Podcasts about fha

Welcome to Blonde Intelligence, I am your host Ms. Roni and I always seek to give you exquisite cranial repertoire. Hungry families. Shuttered paychecks. Loud opinions. Quiet facts. We take on the empathy gap around public benefits and ask a harder question: what does fairness look like when the pantry is empty and the rent is due? We start by reframing “welfare” to include the benefits many of us already use—tax breaks, SBA loans, VA support, FHA mortgages—so the conversation stops being “us versus them” and becomes “how do we keep households stable?”From there, we unpack SNAP reality on the ground: time limits, work and training rules, recertifications, and the frustrating tradeoffs people make just to qualify. Yes, fraud exists, but policy and administration already chase it; it shouldn't erase the majority who play by the rules. We spotlight the human side of shutdowns and economic shocks—air traffic pros gigging to cover tuition, small business owners taking risky loans, parents staring at a pantry shelf. Freedom from want isn't a luxury; it's a baseline that lets kids learn and adults work.We also turn to the workplace, where empathy shows up as safety, fair schedules, and leadership that values people over output theater. And we make a case for practical resilience: skills and trade credentials that pay, protect, and keep communities running. Education is broader than college; it's any path that delivers real work and dignity.If you're tired of hot takes and want a clearer lens on benefits, voting choices, and everyday ethics, this conversation invites you to test every policy against a simple filter: how would this land on me? Subscribe, share with a friend who cares about solutions, and leave a review with one change you'd make to build a more empathetic city. Follow me @BlondeIntelligence @Rroneice#EmpathyInAction #WelfareReform #FairnessForAll #SNAPReality #EndTheStigma #CommunitySupport #EconomicJustice #FoodSecurityMatters #ResilientWorkforce #EquitableSolutions #HumanSideOfPolicy #EducationForAll #VoicesForChange #SupportLocal #BuildEmpathySupport the show

Alec McElhhiny shares how he scaled from house hacking a duplex to developing high-profit flex spaces through LandPlay.com and creative land deals.In this episode of RealDealChat, Jack Hoss sits down with Alec McElhhiny, founder of LandPlay.com, to discuss how he went from an actuary crunching numbers to a real estate developer building niche flex space projects across Texas.Alec breaks down the math behind wealth-building through real estate, why flex space is booming, and how to find undervalued land that performs in any market. He also explains the “riches in the niches” principle and why picking one strategy and executing it better than anyone else is the fastest path to seven-figure success.Here's what you'll learn in this conversation:How Alec bought his first duplex with an FHA loan & scaled fastWhy flex space is outperforming multifamily in 2025The difference between industrial flex and retail flex propertiesWhy adding A/C or outdoor storage can add $2–3 per sq ft in rentHow to find land under market value (and flip or develop it safely)Building vertically integrated systems for higher marginsThe benefits of blue-collar tenants and long-term cash flowMarket trends in Austin, San Antonio, and the I-35 growth corridorHow to raise private capital without institutional partnersWhy doing the opposite of the headlines often creates the best returnsThe “do it now” rule that saves time and multiplies productivity

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Burgg Girl,' joins the program to talk about spiders. Janelle talks about the brown recluse spider, yellow sac spiders, and more! To learn more about Rose Pest Solutions and what they can do for you, go […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/2025: Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home shopping experience. Lewis discusses how customers enjoy the process and can compare materials. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. To learn more about Steven A. Leahy, go to fightbacknow.com or call 1-312-664-6649.

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss spiders and mice. IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home […]

Karen & Janet kick off this podcast with incredible rental & buying opportunities in Ventura County there are many homes available right now! Their first guest, Larry Reyes of Smart Home Mortgage, has good news on rates they are down!, along with opportunities for FHA & VA loans as Low as 5.5%.  Carlo Dean CEO of Power Security talks about the importance of having Security Guards who are clean cut, in shape and have the appearance that gives your event a classy look that makes attendees feel safe and secure. Find out how you can book Power Security for your next event. Justin Soenke is Karen & Janet's final guest. Justin creates websites that identify your customer brings them to your website and makes your phone ring for business. There are 9 things your website must do to increase business, Justin makes sure you are doing all of them!  Another fun & informative podcast with Janet & Karen!

Every Saturday from 10 AM to 1 PM, David Hochberg and his weekly guests help WGN Radio listeners and prospective homeowners with all the questions and challenges someone in the Chicagoland area could think of. David’s career on the radio spans decades, and his career as a mortgage lender goes back even further. He joined […]

1. FHA Streamline RefinancePurpose:Simplify refinancing for homeowners who already have an FHA loan — lowering their rate or switching from an ARM to a fixed rate with minimal paperwork and cost.Key Features:No income verification usually requiredNo appraisal required in most cases (uses the original home value)Limited credit check — just to confirm good payment historyMust benefit financially (lower rate, lower payment, or move to a more stable loan)Basic Rules:You must already have an FHA-insured loanNo late payments in the past 12 monthsAt least 6 months must have passed since your current FHA loan was openedThe refinance must result in a “net tangible benefit” — meaning it improves your financial situationAppraisal Waiver:Most FHA Streamlines don't require an appraisal at all — it's based on the original value when the loan was made.

If you live in—or want to move to—the Santa Clarita Valley (SCV), this episode gives you straight talk on the Top 10 most-asked real estate questions. We cover when to sell, what your home is really worth, how to prep without overspending, whether to order pre-listing inspections, how long it may take to sell, the first step for buyers, loan types (VA/FHA/Conventional/ARMs), buyer's vs. seller's market strategy, whether you actually need an agent, and what it all costs.You'll get quick TL;DR answers followed by local, SCV-specific deep dives for Valencia, Saugus, Canyon Country, Stevenson Ranch, Castaic, Newhall, Agua Dulce, and Acton—so you can make confident moves right now.What you'll learnThe best window to sell in SCV—and why pricing + presentation beat the calendarHow to reconcile MLS comps with portal estimates (and why a single number can mislead you)The $1,500-or-less prep plan that actually moves the needle (curb appeal, paint, simple repairs)Why pre-listing home & termite inspections change negotiations in your favorA weekly DOM/absorption check to avoid “waiting and hoping”Buyer playbook: full underwritten pre-approval, realistic payment modeling (taxes, HOA/Mello-Roos/CFD)Loans decoded: VA, FHA, Conventional, ARMs—and how rate buydowns can win without overpayingHow strategies shift in a buyer's vs. seller's market (timelines, credits, repairs)DIY vs. Agent: where representation actually adds net and reduces riskReal cost buckets for both sides (title/escrow, credits, inspections, buydowns, HOA docs)Local GEO notesValencia/Bridgeport/West Creek–West Hills: paseo/park lifestyle and top schools drive demandStevenson Ranch/Castaic: freeway access + slopes/views change price bands and DOMAgua Dulce/Acton: utility (acreage, well/septic docs, outbuildings) beats cosmeticsHelpful links (on SantaClaritaOpenHouses.com) /valencia • /saugus • /canyon-country • /stevenson-ranch • /castaic • /newhall • /agua-dulce • /acton /open-houses • /coming-soon • /homes-with-pools • /55-plus • /gated-communities • /rv-parking • /golf-course /home-value • /seller-guide • /market-report • /new-listings • /loan-options • /book-a-consult Want the full Top 30 Questions guide? Grab it at /guides/toYoutube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

A real estate expert breaks down the confusing language of real estate so you can finally understand what lenders, agents, and lawyers are talking about. From pre-qualification to escrow, this episode is your cheat sheet to translating homebuying jargon into plain English.If you've ever felt like everyone in the homebuying process was speaking another language, this episode will be your turning point.David Sidoni, host of How to Buy a Home, demystifies the industry's most misunderstood terms — helping first-time buyers move from “What does that even mean?” to “Got it. Let's do this.”Listeners learn the real difference between being pre-qualified and pre-approved, what “escrow” actually means (and how it can mean ten different things depending on where you live), and why understanding your loan type matters more than you think.David also explains how the words “accepted offer” don't always mean you've sealed the deal — and how regional differences in terms like “under contract” or “option period” can trip you up if you don't know what to expect.By the end, you'll understand all the acronyms (DTI, FHA, VA, LTV, CMA, and more) that once made your head spin, and you'll feel confident speaking the language of homeownership.This episode isn't just about memorizing terms — it's about empowerment. Understanding the vocabulary means understanding the process, and that's how you stop feeling like an outsider and start acting like a confident future homeowner.“There's a colossal difference between being pre-qualified and pre-approved — and knowing that difference can make or break your homebuying plan.”HIGHLIGHTSThe difference between pre-qualified and pre-approved — why it's more than just paperwork.What escrow actually means (and why real estate pros use it like the word “aloha”).Loan lingo decoded: conventional, jumbo, fixed, variable, VA, FHA, and USDA.The truth about “accepted offers” — why it doesn't always mean you've got the house.Regional term differences that confuse first-time buyers — “under contract” vs. “in escrow.”Common acronyms explained: DTI, LTV, FHA, VA, CMA, ARM, and more.Why understanding this language gives you real control over your homebuying journey.Referenced EpisodesEpisode 94: Starts the Terms & Definitions SeriesConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

The federal shutdown is dragging into its third week—and the housing market is starting to feel the pain. In today's episode, we break down how stalled FHA, VA, and USDA loans, paused flood insurance, and delayed tax credits are rippling through rental markets and real estate transactions nationwide. From vulnerable mom-and-pop landlords to suspended Section 8 reimbursements, here's what investors need to know—and how to prepare if the shutdown continues. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Center Guard Plumbing's Mike Epping joins the show to discuss W-2 employees and their water heater sale. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.

We started this week's show by chatting with Founder and President of Perma-Seal Basement Systems, Roy Spencer, who joins the show to discuss the importance of W-2 employees. Next, Center Guard Plumbing's Mike Epping joins the show to discuss their water heater sale. Then, Lewis Shapiro of Redo Cabinets talks about the benefits of refacing your cabinets instead […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/2025: Lewis Shapiro of Redo Cabinets joins the show to talk about the benefits of cabinet refacing and their timeframe of work. Redo Cabinets also has a Fall savings promo, ending 11/9: $2,500 off your kitchen project or no interest, no payments for 12 months! To […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to talk about home rates and what the current market looks like. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Founder and President of Perma-Seal Basement Systems, Roy Spencer, joins the show to discuss the importance of having W-2 employees. To learn more about the services Perma-Seal provides, visit permaseal.net or call 1-800-421-SEAL (7325).

Think you need 20% down to buy a home? Think again. In Step 5 of the 10-Step How to Buy a Home System, David Sidoni breaks down how much you really need to save — and how to start now, even if you're juggling debt.Saving for a home is the step that scares most renters away from ever getting started. In this episode, David busts the biggest myth in homebuying — that you need a massive 20% down payment — and replaces it with a realistic, data-backed plan to get you there faster.You'll learn the simple formula to estimate your goal: 8% of your home's price (5% down + 3% closing costs). That's the true, conservative number for most first-time buyers — and for many, it can be even less.David walks through how real buyers used creative strategies and pro guidance to shrink their out-of-pocket costs to as little as 1–5%. From zero-down loans to grants and seller credits, this episode shows how working with a Unicorn Team early opens doors you didn't know existed.You'll also hear real-world examples like Nick (Episode 399), who expected to need tens of thousands for closing — but ended up bringing only $4,000 to the table and even got money back.The key message: Don't wait until you think you've saved “enough.” Waiting costs you time, opportunity, and money. Learn how to plan smart, start early, and move forward with confidence.“If you think you need 20% down, you're already behind the truth. Most first-time buyers use 3.5% or 5%, and some even less. Waiting to ‘save enough' could cost you thousands.”HighlightsMyth Busted: Only 8–9% down is typical for first-time buyers — not 20%.Your Real Goal: Start with the 8% formula (5% down + 3% closing costs).Example: $400,000 home = $32,000 total savings target.Start Early: Work with a Unicorn Team before you hit your goal — they'll help you find options that reduce how much you need.Buyer Story: Nick (Ep. 399) bought with just $4K out-of-pocket — and got a refund check.Options That Work: 3.5% FHA loans, down payment assistance, seller credits, and even 0% down programs.Emotional Truth: Stop assuming homeownership is out of reach. Education and strategy make it possible sooner than you think.Referenced Episodes388 – The Playbook Vol. 1: The Rent Replacement Strategy389 – The Playbook Vol. 2: Your Last Lease Ever348 – How Much Do You Really Need for Closing Day?399 – The Real Value of Buying: What Nick Gained Beyond a Mortgage380 – This Should Have Been Impossible – But Rosie Actually Did It (Interview)189 – VA Loans: Bad for Buyers or a Christmas Miracle?358 – Interview: How to Buy a Duplex at 22 with $12K321 – Buying in a High-Cost Area – Long Island, NY (Interview)121 – When to Back Out of the Deal – Interview with a First-Time Buyer113 – Interview with a Single Female First-Time Home Buyer in 202275 – Inspection Red Flags, New Tips for 2022 Bidding Wars, and To Wait or Not to Wait?58 – How to Use Your Retirement Savings to Buy Your First Home the Safe Way22 – How to Financially Prepare to Buy Your First Home – Part IV273 – Buying a Home in 11 Days! Single Mom Becomes Atlanta Homeowner (Interview)19 – How to Financially Prepare to Buy Your First Home – Part I371 – Top Budgeting Apps for First-Time Buyers in 2025381 – Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?194 – Interview – Making the Impossible Purchase Possible169 – Woman Power: This Single Woman Bought Her First Home239 – Interview: Using the VA Loan for Zero Down161 – Achieving the American Dream: An Interview with Sally7 – First-Time Home Buyer – 1, 2, 3Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and con

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  In this episode:Why FHA loans are fueling America's housing crisisThe shocking rise of taxpayer-subsidized mortgages for non-citizensHow Biden's FHA policies spiked “loan locks” for immigrants without permanent residencyWhy subsidies don't make homes affordable — they make prices explodeAnd why Trump was right to pull the plug on this broken systemIf you want affordable housing, stop letting Washington rig the market.

Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

For most retirees, the house they live in is also their biggest untapped asset. Home equity often sits quietly on paper, doing nothing while retirement savings shrink and costs rise. Yet that same equity can be converted into income and peace of mind — WITHOUT selling the home. In this episode, I sit down with retirement expert Matt Helton to unpack how home equity could be the key to a better retirement. Matt has helped countless retirees turn their homes into reliable, flexible financial tools — not through risky loans or sales, but through smart planning and modern FHA-backed programs designed to protect homeowners. He explains how these options work, the most common mistakes retirees make, and why fear and misinformation still keep so many people from taking advantage of what's right in front of them. I learned a lot in this interview, and I think you will too!The Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.comNeed Medicare help? Book a no-obligation consultation: BrickhouseAgency.comWatch full episodes on YouTube: The Matt Feret ShowSubscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Go Gaddis Real Estate Radio. I'm Cleve Gaddis—here to make real estate clear, simple, and worry-free. In this episode, we're continuing our deep dive into the Georgia Association of REALTORS® (GAR) Purchase & Sale Agreement, one of the most important documents in any home transaction. Whether you're buying or selling, understanding what happens after the offer is accepted can save you from costly mistakes. We'll cover: What the due diligence period is and what buyers can (and can't) do during it. How inspection rights, repair requests, and contract termination work under the GAR agreement. What appraisal contingencies are—and how they protect both buyers and sellers. The other key contingencies you should know before closing. How the financing contingency works and what happens if a buyer can't secure a loan. The special protections built in for cash buyers and those using VA, FHA, or USDA loans. Plus, I'll share details about our Upside program, which helps buyers and sellers navigate every market with total confidence. Have a question or want to share feedback? Visit GoGaddisRadio.com to connect, push back, or subscribe so you never miss an episode.

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25: Dave Schlueter of the Law Offices of David R. Schlueter joins Wendy Snyder, in for David Hochberg, to discuss home insurance and why it’s essential that your coverage is seamless. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25: Mr. Floor himself, Igor Murokh, joins the program to answer listener questions. Plus, Igor shares how their deep cleaning process works. To learn more about what Igor and Mr. Floor can do for you, go to mrfloor.com or call 847-674-7500.

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25:  Shaun Peters of Lindeman Chimney, Fireplace, Heating, and Cooling joined the show to talk about converting wood fireplaces into gas fireplaces and answer listener questions. To learn more about what Lindemann Chimney, Fireplace, Heating, and Cooling can do for you, go to lindemann.com or give them a call at […]

Wendy Snyder fills in for David Hochberg on Home Sweet Home Chicago! She’s joined by Dave Schlueter of the Law Offices David R. Schlueter to discuss home coverage. Next, Mr. Floor himself, Igor Murokh, discusses his deep cleaning process for floors. Then, Wendy talks to Shaun Peters of Lindeman Chimney, Fireplace, Heating, and Cooling about gas and wood fireplaces.

Brent Bowers reveals how land investing transformed his life from military service to financial freedom, proving that true wealth comes from simplicity, faith, and the courage to build your future from the ground up.See full article: https://www.unitedstatesrealestateinvestor.com/building-freedom-through-dirt-how-land-investing-changed-everything-with-brent-bowers/(00:00) - Introduction to The REI Agent Podcast(00:03) - Mattias Welcomes Brent Bowers to the Show(00:16) - Brent Introduces His Land Flipping Strategy(01:07) - The Simplicity of Land Over Traditional Rentals(01:51) - Expanding From Colorado to Multi-State Land Investing(02:30) - How Brent Got Started in Real Estate and His Early Failures(04:24) - Military Service and the Move to Germany(04:13) - The House Hack That Started It All(05:24) - From Rentals to Land Deals and Financial Freedom(07:45) - The Power of Land Investing and Tax Delinquent Lists(08:22) - How a Simple Postcard Changed His Life(09:04) - Brent's First $10,000 Land Deal(10:22) - Discovering Seller Financing and Building Monthly Income(12:24) - Structuring Owner Financing Deals for Maximum Profit(13:05) - How a $500 Parcel Became a Life-Changing Lesson(15:53) - The Three Foundational Deals That Built His Business(16:44) - Unique Uses for Land: Hunting, Recreation, and Beyond(18:05) - Turning Land Into Housing Opportunities and Mobile Homes(18:40) - Selling to FHA, VA, and USDA Homebuyers(19:30) - Choosing the Right Market for Land Investing(20:49) - The Power of Consistent Follow-Up in Sales and Investing(21:05) - Joint Venturing With Builders and Managing Risk(21:46) - Protecting Your Capital in Development Partnerships(22:29) - The Importance of Builder Risk and Second Position Awareness(23:15) - Inside the Landsharks Community and Coaching Program(24:50) - Why Mindset and Community Matter in Real Estate(25:32) - Lessons From a Struggling 19-Unit Apartment Complex(26:43) - From Apartments to Acres: Why Land Wins Every Time(27:06) - The Biggest Mistake That Cost Him Thousands(30:46) - Learning From Mistakes and Building Wisdom(31:46) - Overcoming Fear and Limiting Beliefs in Investing(33:42) - The Power of Positive Thinking and Manifestation(33:59) - Daily Journaling and the Law of Attraction(34:46) - Brent's Golden Nugget for Every Investor(34:47) - The Books That Changed Brent's Life: The Bible and The Wealthy Gardener(35:37) - Connect With Brent Bowers and The Landsharks Community(36:00) - Final Thoughts and Takeaways(36:11) - Erica and Mattias Close the EpisodeContact Brent Bowershttps://www.thelandsharks.com/https://www.facebook.com/brentlbowers1/https://www.instagram.com/brentlbowers/https://youtube.com/@brentlbowersBrent Bowers showed us that freedom isn't found in the noise, but in the soil beneath our feet. Start digging for your own potential today and visit https://reiagent.com

Most rookies think you need a mountain of cash to buy a rental property, but the truth is that the financing strategy you choose matters much more than the size of your bank account. Today, we're breaking down five of the best (and sometimes overlooked) ways to get your hands on the money you need to close—from low-money-down bank loans to options that let you bypass the bank altogether! Welcome back to the Real Estate Rookie podcast! In this episode, Ashley and Tony share some of their favorite ways to fund real estate deals in 2025. Whether you've got very little money saved or already have a sizable down payment, we've got options for every budget. You'll learn how to put less money down with FHA and conventional loans, but we'll also share several strategies that allow you to use other people's money (OPM)—like real estate partnerships, private money, and seller financing! Already own your home? We'll even show you how to tap into your existing home equity so that you always have funds on hand—money you can use to build a real estate portfolio much faster than you thought possible! In This Episode We Cover Five of our favorite ways to fund your first or next rental property How to put low money down on a rental (even with an FHA or conventional loan) Three creative financing strategies that allow you to bypass the bank How to pitch seller financing as a win-win scenario for both sides How to get fast funding by tapping into the home equity from your primary residence Four ways to find the right partner for your next real estate deal And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-624 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the repercussions of October 1st on the housing market? Dive into the recent shifts that may impact real estate investing and the broader housing market landscape. With the imposition of new tariffs on construction materials, stirring concerns about rising costs, alongside a federal government shutdown complicating the economic outlook, how will these factors play out in the current market scene? Explore the nuances of how these events intersect with flood insurance policy lapses and the phasing out of COVID-era FHA loan modifications. Each of these elements could influence mortgage rates and housing affordability, shaping investor strategies moving forward. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Henry's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-362⁠⁠⁠⁠   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

When the federal government closes for business, there's a ripple effect in the real estate economy. From the National Flood Insurance Program (NFIP) to rental assistance to federal permitting to FHA condo approvals, many of the processes buyers and sellers depend on come to a halt. As always, NAR Advocacy is prepared for the situation! Shannon and Patrick break down what this shutdown means for REALTORS® and give an insider's perspective into the history of government shutdowns.

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Featured on WGN Radio's Home Sweet Home Chicago on 10/04/25: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about what real estate agents need to know, including quotes and other key questions to ask when preparing a home for sale. To learn more about what The Junkluggers can do for […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/04/25: Access Elevator's VP of Sales, Frank Wasilewski, joins the show to talk about the typical cost of a stairlift. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call them at 1-630-616-6249.

This week on Home Sweet Home Chicago, David Hochberg is joined by Frank Wasilewski, VP of Sales at Access Elevators, who discusses starlifts and the importance of understanding the typical cost of one. Then, Bob Schmitt of The Junkluggers joins the show to inform Realtors what they need to know, including quotes and other key […]

Buying a house in Maine?

In this episode of the Personal Finance Podcast,  we are going to do a Money Q&A  about should you pay off debt or invest first. Today we are going to answer these questions: Question 1: Should I build my emergency fund to $20,000 first, or start paying down my mortgage and investing at the same time? Question 2: Is my bonus payoff plan the best option, or should I prioritize my 12% personal loan or Roth IRA contributions instead? Question 3: Should I use my $8,000 tax refund to max out my Roth IRA this year, or finish building my 3-month emergency fund first? Question 4: What are the best books and resources for someone getting started with real estate investing, especially in rental properties? Question 5: Should I sell my current home and use the equity for a down payment and student loans, or keep it as a rental — and how does the FHA assumable loan factor in? Question 6: [Placeholder for your next listener question] How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Links Mentioned in This Episode: The 1-3-6 Method For Building & Managing Your Emergency Fund Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you really need 20% down to buy a house? What credit score do you actually need to qualify? And how do down payment assistance programs really work? In this episode of the State 48 Homeowner Podcast, Scott Kooiman is joined by Steve Farrington and Twila Edwards from the Klaus Team to bust some of the biggest myths keeping first-time buyers from becoming homeowners. They cover the truth about down payments, loan options like FHA, VA, and USDA, how credit scores impact your approval, and the role assistance programs can play in making homeownership possible sooner than you think. If you're thinking about buying your first home, this is the episode that will set the record straight.

Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Sara Andreas of Robert R. Andreas & Sons, Inc., General Contractors Specializing in Concrete, joins the show to answer several WGN Radio listener concrete questions and talk about how they can improve commercial and industrial facilities this winter. To learn more about Robert R. Andreas & Sons, […]

Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Green Attic Insulation's Andrei Turea joins the program to talk about flat roof and attic insulation, crawl space encapsulation, and mold remediation. To learn more about Green Attic Insulation's services, go to greenattic.com or call 847-777-4777.

Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Mr. Floor himself, Igor Murokh, joins the program to talk about what’s really scratching up your floors. To learn more about what Igor and Mr. Floor can do for you, go to mrfloor.com or call 847-674-7500.

Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Ald. Brendan Reilly, 42nd Ward, joins David Hochberg to discuss his bid for Cook County Board President and the changes that need to be made in the position.

We started this week's show by chatting with Sara Andreas of Robert R. Andreas & Sons, Inc. General Contractors, discussing bollard installation and loading face lifts. Next, Green Attic Insulation’s Andrei Turea shares why proper insulation and air sealing matter. Then, Mr. Floor himself, Igor Murokh, discusses how dirt encapsulation is damaging your floors. Throughout the show, listeners call and […]

What if everything you were told about homeownership was a lie? This episode breaks down the death of the boomer American Dream — and introduces a smarter, realistic path to owning a home today.You've heard the narrative: the housing market is broken, homeownership is out of reach, and the American Dream is dead. And in a way, that's true — but not for the reasons you think.In this episode, David Sidoni tackles one of the biggest lies holding first-time buyers back: the myth that because the old dream died, homeownership is impossible. He reveals the truth about how the boomer-era vision of buying a home began collapsing over 50 years ago — and why it's time to stop waiting for a fantasy to come back.You'll hear a powerful story about Nicholas Z, a listener who came to How to Buy a Home with only $1,500 in savings. Ten months (and a few major life curveballs) later, he and his partner owned a 4-bedroom home. No inheritance. No shortcuts. Just strategy, guidance, and a new path.David brings the receipts: almost one million first-time buyers closed on homes last year. Most didn't put down 20%. Most didn't have financial help from family. The “dream” may be dead, but the opportunity is not. Learn how regular people are still winning — and how you can too.Quote:“The dream didn't die last year. It's been dead for decades — and we've been building a better path.”Highlights:The truth about the boomer-era American Dream (and why it's over)Why the current market isn't your enemy — it's just differentAverage down payment data from 2024 (hint: it's not 20%)FHA and 5% down loan options for first-time buyersNicholas Z's story: from broke to homeowner in under a yearWhat nearly 1 million first-time buyers did in 2024 that you can do tooHow to let go of the old story and focus on what works nowConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed cuts rates but Miran's dissent fuels Fed independence concerns Bond market split: short yields fall, long yields climb on inflation fears Bitcoin price consolidating -- but analysts eye $126K–$150K with institutional inflows Housing market weakness: new builds down, mortgage rates >6%, FHA modifies 1.2M loans Boomers hold half of U.S. wealth while younger buyers are priced out but Bitcoin offers hope. Strive + Semler merge, creating 10,900+ Bitcoin corporate treasury ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Miran wanted a bigger Fed rate cut Bundesbank warns political pressure on Fed threatens U.S. stability Experts predict Bitcoin price by end of 2025 High rates continue to choke housing market demand  Amy Nixon referenced study: When Will Boomers Sell Their Homes?  Boomers are Locking Out Younger Generations Strive and Semler Scientific Announce Bitcoin Treasury Merger ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

How to Build Wealth Through Real Estate | Financial Freedom & Generational WealthMost people chase quick money—but true financial freedom comes from owning assets. I explain why real estate is the #1 path to building long-term wealth and how you can get started today, even without millions in the bank.Here's what you'll learn:- Why 70% of worldwide wealth is in real estate- How property ownership protects you from inflation- Tax advantages like refinancing, depreciation, and trusts- Simple ways to start investing (duplexes, FHA loans, house hacking)- How to think long-term and avoid getting stuck on the sidelinesLike this episode? Leave a review here: https://ratethispodcast.com/commondenominator

Is this a housing market correction or a crash? Dave Meyer and ICE's Andy Walden unpack the Mortgage Monitor: nominal home prices are up about 1.1% year over year, but real housing prices are negative; sellers are stepping back, inventory gains are cooling, and demand still tracks mortgage rates and interest rates, which points to a soft but functioning housing market. You'll hear the regional story in Denver, Florida, and Texas, why FHA delinquencies are inching up while 2020 to 2021 loans perform well, and how soaring property insurance is squeezing affordability and debt to income ratios. Plus, a housing market prediction/forecast: if mortgage rates land in the low sixes (around 6.25% by year end), expect firmer home prices rather than a COVID era surge. Links from the Show Join the Future of Real Estate Investing with Fundrise  Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-356 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed under fire: Markets see a 96% chance of a .25% rate cut as Trump and Treasury Secretary Scott Bessent pile pressure on Powell. Housing fragility exposed: FHA quietly props up 1.2M mortgages -- echoes of the 2008 crisis? Tether's U.S. play: The world's largest stablecoin launches a fully regulated dollar-backed token under the new GENIUS Act. Crypto IPO boom: Gemini and Figure soar in debut, while Nasdaq itself backs the Winklevoss twins. A personal note: Reflections on the tragic assassination of Charlie Kirk,and why money corruption drives deeper social division. --- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Wall Street Journal Article on Mortgage Borrowers Payrolls Negative Revision Largest on Record Bessent's Tweet on Fed Driving Wealth Inequality Scott Bessent Op-Ed on Fed Independence Figure Technologies Enjoys Successful IPO Figure IPO Boosts Valuation to $7.6 Billion Gemini Soars in Latest IPO Market Win Nasdaq Invests $50 Million in Gemini Winklevoss-led Gemini Raises $425 Million in IPO Tether Slides on Company's Massive Growth  Bo Hines Appointed Head of Tether's U.S. Arm Tether Unveils New U.S.-Regulated USD Stablecoin Tether Announces the Launch of USAT Russian Advisor Talks About Gold & Crypto Putin's Advisor Warns of Crypto & Gold Conspiracy Bitwise CEO Tweets on $7.3T Money Market Funds $7.3 Trillion Cash Pile Could Fuel Bitcoin Rally  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing