Podcasts about Chemical Bank

   Are you approaching the end of your primary career and wondering what comes next? It's a common dilemma, but what if there's a way to embrace this new chapter with purpose and excitement? In today's episode, we're joined by two incredible guests who've navigated this transition with success. Caroline Brecker, co-founder of Third Half Advisors, and Polly Chandler, a strength coach at the company, share their inspiring stories of how they reinvented themselves after leaving long careers to help others do the same. Caroline, with her extensive finance background, and Polly, a seasoned coach and facilitator, offer unique insights into how we can create the next phase of our lives with intention. Whether it's finding a new purpose through coaching, consulting, or simply embracing a new path, you won't want to miss this conversation about reimagining the rest of your life. Tune in to discover how to take that next step and thrive in your “third half!” — Watch the episode here Listen to the podcast here     What's Next? With Caroline Brecker And Polly Chandler How To Rewire Yourself How many of us have reached a point in our lives where our primary careers are coming to a close and we're trying to figure out what to do with the rest of our life? We have two guests, a bit of a switch who made the transition and started another great phase of their lives. Caroline Brecker is the Cofounder of Third Half Advisors. Her background includes many years in finance with Stints at JP Morgan Private Bank where she oversaw $40 billion. Polly Chandler is a strength coach at Third Hald Advisors. Her background as a seasoned coach, curriculum designer and facilitator who played a key role in launching one of the first NBA's sustainability in the country led to her involvement with Third Half Advisors. Welcome to the show. Thank you, Gail. Thank you. Many of us reach this point in our lives where we're in endpoint with our career and so many people I've talked to the years, flounder because you've been successful, enjoyed a career but you want to do something else and don't know what it is and what to do. Tell our readers, if you will Caroline. Where were you in your life when you decided to retire from JP Morgan Private Bank and you need to figure out what's next? Excellent question. I retired from Morgan after decades of being there. The organization had evolved to a much bigger enterprise and was a place         that I probably was ready to move on from in terms of my own personal growth. Coincidentally to that, my husband was retiring and a dear friend of mine, Campbell Garish who is the cofounder of Third Half was also stepping back from his firm. While I was doing consulting work, I was watching these two try to navigate the stepping back part and it was amazingly complicated.       Need For Transition Support I was surprised at how many fragmented resources or lack of resources there were out there, especially in a trusted environment way. Again, our longevity has changed so dramatically. Over the last century, we've gained 30 years practically in life longevity and to know the people would be floundering around for not just months but potentially years was striking to me and Campbell and my husband. It spoke to a need in the marketplace for some community to help people have a little light structure in thinking through this next chapter. It was a very compelling need and something I found deeply interesting from my own work with individuals and families. Polly, how about you? My transition very much came from an intentional activity of logging what was energizing and what was draining me. I kept track of it for several months while I was still the Chair of the Department of Management at Antioch University. Over time, I saw a pattern, which was what was energizing me most was coaching and mentoring students and faculty and transitions. What was draining me were some of the academic responsibilities and committees and things like that. I took a giant leap, reinvented myself and began my next career as a coach and facilitator then had the happy coincidence of meeting Campbell, and Caroline and became part of the team. How did you all meet? How did you meet Carolina and Campbell? They asked me to help with a workshop they were delivering because they had another facilitator who I had taught with. Unbeknownst to me, what I was stepping into, I was just headed off to Connecticut to do an hour and a half workshop for Third Half Advisors and before you know it, I was a major part of the team. I am honored to be a part of the work to help people find their way and get inspired and energized for their futures. Polly, it sounds like you had a very logical road map that you set up for yourself to figure out what to do next. Caroline, did you have that too or did you was your approach a little different? The irony is, that's the benefit of being a coach. Polly has a set of tools that she had was thinking through to make the transition for us, the people if you will. That's part of the challenge that we, Campbell, myself, my spouse, and other people in our peer didn't have a set of tools to help navigate this. People are so in love with the autonomy and freedom they have when they transition but, in some ways, they need that life structure and toolset also to help navigate. Our society has created this arc where we're considered “done” in our late 50s and early 60s, yet we potentially have an entire lifetime ahead of us to pursue meaningful work and purpose. It's a real teeter-totter between enjoying the freedom one has and creating a plan for yourself. That's what in Third Half Advisors we spent a lot of time creating. It's those tools and light structure to help people think through the blueprint that Polly just mentioned. It has been transformative for the people that we work with. Again, when I was transitioning as well as Campbell, it didn't seem like there was a lot out there to help people with that light structure. They're lots of tools for leaders who are actively involved in their workplace. In fact, there's lots of tools from adolescents in helping with transition but a remarkably few tools as page. Longevity & Lack Of Past Tools To your point about our longevity has changed so much, that's part of the reason that we never had those kinds of tools available to us. For me in my case, I had a marketing research consultancy for years and I got out of it because the industry was changing and my life had changed. I was on a vacation and they often say something you get ideas when you're taking a shower or flying in a plane or whatever. I was listening to a show of somebody I had met in New York and I thought, “I could do that. That's what I used to do. I used to interview people.” That's how I got started. It got the wheels cheering but it wasn't like there was a tool set out there for me either. It took a while. Gail, to your point about the longevity piece. If you're 60-year-old, you have a greater than 50% chance of living to 90 plus. That's a lot of time. Our society is created this arc of we're all done in our late 50s and early 60s, but we almost have a lifetime left potentially of what we could be doing. Society hasn't quite addressed that and we need to create more forums, trusted environments and tools for people to address all that time. What we found is what made people very successful in their careers in a quite different tool set for this next phase where people are grappling with authenticity. They want to be in a more portfolio life strategy, meaning it's not just one thing they're doing but a variety of things. I was going to add. The one thing we've noticed is that people don't even find the word retirement fits with this longevity. We're rewiring. Transition and we make transition through 2 or 3 more times before we pass away. The thing is, even that model of retirement doesn't fit with this model of longevity. On your website, you use the metaphor like a rugby match. I was wondering how you compare life to rugby match. I thought that was a great metaphor. Could you tell our readers a little bit about how that came about?         To be honest, I'm not a rugby player. Nor am I. Campbell was a rugby player at university. Campbell who couldn't be with us is also a co-founder of Third Half Advisors. As we were thinking about what a good name would be for this program, he was reflecting on his university days where rugby is one of the few games where the opposing teams go to the bar afterwards and enjoy the company of each other and the competition melts away. People just enjoy the camaraderie and the stories of the game, which is analogous to this dividend part of life and that, “This should be the best part of our lives when we are at a point where we can enjoy the fruits of our labor, the competition, and the warrior part of our life.” Reflect and enjoy each other and the community. Also, it's called the third half but in addition, it's that incongruity third half signaling math complication of later life. We don't know how long we're going to live. Is it a full half? It fit nicely in this celebratory third half, which is what rugby players call that and a little bit of the unknown for what this the stage of life is for many people. It stuck and we've continued to use that name. Polly, you're the strength coach. Tell us what that means. During major transitions, people often lose touch with what truly energizes them. They may recognize their talents but forget what they love to do most. Using StrengthsFinder All of the participants in our programs take the Gallup StrengthsFinder Assessment. This is a tool that we have found is incredibly empowering because sometimes, when people are in this big transition, they've lost track of what their greatest energy comes from. They may know their talents but they may have lost track of, what is it I love to do most of all? The StrengthsFinder assessment is a scientific based tool designed by a large group of organizational psychologists from Gallup that has high reliability and validity. Almost 5,000 people a day take it. What we know about it is that one people can name and their strengths, they have a much more likely to be successful and they can create a strategy that is going to be life-giving because they're in their strength zone. We use it as a tool for coaching, programmatic design, and also for just following and tracking our people to check in, how are you doing? Where are you getting stuck? Some of our greatest weaknesses are when we're misusing some of our greatest talents. Walk me through if somebody were come to Third Half Advisors. What happens initially? Tell our readers a little bit about your process. I'll just start because this is the part where I love. We sit with people, Caroline, Campbell and I and we hear their story. We listen in to hear like what's going on, what's going well, what's exciting you, what are you worried about, and where are you stuck. By listening to them and understanding where they're coming from, we can help direct them to which of our program options is going to be the best fit. We have a couple of modalities. One is virtual programming born with many organizations during COVID. We have a group program that is what we call the Blitz version, which is to chunky days of group conversation coupled with individual coaching. As Polly mentioned also, we have one-on-one coaching as well. There's an independent series that people can take. That's the virtual realm. In addition, we have in-person retreats. We have both our own and we work with affinity groups to have programs that lasts anywhere from one day to two and a half days. Those are also extracted. Where are those retreats held usually? They're all over the country. We've had them everywhere and continue to build that piece out because people seem to be craving getting together. As a follow-up, we have what we call Lift Series, which is topical information from experts. It's meant to be interactive on Zoom to help people follow up with things that are on their minds around managing the portfolio life. Age doesn't necessarily have a number—it depends on mindset. Some younger people act much older, and some older people remain youthful in spirit. For us, we are launching a executive women's membership group that's happening and then we will additionally be having a Third Half membership model in the fall. Again, that's to help people think about everything from creative pursuits to board membership, being a director to consulting work to work travel. Those are all the things we're working with clients on. I keep getting things on LinkedIn myself. I don't know if they're bogus or not, about, “We want you to be on our board or whatever.” I don't have an interest in that but I'm not sure they're even legitimate. It's through LinkedIn. I'm getting as well a lot of different types of solicitations. I'm not sure where they're not necessarily coming from. I would say the board work in general that they have is emblematic of what people love to do because it's flexible. It doesn't require a consistent obligation. The construct of it is nice because a couple times a year, potentially. You have a group of interesting people around a common goal in the company. Often, for public companies, there's either equity or potentially compensation associated with it. What I would say, though, is boards and board membership are not all created equally. To Polly's point, you want to be careful when you go on a board that it's a role that you want. If you spent your whole career on governance and that's not something that likes you up. Don't join a board where you're head of governance all of the sudden because filling a calendar for our group, what we're finding is that's not energizing. We want to be careful with our clients to make sure it's what they're moving towards of burning yes. Not just building their calendar with stuff to spend time on. The essence board work is appealing but it can be created in other ways like consulting and other types of flexible opportunities. To Polly's point, we want to make sure these are very individual conversations around what those next stage looks like. I would say no to people that are going the same way. Caroline, do you notice any trends among different ages? In other words, if people come to you who are, let's say, 65 or 75 maybe or maybe a little older. Are there any trends of what these people end up doing? It's interesting because I don't know if chronology is the factor more than curiosity. To me, I see amongst all age groups that curiosity dictates the next step. Clearly, people who are in their later 70s and 80s have slightly more challenging health experiences. They may also be with a partner who's having nice experience. That caregiving role is something that's entering in more explicitly for that age group but Polly, I'm curious about your thoughts as well. Not to sound cliché but age doesn't necessarily have a number because it depends on the mindset. There are some much better people who act much older and vice versa. Polly, maybe you want to add in your thoughts.         One of the beauties of the Third Half Advisors is we attract anybody from 40 years old to 80 years old and all points in between. It's the cross pollination of these different ages that has helped us to see that there are certain patterns. No matter where you are, whether you're 40 or 50 or 60 or just about to leave your job or been out of work for ten years. People can support, give guidance, and reflect. By being on this familiar path of transition, I would agree with Caroline. It's not so much how old you are as much as a mindset of, what is it I'm longing to do most of all that's going to give me a life filled with joy and energy? Who are the people I want to have walking with me on this journey? What we've noticed is we can have this beautiful pair of a 45-year-old sitting with a 68-year-old and have so much in common. It is those commonalities that they are able to build the next chapter for themselves. You're right. I live in a community where there's people of bearing ages and it is your commonality, whether I have friends who are older than I am or younger that draw you together. The commonality of purpose or feeling like you have a strong sense of purpose is ageless. We do know that there's 33% lower risk of a stroke and 22% of client for people cross the board who have those strong sense of purpose. That is very important no matter what age you are to keep that sense of purpose. That's why it's challenging to have the words like retirement, which means to withdraw. That is technically definition of it and we don't want anyone to be withdrawing. I don't like word senior. I wish they was another word for senior. The other thing that's complicated is the word reinvent because for many people, this is their shot at being authentic and it's not they have to reinvent themselves. It's more about finding the core of who they are and the values that resonate for them that maybe late all along. Some of our exercises take people back to early or dreams and hopes. What we do and why the Gallup StrengthFinder is so helpful is we're focusing on the positive people and the essence of them. We're not trying to change them or make them someone else necessarily. That's also important. Let me ask you this. When somebody comes to Third Half Advisors, the first step would be to maybe sit down with Polly or with Caroline or Campbell or whatever and you do this profiling and you help them figure out. What's the timeline on that? The community piece is so valuable, and the isolation people feel after leaving the workplace can be profoundly untethering. It's driven personally by our clients. Some people are, as you can imagine, we have some successful executives who want results right away. We have to manage those expectations, but sometimes it's a year-long process. This is definitely a very iterative process. Not a one and done type of thing. The timeline is person specific. We try to use tools that they can bring with them on the journey to for however long they want to be engaged in all the unique and wonderful things that a life has to offer. We give them a toolkit that they might use, helps them, they get started, and it can reimagine what's next. Three years from then, it might shift again because there's a change in health, location, or in family structure. They have this toolkit they can go back to and then they sometimes come back to us for a refresh or conversation or coaching session. We like to see ourself is not a one and done company. We want to get people launched in onto their next chapter and season of life but that's why we have these lifts series and retreats. We're trying to encourage people to come back because just like purpose. It's one of the things we all have in common, so is community and having strong sense of community is one of the key things to people traveling together on this. We find people coming to our retreats and they start to form friendships and support each other. We had an example where this group of women were on a retreat and there was a little affinity group of people who were taking care of their parents. They were talking about how hard it was. They were working and had parental care. About ten days after the session ended, one of them lost her father. The outpouring of love from the participants in this group sympathizing and empathizing, what can we do, we're here for you. It was unbelievable how quickly this group of people who had only spent two and a half days together rallied around this woman who lost her dad. That's so nice. That's a great story, Polly. It's powerful. Importance Of Community The community piece is so valuable and the isolation people feel after they leave their workplace is very profound for people and untethering. We talked about the honeymoon period of leaving your work and this dip part. Our job is help with the dip because it can feel very dislocating in the following months of changing workplace. It's been a pleasure talking to both of you. If there's anything else you'd like to tell our readers, they sure like to hear because this has been a fascinating conversation, useful and helpful. Anything else? It's been a pleasure.         The more that we can support each other in this phase of life and continue to reach out for help on this. It's important both for men and women. We hate to hear people silently suffering around this. We certainly hope that people do feel comfortable talking about this because it is a real and challenging thing that our society is facing. Age is a thing in our country and we need to pivot and think about what mastery and community looks like especially as people's families tend to disperse more and community and clan is changing for many people as they age. That was the basis for my starting this show. I feel that older people and we're living longer have so much wisdom to dispense and your life isn't over at 65. That's why I have a lot of older people on the show, too. Much older than you, Caroline and Polly, but it's been a pleasure. How would my readers reach you if they want to reach out to you? What's the best way? It's through our website that they're able to communicate with us. That's hopefully pretty obvious way to just contact us. The website is ThirdHalfAdvisors.com. Gail, you're doing wonderful work as well. Keep on as they say. Thank you, Caroline. It's a pleasure to meet you both. Thanks for inviting us. Bye-bye. Thank you, Gail. Important Links Caroline Becker on LinkedIn Polly Chandler Website Third Half Advisors   About Caroline Becker Co-Founder Accomplished executive, savvy networker, passionate advocate. After more than 25 years of experience in the financial services/investment world—with Bankers Trust, Chemical Bank, and the J.P. Morgan Private Ban—Caroline understands how to synthesize client needs, align them with sustainable solutions, and execute with precision.    About Polly Chandler Program Designer, Senior Coach & Facilitator Polly is expert in the Clifton Strengthfinder, a critical tool for those transitioning into their Third Half and a fundamental part of our core day. Polly helps people articulate their strengths in the context of what brings them joy and energy, providing clarity and direction for members of our community by connecting what people do well to their happiness and purpose.

Greetings Glocal Citizens! This week's episode has been in the making since Episode 122 (https://glocalcitizens.fireside.fm/122) guest, Natasha Moore (https://glocalcitizens.fireside.fm/guests/natasha-d-moore). I'm joined by interdisciplinary artist, choreographer, scholar and educator, specializing in dance forms of the African Diaspora, Winston Benons, Jr. He has extensive training in Afro-Cuban, Haitian, Afro-Brazilian, and Bomba dance, complemented by studies in Horton and Dunham modern dance techniques. He has curated and led intensive programs in culture and dance techniques in both New York City and Cuba. He is the Founder and Director of tRúe Culture & Arts, an organization dedicated to facilitating cultural exchanges, workshops, and academic residencies. His works and studies have explored the intersections between Theater and Performance Studies, Curation and Visual Culture culminating in his graduate thesis entitled Marked: The Racialization Of African Phenotypes And Creation Of An Embodied Archive. Also an educator, he served as a lecturer at Pace University and an adjunct faculty member at the Mason Gross School of the Arts at Rutgers University. He has also held guest faculty positions at Ballet Hispánico, Peridance, Djoniba Dance & Drum, and Cumbe. He is currently the US/MS IB Dance educator at Brooklyn Friends School (https://brooklynfriends.org). Recent choreography and direction credits include Amahl and the NIght Visitors (https://en.wikipedia.org/wiki/Amahl_and_the_Night_Visitors) and What Lies Beneath (https://en.wikipedia.org/wiki/What_Lies_Beneath) with On Site Opera (https://osopera.org/), where he also served as the cultural advocate. Most recently, he developed and performed part 1 of a series entitled Conversations with Rothko at the SMART Museum (https://smartmuseum.uchicago.edu/) in Chicago. Where to find Winston? the-culturalist.com (https://www.the-culturalist.com/) On LinkedIn (https://www.linkedin.com/in/winston-benons-jr-b131074/) On Instagram (https://www.instagram.com/wbenonsjr/) On Facebook (https://www.facebook.com/tRueCultureArts/?view_public_for=142096181671) What's Winson watching? Barry Jenkins, Moonlight (https://a24films.com/films/moonlight) and other works Dianne Reeves (https://diannereeves.com) Other topics of interest: From British Guiana to Guyana (https://en.wikipedia.org/wiki/Guyanese_people) The Country of Five People (https://en.wikipedia.org/wiki/Guyanese_people) Madeira Islands (https://en.wikipedia.org/wiki/Madeira) What's The Highline (https://www.thehighline.org)? How Chemical Bank became Chase Bank (https://en.wikipedia.org/wiki/Chemical_Bank#:~:text=In%201996%2C%20Chemical%20acquired%20Chase,be%20better%20known%2C%20particularly%20internationally.) ASWAD - Assocation for the Study of the Worldwide African Diaspora (https://www.aswadiaspora.org/) Wideman Davis Dance (http://widemandavisdance.org/) Special Guest: Winston Benons, Jr..

Peter Gleysteen, Founder, CEO & CIO at AGL Credit Management joinsyour host Brian Bejile, CEO of Octaura on The Ramp Up. Peter is a legend in thestructured credit industry, successfully navigating every economic cycle andmarket crisis since his career began in 1975. Pulling from his uniqueupbringing, Peter has honed the ability to shed a different perspective throughouthis career – leading him to launch innovations that laid the foundations of howtoday's loan market operates. With experience starting not one, but two buysideshops, Peter is an incredible wealth of knowledge. About PeterPeter Gleysteen is the Founder, CEO, and CIO of AGL Credit Managementwhich he established with the support of Abu Dhabi Investment Authority. AGLcreates and manages corporate credit investments including CLOs and privatecredit with managed assets of $16 billion.Gleysteen has over four decades of credit and management experienceand successfully navigated every economic cycle and market crisis since hiscareer began in 1975. Gleysteen's prior two employers were JPMorgan Chase &Co. and CIFC Asset Management.At JPMorgan Chase, and antecedent entities Chemical Bank and ChaseManhattan, Gleysteen was the lead banker on many of the largest LBO, M&A,and Restructuring financings in the 1980s and 1990s. He ran global loansyndications as Group Head of Global Syndicated Finance, was responsible forthe global corporate loan portfolio as Group Head of Global Capital Management,and then served as the Chief Credit Officer.Gleysteen was integral to the evolution of the bank loan asset classfrom inception, including making the first “B-Loan” in 1989 and conceiving andinstituting the “Market Flex” pricing convention in 1997.Gleysteen founded CIFC Asset Management in 2005 and managed it as CEOfrom inception to 2014 when it was sold. He served as Vice-Chairman and specialadvisor until 2016.Gleysteen formed AGL Credit Management in 2018 and launched it in2019. In 2024, AGL announced an exclusive private credit collaboration withBarclays Bank PLC.Gleysteen has a BA in History from Trinity College, a MBA, ExecutiveProgram, from the University of Chicago, and attended St. PetersburgUniversity, when Russia was the USSR. He is a member of the Council on ForeignRelations and a board member of Mystic Seaport Museum.

Elaine Agather is Chairman of the Dallas Region for JPMorgan Chase & Co. She also serves as the Central Region Head and Managing Director of The Private Bank at J.P. Morgan. Elaine joined Chemical Bank of New York in 1979, working in London, San Francisco, and New York until she relocated to Dallas in 1984. After the 1986 merger of Chemical Bank and Texas Commerce Bank, Elaine was promoted to Chairman of Texas Commerce Bank in Fort Worth in 1992 and joined the Private Bank to manage client advisory groups across the state in 1997. In 1999, she was elected Chairman and CEO of Dallas. On this episode, Elaine and Chris discuss: - Working with Jamie Dimon - Wealth Management 101 - Bank runs, cyber threats, AI, and the state of Banking We'd appreciate you filling out our audience survey, so we can continuously work on providing relevant content to our listeners.  https://www.thefortpod.com/survey Topics (00:00:00) - Intro (00:03:43) - Elaine's early career in banking (00:15:40) - Taking over an underperforming bank (00:18:46) - Elaine's rodeo career (00:28:11) - Working with Jamie Dimon (00:31:17) - Wealth Management (00:34:08) - How to transition wealth well (00:39:07) - The process of bringing in a generationally wealthy client (00:42:19) - The SVB & First Republic bank runs (00:45:04) - How to find an exceptional wealth manager (00:46:11) - Cyber threats, crypto & AI (00:48:40) - The state of banking (00:51:36) - DFW (00:55:03) - How do you know you've done a good job? (00:58:29) - Elaine's 8: Get over it Support our Sponsors Juniper Square: https://bit.ly/45yiYUqFort Capital: https://bit.ly/FortCapital Follow Fort Capital on LinkedIn: www.linkedin.com/company/fort-capital/ Chris on Social Media: X: https://bit.ly/3BYIjcH LinkedIn: https://bit.ly/45gIkFd   Watch The Fort on YouTube: https://bit.ly/3oynxNX Visit our website: https://bit.ly/43SOvys Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9jO  The FORT is produced by Johnny Podcasts

Will interviews the president & CEO of Tri-Star, Pavel Konency, about himself and his new position. Pavel grew up in the Czech Republic where he was going to school for engineering. Pavel also played tennis and was learning English at the time, which ended up leading him to Northwood University in Midland, MI. He ended up going for Business Management while playing tennis for the school in 1992. Pavel originally didn't have a plan to go into banking and finance, but he had a knack for numbers. He had a long career at Chemical Bank where the possibility of becoming CFO was tossed around. Some changes took place, and his path didn't become as clear as it once was. The co-founders of Tri-Star eventually reached out to talk about a potential plan for him to lead within five years.As a leader, Pavel makes it a point to invest in younger employees. He claims a rewarding part of his job is to watch someone grow while sharing wisdom and knowledge and giving them opportunities. When looking for potential employees, Pavel looks for soft skills along with technical skills, which a lot of younger employees proved to have. While Tri-Star is growing, Pavel comments they made it a point to expand in areas that attract people to downtown development. With locations such as the Saginaw and Midland office, there is opportunity to grab lunch at a small sandwich place or shop at local boutiques. Pavel also helps make sure the office environment is somewhere employees want to be rather than working from home. In his new position, Pavel is looking forward to continuing community involvement, creating value, and investing in futures while teaching about financial health.Connect with Pavel here:https://www.tristartrust.com/

Today's discussion with Kim Lew, President and CEO of the Columbia Investment Management Company, traverses her unique journey from her roots in the Bronx to managing a prominent Ivy League endowment. Kim shares her insights on navigating the intricate world of investment management, particularly in risk management and asset allocation. With a career marked by pivotal roles at entities like the Ford Foundation and Carnegie Corporation, her expertise brings a nuanced understanding of the interplay between market dynamics and organizational strategy. This episode explores how adaptability, intellectual curiosity, and understanding global trends shape successful investment approaches.   Key Topics: Kim's early career and transition to finance (2:59) Role at Chemical Bank and career progression (5:05) Experience at Prudential Capital and Ford Foundation (9:27) Shift to Carnegie Corporation and Columbia Investment Management (18:07) Challenges of managing a larger endowment (20:13) Aligning endowment goals with university values and ESG considerations (22:08) Comprehensive approach to risk management (26:54) Asset allocation and balancing public vs. private markets (34:06) The concept of future-proofing investment strategies (41:19) Organizational behavior in asset management (48:54) Importance of intellectual curiosity in team members (55:11) Kim's book recommendations (1:01:01) And much more! Mentioned in this Episode: Columbia Finance The Worlds I See: Curiosity, Exploration, and Discovery at the Dawn of AI by Fei-Fei Li Quit: The Power of Knowing When to Walk Away by Annie Duke Hidden Potential: The Science of Achieving Greater Things   Thanks for Listening!   Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. And feel free to drop us a line at valueinvesting@gsb.columbia.edu.   Follow the Heilbrunn Center on social media on Instagram, LinkedIn, and more!

In questo Best of riascoltiamo un estratto dell'episodio 79 con Roberto Parodi. Laureato nel 1987 in Ingegneria Meccanica al Politecnico di Torino ed ex dirigente di banche estere, è un giornalista e scrittore specializzato in libri di viaggio. Da un punto di vista professionale, gran parte della sua carriera si è svolta come dirigente di banche estere, tra cui la Chemical Bank, la Chase Manhattan Bank, la JP Morgan e la Société Générale dove si è occupato di Investment Banking. Nel 2012 decide di dedicarsi completamente alla scrittura e al giornalismo e fino al 2019 conduce sei stagioni di Born To Ride sulle reti Mediaset e Diario Della Motocicletta su Rai 2. Per tre anni è stato direttore responsabile della rivista Riders. Oggi è anche content creator di successo sui social e conduce il podcast "Chiedi alla strada".

Laureato nel 1987 in Ingegneria Meccanica al Politecnico di Torino ed ex dirigente di banche estere, è un giornalista e scrittore specializzato in libri di viaggio.Da un punto di vista professionale, gran parte della sua carriera si è svolta come dirigente di banche estere, tra cui la Chemical Bank, la Chase Manhattan Bank, la JP Morgan e la Société Générale dove si è occupato di Investment Banking.Nel 2012 decide di dedicarsi completamente alla scrittura e al giornalismo e fino al 2019 conduce sei stagioni di Born To Ride sulle reti Mediaset e Diario Della Motocicletta su Rai 2.Per tre anni è stato direttore responsabile della rivista Riders.Oggi è anche content creator di successo sui social e conduce il podcast "Chiedi alla strada".

Laureato nel 1987 in Ingegneria Meccanica al Politecnico di Torino ed ex dirigente di banche estere, è un giornalista e scrittore specializzato in libri di viaggio.Da un punto di vista professionale, gran parte della sua carriera si è svolta come dirigente di banche estere, tra cui la Chemical Bank, la Chase Manhattan Bank, la JP Morgan e la Société Générale dove si è occupato di Investment Banking.Nel 2012 decide di dedicarsi completamente alla scrittura e al giornalismo e fino al 2019 conduce sei stagioni di Born To Ride sulle reti Mediaset e Diario Della Motocicletta su Rai 2.Per tre anni è stato direttore responsabile della rivista Riders.Oggi è anche content creator di successo sui social e conduce il podcast "Chiedi alla strada".

Mohamed has over 25 years' experience in banking. He specializes in Treasury Management, Revenue Management, and Commercial Deposits strategy. He held leadership role in the payments, commercial deposits, and liquidity management with several banks. In his current role, he is in charge of Revenue Management and Product Development at Chemical Bank. As a senior leader in strategy and product management, his daily responsibilities include developing and overseeing strategies for Commercial deposits and liquidity management in addition to implementing new Treasury Products. He has been a speaker at Windy City TM Conference, McKinsey Cash Management, Regional AFPs, and other Treasury Management conferences. He earned a Master's degree in Business Administration and another one in Sciences of Accounting from the University of Central Florida. He is a Certified Treasury Professional and a member of the AICPA and AFP

Mohamed has over 25 years' experience in banking. He specializes in Treasury Management, Revenue Management, and Commercial Deposits strategy. He held leadership role in the payments, commercial deposits, and liquidity management with several banks. In his current role, he is in charge of Revenue Management and Product Development at Chemical Bank. As a senior leader in strategy and product management, his daily responsibilities include developing and overseeing strategies for Commercial deposits and liquidity management in addition to implementing new Treasury Products. He has been a speaker at Windy City TM Conference, McKinsey Cash Management, Regional AFPs, and other Treasury Management conferences. He earned a Master's degree in Business Administration and another one in Sciences of Accounting from the University of Central Florida. He is a Certified Treasury Professional and a member of the AICPA and AFP

MTG got $180 G's in PPP on barely a GED, and she wanna talk about me? • FAKE, FAKE...RECORDS, RECORDS!!!

Small businesses are often overlooked or marginalized, which makes it difficult for them to Survive and THRIVE. I'll be talking with John E. Harmon, Sr. IOM about Economic Empowerment Through Entrepreneurship. John E. Harmon, Sr. IOM has served as the Founder, President and CEO of the African American Chamber of Commerce of New Jersey (AACCNJ), since 2007. In this role he works to identify strategic partnerships in both the public and private sector to connect AACCNJ members and supporters to resources and opportunities to grow. Harmon's prior experience includes founding a transportation company 1989 and working in finance at both Chemical Bank and The Bowery Savings Bank. Every Tuesday evening on Leadership LIVE @ 8:05! - Talking Small Business, your host Andrew Frazier is joined by experienced entrepreneurs and business owners who share their secrets to success via Livestream. You will learn about developing your business leadership skills from our roster of high-performing guest experts. Leadership LIVE is one of the many valuable resources provided through the Small Business Pro University empowering business owners to learn, profit, and grow. www.SBProU.com

Saul was a genius—a business phenomenon who went to Wharton at sixteen, had a publicly-traded company by the end of his twenties, and led a “Halston kind of life” dating models and going to Studio 54—but the gentile establishment stood in his way when he went after august institutions like the Chemical Bank. Learn more about your ad choices. Visit megaphone.fm/adchoices

Starting the next dance craze is not an easy task. I looked into it and studied all the angles. My spirit got broken though after many friends pointed out that though my intentions of making one happen may be pure, eventually, the line dance crowd would appropriate it.   "Wait. People still line dance?" "Yes," I was informed. "And now they do it to Kid Rock." That killed whatever idea I had for trying to get a new dance craze starting right then and there. What You'll Hear: The Split Ends – Rich With Nothing  Body Shop – Elevator  Fire Engines – Everything's Roses  Nick & the Nod – Com ID  -words from your host-  Mini Skirt – With Your Hands  Toby King – Itch & Scratch  Tin Foil – Power Pointer  Can Kicker – Desire  -words from your host-  Leopardo – Tell Me  Bangzz – Love  Dream Syndicate – Some Kinda Itch  Blowers – Exterminate  -words from your host- Chemical Bank - The Inconsistent  Isaiah Owens – If It Wasn't For The Lord  Red Krayola – Green Of My Pants  The Scientists – Naysayer  -words from your host- OK Satan – I Don't Care  M.A.Z.E. – Spread The Disease  Germ House – Bottled At The Source  Clock DVA – Relentless  -words from your host-     We glady accept tips! Get even more Smashin' Transistors action at    Facebook, Tumblr, Twitter and Instagram

Lacy Rice and John Coe Bio Lacy Rice, Co-Founder and Managing Partner of FCP, manages the company’s for-sale and for-rent residential acquisitions. Mr. Rice has 34 years of experience in real estate investment and corporate finance and serves on FCP’s Investment Committee. Prior to founding FCP, Mr. Rice was a Principal at The Carlyle Group. He served on the company’s real estate fund’s Investment Committee. Prior to Carlyle, Mr. Rice worked at companies including Alex. Brown, Haas & Haynie Corporation and Chemical Bank. Mr. Rice is an NMHC Board Member and member of the NMHC Affordable Housing Council and is a member of the Urban Land Institute. He serves on the Board of The Boys & Girls Clubs of Greater Washington and is a former member of the Board of Shepherd University, the BB&T Advisory Board, and the Mercersburg Academy Alumni Council. Rice was Board Chairperson of American Community Properties Trust (NYSE: APO), a public real estate company FCP purchased and took private. He received his MBA from Harvard Business School and BA from Princeton University. Show Notes Current Role Founding Partner spending time with strategic direction and residential development and debt team. Breadth of strategies within office and multifamily sectors. (6:20) Origins & Education Origins- Grew up in Martinsburg, WV. Great grandfathers miners and farmers and their sons were lawyers (8:00) Realized that law wasn’t a good choice (8:30) Gateway to Shenandoah Valley (9:00) B&O Railroad- textile and limestone mining (9:10) Dad was a labor lawyer representing the companies where miners were striking (9:50) Interested in law going to college (10:45) Mother was a teacher and took care of family (11:00) Grandfather lived with them (11:20) Attended Mercersburg Academy– Coach from Martinsburg recommended him (11:50) Life changing experiences there (12:15) Incremental decision to go to Mercersburg (13:15) Recruited at Princeton for lacrosse and football (13:40) Attended Princeton University (14:00) Assumed he was the dumbest person that went to Princeton, but locker room in football he realized he wasn’t alone (14:45) Division 1 athletics and academically challenging (15:30) History major (16:20) Career Trajectory Career- Chemical Bank training program (17:00) Credit training from a banker’s perspective (17:20) Opportunity to go to regional office- went to San Francisco (18:00) Two years there (18:30) Pursued an MBA at Harvard Business School (19:20) Wait listed at Stanford (19:30) While in China on a backpacking trip he heard he’d gotten into Stanford (had a long chat with his Dad about attending Harvard) (19:45) Out of HBS he had offers from investment banks, but his girlfriend wanted to out west again (21:40) Joined a classmate (Tad Buchanan) to look at land opportunities in the Bay Area to buy random sites that were sold by Sears for single family homes (22:10)

Jim Turner is currently a Partner and Head of Business Development for TIP Excise, LLC, a leading specialty tax consulting firm dedicated to recovering Fuel Excise Tax overpayments for its clients, on a success fee basis.  TIP has been a leader in this niche for nearly 20 years. Prior to joining TIP Excise in 2018 as an investor, Jim was Managing Partner of Buffalo Capital Partners, LP, a boutique private equity firm focused on investing in and managing lower middle market companies.  Prior to Buffalo Capital, Jim was a Principal at Ardshiel Inc. a middle market private equity firm based in New York, with $300 million under management. Jim began his career at Chemical Bank (now JP Morgan in NYC).  In addition, he has been on the Board of Directors of over 12 companies, has held the post of CEO or CFO in 3 different companies, and has started 6 companies in a variety of industries. Jim graduated from Amherst College, and lives in Houston with his wife and 2 children.  He is actively involved in several charitable organizations, especially those supporting special needs children.

With more than 25 years of experience, Krista Flynn is the Regional President of TCF’s West Region, a position she has held since joining its predecessor, Chemical Bank, in July 2018. TCF happens to be the largest financial institution headquartered in Michigan. Krista will soon become the West Michigan regional president of Huntington Bank, once the merger goes into effect on June first. Krista is also very involved in West Michigan, sitting on numerous boards. One of her passions is helping others succeed. She especially likes to give back to the next generation. Krista also loves a particular quote from Madeleine Albright-listen to find out what it is! Krista Flynn is today’s guest on Powerful Women: Let’s Talk! Powerful Women: Let’s Talk is created by WGVU NPR and made possible by WGVU NPR sustaining monthly donors. Become a sustaining monthly donor now at wgvu.org/donate to support WGVU NPR’s local programs, including Powerful Women: Let’s Talk.

This is a special episode discussing how to build successful business relationships. In this episode, Gina Cocking, is joined by featured guest Willard Bunn, a managing director at Colonnade Advisors. Willard has previously served as chairman, chief executive, and director of several commercial banks. He has held numerous board positions and has extensive experience as an investment banker. Willard has the ability to build deep relationships with potential clients and industry professionals, resulting in seemingly effortless marketing. One of the key takeaways from this episode is that trust is a critical factor in building a successful business relationship. In this episode, Willard addresses the following questions as related to building business relationships: Before you meet somebody for the first time, do you do any special preparation beforehand? (02:02) Willard: "Yes, there is so much information available on LinkedIn and other sources. When I meet people for the first time, I will search for them and extract what I can. It's helpful when you show up at a luncheon table to know who exactly you're talking to." How do you prepare when you don't know you're going to meet a person? For example, when attending conferences with hundreds of people in a room. (03:11) Willard: "I have found the best icebreaker has always been to ask. ‘What is your business? What do you do?’ Because there is nobody on the planet who doesn't want to talk about his or her business. Once you get that laid out, then you know where to go with the next question." Once you have met a person and chatted for a few minutes, how do you continue with that relationship? What type of follow-ups do you do? (03:57) Willard: "Normally, the follow-up would be an email of some sort. In the email, try to grab onto something in the conversation because that person has met a lot of people that evening, too." How soon do you generally follow-up with someone that you have met? (04:53) Willard: "I try to follow up quickly with an email, so the image is still in their mind. I also think it's helpful to attach something to the email. For example, for Colonnade's marketing, attaching a podcast episode or white paper would be helpful because it gives them an idea of who you are and the company." Do you have any strategies for cold calling or emailing people? (04:53) Willard: "If you are reaching out to someone for the first time, it is a good idea to attach a piece of work that you have done. For people that you're in touch with regularly, it is a good idea to attach a current update to the piece of work. This kind of process can stretch over the years. Building these relationships take time." When you do outreach and do not get a response, how long do you wait before you reach out to somebody again? What strategy is there without making the person feel guilty but reminding them that you're there? (08:19) Willard: "These are situational. I think once a quarter is probably sufficient time to give some downtime, but not to let it lapse either." What are other successful maintaining relationship strategies have you encountered? (09:21) Willard: "When I was running a bank, I was the target for investment bankers, and one of the bankers would send a non-business book every Christmas. I always thought that was a good way to keep in touch via a non-aggressive Christmas present." How do you prioritize maintaining relationships with people? (11:35) Willard: "One of the things that I noticed in the investment banking business was the bifurcation of time. When you get busy with current active deals, how do you simultaneously keep in touch with prospects? It's like everything else in life, you have the work you have to do right now in front of you, but you also have a list on the side of prospects. Communication now is much easier than ten years ago, which makes reaching out to prospects to keep in touch much easier." How do you reach out to people that you have not interacted with much? (13:26) Willard: "During non-COVID times, Chicago offered various events that allow people to meet. One medium that I have used in the past was the speaker dinners at the Economic Club. It gives you an informal, non-threatening environment to try to further a relationship." How do you build trust in a relationship? (15:18) Willard: "That is an important concept. People hire you because they trust you and feel you understand their business. It is hard to know what triggers trust. In my particular case, on the investment banking side, the people we represented, I knew well over several years. When you see how people behave in restaurants with waiters, how they behave on the golf course, and all that kind of stuff, that adds up to form a standpoint that I know this person and trust them, particularly, I can trust them to tell me the truth." Gina: "We also talked about how follow-ups after meeting a person can build trust. It's a good way to start building trust." What is one way to distinguish yourself when following up with business prospects? (18:39) Willard: "You distinguish yourself by actually doing something you said you were going to do. It is super simple, but not everybody does that." How often do you use handwritten notes, and when and why do you do that? (19:45) Willard: "In meaningful situations, I think a handwritten note is a very nice idea. It shows a little extra effort." Gina: "When I left Discover Financial Services, I wrote some of my colleagues handwritten notes a few days before I left. Then, I noticed several people had my note in their cubicles. I think because it was an unusual thing. People kept it and remembered it." What are your thoughts on postcards? (21:26) Willard: "Postcards are a very nice thing to send to people because it lets them know you're thinking of them in out of the way places." We all have limited hours in a day; how do you politely decline someone who reaches out to you, but you may not be in the best position to have a conversation with them? (23:00) Willard: "If someone wants your opinion about something, that is a nice compliment, so you don't want to seem ungrateful. If time is limited, tell the truth that it isn't anything you want to get involved with right now." Do you have any advice for people who are starting their careers and starting to build professional relationships? (25:31) Willard: "I'll give a piece of advice that I got from my father-in-law. When I was working in New York in the 70s, he advised me that I should get out every day and have lunch with somebody, and I did. Some of those lunches have led to great business ideas. My main point is to make sure you are out there seeing people, and lunch is a good time to do it." Featured guest bio and contact information: Willard Bunn III Email: wbunn@coladv.com Willard Bunn III joined Colonnade Advisors as a Managing Director in 2012. Willard has served as chairman, chief executive, and/or director of several commercial banks in the course of his 40-year career. Willard's long career in the banking industry began at Chemical Bank in New York before returning to Springfield in 1978 to serve as Executive Vice President and eventually Chairman and Chief Executive Officer of Marine Corporation, a multibank holding company with $1.2 billion of assets. Following Marine's merger with Banc One, Willard was appointed Chairman and Chief Executive Officer of Banc One Illinois Corporation, which he held until 1994. Willard went on to serve in various management positions with two investment banking firms. Willard served as a Director of Baytree Bank of Lake Forest, Illinois, from its founding in 2000 and as Chairman of the Bank from April 2010 to August 2012. Willard serves on the Board of Directors of CIB Marine Bancshares, Inc., a bank holding company based in Waukesha, Wisconsin, that operates banking offices in Illinois, Indiana, and Wisconsin. He also serves on the Boards of Midland National Life Insurance Company and North American Company for Life and Health Insurance, insurance subsidiaries of the Sammons Financial Group. In addition, Willard is Chairman of the Board for the Poetry Foundation, a literary organization, and a Poetry magazine publisher. He serves as an advisory director of Chicago-based Campus2Career Transition Services and a member of The Banc Funds Company's valuation committee. Willard holds a BA from Princeton University and an MBA from the University of Virginia. In addition, he has the Series 79 securities license. Host Information Gina Cocking Gina Cocking serves as the Chief Executive Officer of Colonnade Advisors. She returned to Colonnade as a Managing Director in 2014. Gina began her career in investment banking at Kidder Peabody, was an analyst at Madison Dearborn Partners, and an associate at J.P. Morgan & Co. She was a Vice President at Colonnade Advisors from 1999 to 2003. She left Colonnade to gain operating experience as the Chief Financial Officer of Cobalt Finance, a specialty finance company. She went on to become the Chief Financial Officer of Healthcare Laundry Systems, a private equity-backed company for which she oversaw the successful sale to a strategic acquirer. Gina served as the Line of Business CFO – Consumer Banking and Lending at Discover Financial Services. Gina serves on the Board of Directors of CIB Marine Bancshares, Inc., a bank holding company based in Brookfield, Wisconsin, that operates banking offices in Illinois, Indiana, and Wisconsin. Gina received her BA in Economics and an MBA from the University of Chicago. Additionally, Gina holds the Series 24, 28, 79, and 99 securities licenses. Jeff Guylay Jeff Guylay is a Managing Director of Colonnade Advisors. Prior to joining Colonnade in 2000, Jeff was an investment banker at J.P. Morgan in the firm's Mergers & Acquisitions and Fixed Income Capital Markets groups in New York. He also spent several years in J.P. Morgan's Chicago office. Jeff has over 20 years of M&A and investment banking experience and has served as lead execution partner on over 25 M&A and financing transactions at Colonnade. Jeff received an MBA from Northwestern University's Kellogg Graduate School of Management and a Master of Engineering Management from the University's McCormick School of Engineering. Jeff received a BA from Dartmouth College and a BE from Dartmouth's Thayer School of Engineering. Jeff holds the Series 7, 24, 63, and 79 securities licenses. Jeff serves as a director of the non-profit Nurture, an organization dedicated to enhancing the nutrition and wellness of children and families. About the Middle Market Mergers & Acquisitions Podcast Get the insiders' take on mergers and acquisitions. M&A investment bankers Gina Cocking and Jeff Guylay of Colonnade Advisors discuss the technical aspects of and tactics used in middle market deals. This podcast offers actionable advice and strategies for selling your company and is aimed at owners of middle market companies in the financial services and business services sectors. Middle market companies are generally valued between $20 million and $500 million.

In this episode, I discuss the suspected ramifications of The Chemical (TCF) Bank. --- Support this podcast: https://anchor.fm/brendaksanders/support

I discuss the negative meaning of the Chemical Bank, TCF, and how it correlates with the military chemical attacks. I also discuss the Cobo Hall designation as "TCF Center". --- Support this podcast: https://anchor.fm/brendaksanders/support

Our guest this week is Dr. Burton Malkiel. Dr. Malkiel is the Chemical Bank chairman's professor of economics at Princeton University. And he's also author of the widely influential investment book, "A Random Walk Down Wall Street." He's also the Chief Investment Officer at Wealthfront. He's a longtime professor in economics at Princeton, where he was also chairman of the economics department. Before that, he was the dean of the Yale School of Management, and William S. Beinecke Professor of Management Studies there from 1981 through 1988. Dr. Malkiel has served on boards of directors of several firms, including the Vanguard Group and on the investment committees of Active Investment Advisors, and the American Philosophical Society. Dr. Malkiel began his career in the investment banking department of Smith Barney & Co. He holds a BA and MBA degrees from Harvard and a PhD from Princeton University.Bio and BackgroundDr. Malkiel's bio Malkiel. B.G. 2020. “A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing” (Twelfth Edition).” (New York: W.W. Norton & Co.).Dr. Malkiel’s WealthFront blog Retirement IncomeThe 4% spending rule 10-year Treasury yieldAsset AllocationRiquier, A. 2020. "Investing legend Burton Malkiel on day-trading millennials, the end of the 60/40 portfolio and more.” MarketWatch. July 15, 2020.Wealthfront portfolio construction methodologyMalkiel, B.G. 2015. “How Much Should We Invest in Emerging Markets?” WealthFront blog; April 14, 2015.Equity ValuationCyclically adjusted price/earnings ratio Malkiel, B.G. 2020. “It’s a Good Time to Stock Up.” The Wall Street Journal; April 7, 2020. Finke, M. 2020. "The Remarkable Accuracy of CAPE as a Predictor of Returns.” Advisor Perspectives. July 20, 2020Equity risk premium data; Damodaran OnlineGlobal CAPE ratio data; Star CapitalActive/PassiveMorningstar Active/Passive Barometer Rekenthaler, J. 2018. "The Paradox of Skill.” Morningstar. Dec. 17, 2018.Factor InvestingGoldman Sachs ActiveBeta US Large-cap EquityVanguard US Multifactor ETFRisk ParityWealthFront Risk Parity ESGKinder Morgan; Morningstar analysisKinder Morgan; Sustainalytics analysis Facebook; Morningstar analysis Facebook; Sustainalytics analysis

Burton Gordon Malkiel is an American economist and writer, most famous for his classic finance book A Random Walk Down Wall Street (now in its 12th edition).  He is the Chemical Bank chairman's professor of economics at Princeton University and is a two-time chairman of the economics department there. Dr. Malkiel is a leading proponent of the efficient-market hypothesis, which contends that prices of publicly traded assets reflect all publicly available information, and one of the original thought leaders of that lead to the creation of index funds.    Dr. Malkiel served as a member of the Council of Economic Advisers (1975–1977), president of the American Finance Association (1978), and dean of the Yale School of Management (1981–1988). He also spent 28 years as a director of the Vanguard Group. He currently serves as Chief Investment Officer for Wealthfront Inc. a software-based financial advisor, and as a member of the Investment Committee Member for IRA Rebalance, an investment advisory firm.    This podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost.   The organization's free website is Bogleheads.org and the wiki site is Bogleheads® wiki. Bogleheads sites are operated by volunteers who contribute time and talent. Donations help defray operating costs.   Since 2000, the Bogleheads' have held national conferences in major cities around the country and currently meet in Philadelphia in the autumn of each year. There are 56 Local Chapters in the US and three Foreign Chapters that also meet regularly. New Chapters are being added on a regular basis.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012.

Are you ready to be a more effective salesperson or sales manager? Stephen Schiffman is the author of “Cold Calling Techniques” and “The 25 Habits of Highly Successful Salespeople.” He’s trained more than half a million people at over 9,000 companies including AT&T, Chemical Bank, IBM, Sprint, and US Healthcare.In this interview, Stephan covers everything from collecting leads, to placing cold calls, to managing the first meeting, to getting the second meeting, to managing the entire sales process. If you want to get more sales in your business, then this is an interview you don’t wan to miss!

Not much thought is always given to exactly what puts the “community” in “community banking.” But the renaissance in arts, technology, culture and entrepreneurial spirit in Detroit goes hand in hand with financial services leadership. It also illustrates beautifully the role banks can play in shaping a modern urban comeback story. Chris McComish, chief banking officer, consumer and wealth management at Chemical Bank, talks about how his institution has worked to foster relationship-driven growth and prosperity, and offers insight into an upcoming merger with another midwestern bank.

Not much thought is always given to exactly what puts the “community” in “community banking.” But the renaissance in arts, technology, culture and entrepreneurial spirit in Detroit goes hand in hand with financial services leadership. It also illustrates beautifully the role banks can play in shaping a modern urban comeback story. Chris McComish, chief banking officer, consumer and wealth management at Chemical Bank, talks about how his institution has worked to foster relationship-driven growth and prosperity, and offers insight into an upcoming merger with another midwestern bank.

Phil Shawe co-founded TransPerfect in 1992. Today, TransPerfect is a global family of companies and the world's largest privately held provider of language and business services. Shawe oversees the day-to-day operations of the company, headquartered in New York City. Under Shawe's leadership, TransPerfect has received numerous awards and distinctions. The company is a three-time honoree of the Inc. 5000 Award, a six-time honoree of the Deloitte Technology Fast 500, and has earned multiple Stevie Awards for Sales and Customer Service. Crain's New York Business has ranked TransPerfect as one of the largest privately held companies, as well as one of the largest women-owned companies, six years in a row. TransPerfect was also three times named one of the fastest-growing women-owned/led businesses in North America by Entrepreneur and the Women Presidents' Organization. In 2008, Shawe was named to the prestigious “40 Under 40 list” by Crain's New York Business. He sits on the Board of Directors for Girls Who Code, an organization with a single mission: to close the gender gap in technology. Shawe has spoken at New York University and Columbia University, and is a member of the Association for a Better New York (ABNY). Prior to his career in the language services industry, Shawe was a Financial Analyst at Chemical Bank and a Global Custody Consultant at Merrill Lynch. Shawe holds an MBA in Finance and International Business from New York University's Stern School of Business, and he received his BS from the University of Florida where he triple majored in Finance, Marketing, and Risk Management. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode you’ll learn:1) Shawn Huss, Chemical Bank, and their service offerings for investors. How they differentiate themselves from other banks2) Differences and similarities from primary residence vs Investment properties (rates, downpayments, etc.)3) Pre-approval and underwriting process (property cash flow, applicant's DTI, credit rating, reserves, etc.)4) How do investors scale from 1 - 10 properties (differences from property #4-10)5) Use of Entities - LLCs, S/C-Corps, and how this plays a role in conventional lending6) Delayed Refinance, Cash out refinance (with seasoning)7) Current market outlook, interest rates, what should investors be focused on?

Guest: Andy Stein Age: 54 Years Location: New York, NY Bio: Andrew Stein founded the Orphaned Starfish Foundation in 2001 to help orphans, victims of abuse and at-risk children worldwide escape their cycles of poverty and abuse through education and job training. From humble beginnings building a small computer vocational training center in an orphanage for young victims of abuse in Santiago, Chile, he has built the Foundation to now serve over 13,000 children in 60 programs in 27 countries: Argentina, Mexico, Costa Rica, Panama, Peru, Honduras, Bolivia, Chile, Brazil, Nicaragua, Dominican Republic, Guatemala, Ecuador, Haiti, Cambodia, Colombia, Ethiopia, Paraguay, Puerto Rico, El Salvador, Uruguay, American Samoa & Nepal. Andy has partnered with local partners in each of these countries, including Save the Children, Rotary Club, and USAID. "Tio Andy! Tio Mago!" Andy makes yearly visits to each Orphaned Starfish program. Mago is Spanish for Magician. He brings a magic show complete with balloon animals for all the children. (His highest amount recorded was 1,000 balloon animals in one sitting.) His visits also allow for a personal connection not only to the children but to the institutions and their directors and teachers. Every visit helps OSF learn what is needed at our programs so we may better serve these children. Every trip also allows for new program scouting. For his work helping the children of the favelas of Brazil, Andy was awarded an Honorary Citizenship in Rio De Janeiro by their Congress. In the United States, he has also been awarded the Jefferson Award for Community Service, the key to the city of Miami Beach, NJ Islanders Hometown Hero, Commack High School Alumni of the Year, and several other state and local honors. He and the Orphaned Starfish Foundation have been featured on CNN, CNN en Espanol, Forbes, CBS News, Fox News, ABC News, Telemundo, and Univision as well as in the Wall Street Journal, Miami Herald, Star-Ledger, Jewish Week and US Magazine. Prior to his work with Orphaned Starfish, Andy was active in Special Olympics, Rotary Club, and Counterpart International. Andy Stein is a recovering banker having worked in banking for nearly 25 years. He was President and CEO of Makopastreet Partners, LLC. Makopastreet Partners provides senior debt financing for luxury and ultra-luxury hotel, and mixed-use developments, as well as infrastructure projects worldwide. Andy has been a featured speaker at several industry conferences worldwide and was a guest professor on the topic of international hotel finance at Wharton for the past several years. Andy was a Senior Vice President at a large German Bank, running their Hospitality Division and, prior to that was a Vice President at Chase and its predecessor institutions focussing on Infrastructure and Project Finance. From 1993 – 1996, Andy was based in Manila, the Philippines as the Joint Head of Corporate Finance for Chase’s (formerly Chemical Bank’s) Manila Branch. During his tenure in Manila, Andy developed the Bank’s project finance and hospitality expertise in the Philippines. Andy also was instrumental in the execution of the Brady Plan bonds, which restructured the bank debt of several Latin American and Asian countries. Andy holds a B.A. in Economics and International Relations from the University of Virginia. Andy is married to Dilia Stein and has two sons, all very much involved with Orphaned Starfish Foundation. Andy lives in New York City when not traveling for the Foundation. The World Needs More Of: 1. Caring for Others: People willing to give an opportunity to those most in need of it. 2. Love, Laughter and, of course Magic   Wow Factor: My WOW factor is that I left a successful career in banking to spend my life dedicated to helping orphans, victims of abuse, survivors of trafficking, indigenous children and at-risk youth break their cycles of abuse and poverty. Over 18 years ago, I was one of the top fliers for Continental Airlines for all my business travel. I told each bank country manager that in order for me to get on another plane and pitch business, they had to find me an orphanage and time in the schedule to play with those kids, make balloon animals and help them with their work and homework. 18 years ago, in one such orphanage in Chile, the nuns told me that when each girl reached the age of adulthood, they had to leave the orphanage and each girl that left would become a prostitute or live on the streets. I started the Orphaned Starfish Foundation to help these girls, building a state of the art computer center in their orphanage, and it was magic. Six months later the younger girls were the head of their classes, the older girls learned computer skills, and, since we started, only one girl went to the streets, and all others got into university or got jobs. Favorite Color: Blue

Detroit’s Q*Bert-esque convention center has been named after former Mayor Albert Cobo since it opened in 1960. That’s set to change, with today’s announcement that the authority that runs Cobo awarded naming rights to Chemical Bank for $1.5 million per year for 22 years. Mayor Mike Duggan has said for years that he thinks the convention center should be renamed, and on today’s show, we fill in the why. Jer speaks with local historian and writer Ken Coleman about Cobo’s complicated and divisive legacy, and what was behind the decision to rename the building that bears his name. Also: The nonprofit small-business incubator Ponyride is moving out of its Corktown building. And a new study of urban real estate finds that home prices increased faster in Detroit than in any other big city in North America. But there are qualifications. Thanks for listening to Daily Detroit. Like what you’re hearing? Tell a friend about us. Or, become part of the show by becoming a Patreon member at patreon.com/dailydetroit.

Caroline Kremer (WG '19) speaks with Tom Fortin, the Chief Operating Officer and Managing Partner of iCapital Network. iCapital is an alternative investments technology platform that serves investors, fund managers, and financial advisors. iCapital's platform digitizes the subscription, reporting, and administrative aspects of alternative investments. Additionally, iCapital's platform provides private investment fund due diligence for high-net worth investors and financial advisors. iCapital was named to the 2019 Forbes Fintech 50 list. iCapital recently raised a round of funding from strategic investors including BlackRock, Blackstone, Carlyle Group, BNY Mellon, Credit Suisse, Morgan Stanley, and UBS. Tom Fortin is the Chief Operating Officer at iCapital, responsible for the Administration, Investor Services and Technology departments. Prior to joining iCapital, Tom was a Managing Director at BlackRock from 2001–2017. He was most recently the Global Head of Retail Technology where he was responsible for the strategy, design, and development of BlackRock's retail sales enablement and digital distribution solutions. In addition he was a member of BlackRock's Global Operating Committee, Human Capital Committee and Enterprise Risk Management Committee. Prior to joining BlackRock in 2001, Tom spent ten years with Wall Street Systems in the design, development and implementation of a front-to-back integrated fixed income and FX trading system for global financial institutions. From 1988 to 1991, he traded FX and interest rate derivatives at Chemical Bank (now JP Morgan Chase) in New York. Through a joint engineering program, Tom earned a BS degree in Electrical Engineering from Columbia University and a BS degree in engineering from Providence College, and an MBA degree in Finance from New York University.

New guest Curt Stuck from Chemical Bank! Some Quick answers to common questions about Construction loans. Estimation of future tax bills in future years and milage rates. A brief discussion of lien wavers and benefits of using a construction loan to build. 

Crain's Detroit Business Managing Editor Michael Lee chats with Paul W. Smith on WJR AM 760 about this week's top stories. Listen to the interview and then read the stories.

Greetings, fellow snow-bound Detroiters. We didn’t let the weather interfere with our podcast plans today and delivered this show from the Royal Oak studio of Podcast Detroit. On today’s show, newly Detroit-based Chemical Bank is merging with Minnesota-based TCF Bank in an all-stock merger of equals. The deal will see TCF vacate its suburban Minneapolis headquarters and join Chemical in being based in downtown Detroit, where employee head count will eventually reach 500. The Chemical name will go away in favor of TCF, which stands for Twin City Federal Savings and Loan Association. In other news, attendance at this year’s Detroit auto show saw a small dip in the show’s final wintertime appearance before it moves to June in 2020. And former Detroit Tigers legend Kirk Gibson has a new title with the team. He’ll be a special assistant to General Manager Al Avila in addition to his duties in the TV broadcast booth alternating with Jack Morris. Then we run down a bunch of food news: Royal Oak craft beer bar Ale Mary’s debuts cannabidiol-flavored cocktails Corktown deli Mudgie’s offers a new program to provide hot meals to those who could really use one Troy’s Camp Ticonderoga wins some national acclaim for its coziness The Drive Table Tennis Social Club in downtown Detroit has closed but is reportedly looking for a new location And, Little Caesars has a new pretzel crust pizza. With cheddar cheese sauce. It’s apparently a thing lots of people asked to come back. Find Daily Detroit wherever you get your favorite podcasts. And don’t forget to leave us a review on Apple Podcasts.

When it comes to creating financial goals, make sure you’re creating the right goals for YOU and the ideal life you want to have for you and your loved ones —this is how to create success on your own terms! Our guest Jennifer Davis-Papa Vice President of Retirement Services for Chemical Bank talks with us about the importance of financial literacy.  Jennifer brings 20+ years in the financial industry in one form of another, with a passion for business she built a career around what interested her.   With a 4 year old son, and 2 fur babies motherhood was not always the plan. As a mother who waited awhile to start her family, she also teaches us that it’s never too late to invest in yourself.  Jennifer offers a wealth of knowledge and tips behind retirement, 401K and to “Pay yourself first, mama!”

Portia Powell at Chemical Bank not only had to learn how to manage motherhood and finances at an early age, she has passed down finance skills to her daughter Jada who just purchased her first income property!  Like Drake, Portia started from the bottom now she’s HERE! She turned her mother’s passion for real estate into a family side hustle that is teaching her daughter key financial skills to save for college.  Portia gives sound advice on why woman need to get real and have open conversations about finances. Teaching us how financial literacy allows us not to let our circumstances define us, but how to make our circumstances work for us.

It’s a big week for fall racing in Michigan with this Sunday marking the 41st running of the Detroit Free Press Chemical Bank Marathon and Half Marathon. Since 1989, Barbara Bennage has been involved with helping organizing this race tradition in The D. She’s served as executive race director of the event since 2014. “The best part about my job, aside from giving runners the opportunity to experience a unique race and change their lives, is I have the greatest staff in the world,” says Barbara, who works in the marketing department at the Detroit Free Press and describes herself as a recreational runner – “I run for mimosas,” she jokes. This race brings between 26,000 – 27,000 runners to the downtown streets of Detroit, across the Ambassador Bridge into the Canada (for the international races), and onto Belle Isle. Barbara shares the history of the longstanding race – it started as the Motor City Marathon in 1963; the course began including the Ambassador Bridge, which connects Detroit with Windsor, Ontario, Canada, in the late 1970s – and also explains how today there are both international and domestic distances for runners, and what that means for the runner experience. Barbara also talks about the race’s health and fitness expo that takes place in Cobo Hall this Friday and Saturday. More than 100 exhibitors will be on hand for this event. The race after-party, meanwhile, is a big celebration that offers some $5,000 in giveaways. While online registration is over, runners still can sign up for domestic races this weekend (not race day) at the health and fitness expo. There is a 5K and mile option, too. Learn more at the race web site: https://www.freepmarathon.com/

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My guest this week is Shawn Huss, Sr. Vice President of Chemical Bank. Shawn is one of the top mortgage originators in the nation and he shares his view on what is happening in the world of lending and finance. He shares his predictions on where interest rates are heading in 2017 and discusses changing regulations and underwriting guidelines and what they mean .

My guest this week is Shawn Huss, Sr. Vice President of Chemical Bank. Shawn is one of the top mortgage originators in the nation and he shares his view on what is happening in the world of lending and finance. He shares his predictions on where interest rates are heading in 2017 and discusses changing regulations and underwriting guidelines and what they mean .

“Digital has democratized marketing … Consumers are playing an active role in defining our brands.” Barbara Apple Sullivan would know. As the founder and managing partner at Sullivan, she’s helped complex regulated brands like American Express and Merrill Lynch build and socialize strong brand architectures. I couldn’t wait to discuss all of this with Barbara this week on the On Brand podcast. About Barbara Apple Sullivan Barbara Apple Sullivan founded Sullivan in 1990 after spending more than a dozen years on the client side in the financial services industry. Recognizing a gap in how she was being serviced, Barbara understood that there was a need for agencies dedicated to helping complex businesses reach customers and prospects through the sales funnel rather than simply focusing on high level brand and awareness building. With this in mind, she launched Sullivan & Company and has grown the agency into a highly strategic group of nearly 60 employees serving clients across the financial and professional services, technology, higher education, industrial, and lifestyle industries. Current clients include American Express, Merrill Lynch, Cornell Tech, Duke University, and Crown Castle, among others. Prior to founding Sullivan, Barbara held senior level marketing positions at Chemical Bank and American Express. Barbara received her MBA from Harvard Business School and is a graduate of University of Pennsylvania’s Wharton School with a B.S. in Marketing and Management of Entrepreneurship. As We Wrap Up … Recently, the On Brand podcast came up during a recent #BrandChat on Twitter. Big thanks to Danielle Rogers and Laura Kinnard for the shout out! This great community gets together every Wednesday at 10 AM Central on Twitter. Check it out. Did you hear something you liked on this episode or another? Do you have a question you’d like our guests to answer? Let me know on Twitter using the hashtag #OnBrandPodcast and you may just hear your thoughts here on the show. Last but not least … Subscribe to the podcast – You can subscribe to the show via iTunes, Stitcher, and RSS. Rate and review the show – If you like what you’re hearing, head over to iTunes and click that 5-star button to rate the show. And if you have a few extra seconds, write a couple of sentences and submit a review. This helps others find the podcast. OK. How do you rate and review a podcast? Need a quick tutorial on leaving a rating/review in iTunes? Check this out. And don’t forget that this podcast is brought to you by our Brand Driven Digital events series, learn more about Digital Strategy Boot Camp and the industry leading Social Brand Forum now. Until next week, I’ll see you on the Internet!