter @Rotters5 Key Topics & Time Stamps: ·      Intro (0:00)·      What Laura Wanted to be Growing Up (2:02)·      Laura's Changing Career Path (3:43)·      Making a Change and Leaning Into Your Genius (7:49)·      Our Money Stories (10:03)·      Our Money Helps Us Make More Meaning (12:15)·      Thoughts About Debt (15:08)·      Making a Change When It's Painful Enough (19:00)·      Affirming the Good About Your Money Story (19:52)·      How to Answer the Dreaded Salary Question (21:11)·      Know Your Value (25:15)·      Advice for Couples to Talk About Money (26:39)·      Laura's Advice to Help You Build Your Mid-Career GPS (31:31)·      Connect with Laura Rotter (33:07)·      Your Call to Action (34:08)  List of Resources:·      Your Mid-Career GPS – Four Steps to Figuring Out What's Next by John Neral·      SHOW UP - Six Strategies to Lead a More Energetic and Impactful Career by John Neral Calls to Action: ·      Get your free Mid-Career GPS Resources at https://johnneral.com. ·      Join the “Your Mid-Career GPS Private Facebook Group” here.·      Get notified when new podcast episodes drop. Subscribe on Apple Podcasts here or wherever you listen. And don't forget to rate and review to let me know what you are enjoying or learning. ·      Let's stay connected by following me on social. LinkedIn @johnneral, Instagram @johnneralcoaching, Facebook @johnneralcoaching, Twitter @john_neral.·      Visit https://johnneral.com for more information.   

Your purpose is to make a difference. Randy Kurtz is Executive Vice President at Opportunity International where he is focused on improvements to agriculture and education for those living in poverty around the world. In today's show, Randy shares how he pivoted from a successful career in the restaurant industry to investment banking to founding his organization that is focused on ending extreme poverty for good. Key Takeaways: 0:00 Intro 1:09 Randy gives a brief overview of Opportunity International and his position in the company 2:21 Randy talks about growing up on a dairy farm and his first job working at IHOP and how his career grew from there 5:45 Randy talks about the route he took that was so different than many and how he went straight to business school without an undergrad degree 8:38 Randy talks about his financial background and the various companies and industries he worked for and in.  11:18 Randy talks about the examples in the world he was seeing that really made him think about what he was doing and how he could find his true purpose 12:49 Randy talks a bit about his Christian faith and the reason he turned down meaningful jobs to pursue his dreams 16:28 Randy goes in depth on what Opportunity International does as a company and every aspect of agriculture and education that they strive to help build upon  20:40 Randy talks about the challenges they face in the various countries they work in and how they overcome them 24:21 Randy explains why 90% of their clients are women and how much it helps in efforts to grow each sector Resources Mentioned: University of Chicago - The University of Chicago is a private research university in Chicago, Illinois. Founded in 1890, its main campus is located in Chicago's Hyde Park neighborhood. The University of Chicago is ranked among the best universities in the world, and it is among the most selective in the United States. IHOP - IHOP is an American multinational pancake house restaurant chain that specializes in breakfast foods. It is owned by Dine Brands Global—a company formed after IHOP's purchase of Applebee's, with 99% of the restaurants run by independent franchisees. Citigroup - Citigroup Inc. or Citi is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. The Wall Street Journal - The Wall Street Journal, also known as The Journal, is an American business-focused, English-language international daily newspaper based in New York City, with international editions also available in Chinese and Japanese. Goldman Sachs - The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. Salomon Brothers - Salomon Brothers, Inc., was an American multinational bulge bracket investment bank headquartered in New York. It was one of the five largest investment banking enterprises in the United States and the most profitable firm on Wall Street during the 1980s and 1990s. Quotes Mentioned: "I was reading The Wall Street Journal every day and I was talking with other people in my community at my church, and I felt like I had other types of work that would be more appealing to me, something that was a little bit more white collar, if you will, or, you know, strategic." "I saw some examples out there in the world and I began to think about is what I'm doing now my my full purpose. And so my calling really became to find a role where I could have the kind of impact I was having in investment banking. But to have it in a way that helped people who really needed the help, to help those in poverty in difficult situations." "In many of these developing countries, the borrower is a woman who is more responsible, more able to pay back, and that's the nature of microfinance. And so our gender story is very strong. In education, one of the things that we find is as schools get bigger, they can then have more girl students. When family incomes are stretched, it's the girls that don't get to go to school." #GlobalDevelopment #Microfinance Guests Social Media Links:  Website: https://opportunity.org/ LinkedIn: https://www.linkedin.com/in/randykurtz/

This week, host Colbert Cannon sits down with friend and Managing Director at HPS, Jeff Fitts. After graduating with a BS in Finance from the University of Delaware, Jeff spent years working his way up the ranks at Citicorp to become the leader of their restructuring group. From there, he went spent six years as a Managing Director at Alvarez and Marsal. In 2014, Fitts joined HPS, where he's lead workouts and restructuring for the firm for the past seven years.  Find out more about Jeff's Best Idea, Tonal, a digital weight lifting system, here. Also be sure to check out Colbert's Best Idea, the 2016 Japanese Kaiju film, Shin Godzilla, here.

Say It Skillfully® is a show that helps you to benefit from Molly Tschang's expert guidance on the best possible ways to speak your mind at work in a positive and productive manner. In Episode 98, Mark Parsells, Founder and Managing General Partner Montpelier Ventures, shares a life journey that's included Capitol Hill, running major, global multi-billion-dollar divisions for American Express, Bank One (Chase) and Citigroup, and being Chair and CEO of three private equity and venture backed FinTech businesses. Mark shares what it was like growing up the youngest of four boys with a minister-turned-entrepreneur father, who made being at the top the only option. He talks about difficult times at home and learning to embrace the truth that parents—and leaders—are people, too. Lively political conversations over dinner led to studying political science and then working for Senator H. John Heinz III, where Mark learned how things really work. Keen to cut his own path, he shares his decision process to business school and finding his way to the private sector (and his epiphany of a $20,000 summer internship vs. his annual Senate staffer salary of $18,500!). He chronicles his remarkable ascent and impact at American Express, where he succeeded at being entrepreneurial within the corporate bureaucracy—and was invited to the annual shareholder meeting to review his strategy that brought credit cards as a form of payment to government institutions for the first time in history. With humor, he recounts another epiphany of being a “terrible junior employee!” and is not bashful that he was horrible at taking feedback (and encourages you not to do what he did…). Unexpected twists and turns—in particular, a defining wake-up call overcoming lymphoma—and his time at Citicorp after being recruited by Father of the ATM John Reed and then a massive business turnaround for Sandy Weill are both sobering and inspiring. Don't miss hearing how Mark went against everyone's advice and chose to leave behind the world of corporate jets for his true north, one of happiness and no regrets. Learn how to navigate work while being invaluable and true to yourself. Molly's thought for the week (Thank you Mark!): Do what YOU think is the right thing to do.

For anyone, self image is important. But when you're a professional, how you see and feel about yourself can be reflected in the work you do and how your clients perceive you. Fortunately, our guest in this episode helps professionals, entrepreneurs, and business owners with their self image. Joanna Makris comes from and lives in Greece. She is known as “The Inspired 360ᵒ Success - speaker, trainer, coach - who is totally obsessed with mindset and leadership”. She works with ambitious Greek speaking career builders around the world to turn their work-life trade off stress into a win-win experience and joyfully skyrocket their current results. Her passion is to share and inspire new awareness and mindset breakthroughs to stop sacrificing success in one area of life for another, tear down invisible barriers and achieve high level-no-guilt performance for personal and professional life success that “lasts and brings back the smile on your face!” Prior to choosing this career path, Joanna enjoyed a 15+ yr successful banking career serving from a number of leadership positions in large organizations, such as Citicorp, working with people across the globe, while trying to juggle all other areas of her life. She transitioned to her own coaching, speaking, training business, became a founding partner with the John Maxwell Team and for the last 15 years has been living a life she loves, without sacrificing her career for her life or the other way round. Doing what she's passionate about (nearly forgetting she's working!) by helping others bring “Inspired 360ᵒ Success” to their life, while enjoying her family life, looking after herself and building great relationships! Connect Joanna on LinkedIn

We are in conversation with Laura Rotter, who is a CFA, CFP and is the owner of True Abundance Advisors, a heart-centered, values-based financial planning firm based in New York. After a successful career managing money for institutional investors including Citicorp and Para Advisors, Laura discovered mindfulness practices and was drawn to guide professionals facing a big life change to achieve both financial security and life satisfaction. Since making her shift, she has been featured in CNBC, the Wall Street Journal, and Westchester Senior Voice, is on the advisory council of Impact100 Westchester, a women's group giving organization, and volunteers with My Money Workshop, teaching financial literacy to underserved communities.www.trueabundanceadvisors.comhttps://www.linkedin.com/in/laurarotter/ Tune in for some great nuggets on the following topics:• Laura's Background and career journey, 30 years in wall street• Working with mid-life professionals, aligning money with individuals• How Laura advises individuals on having clarity and purpose of using their finances to make the best out of living.• Success is not about metrics and numbers.• Abundance is not about accumulating.• Is Earning money a need or a habit?• Sticking with your purpose of doing business• Women and Financial Independence• Role of money in empowering business owners• How progressive women can facilitate money talks in homes with their children?• Laura's mission statement that she kept at her work – educate, enlighten others• How can parents can initiate money conversations with their kids. Any many more wonderful tips & insights.Enjoy the episode!-----------------------------------------Do you want to crush your sales goals this year? Get your hands on the Personal Sales Planner for Solopreneurs which will help you plan, track, and make consistent progress with your 30-60-90 day sales actions. Grab your comprehensive sales growth tool here bit.ly/psp-37

Max Sutherland, President & CEO of World Trade Center Atlanta, recognized at an early age that global businesses have influence and power to make positive change.  Rather than pursuing a diplomatic career as he planned, he rose in global positions at Citicorp, Chase Manhattan, KPMG, and more.  In his current role at the World Trade Center in Atlanta, he sees the opportunity to bring the fractured global business community together and offer training to new entrants.  His stories are fascinating.  Keep an eye on this guy!   Connect with Wendy - https://www.linkedin.com/in/wendypease/ Connect with Max - https://www.linkedin.com/in/maxsutherland/ Music: Fiddle-De-Dee by Shane Ivers - https://www.silvermansound.com

We have the great pleasure of speaking to an amazing person today! Bruce Turkel, the Guru of Branding, is joining us as our guest! Bruce Turkel is entertaining and educational! He plays the harmonica, and he is a Hall of Fame Speaker from the National Speakers Association. And today, he shares several different points that you can apply in your business to ensure that you connect with your audience on an emotional level before you connect with them intellectually. He tells us about three things that need to happen when you're speaking publicly, he explains how to make your scar your star, and he also tells us about the latest book he is writing. Bruce Turkel's bio Bruce Turkel has helped create some of the world's most compelling brands, including Hasbro, Nike, American Express, Charles Schwab, Citicorp, Discovery Networks, Bacardi, Sol Melia Hotels, Partnership for a Drug-Free America, HBO Latin America, Canyon Ranch, and many more. You might have seen Bruce on TV. Bruce has worked with valuable brands for more than 25 years and is a frequent guest expert on the national news. He appears regularly on CNN International, MSNBC, and NPR. You may have read about Bruce. Bruce has been featured in The New York Times, Fast Company, Communication Arts, AdWeek, and Speaker Magazines. You might have heard Bruce speak. Bruce has spoken at MIT, Harvard, TEDx, and hundreds of corporate and industry conferences. In 2017 the National Speakers Association inducted Bruce into their Speaker Hall of Fame. You may have read one or more of Bruce's five books. Bruce's most recent book, All About Them, was chosen by Forbes Magazine as one of their best business books. Perhaps you heard Bruce playing his harmonica. Bruce fronts the popular Miami R&B band Blackstar. You're about to meet Bruce Turkel, he's sharing some of his simple yet powerful brand-building techniques. Great brands make people feel good about themselves In Bruce Turkel's most recent book, All About Them, he explains that good brands make people feel good, but great brands make people feel good about themselves. Good marketers are talking about their consumers In the days before the internet, you had to tell people everything they needed to know about you. Today, however, people have access to all the information they want, and anyone you're dealing with can find out anything they want to know about you. So, today's best marketers are no longer talking about themselves. They are talking about their consumers. Three options Bruce explains that if you want to become a professional speaker, you have three options. The first is to land a plane on the Hudson River and save 150 people. The second is to be the President of the United States. If you can't do either of those, you will need to put in ten years of hard work. Chosen for who they are People don't choose speakers, meeting professionals, and event managers for what they do. They are chosen for who they are. The point of any talk The point of a talk is to do three things: To be entertaining, to be educational, and to be enlightening. Ultimately, the audience should leave the room transformed and aware of how that happened. Making your customers feel valued Everything you do should be to make your customers, clients, and employers feel valuable. The more valued you make them feel, the more they will want to work with you. The one question event planners need to ask the host If you, as an event organizer, want your job to be easy, just ask your client, “When this event is over, how do you want your attendees to feel? And how should they be thinking?” Making an emotional connection with your audience As a speaker, Bruce advises you to connect emotionally with your audience before making an intellectual connection with them. Bruce gets inside information from people in the audience about their businesses so that he can connect with them emotionally. He does that by taking the time to get to know them, chatting with them, and asking them why they are at the event, what they think of it, and if there is anything about the event that they don't like. This feedback is strategically gathered for the sole purpose of connecting emotionally with the audience. Talk to people about them, not about you Bruce points out that in those conversations, he talks to the people about them, and not about himself. He takes people on emotional highs and lows throughout the conversation so that they feel something because when that happens, they pay attention. Make your scar your star Your liabilities can become your assets. In learning how to turn a negative into a positive, what you consider to be your biggest liability could turn out to be your most endearing quality. Bruce Turkel's next book The title of Bruce's next book is Is That All There Is? The concept of it is that people who have reached a relative level of success and hit a hurdle in their lives need to make a change. In writing the book, Bruce interviewed people who have made a shift in their lives and could tell the story of what happened and why they did what they did, so that the readers can learn what to do when they want to make a change in their lives. Bruce Turkel has a gift for you! Send Bruce a message, and he will send you the audio version of his previous book, Building Brand Value. Just hit the contact button on his website to get your free copy. Links and resources: Bruce's Website Bruce on LinkedIn Bruce on Twitter Bruce on Instagram Bruce on YouTube All About Them by Bruce Turkel

Sandra Crowe, MA, PCC, the author of Since Strangling Isn't an Option, and “I Didn't Sign Up for This! 7 Strategies for Dealing With Difficulty in Difficult Times” is a professional speaker, trainer, coach, and facilitator.  Her focus is to impart communications skills to create awareness of ineffective behaviors and to move people and teams forward in their mission. Topics include: “How to Win in Difficult Interactions”, “Mindfulness: Moving from Chaos to Calm”, “Presenting to Diverse Audiences: From Nerves to Navigation”, “Three Fixes for the Five Team Dysfunctions”, “Dealing With Different  Personality Types”,  “What to Say to a Difficult Customer” Past clients include: The Executive Office of the President, Marriott, Sony Corp., Southland Corp, Citicorp, The Discovery Channel, Sears, The Census Bureau, Union Labor Life Insurance, NASA, The Pentagon, Food and Drug Administration (FDA), National Institutes of Health (NIH), National Association of Female Executives, Wireless Infrastructure Association, National Older Workers Career Center, Social Security Administration, FBI, Dept. of Agriculture Past Media Includes: NPR, CBS Morning News, To Tell the Truth, ABC7, WBAL-Baltimore, WUSA9, The Washington Post, The New York Times, LA Times, Cosmopolitan, Good Housekeeping, Woman's World, Men's Health, Dr. Toni Grant, WHUR, and To Tell the Truth(Will the real Sandra Crowe please stand up). Sandra has a passion for International Culture having lived in West Africa and spent time in Israel, Europe, and Mexico, Central and South America having driven from her home in Washington, DC to El Salvador.  In this episode, Dean Newlund and Sandra discuss:The Release Technique Experiencing loss and finding clarity. Participating in oneness and the collective experiences of our life. Reconnecting with others and ourselves.Finding more space for awareness, time for reflection, and understanding what your triggers are. Key Takeaways:The loss of control, loss of security, and loss of approval create tension within our lives. It's important to remember a time in your life where you didn't think it was going to be ok and remember things always work out one way or the other, even if it wasn't the way you thought it would or wanted it to. Recognize that the physical body reflects the emotional body. Make sure you are listening to your body.Make a conscious decision whether to allow people to connect with you or not. Is it a good relationship for you?  "If you are alive at this moment you have indirectly signed up for this." —  Sandra Crowe Mentioned: The Release Technique by Lester Levinson  See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7IConnect with Sandra Crowe:  Website: Sandra Crow.comFacebook: Sandra Crowe      Sandy CroweEmail: sc@pivpoint.comRecommendations: Brene Brown vulnerability TED Talk  Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/Twitter: https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370Show notes by Podcastologist: Kristen Braun  Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.  

In 1978, an engineering student discovered a fatal structural flaw in New York City's just-completed Citicorp Tower. What happened next wasn't made public for nearly 20 years! NOTRE DAME CATHEDRAL FIRE LEAD CONTAMINATION. Dr. Perrodin juxtaposes the Citicorp Tower dilemma with the modern day unfolding crisis of massive lead contamination resultant of the April, 2019, Notre Dame Cathedral Fire. Per the Guardian (in an article by Angelique Chrisafis dated May 9th), “The Paris police statement on Thursday said that on the surface of pavements and gardens immediately adjoining the cathedral, lead levels were found to be very high: between 32 and 65 times the recommended limit by French health authorities. The areas closest to the cathedral are currently closed. Lead levels are also high within the cathedral itself.” Wow! Dr. Perrodin notes that similar “defiant” articles are surfacing that both bring awareness to the lead contamination and bluntly state the dire short and long term health risks associated with approximately 500,000 pounds of lead vaporized from the cathedral's roof. Chrisafis's article later notes, “But the French environmental campaign group Robin des Bois has warned that about 300 tonnes of lead from the cathedral's roof and steeple had melted in the blaze. The cathedral has been reduced to the state of toxic waste,” the association said shortly after the fire, urging authorities to detoxify the tonnes of rubble, ash and wastewater produced in the disaster. WHAT'S REALLY HAPPENING IN PARIS? David states that Paris officials are aware of the breadth and depth of the lead contamination issue and that there's likely a contingency plan being assembled to deal with thousands of people impacted by lead in their bodies secondary to the Notre Dame fallout. Dr. Perrodin wasn't surprised that areas close to the cathedral weren't registering high levels of lead contamination as he points out that the thick plume of lead-laden smoke probably carried the highest concentrations of lead 2-3 miles from the cathedral before cooling and the particles dusted over Paris. PARIS HAS A LOT TO LOSE. Yep, admission of widespread lead contamination would destroy tourism (the economic engine of Paris) and how do you tackle lead abatement in a population dense region? Chernobyl could be isolated - you can't do the same with Paris. Also, imagine the litigation! What happens to the $billion in donations to rebuild NDC when thousands of people rack up medical bills due to complications from lead exposure? The public health crisis would be off the charts! THE CITICORP TOWER FLAW COULD HAVE KILLED 20,000 PEOPLE. Chief structural engineer, William LeMessurier, is largely credited as the person responsible for creating the wondrous Citicorp Tower in 1977. He was a thoughtful engineer and put the design of the tower through its paces with wind test scale simulations in the world's best lab and worked the standard battery of industry calculations. The tower was built in an innovative way to accommodate an existing church. Hence, the pillars that supported the tower were moved from the corners to the middle of each wall. A strong central pillar, like a mushroom stem, also supported the structure. WHAT WAS WRONG. LeMessurier received a call from an engineering graduate student who was puzzled at how the structure could withstand perpendicular winds. LeMessurier listened and upon further study of the building and learning of some last-minute changes that included having tension braces bolted in place rather than welded in place, he was terrified to be informed that the tower would collapse with encountering a 70 MPH wind from a certain angle. The tower had a tuned dampening system that would offset such winds, but it was electrical - and if the power went out during a storm - well, lights out! WHAT CITICORP DID RIGHT. LeMessurier the Citicorp brass, insurance folks, NYC officials and the NYC welder's union acted in unison to quickly fortify the tower. They also hired 3 weather agencies to rigorously track weather conditions and formulated a 10-block evacuation plan in case of high winds. WHAT CITICORP DID WRONG. The workers in the tower or in proximal structures were NOT made aware that the tower could collapse. The decision to withhold this information was done to prevent panic and massive economic disruption to the city. In addition, officials believed they could evacuate the zone in time. However, Lemessurier is most strongly criticized for not sharing the wind shear information with the greater engineering community for several years. How many buildings were constructed AFTER Citicorp Tower without calculating for the peculiar wind shear factors confirmed by Lemessurier? In a recorded 1997 presentation he gave at a university, Lemessurier implies that other tall buildings existed that were susceptible to failure due to similar wind dynamics. How many of those structures might have been built differently, or retrofitted, had Lemessurier's knowledge immediately been shared with building engineers? IMPLICATIONS FOR SCHOOL SAFETY. Dr. Perrodin presents different scenarios that happen in schools. Each impacts the safety of the setting. How do the schools respond to each scenario if following what is unfolding in Paris or per the protocol established by the team that quietly mitigated the Citicorp flaw? FOLLOW DR. PERRODIN: Twitter @SafetyPhD and subscribe to The Safety Doc YouTube channel & Apple Podcasts. SAFETY DOC WEBSITE & BLOG: www.safetyphd.com The Safety Doc Podcast is hosted & produced by David Perrodin, PhD. ENDORSEMENTS. Opinions are those of the host & guests. The show adheres to nondiscrimination principles while seeking to bring forward productive discourse & debate on topics relevant to personal or institutional safety. Email David: thesafetydoc@gmail.com LOOKING FOR DR. TIMOTHY LUDWIG, PHD? Dr. Perrodin's “Safety Doc Podcast” negotiates school and community safety. To be informed about industrial safety, please contact Appalachian State University Professor Dr. Timothy Ludwig, PhD, at www.safety-doc.com

David Lykken and Mark Jones have launched a new podcast series entitled, Lykken On Leadership. It's a weekly podcast that interviews leaders from the Real Estate and Mortgage Industry. The Professor's Background He is Jack M. Guttentag, now Professor of Finance Emeritus, formerly Jacob Safra Professor of International Banking, at the Wharton School of the University of Pennsylvania. Earlier he was Chief of the Domestic Research Division of the Federal Reserve Bank of New York, on the senior staff of the National Bureau of Economic Research, and managing editor of both the Journal of Finance (1974-77) and the Housing Finance Review (1983-89). Professor Guttentag has been a student of the home loan market for many years, and his bibliography of scholarly articles, books and monographs is large and diverse. He has also been an active practitioner, serving as a consultant to many government agencies and private financial institutions, including the Department of Housing and Urban Development, USAID, Freddie Mac, Citicorp, Dominion Bancshares, the World Bank, J.P. Morgan Securities, the New Zealand Bankers Association, and many others. In addition, he has been a director of the Teachers Insurance and Annuity Association, Federal Home Loan Bank of Pittsburgh, Guild Mortgage Investments, and First Federal Savings and Loan Association of Rochester. Tune in to hear Jack Guttentag share some timely wisdom he's gathered from his lengthy and interesting career.   David Lykken and Mark Jones have launched a new podcast series entitled, Lykken On Leadership. It's a weekly podcast that interviews leaders from the Real Estate and Mortgage Industry. The Professor's Background He is Jack M. Guttentag, now Professor of Finance Emeritus, formerly Jacob Safra Professor of International Banking, at the Wharton School of the University of Pennsylvania. Earlier he was Chief of the Domestic Research Division of the Federal Reserve Bank of New York, on the senior staff of the National Bureau of Economic Research, and managing editor of both the Journal of Finance (1974-77) and the Housing Finance Review (1983-89). Professor Guttentag has been a student of the home loan market for many years, and his bibliography of scholarly articles, books and monographs is large and diverse. He has also been an active practitioner, serving as a consultant to many government agencies and private financial institutions, including the Department of Housing and Urban Development, USAID, Freddie Mac, Citicorp, Dominion Bancshares, the World Bank, J.P. Morgan Securities, the New Zealand Bankers Association, and many others. In addition, he has been a director of the Teachers Insurance and Annuity Association, Federal Home Loan Bank of Pittsburgh, Guild Mortgage Investments, and First Federal Savings and Loan Association of Rochester. Tune in to hear Jack Guttentag share some timely wisdom he's gathered from his lengthy and interesting career.  

In this episode, Keith Sawyer talks about the Zig Zag model of creativity, one that he developed after years of research with creative teams. He explains how he developed the model, how to use it, and shares a few practical tips you can implement right away to help your team, or yourself, be more creative. What You'll Learn The eight stages of the Zig Zag model to creativity What business teams can learn from Jazz Improv groups How juggling can help you be more creative Dr. Keith Sawyer is one of the country's leading scientific experts on creativity, collaboration, and learning. A professor of education at the University of North Carolina in Chapel Hill, he studies creativity, learning, and collaboration. After receiving his computer science degree from MIT in 1982, he began his career with a two-year stint designing videogames for Atari. His titles included Food Fight, Neon, and Magician. From 1984 to 1990, he was a principal at Kenan Systems Corporation, where he worked as a management consultant on innovation technologies. His clients included Citicorp, AT&T, and U.S. West. In 1990, Dr. Sawyer began his doctoral studies in psychology, where he studied creativity with Dr. Mihaly Csikszentmihalyi (author of best selling books such as Flow and Creativity). Since receiving his Ph.D. in 1994, he has dedicated his career to research on creativity, collaboration, and learning. He has been a jazz pianist for over 30 years, and spent several years playing piano with Chicago improv theater groups. Dr. Sawyer has published fourteen books and over 80 scientific articles. His research has been featured on CNN, Fox News, TIME, New York Times, Wall Street Journal, NPR and other media. A popular speaker, he lectures to corporations, associations, and universities around the world on creativity and innovation. Resources Mentioned in the Episode Zig Zag (Book) by Keith Sawyer Zig Zag Cards by Keith Sawyer Explaining Creativity by Keith Sawyer Group Genius: The Creative Power of Collaboration by Keith Sawyer Keithsawyer.com ZZdeck.com climercards.com Wallas, 1926. The Art of Thought - the source of the first creativity model The Weekly Challenge Engage in the third step of the Zig Zag "Look" and take yourself on a field trip to a new art museum or a new town. Pay attention to what is different. What do you notice? What inspiration do you find? You can find this idea and many others in Keith Sawyer's deck of Zig Zag Cards.