Podcasts about fha

Is this a housing market correction or a crash? Dave Meyer and ICE's Andy Walden unpack the Mortgage Monitor: nominal home prices are up about 1.1% year over year, but real housing prices are negative; sellers are stepping back, inventory gains are cooling, and demand still tracks mortgage rates and interest rates, which points to a soft but functioning housing market. You'll hear the regional story in Denver, Florida, and Texas, why FHA delinquencies are inching up while 2020 to 2021 loans perform well, and how soaring property insurance is squeezing affordability and debt to income ratios. Plus, a housing market prediction/forecast: if mortgage rates land in the low sixes (around 6.25% by year end), expect firmer home prices rather than a COVID era surge. Links from the Show Join the Future of Real Estate Investing with Fundrise  Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-356 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode of the MLO Project, hosts Frazier and Michael discuss the impact of media sensationalism, particularly focusing on a recent headline by HousingWire that inaccurately suggested that Equity Prime Mortgage (EPM) could no longer originate FHA loans. The hosts emphasize the importance of reading beyond headlines and understanding the broader implications of clickbait on both individual behavior and the mortgage industry. They also urge listeners to maintain focus on their roles in serving communities and promoting homeownership while being cautious of the distractions and manipulations often present in media and social media.00:00 Introduction and Greetings02:02 Current Events and Media Influence03:24 The Role of Media in the Mortgage Industry12:13 Case Study: HousingWire and EPM23:46 The Importance of Personal Accountability27:34 Conclusion and Call to ActionTMP is presented by: Empower LOConnect with us at mloproject@empowerlo.com

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Fed under fire: Markets see a 96% chance of a .25% rate cut as Trump and Treasury Secretary Scott Bessent pile pressure on Powell. Housing fragility exposed: FHA quietly props up 1.2M mortgages -- echoes of the 2008 crisis? Tether's U.S. play: The world's largest stablecoin launches a fully regulated dollar-backed token under the new GENIUS Act. Crypto IPO boom: Gemini and Figure soar in debut, while Nasdaq itself backs the Winklevoss twins. A personal note: Reflections on the tragic assassination of Charlie Kirk,and why money corruption drives deeper social division. --- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  ---- References mentioned in the episode: Wall Street Journal Article on Mortgage Borrowers Payrolls Negative Revision Largest on Record Bessent's Tweet on Fed Driving Wealth Inequality Scott Bessent Op-Ed on Fed Independence Figure Technologies Enjoys Successful IPO Figure IPO Boosts Valuation to $7.6 Billion Gemini Soars in Latest IPO Market Win Nasdaq Invests $50 Million in Gemini Winklevoss-led Gemini Raises $425 Million in IPO Tether Slides on Company's Massive Growth  Bo Hines Appointed Head of Tether's U.S. Arm Tether Unveils New U.S.-Regulated USD Stablecoin Tether Announces the Launch of USAT Russian Advisor Talks About Gold & Crypto Putin's Advisor Warns of Crypto & Gold Conspiracy Bitwise CEO Tweets on $7.3T Money Market Funds $7.3 Trillion Cash Pile Could Fuel Bitcoin Rally  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Featured on WGN Radio's Home Sweet Home Chicago on 09/13/25: Lindholm Roofing's Assistant Manager Mike Huston to the rescue! Listen in as Mike discusses preparing your home exterior for the changing seasons. Also hear about a new Illinois benefit for World War II veterans and a local veteran fundraiser! To learn more about what Lindholm […]

Featured on WGN Radio's Home Sweet Home Chicago on 09/13/25: IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates, joins the program to discuss the Illinois Tax Amnesty Program, how the IRS will stop accepting paper checks, and the looming deadlines for tax returns.. To […]

Featured on WGN Radio's Home Sweet Home Chicago on 09/13/2025: Aimee Ferrarell joins the show to discuss home assessments using Dwell Safe software, allowing Access to work with licensed therapists to help determine the areas of concern in the home! She also talks about tactics other accessibility contractors might use to get more money out […]

Jon Hansen sits in for David Hochberg this week and starts the show with Michael Huston of Lindholm Roofing, who joins the show to discuss preparing your home exterior for the colder seasons. Then, IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, talks about the Illinois Tax Amnesty […]

Your home is often one of your largest assets—but how do you actually use that equity to improve your lifestyle, reduce financial stress, or create a safety net? In this week's episode, host David Chudyk, CFP®, is joined by Archie Johnson of Mutual of Omaha Mortgage to explore how retirees and high earners can strategically access their home's equity.They break down how tools like the Home Equity Conversion Mortgage (HECM) can eliminate mortgage payments, provide a line of credit, and even help buffer against market downturns. This strategy can free up cash for travel, family support, long-term care needs, or simply enjoying retirement without financial worry.What You'll Learn in This Episode✅ Why home equity is often an untapped piece of your net worth.✅ How retirees can eliminate monthly mortgage payments without draining their investments.✅ The role of home equity in protecting against sequence-of-returns risk during market downturns.✅ Real-world ways clients have used freed-up cash—travel, family gifts, long-term care, and more.✅ The FHA's protections and counseling requirements that ensure retirees make informed decisions.✅ How HECM loans differ from traditional mortgages and what happens when a borrower passes away.✅ The flexibility of using home equity for both refinancing and purchasing a new home.Key Quote from Archie Johnson“For the right person, a Home Equity Conversion Mortgage can be life-changing. It's not about debt—it's about freedom, flexibility, and creating options in retirement.”Connect with Our Guest

With a reverse mortgage, can you retain title to your home? Are reverse mortgages insured or guaranteed? Do reverse mortgagaes have a maturity date? This week's guest on the Crushing Debt Podcast is Gary Guarino, Vice President with Senior Lending, focusing on the HECM (Home Equity Conversion Mortgage), better known as a reverse mortgage. Gary has been a VP of Senior Lending for the last 26 years and is a Home Equity Retirement Specialist.  He is regarded as a leading expert on every aspect of the FHA-Insured HECM Credit Line as well as the proprietary Jumbo Reverse Credit Line. You can reach Gary at GaryG@senior-lending.com, or visit his website at www.senior-lending.com.  Shawn, George & Gary talk about Myths (and facts) surrounding reverse mortgages Title theory v. lien theory FHA Insured products Recourse v. Non-Recourse loans What is required to borrow under a reverse mortgage And other questions regarding HECM loans. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  

The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the latest Fed rate cut odds in the wake of inflation readings this week. Plus, Robbie sits down with Outamation's Sapan Bafna for a discussion on how companies can streamline FHA modification workflows and eliminate compliance risks. And we close by looking at the latest CPI reading and reaction.Sponsored by Indecomm. Streamlining operations with the genius blend of automation, AI, and services. Achieve practical digital transformation and real operational impact with Indecomm's purpose-built mortgage solutions.

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Craig O'Boyle, founder of Assumption Solutions, about the evolving landscape of FHA and VA loans, particularly in the context of mortgage assumptions. Craig shares insights on how his company helps investors navigate these loans, the benefits of assumable mortgages, and the criteria for successful loan assumptions. He emphasizes the importance of awareness and education in this niche market and discusses the growth and scaling of his business. The conversation also touches on the significance of building relationships and providing valuable resources for investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Jobs Report Just Changed The Direction Of The Market...   ...and interest rates are dropping faster than at any time this year A ton of news dropped on Friday 9/5/25 regarding the new job report numbers estimates as high as 70,000 new jobs were anticipated the actual number came in at 22,000 jobs created and the market went a little crazy almost immediately if you are considering a home purchase using a mortgage this is really big news as interest rates have dropped noticeably since job creation is down sharply this may be the catalyst for the Fed to finally drop rates for the 1st time in almost a year but they won't be doing it to save the housing market they will do it because new jobs that pay well are a pressure point and with a lack of them available, unemployment figures may climb inflation might also increase despite the Fed's year long fight against it the real news is that no matter how you slice it it's going to lower the monthly payment for most buyers that are buying now watch for the Fed to drop interest rates at their September 16-17 meeting most economists are predicting a .25% drop but my research is showing that the markets have already adjusted rates downward and since the rate drop is already "priced in" I believe that we will actually see a .5% rate drop by the Fed otherwise there will be little or no effect in the days after the meeting listen in to get the details on my data research    

Featured on WGN Radio's Home Sweet Home Chicago on 09/06/2025: Mark Olsen of Redo Cabinets joins the show to talk about how they can make your remodel easy in 3-5 days! To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 09/06/25: NEXT Door & Window's Gary Armstrong joins the program to talk about this being the busiest and best time of year to install your windows. To learn more about what NEXT Door & Window can do for your home, go to nextdoorandwindow.com or call 844-600-6398.

Featured on WGN Radio's Home Sweet Home Chicago on 09/06/25: Green Attic Insulation's Andrei Turea joins the program to talk about the common mistakes homeowners make with insulation. To learn more about Green Attic Insulation’s services, go to greenattic.com or call 847-777-4777.

This week's show begins with Mark Olsen of Redo Cabinets, who joins the show to discuss how to refresh cabinets in just 5 days. Gary Armstrong from NEXT Door & Window addresses the busiest season for making window changes. And, newcomer Green Attic Insulation's Andrei Turea joins the show to talk about the common mistakes made […]

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

We started off this week's show by chatting with BluSky Restoration Contractors' Business Development Manager, Pete Marrero, who joins the show to discuss water damage restoration. Dave Schlueter of the Law Offices of David R. Schlueter discusses transfer on death instruments and quick claim deeds. And, Access Elevator's VP of Sales, Frank Wasilewski, joins the show to […]

Featured on WGN Radio's Home Sweet Home Chicago on 08/30/2025: BluSky Restoration Contractors' Business Development Manager Pete Marrero joins the program to discuss mold, their new continuing education class on flooding, and more! To learn more about what BluSky Restoration can do for you, go to goblusky.com or call them at 1-800-266-5677.

Featured on WGN Radio's Home Sweet Home Chicago on 08/30/25: Dave Schlueter of the Law Offices of David R. Schlueter joins Wendy Snyder, in for David Hochberg, to discuss Transfer on Death Instrument and quick claim deeds. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

Featured on WGN Radio's Home Sweet Home Chicago on 08/30/25: Access Elevator's VP of Sales Frank Wasilewski joins the show to talk about their new fall prevention program. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call them at 1-630-616-6249.

En este Medio Pocillo, Manuel y Suhailly analizan la sorpresiva destitución de Lisa Cook, gobernadora de la Reserva Federal, acusada de fraude hipotecario en préstamos FHA.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the true cost of home insurance. Plus, Robbie sits down with MBA's David Upbin and Arch MI's Kevin Popoli to discuss the Mortgage Banking Bound program and how it is preparing college students for careers in mortgage banking. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

Melody Wright, author of M3 Melody Substack, returns to the show for episode 284 where she delivers a stark assessment of the housing market. Sponsor: This episode is brought to you by Monetary Metals. https://monetary-metals.com/julia Links:YouTube; https://www.youtube.com/@m3_melodyX: https://x.com/m3_melodySubstack: https://m3melody.substack.com/Timestamps0:00 Welcome and introduction - Melody Wright returns to the show1:26 Big picture housing outlook - abysmal spring and summer selling seasons3:42 New vs existing home price inversion - builders offering major incentives5:02 First-time home buyers at record lows since 1980s tracking7:17 Investment-driven housing market - not about homeownership anymore9:33 Owner occupancy fraud - FHA program abuse by investors12:06 Mortgage fraud prevalence - 30% chance when investors involved13:46 Julia's first-time homebuyer dilemma - waiting for prices to correct15:04 Demographics and housing supply - 15.6 million boomers leaving by 203517:52 North Carolina housing market turning - hope for buyers19:15 The "Zest effect" - emotional attachment to home value estimates20:20 Housing bubble worse than 2008 - fueled by speculation22:13 Insurance crisis - 50% increases tipping people into delinquency23:05 October 1st FHA changes - loan modification program ending23:25 Spring/summer seasons characterized as "abysmal"24:20 Tracking 2008 patterns - seasonal price peak already passed26:28 Fed rate cuts unlikely to impact housing significantly28:13 Where to find Melody's work and parting thoughts

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Trueworks Victor Kabdebon for a discussion on data from recent homebuyer surveys pertaining to products and lender decisions. And we close by looking at why the U.S. Treasury yield curve has been steepening as of late.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

In this Wicked Smart Master's Class, I sit down with Joe Jensen—a thrill-seeker turned real estate investor who scaled from 5 to 34 units in less than two years. Joe's story takes us from growing up on a rural ranch in Utah, to a decade in door-to-door sales, to building a diverse real estate portfolio that gave him the freedom to raise his kids and live life on his terms.   Joe shares how divorce reshaped his mindset, why leveraging debt safely was a game-changer, and how he used multiple creative strategies such as seller financing, subject-to deals, partnerships, and even buying dirt lots to hit his freedom number within one year.    Whether you're new to investing or looking to pivot, Joe's journey is packed with practical insights, mindset shifts, and a reminder that clarity of goals is everything.   Key Talking Points of the Episode   00:00 Introduction 01:03 Who is Joe Jensen? 02:13 Podcasts: Real Estate Investing School & Not So Average Joe 02:51 Growing up on a ranch in rural Utah & lessons in hard work 04:20 First sales jobs: roofing, waiting tables, and a church mission that taught grit 06:01 Getting into real estate through an FHA townhome & rental properties 07:11 The turning point: divorce, two kids, and a year to figure out real estate 08:12 Breaking old beliefs about debt and learning the power of leverage 09:56 Using multiple strategies: seller finance, subject-to, cash buys, partnerships 12:38 Why he experimented with every asset class to “teach what he did” 13:14 Dirt lots: renting land to RV/mobile homeowners for passive income 15:11 The importance of defining your goals, timeframe, and resources 19:26 Perspective is Power: Leveraging life challenges instead of excuses 21:36 Breaking out of the “safe bubble” and taking more risks after the divorce 23:17 Thrill-seeking adventures: cliff swings, triathlons, and making play a priority 26:25 Advice to W-2 employees: the importance of a clear plan and timeframes 28:28 How to get in touch with Joe 29:21 Current plan: simplifying the portfolio, buying quality assets, and future multifamily 31:05 The power of clarity and community   Quotables   “Blame is the enemy of progress. Ownership is the fuel for momentum.”   “Debt felt like the devil growing up but once I understood leverage, it became the game-changer.”   “You don't get rich off cash flow, you get freedom. You get rich off equity growth.”   Links Joe Jensen https://linktr.ee/josephfjensen   Real Estate Investing School Podcast https://open.spotify.com/show/6X10Xeascsh6LIWzGdDlht   The Not So Average Joe Podcast https://open.spotify.com/show/2WR4MqlTXJa1p2AlFbiSdo   QLS Live http://smartrealestatecoach.com/qlspodcast   QLS 4.0 http://smartrealestatecoach.com/qls4.0podcast   Apprentice Program http://smartrealestatecoach.com/apprenticepodcast   In the Trenches Bootcamp http://smartrealestatecoach.com/ittbpodcast   3 Paydays Virtual Event http://smartrealestatecoach.com/3paydayspodcast   Masterclass ($297) http://smartrealestatecoach.com/webinarpodcast   Masterclass (Apprentice) http://smartrealestatecoach.com/masterspodcast   Wicked Smart Books http://wickedsmartbooks.com/podcast   Strategy Session http://smartrealestatecoach.com/actionpodcast   REI Blackbook http://smartrealestatecoach.com/reibb-dd   7 Figures Funding http://smartrealestatecoach.com/7figures-pod   Landvoice https://smartrealestatecoach.com/landvoice-pod

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the news stories from the mortgage industry. Plus, Robbie sits down with Experian's Alison Bird and Joy Mina for a discussion on how streamlining the verification process helps lenders serve more borrowers without sacrificing accuracy. And we close by looking at further fallout from President Trump's firing of Fed Governor Cook.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

In this episode, Todd sits down with Jonathan and Dustin from Convoy Home Loans to dive into DSCR (Debt Service Coverage Ratio) loans and how they can be a game-changer for real estate investors. Unlike traditional banks that rely heavily on personal income and tax returns, DSCR loans focus on the cash flow the property itself generates. They talk about how this approach opens the door for investors to continue scaling their portfolios, even if they already have multiple properties or complex financials. Jonathan and Dustin also share insights into the different loan structures Convoy offers, how they match the right loan to each investor's needs, and why flexibility in lending can make the difference between stalled growth and long-term success. Favorite Book: The Mamba Mentality by Kobe Bryant Pillars of Wealth: 1. Real Estate 2. Doing the work/due diligence and researching/learning 3. More than physical money- family/time/interests Convoy Home Loans is a nationally licensed mortgage broker founded by Dustin Rosenberg and Jonathan Yoo. Based in California and serving clients across all 50 states, Convoy specializes in DSCR (Debt Service Coverage Ratio) loans, helping real estate investors scale by qualifying based on a property's income rather than personal income. Along with investor-focused options like bridge, short-term rental, and construction loans, Convoy also offers conventional, FHA, VA, and jumbo products—all delivered with a focus on transparency, flexibility, and treating clients like family. If you would like to connect with Jonathan & Dustin, visit https://convoyhomeloans.com/meet-the-team or email info@convoyhomeloans.com Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the unfolding drama surrounding Fed Governor Cook's firing. Plus, Robbie sits down with Arrive Home's Shawn King for a discussion on how downpayment assistance is helping millions of Americans build generational wealth. And we close by looking at how the shape of the yield curve is impacting ARM production.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through all the latest headlines in mortgage banking. Plus, Robbie sits down with Lenders One's Justin Demola for a discussion on how originator compensation will evolve in the age of the digital mortgage. And we close by previewing Fed Chair Powell's Jackson Hole speech.FHA fall-out borrowers represent untapped market shares that can stabilize your shrinking pipeline. Arrive Home's Earned Equity Program supports these clients on their path to meaningful homeownership. Additionally,  FHA borrowers who don't have the benefit of family assistance are able to qualify using the Nation's leader in DPA. 

The Guild Mortgage Company wants to be your home loan lender. They do all types of mortgages; FHA, VA, USDA & Conventional. Guild Mortgage Company is an Equal Housing Lender; NMLS 3274. Roy West NMLS 316801 Phone (409) 866-1901.

Featured on WGN Radio's Home Sweet Home Chicago on 08/23/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to talk about the current market, what not to do when selling your home, and downsizing. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or […]

David Hochberg starts Home Sweet Home Chicago with Sarah Leonard of Legacy Properties, A Sarah Leonard Company, to talk about what not to do when selling your home and downsizing. Next, Bob Schmitt of The Junkluggers joins the show to talk about hoarding and helping people move. Then, Home Remodeling Specialist at MegaPros Home Improvement, Jeremy […]

Featured on WGN Radio's Home Sweet Home Chicago on 08/23/25: Bob Schmitt of The Junkluggers joins the show to talk about leaving furniture behind when selling a home and helping people move. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give them a call at 1-800-LUG-JUNK (1.800.584.5865).

Headlines say rising insurance premiums are crushing the American dream of homeownership. But is insurance really the problem? Shane and Tonya discuss FHA loans, skyrocketing costs, and why insurance keeps getting blamed for issues created elsewhere. This conversation tackles affordability, financial reality, and the vital role independent agents play in helping clients see the truth behind the clickbait. IA Forward to can help you take your agency from good to great. Learn more at iaforward.com, and follow IA Forward on LinkedIn, Facebook, and Instagram.

You could be leaving thousands of dollars on the table and not even know it. In this episode of Go Gaddis Real Estate Radio, we're shining a light on the mortgage programs and insider strategies most buyers never hear about. From VA, FHA, and USDA loans to state and local down payment assistance programs, you'll learn how to find out what you qualify for and how to use it to your advantage. Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we'll uncover how to match the right mortgage program to your needs and avoid costly mistakes along the way. We'll break down the big missteps that can derail your approval or cost you thousands—like taking on new debt in the middle of the process—and explain why your choice between fixed or adjustable rates, or shorter versus longer terms, can say a lot about your financial style. We'll also look at what's changed for buyers in 2025, from new lending guidelines to the growing influence of AI in the mortgage industry. The tools, opportunities, and potential pitfalls have all evolved, and understanding them now can help you make a smarter, more confident move. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life's biggest investments. Remember, with our programs, you get all the upside and all the options so you can move forward with clarity and peace of mind.

Featured on WGN Radio's Home Sweet Home Chicago on 08/16/25: Founder and President of Perma-Seal Basement Systems Roy Spencer joins the show to discuss free evaluations, energy loss in homes, and more! Roy also answers listeners' questions about their homes. To learn more about the services Perma-Seal provides, visit permaseal.net or call 1-800-421-SEAL (7325).

This week, we kick off with Perma-Seal Basement Systems' Chief Operating Officer, Joel Spencer, to discuss avoiding energy loss in homes. Next, Center Guard Plumbing's Mike Epping talks about draining electric water heaters. Then, Lindemann Chimney, Fireplace, Heating, and Cooling's CEO, Rob Lindemann, joined the show to talk about switching between gas fireplaces and electric fireplaces.

Featured on WGN Radio's Home Sweet Home Chicago on 08/16/25: Lindemann Chimney, Fireplace, Heating, and Cooling's CEO Rob Lindemann joins the program to discuss gas fireplaces vs electric fireplaces. To learn more about what Lindemann Chimney, Fireplace, Heating, and Cooling can do for you, go to lindemann.com or give them a call at 847-918-7994.

Featured on WGN Radio's Home Sweet Home Chicago on 08/16/25: Center Guard Plumbing's Mike Epping joins the show to discuss draining water heaters and private equity companies that are buying up family-owned businesses. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.

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Is real estate still the best path to wealth, or is private equity the next level? In this episode of The Rich Somers Report, Rich sits down with Kris Krohn, a real estate investor, entrepreneur, and private equity expert, to break down why 90% of millionaires are created through real estate, but 100% of billionaires are made through private equity.Rich and Kris dive into:How Kris went from saving up $5,000 for his first FHA loan to building a massive real estate portfolio.Why house hacking and leveraging equity helped him scale from one deal to financial freedom.How private equity and leveraged buyouts allow investors to acquire companies with little to no money down.The greatest wealth transfer in history and why 1 million businesses are for sale right now.Why baby boomer-owned businesses are one of the biggest untapped opportunities for investors today.Kris shares how he is shifting from real estate into private equity, acquiring businesses, and positioning himself to scale to a billion-dollar net worth. Whether you're a real estate investor looking to level up or an entrepreneur thinking about business acquisitions, this episode will change the way you think about wealth-building.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether FHA loans have higher interest rates than conventional mortgage loans.

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss removing wasps and how extreme heat invites bugs in. Bob Schmitt of The Junkluggers shares how much plastic ends up in landfills and talks about how to repurpose it around your home. Then, Dave Schlueter of the Law Offices of David R. […]

In this special episode of the Selling Greenville podcast, host Stan sits down with Chris, a recent homebuyer who assumed a sub-3% FHA mortgage in one of the most challenging housing markets we've seen in decades. They break down the pros, pitfalls, and process of mortgage assumption—how Chris scored a 25-year loan with significant equity, navigated a complex servicer system, and beat the rent-vs-own equation in 2025. From FHA and VA loans to PMI realities and how amortization schedules work in your favor, this episode is a must-listen for first-time homebuyers, investors, and anyone frustrated with today's 7% interest rates. Stan also shares his firsthand experience guiding clients through creative deals like this and what you need to know before starting your own mortgage assumption journey. Connect with Chris for investor networking or assumption insights at urbanfabricproperties@gmail.com / 864-501-3959 Like, rate, and subscribe for more expert-level real estate content from Greenville, SC, and beyond. As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com

What really separates an average real estate agent from a trusted financial advisor and real estate strategist? In this episode of Life Changing Money, Barbara welcomes her friend and real estate expert Melina Bradley for a deep-dive into how financial knowledge, lending programs, tax strategy, and mindset shape long-term wealth.Melina shares how her business exploded by helping others understand what's actually possible through real estate—not just sales, but VA loans, house hacking, investing, and how all of it ties back to taxes and strategy. Tune in to hear: The Doctor's Mortgage and why it's one of the most powerful but underutilized tools in the U.S.The difference between conventional, FHA, VA, and niche mortgages (and how to choose the right one)How to help your college-age kids graduate with equity, not debtWhat every real estate agent should know about lending, taxes, and cost segregation (but most don't)The #1 mindset shift that unlocks your real estate potentialHow to assemble your dream financial team—and why it changes everythingThe real ROI of understanding real estate, taxes, and strategy togetherWhy information—not risk—is what's actually holding most people backConnect with Melina: Instagram: @melinabradleyrealestate

Send us a textChris Martinez is a second-generation Cuban American from Miami whose life took flight in 2010 when he enlisted in the military and served in Hawaii. At just 23, he began investing in real estate—building a portfolio across Florida, Hawaii, and California. His early success speaks to his entrepreneurial mindset and strategic vision.By 2017, Chris fully transitioned out of the military to launch a vacation rental business in Hawaii. His ability to balance property management, guest experience, and local tourism gave him a solid foundation in hospitality and real estate operations. In 2020, he moved to the San Gabriel Valley to attend USC, where he earned his undergraduate degree and is now nearing completion of a master's in Real Estate Development.While rooted in the SGV, Chris and his wife have made San Gabriel their home, reinforcing their personal and professional investment in the community. He earned his contractor's license and founded Modern Evolution Homebuilders—a general contracting firm delivering quality craftsmanship in home building, renovations, and ADUs. His USC credentials and veteran background add depth to his leadership in residential development.Chris also works with Vinco Vinco Realty Group as a licensed California real estate broker with experience in affordable housing and commercial developments. His work includes facilitating transactions on behalf of major landlords like GE Capital and Westfield, and supporting community land trusts and FHA-backed housing. Across roles, he bridges investment, construction, and community impact in LA markets.At home in San Gabriel with his wife and twins, Callisto and Elara, Chris blends family life with a mission-driven career. He builds not just homes, but long-term community value—drawing from his Cuban-American roots, military discipline, and USC expertise to build a future for his family and his region.__________Music CreditsIntroEuphoria in the San Gabriel Valley, Yone OGStingerScarlet Fire (Sting), Otis McDonald, YouTube Audio LibraryOutroEuphoria in the San Gabriel Valley, Yone OG__________________My SGV Podcast:Website: www.mysgv.netNewsletter: Beyond the MicPatreon: MySGV Podcastinfo@sgvmasterkey.com

First-time buyers Brittany and Fred from Dallas, TX, prove you don't need 20% down to buy a home. With expert guidance from their unicorn realtor, they navigated a seller lease-back, chose a 3% down conventional loan, and moved into their dream home — all while raising their 7-month-old daughter.In this inspiring episode, David Sidoni chats with Brittany and Fred, a young family who just purchased their first home in Dallas. Their story busts one of the biggest myths in real estate: you don't need 20% down to buy. Starting out believing they had to save far more, they discovered better options through their unicorn realtor and trusted lender. With excellent credit scores, they secured a 3% down conventional loan, avoiding costly FHA fees. They also used a seller lease-back to sweeten their offer without raising the price, showing how flexibility on timing can be a winning strategy. This episode is a must-listen for any first-time buyer who thinks homeownership is out of reach.Quote: "You don't need 20% for a down payment. That was by far the biggest thing we learned." - FredHighlights:How Brittany and Fred went from renters to homeowners with a 7-month-old.The myth-busting truth about down payments for first-time buyers.Why a 3% conventional loan was better than FHA for their situation.How a seller lease-back can win you the house without raising your offer.The value of working with a unicorn realtor for strategic negotiation.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Mortgage delinquencies are on the rise again—especially for FHA loans—and foreclosure activity is steadily climbing from pandemic-era lows. In this episode, Kathy Fettke breaks down the latest ICE First Look report for June 2025, highlighting key trends in early-stage delinquencies, serious loan defaults, and prepayment activity. Find out what these shifts could mean for the housing market and real estate investors in the months ahead. Download our free guide, The Busy Person's Guide to Getting Your First Rental Property in 90 Days, at www.realwealth.com/90days to take the next step toward financial freedom. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS