Podcasts about discover financial services

De cryptomarkt staat er uitstekend voor deze week. Bitcoin blijft stevig boven de psychologische grens van 100.000 dollar, met een huidige koers rond de 102.000 dollar. Beleggers kijken nu gespannen uit naar een mogelijke nieuwe all-time high, met het vorige record van 109.000 dollar in zicht. Ook Ethereum presteert momenteel sterk, met een koerssprong van 1800 dollar naar 2700 dollar, wat suggereert dat de bodem mogelijk gevonden is voor de op één na grootste cryptocurrency. Ondertussen treedt Coinbase toe tot de prestigieuze S&P 500-index, ter vervanging van Discover Financial Services. Het aandeel van de Amerikaanse cryptobeurs schoot direct 24% omhoog, de scherpste stijging sinds de dag na Donald Trumps verkiezingsoverwinning. Om in aanmerking te komen voor de S&P 500 moet een bedrijf winst rapporteren in het laatste kwartaal en cumulatieve winst over de vier meest recente kwartalen. Coinbase rapporteerde een netto-inkomen van 65,6 miljoen dollar en een omzet van 2,03 miljard dollar, een stijging van 24% ten opzichte van vorig jaar. Naast deze mijlpaal kondigde Coinbase plannen aan om het origineel Nederlandse Deribit over te nemen voor 2,9 miljard dollar. Deribit is 's werelds grootste cryptobeurs voor opties, en de overname – de grootste deal in de crypto-industrie tot nu toe – stelt Coinbase in staat om zijn derivatenactiviteiten uit te breiden en zijn voetafdruk buiten de VS te vergroten. De Bitcoin Treasury Company-strategie, bedacht door Michael Saylor van MicroStrategy, krijgt navolging. Strive Asset Management heeft aangekondigd Bitcoin als reserveactiva te gaan gebruiken en via een fusie met Asset Entities naar de Nasdaq te gaan. Door deze aankondiging steeg de aandelenkoers van Asset Entities met liefst 450%. Strive's plannen weerspiegelen de strategie van MicroStrategy, dat inmiddels ongeveer 555.500 Bitcoin bezit, ter waarde van rond de 52 miljard dollar. Het bedrijf heeft GameStop aangemoedigd om dezelfde aanpak te volgen, en hoewel de videogameretailer de stap heeft goedgekeurd, heeft het nog geen Bitcoin aangekocht. Volgens Strive CEO Matt Cole staan "minder dan 1% van de beursgenoteerde bedrijven" momenteel Bitcoin op de balans. Vanuit het Verenigd Koninkrijk komt het nieuws dat GFO-X een handelsplatform heeft gelanceerd voor centraal geclearde digitale activaderivaten. Het platform, dat onder toezicht staat van de Britse FCA, is ontworpen om te voldoen aan de institutionele vraag naar transparante en conforme futures en opties voor digitale activa. De eerste institutionele transactie tussen Virtu Financial en IMC werd uitgevoerd op GFO-X en centraal gecleard via LCH DigitalAssetClear. Deze ontwikkeling markeert een belangrijke stap in de evolutie van institutionele markten voor digitale activa, waarbij risicomanagement en liquiditeit centraal staan in een gereguleerde omgeving. Deze week in de CryptocastEen Deep Dive over het veilig opslaan van je crypto samen met Veronique Estié. See omnystudio.com/listener for privacy information.

De cryptomarkt staat er uitstekend voor deze week. Bitcoin blijft stevig boven de psychologische grens van 100.000 dollar, met een huidige koers rond de 102.000 dollar. Beleggers kijken nu gespannen uit naar een mogelijke nieuwe all-time high, met het vorige record van 109.000 dollar in zicht. Ook Ethereum presteert momenteel sterk, met een koerssprong van 1800 dollar naar 2700 dollar, wat suggereert dat de bodem mogelijk gevonden is voor de op één na grootste cryptocurrency. Ondertussen treedt Coinbase toe tot de prestigieuze S&P 500-index, ter vervanging van Discover Financial Services. Het aandeel van de Amerikaanse cryptobeurs schoot direct 24% omhoog, de scherpste stijging sinds de dag na Donald Trumps verkiezingsoverwinning. Om in aanmerking te komen voor de S&P 500 moet een bedrijf winst rapporteren in het laatste kwartaal en cumulatieve winst over de vier meest recente kwartalen. Coinbase rapporteerde een netto-inkomen van 65,6 miljoen dollar en een omzet van 2,03 miljard dollar, een stijging van 24% ten opzichte van vorig jaar. Naast deze mijlpaal kondigde Coinbase plannen aan om het origineel Nederlandse Deribit over te nemen voor 2,9 miljard dollar. Deribit is 's werelds grootste cryptobeurs voor opties, en de overname – de grootste deal in de crypto-industrie tot nu toe – stelt Coinbase in staat om zijn derivatenactiviteiten uit te breiden en zijn voetafdruk buiten de VS te vergroten. De Bitcoin Treasury Company-strategie, bedacht door Michael Saylor van MicroStrategy, krijgt navolging. Strive Asset Management heeft aangekondigd Bitcoin als reserveactiva te gaan gebruiken en via een fusie met Asset Entities naar de Nasdaq te gaan. Door deze aankondiging steeg de aandelenkoers van Asset Entities met liefst 450%. Strive's plannen weerspiegelen de strategie van MicroStrategy, dat inmiddels ongeveer 555.500 Bitcoin bezit, ter waarde van rond de 52 miljard dollar. Het bedrijf heeft GameStop aangemoedigd om dezelfde aanpak te volgen, en hoewel de videogameretailer de stap heeft goedgekeurd, heeft het nog geen Bitcoin aangekocht. Volgens Strive CEO Matt Cole staan "minder dan 1% van de beursgenoteerde bedrijven" momenteel Bitcoin op de balans. Vanuit het Verenigd Koninkrijk komt het nieuws dat GFO-X een handelsplatform heeft gelanceerd voor centraal geclearde digitale activaderivaten. Het platform, dat onder toezicht staat van de Britse FCA, is ontworpen om te voldoen aan de institutionele vraag naar transparante en conforme futures en opties voor digitale activa. De eerste institutionele transactie tussen Virtu Financial en IMC werd uitgevoerd op GFO-X en centraal gecleard via LCH DigitalAssetClear. Deze ontwikkeling markeert een belangrijke stap in de evolutie van institutionele markten voor digitale activa, waarbij risicomanagement en liquiditeit centraal staan in een gereguleerde omgeving. Deze week in de CryptocastEen Deep Dive over het veilig opslaan van je crypto samen met Veronique Estié. See omnystudio.com/listener for privacy information.

In this episode of 'Inspired to Lead,' host Talia Meshiach sits down with Shifra Kolsky, the Chief Accounting Officer at Discover Financial Services. Shifra shares her inspirational journey from overcoming the loss of her father during her teenage years, to working through high school and college, and eventually climbing the corporate ladder. With a special focus on balancing a high-powered career with family responsibilities, Shifra opens up about the importance of self-belief, continuous learning, and effective communication. She discusses her motivations, the challenges she faced regarding Shabbos and Yom Tov in a corporate environment, and the significance of a supportive workplace culture. Listeners will gain insights on the value of asking for growth opportunities, the power of mentorship, and the joy of contributing to both family and community.   00:00 Introduction to Inspired to Lead 01:24 Interview with Shifra Kolsky Begins 02:35 Shifra's Role at Discover Financial Services 06:18 Balancing Family and Career 07:23 Shifra's Early Life and Career Path 23:43 Challenges and Mentorship in Shifra's Career 30:20 Balancing Family and Career Responsibilities 31:15 Navigating Maternity Leave in Corporate America 33:09 Overcoming Self-Doubt and Climbing the Corporate Ladder 34:47 The Importance of Asking for Opportunities 38:04 Creating a Supportive Work Environment 41:04 Balancing Religious Observance with Corporate Demands 46:28 Leadership and Personal Growth 52:14 Final Reflections and Advice     About Shifra Kolsky:   Kolsky has been with Discover over 15 years and was promoted to Senior Vice President, Controller and Chief Accounting Officer in 2020. She was instrumental in driving several key initiatives, including significant accounting changes, major technology implementations and the adoption of robotic process automation in the finance function. She is the executive sponsor of Discover's Jewish Affinity Group. Prior to working for Discover, Kolsky was in public accounting in the audit practice at Deloitte and Arthur Andersen. In addition to her role at Discover, Kolsky is also active in her community, volunteering with No Shame On U, an organization dedicated to ending the stigma associated with mental health conditions; the Chicago chapter of The JWE; and the Kehillah Fund, which supports Jewish educational institutions in the Chicago area. Kolsky's husband is a rabbi who teaches in Jewish day schools and high schools. They have four children and two fabulous kids-in-law.   https://www.linkedin.com/in/shifrakolsky   Powered By Roth & Co The JWE For guest suggestions, please email Talia: podcast@thejwe.org

This episode is sponsored by Discover Financial Services. How can women in tech build resilience, grow into leadership, and still make time for life outside of work? In this episode of Diverse, host Sam East sits down with two inspiring women from Discover Financial Services: Ranjani Rao, director of infrastructure product management, and Jamie Stallworth, manager training specialist. They share honest reflections on bouncing back from failure, advice for work-life balance, and insights on how they keep their technical knowledge up to date. Plus, hear how Discover Financial Services has supported their leadership growth and development. --- The Society of Women Engineers is a powerful, global force uniting 50,000 members of all genders spanning 85 countries. We are the world's largest advocate and catalyst for change for women in engineering and technology. To join and access all the exclusive benefits to elevate your professional journey, visit membership.swe.org

Building and growing winning teams – thoughts from a seasoned fintech leader on managing high-performing engineering teams. Detailed Summary: In this episode Naga Rishyender, Manager of Software Engineering at Discover Financial Services, shares his thoughts on building and managing high-performing engineering teams in the fast-evolving fintech space. He begins by discussing his career journey—from his education at UNCC to roles at Wells Fargo, Oracle, Amazon, and now Discover—highlighting the impact of his leadership on major projects like Amazon's “Pay with Affirm” feature. At Discover, he currently leads a team of engineers working on critical payment authorization systems, fraud prevention, and infrastructure modernization, with a strong focus on innovation and cloud technology. Naga goes on to detail his philosophy for assembling effective engineering teams. He emphasizes diversity—not just in background, but in experience levels—as a key to fostering collaboration, mentorship, and innovation. Psychological safety, clear roadmaps, and continuous learning opportunities are all pillars of his leadership approach to ensure team alignment and growth. The conversation also explores the evolving relationship between academia and the fintech industry. Naga praises the rise of fintech-specific courses in universities and highlights Discover's Student Rotational Program as a successful model for bridging the gap between education and real-world experience. He advocates for more industry-academic collaboration through mentorship, hackathons, internships, and curriculum development. These partnerships, he argues, prepare students more effectively for careers in fintech by offering practical experience, exposure to regulations, and insight into company cultures before graduation. More info: Discover FS: https://www.discover.com/ Naga Rishyendar: https://www.linkedin.com/in/naga-rishyendar-p/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com ; https://www.linkedin.com/company/finovate-conference-series/ #fintech #leadership #engineering #financialservices #innovation #mentorship #finovate

Steve Grzanich has the business news of the day with the Wintrust Business Minute. The interim CEO and president of Riverwoods-based Discover Financial Services is getting a pay raise as he works to complete the company’s acquisition by Capital One. J. Michael Shepherd will get about $1.7 million this month and $750,000 in May and […]

APAC stocks traded mixed as most major indices took impetus from the gains on Wall St after President Trump's first full day back in office although Chinese markets lagged after Trump suggested 10% tariffs on China.US President Trump said they are talking about a 10% tariff on China from 1st February for them sending fentanyl to Canada and Mexico, while he added that the European Union treats the US badly and that the EU will be in for tariffs.US President Trump announced an AI project with OpenAI, SoftBank (9984 JT) and Oracle (ORCL) to form a JV called Stargate which will invest at least USD 500bln in AI infrastructure in the US and will create 100k jobs.European equity futures indicate a positive cash open with Euro Stoxx 50 futures up 0.3% after the cash market closed flat on Tuesday.Looking ahead, highlights include UK PSNB, ECB's Villeroy, Knot & Lagarde, Supply from Germany & US, Earnings from Procter & Gamble Co., Abbott, Johnson & Johnson, Halliburton Company, Ally Financial, Amphenol Corp., Comerica, GE Vernova Inc., Travelers Companies, Commerce Bancshares Inc., First Community Corp., Kinder Morgan, Inc., Alcoa, Discover Financial Services, RLI Corp. & Steel Dynamics.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

European bourses trade at best levels, Stoxx 600 makes a record high; NQ outperforms as President Trump announces a USD 500bln AI investment.USD tilts lower as markets await further developments from the Trump administration.USTs are a little firmer, Bunds bounce on ECB Lagarde remarks, who is seemingly not too concerned about US tariffs at this point in time.A softer dollar supports oil and precious metals, but base metals trade mixed on tariff threats.Looking ahead, Supply from the US, Earnings from Procter & Gamble Co., Abbott, Johnson & Johnson, Halliburton Company, Ally Financial, Amphenol Corp., Comerica, GE Vernova Inc., Travelers Companies, Commerce Bancshares Inc., First Community Corp., Kinder Morgan, Inc., Alcoa, Discover Financial Services, RLI Corp. & Steel Dynamics.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

This episode features an interview with Tarun Dadoo, VP of Products & Delivery at Discover Financial Services. Tarun is a seasoned investment, sales, and marketing professional with over a decade of experience in consumer banking, across both emerging and mature markets. Prior to joining Discover in 2011 as the Director of Marketing Strategy, Digital Innovation, and Product Development, he served Citibank for 6 years in various roles.In this episode, Kailey sits down with Tarun to discuss the delicate balance between privacy and personalized consumer experiences, the implementation of composable CDPs, and the complex interplay between good data and consumer trust.-------------------Key Takeaways:Maintaining strict data governance and balancing privacy with personalization ensures tailored consumer experiences without risking privacy violations.A CDP allows marketers to handle consumer data from various sources while optimizing for use cases incrementally, making data integration more manageable and efficient.By understanding and addressing specific consumer behaviors, marketers can create more effective and personalized interactions, leading to improved satisfaction and loyalty.-------------------“I can bring all this data, put it in a box, and Gen AI will generate and spit out things. But, somebody still has to moderate these experiences and the data governance. Otherwise, we will end up scaring away a lot of customers. If you don't have the proper governance in place, I think that is the main thing, first, you need to build that framework before you decide and go outside and start marketing using those data.” – Tarun Dadoo-------------------Episode Timestamps:‍*(02:35) - Tarun's career journey*(10:16) - Trends impacting consumer experience in financial services*(16:44) - Practical AI use cases in financial services *(21:58) - The balance between being personalized and creepy*(29:32) - How Tarun defines good data ‍*(38:44) - Tarun's recommendations for upleveling consumer experience-------------------Links:Connect with Tarun on LinkedInConnect with Kailey on LinkedInLearn more about Caspian Studios-------------------SponsorGood Data, Better Marketing is brought to you by Twilio Segment. In today's digital-first economy, being data-driven is no longer aspirational. It's necessary. Find out why over 20,000 businesses trust Segment to enable personalized, consistent, real-time customer experiences by visiting Segment.com

We've compiled the best advice from podcasts of 2024, we hope you enjoy hearing from our amazing guests, some with incredible relaunch stories of their own, some to share guidance, all inspirational: Jennifer Andrews, equity & diversity lead at Guardian Life; Elizabeth Andrew, TEDx speaker and global leader & motivator; Ofer Sharone, Associate Professor of Sociology at the University of Massachusetts Amherst on research regarding career transitions, unemployment, and aspirations; Felicia Williams on her relaunch at Vanguard and consequent advancement; Heather Bannon, returned to Discover Financial Services after leaving for a break, and her advancement; Rowena Zahn pivoted into life sciences after a 15-yr break; Ashley Miller pivoted from sports management to DEI initiatives after her break; Elia O'Rourke relocated from Mexico and relaunched in the US; Evan J. Kopelson relaunched into legal advocacy from LA's entertainment industry.

Kyndryl's new services aimed at facilitating the adoption of Microsoft's CoPilot within enterprises, emphasizing the importance of tailoring AI solutions to meet specific business needs. With a focus on enhancing data integrity and continuous optimization, Kyndryl's offerings, including a Co-Pilot Value Discovery Workshop, aim to help organizations effectively implement AI technologies to drive meaningful business outcomes.Sobel also covers Google's recent launch of Gemini 1.5 Flash 8B, a production-ready AI model that boasts significant improvements in cost, speed, and efficiency. This model is designed to support high-volume tasks, making it an attractive option for developers. Additionally, OpenAI has introduced a new feature called Canvas for ChatGPT, which enhances collaboration for coding and writing projects by allowing users to work alongside the AI without losing context. These advancements signal a shift in the AI landscape towards creating tangible business value through effective technology integration.The episode further explores the evolving role of CIOs in managing the risks associated with generative AI, as highlighted by Discover Financial Services' implementation of the NIST risk framework. Sobel notes that as organizations navigate the complexities of AI, there is a growing urgency to establish responsible practices for its integration. He also discusses the transformation within the professional services sector, where firms are increasingly adopting data-driven approaches and leveraging AI to enhance efficiency and client engagement.Finally, Sobel addresses the potential pitfalls of new technologies, including the risks associated with smart glasses and the overwhelming proliferation of apps in daily life. He raises concerns about user fatigue and privacy issues, suggesting that the future of technology should focus on creating better user experiences and more transparent systems. The episode concludes with a reminder of the importance of balancing innovation with ethical considerations, as businesses strive to thrive in an increasingly AI-driven landscape.Three things to know today 00:00 Kyndryl's Copilot Strategy and the Next AI from Google and OpenAI03:39 AI Strategy and Consulting's Future: Why Smaller, Agile Firms Are Poised for Growth08:04 Are New Technologies Backfiring? Smart Glasses, App Fatigue, and Apple's Social App Shake-Up  Supported by:  https://mspradio.com/engage/  Event: www.smbTechFest.com/Go/Sobel  All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessoftech.bsky.social

911: In financial services, automation and AI are transforming risk management, streamlining compliance, and enhancing customer experiences for greater efficiency. In this episode of Technovation, Peter High interviews Jason Strle, Chief Information Officer of Discover Financial Services. Jason discusses Discover's unique position as one of the first FinTech companies, emphasizing its direct-to-consumer model and its role as one of the four major credit card networks. He highlights how Discover's customer-first approach drives innovation across the company, earning high levels of customer loyalty. As CIO, Jason provides insights into the breadth of his responsibilities, covering everything from core banking platforms to cloud infrastructure and information security. He also delves into how Discover is embracing AI and automation to innovate risk management, making traditionally complex processes more efficient and competitive. Jason shares his thoughts on how Generative AI is transforming customer service and risk management, while also addressing the challenges it presents. The conversation also explores Discover's partnerships with FinTech startups and how the company stays on the cutting edge of financial technology.

911: In financial services, automation and AI are transforming risk management, streamlining compliance, and enhancing customer experiences for greater efficiency. In this episode of Technovation, Peter High interviews Jason Strle, Chief Information Officer of Discover Financial Services. Jason discusses Discover's unique position as one of the first FinTech companies, emphasizing its direct-to-consumer model and its role as one of the four major credit card networks. He highlights how Discover's customer-first approach drives innovation across the company, earning high levels of customer loyalty. As CIO, Jason provides insights into the breadth of his responsibilities, covering everything from core banking platforms to cloud infrastructure and information security. He also delves into how Discover is embracing AI and automation to innovate risk management, making traditionally complex processes more efficient and competitive. Jason shares his thoughts on how Generative AI is transforming customer service and risk management, while also addressing the challenges it presents. The conversation also explores Discover's partnerships with FinTech startups and how the company stays on the cutting edge of financial technology.

This episode is sponsored by Discover Financial Services. The opinions expressed in this podcast are those of the host and guests, in their individual capacity, and not necessarily those of Discover. Three leaders at Discover Financial Services discuss their career journeys in tech, their insights on AI and emerging technologies, and how they have built communities of support as women of color in the field. Hear insights from Stephanie Jefferson, senior associate IT service management specialist; Yixiu Li, director of generative AI modeling; and Natasha Perez, senior manager of product enablement.

Discover Financial Services  and Discovery Education have worked together to produce pathwayinschools.com  presenting  a video documentary premiering 10/22 entitled MONEY MASTERY  for grades 6-8. Learn more as Discovery Senior Social Impact Manager Madeline O'Neil tells us how it was all put together for you and your students.

Discover Financial Services  and Discovery Education have worked together to produce pathwayinschools.com  presenting  a video documentary premiering 10/22 entitled MONEY MASTERY  for grades 6-8. Learn more as Discovery Senior Social Impact Manager Madeline O'Neil tells us how it was all put together for you and your students.

Steve Grzanich has the business news of the day with the Wintrust Business Minute. Discover Financial Services and Capital One face a proposed class-action lawsuit over their merger. The lawsuit claims the $35 billion dollar deal will hurt competition and raise prices for consumers. The complaint also claims the merger will mean fewer and less […]

This special episode of Inside Jobs comes to you live from the IHAF Leadership Summit, held at the iconic Willis Tower in Chicago, IL. An executive-level event, this year's Summit includes keynotes from Marissa Eddings of 7-Eleven, Jennifer Martindale of the Chicago Cubs, Jorge Orozco-Cordero of Discover Financial Services, and Amy Spears and George Friedman of Highmark Health—all of whom offer an inside look at the organizational strategies and operating practices that enable their teams to deliver incomparable value to the businesses they support. ——This podcast is in partnership with the In-House Agency Forum and hosted by Robert Berkeley from EKCS.

In 2006, Heather left her role as a Senior Programmer Systems Analyst at Discover Financial Services to begin a five year childcare career break. She ultimately relaunched her career by returning to Discover, where she has been promoted six times over the 13 years since she has been back. Heather is currently the Senior Director of Information Technology at Discover. She is a big supporter of relaunchers, which she has posted about on LinkedIn, including her enthusiasm for our Normalizing Career Breaks mission. We will also find out how Heather graduated with a fine arts degree and was able to transition to a technical career both before and after her relaunch at Discover.

Discover Financial Services recently held an earnings call and released their Q1 2024 report. During the call, the company's Interim CEO, J. Michael Shepherd, relayed, "I joined Discover's Board in August of 2023 after a career in the public and private sectors, more than 30 years of which were in the financial services industry. Among other roles, I served as Senior Deputy Controller of the Currency earlier in my career. Most relevant to my current position, I was Chairman and CEO of BancWest Corporation and Bank of the West. As Chairman of Bank of the West, I helped oversee its acquisition and integration into the Bank of Montreal in 2023. I hope my experience will help me serve our shareholders, customers, and employees as an effective leader during this important period."Despite the challenging economic circumstances stated in their earning call, Discover Financial Services has displayed stability in Q1 2024. Data from the earnings report shows a decline in net income from the previous year. However, after accounting for unique factors such as an efficiency ratio under 36% and the card misclassification remediation reserve increase, a more nuanced insight suggests the company's net income could be a higher $915 million.The company reported growth in certain sectors. An 11% increase in card receivables and a substantial 21% surge in personal loans echo the company's continuing appeal to its customers. Furthermore, the PULSE debit network witnessed a 21% increase in debit volume, and average deposits experienced an 18% year-on-year increase.In the earnings call, they also acknowledged changing consumer trends and the impact of economic conditions. Reduced spending by lower-income households due to inflation and an increased leaning towards debt consolidation in personal loans indicate shifts in consumer behavior. Forecasting a flat to slightly negative sales growth in 2024, Discover is mindfully navigating these challenges.As per the discussion by the company in the earnings call, Discover's strategic plans are geared toward risk management, compliance programs, and a prospective merger with Capital One. The company reaffirmed its commitment to assisting customers in achieving their financial goals, contributing to community commitments, and positioning itself as a competitive player in the payments industry. In their statements, the company was pragmatic, acknowledging present challenges whilst also delineating strategic actions aimed at sustaining growth and opportunity in a turbulent economic landscape. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.theprompt.email

Senator Elizabeth Warren called for a new restriction on major cloud providers Microsoft, Amazon and Alphabet, barring them from developing some of the most promising artificial intelligence technologies. The Massachusetts Democrat also assailed proposed acquisitions of Albertsons by Kroger and of Discover Financial Services by Capital One Financial Corp. She speaks with Bloomberg's Joe Mathieu and Kailey Leinz. See omnystudio.com/listener for privacy information.

If Capital One's $35 billion bid to acquire Discover Financial Services makes it through regulatory scrutiny, the deal promises to mint a new top credit card lender in the U.S. – and deliver higher card processing fees for the combined business. As part of the proposed deal, Discover shareholders would receive roughly one share of Capital One for each of their shares, leaving current Discover holders with 40% of the combined company, and current Capital One holders with 60%.Emily Mason, a Forbes reporter, joins “Forbes Talks” to discuss the Capital One's $35 billion acquisition of Discover.Stay ConnectedForbes newsletters: https://newsletters.editorial.forbes.comForbes on Facebook: http://fb.com/forbesForbes Video on Twitter: http://www.twitter.com/forbesForbes Video on Instagram: http://instagram.com/forbesMore From Forbes: http://forbes.comForbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Watch Alix and Paul LIVE every day on YouTube: http://bit.ly/3vTiACF.On this week's podcast, Kunjan Sobhani, Bloomberg Intelligence Senior Semiconductor Analyst, discussed Nvidia's blowout earnings results. Ben Elliott, Bloomberg Intelligence Consumer Finance Analyst, joined to talk about Capital One agreeing to buy Discover Financial Services in a $35 billion all-stock deal. Michael Halen, Bloomberg Intelligence Senior Restaurant and Foodservice Analyst, discussed why restaurants are now confronting a slowdown in consumer spending. Gene Seroka, Executive Director of the Port of Los Angeles, joined to discuss his outlook for cargo volumes. Drew Reading, Bloomberg Intelligence U.S Homebuilding Analyst, discussed Home Depot earnings. Craig Trudell, Bloomberg Global Autos Editor, discussed why President Biden's dreams for electric vehicles are a nightmare for the U.S car industry. The Bloomberg Intelligence radio show with Paul Sweeney and Alix Steel podcasts through Apple's iTunes, Spotify and Luminary. It broadcasts on Saturdays and Sundays at noon on Bloomberg's flagship station WBBR (1130 AM) in New York, 106.1 FM/1330 AM in Boston, 99.1 FM in Washington, 960 AM in the San Francisco area, channel 121 on SiriusXM, www.bloombergradio.com, and iPhone and Android mobile apps. Bloomberg Intelligence, the research arm of Bloomberg L.P., has more than 400 professionals who provide in-depth analysis on more than 2,000 companies and 135 industries while considering strategic, equity and credit perspectives. BI also provides interactive data from over 500 independent contributors. It is available exclusively for Bloomberg Terminal subscribers.See omnystudio.com/listener for privacy information.

Capital One announced plans to buy Discover Financial Services in a $35 billion deal that marries two of the largest credit-card companies in the U.S. and has the potential to shake up the credit card industry in a major way. WSJ's AnnaMaria Andriotis explores what makes this deal such a game changer. Further Reading: - Capital One Is Buying Discover Financial for $35 Billion  Further Listening: - Inside the Capital One Hack  - The Fight Over Your Credit Card Swipe  Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Thursday, February 22nd, A.D. 2024. This is The Worldview in 5 Minutes heard at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Eight Christians attacked in India by radical Hindus A radical Hindu group recently attacked eight Christians in India's central state of Chhattisgarh. The group beat the Christians in the street as they returned from their weekly worship service. The injured Christians had to go to the Intensive Care Unit, including their pastor. He suffered the worst injuries. And it's not the first time he faced an attack like this. Yet, he has continued to serve his church for years. One local Christian told International Christian Concern, “The persecution has increased after the new Government formed in the state. The Christian community has been going through psychological trauma, as both radical Hindu nationalists and the successful administration of the state target the Christian minorities.” British Parliamentarians opposed a ban on so-called “conversion therapy” Earlier this month, the House of Lords in the British Parliament debated a bill that would ban so-called “conversion therapy.” Christians warn the bill could be used to punish parents, therapists, and pastors who want to help individuals overcome unwanted sexually perverted desires and identities.  Remarkably, parliamentarians opposed the bill. The U.K.-based Christian Concern shared, “This was the first time in British history that more politicians in Parliament opposed a conversion therapy ban than supported one. This was also an international first, as this has never previously happened elsewhere either.” COVID vaccine recipients had neurological, blood, and heart-related issues The Global Vaccine Data Network released the largest global study on COVID-19 shots this month. The study looked at nearly 100 million people who got the shot. It covered the countries of Argentina, Australia, Canada, Denmark, Finland, France, New Zealand, and Scotland.  The research found people who got the shot from Pfizer, Moderna, or AstraZeneca had increased risk for certain adverse effects. Adverse events included neurological, blood, and heart-related issues. Trump hinted at possible VP pick On Tuesday, former President Donald Trump spoke at a Fox News town hall event hosted by Laura Ingraham. Trump confirmed several names that are on his vice presidential shortlist. The names include entrepreneur Vivek Ramaswamy, Florida Governor Ron DeSantis, South Carolina Senator Tim Scott, Florida Rep. Byron Donalds, South Dakota Governor Kristi Noem, and former Hawaii Rep. Tulsi Gabbard. INGRAHAM: “Are they all on your shortlist?” TRUMP: “They are.” INGRAHAM: “And when can we expect that you will announce your choice.” TRUMP: “Honestly, all of those people are good. They're all good. They're all solid. And I always say I want people with common sense because there's so many things happening in this country that don't make sense. Who wants an open border? Who wants high interest rates? Who wants all electric vehicles?” Capital One is buying Discover Capital One Financial agreed to acquire  Discover Financial Services on Monday for $35.3 billion. The deal would merge two of America's largest credit card issuers. If completed, the acquisition would create the sixth largest bank in the U.S. and the largest credit card issuer.  The deal would give Capital One ownership of one of the four major credit card networks. The other networks are Visa, Mastercard, and American Express. George Barna: "America needs spiritual renewal more than political majority” And finally, Dr. George Barna released his latest report, titled “America Needs Spiritual Renewal More than a Political Majority.” With the upcoming presidential election, many hope a political leader can unite the country. However, the report noted Americans are very fragmented based on their worldview beliefs: “A majority of adults possess the same points of view in relation to less than one-third of the 53 unique worldview indicators in the Inventory.” Dr. Barna wrote, “Placing the burden of uniting this divided a country on the shoulders of a president or political party is unrealistic. Only a spiritual awakening can usher in the required tidal wave of spiritual wisdom and commitment, and that kind of renewal does not happen overnight or randomly. It must become an intentional and long-term commitment.” 2 Chronicles 7:14 says, “If My people who are called by My name will humble themselves, and pray and seek My face, and turn from their wicked ways, then I will hear from Heaven, and will forgive their sin and heal their land.” Close And that's The Worldview in 5 Minutes on this Thursday, February 22nd in the year of our Lord 2024. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Feb. 22, 2024 ~ Guy, Lloyd, and Jamie talk about the widespread cellular outage throughout the country, mostly impacting AT&T customers, an Alabama hospital pausing IVF treatment amid the state's Supreme Court ruling, Broadway In Detroit's upcoming schedule for 2024-25, the plans to decorate the city of Detroit for the NFL Draft, Paul Whelan's family's concern over the death of Alexei Navalny, and Capital One acquiring Discover Financial Services.

Feb. 22, 2024 ~ Capital One is acquiring Discover Financial Services in an all-stock $25.3 billion deal, while American's are racking up over $1 trillion in credit card debt. Bankrate.com senior economic analyst Mark Hamrick talks with Guy, Lloyd, and Jamie about the likelihood that the deal is blocked, and the pros and cons of the potential acquisition.

Capital One Financial Corporation plans to acquire Discover Financial Services in a $35 billion deal that would combine two of the largest U.S. credit card companies. Today on the show, five big questions about the deal, and the opaque system behind every swipe, tap or insertion of your credit card. Related:Planet Money's TikTok on the secret behind credit card rewards Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The U.S. has vetoed a UN resolution demanding an immediate cease-fire in Gaza.USA TODAY Reporter Maureen Groppe looks at the potential implications of the Supreme Court's decision not to review a high school diversity case.Two men have been charged with murder in the Kansas City shooting.USA TODAY National Correspondent Trevor Hughes breaks down an Alabama court decision ruling that frozen embryos are children.Capital One is acquiring Discover Financial Services.Episode Transcript available hereAlso available at art19.com/shows/5-ThingsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Three news stories summarized & contextualized by analytic journalist Colin Wright.New FDA-approved drug makes severe food allergies less life-threateningSummary: A new antibody drug called omalizumab, which lessens the severe allergic reactions people have to some foods, has been approved by the US Food and Drug Administration.Context: Over the course of several injections, this drug has been shown to help patients tolerate increasing volumes of whatever it is they're allergic to, including things like nuts, milk, eggs, and wheat; about 17% of people who received the drug in clinical tests didn't experience any benefits, so this isn't a universal, panacea solution, but it did allow the majority of subjects in most trials to tolerate, for instance, the equivalent of several peanuts, despite being deathly allergic to peanuts, reducing their severe allergic responses down to minor versions of the same; this is one of many drugs that was originally approved to treat other things, in this case asthma, hives, and nasal polyps, but which has now been successfully repurposed for other utilities.—Ars TechnicaOne Sentence News is a reader-supported publication. To support my work, consider becoming a free or paid subscriber.Capital One is buying Discover Financial for $35 billionSummary: Capital One has announced that it will buy Discover Financial Services for more than $35 billion.Context: If this deal is allowed by regulators, it would create a new credit card company worth more than $52 billion; Discover has suffered a fair bit of internal and regulatory tumult in recent years, and has been approached by many financial institutions about an acquisition over the course of the past decade, as many banks and credit card-issuers would love to have their own payment system to help them become less reliant on entities like Visa and Mastercard, and that's something Discover offers, though on a smaller scale; the acquisition would also allow Capital One to increase the number of wealthy cardholders they have on their books, balancing out the large number of low credit-score credit card customers they currently have on their roster.—The Wall Street JournalSouth Korean doctors walk out, protesting plan to increase their ranksSummary: Medical interns and residents walked off the job at major South Korean hospitals yesterday to protest a government plan to increase the number of doctors in the country by allowing more students into local medical schools.Context: South Korea has one of the lowest doctors-per-capita ratios in the wealthy world, and that combined with a rapidly aging population has made attaining medical care more and more difficult; the government says it needs to increase the number of doctors in the country to address this shortage, but the protesting medical professionals say that the real issue is overwork and low compensation, including shifts that last longer than 24 hours and 80-plus hour weeks, which makes holding onto medical professionals difficult.—The New York TimesWhile the conflicts in Ukraine and Gaza have been horrendous by most metrics, they've been pretty good for US defense companies, bringing in more than $80 billion in major arms deals in 2023 (through September), alone, which is more than five-times the norm.—The Wall Street Journal$139Approximate price of a monthly dose of Type 2 diabetes / weight-loss drug Ozempic in China via online retailer JD.com, which is a lot cheaper than the $970 some people pay for the same in the US.That lower price is possible because of the country's thriving gray market for drugs, and though lower prices are also available in the US and other countries (via similar gray markets), there's little regulation of such markets in any region, and that sometimes leaves customers with less-than-pure versions of what they order (though these options also point at a gap between how cheaply a drug can be attained by some people or agencies, compared to how much it generally costs on the open market).—The Wall Street JournalTrust Click Get full access to One Sentence News at onesentencenews.substack.com/subscribe

Capital One says it's reached an all-stock deal to take over Discover Financial Services. The acquisition would create a stronger rival to Visa and Mastercard, but it’s far from a done deal and is likely to face heavy scrutiny from regulators. Also on the show: why the average age of Americans farmer is on the rise, and what the producer price index can reveal about inflationary trends.

Stocks close down; Capital One says the deal will help Discover compete; Walmart says sales rise; Home Depot says demand for big ticket items is weak.

Capital One says it's reached an all-stock deal to take over Discover Financial Services. The acquisition would create a stronger rival to Visa and Mastercard, but it’s far from a done deal and is likely to face heavy scrutiny from regulators. Also on the show: why the average age of Americans farmer is on the rise, and what the producer price index can reveal about inflationary trends.

Plus: Shares of Discover Financial Services rise 12.6% a day after WSJ reported Capital One is buying the company for $35 billion. Walmart shares rise 3.2% to a new record. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a deal that would bring together two of the nation's biggest lenders and credit card issuers, Capital One Financial is buying Discover Financial Services for $35 billion according to a news release issued by the companies yesterday. Bankrate, Senior Economic Analyst Mark Hamrick joins the show to share what this means for customers.

America in the Morning from Westwood One     Capital One Buys Discover  Capital One Financial has announced it will buy Discover Financial Services for $35 billion. The deal will bring together two of the nation's largest credit card companies as well as potentially shake up the payments industry.    Fight Over Ukraine Aid Continues  The political battle on Capitol Hill over aid for Ukraine continues. Correspondent Shelley Adler reports.    Nikki Haley Campaigning In South Carolina  Nikki Haley is ramping up her attacks on Donald Trump ahead of this week's primary in South Carolina. Correspondent Ed Donah ue reports.    Colorado Shooting Suspect Arrested  A suspect has been arrested in shooting deaths in a Colorado college dorm. Correspondent Norman Hall reports.    Details of Minnesota Shooting Revealed  More details have emerged about the Minnesota man that killed two police officers and a paramedic. Correspondent Lisa Dwyer has the story.    US Government to Invest in Computer Chip Production  The federal government is increasing its investments into computer chip production inside the United States. Correspondent Jackie Quinn reports.    UN Court Holds Hearings on Israel Territory  The top UN court is holding hearings into Israel's occupation of lands sought for a Palestinian state. Correspondent Karen Chammas reports.    FAFSA Issues Causing Headaches for Families  Millions of families are having to hold off on deciding about college due to issues with FAFSA. Correspondent Jennifer King reports.    Voice Actors Worried About AI  Video game studios are increasingly using artificial intelligence to create character voices. Correspondent Margie Szaroleta looks at how that affects voice actors.    US Proposes Gaza Ceasefire  The United States is proposing a temporary halt to the fighting in Gaza and warning Israel not to extend their ground campaign into the Palestinian city of Rafah. John Stolnis has more.    Missouri House Passes New Gun Law  Missouri lawmakers have passed a new firearms law in the wake of the deadly shooting at the victory parade for the Kansas City Chiefs. Correspondent Norman Hall has details.    Drones Used to Fly Drugs into WV Prison  Eleven suspects have been arrested in an investigation into illegal drugs allegedly delivered by drones into a federal prison in southern West Virginia.    MA City Asks for National Guard for High School Security  A city south of Boston is asking Massachusetts Governor Maura Healey to send in the Massachusetts National Guard to stop violence and address security concerns at a troubled high school.    Man Admits to Causing Death of US Citizen in Germany  New details are emerging about the death of a U.S. citizen in Germany. Correspondent Karen Chammas reports.    Ransomware Group Caught  A massive online ransomware group has been shut down by a multinational law enforcement effort dubbed "Chronos". Correspondent Chuck Palm has that story in today's tech report.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Michelle Martin and Ryan Huang find out what's driving Sembcorp Industries' profit, China's first home-grown airliner, and how China's stock market is welcoming the Year of the Dragon.See omnystudio.com/listener for privacy information.

Julián Coca, gestor del fondo Alinea Global, destaca valores protagonistas de la jornada y los analiza: Discover Financial Services, Visa, Mastercard, Walmart, Home Depot y Medtronic.

Steve Grzanich has the business news of the day with the Wintrust Business Minute. Riverwoods-based Discover Financial Services is cutting 108 jobs in Illinois. The company filed notice of the layoffs with the state and says they’ll happen in March. Discover says the job cuts are not part of a broader staff reduction but rather […]

Discover Financial Services's Q4 2023 earnings call, unedited

Steve Grzanich has the business news of the day with the Wintrust Business Minute. Riverwoods-based Discover Financial Service has named Michael Rhodes its new president and CEO. He’ll take over sometime before March 6 and will replace Roger Hochschild who stepped down last August. Hochschild resigned following the disclosure of regulatory issues relating to the […]

Tonya Hummers, Managing Director at Protiviti, speaks with Sarah Olthoff, Senior Vice President and Chief Business Risk Officer at Discover, about talent management, the nature of work, and the skills risk roles need most. Sarah K. Olthoff serves as a Senior Vice President of Business Risk Programs at Discover Financial Services.  In this role, Sarah is responsible for development, implementation, and oversight of the business risk management program across the enterprise.  This program include the Business Risk Offices that directly support Discover's business units as well as centralized risk management functions that enable consistent and effective execution of risk activities, such as Change Management, Issue Management, and Risk Reporting.  Prior to this role, Sarah served as VP, Internal Audit overseeing the Regulatory Compliance Audit Program, which provides independent assurance around regulatory compliance and financial crimes risk. Show Notes 01:57 Career Journey 03:51 Culture at Discover 08:58 Who are your role models? 10:54 Resiliency in the workplace 15:57 Skills needed in talent 25:53 Differences between talent market and tech market Get transcript and join our network: https://www.riskywomen.org/2023/08/podcast-s6e6-talent-management-in-risk-sarah-olthoff/

Doug Wilber is the CEO of Denim Social, a leading provider of social media management software that empowers marketers in regulated industries to manage organic social media content and paid social media advertising on one platform. A financial services veteran, Doug served in leadership roles with Assembly Payments, PYMNTS.com, Discover Financial Services and Market Platform Dynamics. He graduated from Penn State with both a bachelor's degree in marketing and international business, and an MBA with a focus on product development and brand strategy.  In this episode, Doug talks about his experiences on the varsity cross country and track & field teams at Penn State, traveling the country in the Boca Burger-mobile, being intrapreneurial developing new products within Discover Financial Services, all leading up to becoming CEO of Denim Social. At the end of the episode, Penn State senior Mary Richardson joins the conversation. She is the CEO and co-founder of Bindr, which is providing a mainstream dating experience dedicated to the bisexual community. Mary talks to Doug about finding the right timing to bring on investors, and how he defines success in a startup.

Kevin Allen is a Sarasota, Fla.-based improviser and corporate content leader. He performs regularly and teaches improvisation at Florida Studio Theatre in Sarasota and frequently performs in the Tampa Bay area, which inspires him to bring the teachings and lessons of improv comedy into his corporate space as a means to lift up his colleagues and promote open collaboration. Kevin works for Discover Financial Services, which is the fourth largest credit card provider in the United States, a leading digital bank, and a global payments network. Discover Technology (his area) supports the technology behind the company's financial products. Connect with Kevin: https://www.linkedin.com/in/kevinjallen/https://www.instagram.com/kevin_j_allen/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/meganmccaleb/message

S&P Futures are trading lower this morning as TSLA & NFLX are moving lower after the companies release earnings yesterday. Discover Financial Services said it would pause share repurchases as it investigates a misclassification of credit card accounts from around mid-2007. This morning's key economic reports are the jobless claims and Existing Home sales, however, the market seems to be preparing for next week's FOMC announcement on interest rates. In Europe, the major indexes are trading higher and oil prices are displaying slight gains.

In this episode of Work in Progress, Daniel Cervantes, SVP of National Expansion & Strategic Initiatives for Skills for America's Future, and Camille DeCicco, director of Social Impact for Discover Financial Services, join me to discuss the national expansion of an eleven-year-old Chicago-area nonprofit that works with local employers to put unemployed and underemployed residents to work in good jobs. Skills for Chicagoland's Future launched in 2012 with what they call a "jobs-first workforce approach," working directly with employers to identify their hiring needs and then connecting candidates from Chicago's historically underinvested communities directly to hiring managers. Of the roughly 12,000 people who they've placed in jobs in Chicago, 70% are from South and West sides of the city. Daniel Cervantes was there at its start. "Skills for Chicagoland's Future was launched on the heels of the financial recession and really at the heart of it is we started to see that in workforce development there was an opportunity to actually start and engage and go deep with employers in order to drive greater access to historically-untapped talent," he explains. "What we saw over the course of time is if we can go work closely with an employer to really understand what their talent pain points were, we could work backwards and not only create greater access, but also work with community-based organizations and talent providers to support them in terms of giving their clients an opportunity," Cervantes tells me. The giant financial firm Discover, based in the northern suburb of Riverwoods, is an example of an employer who works with Skills in Chicago. The decision to build a new call center in the Chatham neighborhood on the city's South Side came from CEO Roger Hochschild who had come to believe that corporate site selection is an extremely biased process. DeCicco, says, "We had not opened a new call center in over 20 years and we had never done it in an underserved community, so (Skills was) really our guide throughout. Once we decided where, Skills became our consultant in many of the natural ways that any consultant is." "From a finding talent perspective, it was using what they already knew within the community – both the organizations connections, but also the ways in which you reach and find trust with the community, how you listen, how you embed yourself, and then how you help them trust you that this is real," she adds. Since its opening, the Discover call center has hired more than 1,000 residents on the South Side of Chicago. This workforce model of understanding an employers hiring needs and long-term goals, then serving as a community connector and advocate has also proven effective in Rhode Island, where it's found jobs for seven thousand local residents. And earlier this spring, the organization expanded to Phoenix with Connect to Work AZ, a new partnership with the Greater Phoenix Chamber Foundation. Now, Skills for America's Future has a bigger goal – 25 new cities over the next decade – using the model perfected in Chicago. Cervantes is leading that expansion and he says there is a lot of opportunity to reimagine how workforce development typically has been approached. "Where you live should not dictate your economic opportunities. Talent is everywhere, but access is often not. I'm optimistic that major employers will be able to talk to each other, they'll see the benefits of doing the types of things that an organization like Discover's doing, and realize that it truly does benefit the organization as a whole, retention, mobility, but ultimately it benefits the communities in which each of us have a stake in." Episode 276: Daniel Cervantes, SVP National Expansion & Strategic Initiatives, Skills for America's Future & Camille DeCicco, Director Social Impact, Discover Financial ServicesHost & Executive Producer: Ramona Schindelheim, Editor-in-Chief,

In this episode of Work in Progress, Daniel Cervantes, SVP of National Expansion & Strategic Initiatives for Skills for America's Future, and Camille DeCicco, director of Social Impact for Discover Financial Services, join me to discuss the national expansion of an eleven-year-old Chicago-area nonprofit that works with local employers to put unemployed and underemployed residents to work in good jobs. Skills for Chicagoland's Future launched in 2012 with what they call a "jobs-first workforce approach," working directly with employers to identify their hiring needs and then connecting candidates from Chicago's historically underinvested communities directly to hiring managers. Of the roughly 12,000 people who they've placed in jobs in Chicago, 70% are from South and West sides of the city. Daniel Cervantes was there at its start. "Skills for Chicagoland's Future was launched on the heels of the financial recession and really at the heart of it is we started to see that in workforce development there was an opportunity to actually start and engage and go deep with employers in order to drive greater access to historically-untapped talent," he explains. "What we saw over the course of time is if we can go work closely with an employer to really understand what their talent pain points were, we could work backwards and not only create greater access, but also work with community-based organizations and talent providers to support them in terms of giving their clients an opportunity," Cervantes tells me. The giant financial firm Discover, based in the northern suburb of Riverwoods, is an example of an employer who works with Skills in Chicago. The decision to build a new call center in the Chatham neighborhood on the city's South Side came from CEO Roger Hochschild who had come to believe that corporate site selection is an extremely biased process. DeCicco, says, "We had not opened a new call center in over 20 years and we had never done it in an underserved community, so (Skills was) really our guide throughout. Once we decided where, Skills became our consultant in many of the natural ways that any consultant is." "From a finding talent perspective, it was using what they already knew within the community – both the organizations connections, but also the ways in which you reach and find trust with the community, how you listen, how you embed yourself, and then how you help them trust you that this is real," she adds. Since its opening, the Discover call center has hired more than 1,000 residents on the South Side of Chicago. This workforce model of understanding an employers hiring needs and long-term goals, then serving as a community connector and advocate has also proven effective in Rhode Island, where it's found jobs for seven thousand local residents. And earlier this spring, the organization expanded to Phoenix with Connect to Work AZ, a new partnership with the Greater Phoenix Chamber Foundation. Now, Skills for America's Future has a bigger goal – 25 new cities over the next decade – using the model perfected in Chicago. Cervantes is leading that expansion and he says there is a lot of opportunity to reimagine how workforce development typically has been approached. "Where you live should not dictate your economic opportunities. Talent is everywhere, but access is often not. I'm optimistic that major employers will be able to talk to each other, they'll see the benefits of doing the types of things that an organization like Discover's doing, and realize that it truly does benefit the organization as a whole, retention, mobility, but ultimately it benefits the communities in which each of us have a stake in." Episode 276: Daniel Cervantes, SVP National Expansion & Strategic Initiatives, Skills for America's Future & Camille DeCicco, Director Social Impact, Discover Financial ServicesHost & Executive Producer: Ramona Schindelheim, Editor-in-Chief,

How can businesses free up more time for their employees, reduce effort spent struggling with multiple applications and foster meaningful collaboration between teams? The key is interoperability. Accenture research shows that companies that achieve high interoperability grow revenue 6x faster than their more disconnected peers. So, in this episode we explore how the ability to quickly adapt to new circumstances, adopt new technologies and otherwise remain nimble allows companies to thrive. We'll speak to Michelle Green, V.P. of Business Technology for Strategy, Transformation and Governance at Discover Financial Services, and Emma McGuigan, Global Lead for Enterprise and Industry Technologies at Accenture.

It's Tuesday, April 25th, A.D. 2023. This is The Worldview in 5 Minutes heard at www.TheWorldview.com.  I'm Adam McManus.  (Adam@TheWorldview.com) By Kevin Swanson U.S. government employees evacuated out of Sudan All U.S. government employees were evacuated from Sudan, Africa over the weekend, and the U.S. embassy has been temporarily closed. U.S. officials say there are 16,000 American citizens in country. As The Worldview reported last Thursday, this comes in the wake of heavy fighting between various military factions on the streets of Khartoum. Here's what has happened in Sudan.   In 2019, two military generals joined forces to oust Sudanese President Omar al-Bashira, whose dictatorship began in 1993. After a short bout with “democracy,” factions belonging to General Abdel-Fattah Burhan and General Mohammed Hamdan Dagalo can't seem to get along with each other. They have resorted to killing each other in the streets.   Fox News abruptly fired Tucker Carlson Despite his position as the top-rated program on Fox News, conservative news guy, Tucker Carlson, is gone as of yesterday, reports LifeSiteNews.com. Some analysts have connected the parting with the recent Fox News' out-of-court settlement of $800 million to the benefit of Dominion Voting Systems. Some of Fox News' commentators had questioned the integrity of the votes cast in the 2020 presidential election. Among his more controversial comments, Carlson recently referred to the transgender movement as  “The natural enemy of Christianity.” He defended a congregation in Idaho, members of whom were arrested for singing hymns outdoors.   In September 2021, Carlson noted that “What's dying is the faith that created Western civilization – Christianity. In its place is a new creed, and like all religions, it has its own sacraments, its own sacred texts. It's the cult of coronavirus.” Time Magazine referred to Carlson as “the most powerful conservative in 2021.”   Tucker joins the list of other dismissals with a conservative edge, including Bill O'Reilly, Dan Bongino, Glenn Beck, Sarah Palin, and Todd Starnes.   Of the regular well-known conservative voices dominating the airwaves over the last 20 years, Sean Hannity remains with Fox.  Donald Trump honored Pastor Charles Stanley Donald Trump was among the folks paying respect at the memorial service for Pastor Charles Stanley in Atlanta, Georgia.   The former president reminisced on the pastor's “incredible kindness and humble spirit when he met with me in the Oval Office. As he prayed for me and the nation, I knew God was hearing that prayer.” Also attending the service were Pastors Tony Evans, Chuck Swindoll, and Robert Jeffress of First Baptist Dallas as well as Christian evangelist Franklin Graham.  You can watch a video of the service, which also featured the songs of Greater Vision, through a special link in our transcript today at www.TheWorldview.com. FBI yet to release transgender's manifesto in Christian school rampage The FBI is dragging its heels on releasing a manifesto and assorted documents left by the Nashville Covenant School mass murderer who was a female pretending to be a male. The New York Post quotes Metro Nashville Council Member Courtney Johnston that the document is a "blueprint on total destruction” and she said the document “in the wrong person's hands would be astronomically dangerous.” From Audrey Hale's home, officials have seized “twenty journals, five laptops, suicide notes, two memoirs, five Covenant School yearbooks, and seven cellphones.” As the world searches for a motive, Romans 1 explains, “Even as they did not like to retain God in their knowledge, God gave them over to a reprobate mind, to do those things which are not fitting; Being filled with all unrighteousness, fornication, wickedness, covetousness, maliciousness; full of envy, and … murder.” House prices have fallen again Based on March prices, median prices of homes sold in the U.S. have fallen twice, year-over-year, representing the first fall in home prices since 2012, reports WolfStreet. Sales are down 22% year-over-year. The worst sales drops are happening in Western states — 31% down from last year.  Bed Bath and Beyond filed bankruptcy Bed Bath and Beyond filed bankruptcy on Sunday. Wolf Street points out that the company wasted $11.6 billion of investment cash on buybacks on their own stocks.  Companies that have engaged in stock buybacks this year, as a last ditch effort to prop up their company values, include Chevron, Salesforce, UPS, Discover Financial Services, and Agilent Technologies. Big stock buybacks for 2022 included Apple at $90 billion, Morgan Stanley and Walmart at $20 billion each as well as Nike, Cisco, Home Depot, Visa, and Exxon-Mobil. Inflation is crippling And finally, in economic news, inflation is killing American savings. The Personal Finance Index of George Washington University's Global Financial Literacy Excellence Center found that a quarter of Americans have cut their retirement savings and 12% totally quit saving last year. Now, 30% are finding it tough to make ends meet, up from 24% in 2021. And 39% of Americans do not have enough savings to cover a month of expenses — up from 32% in 2021.  Remember what Jesus said in Matthew 6:19. “Lay up for yourselves treasures in Heaven, where neither moth nor rust destroys and where thieves do not break in and steal.”  Close And that's The Worldview in 5 Minutes on this Tuesday, April 25th  in the year of our Lord 2023. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Friday, March 3rd, 2023. Club Membership Plug: Ladies and gentleman, it’s never been a better time to become a club member at CrossPolitic. This year, CrossPolitic will be dropping exclusive content into our club portal for club members ONLY. Some of this content will include a Bible study series with Pastor Toby, a special with New Saint Andrew’s President, Ben Merkle, our backstage content, and our conference talks! You can grab a club membership for 10 bucks per month… that’s two cups of coffee. So again, head on over to fightlaughfeast.com to get signed up today! That’s fightlaughfeast.com. https://townhall.com/tipsheet/spencerbrown/2023/03/02/is-iran-less-than-two-weeks-away-from-having-a-nuclear-bomb-n2620152 Could Iran Make a Nuclear Bomb in Less Than Two Weeks? After it was reported this week that Iran had more than 18 times the amount of enriched uranium it was allowed to have under the Obama-era Joint Comprehensive Plan of Action (JCPOA), the Biden administration claimed Iran would need less than two weeks in order to finalize enrichment to produce the material needed for a nuclear bomb. https://twitter.com/i/status/1 630679650249654273 - Play Video Calling Iran's nuclear progress "remarkable," Defense Under Secretary for Policy Colin Kahl told the House Armed Services Committee on Tuesday that "it would take about twelve days" for Iran "to produce one bomb's worth of fissile material." Recent evaluations by the International Atomic Energy Agency found that Iran has managed to enrich some of its uranium stockpiles to 84 percent, just shy of the 90 percent enrichment needed for fissile material in a nuclear bomb. Kahl, as with everyone else in the Biden administration, sought to place blame for Iran's nuclear progress on the Trump administration's decision to withdraw from the JCPOA — blame the mainstream media quickly repeated — but the 2015 nuclear deal was flawed and mostly served as a massive payday for the murderous regime. What's more, the Biden administration has wasted years trying to negotiate a new deal with Iran, while Biden's own State Department has admitted Iran played the United States by using lengthy and unserious negotiations to continue ramping up its nuclear efforts as it feigned good faith efforts. While President Biden and his administration were apparently content to continue pursuing diplomacy despite Iran using negotiations for its latest kabuki theater production, Israel is taking the threat more seriously and calling for international deterrents to Iran's nuclear ambitions. To that end, Israel's "Strategic Affairs Minister Ron Dermer and National Security Council chief Tzachi Hanegbi are set to fly out early next week to Washington for talks on progress made in Iran's nuclear program," the Jerusalem Post reports. The situation is even more concerning given the deepening ties between Iran, Russia, China, and North Korea, and the fact that the United States' reaction to all this is being decided by Joe Biden — who has bungled multiple international incidents and hasn't shown himself able to present the United States as a powerful deterrent to bad actors on the world stage. https://www.breitbart.com/2nd-amendment/2023/03/02/discover-to-track-gun-purchases/ Discover Card to Begin Tracking Gun Purchases in April Beginning in April 2023, Discover will become the first credit card issuer to track gun purchases made by their cardholders. On September 11, 2022, Breitbart News noted that Visa caved to pressure from gun control groups and New York Democrats, agreeing to flag gun and ammo purchases via a new sales categorization. The Associated Press observed that Mastercard and other major credit cards also agreed to flag gun sales. On March 2, 2023, the Independent Journal Review (IJR) reported that Discover will be first among credit card companies to track gun sales, inasmuch as the company will begin doing so in April. IJR explained, “Anyone using a Discover card to make a purchase in a gun store will have that purchase tracked, beginning in April.” There are over 55 million Discover cards in usage, so a lot of information on gun purchases can be gathered via that one company. Reuters pointed out Discover Financial Services was ahead of Visa and Mastercard in February 2023, noting that Discover would “allow its network to track purchases at gun retailers come April, making it the first among its peers to publicly give a date for moving ahead with the initiative, which is aimed at helping authorities probe gun-related crimes.” Discover told Reuters, “We remain focused on continuing to protect and support lawful purchases on our network while protecting the privacy of cardholders.” The code for tracking gun purchases was approved by the International Organization for Standardization (ISO) in September 2022, and an ISO representative indicated, “The decision to use the new merchant category code is eventually left up to the users in the industry.” https://www.foxnews.com/us/nyc-spends-nearly-100-million-house-migrants-hotels-after-out-state-busing?intcmp=tw_fnc NYC spends nearly $100 million to house migrants in hotels after out-of-state busing New York City’s public hospital system will spend more than $90 million to house migrants at hotels in the Big Apple through the spring, local reports found. The ​​New York City Health + Hospitals Corporation, which operates public hospitals and clinics in the city, is tasked with overseeing housing for the influx of illegal immigrants. The group’s CEO, Mitchell Katz, has approved spending millions on four hotels to house the migrants in Manhattan, the New York Post reported. Katz approved $40 million to go to the four-star hotel Row NYC near Times Square, another $28 million to the four-star Stewart Hotel near Madison Square Garden, $20 million to the three-star hotel the Watson in Hell’s Kitchen and another $5.8 million to the two-star Wolcott Hotel near the Empire State Building, the Post and online publication The City reported this month. All in, the cost for housing the migrants through the spring of this year sits at $93.8 million. At least 47,600 migrants have inundated the city since last year, including when Texas Gov. Greg Abbott began sending buses of migrants to the city in August amid the ongoing border crisis. There are a total of seven "Humanitarian Response and Relief Centers" in the city, including the four hotels, housing at the Wingate by Wyndham Hotel in Long Island City, one at the Brooklyn Cruise Terminal and another at the Holiday Inn in the Financial District. "Since the beginning of this humanitarian crisis, New York City has mounted a multi-agency response to ensure we are meeting our moral obligations and providing compassionate, comprehensive care to those arriving in our city," a spokesperson for Mayor Eric Adams told The City, "and NYC Health + Hospitals has been key in that response from the start." The housing plans have come with a series of issues, including Row NYC found to throw out nearly a ton of food each day, according to a hotel whistleblower who previously spoke to the Post. While late last month, a group of migrants who were staying at the Watson Hotel in Midtown Manhattan refused to leave the hotel – and even protested by sleeping in the streets – after city officials said they would be housed at the Brooklyn Cruise Terminal. Adams even slept at the Brooklyn Cruise Terminal on the coldest night of the year earlier this month in an effort to fend off criticism that the facilities were lackluster. The mayor has meanwhile pleaded with the White House for more assistance from the government as the migrant population grows "I have a Republican governor dumping on my city," Adams said last month. "I have a Democratic governor dumping on my city. That is where the national government should have stepped in and said, ‘Wait a minute, let's coordinate this effort.’" Democratic Colorado Gov. Jared Polis had also bused migrants to New York City and Chicago as the migrant crisis swelled in Denver and other areas, but announced a halt to the busing program last month after outcry from Adams and Chicago Mayor Lori Lightfoot. Smart Pricing Table: Do you own a business and write a lot of proposals? If so, you should check out SmartPricingTable.com. Smart Pricing Table allows you to create quick and accurate proposals; and it's loaded with features like recurring fees, quantities and line item upsells. When your prospect is ready, they can e-sign and you're off to the races. Visit SmartPricingTable.com and mention Cross Politic to get 25% off your first 2 months https://www.boundingintosports.com/2023/02/christian-high-school-withdraws-from-state-tournament-instead-of-facing-team-with-transgender-player/ Christian High School Withdraws From State Tournament Instead Of Facing Team With Transgender Player A girls’ high school basketball team in Vermont made a big decision last week when they opted out of playing in their biggest game of the year. The institution, Mid-Vermont Christian School forfeited their first-round state tournament game against Long Trail because the team didn’t believe it was fair to play against a transgender athlete. They explained that their decision not to compete was based on concerns for player safety and fairness. Vermont state law permits transgender females to play in girls’ sporting leagues and prohibits discrimination based on gender identity. “We believe playing against an opponent with a biological male jeopardizes the fairness of the game and the safety of our players,” a statement from MVCS head of school Vicky Fogg said. “Allowing biological males to participate in women’s sports sets a bad precedent for the future of women’s sports in general.” The state acknowledged the school’s decision and thus, their self-elimination from the postseason proceedings. Vermont’s policy regarding transgender athletes has led to other controversies recently. In October, a middle school soccer coach from Randolph Union High School was suspended after he allegedly ‘misgendered’ a trans student. This action came in the course of him defending his daughter, who said she was uncomfortable with the individual being in the girls’ locker room. Also that month, administrators at the school banned members of the girls’ volleyball team after they also objected to sharing it with a fellow student who is biologically male. That situation lit a fire of controversy surrounding the Randolph school, which lies in a community with a population of fewer than 5,000 people. There were several verbal taunts exchanged, some even leading to threats of violence. Randolph Union High School draws national controversy over decision regarding transgender student...-Play Video 0:00-2:56 While the policy regarding transgender athletes varies on the state level in high school, it has a uniform policy at the next level. Current NCAA rules state that transgender women are allowed to participate in women’s sports after undergoing one year of testosterone suppression. During an April 2021 survey in the United States, 17 percent of male respondents and 24 percent of female respondents strongly supported allowing transgender girls to compete against other female athletes at the high school level.