Podcasts about pell grants

Go to Go to https://www.learningleader.com/becoming to see the pre-order bonuses for The Price of Becoming This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. My Guest: Scott Galloway is the New York Times bestselling author of books including The Four, The Algebra of Happiness, Post Corona, Adrift, and The Algebra of Wealth.  Notes: Key Learnings Routine speeds up time, novelty slows it down. If you want life to go fast, just spend it alone and have a routine and never bust out of that routine. What makes life interesting is diversity in people, because people are complicated, and relationships are complicated. Lean into your emotions to slow time down. If you see something that moves you, stop, think about it, ask yourself why it moves you, and try to cement that moment in your brain. Otherwise, you're not sleepwalking through life; you're sleep sprinting. "The greatest wasted resource in history is good intentions that don't get articulated." No matter how famous someone is, they love affirmation as much as anybody else. Good thoughts that don't get articulated are wasted. Absorb when you're upset and lean into emotions, good and bad. This sort of marks the day and slows things down. Otherwise, if you get up every morning, do the same thing, eat the same thing, have the same relationship, the week's just gonna go really fast. Reverse engineer your success to things that aren't your fault. What are the things that played a role in your success that you had no control over? Your luck, your good fortune. For Scott: big government, assisted lunch, Pell Grants, University of California, technology financed by middle-class taxpayers, DARPA, the internet, deep pools of capital, and acceptance of failure. His mom told him he had value every day. Scott's mom, every day, implicitly and explicitly, told him and communicated to him that he had value. That builds a basic confidence that manifests in different ways: the confidence to fail, approach strangers, believe you're worthy of love, that you'll add value to a company, and that you can ask for tens of millions of dollars from someone. When good things happened, he used to call his mom. Whether it was getting a bonus at Morgan Stanley or striking up a conversation with a woman at Starbucks and getting her number, Scott used to call his mom. Your parents can bask in your victory, and you can brag to your parents, and it's okay. If there's no one there with you, it's like it didn't happen. Scott travels for business and stays at really nice hotels, and inevitably gets upgraded to the penthouse or the George V in Paris when he's alone. But if there's no one there with you, it's like it didn't happen. Celebrate victories, tell people how much they mean to you. You have to call your friends, celebrate their victories, celebrate your own, and tell people how much they mean to you. Every day, no matter what, tell your kids you're proud of them and love them. No matter how much Scott's kids piss him off, at some point, he finds a way to say, "I'm proud of you, and I love you immensely. You know that, right?" He hopes they have that same kind of base or pillar of confidence he had his whole life. Having someone tell you they believe in you every day works. You don't have to be a baller or successful. Just having someone in your life and every day telling them they mean a lot to you, they can't help but not believe you after a while. Being a leader isn't about being the smartest person in the room. Scott used to think being a leader was being the smartest person in the room, and he had trouble, especially with other men, thinking if he acknowledged someone else was doing a good job, somehow that made him less impressive. You have so much currency as a founder or manager. If you're in a management or leadership role, much less a founder, you have so much currency to pull someone into a conference room and say, "You were outstanding in that meeting" or "I just read this, and I love this paragraph. God, where did you come up with this idea?" You literally see these people just light up. "If you're thinking it, say it." The instant you're thinking something positive about somebody, just tell them, text them, call them. Don't wait. We have a tendency to think other people are telepathic, that they must sense we think they're wonderful. No, they don't sense it. Articulate it. When you're on your deathbed, you're not gonna think "I gave too much praise at work and told too many people how much they meant to me." Young people need watering. If you don't give young people feedback and praise when they deserve it, it's like having a ton of capital and not spending it. Especially with young people, they need watering. Feedback is incredible compensation. Whenever someone does something good, Scott tries to remind himself via email. Then, when he does their review at the end of the year, it's like, " Wow, this dude is paying attention. That is a form of compensation. Give thoughtful reviews that show you understand them. Tell them what they need to develop to get to the next level. Pay for the courses they need. They're a single mom who needs flexibility and wants to make more money. That's compensation. "Become a clip machine." Certain people are clip machines: James Clear, Morgan Housel, Kat Cole, Scott Galloway. These are people who communicate ideas in ways that are instantly shareable and memorable. For leaders, becoming an effective communicator isn't optional anymore. You need to be able to inspire and move people. The ability to write well is the stem of storytelling. It forces you to manage your thoughts and think things through. It's difficult to be a great storyteller if you can't write at a competent level. Rank yourself across every medium and go deep on one. Look at every medium (texting, LinkedIn, short form video, TikTok, long form writing, speaking), rank yourself, listen to yourself, decide what your specialty is, and then go very deep into one. Figure out your medium and commit to being in the top 1%. Challenge yourself to be in the top 10% within a year, the top 1% within three years. Identify which medium you have skills in, then challenge yourself. If you're in the top 6,000 podcasts out of 600,000 that put out content every week, you're in the top 1%. "Social media may make you want to shower after you use it, but it's frightening how powerful it is." In terms of economic power and influence, it's frightening how powerful social media is right now. If you're a young person and you want to be influential or economically secure, you need to master it. Storytelling is the enduring skill to give your kids. Scott's core competence is storytelling. His superpower is attracting and retaining people who help leverage his skills. The most radical act in a capitalist society is not participation. Scott started Resist and Unsubscribe because action absorbs anxiety. He was sick of being virtuous and courageous on a keyboard or a mic and wanted to do something. "Ready, fire, fucking aim on this thing called life." Scott wants to dance like no one is watching. He's gonna be dead soon, and it's all going really fast. He doesn't want to look back and think about losing sponsors or what people thought was stupid. He wants to think, "Right on, I tried to do something." He wants to be that guy who was unafraid, who showed up with a carpool to try and make a difference. Your spending or lack thereof is a weapon hiding in plain sight. The government most quickly responded six years ago during COVID, not because tens of thousands of people were dying, but because the GDP crashed 31%. The president backs away from plans when the bond market or stock market goes down. Even a gnat on an elephant matters. Even if it's just a gnat on an elephant, enough gnats will take down an elephant. If you have economic security and people who love you unconditionally, you have an obligation to speak out. Sam Harris has this great saying: if you have economic security and people who love you unconditionally, then you have an obligation to speak out and speak your mind, because most people don't have that luxury. Do what makes you feel good about yourself. It's not easy being mediocre-looking; it takes real effort. Scott grew up very skinny with bad acne and thinks maybe he's a little too focused or self-conscious about his looks. America is ageist, and looks matter. New York is the ultimate tip of the spear for a capitalist society, and it's optimized for two people: hot women and rich guys. For everyone else, it's a soul-crushing experience. We can talk about the way the world should be and the way the world is. That's the way the world is. Start working out. Scott coaches young men: start working out. It's good for your head. It shows women and employers you're in shape, not just because it looks good (which it does), but because it reflects how you show up, that you have discipline, that you can commit to something. The rule of threes puts you in the top 5% of attractiveness. If you work out three times a week or more, if you spend at least 30 hours a week working outside of the house, and put yourself in the company of strangers (church group, nonprofits, sports league), just by doing those three things, you put yourself in the top 5% of attractiveness of young males. Anyone who's had great yeses has had a shit ton of no's. If you can be in the top 5% and learn how to mourn and move on from rejection, at some point, you'll be voluntarily celibate, which is awesome. There were hundreds of no's for you to get to a top podcast. You get used to no. No one has the right to a living or to reproduce. If you want to score above your class economically or romantically, get out a big spoon and get ready to eat shit. It's what everyone of us has done. "I'm constantly worried about my boys now." Scott didn't worry about his kids when they were little unless they were sick - they were safe and home. Now he's worried about them all the time: are they doing okay at school? Is the quiet one okay? His champagne toast moment would be celebrating his son's first year of college going well - having fun, a good friend group, a couple of dates, football games, and gearing up for sophomore year. Reflection Questions What things played a role in your success that you had no control over? Your luck, your good fortune. How does reverse engineering to those things change your perspective? Who in your life needs to hear that you're proud of them and that they mean a lot to you? When's the last time you actually said it? Rank yourself across every medium you participate in (texting, LinkedIn, video, writing, speaking). What's your specialty? Are you willing to commit to being in the top 1% of that medium within three years? More Learning #578: Scott Galloway - The Algebra of Wealth #492: Scott Galloway - Finding What You're Good At #396: Scott Galloway - Turning Crisis Into Opportunity Podcast Chapters 00:00 Preorder my new book! 02:45 Meet Scott Galloway 04:13 Resilience To Criticism 05:43 Slowing Time With Novelty 08:43 Scott's Mom Building Confidence 14:52 Use Praise As a Leadership Currency 24:27 Becoming A Great Storyteller 31:06 Resist And Unsubscribe Origins 35:35 What Comes Next 37:13 Facing Both Backlash and Support 39:45 Living Unafraid 41:23 Why Sell Prof G? 42:37 Building Enterprise Value 46:46 The Openness of Cosmetic Surgery  48:47 The World's View on the Physical 50:42 Rule of Threes for Men 53:11 Scott's Champagne Toast 56:52 The Belief of Reasonable Politics  58:10 Where to Find Scott Online 01:02:14 EOPC

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

This week on "Off the Cuff," Hugh, Jill, and Sarah share some takeaways from last week's Federal Student Aid (FSA) training conference, where officials from the Department of Education (ED) provided policy updates geared towards financial aid professionals. Jill provides updates on FAFSA, Pell Grant and Workforce Pell developments, the common manual for the Federal Direct Loan Program, and more. Sarah then catches listeners up on more updates regarding implementation of the One Big Beautiful Bill Act (OBBBA), and explains a recent electronic announcement detailing upcoming changes to several FSA systems to support the expansion of Pell Grant eligibility for eligible workforce programs and revised limits on federal student loans.

Last month the Congressional Budget Office projected an $11.5 billion shortfall in Pell funding by fiscal year 2027. The program provides need-based federal financial aid for more than 30 percent of American college students. Part of the funding problem is that Congress made getting aid easier without appropriating more money to cover the increase in students gaining access. Finding a solution requires out of the box thinking that creates sustainable funding without limiting opportunity for first-generation students, according to this week's guest, Kristin Hultquist, the founder and CEO of HCM strategies and an expert in higher education policy and strategy development. In this episode of The Key, Hultquist speaks with Inside Higher Ed's editor in chief Sara Custer about what a long-term funding strategy for a modern Pell Grant program could look like.   Thank you to our partners at the Gates Foundation for sponsoring this episode. 

This week on "Off The Cuff," Melanie is joined by Karen to discuss what attendees can expect with the upcoming in-person Federal Student Aid (FSA) conference next week. From there, the team debriefs the Congressional Budget Office's new projections of a funding shortfall in the Pell Grant program. Karen then debriefs listeners on the draft 2027-28 FAFSA, which is now open for public comment, and explains how listeners can submit their own comments. Lastly, Melanie walks through NASFAA's recent webinars regarding private loan lending amid the implementation of the One Big Beautiful Bill Act (OBBBA), and highlights NASFAA resources. 

Jeremy Singer is the President of College Board, which he has led for over a decade. In that role, he oversees the SAT, AP, and other core elements of the U.S. college access ecosystem, and he's previously had leadership roles at Kaplan and McGraw Hill Education.Why is Jeremy on Statecraft today? After the failed redesign of FAFSA in 2023, he spent six months at the Department of Education helping to ensure the 2024 launch was successful. The revised application form meant 1.7 million students were eligible for maximum Pell Grants in the 2025-26 application cycle.We discuss:* Why attempts to simplify FAFSA went so badly wrong* The problems caused by precise drafting in Congress* How Singer got FAFSA back on track* What politicians and GAO don't understand about developing softwareThe full transcript for this conversation is at www.statecraft.pub. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.statecraft.pub

What if everything we've been told about making college "affordable" is actually making it more expensive and worse? Robert Bortins sits down with Dr. Ben Merkle, President of New St. Andrews College and Oxford-educated scholar who wrote the foreword to "Woke and Weaponized." As one of fewer than a dozen colleges that refuse all federal student loan dollars, Dr. Merkle offers a rare insider perspective on how government money has corrupted higher education—and why K-12 schools should learn from their mistakes. Dr. Merkle traces the problem back to the GI Bill after World War II, explaining how federal funding changed the customer of education from students to government. Once colleges became dependent on Title IV money (Pell Grants and student loans), they became subject to Title IX mandates—leading Christian colleges to spend a year teaching students "how to receive consent for fornication" and removing backbones from administrators who now compete to be the most compliant rather than the most excellent. The financial impact is staggering. While other colleges charge $55,000-$60,000 annually (with fake "scholarships" discounting sticker prices), New St. Andrews provides superior classical education for just $18,600 per year—proving that without compliance officers and administrative bloat, quality education is affordable. Dr. Merkle exposes the Bennett hypothesis: every dollar added to federal grants causes reciprocal tuition increases within 18 months, creating a self-perpetuating cycle that makes education more expensive and worse quality simultaneously. Most provocatively, Dr. Merkle warns that classical Christian education—"the single biggest cultural victory for the American evangelical church"—is being handed over to the state through school choice programs. Charter schools aren't pulling kids from public schools; they're pulling families from Christian education into secular classrooms. He challenges administrators: stop serving mammon, define your mission clearly, and understand that funding is authority. The institutions we've sacrificed to build will be wasted if we trade them for government money. Resources: https://nsa.edu/ This episode of Refining Rhetoric is sponsored by:  "Woke and Weaponized: How Karl Marx Won the Battle for American Education—And How We Can Win It Back" – A new book written by Robert Bortins and Alex Newman.  Discover the shocking truth about how current education reform efforts may actually accelerate the destruction of educational freedom. Through meticulous research, Woke and Weaponized traces the philosophical roots of educational corruption from Robert Owen and John Dewey to critical race theory, while offering practical strategies for families ready to pursue genuine educational independence. Join our exclusive list to be notified the moment it becomes available — plus receive special launch updates and insider information.  www.WokeAndWeaponized.com

This week on "Off the Cuff," Tim is joined by Jill and Sarah to catch listeners up on where things stand with the implementation timeline for the One Big Beautiful Bill Act (OBBBA). Jill kicks things off with some background on the negotiated rulemaking (neg reg) process and how the committee's discussions will impact the student loan portfolio, Pell Grants, and institutional accountability metrics. Sarah then walks through upcoming changes to federal Pell Grant awards for 2026-27 award year and details a new NASFAA flowchart that can guide members through that process.

Paul Fain, the founder of Work Shift and author of The Job newsletter, returns to Trending in Education for a look at the state of workforce development in 2026. He describes a challenging environment for early-career professionals where emerging technologies are driving significant shifts in hiring and job stability. While four-year degree holders often dominate the media discourse, Paul emphasizes the critical need to report on non-degree workers, particularly those in clerical and administrative roles who face high risks from automation. The episode also explores the rise of "Generation Tool Belt", characterized by a growing interest in skilled trades as young people seek paths that feel more insulated from the knowledge-economy's disruption. This surge in interest has led to waiting lists for community college trade programs, highlighting the importance of reinvesting in this often-overlooked localized infrastructure. In healthcare, the discussion focuses on the frontline workforce, such as certified nursing assistants, and the systemic challenges involved in providing these workers with clear career pathing and opportunities for growth. Looking forward into the 2026 midterm cycle, the conversation touches on high-stakes experiments like Bloomberg Philanthropies' healthcare high schools and the potential expansion of federal Pell Grants to cover short-term credentials. We also examine how massive federal investments in defense and infrastructure might be leveraged to expand job training across the country. Ultimately, we hit on the dignity of work as a rare point of bipartisan priority and the potential to reframe job training as essential infrastructure for economic development. Don't miss this deep dive into shifts in workforce development with the journalist with his finger on the pulse in the transformations in the sector. Subscribe to Trending in Ed wherever you get your podcasts. Visit us at TrendinginEd.com for more. Timestamps 00:00 - Introduction to Paul Fain and the origin of Work Shift. 03:30 - Education and the workforce as a high-profile issue for policymakers. 07:45 - The reporting gap for non-degree workers and non-college paths. 11:30 - Generation Tool Belt: Resurgence of interest in skilled trades. 16:00 - Evaluating the real impact of AI on the current labor market. 21:50 - Community colleges as the localized front lines of retraining. 28:40 - The frontline healthcare crisis and the role of certified nursing assistants. 34:45 - Bloomberg's healthcare high schools and private sector innovation. 39:20 - 2026 Outlook: Short-term Pell grants and apprenticeship funding. 44:00 - Reframing job training as economic infrastructure and the dignity of work

Full Episode only on Patreon.com/michaeldeconAn unfiltered, high energy conversation with Dr. Nelva Lee, CEO of the real estate backed crypto project Concrete Build and candidate for Georgia Superintendent of Schools. In this episode, we go beyond surface level talking points and dig into what she sees as a broken education pipeline that leaves too many young Americans in debt, disillusioned, and unprepared for real work.​We challenge the college “golden ticket” myth, unpack how exploding tuition and easy federal money have created a system where universities build luxury dorms while graduates move back in with their parents, and look at why student loan debt can haunt people for decades with no escape hatch through bankruptcy. Dr. Lee explains how Pell Grants once covered the bulk of college costs but now barely scratch the surface, and why that shift matters for working and middle class families.​From there, we zoom in on Georgia: Pell Grants, the lottery funded HOPE Scholarship, and why so many students lose critical aid after the first year. Dr. Lee lays out her vision for every high school graduate to walk out with a real, marketable vocational or trade certification so they can be truly workforce ready on day one whether or not they ever step foot on a four year campus.​The conversation then turns to politics, corruption, and the way America now treats politicians like rock stars. We talk about term limits, the corrosive role of nonstop fundraising, and why so many independent minded Americans feel politically homeless too “right” for the left, too “left” for the right. Dr. Lee argues that more people of integrity need to step up and run, rather than just complain from the sidelines.​Finally, Dr. Lee shares her powerful personal story: escaping the Noriega dictatorship in Panama as a teenager, losing friends and family to exile and execution, and why that experience as well as a deep military family background, fuels her gratitude for American freedoms and her determination to reform the system from the inside. If you're skeptical of the highbred machine, jaded by politics, or just curious about bold ideas for fixing education, this episode is for you.​

This week on "Off The Cuff," Melanie and Karen give an overview of what could be in store for higher education this year. Melanie kicks things off with an overview of the implementation of the One Big Beautiful Bill Act (OBBBA) and its impact on aid offices, and also highlights recent comments from Education Secretary Linda McMahon about the administration's priorities for higher education in 2026. Karen then catches listeners up on the latest developments in ongoing negotiated rulemaking sessions, focusing on workforce Pell Grants and a new institutional accountability framework. The team also shares some of the latest FAFSA developments and rounds things out with an update on the appropriations process.

AlabamaThe state to receive $203M in federal money to improve rural health careMac Mcutcheon to resign on 3/1 as Chairman of Madison County CommissionRonny Shumate of Marshall County Commission died from stomach cancerMobile city leadership considers relocation options after rent increase for cityMoody man released on bond after deadly shooting at Trussville barA kidnapping on Christmas Eve was foiled by quick thinking family memberNationalFederal judge in DC upholds Trump Admin. placing fees on new H-1B visasPresident Trump says another strike on Venezuela involves coastal portDOJ files motions to keep suspected J6 pipe bomber behind barsAG Pam Bondi says fraud arrests coming in MN due to Nick Shirley reportsTN school shooter Audrey Hale used Pell Grant money to purchase gunsNY Governor ready to sign bill for physician assisted suicide.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at a few of Dr. Ford's favorite projects from the past year — and why it's impossible for him to pick just one. Ford highlights major initiatives that show the college's commitment to innovation, student success, and community engagement. From conducting new Student and Employee Mental Health Surveys to presenting at the SACSCOC Conference on the college's orientation model and Student Success Center, Ford emphasizes how each project contributes to the larger mission of supporting students and employees alike. He also discusses exciting physical and programmatic improvements across campus — including Tiger Stadium renovations, the launch of the Aerospace Training Program in partnership with Northrop Grumman, and updates to the college's Career and Technical Education program applications. Ford celebrates upgrades like the new video board and scoring tables inside Bonner Arnold Coliseum, all funded through private contributions, and notes the addition of enhanced accessibility training across courses. Beyond campus, Ford reflects on events that bring the community together, such as “Fossil Fridays” for area elementary students, the FFA Livestock Judging Clinic, and the annual band competition that draws nearly 20,000 visitors to Booneville, the “City of Hospitality.” He also shares insights on topics like crisis management presentations, prison education initiatives tied to new Pell Grant opportunities, and the “IMPACT” series that celebrates individuals making a difference in others' lives. Rounding out the conversation, Ford touches on new technology projects improving everyday operations — like Mobile ID with online photo submission, WebEx Calling allowing staff to take their office phones on the go, SmartStart courses in Canvas, and a new recruiting photo booth funded through the Northeast Foundation. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe WSJ is predicting higher electricity costs in 2026. Trump is bringing down the cost of energy and implementing new energy sources. Electricity increased because of the the green new scam. Trump is now going after the Federal Reserve for gross incompetence, this will lead to exposing the Fed’s criminal activity. The [DS] infiltrated Congress going all the way back to 1929, the continued to present day. They made it so they have the ability to control those people they install. There are no term limits, this allows these people to stay in their positions for a very longtime. Trump is now setting the stage to return the power back to the people. This is much bigger than a few arrests. Economy Average Electricity Rates by State, What Do You Pay?  Hawaii and California have the highest rates. Idaho the lowest. Average Residential Electricity Rates by State   Electricity Cost 10 Lowest States Be Prepared to Keep Paying More for Electricity The Wall Street Journal says Be Prepared to Keep Paying More for Electricity Source:  mishtalk.com  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/ElectionWiz/status/2005964583727780156?s=20 https://twitter.com/EricLDaugh/status/2005751158149615698?s=20  Trump claims the project has overrun by $4 billion (he mentions $4.1 billion total for “a few small buildings”), calling it the “highest price in the history of construction.” He contrasts this with his own White House ballroom project, which he says is under budget and ahead of schedule despite its cost doubling to $400 million from an earlier $200 million estimate.  Yes, discovery could occur—if the case advances past initial hurdles. This would allow Trump’s side to subpoena Fed documents, emails, financial records, and testimony related to the renovations. This could effectively let them “look into” specific aspects of what the Fed has been doing, such as budgeting, contracting, and project management for the HQ overhaul. Discovery rules under the Federal Rules of Civil Procedure are broad, potentially uncovering internal Fed communications or decisions tied to the alleged incompetence.    Trump could request a GAO investigation into the HQ project overruns. Political/Rights Longtime Democrat George Clooney and His Family Ditch America, Move to France, and Secure French Citizenship Hollywood elitist and longtime Democrat activist George Clooney has officially joined the growing list of wealthy, left-wing celebrities who preach “American values” while quietly distancing themselves from the United States. Clooney, along with his wife, Amal Alamuddin Clooney, and their two children, has reportedly obtained French citizenship through a naturalization decree. The couple's 8-year-old twins, Ella and Alexander, were included in the process.  Clooney went on to explain that he feared raising his children in Los Angeles. “I was worried about raising our kids in L. A., in the culture of Hollywood. I felt like they were never going to get a fair shake at life. France—they kind of don't give a shit about fame. I don't want them to be walking around worried about paparazzi. I don't want them being compared to somebody else's famous kids.” Source: thegatewaypundit.com https://twitter.com/RichardGrenell/status/2005844962769064196?s=20 beliefs. Boycotting the Arts to show you support the Arts is a form of derangement syndrome. The arts are for everyone and the left is mad about it. https://twitter.com/Oilfield_Rando/status/2005834821503705445?s=20 DOGE Geopolitical New Report Appears to Confirm Covenant School Shooter Audrey Hale Bought Guns With Student Loan Money The FBI has just released more pages from the manifesto of Covenant School shooter Audrey Hale, which suggest that she bought the guns used in the 2023 shooting with money she had from a Pell Grant. Hale's parents suggested this two years ago and this report appears to confirm that. The Tennessee Star reports: Latest FBI Release of Covenant School Manifesto Files Appears to Confirm Trans-Identified Killer Bought Guns with Pell Grant Money The FBI on Monday released another 230 manifesto pages written by Audrey Elizabeth Hale, the biological female who identified as a transgender man on March 27, 2023, when the 28-year-old killed six at the Covenant School in Nashville, the Christian elementary school she once attended. This latest journal appears to have been written sometime in late 2021, and includes lengthy sections about the weapons the killer planned to use to commit a mass shooting at a school sometime that year. Following multiple pages full of weapons to purchase, the journal includes a page labeled “Account Savings Record,” which appears to reference the Free Application for Federal Student Aid (FAFSA). It also records multiple payments received from Nossi during the period when Hale attended the Nossi College of Art and Design in Nashville. “FASFA [sic] grant checks started at $2,050.86,” wrote Hale at the top of the entry. The page then lists a series of apparent ledger entries, starting with, “$2,656.87 (x3 checks from Nossi).” The next ledger entry states, “+$530.00 (x1 check Nossi) ($3,186.87).” This reference to Hale's federal student aid, located in the writings next to her entries about guns she considered buying, appears to corroborate the claims made by her parents to Metro Nashville Police Department (MNPD) detectives in 2023, when they told law enforcement their child purchased the firearms using federal Pell Grant money.  Source: thegatewaypundit.com https://twitter.com/Noahpinion/status/2005425950306263265?s=20 War/Peace https://twitter.com/disclosetv/status/2005747398614847766?s=20 https://twitter.com/WhiteHouse/status/2005757621278761205?s=20 Trump clarifies that if Hamas do not disarm like they promised, that any number of the 59 countries who signed onto the peace deal, will completely wipe out Hamas.  Protests Erupt Across Iran As Angry People Flood Streets  The mullahs have ruled in Iran since 1979. So you had millions that went to helping to prop up the terrorist state. But the Iranians are a persistent people, it would appear, especially when you hurt them in their wallets and make it challenging to survive. We’re at another one of those moments in history where hope has sparked again in the country, and people are in the streets, calling for change. Nationwide strikes and protests by merchants continued across Iran, with shops shuttered in major commercial hubs including Tehran's Grand Bazaar, Lalehzar Street, Naser Khosrow and Istanbul Square. Demonstrators chanted anti-government slogans calling for the downfall of the ruling clerics and demanding the leadership step aside. Video circulating online showed protesters inside a major shopping complex in Tehran's Grand Bazaar chanting, “Have no fear, we are all together,” while hurling insults at security forces and calling them shameless. Source: redstate.com Crushed by inflation, soaring living costs, and a future stolen by the regime, Iranians are back in the streets to protest. In a chilling echo of Tiananmen's Tank Man, one man defiantly sits down before the riot police. Desperation has met courage. Funds have been cutoff to the Mullahs/DS. They will lose control in the end and the people will rise up and take back their country. Cyber attacks ‘tipping point' warning issued after Harrods and M&S targeted Cyber attacks surged into prominence in 2025, inflicting significant financial damage on major British businesses and exposing widespread vulnerabilities across the economy. High-profile targets included automotive giant Jaguar Land Rover, retail stalwart Marks & Spencer, and luxury department store Harrods, underscoring how firms of all sizes are susceptible to sophisticated digital threats. Andrew Bailey, governor of the Bank of England, articulated his belief that cyber attacks represent one of the most substantial threats to UK financial stability, stressing the “critically important” need for collaborative defence. He stated: “Cyber attacks are far from new, but 2025 has shown just how deeply cyber risk is intertwined with economic stability and business continuity.” Source:  uk.news.yahoo.com  President Trump Responds to the 91-Drone Attack on Putin's Residence in Novgorod region During an impromptu press availability beside Israeli Prime Minister Benjamin Netanyahu, President Trump responded to a question about a drone attack against the personal residence of Russian President Vladimir Putin. President Trump noted that he was informed of the attack by President Putin during an early Monday phone call between the two leaders. Ukraine President Volodymyr Zelenskyy has denied the accusation that Ukraine carried out this particular attack.  The attack took place while Zelenskyy was in Florida meeting with President Trump. U.S. media have said the attack on Putin may be a lie; however, with physical evidence from the defense operation, it is less likely Russia just made up the attack.  At this moment in the conflict, Putin doesn't need domestic propaganda. CONTEXT: British intelligence previously confirmed their participation in the successful Ukraine drone attack against long-range Russian bombers.  That operation, highly controversial at the time, was previously confirmed by President Trump saying the U.S. was not informed in advance. The “coalition of the willing” has also expanded.  Outside the Ukraine regime, the current group making up the “coalition of the willing” includes: the U.K, France, Germany, Canada and Australia.  It is worth noting the additions are all part of the British commonwealth (U.K, Canada, Australia).   I suspect the British did it Source: theconservativetreehouse.com https://twitter.com/KobeissiLetter/status/2005810672672624746?s=20   and utilities have materially underperformed the broader market over the last few years. This has been fueled by the outsized gains in the US technology sector. A similar pattern occurred during the 1990s, while the opposite took place during the 2008 Financial Crisis, when global defensive stocks outperformed. Defensive sectors are lagging. Medical/False Flags [DS] Agenda Soros family reportedly donated more than $71,000 to Letitia James campaigns Leftist billionaire George Soros and members of his family have donated more than $71,000 to political campaigns supporting New York Democratic Attorney General Letitia James since 2019, according to a report published Sunday by the New York Post. The report, citing campaign finance records, said the total includes $31,000 contributed toward James' 2026 reelection bid. Soros personally donated $18,000 in July 2024, while his daughter-in-law, Jennifer Soros, contributed $13,000 in May. With earlier donations included, Soros and his family have provided James with roughly $40,000 more since 2019, the Post reported. The figure does not include the indirect support James has received through left-leaning organizations backed by Soros. The report said Soros' Open Society Foundations have given more than $865,000 to the New York branch of the Working Families Party since 2018. Source:  rsbnetwork.com  https://twitter.com/SteveRob/status/2005683753432351171?s=20 https://twitter.com/mazemoore/status/2005361462580011272?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005361462580011272%7Ctwgr%5E084f3c4b7bd7fa1059f91dab99d5e9dce1ab3cec%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2025%2F12%2F29%2Fthis-didnt-age-well-what-tim-walz-said-about-child-care-providers-during-2024-debate-n2197568 in Minnesota.” Yes Tim, you sure did make it easy for people to open childcare businesses. They don’t even need to provide childcare to get paid. https://twitter.com/amuse/status/2005702559239946273?s=20  admitted to the scheme and was sentenced to 10 years in prison for his role in the underlying fraud, with nearly $48 million ordered in restitution. Separate sentencing remains pending for the bribery conviction. https://twitter.com/CollinRugg/status/2005794263091798284?s=20   in there until today. That parking lot is empty all the time, and I was under the impression that place is permanently closed,” a local said. About 20 kids were seen “streaming in and out” of the center, according to the Post. “You do realize there's supposed to be 99 children here in this building, and there's no one here?” Shirley said in his viral video. The owner’s son, Ali Ibrahim, claims Shirley came before they opened and is blaming their graphic designer for messing up the sign. “What I understand is [the owners] dealt with a graphic designer. He did it incorrectly. I guess they didn't think it was a big issue,” Ibrahim said https://twitter.com/MrAndyNgo/status/2005812805786607882?s=20   children for the cameras. https://twitter.com/libsoftiktok/status/2005766571487289395?s=20   citizens.” – MN AG Keith Ellison https://twitter.com/amuse/status/2005871452562555304?s=20  shootings the morning of Saturday June 13th at approximately 2:30am and 3:30am, in around [unclear] that I will probably be dead by the time you read this letter. I wanted to share some info with you that you might find interesting. I was trained by U.S. Military people off the books starting in college. I have been on projects since that time in Eastern Europe, North America, the Middle East, and Africa. All in the line of duty what I thought was right and in the best interest of the United States. Recently I was approached about a project that Tim Walz wanted done, and Keith [unclear] was also aware of the project. Tim wanted me to kill Amy Klobuchar and Tina [unclear]. Tim wants to be a senator and he doesn't trust [unclear] to retire as planned and this is meant to stay in the last mile with Amy & [unclear] gone. Tim would get one of the open senate seats, and [unclear] was to be VP, and Keith Ellison would be rewarded with a lucrative governing position. I told Tim I wanted nothing to do with it and that I didn't call off that plan I would go public. He said he would call it off himself if I didn't play ball. Then he set up a meeting with me and [unclear] and [unclear] to take care of me when I refused. They had some people waiting to kill me. I was able to get away by God's mercy. So I went back a short time later and shot back at [unclear]. You should notice how I didn't fire me rounds at any police officers and by God I have plenty of opportunity. Ask for the report on how many weapons and ammunition I had with me. Cops were pulling up right next to me in unmarked vehicles and I had an AK pistol across my lap. And I could have left a pile of cops dead but I did not. Short burst towards law enforcement. You can ask them. Because I snapped the police and chose not to see them hurt. But it may end up my wife and kids next time. I won't give them a pass. If you think I'm making this up just get on the phone and tell Tim you have a few questions for him. Then ask Tim Walz if he knows me and see what he says? If he says he doesn't know me, or never met me, look in the files and you will see that Tim personally approved me to be on his Governor's workforce. Bridges are the business representatives. He is probably trying to destroy that note but it is public record. Then ask Tim Walz why they kept the shots silent from the media when they first happened. Not a word in the press and I. Why? They needed to get their stories figured out. So everyone was on the same page about what happened. Tim is probably crapping bricks right now because I'm still at large and he knows what I can disclose and that I know about all the buried skeletons are. So I will be shot on sight you can bet on that. If you want me to turn myself in it need to be directly to you and then I need to be held at a military prison or in the Middle East, or at least on a ship. These guys have military backgrounds and can get to anybody. I am willing to spill all the beans. I just want my family safe. They had nothing to do with this and are totally innocent. This was a lone person https://twitter.com/RapidResponse47/status/2005811252409344411?s=20 Tim Walz is trying to bury the evidence of Somalian money laundering. His government website showing all the daycare licenses is having a mysterious “outage”. They are freaking out. https://twitter.com/feelsdesperate/status/2005736682100777121?s=20 https://twitter.com/elonmusk/status/2005699538808697062?s=20 Trump fires 17 government watchdogs at various federal agencies President Donald Trump fired 17 independent watchdogs at various federal agencies late Friday, a Trump administration official confirmed to Fox News, as he continues to reshape the government at a blistering pace. Trump dismissed inspectors general at agencies within the Defense Department, State Department, Energy Department, Department of Housing and Urban Development (HUD) Department of Veterans Affairs and more, notifying them by email from the White House Presidential Personnel Office, the Washington Post first reported. “It's a widespread massacre,” one of the terminated inspectors general told the Post. “Whoever Trump puts in now will be viewed as loyalists, and that undermines the entire system.” Source: foxnews.com Trump has been in office for 11 months. The Trump US Attorney has been in control of the Minneapolis Office less than that. These are programs the Biden DOJ did not investigate — they investigated “Feeding our Future” only. So the investigations of 13 other federally funded welfare programs started from scratch.   https://twitter.com/AGPamBondi/status/2005764911427731459?s=20 THREAD https://twitter.com/Geiger_Capital/status/2005688449026908544?s=20 https://twitter.com/politico/status/2005765912167911931?s=20 https://twitter.com/StephenM/status/2005851479425310785?s=20  https://twitter.com/C_3C_3/status/2005864187575128397?s=20 President Trump's Plan https://twitter.com/WarClandestine/status/2005816218226233847?s=20 The National Guard is building a “quick reaction force” (QRF) of some 23,500 troops trained in crowd control and civil disturbance that can be ready to deploy to U.S. cities by early next year, according to a leaked memo reported by multiple outlets Wednesday.  The Oct. 8 memo, signed by National Guard Bureau Director of Operations Maj. Gen. Ronald Burkett, orders the Guard from nearly every U.S. state, Puerto Rico and Guam to train 500 service members. States with smaller populations such as Delaware will have 250 troops in its force, while Alaska will have 350 and Guam will have 100, Task & Purpose reported. Attorney General Pam Bondi Directs DOJ to Investigate Obama-Biden Era ‘Lawfare' as Ongoing Criminal Conspiracy Attorney General Pam Bondi has confirmed that the Department of Justice is actively probing what she describes as a decade-long pattern of government weaponization and “lawfare” under the Obama and Biden administrations. Bondi has directed U.S. Attorneys and federal agents to treat these actions as an “ongoing criminal conspiracy,” potentially allowing prosecutors to bypass statutes of limitations and hold high-ranking officials accountable for alleged election interference and civil rights violations. Source: thegatewaypundit.com  child-like illogic. And if you want to jump in and comment on whatever your particular axe to grind is and how disappointed you are that axe did not get ground in 11 months, please refer to the preposterous, child-like illogic mentioned above. https://twitter.com/TonySeruga/status/2005766903579701465?s=20 Look at the structure itself. 435 representatives for more than 300 million citizens. One voice per 700,000 people. The founders envisioned one per 30,000. That ratio was frozen in 1929, locked by the Permanent Apportionment Act, ensuring the number would remain manageable. Manageable for whom? One hundred senators. 535 total legislators controlling the direction of the largest economy in human history. You do not need to purchase a nation. You purchase 535 people. Or fewer. Buy the committee chairs. Fewer still. Buy the leadership. A few dozen individuals, properly leveraged through money or blackmail (it's actually both), steer everything. The bottleneck is artificial. Engineered for efficient capture. The Federal Reserve arrived in 1913, transferring monetary sovereignty from the people to a private banking cartel. That same year, the 17th Amendment removed state legislatures from Senate appointments, severing the balance between federal and state power. The intelligence apparatus emerged after World War II as a parallel government operating beyond electoral accountability. The administrative state metastasized into an unelected fourth branch writing rules with the force of law. Layer upon layer. Each generation inherits chains from contracts they never signed, bound by compromises made long before their birth. Yes, the Founding Fathers intended for the House of Representatives to expand as the population grew. The U.S. Constitution’s Article I, Section 2 established an initial apportionment ratio of no more than one representative per 30,000 inhabitants (with each state guaranteed at least one), implying that the total number would increase based on census results every ten years. the framers expected regular adjustments to maintain proportional representation as the nation expanded.  James Madison, in Federalist No. 58, directly addressed concerns that the House might not grow, arguing that the Constitution’s mechanisms—such as decennial reapportionments—would “augment the number of representatives” over time, and that political incentives (e.g., larger states pushing for increases) would ensure it happened.  This intent is further supported by the proposed (but unratified) Congressional Apportionment Amendment from the original Bill of Rights, which aimed to set a formula preventing the House from becoming too small relative to the population.  However, the House was permanently capped at 435 members by the Apportionment Act of 1929, diverging from this original vision. https://twitter.com/CynicalPublius/status/2005740095979069669?s=20   attempt instead chase smaller game, run interference, attack each other, send you down rabbit holes, and offer limited hangouts that lead nowhere. The silence is bipartisan. The silence is the tell. If your enemy acts and your ally does nothing despite holding every lever of power, you do not have two sides. WAIT… THERE'S MORE… https://twitter.com/WarClandestine/status/2005729994782466232?s=20   our walls, with Antifa and radical Islamic terrorist groups still at large, without Trump's people in position, without the public being informed of the treasonous conspiracy, without the wars around the globe being settled, without rogue Deep State elements like Iran's nuclear capabilities being shut down, all while the public are extremely emotionally charged after the election cycle and have been repeatedly brainwashed to believe that Trump is Hitler about to unleash a military dictatorship… There's levels to this shit. Many variables must be accounted for and many pieces must be in place before we can do something of this magnitude. But if you've been paying attention, you'd see that much of these things have already been taken care of over Trump's first year. I'm more optimistic than I've ever been, and frankly I don't understand how people don't see what Trump is doing. The price to pay for striking early, could result in mass civilian casualties, the entire operation will be ruined, the Republic will fall to the Deep State, and all of us will be tax/labor slaves forever. We can't afford to miss. Everything must be perfect, and Trump is putting the pieces into place to make it happen. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

We press the case for saying “fuck the streets,” separate people from a destructive code, and lay out real alternatives that change outcomes. We close the year with a blueprint for men under 25: identity, solitude, money systems, and leadership that starts with tough conversations.• “Fuck the streets” means rejecting a harmful mentality, not abandoning people• Survivorship bias in rap and street culture challenged• Who gets to decide what helps the community questioned• Information gap versus intelligence in youth explained• Trade schools, Pell Grants, and$80K outcomes highlighted• Streaming's appeal and limits for young creators noted• Year-end reflections on intentionality over rote consistency• Faith, setbacks, and grace reframed as normal growth• Live alone first to build boundaries and peace• Discipline via routines, early mornings, and self-trust• Hard conversations as core leadership skill• Money system with separate accounts and HYSA outlined• Sales and communication as high-value, portable skills• Keep one passion unmonetized to protect joy• Mental health through therapy, journaling, and brotherhood• Lead conflict repair by crossing the gun line• Proactive child support to regain control and plan• Stay single under 25 to lock in goalsJoin our Patreon Community Buy some merch and ebooks IG: @terryroseland & @amansperspective_

 Is the future of education shifting away from traditional four-year degrees toward faster, job-focused training? The Trump administration has promoted expanded Pell Grant access for workforce and certification programs, reflecting a growing emphasis on career readiness and immediate employment outcomes. Supporters view the change as a practical response to labor market demands, while critics caution it may limit long-term educational opportunities for some students. (Source: Business Insider)

It's YOUR time to #EdUpIn this episode, President Series #421, powered by ⁠⁠⁠Ellucian⁠⁠⁠, & sponsored by the 2026 InsightsEDU Conference in Fort Lauderdale, Florida, February 17-19,YOUR guest is Dr. John Comferford, President, Otterbein UniversityYOUR host is Dr. Joe Sallustio⁠⁠⁠⁠⁠How does a university with 2,400 traditional undergraduates partner with Antioch University instead of trying to chase adult learners themselves & why recognizing what you're NOT good at is strategic genius?What happens when you're the ONLY college in Ohio offering free tuition for Pell Grant eligible students & how do you compete with big publics by focusing on "do vs. watch"?How does a president build corporate partnerships with 22 employers offering $20,000 automatic scholarships & why is ditching the rankings rat race to focus on mission centric work the future of higher ed?Extended Conversation for EdUp Premium Members:Why are most college presidents silent on social media while higher ed's reputation crumbles & what does active presidential leadership actually do for enrollment?How did higher ed become a "pacifist" industry sitting on the bench while attacks rolled in & why does the average consumer only think of Ivy League when 3,990 other institutions exist?What makes testimony from Ivy League presidents "unrelatable" to the heart of the curve & why does higher ed need voices from schools that actually represent most students?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Then ⁠​subscribe today​⁠ to lock in YOUR $5.99/m lifetime supporters rate! This offer ends December 31, 2025!

It's YOUR time to #EdUp In this episode, part of our EdUp Extra series (because who doesn't love a little extra goodness in their life), & sponsored by the 2026 InsightsEDU Conference in Fort Lauderdale, Florida, February 17-19,YOUR guest is Dr. LaMont Jones, Managing Editor for Education, U.S. News & World ReportYOUR cohost is Darius Goldman, Founder & CEO, Career-BondYOUR host is ⁠⁠Elvin FreytesHow can families leverage U.S. News' 8 billion yearly impressions, free rankings & 10,000 plus scholarship database to find the right educational path?Why do outcomes based metrics like Pell Grant graduation rates & high paying associate degree programs matter more than traditional prestige for ROI?What strategies can higher education leaders use to strengthen mission clarity, increase transparency & demonstrate value proposition in a changing landscape?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Then ⁠​subscribe today​⁠ to lock in YOUR $5.99/m lifetime supporters rate! This offer ends December 31, 2025!

I recently had the honor of appearing as a guest on The Rob Maness Show, hosted by Colonel Rob Maness—a true American hero with over 32 years of service in the U.S. military, rising from enlisted ranks to full colonel. He's commanded bomber squadrons, handled bomb disposal, worked on the Joint Chiefs of Staff, and even authored the first theater nuclear war plan. If anyone knows about fighting for what's right and making tough decisions under pressure, it's Colonel Maness. We dove deep into a hot-button issue here in Mississippi: school choice, or as some call it, education freedom. As the host of The Clay Edwards Show on 103.9 WYAB in Jackson—Mississippi's most incendiary talk radio show and podcast—I was excited to bring my unfiltered perspective to the table, especially since the Colonel and I usually align on conservative issues, but this one's got some real friction.   The episode kicked off with Colonel Maness setting the stage, highlighting how school choice is a top priority for incoming Mississippi House Speaker Jason White. He played a clip from my own show where I was chatting with Jamie Smith, a 20-plus-year veteran educator turned insurance agent, about the realities of school choice. Jamie and I hammered home the point that if this is truly about the kids, we need to fix failing districts like Jackson Public Schools (JPS) and those in the Mississippi Delta instead of just gutting them by letting students bail to better areas. Why not start by addressing the root problems—poverty, lack of resources, and long bus rides that aren't feasible for Delta kids? We called out the conservative think-tankers and charter school investors who stand to profit big if school choice passes, often while their own kids are already in private schools. Let's be real: this isn't always about the children; sometimes it's about the money.   From there, the Colonel and I got into a respectful, no-holds-barred conversation—MAGA-style, marketplace of ideas, not shouting each other down. I made it clear right away: I'm not against choice entirely. In fact, I support about two-thirds of the typical school choice proposals. I'm fine with charter schools (even if I think the word "charter" only belongs in sentences about schools, whiskey, or NASCAR teams). I'm okay with money following the student for private options or homeschooling—hey, if you're paying taxes, you should have a say in how it's spent on education. I'd even love a tax credit for folks like me who don't have kids in school anymore (though I know that's a Hail Mary). But where I draw the line, and I made this my hill to die on, is the public-to-public transfer aspect. That's the 33% that's a non-starter for me.   I explained my "Jackson problem" in detail—without sugarcoating it, even if it risks sounding edgy in today's hyper-sensitive world. Jackson, our state's capital, is plagued by what I call "cultural rot" or "Democrat death culture," as my buddy Kim Wade puts it. It's a third-world Democrat hellhole where bad policies have led to sky-high crime, failing infrastructure, and schools that are beyond broken. Folks like me (I was one of the last to leave three years ago, basically turning out the lights) had to make huge sacrifices to escape it. I shared my personal story: after my nightclubs closed in 2010-2011, I hit rock bottom financially, lost everything, and had to move back in with my parents in Jackson with my daughter. We even had to legally relocate her to my grandmother's in Florence, Rankin County, just to get her into a better school district. It was humiliating, but that's the American way—pull up your bootstraps, make tough choices, downsize if needed, and move to safer, better communities like Brandon, Pearl, or Madison.   These suburbs in the tri-county area (Hinds, Madison, Rankin) are thriving because people chose discipline, law and order, and accountability. We don't want that cultural rot seeping in via public-to-public transfers, where Jackson parents can stay in their loosey-goosey, lawless environment (riding dirty with pot, shunning discipline) but send their kids to our schools. It's not racism—it's about preserving communities built on shared values. I pointed out how polls claiming 70-80% support for school choice are misleading; they're asking loaded questions like "Should parents have a say in their kids' education?" Of course, yes! But ask the real one: "Should kids from failing Jackson schools be bused to your suburb without the family moving?" The answer's a resounding no from conservatives and even Democrats I've talked to out here.   We touched on real-world examples: schools like Pearl using tag readers to catch Jackson parents faking addresses. I shared a conversation with a hardworking Jackson mom (a waitress with three jobs) who overheard me debating this—she cares deeply about her kids but can't physically shuttle them due to her schedule. Does she lack "skin in the game" just because she's grinding to make ends meet? That's the nuance think-tankers ignore. Colonel Maness brought up his own experience homeschooling his autistic son when public schools failed him, and we agreed on the need for tailored solutions, not one-size-fits-all policies like the disastrous busing he endured in Tennessee.   We also discussed incentives: why reward bad voting habits in Democrat strongholds? Fix JPS and the Delta first—incentivize teachers to move there (with 6,000+ vacancies statewide), offer relocation programs for families on assistance. I floated ideas like educational Uber vouchers for transportation if transfers happen, but emphasized prioritizing local kids and respecting district boundaries. On oversight, we debated accountability for public funds going to charters or privates—similar to Pell Grants or GI Bills—but private schools aren't lining up for government strings attached.   Things got intense when I shared stories of "culture rot" spillover: three Black teens from Jackson who recently moved to Northwest Rankin and got killed or shot a cop in separate incidents tied to "Democrat death culture." It's tragic, but it illustrates my fear—one bad apple can spoil the bunch, leading to pissing contests among impressionable kids. We can't cherry-pick "good" students or athletes (watch for NIL-style abuses in high school sports). Life isn't fair, and legislating equality feels like socialism to me—everyone doesn't deserve the same starting point; merit matters.   Democrats? Boots-on-the-ground ones in Jackson would love school choice if explained properly—it could boost property values and attract middle-class families. But their leadership clings to public schools like a lifeline. Even conservatives tied to think tanks or media push this as "Trump's agenda," but I called it out: Trump's out of touch here, as a billionaire with elite schools for his kids.   In the end, Colonel Maness and I agreed it's about the kids, not shoveling money to special interests. If public-to-public transfers are removed, I'd back the bill. But as is, it's a non-starter—Rankin County reps I've spoken to won't vote for it, fearing voter backlash (we've already seen candidates lose over it). We wrapped with a live question from California about positive inter-district transfers there, and I acknowledged the benefits but stressed our local context: community cohesion, merit over race, and protecting what works.   This was a fantastic, eye-opening discussion—proof that conservatives can debate respectfully without devolving into Democrat-style shutdowns. Big thanks to Colonel Maness for the platform; it's been too long since my last appearance. If you missed it, catch the full episode on World View Tube or X Spaces. Follow me @SaveJXN on all platforms for more on saving Jackson and holding politicians accountable. Let's keep the conversation going—Mississippi's kids deserve real solutions, not half-baked policies. What do you think? Hit me up!

The landscape of college funding has shifted with the passage of OBBBA. As families prepare for future education costs, understanding these changes becomes crucial.In this episode, Mark joins podcast host John P. Bryson to unpack the details of this comprehensive legislation. He delves into how OBBBA affects federal student loan programs, Pell Grants, and college savings plans. Here's a brief Q&A with key takeaways from their conversation:1 What major changes did OBBBA make to federal student loan programs?Mark: OBBBA repealed the Grad PLUS loan program, retained the Parent PLUS loan program with new annual and aggregate loan limits, and also introduced new loan limits for graduate and professional school students. It also streamlined repayment plans to just two options—a standard repayment plan and an income-based repayment assistance plan.2 How does OBBBA affect federal grants like the Pell Grant?Mark: Students with low income but high assets or those with nonfederal grants exceeding the total cost of attendance are now ineligible for the Pell Grant. OBBBA also introduced workforce Pell Grants for short-term programs and added the option to add foreign earned income to adjusted gross income for determining eligibility.3 What changes does OBBBA bring to education savings accounts?Mark: For K-12 education, OBBBA expanded qualified expenses for 529 education savings accounts and increased the annual limit of qualified expenses that families can draw from $10,000 to $20,000, starting in the 2026 tax year. It allowed rollovers from 529 education savings plans to ABLE accounts for the disabled and increased the lifetime estate and gift tax exclusion permanently. It also introduced Trump Accounts with a $1,000 federal contribution for children born between 2025 and 2028 and allowed annual employer and parental contributions.

Can colleges be engines of rigorous civil debate, or are self-censorship and fear stifling the next generation of thinkers? Today, we welcome Chancellor Andrew Martin of Washington University in St. Louis, a leading scholar and administrator recognized for reshaping institutional culture at the highest levels of academia. Chancellor Martin discusses his strategic initiatives to foster a climate of rigorous, principled debate and constructive disagreement at WashU, ranging from the creation of the "Dialogue Across Difference" program to groundbreaking admissions policies that increase socioeconomic and ideological diversity. He unpacks the recently released Vanderbilt–WashU Statement of Principles, a collaborative effort with Vanderbilt University, aimed at recommitting academic institutions to the foundational pillars of excellence, academic freedom, and free expression.  Explore how WashU's Order of Liberty and cluster faculty hiring initiatives promote diverse perspectives, incorporating both liberal and civic virtue frameworks. Understand how institutional neutrality, along with dialogue and engagement, fosters a dynamic academic community. In This Episode:

Student loans are shaping the college experience more than ever. As tuition rises and financial aid rules keep changing, more students are taking on college debt. Professor Monnica Chan explains what's happening with student loans, Pell Grants, and repayment plans, and how these choices affect students long after graduation. She discusses the real impact of debt on college affordability, career decisions, and family life—and what solutions could make paying for college less stressful. For more on this topic Listen to Chan speak about proposed federal student aid regulations: Nine Scholars Provide Public Comment at U.S. Department of Education Hearing on Student Loan Reforms Read the piece she co-authored in The Conversation: 5 things to consider before taking out a student loan

Haven't been to a technical college in the last 3 years? The transformation is striking, and it's only a glimpse of the reinvention higher education faces in the next decade.In this episode of The TechEd Podcast, host Matt Kirchner talks with Layla Merrifield, President of the Wisconsin Technical College System, about why the future of higher education depends on bold innovation. Merrifield doesn't mince words: credit loss should be a thing of the past, neurodivergent inclusion is an imperative, and U.S. colleges can no longer “rest on our laurels” as global competition accelerates.From the arrival of Workforce Pell, to personalized student success plans, to stackable credentials, Merrifield argues that technical and community colleges must evolve—or risk irrelevance. Her perspective offers educators and employers alike a roadmap for building systems that are more inclusive, more responsive, and more essential than ever.Listen to learn:The implications of expanding Pell Grants to short-term, high-demand programs (8–15 weeks) and how this reshapes access to workforce training.How Wisconsin's technical college system compares to others in terms of state oversight, innovation, and responsiveness—and what models elsewhere might teach WTCS and vice versa.How “credit loss should be a thing of the past”—why stackable credentials and seamless transfer paths are non-negotiable.Why Layla argues for a universal design for learning that accommodates neurodivergent learners (and why it's the best mode for all students).Why Merrifield believes technical colleges must “evolve or be left behind” in a world of AI, disruption, and global competition.Resources in this Episode:Learn more about the Wisconsin Technical College System: www.wtcsystem.eduSee more on the episode page!We want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

Solutions to Violence features James Orlick. James Orlick is a higher education leader with more than 18 years' experience advancing inclusive excellence, social justice, and institutional change. He currently serves as Director of Grant Writing & Innovation for Inclusive Excellence at the University of Louisville, where he has helped secure millions in external funding to expand college and career pathways for historically underserved students. A first-generation college graduate from McDowell County, West Virginia, James is a Pell Grant recipient and a proud member of the LGBTQ community. His lived experience fuels his lifelong commitment to educational equity, social mobility, and systemic change. James has been a visible voice in Kentucky's higher education policy debates, with his public advocacy against anti-DEI legislation featured in major news outlets. He successfully challenged the Kentucky Legislature's violation of the state's Open Meetings Act, resulting in a formal opinion from the Attorney General confirming the law had been broken. His leadership spans cross-sector initiatives in diversity, equity, inclusion, workforce development, and place-based education. He has built partnerships with national legal, policy, education, and social justice organizations and helped organize a statewide higher education union uniting faculty, staff, and students. James is currently pursuing his Ph.D. in Educational Leadership and Organizational Development at the University of Louisville

Business in the Republican-dominated Texas House screeched to a halt in its third week of a special legislative session Monday when Democrats no-showed a critical vote on a GOP-driven plan to redraw congressional districts to further conservatives' agenda in Washington. In other news, a Texas House panel heard testimony on five bills Tuesday meant to provide relief funding and upgrade emergency communications systems, among other solutions, in response to the deadly Hill Country floods that killed hundreds last month; Texas students whose families make $70,000 or less annually will be able to get free tuition at Texas Christian University. TCU for Texans will provide tuition and assistance for food and housing to eligible incoming first-year students starting in fall 2026. Students must be Texas residents, eligible for the Pell Grant and come from a family with an adjusted gross income of $70,000 or less; nd the Cowboys conducted their first and only scrimmage of training camp Tuesday against the Los Angeles Rams, and their best pass rusher — maybe their best player — watched from the sideline. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shaan Patel is here to discuss how you can slash the cost of college through some more advanced strategies. We also discuss major education changes packed into the “Big Beautiful Bill,” starting with the introduction of new Trump Accounts—a kind of IRA for minors with no deductions and withdrawal restrictions until age 18. We cover expanded uses for 529 plans, including tutoring, test prep, homeschool materials, and more. Repayment options are narrowed down to just two, and several popular income-driven plans are scrapped. We also talk about how Pell Grants are being expanded for short-term workforce programs and the future of the Department of Education as it sees deep funding cuts—all pointing to less federal support, more private lending, and a growing need for serious college planning.  We discuss... Major education reforms packed into the “Big Beautiful Bill,” starting with the new Trump Account—a savings vehicle for minors with a $5,000 annual cap, no deductions, and no early withdrawals. The bill expands 529 plans to cover tutoring, test prep, online learning, homeschool materials, and special education services. A new federal tax credit scholarship program allows individuals and corporations to donate up to $1,700 annually to scholarship organizations, with a 100% tax credit. There's also $500 million in grants for “American Values” curricula promoting patriotism and national pride. On the college side, new federal loan caps include $100K for master's degrees, $200K for professional degrees (like law or med school), and a $257,500 lifetime limit—while Grad PLUS loans are eliminated entirely. Repayment options are now limited to a standard plan or a new Repayment Assistance Plan (RAP), ending other income-based programs like SAVE and PAYE. Public Service Loan Forgiveness survives but faces tighter eligibility, and deferment options for hardship have been significantly cut. Workforce Pell Grants are expanded to include short-term training programs (8–15 weeks) for in-demand technical jobs. Wealthy universities face a major increase in endowment taxes—up to 8%—especially impacting Ivy League schools. The Department of Education will see a nearly 20% discretionary funding cut over five years, potentially affecting programs like TRIO that help low-income students access college. With fewer federal dollars and tighter lending, private loans may fill the gap—making proactive college and financial planning more critical than ever. Parents of younger students (7th–10th grade) should start planning early for the PSAT. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Diana Perkins | Trading with Diana   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/slash-the-cost-of-college-shaan-patel-732   

Higher education leaders are facing the most sweeping set of federal regulatory and funding changes in over a decade. In this Washington Update episode of the Changing Higher Ed® podcast, Dr. Drumm McNaughton welcomes back frequent guest Tom Netting, president of TEN Government Strategies, to discuss the July 2025 budget reconciliation bill—federal legislation that significantly alters student loans, Pell Grants, institutional accountability, and the rules governing program eligibility. While not a formal reauthorization of the Higher Education Act, the bill introduces statutory earnings-based accountability for degree programs, lifetime loan caps, professional judgment changes, and new eligibility requirements for short-term Pell programs. Netting also discusses concurrent developments in accreditation and distance education oversight, including the rise of a new accreditor in Florida and its potential implications for NC-SARA and federal triad stability. This episode is a must-listen for presidents, trustees, CFOs, and compliance officers preparing for upcoming reporting deadlines, new negotiated rulemaking cycles, and long-term institutional planning under new federal constraints. Topics Covered How the July 2025 reconciliation bill rewrites federal student aid and accountability rules What the new earnings-based accountability measure means for degree programs Pell Grant expansion for short-term workforce programs and the required outcomes thresholds The elimination of Grad PLUS loans and new lifetime borrowing caps for students and families Changes to professional judgment authority and how institutions can apply it by cohort New 90/10 revenue guidance and how it affects distance education classifications Delayed implementation of Borrower Defense and Closed School Discharge regulations The emergence of Florida's state-based accreditor and its expected NACIQI review Why NC-SARA recognition may be impacted by nontraditional accreditation The likelihood of a second reconciliation bill or technical corrections package Three Key Takeaways for Leadership Institutional leaders must prepare now for dual accountability frameworks and new reporting obligations. Expanded professional judgment offers new flexibility but must be applied with consistency and clear documentation. Accreditation and state authorization pathways are shifting—compliance teams must monitor evolving standards across federal and state lines. This episode provides critical insights for leaders navigating a changing regulatory environment, with practical implications for finance, compliance, and academic planning. Recommended For: Presidents, trustees, chief financial officers, compliance officers, and accreditation liaisons responsible for institutional strategy and Title IV eligibility. Read the transcript:  https://changinghighered.com/washington-update-july-2025-reconciliation-bill-impact-on-higher-ed/ #HigherEdPolicy #July2025ReconciliationBill #FinancialAidCompliance #FederalLegislation #HigherEducationPodcast  

This month, two Supreme Court decisions allowed the Trump administration to move forward with significant federal layoffs, including many at the Departments of Education and State.The State Department laid off senior intelligence analysts specializing in Russia and Ukraine, right as the U.S. ramps up its maneuvering to encourage Vladimir Putin to agree to a peace deal.And at the Department of Education, the Federal Student Aid office, responsible for administering student loans and Pell Grants, lost hundreds of people.We break down both situations.Want to support 1A? Give to your local public radio station and subscribe to this podcast. Have questions? Connect with us. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

https://carnegieclassifications.acenet.edu/The One Big Beautiful Bill is now law, and colleges are facing a wave of new policies with real consequences for students and campuses. Mushtaq Gunja, Jon Fansmith, and Sarah Spreitzer break down what's coming for student loans, Pell Grants, accountability rules, endowment taxes, and more. Plus, a quick look at what's ahead for FY 2026 federal funding and accreditation. Here are some of the links and references from this week's show: Reconciliation Reconciliation Bill Narrowly Passes Congress ACE | July 3, 2025 Summary: One Big Beautiful Bill Act ACE | July 10, 2025 Trump Signed the ‘Big Beautiful Bill.' What's Next? Inside Higher Ed | July 10, 2025 Contains a list of deadlines What the Republicans' New Policy Bill Means for Higher Education The New York Times (sub. req.) | July 3, 2025 8 Million Federal Student Loan Borrowers Will Soon See Interest Restart The New York Times | July 9, 2025 Senate GOP Plots How to Move Trump's $9.4B Clawbacks Request Politico | July 8, 2025 Carnegie Classifications College Scorecard Appropriations White House FY 2026 Budget Proposal Targets Education, Science, and Civil Rights Funding ACE | May 9, 2025 A Review of the President's Fiscal Year 2026 Budget Request for the Department of Education Senate Appropriations Committee | June 3, 2025 Accreditation Reforming Accreditation to Strengthen Higher Education White House | April 23, 2025 Education Department Postpones NACIQI Summer Meeting Inside Higher Ed | July 8, 2025 6 States Partner to Launch New Accreditor Inside Higher Ed | June 26, 2025 U.S. Department of Education Expands Accreditation Options for Colleges and Universities Department of Education | May 1, 2025 Trump Administration Threatens Harvard's Accreditation, Seeks Records on Foreign Students Reuters | July 9, 2025

If you've ever applied for federal student aid to go to college or university, you've likely heard of Pell Grants. Students from working-class families around the country often rely on these federal grants to fill out their financial aid. However, as part of the new spending plan just passed by Congress, some big changes could be coming for those grants that are worrying local higher education officials. Nate Mackinnon, the Executive Director of the Massachusetts Association of Community Colleges, talks with Nichole about the impact this could have on the state's community colleges and overall affordability for those who want to expand their education.

Student loans, parent loans, FAFSA changes, college financial aid, and federal loan limits are all about to change—big time. In this episode of College Coffee Talk, college advisors Andy and Pearl Lockwood break down the hidden student loan changes buried in the federal “Big Beautiful Bill” that could affect millions of families starting with the Class of 2026. ✔ Subsidized loans ending in 2026 ✔ New $50K loan caps for students and parents ✔ Why many families will face $70K+ per year in uncovered college costs ✔ The impact on FAFSA, Pell Grants, and the CSS Profile ✔ Why private lending may explode—and what you can do now ✔ Key deadlines and planning strategies for rising juniors and seniors

The U.S. House of Representatives has approved a budget proposal that seeks to reduce Pell Grant funding by $9 billion, a move that could significantly impact low-income, first-generation, and adult students who rely on these grants for educational support. The proposal includes measures to decrease the maximum grant award and impose stricter eligibility criteria, potentially restricting access for many students. Charlene Crowell, a prominent advocate for financial justice, is available to provide insight into the implications of this development. Interview by Chris B. Bennett.

The United States' entanglement in Iran and Israel's current conflict has a long, complicated history. Today we're looking back at how it led up to the U.S. strikes on Iran over the weekend. Two major factors: Iran's nuclear capabilities and economic sanctions, which the U.S. used to deter Iran's nuclear program and to incentivize Iran to sign on to the 2015 nuclear deal. Rose Kelanic, director of the Middle East Program at Defense Priorities, explains some of the history behind tensions between the U.S. and Iran, the role sanctions played in the 2015 Iran nuclear deal, and how the deal broke down. Later, one listener's take on the Trump administration's threats to the Pell Grant program. And, a gardening blogger was wrong about DIY plant food hacks.Here's everything we talked about today:"Strike Set Back Iran's Nuclear Program by Only a Few Months, U.S. Report Says" from The New York Times"Trump tries to maintain fragile ceasefire hours after he announced it" from Politico "Iran's Nuclear Dreams May Survive Even a Devastating American Blow" from The New York Times "History of US-Iran relations: From the 1953 regime change to Trump strikes" from Al Jazeera "Why Israel will resist any US-Iran nuclear deal" from Atlantic Council "Satellites show damage to Iran's nuclear program, but experts say it's not destroyed" from NPR  Got a question for the hosts? Email makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

The United States' entanglement in Iran and Israel's current conflict has a long, complicated history. Today we're looking back at how it led up to the U.S. strikes on Iran over the weekend. Two major factors: Iran's nuclear capabilities and economic sanctions, which the U.S. used to deter Iran's nuclear program and to incentivize Iran to sign on to the 2015 nuclear deal. Rose Kelanic, director of the Middle East Program at Defense Priorities, explains some of the history behind tensions between the U.S. and Iran, the role sanctions played in the 2015 Iran nuclear deal, and how the deal broke down. Later, one listener's take on the Trump administration's threats to the Pell Grant program. And, a gardening blogger was wrong about DIY plant food hacks.Here's everything we talked about today:"Strike Set Back Iran's Nuclear Program by Only a Few Months, U.S. Report Says" from The New York Times"Trump tries to maintain fragile ceasefire hours after he announced it" from Politico "Iran's Nuclear Dreams May Survive Even a Devastating American Blow" from The New York Times "History of US-Iran relations: From the 1953 regime change to Trump strikes" from Al Jazeera "Why Israel will resist any US-Iran nuclear deal" from Atlantic Council "Satellites show damage to Iran's nuclear program, but experts say it's not destroyed" from NPR  Got a question for the hosts? Email makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

In this episode of The Electorette, host Jen Taylor-Skinner speaks with Jessica Fulton, senior fellow with the Joint Center for Political and Economic Studies, about the 2025 budget bill—rebranded by conservatives as the "Big Beautiful Bill"—and the devastating consequences it could have for Black households. Rooted in the Joint Center's policy brief, Centering Black Households in the 2025 Tax Debate, the conversation exposes how proposals like extending the 2017 Tax Cuts and Jobs Act would continue to funnel wealth to high-income, disproportionately white households—while offering temporary, shallow benefits to working-class families. Jessica explains how policies that sound equitable on the surface—like tax deductions for tipped workers, child tax credits, and overtime exemptions—actually reinforce economic exclusion. Together, they explore how tax policy has long been used as a tool of racialized wealth-building and why understanding these “wonky” details is essential to building a more equitable economy. They also touch on the dangers of cutting Pell Grants, dismantling agencies that support Black-owned businesses, and using budget reconciliation to pass policies that will have generational consequences. This episode is a powerful call for greater transparency, stronger advocacy, and inclusive policymaking that truly supports all families—not just the wealthiest. Episode Chapters: (00:00) Tax Code, Wealth, and Racial Inequality The Federal Tax Code perpetuates racial inequality, with implications for Black households, through policies like the 2025 Budget Bill. (12:23) Tax Policy and Racial Disparities Changes to child tax credit privilege higher-income households, exclude poorest families, and perpetuate systemic inequities. (23:56) Tax Policy and Worker Income Nature's financial burdens on low-income workers, tax treatment of tips and overtime pay, and erosion of worker protections. (27:28) Tax Policies and Working Class Disadvantages Tax policies can privilege certain workers, have political motivations, and create disparities between demographic groups. (39:47) Tax Code and Racial Disparities Examining how race affects taxation and economic disparities, and the importance of understanding and challenging these systems. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on "Off The Cuff," Melanie and Karen discuss the latest developments concerning the reconciliation process, which now moves over to the Senate. While the Senate continues to work through the text, Karen provides some background on the chamber's dynamics, and Melanie provides context as to the timeline under which the chamber is operating and the impact a final bill could have on student financial aid. The team also digs into the administration's budget request for the upcoming fiscal year and recaps Education Secretary Linda McMahon's visit to Capitol Hill, where she defended the administration's request to decrease the maximum Pell Grant award for fiscal year (FY) 2026. Finally, Melanie and Karen explain some new guidance from ED concerning updated verification requirements.

  Dramatic cut to Pell Grant program would impact Native students   'Restoring Truth and Sanity' to US history could be 'whitewash' the past   Chief Hoskin concerned about 'pause' on Job Corps Training Centers  

Troy Swanson, Legislative Chair for the Cook County College Teachers Union (CCCTU), joined the America's Work Force Union Podcast to discuss Illinois Senate Bill 1693, the impact of proposed federal budget cuts on community colleges and the importance of Pell Grants and TRIO programs. Dr. Jessica Provines, Assistant Vice President for Wellness and Chief Psychologist at Wichita State University, joined the America's Work Force Union Podcast to discuss mental health awareness, Suspenders4Hope and the importance of peer support in mental health.

Dana wishes tanning beds caused cancer a little faster, Dan voices his opinion, Gaye got a Pell Grant and she thinks about every time she goes to Newport, Adam blames the hillbillies and Denny Salas (Executive Vice President at Gotham Government Relations & Co-Founder of Gotham Polling & Analytics) joins us for “What Have Democrats Done”. Blue Sky @False-Positive Instagram @False_Positive

On this episode of the podcast Wisconsin Congressman Glenn Grothman discussed the passage of President Trump's endorsed legislation a.k.a, “The One, Big, Beautiful Bill.” The Wisconsin Republican emphasized the bill's focus on middle and lower-class Americans, including no tax on tips or overtime for hourly workers. He highlighted the need for competitive business tax cuts to boost American manufacturing. Rep. Grothman noted potential Senate watering down of welfare provisions, such as Medicaid and Pell Grants. He praised the bill's deduction for seniors and young couples, but criticized the state and local tax deduction for encouraging higher state taxes. Furthermore, Grothman stressed the importance of securing the border, expelling illegal immigrants and preventing human trafficking, criticizing the Biden Administration's policies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

FAFSA changes, federal aid reforms, financial aid bills in Congress—families need to understand what these radical proposals mean for college affordability and student loan eligibility. In this episode of College Coffee Talk, college advisors Pearl and Andy Lockwood explain what's being proposed in Washington—and why it could completely shift how families plan and pay for college.

How do we build bipartisan momentum to support the future of CTE?In this episode of The TechEd Podcast, host Matt Kirchner sits down with U.S. Senator Tammy Baldwin, a national leader and co-chair of the bipartisan Congressional Career and Technical Education Caucus. Drawing from her personal upbringing in a STEM-focused household and her decades of public service, Senator Baldwin shares why CTE is essential to our economic future.Senator Baldwin offers a candid look at how federal policy is influencing the future of technical education. She discusses the uncertain outlook for funding, efforts to align apprenticeship laws with modern tech careers, and why short-term training is becoming a national priority. With clear ties to workforce needs and economic strategy, it's a conversation grounded in both practicality and urgency.Listen to learn:Why short-term training needs to be federally funded like degree programsWhat Congress is doing to modernize U.S. apprenticeship lawsHow Buy America provisions are creating new manufacturing jobsWhy the technical college system is a key asset in attracting new industry3 Big Takeaways from this Episode:1. CTE is one of the rare policy areas with true bipartisan alignment: From Buy America provisions to workforce training, Baldwin sees common ground among lawmakers focused on economic development. She credits this unity to the shared recognition that technical education is vital to America's industrial strength.2. Short-term training needs to be recognized in federal financial aid policy: Senator Baldwin emphasized the importance of allowing Pell Grants and other aid to support short, job-focused programs—not just two- or four-year degrees. Without this flexibility, learners may be forced to take on unnecessary debt or misrepresent their intentions just to access support.3. Apprenticeship programs must be updated to reflect today's workforce: The National Apprenticeship Act hasn't been reauthorized since 1937, leaving many modern industries and small businesses without a clear path to participate. Baldwin is pushing for a bipartisan update that would make it easier for employers of all sizes to offer earn-and-learn opportunities.Resources in this Episode:To learn more about Senator Tammy Baldwin, visit: www.baldwin.senate.govConnect with the Senator on Social Media:Facebook  |  Instagram  |  X  |  YouTubeWe want to hear from you! Send us a text.Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

USA TODAY Senior Congress Reporter Riley Beggin breaks down what to know as the GOP starts work on a sweeping Trump priorities bill.Trump provides automakers some relief from 25% tariffs.Republicans propose a massive overhaul of student loans and Pell Grants.Congress passes a bill to outlaw deepfake pornography.USA TODAY National Correspondent Chris Kenning explains how President Trump's coal push stirs hopes and worries in Appalachia.Let us know what you think of this episode by sending an email to podcasts@usatoday.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

3pm: I Stand Correct - Ask Tell, Correct or Yell at John about anything // Guest - Alan Collinge - Founder of Studentloanjustice //  Alan considers himself the FIRST “student loan activist”, beginning his activism in 2005. // He is the author of “The Student Loan Scam” and has been featured in nearly every major newspaper including The Wall Street Journal, New York Times and has done appearances on Fox News, CNN, CBS News and more. // How Republicans plan to shake up Pell grants and student loans // Guest - Jacob Rummel // Seeking management approval for getting high with SPD // How Raven Rock Ranch is saving lives of at-risk youth

The President signed an executive order aimed at dismantling the U.S. Department of Education. Press Secretary Karoline Leavitt told the media that the department will be “much smaller than it is today” however “when it comes to student loans and Pell Grants, those will still be run out of the Department of Education.” While Trump has made his intention to close the DOE clear, to fully dissolve the department would require an act from Congress. Do you think education oversight should return to the states?Listen to WBZ NewsRadio on the NEW iHeart Radio app and be sure to set WBZ NewsRadio as your #1 preset!

The President signed an executive order aimed at dismantling the U.S. Department of Education. Press Secretary Karoline Leavitt told the media that the department will be “much smaller than it is today” however “when it comes to student loans and Pell Grants, those will still be run out of the Department of Education.” While Trump has made his intention to close the DOE clear, to fully dissolve the department would require an act from Congress. Do you think education oversight should return to the states?Listen to WBZ NewsRadio on the NEW iHeart Radio app and be sure to set WBZ NewsRadio as your #1 preset!

On Tuesday's Mark Levin Show, the House passed a continuing resolution that proposes slashing non-defense spending by $13 billion while aiming to avert a government shutdown. Representative Thomas Massie voted against it, he should recognize the importance of prudence in deciding when to vote "yes" or "no." The bill has advanced to the Senate, where Sen Lisa Murkowski will most likely oppose it, most likely due to her ties to the teachers' union.  Also, this is a liberation day for education; the Department of Education announced a reduction in workforce by almost half following a closure notice. Ronald Reagan tried to slash the size of the Education Department, but Senate Republicans blocked him.  The Department is utterly unnecessary, was the brainchild of the teachers' unions and the Democrat Party, and has done nothing effective to improve education throughout our country.  Better to block grant funds to the states, run the Pell Grant program and other such statutorily based programs out of a much smaller entity, and promote school choice for America's parents and children.  Finally, the Democrat party, the Democrat activist judges, the Democrat media and the Hitler youth are coming to the defense of Mahmoud Khalil. His activist group, CUAD perceives itself as a “revolutionary force working toward the destruction of the United States and Israel.” It sounds exactly like Hamas' mission statement. This group is swimming in terrorist propaganda. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Play Episode Description The ground is shifting daily in higher education—policy changes, legal battles, funding threats, and challenges to equity and access. These aren't just headlines; they have real consequences for students, educators, and institutions. That is why Student Affairs Now is launching a limited weekly series called "Current Campus Context." In this week's rapid-response episode, Dr. Heather Shea is joined by Drs. Brendan Cantwell and OiYan Poon to break down the latest developments—from the Department of Education's uncertain future to new guidance in the form of a Feb. 14 Dear Colleague Letter and FAQ, and executive branch threats to punish campuses that hold "illegal" campus protests. Why does it matter? And what can student affairs educators and higher ed leaders do to respond? Tune in for expert insights and actionable takeaways. Suggested APA Citation Shea, H. (Host). (2025, March 7). Current Campus Context: Dear Colleague Letter FAQ, "Illegal" Protests, and more (No. 249) [Audio podcast episode]. In Student Affairs NOW. https://studentaffairsnow.com/currentcontext_march7/ Transcript Heather SheaWelcome to the very first episode of current campus context brought to you by Student Affairs. Now the online learning community for 1000s of us who work in alongside and adjacent to higher education and student affairs, I'm your host, Heather Shea, and this episode was recorded at 5:15pm Heather Sheaon Thursday, March 6. Things might have changed by the time you listen. This new limited series is all about making sense of the moment. We're in higher ed is facing rapid change, and each week we will bring two experts to break down what's happening, why it matters, and what we can do within our spheres of influence. Our goal not just provide the news, but context, perspective and strategies for action. So I'm so excited to introduce our first two correspondents for today. First, Dr Brennan Cantwell is an expert in higher education policy, governance and the political economy of higher education. He is a professor of higher adult and lifelong education at Michigan State University. Hi, Brendan, hey, great to be here. And Dr oyun Poon is an expert in the racial politics of education, access, college admission systems and Asian Americans in education. She is a co director of the college admissions futures collaborative and consultant on higher education equity to Eleanor Governor JB Pritzker education team. Hello, well, welcome, hey, great to be here. Yeah. Thanks so much for joining. So this week, we're focusing on a few key developments with some significant implications for higher ed the first item earlier this week, Linda McMahon, immediately after being sworn in as Secretary of Education, issued her first statement about the department's final Mission. Pretty ominous sounding statement, and I think we expect it hasn't dropped as of the recording yet, an executive order charging McMahon with dismantling the Department of Education, even though we know that officially abolishing it would require an act of Congress. But this leaves me with questions about TRIO programs, Pell Grants, FAFSA. So that's Topic number ONE. Topic number two, february 14, your colleague letter. And then the subsequent FAQ document, which I think was meant to provide some clarification, but for me, made it more hazy in terms of what if anything we should be doing. And then meanwhile, the Chronicle of Higher Ed has been reporting that many campuses are taking anticipatory measures to comply. So that's topic two. And then the third topic, well, I don't want to bring in every single social media post. Earlier this week, Inside Higher Ed reported that the President doubled down on social media posting that college and universities that allow a legal protest would be at risk of losing federal funding. I'm thinking this maybe flies in the face of free speech. Maybe so. I think it goes without saying that these three issues wi...

Medicare, Pell Grants and the Immigration Act of 1965 were all passed under President Lyndon B. Johnson. Several important government agencies were formed too. In fact, some historians argue that LBJ’s Great Society agenda was the last major shift in the relationship between the executive branch and the U.S. economy. In this episode, how does legislation passed under President Joe Biden compare?

Medicare, Pell Grants and the Immigration Act of 1965 were all passed under President Lyndon B. Johnson. Several important government agencies were formed too. In fact, some historians argue that LBJ’s Great Society agenda was the last major shift in the relationship between the executive branch and the U.S. economy. In this episode, how does legislation passed under President Joe Biden compare?