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Episode Summary In this episode of the Canadian Immigration Podcast, host Mark Holthe and co-host Alicia Backman-Beharry unpack one of the most overlooked but impactful aspects of Express Entry: language testing. As one of the few areas where applicants can directly influence their CRS score, the language test often becomes the make-or-break factor in receiving an Invitation to Apply (ITA). Mark and Alicia take a deep dive into why language tests matter more than ever, how to choose the right test, and what pitfalls to avoid when entering your results into your Express Entry profile. They also examine the crucial role French proficiency now plays in Express Entry scoring, especially in the context of category-based draws and the federal government's push for Francophone immigration. Whether you're building your Express Entry profile or trying to increase your CRS score, this episode offers a detailed, practical guide to getting it right—before you risk a refusal or misrepresentation allegation. Key Topics Discussed The Power of Language Tests in Express Entry Why language test scores are one of the most controllable and impactful factors in your CRS score. How they affect eligibility under CEC, FSW, and category-based draws. Examples of missed opportunities due to expired or invalid test results. Approved Tests and Common Pitfalls A breakdown of approved English and French tests: CELPIP, IELTS (General), PTE Core, TEF, and TCF. Key differences between test formats and how they affect your performance. Why using the wrong version (e.g., IELTS Academic) can invalidate your score. Test Validity and Expiry Rules How long your test results are valid (and what date counts). What happens if your results expire between your ITA and eAPR. When to retake the test to avoid losing points—or your application. CRS Boosting Strategies The significance of CLB 7 and CLB 9: minimum thresholds vs. competitive scoring. The points advantage of adding French as a second language (up to 74 extra points). How dual-language applicants can outperform others in a tight draw environment. Data Entry and Misrepresentation Risks How to correctly input test codes, registration numbers, and scores in your profile. The hidden dangers of typing errors and mismatched documentation. What to do if your test expires mid-application. Retesting and Test Selection Strategy Why retaking a test can make a meaningful difference. Choosing between CELPIP, IELTS, and PTE based on format, availability, and your strengths. How to leverage test prep and targeted coaching to improve scores. Key Takeaways Language tests are one of the best ways to increase your CRS score quickly and legally. Accuracy matters: a small data entry error can cost you your ITA—or worse. CLB 9 opens the door to significant bonus points through skill transferability. French proficiency is now a game-changer under category-based draws. Retesting and preparation are strategic tools, not just last-ditch efforts. Quotes from the Episode Mark Holthe: "If there's one part of your Express Entry profile that you can control—and improve—it's your language test score." Alicia Backman-Beharry: "People miss out on invitations every week because of expired scores or invalid test versions. Don't let that be you." Links and Resources Watch this episode on YouTube Canadian Immigration Podcast Book a consult Enroll in the Express Entry Accelerator and Masterclass Subscribe for MoreStay up-to-date with the latest in Canadian immigration by subscribing to the Canadian Immigration Podcast on iTunes, Spotify, or YouTube. Don't miss future episodes on policy changes, strategies, and practical advice for navigating Canada's immigration process. Disclaimer This episode provides general information about Canadian immigration and is not intended as legal advice. For personalized assistance, consult an immigration lawyer.

Paula Ortiz es abogada con más de dos décadas de experiencia en regulación digital, con foco en publicidad y protección de datos. Durante ocho años trabajó en la Agencia Española de Protección de Datos (AEPD), representando a España en foros internacionales, incluyendo el CEPD/EDPB. Después inauguró y trabajó durante una década el departamento legal e institucional de IAB Spain, desde donde publicó más de 20 guías cubriendo aspectos legales de la publicidad digital. Además de asesorar en estos temas, Paula es co-fundadora y directora de The Legal School, desde donde ayuda a los profesionales del derecho a adaptarse a la era digital y la Inteligencia Artificial. También imparte clases en IE University,  Deusto o ISDI - además de escribir habitualmente sobre publicidad digital.  Referencias: Paula Ortiz en LinkedIn The Legal School “Consiente o paga” en la UE: una línea temporal (diagrama ilustrativo: 2016-2025) Multa a Meta (200m euros) por incumplir la Directiva de Mercados Digitales (DMA) con el modelo “Consiente o paga” (Comisión Europea) Opinión del CEPD/EDPB sobre consentimiento o pago (grandes plataformas)  ICO: Consent or Pay guidelines  Stephen Almond: The UK ICO's Vision on a Privacy-Preserving AdTech Future (Not Just ADZ, febrero de 2025 - inglés) Alessandro De Zanche: “Consent or Pay”: a gift to MFAs and old ad tech agendas Sentencia Bundeskartellamt (TJUE)  La Croqueta: cómo devolver la cordura al solapamiento entre ePrivacy y RGPD antes de que los medios espanten a la poca audiencia que aún les queda (Sergio Maldonado, Medium) Cómo la Directiva de contenidos digitales terminará con el RGPD (Sergio Maldonado, Medium - Inglés) Robert Bateman: Consent or Pay (Masters of Privacy) Romain Robert: Pay or OK in AdTech (Masters of Privacy)

The TCF trio bring tales from their travels this week while Eddie also does some light photocopying in the business centre of a Turkish hotel. Top of the agenda are Iain and Eddie's trips to the the north of Scotland and Portugal respectively, with Eddie announcing his unique method of preparation for a return to the DP World Tour. Next on the agenda is Scottie Scheffler's record-equalling victory in Texas, while Andrew muses on the short but glorious career of Byron Nelson, tells us which great golfer can thank spark plugs for a lack of pressure and wonders how history might have been different but for some fleas on rats in the 14th century.www.petermillar.co.ukhttps://biggolfrace.prostatecanceruk.orgInstagram: @chippingforecastEmail: tcf@thechippingforecast.co.uk Hosted on Acast. See acast.com/privacy for more information.

Đối với người nước ngoài, tại Pháp, tiếng Pháp trở thành một trong những điều kiện bắt buộc để được cấp thẻ cư trú và hội nhập vào xã hội. Từ tháng 07/2025, người xin thẻ cư trú hoặc quốc tịch Pháp có ba cách để chứng minh trình độ tiếng Pháp : có bằng cấp của Pháp ; bất kỳ bằng chứng nào khác chứng minh thành thạo tiếng Pháp ; chứng chỉ ngôn ngữ tương ứng với mỗi loại thẻ cư trú : A2 cho thẻ từ 2-4 năm, B1 cho thẻ 10 năm và B2 để xin quốc tịch. Chứng chỉ A2 tương đương với trình độ học sinh cấp 2, B1 tương đương với cấp 3 và B2 tương đương với trình độ đại học. Một điều kiện thắt chặt khác là sau khi đã ba lần có thẻ cư trú một năm, người nước ngoài phải xin thẻ cư trú nhiều năm, và như vậy, cần chứng chỉ tiếng Pháp A2. Nếu không chứng minh được, đơn xin có thể bị từ chối, dù đã sống ổn định ở Pháp hoặc đoàn tụ gia đình. Riêng về xin quốc tịch, điều kiện về tiếng Pháp cũng bị thắt chặt hơn, cần trình độ B2 (nói, viết) kể từ tháng 07/2025 thay vì B1 như hiện nay.Quy định thắt chặt mới được ghi rõ trong Thông tư bộ trưởng Nội Vụ Bruno Retailleau tháng 01/2025 và có hiệu lực cho đến khi có luật nhập cư mới, dự kiến vào năm 2026. Bộ trưởng Othaman Nasrou, phụ trách Quyền Công dân và Chống phân biệt, khẳng định là chính quyền “sẽ khắt khe hơn về mặt hòa nhập xã hội”. Đọc thêm : Học tiếng Pháp với giáo trình Parlez-vous Paris của RFIĐể tạo thuận lợi cho người nước ngoài học tiếng Pháp, chính quyền triển khai nhiều phương tiện dạy học. Tuy nhiên, các lớp học trực tiếp, có giáo viên hướng dẫn chỉ còn dành cho người mới đến, chưa biết tiếng Pháp. Còn đối với người đã biết tiếng Pháp, họ có rất nhiều trang web tự học và trắc nghiệm trình độ (tham khảo trang FUN MOOC). Chính điều này khiến các tổ chức phi chính phủ, hiệp hội giúp đỡ người nhập cư, tị nạn lo ngại và lên án vì như bỏ rơi người nhập cư, mặc họ tự xoay sở.Trả lời RFI Tiếng Việt ngày 04/04/2025 khi nói về việc chính phủ “thắt chặt kiểm soát nhập cư bất hợp pháp và tiến trình hội nhập”, ông Félix Guyon, trường THOT chuyên dạy tiếng Pháp cho người tị nạn và xin tị nạn ở vùng Ile-de-France, nêu một thực tế là không phải người nước ngoài nào cũng có điều kiện vật chất (máy tính, máy tính bảng) hoặc có kết nối internet tốt để có thể tự luyện tập.Các hiệp hội tổ chức lớp học tiếng Pháp miễn phí cho người nước ngoàiTuy nhiên, để bổ sung cho “sự giảm cam kết của Nhà nước”, theo cáo buộc của các hiệp hội bảo vệ người tị nạn, di dân nước ngoài, có hàng nghìn chương trình dạy tiếng Pháp, đặc biệt là ở vùng Ile-de-France (Paris và vùng phụ cận), được các hiệp hội và trường tư tổ chức miễn phí cho người nhập cư. Trường THOT (viết tắt của Transmettre un Horizon à tous, Truyền tải cả một chân trời đến mọi người) là một trong số đó. Ông Félix Guyon giải thích :“Hiện tại, trường THOT có 6 lớp học với khoảng 15 học viên mỗi lớp. Mỗi kỳ chúng tôi nhận được từ 200 đến 500 đăng ký. Do số lượng yêu cầu nhiều hơn số chỗ cho nên chúng tôi phải tuyển chọn học viên dựa trên các tiêu chí như không có bằng cấp, không nói được tiếng Pháp hoặc nói được ít tiếng Pháp, sống ở vùng Île-de-France và có thể học được 10 giờ mỗi tuần. Họ được yêu cầu đến làm bài kiểm tra để xếp vào lớp có trình độ tương ứng. Đối với những người mà chúng tôi không thể tiếp đón được, chúng tôi sẽ cố gắng hướng dẫn họ, cung cấp cho họ địa chỉ và thông tin liên lạc của những nơi khác - có rất nhiều cơ sở ở Paris và vùng lân cận - để họ có thể nhanh chóng tìm được lớp học phù hợp. Chúng tôi có rất nhiều yêu cầu và đáng tiếc là chúng tôi không thể đáp ứng được hết”.Người nước ngoài muốn học tiếng Pháp có thể truy cập vào các trang web hoặc ứng dụng, như BonjourBonjour hoặc Réseau Alpha.... chọn “học trực tiếp” hoặc “học trực tuyến (online)”, chọn khu vực sinh sống để có thể tìm được một khóa học phù hợp với nhu cầu. Những khóa học này đều miễn phí, theo ông Félix Guyon :“Trường chúng tôi đặt mức lệ phí nhập học là 7 euro. Thực ra đây chỉ là mức phí mang tính biểu tượng nhằm tạo ra cam kết và hợp đồng giữa nhà trường và học viên. Chúng tôi cho rằng đây là một ý tưởng hay để cải thiện sự chăm chỉ, để hiệu quả hơn so với các khóa học hoàn toàn miễn phí. Dĩ nhiên là khoản phí này không thể chi trả cho toàn bộ kinh phí cho giảng viên, cơ sở vật chất và nhân viên. Nhưng ý tưởng của chúng tôi là lập ra một kiểu hợp đồng, một chút trách nhiệm, niềm tin giữa người học và nhà trường. Phần còn lại, chúng tôi phải đi tìm ngân sách từ các nguồn trợ cấp công, từ các tổ chức doanh nghiệp, quỹ tư nhân và quyên góp của cá nhân. Trọng trách của chúng tôi là phải tìm được nguồn tài trợ để có thể mở trường và tiếp nhận các học viên đó gần như miễn phí hết”.Không có giấy tờ hợp lệ cũng có thể đăng ký họcTHOT được ba phụ nữ đồng sáng lập năm 2015 sau các sự kiện Mùa Xuân Ả Rập và chiến tranh ở Syria. Họ trực tiếp đến các khu tạm trú hỗ trợ người tị nạn và thấy rằng ngoài mong muốn có được mái nhà che mưa che nắng, được ăn uống bình thường, những di dân đến Paris, vùng Île-de-France hoặc Pháp thực sự muốn học tiếng Pháp giúp hòa nhập hiệu quả vào nước Pháp, được hội nhập vào xã hội Pháp.“Trường THOT nhận được một số ngân sách dành cho một số kiểu quy chế. Ví dụ, Nhà nước cấp ngân sách cho chúng tôi để đào tạo người có quy chế tị nạn. Nhưng chúng tôi cũng có nhiều nguồn ngân sách khác, từ các cá nhân, các quỹ tư nhân giúp chúng tôi tiếp nhận cả những người không có giấy tờ hoặc đang xin tị nạn hoặc bị từ chối quyền tị nạn. Đối với những trường hợp như vậy, chúng tôi thực sự ủng hộ ý tưởng là tất cả người nước ngoài ở Pháp đều được quyền tiếp cận những điều kiện tốt để học tiếng Pháp.Chúng tôi có những khóa học tiếng Pháp kéo dài 160 giờ phù hợp với trình độ của từng cá nhân và được giảng dạy bởi một giảng viên có trình độ chuyên môn, từ “vỡ lòng” dành cho những người không biết đọc, biết viết lên đến trình độ A2”. Đọc thêm : Học tiếng Pháp qua bản tin thời sựChính vì vậy, thẻ cư trú - được coi là giấy tờ tùy thân - không phải là một điều kiện bắt buộc khi đăng ký học tại những ngôi trường dạy tiếng này. Tuy nhiên, khi đến giai đoạn hỗ trợ tìm việc làm hoặc một ngành đào tạo chuyên môn, vấn đề thẻ cư trú lại là một trở ngại, theo giải thích của ông Félix Guyon :“Ở điểm này, đúng là chúng tôi bị hạn chế vì quy chế của học viên, có nghĩa sẽ không thể đăng ký đào tạo chuyên môn cho một người không có giấy tờ. Chúng tôi sẽ phải cố gắng hỗ trợ nhiều nhất để giúp họ hợp thức hóa giấy tờ tùy theo hoàn cảnh cá nhân hoặc có tiến triển trong hồ sơ di trú. Nhưng chúng tôi sẽ không thể tìm việc làm cho người không có giấy tờ vì điều đó là bất hợp pháp. Vì vậy, chúng tôi phải theo hoàn cảnh của từng người, cố gắng giúp họ thay đổi hoàn cảnh và nhất là nâng cao trình độ tiếng Pháp. Sử dụng tốt tiếng Pháp sẽ luôn hữu ích cho họ, bất kể số phận của họ như thế nào, bất kể chặng đường còn lại của họ ra sao. Khi có trình độ tiếng Pháp tốt hơn, họ sẽ tự lập hơn, tự tin hơn vì ngoài ngôn ngữ, đây là những kỹ năng rất quan trọng cho chuỗi hành trình còn lại”.Tạo điều kiện, đồng hành để đi tới thành côngKhông chỉ dạy tiếng Pháp, theo dõi quá trình học tập và tiến bộ của học viên, hầu hết các trường dạy tiếng cho người nước ngoài đều tổ chức thêm các hoạt động văn hóa, thể thao, dịch vụ tư vấn pháp lý di dân, tị nạn và xã hội.“Ví dụ, tại trường THOT có tổ tư vấn pháp lý, định hướng nghề nghiệp, hỗ trợ tâm lý trị liệu và cả nhà trẻ để những phụ nữ thường phải trông con có thể gửi con nhỏ trong giờ học. Mục tiêu thực sự là tạo ra một nơi hiệu quả và chu đáo để mọi người đến trường chúng tôi đều có thể học tiếng Pháp hiệu quả nhất có thể và trong điều kiện tốt nhất.Tất cả các tổ tư vấn quanh các khóa học nhằm mục đích bảo đảm rằng khi đến lớp, đứng trước giáo viên, học viên có thể sẵn sàng về mặt tinh thần và sau đó là tự tin để có thể học tiếng Pháp hiệu quả và đạt được bằng tốt nghiệp đầu tiên bởi vì trong trường của chúng tôi, có những người chưa từng có bằng cấp nào ở nước của họ hoặc ở Pháp. Do đó chứng chỉ tiếng DILF (Diplôme Initial de Langue Française, chứng chỉ tiếng Pháp dành cho người mới bắt đầu) hoặc DELF (Diplôme d'Etudes en Langue Française, bằng tiếng Pháp cơ bản cấp A1) mà chúng tôi giúp họ đạt được, sẽ là bằng tốt nghiệp đầu tiên trong cuộc đời họ. Việc đó sẽ hữu ích trong việc tìm kiếm việc làm và con đường sự nghiệp, đồng thời cũng có tác động tích cực đến sự tự tin, tự chủ của họ”.Thông tư Retailleau tháng 01/2025 thắt chặt yêu cầu về tiếng Pháp để hội nhập không ảnh hưởng đến người có quy chế tị nạn vì được luật pháp quốc tế bảo vệ. Họ sẽ không thể bị trục xuất nếu không đạt đến một trình độ ngôn ngữ yêu cầu. Còn tất cả những người nước ngoài khác sẽ phải chứng minh trình độ tiếng Pháp tương ứng. Chính phủ Pháp nhấn mạnh nhiều nước trên thế giới đã áp dụng yêu cầu trắc nghiệm ngôn ngữ.Ví dụ Cơ quan Di trú và Thị thực Vương quốc Anh (UKVI) chấp nhận bài kiểm tra Secure English Language Tests (SELTs). Tại Canada, người nước ngoài xin thị thực hoặc xin nhập quốc tịch đều phải tham gia Kiểm tra trình độ tiếng Pháp (TCF), gồm bốn bài đánh giá kỹ năng hiểu nói/viết và khả năng diễn đạt nói/viết. Nhật Bản cũng yêu cầu người nước ngoài tham gia Kỳ thi năng lực tiếng Nhật (JLPT), được chia thành năm cấp độ. Đối với người muốn có thẻ thường trú nhân thì cần phải có trình độ N1 và đây là trình độ rất khó đạt được.FUN MOOC : Đại học Kỹ thuật số Pháp là nhóm lợi ích công cộng vận hành nền tảng FUN MOOC.Réseau Alpha : Được thành lập vào năm 2006 bởi hai tình nguyện viên người Pháp, hiệp hội Réseau Alpha giới thiệu chương trình học tiếng Pháp tại Île-de-France và cung cấp nguồn lực cho các tổ chức địa phương đầu tư vào việc học tiếng Pháp. Do đó, mục đích của hội là tạo ra mối liên kết giữa người học tiếng Pháp và những người hỗ trợ người di cư.

«TCF» ընկերության համահիմնադիր և տնօրեն Նարեկ Վարդանյանի հետ զրուցել ենք նորարարական տեխնոլոգիաների, արհեստական բանականության ազդեցության, խելացի սարքերի, թռչող մեքենաների, ներդրումների ու խնայելու մշակույթի, համառության կարևորության, Չինաստանում ու ԱՄՆ-ում հաջողելու, ինչպես նաև ապագայի մասնագիտությունների մասին։

Well well well, let's all give a warm virtual welcome to TCF's newest host! He's so switched on, it's almost like he's made for it.Although, we have enough host action going on to keep us entertained with just our regular three: We have a time travelling child host coming back to cosplay as other hosts, a normal travelling host on a mission to coat tail another host, and a celebrity host and a not-so celebrity host meeting celebrity non-hosts, giving celeb-envy to another host…host hosty hosts! In this flotilla of information you will sail past the first Loch Ness Monster sighting of 2025, adorable wooly mice created by a whole company of genetically engineered employees, national cheesy naan crazes, and World-Record breaking vegetables making some oddly familiar noises. Hosted on Acast. See acast.com/privacy for more information.

  The Friday Five for March 7, 2025: Starbucks and Dunkin' Spring 2025 Menus Amazon Announces Alexa+ Changes to MA and Part D Disaster/Emergency SEP Effects of ACA Subsidy Expiration by Demographic Clarification on HHS Proposed Rule Comment Periods   Starbucks and Dunkin' Spring 2025 Menus: Beams, Sophia. “Dunkin' Brings Back Two Fan-Favorite Drinks Just in Time for Spring.” Bhg.Com, Better Homes & Gardens, 5 Mar. 2025, www.bhg.com/dunkin-spring-menu-2025-11690288. Tyko, Kelly. “Dunkin' Spring Menu Launches, Nondairy Surcharge Removed.” Axios.Com, Axios, 5 Mar. 2025, www.axios.com/2025/03/05/dunkin-spring-menu-2025-dunkalatte-pistachio-coffee. “New Iced Cherry Chai Joins Lavender Drinks on Starbucks Spring Menu.” About.Starbucks.Com, Starbucks, 3 Mar. 2025, about.starbucks.com/stories/2025/new-iced-cherry-chai-joins-lavender-drinks-on-starbucks-spring-menu/. Palan, Michael. “We Tried Starbucks' New Spring Menu Items, and These 2 Drinks Stole the Show.” Tastingtable.Com, Tasting Table, 3 Mar. 2025, www.tastingtable.com/1801587/starbucks-reserve-new-spring-menu-2025-drinks-food/.   Amazon Announces Alexa+: “50 Things to Try with Alexa+.” Aboutamazon.Comt, Amazon, 26 Feb. 2025, www.aboutamazon.com/news/devices/new-alexa-top-features. Haselton, Todd, et al. “Amazon Alexa Event Live Blog: All the News from the Keynote.” Theverge.Com, The Verge, 26 Feb. 2025, www.theverge.com/news/618261/amazon-alexa-event-live-blog-2025. Panay, Panos. “Introducing Alexa+, the next Generation of Alexa.” Aboutamazon.Com, Amazon, 26 Feb. 2025, www.aboutamazon.com/news/devices/new-alexa-generative-artificial-intelligence. Diaz, Maria. “Not All Echo Devices Will Get Alexa+ Initially - See If Yours Made the List.” Zdnet.Com, ZDNET, 28 Feb. 2025, www.zdnet.com/article/alexa-plus-will-run-on-select-echo-devices-see-if-yours-is-on-the-list/. Ellis, Cat. “Want to Try Alexa+? Here Are the Echo Devices It'll Work On.” Techradar.Com, TechRadar, 27 Feb. 2025, www.techradar.com/home/smart-speakers/want-to-try-alexa-plus-here-are-the-echo-devices-itll-work-on. Aten, Jason. “With Its AI-Powered Alexa+, Amazon Just Put Apple on Notice.” Inc.Com, Inc, 26 Feb. 2025, www.inc.com/jason-aten/with-its-ai-powered-alexa-plus-amazon-just-put-apple-on-notice/91153371. Stanley, Alyse. “You Can Get Alexa+ Early — Here's How to Sign up.” Tomsguide.Com, Tom's Guide, 1 Mar. 2025, www.tomsguide.com/ai/you-can-get-alexa-early-heres-how-to-sign-up.   Changes to MA and Part D Disaster/Emergency SEP: Crowe, Edward. “New Medicare FEMA SEP Rules.” Pfsinsurance.Com, Pinnacle Financial Services, 29 Jan. 2025, pfsinsurance.com/blog/new-medicare-fema-sep-rules-crowe-associates. “Change to Beneficiary Use of the SEP for Individuals Affected by a Government Entity-Declared Disaster or Other Emergency.” Cms.Gov, Centers for Medicare & Medicaid Services, 3 Dec. 2024, 20178637.fs1.hubspotusercontent-na1.net/hubfs/20178637/42%20ea%20-%20Product%20Profile.pdf.   Effects of ACA Subsidy Expiration by Demographic: Lambrew, Jeanne. “Enhanced ACA Marketplace Tax Credits Worked—And Shouldn't Be Eliminated.” Tcf.Org, The Century Foundation, 7 Aug. 2024, tcf.org/content/commentary/enhanced-aca-marketplace-tax-credits-worked-and-shouldnt-be-eliminated/. Richards, Carson, and Sara  R. Collins. “Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They're Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans. Sullivan, Jennifer. “Enhanced Tax Credits Keep ACA Marketplace Coverage Affordable for 2025.” Cbpp.Org, Center on Budget and Policy Priorities, 18 Nov. 2024, www.cbpp.org/blog/enhanced-tax-credits-keep-aca-marketplace-coverage-affordable-for-2025. “How Much More Would People Pay in Premiums If the ACA's Enhanced Subsidies Expired?” Kff.Org, KFF, 18 Dec. 2024, https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/ Ortaliza, Jared, et al. “Inflation Reduction Act Health Insurance Subsidies: What Is Their Impact and What Would Happen If They Expire?” Kff.Org, KFF, 26 July 2024, www.kff.org/affordable-care-act/issue-brief/inflation-reduction-act-health-insurance-subsidies-what-is-their-impact-and-what-would-happen-if-they-expire/. Banthin, Jessica, et al. “Who Benefits from Enhanced Premium Tax Credits in the Marketplace?” Urban.Org, Urban Institute, June 2024, www.urban.org/sites/default/files/2024-06/Who_Benefits_from_Enhanced_Premium_Tax_Credits_in_the_Marketplace.pdf. Lo, Justin, and Cynthia Cox. “Who Might Lose Eligibility for Affordable Care Act Marketplace Subsidies If Enhanced Tax Credits Are Not Extended?” Kff.Com, KFF, 28 Feb. 2025, www.kff.org/policy-watch/who-might-lose-eligibility-for-affordable-care-act-marketplace-subsidies-if-enhanced-tax-credits-are-not-extended/.   Clarification on HHS Proposed Rule Comment Periods: “Compilation of the Social Security Laws.” Ssa.Gov, Social Security Administration, www.ssa.gov/OP_Home/ssact/title18/1871.htm. Accessed 5 Mar. 2025. “HHS Rescinds Policy Regarding Notice-and-Comment Rulemaking – Implications for Health Care Industry.” Www.Hoganlovells.Com, Hogan Lovells, 3 Mar. 2025, www.hoganlovells.com/en/publications/hhs-rescinds-policy-regarding-noticeandcomment-rulemaking-implications-for-health-care-industry. “Policy on Adhering to the Text of the Administrative Procedure Act.” Federalregister.Gov, Federal Register, 3 Mar. 2025, www.federalregister.gov/documents/2025/03/03/2025-03300/policy-on-adhering-to-the-text-of-the-administrative-procedure-act. Goldman, Maya. “RFK Jr. Move to Kill Public Comment Roils Providers.” Axios.Com, Axios, 3 Mar. 2025, www.axios.com/2025/03/03/rfk-transparency-rule-elimination-fallout. Cueto, Isabella. “RFK Jr. Moves to Eliminate Public Comment on HHS Decisions.” Statnews.Com, STAT, 28 Feb. 2025, www.statnews.com/2025/02/28/rfk-jr-eliminating-public-comment-hhs-decisions-richardson-waiver/. Muoio, Dave. “RFK Jr. Orders HHS to End ‘extra-Statutory' Notice, Public Comment Process in Rulemaking.” Fiercehealthcare.Com, Fierce Healthcare, 3 Mar. 2025, www.fiercehealthcare.com/regulatory/rfk-jr-orders-hhs-end-notice-public-comment-process-rulemaking. Howe, Amy. “Supreme Court Strikes down Chevron, Curtailing Power of Federal Agencies.” Scotusblog.Com, SCOTUSblog, 26 July 2024, www.scotusblog.com/2024/06/supreme-court-strikes-down-chevron-curtailing-power-of-federal-agencies/.   Resources: Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 FAQs About Registering with Ritter Insurance Marketing: https://ritterim.com/blog/faqs-about-registering-with-ritter-insurance-marketing/   How To Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/   Medicare Advantage Open Enrollment Do's and Don'ts: https://lnk.to/oRft1p SNP Summit Registration is Live: https://lnk.to/asgf20250228   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Interview with Neil Young, MD & CEO of Elixir Energy Ltd.Our previous interview: https://www.cruxinvestor.com/posts/elixir-energy-asxexr-drilling-down-unconventional-gas-prize-in-bullish-australian-market-6251Recording date: 18th February 2025Elixir Energy (ASX:EXR) is advancing a significant gas project in Queensland, Australia, following a strategic pivot from its Mongolian operations. The company recently strengthened its position through a deal with Santos, Australia's second-largest oil and gas company, securing a 50% stake in two permits adjacent to its existing acreage.The company plans to drill a key well in Q3 2025 to a depth of over 3,000 meters on the Santos acreage. This well, costing less than $10 million with approximately half potentially funded through R&D tax credits, aims to prove commercial viability by testing productivity and liquids content in an up-dip location expected to be more liquids-rich.Elixir's acreage sits within the Taroom Trough, described as a large, homogeneous unconventional gas play. The company estimates its acreage contains over 30 TCF of gas-in-place in deep coals, though current recovery factors are less than 1%. Shell's presence in adjacent blocks provides validation of the play's potential, with the major having invested approximately $500 million in the region through its own activities and its acquisition of BG Group.The project benefits from strong market fundamentals, with current gas prices around $14/GJ at the Wallumbilla Hub. The market is expected to tighten further, with LNG imports into Southern Australia potentially driving prices above $20/GJ. Queensland's supportive regulatory environment and the growing recognition of gas's role in energy security and transition add to the project's appeal.Beyond the Santos acreage well, Elixir plans to drill the Diona-1 conventional well in mid-2025 and is seeking a farm-in partner for its 100% owned acreage. The company's management team, led by CEO Neil Young, brings significant industry experience and relationships, particularly with Santos.Young emphasizes the project's advantages: "This is an unconventional play located immediately proximate to infrastructure, it doesn't need a single FID with a big signing ceremony and billions in spending. Here you can incrementally spend tens of millions, feed markets that are small to start, then build up your infrastructure."The company sees significant potential for value creation through its ongoing drilling program, potential farm-out deals, and the continued de-risking of the play through both its own activities and those of nearby operators. With a strong acreage position, supportive market conditions, and clear development pathway, Elixir appears well-positioned to capitalize on Queensland's growing gas opportunity.View Elixir Energy's company profile: https://www.cruxinvestor.com/companies/elixir-energySign up for Crux Investor: https://cruxinvestor.com

Europa Oil & Gas (Holdings) Plc (AIM:EOG) CEO Will Holland talked with Proactive about the company's operational plans for 2025. He outlined key developments across its assets, including the Equatorial Guinea EG08 prospect, Ireland's Inishkea gas project, and the UK's Wressle and Cloughton sites. Holland highlighted Europa's focus on securing a farm-in partner for the Barracuda prospect within its Equatorial Guinea license, which contains an estimated 2.2 trillion cubic feet (TCF) of gas. He noted that Barracuda is located just nine kilometres from existing infrastructure, making it an attractive opportunity. He stated, “Watch this space, hopefully within the next six months we will have something that we can come out and announce.” Discussing Inishkea, Holland pointed to recent political changes in Ireland as a potential catalyst for progress. The newly formed coalition government, he said, is prioritising energy security, which could lead to a more supportive stance for domestic gas production. On the UK front, Europa is advancing Wressle, where it expects imminent approval for a two-well development program, including a gas monetisation project. Meanwhile, the company is progressing plans for Cloughton, a 192 billion cubic feet (BCF) gas asset, with a well targeted for 2026. Holland also revealed that Europa continues to assess new opportunities, particularly in West Africa, where the company has significant expertise. However, he stressed that any new ventures must be financially viable and add value for shareholders. For more updates on Europa Oil & Gas, visit Proactive's YouTube channel. Don't forget to like this video, subscribe, and turn on notifications for future content. #EuropaOilAndGas #OilAndGas #EnergyInvesting #EquatorialGuinea #Wressle #Inishkea #NaturalGas #OilExploration #UKOil #EnergySecurity #WestAfricaEnergy #StockMarket #ProactiveInvestors

Lisa Graves is a frequent and one of my favorite guests on the Nicole Sandler Show. Though she appears here regularly in her personal capacity as opposed to speaking for her organization, she has impeccable legal credentials, including time spent as Chief Counsel for Sen Patrick Leahy on the US Senate Judiciary Committee. So she knows her way around senate confirmation hearings. Today's hearings included Pam Bondi, TCF's second choice for Attorney General (after his first, even worse pick Matt Gaetz, withdrew) and Marco Rubio for Secretary of State, among others. An actual ceasefire with a potential end to the war between Israel and Hamas has been announced... I'll have a few details on that too. Plus some news of a personal matter. The bottom line is that the meningioma that was diagnosed with when I had lung cancer has doubled in size. So I have a few doctors appointments in the coming days and weeks to determine what we're dealing with. I promise to keep you posted as we go along.

L'appuntamento con le novita per imprese e professionisti. 

Cameron Jay Harrelson The Cancer Foundation of Northeast Georgia The Cancer Foundation of Northeast Georgia is a nonprofit organization whose mission is to help alleviate the financial burden of cancer for eligible patients. Since 2009, TCF has provided financial support to thousands of families across 25 counties in northeast Georgia. They have never turned an […]

Cameron Jay Harrelson The Cancer Foundation of Northeast Georgia The Cancer Foundation of Northeast Georgia is a nonprofit organization whose mission is to help alleviate the financial burden of cancer for eligible patients. Since 2009, TCF has provided financial support to thousands of families across 25 counties in northeast Georgia. They have never turned an […] The post Cameron Jay with The Cancer Foundation of Northeast Georgia appeared first on Business RadioX ®.

En este episodio les cuento a profundidad y en intimidad como REALMENTE estoy abarcando mi nuevo año. El balance que estoy implementando entre mi energía masculina y femenina, explico estos dos conceptos y cómo entenderlos son cruciales en una planificación. Te cuento las metas y proyectos que estoy planteándome, las tareas específicas de cada uno de esos proyectos en diferentes áreas de mi vida, y la metodología de 12 semanas de planificación que me dio mucha paz sobre la ansiedad que sentía sobre este año. Espero que lo disfrutes, que te sirva como referente, y que sume, sume, sume ✨. Lista de espera TCF 2025: https://www.danischulzinc.com/tcf El libro que mencioné en este episodio: ⁠https://www.amazon.com/12-Week-Year-Others-Months/dp/1118509234⁠ www.danigschulz.com | IG: @danigschulz | TikTok: @danigschulz

The biggest skill I use is listening.  Grievers don't need to be fixed.  They need to be heard. - Louise Strasenburgh The holidays are supposed to be joyful, but if you've lost someone you love, they can be tough. This week's guest is here to help.   Louise Strasenburgh is a grief recovery specialist and the author of the book The Space In My Heart.   In 2011, her 26-year-old son Oliver's body was found wrapped in a carpet in Puerto Rico.   In the middle of this horrific loss, her mother died, and then her daughter got married.  Needless to say, Louise experienced a roller coaster of emotions in a short period of time. Desperate to find a community of people who understood her loss, she discovered The Compassionate Friends, compassionatefriends.org, a non-profit that provides friendship, understanding, and hope to bereaved parents, siblings, and grandparents.  It wasn't long before Louise became certified as a grief recovery specialist and became a leader within her local TCF chapter.  Says Louise:  “Imagine grieving parents, sitting in a circle, going around the room, saying their name and how their child died.  By the time you get to the end of the circle, your heart is flooded with compassion.  Here we all are, and we have to find a way to integrate this loss into our lives and still go forward.  Born in England and raised in Portugal, Louise has moved 32 times and in this interview, declares that she's not done yet.  A former flight attendant for Pan Am, she was born to travel and loves the excitement of learning about new places and meeting people from around the world.  Her book The Space In My Heart was written during the Pandemic as a coping tool for loss.  Using the story of her two Westies, Digger and Daisy, as the protagonists, the book explains grief and loss to children but applies to people of all ages.   The daughter of a squadron leader in the UK's Royal Air Force who fought during World War II, Louise credits her father and Queen Elizabeth as her role models.  “She was my queen from the day I was born, says Louise, and my father was a person of great integrity who taught me:  When things go right, hold tight.  When things go wrong, be strong.”  For 23 minutes of hope and healing, just hit that download button.  #grief #loss#mourning #hope #healing 

Interview with Neil Young, MD & CEO of Elixir Energy Ltd.Our previous interview: https://www.cruxinvestor.com/posts/elixir-energy-pioneers-major-gas-resource-in-australias-bowen-basinRecording date: 11th November 2024Elixir Energy (ASX:EXR) is an Australian gas exploration company focused on developing a large unconventional gas resource in the Grandis Basin of Queensland. The company recently completed a one-year appraisal drilling campaign that, while delivering mixed results, has provided valuable data to guide the next phase of development.The company's Managing Director, Neil Young, remains confident in the potential of the play despite the final well flowing at a subeconomic rate of 1 MMcf/d. Young attributes this to operational issues rather than reservoir quality, stating, "We are confident that if we had to drill exactly the same well tomorrow without interruptions, we would get a commercial flow rate and above."Elixir's geologic model points to a potentially multi-TCF gas resource across its acreage. The company has identified multiple prospective zones and Young believes there is significant room for optimization through techniques like horizontal drilling and enhanced stimulation designs. He compares the current state of the play to the early days of the major US unconventional developments.With the initial appraisal campaign complete, Elixir is now focused on securing an experienced industry partner to help fund the next phase of drilling. The company is in discussions with a range of potential partners from supermajors to large US independents. While Young expects the farm-out process to take some time, Elixir is in no rush with a 15-year license in hand.In the interim, Elixir is pursuing several smaller-scale deals to generate near-term cash flow. This includes a potential farm-out of a conventional prospect on its acreage and the possible sale of a legacy asset in Mongolia. A key part of the Elixir story is the company's very favorable macro backdrop. Natural gas prices in Queensland have surged to A$12-15/GJ, around 4x the US benchmark, due to declining local production and strong LNG export demand. With the market expected to remain tight for the foreseeable future, Young sees a significant opportunity for Elixir to help fill the supply gap longer-term.The key risk to the Elixir story is that the company still has much to prove at the asset level before its acreage can be considered commercial. Further appraisal work is needed to demonstrate the well productivity and cost structure to attract a major partner. This will likely require additional capital, which could prove challenging in the current market.For investors with a higher risk tolerance, Elixir offers significant upside potential if the company is successful in delineating its unconventional gas resource. The stock could re-rate meaningfully if Elixir is able to secure a major farm-in deal in the coming months. In the meantime, investors should track the company's progress closely with a particular focus on near-term drilling results and partnership discussions.View Elixir Energy's company profile: https://www.cruxinvestor.com/companies/elixir-energySign up for Crux Investor: https://cruxinvestor.com

The EDPB has finally adopted its much feared Guidelines on the scope of article 5.3 of the ePrivacy Directive, but consent may still be avoided in some cases not specifically covered by an exemption (e.g., analytics). Absent such an exception, and in light of dismal consent rates, publishers and platforms have embraced highly controversial “Consent or Pay” models. Plan C? Server-side processing (Conversion APIs, Enhanced Conversions, Data Clean Rooms…), not without its own challenges. We have gone through all of it with Peter Craddock in his second appearance on Masters of Privacy.  Peter Craddock is a lawyer as well as a software developer, and he uses this dual background to help clients find legal solutions to technical problems and technical solutions to legal problems. He is based in Brussels and helps international companies with their global data strategy and with EU data litigation. He notably has strong expertise in the legal aspects of digital advertising and adtech, and has been one of the most prominent commentators of recent legal developments in that area. References: Peter Craddock on LinkedIn Op-Ed: A critical analysis of the EDPB's "Pay or Consent" Opinion (Peter Craddock) Peter Craddock: Comparison of the final version of the EDPB's ePrivacy guidelines with the version of November 2023 (including links to more in-depth comments on those guidelines) EDPB Opinion 08/2024 on Valid Consent in the Context of Consent or Pay Models Implemented by Large Online Platforms AEPD guidelines for the use of cookies without need for consent in the context of digital analytics (ES) Peter Craddock on Masters of Privacy (February 2024): Could core advertising components fall under the “strictly necessary” exemption of the ePrivacy Directive? Romain Robert: Pay or OK in AdTech - How it started and where it's going (Masters of Privacy) Renzo Marchini: Unintended consequences of the EDPB guidelines on storage and access under article 5.3 of the ePrivacy Directive (Masters of Privacy)  Cristiana Santos and Victor Morel: The problem with CMPs and TCF-based cookie paywalls (Masters of Privacy) Robert Bateman: Consent or Pay (Masters of Privacy) Peter Hense: How first party data will kill CMPs (Masters of Privacy)

Matt interviews Larry Selzer, President and CEO of The Conservation Fund (TCF), who is revolutionizing conservation by integrating environmental protection with economic growth.TCF operates in all 50 states, pioneering innovative financing and partnerships to safeguard nature, wildlife, and enhance communities to increase economic opportunityLarry's leadership embodies a forward-looking approach, recognizing conservation as pivotal in addressing contemporary challenges.Keep up with Larry and The Conservation Fund on their website, LinkedIn, X (formerly known as Twitter), Instagram, and YouTube.Make sure to check out our sponsor for today's episode at Vala Alta using this link for 15% off.

Apprendre des expressions idiomatiques est une bonne façon d'élever ton niveau de vocabulaire pour le DALF C1, C2 ou le DELF B2. Aujourd'hui, je te présente 5 expressions françaises pour le DALF C1, C2, le DELF B2, le TEF ou TCF pour impressionner et montrer que tu maîtrises le français à un niveau avancé. Je les illustre avec des exemples pour les utiliser dans une production orale ou écrite d'un examen. THEME: 5 EXPRESSIONS FRANCAISES VENANT DE LA LITTERATURE 1. être cigale / fourmi 2. ubuesque 3. une chimère 4. la pomme de discorde 5. l'Arlésienne Apprends 5 expressions supplémentaires dans le bonus disponible sur Patreon: patreon.com/cathyintro Transcription de l'épisode et conseils de méthodes pour apprendre les expressions: francais.mypolyglotlife.com

Luke Vass is the Assistant Director of Training at The Carolina Factory in Cornelius. Luke played college basketball, and upon graduating last May he moved to the Lake Norman area and joined the team at TCF.In this episode, Luke shares the story of his athletic journey and what it means to be able to coach kids in the sport of basketball.We also discuss more details about The Carolina Factory and the work they're doing for youth athletes in the Lake Norman region (and beyond).The Carolina FactoryJoin the team for these special events:Sunday, Oct. 27th - Pickleball Tournament benefiting The Leukemia & Lymphoma SocietySaturday, Nov. 9th - Middle School Mayhem 3v3 Tourney 5th-8th Grade---------------------------------------------------------------------------------------The Best of LKNhttps://thebestoflkn.com/Hosted by:Jeff HammAllen Tate Realtors®Charlotte & Lake Norman (NC)www.LKNreal.comProduced by Epic Journey Media https://epicjourneymedia.com/Support the show

A longstanding debate in the environmental and conservation movements is whether protection of natural resources can be reconciled with their economic development?  Join host Ronnie Lipschutz for a conversation about this question with Larry Selzer, President and CEO of The Conservation Fund, a Virgina-based nonprofit that buys land for conservation and promotes sustainable economic development. TCF works with public agencies to acquire land and hold it until the agencies are ready to purchase it back.  And the organization focuses on protecting working forests and farms, which provide clean air, clean water, and jobs for rural communities.

Check out the latest episode of the Live United Podcast presented by Tulsa Area United Way, featuring an insightful conversation between our President and CEO, Alison Anthony, and Phil Lakin, Jr., CEO of Tulsa Community Foundation.  In this episode, Phil shares his experiences leading TCF since its founding in 1998 and discusses the ways TCF and TAUW have collaborated to strengthen Tulsa's communities. Listen as they reflect on key milestones, including TCF's 25th anniversary and Tulsa Area United Way's Centennial, and how our two organizations continue to work together in times of need to support local nonprofits. Phil also shares his vision for the future of TCF, tackling issues like affordable housing and homelessness, and why he is proud to Live United. Don't miss this engaging episode that highlights the power of partnership and philanthropy in America's most generous city!

Send us a textHere is the very very late part 2 of Burn Wild.  Apologies for the lateness, I explain this and some developments with TCF in the intro.  Here are the links to some of the films we mention in the next episode:If a tree falls:  A story of the Earth Liberation Front.  https://www.youtube.com/watch?v=qwQoi0DoOKMThe Pipe:  Documentary about the Shell to Sea protests in Co Mayo, Irelandhttps://vimeo.com/127543951Silence would be treason:  The prison writings of Ken Saro-Wewahttps://www.bbc.co.uk/sounds/play/w3ct2g92Support the show

Réussir le DELF, le DALF, le TCF ou le TEF après seulement quelques jours de préparation, c'est possible! Pour cela, il te suffit d'appliquer ces […] L'article Réussir son DELF, DALF, TCF ou TEF en 15 jours! est apparu en premier sur Français avec Pierre.

About the Guest:Damon Johnson Damon Johnson is a former professional basketball player hailing from Johnson City. He has played for various international teams, including those in Iceland, Spain, Indonesia, and Chile. After a successful 15-year career, he returned to his hometown to give back to the community. Currently, Damon is the Executive Director of LXI, an after-school program focused on supporting underprivileged youth, particularly those dealing with trauma and mental health challenges. Damon's journey from a local athlete to a global basketball player and now a community leader demonstrates his commitment to making a positive impact on the lives of children in Johnson City.Episode Summary:In this episode, host Colin Johnson sits down with longtime friend and community leader Damon Johnson. It's a heartfelt conversation about growing up in Johnson City, the transformative power of basketball, and the importance of giving back. Damon details his journey from participating in local basketball teams to playing professionally overseas, and eventually, returning home to make a difference in his community.Damon talks at length about his role as Executive Director at LXI, an after-school program centered around addressing trauma and mental health in youth. The discussion highlights LXI's unique approach, which diverges from traditional curriculum-based after-school programs by focusing more on mental health and providing a safe space for kids to express and deal with their trauma. Damon shares his future vision for LXI, including exciting partnerships and potential expansions aimed at providing even more resources to children in need.Key Takeaways:Damon's Basketball Journey: His career spanned countries like Iceland, Spain, Indonesia, and Chile, ultimately shaping his perspective and bringing him back to his roots in Johnson City.LXI's Mission: The program is committed to dealing with trauma and mental health rather than adhering strictly to conventional curriculum-based activities.Future Plans for LXI: Exciting partnerships and community collaborations are in the works to ensure the nonprofit can reach more children and provide substantial resources.Community Impact: Damon emphasizes the importance of community support and collaboration to drive meaningful change in the lives of youth.Personal Stories: Damon shares anecdotes about his professional basketball career and his motivation to mentor and support kids through their struggles.Notable Quotes:"I don't think we can heal people at LXI, but we can start the process of healing.""Kids in basketball just kept swirling in my mind. So I started TCF, which was a nonprofit basketball program.""We really focus on mental health and trauma more than most after-school programs.""Find somebody to talk to if you can't go through a therapist, find a support system that will challenge you.""I think just go after it and be prepared to fail. Failure is just a way of learning."Resources:Damon Johnson's Email: dash.m.o@movelxi.comLXI Website: Move LXICall to Action:Explore this deep dive into Damon Johnson's inspiring journey from professional basketball to community leadership. Learn about the transformative work being done at LXI and how addressing trauma and mental health can significantly impact the lives of underprivileged youth. Tune in and be inspired to make a positive difference in your own community! Stay tuned for more insightful episodes from the Colin and Carter Group.

Andrew and Iain welcome the return of Eddie to chew over the remains of the 2024 Open Championship and Xander Schauffele's second major win of the year. It might not be the greatest golfing performance of the week when compared to Eddie's 29-under for three rounds at Loch Lomond, but they still manage to rate it highly in the pantheon of Open Championship displays.At some point in proceedings Andrew effectively NR's from the pod recording as his mind and body shut down following three weeks of tennis and golf talking. Which doesn't augur well for his immediate trip to the Olympics but the remaining two manage to hold it together. TCF will return properly next week, we promise.EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/chipping - Try it risk-free now with a 30-day money-back guarantee!We have a competition for the 153th Open Championship at Royal Portrush for a pair of tickets, UK Travel covered and a £500 voucher to spend online at The Open Shop. To enter head to https://oneclub.golf/rewards-and-benefits/chipping-forecast Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

Andrew and Iain welcome the return of Eddie to chew over the remains of the 2024 Open Championship and Xander Schauffele's second major win of the year. It might not be the greatest golfing performance of the week when compared to Eddie's 29-under for three rounds at Loch Lomond, but they still manage to rate it highly in the pantheon of Open Championship displays. At some point in proceedings Andrew effectively NR's from the pod recording as his mind and body shut down following three weeks of tennis and golf talking. Which doesn't augur well for his immediate trip to the Olympics but the remaining two manage to hold it together. TCF will return properly next week, we promise. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/chipping - Try it risk-free now with a 30-day money-back guarantee! We have a competition for the 153th Open Championship at Royal Portrush for a pair of tickets, UK Travel covered and a £500 voucher to spend online at The Open Shop. To enter head to https://oneclub.golf/rewards-and-benefits/chipping-forecast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Iain and Andrew are right at the heart of the 152nd Open Championship at Troon right next to the practice putting green to record TCF's preview show with the R&A. The two look ahead to the grandest tournament in golf and hear from former Open champions Tiger Woods and Rory McIlroy, US Open winner Bryson DeChambeau and last week's Scottish Open winner Bob MacIntyre. Oh and Laurie Canter gate crashes mid-pod too.We have a competition for the 153th Open Championship at Royal Portrush for a pair of tickets, UK Travel covered and a £500 voucher to spend online at The Open Shop. To enter head to https://oneclub.golf/rewards-and-benefits/chipping-forecastEXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/chipping - Try it risk-free now with a 30-day money-back guarantee! Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

Iain and Andrew are right at the heart of the 152nd Open Championship at Troon right next to the practice putting green to record TCF's preview show with the R&A. The two look ahead to the grandest tournament in golf and hear from former Open champions Tiger Woods and Rory McIlroy, US Open winner Bryson DeChambeau and last week's Scottish Open winner Bob MacIntyre. Oh and Laurie Canter gate crashes mid-pod too. We have a competition for the 153th Open Championship at Royal Portrush for a pair of tickets, UK Travel covered and a £500 voucher to spend online at The Open Shop. To enter head to https://oneclub.golf/rewards-and-benefits/chipping-forecast EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/chipping - Try it risk-free now with a 30-day money-back guarantee! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Llegó el lunes, En Vivo, y nosotros estamos más pompeaos que la Selección Nacional. Luego de 20 años, por fin, volvemos a unas Olimpiadas pero parece ser que hay gente que se dio cuenta que la mayoría de los jugadores no son nativos. ¿Será o no un problema el que nos representen jugadores nacidos en Estados Unidos? Los criminales más brillantes del planeta hacen su aparición en este episodio, como por ejemplo: el loco que le dio una pela, figó y robó el carro de su mamá, la TCF o Tecato Fighting Championships en los Hogares Crea y el excelente ambiente laboral por la PR-2 en Toa Baja. Por último, hablamos acerca del crical que hay en la relación tóxica entre Alexandra Pomales y su amado esposo. No te ofendas por nada de lo que hablamos aquí, pero si te ofendes...¡Bájale 2!

It's the halfway point of the US Open and unofficial mascot of TCF, Ludvig Åberg, is out in front as Andrew and Iain convene to chat about all the goings-on at Pinehurst. They wonder if the Swede will win his first major or ask if Bryson Dechambeau can thrill his growing multitude of fans. They then pick through all the other big names - of which there are many - on the leaderboard and hear from Rory McIlroy after his second round and also talk Tiger as he potentially nears the end of his major golf journey. Iain then misses his shuttle bus because he was telling a story about the shower in his hotel. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's the halfway point of the US Open and unofficial mascot of TCF, Ludvig Åberg, is out in front as Andrew and Iain convene to chat about all the goings-on at Pinehurst. They wonder if the Swede will win his first major or ask if Bryson Dechambeau can thrill his growing multitude of fans. They then pick through all the other big names - of which there are many - on the leaderboard and hear from Rory McIlroy after his second round and also talk Tiger as he potentially nears the end of his major golf journey. Iain then misses his shuttle bus because he was telling a story about the shower in his hotel. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Canadian Immigration Podcast, your hosts Mark Holthe and Alicia Backman-Beharry dive deep into the real costs associated with immigrating to Canada. From government fees to travel expenses, Mark and Alicia break down the hard and soft costs that every potential immigrant needs to consider. Key Topics Discussed: Government Fees: Breakdown of application processing fees. Recent increases in fees as of April 30, 2024. Importance of paying the right of permanent residence fee upfront. Biometrics and Language Tests: Costs associated with biometrics and language tests like IELTS, CELPIP, TCF, and TEF. Importance of valid language tests for Express Entry profiles. Education Credential Assessments (ECAs): Necessity of ECAs for foreign education credentials. Associated costs and recognized organizations like WES. Medical Examinations: Requirement for medical exams during the application process. Variation in costs based on panel physicians. Police Clearance Certificates: Need for police certificates from every country lived in for six months or more since turning 18. Estimated costs and process. Translation of Documents: Costs associated with certified translations of necessary documents. Tips for finding affordable translation services. Travel Costs: Estimation of travel expenses for a family of three. Considerations for flight costs and baggage fees. Settlement Funds: Updated proof of funds requirements as of May 27, 2024. Importance of maintaining accessible funds in your bank account. Soft Costs: Social costs of leaving behind a community and integrating into a new one. Psychological and emotional toll of the immigration process. Opportunity costs related to career disruptions and long-term prospects. Educational adjustments for children and the family. Highlighted Resources: Canadian Immigration Institute DIY Courses: Comprehensive video content and DIY courses designed to help you navigate the Canadian immigration process with confidence. Courses include detailed instructions, checklists, and sample documents to ensure your application is successful. Visit Canadian Immigration Institute for more information and to access these valuable resources. Conclusion: Mark and Alicia provide an in-depth look at the comprehensive costs involved in immigrating to Canada, emphasizing the importance of thorough preparation and understanding of both hard and soft costs. They highlight the resources available through the Canadian Immigration Institute to aid applicants in successfully navigating the immigration process. Contact Information: Holthe Immigration Law: holthelaw.com Canadian Immigration Institute: canadianimmigrationinstitute.com Subscribe and Follow: YouTube Channel: Canadian Immigration Institute Podcast Platforms: iTunes, Spotify, Google Play Join the Discussion: Live Q&A Sessions: Follow up this podcast episode with a live Q&A on YouTube with Mark and Alicia, where they answer your pressing immigration questions. Feedback and Suggestions: We love hearing from you! Please send us your feedback and suggestions for future episodes. Tune in to get a comprehensive understanding of the real costs of immigrating to Canada and ensure you're fully prepared for the journey ahead!

SUMMARY In this episode, Jeremy interviews G Anthony Joseph, an actor and martial artist. They discuss G Anthony's journey in martial arts and acting, the importance of discipline and dedication, and the relationship between martial arts and acting. G Anthony shares his experience of playing both good guys and bad guys in movies and the different approaches to movement in combat. They also touch on the significance of stances in martial arts and the importance of relating movement to the intended action. G Anthony Joseph discusses the importance of reaction and preemptive action in combat situations. He shares how he developed his skills through methodical training and learning from his teachers. G Anthony emphasizes the need to maintain composure and adapt techniques to suit individual strengths and body types. He also discusses the importance of teaching and the exchange of knowledge between instructors and students. G Anthony highlights the value of pressure testing and the need for safety in training. He also touches on the significance of maintaining a calm demeanor and the role of trust in martial arts training. In this conversation, G Anthony Joseph discusses his martial arts journey and the development of his unique system. He emphasizes the importance of discipline, focus, and self-motivation in martial arts training. G Anthony Joseph also shares his approach to teaching and the challenges of working with students from different backgrounds. He highlights the significance of refining techniques and the value of trusting and listening to instructors. The conversation concludes with a demonstration of a specialized punching bag used in his system. TAKEAWAYS * Discipline and dedication are crucial in both martial arts and acting. * The relationship between movement and action is important in combat. * Stances play a significant role in martial arts and can affect the effectiveness of techniques. * Martial arts can provide confidence and a sense of ownership in various aspects of life. * The goal of every instructor should be to make their students better than them. In combat situations, it is crucial to focus on reaction and preemptive action rather than initiating an attack. * Methodical training and learning from experienced teachers are essential for developing effective martial arts skills. * Maintaining composure and adapting techniques to suit individual strengths and body types are key to success in combat. * Teaching martial arts not only helps students learn but also allows instructors to deepen their understanding and improve their own skills. * Pressure testing is an important aspect of training, but it should always prioritize safety. * A calm demeanor and trust between training partners are crucial for effective martial arts training. Discipline, focus, and self-motivation are essential in martial arts training. * Refining techniques is crucial for continued growth and improvement. * Trusting and listening to instructors is important for progress in martial arts. * G Anthony Joseph emphasizes the value of specialization and focusing on one or two specific skills. * A specialized punching bag is used in TCF to develop precise and powerful strikes.

The Transparency and Consent Framework (TCF), discussed by Julia Shullman of Telly, addresses key challenges in digital advertising related to the GDPR and ePrivacy Regulation. TCF standardizes the presentation of information about advertising vendors and user choices across the digital ad ecosystem, facilitating compliance with European regulations. It enables users to make informed choices about the vendors processing their data, while allowing publishers and vendors to communicate these choices efficiently. Furthermore, TCF grants publishers control over which vendors can collect and use data on their digital properties, enhancing their ability to manage privacy and data governance. The framework was developed as a response to the need for standardized, real-time consent management across an increasingly complex digital advertising landscape.For more in-depth discussion of these topics and links to the news we discuss, subscribe to the Marketecture newsletter at https://news.marketecture.tvCopyright (C) 2024 Marketecture Media, Inc.

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Founders Pledge's Climate Change Fund might be more cost-effective than GiveWell's top charities, but it is much less cost-effective than corporate campaigns for chicken welfare?, published by Vasco Grilo on May 5, 2024 on The Effective Altruism Forum. Summary I think decreasing greenhouse gas (GHG) emissions has benefits to humans of 0.00957 DALY/tCO2eq, of which: 68.8 % are strictly linked to decreasing GHG emissions. 31.2 % are linked to decreasing air pollution from fossil fuels. GiveWell's Top Charities Fund (TCF) is 0.00994 DALY/$. Corporate campaigns for chicken welfare, such as the ones supported by The Humane League (THL), is 14.3 DALY/$. I estimated the cost-effectiveness of CCF is: 3.28 times that of TCF, with a plausible range of 0.175 to 30.2 times. So it is unclear to me whether donors interested in improving nearterm human welfare had better donate to GiveWell's funds or CCF. 0.228 % that of corporate campaigns for chicken welfare, with a plausible range of 0.0122 % to 2.10 %. Consequently, I recommend donors who value 1 unit of nearterm welfare the same regardless of whether it is experienced by humans or animals to donate to the best animal welfare interventions, such as the ones supported by the Animal Welfare Fund (AWF). I concluded the harm caused to humans by the annual GHG emissions of a random person is 0.0660 DALY, and that caused to farmed animals by their annual food consumption is 10.5 DALY, i.e. 159 times as much. In my mind, this implies one should overwhelmingly focus on minimising animal suffering in the context of food consumption. I calculated the cost-effectiveness of: Founders Pledge's Climate Change Fund (CCF) is 0.0326 DALY/$, with a plausible range of 0.00174 to 0.300 DALY/$. Calculations I describe my calculations below. You are welcome to make a copy of this Sheet to use your own numbers. Benefits to humans of decreasing greenhouse gas emissions I think decreasing GHG emissions has benefits to humans of 0.00957 DALY/tCO2eq (= 0.00658 + 0.00299), adding: 0.00658 DALY/tCO2eq strictly linked to decreasing GHG emissions, which comprises 68.8 % (= 0.00658/0.00957) of the total. 0.00299 DALY/tCO2eq linked to decreasing air pollution from fossil fuels, which comprises 31.2 % (= 0.00299/0.00957) of the total. I calculated a component strictly linked to decreasing GHG emissions of 0.00658 DALY/tCO2eq (= 0.0394*10^-3*167), multiplying: A value of increasing economic growth of 0.0394 DALY/k$ (= 0.5/(12.7*10^3)). I computed this from the ratio between: Open Philanthropy's (OP's) valuation of health of 0.5 DALYs per multiple of income (= 1/2). The global gross domestic product (GDP) per capita in 2022 of 12.7 k$. A social cost of carbon (SSC) in 2020 of 167 $/tCO2eq (= 17.1*1.14*2.76*2.06*1.51). I determined this from the product between: A partial SSC in 2020 representing just the effects on mortality of 17.1 2019-$/tCO2eq, as obtained in Carleton 2022 for the representative concentration pathway 4.5 (RCP 4.5), and their preferred discount rate of 2 %[1] (see Table III). Carleton 2022 got 36.6 2019-$/tCO2eq for RCP 8.5. Nevertheless, I considered the value for RCP 4.5 because this results in a global warming in 2100 of 2.5 to 3 ºC relative to the pre-industrial baseline, which is in agreement with Metaculus' median community prediction on 11 March 2024 of 2.81 ºC relative to the 1951-1980 baseline. In contrast, RCP 8.5 leads to a global warming in 2100 of 5 ºC relative to the pre-industrial baseline. Carleton 2022 says "a "full" SCC would encompass effects across all affected outcomes (and changes in mortality due to other features of climate change, like storms)". However, I believe Carleton 2022's estimates could be interpreted as encompassing all the impacts on mortality, as I guess additional deaths caused by GHG emissions through natu...

Calling all fashionistas! This one is for you! Truth be told I had to Google where Inland Empire is and the origin of the name which was a bit embarrassing because, I consider myself a rather savvy person when it comes to geography. Fun fact! It's the place where my next guest is from and before you go down the rabbit hole of what this mysteriously named place is, like I did, listen to this super inspiring episode first! Marie Denee is a true OG when it comes to the plus-size movement and industry. She started the website The Curvy Fashionista fifteen years ago and is the sole creator and EIC aka Editor in Chic. I love that title! Since then TCF has been providing reliable, real, and très chic curated content. By sharing the latest plus-size fashion news and updates for all, she's created a community that supports each other highlighting how empowering it is to be yourself. During my book launch she asked for an article about living in Paris and staying empowered. I was happy to oblige. She and I talk about the history of the industry, the current climate, what works and what doesn't but most importantly she offers us all fantastic insight into what it means to hold that entrepreneurial spirit and how to keep it going in a way that is rooted in self-care and love. I learned so much from this conversation and I know you will too! You can find Marie on instagram @mariedenee and on her website mariedenee.com. You can learn more about me

The Masters is done and Scottie Scheffler gets to put on the green jacket again. All three of our podcasters convene - eventually, with Andrew having broken in to Iain's Augusta rental house - to discuss the dominance of the World Number One. They mull over a final round, where all of his challengers faltered at various points - in the end TCF's own Ludvig Oh-berry taking second place in his first major championship and Tommy Fleetwood one place further back for his best Masters finish.There is still time to talk about Eddie's decision to resume playing early and head to Japan - if he can get to London to pay £17 for a visa. And of course we look ahead to Iain's next stop at the first women's major of the season, the Chevron Championship in Texas. There is no time to mention any book discount codes. Although Iain still somehow manages it. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

The Masters is done and Scottie Scheffler gets to put on the green jacket again. All three of our podcasters convene - eventually, with Andrew having broken in to Iain's Augusta rental house - to discuss the dominance of the World Number One. They mull over a final round, where all of his challengers faltered at various points - in the end TCF's own Ludvig Oh-berry taking second place in his first major championship and Tommy Fleetwood one place further back for his best Masters finish. There is still time to talk about Eddie's decision to resume playing early and head to Japan - if he can get to London to pay £17 for a visa. And of course we look ahead to Iain's next stop at the first women's major of the season, the Chevron Championship in Texas. There is no time to mention any book discount codes. Although Iain still somehow manages it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Round One of the Masters is almost done as some stormy weather meant not all golfers completed their rounds, however, Andrew and Iain convened at the hooter to dissect an intriguing day's play. We hear from former champion Danny Willett after his improbable -4 score having been out for 6 months and the BBC's John Murray makes a fleeting appearance too. And much to Iain's delight there's finally a discount code for TCF listeners for his book, it's out now, apparently. Golf Wars by Iain Carter - for 25% off use the code CHIPPINGFORECAST25 at bloomsbury.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Round One of the Masters is almost done as some stormy weather meant not all golfers completed their rounds, however, Andrew and Iain convened at the hooter to dissect an intriguing day's play. We hear from former champion Danny Willett after his improbable -4 score having been out for 6 months and the BBC's John Murray makes a fleeting appearance too. And much to Iain's delight there's finally a discount code for TCF listeners for his book, it's out now, apparently.Golf Wars by Iain Carter - for 25% off use the code CHIPPINGFORECAST25 at bloomsbury.com Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

A special episode of TCF as Iain reports from LIV Miami where he has been chatting to some of the top players who crush, rip and fireball it, as well as making an appearance on LIV TV to debate the merits of the two sides of the great divide in the game. In this pod we also hear from Hughes Norton about his book ‘Rainmaker' and his life as one of the most influential managers in the game and he tells us what it was like to steer the careers of such luminaries as Tiger Woods and Greg Norman. And his heavily implied regret that he never had the chance to manage Eddie Pepperell. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

A special episode of TCF as Iain reports from LIV Miami where he has been chatting to some of the top players who crush, rip and fireball it, as well as making an appearance on LIV TV to debate the merits of the two sides of the great divide in the game. In this pod we also hear from Hughes Norton about his book ‘Rainmaker' and his life as one of the most influential managers in the game and he tells us what it was like to steer the careers of such luminaries as Tiger Woods and Greg Norman. And his heavily implied regret that he never had the chance to manage Eddie Pepperell. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week of Serious Privacy, Paul Breitbarth of Catawiki and Dr. K Royal of Crawford & Company connect on some seriously sexy privacy topics - namely TCF with the recent decision against IAB and the European AI Act, including the exciting new Nymity AI Beta testing.  If you have comments or questions, find us on LinkedIn and IG @seriousprivacy @podcastprivacy @euroPaulB @heartofprivacy and email podcast@seriousprivacy.eu. Rate and Review us! Proudly sponsored by TrustArc. Learn more about NymityAI at https://trustarc.com/nymityai-beta/ #heartofprivacy #europaulb #seriousprivacy #privacy #dataprotection #cybersecuritylaw #CPO #DPO #CISO

With Andrew up a mountain in Scotland it's left to Eddie, in his Oxfordshire barn and Iain, also up a mountain - more accessibly in the Alps, to bring the latest TCF offering where there's some shocking news about not-so-uncle Tony, Iain's sneaky NR and what Andrew's main attributes would be if he was on golfing computer game. There's also ample time to discuss Anthony Kim's disastrous return to golf, Thomas Detry's six-putt meltdown, Eddie's return to blogging causing a tabloid stir and we hear from England's Bronte Law as she returns to winning ways. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

With Andrew up a mountain in Scotland it's left to Eddie, in his Oxfordshire barn and Iain, also up a mountain - more accessibly in the Alps, to bring the latest TCF offering where there's some shocking news about not-so-uncle Tony, Iain's sneaky NR and what Andrew's main attributes would be if he was on golfing computer game. There's also ample time to discuss Anthony Kim's disastrous return to golf, Thomas Detry's six-putt meltdown, Eddie's return to blogging causing a tabloid stir and we hear from England's Bronte Law as she returns to winning ways. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Grief has a way of reshaping our lives in unimaginable ways, and no one knows this better than Dr. Barbara Hopkinson, who joined us to share her story of heartbreaking loss and remarkable resilience. Her journey through the sorrowful terrain of losing her children and husband, coupled with the sting of an online romance scam, lays bare the vulnerabilities we all face in our search for connection. Dr. Barbara's creation of A Butterfly's Journey, a nonprofit dedicated to guiding others through their grief, stands as a beacon of hope, proving that our deepest pain can catalyze profound transformation and support for others. Through our candid discussion, Dr. Barbara peels back the layers on the often-overlooked emotional toll of online scams, especially on those who have already endured great personal loss. Her personal path to self-forgiveness after such a betrayal underscores the message that healing is not just possible, but that it can also lead to empowerment and helping others. By serving on the board of a women's crisis center, Dr. Barbara brings insights into the many forms of abuse and loss, ensuring that our conversation doesn't just stop at awareness, but also leads to actionable support and the nurturing of resilience, one phone call, one photo, and one story at a time.   Dr. Barbara J. Hopkinson's bio Dr Barbara J Hopkinson is founder of A Butterfly's Journey™ (ABJ), a nonprofit for resilience after loss, as well as The Compassionate Friends (TCF) of Greater Newburyport, MA. TCF is part of the largest grief recovery organization in the world (supporting family after a child dies). She is also a Grief Recovery Institute certified Advanced Grief Recovery Method (GRM) Specialist, speaker, best-selling author, and retired IBM executive who remains resilient after the loss of 3 children, her husband, an infant brother, her parents, and sight in one eye. Her background is in global corporate technology for several industries, including 10 years at IBM. She received ‘TWIN – Tribute to Women in Industry' from the YWCA. Later in her career and since her retirement, Barbara has led families through the journey of grief for 20 years.  During that time, she received awards; ‘Top Professional in Resilience After Loss' and ‘Empowered Woman' awards from IAOTP (International Assn of Top Professionals) as well as being inducted into the WAW (Women Appreciating Women) Hall of Fame. Most recently, Barbara was named LOANI (Ladies Of All Nations International) Leader for Resilience and she also received an honorary doctorate in Humanitarianism from GIA (Global International Alliance) plus a President Biden Lifetime Achievement Award for her nonprofit service. Barbara is author of a memoir titled “A Butterfly's Journey… Healing Grief After the Loss of a Child”, and the first in a series of photo books “Faces of Resilience”, as well as co-author of 8 other books. Barbara is a member of IAOTP, LOANI, and GSFE (Global Society of Female Entrepreneurs). Dr Hopkinson lives north of Boston, near her adult son, stepchildren, their partners, and her five grandchildren.  Her favorite role is ‘Nana.'' She also loves travel, cooking and photography.   Connect with Dr Barbara More info/non-profit resources: http://abutterflysjourney.org Tel: +1 617-410-6309  Email: info@abutterflysjourney.org       Do you care about getting featured and published on Real Talk Real Women Breaking The Silence Around Abuse alongside Dr. Barbara and our other amazing inspiring guest speakers?  Apply here: https://apply.realtalk-realwomen.com    

Only in special circumstances do we release midweek episodes...and Klopp leaving is definitely one such occasion! Poor Mukesh thought he would get away with leaving Mumbai over the weekend...but he's back (internet issues notwithstanding) and he gets grilled! The boys discuss two high profile managerial departures in Klopp and Xavi, who would be perfect for the Liverpool job next season (GIVE IT TO STEVIE G!) and all the action from the PL late last night! Also, we could win an award! TCF is nominated as one of the BEST SPORTS PODCASTS in the HT Smartcasts Podmasters Awards! Head over to this link and vote for us now! https://survey.zohopublic.in/zs/fgBG1i Follow us on Instagram and Twitter @cornerflagpod Subscribe to our YouTube channel: www.youtube.com/@cornerflagpod Subscribe to us on Spotify, Apple Podcasts or wherever you get your podcasts from and don't forget to give us a 5 star review!

This may be my most controversial take to date on this podcast. But parents - this one if for you. If you're doing everything in your power to lower your baby's exposure to toxins, I need you to tune in to this episode. Too much of the information I'm seeing online regarding diapers is nothing short of fear mongering. And frankly, I'm over it. Today, I'm here to dispel myths and offer clarity on the safety of chlorine-free diapers. Together, we're navigating the misconceptions of total chlorine-free (TCF) and elemental chlorine-free (ECF) options and shedding light on the real risks of dioxin exposure. With a focus on the changes in the diaper industry since the 1990s, I'll reveal why a vigilant eye on meat, dairy, and water quality might be far more critical for your family's health. And I'm not stopping at health risk. As an environmental lawyer, I'm always going to take the environmental footprint into account as well. We'll chat about why some companies are reverting to ECF and why this might not be as controversial as once thought, thanks to recent studies. At the end of the day, you need diapers that WORK, don't break the bank and don't keep you up at night worrying. As parents, you have enough to worry about. So it's time to cut through the noise. I'll arm you with strategies for choosing safer diapers with my “Toxin Free Shopping Guide,” and share practical tips for reducing chemical exposure at home. So tune in, as we embrace the facts, release the fear, and take confident steps towards a less toxic lifestyle for your precious little ones.Shop my top pick for low tox diapersRead the shownotesIf you enjoyed this weeks' episode, please: Leave a a positive review or rating wherever you listen Shop toxin free products on my Toxin Free Shopping Guide Download your free Tossing the Toxins Guide Post a screenshot and what you loved and and tag me on instagram @wendy_toxinfreeish Want to ask me a question to get answered on the podcast? Leave me a voice message here.

Nine out of ten contractors know that getting reviews is important. They get frustrated because it becomes something they never get around to doing – But what if you can effortlessly collect reviews through automation? Tom's guest today is Oscar Wimshurst from Nice Job. They discuss the importance of reviews for contractors and how his company, NiceJob, helps automate the review collection process.   In this episode, they discuss: About NiceJob – what is it and how it helps contractors The importance of online reviews for contractors and how they influence new clients decisions Common challenges contractors face when trying to get reviews How Nice Job automatically send review requests to customers after jobs are completed The importance of follow up in review collection  The role of online reviews in the sales process Impact of Google reviews on search rankings   Special Offer for TCF listeners: Try NiceJob and get two-week free trial, plus 50% off your first 3 months. That's more 5-star reviews at half the price! Visit https://get.nicejob.com/   Resources: == NiceJob: https://get.nicejob.com/    The Mile High Profit Summit isn't your typical boring contractor conference. Our speakers are experts who will keep you engaged with valuable tips and tricks that will immediately impact your bottom line. You can say goodbye to boredom and welcome actionable insights to help you skyrocket your profits!   Visit http://MileHighProfitSummit.com and join us in Denver this September.