Podcast appearances and mentions of joel baker

Jim Morrison and Hal Humphreys are back with fan-favorite Joel Baker from Totality (formerly CoreLogic) to dive into the upcoming UAD 3.6 changes and what they mean for appraisers. Listen in to hear what's changing, how it'll impact your workflow, and why now is the time to get ahead of the curve.If you missed Joel's standout demo at ACTS this past April, don't worry—we've got you covered. Join us in LA July 25–26 for a special, live course in partnership with a la mode and Appraiser eLearning. 

Pastor Jim Osman interviews Joel Baker, a candidate for a lead biblical counseling role at Kootenai Church. Questions and AnswersSalvation Testimony: How did you come to know the Lord? What are the details of that, and tell us that story?Southern California Transition: What was your dad doing in Southern California?Theological and Spiritual Influences: Who were your early theological and spiritual influences?Theological Convictions: Have you always had your current theological convictions, and how would you characterize them?Family Introduction: Tell us a little bit about your family. What is your wife's name, and how did you meet?Educational Background: Can you share the steps you went through in your education and the degrees you earned?Biblical Counseling Definition: Can you define biblical counseling?Difference in Counseling Approaches: How is biblical counseling different from other forms of counseling?Hobbies and Non-Ministry Interests: What are your hobbies and interests outside of ministry?Influential Books: What five books have most influenced and shaped you?...and more. ★ Support this podcast ★

I'd write more here, but I've got places to be. Becky, Jeremy, and I are going to engage in some holiday festivities. We have a couple gingerbread houses to make and a tree to trim. And no nog to speak of. Really, that's all you get by way of show notes this time as a result, deal with it. Send your complaints to podcast@searls.co and they will be read on air. Some bullet points below the fold: My 90-minute, outdated guide to setting up a Mac Aaron's puns, ranked Jim Carrey is 62 and can't even retire I bought my 8 year old a switch and didn't realize how much games cost Teen creates memecoin, dumps it, earns $50,000 Startup will brick $800 emotional support robot for kids without refunds Install the Mozi app (manifesto here | app here) Vision Pro getting PSVR2 controllers The 2024 Game Awards news roundup Intergalactic: The Heretic Prophet looks badass, but is it too inclusive for The Gamers? We don't talk about Luigi An invisible desktop app for cheating on technical interviews (HN comments) Sora is out, but it's not good yet Indiana Jones and the Great Circle is out, and it is good yet Emudeck is so great it shouldn't be legal, and some people probably think it isn't Pikmin Stay tuned to my YouTube channel for upcoming LIVE streams Transcript: [00:00:00] Thank you. [00:00:29] Good morning, internet. [00:00:32] I started speaking before I realized, as an asynchronous audio production, it's actually pretty unlikely that it's the morning where you are. [00:00:43] Although, if it is the morning, coincidentally, please feel free to be creeped out, check over your shoulder. [00:00:51] Today was, I woke up with Vim and Vigor this morning, super excited to take on the day, thinking maybe I've got what it takes to record an audio production today. [00:01:07] And then we have an elderly coffee pot. [00:01:11] I don't want to completely put the blame on it because we were using it wrong for several years. [00:01:24] And it's a long story that I will shorten to say, any piece of consumer electronics or appliances in America, the half-life keeps decreasing. [00:01:37] And so when I say elderly coffee pot, I mean that we bought this coffee pot post-COVID. [00:01:42] And it's already feeling like, oh, we should probably get a new coffee pot, huh? [00:01:45] What happens is, from time to time, heat will build up in the grounds dingus. [00:01:55] I'm just realizing now that I'm like, you know, I'm not a coffee engineer. [00:01:58] Some of you are. [00:02:00] But, you know, of course, we all know that the dingus is connected to the water spigot, which is above the craft. [00:02:09] And what happens, as far as I can tell, is once in a while, you get all that hot water and grounds swirling around. [00:02:20] And if it clogs at all, like if it doesn't release just so, the whole little undercarriage, again, this is a technical term, just stay with me. [00:02:30] And we'll pop forward like three millimeters, which is just enough for the water to kind of miss its target on the craft and then spray all who's he what's it's, as well as for the spigot to start just kind of like splurring, you know, this water coffee slurry everywhere. [00:02:49] And so I went after, you know, but then you still get the triumphant ding dong sound that the coffee is ready. [00:02:56] So I walked over to the coffee expecting like, yes, it's the best, best way to start my day or whatever. [00:03:06] Pull out the coffee. [00:03:07] And the pot is too light. [00:03:10] And I had a familiarity of like what that means. [00:03:13] It means like there is water somewhere. [00:03:17] And it's not in this pot. [00:03:19] And so it's just like, you know, this big, big machine we actually have we've put because of our Mr. [00:03:26] Coffee's, you know, elderly onset incontinence. [00:03:33] We have we have put the entire coffee pot on a tray, like a rimmed silicone tray that you would use for like, I guess, a dog feeding bowl, right? [00:03:45] A dog, you know, messily eats food and slaps water around and stuff. [00:03:49] And you don't want it all over your hardwood. [00:03:50] Like you'd put this underneath that and it would catch some of the water. [00:03:53] So we I spent the first 30 minutes of my waking life today getting my hopes up that I was going to have coffee, followed by, you know, painstakingly carrying this entire cradle of of of coffee pot full of hot brown liquid. [00:04:10] That would stay in all of my clothes and, you know, get on the cabinets and stuff with a silicone underbelly thing. [00:04:18] And just kind of like, you know, we've got one of those big we're very fortunate to have one of those big farmers, farmer house, farmhouse. [00:04:25] I never know what to call it. [00:04:27] Steel, basically a double wide sink. [00:04:30] So what's nice about a double wide sink is that if you've got a problem in your kitchen and you're only a few steps away, whether it's the coffee pot part of the kitchen or the fridge or the freezer or the God forbid, the range or the oven, you can just sort of strategically hurl whatever it is you're holding just about into the into the sink. [00:04:51] And then once it hits the sink, it's, you know, the the the potential damage is limited. [00:04:57] So I gently hurled my coffee apparatus. [00:05:02] Is that the plural of apparatus? [00:05:04] One wonders into the into the into the sink and then spent the next 20 minutes, you know, scrubbing them and all to make another pot. [00:05:13] And Becky, of course, walks down the minute that the second pot is about to be finished. [00:05:18] And I'm like, I've already seen some shit and I'm going to go record a podcast now. [00:05:22] And that swallow you just heard was me having a sip of coffee that was not disgusting, but not great. [00:05:31] But I'll take it over where I was an hour ago. [00:05:39] Thank you for for subscribing as a as a true believer in breaking change. [00:05:47] We're coming up on one year now. [00:05:49] It's hard to believe that it's already been a year, not because this has been a lot of work or a big accomplishment, but just because the the the agony of existence seems to accelerate as you get older. [00:06:03] It's one of the few kindnesses in life and so as we whipsaw around the sun yet again, we're about to do that. [00:06:11] This is the 26th edition version 26 of the podcast. [00:06:17] I've got two names here to release titles and I haven't picked one yet. [00:06:22] So as a special. [00:06:24] Nearing the end of the year treat. [00:06:29] I'm going to pitch them both to you now, right? [00:06:31] So so we're in this together. [00:06:33] I like to think this is a highly collaborative one person show. [00:06:37] Version 26 rich nanotexture. [00:06:42] And that's a nod to the MacBook Pro has a nanotexture anti-glare screen coding option. [00:06:52] It's a reference to the rich Corinthian leather that was actually it's a Chrysler reference. [00:06:58] It's a made up thing. [00:06:59] There is no such thing as Corinthian leather, but like that's what they called their their seating. [00:07:03] And Steve Jobs referenced that as being the inspiration for I think it was the iPad calendar app. [00:07:13] With the rich Corinthian leather up at the top during the era of skeuomorphic designs back in 2010, 2009, maybe I can't remember exactly when they I think it's 2010 when he had his famous actually leather chair demonstration of the iPad. [00:07:28] Maybe the reason that that stood out to me was the car reference because it is it is an upsell. [00:07:34] The nanotexture $150 if you want to have a don't call it matte finish. [00:07:41] The other one, so that's option one, rich nanotexture. [00:07:46] And I didn't love it because I couldn't get texture. [00:07:49] I couldn't get the same Corinthian, right? [00:07:53] Like you want that bite, the multisyllabic bite that adds the extra, you know, the gravitas of a luxury good. [00:08:04] Yeah, texture just didn't have it for me. [00:08:06] But then if you change that word, it doesn't make sense. [00:08:08] So I mean, the other option two that came to mind version 26 don't don't by the way, don't think I'm going to edit this in post and fix it. [00:08:19] I will not. [00:08:20] I will ultimately land on one of these and that will be the title that you saw on your podcast player. [00:08:25] Or maybe some third thing will come to mind and then this conversation will be moot. [00:08:29] I do not think of this collaborative exercise. [00:08:32] Just imagine it's a it's a it's a quantum collaboration. [00:08:37] So by observing it, that's you actually took part. [00:08:41] You opened your podcast player and then the yeah, the entangled, you know, bits just they coalesced around one of these two names or some third name. [00:08:58] It's all just statistics version 26 Luigi's Mansion, which is a nod to two things at once. [00:09:05] I'm going to talk a little bit about GameCube, but also I'll probably not escape mentioning Luigi Manjoni Manjoni man. [00:09:15] You know, I haven't been watching the news. [00:09:17] I don't know how to pronounce his name, but it looks enough like mansion that I was like, oh, man. [00:09:21] I bet you there's a Nintendo PR guy whose day just got fucking ruined by the fella who is a overnight folk hero. [00:09:30] More attractive than most assassins, I would say. [00:09:35] Great hair. [00:09:36] Good skin. [00:09:37] Apparently, skincare Reddit is all about this fella who murdered in cold blood the CEO of UnitedHealthcare. [00:09:45] If you haven't caught the news, if you're even less online than I am. [00:09:51] And yeah, so I'm trying to decide. [00:09:53] I think Luigi's Mansion is probably going to win. [00:09:56] It's more timely. [00:09:57] It's the first time the name Luigi has come up in the last year. [00:10:00] And I may have mentioned nanotexture before when discussing Apple's very compromised studio display. [00:10:11] So I'm leaning Luigi's Mansion, but, you know, don't tempt me. [00:10:15] I might switch. [00:10:18] I'm going to just keep drinking coffee because I got to power through this. [00:10:21] Let's talk about some life stuff. [00:10:24] I so when we last talked that way back in the heady days of version 25, I had just gotten off a plane from Japan. [00:10:34] I was still a little bit jet lagged. [00:10:36] I recorded later in the evening. [00:10:38] I was tired. [00:10:39] You know, I was still overcoming. [00:10:41] I listened to the episode, realized I was overcoming a cold. [00:10:44] You know, then Becky shortly thereafter, after recording, she developed a pretty bad cough. [00:10:51] And so we've both been sleeping relatively poorly. [00:10:53] And I can't complain about this cough because her having a cough for four nights is nothing like me snoring on and off for over a year. [00:11:02] And I think the fact that her cough is consistent is actually a kindness compared to the sporadic nature of my snoring, where it's like I might go a week without it. [00:11:11] And then all of a sudden there's like, bam. [00:11:14] So she doesn't, you know, it's like sneaks up on her and that's not fair. [00:11:17] So so she's got a cough and I haven't been sleeping particularly well. [00:11:20] Maybe that's it. [00:11:22] I also, you know, I wanted to dry out because I was living on shoe highs, you know, canned cocktails in Japan for way too long. [00:11:30] Just drinking, you know, five whole dollars of alcohol every day, which is an irresponsible amount of alcohol. [00:11:36] It turns out. [00:11:40] Yeah, that's one nice thing about living in Orlando and theme park Orlando is that the average price of a cocktail here is seriously $20. [00:11:49] I think it is. [00:11:51] I am delighted and surprised when I find a cocktail under $20. [00:11:55] That's any good. [00:11:55] In fact, the four seasons right around the corner, their lobby bar has a some of the best bartenders in the state of Florida. [00:12:05] Like they went all kinds of awards. [00:12:06] And so when you say a lobby bar, you think it sucks. [00:12:09] But it's actually it's like it's a it's a restaurant with a room if you're ever around and they still do a happy hour with like $4. [00:12:18] It was $4 beers. [00:12:19] I think they finally increased to $5 beers draft beer. [00:12:23] And it's all craft. [00:12:25] You know, it's all fancy people stuff. [00:12:27] And they do it's I think it's $10 margaritas, French 75s, and they got some other happy hour cocktail. [00:12:37] It was highballs for a while. [00:12:39] Whiskey highballs was like probably centauri toki or something. [00:12:43] I gotta say like that $10 margarita. [00:12:47] They'll throw some jalapeno in there if you want some tahini rim, you know, they do it up. [00:12:52] They do it well. [00:12:54] But that might be the cheapest cocktail I've had in all of Orlando is at the Four Seasons. [00:13:01] Famous for that TikTok meme of the Four Seasons baby, if you're a TikTok person. [00:13:06] Anyway, all that all all this drinking talk back to the point. [00:13:11] I've been not drinking for a week. [00:13:12] And I, you know, I'm back to tracking my nutrients every day. [00:13:17] The things that I consume and adding up all of the protein and carbohydrate and realizing [00:13:21] if you don't drink, it's actually really easy to blow past one's protein goals. [00:13:25] And so I had one day where I had like 240 grams of protein, which is [00:13:28] enough protein that you'll feel it the next morning if you're not used to it. [00:13:34] And I still was losing weight. [00:13:38] I lost like five or six pounds in the last week. [00:13:43] And to the point where it was like, you know, I was feeling a little lightheaded, [00:13:47] a little bit woozy because I wasn't drinking enough is the takeaway. [00:13:52] So so thank God we got to go to a Christmas party last night. [00:13:57] It was it was great Gatsby themed. [00:13:58] And I dressed up like a man who wanted to do the bare minimum to not get made fun of at the party. [00:14:05] So I had some some suspenders on instead of a belt, which was the first time I ever put on suspenders. [00:14:13] They were not period appropriate suspenders simply because they had the, you know, the [00:14:18] little class B dues instead of how they had some other system for I don't I don't fucking know. [00:14:25] Like I, I had chat GPT basically helped me through this. [00:14:28] And it's like, hey, you want these kinds of suspenders? [00:14:30] I'm like, that sounds like an ordeal. [00:14:31] How about I just get some universal one size fits all fit and clip them in? [00:14:36] I also had a clip on bow tie. [00:14:37] So that worked. [00:14:39] When you think clip on bow tie, I guess I'd never used one before, but like it, I always [00:14:45] assumed it would just be like, you know, like a barrette clip that would go in front of the [00:14:49] front button and look silly for that reason. [00:14:51] And maybe that's how they used to be. [00:14:53] But it seems these days, if you want to spend $3 on a fancy clip on bow tie with a nice texturing, [00:14:58] I'll say, uh, it's just pre it's a pre tied bow with a still wraps around your neck. [00:15:04] It's just, it has a class mechanism, which seems smart to me, right? [00:15:08] I don't know what. [00:15:09] Look, if you're really into men's fashion, uh, there's this weird intersection or this tension [00:15:19] between I'm a manly man who, who ties my own shoes and, you know, kills my own dinner and [00:15:25] stuff. [00:15:25] And I, I, for fuck's sake, tie my own bow tie from scratch every day. [00:15:29] Right? [00:15:29] Like there's a toxically masculine approach to bow ties, but at the same time, it is such [00:15:35] a foofy accoutrement. [00:15:37] It's like an ascot, um, that the idea of like a manly man, like a man trying to demonstrate [00:15:43] his manliness by the fact that he doesn't use a clip on bow tie, uh, came to mind yesterday [00:15:50] when I was, uh, struggling even with the clasping kind. [00:15:54] I was like, man, I wish I could just get this to anyway. [00:15:58] Um, I had a vest at a gray vest. [00:16:03] This is all brand new territory for me. [00:16:05] Uh, yeah, I, I've, I've leaned pretty hard into the t-shirt and shorts and or jeans life [00:16:10] for so long. [00:16:12] Uh, the, the fella in front of us when we, when we were checking in, cause they took little [00:16:16] photos of you, uh, all of the women had the same exact flapper dress from Amazon, you know, [00:16:22] with the, the, the, the hairband thing with the, you know, fake, the polyester peacock tail. [00:16:28] Becky's looked the best. [00:16:29] I'm not gonna, I'm not even lying. [00:16:32] Uh, uh, her dress actually fit. [00:16:35] He had some, uh, very ill fitting flapper costumes that these women couldn't even move in. [00:16:40] Um, it was interesting. [00:16:42] Uh, but the, the fella in front of us at check-in was wearing a, a, a full blown, you know, tuxedo [00:16:48] get up that he brought from home. [00:16:50] And he was talking about, Oh yeah, well he's got two of them and his wife, you know, ribbed [00:16:54] him a little bit that he could only fit in one. [00:16:55] I was like, man, owning a tuxedo, that's nuts. [00:16:58] Like, and then it like turns out he's like got all these suits and these fancy clothes and [00:17:02] he's an older gentleman. [00:17:05] Uh, but my entire career only the first few years did I have to think about what I was [00:17:10] wearing and, and it never really got beyond pleated, you know, khakis and a starched shirt. [00:17:18] And, and I had, I had to wear a suit maybe on two sales calls. [00:17:22] Um, and they were always the sales calls that were just, uh, there were certain sales demos [00:17:30] when I was a, a, a baby consultant, these really complex bids. [00:17:39] I remember we were at cook County once, uh, uh, the, the county that wraps Chicago and it [00:17:44] has a lot of functions and facilities that operate at the county level. [00:17:48] So, but of course we're in Chicago in some, you know, uh, dystopian office building. [00:17:54] That's very Gothic, I should say. [00:17:57] And the, the solution that we were selling was a response to a bid around some kind of [00:18:05] document, electronic document ingestion and, and, and routing solution. [00:18:09] And so what, what that meant was it was like a 12 person team. [00:18:14] It was a big project working on this pitch. [00:18:18] And most of the work and most of the money came from the software side at the end of the [00:18:23] process. [00:18:23] It's like, you're going to get IBM file net and you're going to get all these different, [00:18:26] uh, enterprise tools. [00:18:28] And we're going to integrate, uh, with all your systems and, and build these custom integrations [00:18:32] that you've asked for here and here and here. [00:18:33] But the, the, the hard part is the human logistics of how do you get all of their paper documents [00:18:41] into the system. [00:18:42] Uh, and that was my job was I had to get paper and then scan it, uh, with a production, big [00:18:50] Kodak funkin fucking scanner. [00:18:52] Uh, and then use, what was it? [00:18:54] Kofax capture or something like a, like an OCR tool of the era. [00:18:59] And the thing about it is that scanning is not, was not ever a science and neither is [00:19:07] OCR, the OCR stuff and OCR stands for optical character recognition. [00:19:10] So you'd have a form and you'd write on the form, like, you know, uh, uh, uh, uh, some, [00:19:15] some demo address and name and all this. [00:19:19] I spent. [00:19:22] So like the people doing the software, like they, they could just like click a button and [00:19:26] like, they could even just use fakery, right? [00:19:29] Like, Oh, the API is not really there, but I'll always return this particular, like, let's [00:19:33] call it an XML soap message. [00:19:34] And so the, the software guys clocked in, clocked out, got back to their billable work. [00:19:39] I, because the stakes were so high in this particular, uh, and I'm here right now explaining [00:19:46] all of this nonsense because I had to wear a suit and that was also really bad, but I [00:19:51] was in Chicago late at night with a group of like, at that point it was like 9 PM and it [00:19:54] was just me and two partners. [00:19:56] Cause the partners had a sickness called avoid family, stay at work. [00:20:02] And, uh, I, I was just running over and over and over again where I'd like, you know, [00:20:09] I'd take the paper, I'd put it through the scanner and it would get 90% of the OCR stuff [00:20:13] done, or I'd get it perfect. [00:20:15] And it would scan everything just right, which would result in the downstream, you know, after [00:20:21] the capture, like all of my integrations, like would route it to the right thing. [00:20:24] So that like, it was basically a game of mousetrap or dominoes where like my task was both [00:20:29] the most important to being able to demonstrate, but also the most error prone, but also the [00:20:37] least, uh, financially like, um, valuable to, to our services company. [00:20:42] And so I had no support, uh, on top of that, they, the, our fucking it people pushed out some [00:20:49] kind of, um, you know, involuntary security update security and bunny quotes that, that [00:20:57] slowed my system down dramatically in the course of just like a day. [00:21:01] And I had, I had no way to test for this. [00:21:04] So I remember I was up at like 11 PM at that point, trying to make this work consistently [00:21:10] and realizing that the only way to get it to run it all required me to, um, install a virtual [00:21:16] machine, put windows in the virtual machine, install all this software inside that virtual [00:21:22] machine, and then run it there because only in the black box of an encrypted virtual machine [00:21:27] image or, uh, you know, a virtual machine, like disc image, could I evade all of the accountant [00:21:33] bullshit that was trying to track and encrypt and, and, and muck with files and flight and [00:21:38] so forth. [00:21:39] And so it was only around like probably one 30 or two that I got to bed and our, our demo [00:21:46] was like at seven in the morning and I had to wear a suit. [00:21:47] So if you ever wonder, Hey, why is Justin always just in a, a t-shirt and shorts? [00:21:54] Uh, I would say childhood trauma, fuck suits. [00:21:59] The only, the only time I associate like nice clothes, you know, having a lot of [00:22:03] having to dress up is church shit. [00:22:05] I didn't want to go to. [00:22:06] And usually it's like the worst church shit. [00:22:09] Like there's some cool church shit out there, you know, youth group where everyone's a horny, [00:22:14] right. [00:22:15] And singing pop songs to try to get people in. [00:22:17] That's as church shit goes, that's above average. [00:22:21] But when you're talking about like, Hey, you know, this aunt you've never heard of died and [00:22:27] we got to go all the way to goddamn Dearborn to sit in a Catholic mass, that's going to [00:22:32] be in Latin. [00:22:33] And they're going to, you know, one of those, you know, you should feel bad for him because [00:22:39] he's abused. [00:22:39] But one of the altar boys, he's going to be waving that little like incense thingy, [00:22:43] the jigger back and forth and back and forth like a metronome. [00:22:46] And, uh, you're going to get all this soot in your face, all of that, you know, frankincense [00:22:51] and myrrh and whatever the fuck they burn. [00:22:52] And, uh, yeah, then they're going to play some songs, but they're not going to be songs you [00:22:57] want to hear. [00:22:57] And you're going to be uncomfortable because I bought you this suit at JC Penny when you [00:23:01] were like nine and you're 12, you're 12 now, and you've gained a lot of weight, but [00:23:06] here we are. [00:23:07] And then you got to go and, you know, like, don't worry because after the service, there's [00:23:12] a big meal, but it's mostly just going to be, you know, styrofoam plates and plastic forks [00:23:16] and, uh, cold rubbery chicken. [00:23:19] And then a whole lot of family members who want to pinch your cheeks, uh, had an aunt that [00:23:24] always wanted to, um, put on a bunch of red lipstick and kiss me and leave kiss marks. [00:23:30] And she thought that was adorable and everyone else thought it was funny. [00:23:33] And for whatever reason, I wasn't a fan, uh, that's the kind of, uh, yeah, so anyway, moving [00:23:45] right along the, uh, the, the other than having to dress up, the, the Christmas party was really [00:23:50] nice because it had an all you can drink martini bar. [00:23:52] So that, that helped that took the edge off a little bit since I hadn't been drinking for [00:23:57] the previous week. [00:23:57] Uh, and it was, you know, uh, they, they had a great bartender, the, the, I assume that [00:24:07] that people drank gin martinis back in the day of Gatsby, but it seemed to be a vodka forward [00:24:12] martini bar, which I appreciated. [00:24:15] Uh, as I get older and my taste buds start dying, uh, I found myself going from dry martinis [00:24:23] to martinis with an olive to martinis with two olives to me asking for like a little bit of [00:24:30] olive juice and then drinking the martini and realizing that wasn't quite enough olive juice. [00:24:34] So that's just disgusting, but, um, it's where, uh, it's one of the signs of age, I guess. [00:24:43] Uh, so the martini bar was good. [00:24:46] Uh, they also had an aged old fashion that they'd made, you know, homemade, um, with like nutmeg [00:24:51] and cinnamon in there. [00:24:52] That was impressive. [00:24:53] Uh, so yeah, had a, had a big old Christmas party last night, had a couple of drinks, uh, [00:25:00] and, and, uh, because of the contrast, whenever I go, you know, go a week without any alcohol [00:25:06] and then I have some alcohol and then I wake up the next morning and I'm like, oh yes, I [00:25:11] know what people mean now that alcohol is poison. [00:25:13] And it's a mildly poisonous thing because I feel mildly poisoned. [00:25:19] Um, and, and I just usually feel that most days until I forget about it. [00:25:23] So it's a data point, uh, to think about, uh, uh, I, I, I had a good, good run for, [00:25:30] for a while there, just cause like when you live in a fucking theme park and there's nowadays [00:25:34] alcohol everywhere that I go and every outing, I had a good run for a few months. [00:25:40] Um, not last year, the year before where I just didn't drink at home as a rule to myself. [00:25:46] I was like, you know, I'm not going to pour any liquor for myself at home unless I'm entertaining [00:25:49] guests. [00:25:50] And, uh, even then go easy on it because I I'm, I'm, I'm going to just the background radiation [00:25:56] of existence in when you live in a bunch of resorts. [00:25:59] Uh, I'll, I'll get, I'll get, I'll get plenty of alcohol subcutaneously. [00:26:05] Um, a contact tie. [00:26:07] So maybe I'll, maybe I'll try that again. [00:26:10] I don't know. [00:26:11] It's the stuff you think about in mid December when you're just inundated with specialty food [00:26:17] and drink options, uh, do other life stuff that isn't alcohol or religion or clothing [00:26:27] related. [00:26:28] Oh, uh, uh, I've been on a quest to not necessarily save a bunch of money, not necessarily. [00:26:35] Uh, I was going to say, uh, tighten my belt, but, uh, I don't know what the suspender equivalent [00:26:43] is because I did not wear a belt last night. [00:26:45] I just wore suspenders. [00:26:46] Uh, I've been interested in, in not budgeting either. [00:26:52] Just, I think awareness. [00:26:54] Like I want, I know that a lot of money flies through my pockets every month in the form of, [00:27:01] um, SAS software subscriptions and streaming services. [00:27:05] I mentioned this last, uh, last go round that I was recommending, Hey, let's say, go take a [00:27:11] look at like our unused streaming subscriptions of those. [00:27:14] Uh, yesterday I did cancel max. [00:27:16] Cause I realized that, uh, if I'm not watching a lot of news, I'm not going to watch John Oliver [00:27:20] and, and they frankly, a lot of HBO's prestige shows haven't been besides they cut a Sesame [00:27:28] street and it just so happened that I canceled that day. [00:27:31] So maybe there's a, some data engineer at HBO who's like, Oh man, people are canceling because [00:27:37] we got rid of Sesame street. [00:27:38] Uh, that would be good. [00:27:40] That would be good for America to get that feedback. [00:27:43] Uh, yeah. [00:27:44] I just want awareness of like, where's the money going and in what proportion and does that sound [00:27:50] right to me? [00:27:50] Uh, and I've, there are software tools for this. [00:27:53] Uh, they are all compromised in some way. [00:27:57] For example, we just, uh, we'd used lunch money in the past, which is a cool app. [00:28:02] And it has the kind of, you know, basic integrations you would expect. [00:28:06] I don't know if it uses plaid or whatever behind the covers, but like you, you connect your, your, [00:28:11] your checking accounts, your credit card accounts. [00:28:14] It lists all your transactions is very, um, customizable in terms of rules that you can [00:28:21] set. [00:28:21] It has an API. [00:28:22] Jen is a solo co-founder and she seems really, really competent and lovely and responsive, [00:28:27] which are all great things. [00:28:29] But the UI is a little clunky for me. [00:28:32] I don't like how it handled URLs. [00:28:33] It was like, once you got all the transactions in there and, and set up, it didn't feel informative [00:28:41] because there wasn't like a good reporting or graphs that just kind of at a glance would [00:28:45] tell you, this is where your money's going. [00:28:46] At least for me. [00:28:47] Uh, additionally, like it, it can't do the Apple card. [00:28:51] That's the, that's become the crux for a lot of these services is that, um, Apple card [00:28:55] only added support for reading. [00:28:59] Uh, well now you can read, uh, uh, so I, Apple added away on iOS and specifically iPhone [00:29:07] OS to read, uh, transactions from Apple card, Apple savings and Apple cash. [00:29:14] And this was like nine months ago, if that, but copilot, uh, money is one of two apps maybe [00:29:22] that supports this. [00:29:23] And so if you, if you have, we have, we each have an Apple card and we use it for kind of [00:29:29] our silly stuff whenever we're, you know, using a tap to pay. [00:29:33] So, so if, if you want to track transactions and you don't want to manually export CSVs [00:29:40] from your wife's phone every 30 days, which is the process that I'd fallen into with, with [00:29:44] lunch money, then you, you basically have copilot money. [00:29:50] And then there's another one, maybe Monarch, uh, the copilot money. [00:29:53] People are always talking about this other app called Monarch. [00:29:55] I haven't checked it out. [00:29:55] I don't know if that's why they like it or if it's just the other one that's being developed [00:29:59] right now in this post mint apocalypse, as we all grapple with the fact that mint was [00:30:04] always bad, uh, but people got into it and I don't copilot money is like nice, but like [00:30:11] it, like, for example, like if I'm, uh, if I buy a, uh, if I put $10, the equivalent of [00:30:19] $10, so 1000 yen on my Starbucks card in Japan, which is totally separate because of course it [00:30:25] is there's two Starbucks cards. [00:30:27] There's the one in Japan and then the one in the rest of the world. [00:30:30] So you open the Japanese only app, you put a thousand yen on it. [00:30:33] Uh, you pay for that with Apple pay. [00:30:36] So which goes to my Apple card and copilot money will read that transaction. [00:30:40] But if you read like the text in the merchant description, it's literally like [00:30:44] staba day and it's like all no spaces. [00:30:47] It's just like 40 characters in a row to, and if you really squint, you can kind of see [00:30:52] Starbucks, Japan, um, you know, app store payment, which is, you know, like I want to [00:31:00] change that to Starbucks, Japan, and then set up a rule to just like always change that. [00:31:05] So I don't have to like memorize these random ass merchant names. [00:31:08] Uh, apparently like after, after two hours of setting up copilot money yesterday, I realized [00:31:13] that there's like both no way to set up that kind of rule. [00:31:16] The only rule that it supports is categorization of, of spending fine, but then if you set [00:31:22] up a rule and you don't like it, there's no way to edit the rules cause there's no UI for [00:31:25] rule editing. [00:31:26] And so then, you know, where do you go, but read it and you're like, okay, well there's [00:31:30] a subreddit. [00:31:30] And then like, what's half the post in the subreddit? [00:31:32] It's about, Oh, of course it's a bunch of dads who are like, I can't see my rules and I have [00:31:36] to contact support. [00:31:37] And it's been nine months. [00:31:38] And I was like, Oh God. [00:31:39] So that's, uh, if anyone's got any great budgeting software that supports Apple card, you let me [00:31:46] know. [00:31:47] Uh, and also isn't a part-time job. [00:31:50] I'm not gonna, I'm not gonna spend all day on this. [00:31:52] I'm not, I'm not gonna, I'm gonna check in on this, uh, the four times a year that I, that [00:31:58] I wake up in a cold sweat wondering, Oh my God, how many subscriptions do I have? [00:32:02] Which is, uh, I, I really missed my calling by not being a dad, I guess. [00:32:07] But it did land me on looking at rocket money. [00:32:11] Uh, so, so, so there was an app called true bill that marketed heavily with like a lot of [00:32:19] other DTC apps where the pitch was, we will negotiate your bills for you. [00:32:26] And by bills, I think that one of the reasons why this, this, this business probably struggled [00:32:31] is that there's really only two that they could reasonably negotiate on your behalf. [00:32:37] You know, you, you imagine they've got a call center or they've got people who've, who [00:32:40] are trained, who have scripts that they follow, who, who will doggedly keep calling back until [00:32:44] they get what, you know, the discount, the, just the steps that you would have to go through [00:32:48] if you wanted to call Comcast or Verizon, they, they, they, they can basically could basically [00:32:57] only really negotiate your ISP and your cell phone carrier. [00:33:01] Cause those are the two sort of, you know, that are, that are transactional enough that [00:33:08] are regionalized or nationalized enough that they, that they could train on. [00:33:11] And then of course, like they, they're the ones that like get you in with a teaser rate and [00:33:15] then gradually turn up the heat over the course of a couple of years. [00:33:19] Well, Quicken Loans bought, they rebranded as rocket and then rocket fill in the blank [00:33:26] with other products. [00:33:26] And they bought true bill around the same time. [00:33:29] And I, my understanding from a distance is that true bill, uh, uh, that became rocket money [00:33:36] in order to be an entree into other rocket star services. [00:33:41] So like you, you now, when you install rocket money, it's still got the negotiation thing. [00:33:46] Cause that's what they market it on, but you have to slog through so much like, no, I'm actually [00:33:52] all set with credit and, and, and, and debt repayment services. [00:33:57] And I'm, I'm already all set with financial advisors and retirement goals. [00:34:00] I just get me to the, to the thing where I can pay you 35% of whatever you save me on [00:34:06] my ISP bill. [00:34:07] And so of course, you know, like I, I, I signed up for the first time, went through the app [00:34:12] onboarding. [00:34:13] I was not impressed with the bugginess of the app, but I was able to soldier on through [00:34:19] it. [00:34:19] And where I landed was I was, uh, following its little setup wizard for first. [00:34:27] Spectrum, which is my internet provider. [00:34:28] And I was, I'd initially paid a hundred dollars when I moved here in 2021, uh, a month for, [00:34:36] for one gig down, call it 30 megabits per second up. [00:34:40] And I can't get a, another ISP here. [00:34:43] They had an exclusive agreement. [00:34:44] They're building neighborhoods bullshit. [00:34:47] Uh, and I, I, so I can't get higher upstream and that really gets in my crawl. [00:34:53] Nevertheless, they have increased prices about $15 a year. [00:34:59] Each time I'm here to the point now where I think my monthly, you know, debit is like $150, [00:35:05] $145 and you fill it out and you give them your pin number. [00:35:11] You got this customer pin that like, you know, is secures your account. [00:35:14] I'm like, eh, all right, well, that's four digits, you know? [00:35:17] And besides I'm already on like this one dead simple plan. [00:35:20] It's just their normal plan. [00:35:22] And it's, you know, like I'm paying top dollar for it. [00:35:26] So what's the worst that they could do if they, if somebody else were to call and change [00:35:30] my plan up, you know, like it, it wouldn't cause that much lasting damage. [00:35:34] Cause it's not like I'm on some teaser rate. [00:35:36] It's not like I've got a great deal as it is. [00:35:38] So I let them do it. [00:35:39] And three days later, I had low expectations, right? [00:35:42] Cause you go on Reddit, speaking of Reddit, you go on and you, you search other people's [00:35:46] experiences and people will say, oh yeah, well like the, you know, I, some of them are [00:35:52] pretty hyperbolic. [00:35:53] It's like, you know, like they, they changed my plan to this and now I'm stuck with this, [00:35:57] you know, TV subscription for the next four years. [00:35:59] And then they charged me a thousand dollars in imagined savings that never materialized. [00:36:03] I'm like, shit. [00:36:04] All right. [00:36:04] Well, that's, that's not good. [00:36:06] But I, I gave them a shot. [00:36:08] They came back three days later and they said, congratulations. [00:36:12] We saved you $859. [00:36:14] I was like, what the, excuse me over the next 12 months. [00:36:18] And it turned out that they got me from $142, $145 down to 70 flat. [00:36:25] You multiply that by 12 and then indeed comes out to eight something. [00:36:28] And I was like, damn. [00:36:29] All right. [00:36:30] And so I've been, I've been looking for the other shoe to drop like ever since, like something [00:36:36] is fishy here. [00:36:37] Like I, they didn't sign me up for other services. [00:36:39] I did receive, I'm looking over at it now. [00:36:43] I did receive a relatively large box that has a, you know, one of those wifi modem router [00:36:50] combo units in it. [00:36:51] That was partly like apparently part of the deal. [00:36:54] I don't know if they canceled my service and then in one fell swoop also signed me up for [00:36:58] service. [00:36:58] But now I've got this gigantic fucking wifi thing that wouldn't even fit in my patch box [00:37:02] if I wanted it, which I don't. [00:37:04] So I'm, I'm, I'm currently in this ether of like, well, if my modem that I rent is still [00:37:11] going to work, I rent for $0. [00:37:14] It's one nice thing about spectrum. [00:37:15] If my modem that I rent is still going to work, uh, maybe I can just keep this wifi thing in [00:37:20] the box and not call anyone. [00:37:22] And maybe everything will keep working and I'll pay the $70 a month, or maybe I should send [00:37:27] the other one back, but then that might trigger some other thing. [00:37:30] Right. [00:37:30] I, so look like, do I recommend the service? [00:37:36] I don't really, I don't, we'll see. [00:37:38] Right. [00:37:39] Like call me in a year. [00:37:40] I should set a reminder. [00:37:41] Oh, I'm sure if something bad happens, I'll, I'll be right on the airwaves screaming about [00:37:47] it. [00:37:47] Like I, like I do, but even after this experience, saving me a lot of money, like what I trust [00:37:53] them with my T-Mobile account, right. [00:37:54] Where I have been grandfathered in on what was called the one choice plus plan in 2014 [00:38:01] or whatever. [00:38:02] And it's genuine, honest to God, unlimited data without any real throttling. [00:38:08] As far as I can tell, until you get to some absurdly high number where you can watch your [00:38:12] videos in HD on your, you know, like, like it's, it's, it's a good one. [00:38:16] It's better than their magenta crap. [00:38:18] Um, and a lower price than their magenta max thing. [00:38:21] Well, we got three lines. [00:38:22] You got, you know, the watches and I would love to pay less for that, but I just don't [00:38:27] try like you, you, you fill out the rocket money form, uh, with the, uh, the, the, it wants [00:38:34] your T-Mobile, like login information. [00:38:36] And that's, that was a bridge too far for me. [00:38:40] I got there and I was like, you know, I could just imagine this going poorly. [00:38:44] You know, these plans are so complicated and feels like even when I call T-Mobile and I [00:38:48] ask, Hey, how's the weather? [00:38:49] Like they click a button and it fucks up my shit for two weeks. [00:38:52] So I'm, I'm, I'm good. [00:38:55] I can probably afford a cell phone bill. [00:38:57] Uh, I just, I just would prefer not to have to pay it. [00:39:01] Only one other life item in the last week, I was given a special opportunity. [00:39:11] Um, I've talked about massages a couple of times on this program and the, uh, I mentioned, [00:39:15] uh, the one I went, uh, the one I had most recently in a previous episode, I, I, I was, I was wrapping [00:39:29] up my massage with a human like you do. [00:39:31] And the human said, have you, have you tried our robot massage? [00:39:36] And, uh, I didn't know how to take that. [00:39:38] And I said, I, I've heard of it. [00:39:41] I know Becky tried it. [00:39:43] If you check Becky's, um, Becky Graham, you'll see, uh, there's a video of her, uh, getting [00:39:48] felt up by a robot. [00:39:50] Uh, I forget the name of the company, but it's, it's, uh, it's like a robot that tries to simulate [00:39:59] the experience of a human massaging you. [00:40:02] So it's, uh, you're on a bed, you're face down. [00:40:06] It's, uh, got arms that kind of go back and forth, uh, on a track and they, they push and [00:40:13] whatnot. [00:40:13] And it kind of reminds me of the white birthing robot from star Wars episode three at the end [00:40:21] when, when Luke and Leah are being born, it does everything short of make the cooing [00:40:26] sounds to get the babies to calm down. [00:40:28] You know, like I, you do have a tablet and you can, you can pick out these pre-baked Spotify [00:40:34] playlists while it's pushing on you. [00:40:36] Anyway, all that to say, I signed up, um, mostly cause it was free. [00:40:41] So I had a 30 minute trial and, uh, the fact is trying to imitate humans was really interesting [00:40:49] to me because I had just spent a month in Japan, uh, getting, uh, what'd you call it? [00:40:54] Uh, massage chairs, our hotel chain that we stay at has always has massage chairs and even [00:41:01] bad massage chairs in Japan are pretty intense. [00:41:03] Uh, uh, but, but good ones are just like, you know, you go in there and it's just like, [00:41:09] I'm sure there's been, you've probably seen a horror movie image, right? [00:41:13] Where it's like, you sit in a chair and then like 25 hands grab all the parts of your body [00:41:18] simultaneously and that is meant to be horrific. [00:41:20] But if those hands, if there was some nice music playing and it was illuminated and those [00:41:25] hands were massaging you simultaneously all over your body, maybe it would be pretty, pretty [00:41:29] great. [00:41:29] And so that's what a Japanese massage chair is like. [00:41:33] Cause they, they don't have this arbitrary conceit that a massage must happen in a format [00:41:39] that resembles how it would happen if a single human on a bed surface was rubbing your tiddly [00:41:45] bits, which is what this robot is. [00:41:49] Right. [00:41:49] And so it's trying to think of another analog, right? [00:41:55] Like where we, we kind of retain the artifice of the way that it used to be before we automated [00:42:00] it. [00:42:00] And, and in some, sometimes we do that to keep people being comfortable like that rich [00:42:05] Corinthian leather. [00:42:06] It's like, we wanted to look like a traditional calendar. [00:42:08] So people know what they're looking at instead of just a bunch of boxes. [00:42:11] It's like, Oh yeah, this looks like a placemat style calendar that I would have had on my desk. [00:42:15] And then eventually that ages out. [00:42:16] And the younger people are like, I've never seen a calendar on a desk, even though my dad [00:42:20] grew up with one, you know? [00:42:24] So maybe that's it, right? [00:42:25] Like, like sometimes that's why we would have a robo massage that like, you know, pressures [00:42:31] and needs you, you know, kind of with just the two arms up and down in particular points, [00:42:35] sometimes at the same time, sometimes just one arm, you know, it's, it's, it's less efficient [00:42:41] is my immediate frustration. [00:42:43] Cause it's like, you could have 45 fucking arms going to town all over my body and I'd [00:42:49] get way more work done in 30 minutes. [00:42:52] Right. [00:42:52] Cause I'm just trying to min max my existence, but instead by, by, by, by imitating a human [00:42:59] massage, like nothing is really gained because I can't see it. [00:43:03] I'm facedown. [00:43:04] I'm looking at a silly tablet and watching imagery, imagery of forests and, and, and ocean waves [00:43:10] and whatnot, and I'm kind of getting a, you can look at a weird overhead view of what [00:43:14] your body is looking at, looking like right then, you know, like it scans your body and [00:43:19] then has like a little illustration of like, here's where I'm pushing you. [00:43:21] Here I go. [00:43:22] It's, it seems more to me like they designed this, you look at this unit and it's just like, [00:43:31] this has got to cost at least 15 grand. [00:43:34] This is an expensive, complicated piece of equipment. [00:43:38] It feels like a lack of imagination, uh, to, to somebody had the idea, let's take human [00:43:47] masseuses out of the equation and just make a robo masseuse thing that we could put in spas [00:43:53] when, uh, you'd actually have a better experience. [00:43:56] It would be cheaper. [00:43:57] And there's like more prior art at Panasonic or these other companies in Japan. [00:44:01] If you just made a, you know, massage chair, but that would be boring, I guess. [00:44:08] Uh, and massage chairs, like you, you hear the word massage chair right now as you're listening. [00:44:13] And if you haven't had like a real one, you know, at a Japanese Denki-yasan on the third [00:44:17] floor, where all the salary men on their way home tell their wives, oh, I got a, I got a big meeting [00:44:24] with the boss and then they go to, they go to Yamada Denki or they go to Yodabashi camera. [00:44:28] And then they just, you know, they take their briefcase and they set it down next to one of the [00:44:33] trial units of the massage chair. [00:44:34] And then they, they, they, they, they go into this little like sensory deprivation pod and [00:44:39] they get all their bits smushed simultaneously and they got a remote control and they can [00:44:45] say, just do it hard. [00:44:46] And then they can forget their worries for, for 15 minutes until, uh, one of the staff has [00:44:52] to remind them that, uh, they don't live there and that they have to go home now. [00:44:56] If you haven't had that experience, uh, you probably, when you hear a massage chair, think [00:45:02] of like those $2, you know, leather chairs that are, you know, just like our just normal [00:45:08] fucking chairs that may be vibrate, like the vibrating bed equivalent that you see at an [00:45:12] airport. [00:45:12] Um, this is not what I'm talking about. [00:45:15] So get your head out of there and, and go Google, you know, for high end Japanese massage [00:45:22] chair, and you might get some idea. [00:45:24] Uh, also I, uh, in the course of a 30 minute massage, I encountered so many fucking Android [00:45:32] tablet bugs. [00:45:33] I, I didn't, I gave them a lot of feedback cause they, this is sort of a trial that they're [00:45:37] doing. [00:45:37] They wanted to want to know how, what I thought. [00:45:40] And I gave them a lot of this perspective and feedback about like, well, you know, this [00:45:44] skeuomorphic design, yada, yada. [00:45:45] But I didn't even touch any of the software stuff. [00:45:49] Cause like there's an absolutely nothing that they're going to be able to do with that much [00:45:52] less like they won't even be able to communicate this back to the company in a way that's helpful, [00:45:55] but it was, you know, it would freeze or the display would become non-responsive. [00:46:01] One time I had the music just turn itself all the way up. [00:46:05] The, um, the, so many things about this design are meant to make you feel comfortable are [00:46:13] meant to make you feel safe. [00:46:14] Like if, if you, it moves at all, or if it detects anything is off at all, it basically [00:46:20] like will, will disengage entirely and reposition itself. [00:46:23] And then you have to actively resume the massage. [00:46:26] And then it's got to put the little flappy doos back over you. [00:46:30] Like it's really worried about people flipping out about this robot pressing up against them. [00:46:36] And it extends to, to like, you know, you pick your firmness, like light, medium firm. [00:46:41] And I clicked firm. [00:46:42] And then there, you could see there was like a little like pressure bar on the right. [00:46:47] And that even though I'd clicked the firm preset, I wasn't at a hundred percent pressure. [00:46:52] And I was like, well, that, that won't do. [00:46:54] And so I jacked it up to a hundred percent right out of the gate. [00:46:56] And the whole time, 30 minutes, like you could, uh, [00:46:59] Hmm. [00:47:01] It, I knew that a massage was happening. [00:47:05] Like I knew when contact was being made, but like, it was not a massage. [00:47:08] It was, it was somebody kind of like, like, like back rub would be generous. [00:47:14] It was like somebody like took an open palm hand and just pressed it. [00:47:18] Just, just, just an obnoxiously against different parts of my body and no firmness beyond that. [00:47:26] So you got a robo massage. [00:47:29] It's limited in what it can do. [00:47:33] Cause it's trying to imitate a human. [00:47:34] It's very worried about liability, which is why I imagine the max firmness is light pressure. [00:47:39] Uh, and it's fussy and it's buggy. [00:47:42] And of course it can only do very limited regions of the body. [00:47:45] Like if I was a massage therapist, I'd be like, Hey, sweet. [00:47:49] You know, I'm going to keep having a job longer than all these programmer juckle fucks. [00:47:52] You're going to get replaced by a Claude and open AI. [00:47:56] So I'm, I'm, I'm, I'm confident that a massage therapist is going to be a, a lucrative, you [00:48:03] know, going concern as a career for a little while programming. [00:48:08] I'm not so sure of, but most of us listening have already made our choice, whether we're [00:48:14] going to be massage therapists or programmers. [00:48:16] So we're just going to have to see how this, how this plays out. [00:48:19] All right. [00:48:20] Well, that's all, that's everything going on in my life. [00:48:23] So let's, uh, well, let's follow up on stuff that had been going on in my life and is now [00:48:30] continuing or is once again, I started to realize that there's a, there's a certain theme to this [00:48:37] show. [00:48:37] Hmm. [00:48:38] All right. [00:48:46] There's basically two major areas of follow-up today. [00:48:51] Um, but somehow the two of them take up 11 bullet points in my notes. [00:48:59] So I'll try to be expeditious. [00:49:02] The first is I bought a, uh, M4 pro MacBook pro, I guess an Apple nomenclature, a MacBook pro [00:49:13] left parentheses, 2024, right parentheses with M4 pro. [00:49:19] I think is probably maybe the 2024 is at the end. [00:49:22] Maybe they don't put the date now that they have the chip name. [00:49:25] In any case, I needed a computer that was built for Apple intelligence, which is how they also, [00:49:32] they crammed that in the fucking name. [00:49:34] Um, and like the, every subheader says Apple intelligence on it, which, you know, I mean, [00:49:40] if you're, if you're a marketing dude, it's the thing that, you know, like you gotta, every [00:49:48] year is a struggle to goose people into, to buying computers. [00:49:51] And, uh, it's been a while since they've had anything new to say that your computer can do. [00:49:56] So it makes sense, but come on. [00:49:59] It can't even make Genmoji yet. [00:50:02] Uh, just if you've, if you've downloaded it, used 18.2 iOS or iPadOS, uh, go turn on the, [00:50:13] um, you know, the AI feature, if it's available in your region and language, and then you open [00:50:19] the image playground app and you click through there and let it download all of the image [00:50:24] playground shit, uh, in particular, the image playground itself, where you can take a person [00:50:30] and a place and kind of like, you know, create sort of a, uh, a witch's brew of bad imagery [00:50:35] and then, and then have a keep swiping to the right as, as they just all look bad that I have [00:50:43] no, no need for, but Genmoji, or at least the promise of Genmoji, I like quite a lot. [00:50:49] I enjoy, you know, um, typing in little like name, like, so we were at the parks, uh, with [00:50:57] our friends last week and it was a Jollywood Knights event, which is also Gatsby themed. [00:51:06] There's a reason why ordering 1920s era costumes on Amazon in Orlando was like not an overnight. [00:51:13] It was like a two, three day leg because this, this Jollywood Knights 1920s era themed, uh, [00:51:21] ticketed event at Hollywood studios has been going on. And it was one of those nights. And so some [00:51:26] flapper lady in line, she had a purse that had a phone handle on it. And her husband, who now that [00:51:34] I think back on this was dressed very similarly to how I dressed myself last night. So something tells [00:51:39] me he was sort of a long for the ride in this, she picked up the phone handle off of her purse and [00:51:46] handed it to Becky. And then he, you could sort of see him on the phone being a bad ventriloquist [00:51:53] and talking to her on the phone. So like his cell phone was somehow communicating to the purse phone. [00:51:59] It was very, it reminded me of get smart, you know, like that spy TV show from the sixties that was on [00:52:05] Nick at night in the eighties or nineties when I would have watched it. Uh, of course it didn't [00:52:10] work. And then we were just in line and it was like, sorry, we're in line. It didn't work. And then, [00:52:14] and then of course the way that lines work, right. As you turn left, turn right. And now it's up, [00:52:18] here's the same people again. And so they're like, all right, try again. So she picks up the purse [00:52:23] phone and here's the guy talk. And she's like, yes, this is indeed a telephone. That is a purse. [00:52:28] My reaction, my contribution to this experience was to try to generate a Genmoji for the group [00:52:35] that I was with. That was like purse phone. And, uh, wouldn't you know it, uh, it struggled to like, [00:52:43] I was like purse with a phone handle on top. And it was, it gave me like one with like a, [00:52:49] like a locker combination lock instead of a rotary dial in the middle. It was all, it was not, [00:52:54] not good. And, and I think like a lot of these Genmoji, in addition to being bad and not good, [00:53:01] they are when they, there's, they have to be so detailed because usually it's people mashing up [00:53:07] different concepts. They have to be so detailed that when in line with texts, you have to squint [00:53:12] and you can barely see what they are. And then if they're as a tap back, you have no hope of knowing [00:53:16] what they are. Like if it's of a person, for example, like it's, you're going to get like 80% shirt [00:53:21] and then like 10% head. So you're not going to be able to tell who's what. Uh, so those need work [00:53:27] and no one wants my Genmoji. My, my brother has formally requested. I stopped sending them and, [00:53:32] uh, I will, I will take that request under advisement. Anyway, uh, bought a MacBook pro. Um, [00:53:42] Oh, I've got a, I've got a parenthetical as a C notes. All right, well, here's eight more bullet [00:53:50] points. I'm going to rattle through these. So Becky, actually, it was her idea. She wanted to [00:53:54] get me this. We were in Japan. She's like, Hey, you know, I heard you talking about the nanotexture [00:53:57] display. And like, of course, you know, the, the, the brighter screen and us being in Orlando, [00:54:01] you never use a computer outside or out of the house. So she wanted to buy it. And she said, [00:54:06] it was just really complicated. I didn't want to fuck up. I didn't want to get you the wrong set of [00:54:09] options. I asked Aaron and Aaron didn't know either. He said he hadn't really been on top of it. [00:54:16] Uh, and I was like, honey, that's so I didn't say like, bless your heart. I, it was a such a sweet [00:54:23] gesture. And it is true that I've been curious about it. Um, but I didn't feel like, uh, I had [00:54:30] to get one right this minute. Uh, and, and honestly, the, the, the 14 inch MacBook pro is still too heavy. [00:54:36] I, I, I, I lifted tonal my, my weightlifting robot, uh, reported in my tonal wrapped because [00:54:46] everything has to do a goddamn wrapped dingus to try to share in social media as if like, you know, [00:54:52] one assumes that all these wrapped posts just go to the goddamn bottom of every algorithm because [00:54:57] they're all the same. But in any case, it showed me a little wrapped video and it said, I wait, [00:55:02] I, I lifted one and a half million pounds last year or over the course of 2024. And I was like, [00:55:07] that's a lot of weight that I lifted. I, yesterday I did the equivalent of like, you know, 250, [00:55:12] 275 pound deadlift barbell deadlift. And that was hard, but not too hard. It's the max weight that, [00:55:20] that tonal can do. Um, I, I, I, I like to think I'm pretty strong now. Uh, that four pound fucking [00:55:31] MacBook pro is backbreakingly heavy, no matter where I am, I'll pick it up and like, that is denser than [00:55:40] it looks. It's a, it's like when you pick up a baby, that's like a little bit too dense, you know, [00:55:46] and you're just like, Oh wow. I was expecting this to be more fun. This is just going to give [00:55:51] me pelvic floor problems. If I do this for more than exactly 30 seconds and then hand it back to [00:55:57] its mother who surely has pelvic floor issues. Um, I don't want to be carrying around this MacBook pro. [00:56:05] I don't want to carry it with my arms. I don't want to carry it in a bag. I don't want to carry it [00:56:09] into the car. I don't want to carry it, you know, uh, in a Starbucks. I want to hire a Porter to [00:56:16] bring it around to me, you know, from place to place. Maybe, maybe they could also saddle up and [00:56:23] have a, uh, vision pro. So that's what I really want. Uh, at least until, and unless Apple releases [00:56:30] the 12 inch MacBook pro, uh, that we were promised in our early years. [00:56:34] Anyway, when Becky said that it was hard to configure and figure out what she'd want to order [00:56:43] or what I would want her to order. And as a result would have made a pretty lousy gift because [00:56:49] the likelihood of her getting it right. Where if you look at the number of configurations for these [00:56:53] seeing this thing, like astronomically small, I actually spent, I sat down, I look, I, I said, [00:57:01] I didn't need the thing. And then I come home and then within a day and a half, uh, my MacBook air is [00:57:07] crying because it's out of storage to the point where like I composed an email and I hit send on the email [00:57:12] and then Apple mail reported, yo, we just barfed on all this and just deleted all your shit. Cause we [00:57:17] ran out of disk space, no warning. And in modern day Mac OS, you don't get to know how much disk space [00:57:23] you have because all of it is like optimized storage. So like whether it's your iCloud drive [00:57:29] or it's your Apple photos, once the system is under any sort of, um, storage stress, it'll, [00:57:35] it's supposed to detect that and start deleting shit. Your phone does this too. So sometimes like [00:57:41] you're like, like I was importing a bunch of raw images on the phone and it said, Oh, you're out of [00:57:45] storage. And then I knew, because I know how it works under the hood, even though it exposes zero [00:57:49] controls or visibility as to what is going the fuck on. I knew that when it ran out of storage, [00:57:54] the right solution was sit and wait for 30 seconds while it deletes shit in the background and then [00:57:59] just hit import again. Right. Well, I, that didn't work in this case. Like I actually went and deleted [00:58:05] like a hundred gigabytes of garbage. It's a small SSD. It's a 512 gigabyte MacBook air. I deleted all this [00:58:11] stuff, but, um, from my iCloud drive on another computer, because this one was finder was completely [00:58:17] unresponsive. Uh, and it never got better because it had suspended all iCloud drive syncing as a, [00:58:24] probably like some sort of like memory safeguard or storage safeguard to like make sure I didn't, [00:58:27] it didn't fuck up anything in the cloud. And so like even going, I'm not going to, [00:58:33] most of that storage was in my iCloud drive, which is how it got full while I was overseas. [00:58:38] And when I came back, I, I didn't have like, I could, I could have gone through and like run [00:58:47] RM dash RF from the terminal and deleted stuff from the iCloud drive to like as a, as an emergency break, [00:58:52] like get, get this SSD empty enough that the operating system can run and then figure it out. [00:59:00] But then of course it would have synced all of those deletions up to the cloud and deleted the [00:59:03] same things off of my other computers. So this is a tractable problem. And I, I, I ultimately did solve [00:59:10] it, but I, I realize now why Apple markets so much of its pro devices to photos and video people, [00:59:20] because photos and videos take up a shit ton of space. Uh, they have different performance [00:59:26] characteristics than programming and, and the, their needs in many ways are higher than what you need. [00:59:33] If you're just writing Ruby code, right? Uh, it just so happens that Swift, the programming language [00:59:38] that they wrote is also like, we'll, we'll take advantage of all of these cores during compilation [00:59:42] in a way that like a lot of local development in other languages won't. [00:59:45] But in my last year of doing a lot more video work, doing a lot more audio work, I can definitely [00:59:52] understand now like, Oh yeah, like the, the MacBook air actually is inappropriate for a lot of the [00:59:57] workflows of the things that I do. So that experience, I came to Becky and I was like, look, I know I said [01:00:05] I didn't need this, but I think I might need this. Um, where need is in very, you know, very gentle [01:00:12] text. It's, it's a thin font variant to say, I need this. What I mean to say is like, I, it would save [01:00:19] me a lot of time and stress and headache and, uh, uh, rework to have a better computer, a more [01:00:26] capacious computer. And of course you can't upgrade the storage and your existing max. So here we are. [01:00:32] Um, but anyway, I was in the configurator for the new MacBook pro. And the first decision you got to [01:00:36] make is do I want a regular M4 chip, which I did not, or one of the pro ones, which is a, you know, [01:00:43] 12 or 14 core. I want to say a chip, uh, which is a huge upgrade over the M3 pro the M3 pro had a way [01:00:53] more efficiency cores and the M4 pro has more performance score. So it's like a, it's doing [01:00:57] much better in synthetic benchmarking that that's impressive. It's a big year over year change or the [01:01:02] M4 max, which is, you know, uh, an incremental improvement over the M3 max, but to the extent [01:01:10] that it's better than the pro it's like, you know, got another meat and quote unquote media [01:01:14] e

​01.08.24 - Joel Baker - Tsunami Ducha Svatého

Do you still use a clipboard and a tape measure, or have you advanced to a laser and a tablet? Is there a better and easier way to measure than using a Disto? Listen in while Bryan speaks with Joel Baker from CoreLogic / a la mode to discuss a la mode's new Scan to Sketch app for measuring houses and dropping the results into a report.

There are a lot of changes coming up that will be effecting appraisers with the new UAD from the GSEs. How can we prepare for these changes? Why is it so important to start practicing NOW? Today, host Hal Humphreys speaks with Joel Baker, Senior Professional of Product Solutions at A la mode. Joel is one of the biggest voices in the industry through his podcasts and instructing with A la mode.We're partnering with CoreLogic / a la mode to offer LIVE continuing education! Joel will be teaching on the very topic we've discussed in this podcast to help appraisers get prepared.Join us in Oklahoma City in August for 14 hours of live, in-person CE (or join virtually via Zoom, if you can't make it out to OK). We've got two courses on the docket:Friday, August 2: Appraiser's Guide to Appraisal Inspections with Bryan ReynoldsSaturday, August 3: Scan to Sketch - Practical Application of Mobile Appraising with Joel BakerRegister ASAP! These classes are likely to sell out fast: https://appraiserelearning.com/product/ael-and-corelogic-education-series-bundle-in-person-class-oklahoma-city-august-2nd-and-3rd-2024/?goal=0_ea97ed434d-325688b91a-15996429&mc_cid=325688b91a&mc_eid=65b5f3af00

Memorial Day | Don Brock + Joel Baker Thank you for watching this week's sermon! If you have any questions or need prayer, feel free to leave a comment or contact us by visiting our website: https://gatewaybc.com/ Stay Connected: Website: https://gatewaybc.com/ Instagram: https://www.instagram.com/gatewaybcsc/ Facebook: https://www.facebook.com/GatewayBCBallentine

In Episode 9 of The Chief Exchange podcast, Alec Wons sits down with Chief Joel Baker from Austin, Texas' Fire Department to discuss his strategic approach to leadership and decision-making. Discover Chief Baker's 5-Pillar decision-making process and how his experience in the Marine Corps has influenced his leadership style. Chief Baker shares his thoughts on building successful teams, the beauty of embracing imperfection, and the importance of work-life balance. Learn how he turns problems into opportunities and uses delegation to achieve goals.

"We're going to clean up the bad actors that are in our system now." FMCSA registration office director Ken Riddle. Ken Riddle's office handles applications for authority, updates to carrier and other entity data, third-party access to the system, BOC3 filers' access, and more. In this podcast for April Fool's Day, we're not fooling around -- big changes to how carriers interact with the FMCSA's registration system are on the way, aimed at rooting out bad actors FMCSA now at the least fully acknowledges are registered in the system today: https://www.overdriveonline.com/regulations/article/15666936/fmcsa-to-overhaul-registration-system-to-stamp-out-fraud We're talking all those organized double brokers and affiliated carrier entities, identity fraudsters and others. Today hear Riddle's full talk from the Mid-America Trucking Show with an eye to give you at least some clarity on what to expect, particularly when identity and business verification tools come into play for what Rddle described as a clean-up of the entire population of currently registered carriers, brokers, forwarders and others. Part of what he had to say at MATS caught the ear of more than one Overdrive reader, too, with potential problems for sole-proprietor owner-operators. To wit, as Alex Lockie's report on the session summed up what Riddle had to say: "FMCSA plans, in short order, to implement identification and business verification tools into the registration system, not allowing registrants to proceed until they've proven their identity and that their business exists and is registered with the IRS or the state." It's not 100% the case that every state requires sole proprietors in self-employed situations (such as many owners) to formally register, as noted W. Joel Baker, longtime owner-operator and insurance agent and a regular contributor to our Overdrive Extra series. As sole proprietors, formal registrations outside the payment of self-employment taxes and/or other business taxes, whether with the state or IRS, aren't always in play, Baker pointed. “We 'sole proprietors,'" he said, often “do not have, nor are we required to have, a business that is 'registered' with the IRS" for an EIN or with the state in some cases. If business verification procedures within FMCSA's registrations aren't implemented with a consideration made for such businesses, Baker added, “it will have a massive negative impact on the industry,” not to mention for any individual owner “cleaned up” through the process with authority revocation or other outcome. Riddle had more to add about business verification, too, though, noting that the agency is looking for a third-party contractor to help with the verifications and that it's fairly early days for the process. Overdrive also queried FMCSA directly about the situation Baker brought up. A rep there stressed the agency is still researching what data is available to validate businesses against, and hopes "all business scenarios can be accommodated. ... We believe the data is available, but we are still gathering details.” Keep tuned on that front. And mark your calendars for May 29 for the agency's next public engagement session, too, where you can bring your own ideas for ways to root out double brokers and other fraudsters who've been taking advantage of gaps in the system for many years now. Find information about the session via this link: https://www.overdriveonline.com/regulations/article/15667504/fmcsa-planning-stakeholder-day-on-registration-changes Also mentioned in the podcast, Lockie's report from attorney Hank Seaton and Dale Prax's presentation centered around registered-entity fraud: https://www.overdriveonline.com/regulations/article/15667297/fighting-the-trucking-fraud-networks-in-fmcsas-registration-system

Joel Baker, Senior Professional of Products Solutions at a la mode, joins Dustin to give some updates on new features in a la mode. He also shares some exciting news about traveling education, laser measuring devices, and apps that appraisers should be using.

Are you feeling left behind, questioning if your traditional methods are outdated in this era of AI tools? Do you grapple with ethical concerns when utilizing ChatGPT for specific tasks, feeling a sense of cheating? Or do you proudly embrace ChatGPT as your go-to solution for all your needs? Tina Persson and Joel Baker explore the importance of striking a balance between these approaches and bring together their insightful perspectives on these thought-provoking topics.   Joel Baker is an English coach from World English Coaches. His personal journey of learning Spanish ignited a passion within him to assist others in achieving their goal of fluent English communication. Joel specializes in coaching leaders and executives and through his coaching, he has successfully guided and supported over 500 individuals in achieving their goal of fluent English communication.   In this episode, Tina and Joel discuss how you can make use of ChatGPT for your needs but with certain limitations. They also dive into the do's and don'ts of incorporating ChatGPT into your application journey, emphasizing the importance of maintaining a human touch throughout the process. Last but not least, they emphasize the significance of staying up-to-date with the latest trends, while also cautioning against excessive reliance on AI tools that may hinder your personal growth.   Get ready to ignite your curiosity and delve into an exciting episode that explores the burning questions surrounding the integration of AI tools like ChatGPT into our lives. Stay tuned!   For the transcript, please click here: https://phdcareerstories.com/pub/jbaker PhD Career Stories is on all major Social Media channels. To receive more content regularly, follow us on YouTube, LinkedIn, Instagram, Facebook, and our website.

Joel Baker o Biblických proroctvích, které porovnává se současným děním.

It has been a while since Joel Baker of a la mode, Inc. joined us, but he does today. What is new and exciting in the world of appraisal software? What about the desktops and hybrids coming our way and how do the new Fannie Mae 'forms' fit into the equation?

You are listening to a special edition of Outside The Boards podcast celebrating the Oak Brook Polo Club's 100th Anniversary. Founded in 1922 by legendary businessman, Paul Butler, the Oak Brook Polo Club is an American Polo treasure and one of the oldest polo clubs in the United States. It was once the sport's epicenter for elite professional polo and served as home to the U.S. Open Polo Championship for twenty-four straight seasons and other prestigious international and national polo tournaments. In 2022, the Oak Brook Polo Club will be celebrating its 100th anniversary and will be returning to its original and masterpiece field, the Cecil Smith Field.To honor this historic occasion, the Oak Brook Polo Club has invited Club friends and family to share stories and their most fondest memories of visiting and playing at Oak Brook. Join as we take listeners down memory lane with some of the sport's household names while they share their experiences at Oak Brook and the impact the Club and its founder's have played on their lives.  Welcome to this Outside The Boards special podcast edition, with your host Danny O'Leary.The guest on Episode #2 of this podcast is Joel Baker. Joel grew up in Southern California near the Will Rogers Polo Club where he met Ted Turner who helped introduce him to the sport walking ponies to and from the polo field. His work in polo helped pay for his other talent as snow skier where he competed on the U.S. Junior Ski Team. At the age of 12, Joel began to stick and ball and played his first game with Bill Mavery. Joel heard about Oak Brook from his time at Santa Barbara from players like Ronnie Tongg, my guest from Episode #1. Joel was invited to play in Oak Brook 1974 by Michael Butler and lived in Michael's pool house along with Stewart McKenzie and Mike Dailey. You can imagine the stories from a house of 20 somethings. Today, Joel continues to be a dear friend to Oak Brook Polo and the Butler Family and we are thrilled to have on this special podcast.ABOUT FRIENDS OF OAK BROOK POLOThe Oak Brook Polo Club is thrilled to announce the creation of the Friends of Oak Brook Polo. The Club's non-for-profit arm created with the mission of supporting quality recreational and competitive polo in Oak Brook through the rejuvenation and sustainability of polo activities. The goal of the organization will be to raise and invest funds for maintaining and improving Oak Brook Polo Club's field(s) so that it remains a healthy, safe and competitive venue for the sport of polo and for the development of recreational polo programs to help advance the sport in the area. To learned more or donate, please visit www.oakbrookpoloclub.com for more information or contact us directly at info@oakbrookpoloclub.com. Thank you in advance for your support and helping to preserve the club's history and importance in the global polo community.ABOUT OUTSIDE THE BOARDS™In 2012, Outside The Boards™ founders witnessed their first polo match and were stunned by the sport's beauty and brutality. Few sports, if any, have these combined qualities. The sport's grace, intensity and "war like" imagery creates a shock and awe viewing experience like non other. Combine this with sport's party-like atmosphere and lifestyle and you have a recipe for success.Today, the sport has yet to experience its full potential. The industry is fragmented, riddled with politics and in-experience. Outside The Boards™ was designed to change all that and bring clarity to the sport by introducing best practices, insights, trends, and consulting services to industry stakeholders and interested brands so that they can reach their marketing potential and better navigate the sport. 

You are listening to a special edition of Outside The Boards podcast celebrating the Oak Brook Polo Club's 100th Anniversary. Founded in 1922 by legendary businessman, Paul Butler, the Oak Brook Polo Club is an American Polo treasure and one of the oldest polo clubs in the United States. It was once the sport's epicenter for elite professional polo and served as home to the U.S. Open Polo Championship for twenty-four straight seasons and other prestigious international and national polo tournaments. In 2022, the Oak Brook Polo Club will be celebrating its 100th anniversary and will be returning to its original and masterpiece field, the Cecil Smith Field.To honor this historic occasion, the Oak Brook Polo Club has invited Club friends and family to share stories and their most fondest memories of visiting and playing at Oak Brook. Join as we take listeners down memory lane with some of the sport's household names while they share their experiences at Oak Brook and the impact the Club and its founder's have played on their lives.  Welcome to this Outside The Boards special podcast edition, with your host Danny O'Leary.The guest on this podcast episode is Mike Dailey, who was a member of Michael Butler's pool house gang along with Joel Baker and Stuart MacKenzie if you remember from Episode #2. Mike was born and raised in Hawaii. His father helped revive the sport of polo post WWII in WyKiKi. The later part of the 60's, Mike went Culver Academies in Indiana. Mike's father, originally from Aurora, Illinois was a member of the Black Horse Troop alongside Paul Butler which was his exposure to the sport and where he got started. Mike watched polo at Oak Brook as a kid when his father was a USPA Board Member. Mike grew up playing in Hawaii and got his big polo break when Michael asked Mike to played on his team in England in the early 70's. Butler & Dailey would become great friends traveling and playing together. Mike is a great friend of the Oak Brook Polo Club and Butler Family and close friend to Michael Butler. We are thrilled have him on this special podcast.ABOUT FRIENDS OF OAK BROOK POLOThe Oak Brook Polo Club is thrilled to announce the creation of the Friends of Oak Brook Polo. The Club's non-for-profit arm created with the mission of supporting quality recreational and competitive polo in Oak Brook through the rejuvenation and sustainability of polo activities. The goal of the organization will be to raise and invest funds for maintaining and improving Oak Brook Polo Club's field(s) so that it remains a healthy, safe and competitive venue for the sport of polo and for the development of recreational polo programs to help advance the sport in the area. To learned more or donate, please visit www.oakbrookpoloclub.com for more information or contact us directly at info@oakbrookpoloclub.com. Thank you in advance for your support and helping to preserve the club's history and importance in the global polo community.ABOUT OUTSIDE THE BOARDS™In 2012, Outside The Boards™ founders witnessed their first polo match and were stunned by the sport's beauty and brutality. Few sports, if any, have these combined qualities. The sport's grace, intensity and "war like" imagery creates a shock and awe viewing experience like non other. Combine this with sport's party-like atmosphere and lifestyle and you have a recipe for success.Today, the sport has yet to experience its full potential. The industry is fragmented, riddled with politics and in-experience. Outside The Boards™ was designed to change all that and bring clarity to the sport by introducing best practices, insights, trends, and consulting services to industry stakeholders and interested brands so that they can reach their marketing potential and better navigate the sport. 

Guest speaker Joel Baker preaches on the second commandment, “You must not make for yourself an idol of any kind”, as we continue through Exodus 20 in our series, “The Big Ten: The Ten Commandments”.

In this Veterans Day 2021 special edition of Overdrive Radio, we sat down with active-duty servicemember and small fleet owner Rob Ahlers, currently serving under the Chief of Logistics for the Pentagon out of D.C. With two military vets as partners, Ahlers launched the private MSR Transport Services with an intention to help fellow vets transition to civilian careers in trucking, and since the start in 2014 MSR's up to more than 30 power units, some owner-operated, hauling mostly expedited and Department of Defense freight with the fleet. MSR is the latest recipient of Daimler Trucks' Cleveland, North Carolina plant's Ride of Pride series of patriotically decorated rigs, a 2022 Western Star 5700 XE pictured in the thumbnail with this podcast -- find more pictures from MSR via the post that houses this podcast: https://www.overdriveonline.com/15281342 What's Veterans Day mean to you? For Ahlers, in part it's opportunity to continue to provide gainful employment to a bevy of military vets hauling for the company. Hear much more about Ahlers and company's bedrock business here, but also his reflections on the bedrock importance of Veterans Day. The 2014 story about MSR just as Ahlers was getting started: https://www.overdriveonline.com/channel-19/article/14887370/more-from-former-driver-military-logistics-pro-on-small-fleet-for-driving-vets As mentioned in the podcast, here's former servicemember and owner-operator W. Joel Baker's recollection on how military service led him to trucking: https://www.overdriveonline.com/overdrive-extra/article/15281175/how-trucking-changed-this-military-veterans-life

Pride is a devastating sin. Most sins turn us away from God, but pride directly attacks God. It lifts us above and against God, seeking to dethrones Him by enthroning ourselves. Joel Baker  

Joel Baker has his hand in everything with insurance, legacy statistics and information to the current data points, catastrophic loss points, and of course Insuretech North, but there's more.  Joel shares the story of his career into insurance and what all this data lets him see across the industry, that's the same industry that relies on MSA Research, his flagship company to put on the National Insurance Conference.  Joel's seen a few things and he's sharing his thoughts on the industry and where it's going. See omnystudio.com/listener for privacy information.

On today's episode, I'm chatting with a British recording artist, songwriter and producer. Born in Nottingham, this week's guest's very first memory of music is being given a Pink Floyd CD by his Dad. Discovering and experimenting with different sounds and genres, he fell in love with the guitar in his teens as a form of escapism. Coming to the conclusion that he wouldn’t be able to make his passion his day job, he ended up taking another path in life and found himself working for Parliament in London. Surrounding himself with like-minded people in the capital, he began making music again for fun and it was then that he found his voice. From plays on BBC Radio One to tours and record deals - he shares the harsh realities of the music industry and why despite it all, he could never give it up. Here’s what it’s like to be Joel Baker. To listen to Joel's music, visit http://joelbakermusic.com/ Follow Joel on social media @joelbakermusic

Special guest speaker Joel Baker teaches out of Mark 14:32-52, expounding on how even through the loneliness and abandonment he experienced, Jesus still remained obedient to the Father in going to the cross.

Joel Baker and his team put on a great event in regular times but with virtual conferences come new challenges yet the first day of Insurtech North went off without a hitch.  Curt and Pete discuss some of the topics discussed, the guests and speakers as well as the virtual format and how it works well to keep connections and opportunities alive.  Also find out who won the Wolf Pack Pitch competition and what was pitched to the Wolves! See omnystudio.com/listener for privacy information.

Let's talk more about our favorite giant men. Special thanks to Joel Baker of American Giants for contributing to the podcast. https://usagiants.com/

In this series opener we go way-deep into the social tensions of our time, discussing how racism in law enforcement and governmental responses to the COVID-19 epidemic contribute important environmental threats to communities in our region and elsewhere. We discuss what Tom and Robin have been finding in their analysis of the second question in the postcards: how people are surviving or coping with environmental challenges and we read and discuss some of the most disruptive answers!Date: 8/27Facilitator: Robin Evans-Agnew + Madison Thakera, RN Summer Volunteer Research InternSpeakers: Chris Schell; Tom Koontz; & Joel Baker

O escritor, pesquisador e visionário Joel Baker tem algumas frases marcantes. Vão aqui algumas delas: •"Uma visão sem ação não passa de um sonho. Ação sem visão é só um passatempo. Mas uma visão com ação pode mudar o mundo". •"Um líder é alguém a quem seguimos a um lugar aonde não iriamos por nós mesmos" •"Aqueles que dizem que algo não pode ser feito deveriam sair do caminho daqueles que estão fazendo." Num mundo em permanente mutação pelas novas tecnologias, pela economia globalizada, pela longevidade crescente, pelas novas relações e mercado de trabalho e pelo individualismo já não basta nos adaptarmos definitivamente a uma nova situação. Temos, sim, que entrar num estado de permanente adaptação. Entretanto, ele dizia que é bem mais fácil dizer não a qualquer ideia nova. E a culpa disso são os velhos paradigmas, os velhos padrões sedimentados, as âncoras de nossas vidas. O problema é que os velhos paradigmas nos impedem de ver o que está acontecendo e o que está mudando. E a mudança é inevitável, porque duas coisas são inevitáveis: a demografia, com a queda da fecundidade e o aumento da longevidade, e a evolução tecnológica. Quanto à esta, basta prestar atenção: a maior empresa de transporte do mundo não tem um carro, o maior sistema hoteleiro não tem um quarto, os que estão se tornando os maiores bancos não tem uma agência e o maior comércio do mundo não tem uma loja. Alguém aí pensa que vamos ficar no mesmo lugar? Acompanhe meus comentários diários também nas redes sociais @orenatofollador e nos Podcasts da Apple, Spotify e Deezer.

Marine Corps and Navy Reserve Veteran Joel Baker, the Chief of the Austin Fire Department reflects on a lifetime of leadership and service. He describes how frustration in school propelled him into the military, and what inspired him to return to the classroom.

Mardi 21 avril, 3ème émission confinée, avec cette fois-ci une petite discussion entre nous, et 3 sélections mixées. Au menu entre autres : l'album de Westside Gunn, le projet instrumental de Tcheep, les sorties deFrankie Stew et Harvey Gunn ou 22Gz.   La tracklist : Lolo Westside Gunn - $500 Ounces (feat. Freddie Gibbs et Roc Marciano) atlas - the locket (prod. nohidea.) Eto ft. Crimeapple - Lax (Produced By 38 Spesh) Frankie Stew and Harvey Gunn - Tortoise ft. Joel Baker et Ashley Henry Dephlow - Anywhere The Wind Blows (Feat. Envy Hunter) [Prod. Phoniks] Piece of Sunshine (feat. Part Time Cooks, Horim) Terrace Martin - Almond Butter TOP DOWN - KinKai feat. Children of Zeus ANoyd - Heart Break Kid (Official Audio) 1982 (Statik Selektah and Termanology) - This too shall pass   Brad Beat   Kenny Mason - hit!  CLBRKS x Morriarchi - CAMEL BLUE Ouija Macc - Nomo Muerejoven- Kelly ( Ft. Dillom , Kaktov ) Indo G - Prophet Hataz (feat. K-Rock et Gangsta Boo) A$AP Ant - Barry Sanders Spin [Outro] Ft. Soduh  Brookfield Duece driving (feat Mibbs Nick Grant) Buddy, Kent Jamz - Heatwave  Spider ZED - Chaussettes CHETTA - Broken Westside Gunn - 327 (feat. Joey Bada$$, Tyler, The Creator et Billie Essco) Paul Wall - I Am Him Melvoni - NY  Rich The Kid - Ain't No Doubts   Tibo   Tcheep - Jardins sauvages Clyde Carson feat. Young Reshaud - Ain’t Hard To See Telly Mac x Offset, X-Raided - Martian [Remix] J. Stalin feat. Lil Blood - Dope Dealer Baby J - Hear Me Now Beeda Weeda feat. E 40, B Legit et MacGod Dbo - Aint Mobbin Traxamillion feat. City Shawn - Days Inn Ether da Connect x Waka Flocka x Swipey Waka (Remix)   Prenez soin de vous !  

Friend of the program, Joel Baker, joins us today from a la mode. What is new with the mobile app? How about Titan Reports? What can we expect down the road from the software company Dustin continues to use daily?

There's no new episode this week I'm afraid, but that doesn't mean you can't still enjoy the show!You can find our YouTube channel here, and the Joel Baker episode is here.Support the show (https://www.patreon.com/backseatcoaches)

In a very special episode, we talk to Putt-Putt legend, Joel Baker. The 1979 PPA Putter of the year explains Putt-Putt for any of those who don't know what it is (which included us before this interview), reflects on the top moments of his long and storied career and extolls the virtues of aluminum (sic, out of respect).More information on Putt-Putt can be found here or here, or check out our website for more information.Support the show (https://www.patreon.com/backseatcoaches)

In our first episode of 2019, we talk about Serena admiring Roger, hurling haggises (or eating them), Mayweather beating up a minor, and sad Australians. We also trial our new segment, Unsung Hero of the Week.Support the show (https://www.patreon.com/backseatcoaches)

In part 2 of Shannon's interview with Joel, he reveals the magical story of how he met his wife, and the story of how he got a job offer from Cirque du Soleil. This interview finishes with three things that every circus artist needs to do to find success, and Joel's advice to himself at the beginning of his career. Please won't you be a Patreon?: http://www.patreon.com/theartistathlete

Joel Baker is in the midst of an incredible career as an acrobatic clown performing lead roles in shows of major companies such as Cirque du Soleil, Cirque Eloize, and The 7 Fingers. But it didn't start out as smooth and there were several surprises along the way. This is the first part of Shannon's interview with Joel. They discuss how misfortune led him to be in the right place at the right time and how he uncovered circus family secrets from his past. Website: http://www.joelbakerclown.com Instagram: @joelbakercircusartist Please won't you be a Patreon?: http://www.patreon.com/theartistathlete

We're nearing the day when the Gospel will be preached throughout the world. Even now, we're witnessing the greatest Harvest in the making! One of the most significant prophetic end-time feasts in Israel is the Feast of Tabernacles. This great Feast is also known as ‘Sukkot’, the Feast of Ingathering, and the Feast of His Presence. It'll be the Feast of all Feasts! What's its significance for the Church today?

We're nearing the day when the Gospel will be preached throughout the world. Even now, we're witnessing the greatest Harvest in the making! One of the most significant prophetic end-time feasts in Israel is the Feast of Tabernacles. This great Feast is also known as ‘Sukkot’, the Feast of Ingathering, and the Feast of His Presence. It'll be the Feast of all Feasts! What's its significance for the Church today?

Each week Joel Baker interviews guests to talk about music, the meaning of life and everything in between. Every episode Joel will also be hanging out with his favourite dog Bear and setting doggy challenges for his guest. An Entale Production

Independent owner-operator W. Joel Baker's W. recent blog post about business opportunity, rate improvement and other conditions since the ELD mandate was the jumping-off point for this edition of Overdrive Radio. Baker trucks in an ELD-exempt 1999 International, and he's had difficulty keeping up with is customers' demand for RV delivery lately, given the double whammy of an improved economy and the availability constraints around trucking that have resulted from the mandate. He was writing on his own LearntoTruck.com website about it all, and here added thoughts on operational adjustments those who actually have to utilize ELDs might be able to make to enhance profitability as best they can, his own incidence of inspection in the run-up to the mandate (given the target his older truck has newly put on his back, as he sees it), and much more.

With Harley away, we filled the show with some great guests. Gwen Dickey G of Rose Royce came on the phone to talk all about her new album, and Joel Baker passed through the studio to talk about his new track featuring Abra Cadabra.

With Harley away, we filled the show with some great guests. Gwen Dickey G of Rose Royce came on the phone to talk all about her new album, and Joel Baker passed through the studio to talk about his new track featuring Abra Cadabra.

Today's tip is from the Horsemanship Radio Show. Show host Debbie is joined by Joel Baker for a chat about how he keeps his polo ponies happy and healthy on long distance trips.Support the show (https://www.patreon.com/user?u=87421)

Monty Roberts explores the state of horsemanship today, Joel Baker on horsemanship in Polo and Debbie handles a question from Croatia on round pens. Listen in...Support the show (https://www.patreon.com/user?u=87421)

This week you can hear live music and conversation from both Joel Baker and Too Many T's. Listen live to X-Posure with John Kennedy, Monday-Thursday 10pm-1am xfm.co.uk