Podcasts about first what

FIRST: What do Sean McVay's recent comments about Matt Stafford say about Stafford, McVay and Jared Goff? SECOND: What's the verdict on Ben Simmons? Trade block? THIRD: NBA Conference Finals predictions. FOURTH: Live coverage of the 2021 NBA Draft Lottery! Will the Pistons get screwed out of a top 5 pick? Who should they take? FITH: The Major Wager

「微信」或者「微博」搜索关注［早安英文］，查看更多有趣实用的中英双语节目。笔记：S1Amy, thank you for being with usI just finished watching the docuseriesand of courseI have so many questions for youuh…but firstWhat made you want to speak out?Was there anything you wanted toget across about your experience? S2Because I would imagineit's not easy for youto bring all this back up in your head. S3The real…the only reason I really did…this interview with Netflixis because it had integrity…they were gonna…it was explained to me thatthey were gonna really do the researchand tell the real story.获取节目完整音频、笔记和片尾的歌曲名，请关注威信公众号「早安英文」，回复「加油」即可。更多有意思的英语干货等着你！

FIRST: What player should make the Lions stay at No. 7 if he's on the board? (7:48) SECOND: If the Lions were to trade up from No. 41 into the back of the 1st rd, who should they target? (30:50) THIRD: Which NFL draft prospect will have the biggest fall in the draft? (39:00) FOURTH: What's the best way to rebuild the Tigers roster? (1:00:30) FITH: The Major Wager (1:16:04)

Two topics today. First: What does Christ mean? Was this the last name of Jesus? Second: What does it mean that we must take up our cross and lose our life to find it?

Two topics today. First: What does Christ mean? Was this the last name of Jesus? Second: What does it mean that we must take up our cross and lose our life to find it?

00:34 Giant Mailbag: Greg asks for advice 8:04 What crazy thing....double header! First: What crazy thing...did Greg do this week? https://frequentmiler.com/going-for-wyndhams-124x-offer/ Note that the increased payouts have ended: https://frequentmiler.com/wyndham-rewards-shopping-portal-offering-up-to-quintuple-base-points-great-rates-on-offer/ 14:04 What crazy thing....did Radisson do this week? https://frequentmiler.com/radisson-rewards-splitting-operations-between-the-americas-rest-of-the-world/ 21:46 Mattress Running the Numbers: Should you transfer to Singapore for Star Alliance Gold status? https://frequentmiler.com/earn-krisflyer-star-alliance-silver-or-gold-when-transferring-125k-or-250k-points-to-singapore-airlines/ 35:57 Main Event: 100K Offers here, there, and everywhere https://frequentmiler.com/wow-get-100000-bonus-united-miles-with-new-offer/ https://frequentmiler.com/big-130k-business-platinum-85k-business-gold-targeted-offers/ https://frequentmiler.com/100k-capital-one-venture-rewards-credit-card-bonus-after-20k-in-purchases/ 1:07:33 Post Roast 1:09:03 Question of the Week: Is the Lowes Preload card worth a look?

Liz Sanders (@lizsanders_creates) is an artist and designer living and making in Los Angeles, CA. Shop goods for vibrant living and read her blog, Consciously Transforming, where she shares ideas, practices and tools for empowerment through creative living on her website, www.lizsandersstudio.com.    GIVEAWAY Details: ⁠- One winner will receive Liz's Collage Doodle No. 15 ($25 value - swipe to see) and a free one hour Higher Self Activation coaching session with me ($88 value).⁠ ⁠- To enter:⁠ Listen to this episode; rate + review Own Your Magic and email a screenshot to hello@melinacharis.com; follow @melinacharis and @lizsanders_creates⁠; comment on my latest instagram post when you're done and let us know how you connect with your higher self ⁠- **Giveaway closes February 16 at 12pm PST**⁠   In this episode, we chat about: - The importance of friendships in helping you grow and consciously transform - How unacknowledged trauma can manifest physically in your body and obstruct your connection with your higher self - How art and creative expression can help you connect to, express, and release your stored emotions - The importance of slowing down and putting your mental + physical health FIRST - What creativity really means beyond traditional definitions and how many of us lose our inherent creative nature as we get older - Creativity + burnout and how to prioritize self-care, rest, and set clear energetic boundaries - Creating for joy and the importance of a personal creative practice - Supportive tools and practices to help you slow down, connect more deeply with your body + listen to your higher self   If you loved this episode, share it on social or with a friend and tag me @melinacharis and Liz (@lizsanders_creates).  I’d love to connect and hear what you thought of this episode! As always, I’d be so grateful if you subscribe, rate, and review the show if it resonates with you. Thank you thank you thank you! I’m so grateful that you’re here.

Welcome to Episode 9: I am wicked excited to speak to my guest D.Jeremy DeMar, Executive Director, Mountain Valley ECC, in New Jersey. We hope you enjoy our conversation as we discuss, -The importance of caring for your people FIRST -What 3 Words - location technology -Motorola Citizen Input -Jeremy’ Master’s Thesis on Incident Related Imagery Special thanks to our Premier Sponsor RapidSOS.

Welcome to Episode 12 of Nicky and Moose the Podcast! Today’s episode is a can’t miss as Nicky and Moose go head to head in a sense, battling introverts vs. extroverts. Nicky and Moose each choose 2 of their favorite celebrities they’ve covered in the past and talk about lessons learned.Check out today’s episode to find out who they choose and the lessons we can learn from these legendary influencers to implement into our own brands and businesses. What you will discover:The difference between feedback and approvalHow to step into being fully youThe benefits of knowing strengths and weaknessesHow to succeed and be the best at what you doThe benefits of looking beyond the moneyWhy some are struggling in a virtual worldYou don’t have to move with the money (or what’s viral) firstWhat people are buying intoThere are no rulesWhy collaborate with someoneThe importance of creating frameworks and having principlesThe significance of uniquely following a blueprintYour tribe will find a way to pay youInterview clips:Kobe Bryant | Ep 11 | ALL THE SMOKE Full PodcastJ. Cole Uncensored: Why He's Not Following "Their" Rules | Sway's UniverseKanye West Interview (2002)Hotboxin' with Mike TysonThe Studio Interview with Nipsey Hussle | Breaks Down 'Victory Lap' and Overcoming His ObstacleTry Ecamm free for 14 Days nickyandmoose.com/ecamm

Couples coach Linda Carroll talks about her new book Love Skills: The Keys to Unlocking Lasting, Wholehearted Love. Falling in love is never a straight line to “happily ever after.” Relationships go through seasons of change, renewal, darkness, and light. Lind says “Contrary to conventional wisdom, people don’t meet, fall in love, overcome a few trials, and then live happily ever after — nor do conflict and dissatisfaction between partners necessarily mean a couple is headed for Splitsville.”  “When you know how to navigate the storms, conflict can lead to understanding and even closeness that makes your relationship even better than it was before,” writes Carroll. “In most cases, the Love Skills process will help you to rediscover the original promise of your relationship and offer you a road map for traveling this rewarding and challenging path.” Love Skills offers specific, effective solutions to the most common struggles that couples face both the small troubles and the more serious dilemmas of communication gridlock, betrayal, and seemingly intractable differences. Carroll skillfully draws on her own marriage of thirty-five-years to guide readers through challenging issues like loss of sexual energy, why what once seemed endearing in their partner is now annoying, and the many ways that family history and personality type can wreak havoc in relationships. We talk about Love is a feeling - loving is a skillThe chemistry of loveHow to select a partner wellThe importance of self-love firstWhat is your attachment styleDifferent types of listeningHow to communicate effectivelyCOVID confinements and love relationships Linda Carroll is the author of Love Skills and Love Cycles. While she has worked as a therapist and couple’s coach for over three decades and has acquired numerous certificates and degrees along the way, she says that her own thirty-five-year marriage is the primary source of her knowledge when it comes to the cycles of love. She lives in Corvallis, Oregon. Visit her online at https://lindaacarroll.com/.

Two topics today. First: What is confession, and should we only confess to a priest or a pastor? Second: When terrible tragedies and troubles hit, how can we endure? Today we read the parable of the Rich Man and Lazarus - the only parable with a proper name - and learn what our life should be based on.

Two topics today. First: What is confession, and should we only confess to a priest or a pastor? Second: When terrible tragedies and troubles hit, how can we endure? Today we read the parable of the Rich Man and Lazarus - the only parable with a proper name - and learn what our life should be based on.

FIRST: What was the most embarrassing part of the the Lions 20-0 loss on Sunday: getting shutout, giving up 20pts to an XFL QB, Patricia's postgame answers (deflections) or something else? SECOND: Michigan reacted like the won the conference when they beat RATgers. How did Dennis and Brian react? THIRD: Dennis and Brian each give three reasons why Michigan will win and three reasons why Penn State will win on Saturday. FOURTH: Troy Weaver has made 7 moves since Friday. What to make of this Pistons roster. FITH: The Major Wager

We talked about:It’s ok to just daydream a bit and brainstorm before diving in head firstWhat to do if people start asking you a million questionsWhy priorities are important and the foundation of where to startThe dreaded B-word: BudgetBuilding your guest list and how it affects, like, everythingWhy a wedding planner should be one of your first stopsTips for choosing your venueAnd much more! 

FIRST: What to expect in the Spartans/Wolverines game. Mel Tucker's new nickname for Michigan. SECOND: Kevin Cash pulled Blake Snell in Game 6, even though he was dealing and the Rays lost. Was it the wrong move? THIRD: How should MLB punish Justin Turner for violating coronavirus protocols? FOURTH: Should Lions fans root for a win or a loss against the Colts? FITH: The Major Wager

Outline:It's Breast Cancer Awareness Month & today's topic: what happens between the time of finding a lump and getting a diagnosisMeet Mona & Elsa who are joining Jenn for today's conversationAddressing Halloween - for Jenn's Halloween tricks & treats, head to social media & podcast FB page/groupJenn's story of finding a lump in her breastElsa's story of find a lump in her breastShifting from being a caregiver to needing to an advocateMona's experience working for a world-renowned pathologist & her role as an advocate for friends (including Jenn & Elsa)The Friend Advocate: pragmatic, helps with phone calls, can sit with you, keeps you goingThe people who need to know right after a diagnosis & to-do's from Elsa's doctorKey Takeaway: you need someone logical. this is your first phone call. It's hard to do, but ask for helpHow Mona helped JennElsa leaving her initial doctor appointment, how she handled it with her daughter who was at the doctor with her, the next radiology appointment, second opinion and treatment planKey Takeaway: importance of a mindfulness practiceStep 1: mammogram & ultrasound; step 2: biopsyKey Takeaway: feel on the firstWhat we need to be taught & what we need to be talking about: stats, causes, self-care, self-checks, removing toxinsCombining Eastern Medicine & Western Medicine (Elsa's treatment)Importance of belief, not letting fear lead & Elsa's "F-it bucket"Genetic testingNon Profits to know: Bright Pink, You Can ThriveFinal thoughts from Mona, Elsa & Jennif you didn't have that pragmatic person, now you do. It's Jenn.Quotes:"Find a time each day to quiet your mind, which helps quiet your body; it's part of the healing process." - Mona Weisberg"Feel on the first." - Elsa Pine"Stats used to say 1 in 8 women will get breast cancer...quickly approaching 1 in 7. Genetics cause only 5% of cases." - Elsa Pine"Western Medicine is not preventative healthcare; it is early detection, at best." - Jenn TrepeckLinks:Become a MemberConnect with us! FB Page & Private FB Group Jenn's InstagramTake the free Weight Loss Profile, Jenn will send you a Menu PlanBright Pink, You Can ThriveJenn's Favorite Multivitamin: US Listeners, Global Listeners 

ROSE IS MARRIED! And she's back to tell us all about her Zion National Park wedding! First: What did EB do on her would-be wedding day? She also needs everyone's help when it comes to being honest or not with the bride at an upcoming wedding. Do you disappoint them early, or ask for forgiveness later? Rob has more updates from his trip and the new tasks he's doing to make it feel even more real. Rose tells us about how she remained calm and was able to fully enjoy the day- a pre-weddingmoon. In the AISLE PILE: A maybe-bridezilla who is demanding a new ring for her engagement, a student who is upsetting all of his teachers by testing their rings, a picnic wedding, and a Target ambush-wedding. Follow us all and let us know if you'd like to join us for an upcoming episode!@3WeddingsPod@luvelizabethany@robkruz@radiorose

"You Broke Me First" lyricsTate McRae Lyrics"You Broke Me First"You broke me first, ahMaybe you don't like talking too much about yourselfBut you shoulda told me that you were thinking 'bout someone elseYou're drunk at a party or maybe it's just that your car broke downYour phone's been off for a couple months, so you're calling me nowI know you, you're like thisWhen shit don't go your way you needed me to fix itAnd like me, I didBut I ran out of every reasonNow suddenly you're asking for it backCould you tell me, where'd you get the nerve?Yeah, you could say you miss all that we hadBut I don't really care how bad it hurtsWhen you broke me firstYou broke me firstTook awhile, was in denial when I first heardThat you moved on quicker than I could've ever, you know that hurtSwear for a while I would stare at my phone just to see your nameBut now that it's there, I don't really know what to sayI know you, you're like thisWhen shit don't go your way you needed me to fix itAnd like me, I didBut I ran out of every reasonNow suddenly you're asking for it backCould you tell me, where'd you get the nerve?Yeah, you could say you miss all that we hadBut I don't really care how bad it hurtsWhen you broke me firstYou broke me firstWhat did you think would happen?What did you think would happen?I'll never let you have itWhat did you think would happen?Now suddenly you're asking for it backCould you tell me, where'd you get the nerve?Yeah, you could say you miss all that we hadBut I don't really care how bad it hurtsWhen you broke me firstYou broke me first(You broke me first)You broke me first, ahThanks to Keira, Crystal for correcting these lyrics.Play "You Broke Me First"on Apple MusicWriter(s): Blake Harnage, Tate Mcrae, Victoria ZaroAZLyrics T Tate McRae Lyrics

Sales skills are one thing, but building a world class business development organization is a whole different ball game. From motivating your team to follow a unified process to aligning your sales and marketing teams, creating a business development engine is just as much art as it is science.  So, how can you set up your business development team to maximize their success?  This is the question I asked our very own Angela Hamilton, HubSpot Growth Specialist at Pipeline Ops.  Angela draws on years of experience building business development and sales teams to share actionable tips managers can implement today to best align their teams for revenue growth and scalability.  Other topics discussed in this episode include: How sales managers can teach sales reps to build, use, and grow their skill setsWhy a “helping people first” mentality is more important than a “selling” mentalityHow the alignment of sales and marketing can make all the difference in your business development planWhat kinds of systems sales managers need to have in place to best serve their sales teamsWhy hiring is only the first step in cultivating a talented team (hint: coaching and mentoring are the next steps!) How the business development landscape has changed within the past few years Why buyers are more informed now than ever and how this affects sales training, tools, and processesWhat are common mistakes sales managers make and how to prevent themHow to get everyone on your team following the same playbookHow to leverage reporting and metrics technology in the fight against micromanagement Why the buyer is more important than what you’re selling and how to teach your salespeople to put the buyer firstWhat is the best way to introduce a new process to an existing/experienced teamTips on transitioning a casual conversation into a buying conversationWhat sales and marketing alignment looks like and how to achieve itWhat executives can do to best serve business development teams Learn more about Angela and her work by connecting with her on LinkedIn.  You can subscribe and listen to all episodes of the Modern Sales Management podcast on your favorite podcast app or by visiting ModernSalesManagement.com.

Gerry Born is a teacher who is married to a teacher. He started his financial independence journey when he was 33—with a wife, $45,000 in college debt, and a job in Saudi Arabia teaching English as a second language (ESL).He knocked out his debt in two years, then threw everything he could into savings. The ESL job provided everything but internet and phone, so he really didn’t need to spend much money if he didn’t want to.After 9/11, they moved back to the United States and got jobs teaching—and you know what kind of salaries teachers make!Unhappy with that particular school, they moved on to a different one and discovered the magic of the 457 plan. A 457 plan is an additional retirement savings vehicle available to teachers and some public employees. It has the same contribution limits as a 401(k) but can be immediately accessed penalty-free as soon as you separate service from your employer.Gerry uses this to fund his life while reducing his taxable income to as close to zero as possible.If you’re starting late—or if you’re a teacher or public employee—this episode provides tips for funding retirement that will blow your mind!In This Episode We Cover:How he retired early on a teacher's salaryThe tax advantages he swears byThe reason why he maxed out his 457 plan firstWhat a 403(b) plan isHis job in Saudi ArabiaHow he got into the concept of financial freedomHow he paid off his debtHow he saved his moneyHow he maximized his incomeAnd SO much more!Links from the ShowBiggerPockets Money Facebook GroupBiggerPockets Money Podcast 39How We Saved 250k by Taking Crappy Jobs - The Millionaire EducatorMr. Money Mustache

In this episode of the Fully Adored Podcast, I interview the incredible Kassandra Vaughn. Kassandra and I dive deep into choosing yourself unapologetically and fully elevating your life!Here’s a deeper look into this episode:Kassandra’s story embracing being the Phoenix risingHow to unapologetically put yourself firstWhat it looks like when you start to choose yourself unapologeticallyNourishing your Inner Child Strengthening your self-belief and letting your light shineDiscovering who you TRULY are!Resources we mentioned in this episode:Kassandra’s Daily Dose of Inspiration Email: https://kassandravaughn.lpages.co/dailydoseofinspiration/Follow Kassandra on Instagram: https://www.instagram.com/thekassandravaughn/Kassandra's Elevate Your Life Program: https://www.kassandravaughn.com/elevateyourlifeprogramIf you loved this episode, share it with me on social and let me know what you loved:

Welcome to Finance and Fury, The Say What Wednesday Edition - Where every week we answer your questions Today's question is from James Hi Louis, Just a question regarding owning your home. Me and my partner would like to eventually own our own home but we are worried about such a large sum of our overall wealth going into a single asset - our future house. How would you correctly diversify your assets in this scenario, were there any strategies to doing this? Especially with house prices at the moment, it really seems like all your eggs will be in one basket - and for a while. What I’ve seemed to gather is that owning your own house is more a lifestyle asset and a liability. All I seem to hear is nothing but expenses / fees / costs, a low amount of capital growth all for a relatively high amount of risk. Was this true? Thanks James – and Awesome points   In this episode – we will tackle this using the economic problem and opportunity costs – The economic problem – that we all have limited resources of savings and cash flow – and need to make this work towards achieving our goals Opportunity costs of doing so – what is the next best thing that we could be doing with our financial resources?- I.e. putting your deposit towards long term investments or your cashflow going towards the repayment of a mortgage against doing monthly investments First – What is a home? – a lifestyle asset – is still technically an asset as it has a value – as long as someone else is willing to buy it off you I personally have never really seen a home as a financial asset - because as James pointed out it technically losses you cashflow when it has a mortgage – and even when it doesn’t from a mortgage, if this has been repaid – with rates, body corporate, ongoing maintenance costs for upkeep on the property Classification – Can you live off it? Anything that doesn’t make you a passive income but instead loses you cash flow can't be used for financial independence Technically - a negatively geared investment property can set you back in FI This being said – renting also costs cashflow That is where the decision does come back to lifestyle and the fact that everyone needs somewhere to live. Everyone needs somewhere to live – Property ownership is expensive – a mortgage is normally the biggest expense – PI loans eat a lot of cash flow – but the P component can be treated as forced savings that you can’t use But does decrease your I payments over the long term Sinking deposits of $100k plus into a lifestyle asset – while it may continue to grow in value long term, you can use this to generate a passive income unless you rent a room out – but then Gov will make you pay CGT on your own home if you ever sell Opportunity cost of this is using the lump sum to invest instead and cover your rent Property Capital Growth – I’ve covered this in a few previous episodes (are we in a property bubble and many others) – but Australian property from the mid 1990s has had a meteoric rise Created a situation where people love property out of the expectation of buying and experiencing the same meteoric growth rates – Pre-1990s wasn’t the case – property grew with wages at around 3.5% p.a. from 1890 to 1990 – What changed? Banking regulations and the amount people could borrow thanks to declining interest rates But anyone looking to buy property at this stage and get the same price gains should keep in mind that it is reliant on credit growth from borrowings – so if people can afford to keep increasing the size of a mortgage from say $700,000 to $5.4m in 30 years – we won't get the same price gains – Looking back on the average mortgage growth over the past 30 years – that is what it has been – from $90-100k to $700k in most of Aus – worse in areas of Sydney/Melb – wage growth at record low rates would only be able to cover $1.9m – so I don’t think so – but may be wrong I personally sold off my last property in 2017 – was lucky timing as the market was at the peak in the area I sold – Used the funds to invest and build a further passive income – passive income from investments could already cover my rent – so this went into reinvestment Question of Renting vs Buying – look at the option of what is the interest cost, rates, BC is applicable, and spending on upkeep versus rental price Rent V Buy – in Aus with the price of property – I prefer renting if it is an apartment in the city – or house in the surrounding suburbs – why? Example – Apartment I am in at the moment is worth about $650k-$700k – pay just under $2k p.m. in rent – For same property at a 3.5% interest rate – would be paying $1,500 p.m. in interest at under 3.5% - assuming a 20% deposit of around $130k – but add on Body Corporate and rates – additional $5k p.a. ($420 p.m.) – total interest bill and minimum expenses are the same as the rent – But opportunity cost of the $130k tied up in the deposit – use this for an investment instead that provides a passive income Then add on the principal amount of $820 p.m. – at minimum – cashflow wise I am better off by around $1,362 per month – or $16,300 p.a. to direct towards investments This example doesn’t include the capital works or sinking funds requirement on the place either - This all being said – this is a financial decision - But lifestyle considerations come into play – most people want to own their own place to live long term – avoids dealing with tenancy issues, dealing with real estate agents or the owners selling out of the blue Comes down to security and ability to make amendments to the property as you like – renovate or paint a wall Lifestyle isn’t financial though – it is what you want to achieve to suit what you want If apartment living is what you like – then buying apartments to live in long term can work Have to buy for now and the future – Property (even your own) is a long term thing – if you are planning on having kids/starting a family – and want to move to a bigger home in a few years but are buying now – may as well save more and buy a bigger home Why? Transaction costs – stamp duty, agents fees Example – Buying an $800,000 place in NSW – stamp duty of $31,777. When you sell it – agents fees of around $20k – so a minimum of around $50k to buy and sell – 6.5% of the value – No guarantees that prices will jump up that much in the time you might want to turn around The risk – Shouldn’t view your own PPR as a speculative risk Speculative risk is that you lose money on it in the short term through volatility – you are buying for the long term Buying at $900k to see the valuations drop to $800k sucks – but as long as you don’t need to sell – what does it matter? The risk of owning a PPR is that it eats all of your cash flow up – through having too large a mortgage or interest rates rising – if this is the case and you have nothing left in cashflow to make additional repayments or to direct towards investments – that can be a risk Everyone needs somewhere to live – but once you retire you also need something to live off – super or investments – Worst case – Age pension which isn't a guarantee How would you correctly diversify your assets in this scenario, are there any strategies to doing this? The option is using your own property as an investment vehicle – Not advice but a strategy – Create a separate loan facility as an investment loan – and push all your cash/savings into this – Then draw the months worth of savings that you would have invested anyway to invest – debt recycling Not for everyone – and now not a great time to do it due to markets being at all-time highs The economic problem of cash flow – This is limited in most situations – as disposable incomes are the restricting factor Mortgage repayments versus investing the funds PI repayments - Interest component is covering the costs of interest – the principal is repaying the loan – and is what saves you interest long term – but at the moment rates are low – not expected to go anywhere for a little while – say you could make P repayments over 5 years and Opportunity cost factors (such as paying down debt versus investing) and also diversification factors Own home shouldn’t be treated as an asset – centrelink doesn’t as you don’t live off it but live in it   The Question – Doing what is right for you long term Me personally – wouldn’t buy an apartment – BC costs and no land to property price ratio – For me land is what is important – now building a new deposit to buy a few hectares of land around 30-40mins from the city – as for me having access to own food that can be grown and fresh water has been my plan for over a year now Summary  DO the numbers – Look at your cash flow – and opportunity cost  But also – your lifestyle considerations come into play Thanks for the question James Thank you for listening to today's episode. If you want to get in contact you can do so here: http://financeandfury.com.au/contact/  

Welcome to Finance and Fury, the Say What Wednesday Edition, Where we answer your questions, today's question is from Sol Tau Thanks for the Podcast and all the great info it provides. Could you explain what leads to hyperinflation and if there is any possibility of seeing that sort of scenario in Australia? This is a great question – and one topic I was going to tackle in a few weeks in relation to the monetary reset to crypto – so I'll jump the gun and cover potential hyperinflation First – What is hyperinflation? In economic terms - hyperinflation is very high or highly accelerating inflation rates Inflation is the measurement of the increase in prices of goods = CPI in measurement terms – basket of goods and how the costs to purchase them changes Central bankers try to use inflation to reduce the real value of the debt to give debtors some relief in the hope that they might spend more and help the economy get moving again Therefore – hyperinflation quickly erodes the real value of a currency – due to prices of a good increasing – reducing your purchase power unless wages increase at same or greater rate – Technically - Hyperinflation is when the prices of goods and services rise more than 50% a month. If you have $100 bill in your wallet – which could buy you 20 cage-free 12 pack of eggs at $5 each today You have another $100 bill and take it to buy eggs a month later – but the prices go up by 50% - now can only get 13 and 1/3rd egg cartons – reduction of about 33% of your purchase power If a good or service could cost one amount in the morning but be more expensive by the afternoon – how would you respond? You would buy more now? Or wait? Buy now – this creates shortages in stockpiles – leads to undersupply which further spikes price rises Hyperinflation massively increases uncertainty due to a rational behavioural response people make - but not accounted for in economic models – therefore – spending now rather than saving for the future is an ‘irrational behaviour’ Causes  – number of different causes – but demand and supply come into it – but with some stress to the government budget, such as wars or their aftermath, socio-political upheavals (changes in governments – mostly socialism/communism), a collapse in aggregate supply or one in export prices, or other crises that make it difficult for the government to collect tax revenue – many different reasons – as it isn’t just one trigger that creates hyperinflation – requires a perfect storm of situations Starts for a combination of reasons – but in most cases - step is when a country's government begins printing money to pay for its spending – increasing supply of money – decreases real value It is all about perception – well known example - Germany – Weimar Republic in Germany in the 1920s printed to pay off war debts – along with losing backing for supply of money in the form of gold in the WWI treaty But number of Deutschmarks in circulation went from 13 billion to 60 billion from 1913 to 1914 First time printed money to pay for WW1 – economy was strong and prepared before war But German government also printed government bonds - same effect as printing cash - so Germany's sovereign debt went from 5BN to 156BN DMs But from WW1 - 132 billion marks in war reparations – from taking away production capacity - lead to a shortage of goods, especially food. Because there was excess cash in circulation, and few goods, the price of everyday items doubled every 3.7 days. The inflation rate was 20.9% per day. Farmers and others who produced goods did well, but most people either lived in abject poverty or left the country.  But today - Every government does this still - not to pay off war debts but fund spending – budget deficit is the term for the indirect way of funding this through bonds – which are purchased off the financial system which received an increase in their money supply from the Central Bank Modern day – I believe that once a country is cut off from the modern financial system – cant borrow/issue bonds for spending funding – so start printing as a response – not the only response they have though – they could always cut spending Theoretically - An increase in the money supply is one of the two causes of inflation – Monetarist theory – but after too much inflation - instead of tightening the money supply to stop inflation, the government keeps printing more – often out of perceived necessity Milton Friedman – “inflation is always and everywhere a monetary phenomenon” – may have been true back in his day – but not true today – pre-70s money was user demand-responsive = only grew through trade – more a country produced, more it could export – leading to monetary influx of funds – leading to companies being able to charge more – so prices went up creating inflation – with it – growth of the economy but only between a bandwidth of inflation Today – with Inflation being targeted and therefore manipulated from Central banks – it has become a function of behavioural psychology – the inflation trend is promised to us – and has been well delivered from the 70s all the way up until a few years ago – hard to get people to change their inflation expectations after the expectation and confirmation bias is there – but issue for central banks is it is very hard to raise inflation from under 1.8% to 2.5% through policy Anyone paying attention knows that Central Banks are trying to force inflation – i.e. the reduction in the real value of items valued in fiat currency – this for the financial system is something that can be profited off This leads to the other exacerbating causes – as behavioural is certainly one – monetary side to cover but quickly touch on behavioural – To make the most of your money – you would want to spend sooner and stockpile on the goods you can Petrol – before I left petrol was $1.3 and left with empty tank – got back less than a month and prices at $1.76 – if I had known would have filled up before leaving – but if inflation is almost guaranteed like in hyperinflation countries – I would have filled up and further reduced the supply even though I didn’t need to use it Inflation is part of a complex system – i.e. has non-linear developments – therefore can't simply be increased from 2% to 2.5% or 3% - instead, inflation hits a point it quickly spins out of control – jumps to 6%, then 9%, etc. The other is demand-pull inflation. It occurs when a surge in demand outstrips supply, sending prices higher.  Cause people to hoard, creating a rapid rise in demand chasing too few goods. The hoarding may create shortages, aggravating the rate of inflation Modern Example – Venezuela – massive levels of price increases - Prices rose massively starting in 2013 with 41% In 2017, the government increased the money supply by 14% along with promoting a new cryptocurrency, the "petro," because the bolivar lost almost all its value against the U.S. dollar – due to USD increasing monetary supply – The International Monetary Fund projected prices to rise 13,000% in 2018 Can't afford the cost of printing new paper currency How did the people respond - began using eggs as currency. A carton of eggs was worth 250,000 bolivars compared to 6,740 bolivars in January 2017. Unemployment rose to 21%, similar to the U.S. rate during the Great Depression.  How did Venezuela create such a mess? Former President Hugo Chávez had instituted price controls for food and medicine. But mandated prices were so low it forced domestic companies out of business. In response, the government paid for imports. In 2014, oil prices plummeted. It eroded revenues to the government-owned oil companies. When the government ran out of cash, it started printing more. Rather than change its dangerous price and wage controls, President Nicolás Maduro is continuing unsustainable policies. As of 2019, Venezuela’s foreign debt is about $100 billion. Its inflation rate has hit 10,398% per annum. With the continued collapse of its economy, the country is facing a monumental problem of debt repayment. At this moment, it is the only country in the world suffering from true hyperinflation. Is it possible today? – Well, hard to say for certain, but it is a probability – Today’s environment is drastically different than it was in the late ’70s and early ‘80s when inflation was nearly out of control. Today, disinflation is the primary challenge central banks face, not inflation. Note - am not predicting it or saying it is an imminent likelihood – but if it were to kick off it would happen quickly - jumping from under 2% to 6%, 8%, 12% World is massively indebted – massive trick though – money technically isn’t in circulation (i.e. printed) – in the financial system or owned to other governments – essentially not in your hands to affect prices Since hyperinflation is visible as a monetary effect, models of hyperinflation focus on the demand for money. This is where Economists see both a rapid increase in the money supply and an increase in the velocity of money if the (monetary) inflating is not stopped. Historically – both of these have been a root cause of inflation or hyperinflation increase in the velocity of money - central to the crisis of confidence hyperinflation model - where the risk premium that sellers demand for the paper currency over the nominal value grows rapidly Radical increase in the money supply in circulation - i.e the "monetary model" of hyperinflation Either of the previous may be the trigger – but the second effect is either loss of some confidence forcing an increase in the money supply – or a loss of all of it - destroying confidence Today’s markets depend on the artificially low-interest rates - Raising interest rates would devastatingly pop the asset bubbles in property and a lot of shares But the problems in the economy today are structural, not liquidity-related – Central banks trying to solve structural problems with liquidity solutions. That will never work, but it might destroy confidence in the fiat system (mainly USD) in the process CPI has remained low, despite the CBs efforts – begs the question of - where the inflation is – because trillions have been printed since – and Governments as massively in budget deficits (borrowing to fund expenses) But there has been inflation. It’s just been in assets like stocks, bonds, real estate, etc. The market’s back to record highs again, in case you haven’t heard. The bottom line is, we’ve seen asset price inflation, and lots of it, too. Trick to the system today – borrowed funds through debt instruments (bond) isn’t printing to fund spending – and the money never hits circulation – as the increase in monetary supply is from borrowings – put into hard assets (like shares or homes) Inflation today in the fiat system has only been seen to be experienced in the 3rd world buy those nations, not in the ‘financial system’ – bonds can always be issued to fund spending But QE, if it was put into circulation, may have triggered hyperinflation - massively increase the monetary supply – Inflation moves into financial markets measured by price increases – Xero is at a PE of between 4,500 to 6,000 – but people still are wanting to buy – not rational Also – the borrowings/government debts – USA went from $9trn 2007 to $24trn estimated this year in government Debt – when gained from QE programs – where Gov bonds are issued and bought using the Central Bank printed money – all to cover funding costs i.e. spending – backdoor way of printing money for spending – just not reflected in money supply in circulation – as it is tied up in the financial system/government's coffers Amount of money within the financial system growing at compounding 13% p.a., while money in circulation growing at 5% p.a. Potential Economic fallout - Banks and lenders go bankrupt since their loans lose value. They run out of cash as people stop making deposits.  Hyperinflation sends the value of the currency plummeting in foreign exchange markets. The nation's importers go out of business as the cost of foreign goods skyrockets.  Unemployment rises as companies fold. Government tax revenues fall, and it has trouble providing basic services. Historically – Governments make it worse - The government prints more money to pay its bills, worsening the hyperinflation Today – Supply issues - Think about Aus – We thankfully have a lot of goods locally produced – but not everything. So, shortages of goods are possible – especially fuel – 80% is refined in Singapore and shipped onto us –  Also - A sharp decrease in real tax revenue coupled with a strong need to maintain government spending, together with an inability or unwillingness to borrow, can lead a country into hyperinflation. Australia – large Social spending – 40% to Centrelink payments – politicians don’t want to reduce as political suicide Thanks for listening today, if you want to get in contact you can do so here: http://financeandfury.com.au/contact/

Episode 011 – The 4 Key Things You Need to Research before Your Next Show For many people listening to this right now, you are headed right into a busy trade show season, or maybe right in the middle of one. The best part about this is no matter when your next show is, you can utilize research as your secret weapon to give yourself an edge at the show and beyond. Obviously if your next show is still a ways away, that gives you more time to research, but even if it’s just a week away, you can still conduct research to give your company an edge! If you are heading into a brand new show you have never been to before, then research is so critically important.  But research is also for shows you have done before, maybe even multiple times before. Here are the 4 Key Things you need to Research before Your Next Show:   ·      First – What industry does that show serve. To best prepare your booth, what info you will be bringing, what your focus and your message will be, you need to understand all about the industry – even if you’ve been in that industry for years! Here’s what you need to research: o  Industry trends, o  Who are the industry Leaders – what do they focus on? What is their messaging and branding? Learn from how they do what they do o  Buying habits – important to know their buying habits, and how things may have changed. Do they buy direct or go through buying groups or dealers?  o  Have government regulations affected the industry?  ·      Second – All of the Show info – how old is the show, number of attendees, number of exhibitors, speaking opportunities, networking opportunity. o  Doesn’t matter if you have done this show many times in the past, dig through the show website to find out what’s new. Shows are constantly trying to reinvent themselves to keep things fresh and attendees coming. They may open up new segments to draw in whole new markets. o  You don’t want to be caught off guard and miss out on new opportunities! Find out what the show is doing new. This should be on the show website, and if you can’t figure it out, call your show contact and ask! ·      Third – Your Competition – who is your competition in this space? You may know who the current competitors are, but what do you know about them? Do they have new products? How are they changing? What are their strengths and weaknesses? And who are the new competitors? Pay attention to any new names coming into the market! They may be bringing all new products, services and ideas that can sway customers in their direction.  o  Stay aware of companies that are not direct competitors, but sell a similar or complementary product or service. Especially if they sell to the same customer base you are selling to.  o  Another example would be a complementary business which becomes a direct competitor.  o  Don’t dismiss anything the competition is offering or saying. Better yet, use the information you found to create answers and a response to attendees who mention your competition and what they have to offer.  o  The key takeaway with competition is to never be caught off guard. Be aware, Prepare and be ready. ·      Fourth – Where to go to do your research. There are several inexpensive or free options available to you which are excellent resources. Some will give better results than others based on what industry you are in and what you’re looking for. o  Show website – This is a must for finding out who attends the show, how many people, who else is exhibiting, who is speaking and so much more....

In This Week’s Episode…..Power We've all experienced moments of meltdown and overwhelm. The question is, how do we navigate our way through these times? In today's episode, Danielle and Ani share their roadmaps via stories and personal experiences that are certain to lift and help you through those difficult moments. As a bonus, be sure to keep an eye out for their special in-studio guest! Point #1: What Can You Do Right Now? When you’re feeling a sense of overwhelm, sometimes it takes someone outside of yourself to help calm you down and to remind you to take a deep breath, take a step back, slow down, look at everything you have to do, and then ask yourself the question, “What is due FIRST? What’s most important?” Several years ag when Garrett & Danielle had moved to Arizona with their little family, Danielle found herself in a situation where paying bills was hit and miss. She asked herself the question, “What can I do RIGHT NOW?” She had no customers on the books, no clients, and was literally starting from scratch. “I did have a whole book of business back in Utah, so for a year, I flew to Utah once a month, worked three 12-hour days, and made as much in three days as I could in a month in Arizona.” QUESTION Taking a step back from your situation, what is one thing you can do right now to move you towards what is you are seeking and wanting?   Point #2: Dream a Little Dream Danielle is a visual person and, as such, will often dream when she’s feeling stressed out about something. She had a recurring dream where her family was on a ship in the pouring rain. She could see the light at the end of the tunnel and paddled vigorously to reach it, but every time she was nearly there, a massive wave of water pushed her back. After a year, Danielle finally got over the anxiety she was experiencing. She had stockpiled some cash, built momentum, and it was at that point Danielle lit a fire under Garrett when she told him how much she was making, which she had previously kept hidden from him. This was a turning point in their lives. QUESTION Do your dreams seem to reflect what is happening in your life?     Point #3: Momentum Danielle: When you think you’ve made it and you slow down to rest, you almost end up self-sabotaging. If you ever start having a lot of success and build momentum, do not self-sabotage! “Once you’ve hit a certain growth point, figure out where your next point is and create a plan to get to that new point. “If you don’t keep up with what you’ve done,” adds Ani, “you’re going to lose everything you have.” QUESTION What steps can you begin taking today to keep the momentum you’re currently experiencing?   Point #4: Sometimes You’re Gonna Cry Ani recently took on a new project and for the first week and a half felt overwhelmed and was doubting her ability to pull it off. She told herself, “Ok, you have ONE MINUTE to cry!” That quickly evolved into working through the tears. An artist who was having a meltdown reached out to Ani recently for some help. Ani said to her, “Ok, set a timer. You have FIVE MINUTES to cry. However much you want to cry, do it in those five minutes and then fucking move on!” QUESTION When was a moment you pushed through something with tears running down your cheeks? What lesson did you learn about yourself?   Point #5:  It’s All About the Reps Although Danielle has viewed herself as an introvert lacking the skills of a speaker and great communicator, she is very passionate and intuitive. She has always thought of herself as confident and one who is comfortable in her own skin, and so it bothered her that she wasn’t able to communicate or get on stage and speak, which is one of the things she always found attractive about her husband, Garrett. “One of my goals over the past ten years was to become a better educator, a better communicator, and a better speaker, so I continually forced myself to do things I was uncomfortable with.” Today, Danielle is doing podcasts, teaching & speaking in front of large audiences, and shares videos on many social media platforms. Her secret to becoming a new human being? “Putting in the reps of things I’m uncomfortable with.” QUESTION What growth have you experienced due to reps on your part?   Quote of the Week: “Sometimes, you have to have those hard conversations, and those hard looks inside of your life, take a breath, and then ask yourself, “Where do I start TODAY?” Don’t wait until January; begin today moving toward your goals.” —Danielle K White “You have to see yourself as that person and ask, “Ok, if that’s what she looks like, and if that’s what she can accomplish, what do I have to do to become her? What do I have to do to be the person who has accomplished these things?” –Anianne Rivera

Six letters – BUDGET – probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set in stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this reboot episode, you'll learn how to create a budget, and why I'm giving you permission to throw out your budget with a few simple caveats. What You'll LearnUnderstand why you despise the process of budgeting firstWhat questions to ask yourself to get in a better money mindsetWhy setting goals is the key to achieving financial successSo many tips on how to win at budgeting and tracking your money each monthMy easy 1-2-3 system of budgetingWhy you need to be in the driver's seat when it comes to your spending (your future will thank you)Sharing my own story and struggles with budgetingSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Welcome to Finance and Fury, The Furious Friday Edition. Today – continue talking about wars – the banker's wars – this time on us and financial markets– Gone through how bankers fund wars, central banks carry out monetary policy that leads to Hot wars Start a miniseries - How To Crush A Bankers' Dictatorship – likely be three eps over next Fridays – lots to unpack - Look at central banks – London, German and US connection - A Lesson From 1918, 1929, 1933 – look at how to break the trend -   To start this – the question of why often comes up – why would bankers influence politics, crash economies, control the economy and start wars  Well, hear why from the horse’s mouth – Lord Montagu Norman, Governor of The Bank Of England, addressing the United States Bankers’ Association, NYC 1924- Quote: “Capital must protect itself in every possible way, both by combination and legislation. Debts must be collected, mortgages foreclosed as rapidly as possible. When, through the process of law, the common people lose their homes, they will become more docile and more easily governed through the strong arm of the government applied by a central power of wealth under leading financiers. These truths are well known among our principal men, who are now engaged in forming an imperialism to govern the world. By dividing the voter through the political party system, we can get them to expend their energies in fighting for questions of no importance.” Lord Montagu Norman was Governor of the Bank of England from 1916 to 1944. During this period, he participated in the central bank conferences which set up the Crash of 1929 and a worldwide depression. The quotation by Norman is a shorter version of the Bankers’ Manifesto of 1892: This adds a bit of additional context – Read another passage – “People without homes will not quarrel with their leaders. History repeats itself in regular cycles. This truth is well known among our principal men who are engaged in forming an imperialism of the world. While they are doing this, the people must be kept in a state of political antagonism. The question of tariff reform must be urged through the organization known as the Democratic Party, and the question of protection with the reciprocity must be forced to view through the Republican Party. By thus dividing voters, we can get them to expend their energies in fighting over questions of no importance to us, except as teachers to the common herd. Thus, by discrete action, we can secure all that has been so generously planned and successfully accomplished.” Why they do this – to retain control and to distract Only a few of them – lots of us – in reality – their positions are very fragile – while they have a lot of control – they have seen in the past what a pissed off population can do to them If you spend all your time fighting between left v right, men v woman, black v white – too busy distracted on newly created constructs Example – Germany population rising post WW1 – and how they were desperate to find a Fuhrer   First - What created the second world war? – conditions left after the first – all done at the treaty of Versailles Versailles and the Destruction of Germany - Britain had been the leading hand behind the orchestration of WWI and the destruction Germany – Germans knew it Kaiser Wilhelm realised this too late when he said: “the world will be engulfed in the most terrible of wars, the ultimate aim of which is the ruin of Germany. England, France, and Russia have conspired for our annihilation… that is the naked truth of the situation which was slowly but surely created by Edward VII” Who was his uncle – Nicholas II of Russia and George V who took over in 1910 were all first cousins Britain also organized the reparations conference in France - imposed impossible debt repayments upon Germany and created the League of Nations Lloyd George (politician) led the British delegation alongside his assistant Lord Lothian (secretary to the PM), Leo Amery, Lord Robert Cecil, and Lord John Maynard Keynes - all of these figures were members of the Round Table Movement that took full control of Britain by ousting PM Asquith in 1916 After the 1918 Armistice – Treaty of Versailles saw to the dismantling of Germany’s army and navy Forced to pay the impossible sum of 132 billion gold marks, give up territories representing 15% of arable land, 10% of its population, 12% of its livestock, 74% of its iron ore, 63% of its zinc production, and 26% of its coal. Germany also had to give up 8000 locomotives, 225 000 railcars and all of its colonies across Africa, South America, etc. People often forget that those 10% of Germans were ruled by Polish, French and other nations – who were not kind to them – attacked and killed regularly Germany gave up half of its gold supply and still barely a dent was made in the debt payments In June 1920 – Bankers made the decision to use the printing press. Rather than the “miracle cure” which monetarists promised = resulted in an asymptotic devaluation of the currency into hyperinflation June 1922, 300 marks exchanged $1 US and in November 1923, it took 42 trillion marks to get $1 US 1Kg of Bread sold for $428 billion marks in 1923 Further Results - industrial output fell by 50%, unemployment rose to over 30% - food intake reduced by over half of pre-war levels – Then to make it worse - a form of shorting the currency occurred by the bankers – making the situation worse = hyperinflationary blowout of Germany resulted in total un-governability of the state – Remember – Central Banking authorities did this – not the German people – who had no say Population under control of the Weimar republic at this time – imposed from 1918 - which was very ineffective – ended in 1933 with the Nationalsozialistische Deutsche Arbeiterpartei - Nazi Party The original solution was from the Wall Streets “Dawes Plan” – installed the London-trained banker by the name of Hjalmar Schacht. First introduced as Currency Commissioner in November 1923 and soon President of the Reichsbank Schacht’s first act was to visit Bank of England’s governor Montagu Norman in London Schacht was provided a blueprint for proceeding with Germany’s restructuring – Policy given from BoE Governor. Policy-create new currency called the “rentenmark” at a fixed value exchanging 1 trillion reichsmarks for 1 new rentenmark The Reichsmark was the currency in Germany from 1924 until 20 June 1948 But hidden in the fine print allowed the germans to be robbed again - new currency would operate under “new rules” requiring austerity measures – i.e. Mass privatizations from Anglo-American companies purchasing state enterprises Industrial interests - IG Farben, Thyssen Mining and resources - Standard Oil Finances - Union Banking, Brown Brothers Harriman, JP Morgan Under the supervision of John Foster Dulles, Montagu Norman, Averill Harriman Ask yourself – what would you do if you were in that position? Almost starving to death again after almost dying by a bullet or losing your home, being left on the street, or sharing 1 room (studio) between 6 people, or worse, starving to death? All due to the games of some monarchs and central bankers? In Germany - civil unrest began to boil over - the London-Wall Street bankers couldn’t control     England wasn’t in great shape either Well before American entered WW1 - enormous amounts of money lent from American banks to England to purchase weapons - from American manufacturers – racked up a big debt – once the war was over - debts needed to be repaid But English economy was in ruins – bombed, broke, killed or mentally scared millions of men – no longer working – Also - borrowed money used to buy weapons – not increase economic output domestically Essentially no way for England to repay its enormous war-debts – again, bankers are smart so made them owe the debts in USD Bankers knew that England had greatly increased its money supply as well without increasing its productive capacity – England also printed funds to buy weapons – Result = pound plummeted in value - Start of 1920 - pound dropped to a low of $3.18. - pre-war $4.87 At this time - Benjamin Strong - Governor of the Federal Reserve Bank of New York for 14 years until his death What we have here is that Montagu Norman (BoE), Hjalmar Schacht (who went on to run the BIS) and Strong all good friends Strong and his counterpart at the Bank of England -Montagu Norman –conspired to return the pound to its pre-war parity with the dollar. The Politics of Money by Brian Johnson - Quote “Strong and Norman, intimate friends, spent their holidays together at Bar Harbour and in the South of France.” How – Bank of England and FED leaders came up with a plan - Impossible to make pound stronger – easier to make the dollar weaker – reasoned that if the dollar was made weaker, the pound would become stronger as a result – teamed up Proof - May 1924 - Strong said he was pursuing a “readjustment” to benefit England - “readjustment” was to pursue a policy of inflation in the US - keeping Britain from having to raise interest rates Strong in his own words – “the burden of this readjustment must fall more largely upon us than upon them (Great Britain). It will be difficult politically and socially for the British Government and the Bank of England to face a price liquidation in England… in face of the fact that their trade is poor and they have over a million unemployed people receiving government aid.”  Confirmed in October of 1924 - Norman asked Strong to continue with this policy of low interest rates, or ‘easy money.’ Strong/FED implemented easy money policies from 1925-28 – based on agreement with Norman to keep US interest rates below those of London However, even all this was not enough to keep England solvent. As a result of her massive war debts – denominated as they were in dollars, not pounds – England’s position was hopeless. This hopeless position was further exacerbated by a national strike in May 1926. The strike began in Britain’s most important industry – coal – There were socialist/Communist/Fascist uprisings in England at this time Anyway - Strong withheld increasing interest rates for the US was too late – today we call this easy money policy Encouraged the surging American boom of the late 1920s – massively increased speculation This is How the 1929 Crash was Manufactured – low cost of money creating speculation, increased leverage, and financial deregulation 1923 - President Coolidge and financier Andrew Mellon (Treasury Secretary) de-regulated the banks Introduced a Broker loans scheme (Margin loans) - speculators allowed to borrow 90% on their shares investments into the real economy were halted during the 1920s speculation was the norm 1925 broker loans totalled $1.5 billion, 1926 = $2.6 billion, 1926 = $5.7 billion - stock market was overvalued fourfold When the bubble was sufficiently inflated, a moment was decided upon to coordinate a mass “calling in” of the broker loans- no one could pay them resulting in a collapse of the markets Then banks like JP Morgan had already sold out before the crash - then bought up the physical assets for cents on the dollar Prescott Bush of Brown Brothers Harriman (bank involved with German takeover) made his fortune in this manner He then went onto bailout a bankrupt Nazi party in 1932 Market crash unleashed four years of hell in America, EU, Australia- leading to the great depression   Recently - The media has started reporting of “financial Armageddon” potentials – I have as well – but their solution is more of what has created this environment - global hegemonic synthetic currency – the SDR – which will replace the collapsing US dollar under a new system of “green finance’’ Reporting of the media can create fear – I apologise if I have contributed to this – I want to help people not get caught by surprise – and to provide actual reasoning and some individual solutions – Media reporting is designed for a Trauma-based society control – create an event that causes trauma – people cant rationally think through the solutions shoved in their face – we all need to believe in something - But it shouldn’t be ignored that financial markets are sitting on the largest financial bubble in human history Very reminiscent of the 1929 bubble that was triggered on black Friday in the USA which unleashed a great depression Currently, Western economies are not in too a dissimilar position as post WW1 – in the 1927 or 1928 period Most Governments have unpayable levels of debt – similar to the Versailles debts on Germany 10 years of easy money policies (low rates) unleashed unbounded speculation - similar to the “roaring 1920s” Populations suffering levels of depressions, PTSD and disenfranchisement – vastly different reasons – some from watching their friends decompose in no-man’s land for months, some from overuse of social media or climate change fears Also - the solutions proposed o solve the situation is put forward by the same groups who created the issues - identical to what the world faced in 1933 as “central bankers” became the solution for the world depression. Start to look at next next episode – Look at the great depression – and the Bankers plan to overthrow FDR and put in their own leader   Thanks for listening! If you want to get in contact you can do so here: http://financeandfury.com.au/contact/   

When it comes to owning a business with a team, hiring smartly is important. My guest today is Stephenie Zamora, who has a multifaceted business. She helps people step into who they are here to be and the work they are here to do. She helps them at all points in their journey and she’s done an amazing job of bringing all of her passions together into one great business. We have both been working on hiring smartly in the past year and we go over that process today. We talk about:The first hire Stephenie made in her businessWhy she decided to hire social media out firstWhat her fears were around hiringHow she prepared for her first hire so she knew that they would deliver the way she wanted them toWhat her job posting looked like then, and what it looks like nowHow she weeded through applicantsHow she onboarded the person she hired after she decided on them so that they felt supportedWhether she uses any kind of probationary periodWords of encouragement she has for you when you’re hiring your first team memberVisit https://www.tashabooth.com/podcast for more info! See acast.com/privacy for privacy and opt-out information.

Welcome to Finance and Fury, The Say What Wednesday Edition. Where each week we tackle questions from you – This week's question is from Gab Hi Louis, I have a question I've been pondering lately, around small-cap ETFs or LICs. It seems like the whole reason for investing in small caps (the fact that you can get high capital growth) is negated by the construct of such instruments. As an example, let's say we have 40 small caps in one of these funds, statistically, only a handful of them will succeed, but the moment they grow, they would automatically be removed from the fund (at a profit, of course). This means you don't get the opportunity to see 100x or 1000x benefit from a future Amazon or Facebook, because they got sold at 10x, while the poor performing ones still bring down the overall performance of the fund. What do you think? Is this a reason to avoid small-cap ETFs or LICs? Thanks, Gab Great questions and points! First - What is small-cap? - The index, the S&P/ASX Small Ordinaries Accumulation Index, is comprised of companies included in the S&P/ASX 300 index, but not in the S&P/ASX 100 index – Normally the bottom 200 companies - Accounts for approximately 7% of the market capitalisation of ASX listed equities. The Small Ords is well diversified with all 11 Sectors represented Not as top-heavy as the ASX300 – CBA makes up 7%, or top 10 making up 45% Between the 200 companies - largest allocation is about 1.5% - give more equal weightings As Gab Mentioned – the whole point of smaller companies in the future growth potential – Small companies offer opportunity - most of today’s large and successful companies started small In their youth, companies often experience their greatest growth – and that’s often when returns can be greatest. Small-caps, therefore, are important portfolio growth assets, although they can be riskier and tend to exhibit higher volatility than established large-caps But once it cracks the top 100 index, it is no longer in the small-cap – so it is replaced and picked up by the ASX100 index   Look at the net effects of a handful of these gaining AUD 1,000% Example - SARACEN MINERAL HOLDINGS LTD is share 101 in the index – market cap of $1.55bn (1.5% of index) – if it moves up a bit it will be out Number 300 is Sundance Energy – Market cap of about $50m – makes up 0.05% of index Invest $10k in the index – SEA would make up $5 of your holdings Say SEA rockets from 300 to 101 – 3,220% gain in the share = $5 into $166, which is good, but is a rare/extreme example Brings on the issues with Index investing in the smaller cap - Not a massive fan of Index ETFs in the small-cap sector – the exclusion of the shares Shares get replaced - That is correct for small-cap Index ETFs/passive investments. Lots of underperforming companies – take the good in the bad in the index The smaller cap has more bad than good – hence why they are large well-known companies Very diluted holdings which minimise growth potentials – Similar to the SEA example – the largest gains don’t make much due to the nature of the index – diluted and the smallest companies now have the lowest initial allocation   Direct, Index v Active - Smaller stocks are often considered a ‘stockpicker’s market’ The index exposure via Exchange Traded Funds are growing – and has been replacing active Small-caps opportunities can be easily missed - nature of small-cap means there is a lack of research coverage = many small-caps are ignored by analysts Small companies are often mispriced due to limited coverage Some are illiquid (low share turnover) because of a lack of popularity Index selection - How are they selected Constituents are selected by their place on the Australian Securities Exchange (ASX). Easy cheap way of gaining exposure to small-cap - For this reason, investors looking for more reliable investment opportunities are turning to ETFs, which give the ability to access markets in a low-cost, efficient way – via a single trade on ASX. Direct investing in small-cap – buying a handful of shares directly - This can make direct investments in small-caps a riskier game compared to investing in well-established large-cap stocks, for which there is ample research and analysis Fund managers have inside information as they go to these companies to do an analysis on the shares But active fund managers have trouble mastering the small-cap sector. Over five years, 52 per cent outperformed - Finding reliable opportunities can be hard, but good managers do their jobs well However, when comparing active managers in this space, the majority tend to outperform the Small Cap index over the longer term Long term performance of these managers does depend on the expertise of the analysts and the mandate. Investment mandates are important – what a fund is allowed to do and what does it target? – value v growth The funds that I look at are typically considered 'Future Leaders' which allows them to continue to hold onto these companies even if they become 'mid' or 'large' cap managers. Something benchmark unaware – so if a share does become Avoids issues of If it was a passive index fund – where the share would be sold off out of the holdings Higher conviction is also important compared to index – holding 40 companies versus When I put together smaller cap allocations – look for 3-4 funds that each play in a different space International and Australia – one growth manager and one value manager – that don’t pay attention to the benchmark and can be higher conviction – going overweight into small-cap companies that are likely to be good performers. ETFs enable investors to have a broadly diversified exposure to small-caps, which reduces the cost and spreads the risks of investing in this sector – but it can create missed opportunities –   Thanks for the question, If you want to get in contact you can do so here: https://financeandfury.com.au/contact/        

On today's show Andrew Sharp and Ben Golliver examine the MVP odds for 2020. First: What do we make of the Lakers and the MVP possibilities for LeBron James and Anthony Davis? Then (20:00): Odds for the Clippers' Big Two, Lillard in Portland, Giannis Antetokounmpo and the biggest Bucks questions, and Nikola Jokic as a potential dark horse in Denver. At the end (50:00): Raptors fans have Siakam receipts, finding the NBA's answer to Andrew Luck, a Lakers fan and a license plate debate in Portland, and a listener in Iceland has jersey questions. (Note: Golliver is on vacation and this episode was recorded before Team USA's two losses at the FIBA World Cup.) Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Adrianne Larsen shares with us why it's so important to figure out what works best for your health and fitness instead of just following the latest trend today. She is a mother of five, and a wellness coach who has a mission to revitalize the wheel of wellness.Topic Highlights:The importance of putting our mental health and spirituality firstHow Adrianne determined that it is the spirituality you have to deal with firstWhat is wheel of wellness and how does it vary from one person to anotherWorking on an individualized plan that would work for different personsEmbracing all of the holistic approach of wheel of wellnessAdrianne gave emphasis on focusing on how to improve yourself while helping others in the processYou can read more about Adrianne on her Website or head over to her Facebook Page to connect with her! If this episode resonates with you, make sure to subscribe to the podcast so you never miss an episode. Take a screenshot and share with your friends on social media me (@island_randi) so I can connect with you. Follow Randi on Instagram and FacebookRegister for Sexy Sales Masterclass on August 21st Support the show (http://paypal.me/islandrandi)

In Exodus 3 – God is sending Moses to inform the Pharaoh that He is about to free Israel from bondage.I realize that it is often presented as God is sending Moses to request when in actuality God is simply offering Pharaoh a chance to do the right thing……So Moses asks God who should I say sent me? (Paraphrased)God tells Moses say “I AM that I AM.”I am that I am is a common English translation of the Hebrew phrase אֶהְיֶה אֲשֶׁר אֶהְיֶה, ’ehyeh ’ăšer ’ehyeh – also “I am who am”, “I am what I am” or “I will be what I will be” or even “I create what(ever) I create.”Look at the text of Exodus 3- God is making a declaration-I AM the:Self existentEternalRelationalAlready with youUnchangingCovenant keeperRedeemerI don’t believe it is a coincidence that Jesus employs the phrase- “I Am”Mark 8:27-29 “Jesus and His disciples went on to the villages around Caesarea Philippi. On the way He asked them, “Who do people say I am?” 28 They replied, “Some say John the Baptist; others say Elijah; and still others, one of the prophets.” 29 “But what about you?” He asked. “Who do you say I am?” Peter answered, “You are the Messiah.”Two very important thoughts we should explore:First: What does the world think about Jesus?Who do they “say” not what do they know?I believe Jesus is saying- understand the world doesn’tknow who I Am- that means they don’t understand why Hecame …..Second: Who is Jesus to you?Will you take a stand for the truth?Do you know why He came?Are you willing to embrace that He is:Self existentEternalRelationalWith youUnchangingCovenant keeperRedeemerJohn 1:1-5 “In the beginning was the Word, and the Word was with God, and the Word was God. 2 He was with God in the beginning. 3 Through Him all things were made; without Him nothing was made that has been made. 4 In Him was life, and that life was the light of all mankind. 5 The light shines in the darkness, and the darkness has not overcome it.”Who is the I AM to you?

I’m gonna be honest: For years I have been teaching about confidence, here on the podcast, at conferences. So I was surprised to find: I had totally lost my confidence. Today I’m going to share how I lost it and how I’m getting it back. Hopefully it will help you locate your own confidence. First: What do I mean by confidence? Let’s define it here, because it’s easy to misunderstand. And I’ll be honest, I meet a lot of women who say they can’t move forward until they’re more confident and in my work, I’ve just found that’s not entirely true. You are probably confident ENOUGH to at least do SOMETHING. So let’s define it: Confidence, in the terms I’m talking about, is what psychologists call self-efficacy - you have the power to do something. You believe you can do it and affect the outcome. It’s NOT believing you can do EVERYTHING. You may be confident in your cooking, but not have confidence in your business. You may be confident in your writing, but not in public speaking. Another thing: Being confident doesn’t mean you feel confident ALWAYS. It is NOT feeling amazing all the time. Feeling like you can do anything, feeling totally fearless. For more about what confidence is and isn’t, check out episode 126: What Confidence is and isn’t. You probably have enough confidence about SOMETHING, to take it and apply it to your business. Even if you don’t feel amazing all the time, you can take the next step. Here’s the thing: Confidence is a spectrum. You’re not “confident or not confident.” Some days your more confident than others. Your more confident in some areas than others. And depending on life, and business, and the results you’re getting, you may slide around the spectrum. In my case, I entered adulthood pretty high on the confidence scale - I worked hard, I got good grades, I made stuff happen (like a scholarship and a happy marriage). I went through bouts of self-doubt, but I pretty much never lost my belief that if I REALLY wanted something, I could make it happen. I may be slightly delusional, but this delusion let me take action that made stuff happen. And here’s the thing: I wasn't confident that everything would be great, I was confident that I would be ok. I was confident that I could try and still be OK. I was talking to a friend with a similar background and a successful business and she said - my definition of OK was very basic. As long as I wasn’t living at home again or in an abusive relationship, I was OK. That’s what has led me to do everything I’ve ever done in my business - to start selling yarn on Etsy when Etsy was brand new, to quit my dayjob 10 years ago, to start helping other people with their business soon after, to publish two books, to encourage my husband to quit his day job, to start a new business - it all has been based in the core belief that I would be OK. So I may as well try, right? Then, we were hit with disappointments: infertility (which has been bubbling away in the background for a decade), we weren’t able to buy the comic book shop, I suffered my longest ever bout of depression, we had two kids we LOVED leave our home. While we had the foster kiddos, I took a step back from work. And when it was time to step back into work, I was plagued by the constant doubt: Can I even do this? I think a lot of self-doubt came from the period of depression - it sucked away all sense of action, of ability, of efficacy. I physically felt like I couldn’t do anything all day, my brain was foggy and it was very hard to do anything mentally, and emotionally, well I mostly just cried or felt numb. So when I was feeling better and the depression lifted...my sense of self was beat up. The depressed Tara, who didn’t have physical, mental or emotional energy became real to me. I started to believe she was me. At the same time, I knew she wasn’t. I knew Get-Things-Done, 6 Figure Business Tara was the real me, but when I would dream about plans and goals, I was trying to imagine Depressed Tara doing it and...I couldn’t imagine it. The basis of my confidence (which had been “I’ll be OK no matter what”) switched to “But what if I can’t do it? What if it doesn’t work out?” That hard part is, I didn’t really know this happening. My first clue was back in September when a business friend said “Oh, I’m sure you’ll be at X goal next year!” and I was like “Maybe, I don’t know” and he was like, “Wait! That is not the Tara I know.” I went back to my room and cried because my friend was right. That is not the Tara I have been. The next clue was just a few weeks ago, when I was at a conference and the speaker asked us to think about what we wanted to get from the experience, and I realized: I want to feel confident again. I did some journaling and I realized that it’s not that I need a better schedule or a different office, I just need to BELIEVE that things are possible again. That I can work towards my goal and whether I reach or not, I’ll be ok. The good news: Once I realized it was the problem,  I know how to get it back. I have TAUGHT how to get it back! I’ve shared all of my story of losing my confidence with you, in hopes that you may see some of yourself in it, that if you are feeling wobbly, you’ll recognize it. Now let’s talk about how to get it back (or get it for the first time). The first part of this is knowing yourself. If you’ve been paying attention to how you work, what your strengths are, how you work best, you’ll have a better idea of what’s going on, if you paid attention when things were going well. So that’s the first step - build your confidence from who you are. Build it on your strengths. In other words, stop paying attention to who you WISH you were and what you wish you were like. That’s going to keep you in a self-doubt spiral of constant comparison. How I am doing this: This may sound crazy, but I make a list of my strengths. What am I good at? What do I KNOW I can do? The next step is to take care of yourself. You’re not going to feel good if you don’t have what you need. Part of this is eating, drinking enough water, sleeping enough, but it’s also filling up your inspiration well. For me this is listening to certain podcasts (I share them in episode 248) and reading books. Confidence comes from action. DO something every day. If you’re waiting around to do something until you feel confident, listen to episode 131: How to Take Action, without waiting around for more confidence. Here’s the good news: you’re already DOING things every day. Really! So write down what you want to do (be easy on yourself!) and be sure you add things that "don't count" to your To Do list. Did you feed your child? Did you feed yourself? Did you get dressed? Brush your hair! Huzzah! You are accomplished! How I am doing this: I noticed that when I just let myself rest and didn’t do anything (or rather, didn’t mark stuff off a list), I just felt worse. It made me feel like I couldn’t do things, so everything was so much harder to start doing, even after I felt better. (It’s harder to get started than it is to keep going). What I needed was to make myself do one thing, that had a real impact, every day. And most importantly, write it down, so I had the satisfaction of marketing it off. I had fallen so far off of my planning, that I started over with a new planner (You can watch a video about how that’s working for me here). I started feeling better about my ability to do stuff, but there was still some stuff I wasn’t doing each week, stuff I put off for, seriously, over a month. The answer? An accountability partner with the very same goal and focus. We check in by 10am each day with a list of two things we’re going to do and again by 10pm to say if we’ve done it. Just knowing someone else is waiting to hear if I did it makes all the difference. A friend of mine is super strict about her partners - if you miss a time, or you don’t do what you said you would, you have three strikes. After three strikes, you lose your partner. Celebrate A huge part of confidence is remembering that you HAVE done awesome stuff and you WILL do awesome stuff again. Some suggestions for getting in that frame of mind: Practice accepting compliments. Don’t follow-up up a compliment with all the reasons it’s not true. Better yet, remember the compliments - put them in a folder, print them out, heck, someone on Instagram illustrated her compliments. Tell your loved ones - “I need help remembering that I’ve done awesome things. Can you help?” List all the things you've overcome. List all the things you’ve accomplished. Look at these lists as often as you need to! I hope this helps you move forward in your business! Remember to take care of yourself, take action, and celebrate each tiny step.     Listen in at TaraSwiger.com/podcast252

In our last +1, we talked about you feasting on your Hero Bars—using memories of your past success as fuel to walk through fear doors today.   (You grab three for Today?)   All of those Cookies and Hero Bars remind me of an idea from former Navy SEAL Alden Mills’ great book Be Unstoppable.    I read it years ago and recently re-read it with Emerson.   It’s a fantastic parable about a young captain who meets a wise, older mentor-captain who teaches him how to Optimize and actualize his potential to become a “Master and Commander.”   Emerson and I loved it.   The Master Captain (who goes by Persistent Pete), has eight actions he teaches his young protégé. (One of which reminds me of the Hero Bars! We’ll talk about it tomorrow.)    The Actions form the acronym UPERSIST.   Emerson can rattle them off.   In fact, let’s invite him in so he can share!   Action #1: Understand Your Why Action #2: Plan Action #3: Energize to Execute (Alden may go with “Exercise” to Execute but we expanded it to “Energize” so we can include our other fundies of eating and sleeping!) Action #4: Recognize Your Reason to Believe in Yourself Action #5: Survey Your Habits Action #6: Improvise to Overcome Obstacles Action #7: Seek Expert Advice Action #8: Team Up!   Today’s +1.   Do UPERSIST?!   Let’s do a quick run through:   First: What’s your #1 goal these days? (Seriously. What is it?!)   What’s your why? How’s your plan? You energized? What reasons do you have to believe in yourself? (← Hint: Those are our Hero Bars!) How are your habits? You improvising to overcome (inevitable!) obstacles #OMMS style?! Need to seek advice from any experts? And… How can you team up a little more today?   There ya go. A super-quick take on how to Be Unstoppable.    WEPERSIST!!

In our last +1, we talked about you feasting on your Hero Bars—using memories of your past success as fuel to walk through fear doors today.   (You grab three for Today?)   All of those Cookies and Hero Bars remind me of an idea from former Navy SEAL Alden Mills’ great book Be Unstoppable.    I read it years ago and recently re-read it with Emerson.   It’s a fantastic parable about a young captain who meets a wise, older mentor-captain who teaches him how to Optimize and actualize his potential to become a “Master and Commander.”   Emerson and I loved it.   The Master Captain (who goes by Persistent Pete), has eight actions he teaches his young protégé. (One of which reminds me of the Hero Bars! We’ll talk about it tomorrow.)    The Actions form the acronym UPERSIST.   Emerson can rattle them off.   In fact, let’s invite him in so he can share!   Action #1: Understand Your Why Action #2: Plan Action #3: Energize to Execute (Alden may go with “Exercise” to Execute but we expanded it to “Energize” so we can include our other fundies of eating and sleeping!) Action #4: Recognize Your Reason to Believe in Yourself Action #5: Survey Your Habits Action #6: Improvise to Overcome Obstacles Action #7: Seek Expert Advice Action #8: Team Up!   Today’s +1.   Do UPERSIST?!   Let’s do a quick run through:   First: What’s your #1 goal these days? (Seriously. What is it?!)   What’s your why? How’s your plan? You energized? What reasons do you have to believe in yourself? (← Hint: Those are our Hero Bars!) How are your habits? You improvising to overcome (inevitable!) obstacles #OMMS style?! Need to seek advice from any experts? And… How can you team up a little more today?   There ya go. A super-quick take on how to Be Unstoppable.    WEPERSIST!!

Six letters – BUDGET – probably one of the most despised combination of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set in stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this episode, I'm giving you permission to throw out your budget with a few simple caveats.What You'll LearnUnderstand why you despise the process of budgeting firstWhat questions to ask yourself to get in a better money mindsetWhy setting goals is the key to achieving financial successSo many tips on how to win at budgeting and tracking your money each monthMy easy 1-2-3 system of budgetingWhy you need to be in the driver's seat when it comes to your spending (your future will thank you)Sharing my own story and struggles with budgetingLinksYou can sign up now for a free month of Stitcher Premium by going to stitcherpremium.com/wondery and using the promo code ‘WONDERY.’ Then once you’re signed up, just download the Stitcher app for iOS or Android and start listening.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!If you loved this episode, don’t forget to share it with your friends on your favorite social channel and tag @shannahgame.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

“Stop thinking and start doing! Fear and self doubt come when you’re thinking, not when you’re doing.” - Adi ArezziniAdi Arezzini is co-founder and CEO of Teami, a lifestyle brand centered around using all-natural, plant-based ingredients - like premium loose-leaf teas - to help customers live happier, healthier lives. Teami’s product line ranges from wellness blends to tea-infused skincare.From a young age, Adi was taught the benefits of holistic health and plant-based eating by her health-conscious mother. At 19, Adi served as a combat trainer for the Israel Defense Force, and later, after returning home to Florida, qualified as a National Academy of Sports Medicine (NASM) certified personal trainer. After years of life in the army barracks, Adi realized her gut wasn’t functioning properly, due to a lack of access to quality nutrition. Despite trying different diets, supplements and more, nothing seemed to help with her lagging digestive system, inability to go to the bathroom and painful bloating.Soon Adi began experimenting with loose leaf tea blends as a natural remedy. These high quality teas Adi made uncovered the root of her problem: an excess of toxins built up in her digestive tract. After realizing her “secret sauce” blend also solved similar digestion issues with her friends, Adi saw the potential and began looking to different varieties of tea to combat other common issues: fatigue, depleted immune system, stress and insomnia. Researching, creating, blending and sourcing these teas wasn’t just a passion for Adi, it because her purpose and, soon, her expertise.At just 23, Adi created Teami in her mother’s bedroom. She saw Teami as a way to help people becom ehealthier and happier, with teas to solve everyday issues.Today, Adi has since grown the lifestyle tea brand to include tea-infused beauty oils and green tea mask + scrub. Teami is quickly outgrowing their 13,000 square foot office-warehouse hybrid located in Seminole, Florida and is sold nationally at Ulta Beauty, Urban Outfitters, Anthropologie, Vitamin World, Riley Rose and more as well as online at www.teamiblends.com We explore these hot topics!The importance of consistency & getting into actionHow leadership skills develop over timeWhat she looks for in new hires Tackling your to-do list with a solid win firstWhat she’s learned throughout 5 years of growing her businessAnd why you need to GO ALL IN!Try Teami Blends!We have a special offer for Art of Podcast listeners. Save 20% on orders of $49.99 or more at www.teamiblends.com with the code HATCHTRIBE! We love the 30 Day Detox & the Green Tea Face Mask!Connect with Adi Arezzeni & Teami:Website: www.teamiblends.comInstagram: www.instagram.com/teamiblendsAdi’s Instagram: www.instagram.com/adiarezziniConnect with Hilary Johnson & Hatch Tribe:Website: https://www.hatchtribe.com/Members Circle: https://members.hatchtribe.com/Instagram: https://www.instagram.com/hatchtribe/Facebook: https://www.facebook.com/hatchtribe/FREE BOOK DOWNLOAD!Get a FREE copy of "The Girls Guide to Surviving the Startup" written by Hilary Johnson, founder of Hatch Tribe. http://hatchtribe.pages.ontraport.net/girls-guide-download

Field Trip, Daughter's Decision, Speechless, Too Long Time, Ass Hole, First What?, Cabron, Ten!

Field Trip, Daughter's Decision, Speechless, Too Long Time, Ass Hole, First What?, Cabron, Ten!

The duo return this week to look at the second episode of Hulu’s original “The First” and see if it worth continuing with the series. The First: What’s Needed Season: 1 Episode: 2 Overall Episode: 2 Air Date: September 14, 2018 (all... Read moreSci Fi Watcher 173: The First S01E02: What’s Needed

For our fourth podcast, we asked Robert Rowland Smith to join us in Amsterdam for our annual UNStudio Summer Conference, held in Mediamatic. Robert is a British author and philosopher, whose books include Derrida and Autobiography, Breakfast with Socrates: The philosophy of everyday life, and AutoBioPhilosophy: An intimate story of what it means to be human. For our summer conference on the theme of Ownership, Robert stepped away from architecture and design, and studied the theme from a philosophical perspective… Throughout his talk he asks two big questions. First: What would remain of our identity once everything we own is taken away from us? And second: Could ownership be seen as a radical form of openness and hospitality? He looks at the history of ownership and its roots in medieval Europe, the concept of ownership as related to self-identity, Marx, Freud, Derrida and Heidegger, and ownership in the modern world, in the context of Big Data.

On today's show Andrew Sharp and Ben Golliver get together for a Monday morning podcast to discuss the impending trade of Kawhi Leonard and everything that comes with it. First: What went wrong in San Antonio? How will the perception of Kawhi change after the way this year unfolded? Where do the Spurs go from here? Also, Golliver demands that everyone take a moment to appreciate Tim Duncan. Then (33:00): Where does Kawhi go next? The Lakers are the favorites (-140) but there are several obstacles, beginning with questions about whether Brandon Ingram has as much potential as it seems. The Kings could also get involved. The Celtics have a big decision to make. An unknown party in Philadelphia will make some calls as well. The field (Nuggets, Bulls, Knicks, Heat, Cavs, Clippers) is a real possibility. And there is always the nuclear option if the Sixers want to get crazy. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show Andrew Sharp and Ben Golliver begin by talking through the Blazers and Raptors (5:00). First: What did we learn from the Blazers winning streak? How close could they play the Rockets in the playoffs? Then they move to the Raptors (16:00). Is this the best challenger LeBron has ever faced in the East? And why should anyone believe Cleveland can guard them in the playoffs? From there they move to Kyrie Irving and John Wall in the top 15 (32:00) and more bizarre Kawhi news out of San Antonio (35:00). Then: the time machine title race (42:00), the most unimproved players of the year (48:00), the Sixers and the Process and the future of Okafor (55:00), Team USA in Melbourne (1:02) and relegating teams to Euroleague. At the end: British slang and team nicknames, our first brickhead NBA star, #TeamTolkien gets the last word, and the internet in Ireland. Learn more about your ad choices. Visit megaphone.fm/adchoices

More Than Lifting is a podcast created by passionate fitness coach and gymnast, Rhys Morgan, to share his experience in calisthenics, bodyweight training, gymnastics and functional strength training with the world. In this episode: We talk about how to use the Progression Templates in Real Life Workouts! Its all good knowing the progression exercises, but if you cant turn them into workouts then you will struggle to achieve any particular skill. This episode will give you examples for every point in the workout: What to do FIRST What to do Afterwards What to do right at the End And of course we have 3 specific sets and reps examples. To learn more visit https://morethanlifting.com/podcast/ Disclaimer: The activities and research discussed in these podcasts are suggestions only and should not be undertaken without prior consultation with a health or medical professional. Fitness training, nutrition and other physical pursuits should be tailored to the individual based upon an assessment of their personal needs.

How to do keyword research for an Amazon affiliate niche site.  Tips and ideas for building the foundations of your affiliate site.Topics We CoverWhen do you start keyword researchWhat do you do firstWhat kind of keywords are you looking forWhat’s a good keyword; what’s a bad keywordHow keyword research fits […] Read More → The post Performing Keyword Research For Your Niche with Brad Vandenberg [Episode #8] appeared first on Human Proof Designs.

Welcome to Season 2, Episode 11! In this episode, Jen responds to two question from Mary. First: “What kind of professional development do you recommend for reading specialists working with K-2 students?” And then: “When it comes to struggling readers – what should take priority? Skills or time spent reading?” Thank you, Mary! The answer [...]

In this series Pastor Deryck teaches us that it's better to be playing on the field than to be watching from the sidelines! The Bible teaches us about how we should live lives of active participation - supporting and loving each other following the example set by Jesus himself. In this message Pastor Deryck teaches us that the value of our life isn't determined by what we can achieve or accumulate, but by how much of your life that you can give away. He asks us the 2 most important questions of our lives: First - What did you do with Jesus? Second - What did you do with what God gave you? We pray that it blesses you!