Podcasts about cccu

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Best podcasts about cccu

Latest podcast episodes about cccu

MoneyWise on Oneplace.com
How Biblical Principles Transform Your Budget

MoneyWise on Oneplace.com

Play Episode Listen Later May 15, 2025 24:57


Proverbs 4:26 reminds us, “Give careful thought to the paths for your feet and be steadfast in all your ways.”That's a call to intentional living—choosing wisdom over impulse, especially in how we manage our money. We often emphasize that budgeting isn't just about numbers—it's about aligning your resources with God's purposes.Matt Bell, a trusted voice in biblical finance, recently wrote about the contrast between cultural and Christian approaches to budgeting. He notes that culture gives your money a script:“Make $80,000 a year. Then move into this neighborhood, drive that car, wear these clothes, eat in these restaurants, and take these vacations. Then you can give.”In this model, spending comes first and usually leads to debt. If we're lucky, we might save or give with what's left. The result? Financial stress, shrinking savings, and a fading sense of contentment.Budgeting as a Sacred TrustBut what if budgeting isn't just a spending plan—it's a sacred trust?Deuteronomy 8:18 says, “You shall remember the Lord your God, for it is He who gives you power to get wealth.” Your income is a gift and a responsibility. Imagine God saying:“I'm entrusting you with $80,000 this year. Use it to reflect My love—meet needs, fund ministry, invest in My Kingdom. Save wisely. Enjoy what I've provided.”This echoes 1 Timothy 6:17, which reminds us that God “richly provides us with everything to enjoy.” With a biblical framework, our financial decisions flip the cultural script:Give firstThen save and investThen spend wiselyAnd use debt sparinglyPaul David Tripp puts it this way:“God calls us to stop starting with ourselves and hoping there's money left over for him. Instead, the call is to willingly and joyfully accept that our money's primary purpose is to fund a kingdom of generosity… and then trust that God will provide what we need.”Jesus warned in Matthew 7:26–27 that anyone who builds their life on shifting sand—hearing His words but not doing them—will find their house collapsing in the storm. A budget based on biblical principles isn't just practical—it's foundational. It anchors our financial lives to the truth of God's Word.A Partner for Kingdom StewardshipIf you're ready to build your finances on that foundation, it helps to partner with others who share your values. That's why we're grateful for Christian Community Credit Union (CCCU).More than a bank, CCCU is a financial institution with a Kingdom mission. They offer everything you'd expect—checking, savings, loans, mortgages—but they also invest your deposits in ministries that serve the Gospel worldwide. Every dollar becomes a tool for transformation.If you're seeking a trusted financial partner that aligns with your faith and fuels your impact, learn more at JoinChristianCommunity.com.Budgeting isn't about restriction—it's about worship. It's about saying, “Lord, everything I have is from You and for You.” When we carefully consider our financial paths, we begin to experience the freedom, peace, and joy of Kingdom stewardship.On Today's Program, Rob Answers Listener Questions:I will be full retirement age in August. I'm still working, so my Social Security will be a surplus that I want to put toward my home. I still owe $82,000 on it, but I also know it needs many repairs. Does it make more sense to put this extra cash flow toward repairs, paying down the mortgage, or a little bit of both?What's the difference between getting a debt consolidation loan or working with a debt counselor?I just wanted general information about universal index life insurance. It seems too good to be true. I've heard that you put money in, and it always increases, but you never lose money out of there, like in the case with stocks.I have a colleague with $12,000 in student debt. He wants to pay $1,000 down and the rest over time, but I think he should pay it off completely now. What's the best method for him to save money and pay off the debt quickly?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
Banking That Builds God's Kingdom with Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Apr 24, 2025 24:57


What's the difference between a bank and a credit union? More than you might think.At first glance, banks and credit unions can seem pretty similar as they both offer valuable financial services. But dig a little deeper, and you'll find that credit unions can be a powerful partner for managing money. Aaron Caid joins us to explain why.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. A Different Kind of Financial InstitutionCredit unions stand apart from traditional banks because they are not-for-profit cooperatives owned by their members. That means the focus is on long-term member relationships, and service is preeminent.However, Christian Community Credit Union (CCCU) goes a step further. Their mission is rooted in striving to serve and love others like Christ. This distinctly faith-based approach transforms everyday banking into a form of ministry that seeks to honor God and expand His Kingdom.At Christian Community Credit Union (CCCU), they help members align their finances with their biblical worldview. That includes offering loans to build churches and support Christ-centered ministries, turning ordinary financial tools into extraordinary Kingdom-building instruments.Surprising Strength in Rates and ServicesMany people assume credit unions can't compete with traditional banks regarding rates, but that's a misconception. Because credit unions don't exist to make profits for shareholders, they can return those profits to our members through better rates and lower fees.Here's a snapshot of Christian Community Credit Union's (CCCU) current offerings:Harvest High-Yield Checking: 4% APY on balances up to $5,000 with no maintenance feesHarvest High-Yield Savings: 5% APY on the first $5,000Welcome CD: 4.5%–4.75% APY on 5- and 10-month termsCash Back Credit Card: 1.5% cash back and a donation to Christian causes with every swipeCCCU also offers vehicle loans, mortgages, and home equity lines of credit at competitive rates, digital banking, and 24/7 member support.Beyond rates and products, CCCU is also committed to spiritual growth through financial stewardship. They provide resources from trusted partners like FaithFi and Compass Financial Ministry to help our members grow in their financial discipleship.It's not just about managing money well—it's about managing money faithfully.Funding Ministry and Fueling the GospelOne of the most inspiring aspects of CCCU is its direct support of ministry work. CCCU specializes in ministry lending, and with over $1 billion in ministry loans funded, it understands what churches and ministries need.From property and equipment loans to operating accounts and reserve fund solutions, CCCU partners with ministries financially and missionarily.Plus, their giving program has donated more than $6.5 million to Christian causes. That includes ministries fighting human trafficking, protecting vulnerable children, providing disaster relief, and sharing the gospel worldwide.Becoming a Member is EasySo, how can you join?Membership is open to Christians and Christian ministries nationwide. You can become a member through your church, school, a partner ministry like Christian Alliance for Orphans, or even through a family member.With a streamlined online process, starting banking with your values is easier than ever. When your money is aligned with your faith, it does more than grow—it gives, serves, and multiplies for God's glory.To learn more or become a member, visit joinchristiancommunity.com.On Today's Program, Rob Answers Listener Questions:I have a 401(k) at a place where I used to work about 15 years ago, at the University of North Chicago. It's about $15,000, and I have not been at that job for over 15 years. I want to know if it's a good idea to move it. Should I combine it with my current 401(k), or should I just leave it there?I have a stock in my portfolio that is losing between 40 and 47%. It has an F rating and is a large part of my portfolio. I want to sell it, but I want to know what to do with it after I sell it. I have it in Schwab, and I'm wondering if there's a better fund I could put it in since I have a lot sitting there.I'm contributing to an employer 457(b) plan. Those funds are going into a Roth plan, and I am contributing the maximum amount. I'm married and over 50. I'd like to know if I can also open a personal Roth IRA and a traditional Roth IRA.I would like to sell a piece of land, but I want to sell it to a developer, maybe someone who would be developing a spa, a hotel, or something similar. I want to know where I can go to access or look for developers who would be interested in purchasing my land.My husband and I didn't file taxes from 2016 to 2022, and sadly, he passed away recently. There are IRS notices with increased penalties and interest. Do I have to list the fact that there is a withholding on the IRS notices, even though I didn't have any income, and it was all his income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
High Yield Savings: Get it While It's Hot

MoneyWise on Oneplace.com

Play Episode Listen Later Mar 17, 2025 24:57


As the saying goes, you don't need to be wealthy to start saving—but you do need savings to build wealth.Right now, one of the best ways to grow your savings is by taking advantage of high-yield savings accounts. But how long will these elevated rates last? Let's explore what's driving these rates and what you can do to maximize your savings.The Role of a Savings AccountBefore we dive into high-yield savings, let's clarify what a savings account is—and what it's not. Unlike investing accounts involving higher risk, a savings account is a secure place for short-term financial needs.A savings account is ideal for:Your emergency fundBig purchases you plan to make in the next few years, such as a car or home repairsCurrently, some online savings accounts offer interest rates between 4.75% and 5%, significantly outperforming traditional brick-and-mortar banks. But why are these rates so high?The Inflation Factor: Why Rates Are HighInflation plays a significant role in determining interest rates. The Federal Reserve typically raises interest rates to slow inflation down when inflation rises.Over the past couple of years, inflation has remained higher than the Fed's 2% target. As a result, the Fed has held off on cutting rates as originally anticipated.Bad news? If you have a variable-rate loan like a credit card or home equity line of credit, you're paying more in interest.Good news? You're earning more on your savings if you have a high-yield savings account.Because banks adjust their rates based on the Fed's actions, the question remains: How long will these higher yields last?Will Savings Yields Stay High?Only God knows for sure, but we can make an educated guess based on two factors:The latest inflation numbers—If inflation continues around 3%, the Fed may hold steady, keeping savings rates high.The Federal Reserve's reaction—If inflation drops to 2.5%, the Fed might cut interest rates, eventually leading to lower savings yields.Even when the Fed does cut rates, it can take time for savings yields to follow. Banks tend to delay lowering interest rates on savings accounts. Likewise, when the Fed raises rates, banks take their time increasing yields.Why? Because banks don't want to be the first to make a move. They wait to see how competitors react so they can stay within industry standards while remaining competitive.How to Get the Best Savings RatesSince banks adjust rates at their own pace, it's wise to monitor trends. If your bank consistently offers lower yields than what's available online, consider moving your money.To compare savings rates, check websites like:BankrateNerdWalletAdditionally, if savings account yields start dropping, you might consider alternatives like:Certificates of Deposit (CDs)—Offer fixed, higher yields for a set period.Money Market Accounts—Typically have higher yields than standard savings accounts.Credit Unions: A Hidden Gem for High YieldsIf you're dissatisfied with your bank's rates, you don't necessarily need to switch to an online bank. Credit unions often offer higher savings yields than traditional banks.Unlike for-profit banks, credit unions return profits to their members through:Higher interest rates on savingsLower fees and better loan ratesOne faith-based option is Christian Community Credit Union, which offers competitive savings rates and gives a portion of its revenues to support ministry efforts worldwide. Learn more at JoinChristianCommunity.org.Proverbs 13:11 offers timeless wisdom on the importance of saving:“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”The key to faithful financial stewardship is making wise, intentional choices—whether that's finding the best savings rate or consistently setting aside money for the future.As you grow your savings, remember that true stewardship isn't just about accumulating wealth—it's about using what God has entrusted to you wisely.On Today's Program, Rob Answers Listener Questions:How can I have a conversation with my spouse to combine our finances instead of keeping them separate? It seems like we're both always out of money when we keep them separate.I've heard you talk about qualified charitable deductions, and I wanted to ask if I can use them for my tithes. I'm 70 years old. How exactly does it work?How do I compare the value of the pension plan I have in my current job to a 401(k) that other employers may offer?I've received a $1,780 per month retirement windfall. My son is suggesting I invest in Bitcoin, but what would you recommend I do to be a good steward of this money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit UnionMoney and Marriage God's Way by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
How to Keep Your Bank Accounts Safe from Fraud with Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Feb 13, 2025 24:57


With financial fraud on the rise, protecting your personal and banking information has never been more important. A recent JD Power study found that nearly 29% of bank account holders experienced fraud in some form over a 12-month period.To help us navigate the best security practices, Aaron Caid shares expert advice on how to safeguard your accounts from cybercriminals.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. 1. Strengthen Your Password SecurityA strong, unique password is your first line of defense against fraud. Here's how to create one that's tough to crack:Use a mix of uppercase and lowercase letters, numbers, and special characters.Avoid using common words or easily guessed phrases (e.g., "password123" or your birthdate).Consider using a password manager to generate and securely store complex passwords.In addition to a strong password, enable two-factor authentication (2FA) for your financial apps. This extra layer of security requires a one-time passcode (usually sent via text or an authentication app) to verify your identity when logging in or completing transactions.Pro Tip: Turn off text message previews on your phone. If a scammer steals your phone, they could see your passcode on your lock screen and gain access to your accounts.2. Monitor Your Accounts & Stay Alert for FraudVigilance is key when it comes to detecting fraudulent activity early.Regularly check your bank accounts for unauthorized transactions.Review your credit reports through the three major bureaus—Equifax, Experian, and TransUnion—by visiting AnnualCreditReport.com.Sign up for transaction alerts from your bank or credit union to get notified of suspicious activity.Fraudsters also use phishing scams—fake emails, texts, or calls—to trick people into giving away personal information. These scams often create a sense of urgency to pressure you into acting quickly.Never share your:Username or passwordOne-time passcodesAccount or personal information over the phone, email, chat, or textHackers can spoof phone numbers and email addresses to make messages appear legitimate, even impersonating banks and credit unions. If you're ever unsure, call your financial institution directly to verify any suspicious messages.3. Use Secure Wi-Fi & Protect Your Personal InformationWe all love a good coffee shop work session, but public Wi-Fi networks are a big security risk when accessing sensitive financial accounts. Hackers can intercept your data and steal your login credentials.Always use a secure, password-protected Wi-Fi network when banking online.Use a Virtual Private Network (VPN) for added encryption and security.Also, ensure you don't let identity thieves find your personal information in the trash!Shred documents containing sensitive details like account numbers, social security numbers, or other financial information. Shredders cost as little as $35—a small price to pay for big security.Stay Secure & Bank with PurposeAs fraud prevention becomes increasingly important, many Christians are seeking banking solutions that align with their values. Christian Community Credit Union (CCCU) offers a Harvest Bundle—a unique checking and savings account designed to help members grow their savings while supporting missions worldwide.4% APY on the first $5,000 in Harvest Checking5% APY on the first $5,000 in Harvest Savings1.5% cash back on purchases with the Cash Rewards Visa CardA portion of proceeds supports missions, including gospel outreach, protecting vulnerable children, and fighting human trafficking. For those looking to align their banking with their faith, the Harvest Bundle from CCCU offers competitive rates and kingdom impact—a win-win for wise financial stewardship.If you're looking for a banking partner that reflects your faith and values, consider joining Christian Community Credit Union (CCCU).Ready to bank with purpose? Visit JoinChristianCommunity.com today!On Today's Program, Rob Answers Listener Questions:Can you provide a list of the faith-based investments that I can invest in? I'm trying to invest differently with my 401(k) funds.  I have an old work comp claim that was incorrectly billed, causing Medicare to deny payment. What happened, and how can I prevent this in the future? Also, if I submit a claim to the work comp company and they only pay a portion, am I responsible for the remaining balance? I own a free-and-clear home in Davenport. There is no mortgage anymore, and I would like to transfer 50% of ownership to a family member. Would I have to pay any taxes, or would my family members have to pay them because of this transfer? I'm retired, receiving $70,000 annually from disability and SSDI. I have $50,000 in a TSP account and $9,000 in debt that I'm paying off. I'm currently renting for $1,500 per month. Should I use my VA loan to purchase a home or just continue renting? I have a Roth IRA that I formed from a 403(b) annuity a couple of years ago. I'm 73 and will be 74 in a couple of months. At what point does the RMD apply to my Roth? Also, I'm retired and have Social Security and a retirement pension. I occasionally make profits from a book I publish and workshops I do. Can I make contributions to my Roth from those profits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineList of Faith-Based Investing FundsCenters for Medicare & Medicaid Services (CMS.gov)AnnualCreditReport.comLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Biblical Higher Ed Talk
Advocacy in Action: How CCCU and ABHE Are Leading the Charge for Christian Colleges

Biblical Higher Ed Talk

Play Episode Listen Later Jan 28, 2025 31:49


David Hoag, President of the Council for Christian Colleges & Universities (CCCU), joins us to share his vision for the future of Christian higher education. From addressing the challenges of membership growth to fostering leadership and spiritual formation, David explains the three priorities guiding his presidency — strengthening membership, nurturing leadership, and advocating for religious freedoms on Capitol Hill.David also offers insights into advocacy, spiritual mentorship, and preparing Christian colleges to thrive in a rapidly changing higher ed outlook.Join us as we discuss:[5:04] The three pillars of CCCU's vision for their members[17:08] Government relationships and finding champions for your institution [24:04] The enrollment cliff and the future of biblical higher ed Check out these resources we mentioned during the podcast:Logos Bible SoftwareTo hear this interview and many more like it, subscribe on Apple Podcasts, Spotify, or our website, or search for Biblical Higher Ed Talk in your favorite podcast player.Hosted by Ausha. See ausha.co/privacy-policy for more information.

MoneyWise on Oneplace.com
Best Savings Vessels Right Now with Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Oct 28, 2024 24:57


There's a saying, “Any port in a storm.” Does that apply to your savings?The economic waters seem choppy these days, so where's a safe harbor for your savings that still gives you a return? Aaron Caid helps you plot a course for your money today.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. Understanding Savings OptionsIf you've ever wondered which one is right for you, here are the basics of each type of account so you can determine which best suits your needs. Savings Accounts: The BasicsSavings accounts are a safe, insured, and highly liquid option. Most people use them in tandem with checking accounts, making them ideal for new or low-dollar savers. One downside is that interest rates can be lower than other products, as they fluctuate with market conditions. However, CCCU offers a high-yield savings account that provides competitive returns and is a great option for those looking to grow their savings.Money Market Accounts: A Step-UpMoney market accounts are another safe and insured option. These accounts often provide higher interest rates than savings accounts, and the more you deposit, the higher the rate you'll typically receive. However, it's important to distinguish between money market accounts (which are insured) and money market mutual funds (which are not). Money market accounts are an excellent option for those with larger balances who are still looking for liquidity.Certificates of Deposit (CDs): Locked-in RatesCDs are a solid choice for those seeking higher interest rates and willing to lock their money away for a set period. These accounts offer fixed rates for terms ranging from a few months to several years. While CDs are less liquid—meaning withdrawing early can lead to penalties—they provide stability and typically offer better returns than savings or money market accounts. CCCU offers various CD options that align well with long-term savings goals.U.S. Savings Bonds: Safe, But Long-TermU.S. savings bonds offer another secure savings option backed by the U.S. government. A unique benefit is that earnings are often exempt from state and local taxes, and some bonds adjust with inflation, providing a hedge against rising costs. However, bonds are a long-term commitment with maturities typically lasting 20 to 30 years. While they're less liquid, with penalties for early withdrawal, they can be a solid option for those with a long time horizon.Choosing the Right Option for YouSo, how do you choose the right savings vehicle? There are three key factors to consider:Time Horizon: How long can you let the money sit before you need it?Liquidity Needs: Do you need immediate access to your funds?Risk Tolerance: Are you comfortable with the stability of your savings, or are you seeking higher returns with more risk?Why Choose Christian Community Credit Union?CCCU has been a trusted banking partner for Christians for over 67 years. Not only are deposits insured up to $250,000, but they also have competitive rates on high-yield savings, money market, and CD accounts. To date, they have donated more than $6 million to ministry and mission projects in the U.S. and around the globe. Simply put, your everyday purchases help change lives.If you want to learn more, visit joinchristiancommunity.com to explore your savings options with a faith-based approach.On Today's Program, Rob Answers Listener Questions:I've got a couple of IRAs, a 403(b) from when I was in the ministry, and a 401(k) that I'm actively contributing to at work. I'm almost 60 and unsure when I want to retire, but it probably won't be at 67. Should I start looking for more safe investments? And how should I go about combining these different accounts?My husband's company offers him early retirement at 62, with a lump sum payout of over $900,000 or a monthly income of $72,000 per year for life. We're concerned about the tax implications of each option and how it would affect us if he later decides to take Social Security, even though he's planning to wait to do that.Someone told me I could collect on my husband's Social Security, even though I'm 68, and he's 61 and still working. My benefits are low since I was a stay-at-home mom and only had a little work experience outside the home. Is it true that I can get up to 50% of his Social Security benefits?Resources Mentioned:Christian Community Credit UnionList of Faith-Based Investment FundsLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Theology in the Raw
Legal Challenges Facing Christian Institutions: Joy Mosley

Theology in the Raw

Play Episode Listen Later Oct 10, 2024 77:38


Joy serves as the Vice President for Government & Strategic Relations at the Council for Christian Colleges & Universities (CCCU). She is a graduate of Covenant College, Belhaven University, and Emory Law. On the Hill, she worked for Congressman Gary Palmer and the Center for Public Justice before coming to the CCCU. Register for the Exiles 2 day conference in Denver (Oct 4-5) here: https://theologyintheraw.com/exiles-denver/ Learn more about your ad choices. Visit megaphone.fm/adchoices

MoneyWise on Oneplace.com
Where To Keep Your Emergency Emergency Fund

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 23, 2024 24:57


You should have 3 to 6 months' living expenses in your emergency fund…but what if you can't get to that money?Does your emergency fund need an emergency fund? That would be money you actually have on hand, not in a bank. And if so, how much?Today, many of us rely heavily on debit and credit cards for everyday transactions. They're convenient, especially with the added perks of reward points or cashback programs. But as easy as it is to swipe a card, it's still wise to keep a small cash reserve on hand. Why? Let's take a look.The Importance of Cash in a Digital WorldWith ATMs and mobile banking apps available 24/7, you might wonder why keeping cash around is necessary. While it's true that ATMs are convenient, there are rare but possible situations where cash access might be temporarily unavailable. This could be due to:Network-wide banking outagesA hacking incident affecting your bankIdentity theft or a compromised accountThese disruptions could leave you without access to your funds, even if it's just for a short time. Having a small amount of cash on hand can help bridge the gap during emergencies.How Much Cash Should You Keep?So, how much cash is enough? Consumer experts suggest keeping enough to cover about three days' worth of expenses. This amount will vary depending on your individual needs. To figure out how much you need:Review your bank and credit card statements for a “normal” month (one without unusual expenses).Subtract fixed bills like your mortgage and utilities from your total spending.Take the remaining amount (expenses covered by card or cash) and divide it by 10 to find your estimated three-day cash need.You'll likely end up with several hundred dollars, depending on your lifestyle or any special circumstances, like medical needs. That's your target for an emergency cash reserve.Where Should You Store Your Cash?Now that you know how much cash to keep, where should you store it? Don't bury it in a coffee can in the backyard. Instead, invest in a fireproof home safe that's securely bolted to the wall.If you use a cash envelope system, remember that those envelopes might be empty at the end of the month. So, it's a good idea to keep this emergency cash in a separate, dedicated envelope for unforeseen circumstances.Faith-Based Financial Solutions for Your Emergency FundWhile having a small cash reserve on hand is wise, your larger emergency fund—typically 3 to 6 months' worth of expenses—should be stored safely in a financial institution. But here's a question: wouldn't it be great to know that your bank aligns with your Christian values?Thankfully, there are several faith-based banks and credit unions that do just that. One such example is Christian Community Credit Union (CCCU). In addition to providing great online banking services, CCCU is committed to supporting Christian ministries worldwide. They've donated over $6 million to mission projects and use deposits to help build churches, expand ministries, and support Christian businesses. Plus, each account is insured for up to $250,000.As Christians, stewardship goes beyond just the 10% we give the church. It involves managing 100% of what God has given us. Partnering with a faith-based financial institution like CCCU allows you to make a positive impact while ensuring your emergency fund is secure.If you're looking for a faith-aligned banking option, consider Christian Community Credit Union. You can learn more at JoinChristianCommunity.com.On Today's Program, Rob Answers Listener Questions:I have four family members. They're in their 30s, single, making $40,000 a year each, and want to buy a house together. Is that a good idea?My auto and home insurance deductibles have increased significantly, and my agent says it's due to excess claims. Do you have any more insight into why this is happening?I have a large 401(k) that I need help managing now that I'm retired. Should I leave it with the current provider or turn it over to a wealth management company? If so, how do I choose the right wealth manager?I'm about to retire, and I don't have any money saved. I will only have social security; whatever my retirement is, I'm trying not to retire this year. I will try putting it off another year to see if I can get a little more prepared or transition easier into that retirement. What are your thoughts on what I should do moving forward?Resources Mentioned:Christian Community Credit UnionLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
Should Churches Borrow?

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 19, 2024 24:57


Many believers would agree that churches should follow the same financial principles that God's Word provides for individuals. But even within that agreement, there's still plenty of room for debate. For example, should churches borrow for building and expansion projects?Borrowing for church projects can be a sensitive topic, raising important questions about finances and faith. While the Bible does not declare borrowing a sin, it does offer several warnings about its potential pitfalls. Let's explore the biblical principles and guidance for churches considering debt.Biblical Warnings About DebtProverbs 22:7 says, “The rich rule over the poor, and the borrower is a slave to the lender.” This warning reminds churches that while borrowing isn't inherently sinful, it can create a burden and dependency on lenders. The late Larry Burkett emphasized that debt can be destructive if taken to excess, and it's more about an attitude than an absolute rule.Principles for Church BorrowingFinancial expert Ron Blue offers several key principles for churches to follow when considering borrowing:The benefit should outweigh the cost.A clear repayment plan should be in place.Church leadership should be unified in the decision to borrow.Borrowing should bring peace of mind, not anxiety.The debt should align with God-given goals.These principles help guide churches in making thoughtful decisions about whether to borrow, ensuring that financial obligations don't overshadow their spiritual mission.Three Biblical Principles for BorrowingDr. Art Rainer, Director of the Institute for Christian Financial Health, encourages healthy debate on the issue of church borrowing, outlining three key principles for churches grappling with the issue of debt:Use Caution—Proverbs 22:26-27 advises against entering agreements without being sure of repayment. Churches must ensure they can meet their obligations to avoid damaging their witness.Consider the Congregation's Burden—Debt limits funds available for outreach and missions. As Proverbs 22:7 reminds us, “the borrower is a slave to the lender.”Debt Creates Opportunities for Sin—Psalm 37:21 warns against failing to repay debts. Churches should secure loans with collateral and ensure a repayment plan is in place.Despite the cautions, many churches borrow successfully to expand their ministry efforts. If your church chooses to borrow, selecting a financial institution that shares your Christian values can be a game-changer. Christian Community Credit Union (CCCU) is a trusted partner for churches, providing over $1 billion in ministry real estate loans. CCCU aligns with Christian values and offers financial tools to help ministries thrive.Making an Impact Without BorrowingEven if your church decides against borrowing, you can still make an impact. By opening an account at CCCU, you support other churches and ministries through your deposits. To learn more, visit JoinChristianCommunity.com.While borrowing isn't sinful, churches must carefully consider the financial and spiritual implications before taking on debt. By following biblical principles and partnering with the right institutions, churches can make informed decisions that support their mission to advance the Gospel.On Today's Program, Rob Answers Listener Questions:I've been seeing many of these advertisements about debt cancelation on the internet, on Facebook, and in places like that. There's one going on right now: if you're a veteran and owe $20,000 or $30,000 or more, you can get it wiped out. Is stuff like this a legitimate deal, or is it a scam?I'm selling my home and will have a surplus after buying a new home outright. I just retired and want to stay retired. Should I use the surplus to live off of, draw my Social Security, or invest the money?My question is about my retirement investment with my employer versus my investment in a high-yield savings account. I've been with my employer for three and a half years. Its growth has been 2.47% during that time, and my high-yield savings account rate is 5.2%. I'm trying to understand which investment would be most beneficial.I heard you guys talk about a reverse mortgage and was thinking about it for my 90-year-old mother. We've been in conversation with Movement Mortgage and started the process, but I got cold feet because of the fees. So, I am wondering what your thoughts are about this and whether this is a good idea. Resources Mentioned:Christian Community Credit UnionLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
Insuring Your Deposits with Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Aug 30, 2024 24:57


Thanks to insurance, we don't very often have bank, savings and loans, or credit union “runs” anymore. Aaron Caid is with us today to discuss how that came about.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. The Role of FDIC in Banking StabilityWhen we think about bank runs, we often think of the Great Depression. Thankfully, such events are rare today, primarily due to the Federal Deposit Insurance Corporation (FDIC) 's creation through the Banking Act of 1933. The FDIC now insures bank deposits up to $250,000 per customer, providing peace of mind for depositors across the United States.But what about other financial institutions like savings and loans (also known as thrifts) and credit unions? Most of these institutions are also insured by the FDIC, while many credit unions are insured by the National Credit Union Administration (NCUA), established in 1970. Like the FDIC, the NCUA insures deposits up to $250,000 per customer (or tax ID).Private Deposit Insurance: A Closer LookInterestingly, some credit unions opt for private insurance rather than federal insurance. Christian Community Credit Union is insured by American Share Insurance (ASI), a private insurer celebrating its 50th anniversary. ASI covers deposits up to $250,000 per account, offering a unique advantage over federal insurance, which insures per tax ID.No holder of an ASI-insured account has ever lost a dime, a testament to its reliability. One of the main reasons CCCU members chose private insurance is the flexibility it provides, particularly in lending to churches and ministries—an essential aspect of CCCU's mission. Additionally, ASI requires its member credit unions to maintain a 30% higher deposit ratio, ensuring greater resources and liquidity during challenging times.For those who might be hesitant about private deposit insurance, consider the fact that your home is likely insured by a private company, not the federal government. Private insurance companies have been around much longer than federal insurance corporations, with the first private insurers dating back to 1732.Why Choose Christian Community Credit Union?There are several compelling reasons to consider banking with CCCU:Conservative Biblical Stewardship: CCCU practices conservative financial management, aligning with biblical principles. The credit union carries zero debt, unlike many banks and credit unions that leverage their balance sheets to inflate returns.Strong Financial Stability: CCCU's capitalization ratio is more than 80% higher than what the NCUA considers “well-capitalized,” and its net worth ratio places it in the top 10% of all credit unions. CCCU has been recognized as a “top 100” credit union nationwide for safety, stability, and growth by S&P Global.Christian Values and Giving: CCCU is unapologetically Christian and a member-owned not-for-profit. Profits are returned to members through better rates and lower fees, and the credit union actively supports Christian ministries, including Mission Aviation Fellowship and International Ministries.Top-Notch Financial Products: CCCU offers competitive financial products, such as high-yield checking and savings accounts, CDs, and the Cash Rewards Visa, which contributes to Christian charities with every swipe.For those interested in learning more about Christian Community Credit Union, Aaron encourages you to visit JoinChristianCommunity.com. Discover how you can benefit from a credit union that prioritizes safety, stability, and a commitment to Christian values.On Today's Program, Rob Answers Listener Questions:My husband and I are past full retirement age and haven't filed Social Security claims yet. We've been married 43 years, are in good health, and have no dependents or government pensions. My husband is still working and plans to file at 70. If I start Social Security now, I will receive $1,369 monthly, increasing slightly at 69 and 70. We're considering starting my benefits now for two years and then switching to a spousal benefit. What do you think?I used to sell tax shelter annuities and have experience, but occasionally, I hear financial guys knocking them, saying they are not a good investment. However, I think annuities are some of the best. What are your thoughts on annuities?I am turning 65 this January. I have been working full-time at the same job for 26 years, but I am still determining when I'll retire. My question is, do I need to sign up for Medicare within three months of my 60th birthday to avoid a lifetime late enrollment penalty? Or do I wait until I'm retired? I need clarification on the process.I used to work at a hospital and have a 401(k) there, but I've been unemployed for about 90 days. So I could use maybe $1,000 or $2,000 of those dollars. They told me that if I cash out the 401(k), I'll pay 35 or 40% in taxes. If I roll it over to another IRA, I will only pay taxes on what I borrow. Is that true? What's the best thing for me to do?Resources Mentioned:Christian Community Credit UnionRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Living & Learning Podcast
Introducing the Living & Learning East Coast Program

Living & Learning Podcast

Play Episode Listen Later Aug 19, 2024 8:17


Living & Learning International, in collaboration with Baltimore Urban Studies (BUS), is proud to introduce Living & Learning East Coast, a programmatic expansion for our students to engage Philadelphia, New York City, and Washington, D.C. through internships and experiential learning. Since December 2020, the BUS has welcomed students from over 10 universities, representing a wide array of academic majors. This success fuels our ongoing commitment to providing transformative educational experiences that bridge classroom theory with real-world application. Students participating in Living & Learning East Coast will be based at our Baltimore Urban Study (BUS) Center, perfectly situated to facilitate engagement with these four historic and dynamic East Coast cities. This expansion underscores our dedication to preparing students for leadership and success in their respective fields through immersive, hands-on experiences. This growth is made possible by our strong local partnerships and the invaluable addition of Peter Baker, PhD, former director of the CCCU's American Studies Program (Washington, D.C.), to our team. Dr. Baker's expertise will enable us to introduce new curriculum tracks that serve students majoring in Business, Communication, History, Political Science, Pre-Law, and Public Policy, as well as cultivate new internship partners in our expanded locations. We are excited about what the future holds for Living & Learning East Coast's unique and innovative approach to experiential learning, the continued support of our school-of-record, Messiah University, and our sharpened focus on helping students build a bridge from campus to career. To learn more, apply for the program, and follow along: Website: livingandlearningeastcoast.org Video Introduction Instagram: @livingandlearning_eastcoast

MoneyWise on Oneplace.com
Pros and Cons of Using a Credit Union With Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later May 16, 2024 25:00


Do you use a credit union? Or have you never considered using one?Credit union members know their advantages, and 120 million nationwide can't be wrong. Aaron Caid joins us today to discuss the pros and cons of credit unions (and spoiler alert: there aren't many cons).Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. What are the “pros” of joining a typical credit union?Credit unions are member-owned cooperatives. Members are customers and stakeholders governed by a volunteer board selected from the member base. They also have voting rights on credit union policies which help their decisions reflect the members' needs.They exist to serve members, as opposed to banks which exist to maximize profits for shareholders. Credit Unions return earnings to members through better rates and lower fees. Are Credit Unions as safe as banks? They are! Many credit unions are federally insured by the NCUA (National Credit Union Administration), which covers up to $250,000 per member. Christian Community Credit Union is privately insured by American Share Insurance (ASI). Every member account is insured up to $250,000; no account holder has ever lost a dime with ASI.Can Credit Unions really compete with banks?Of course! Because credit union profits go back to members in the form of better rates and lower fees, credit unions offer higher yields on deposits like savings products, CDs, and savings accounts, as well as lower rates on loans (including mortgages) and lower fees overall.What about branches?Many credit unions are part of the co-op shared branch network, and Christian Community Credit Union is one of them. This network gives members access to over 5,600 shared branches nationwide, so there's likely one in your neighborhood. It provides access to 30,000 surcharge-free ATMs and broader coverage than all the big banks.What makes Christian Community Credit Union different?What distinguishes Christian Community Credit Union from others is their common bond in Christianity. Their members are unified in their faith and devotion to Jesus Christ as Lord and Savior. CCCU is unapologetically Christian, invests in biblical causes, and makes decisions driven by Scripture. Additionally, CCCU is led by devoted Christians and uses member deposits to provide affordable financing and biblical banking solutions for churches, ministries, and thousands of other Christians across the US. Are there any cons? There is only one con to joining a credit union, which wouldn't even be considered a negative for many people. You have to become a member to benefit from its advantages. The only membership eligibility requirement for Christian Community Credit Union is that a person needs to be Christian and agree to their statement of faith in the membership application. If someone is a Christ follower in the United States and agrees to the statement of faith, they are eligible to be a member.Where can we get more information about Christian Community Credit Union?JoinChristianCommunity.comOn Today's Program, Rob Answers Listener Questions:I'm 33, and I feel like I'm financially handling everything the way I'm supposed to–I saved my money, had a 401k a couple of years ago, my stepdad is an accountant who taught me how to budget, and I'm studying accounting now in finance classes. I quit my nighttime job, which paid well, to gain experience in a daytime accounting position. After budgeting my money with bills, I barely break even to cover my bills. What can I do? I've cut my spending, have no debt, no credit card, and my car is used and paid off. It's just bills. I use coupons and don't know what else I can do to survive or even have an emergency fund.I'm 69 years old and living alone. I have about $100,000 in a liquid savings account that I know I need to do something with. I'm collecting Social Security and do not want to stop working. What can I do with this money so the government won't take it from me if I ever get sick? I don't have Medicaid; I just have a Medicare Advantage plan.I took out a long-term health insurance policy several years ago with John Hancock, which has recently increased to $29,147 in paid-up policy value. When I purchased it, the premium was $300 per quarter, and I remember the agent saying it hadn't gone up in years. It has increased to $388 per quarter in the past few years. I just got a notice stating that as of July 1st, it is going up to $480 per quarter. And that's not even the worst of it–in 2025, it will go up to $593 per quarter, and in 2026 it will go up to $734 per quarter. They are legally allowed to do this, but they are putting people in a position where it doesn't make sense to keep paying such high premiums at my age. I either have to drop the policy or risk going broke paying the premiums. My son said I don't even have an option to sell this policy. I'd like your advice on what I should do in this situation.Resources Mentioned:Christian Community Credit UnionRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Global Credit Union Podcast
Episode 37: Great IDEAS for Credit Union Digitalization in the Caribbean

The Global Credit Union Podcast

Play Episode Listen Later May 15, 2024 19:45


The COVID-19 pandemic caused many credit unions around the world to lose the face-to-face contact they had with members in their branches. That was especially difficult for credit unions without widespread digital capabilities, because those same members were then unable to process transactions virtually. It was under those circumstances that led the Caribbean Confederation of Credit Unions (CCCU) to reach out for assistance from the National Credit Union Federation of Korea (NACUFOK), which has one of the most digitally forward credit union systems in the entire world. Their conversations led to a World Council of Credit Unions' and Worldwide Foundation for Credit Unions' Global Bridges engagement to have NACUFOK assist CCCU with digital growth, which has now come to life with Caribbean IDEAS. CCCU General Manager Denise Garfield is the guest on Episode 37 to discuss where they are starting with improving their digital capabilities and why NACUFOK has been the perfect partner for them. --- Support this podcast: https://podcasters.spotify.com/pod/show/woccu/support

Biblical Higher Ed Talk
Confidence in Christ: Problem Solving and Bridge Building in Biblical Higher Ed

Biblical Higher Ed Talk

Play Episode Listen Later May 14, 2024 33:16


God commanded in Joshua 1:9, “Be strong and courageous. Do not be afraid; do not be discouraged, for the LORD your God will be with you wherever you go.”To be able to build bridges in our institutions, we need to be strong and courageous, just as Christ was.Being confident allows others to find their own strength and grow into the next university leader, pastor, or humble servant.Staying assured of what we're providing to the world allows the light of Christ to shine through us.That's why we're chatting with Shirley Hoogstra, President of the Council for Christian Colleges & Universities (CCCU). With an upcoming retirement after ten years in leadership at CCCU, Shirley shares her wisdom to empower the next generation of problem solvers and bridge builders.In this episode, we dive into the highs and lows of the Christian Higher Ed landscape.Join us as we discuss: [6:48] A look back at the last ten years of biblical higher ed[15:18] Today's Christian Higher Ed challenges[21:52] The tough role of university presidentTo hear this interview and many more like it, subscribe on Apple Podcasts, Spotify, or our website, or search for Biblical Higher Ed Talk in your favorite podcast player.Hosted by Ausha. See ausha.co/privacy-policy for more information.

Kingdom Over Everything with Shae Bynes
Do Kingdom-aligned Banking Options Exist? (With Nick Lacy)

Kingdom Over Everything with Shae Bynes

Play Episode Listen Later May 14, 2024 39:28


There's a difference between a “Christian” banking institution (one that simply serves Christians as a target niche market) vs. one that is aligned with the ways of the King of kings.Join me and my guest Nick Lacy (Associate VP of Marketing at Christian Community Credit Union) for a conversation about infusing Kingdom values within the banking industry and leveraging the co-operative nature of credit unions to advance the Kingdom globally. Show some love and support the show at https://buymeacoffee.com/shaebynesLearn more about CCCU at https://www.mycccu.com/.About Your Host:Affectionately known as ‘Chief Fire Igniter,' Shae Bynes inspires and equips leaders to be catalysts for transformation in the marketplace. Shae is a pioneer in the Kingdom entrepreneurship movement who has touched the hearts and minds of over one million people through her writing, teaching, speaking, and mentoring since 2012. As an advisor and strategist, she has served start-up entrepreneurs and established CEOs across various industries. Whether she is speaking with audiences publicly or consulting clients privately, you can expect Shae to deliver an abundance of truth with love, grace, and contagious joy. Connect with Shae at https://shaebynes.com

MoneyWise on Oneplace.com
Advantages of Online Banking

MoneyWise on Oneplace.com

Play Episode Listen Later Apr 30, 2024 24:57


The Difference Between Online Banking and Online BanksThese days, you can do online banking with almost any brick-and-mortar bank or credit union, although features and services will undoubtedly vary from one financial institution to another.Of course, online banks have no brick-and-mortar branches. They're online-only, except for the ATM networks they use, all transactions with them are online. Okay, that's the difference between online banks and online banking, but the reality is, that difference is getting smaller and smaller. The online features of brick-and-mortar banks do rival anything that online-only banks have.Still, some folks are wondering if we will not need brick-and-mortar banks someday. We're probably a long way from that. People still need services only brick-and-mortar banks can provide, like businesses depositing coins and currency. You can't do that online.The Effects of Online BankingThere are still 77,500 bank branches in the U.S., which sounds like a lot, but it's 12,500 fewer than five years ago. As more and more people do their banking online, traditional banks need fewer branches. You've probably noticed some of them closing in your area. We'll probably always need brick-and-mortar banks—just fewer of them.So, with both online banks and online banking, it doesn't matter where the bank is, and it also doesn't matter where you are. You can do almost everything that needs to be done on your computer or smartphone. Now that's convenient. Don't ever use public Wi-Fi for your banking or any financial transaction. It's too easy for hackers to steal your personal information.Now, there's another massive advantage of online banking that few people think about. It doesn't matter where the financial institution is; you can select any bank or credit union for your banking needs.You may have chosen a particular bank because they have many branches or even one branch conveniently located along your way home from work. Direct deposit long ago removed the need to stop and deposit a paycheck, but now you can deposit any check with your smartphone.Is there much of a difference between banks? Aren't they all pretty much the same? Actually, no.Wouldn't it be great to know that your financial institution supports Christian values making a positive change in the world and providing excellent service? Wouldn't you want it to prioritize people over profit? Profit is not bad, but it can't be the only priority.Stewardship is about 100% of what God gives us, not just the 10% in the offering plate. What if you could find and support faith-based institutions to help Christ's followers live and give more abundantly? Online banking can give you faith-aligned options once you choose an institution that aligns with your values. There are many great faith-aligned banks and credit unions available today. One example is Christian Community Credit Union, an underwriter of this program. Christian Community Credit Union (CCCU)CCCU offers online banking that can be accessed from anywhere in the country. It's a great example of how our banking decisions can positively impact the kingdom. CCCU has donated over $6 million to ministry and mission projects in the U.S. and worldwide. And they're using banking to leverage the money their members deposit with them to help construct new church buildings, expand ministries, and help Christian business owners thrive.If you're looking for a faith-based banking solution that aligns with your beliefs and values, I'd encourage you to consider Christian Community Credit Union. Plus, each account is insured for up to $250,000 by ASI. You can find out more at JoinChristianCommunity.com. That's JoinChristianCommunity.com.On Today's Program, Rob Answers Listener Questions:My daughter was recently in an accident which resulted in a lawsuit of $250,000. She is 50 years old, has no savings plan, and is in a quandary currently. She's supposed to meet with the lawyers next week and has been told that they will instruct her to take this money as an annuity, which we know nothing about. How would you instruct her going forward? My mom passed away in 2021 and left money in a trust for each of her children, but she made me the trustee of that trust. One of my brothers has always struggled financially so his portion is left with special considerations to be given annually, no more than a certain amount so that it will last in case he needs it. Sadly, it's created some relational stress because he continually asks for more than my mom wants me to give him. Because of this, he has stopped speaking to me and I'm wondering if I should turn it over to a banker to improve our relationship.My wife is a business owner and she is 51 years old. She wonders if it's too late to get some retirement in an account for her and which company you recommend. My father is 88 years old and in good health. My mom died about 4 months ago and my father wants to protect his home which is worth between $350,000 - $400,000. He wants to give it to my two siblings and me as an inheritance. He also has about $250,000 in liquid assets, so if he were to go into a nursing home, how could he protect that inheritance? All the kids' names are on the liquid assets, but the home only has his and my mom's names on the deed. If we wanted to do a trust, what kind should we consider opening? What about the timeframe?My wife and I have a 5-year-old, a 7-year-old, and an 18-month-old right now. We are trying to be intentional about helping our boys create a foundation they can build off of financial knowledge and management of money from saving to giving to spending. Do you have any recommendations regarding resources to help us teach our kids these biblical money management principles?Resources Mentioned:Christian Community Credit UnionThe Sound Mind Investing Handbook by Austin Pryor and Mark BillerTrusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management by Matt BellRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

#Waterfowl
CCCU ( coastal communities credit union) special resolutions committee meeting. How do you

#Waterfowl

Play Episode Listen Later Mar 15, 2024 56:00


The Perfect Bite
Jamm's and History of Credit Unions

The Perfect Bite

Play Episode Listen Later Mar 13, 2024 22:37


In this ninetieth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they check out brunch and lunch favorite Jamm's, interview CCCU's Director of Business Development Craig Fraley on all things credit unions, and share tips for earning scholarship money. Hear about the famous Pot of Bread, the difference between banks and credit unions, and how you can better your chances of earning a scholarship and putting yourself through school. Learn more at CCCULV.org

MoneyWise on Oneplace.com
Banking On Eternal Rewards With Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Feb 2, 2024 24:57


Aaron Caid joins us again today. Aaron's the Chief Marketing Officer at Christian Community Credit Union, an underwriter of this program. INTEGRATING STEWARDSHIP INTO DAILY LIVING: HOW CAN CHRISTIANS PRACTICALLY APPLY THE CONCEPT OF STEWARDSHIP IN THEIR DAILY LIVESRecent research showed that while Christians understand the concept of stewardship, they often struggle with practical application in daily life.Over 80% of surveyed Christians believe applying stewardship principles positively impacts their lives.Many expressed a desire to learn basic stewardship principles and how to use financial blessings in a God-honoring way. THE IMPACT OF CHRISTIAN COMMUNITY CREDIT UNION (CCCU) ON MINISTRIES LIKE HOUSE OF REFUGE SUNNYSLOPE:House of Refuge Sunnyslope in Phoenix provides transitional housing and focuses on preventing homelessness and sharing the gospel.CCCU helped them acquire adjacent property to expand their single moms program, providing affordable financing and rapid problem-solving.CCCU's contributions are guided by Scripture, investing resources in ministries that further the gospel and support vulnerable communities. THE ROLE OF CCCU MEMBERS IN KINGDOM WORK AND TREASURE BUILDING IN HEAVEN:Joining CCCU aligns members with a Christian financial institution that invests in spreading the gospel and aiding ministries.Members' deposits help provide affordable financing for church construction and ministry growth.Products like the Cash Rewards Visa Card benefit members and contribute to Christian charities, with CCCU having donated over $6 million to date. ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I'm interested in internet banks for their high savings and CD rates, which seem to offer over 5%, and I want your opinion on them.At 76 years old and retired with various accounts like annuities and a money market, I'm wondering if there are any other financial avenues I should consider at this stage in my life.With $125,000 saved to buy a property in Florida, I'm unsure what to do with this amount as it has been sitting in a bank for over 10 years in a regular money market account.I'm 61, and my wife is 63. We're looking to renovate our paid-off house and are considering how to finance the updates, including potentially using our HELOC, which is one minus prime.RESOURCES MENTIONED:Christian Credit CounselorsFind a Certified Kingdom Advisor Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach. Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Unscripted One-on-One
Episode 270 | Nick Lacy - Christian Community Credit Union

Unscripted One-on-One

Play Episode Listen Later Jan 25, 2024 40:06


Episode 270 of Unscripted is with Nick Lacy, the AVP of Marketing for Christian Community Credit Union. Nick discusses banking, stewardship, and how Christians can align their values with their finances. He explains how Christian Community Credit Union, where he works as AVP of Marketing, operates on scripture-based principles to ensure a biblically-based banking experience. This includes offering services such as high-yield checking accounts and contributing to Christian causes. Throughout the discussion, both Aaron and Nick emphasize the need for Christians to be discerning and align their banking practices with their faith. ABOUT NICK LACY Nick Lacy is the AVP of Marketing and Analysis at Christian Community Credit Union where he oversees market research, analysis, and strategy. His background includes over 15 years of pastoral and executive ministry experience, former vice president of corporate strategy for a technology company, and a strategic and creative communications consultant. He has also been a featured expert on the topic of strategic execution in various publications, and holds a Masters degree in Ministry Management from Azusa Pacific University. ABOUT CHRISTIAN COMMUNITY CREDIT UNION Christian Community Credit Union (CCCU) is a faith-based, purpose-driven financial co-operative whose mission is to serve Christ followers to live and give more abundantly. For over 65 years, we've provided individuals and ministries with the financial tools and knowledge they need to grow and thrive financially, so they can transform our world through their generosity.  The money you deposit in the Credit Union helps churches grow, ministries expand, and individuals thrive. Whether it's constructing or remodeling a new church building or funding a home loan, your money is working in the Christian community.  At CCCU, giving is in our DNA. When you use our credit and debit cards for purchases, you're giving to Christian causes. To date, CCCU has donated more than $6 million to ministry and mission projects in the U.S. and around the globe. Simply put, your everyday purchases help change lives. Find out more at - https://www.mycccu.com/ --- Support this podcast: https://podcasters.spotify.com/pod/show/aaronconrad/support

The Common Good Podcast
Provost Noah Toly on the fate of Christian higher education

The Common Good Podcast

Play Episode Listen Later Dec 23, 2023 18:45


Is the demand for Christian higher education dying away? Noah Toly, provost at Calvin University in Grand Rapids, says that on the contrary, their enrollment numbers are higher than ever. He and Brian theorize about it and reminisce about their time as undergraduate roommates at Wheaton College. Follow The Common Good on Facebook, Twitter and Instagram Hosted by Aubrey Sampson and Brian From Produced by Laura Finch and Keith ConradSee omnystudio.com/listener for privacy information.

The Perfect Bite
Omelet House and Insurance You May Want

The Perfect Bite

Play Episode Listen Later Nov 1, 2023 14:40


In this seventy-first bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they go old school at Omelet House, discuss insurance options offered through CCCU you may want to consider, and reveal how blue light hurts your sleep. Hear what may have attracted former presidents and Jerry Lewis to the classic spot, what additional insurance coverage could benefit you and your family, and how you can set yourself up for a good night sleep. Learn more at CCCULV.org

The Perfect Bite
Village Pub and Avoiding the Latest Scams

The Perfect Bite

Play Episode Listen Later Oct 25, 2023 29:22


In this seventieth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they check out local staple Village Pub, sit down for an interview with CCCU's Manager of Fraud and Security Joseph Herbert, and discuss why you should try hard - but not too hard. Hear the comfort food options available, how to know if someone is reaching out to you as part of a scam, and how you can avoid burnout by sometimes being okay with “good enough.” Learn more at CCCULV.org

The Perfect Bite
Bros Breakfast and Lunch and Social Media's Effect on Our Wallets

The Perfect Bite

Play Episode Listen Later Oct 11, 2023 17:12


In this sixty-ninth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union for a review of Bros Breakfast and Lunch, a discussion on whether social media is making you spend too much money, and a few fashion tips to ensure you always look stylish. Hear what the marketing team at CCCU thought of Bros, learn how avoiding late night scrolling can save you money, and take in how you can stay trendy just by taking care of your clothes. Learn more at CCCULV.org

MoneyWise on Oneplace.com
Is Your Bank Unbiblical, Pt. 2 With Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 22, 2023 24:57


Aaron Caid is Chief Marketing Officer at Christian Community Credit Union, an underwriter of this program. Again, this is part two of our discussion. Please give us a brief recap of what your survey revealed and how folks feel about banks that don't share their values.Over 30% of Christians surveyed in a recent study considered switching banks in the last year.One of the top three reasons for switching was misalignment with Christian values.      More than 60% of respondents care deeply about managing their finances biblically.    Over 50% believe it's crucial for their bank to align with and support their Christian values. What would you encourage Christians Aaron to consider when they're thinking about where they bank?Christians should consider how their bank uses the money they deposit.       They should ask whether the bank maximizes profits for shareholders or supports Christian causes.Christians can assess if their bank helps advance the gospel or attempts to silence it.They should inquire about how the bank uses its profits, whether for moral causes or ministries. Switching banks may feel like a lot of effort. So what would you tell that person?Switching banks is a small time investment, similar to adopting a new spiritual practice.  Aligning finances with faith is worth the effort.Christian Community Credit Union (CCCU) provides an alternative aligned with Christian values. What are the primary differences between CCCU and big banks? CCCU offers quality financial products and robust digital tools.Members enjoy competitive rates and low fees.        Financial activities support building churches, expanding ministries, and aiding Christian charities.         CCCU operates with Scripture as its primary authority, in contrast to secular banks. What are some of the compelling offerings you all have at CCCU today?Recently introduced the "Harvest High Yield Checking Account" with a 4% APY on the first $5,000 in deposits.They offer a "Welcome CD" with a 5% APY, fully insured up to $250,000 per account.     CCCU provides a "Cash Rewards Card" that offers 1.5% cashback and contributes to Christian charities with each use.You'll find more information at JoinChristianCommunity.com. On today's program, Rob also answers listener questions: When moving money between brokers, what should I know about the different types of accounts and fees involved?Is it a good idea to sell my wife's car, which is worth around $5,000, and get a cheaper one?Should I sell my properties and put the money into an annuity to protect against potential Medicaid eligibility issues in the future? Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.   Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
Is Your Bank Unbiblical? With Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later Aug 18, 2023 24:57


Aaron Caid is our go-to guy for what's happening in the banking industry. He's the Chief Marketing Officer at Christian Community Credit Union, an underwriter of this program.Aaron says we are starting to see what could be the next big exodus for Christians in the marketplace today, and that is Christians choosing to bank with their values.CCCU has been hearing from new members who have joined the credit union after becoming fed up with their secular bank. So they decided to go out and find out if this feedback was more than just anecdotal.  They surveyed over 1300 professed Christians across the country. Here's what they found: Over 30% had considered switching their bank in the last 12 months. And Christian values were one of the top three reasons why they wanted to do that. Over 60% cared deeply about managing their finances biblically, they want to honor God with their finances, not just the rest of their life. And over 50% said, it's now more important than ever, that their bank reflects and supports their Christian values.  Many CCCU members saw the politically motivated decisions that their former banks were making that were at odds with their Christian beliefs. CCCU also learned that many people switched from their banks over dissatisfaction with rates, fees, and poor customer service. But these were a statistical tie with the conflict with their personal beliefs. That means that alignment with Christian faith and values carries the same weight among Christians as bread and butter rates and fees. Christian Community Credit Union offers customers a way to address both of those concerns. They are unapologetically Christian and have been following Christ followers for more than 65 years. We are unapologetically Christian. Learn more at JoinChristianCommunity.com. On today's program, Rob also answers listener questions: Is there a good way to get rid of a timeshare? What is the best way to go about giving? Does a whole life insurance policy make sense as a way to ensure a death benefit if you have a child with special needs? What is the best way to go about meeting the financial needs associated with caring for a foster child?  RESOURCES MENTIONED:TUG2.comChristian Credit Counselors Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give  as we expand our outreach.  

College and Career Clarity
Who Should Consider Christian Colleges with Jeremiah Gonia

College and Career Clarity

Play Episode Listen Later Jun 27, 2023 26:48


In this episode, Lisa and Jeremiah discuss:The nuances of the student experience at Christian colleges and universities. The evolution of Christian colleges. Majors that are commonly found at Christian universities and combined programs to meet your career goals. The student experience for students of all faiths when attending a Christian college. Key Takeaways: Not all Christian universities are part of the CCCU. There are other options for finding additional Christian colleges and universities around the country. No two schools are alike, especially in Christian Universities. Do your research to find what works for your student and your family. Do your homework - many Christian colleges have majors that can support your student's career goals, even if they are more of a niche major or require utilizing a combined program with another university. Christian colleges and universities fall along the whole spectrum of aspects, from size to student life to majors. If your student is interested in a Christian college, there are likely options out there that fit their goals.  “I encourage families to visit colleges, there's a wide range. Then ask the hard questions. That's what we're here for. That's what is going to be most beneficial as they're going through that process and finding ways for them to further flourish.” – Jeremiah GoniaAbout Jeremiah Gonia: I have worked in Higher Education for almost 9 years and worked within various roles in college admissions ranging from campus visit coordinator to my current role as the Associate Director for Undergraduate Admissions at Asbury University. In addition to my role as an Enrollment Counselor, I work alongside various offices on campus including our Financial Aid office, Registrar, Provost Office, Student Life, and Athletics. I am a current member of NACCAP, NACAC, and KYACAC organizations. Episode References:Searchable Map of CCCU Colleges https://www.cccu.org/institution-map/College Navigator: collegenavigator.govChristian College Fairs https://www.naccap.org/page/Fair_LocationsNiche: https://www.niche.com/ Take Lisa's free quiz “Is your teen ready for coaching?” here- https://quiz.tryinteract.com/#/608984a7a898980017089b21/q/1Connect with Jeremiah:Website: https://asbury.edu/Jeremiah's Contact Page: https://www.asbury.edu/about/directory/jeremiah-gonia/  Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoInstagram: https://www.instagram.com/flourishcoachingco/Facebook: https://www.facebook.com/flourishcoachingcoLinkedIn: https://www.linkedin.com/in/lisa-marker-robbins/Connect with Lisa: Website: https://www.flourishcoachingco.com/ YouTube: https://www.youtube.com/@flourishcoachingco Instagram: https://www.instagram.com/flourishcoachingco/ Facebook: https://www.facebook.com/flourishcoachingco LinkedIn: https://www.linkedin.com/in/lisa-marker-robbins/

Next Gen Nonprofit Leadership with Tommy Thomas
Paul Maurer - Board Governance

Next Gen Nonprofit Leadership with Tommy Thomas

Play Episode Listen Later Jun 6, 2023 30:25


[00:00:00] Tommy Thomas: This week, we're continuing the conversation that we began last week with Paul Mauer, the president of Montreat College. If you missed that episode, we've talked about what one writer has referred to as the “Miracle at Montreat”. Today Paul is sharing lessons that he's learned about nonprofit board governance over the years.  Let's change over a little bit to the board aspect of being a president. What was the biggest adjustment that you had to make between, say, reporting to the CEO as a cabinet member and then as the President reporting to the board? [00:00:40] Paul Maurer: Yeah, it's a great question. I'm a bit of a governance nerd. I really think about and study governance. I did that in my doctoral work. I do it as a college president in nonprofit governance.  Your board policy manual really matters. It matters because your board needs clarity. The president needs clarity. What is the role of the board? What is the role of the president? What's the role of the relationship and what's the role of everyone else on campus in relationship to the board? And so, in the world of board governance, there are working boards and there are policy boards. Startups tend to have working boards, like true startups, like really small organizations, more established organizations. If they haven't transitioned to a policy board, they probably ought to consider doing so. Because you don't really want a board involved in the operations of an organization. I'm deeply grateful that my board gave me the lead role in board development, meaning recruitment of new board members, training of board members, and the board policy manual. And we have a great board today, and they really understand that the board should not be involved in operations. That's the CEO's job but one should be sure that they're being fiduciaries, that they're making sure there's a strategic plan that's being carried out, their success along the way, and that they manage or evaluate. They don't manage, they evaluate the presidents. They hire and fire the president, the CEO. I do think that my argument would be that it's more important for a President to be a CEO than a President. The President is, as I think of a bit of an old model for college leadership, it's rooted in what I think is not a very useful model of shared governance. I think the CEO is a better model, but you also need a CEO who's sensitive to campus dynamics and the idea that consensus really matters. And a consensus building CEO I think is the best model, but I think that the CEO also needs to be the CUO - the Chief Urgency Officer, because things are changing so fast.  And if the CEO is not leading change with a great sense of urgency, then I think the institution puts itself at some measure of risk. [00:03:21] Tommy Thomas: You've served on other boards, and you've reported to at least two, give me some attributes of a great Board Chair.  [00:03:29] Paul Maurer: I think the central role of a Board Chair is to manage the board. It's not principally to be a person of wealth or to be connected to persons of wealth. I don't think that's the right model for a Board Chair of a college. I think the right model is someone who understands nonprofit governance and manages the board meeting to meeting because the board ultimately is the boss of the President - CEO, only during those board meetings. So the board chair needs to constantly instill clarity in the board to encourage them and steer them away from being involved in operations from directing the presidents, and to maintaining the role of being an overseer that the CEO reports to three times a year or however many times a year that board meets. The best chairs I've worked with really understand governance and really do well in managing the board's expectations of what that governance entails.  [00:04:41] Tommy Thomas: How does a good Board Chair draw out the silent board member?  [00:04:47] Paul Maurer:  In our board meetings, we have blocks of time for plenary sessions for the big picture items. And there's always time in there for dialogue and for feedback. And there are times when we build into our board meetings. When I give my board report, I give a little bit of a board update, a little bit of a report, and then I just open the floor to questions. And so there's just this open dialogue that I have with my board during the president's report at the beginning of the day and then the middle of the day during plenary sessions. If I'm informing or bringing an action item to the board as a whole, we are sure to build in time for dialogue, deliberation, questions, understanding, and in between board meetings, I'm sending information on kind of the latest update on what's happening in my world. So, they're getting articles on a regular, semi-regular basis that if they're able to take time to read them helps keep them abreast of the most pressing issues that I'm facing on a regular basis.  [00:06:04] Tommy Thomas: So how often do you and your Board Chair, do y'all have regularly scheduled times or is it as needed?  How do y'all relate to each other?  [00:06:12] Paul Maurer: I'm aware that friendship is a tricky element in these things. I happen to have a very deep and strong friendship with my board chair, which preceded him coming on the board and he became a board member. And now as chair and I've changed my mind on this, Tommy, because there was a time earlier on when I thought that those were mutually exclusive and now, I don't think they're mutually exclusive. I think it can work very healthfully. And now I actually try to cultivate friendships with my board members in a way that I didn't early on in my first presidency, certainly not early on at Montreat. And so I think that dynamic when healthy is a really powerful part of making it work well. Any model can be abused. Any model can go awry. And I've seen that and I've heard about it an awful lot. I've experienced it. But I've also experienced the flip side of that, where a really meaningful friendship can also be the basis of a really healthy CEO-Board Chair relationship.  [00:07:34] Tommy Thomas: Can you think back as to, you mentioned early on at Montreat you hadn't gotten there yet.  What changed?  [00:07:43] Paul Maurer: In the relationship with my board chair?  [00:07:46] Tommy Thomas: Yeah, how did you make that transition from thinking it wasn't healthy to realizing that it could be healthy?  [00:07:52] Paul Maurer: I guess experiencing it along the way, initially without intending it to be that, and I went, this actually works. And so, when my current chair, when I began discussions with him about, because he had led a major healthcare nonprofit and grown it from a $25 million budget to $125 million budget. He had led a nonprofit.  He had worked in that sector for all of his career in healthcare, not in education. And so, I knew that I wanted him to be my next board chair when that time came. And so it was really then that I began to think in this kind of new model that maybe there's a way for and as I look back, I've actually had these like really healthy relationships with my past two board chairs here at Montreat. And gosh, what a better way to do it, and it really is possible. It eventually dawned on me that I could intentionally pursue that.  [00:09:01] Tommy Thomas: Do you have a term limit for your board chair?  [00:09:04] Paul Maurer: Five years, but it's year to year, up to five years.  [00:09:09] Tommy Thomas: And what about your board members? [00:09:10] Paul Maurer:  Nine years, the terms are three years renewable, two times for a nine year max with a one year minimum required off before renomination. One of the changes we made here was that every three-year term we do the board does self-evaluations for those that term and peer evaluations for those that come to term. There's an honest, self-reflective, peer reviewed process that goes through a committee on trusteeship every year for those at a term to ask the question, is this going well? Is this a time to continue on or a time to step off? And so it's not a nine, it's not a nine year. Every three years we talk about it. [00:10:08] Tommy Thomas:  Is that fairly common in the nonprofit sector from your experience?  [00:10:12] Paul Maurer: The board policy manual that we use was the work of Bob Andringa who was the CEO of the Council for Christian Colleges Universities some years ago. And Bob developed the BPM (Board Policy Manual) that we use. And as I understand it, there are 60 or 70 or 80, I think mostly CCCU schools that have adopted some version of Bob's work. And I just think it's so well-crafted and we of course made it ours with Bob's permission. And it's just a really, it's a really well done, thoughtful way to do governance. ++++++++++++++++++++   [00:10:53] Tommy Thomas: A lot of people that I talk with, there's a move toward lowering the mean age of the board and also increasing diversity. What kind of experience have y'all had at Montreat on those issues? [00:11:03] Paul Maurer:  We're intentionally trying to increase diversity. We've not found that to be an easy pathway, but we are committed to it. And on age I would just gently push back on the median age lowering. I'm very much of the Aristotelian camp that young people have less wisdom. And part of what you want for board members is wisdom. Wisdom comes with experience, and experience comes with age and the hard knocks of life. And just the journey of life with gray hair and getting beat up occasionally. And I want younger people on the board, but that's more, that's less common. They're actually very hard to get on the board because they're less really qualified candidates in my view, and they're uber busy with career and family. So the young members I have, the 30 somethings I have on my board, I have two of them. They're like up to their eyeballs, four or five kids each, they're CEOs or leaders in their own rights and rising in the ranks. And these people have large portfolios and enormous demands on their time. Then my 70- and 80-year-olds, and even I have a 91-year-old board member who I recruited at the age of 87. And he said to me, he said, Paul, what if I die? And I said, Bill what if I die? We're all going to die. You've got a lot of gas left in your tank. You've got an enormous amount of wisdom. And you may have others who think that you're too old to be a board member. I don't think that at all. And if there comes a day when your health has slipped, your metro capacities have slipped, we'll have that conversation and we'll have it openly and honestly. Honestly, the seventies, eighties, and 90-year-old trustees I have are really easily among my best trustees.  They're phenomenal. [00:13:22] Tommy Thomas: Let me get you to respond to this quote. You need a director on the board who will be a pleasant irritant, someone who will force people to think a little differently. That's what a good board does. [00:13:39] Paul Maurer: I think I would probably not gravitate toward the word irritant, and I would say I, I'd probably substitute something a little softer than that, that you want to be objective and you want to be able to deal with the hard issues. And frankly, the CEO ought to be leading the way on that, not a board member. I think it's fine for a board member to raise difficult or uncomfortable matters, and I certainly have board members who do that, and I think that's fine and it's healthy, but I think that can come by from different means, and it can come without it being quote unquote, maybe I'm just hung up on the word irritant. I think you can have really robust, difficult, honest, truthful conversations without it being irritating.  [00:14:40] Tommy Thomas: Okay. Talk about your philosophy or your use of the executive committee?  [00:14:48] Paul Maurer: I think it's vital and extremely valuable in a healthy board situation, and I'm qualifying a lot of my comments with a healthy board because I've worked for both healthy and unhealthy boards. I happen to be working for a very healthy board in my time here at Montreat. And so the executive committee functionally is a decision that needs to be made quickly between board meetings and the CEO either doesn't have the authority or just wisely wants the board to help own that decision and goes to the executive committee in between board meetings for a fast decision. Early in my time here, I used that executive committee with more frequency than I do now. But I don't have the number of fires now that I had back in 14, 15, 16, 17. And so I still use the executive committee, but it's less frequent and the larger board has fully embraced the executive committee in that way. [00:16:01] Tommy Thomas: How often do you use the executive session?  [00:16:04] Paul Maurer: Every board meeting, we have two executive sessions, one with the president and one without the president. Actually in inverse order - the first without the president. And then I'm brought back in for executive session with the president and where I'm told what was discussed in session without the president fully briefed and then engaging in a conversation where it's just me and the board in whatever they want to talk about freely, they don't feel free to talk about necessarily with a cabinet in the room. +++++++++++++++++++++   [00:16:37] Tommy Thomas: We mentioned strategic planning a few minutes ago. Does your board, are they involved in that, or do you and your staff bring that to the board?  [00:16:44] Paul Maurer: The latter in our board policy manual, the board's role is to approve a strategic plan recommended by the president and to receive updates and make sure that the CEO is making progress on the strategic plan. And so I give reports on the strategic plan, but the board is not involved in the creation of the strategic plan.  [00:17:07] Tommy Thomas: How does the CEO evaluation take place at Montreat? [00:17:11] Paul Maurer: So I submit a set of goals to the board on an annual basis that are metrics tied to the strategic plan, and they're evaluated at the end of the year.  And we, in our executive session, have a conversation about my delivery toward those goals.  [00:17:32] Tommy Thomas: Is that on an annual basis?  [00:17:35] Paul Maurer: It is in our policy manual. It is an annual activity.  [00:17:39] Tommy Thomas: How have you and your board addressed board turnover? In terms of maybe involuntary or voluntary?  I guess people decide they don't have time. They don't enjoy it. How are y'all doing with that?  [00:17:53] Paul Maurer: We've grown our board over the years, but we've certainly had people who, I had two resignations in this last run up to my board meeting last week. And they were just personal situations that they felt like they just needed to focus on some personal matters that they didn't feel like they could do justice to their service on the board. And we regretfully accepted their resignations. But in those cases, it had nothing to do with the college or the board or it was purely personal. That's mostly what we've experienced over these years. Most of our trustees go to term and we have them term out after nine years. We celebrate them and thank them. We've grown our board from our bylaws. Say that we can have between 12 and 36. It's a very wide range. When I first got here, we were in that 12 to 15 range for a number of years. Maybe ironically, maybe not. Ironically, during covid we had just a tremendous breakthrough in people saying yes to joining the board. I do a lot of board cultivation with board members who are bringing prospective trustee names to the table. We have a very robust list of prospective trustees at all times. Somewhere between 10 and 15 on our prospect list. And some go fast, some go slow, some never materialize. We're about 20 board members today.  Our target is to get in somewhere between 25 and 28. [00:19:31] Tommy Thomas: What kind of strategy do you use to keep that list at 15 to 20?  [00:19:36] Paul Maurer: Probably closer to 10 to 15. Yeah. And that's really the work of the committee on trusteeship to surface names. We also have, as we recruit new board members in, they bring fresh names to that list. So we're constantly messaging like that. That's a document. That's a living, breathing document. And some people stay on the A-list, some move to the B, some move to, we ask and they said no. We've got six or eight tabs on that spreadsheet, and it's constantly a living, breathing kind of document. [00:20:15] Tommy Thomas: This might be a mundane question, but I hear it asked a lot. Do you have a board meeting evaluation fairly regularly, or how do y'all approach that? [00:20:25] Paul Maurer:   Every board meeting, as soon as the board meeting is over, they get a email in their inbox asking them to fill out an evaluation of the board meeting. They've just finished. We give just a small number of days to do that so it's fresh in their minds. And then the Committee on Trusteeship takes that feedback which is both on a Likert scale as well as open comments available to, for them to make. And then that is discussed at the next committee on trusteeship meeting. And we're always trying to get better and refine and bring some changes to how the board meetings are conducted. And those surveys have served a very valuable role in that way.  [00:21:09] Tommy Thomas: What did you learn through Covid that you'll take forward? That maybe you didn't do before Covid in terms of board relationships and board governance? [00:21:19] Paul Maurer:   One of the observations I made during Covid was man, we're in this together. And my board chair is a public health expert, as I mentioned before and when Covid hit I remember calling him in early April and I said I don't have a clue how we're going to reopen. Can you help us? And he said I'd love to help you. And I said I've developed a friendship with the other four-year residential college presidents here in Western North Carolina. There are four privates and then a couple of major publics. Would you be willing to help them too? And he said, absolutely I would. That group of six presidents plus my board chair met on a zoom call at noon every Wednesday for a year and a half to figure out how to open residential both years of covid. And that was a powerful experience of teamwork and collaboration and friendship and setting aside the inevitable competition that exists between these institutions and saying, there's a bigger picture here, and I think the benefit of that was very great for all of us. The second thing I'd point to is that the level of fear that I observed during covid was something I'd never seen before, how widespread, how deep it was. And so the word courage became a central concept that whatever we did, we needed to really lean into the courage of critical thinking and what's best for the institution, what's best for the students and the staff here. And there was no one size fits all in Covid in vastly different circumstances in different parts of the country. Vastly different realities of the impact of covid with different age groups and so we had to make decisions for 18- to 22-year-olds in our campus and our employees. That's how we had to make decisions. And you can't possibly have state mandates or county mandates or federal recommendations fit every circumstance. And we made decisions that we believed to be in the best interest of our community. And we took some criticism for that. But overall, I would say that those who chose that kind of a pathway were probably more rewarded than not. +++++++++++++++++++= [00:24:20] Tommy Thomas: I'll ask you two final questions and we'll try to land this thing. Go to the board and the CEO's succession plan. What have y'all done there to ensure some sort of untimely succession?  [00:24:35] Paul Maurer: So we're actually just starting that conversation like literally last Friday at the board meeting with kind of keyman questions. And we haven't done a lot there on the longer question of succession. I've started thinking about that. I'd like to stay longer. I don't really have an interest in retirement. Not at this point anyway. And today I'd love to go another decade or so. We'll see what happens. But I'm increasingly of the mind that the best succession plan is to bring one or more people onto your team who may have the potential and groom them.  Talk openly about succession and see what happens with the possibility that the CEO can actually play a central role in the recommendation of his or her successor. The way the church does this, and the way colleges and universities do this, in my experience the pastor and the president really play very little role at all. Either limited or none. And the more I've been thinking about this and talking to peers about this, the less that makes sense to me. And again, in a healthy situation, the board I think could and should rightly lean on and engage at a very deep level, the CEO of the college to say, what do you think? Who do you think we should hire? What are the core competencies? Can we get that person on board? And so, what I'd like to do in the years ahead is get two or three, maybe even four people on my cabinet who have the potential capacity for becoming a college president and see if we can't raise one of them up into the role as my successor. Whether that works or not, I can't predict that, but that to me seems like a wise model if you can do it healthfully.  [00:26:43] Tommy Thomas: What are you going to say if you get a call next week from either a friend or maybe someone you don't know that says Paul, I've been asked to serve on a nonprofit board. What kind of council are you giving somebody who's considering a nonprofit board service?  [00:27:00] Paul Maurer: It ought to be done with a significant measure of time, talent, and treasure. It ought to be a major commitment of yours if you're serving on lots of nonprofit boards. Unless you're willing to put this new one at a higher level of commitment than the others, maybe you shouldn't do it. I think that the best board members of nonprofits are vested. They've got skin in the game. They're giving of their time, their talent, and significantly of their treasure. The treasure's the hardest one, I think. We ask all of our trustees to commit to Montreat being a top three philanthropic priority prior to trusteeship. And that's a stumbling block for some people. But I think in the end, it also fosters the creation of a board that has skin in the game and that really is serious about the future of the institution. It's not a casual kind of volunteering. It's a serious kind of volunteering.  [00:28:13] Tommy Thomas: It has been great. Paul, this has been so much fun. Thank you for carving out an hour and a half of your time for me. I appreciate it. [00:28:20] Paul Maurer: Tommy, I've enjoyed it very much. You ask a lot of very good questions and I'm certain that your podcasts are of great value to those in leadership and those thinking about leadership. So, thank you. ++++++++++++++++++++++++ [00:28:32] Tommy Thomas (2): Next week, we're going to conclude the conversation that we started with Caryn Ryan and Episode 84. In that conversation, Caryn shared her leadership journey from BP/AMOCO to CFO for World Vision International to her current role as Founder and Managing Member of Missionwell.   In next week's episode, Caryn will be sharing lessons on nonprofit board governance that she's learned over the years.  [00:29:04] Caryn Ryan: There's a lot of financial literacy questions there. So how can you ask tough questions if you can't read the financial statements or financial reports and understand them? And sometimes there's issues with what's delivered to boards too, in terms of information, but sometimes it's just a basic lack of understanding. I think too, there's also a fundamental issue that sometimes with boards, they don't get enough board development or board training and they really just don't understand their key role when it comes to accountability. And so, they don't understand that it's their job to ask the tough questions. ++++++++++++++++   Links and Resources JobfitMatters Website Next Gen Nonprofit Leadership with Tommy Thomas Montreat College Website The Miracle at Montreat Montreat College Facebook Montreat College Instagram   Connect Tommy Thomas - tthomas@jobfitmatters.com Tommy's LinkedIn Profile Paul Maurer's LinkedIn Profile  

MoneyWise on Oneplace.com
A New Way To Further God's Kingdom With Aaron Caid

MoneyWise on Oneplace.com

Play Episode Listen Later May 1, 2023 24:57


Christians are called to help the poor, widows, and orphans. We often do that through giving, but did you know you can help simply by using a credit card? We'll talk about that with Aaron Caid on this Faith & Finance. Aaron Caid, Chief Marketing Officer at Christian Community Credit Union, an underwriter of this program. Christian Community Credit Union is different from other financial institutions in that it is a faith-based, not-for-profit credit union that has served the Christian community for more than six decades. CCCU has come up with a unique way to live and give more abundantly, simply by using a credit card for normal, everyday purchases. They just launched a new “Cash Rewards Visa card.” It has many of the perks you'd expect with a typical rewards card, 1.5% cash back on every purchase, plus a $200 bonus when you spend $750 in the first 3 months, which is pretty easy to do.What makes this different from typical credit cards is that, when you use it, you're also giving back to Christian charities. Every purchase helps support the work of organizations that are transforming lives around the world.The revenue generated by using the card goes to building and expanding churches, spreading the Good News of Jesus to remote areas, providing disaster relief, giving hope to vulnerable children, ending modern slavery and human trafficking and much more. So far, CCCU's members have given over $6 million through their use of these credit and debit cards.Cardholders have made it possible for CCCU to come alongside ministries through donations and to support their work including the purchase of a property for survivors of human trafficking.CCCU also offers a full range of banking and lending products like checking and savings accounts, loans, and credit cards. But again, what makes Christian Community Credit Union different is that all of these are tailored to serve a higher purpose.Their mission is to be a place where your faith and finances can grow together as you seek to serve God and support yourself and your loved ones. To learn more, visit JoinChristianCommunity.com. On this program, Rob also answers listener questions: How much money can you give away tax-free?How can you get a handle on expenses and your budget to make progress saving for retirement?What is the best way to invest for the future of young children?Are treasury bonds a wise investment?RESOURCES MENTIONED:TreasuryDirect.govRemember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach.  

The Perfect Bite
Nevada Chicken Cafe and CCCU CEO Matt Kershaw

The Perfect Bite

Play Episode Listen Later Mar 29, 2023 28:13


In this fifty-fifth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they try out Nevada Chicken Cafe, interview CCCU's President and CEO Matt Kershaw on his background and financial lessons, and talk Starbucks adding olive oil to some of its drinks. Hear about the local favorite's superior food at a reasonable price, Matt's thoughts on the banking industry, and the potential health benefits of olive oil. Learn more at CCCULV.org

The Common Good Podcast
Asbury spreading?--Amanda Staggenborg with the CCCU

The Common Good Podcast

Play Episode Listen Later Mar 3, 2023 9:08


Dr. Amanda Staggenborg, Chief Communications Officer for the Council for Christian Colleges & Universities (CCCU) on revivals popping up at other CCCU campuses. Follow The Common Good on Facebook, Twitter and Instagram Hosted by Aubrey Sampson and Brian From Produced by Laura Finch and Keith ConradSee omnystudio.com/listener for privacy information.

The Common Good Podcast
Don't believe everything cable hosts say on TV--because they don't believe it

The Common Good Podcast

Play Episode Listen Later Feb 23, 2023 54:24


Fox anchors don't even believe the things they are peddling. What does it mean for our own news consumption?  What not to do after an earthquake: International child welfare expert Elli Oswald, who serves as the executive director of the Faith to Action Initiative, shares the impact of the earthquake in Turkey & Syria on families– and how Christians around the world can play a key role in supporting them. (9:30) Jon Sata, Chicago Wolves president of business operations, talks about the Wolves' Faith & Fellowship game on Saturday, February 25. (18:31) Can schools operate according to their beliefs when it comes to sexuality? Joy Mosley, Associate Vice President of Government & Strategic Relations at the Council for Christian Colleges & Universities (CCCU), joins to talk about the Hunter v. U.S. Department of Education lawsuit. (36:30) Plus, What and when is Lent?... and from Buzzfeed- Brian and Aubrey reflect on the hardest advice to hear. Follow The Common Good on Facebook, Twitter and Instagram Hosted by Aubrey Sampson and Brian From Produced by Laura Finch and Keith ConradSee omnystudio.com/listener for privacy information.

KCIS Newsmakers Weekend
Newsmakers, Thursday, January 26, 2023

KCIS Newsmakers Weekend

Play Episode Listen Later Jan 26, 2023 3:08


Colorado appeals court rules against Christian baker...Oregon judge dismisses case against group of Chrtistian colleges and universities...and 25-year-old Moroccan man being held over the deadly attacks at two Catholic churches in southern Spain.

MoneyWise on Oneplace.com
Your Dollars Serving God's Kingdom

MoneyWise on Oneplace.com

Play Episode Listen Later Dec 9, 2022 25:20


There are ten thousand banks and credit unions these days where you can open an account, but not many allow you to directly serve the Kingdom with your savings. Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union. At CCCU, Aaron is able to align his faith with years of financial services experience. CCCU has a long history and just celebrated 65 years this past summer. It was founded by several Baptist pastors in California to help find financing for churches. CCCU expanded since then to serve Christ followers. Whether it's a church needing financing for a new building, a couple purchasing their first home, a student opening their first checking account, CCCU is here to help their members manage their money wisely. CCCU's values are rooted in Scripture. Matt 22:37-38 Love the Lord your God with all your heart and with all your soul and with all your mind.' This is the first and greatest commandment. Home and business mortgages, auto loans, checking accounts, savings accounts - are just a few services that CCCU offers. They have better rates and lower fees. CCCU partners with businesses to help business thrive and to build your business and help your ministry expand and therefore help the kingdom grow. As a faith based, not-for-profit member owned, CCCU products are designed to help their members thrive financially, but they also look at supporting Christian missions and causes that their members care about. You can join CCCU through your affiliation with your Christian church, ministry or school; join our charity partner Christian Alliance for Orphans, or join through a family member that is already a part of the CCCU. Become a member here. The money you deposit in the Credit Union helps churches grow, ministries expand, and individuals thrive. Whether it's constructing or remodeling a new church building or funding a home loan, your money is working in the Christian community. On this program, Rob also answers listener questions: ● My mix in stock, both short and long term, has lost 20% in the last year. I pulled out much of my money and put it into I Bonds. Should I have done that? ● Through work I'm enrolled in a HSA, but my husband is in a FSA. But I'm told that this is not compatible. What should I do? Resources mentioned CCCU Find a CKA Sound Mind Investing Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Generations Radio
How Christians Won in 1987 - The Dividing Line

Generations Radio

Play Episode Listen Later Dec 9, 2022 28:00


Christians actually won significant court battles in 1987 when it came to taking moral stands. We tell the story of Dr. Greg Bahnsen and the court battles fought by a Mrs. Smith. Now they lose. The National Association of Evangelicals and the CCCU is on the wrong side on HR8404 and the persecution of Christians. The PCA moved to the right side of this -leaving the NAE- in June, but not so the Vineyard, the CRC, the Evangelical Presbyterian Church, the Assemblies of God, the Christian Missionary Alliance, and the Evangelical Free churches. Also, New St. Andrews pulled out of the CCCU- Patrick Henry College and Master's College are keeping their distance from the CCCU. The Dividing Line of those with Christ, and those against Him, is forming. --This program includes- --1. The World View in 5 Minutes with Adam McManus -House Passes -Disrespect for Marriage- Act, 50 -Drag Queen Hour- libraries ignore Kirk Cameron's kids' book, Muslim Somalis shoot Kenyan Christian man in back---2. Generations with Kevin Swanson

Generations Radio
How Christians Won in 1987 - The Dividing Line

Generations Radio

Play Episode Listen Later Dec 9, 2022 36:00


Christians actually won significant court battles in 1987 when it came to taking moral stands. We tell the story of Dr. Greg Bahnsen and the court battles fought by a Mrs. Smith. Now they lose. The National Association of Evangelicals and the CCCU is on the wrong side on HR8404 and the persecution of Christians. The PCA moved to the right side of this -leaving the NAE- in June, but not so the Vineyard, the CRC, the Evangelical Presbyterian Church, the Assemblies of God, the Christian Missionary Alliance, and the Evangelical Free churches. Also, New St. Andrews pulled out of the CCCU- Patrick Henry College and Master's College are keeping their distance from the CCCU. The Dividing Line of those with Christ, and those against Him, is forming. --This program includes- --1. The World View in 5 Minutes with Adam McManus -House Passes -Disrespect for Marriage- Act, 50 -Drag Queen Hour- libraries ignore Kirk Cameron's kids' book, Muslim Somalis shoot Kenyan Christian man in back---2. Generations with Kevin Swanson

Interfaith America with Eboo Patel
What do evangelical Christians want for America?

Interfaith America with Eboo Patel

Play Episode Listen Later Nov 22, 2022 25:15


Shirley Hoogstra, president of the Council for Christian Colleges & Universities, advocates for 500,000 students on 188 campuses in the United States and beyond. She talks about the diversity among evangelical Christians and why Christians are called to interfaith work: “The CCCU wants to stand for Muslims, Jains, Buddhists, Hindus, and other faiths to practice fully and flourish.”Guest Bio: A visionary leader who is passionate about Christian higher education and the role it plays in the common good, Shirley V. Hoogstra became the seventh president of the Council for Christian Colleges & Universities in September 2014. She has focused on expanding diversity and inclusion on CCCU campuses and making education available, accessible, and affordable to all students. Hoogstra serves on the steering committee for the Washington Higher Ed Secretariat, is a leader for the Evangelical Immigration Table, and serves on the boards of the American Council on Education, the National Association of Evangelicals, and Trinity Forum.Visit Interfaith America to learn more about the organization and our podcast.Apply for a $250 grant to host a podcast listening party or win a $25 gift card for sharing your feedback. Learn more.Follow us on Twitter and Instagram to stay up to date with new episodes, interfaith stories, and our programs.

The Perfect Bite
Tacos Los Barrios and Investing in Yourself

The Perfect Bite

Play Episode Listen Later Nov 9, 2022 24:25


In this thirty-fifth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they visit a local food truck with fabulous burritos called Tacos Los Barrios, welcome CCCU's Director of Compliance Keri Bach to talk the importance of investing in your mind and body, and talk tips for getting started with financial investing. Hear about the food that tastes you as you're eating it, how to get better sleep, and why time is your best asset. Learn more at CCCULV.org

Vanderbloemen Leadership Podcast
Tips For A Successful First Semester (Feat. Shirley Hoogstra, CCCU President)

Vanderbloemen Leadership Podcast

Play Episode Listen Later Oct 6, 2022 24:48


In today's podcast, William Vanderbloemen talks with Shirley Hoogstra, CCCU President. She is a visionary leader who is passionate about Christian higher education and the role it plays in the common good. https://www.vanderbloemen.com/blog/successful-semester-podcast-cccu-president

The Perfect Bite
Jong-Ro Chicken and Being Cyber Safe with Finances

The Perfect Bite

Play Episode Listen Later Oct 5, 2022 41:12


In this thirtieth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they try out some chicken with serious crunch at Jong-Ro, welcome CCCU's Chief Technology Officer Matt Becker to discuss how you can be safe online with your personal finances, and share how to teach your children to be cyber safe. Hear the coolest things to order at Jong-Ro, a mock scam phone call to show just how quickly scammers work, and how to warn your kids about clickbait and phishing scams. Learn more at CCCULV.org

Enrollment Edge by enrollmentFUEL
Episode 41—The State of the Enrollment Profession: Research Review

Enrollment Edge by enrollmentFUEL

Play Episode Listen Later Sep 14, 2022 51:20


On this Episode of the Enrollment Edge, Jay welcomes Tim Fuller back to talk about the big picture of the profession of enrollment management. For most of Tim's 40-year career in higher ed, he's conducted research on every imaginable topic related to enrollment management. In his most recent survey, The State of the Enrollment Profession at NACCAP Institutions, 2022 Edition – Tim uncovers some realities of enrollment professionals career development, organizational structure, reporting lines, longevity, and decision-making authority. After digging into the research, we come away with some hopeful news and some rough news. Enrollment leaders will want to catch this episode with one of the industry's most prominent and practical researchers.About Our GuestTim Fuller is a higher education speaker, strategic planner, enrollment strategist, and data enthusiast. Tim will be the first to tell you that “it takes a campus to recruit a student,” and then give you not only the data you need, but the “so what?” behind it to set successful strategies for your institution's health, stability, and sustainable culture in motion. After thirteen years with Credo as an Owner, Senior Vice President, and Executive Leadership Team member, Tim has returned to the affiliate status he enjoyed with Credo to found his own firm, Fuller Higher Ed Solutions. Tim's heart for higher education took root during the years he spent serving at his alma mater, Houghton College. In 1980, Tim began serving as an admission counselor and spent the final 14 years of his 27-year tenure as the Vice President for Enrollment Management. He has conducted enrollment research on behalf of higher education association for more than 30 years. In 2003, the CCCU named Tim a Senior Research Fellow in appreciation for his ongoing commitment to enrollment research, and in 2015, the ABHE named him a Senior Fellow for his contributions to their professional development curriculum and conferences.Have any questions or comments? Let's chat here!

Enrollment Edge by enrollmentFUEL
Episode 39—Paying Attention to the Gender Gap

Enrollment Edge by enrollmentFUEL

Play Episode Listen Later Aug 17, 2022 53:36


On this episode of the Enrollment Edge I talk to Dr. Scott Shoemaker, Associate Vice President for Enrollment and Retention at Point Loma Nazarene University in San Diego, California. During Scott's 30+ years in enrollment, he's seen high and lows of recruitment that are often tied to the ebb and flow of demographics. However, the current environment of shrinking college going populations has his attention. For years, PLNU has focused attention on gender balance in their student body - called shaping the class. Yet, each year, recruiting male students is getting more and more challenging. In this Enrollment Edge episode we'll talk about the realities that colleges are facing and work through some strategies that you will want to take note of if you're going to recapture this diminishing area of the college student population. For most colleges, it's not about shaping a class, it's about filling an incoming class. Scott shares some of his successes and failures and provides the listeners with some realistic tactics that will help recruit men back to college!About Our GuestScott is in his 36th year of serving in Christian higher education, all at his alma mater Point Loma Nazarene University in San Diego, California.  After completing a bachelors degree in psychology, he began his professional career in admissions and served for 5 years as a counselor and assistant director.  In 1992 he moved to Student Development and served as associate dean for community life for 6 years.  During his time in student life he completed a masters in counseling at the University of San Diego.   In 1998, he assumed the role of director of admissions and chief enrollment officer, a role he has continued in various iterations for nearly 25 years.  PLNU saw marked growth in the student body both in numbers and in profile during this season and PLNU now demonstrates some of the highest retention and graduation rates in the CCCU, while also one of the most academically competitive and ethnically diverse campuses.  Scott enjoys the day to day management opportunities with a large team, as well as strategic planning and forecasting aspects of enrollment management. As a part of this leadership journey, he earned his Doctorate in Educational Leadership at Azusa Pacific University in 2012. He has served on the NACCAP board of directors and as a member of the CCCU Chief Enrollment Officer's commission.  Scott is a southern California native and enjoys backcountry hiking, skiing and of course, the beach.  He and his wife Michelle live near the campus in Point Loma and have 3 adult children.   Have any questions or comments? Let's chat here!

The CopDoc Podcast: Aiming for Excellence in Leadership
The CopDoc Podcast Ep 77, Dr. Dominic Wood, Head of Law School - Canterbury Christ Church University

The CopDoc Podcast: Aiming for Excellence in Leadership

Play Episode Play 60 sec Highlight Listen Later Jul 12, 2022 34:47 Transcription Available


Dr. Dominic Wood has been at CCCU since 1995.  He became Head of the Department of Law and Criminal Justice Studies in 2009.   He has led the development of many innovative academic programs in policing.  He was a key contributor to the Student Police Officer Handbook published by Oxford University Press (8th Edition currently at press) and has published around different political aspects of policing. He has a research interest focused on  the shifting philosophical underpinnings of policing from liberal to democratic principles. Dr. Wood helped to establish the Higher Education Forum for Learning and Development in Policing.  He is the Chair of the Higher Education Forum, which includes representatives from over 20 universities across the UK. He is a contributor to a collaborative MSc Policing program run in partnership between CCCU and the Police Academy in the Netherlands.  Dominic has participated in Skills for Justice working groups and as a member of the National Police Improvement Agency-led Higher Education Steering Group.His Ph.D. is in the field of philosophy of education.  He is a member of the British Society of Criminology and the Philosophy of Education Great Britain Society. We spoke of the ever-changing state of policing and the value of university/police partnerships.

Radio Maria England
Mornings with Radio Maria - Gregory Treloar - Nottingham Music Programme

Radio Maria England

Play Episode Listen Later Jun 10, 2022 29:01


Mornings with Radio Maria - Gregory Treloar - Nottingham Music Programme To find our more, please visit: www.dioceseofnottingham.uk/departments/music GREGORY TRELOAR BMUS (HONS) MA ​Director of Music Gregory studied music at Canterbury Christ Church University where held the Chapel Choir Conducting Scholarship for two years. During which time he received mentoring and tuition from Christopher Gower, David Flood, Patrick Russill and David Allinson. Alongside his study he was a deputy Lay Clerk for Canterbury Cathedral and graduated from CCCU with awards for highest degree, highest performance mark, and the Elizabeth Vogan Award for Singing. He went on to study a Masters in English Church Music under Jonathan Wainwright at the University of York which he completed alongside a choral scholarship at Blackburn Cathedral. During this time, he specialised in English Catholic music of the 20th century, particularly the liturgical and musical influences of Sir Richard Runciman Terry and Dom Gregory Murray OSB. Following his scholarship at Blackburn Gregory became a Choral Scholar at the beautiful Norwich Cathedral where he also spent the lockdown enjoying the very 'fine city' and taking up running. Away from music he enjoys, spending time in the country on bike or foot, and woodworking.

KXL-Beyond The Headlines
Beyond the Headlines Week of 4-3-22 / Episode #414

KXL-Beyond The Headlines

Play Episode Listen Later Apr 8, 2022 29:56


President / CEO of Consolidated Community Credit Union Larry Ellifritz on a national award for CCCC and also small biz in our region; Tom Zacky with Terra Cycle and Loop on new recycling products for grocery items; Chris Moschovitis on dark web; Dr. Jim Moore with Pacific University on new coal sanctions on Russia from E.U.

Point of View Radio Talk Show
Point of View February 7, 2022 : Sheila Walsh, Shirley Hoogstra, Reggie Littlejohn

Point of View Radio Talk Show

Play Episode Listen Later Feb 7, 2022 89:24


Monday, February 7, 2022 Today our host Kerby Anderson will be bringing us the latest top news from around the nation and around the world. Kerby welcomes his first guest, Shirley Hoogstra. Shirley brings us the latest from CCCU's International Forum. Kerby's second guest today is Reggie Littlejohn. She's back on the show to talk about […]

The Perfect Bite
Welcome to The Perfect Bite

The Perfect Bite

Play Episode Listen Later Jan 12, 2022 15:42


What is the perfect bite? That mix of flavors, textures, colors, and aromas that come together in one amazing amuse-bouche. Welcome to your perfect bite of food, finances, and your future self. In this first bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they taste-test Pin Kaow, discuss having financial conversations with your significant other, and provide a checklist for being in harmony with your financial goals. Learn more at CCCULV.org and check out the financial resources at CUinsight.com

Woke Ass People
Mark Volz

Woke Ass People

Play Episode Listen Later Jul 28, 2021 64:51


Mark Volz is the Relationship Development Officer for Corporate Central CU. He is responsible for ensuring that the products and services CCCU offer to the Wisconsin credit unions is up to the credit unions, CCCU, and co-collaborators standards. In addition to helping grow the credit union movement and educate CU's on new product and service offerings and educational offerings. Mark is a reformed commercial loan banker and at his last CU was responsible for managing the business services department. He is a past WI CU League YP advisory board member, a WILD participant (Wisconsin Innovation Local Development program), and the Cream City Chapter of CU's current president. He became a credit union development educator in 2018 and had the honor to mentor the program in 2019. He is also a current participant in Filene's i3 program. He has also crashed the CUNA GAC (twice), CUNA Lending Council Conference, the AACUC Annual conference, and the Wisconsin Credit Union League Conference. When Mark is not involved in credit union movement activities, he enjoys volunteering for the Cystic Fibrosis Foundation, Habitat for Humanity, Feeding America, and the Salvation Army. Mark also sits on a few committees for his local Habitat for Humanity.

Generations Radio
What Laodicea Needs Most- Baylor Folds, Buy Gold

Generations Radio

Play Episode Listen Later May 19, 2021 32:00


Baylor University folds to the agenda, and the CCCU is groping around in the dark, trying to find where homosexuality intersects with the Christian faith. But, will the Christian colleges ever realize that their purpose is not to receive federal funds to build up more philosophy on autonomous human reason- What would the Lord say to Laodicea, funded by the state, and-or wishing to fulfill the expectations of Title IX---Buy gold tried in the fire.---This program includes----1. The World View in 5 Minutes with Adam McManus -Third Canadian pastor arrested over COVID Tyranny, Biden eager to give Title X funds to abortionists, Nigerian Muslims killed 1,470 Christians since January---2. Generations with Kevin Swanson

(A)Millennial
Protecting the Least of These with Rachael Denhollander

(A)Millennial

Play Episode Listen Later Mar 15, 2021 52:05 Transcription Available


The past few years have revealed the extent to which sexual abuse has plagued both the Church and society as a whole. How should we talk to our children about this issue, and how can the Church improve its response when predators are reported in our midst? Author and advocate Rachael Denhollander stops by to discuss these important topics, providing advice and a bit of conviction. Also in this episode: Rachael reveals the less high-minded factor that has been motivating her this whole time.Links for this episode:Official websiteRachael's autobiographyHow Much is a Little Girl Worth?FacebookTwitterInstagram"How Christian Theology Shapes Our Response to Abuse" - Speech at CCCU"A Time to Speak: Addressing Justice and Forgiveness" - Speech at Calvin UniversityRachael's testimony at Larry Nassar's sentencing hearing

Enrollment Edge by enrollmentFUEL
Episode 5—Uncertainty in Strategic Enrollment Planning (Part 2)

Enrollment Edge by enrollmentFUEL

Play Episode Play 27 sec Highlight Listen Later Mar 9, 2021 34:10


Under normal circumstances, Strategic Enrollment Planning can be challenging. Effective planning relies on predictable elements, like graduation rates, demographics, stable discount rates, brand strength, academic distinctives, and so on. Yet, with so many factors impacting the college search process, enrollment planning can be even more difficult. In our conversation, Tim Fuller will point out what enrollment leaders should focus attention and resources on to make the biggest impact at their school.  We hope that you enjoy our two part series with Tim and walk away with actionable insight to help you along the way. If you have questions or comments about this episode, please contact us at edge@enrollmentfuel.com or visit our website.About Our Guest:Tim Fuller is a higher education speaker, strategic planner, enrollment strategist, and data enthusiast. Tim will be the first to tell you that “it takes a campus to recruit a student,” and then give you not only the data you need, but the “so what?” behind it to set successful strategies for your institution's health, stability, and sustainable culture in motion. After thirteen years with Credo as an Owner, Senior Vice President, and Executive Leadership Team member, Tim has returned to the affiliate status he enjoyed with Credo to found his own firm, Fuller Higher Ed Solutions. Tim's heart for higher education took root during the years he spent serving at his alma mater, Houghton College. In 1980, Tim began serving as an admission counselor and spent the final 14 years of his 27-year tenure as the Vice President for Enrollment Management. He has conducted enrollment research on behalf of higher education association for more than 30 years. In 2003, the CCCU named Tim a Senior Research Fellow in appreciation for his ongoing commitment to enrollment research, and in 2015, the ABHE named him a Senior Fellow for his contributions to their professional development curriculum and conferences.

Enrollment Edge by enrollmentFUEL
Episode 4—Uncertainty in Strategic Enrollment Planning (Part 1)

Enrollment Edge by enrollmentFUEL

Play Episode Play 35 sec Highlight Listen Later Feb 24, 2021 45:00


Under normal circumstances, Strategic Enrollment Planning can be challenging. Effective planning relies on predictable elements, like graduation rates, demographics, stable discount rates, brand strength, academic distinctives, and so on. Yet, with so many factors impacting the college search process, enrollment planning can be even more difficult. In our conversation, Tim Fuller will point out what enrollment leaders should focus attention and resources on to make the biggest impact at their school.  We hope that you enjoy our two part series with Tim and walk away with actionable insight to help you along the way. If you have questions or comments about this episode, please contact us at edge@enrollmentfuel.com or visit our website.About Our Guest:Tim Fuller is a higher education speaker, strategic planner, enrollment strategist, and data enthusiast. Tim will be the first to tell you that “it takes a campus to recruit a student,” and then give you not only the data you need, but the “so what?” behind it to set successful strategies for your institution's health, stability, and sustainable culture in motion. After thirteen years with Credo as an Owner, Senior Vice President, and Executive Leadership Team member, Tim has returned to the affiliate status he enjoyed with Credo to found his own firm, Fuller Higher Ed Solutions. Tim's heart for higher education took root during the years he spent serving at his alma mater, Houghton College. In 1980, Tim began serving as an admission counselor and spent the final 14 years of his 27-year tenure as the Vice President for Enrollment Management. He has conducted enrollment research on behalf of higher education association for more than 30 years. In 2003, the CCCU named Tim a Senior Research Fellow in appreciation for his ongoing commitment to enrollment research, and in 2015, the ABHE named him a Senior Fellow for his contributions to their professional development curriculum and conferences.

PhD Talk
Interview with Michelle Crowther on how libraries and librarians support research - Ep. 10

PhD Talk

Play Episode Listen Later Feb 3, 2021 27:15


In this episode, Rico and Eva interview Michelle Crowther. Michelle is the learning and research librarian for humanities and languages at CCCU Canterbury Christ Church University (Canterbury, UK) and PhD candidate in English Literature at CCCU. We discuss the work of a university librarian, and how librarians can support university students and researchers, on campus as well as in the digital realm. Listen to this week's episode to learn more about the work of a university librarian, how this work has changed over time, and abruptly due to COVID-19, as well as to learn more about the function of the physical space of the university library.See the library building at CCCU here. Check out the "Doing a Literature Review - Releasing the Research Imagination" by Chris Hart, as recommended by Michelle.

Pope, The on SermonAudio
The Pope, Chris Rice, and CCCU - Endorsing Nero's Program

Pope, The on SermonAudio

Play Episode Listen Later Oct 28, 2020 33:00


A new MP3 sermon from Generations Radio is now available on SermonAudio with the following details: Title: The Pope, Chris Rice, and CCCU - Endorsing Nero's Program Subtitle: Endorsing Nero's Program Speaker: Kevin Swanson Broadcaster: Generations Radio Event: Radio Broadcast Date: 10/28/2020 Length: 33 min.

Generations Radio
The Pope, Chris Rice, and CCCU - Endorsing Nero's Program

Generations Radio

Play Episode Listen Later Oct 28, 2020 41:00


These are extraordinary times for the Catholic Church and the Protestant Church, and the evangelical colleges.--It is the death of the West.--It is the death of the old institutionalized faith in the West, with the exception of a small remnant. The Pope has finally endorsed homosexual -families- and -civil unions.---The Council on Christian Colleges and Universities has endorsed persecution of Christians, while embracing homosexuality and a polytheistic, pluralist view of ethics. But the greatest horror of it all . . . is the lack of horror among the Christians left.--This program includes---1. The World View in 5 Minutes with Adam McManus -Kamala's bizarre laughter on 60 Minutes to socialist question, The Left is howling about Barrett's confirmation, Muslim terrorist group causes Cameroon, Africa to close schools---2. Generations with Kevin Swanson

Kevin Swanson on SermonAudio
The Pope, Chris Rice, and CCCU - Endorsing Nero's Program

Kevin Swanson on SermonAudio

Play Episode Listen Later Oct 28, 2020 41:00


A new MP3 sermon from Generations Radio is now available on SermonAudio with the following details: Title: The Pope, Chris Rice, and CCCU - Endorsing Nero's Program Speaker: Kevin Swanson Broadcaster: Generations Radio Event: Radio Broadcast Date: 10/28/2020 Length: 41 min.

Sprout & Harvest - Growing Credit Unions
Brittany Halicki - Hands on with Forge @ Coastal Community

Sprout & Harvest - Growing Credit Unions

Play Episode Listen Later Apr 22, 2020 34:17


Brittany Halicki, Coastal Community Credit Union’s digital marketing specialist, has recently emerged from an intense public website rebuild using the Forge platform. Brittany, given her digital background, was tasked with building the site pages using Forge CXP, for one of the first credit unions to do so. Doing this for a champion credit union was no easy task. Brittany was charged with taking a fully re-imagined user experience and content strategy and bring it to life on a fresh new platform. A platform she did not have experience with nor did others in the credit union system. It was indeed time to “forge” ahead into new territory.With a focus on hands-on development, we sat down with Brittany to explore what she believes other credit unions can learn from her experience, including:Production processKey tools usedImportant wins and lessons that other credit unions should considerForge work-arounds IN THIS INTERVIEW:[3:03] Brittany shares some of the improved analytics CCCU is seeing since launching its new public website[4:30] CCCU’s journey to today, the process they employed to get to launch such as personas, user journeys, brand visualization, page planning, engaging with internal subject matter experts and eye-opening user testing[7:50] Brittany provides an overview of Coastal Community’s production process including page plans, content specifications, content writing, implementation on Forge [9:50] The process implementing within Forge CXP including master pages, CCCU component library & Forge widgets, taking a design-first approach[13:35] Some of the tools the CCCU team used during the project including Google Docs, Google Sheets, Invision and Figma[14:30] What went really well that other credit unions should adopt including ensuring all pages have a clear intent and purpose and working agile in 2-week sprints[18:43] Some other implementation tips and tricks including compressing images, free stock photos and iconography[19:39] What might Brittany have done differently that other credit unions can learn from including having more teammates able and available to be hands on with the implementation[21:46] Other recommendations for credit unions including accepting early on that you are going to launch with a public ready website not a perfect website, lean into Central 1 and your team for support, work in small batches and brush up on HTML skills before starting[25:30] Work-arounds that Brittany used including leveraging master pages, layering widgets, and using frames[27:20] Brittany shares the Forge CXP enhancements she is looking forward to[29:30] What Brittany wished she knew before she started[31:45] What is next now that the site is live?ABOUT BRITTANY HALICKIBrittany Halicki hails from South Florida but has lived on Vancouver Island and worked in marketing for about 6 years. Her focus has comprised mostly of digital strategies, SEO and PPC.ABOUT COASTAL COMMUNITY CREDIT UNIONFor almost 75 years, Coastal Community Credit Union (CCCU) has been helping Islanders and their families lead more financially successful lives. As a result of the trust and support shown to us, CCCU has grown to become the largest Vancouver Island-based financial services organization serving over 100,000 members and clients. From up, down and across the Islands, Coastal Community operates a network of 24 credit union locations and 16 insurance offices providing a full range of products and services in personal, business, and commercial banking as well as wealth management, personal and commercial insurance.

Sprout & Harvest - Growing Credit Unions
Mike Goerzen, Coastal Community Credit Union - Lessons Learned from a Forge Champion

Sprout & Harvest - Growing Credit Unions

Play Episode Listen Later Oct 1, 2019 48:53


Transforming its digital experience for members and prospective members is an all consuming focus for Coastal Community Credit Union. Coastal Community’s new digital experience is being built using Forge (Backbase), Central 1’s digital platform for Canadian credit unions. Coastal Community is one of the “champions” for Forge, meaning they are one of a small group of credit unions that have agreed to be an early adopter to help evolve the platform.For a number of months now Sprout & Harvest has been collaborating with Coastal Community Credit Union to bring their new digital experience to life. Given we are well down the path of the project we thought it would be a good time to share some “lessons learned” for other credit unions to consider as they go down their own digital path. So we interviewed Mike Goerzen, AVP Marketing from Coastal Community to get his perspective - his big surprises, key challenges, lessons learned, project process, team structure and tools used. We hope you find value and can apply it to your own digital journey.In this interview:[2:55] Coastal Community Credit Union’s digital journey - How CCCU got to today including the decision to use the Forge/Backbase platform[4:20] CCCU’s ambitious digital vision[4:46] What is a “financial health experience”?[6:07] Mike explains CCCU’s member-first philosophy[8:20] What digital success looks like for CCCU[10:13] CCCU’s decision around adopting the Forge platform and how CCCU adopted a strategy-first approach[12:35] Mike explains the key steps in the project such as personas, user scenarios, user testing and prototype development[19:40] Mike explains a key collaboration step with Central 1 connecting strategy to the Forge platform capabilities. Is what we designed feasible in the platform?[21:25] The integrated team including key members and roles (internal and external)[22:05] The production process (1) page planning (2) copywriting (3) design (4) implementation including time allocation for each team member and engaging internal subject matter experts[27:42] Keeping the team motivated and excited even with the extra workload[30:33] How the project has stirred innovation elsewhere in the organization[31:30] Mike’s big surprises along the way[35:50] What has been more difficult than expected?[38:07] Lessons learned and recommendations for other credit unions, including discussion about some of the tools used in daily production and how to evolve the team[43:30] Mike shares some quick tips for credit unions[46:48] Mike’s advice for smaller credit unions in how they might approach their digital transformation journeyABOUT MIKE GOERZEN, ASSOCIATE VICE PRESIDENT MARKETING, COASTAL COMMUNITY CREDIT UNIONMike Goerzen has worked in the credit union system for over 20 years, gaining experience in marketing, research and all things digital. As a seasoned AVP Marketing, he is passionate about innovation, digital transformation, and personal and professional development. Away from the office, Mike leads a very active lifestyle and can be found coaching youth soccer, mountain biking, and improving himself in his home gym.Find Mike on LinkedInABOUT COASTAL COMMUNITY CREDIT UNIONFor over 70 years, Coastal Community Credit Union (CCCU) has been helping Islanders and their families lead more financially successful lives. As a result of the trust and support shown to us, CCCU has grown to become the largest Vancouver Island-based financial services organization. We’re also among the top 20 largest credit unions in Canada when measured by asset size. From up, down and across the Islands, Coastal Community operates a network of 24 credit union locations and 16 insurance offi

The Common Good Podcast
September 3, 2019

The Common Good Podcast

Play Episode Listen Later Sep 3, 2019 74:24


(00:00-10:31): The boys are back and discuss their Labor Day Weekend. Hurricane Dorian kills at least 5 in Bahamas, remains 'extremely dangerous'. Brian and Ian talk about this dangerous storm as it approaches the southeast coast of the US. (10:31-19:51): Lose Your Faith at an Evangelical College? That’s Part of the Process. Research shows that students at CCCU schools are more likely to face a religious crisis than their secular counterparts. Brian and Ian talk about how crisis comes before growth and how we are supposed to experience doubt to become better followers of Christ. (19:51-28:55): 27-year-old who died of cancer left behind final advice that has the internet in tears. Brian and Ian discuss her 16 points of how to enjoy life and live like tomorrow is your last. (28:55-37:15): SBC Organization Gifts 2,100 Backpacks, 35,000 School Supplies Items to Refugees. Brian and Ian touch on the perception of refugees in the United States. We are called to love first and help people who need help. (37:15-47:20): There's now evidence some women go on dates for free meals, and they have some disturbing personality traits in common. Brian and Ian touch on the meaningfulness of dates and relationships. Then they discuss how expensive dates are in different states. (47:20-57:26): There is a family that travels the world in order to ‘school’ their children. Brian and Ian touch on how it is possible to travel and enjoy yourself with your kids, as well as how experiencing the world is vital to understanding the world. (57:26-1:07:27): Going to all of your children’s sporting events means more than you think. Brian and Ian talk about the importance of being present for your kids and share experiences. They say that their kids notice when they are and aren’t present in their lives. (1:07:27-1:14:23): Brian and Ian’s “Weird Stuff We Found on the Internet”: New Jersey saw the calmest car-jacking in history, and we found the coolest Christmas gift idea. Utah police had a stand-off with a ghost and flight instructors are trying out a new technique: passing out. Meanwhile, a Tennessee man can’t get happy.See omnystudio.com/listener for privacy information.

Lawyers for Jesus Radio
Shapri LoMaglio of the CCCU Describes the Current Challenges Facing Christian Higher Education

Lawyers for Jesus Radio

Play Episode Listen Later Apr 1, 2019 24:20


Shapri LoMaglio is the Senior Vice President for Government and External Relations at the Council for Christian Colleges and Universities. Shapri directs the CCCU’s response to legislative, legal, and regulatory changes that affect its membership, educates its institutions on such matters, and advocates on their behalf in Washington, D.C.

Only in America with Ali Noorani
After Pittsburgh, Faith Leaders Express Hope

Only in America with Ali Noorani

Play Episode Listen Later Oct 31, 2018 24:30


This week, Ali talks with Shirley Hoogstra, President of the Council for Christian Colleges and Universities.  She spoke of the diversity of her college populations, how they're working to become international citizens, and how people with different views can hear each other, civility.    

Freedom Ministries Church Podcast
Fourth of July celebration-Church Induction to CCCU

Freedom Ministries Church Podcast

Play Episode Listen Later Jul 2, 2018 72:51


Speaker: Various Guest Speakers Date: 07-01-2018  

The Beached White Male Podcast with Ken Kemp
Ron Mahurin, Ph.D. - The Future of Christian Higher Education

The Beached White Male Podcast with Ken Kemp

Play Episode Listen Later Apr 10, 2018 35:59


The Beached White Male reminisces about his experience in higher education, then discusses the current state of play for higher education, especially Christian higher education in this era of serious challenge.Recorded April, 2018Support the show (http://thebeachedwhitemale.com)

Quick to Listen
How Christian Colleges Can Help Americans Talk to Each Other

Quick to Listen

Play Episode Listen Later Aug 24, 2017 38:54


The United States’ colleges and universities rest in the middle of some of the country’s most contentious conversations. Whether it’s race, freedom of speech, religious freedom or student loans, universities have plenty to wrestle with. Christian higher education is no exception. Much of the frustration for those seeking solutions to these issues is knowing how to speak to each other, says Shirley Hoogstra serves as the president of Council of Christian Colleges and Universities (CCCU). “Today, we are not as equipped to work with difference. Sometimes we want to shutdown difference. Sometimes we want to demonize difference,” said Hoogstra. In times when dialogue is a challenge, Christian colleges have done a good job of welcoming different viewpoints, even those they adamantly disagree with, and responding civilly to these perspectives, she said. “Just like we want the government to be committed to this freedom of speech and freedom of association for religious concepts, beliefs, and values, Christians have to be concerned about beliefs, values, and commitments they may not agree with either and model this sort of convicted civility...that makes America this great democracy that is still a beacon to the world.” Hoogstra joined assistant editor Morgan Lee and editor in chief Mark Galli to discuss the tensions of online education, how one CCCU school president made peace with a prominant LGBTQ state legislator, and why Christian colleges have a leg up on their secular counterparts when discussing race.

The Flourishing Culture Podcast
49: Building an Excellent Board of Directors // Bob Andringa

The Flourishing Culture Podcast

Play Episode Listen Later Jun 13, 2016 31:09


What is the role of the Board of Directors when it comes to stewarding the health of a Christian non-profit's employee culture? To help us with this question, our guest today is board governance expert Bob Andringa. A respected leader in Christian higher education, Bob was president of the Council for Christian Colleges and Universities for 12 years and had a significant impact on governance in Christian higher ed. CCCU is the association of 175 distinctly Christian colleges and universities in 24 nations. Some would say he retired 10 years ago, but Bob says he has “refired” as he coaches nonprofit CEOs and their boards. Adding to his “refired” life, he has also founded a new organization called Network Life, which is fueled by his passion that Christian students in secular universities to live and learn together as Christ-followers. Find the full show notes at http://blog.bcwinstitute.org/49-bob-andringa. 

Chapel 2011-2012 video
Jane Higa Sept 5 2011

Chapel 2011-2012 video

Play Episode Listen Later Sep 16, 2011 23:52


Mrs. Higa oversees all of the Student Life programs and personnel in the Student Life Division. She has been at Westmont since July 1989 after holding the Dean for Student Affairs position at Biola University. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC.

Chapel 2011-2012 Audio
Jane Higa Sept 5 2011

Chapel 2011-2012 Audio

Play Episode Listen Later Sep 8, 2011 25:21


Mrs. Higa oversees all of the Student Life programs and personnel in the Student Life Division. She has been at Westmont since July 1989 after holding the Dean for Student Affairs position at Biola University. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC.

Chapel 1989 - 1990
2-9-90 Jane Higa

Chapel 1989 - 1990

Play Episode Listen Later Jul 28, 2011 34:24


Jane Higa speaks on womens' concerns. As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1989 - 1990
9/1989 Plenary #2: Transition...

Chapel 1989 - 1990

Play Episode Listen Later Jul 27, 2011 43:46


Ken Khilstrom and Jane Higa speak on the transition to college. Making the jump from high school to Westmont College. Ken Khilstrom is a Professor of Physics and the Department Chair. He specializes in low temperature superconductivity. He received his B.S. and Ph.D. in physics from Stanford University. As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1990 - 1991
3-22-91 Jane Higa ~PC Sendoff

Chapel 1990 - 1991

Play Episode Listen Later Jul 27, 2011 25:01


Jane Higa- As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1990 - 1991
10-31-90 Jane Higa

Chapel 1990 - 1991

Play Episode Listen Later Jul 25, 2011 18:08


Jane Higa- As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1991-1992
10-11-91 Jane Higa

Chapel 1991-1992

Play Episode Listen Later Jul 20, 2011 29:51


Jane Higa- As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1994 - 1995
10-26-94 Jane Higa ~Community

Chapel 1994 - 1995

Play Episode Listen Later Jun 30, 2011 45:09


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 1995 - 1996
10-25-95 Jane Higa WCSA

Chapel 1995 - 1996

Play Episode Listen Later Jun 28, 2011 31:47


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 2000 - 2001
9-6-00 Jane Higa

Chapel 2000 - 2001

Play Episode Listen Later Jun 1, 2011 19:46


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC.

Chapel 2003 - 2004
Jane Higa Dave and Helene Winter February 2nd 2004

Chapel 2003 - 2004

Play Episode Listen Later Dec 10, 2010 46:22


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC. Jane’s son and daughter, are both graduates of Westmont College.

Chapel 2007 - 2008
Jane Higa Spring Focus Week February 1 2008

Chapel 2007 - 2008

Play Episode Listen Later Dec 7, 2010 27:04


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also served as a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC).

Chapel 2002 - 2003
Jane Higa Testimony February 10 2003

Chapel 2002 - 2003

Play Episode Listen Later Dec 4, 2010 33:37


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also servedas a member of an accreditation sitevisit under the Western Association of Schools and Colleges (WASC). Jane was the Dean for Student Affairs at Biola University in La Mirada, CA, for seven years and was the Dean of Women in the 1980’s for two years. Previously she worked at the University of Southern California (USC) as Associate Director of Residential Life and Director of Resident Student Development. Thirty years ago, she began her career in higher education as Head Resident at USC. A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC.

Chapel 2005 - 2006
Jane Higa Vice President for Student Life September 5 2005

Chapel 2005 - 2006

Play Episode Listen Later Oct 24, 2010 20:04


As Vice President for Student Life and Dean of Students, Jane Hideko Higa oversees all of the Student Life programs and personnel at Westmont College. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). She has either chaired or served as a member of various audits and program reviews in Christian Colleges across the nation. She has also served as a member of an accreditation site visit under the Western Association of Schools and Colleges (WASC).

Chapel 2009-2010
Jane Higa September 14th 2009

Chapel 2009-2010

Play Episode Listen Later Oct 7, 2010 29:12


Jane Higa converses with the student body on yielding to God in the face of loss. Higa is currently Vice President at Westmont College and oversees all of the Student Life programs and personnel in the Student Life Division. She has been at Westmont since July 1989 after holding the Dean for Student Affairs position at Biola University. She has held several leadership roles in the student development profession: chair for the Commission of Chief Student Development Officers for the Council for Christian Colleges and Universities (CCCU), member of the Racial Harmony Commission for the CCCU, and Vice President and President Elect for the Association of Christians in Student Development (ACSD). A graduate of Westmont College and a recipient of the prestigious Kenneth M. Monroe Award, Dean Higa earned a Master of Science in Education with a major in College Student Personnel Services from USC.