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Join historian Greg Jenner for a fast-paced, funny and family-friendly journey through the life of Owain Glyndŵr: Wales' legendary rebel leader, lawman, hostage-taker and Merlin superfan. This episode of Dead Funny History is packed with sketch comedy making it perfect for Key Stage 2 learners and their grown-ups.Owain Glyndŵr's story is full of twists. Born into a posh Welsh family, he trained as a lawyer in London before returning home to live the good life. But after years of bad neighbour behaviour from Lord Grey de Ruthyn, and being ignored by King Henry IV, Owain snapped. He declared himself Prince of Wales and led a rebellion that shook the English crown.Expect battles, betrayals and a surprising number of hostages. Owain captured his enemies, held them for ransom, and even turned one prisoner into a son-in-law. He built alliances with France, inspired Welsh students to ditch Oxford, and launched a bold new vision for Wales including its own parliament, universities and laws.But Owain wasn't just a warrior, he was a dreamer. Obsessed with Merlin and Welsh mythology, he became a symbol of national pride. Even after disappearing from history, his legend grew. Today, he's remembered as a hero who fought for Welsh independence and inspired generations.Written by Gabby Hutchinson Crouch, Athena Kugblenu and Dr Emma Nagouse Host: Greg Jenner Performers: Mali Ann Rees and John-Luke Roberts Producer: Dr Emma Nagouse Associate Producer: Gabby Hutchinson Crouch Audio Producer: Emma Weatherill Script Consultant: Dr Kathryn Hurlock Production Coordinator: Liz Tuohy Production Manager: Jo Kyle Sound Designer: Peregrine AndrewsA BBC Studios Production
Want to know your English level? Take our free English-level quiz here to find out what your current English level is. Do you love All Ears English? Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week. Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Merriam-Webster's Word of the Day for December 24, 2025 is: hark back HAHRK-BAK verb Harking back can be about turning back to an earlier topic or circumstance, as in "a storyteller harking back to his youth," or it can be about going back to something as an origin or source, as in "a style that harks back to the turn of the previous century." // The dinner conversation harked back to the lunch debate over what counts as a traditional holiday meal. // The diner's interior decor harks back to the 1950s. See the entry > Examples: "The single harks back to Chenier's heyday when his music was produced on 45s and put into jukeboxes, says [Maureen] Loughran." — Alicia Ault, Smithsonian Magazine, 25 June 2025 Did you know? Hark, a very old word meaning "to listen," was used as a cry in hunting. The master of the hunt might cry "Hark! Forward!" or "Hark! Back!" The cries became set phrases, both as nouns and verbs. Thus, a "hark back" was a retracing of a route by dogs and hunters, and to "hark back" was to turn back along the path. From its use in hunting, the verb acquired its current figurative meanings concerned with returning to the past. The variants hearken and harken (also very old words meaning "to listen") are also used, with and without back, as synonyms of hark back.
Learning English use a limited vocabulary and are read at a slower pace than VOA's other English broadcasts. Previously known as Special English.
This is a continuation of a annual series where I track my language learning progress and draw lessons from the data. The first time was Episode 248, and then again in Episode 306.If you're like me and you love to get nerdy about data and statistics, then you'll get a lot out of this episode. I break down all the categories of how I've spent my time studying over the last year and take some valuable (and hard-to-accept) lessons from it.Even if you don't think tracking appeals to you, you can certainly still learn from the lessons in this episode and end feeling more motivated to improve your English.Click below to track your English learning!Show notes page - https://levelupenglish.school/podcast356Get access to coaching, group classes, and 100s of bonus lessons and episodes on Level Up English.➡️ Become a Member Today: https://www.levelupenglish.school/join/➡️ Join the Free Mini Course - https://www.levelupenglish.school/mini⭐️ Join Level Up English - https://www.levelupenglish.school Become a member and get: Podcast Transcripts Private Podcast Group Classes Private Coaching And over 500 online lessons!
A quokka in Australia decides she'd like to experience Christmas in the snow.Written especially for this podcast by Alice. If you enjoyed this story, please do leave us a review. And, if you'd like to suggest an animal for a future Animal Tales story, you can do so by emailing podcast@animaltales.uk. We would love to hear from you. Animal Tales Books!Collections of Animal Tales children's stories are available to buy exclusively at Amazon. Simply search for Animal Tales Short Stories or follow this link: https://www.amazon.co.uk/dp/B0CLJQZ9C9?binding=paperback&ref=dbs_dp_sirpi Become a PREMIUM SubscriberYou can now enjoy Animal Tales by becoming a Premium Subscriber. This gets you:All episodes in our catalogue advert freeBonus Premium-only episodes (one per week) which will never be used on the main podcastWe guarantee to use one of your animal suggestions in a storyYou can sign up through Apple Podcasts or through Supercast and there are both monthly and yearly plans available. Discover a brand new story every Monday, Wednesday and Friday – just for you! You can find more Animal Tales at https://www.spreaker.com/show/animal-tales-the-kids-story-podcastA Note About The AdvertsIn order to allow us to make these stories we offer a premium subscription and run adverts. The adverts are not chosen by us, but played automatically depending on the platform you listen through (Apple Podcasts, Spotify, etc) and the country you live in. The adverts may even be different if you listen to the story twice.We have had a handful of instances where an advert has played that is not suitable for a family audience, despite the podcast clearly being labelled for children. If you're concerned about an advert you hear, please contact the platform you are listening to directly. Spotify, in particular, has proven problematic in the past, for both inappropriate adverts and the volume at which the adverts play. If you find this happening, please let Spotify know via their Facebook customer care page. As creators, we want your child's experience to be a pleasurable one. Running adverts is necessary to allow us to operate, but please do consider the premium subscription service as an alternative – it's advert free.
English: BK Murli today audio. Date: 24 December 2025 - Shiv Baba's murali for BK godly students. Official Murli audio from Madhuban, Brahma Kumaris. ☁
Hoy les traemos algo distinto. Como esta es nuestra temporada número 15, nos parece un buen momento para recordar, devolvernos en el tiempo a algunas de nuestras primeras historias, esas que publicamos en lo que se siente como una época antigua, hace más de una década. Nuestra forma de contar historias ha cambiado un poco. Fuimos creciendo y eso nos dio la posibilidad de ser más ambiciosos, de investigar más, de tomarnos más tiempo con cada episodio e incluir más personajes. Pero en las que van a escuchar hoy se puede encontrar la esencia de lo que siempre ha sido Radio Ambulante: narrar historias sorprendentes, humanas y propias de nuestra región. Así que en este episodio van a escuchar tres de nuestras historias favoritas de esas épocas, todas de Argentina. En nuestro sitio web puedes encontrar una transcripción del episodio. Or you can also check this English translation.
On July 31, 1997, ESU officers get a tip that some people have built a bomb in their Brooklyn apartment, and they plan to detonate it on the subway the next morning. What happens next is known as The Brooklyn Job. In Part 1 of The Brooklyn Job, two MTA/Long Island Railroad cops are approached on the street by a man who doesn't speak English. He has an urgent message, and the word "bomb" does not get lost in translation.
Want to know your English level? Take our free English-level quiz here to find out what your current English level is. Do you love All Ears English? Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Lindsay McMahon and Aubrey Carter with Jessica Beck in previous episodes Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week. Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Merriam-Webster's Word of the Day for December 23, 2025 is: bespoke bih-SPOHK adjective Bespoke describes something that is custom-made—that is, made to fit the needs or requirements of a particular person. // As a tailor, Lana specialized in crafting bespoke clothing for her clients, each piece unique and suited to their tastes. See the entry > Examples: “The vehicles are bespoke machines with every little detail thought of, from embroidered seats to custom floor mats to retro paint jobs.” — Charlie Berrey, SlashGear.com, 10 Nov. 2025 Did you know? In the English language of yore, the verb bespeak had various meanings, including “to speak,” “to accuse,” and “to complain.” In the 16th century, bespeak acquired another meaning: “to order.” It is from that sense that we get the adjective bespoke, referring to clothes and other things that are ordered before they are made. Bespoke has enjoyed a spike in usage in recent years, perhaps due to consumer trends that champion all things artisanal over those that are prefab.
“Urodziny” means “birthday,” and in this micro-lesson you'll say it like you've been invited to the party since childhood. We give you the word at natural speed, then slow it down so you can nail the stress on the second syllable. After that we glue it into three must-know lines: – “Wszystkiego najlepszego!” (All the best!) – “Dziękuję za prezent.” (Thanks for the gift.) – “Mam dzisiaj urodziny.” (It's my birthday today.) Repeat-along track included—perfect to whisper while blowing out candles or typing “
The Ultimate Literary Adventure Are you ready for a detailed yet thoroughly enjoyable study of the most profound book ever written? Using sound scientific facts, historical analysis, and Biblical narrative, acclaimed teacher Dr. Chuck Missler weaves together a rich tapestry of information–providing an accurate understanding of Scripture's relation to itself, to us, and to the world at large. Examine the heroic tales of Exodus, the lasting wisdom of Proverbs, or even the enigmatic imagery of Revelation with the simple, Scripturally sound insights and fresh perspectives found in Learn the Bible in 24 Hours. Whether you want to explore some of the less-discussed nuances of Scripture or you need a comprehensive refresher course on the Bible's themes and stories, Learn the Bible in 24 Hours is a great guide. Dr. Missler combines his life-long love of Bible teaching with more than thirty successful years in the business world and a distinguished military career to bring you this unique perspective for attaining Biblical knowledge. In just twenty-four hours you can have a rock-solid foundation for a lifetime of spiritual enrichment. Remastered: Re-edited and remastered including English subtitles. Copyright © 2017
❖ Follow along with today's reading: www.esv.org/Micah1–3;Psalm143;Revelation2–3 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org
Learning English use a limited vocabulary and are read at a slower pace than VOA's other English broadcasts. Previously known as Special English.
Christmas is a time of year when many families and friends come together for a period of joy, peace and goodwill. The story of the birth of Jesus Christ has been translated into thousands of languages over thousands of years.And while you may hear it differently, the message is the same.From carols to conversations, Christmas reminds us how united we can be. But there's still one thing that sets us apart and prevents us from truly understanding one another - language.Esperanto, created in the late 1800s, was the most ambitious direct attempt at creating a singular way of speaking. Its struggle to spread beyond a committed community shows us how deeply languages are tied to identity, power and history.This week on The Inquiry we're asking: Will there ever be a single global language?Contributors: Esther Schor, author Bridge of Words: Esperanto and the Dream of Universal Language, professor of English at Princeton University, United States Patrick Foote, author Immigrant Tongues: Exploring How Languages Moved, Evolved, and Defined Us, YouTuber, United Kingdom Salikoko Mufwene, professor of linguistics at the University of Chicago, United States Celeste Rodriguez-Louro, associate professor, chair of linguistics, director of language lab at the University of Western AustraliaPresenter and Producer: Daniel Rosney Researcher: Evie Yabsley Production Management Assistant: Liam Morrey Technical Producer: James Bradshaw Editor: Tom Bigwood(Photo: Earth. Credit: Planet Observer/Getty Images)
Learn a phrase about small gifts with Feifei and Phil.FIND A TRANSCRIPT: ✔️ https://www.bbc.co.uk/learningenglish/english/features/the-english-we-speak_2025/ep-251222TRY THE LISTENING ROOM ✔️https://www.bbc.co.uk/learningenglish/english/features/the_listening_roomSUBSCRIBE TO OUR NEWSLETTER: ✔️ https://www.bbc.co.uk/learningenglish/newslettersFIND BBC LEARNING ENGLISH HERE: Visit our website ✔️ https://www.bbc.co.uk/learningenglish Follow us ✔️ https://www.bbc.co.uk/learningenglish/followusLIKE PODCASTS? Try some of our other popular podcasts including: ✔️ Learning English Grammar ✔️ Learning English from the News ✔️ 6 Minute EnglishThey're all available by searching in your podcast app.(Photo: Getty)
Amy is joined by authors and educators Gloria and Bob Rees to discuss midrash --stories we write to interpret scripture and create meaning -- exploring the endless possibilities of imagination and the radical power that women hold to write our own midrash and change the spiritual landscape.Donate to Breaking Down PatriarchyGloria Gardner Rees has taught English in the US, China, India, and Nepal. Her studies include nutrition, gerontology and adult development. Currently, she is involved in interfaith, humanitarian, and environmental work. In addition to writing midrash, she is co-editing a collection of essays by Latter-day Saints titled Pillars of my Faith.Robert A. Rees is a scholar, poet, and humanitarian. He is the author of “Toward a Mormon Feminist Midrash: Mormon Women and the Imaginative Reading of Scripture,” Sunstone (2012) and “The Midrashic Imagination and the Book of Mormon,” Dialogue (Fall 2011). His most recent book is Imagining and Reimagining the Restoration (Kofford Books, 2025).
We walk you through essential Christmas words and traditions in Mexico, from nacimientos and Christmas trees to poinsettias, piñatas, and festive street decorations. We also explore classic holiday food and drinks like tamales, ponche, rompope, and buñuelos, plus the music, posadas, and expressions you'll hear everywhere. Whether you're traveling, living in Mexico, or simply want to sound more confident during the holidays, this episode helps you connect language with real-life Christmas experiences.Key Takeaways:Master practical Spanish Christmas vocabulary used in real conversationsUnderstand the meaning behind Mexican holiday traditions and symbolsSpeak more naturally about Christmas while traveling or celebrating in SpanishRelevant Links And Additional Resources:036 – Las Posadas Navideñas Mexicanas | Mexican Christmas Parties037 – Diferencias Navideñas Entre México Y EEUU | Christmas Differences Between Mexico And The US141 – Villancicos Navideños | Christmas Carols142 – La Rama: El Árbol Navideño Mexicano | The Branch: The Mexican Christmas Tree195 – Ponche – El Olor De La Navidad En México | Ponche, The Smell Of Christmas In MexicoLevel up your Spanish with our Podcast MembershipGet the full transcript of each episode so you don't miss a wordListen to an extended breakdown section in English going over the most important words and phrasesTest your comprehension with a multiple choice quizSupport the show
Send us a textWhat happens when the corporate climb stops feeling like success and starts sounding like a countdown? Vlad Tayman reached that edge—under a CEO, high pay, higher cortisol—then hit a wall that made him question everything. From medical leave to the fear of being quietly replaced, he turned toward a path that didn't demand more hours but asked for better systems: selling options premium for steady, probability-based income.We walk through the exact thinking that replaced “get rich quick” with “get paid predictably.” Vlad breaks down premium selling in plain English—how money hits your account upfront, why probabilities matter more than predictions, and the guardrails that keep greed in check. He explains why one-on-one coaching compressed years of trial and error into months, the step-by-step progression from swing trading to cash-flow strategies, and the business metrics he uses to target consistent 8–10 percent monthly returns while protecting capital. You'll hear how compounding becomes a force-multiplier, with real client examples that turned small accounts into meaningful second incomes.But this isn't just about trades. We talk mental health and the trap of business, building optionality to calm anxiety, and the habits that keep you steady: tracking steps and macros, using a treadmill desk to reclaim time, and practicing proactive communication that strengthens relationships. Vlad shares his approach to contribution through mentorship and the quiet spiritual practices—reflection, gratitude, long walks—that keep him grounded. If you've felt the rumble of layoffs, AI reshaping roles, or the weight of living paycheck to paycheck, this conversation gives you a pragmatic way to build resilience and choice.Want to learn the strategy and see it live? Grab access to Vlad's trading community vault via the link below. If this helped you think differently about money and time, follow, share with a friend who needs it, and leave a quick review so more people can find it.To Take Advantage of Vlads Offer:https://start.traderfoundation.co/Clockedin?lead_source=clockedin&lead_medium=podcast To Reach Jordan:Email: Jordan@Edwards.Consulting Youtube:https://www.youtube.com/channel/UC9ejFXH1_BjdnxG4J8u93Zw Facebook: https://www.facebook.com/jordan.edwards.7503 Instagram: https://www.instagram.com/jordanfedwards/ Linkedin: https://www.linkedin.com/in/jordanedwards5/ Hope you find value in this. If so please provide a 5-star and drop a review.Complimentary Edwards Consulting Session: https://calendly.com/jordan-edwardsconsulting/30min
What score would you get if you took the IELTS tomorrow? Get your estimated IELTS Band Score now with our free 2-minute quiz. Want to get a guaranteed score increase on your next IELTS Exam? Check out our 3 Keys IELTS Online course. Check out our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
❖ Follow along with today's reading: www.esv.org/1Peter1:1–5:14 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org
In this episode of The Daily, we explore the rising cost of rigidity as new regulations and market shifts challenge supply chain agility. We analyze how the FRA caps non-English rail crews at 10-mile border zone to create cross-border capacity bottlenecks and discuss New legislation could upend truck broker margins by imposing steep surcharges on carriers with safety violations. Shippers face a difficult balancing act as Inventory management strategy shifts once again toward leaner models, potentially risking stockouts if demand spikes in 2026. Meanwhile, ocean carriers are adopting split strategies, with significant Ocean rates as the New Year promises a good ‘blanking' for US East Coast, driving up rates while West Coast capacity expands. In the equipment sector, REPOWR's data shows it cost more in ‘25 for a short-term dry van rental despite a weak market, driven largely by tighter network security efforts. Finally, we look at the Canada Post, mail carriers tentatively agree on labor deal, which secures weekend delivery but locks in operational rigidity by rejecting dynamic routing. We also briefly touch on the STB asks comments on ‘completeness' of rail merger application as regulators review the 7,000-page document regarding the UP-NS deal. This regulatory scrutiny adds another layer of complexity to an industry already grappling with rapid structural changes. Learn more about your ad choices. Visit megaphone.fm/adchoices
❖ Follow along with today's reading: www.esv.org/2Chronicles27–28;Revelation14;Zechariah10;John13 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org
DAY 23 — The Spirit & the ChurchPentecost shows us the risen Christ pouring out His Spirit and launching His unstoppable church. Today we see how the gospel moves from Jerusalem to the nations. What does it mean that God now dwells within His people? Advent reminds us we live on mission through the Spirit's power.
Finding it hard to drift off? Join Geoffrey by the fireside for a gentle Christmas sleep story, where we travel to the snowy English village of Cloverbridge. Bernard, the village postman, is finishing his rounds on Christmas Eve. As parcels are delivered and memories stirred, one small kindness and a broken clock quietly remind him of time, family, and the beauty of life's little moments. Settle in, get cosy, and let this warm, wintry tale ease you softly into sleep. Love Night Falls?
Rabbi Gordon studies one chapter a day from Maimonides' classic legal work of Mishneh Torah. The original Hebrew text is read and then translated and clearly explained in English.
Phil Tufnell, Jason Gillespie and Dawid Malan join Mark Chapman to reflect on England losing the Ashes in Adelaide after the Third Test. Are England professional enough? Does the English game value county cricket enough? And did they pick the right spinner?
In this episode, we meet Lon Milo DuQuette, who shares his lifelong journey in the Western hermetic and magical traditions, including his initiation into the teachings of Aleister Crowley. We also hear from EWP student Cassia Elderkin, who studies under Lon and is exploring magic as a form of liberatory praxis. The conversation centers around Lon's new book, The Tarot Architect: How to Become the Master Builder of Your Spiritual Temple, and explores how the tarot can be understood through the mystical teachings of Kabbalah as a cosmic, archetypal structure. Lon explains how these archetypes can be internalized and brought to life in one's psychic and spiritual practice. He situates tarot divination within a broader framework of magical and transformative practices, emphasizing its capacity to expand consciousness, attune intuition, and illuminate the messages of the unconscious. The discussion highlights the intersections between Western occult traditions and Eastern spiritual practices, showing how ceremonial magic and meditative yoga converge as complementary paths for self-exploration and transformation. Lon frames these traditions as technologies of self-examination, offering tools for cultivating awareness, creativity, and personal evolution. Toward the end, the conversation turns to the magical and transformative powers of art and creativity, underscoring the importance of self-observation in creative practice. Lon closes with his reflections on the future of Western esotericism, offering insights into its evolving role in contemporary spiritual and cultural life. Lon Milo DuQuette, also known as Rabbi Lamed Ben Clifford and by his neo-Gnostic bishop title of Tau Lamed, is an American writer, lecturer, musician, and occultist, best known as an author who applies humor in the field of Western Hermeticism. In 1972 he began pursuing his interest in mysticism, particularly the work of Aleister Crowley. He is on the faculty of the Omega Institute for Holistic Studies in Rhinebeck, New York where he teaches The Western Magical Tradition. Since 1975 DuQuette has been a National and International governing officer of Ordo Templi Orientis, a religious and fraternal organization founded in the early part of the 20th century. Since 1996 he has been O.T.O.'s United States Deputy Grand Master. He is also an Archbishop of Ecclesia Gnostica Catholica, the ecclesiastical arm of the O.T.O. DuQuette began writing professionally in 1988 and has since published 19 books (translated in 12 languages). Many of his books have been dedicated to analyzing and exploring the works of Aleister Crowley, an English occultist, author, poet and philosopher. He has written a number of successful books on topics in the Western mystical tradition including: Freemasonry, Tarot, Qabalah, ceremonial magick, the Enochian magick of Dr. John Dee, and Goetic spirit evocation. He is perhaps best known as "an author who injects humor into the serious subjects of magick and the occult." His autobiography, My Life with the Spirits, is currently a required text for two classes at DePaul University, Chicago. Lon's Website Book: The Tarot Architect: How to Become the Master Builder of Your Spiritual Temple The EWP Podcast credits • Connect with EWP: Website • Youtube • Facebook • Hosted by Stephen Julich (EWP Core Faculty) and Jonathan Kay (EWP PhD grad) • Produced by: Stephen Julich and Jonathan Kay • Edited and Mixed by: Jonathan Kay • Music: Mosaic, by Monsoon on the album Mandala • Introduction Voiceover: Roche Wadehra Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Want to know your English level? Take our free English fluency quiz. Find out if your level is B1, B2, or C1. Do you love Business English? Try our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of The Good Life EDU Podcast, Andrew Easton is joined by Kris Hagel, Chief Information Officer of Peninsula School District. Peninsula has been thoughtfully implementing artificial intelligence in K–12 education since early 2023. Now in their fourth year of AI work, Peninsula offers an honest look at what it takes to move beyond one-off trainings and instead build a sustainable, values-driven approach to AI adoption. Chris shares how early collaboration between instructional leaders and technology teams shaped the district's direction, why universal design for learning (UDL) remained non-negotiable, and how teachers—especially in English and social studies—have reimagined assessment by focusing on student process rather than just final products. The conversation also explores practical system-level considerations, including data privacy, vetted tools, local AI models, and the realities districts face when balancing innovation with responsibility. As the episode closes, Andrew and Chris wrestle with one of the most pressing and unresolved questions in education today: students' growing use of AI for companionship, mental health support, and social connection. Whether your district is just beginning its AI journey or refining systems already in place, this episode offers grounded insight, cautionary wisdom, and a reminder that meaningful change takes time, trust, and intentional leadership. To learn more about the tremendous work being done with AI in Peninsula Schools, visit https://psd401.ai/ to access all the resources discussed in this episode.
In Kim on a Whim, the crew dives into the story of a Pennsylvania bus driver fired for posting a sign banning Spanish on her bus. Kim breaks down the controversy, explaining the driver's claim that it was about stopping bullying, not discrimination. Marc and Kim debate whether the punishment fit the “crime,” calling out weak school discipline, zero-tolerance nonsense, and the breakdown of authority in classrooms and buses. Listeners chime in with their takes—some backing the driver, others suggesting cameras or better oversight. The takeaway: rules mean nothing when schools won't enforce them. #KimOnAWhim #SchoolBusControversy #DisciplineCrisis #MarkCoxShow
This week's topics: • Yoruba terms of endearment & romantic language • People from melting pot cities speaking English • Is it harder to learn when you're older • Working out more important than the actual answer • Speed and decent versus slow and excellent • The culture of Yemin • Wahala's joy of BBQing meat • Not socialising anymore • Dave Chappelle dismisses Bill Maher • Trump's Whitehouse ballroom • Controversy of comedians going to Saudi Arabia • The Bondi Beach shooting • Rob & Michele Reiner's murder • Trump's disrespectful presidential plaques • AJ v Jake Paul • Exhibition fights • Terence Crawford retiring • Crawford v Mayweather legacy • #StavrosSays : Errr, I'll fill in if I remember [?] Connect with us at & send your questions & comments to: #ESNpod so we can find your comments www.esnpodcast.com www.facebook.com/ESNpodcasts www.twitter.com/ESNpodcast www.instagram.com/ESNpodcast @esnpodcast on all other social media esnpodcast@gmail.com It's important to subscribe, rate and review us on your apple products. You can do that here... www.bit.ly/esnitunes
Why was Jesus born in Bethlehem, the least of all cities in Judah? Seventeen powerful, profound, prophetic answers to that question, woven together, create a stunning tapestry that conveys the glory of the incarnation. This brilliant light resulting from the unveiling of this divine mystery will illuminate your mind and heart with fresh wisdom from above.Comparative religion website: www.thetruelight.net Ministry website: www.shreveministries.org The Catholic Project website: http://www.toCatholicswithlove.org (English & Spanish) Video channel: www.YouTube.com/mikeshreveministries All audio-podcasts are shared in a video format on our YouTube channel. Mike Shreve's other podcast Discover Your Spiritual Identity—a study on the biblical names given to God's people: https://www.charismapodcastnetwork.com/show/discoveryourspiritualidentity Mail: P.O. Box 4260, Cleveland, TN 37320 / Phone: 423-478-2843Purchase Mike Shreve's popular book comparing over 20 religions: In Search of the True LightPurchase Mike Shreve's new book comparing Catholicism to biblical Christianity: The Beliefs of the Catholic Church
We sit down with Mark Drabkin, founder of "Yen Loans" - a Tokyo-based start-up focused on providing real estate financing to foreigners in Japanese Yen - INCLUDING for holiday homes, short term stay properties and even non-real estate businesses - and all this without them having to setup a Japanese corporate structure, deal with Japanese banks and their pesky compliance requirements - and get it all done in English!
Starting the morning off with God is the key to strength and success in your day!Join me in praying the Catholic morning offering, as well as hear meditations, learn about the saint of the day, and hear today's Scripture readings from Holy Mass.To sign up to receive a daily email of the Morning Offering through The Catholic Company, go to https://www.morningoffering.com/Excerpts from the English translation of The Roman Missal © 2010, International Commission on English in the Liturgy Corporation. All rights reserved.The Morning Glory Consecration Prayer is excerpted from "33 Days to Morning Glory: A Do-It-Yourself Retreat in Preparation for Marian Consecration" by Michael E. Gaitley, MIC, © 2011 Marian Fathers of the Immaculate Conception of the B.V.M., p. 137.If you have any comments, please email me at Deanna.pierre25@gmail.com.Support the show
Tim discusses the women of The Outsiders with Dr Jennifer Swartz-Levine, Professor of English, Lake Erie College. Website: https://directory.libsyn.com/shows/view/id/wrightonnetwork Patreon: https://patreon.com/wrightonnetwork Email: BatOutcasters@gmail.com Bluesky: @outcasters.bsky.social @timprice17.bsky.social @jswartzlevine.bsky.social Threads: @timprice17 To contribute for the GoFundMe for Mike W Barr, see https://www.gofundme.com/f/rally-for-mike-w-barrs-medical-care To learn more about the Siegel & Shuster Society, go to https://siegelandshuster.com/
Para escuchar a un colimbo común (Gavia immer) en la naturaleza durante el verano, tendrás que buscar un lago de agua dulce en el norte, donde haya una pareja anidando. Pero para encontrar ese mismo colimbo en el invierno, probablemente tendrás que buscarlo en una bahía de agua salada. Este cambio de agua dulce a agua salada mataría a la mayoría de los animales. Pero los colimbos –al igual que muchos patos y otras aves acuáticas– han evolucionado para lograr este cambio. Es posible que los adultos reproductivos aniden en agua dulce con el fin de ahorrar energía para criar a sus polluelos.Listen to this episode in English here. Más información y transcripción en BirdNote.org.¿Quieres más BirdNote? Suscríbete a nuestro boletín semanal. Regístrese en BirdNote+ para escuchar música sin publicidad y otras ventajas.BirdNote es una organización sin fines de lucro. Su donación deducible de impuestos hace posible estos espectáculos. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Early tales of the quaint and old traditions of celebrating Christmas that helped shape American Yuletide traditions, blending English customs with a new-world perspective. 'Old Christmas' by Washington Irving has the author traveling to the countryside and meeting an old schoolmate, who invites him home to spend Christmas at the family estate in this globally famous, truly iconic American Christmas story. Codex 3.2 A Cozy Christmas podcast available at https://amzn.to/48VUwPl Old Christmas by Washington Irving (audio) at https://amzn.to/4s3YfDo Old Christmas by Washington Irving (book) https://amzn.to/3MJgXzK Books by Washington Irving books at https://amzn.to/48ZJybG Washington Irving biography at https://amzn.to/4q2Dxla ENJOY Ad-Free content, Bonus episodes, and Extra materials when joining our growing community on https://patreon.com/markvinet SUPPOaRT this channel by purchasing any product on Amazon using this FREE entry LINK https://amzn.to/3POlrUD (Amazon gives us credit at NO extra charge to you). Mark Vinet's HISTORICAL JESUS podcast is available at https://parthenonpodcast.com/historical-jesus Mark's TIMELINE video channel: https://youtube.com/c/TIMELINE_MarkVinet Website: https://markvinet.com/podcast Facebook: https://www.facebook.com/mark.vinet.9 Twitter: https://twitter.com/MarkVinet_HNA Instagram: https://www.instagram.com/denarynovels Mark's books: https://amzn.to/3k8qrGM Audio credit: A Cozy Christmas Podcast "Old Christmas" by Washington Irving (Part 1 of 3, 13dec2024). Audio excerpts reproduced under the Fair Use (Fair Dealings) Legal Doctrine for purposes such as criticism, comment, teaching, education, scholarship, research and news reporting.See omnystudio.com/listener for privacy information.
Early tales of the quaint and old traditions of celebrating Christmas that helped shape American Yuletide traditions, blending English customs with a new-world perspective. 'Old Christmas' by Washington Irving has the author traveling to the countryside and meeting an old schoolmate, who invites him home to spend Christmas at the family estate in this globally famous, truly iconic American Christmas story. Codex 3.1 A Cozy Christmas podcast available at https://amzn.to/48VUwPl Old Christmas by Washington Irving (audio) at https://amzn.to/4s3YfDo Old Christmas by Washington Irving (book) https://amzn.to/3MJgXzK Books by Washington Irving books at https://amzn.to/48ZJybG Washington Irving biography at https://amzn.to/4q2Dxla ENJOY Ad-Free content, Bonus episodes, and Extra materials when joining our growing community on https://patreon.com/markvinet SUPPOaRT this channel by purchasing any product on Amazon using this FREE entry LINK https://amzn.to/3POlrUD (Amazon gives us credit at NO extra charge to you). Mark Vinet's HISTORICAL JESUS podcast is available at https://parthenonpodcast.com/historical-jesus Mark's TIMELINE video channel: https://youtube.com/c/TIMELINE_MarkVinet Website: https://markvinet.com/podcast Facebook: https://www.facebook.com/mark.vinet.9 Twitter: https://twitter.com/MarkVinet_HNA Instagram: https://www.instagram.com/denarynovels Mark's books: https://amzn.to/3k8qrGM Audio credit: A Cozy Christmas Podcast "Old Christmas" by Washington Irving (Part 1 of 3, 13dec2024). Audio excerpts reproduced under the Fair Use (Fair Dealings) Legal Doctrine for purposes such as criticism, comment, teaching, education, scholarship, research and news reporting.See omnystudio.com/listener for privacy information.
The Rush Hour Melbourne Catch Up - 105.1 Triple M Melbourne - James Brayshaw and Billy Brownless
The Poms again failed to deliver this summer - going down in straight sets in The Ashes. So we've compiled every time Billy baked the English cricket team in our 16 years on air.See omnystudio.com/listener for privacy information.
La radio divertida, informativa e interactiva. Locutor - Alberto Alonso Nivel - Intermedio/avanzado Alberto Alonso presenta un “variety show” que enseña inglés de una manera divertida, práctica, informativa y cargada de energía. El programa utiliza cultura popular y noticias actuales para enseñarte inglés. Alberto Alonso es presentador de English on the Go y Rumbo al Inglés en Aprende Inglés TV. Este bicho raro de padre español y madre americana se crió en Nueva York dónde trabajó como actor. ¿Por qué el programa no tiene nombre? No es porque Alberto sea un vago. Queremos que sea el público el que cree la identidad de este “nameless show”. Bienvenid@ a Vaughan Radio, la radio temática de Vaughan Systems, donde encontrarás una variada programación con noticias, cultura, gastronomía, ciencia, deportes, investigación, medicina, eventos y programas especializados, además de aprender o mejorar con el idioma inglés. Vaughan Radio es mucho más. Descubre cada día algo nuevo y diferente. Una alternativa a las radios generalistas. La radio bilingüe diseñada con programas de gran calidad. Un abanico amplio de contenidos dirigido a profesionales, directivos de empresa, estudiantes, profesores, niños y todo aquel interesado, no solo en perfeccionar el idioma inglés, porque en Vaughan Radio encontrarás, seguro, algún momento del día que se ajusta a tus gustos o necesidades.
La radio divertida, informativa e interactiva. Locutor - Alberto Alonso Nivel - Intermedio/avanzado Alberto Alonso presenta un “variety show” que enseña inglés de una manera divertida, práctica, informativa y cargada de energía. El programa utiliza cultura popular y noticias actuales para enseñarte inglés. Alberto Alonso es presentador de English on the Go y Rumbo al Inglés en Aprende Inglés TV. Este bicho raro de padre español y madre americana se crió en Nueva York dónde trabajó como actor. ¿Por qué el programa no tiene nombre? No es porque Alberto sea un vago. Queremos que sea el público el que cree la identidad de este “nameless show”. Bienvenid@ a Vaughan Radio, la radio temática de Vaughan Systems, donde encontrarás una variada programación con noticias, cultura, gastronomía, ciencia, deportes, investigación, medicina, eventos y programas especializados, además de aprender o mejorar con el idioma inglés. Vaughan Radio es mucho más. Descubre cada día algo nuevo y diferente. Una alternativa a las radios generalistas. La radio bilingüe diseñada con programas de gran calidad. Un abanico amplio de contenidos dirigido a profesionales, directivos de empresa, estudiantes, profesores, niños y todo aquel interesado, no solo en perfeccionar el idioma inglés, porque en Vaughan Radio encontrarás, seguro, algún momento del día que se ajusta a tus gustos o necesidades.
My guest today on the Online for Authors podcast is Jim Gulledge, author of the book Green Forest, Red Eath, Blue Sea. Jim Gulledge is the author of A Poor Man's Supper. The novella was selected for inclusion in the North Carolina Collection at UNC-Chapel Hill and the W.L. Eury Appalachian Collection at Appalachian State University. Over the course of his academic training, Dr. Gulledge earned an A.B. degree in Christian education from Pfeiffer University, an M.A. in English from Clemson University and a DMin in theological studies from Gordon-Conwell Theological Seminary. His career highlights included participation in the Adult Development Institute at Harvard University, the Fulbright German Administrators Exchange Program and the C.S Lewis Summer Residence program in Oxford, England. A life-long resident of the Carolinas, Jim and his wife, Linda, enjoy visiting with their four children and son-in-law and daily life with their miniature schnauzer, Luka. In my book review, I stated Green Forest, Red Earth, Blue Sea is a beautiful Southern fiction set of short stories. I fell instantly in love with these stories that take place in the state I call home - North Carolina. Each of the three stories takes place in a different part of the state and follow three connected families. The stories, though they take place during different times and in different places, stay connected through a family heirloom. Unlike most books I enjoy this one has many varied characters, so there isn't one character to fall in love with. Instead, readers fall in love with place. And Jim did an excellent job helping readers come to love North Carolina, from the green hills of the mountains to the red clay of the piedmont to the sandy shores of the ocean. I also enjoyed discovering how each family connected with one another and how they managed to cover the state in a few generations. We start in the mountains as trains bring change - meeting two young lovers whose time together is fleeting. Next, we find ourselves saving peaches from a deadly spring freeze. Can this couple eek out a living in the clay? The last story asks us to cheer for an orphan boy and the chance to find buried treasure against the backdrop of a tropical storm. And finally, catch a quick glimpse of a story yet to be told when a boy from the beach glimpses a girl from the mountains - and we feel that it will all start again. Jim tells a delightful series of stories, and you won't want to miss this book. It would make a great gift for any NC native! Subscribe to Online for Authors to learn about more great books! https://www.youtube.com/@onlineforauthors?sub_confirmation=1 Join the Novels N Latte Book Club community to discuss this and other books with like-minded readers: https://www.facebook.com/groups/3576519880426290 You can follow Author Jim Gulledge FB: @jim.gulledge.12 Purchase Green Forest, Red Eath, Blue Sea on Amazon: Paperback: https://amzn.to/4oI77Mw Ebook: https://amzn.to/47IXRAE Teri M Brown, Author and Podcast Host: https://www.terimbrown.com FB: @TeriMBrownAuthor IG: @terimbrown_author X: @terimbrown1 Want to be a guest on Online for Authors? Send Teri M Brown a message on PodMatch, here: https://www.podmatch.com/member/onlineforauthors #jimgulledge #greenforestredearthbluesea #southernfiction #shortstories #terimbrownauthor #authorpodcast #onlineforauthors #characterdriven #researchjunkie #awardwinningauthor #podcasthost #podcast #readerpodcast #bookpodcast #writerpodcast #author #books #goodreads #bookclub #fiction #writer #bookreview *As an Amazon Associate I earn from qualifying purchases.
Nevillize Lab is a daily Neville Goddard practice system – one imaginal technique, one NevilleGPT prompt, and one shift per day to help you live the Law consistently.Join the early waitlist here: nevillize.com---------Neville once said, “Assumption, if persisted in, will harden into fact.” That one truth is enough to change your life. The question is, how do you live from that place, day by day? That's exactly what Unlock God Mode was created to help you do.If you've been waiting for a sign to take Neville's teachings deeper and make them the rhythm of your daily life, this is it. Start your journey now: unlockgodmode.org. ----------------------Download the free Neville Goddard PDF Guide at manifestwithneville.com----------------------Neville Goddard: Release Barabas & Crucify Jesus (1957 Lecture) ***Download the free Neville Goddard PDF Guide at manifestwithneville.com - Discover the transformative power of Neville Goddard's wisdom with this FREE 60-page guide on his 12 timeless principles of manifestation and reality creation.★ Follow the podcast for daily lectures from the mystic Neville Goddard ★FREE RESOURCES:• Join the FREE Neville Goddard newsletter• Join the FREE Telegram Channel• Feeling is the Secret • Full Audiobook* * *The James Xander Trip Podcast:• Listen on Spotify• Listen on Apple Podcasts• Listen on YouTubeDIVE DEEPER:• The Unlock God Mode Course• The Infinite Wealth Guided Meditation* * *ABOUT NEVILLE GODDARD:Neville Goddard (1905-1972), was an English writer, speaker and mystic. He grew up in Barbados and moved to the United States of America as a young adult. Neville Goddard was perhaps the last century's most intellectually substantive and charismatic purveyor of the philosophy generally called New Thought. He wrote more than ten books under the solitary pen name Neville, and was a popular speaker on metaphysical themes from the late 1930s until his death in 1972.Possessed of a self-educated and uncommonly sharp intellect, Neville espoused a spiritual vision that was bold and total: Everything you see and experience, including other people, is the result of your own thoughts and emotional states. Each of us dreams into existence an infinitude of realities and outcomes. When you realize this, Neville taught, you will discover yourself to be a slumbering branch of the Creator clothed in human form, and at the helm of limitless possibilities.Neville's thought system influenced a wide range of spiritual thinkers and writers, from bestselling author Dr. Joseph Murphy to Rhonda Byrne and Wayne Dyer.He has inspired and continues to inspire millions of readers around the world.* * *SOCIALS:• Neville Goddard Newsletter• Neville Goddard Telegram• Neville Goddard Instagram• Neville Goddard Threads• Neville Goddard Twitter• Neville Goddard YouTube* * *ABOUT THE COURSEUnlock God Mode is a transformative 30-day course designed to accelerate your journey towards greater wealth, love, and success through a deeper understanding and manipulation of your reality. Comprising of 30 audio lessons, this course unfolds as a self-paced, introspective expedition into reality creation, aiding you in elevating your consciousness to what's referred to as the God Mode. Throughout this journey, practical tools will be provided daily to help enrich your life with more love, money, and success by altering your mental models and perceptions. This course combines theory and hands-on experience to create a unique deep dive into manifestation, consciousness, and reality creation. Join me on an extraordinary, 30-day adventure (1 lesson per day) and watch your reality transform. Begin the Unlock God Mode experience today »* * *Follow Neville Goddard on Telegram, Instagram, Threads, Twitter, and YouTube.★ Join the FREE Neville Goddard newsletter ★» For the Neville Goddard listener: Access the 30-Day Unlock God Mode Program «----------
In this festive episode, we celebrate the holiday spirit with classic literary readings from Dylan Thomas and Charles Dickens. Experience the magic of Thomas's "A Child's Christmas in Wales," a nostalgic and whimsical reflection on Christmas past, and dive into Dickens's "A Christmas Carol," a timeless tale of redemption and social critique. Join host Jack Eidt as we journey through these beloved works, capturing the essence of Christmases past and the hope for future celebrations. We include clips from Dylan Thomas: A Child's Christmas In Wales: https://youtu.be/zFSs2IdDmuU Recorded Feb 1952 in Steinway Hall in New York City A Christmas Carol: A Ghost Story of Christmas: https://youtu.be/vT3skWqpUMA?si=12kYQhqExUsN8rsx Author: Charles Dickens, This was produced by the Mormon Channel, Created in 2015. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Dylan Marlais Thomas (1914 - 1953) was a popular poet writing in English, and from Swansea, Wales. He is famous for his acutely lyrical and emotional poetry, as well as his turbulent personal life. The originality of his work makes categorization difficult. His works include the poems "Do not go gentle into that good night" and "And death shall have no dominion", as well as the "play for voices" Under Milk Wood. He also wrote stories and radio broadcasts such as the piece we share today, A Child's Christmas in Wales, as well as Portrait of the Artist as a Young Dog. Charles Dickens (1812 – 1870) was an English novelist, journalist, short story writer and social critic. He created some of literature's best-known fictional characters, and is regarded by many as the greatest novelist of the Victorian era. His notable works include the piece we excerpt today, "A Christmas Carol," as well as "Oliver Twist," and "Great Expectations," all still quite popular today. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes a column on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 243 Photo credit: Sol Etinge from Pixabay
Through the ESV New Testament in 90 Days with David Cochran Heath
❖ Follow along with today's reading: www.esv.org/Matthew6-8 ❖ The English Standard Version (ESV) is an 'essentially literal' translation of the Bible in contemporary English. Created by a team of more than 100 leading evangelical scholars and pastors, the ESV Bible emphasizes 'word-for-word' accuracy, literary excellence, and depth of meaning. ❖ To learn more about the ESV and other audio resources, please visit www.ESV.org
We're Yas and Phil dissect England's latest Ashes defeat, discuss Brendon McCullum's position, the structural problems with English cricket and more. 0:00 Timothy Taylor's / 0:50 Intro / 2:51 Brendon McCullum / 20:21 Australia / 30:37 Wisden POTY / 31:16 Structural issues / 46:23 NV Play / 57:55 Outro
Especially for Christmas, here's a repeat of one of our earlier Christmas stories. Written especially for this podcast by Alice. If you enjoyed this story, please do leave us a review. And, if you'd like to suggest an animal for a future Animal Tales story, you can do so by emailing podcast@animaltales.uk. We would love to hear from you. Animal Tales Books!Collections of Animal Tales stories are available to buy exclusively at Amazon. Simply search for Animal Tales Short Stories or follow this link: https://www.amazon.co.uk/dp/B0CLJQZ9C9?binding=paperback&ref=dbs_dp_sirpi Become a PREMIUM SubscriberYou can now enjoy Animal Tales by becoming a Premium Subscriber. This gets you:All episodes in our catalogue advert freeBonus Premium-only episodes (one per week) which will never be used on the main podcastWe guarantee to use one of your animal suggestions in a storyYou can sign up through Apple Podcasts or through Supercast and there are both monthly and yearly plans available. Discover a brand new story every Monday, Wednesday and Friday – just for you! You can find more Animal Tales at https://www.spreaker.com/show/animal-tales-the-kids-story-podcastA Note About The AdvertsIn order to allow us to make these stories we offer a premium subscription and run adverts. The adverts are not chosen by us, but played automatically depending on the platform you listen through (Apple Podcasts, Spotify, etc) and the country you live in. The adverts may even be different if you listen to the story twice.We have had a handful of instances where an advert has played that is not suitable for a family audience, despite the podcast clearly being labelled for children. If you're concerned about an advert you hear, please contact the platform you are listening to directly. Spotify, in particular, has proven problematic in the past, for both inappropriate adverts and the volume at which the adverts play. If you find this happening, please let Spotify know via their Facebook customer care page. As creators, we want your child's experience to be a pleasurable one. Running adverts is necessary to allow us to operate, but please do consider the premium subscription service as an alternative – it's advert free.
www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/In this quarterly roundtable episode of With Flying Colors, Mark Treichel is joined by former NCUA executives Dennis Bauer, Steve Farrar, and Todd Miller to break down the NCUA Q3 2025 Quarterly Credit Union Data Summary.The discussion highlights a key theme: the credit union system is gradually returning to a more normal operating environment after years of rate shocks, pandemic liquidity, and balance-sheet distortion.Key topics include improving net interest margins, rising non-interest expenses, and why ROA gains lag margin recovery. The panel examines growing pressure in auto and credit card portfolios, increased repossessions, and what delinquency trends suggest heading into 2026. They also explore liquidity stabilization, shifts in share mix, and renewed investment risk-taking as some credit unions bet on future rate cuts.Additional insights include CAMEL rating trends, HELOC utilization growth, differences between credit union and community bank performance, and what examiner behavior may look like amid NCUA staffing constraints.This episode is designed for credit union executives, board members, and risk leaders looking for plain-English interpretation of regulatory data—without spin or hype.