Podcasts about discussion questions

Brian Feroldi discusses the current state of the stock market, providing insights on market valuations, personal investment strategies, and the impact of artificial intelligence on stock analysis. The conversation highlights the importance of sustainability in stock market growth, potential investment pitfalls, and the benefits of leveraging AI tools for detailed analyses. Key Topics & Timestamps Introduction to the State of the Stock Market (00:01:01) Overview of stock market performance in 2025, with S&P 500 recording over 15% growth year-to-date. Current Market Valuation Insights (00:02:04) Discussion on historical performance indicators and high valuation levels. "Sustained double-digit growth in the stock market isn't feasible long-term." (00:02:15) Brian Feroldi's Personal Investment Strategy (00:05:00) Brian shares his strategy of maintaining a 30% cash position during high valuations and investing 70% in the market. Importance of personal financial situations when making investment choices. Impact of AI on Stock Analysis (00:24:19) Insights on how AI can enhance stock analysis when provided with clear directives. "As long as you're giving AI clear directions, it can provide incredible analysis." (00:26:10) Audience Questions and Answers (00:30:00) Discussion on individual stocks vs. index funds and thoughts on tax implications. Benefits of Fee-Only Financial Advisors (00:53:24) Advocating for fee-only hourly consultations for transparent financial advice versus traditional AUM models. Conclusions and Future Predictions (01:03:05) Summary of Brian's thoughts on market sustainability and advice for investor strategies moving forward. Actionable Takeaways Maintain a cash reserve during high market valuations to ensure better investment opportunities. (00:06:32) Utilize AI tools for deeper stock analysis, focusing only on credible data sources. (00:26:10) Regularly consult fee-only financial advisors for actionable insights without ongoing asset management fees. (00:53:24) Key Quotes Brian Feroldi: "Investment strategies should reflect personal financial situations." (00:05:00) Brian Feroldi: "Dollar-cost averaging into total stock market index funds is just so rock solid." (00:21:27) Related Resources Notebook LLM (00:25:05) Finviz Stock Screener (00:40:09) Nectarine (00:53:24) OpenPath Financial (00:54:32) Abundo Wealth (00:54:32) Discussion Questions How has the recent performance of the S&P 500 influenced your investment strategy? (00:02:04) What role do you think AI will play in future investment decisions? (00:26:10) How do you approach high market valuations as an investor? (00:06:32)

Discussion QuestionsSermon Overview Pursue a God-pleasing righteousness from the heart, including in your marriageI. The righteousness God seeks is from the heart (vv. 14-15)II. The kingdom Jesus brings fulfills the law but does not relax righteousness (vv. 16-17)III. God's enduring desire for righteousness is shown in his enduring instruction about marriage (v. 18)Digging Deeper    Read Luke 16:14-181. In the sermon, righteousness is “being right, doing right, before God.” The righteousness God is seeking is righteousness from the heart. What's the difference between being righteous just on the outside (like the Pharisees) and being righteous from the heart?2. Have you ever found yourself resisting a teaching in the Bible, only to later realize (or experience a sense of conviction from the Holy Spirit) that it is a truth that was pressing on something you were loving as a rival to God?  Please share.3. If you were to be honest, is there an area of your life where you are settling for outward conformity (a merely external righteousness)?  What might be a good step toward pursuing change in this area of your life?4. After hearing this sermon, how might you respond to someone who thinks they can live however they want because Jesus counts us as righteous through trust in him?5. Jesus didn't come to make righteousness unnecessary, but rather to make it possible.  What does that mean?  Do you find this truth encouraging?  How so? MARRIAGEIn our culture, the starting point for thinking about marriage is often self-fulfillment: my wants, my needs, my goals. It's easy to miss God's design for marriage, which is a covenant to which we must be faithful, a union that is only broken with great trauma, and a picture of God's love and faithfulness. It is, therefore, not surprising that so many fail to see the grievousness of divorce as God does. 6. How can we speak and act about marriage so that those around us are pointed toward God's good design of marriage?7. This passage urges us to “Pursue a God-pleasing righteousness from the heart, including in (our) marriages.”  If you're married, what would this practically look like?8. Given your marital situation and background, what was one takeaway from this sermon God might want you to remember in the days ahead? Prayer

In this episode, Dr. Shane Owens, a scholar of St. Augustine, joins us to discuss the power of memory. Together, we explore how memory is a place to where we withdraw to understand our identity, shape our whole self, and begin to see God working in our lives. Memory exists for the purpose of hope and we not only talk about how the Scriptures and Eucharist bear the memories of the Church, but also how our sorrowful memories can become sources of hope.    Heather's One Thing - Pope Leo XIV: Son of St. Augustine (A conversation with Fr. Dave Pivonka and Dr. Shane Owens) Heather's Other One Thing - Franciscan University's Festival of Praise Sister Miriam's One Thing - The Archdiocese of Sydney, Australia Michelle's One Thing - Return to the Heart: The Biblical Spirituality of St. Augustine's Confessions by Dr. Shane Owens Michelle's Other One Thing - Heaven for Me! by St. Thérèse of Lisieux Dr. Shane Owens' One Thing - Bible Across America from the St. Paul Center   Journal Questions: Am I savoring or swallowing the gifts God has given me? What core memories of my life have been rewritten by God? What sorrowful mysteries of my life feel too complicated to ponder? Where in your memory do you need to ask Jesus where He was present in it?   Discussion Questions: How can you hone your spiritual palate to be present to the good that God is doing in your life? When have you experienced the living power of memories? How have your memories been a source of hope? How are you being invited to slow down and ponder?   Quote to Ponder: “The heart is the dwelling-place where I am, where I live; according to the Semitic or Biblical expression, the heart is the place "to which I withdraw." The heart is our hidden center, beyond the grasp of our reason and of others; only the Spirit of God can fathom the human heart and know it fully. The heart is the place of decision, deeper than our psychic drives. It is the place of truth, where we choose life or death. It is the place of encounter, because as image of God we live in relation: it is the place of covenant.” (CCC 2563)   Scripture for Lectio: “But Mary treasured all these words and pondered them in her heart.” (Luke 2:19)   Sponsor - Hallow: Get 3 months free of Hallow at hallow.com/abide and enjoy over 10,000 audioguided prayers, meditations, and music. Hallow can help you find peace, build a daily habit of prayer, and grow closer to God.   Chapters:  00:00 Hallow 01:00 Intro 01:50 Welcome 05:35 Scripture Verse and Guiding Quote 07:07 Who is St. Augustine? 09:30 What Inspired this Book? 11:18 Entering into Our Memories 13:20 How We Write Our Own Stories 15:34 Scripture and the Eucharist Help Us Understand Our Own Story 17:37 Chewing the Cud 20:47 Wondering vs Pondering 24:30 Hope in Our Sorrowful Mysteries 30:30 Finding Jesus in Painful Memories 38:59 Setting Aside Time to Hope 43:46 One Things

What's That Smell? (Grace Giving and Grace Living!) Discussion Questions for 2 Corinthians: Read 2 Corinthians 6:14-16. What does it look like to “be separate” without being isolated or legalistic? How are you “different” in this world? Read 2 Corinthians 7:8-10. What is the difference between worldly sorrow and godly sorrow? Explain in your own words. Read 2 Corinthians 8:12-15. What do we learn about how the early church was invited to share with each other to meet needs? Read 2 Corinthians 9:5. Why did Paul send someone to go ahead of him? What does that show us about Paul's heart? Read 2 Corinthians 9:6. React to this statement: If we invest in the gospel, we're going to see a harvest: transformed lives! Read 2 Corinthians 9:7. What four expressions here show exactly what a healthy motivation for giving looks like? How is this different from the “give until it hurts” mentality? What meant the most to you from Andrew's message today? Why?

Discussion QuestionsSermon Overview Followers of Jesus shrewdly manage mammon now for eternal purposes.Digging Deeper    Read Luke 16:1-131. How was the crooked manager in the parable shrewd?2. If you're a follower of Jesus, what would it look like to be shrewd for kingdom purposes?Mammon can be defined simply as money and possessions (like in verses 9 and 11). And it can be understood as a demonic power that uses money and possessions to lure people away from God (like in verse 12).3. Mammon will fail (v. 9) because it goes up and down in life, and when we die, it will be worthless. If you believed this through and through, how would it change your life?4. Western culture is a materialistic culture. What blind spots do you think this causes in our lives and church when it comes to spending your money with kingdom priorities?5. How have you experienced the influence of mammon inside of you? How have you looked to money to give you peace, security, significance, adventure, pleasure, etc?6. In what ways is Jesus a better God to serve than Money? Why is this easy to forget in day-to-day life?7. Often, we connect with what Jesus has done in the past to motivate our lives now (e.g., Jesus was generous, so we should be generous). In our passage, Jesus motivates generosity and faithfulness with future eternal rewards (see v. 9 and v. 11). Do you think much of eternal rewards? Why or why not?8. Imagine the eternal rewards God promises for shrewd stewardship of mammon, like eternal friends (v. 9) and true riches (v. 12). What comes to your mind? 9. How can we, as a Gospel Community, together encourage one another to look forward to eternal rewards? 

Apply to Join Churchfront Premium Apply to Join Churchfront Pro Free Worship and Production Toolkit Shop Our Online Courses Join us at the Churchfront Conference Follow Churchfront on Instagram or TikTok: @churchfront Follow on Twitter: @realchurchfront Gear we use to make videos at Churchfront Musicbed SyncID: MB01VWQ69XRQNSN Episode Title The Surprising Connection Between Online Views and Church Growth Episode Description Matt and Jake dive into The Unstuck Group's Q3 2025 report analyzing 252 churches to uncover surprising connections between worship style, online streaming, and church growth. Discover why declining churches juggle multiple worship styles, how online views predict growth, and why the cost barrier for quality streaming has never been lower. Key Takeaways 76% of surveyed churches now focus on modern/contemporary worship only Churches with multiple worship styles are more likely to be declining 96% of churches now offer online services (up from ~20% pre-COVID) Online views are a lead indicator for church growth 40% of online church viewers are first-time visitors The broadcast section is typically the smallest part of AV budgets Audio quality matters more than video quality for streaming Guest/Host Info Hosts: Jake Gosselin and Matt Woltjer from Churchfront Timestamps 0:00 Introduction: The Unstuck Group Q3 2025 Report Overview 1:11 76% of Churches Now Offer Only Modern/Contemporary Worship 3:52 Declining Churches Juggle Multiple Worship Styles 6:07 Living in the Tension: Traditional vs. Contemporary 7:42 Excellence in Worship - Both Styles Can Work 10:12 Vision is Essential - Don't Lead What You Don't Believe In 12:02 Your Space Dictates Your Style Limitations 14:09 Contemporary Worship = More Online Engagement 15:51 96% of Churches Now Offer Online Services 17:01 The Cost of Broadcasting Has Decreased Dramatically 19:36 Online Streaming Doesn't Hurt In-Person Attendance 20:47 Online Views as a Lead Indicator for Growth 22:50 40% of Online Viewers are First-Time Visitors 23:07 Audio First - The Key to Quality Streaming Resources Mentioned The Unstuck Group Q3 2025 Report ChurchTechToday Gitnux First Baptist Melbourne (traditional excellence example) Elevation Church (contemporary excellence example) Rock Harbor Church (historical building renovation example) Discussion Questions for Church Leaders Does your church currently offer multiple worship styles? What challenges has that created? How can your church pursue unity while honoring different generational preferences? If you're not currently streaming, what barriers are holding you back? How can you improve your online presence as a "front door" for visitors? Action Steps Review your church's online metrics - are views increasing or decreasing? Assess whether multiple worship styles are helping or hindering unity Evaluate your streaming setup - is audio quality your top priority? Consider how your building design supports or limits your worship style goals Social Media Pull Quotes "Churches trying to maintain multiple worship styles are much more likely to be declining. It's not about one style being better—it's about strategic leadership." - Jake & Matt "96% of churches now stream online, and here's the kicker: online views are a lead indicator for growth. If your views are increasing, you're likely a growing church." - Jake & Matt "People will watch bad video with good audio, but they won't watch bad audio with good video. Audio first, always." - Matt Woltjer "Your online stream isn't competing with in-person attendance—it's your front door. 40% of online viewers are first-time visitors researching your church." - Jake Gosselin "The worship wars are over. Now it's time to be one church with one vision, not two churches meeting in the same building." - Jake & Matt Episode Tags #ChurchGrowth #WorshipStyle #LiveStreaming #ChurchTechnology #TheUnstuckGroup #ContemporaryWorship #TraditionalWorship #ChurchAV #OnlineChurch #ChurchLeadership Production Notes Include link to The Unstuck Group report in description Add affiliate disclosure if applicable Consider creating supplementary graphics showing the key statistics Potential follow-up: Interview with The Unstuck Group team about their methodology

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In session six of Entrusted,  we learn about the importance of serving and how it is central to our calling as followers of Christ. To follow Him is to serve Him. When we serve others, we bring glory to God and reflect His love in action. Verses Used:1 Timothy 3:8-16Acts 6:1-41 Corinthians 3:5-9Ephesians 6: 6 & 7John 12:26Discussion Questions:What are the requirements listed for a deacon in 1 Timothy 3:8-12? Why are these important? What is the impact on the church if those in leadership don't possess these qualities?What things do we see deacons (also translated as servants or ministers) do in Scripture? (See Colossians 1:25-29, 1 Corinthians 3:5-9, Ephesians 6:21-22, and Colossians 4:7-9)What are modern-day examples of what roles deacons may fulfill?What does 1 Timothy 3:13 say that deacons receive? How would being a servant in the church grant you great confidence in the faith? What keeps you from serving? Read the verse James 1:22. What does obedience to this verse look like?

Big Idea: Just like Jesus… 1 Corinthians 15:35-49I. was transformed through death…1 Corinthians 15:35-38But someone will ask, “How are the dead raised? What kind of body will they have when they come?” You fool! What you sow does not come to life unless it dies. And as for what you sow—you are not sowing the body that will be, but only a seed, perhaps of wheat or another grain. But God gives it a body as he wants, and to each of the seeds its own body.II. was uniquely a child of God…1 Corinthians 15:39-41Not all flesh is the same flesh; there is one flesh for humans, another for animals, another for birds, and another for fish. There are heavenly bodies and earthly bodies, but the splendor of the heavenly bodies is different from that of the earthly ones. There is a splendor of the sun, another of the moon, and another of the stars; in fact, one star differs from another star in splendor.III. was raised with power…  1 Corinthians 15:42-44So it is with the resurrection of the dead: Sown in corruption, raised in incorruption; sown in dishonor, raised in glory; sown in weakness, raised in power; sown a natural body, raised a spiritual body. If there is a natural body, there is also a spiritual body.IV. was eternal…    1 Corinthians 15:45-49So it is written, The first man Adam became a living being; the last Adam became a life-giving spirit. However, the spiritual is not first, but the natural, then the spiritual. The first man was from the earth, a man of dust; the second man is from heaven. Like the man of dust, so are those who are of the dust; like the man of heaven, so are those who are of heaven. And just as we have borne the image of the man of dust, we will also bear the image of the man of heaven.Next Steps: Believe: I need Jesus to transform my heart today.Become: I will let hope give me power this week. Be Sent: I will work to grow his kingdom this week.Discussion Questions: How did you demonstrate trust in God this week?In what ways can you show humility in your relationships this week?Describe what you think our resurrected bodies will look like.What is one thing that you most want changed about yourself in heaven?How does following Jesus' example shape your goals for this week?How can you show someone what your heavenly father is like tomorrow?Pray for the opportunity to push back darkness this week. 

What Died When You Did? Discussion Questions for 2 Corinthians 5-6: Read verse 15. What does it practically mean to no longer live for ourselves? How might this reshape our goals and motivations? Read verse 16. How does seeing others “not according to the flesh” change how we treat other people, even those who frustrate or anger us? Read verse 17. What does it mean to be a new creation? What old things have passed away, and what new things has God brought you? When? Read verses 18–20. Why is it important to read these verses as a cluster (including verse 20) to avoid the idea of universal salvation? Note verse 20. What role does our response play in reconciliation with God? Read verse 21. What does it mean to become “the righteousness of God in Him”? How does this go beyond being merely forgiven? Read verses 6:14–16. How should our identity as righteousness and light shape the (marriage) partnerships and priorities we form in the world? Read verses 6:17–18. What does it mean to come out and be separate without becoming self-righteous or isolated? How does knowing you're God's child shape your confidence and compassion?

Discussion QuestionsSermon Overview Disciples should share Jesus' joy in lost sinners becoming found sons.Digging Deeper    Read Luke 15:1-321. Do you now, or have you ever felt estranged from God? If so, what is/was it like?2. In the sermon, Brett mentioned that happiness dependent on something that could be lost is fragile. What makes you happy? How durable or fragile is it?3. Have you ever hit rock bottom? What was it like?4. Read Luke 15:20. When you think of God's love, how similar or different is it to what's described? 5. There are two ways to be lost: self-indulgence or self-righteousness. Which way did/do you gravitate towards?6. How is the insight this passage gives us to what brings heaven joy both a thrill for us and a challenge to us?7. If your joy is the same as what brings God joy, how will it affect:a. Your view and relationship with those who don't know Jesus?b. Your prayer life?Prayer

Send us a textThe Healing SelfThe Redeemed Self | Part 4Senior Pastor Keith StewartOctober 12, 2025In last week's message, we saw how each of us is marked by the image of God that bestows on us a value, worth and dignity that should be denied us by no one. This Sunday, we're going to see how God rescues us from the discard pile of life to make something truly beautiful out of each of us. This message is all about stepping into the freedom of knowing we are loved by God. You don't want to miss this message.________Discussion Questions 1. Where do you notice “masquerade” in your life (outside-in pressure to perform) versus “metamorphosis” (inside-out renewal)? What would cooperating with transformation look like this week? 2. Which part of the redemption arc most encourages you today—bought, brought out, or set free—and why? 3. How has your current image of God (especially His goodness) been shaped by past wounds, and how might meditating on Jesus begin to reshape it? 4. “You move toward what you focus on.” What have you been fixating on lately, and what three signs of God's goodness can you name from the past few days? 5. What is one practical step this week to cooperate with metamorphosis (e.g., Scripture meditation on Jesus, reframing a lie about God, or a concrete act of obedience)? 6. Jesus said those who hunger and thirst for righteousness will be “filled.” What practical step could increase your hunger for God—Scripture meditation, silence, confession, or an act of obedience—and how will you start?

Ep. 120 - Kids Ask Dr. Friendtastic: Being apart doesn't have to end a friendship | Friendship advice for kidsParents, check out my online workshops for kids at workshops.eileenkennedymoore.com.FREE quiz: Is Your Child a Good Friend? https://eileenkennedymoore.ck.page/e37dcc098fWould YOUR KID like to be featured on the podcast?SUBMIT A QUESTION TO DR. FRIENDTASTIC at https://DrFriendtastic.com/submit (Obviously, this is not psychotherapy, and it's not for emergency situations.)For an easy-to-read TRANSCRIPT, go to: https://DrFriendtastic.com/podcast/Like the podcast? Check out my books at https://EileenKennedyMoore.com.Subscribe to my NEWSLETTER, https://DrFriendtastic.substack.com, to get podcast episodes sent to your email plus articles for parents.*** DISCUSSION QUESTIONS:- How could you try to be enjoyable company when you're with a friend?- Dr. Friendtastic mentioned two plans that are NOT a good idea for dealing with your friend playing with someone else. What were those plans, and why are they not a good idea?- Why is it a good idea to try to be friends with a friend's friend?- Why is having more than one friend a good way to take care of yourself?*** You might also like these podcast episodes:Ep. 111 - Friend won't forgive her (Thea, Age 10)https://drfriendtastic.substack.com/p/ep111-friend-wont-forgive-her-thea-age11Ep. 94 - Before you confront a friend https://drfriendtastic.substack.com/p/ep94-before-you-confront-a-friendEp. 26 - Friendship doesn't have to be all or nothing (Abigail, Age 10) https://drfriendtastic.substack.com/p/kids-ask-dr-friendtastic-ep-26-abigail Get full access to Dr. Friendtastic for Parents at drfriendtastic.substack.com/subscribe

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We often picture love as gentle, patient, and kind—but can real love also fight? In this episode, Pastor Doug challenges the modern idea of “nice love” by exploring how biblical love sometimes means standing firm, defending truth, and confronting evil. You'll discover how true love isn't weak or passive—it's courageous, self-sacrificing, and willing to fight for what's right.Support the mission of the Salty Pastor podcast! Visit our donations page at https://pushpay.com/g/thesaltypastor to help us continue sharing truth with a world in need.Discussion Questions:How does the Bible describe love that takes action or stands up for others?When is it right—and even necessary—for love to fight?What would it look like in your life to love with both compassion and conviction?

In Session Five of Entrusted, we explore the qualifications for the role of elder (overseer) within the church. This list includes essential qualities such as being above reproach, faithful in relationships, self-controlled, hospitable, gentle, and spiritually mature. Each of us is called to respect and support our elders. As we do, we not only honor God's design for leadership but the church as a whole thrives spiritually.Verses Used:1 Timothy 3:1Acts 20:281 Timothy 3:2-31 Timothy 3:4-51 Timothy 3:6-7Hebrews 13:171 Thessalonians 5:12-13Discussion Questions:Read the qualifications of an elder in 1 Timothy 3:1-7. Why do you think this is such a long list?What is the impact on the church when it is not led by men of good repute?What impact on the surrounding community does an elder have who meets Biblical qualifications?How does Hebrews 13:17a describe the role of leaders in the church?What does Hebrews 13:17b instruct us to do? What does this mean? How have you seen this done well? How have you seen this done poorly?

Brad interviews Chris Hutchins, host of the podcast All The Hacks. They dive deep into challenging the traditional mindset of financial independence (FI), exploring the balance between saving for the future and enjoying life experiences in the present. The discussion revolves around the potential pitfalls of overly conservative financial strategies and emphasizes the importance of prioritizing valuable life experiences while ensuring future financial security. Conservative Goals Discussion (00:01:12) Chris shares his reflections on why many in the FI community may prioritize financial safety at the cost of meaningful experiences. He poses the question of whether we are taking the wrong risks by focusing too much on certainty in our finances. The 4% Rule (00:03:47) The hosts discuss the 4% rule, a guideline suggesting retirees can withdraw 4% of their savings annually. They highlight that, according to guests like Tyler Gardner, our focus on safety might lead to over-saving and depriving ourselves of essential life experiences. Rethinking Life Choices (00:10:44) As parents, they reflect on how the fleeting nature of time with children should influence our financial and personal choices. Chris shares insights on making bold decisions, such as considering taking significant time off for experiences with loved ones. Spending for Experiences (00:14:01) Brad challenges listeners to evaluate where they are spending their money and whether they can invest in experiences instead. The conversation emphasizes that creating memories often yields a higher return on investment than merely accumulating wealth. Importance of Flexibility in Spending (00:40:12) They discuss the benefits of being flexible in both finances and travel planning, underscoring the importance of planning ahead to maximize opportunities for experiences. Key Insights: Opportunity Costs: Focusing solely on savings can result in missing out on valuable life experiences (00:10:44). Flexibility Maximizes Value: Being flexible can help optimize travel rewards and reconcile the costs of memorable experiences (00:36:11). Rethinking Risks: Evaluate the balance between financial security and living fully. Exploring new experiences can often feel riskier, but not taking them can lead to regret (00:15:04). Actionable Takeaways: Regularly evaluate spending to identify areas for investing in experiences instead of saving (00:23:30). Plan trips or memorable activities well in advance to create anticipation and excitement (00:35:02). Embrace the risk of enjoying life and create a budget that allows for valuable experiences (00:14:01). Quotes to Remember: "Avoiding all risks in finance can lead to over-saving and missed life experiences." (00:08:02) "Focusing solely on savings can result in missing out on desired life experiences." (00:10:44) Discussion Questions for Reflection: Are you overly conservative in your financial strategies? How can you shift your mindset? (00:09:43) What experiences are you prioritizing in your life right now and why? (00:14:01) Related Resources: Chris Hutchins Website and Podcast       

In this episode, we explore the gift of tears and the importance of allowing ourselves to cry. We reflect on our experiences with crying and talk about how tears, especially in painful moments, can be a powerful expression of surrender, lament, and hope when offered to God. With the help of the Holy Spirit, our sensitivity and capacity to cry reflect the way we were beautifully created to respond to what breaks God's heart. We discuss the vulnerability of crying, the pain of resisting it, and how Jesus crying out on the cross reveals the value of our own cries. Whether you're too tired to cry, afraid to show need, or already feel safe expressing emotion, we invite you to see crying as an act of worship and intercession. In our sorrow, God meets us with love, truth, and the hope that He can actually do something with our pain.   Heather's One Thing - Spirit Breathe by Sarah Kroger and Echo Harbor Worship Sister Miriam's One Thing - Beloved Son by Carrie Daunt Michelle's One Thing - Her new back porch!   Other Resources Mentioned:  Pope Leo XIV's General Audience of September 10, 2025 The Ruthless Elimination of Hurry by John Mark Comer   Journal Questions: When was the last time I cried? What would it look like for me to cry well? Where has my heart been repressed? Where do I need to cry out?   Discussion Questions: How did Pope Leo's words change your perspective on crying? How are you tempted to give in to cynicism? In what ways are you self-reliant in this season of life? How can you be an empathetic witness to someone crying out in their life?   Quote to Ponder: “Finally, she asks God to give her a gift of tears to draw his mercy down upon the world, and especially upon his church.  In one of her visions, Catherine records having been told by God: “If you open your mind's eye you will see that the Holy Spirit weeps in the person of every one of my servants who offers me the fragrance of holy desire and constant humble prayer.” (St. Catherine of Sienna, The Dialogue Study Edition)   “We are accustomed to thinking of crying out as something disorderly, to be repressed. The Gospel confers an immense value to our cry, reminding us that it can be an invocation, a protest, a desire, a surrender. It can even be the extreme form of prayer, when there are no words left. In that cry, Jesus gave all that he had left: all his love, all his hope.” (General Audience, September 10, 2025, Pope Leo XIV)    Scripture for Lectio: “My God, my God, why hast thou forsaken me?” (Psalm 22:1)   Sponsor - Beata Home: This episode is sponsored by Beata Home, a boutique-style print shop founded by Katie, a wife and mom of four. The word Beata is derived from the Latin word for “blessed,” and that is her hope, that each piece will be a blessing to homes and families. Born out of the conviction that beauty has the power to evangelize, Beata Home makes it easy for Catholic families to surround themselves with art that reflects their faith and lifts hearts and minds to God. Beata Home offers something for every family and every budget: Digital downloads for instant access and affordable printing Fine art prints in sizes from 8x10 up to 30x40 inches Ready-to-hang framed artwork in seven different frame styles Artwork is printed on museum-quality paper with archival inks, ensuring beauty that lasts for generations. Whether it's a small image for a prayer corner or a statement piece for your living room, Beata Home makes it simple to bring beauty and faith into your everyday spaces. The heart of Beata Home is sacred art, but the collection also includes carefully chosen vintage artwork because all beauty points to the Creator. Visit beatahome.com to explore the growing collection, and as a gift for Abiding Together listeners, use the code ABIDING10 for 10% off your first purchase. Support a Catholic family business and bring beauty into your domestic church with Beata Home!   Chapters:  00:00 Beata Home 01:14 Intro 02:04 Welcome 03:58 Scripture Verse and Quote to Ponder 05:11 The Pain of Resisting Tears 06:58 Crying Out is Vulnerable 08:50 Tears are a Gift 11:45 A Remedy for Self Reliance 13:23 What Happens When We Stop Crying Out 15:25 Crying with Others 17:53 Being Needy vs Having Needs 20:41 Sometimes All We Can Do is Cry 22:54 God Speaks to You Though Tears 24:30 Slowing Down 26:37 Crying as an Intercession 28:46 One Things

Introduction – When People Don't Approve of You Rainey began her message with a story from her college years — a painful and funny one about rejection. She told how she dated a grad student named Noah who was brilliant, popular, and part of an elite, intellectual friend group. When she went to dinner to meet his friends, she knew she was being evaluated — an “audition dinner.” When asked about Kant's Critique of Judgment, all she could say was, “I think Kant is really good. Art also, very good. So to sum up, I am pro.” It didn't go well. Shortly after, Noah broke up with her, saying she “wasn't smart enough” and that she'd be more comfortable with someone “her speed.” It was humiliating. She had been evaluated and found lacking. Rainey then drew the connection: this kind of rejection happens to all of us. We don't always fit in. Sometimes we're not chosen, we're overlooked, or we're compared unfavorably to others — the sibling the parents brag about, the colleague the students prefer, the church that people leave for. She said, “There's no use pretending everyone will love you. That's not true. The Gospel has to be good news even when people don't like us.” If our sense of worth depends on impressing others, we become weak, reactive, and easily crushed. To show how dangerous this is, Rainey turned to Scripture. ⸻ 1. The Danger of Insecurity (Matthew 14:1–11) She read the story of Herod and John the Baptist: “Herod was greatly distressed, but because of his oath and his dinner guests, he ordered that John be beheaded…” (Matthew 14:9) Rainey highlighted that Herod didn't kill John out of hatred. He killed him out of insecurity. He wanted to look strong in front of his guests. He cared more about their approval than what was right. She said, “If Herod hadn't been so desperate for them to think he was strong, he'd have been free to ask, ‘What is right?' Instead, he asked, ‘What do they want to see?'” That's what insecurity does. When we tie our worth to others' opinions, we become unable to do what's right. We can only do what others want to see. It's a position of terrible weakness. Then she brought it home: “If I link my worth to your approval, I can't be a person who obeys God. I can only be a person who performs for you.” That's why we need good news for the insecure heart. ⸻ 2. Imago Dei – You Are Made in the Image of God Rainey's first idea for finding freedom from insecurity is the biblical truth of the Imago Dei — that every person is made in the image of God (Genesis 1:27). She described how all beauty and goodness in creation point to God: “The heavens declare the glory of God; day after day they pour forth speech.” – Psalm 19:1–2 Mountains, oceans, sunsets — they all reflect something of His glory. But humans are unique because we don't just reflect His glory — we resemble Him. She said, “God used His own fingers to carve the lines of your face. He held your cheeks and said, ‘Yes, that's just right.'” We are designed to show the world something of what God is like — each of us in a slightly different way. To despise yourself or wish to be someone else is to insult the Artist who made you. “The one who carved your bones is not wishing you were more like your sister.” It's beneath your dignity, Rainey said, to let your worth swing back and forth with every opinion. Your worth is not determined by the crowd — it's anchored in the Creator. Then she turned to the Third Commandment, often translated “Do not take the Lord's name in vain.” She explained that the Hebrew verb nasa means “to carry.” So the command really says: “Do not carry the name of the Lord your God in vain.” (Exodus 20:7) In other words: “You carry My name. Represent Me well.” If we treat people as though they don't matter, we misrepresent the God who made them. When we devalue others, we carry His name badly — we show the world a false picture of Him. So, what are we called to show the world? Rainey told the story of Hagar in Genesis 16 — an abused, pregnant, runaway slave who meets God in the desert. God sees her, comforts her, and promises a future. In response, she names Him: “You are El Roi — the God Who Sees Me.” And Rainey said, “That's who He still is. To people no one else sees, He is the God who sees.” That's our calling as image bearers: not to impress others, but to see others as He does. The highest calling is not to be admired — it's to notice the forgotten, to look into someone's eyes and say with our presence, ‘God has not forgotten you.' When we do that — whether as a doctor, teacher, parent, or neighbor — we reveal the God who sees. That's the stable foundation of our worth: not impressing people, but bearing His image. ⸻ 3. The Gospel According to You Rainey's second major idea was that God isn't wishing you were more like anyone else — because He designed you to tell the story of His goodness in a unique way. She illustrated this through the four Gospels:     •    Matthew, the tax collector, wrote to show that Jesus fulfilled every prophecy — the precise, orderly Gospel for those who care about facts and fulfillment.     •    Mark, reflecting Peter's voice, wrote fast and action-packed — the soldier's Gospel for people who value power and results.     •    Luke, the doctor, wrote a polished, reasoned account — the intellectual's Gospel, highlighting compassion, reason, and human dignity.     •    John, the emotional “son of thunder,” wrote the love letter Gospel — passionate, personal, and poetic. Each one tells the same story of Jesus, but from a different angle. None could replace the others. Together, they give us a fuller picture of who Jesus is. Then Rainey made her point: “To celebrate Him fully, we need all four voices. And to celebrate Him even more fully, we need yours too.” She said, “The Gospel according to Coleton is that God can save anyone, even the people no one expects. The Gospel according to Rainey is that He's the reason nature is beautiful and ethics matter. And yours will sound different still — and that's exactly the point.” Each of us is meant to tell the world how Jesus has been good news to us. “Let the redeemed of the Lord say so.” – Psalm 107:2 God doesn't need more copies of the same person. He needs each of us to reveal a facet of His beauty that no one else can. ⸻ 4. Loaves and Fishes – You Are Enough for God to Use Finally, Rainey turned to her last idea: You are not enough — but you are enough when given to Jesus. She said, “Please don't hear me saying, ‘Believe in yourself because you are enough.' You aren't. I'm not either.” We cannot heal trauma, fix the world, or even make our loved ones wise or successful. We feel inadequate because we are inadequate. But, she said, “You are enough the way loaves and fishes were enough.” When a boy handed Jesus his meager lunch, Jesus made it feed thousands. The bread and fish weren't enough — until they were surrendered. In the same way, when we offer our homes, our talents, our dinners, our time — however small — Jesus multiplies it into something eternal. Rainey shared that she often prays before people come to her home for dinner: “Lord, take this lasagna and somehow receive glory from it.” That's how our lives work. Not because we're impressive, but because when we hand what we have to Him, He uses it to show His goodness. ⸻ 5. Closing Blessing and Prayer Rainey ended with this charge and blessing: “In an ocean of opinions, you do not have to audition for your worth. And don't make anyone else audition for theirs.” Walk in the dignity of an image bearer. Tell the Gospel according to you. And when you feel your not-enoughness, hand it to Jesus like loaves and fish — He will make it enough. She closed by praying that the Spirit would free us from comparison and insecurity, and send us out to be people who see others as God sees them. “Lord Jesus, thank You that You were unmoved by the crowd's opinion. Set our faces toward You. Free us from the tyranny of competition, and send us to the lonely, the overlooked, and the left-out — not to compete but to bless.” ⸻ Discussion Questions     1.    Where are you most tempted to “audition” for approval? What does it look like to find your worth in how others see you?     2.    How does the truth of being made in the Imago Dei change how you see yourself — and how you treat others?     3.    Which “Gospel voice” do you most relate to — Matthew's precision, Mark's action, Luke's compassion, or John's love? What might “the gospel according to you” sound like?     4.    What “loaves and fishes” could you offer to Jesus this week? (Something small you can surrender for His glory.)     5.    Who around you might need to be “seen”? How could you bear God's image to them by communicating, “God sees you”?

We conclude our series about Rage in our October 5 Sunday gathering. Discussion Questions are below: 
1. Matthew 5:9 says, “Blessed are the peacemakers, for they will be called sons of God.” What does it mean to you to “carry on the family business” of your heavenly Father?
2. 2 Corinthians 5:18 says God has given us the “ministry of reconciliation.” What does reconciliation require that is different from just “keeping the peace”?
3. In Ephesians 6:12 Paul reminds us that we do not wrestle against flesh and blood. How might remembering the real enemy change how you approach conflict with people?
4. What's the difference between being a peacekeeper (avoiding conflict) and being a peacemaker (entering conflict to bring peace)? Which do you more naturally lean toward?
5. Where in your life right now might God be inviting you to be a peacemaker—at work, in your family, in your neighborhood, or in the church?
6. What are some practical ways we can bring peace into spaces that are full of outrage (online, in conversations, in public discourse)?
7. How do we balance speaking truth with being a peacemaker, especially when truth itself can feel divisive?
8. Peacemaking often requires laying down pride, absorbing offense, or even being misunderstood by both sides. What cost of peacemaking feels hardest for you?
9. Have you ever seen reconciliation happen in a situation where it seemed impossible? What role did humility, forgiveness, or God's Spirit play in that?
10. Imagine if our church/community truly lived as peacemakers. What would look different?
11. What small step could you take this week to embody the peace of Christ in one specific relationship or situation?

Big Idea: Live today like you'll stand before Jesus tonight.1 Corinthians 15:29-34I. Live a faith that is stronger than death.1 Corinthians 15:29Otherwise what will they do who are being baptized for the dead? If the dead are not raised at all, then why are people baptized for them?II. Live by Jesus's power, not your own.1 Corinthians 15:30-32Why are we in danger every hour? I face death every day, as surely as I may boast about you, brothers and sisters, in Christ Jesus our Lord. If I fought wild beasts in Ephesus as a mere man, what good did that do me? If the dead are not raised, Let us eat and drink, for tomorrow we die.III. Live with people who share your faith… often.1 Corinthians 15:33-34Do not be deceived: “Bad company corrupts good morals.” Come to your senses and stop sinning; for some people are ignorant about God. I say this to your shame.Next Steps: Believe: I need Jesus to give me eternal life.Become: I will trust Jesus's strength this week. Be Sent: I will share my faith this week.Discussion Questions: How did the certainty of the resurrection change the way you lived yesterday?In what ways can a focus on eternity help you find hope in difficult circumstances?Is there a habit or attitude that would change if you lived with a clearer awareness of Christ's victory over death?How would a relationship change if you consistently kept eternity in mind while loving, serving, and forgiving?What is one practical step you will take this week to live more intentionally in light of the reality of eternal life with Christ?What is your biggest challenge right now?  How big would the problem be if you knew tonight was your last night?Pray for the opportunity to share your faith this week. 

Discussion QuestionsSermon Overview Not all who are interested in Jesus are disciples of Jesus (v. 25)Digging Deeper    Read Luke 14:25-351. What does Jesus mean when he says in verse 26 that to follow him means hating our family? What other passages in the Bible can help bring clarity?2. Are there any dynamics within your family that can, at times, make it challenging to put Jesus first? How do you typically handle those situations? 3. Verse 27 teaches us that to be a disciple of Jesus involves a willingness to take on the death of self-denial. What are some of the things you might otherwise say yes to, but now say no to, in order that you might say yes to Christ?  4. What is the gain of following Jesus?5. In verse 33, Jesus tells us that renouncing all that we have is a requirement for being his disciple. What does this mean? What does this look like for you? 6. To trust Jesus as our Savior and our Lord means there is nothing he does not have the right to ask of us. Is there anything that comes to mind you really hope Jesus does not ask you to give up? If so, share. How can you determine if that thing is being held on too tightly in light of Jesus?  7. “There is nothing Jesus calls us to in this passage that he hasn't already done for us.” What does that mean?  Do you find encouragement from this? How so?8. Think about how you talk about the Christian life to others. How is that similar or different from Jesus' description here?Prayer

Send us a textThe Healing SelfThe Valuable Self | Part 3Senior Pastor Keith StewartOctober 5, 2025What if you could see yourself the way God does? Sunday's message will help you reframe your self-worth through the Imago Dei: God's image in you. We'll explore how early wounds distort our view of God and ourselves. You'll come away with practical steps for breaking free of self-defeating patterns, reclaiming dignity, and treating others (and yourself) as sacred. Come discover the God Who delights in and made you a unique reflection of Himself._________DISCUSSION QUESTIONS 1. When you hear the phrase “made in the image of God,” what does that mean to you personally? 2. How have early relationships (family, parents, teachers, friends) shaped the way you view yourself, or even the way you view God? 3. Why is it so important to distinguish between denying selfishness and denying self? How has that misunderstanding caused harm for some Christians? 4. C.S. Lewis said, “You have never met a mere mortal.” How might this truth affect the way you see others, especially the marginalized, overlooked, and mistreated? 5. What lies have you believed about your worth, and what truths from God's Word can you use to replace them? 6. Adoption in Christ means intimacy, security, and belonging. Which of these speaks most to you right now, and why?

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Between toddler tantrums, potty training battles, and endless power struggles, the preschool years can feel like the wild west of parenting. Today Karen is answering your preschool questions with her trademark practical tips, reminding us that structure, consistency, and patience go a long way. Above all, your daily walk with the Lord is what will sustain you during these exhausting and beautiful years!Episode Recap:My husband and I are at our wit's end with our strong-willed 4 year old's tantrums (6:11)Take a deep dive into the temperaments to learn how to discipline your child (7:00)My husband's job keeps him away from home often, how can I help my young children cope? (10:30)Help! Potty training is driving me nuts! (14:54)How do I help my 3 year old regulate his emotions? (17:40)Giving in to a tantrum makes it worse 100% of the time (19:00)Everything is an argument with my four year old, any advice? (23:22) Your walk with the Lord truly does make a difference (27:49)Scripture: Galatians 5:22–23“But the fruit of the Spirit is love, joy, peace, forbearance, kindness, goodness, faithfulness, gentleness and self-control.”Discussion Questions:How do you usually respond when your preschooler throws a tantrum? Is it working? Is there a new strategy you could try this week?Karen shared the importance of structure. What does a typical day look like in your home, and how could a little more routine help your preschooler?When your spouse travels or works long hours (or if you are co-parenting and splitting time between parents), how can you help your kids feel connected to their parent who is away?Potty training can be one of the most frustrating seasons. What's worked (or not worked) in your family, and how do you keep patience in the process?Karen reminded us that we need to lean on the Holy Spirit's fruit to parent well. Which “fruit” do you most need to pray for in this season? Let's pray for one another this week!Resources:We are booking for 2026! Reach out to bring Karen's wisdom to the moms in your community: https://birdsonawiremoms.com/book-karen-to-speakLearn more about temperaments in our most recent episode with Kathleen Edelman: https://wiretalk.transistor.fm/episodes/470-why-your-child-s-wiring-mattersSend us your question! Use the Ask Karen function in the BOAW Moms app: App Store: https://apps.apple.com/md/app/birds-on-a-wire-moms/id1419899927 Google Play: https://play.google.com/store/apps/details?id=com.subsplashconsulting.s_JVZ5JB&hl=en_US

Politics today often feels less like problem-solving and more like outrage on repeat. In this episode, Pastor Doug looks past the noise to explore how faith can guide us in discerning truth from anger. You'll be challenged to think critically, resist the pull of outrage culture, and anchor your perspective in biblical wisdom instead of political chaos.Support the mission of the Salty Pastor podcast!Visit our donations page at https://pushpay.com/g/thesaltypastor to help us continue sharing truth with a world in need.Discussion Questions:How can you tell the difference between someone seeking truth and someone just venting anger?What role should your faith play in shaping your response to politics and cultural debates?How can you engage political conversations in a way that reflects biblical wisdom and love?

As Paul addresses order within the church, he outlines specific boundaries for women that are not rooted in competence or experience, but in God's ordained structure of authority. He emphasizes that there is both protection and blessing in embracing our God-given roles, not only within our homes but also in the life of the church. In Session Four of Entrusted, we explore Scripture's instruction for women as they pursue a life marked by godliness.Verses Used:1 Timothy 2:9-101 Peter 3:3-41 Timothy 2:11-15Genesis 2:18 & 21-23Genesis 3:27-28Genesis 3:9Discussion Questions:How does Paul want women to adorn themselves in 1 Timothy 2:9? Why do you think this matters, and how can this verse be applied in present day?What does Paul say should accompany a woman who makes a claim to godliness in 1 Timothy 2:10?As a believer, why are good works important, and what should be the result of our good works? (See Ephesians 2:10 and Matthew 5:14-16?Why does Paul say he does not allow a woman to exercise authority over a man, and to what contexts does this statement apply?What are possible interpretations of 1 Timothy 2:15 where it says, “women will be preserved through the bearing of children?” Which do you think is most valid?

Brad welcomes Aubrey Williams, a financial advisor and member of the ChooseFI community. They discuss innovative strategies for financial independence (FI), focusing on flexible withdrawal rates, dynamic spending adjustments using historical analysis, and how adopting a more adaptable mindset can potentially lead to earlier FI. Timestamps & Discussion Topics: 00:00:00 Intro to Financial Independence Overview of the FI journey and the community's philosophy. 00:03:00 Aubrey's Background Aubrey shares his journey from a corporate career to becoming a financial advisor, emphasizing experiences with the FI community. 00:15:00 Understanding Withdrawal Rates Discussion on the traditional 4% withdrawal rule and its limitations; the importance of knowing what your portfolio should allow you to spend. 00:18:04 The Forces Influencing Spending Recognizing the various external influences that shape financial decisions and how awareness can help mitigate these. 00:29:57 Community Engagement—CampFI and Meetups The value of attending CampFI and other local FI meetups for motivation and networking, enhancing personal journeys toward financial independence. 00:53:00 Risk-Based Guardrails Explained Introducing the concept of risk-based guardrails to adjust spending dynamically based on portfolio performance. Key Quotes: "Adjusting spending when your portfolio hits a certain number is key for financial confidence. Historical analysis provides the guidance you need." - Aubrey (00:20:18) "Stay aware of the powerful forces that influence your financial decisions." - Aubrey (00:18:04) "Reaching FI requires a mindset shift towards thoughtful spending." - Aubrey (00:38:26) Actionable Takeaways: Understand Your Spending: Regularly evaluate your monthly expenses to identify areas to cut back, as small reductions can significantly lower your FI target. Utilize Historical Analysis Tools: Use resources like FIREcalc or Engaging Data to guide your financial decisions and explore various withdrawal strategies. Engage with the Community: Attend local meetups or events like CampFI to build relationships with others on a similar path, gaining insights and encouragement. Related Resources: Open Path Financial - Financial planning services by Aubrey. CampFI - Community events for personal finance enthusiasts. Projection Lab - Financial modeling tools. Discussion Questions: How can adjusting your spending habits affect your journey towards financial independence? What are some effective strategies for managing your withdrawal rate in retirement? How can community gatherings like CampFI enhance your understanding of financial independence? Action Items: Calculate your FI number based on your current expenses and savings rates. Download resources provided at Open Path Financial to better understand risk-based guardrails. Join a local FI meetup to connect with others and share insights about your financial journey. This episode provides insightful perspectives on achieving financial independence through flexible spending and community engagement. Listeners are encouraged to adopt a more dynamic approach to their finances, making use of historical tools and community resources to enhance their journey toward FI.

Send us a textThe Healing SelfThe False Self | Part 2Senior Pastor Keith StewartSeptember 28, 2025We all wrestle with the temptation to project a version of ourselves that hides our true fears, flaws, and struggles. As a result, many of us chase after approval, admiration, and accomplishments to fill the deep need of belonging. Pastor Keith shows how true freedom comes not through pretense, but by being fully known by God and anchored in His acceptance. Discover how to let down the mask and recover the true self God designed you to be._____________Discussion Questions 1. Where do you notice yourself most tempted to “wear a mask” or live out of a false self? 2. Why do you think seeking admiration, appearance, or accomplishments can feel so rewarding but ultimately leave us empty? 3. How does it change your perspective to realize that God is never disappointed in you because He already knows you completely? 4. What “useful lies” have you believed about yourself, and how have they shaped your behavior? 5. How has genuine community (friends, family, church) helped you see the “real you”? What makes an authentic community both risky and essential? 6. What is one practical step you can take this week to live more vulnerably and authentically with God, yourself, or others?

Sermon NotesI. IntroductionJoseph Campbell (not a Christian, but a student of mythology/religion) observed:“What we are looking for is a way of experiencing the world that will open to us the transcendent...”Human beings are incurably spiritual—we seek transcendence.Some through traditional religions (Christianity, Buddhism, Judaism, Islam).Others through mindfulness, energy work, nature, etc.Two key points:Affirm the desire for transcendence—it is real and God-given.Learn to discern authentic transcendence from false or self-referential spirituality.II. The Text: Exodus 2:23–3:12Context: Moses in Midian, tending sheep near Horeb.Not seeking a spiritual encounter; God initiates it.Key Question: What can we learn about genuine transcendent encounters?Two themes: Person and Paradox.III. The PERSON Moses EncounteredThe Angel of the LORD (v. 2)More than just an angel → identified with God Himself.Possibly the pre-incarnate Christ (Word/Logos).Authentic TranscendenceEncounter with someone other than himself.Not self-discovery or inner potential—real personhood beyond Moses.God is personal, not impersonal force/energy.The Burning Bush SymbolismFire = light, warmth, purification, judgment.Bush not consumed → God is self-sustaining, absolute reality, source of all existence.Childlike question: “Who created God?” → answer: no one. He is the source.Authentic transcendence = encountering the self-existent God who draws near.IV. The PARADOX of God's PresenceGod Knows Moses by Name (v. 4)God is relational, loving, intimately aware of Moses' story.God's nature = love and relationship.But… God's Holiness Creates Distance (v. 5)“Do not come near; take off your sandals, for this is holy ground.”Holiness = God's otherness + moral purity.Human corruption (sin) incompatible with holiness.Illustration: fresh snow → pure → later becomes dirty slush.Result: God is both near and distant → paradox.Resolution of the ParadoxGod Himself provides the way for humans to approach.In Moses' case: humility (remove sandals).Later: OT sacrificial system.Ultimately: Jesus Christ.His cross removes sin barrier.Makes access to God's holy presence possible.Application: Spirit is HOLY; without Christ we would be consumed, with Christ we receive Him with joy.V. ConclusionWe are spiritual beings with souls that crave transcendence.Not every spirituality satisfies—self-focused versions fall short.At the burning bush, Moses encountered:Absolute reality.A personal God.Holy presence made accessible by God's provision.Our souls find satisfaction only in the Triune God—Father, Son, Spirit.Call: Don't settle for less than the real.Discussion Questions:How would you define transcendence? Have you had any experiences in your life that you would describe as transcendent?If, as the sermon suggests, genuine spirituality is not self-referential (simply connecting with more of yourself), is deeper self-knowledge still important? If so, where is it found? Is there a connection between encountering the real God and discovering the real self? How so?Read Exodus 3:3-4. Do you believe it is significant that God did not call to Moses until he turned aside to see the strange sight? Do you think God would have still spoken to Moses if he had not turned aside? How might this speak to the lack of encounters with God that many experience today? As you reflect on that, consider Elizabeth Barrett Browning's poem:Earth's crammed with heaven,And every common bush afire with God,But only he who sees, takes off his shoes,The rest sit round it and pluck blackberries,And daub their natural faces unaware.Read Exodus 3:7-12.  What was the ultimate purpose of Moses' encounter with God at the Burning Bush? What was God's purpose for revealing himself to Moses? Is there a link today between our personal encounters with God and a greater purpose like mission?Questions?Do you have a question about today's sermon? Email Randy Forrester ().

Discussion QuestionsSermon Overview The Pharisees were too busy building their own kingdom to bother with following Jesus in his. Digging Deeper    Read Luke 14:1-241. We can all, at times, find ourselves living for the “kingdom of self” rather than for the Kingdom of God. What are some of the ways you see that happen in your life? (e.g., work, responsibilities, possessions, activities, etc.)2. How does a greater focus on the Kingdom of God (with a corresponding decreased focus on the “kingdom of self”) lead to greater compassion for others?3. What are places and situations where you may be tempted to care too much about what others think of you? (e.g., work, school, neighbors, friends, kids' abilities, etc.)4. Why is it liberating to be freed from living for the recognition of others? What difference will that make at work? Home? Church? Evangelism?5. In verses 13-14a, Jesus encourages us to pursue a generosity that will not be repaid in this life. What could it look like to show compassion and generosity to “the poor, the crippled, the lame (and) the blind”?  6. Jesus promises in verse 14b a reward for moving towards those who can give you nothing in return. What is the reward? Is it motivating? Why or why not?7. “Live for the line, not for the dot” is a common phrase in the history of CrossWay that captures the desire to live now for the life to come (the line) and not for the short few years we have on earth (the dot). If we believe this to be good, how can we help one another pursue it? 8. It is a tragic and grievous reality that many around us fail to heed the invitation into the kingdom Jesus has inaugurated because they are consumed with the things of this world. What might it look like for us (in an appropriate manner) to “compel” those outside the kingdom to lay down their excuses and come join “the banquet” of the kingdom? Prayer

The story of the church begins in the book of Acts. From the risen Christ commissioning His disciples, to Pentecost and the spread of the gospel, the early Christians turned the world upside down. In this lecture, we'll explore the foundation of church history: the mission of the apostles, the convictions of the first believers, and the sacrifices of the martyrs.This is the first lecture in our Christian History and Theology Course. Together, we'll see how faithful, flawed, but fruitful saints carried the gospel from Jerusalem to the ends of the earth—and why their story still matters today.Topics Covered: Why church history matters todayActs as the first “history book” of the churchThe mission of the apostles and the Great CommissionConvictions of the early church (prayer, Scripture, baptism, Lord's Supper, discipleship)How persecution and martyrdom shaped ChristianityWhy the early church is our story as believers today.Subscribe for more lectures in this series on church history. Join the discussion in the comments and share this video with a friend!Discussion Questions: 1. Do you agree that it is hard to study church history? Why do you think this is the case?2. How does studying church history help you contend for the faith?3. What role do you play in the history of the church? Do you see yourself as someone called to carry the torch of taking the gospel to the ends of the earth?4, The early church was marked by prayer, Scripture, baptism, the Lord's Supper, and caring for the poor. Which of these convictions do you think modern churches practice well? Which are often neglected? A. What role do you play in encouraging your church to look more like the church in Acts?5. When you hear about the death of the Martyrs, what is your first response?6. The church of Acts “turned the world upside down” (Acts 17:6). What would it look like for today's church to do the same in our culture? Support Emet Ministries, so we can continue to provide content and resources to help disciples become disciplers: https://veritas-ministry-415223.churchcenter.com/giving#churchhistory #earlychurch #bookofacts #Christianity #discipleship #Martyrs #BibleStudy #christianfaith #HistoryOfTheChurch #christianhistory

In this teaching, Pastor JD unpacks one of our core values as a community: Jesus leads us to the table.Throughout the Gospels, Jesus is constantly eating with others—at a meal, going to a meal, or coming from a meal. These table gatherings weren't just social moments; they were places of healing, forgiveness, teaching, and belonging. Jesus took what people expected to experience in the temple and brought it to ordinary tables, transforming them into sacred spaces.At North City, we believe the same is true today. Around tables—whether at Brunch Church, Dinner Church, microchurches, or in our homes—we experience God's presence, welcome the stranger, and live out the priesthood of all believers.✨ Key Themes in This Teaching: • Why meals were central to Jesus' ministry • How the early church carried this forward in homes and community tables • What it means for us to be a “table church” today • The call to hospitality—turning strangers into neighbors and friends • Living as co-creators with Jesus in everyday spaces

Coleton began with a story about accidentally cutting himself with his dad's pocketknife. Just like with the knife, he wants to handle this text carefully because it's often misunderstood—either leading people to miss out on what Jesus promises or to become disillusioned when prayer doesn't seem to work. ⸻ 1. What Is Jesus Actually Saying? •    Jesus says: “Truly I tell you…” — a phrase He uses in other places where the words were fulfilled literally (Peter's denial, eternal life, heaven and earth passing away). •    Therefore, we should not reinterpret His words about prayer and mountains to mean something symbolic. •    Jesus also says “anyone” and “whatever you ask,” which expands the promise beyond just the disciples. •    The phrase “moving mountains” was a common Jewish saying about impossible tasks, showing Jesus meant bold prayers that seem impossible. Quote: •    “Moving mountains” became a figure of speech for a task that was considered virtually impossible. — Background Commentary ⸻ 2. How Did the Disciples Respond? •    The disciples didn't reinterpret Jesus—they prayed boldly in Acts. •    They spoke directly to mountains (sickness, persecution, demons, even death) and God responded powerfully. •    Examples: Acts 3 (healing), Acts 9 (raising Tabitha), Acts 16 (casting out spirits), James 5 (prayer of faith heals the sick). •    The evidence shows they took Jesus at His word and practiced it literally. ⸻ 3. Why Don't We Experience This Today? •    Many don't expect God to act powerfully anymore because: •    Lack of faith (James 4:2) •    Selfish motives (James 4:3) •    Broken relationships (1 Peter 3:7) •    Cherishing sin (Psalm 66:18–19) •    Lack of persistence (Luke 18) •    We've been taught to reinterpret Jesus, so our expectation for prayer is low. •    Doubt is a major barrier: doubting that prayer works, that God hears us, or that He will act. Quote: •    “Two thousand years of exegesis have successfully explained away texts like these… They have awkwardly suppressed the fact that the Bible clearly presents healing and miracles as something Jesus and the early church practiced and expected…” — Ulrich Luz, paraphrased by Frederick Dale Bruner ⸻ 4. How Do We Grow in Faith for Prayer? •    Fight doubt by deepening trust in God's character through Scripture and prayer. •    Ask God to increase your faith. •    Surround yourself with people of strong faith. •    Read accounts of powerful prayer in history. (Great book: E.M. Bounds —On Prayer) •    Seek God's will for what you're praying—He will reveal it. ⸻ 5. Don't Settle for Less     •    Jesus gave His life to give us access to God in prayer—why would He do this if our prayers were powerless? •    Don't reinterpret Jesus' words to fit your experience. Instead, pursue the experience Jesus promised. •    There is real power in prayer when we remove hindrances, pray in faith, and seek God's will. Discussion Questions: 1. What stood out to you from Sundays message? 2. How does looking at the way the disciples prayed in the book of Acts shape your confidence in Jesus' words about prayer? 3. Of the hindrances to prayer which do you most relate to? Why? 4. Do you think doubt is a bigger struggle with God's ability or His willingness? 5. Who in your life strengthens your faith when you struggle with doubt?

This sermon, “Believe Against Hope,” centers on Romans 4 and Abraham's journey of faith, urging believers to trust God amid seemingly hopeless situations. The message emphasizes that God's promises are received not through perfect obedience to religious laws but through persistent faith, even in seasons of doubt, delay, and human error. Drawing from Abraham's story—who waited decades for God's promise and questioned God's plan—the sermon assures listeners that God's faithfulness endures beyond circumstances. Hope is found in the resurrection of Christ; because the tomb is empty, anything is possible, and believers can face every valley and trial with confidence in God's daily mercies and unfailing love. ### Detailed Notes- Paul in Romans 4 highlights Abraham as an example of unwavering faith despite impossible circumstances, urging believers to trust God when life seems hopeless.- Faith is presented not as perfection but as persistence; Abraham doubted, questioned, and even tried to act on his own, yet God remained faithful to His promise.- The promise to Abraham and his descendants was given before the Law. This communicates that God's blessing and inheritance come through faith, not adherence to religious rules.- God's process: Abraham left his home at age 75, waited 10 years without seeing the promise fulfilled, took matters into his own hands, and received God's reassurance and correction. Ultimately, the promise was fulfilled 25 years after the initial calling.- Paul teaches that in hopeless seasons—when all earthly possibilities are exhausted/failed—believers are called to “believe against hope,” trusting an unseen but faithful God.- Abraham's journey illustrates that questioning, doubting, or laughing at God's promise (e.g., both Abraham and Sarah did this) does not disqualify one from God's plan. Human error and delay do not nullify God's faithfulness.- The resurrection (“the empty tomb”) is the foundation of Christian hope. If Jesus rose from the dead, anything is possible, and all of God's promises are trustworthy and complete.- Suffering is not a sign of God's absence or disfavor; rather, enduring difficulty can shape character and lead to a deeper hope (Romans 5:1-5).- God's faithfulness is daily (“new mercies every morning”), enabling believers to face each day's challenges with hope, regardless of past or present struggles.***### Practical Applications- Practice trusting God's promises, even when outcomes are delayed or seem impossible.- When facing uncertainty, take the next step of obedience, even without full clarity about the future.- Accept that faith does not require perfection. It's okay to question, struggle, or feel weak—continue relying on God's character.- Remember God's mercies are new every morning. Start each day by thanking God for His faithfulness and asking for fresh hope.- When tempted to “fix” circumstances through human effort, pause and pray for trust and guidance rather than immediate solutions.- In suffering, look for how God is developing endurance and deeper character rather than assuming abandonment.- Share burdens with trusted believers—bring hopeless situations to God in prayer and be open to encouragement from the faith community.***### Discussion Questions1. Where in your life do you feel hopeless or unsure about God's promises?2. What do you find most difficult about waiting on God's timing?3. How have you experienced God's faithfulness after a season of doubt or failure?4. Why is it important that Abraham's promise came before the Law? How does this shape your view of God's grace?5. How can the resurrection give you hope in your current circumstances?6. What practical steps can you take this week to “believe against hope” in a challenging area?7. How does your faith community encourage or challenge you to trust God in trials?8. How do you respond when God's answer isn't quick or clear? What might need to change in your approach?9. In what ways can you remind yourself and others of God's “new mercies” each day?10. What stories from your own life can encourage someone else who feels hopeless right now?

What if a better marriage starts not with more work, but with changing the way you think? This week we're sitting down with author and speaker Ted Lowe to talk about his book Us in Mind and the simple things that separate happy couples from struggling ones. From celebrating small wins to practicing empathy and taking thoughts captive, Ted unpacks practical ways to renew your mind and see your spouse differently. Whether your marriage feels stuck or just needs a little spark, we hope this conversation leaves you encouraged and equipped to do the next right thing.Episode Recap:How are great marriages different from struggling marriages? (6:42)Happy couples think in a way that unhappy couples don't (8:42)“Madly in love” couples focus on what they do love about their spouse, not what they don't (12:00)What you think about yourself affects how you interact with your spouse (17:08)Why do celebrations make such a big difference in our marriages? (25:12)Empathy is huge for happy marriages (30:01)Two words that changed Ted's marriage (33:53) For Christians, our marriages are not just about us (38:44)Scripture: Romans 12:2 “Be transformed by the renewing of your mind.”Philippians 4:8 – “Whatever is true, whatever is noble… think about such things.”Discussion Questions:How does the way you think about your spouse shape the way you act toward them?Ted talked about “seeing the best” in your spouse. What does that look like in your marriage right now?Why is empathy so powerful in marriage? How could you practice “stepping into the puddle” with your spouse this week?How do you typically respond to your spouse's successes or joys? What's one way you can celebrate with them more intentionally?Which of Ted's practical shifts (empathy, celebration, reframing thoughts, writing notes, pausing in conflict) feels most helpful for your current season of marriage?Marriage is meant to reflect the love of Christ. How does remembering this bigger purpose change the way you approach your relationship?Resources:Pick up a copy of Ted's book today: https://amzn.to/4nKdkqDConnect with Ted: https://forusmarriage.com/Check out our Parenting Together curriculum for FREE in the BOAW Moms app: https://apps.apple.com/us/app/birds-on-a-wire-moms/id1419899927Download the companion study guide in the BOAW store: boaw.mom/parentingtogether 

Marriage is often described as hard—but it's also one of God's greatest gifts of joy. In this episode, Derek, Gabrielle, and Scott share biblical wisdom, stories, and practical ways to cultivate gladness, gratitude, and fun in your marriage.Scriptures:1 Cor 7:28John 16:33MT 7:24-27John 10:10 Discussion Questions:1. What small things bring joy and laughter into your marriage right now?2. Are there habits you've let go of (like creative dates or playful traditions) that you want to bring back?3. How can you speak more positively about your marriage to others—without ignoring the hard parts?4. What's one practical step you can take this week to pursue gladness together?Resources:Book - Anatomy of an Affair: How Affairs, Attractions, and Addictions Develop, and How to Guard Your Marriage Against Them, by Dave CarderBook – The Ready or Knot Prayer Guide, by Scott Kedersha

Send us a textOh what a treat we have for you this week. First and foremost, be sure to head to Patreon where Flo (@thecatholicnutritionist) joins us this week exclusively for our Patreon listeners to go through an incredible dopamine course! You don't wanna miss it. https://www.patreon.com/posts/139429491?utm_campaign=postshare_creatorSecondly, thee one and only Anthony D'Ambrosio aka the director of the incredible film, Triumph of the Heart joins us this week to discuss every little behind the scenes detail of this amazing movie. He discusses how he casted this film, where they filmed in Poland, how long it took to get here, and all of the spiritual warfare in between. It's such an amazing story that reminds us of the importance of poverty and suffering. We hope you love it! Discussion Questions:1. What's your relationship with St. Maximilian Kolbe look like? 2. Have you seen Triumph of the Heart? If not, what is one of your favorite Catholic films and why?3. What part of Anthony's story struck you the most? Support our podcast AND receive extra content by joining our Patreon for only $5 a month at https://www.patreon.com/TheDailyNothingsPodcast Thanks for listening to The Daily Nothings Podcast! Be sure to subscribe and leave a rate and review.

Coleton walked through Mark 11:12–21 in a “documentary style,” scene by scene, showing how Jesus' actions with the fig tree and temple symbolized God's judgment on empty religion and pointed toward Jesus as the true and better temple. 1. The Fig Tree: Looks Alive but is Diseased     •    Jesus curses the fig tree not because He expected fruit out of season, but because fig trees always produced early figs (paggim) before leaves.     •    A leafy fig tree without fruit symbolized decay and disease.     •    The fig tree was a living parable: Israel (and the temple) looked full of life, but inside was barren and corrupt. Author Quotes:     •    James Edwards: “Once a fig tree is in leaf one therefore expects to find branches loaded with paggim in various stages of maturation. This is implied in verse 13…” (Pillar New Testament Commentary).     •    Tim Keller: “Growth without fruit was a sign of decay. Jesus is simply pronouncing that such is the case here.” (Jesus the King).     •    Hosea 9:10: “When I found Israel, it was like finding grapes in the desert; when I saw your ancestors, it was like seeing the early fruit on the fig tree.” ⸻ 2. The Temple: Corruption in the House of God     •    The temple was busy with sacrifices and money changing, looking religiously alive, but it was full of corruption and exploitation.     •    The Court of the Gentiles (where nations could worship) had been turned into a marketplace, blocking people from encountering God.     •    Jesus overturns tables, declaring the temple a “den of robbers.”     •    The fig tree mirrors the temple: full of activity but fruitless in righteousness. Author Quotes:     •    William Lane: “The sale of animals in the Temple forecourt was an innovation of recent date and was introduced by the High Priest, Caiaphas in A.D. 30…”     •    James Edwards: “The leafy fig tree, with all its promise of fruit, is as deceptive as the temple, which, despite its religious activity, is really an outlaws' hideout…” ⸻ 3. The Withered Tree: The Old System Passing Away     •    The next day the fig tree is withered to its roots, symbolizing the end of the temple system.     •    Jesus' death and the tearing of the temple curtain marked the new way of access to God—through Christ alone.     •    Jesus has done what the temple never could: provide full forgiveness of sins and direct access to God. Author Quote:     •    James Edwards: “The fig tree thus symbolizes the temple: as the means of approach to God, the temple is fundamentally—‘from the roots'—replaced by Jesus as the center of Israel.” ⸻ 4. Jesus Reverses the Curse     •    In Genesis 3, Adam was cursed by a tree and covered his shame with fig leaves.     •    In Mark 11, Jesus curses the fig tree, showing He will reverse the curse.     •    On the cross, Jesus covers our shame with His blood. Author Quote:     •    Cyril of Jerusalem: “In this way the curse laid upon Adam and Eve was being reversed.” (Catechetical Lectures 13.18). ⸻ 5. Application for Us Today Coleton gave two warnings and one encouragement:     1.    Beware of being a leafy tree without fruit.     •    Religious activity without true spiritual fruit is empty.     •    Genuine faith in Christ produces fruit of the Spirit (love, joy, peace, patience, kindness, etc.).     2.    Beware of becoming a corrupt temple.     •    Just like the priests rationalized sin, we often say: “I know what God says, but…”     •    Our bodies are now temples of the Holy Spirit, and corruption comes when we disobey God's Word while justifying our choices.     3.    Give Jesus access and authority over every area of life.     •    Don't hold back hidden areas.     •    Through Adam came death, but through Christ comes life in all its fullness.     •    He wants to bring blessing and restoration wherever sin once ruled. Author Quote:     •    2 Corinthians 5:17: “If anyone is in Christ, they are a new creation. The old has gone, the new is here.” ⸻ Discussion Questions     1.    What does the story of the fig tree teach us about the difference between appearance and reality in our spiritual lives?     2.    How can we tell if we are producing real spiritual fruit and not just leaves?     3.    In what ways might the modern church (or our personal lives) look like the temple—busy, impressive, but lacking true worship?     4.    Why is it easy to rationalize sin with “I know God says, but…”? How do we guard against that?     5.    What are the “hidden markets” in your life—areas you've not surrendered to Jesus' authority?     6.    How does Jesus' role as the new temple encourage you in your relationship with God today?     7.    In what area of your life do you need to ask Jesus to replace emptiness with life and fruitfulness?

We continue our series about rage in our Sept 21 Sunday gathering. This week's discussion questions are below: Discussion Questions: 1. In what ways have you noticed culture forming you toward outrage, anxiety, or self-centeredness? The sermon mentioned consumerism, individualism, and digital formation. Which of these has the strongest pull in your life, and how do you see it affecting your peace? 2. Read Matthew 16:24–26. What do you think Jesus means by “deny yourself” in practical, everyday terms? How does Jesus' prayer in the garden—“Not my will, but yours”—challenge the way you usually respond when you don't get what you want? 3. John Ortberg said, “Anger is the energy I feel when my will gets frustrated.” Can you think of a recent time when your will was frustrated? How did you respond? What would a response of peace have looked like instead? Why do you think our happiness so often depends on “getting our way”? How does that set us up for outrage? 4. The sermon suggested practices like fasting, eating leftovers, letting someone else decide, or keeping a clever thought to yourself. Which one of these would be hardest for you? How might intentionally denying yourself something small help you resist larger temptations or grow in peace? 5. How could practicing self-denial not just change you personally, but change the way you interact with your family, coworkers, or neighbors? Imagine a community of people truly living this way—laying down their right to always get their way. What impact would that have on the world around them? 6. Where in your life do you most need to practice self-denial right now? What is one concrete step you can take this week to move toward becoming a person of peace rather than outrage?

What If God's Role in Your Pain Isn't What You Think? Discussion Questions: 2 Corinthians Read 2 Corinthians 1:3–4. Paul calls God “the Father of mercies and God of all comfort.” How does this picture of God challenge or affirm the way you've thought about Him in times of trouble? What difference does it make that He is not the author of the tragedy but the comfort in the midst of it? Read 2 Corinthians 1:5. Paul says, “Just as the sufferings of Christ are ours in abundance, so also our comfort is abundant through Christ.” How does seeing suffering as something Christ also endured change how you interpret your own pain? Can you recall a time when His comfort felt “abundant” in your life? Read 2 Corinthians 1:8–9. Paul admits he was “burdened excessively, beyond our strength.” What does this teach us about the myth that “God will never give you more than you can handle”? How have you seen God teach you to lean more fully on Him? Read 2 Corinthians 2:6–8. Paul urges the church to forgive and comfort the repentant man. Why is it so important that the church embrace someone instead of letting them drown in excessive sorrow? How might this passage shape the way we respond to someone who has failed? Read 2 Corinthians 2:11. Paul warns, “so that no advantage would be taken of us by Satan; for we are not ignorant of his schemes.” What are some of Satan's schemes when it comes to guilt, shame, and isolation? How does God's comfort and the church's forgiveness break those schemes? Read 2 Corinthians 2:14–15. Paul says God “always leads us in triumph in Christ” and makes us “a fragrance of Christ.” What do you think it means to be “the aroma of Christ” to God and to others? How in your life right now might God be diffusing His fragrance through you?

Speaker: Nate HoldridgeText: John 15:1-16:4Overview: In this sermon from Calvary Monterey, Pastor Nate Holdridge examines John 15 to reveal the blueprint for a life of full and lasting joy. Jesus teaches that this joy is not a feeling we chase but the result of cultivating three essential relationships: an upward relationship of abiding in Him, an inward relationship of loving His people, and an outward relationship of resilient witness to the world. This teaching provides a clear and practical diagnostic for our spiritual health, inviting us to find our ultimate satisfaction in our connection to Christ and His body.Link to Discussion Questions

Discussion Questions

Faith isn't meant to stay still—it changes you from the inside out. In this episode, Pastor Doug explores how a growing faith reshapes your heart, mindset, and daily choices. You'll be challenged to see how true spiritual growth transforms who you are and how you live in the world.Support the mission of the Salty Pastor podcast! Visit our donations page at https://pushpay.com/g/thesaltypastor to help us continue sharing truth with a world in need.Discussion Questions:How have you seen your faith change the way you live or relate to others?Why is transformation an important marker of authentic spiritual growth?What specific area of your life could benefit most from a deeper, growing faith?

Jackie Cummings Koski returns to discuss the fundamental principles of financial independence (FI) and early retirement. The conversation emphasizes the importance of understanding FI—financial independence lets individuals no longer depend on a paycheck, offering options and freedom in life. Jackie shares insights on creating habits, starting small with savings, and the invaluable impact of community on one's financial journey. Strategies such as evaluating expenses and adopting an action-focused mindset are crucial. The duo explores essential concepts like the 4% rule, the significance of compound interest, and how everyday expenses can affect one's FI number, leading to powerful benefits over time. This episode serves as both a refresher for seasoned FI enthusiasts and a primer for newcomers. Key Takeaways: Understanding FI enables individuals to regain control over their finances and lives. Saving money is about liberation, not deprivation; small changes can yield significant benefits over time. The power of community is invaluable in the FI journey; joining groups can provide motivation and insights. Evaluating and optimizing expenses can lead to increased savings and a lower FI target. The 4% rule helps determine how much one can safely withdraw from retirement savings. Timestamps: 00:00:00 - Podcast Intro 00:01:08 - Introduction of Jackie Cummings Koski 00:03:02 - Back to Basics of FI 00:04:31 - Defining Financial Independence 00:08:23 - Importance of Saving Money 00:12:07 - Building Habits 00:46:07 - Understanding Your FI Number 01:01:02 - Community and Support 01:09:24 - Conclusion Important Quotes: "FI means financial independence; RE means retiring early." (00:04:31) "Saving money liberates you, it's not deprivation." (00:08:23) "Empower yourself by changing your financial dynamic." (00:05:40) "In investing, doing less often yields more." (00:24:40) "Save $100/month to potentially lower your FI target by $30,000." (00:47:04) Actionable Takeaways: Track Your Expenses: Start examining where your money goes to identify areas for potential savings. (Timestamp: 00:41:19) Join a Community Group: Participate in a local ChooseFI group to gain support and motivation. (Timestamp: 01:01:02) Develop Saving Habits: Make a habit of saving even small amounts each month to establish a strong financial foundation. (Timestamp: 00:12:07) Discussion Questions: How can tracking expenses help in achieving financial independence? (Timestamp: 00:41:19) What strategies can the community provide for those just starting their FI journey? (Timestamp: 01:01:02) Related Resources: F.I.R.E for Dummies Book: Link (Timestamp: 00:02:43) Catching Up to FI Podcast: Link (Timestamp: 01:09:22)

ChooseFI unveils a new feature on the website that allows listeners to have their financial independence questions answered by experts. Featuring in-depth discussions with Karsten Jeske (Big Earn) and Fritz Gilbert, the episode explores the ramifications of potentially increasing the safe withdrawal rate and provides critical insights into retirement strategies, including cash flow considerations like Social Security and required minimum distributions (RMDs). Key Topics Discussed: Introduction to New Features (00:00:00) Introduction of a Q&A functionality on the ChooseFI website for community engagement. Listener Questions Segment (00:00:36) Introduction to the expert answers provided by Karsten and Fritz. Discussion on Safe Withdrawal Rates (00:05:26) Explanation of the traditional 4% rule and its significance. Karsten's Perspective on the 5.5% Rate (00:07:45) Critique of Bill Bangan's proposed increase in the safe withdrawal rate and why it may be misleading. Nuances of Early Retirement (00:34:25) Insights on adjusting retirement strategies when planning for longer horizons, emphasizing the time value of money. Fritz on RMDs and Safe Withdrawal Rate (00:36:16) Explanation of how RMDs impact withdrawal strategies, highlighting that RMDs apply only to pre-tax accounts. Actionable Takeaways: Adjust SWR to account for extended Retirement horizons Incorporate potential income sources such as Social Security into your retirement planning. (00:35:01) Carefully consider your asset allocation to manage risks related to early retirement (e.g., sequence of return risk). (00:48:06) Key Quotes: "The proposed 5.5% withdrawal rate is misleading and overly optimistic." (00:09:21) - Karsten Jeske "A safe withdrawal rate must not fall below 3.25% for financial security." (00:35:41) - Karsten Jeske "Plan for additional income sources like Social Security in retirement." (00:35:01) - Karsten Jeske "RMDs do not dictate your total spending in retirement." (00:39:00) - Fritz Gilbert "Behavioral finance warns against the pitfalls of emotional investing." (00:51:16) - Brad Barrett Timestamps: 00:02 - Invitation to submit questions at choosefi.com/feedback. 00:05 - Introduction of Karsten Jeske and Fritz Gilbert. 00:09 - Discussion on the safe withdrawal rate controversy. 00:35 - Required minimum distributions explained. 00:49 - Dynamic withdrawal strategies overview. Discussion Questions: How do you view the proposed increase in safe withdrawal rates? What strategies are you incorporating to prepare for early retirement? In what ways can Social Security impact your withdrawal strategy? How do you reconcile RMDs with your personal withdrawal goals? Related Resources: Early Retirement Now Blog: Insights into safe withdrawal rates. Retirement Manifesto: A guide to successful retirement strategies

We're celebrating 33 years together as a community, looking back with gratitude and ahead with hope. From the early days in a hotel ballroom to where God has led us today, His grace has carried us every step. Along the way, we've seen lives changed, families restored, and countless reminders that church is truly about people. Join us as we laugh, remember, worship, and dream about what's still to come. Discussion Questions: 1. What's a favorite memory you have of our church community? 2. Who is someone you met here that impacted your journey? We also invite you to share a favorite memory or an old photo from your time at Churchome (or The City Church) on social media and tag @churchome so we can all reminisce and celebrate together. SUBSCRIBE TODAY for Weekly Service messages, Daily Guided Prayers, & more! Download the FREE Churchome app in the Apple App store or Google Play store! https://www.churchome.org/app

Brad and Ginger discuss the importance of asset flexibility, community building, and health savings accounts (HSAs). The conversation emphasizes maximizing contributions to HSAs while addressing financial conflicts that arise within relationships. Key Topics Discussed: Introduction and Community Building (00:00:00) Ginger shares her growing efforts to engage with the community and incorporate more fun activities into her life. Understanding HSA and Healthcare Expenses (00:32:00) The benefits of maxing out an HSA are discussed, highlighting the importance of using it strategically for long-term healthcare expenses. Importance of Asset Flexibility (00:19:00) The discussion covers the flexibility of different asset types and how this can affect financial independence strategies. Overcoming Financial Conflicts in Relationships (00:39:10) Strategies for couples to align financial goals and values while avoiding conflicts are outlined. Conclusion and Resources (00:57:10) Brad shares exciting new developments in the ChooseFI community and invites listeners to engage. Key Takeaways: Maximize HSA Contributions (00:32:00) Take advantage of tax-free growth in HSAs by maximizing contributions, as this can benefit long-term healthcare costs. Engage in Open Discussions (00:44:00) Successful financial planning requires transparent conversations about values and aspirations between partners. Explore Various Account Types (00:19:00) Have a mix of account types (taxable, Roth, traditional) for better flexibility and planning around future income and expenses. Quotes of Note: "Plan ahead to avoid complications later." (Brad, 00:39:00) "Building connections leads to a richer life." (Ginger, 00:05:50) "Your money is not trapped. It's just simply not." (Brad, 00:26:00) "Save for freedom, not deprivation." (Ginger, 00:48:00) "Engage in genuine conversations about finances." (Brad, 00:47:00) Chapter Markers: 00:00:00 Introduction and Community Building 00:32:00 Understanding HSA and Healthcare Expenses 00:19:00 Importance of Asset Flexibility 00:39:10 Overcoming Financial Conflicts in Relationships 00:57:10 Conclusion and Resources FAQs: How can I better communicate financial goals with my spouse? Engage in open discussions about values associated with finance and find common ground. (00:44:00) What are the benefits of maxing out an HSA? Maxing out HSA contributions allows for tax-free growth and withdrawals for qualified medical expenses. (00:33:00) Can I take money out of my retirement accounts before age 59 and a half? Yes, there are strategies that can allow you to access your funds early without penalties. (00:26:00) Related Resources: Risk Parity Radio (00:11:00) Ancestry.com (00:54:00) InsideTracker (00:53:00) Action Items: Join a local FI group to enhance community involvement. (00:03:39) Review your HSA contributions and expenses to maximize benefits. (00:32:00) Discuss financial goals with your spouse to reach consensus. (00:44:00) Discussion Questions: How can we balance spending and saving in our relationship? (00:44:00) What strategies can we use to engage more with our community? (00:01:00) How do we effectively allocate our finances towards asset flexibility? (00:19:00)