Podcasts about social security medicare

Big changes are on the horizon for 2025, and this episode is all about keeping you in the loop. From updates to 401(k)s, Social Security, and Medicare to new tax brackets and changes for inherited IRAs and HSAs, we're covering it all. Whether you're retired, approaching retirement, or just beginning to map out your plans, this discussion is for you.   Here's some of what we discuss in this episode: 0:00 – Intro 2:30 – 401(k)s, 403(b)s and 457s 6:45 – IRAs and Roth IRAs 8:08 – Social Security and Medicare updates 13:08 – Tax changes 18:34 – Health savings accounts 20:58 – Inherited IRAs for non-spousal beneficiaries   Resources for this episode 401k Changes https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000 https://www.cnbc.com/2024/11/23/401k-changes-2025.html#:~:text=For%202025%2C%20employees%20can%20defer,top%20of%20the%20%2423%2C500%20limit   Social Security & Medicare https://www.ssa.gov/news/press/factsheets/colafacts2025.pdf https://www.kiplinger.com/retirement/medicare/three-medicare-changes-on-the-horizon-for-2025 https://www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles   Want to get in touch? Web: https://sierensfinancialgroup.com/ Email: office@sierensfinancialgroup.com Phone: 847-235-6989 Read more and get additional financial resources here: http://lifemoneyshow.com  Check out our YouTube channel: https://www.youtube.com/channel/UCPhQ-u12d60Z0HNCwwVubdQ 

Trump's Nomination of Project 2025 Architect Means Social Security and Medicare 'Are At Risk' STOP IT: We need to stop lying about Kamala Harris' loss. Sen. Duckworth blunts Rep. Mace's transgender attack. Subscribe to our Newsletter: https://politicsdoneright.com/newsletter Purchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make America Utopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And Be Fit Now: https://amzn.to/3xiQK3K Tribulations of an Afro-Latino Caribbean man: https://amzn.to/4c09rbE

Social Security & Medicare specialist Mark Bacak joins your host Alyssa Young to describe changes to Social Security and Medicare effective in 2025. If you have an Advantage plan or Part D drug plan, learn what you need to do before the open enrollment period ends Dec. 7. MtM financial advisor Chad Rupprecht phones in to help people put their anxiety into perspective about how the presidential election will affect the economy and their investments. Also during the Oct. 26 show: Alyssa shares highlights and tips about debt management from Dave Ramsey's appearance on the Tucker Carlson podcast. Get the new tax brackets, deductions and gift & estate tax exemptions for 2025. Alyssa answers listeners' questions: What are my options to give money to my granddaughter? What is the process for avoiding taxes when using pre-tax retirement funds for tithing? Can my wife and I combine our IRAs for convenience? Does it matter which 529 plan I use for my grandchild who lives in another state? You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about: Financial situation, investments, retirement plan Estate plans Life insurance Annuities Reverse mortgages Taxes Call 610-746-7007 or contact us online to request a free appointment.

Social Security & Medicare specialist Mark Bacak joins your host Alyssa Young to describe changes to Social Security and Medicare effective in 2025. If you have an Advantage plan or Part D drug plan, learn what you need to do before the open enrollment period ends Dec. 7. MtM financial advisor Chad Rupprecht phones in to help people put their anxiety into perspective about how the presidential election will affect the economy and their investments. Also during the Oct. 26 show: Alyssa shares highlights and tips about debt management from Dave Ramsey's appearance on the Tucker Carlson podcast. Get the new tax brackets, deductions and gift & estate tax exemptions for 2025. Alyssa answers listeners' questions: What are my options to give money to my granddaughter? What is the process for avoiding taxes when using pre-tax retirement funds for tithing? Can my wife and I combine our IRAs for convenience? Does it matter which 529 plan I use for my grandchild who lives in another state? You can get answers to your own questions and enjoy one-on-one service by contacting MtM Financial Group for a free second opinion meeting with any of our specialists about: Financial situation, investments, retirement plan Estate plans Life insurance Annuities Reverse mortgages Taxes Call 610-746-7007 or contact us online to request a free appointment.

Jim and Chris sit down to discuss listeners questions relating to Qualified Accounts, Social Security, Medicare, HSAs, and Roth Conversions. (6:45) The guys clarify the meaning of the word qualified when it applies to retirement accounts as pointed out by a listener to their podcast (13:00) Georgette is curious how child-in-care family max is affected by […] The post Qualified Accounts, Social Security, Medicare, HSAs, and Roth Conversions: Q&A #2442 appeared first on The Retirement and IRA Show.

Leslie is joined by Brendan Duke, Senior Director for Economic Policy at the Center for American Progress Action Fund. The pair discuss two of his most recent pieces for CAP. (both listed below) 1. "Donald Trump Is Lying About Immigrants and Social Security/Medicare" (https://www.americanprogressaction.org/article/donald-trump-is-lying-about-immigrants-and-social-security-medicare/) 2. "Harris' Plan To Raise the Minimum Wage and Eliminate Tax on Tips Would Benefit Service and Hospitality Workers" (www.americanprogressaction.org/article/harris-plan-to-raise-the-minimum-wage-and-eliminate-tax-on-tips-would-benefit-service-and-hospitality-workers/) Previously, Brendan was a senior policy adviser at the White House National Economic Council for the Biden-Harris administration, and a member of their presidential transition team. Duke estimated the cost of various provisions of the 'American Rescue Plan' and of the administration's 'Build Back Better' plan, as well as helped develop its overall budgetary frameworks. He also worked on the administration's Supply Chain Disruptions Task Force, where he served as the National Economic Council's point person on supply chain data during the port congestion crisis of 2021, and the infant formula crisis of 2022. His handle on X is @Brendan_Duke.

Leslie is joined by Brendan Duke, Senior Director for Economic Policy at the Center for American Progress Action Fund. The pair discuss two of his most recent pieces for CAP. (both listed below) 1. "Donald Trump Is Lying About Immigrants and Social Security/Medicare" (https://www.americanprogressaction.org/article/donald-trump-is-lying-about-immigrants-and-social-security-medicare/) 2. "Harris' Plan To Raise the Minimum Wage and Eliminate Tax on Tips Would Benefit Service and Hospitality Workers" (www.americanprogressaction.org/article/harris-plan-to-raise-the-minimum-wage-and-eliminate-tax-on-tips-would-benefit-service-and-hospitality-workers/) Previously, Brendan was a senior policy adviser at the White House National Economic Council for the Biden-Harris administration, and a member of their presidential transition team. Duke estimated the cost of various provisions of the 'American Rescue Plan' and of the administration's 'Build Back Better' plan, as well as helped develop its overall budgetary frameworks. He also worked on the administration's Supply Chain Disruptions Task Force, where he served as the National Economic Council's point person on supply chain data during the port congestion crisis of 2021, and the infant formula crisis of 2022. His handle on X is @Brendan_Duke.

Send us a Text Message.In celebration of Barb's 65th birthday, we gathered a small group of her peers- Maggie Weiss, Karen Van Maldegiam, and Geri Bresnahan- who are all 65. Approaching this milestone often comes with a ton of questions about Social Security, Medicare, retirement, and more. That's why we've also invited Koren Vining, a financial planner, certified Social Security Claiming Strategist, and retirement counselor, onto this episode to help us make sense of it all.From understanding the intricacies of Medicare to maximizing Social Security benefits, Koren breaks down complex concepts into easily digestible information. Our guests share their personal journeys, questions, and dreams for retirement and give us a unique look into this major life transition. Join us as we explore these important topics and celebrate the diverse paths people take as they enter this new phase of life!Here's some of what we discuss in this episode:0:00 – Intro4:13 – Experiences with Medicare12:40 – Understanding Social Security credits23:21 – Medicare's IRMAA29:25 – Decisions around enrolling in Medicare at age 6537:15 – Traditional vs Roth IRA + minimizing tax burdens for heirs45:13 – Living the retirement years  Learn more about Koren Vining's financial services hereJoin the Purse Strings Facebook group: https://www.facebook.com/pursestringsco/ To learn more about money and access additional episodes, visit us online: https://pursestrings.co/

Today's episode is part 2 of David's interview with Dave Hall. David shares his thoughts about moving the retirement age to what it currently is. Dr. Larry Kotlikoff has suggested raising taxes to 4% – 2% on the employee and 2% on the employer – as a way to solve the issues around Social Security. David sees the combination of pushing back the retirement date and increasing revenue as a valuable avenue to tackle the Social Security issue. Dave and David talk about the current and future state of Medicare.  Medicare is the largest of the three programs that constitute the $239 trillion underfunding. David touches upon David Walker's answer to the question “Do you foresee a future in which they could raise income taxes to pay for that underfunding?” States like California and Washington are concerned about the future viability of their Medicare programs because of all the long-term care needs the country has. There's a 70% chance that, among spouses, one will end up needing long-term care. David unpacks the potential repercussions of that.     Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Hall Dr. Laurence Kotlikoff Suze Orman David M. Walker

On today's episode Walter Smolarek and Prof. Richard Wolff discuss the latest fear-mongering over the solvency of Medicare and Social Security, the two most popular programs in the United States. Professor Richard Wolff is an author & co-founder of the organization Democracy at Work. You can find his work at rdwolff.com. Please make an urgently-needed contribution to The Socialist Program by joining our Patreon community at patreon.com/thesocialistprogram. We rely on the generous support of our listeners to keep bringing you consistent, high-quality shows. All Patreon donors of $5 a month or more are invited to join the monthly Q&A seminar with Brian.

Stormy Daniels spent the day on the stand in NYC at TFG's trial. We'll discuss some of the highlights (or lows, depending on your point of view), But we'll begin today on a different subject -- the future of Social Security and Medicare. A breaking news alert crossed my desk yesterday proclaiming that Social Security & Medicare will run out of money in about 10 years if Congress doesn't act. I figured we were due for a discussion on this all-important issue, so we called in the expert. Alex Lawson, executive director of Social Security Works is here at the start of the show to explain what's up... --- Send in a voice message: https://podcasters.spotify.com/pod/show/nicolesandler/message

Just some of this week's political happenings --  The Trump-appointed prosecutor who questioned the President's memory has his own memory losses when questioned by Congress The President returns to Michigan in what will become a recurring political story for our state Donald Trump weighs in on the Republican race for U.S. senate, endorsing a candidate who once called Trump's political tactics “destructive”. In a move that will bring joy to the hearts of the football and basketball coaches at Michigan and Michigan State: the NAACP is urging black student-athletes to avoid Florida due to DeSantis anti-DEI edicts RFK Jr. proves his campaign is pretty much a joke as he floats the names of Aaron Rodgers and Jesse “The Body” Ventura as his running mate Democrats in Lansing are taking another stab at passing meaningful financial disclosure laws.  A group of state House Democrats are once again introducing comprehensive financial disclosure legislation,disclosures that go far beyond the minimalist requirements enacted last year in response to the 2022 ballot proposal enacted by voters. Leading the charge for putting teeth into the law is Representative Erin Byrnes (D-Dearborn), chair of the House Committee on Ethics and Oversight. Rep. Byrnes is serving her first term representing the west end of Dearborn and Dearborn Heights. She earned a bachelor's from the University of Michigan and went on to graduate school in New York City, where she served as a middle school special education teacher and took classes in the evening. After returning home to be close to family and serve her community, Rep. Byrnes continued her work as an educator at the University of Michigan in 2011 and completed the Michigan Political Leadership Program at Michigan State University in 2015. She's served as a member of the Dearborn City Council since 2018 and most recently as council president pro tem. Trump jumps onto the third rail of politics: Social Security/Medicare. Ouch!             =========================== This episode is sponsored in part by EPIC ▪ MRA,  a full service survey research firm with expertise in: • Public Opinion Surveys • Market Research Studies • Live Telephone Surveys • On-Line and Automated Surveys • Focus Group Research • Bond Proposals - Millage Campaigns • Political Campaigns & Consulting • Ballot Proposals - Issue Advocacy Research • Community - Media Relations • Issue - Image Management • Database Development & List Management ===========================

This is a free preview of a paid episode. To hear more, visit www.politix.fmThis week on Politix, Matt and Brian discuss:* The biggest political takeaways from Joe Biden's State of the Union address; * Whether the press corps will do any soul searching after getting bamboozled by Republican special counsel Robert Hur;* Can Politix convince Merrick Garland to resign?Then, paid subscribers get a deep analysis of Trump's apparent (and abrupt) decision to place Social Security and Medicare on the chopping block, after years of insisting he'd never cut them. What precipitated the reversal? Does it have anything to do with his simultaneous reversals on the right-wing Bud Light boycott and the fate of TikTok, the Chinese-owned social-media company? Did he sell his position on entitlements to right-wing billionaires because he's desperate for campaign and legal-expense money? And what can Democrats do to drive. If you're interested in the answers to these questions, upgrade to paid, and enjoy the whole episode! Further reading:* Brian on how Trump's Social Security/Medicare flip flop brings the nexus between his policy agenda and personal corruption into focus. * Matt on how Trump's position on TikTok was correct, until he abandoned it corruptly.* What does Project 2025 have to say about Medicare?

This is a free preview of a paid episode. To hear more, visit www.politix.fmThis week on Politix, Matt and Brian discuss:* The biggest political takeaways from Joe Biden's State of the Union address; * Whether the press corps will do any soul searching after getting bamboozled by Republican special counsel Robert Hur;* Can Politix convince Merrick Garland to resign?Then, paid subscribers get a deep analysis of Trump's apparent (and abrupt) decision to place Social Security and Medicare on the chopping block, after years of insisting he'd never cut them. What precipitated the reversal? Does it have anything to do with his simultaneous reversals on the right-wing Bud Light boycott and the fate of TikTok, the Chinese-owned social-media company? Did he sell his position on entitlements to right-wing billionaires because he's desperate for campaign and legal-expense money? And what can Democrats do to drive. If you're interested in the answers to these questions, upgrade to paid, and enjoy the whole episode! Further reading:* Brian on how Trump's Social Security/Medicare flip flop brings the nexus between his policy agenda and personal corruption into focus. * Matt on how Trump's position on TikTok was correct, until he abandoned it corruptly.* What does Project 2025 have to say about Medicare?

Throughout your career and in retirement Social Security and Medicare go hand and hand. Over your career, you typically are paying in with every paycheck, while in retirement they are systems that every American can be entitled to if you have met the requirements. We all certainly want to make the most of these retirement benefits, while lately, there is growing concern for their solvency. Should we be concerned?.... fact or fiction? If you are looking for guidance and confidence that you are making the most of your benefits, and getting what you deserve from Social Security & Medicare, speak to John and the team at GulfCoast Financial Services. Give John Kuykendall a call at (386) 755-9018 or visit the website at https://www.gulfcoastfinancial.net/.

Jim and Chris sit down to discuss listeners questions relating to Social Security, Medicare, IRMAA, annuities, and MDF. (6:00) A listener wonders about his sister's unique income situation and asks a handful of Social Security related questions. (22:15) George from Pennsylvania looks for clarification on Medicare and IRMAA. (38:45) A listener from Pennsylvania asks about […] The post Social Security, Medicare, IRMAA, Annuities, and MDF: Q&A #2350 appeared first on The Retirement and IRA Show.

The comprehensive financial plans we design at Keen Wealth factor in every piece of available information to help folks plan for what we know is coming and prepare for the unexpected. While recent events at home and abroad are raising some new questions, we did learn some important answers last week that will help folks get ready for 2024.  On today's show, we discuss listener questions about Social Security, Medicare, Ukraine and Israel, and year-end financial planning. 

Mark Miller, “Retirement Reboot” author, explains the differences between traditional Medicare and Medicare Advantage, and why timing is important when signing up for Medigap.Ryan Jackson, Morningstar Research Services manager research analyst, discusses how most actively managed funds outperformed their average passive peer over a 12-month period. itigroup Q3 Earnings Crushed EstimatesStrong Travel Demand Lifted Delta's Q3 EarningsSocial Security and Medicare in 2024The New Social Security COLA2024 COLA and Retiree's BudgetsTraditional Medicare vs. Medicare AdvantageWill Medicare Prescription Drug Prices Fall?Actively-Managed Funds vs. Passive Index FundsWhat Drove the Active Fund Rebound?Active Fund Managers' Outperformance  How to Choose a Winning Active Fund Read about topics from this episode.  Citigroup Earnings: Revenue Growth Is Working, but We Won't Know About Expenses Until 2024Delta Earnings: Higher Structural Costs Will Lead to New Equilibrium; Fair Value Down $1 to $40I'm 65 and Still Working. Should I Enroll in Medicare?Should You Delay Taking Social Security Benefits?Social Security for Beginners, Part I2024 Medicare Parts A & B Premiums and DeductiblesActively Managed Funds Surprise in Market ReboundLarge-Growth Active Fund Managers Have Faced an Uphill BattleWhen It Comes to Passive Bond ETFs, the Devil Is in the Details  What to watch from Morningstar.Falling Mutual Fund and ETF Fees a ‘Big Win for Investors'TikTok: Risky Tax Advice and Supersize ValuationsPayment Pause Ends: Student Loan Expert Shares Repayment TipsUAW Strike Raises Investor Risks Read what our team is writing:Ivanna HamptonRyan JacksonMark Miller Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Throughout your career and in retirement Social Security and Medicare go hand and hand. Over your career, you typically are paying in with every paycheck, while in retirement they are systems that every American can be entitled to if you have met the requirements. We all certainly want to make the most of these retirement benefits, while lately, there is growing concern for their solvency. Should we be concerned?.... fact or fiction? If you are looking for guidance and confidence that you are making the most of your benefits, and getting what you deserve from Social Security & Medicare, speak to John and the team at GulfCoast Financial Services. Give John Kuykendall a call at (386) 755-9018 or visit the website at https://www.gulfcoastfinancial.net/.

Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast  or Call 866-349-3310

Throughout your career and in retirement Social Security and Medicare go hand and hand. Over your career, you typically are paying in with every paycheck, while in retirement they are systems that every American can be entitled to if you have met the requirements. We all certainly want to make the most of these retirement benefits, while lately, there is growing concern for their solvency. Should we be concerned?.... fact or fiction? If you are looking for guidance and confidence that you are making the most of your benefits, and getting what you deserve from Social Security & Medicare, speak to John and the team at GulfCoast Financial Services. Give John Kuykendall a call at (386) 755-9018 or visit the website at https://www.gulfcoastfinancial.net/.

CEO Chris Boyd, CFP®, and social security expert and Founder of Mantell Retirement Consulting, Marcia Mantell, continue their discussion on social security, Medicare, and retirement matters, giving insight to callers with personal inquiries.

CEO Chris Boyd, CFP®, is joined by social security expert and Founder of Mantell Retirement Consulting, Marcia Mantell. They discuss all things social security and medicare on this first hour of the program, where they take a number of on-air callers to answer questions about their retirement concerns specific to social security, medicare, and more.

In this weekend episode, three segments from this week's C-SPAN's Washington Journal program. First – Former Assistant U.S. Attorney RENATO MARIOTTI discusses the charges brought against former President Trump by the Manhattan District Attorney's Office. Then, ALEX LAWSON, the Executive Director of Social Security Works discusses the latest Social Security and Medicare Trustees Report. Plus, Moody's Analytics Chief Economist MARK ZANDI discusses policymaking after those bank failures and his concerns about a possible recession. Learn more about your ad choices. Visit megaphone.fm/adchoices

AP correspondent Donna Warder reports on a new Medicare and Social Security poll.

AP correspondent Ben Thomas reports on Election 2024-Pence.

No idea about the balloons.....Social Security & Medicare need reform.....Mexico and Cuba......Maine exploded in Havana 1898....and other stories..... Check our blog.........and follow our friend Carlos Guedes.........  

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Social Security & Medicare

Pres. Biden is rejecting any talk of reforming Social Security & Medicare, accusing the GOP of trying to sunset the programs.

AOC Slams NY Post Laptop Story as HALF FAKE, Thinks Hearing on Twitter Censorship is WASTE of TIME (00:00) Briahna Joy Gray: Matt Taibbi SLAMMED For Not Reporting Chrissy Teigen Censorship Request By Trump (12:20) Bill Gates: It's OKAY That I Fly Private Because I'm 'PART OF THE SOLUTION' To Climate Change (36:13) Michael Shellenberger SLAMS Media Coverage Of DAMNING Twitter Files Hearings, 'NOT SURPRISING' (45:54) Rick Scott FLAMED, Walks Back Plan To Cut Social Security, Medicare After Biden SOTU CALL OUT (01:00:22) Biden IRS Targets WAITERS' TIPS In New Push To Track Service Industry Earnings (01:09:55) Nord Stream Pipeline SABOTAGED By US In Secret CIA Mission, Famed Investigative Reporter Claims (01:19:04) Hunter Biden Lawyers Send WARNING To Critics, Subcommittee On Weaponization Of Fed Gov't MEETS (01:28:17) Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah's response to Biden's SOTU speech is brilliant and effective: https://thefederalist.com/2023/02/08/15-whoppers-joe-biden-told-during-the-state-of-the-union-address/ 15 whoppers Biden told last night in SOTU: https://thefederalist.com/2023/02/08/15-whoppers-joe-biden-told-during-the-state-of-the-union-address/ Biden's speech relies on Americans being stupid: https://discernreport.com/the-most-infuriating-part-of-benedict-bidens-sotu-speech-relies-on-americans-being-stupid/ Biden falsely claims GOP wants to cut social security and medicare: Same old song: https://discernreport.com/the-most-infuriating-part-of-benedict-bidens-sotu-speech-relies-on-americans-being-stupid/ Eugene bans natural gas hookups for new construction: https://www.kgw.com/article/tech/science/environment/eugene-natural-gas-ban-hookups/283-214f3d2e-088b-4c12-9823-9ceeaac47809 The fake problem with natural gas stoves: https://thefederalist.com/2023/02/08/democrats-keep-cranking-up-the-heat-on-the-gas-stove-debate-but-all-their-arguments-flame-out/ RINO Mitt Romney gets his due from lying Republican George Santos: https://www.thegatewaypundit.com/2023/02/epic-george-santos-tells-pierre-delecto-bigger-asshle-later-tells-far-left-democrat-ritchie-torres-stop-obsessing-married/   

How are the media covering the Republican Party's plan to target some of the most popular programs in the country?

Plus: Pharmaceutical companies raise prices on nearly a thousand drugs by an average of 5.6%. European Central Bank raises interest rates by 0.5 percentage point. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this bonus BASED Politics interview, Senator Rand Paul CALLS OUT Republicans who aren't willing to talk honestly about cutting the military budget and Medicare and Social Security when it comes to the debt ceiling fight and balancing the budget.

In this bonus BASED Politics interview, Senator Rand Paul CALLS OUT Republicans who aren't willing to talk honestly about cutting the military budget and Medicare and Social Security when it comes to the debt ceiling fight and balancing the budget.

Senator Elizabeth Warren appeared on All-In with Chris Hayes, where they called out debt ceiling hostage-taking Republicans for attempts to cut Social Security & Medicaid as they impose a national sales tax on everyone. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

Is White Lotus conservative? ... What is the legacy of Pat Buchanan? ... Will Republicans heed Trump's warning on Social Security & Medicare? ... Will anyone blink in the debt limit showdown? ... Is Nikki Haley ready to be the first to contest Trump? ...

Is White Lotus conservative? ... What is the legacy of Pat Buchanan? ... Will Republicans heed Trump's warning on Social Security & Medicare? ... Will anyone blink in the debt limit showdown? ... Is Nikki Haley ready to be the first to contest Trump? ...

Guests: Brendan Buck, Faiz Shakir, Rep. Ruben Gallego, Mary McCord, Dean BakerDetails of the secret Republican governing memo begin trickling out—and you'll never guess why they're hiding it. Tonight: the House Republican plan to cut Social Security and Medicare. Then, what we know about the new committee to undermine criminal probes of themselves. Plus, a viewers guide for how to tell the difference between document theft and document misplacement. And is it morning in America again? The economist case for a Reagan-style victory lap as the Biden economy keeps on improving.

Republicans are willing to cut Social Security and Medicare but not the military. Activist/Author John Perkins discusses Capitalism and much more. The mainstream media (MSM) did some good reporting. Author/Activist John Perkins discusses his passions & new book Touching the Jaguar: John Perkins provided an all-encompassing discussion that covered Capitalism, Oligarchy, the environment, his new book “Touching the Jaguar” and much more. It was an enlightening conversation that will uplift all. AT LAST! A mainstream media news story on violent crime that's told in the proper context: The mainstream media (MSM) did some excellent reporting recently for a change. They covered a violent assault in the proper context. House GOP Says Pentagon Budget Is Safe—But Social Security and Medicare Aren't: "House Republicans are openly plotting to hold the full faith and credit of the United States hostage—threatening to blow up our entire economy—because they want to force cuts to Social Security and Medicare," said one House Democrat. Republicans who have pledged to use their narrow majority in the House to pursue steep federal spending cuts have sent a clear message in recent days: The bloated Pentagon budget is safe, but Social Security, Medicare, and other key government programs are not. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

Social Security Works' Executive Director Alex Lawson: GOP Threatens to Hold Federal Debt Limit Hostage to Force Social Security, Medicare CutsACLU of Connecticut Legal Director Dan Barrett: Federal Court Dismisses Challenge to Connecticut's Trans-Inclusive Student Athletics PolicyMarch for Our Lives Director of Policy Zeenat Yahya: 10 Years After Sandy Hook School Massacre, Campaign to End Gun Violence ContinuesBob Nixon: This Week's Under-reported News Summary• Russian Wagner mercenaries in Ukraine• Uranium pollution lurking in U.S. waters• Chico subdivision planned on site of 2018 Camp FireVisit our website at BTLonline.org for more information, in-depth interviews, related links and transcripts and to sign up for our BTL Weekly Summary. New episodes every Wednesday at 12 noon ET, website updated Wednesdays after 4 p.m. ETProduced by Squeaky Wheel Productions: Scott Harris, Melinda Tuhus, Bob Nixon, Anna Manzo, Susan Bramhall, Jeff Yates and Mary Hunt. Theme music by Richard Hill and Mikata.

LIVE on KPFT 90.1 FM: If you are apathetic, then snap out of it. America needs you now. Social Security and much more are on the table. YOU DECIDE. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

The numbers are finally out! And that means, if you haven't already started, it's time to get serious about working with your advisor to update your financial plan for 2023. On today's show, we discuss the changes coming to your Social Security and Medicare benefits next year, as well as an important clarification on the rules for inheriting IRAs that could impact how you and your family members think about legacy and tax planning.

LIVE on KPFT 90.1 FM: Do not believe the polls. Your vote matters. And if you vote for your interest (Social Security) and not that of the plutocrats, we all win. Voting starts today in Texas. It has already started in many other states as well. Your vote counts. And more than likely, the polls did not count you. GO VOTE. Social Security is on the ballot. Student Loan forgiveness is on the ballot. They would have you believe that getting social programs is giving the bill to someone else. That is the defense they are pushing. Here is the reality. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

Republicans believe they will win and are telling you they will cut your Social Security & Medicare. Crime is caused by the GOP. Let's blame corporations for their attacks. To Boost Turnout, Sanders Says Dems Must Attack 'Corporate Agenda of the Republicans': "What Democrats have got to do is contrast their economic plan with the Republicans," said Sen. Bernie Sanders. "What are the Republicans talking about? They want to cut Social Security, Medicare, and Medicaid." Republicans say they'll hold the USA hostage, cutting Social Security & more. Alex Lawson explains: Social Security Works executive director Alex Lawson visits with us to discuss the consequences of giving Republicans the majority - hold Social Security & Medicare hostage to the debt ceiling. Why don't Democratic ads on crime look & sound like this? Get this message out!: I sit in amazement that Democrats have allowed Republican Politicians to take on the crime mantra when their policies are responsible for it. This should be our Democratic crime message. --- Send in a voice message: https://anchor.fm/politicsdoneright/message Support this podcast: https://anchor.fm/politicsdoneright/support

Richard discusses whether Donald Trump should be indicted, threatened cuts to Social Security and Medicare, and a look back at Nazi skinheads. “Richard Bey Talk” brings Richard Bey to podcasting, with thought provoking entertainment and humor, exploring society and culture, entertainment, news, and politics. Richard is joined by broadcast professional Albert Reinoso to comment on what's happening around us all. Richard Bey is an American talk show host, popular in the 1990's as host of daytime TV's “The Richard Bey Show”, about ordinary people's personal stories, topical news, and personal interviews. Richard Bey has since hosted national radio shows on ABC Radio, SiriusXM Satellite Radio, and “The Wall Street Journal: This Morning.” Follow Richard Bey and "Richard Bey Talk," like and subscribe: Facebook - https://www.facebook.com/beytalk YouTube – Richard Bey Talk https://www.youtube.com/channel/UCtpY2hIgbzRVvZEcwRc45Hw Spotify (Audio or Video Podcast) - https://open.spotify.com/show/2ySoVTOVeSal8XqXBlmToI Find “Richard Bey Talk” on podcast directories like Google Podcasts, and Apple Podcasts. Like and subscribe so you won't miss an episode. Thank you.

AP correspondent Mike Hempen reports on Social Security-Medicare.

Jim and Chris sit down to answer listeners questions relating to Social Security, Medicare, life insurance, and retirement planning. (6:45) A listener from Connecticut asks if his mother can reclaim monies she previously contributed to Social Security if she's not going to receive a benefit. (12:45) A listener in New York has a question about […] The post Social Security, Medicare, Life Insurance, and Retirement Planning: Q&A #2215 appeared first on The Retirement and IRA Show.

Our Revolters are back after nearly two months. In this return, they had plenty to say about San Francisco's recent lift of the mask and proof of vaccination mandate as well as Sen. Romney's reintroduction of the Time to Rescue US Trusts (TRUST) Act, which would change Social Security/Medicare, and whether Daylight Savings should be abolished. Tune in and learn something from the folks that've gained wisdom while living their lives. 

In the conclusion of episode three, Chris talks about the future of entitlements and is joined by the President and CEO of the National Committee to Preserve Social Security and Medicare, Max Richtman.

This week is all about the Third Rail of American Politics, entitlements, and how to become a Social Security, Medicare, and Medicaid Genius. Chris breaks down the three primary entitlement programs that Seniors in America rely upon along with their common misconceptions, differences, and facts.

If you've ever ridden the subway in London, you've probably seen the “Mind the Gap” sign warning you to be aware of the gap between the train door and the station platform. Today we're talking about minding the gaps in your retirement plan.   Read more and get additional financial information: https://www.truefinancialpartners.com/ep-64-mind-these-financial-gaps/   What we discuss today:  4:08 – Paycheck gap 7:47 – Social Security/Medicare gap 13:27 – Inflation gap 15:31 – Long-term care gap 18:15 – Widow's gap

On Saving America 72, America has to wonder if the 2021 Social Security and Medicare Reports were unnecessarily delayed so their findings couldn't be used to oppose the Human Infrastructure Bill. As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. I am an attorney and speaker as well as the founder and CEO of Claremont Management Group, a consulting firm in Houston, Texas. I'm also a tenured professor and the Director of Graduate Programs at the University of St. Thomas. I have written and published The Decline of America: 100 Years of Leadership Failures, a thought-provoking, non-partisan book that reviews the last100 years of American Presidents (from Wilson through Obama), offering not just criticism, but common-sense solutions to help fix America before it's too late. I also host the podcast Business Law 101, where I discuss the legal concepts all business owners need to know. Remember to subscribe to and rate Saving America and Business Law 101 in your favorite podcast app!

We discuss the tragedy in Afghanistan as well as retirement income planning with Social Security and Medicare.

What To Expect From These In The Future. Podcast Episode: #8 Podcast Date: 01/25/21

Find out just how intertwined healthcare and retirement are, with answers to questions about Medicare as it relates to Social Security, Health Savings Accounts (HSA), and IRA required minimum distributions (RMDs). Also, strategies for Roth conversions and Social Security, saving for retirement in a brokerage account, and paying debt out of retirement funds or with a mortgage refinance - and a couple of corrections. Access the transcript & financial resources, ask money questions: https://bit.ly/YMYW-311

Wrapping up the longest year in history with means testing for Social Security, healthcare when one spouse is on Medicare, and how Roth IRA conversions affect Social Security & Medicare costs. Plus, can you avoid capital gains when selling rental real estate? Should you pay off the mortgage on your rental property or keep investing? Is it a good idea to put a home equity line of credit (HELOC) on an investment property? Access the transcript, financial resources, ask money questions: https://bit.ly/YMYW-306

Here's everything you need to know about Social Security raises, cost for Medicare premiums and retirement plan limits for 2021.

Dave Hall answers several questions all about social security, medicare and reverse mortgage.  CR Thelin Producer joins the show. Support the show (https://retirementriskadvisors.com)

Building your retirement income plan can become complex.  There’s a lot to put together. You know what assets you have, but how do you organize all of these tools to work together to create sustainable income?    It’s kind of like a jigsaw puzzle. The first step is to separate the pieces into categories. Even though everyone’s pieces will look a little different, Stephanie and Kevin help you see how you can use different vehicles as retirement income.    Key topics discussed:  Categorizing what assets you have is the first step to start your retirement income plan  (01:08) Using U.S. Government funded programs such as Social Security & Medicare (03:12) Other sources of possible income (06:55) Your IRA is not just an investment vehicle (09:28) Using your home as equity (10:41) What role do annuities and life insurance play? (12:07)   Resources mentioned:   Free inventory worksheet can be downloaded here: https://download.filekitcdn.com/d/tcbLcNwXz1FStJwceH9fUD/eqHQ9efpu2KDhRG4yH9Rpu   _____________ If you like what you’ve been hearing on this podcast, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com    You can find the transcript and all of the information about this episode at sofiafinancial.com/podcast   Follow Stephanie on Twitter, Facebook, YouTube and Linkedin.  Follow Kevin on Twitter, Facebook, YouTube and Linkedin.

Jesse Ventura and Brigida Santos discuss whether the HEALS Act stimulus package will decimate Social Security and Medicare benefits, and the Pentagon’s plans to reveal new details about its once secret UFO program. Simon Anholt shares ‘The Good Country Equation: How We Can Repair the World in One Generation’.

Episode 19 A. SE, SS, Medicare Taxes B. Tax Advocate Service C. 2020 Retirement Numbers For more information, please call Ron or Jeff at 833-568-8999 toll-free, and please visit https://firstcalltaxadvocates.com/

I know, right now we are all consumed with the impact the coronavirus is having on our lives. As of noon today, April 27, the U.S. has lost at least 55,551 lives to this pandemic. Thousands of lives lost, families disrupted by grief and uncertainty. Millions out of work. Jobs lost, some to return, but many, perhaps not as some businesses won't survive. Schools shut down. Hospitals overrun in some areas. People frustrated with stay-at-home orders, and some states reopening, perhaps too soon. Let's hope not.So there hasn't been much talk about what comes next. But we should be thinking about that, because I firmly believe Republicans will suddenly decide that the more than $3 trillion that's been spent so far must be recouped. And what's been their favorite target in the past?Entitlements. That means Social Security, Medicare and Medicaid will be in their gunsights. That's the topic in this piece from Not Fake News.biz. Take a listen to Will Social Security, Medicare Cuts Follow Coronavirus?Become a supporter of this podcast: https://www.spreaker.com/podcast/the-lean-to-the-left-podcast--4719048/support.

I know, right now we are all consumed with the impact the coronavirus is having on our lives. As of noon today, April 27, the U.S. has lost at least 55,551 lives to this pandemic. Thousands of lives lost, families disrupted by grief and uncertainty. Millions out of work. Jobs lost, some to return, but many, perhaps not as some businesses won't survive. Schools shut down. Hospitals overrun in some areas. People frustrated with stay-at-home orders, and some states reopening, perhaps too soon. Let's hope not.So there hasn't been much talk about what comes next. But we should be thinking about that, because I firmly believe Republicans will suddenly decide that the more than $3 trillion that's been spent so far must be recouped. And what's been their favorite target in the past?Entitlements. That means Social Security, Medicare and Medicaid will be in their gunsights. That's the topic in this piece from Not Fake News.biz. Take a listen to Will Social Security, Medicare Cuts Follow Coronavirus?

Social Security and Medicare, the federal and state income taxation of Social Security, the ability of dependents to receive those benefits, self-employment tax and more in this podcast. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights and commentary on subjects that affect the profession and clients. Learn more in this podcast.

Trump promised he would not touch Social Security and Medicare. He lied. Now we have deficit spending with no social benefits and Democrats fooled into a compromise that allowed the military budget to soar.

COINSPlus, Inc. Spokane (509) 444-0044 3201 N. Division St., Spokane, WA 99207 CONTACT COINSPlus to Protect Your Assets with Precious Metals Now!!!   The World’s economic & political condition underwent a permanent change of course on Sept. 11TH, 2001.   The problem is escalating towards an imminent economic & financial collapse at an exponentially increasing pace.   Successful financial experts are rapidly abandoning the paper investments of yesteryear for the immediate assurance of wealth and capital preservation provided by the timeless security & performance of Precious Metals.   Precious Metals have always been the pinnacle form of real money or true wealth in every civilized society.   Precious Metals are not an “investment”; investments involve real risk of loss.   Is your wealth secured and preserved for an imminent collapse that lies ahead?   PM’s are divisible, portable, recognizable & scarce − making them a stable store of value. It is all things the market needs good money to be and has been recognized as such throughout history.   ***PM’s offer True Financial freedom & liberty, Security & Peace of Mind, tight private, personal control, universal recognition & desirability, continuously insatiable demand, compact storage unit of value-gold 200% as compact as $100 bills, easily recognizable & identifiable, easily countable & weighable, fungible-same everywhere in every condition, incredibly environmentally resistant, non-perishable   Wisdom-balanced & diversified-We are taught that young people can afford risk. How has that proven out? FOOLISHNESS. Young people have time to be safe.   Precious Metals (PM) provide timeless & true Wealth & Capital preservation.   PM’s offer a physical tangible asset in an age of all intangibles. S&P 500 now-95% Intangible. S&P 500 20 years ago-95% tangible.   World view vs. Gods view. Banks encourage accumulation of paper assets for net worth growth which are completely speculative and at 100% risk at all times. God stipulates PM’s which are immune from the whims, deceptions & fundamental failings & errors of mankind. They speak for themselves. The independence & freedom-privacy, anonymity, liquidity & transportability offered by PM’s intimidate the “Establishment”.   PM’s will continue to rise as round after round of QE’s continue the deterioration of the US fiat Dollar   Despite continuous pressured opposition by the all world governments, The IRS, stock brokers, investment advisors, money-managers, CU’s & banks, PM’s have still gained nearly 5,000% over the last 40+ years and over 500-600% since 9/11.   America’s current “Welfare State” is what happens when you let a government of the people and for the people buy the people.   People argue that Social Security & Medicare make sense because people pay in over time or they argue they are good because people need a government safety net for “hard times”. All of this will become a moot point when the US Dollar becomes worthless & US Government defaults on all of its debts due to rapid imminent inflation.   Under Obama, there is now over 50% of the US population dependent upon the government. With Medicare, Social Security, Food Stamps & Welfare, and people directly employed by the government, there are now over 165 Million or 53% of the population financially dependent upon an inevitably defunct entity. This sways votes and sets us up for extreme chaos when the system comes unraveled.   Only those with a significant portion of their holdings in precious metals can hope to survive the imminent coming economic collapse.   Every Great Empire in history has converted to fiat currency and every great empire has fully bankrupted and lost world dominance because of it. The longest a full fiat currency system has lasted is 70 years ending after an “exponential money creation phase” which the US has just begun. America, and the globe, went to a full fiat currency system under the Bretton Woods Act of 1946, Coercing the world to accept the US Dollar as its “world reserve currency”. This is just the 66TH year since our currency became fully fiat. 2016 will be year 70. Will The USA beat the odds and be the only nation in history to pass the 70 year fiat currency barrier? Is that a risk you are willing to take? Should you or your loved ones be subjected to that kind of a risk of losing everything?   President Obama has passed 6 of the most destructively invasive Executive Orders in Americas history, essentially authorizing the executive branch “in the event of a national crisis or emergency” to commandeer complete control and possession of all property and assets of all public and private entities including energy, power, finances, transportation, airwaves, media outlets and so on. NDAA allows US government to indefinitely detain anyone at anytime at home or abroad “suspected” of having “anti-government sentiment or intentions or hostility towards the US Government”.   “We are fast approaching the stage of ultimate inversion: the stage where government is free to do as it pleases while the citizens may act only by permission”. Ayn Rand   When we inflation adjust the 1980 precious metals peak prices of $50 Silver and $750 Gold apply an inflation adjustment from the previous precious metals market peaks of 1980, today’s inflation adjusted precious metals prices only equal to $383 gold & $6.17 silver in spending power. By applying an inflation adjustment from 1980 to 2009 to the “quick spike” Gold & Silver price peaks of 1980, which hit momentary highs of $750 gold and nearly $50 silver, would put the precious metals prices at $2500 gold and $160 Silver just to return to these previous highs in terms of today’s U.S. Dollar.   1980 Spike was caused by a short term paper market frenzy and attempted market cornering by the Hunt brothers. The precious metals market growth that began in 2001 and has continued until now has been a steady rising, regularly contested bull market that has demonstrated the necessary peaks and valleys, floors & ceilings to exemplify the attributes of a legitimate and reasonable bull market run.   Growth since deregulation, 1971-2012-Gold $35 to $1800(4800%), Silver $.86-$35(4000 %+).   Established performance throughout ALL written history- Precious Metals (PM) have remained the pinnacle form of wealth and monetary exchange for every civilized nation & society-without exception and without fail. PM’s have endured every type of global economic, political and natural chaos or catastrophe throughout all written human history.   The U.S. Dollar has lost 99.5% of its spending power from 1913 to 2013. $100 in 1913 is now approaching $20,000 in 2009.   Definition of Inflation: An increase in the supply of money.   Inflation is war on the poor & middle class. It confiscates the wealth of those who live paycheck to paycheck diminishing their buying power and forcing eventual governmental dependence over time.   Monetary Inflation-Creation of money from nothing. Monetary inflation is institutionalized counterfeiting, which means it is a form of theft. Should be obvious that no economy could ever benefit from an increase in the amount of theft.   Monetary Inflation creates boom-bust cycles: Worse damage is not the reduction in purchasing power but the distortion in relative prices leading to mal-investing and the large scale destruction of wealth.   Dot-Com craze caused by runaway money creation and transfer of our debt addiction to the world. One time in history event just as the roaring 20’s were a onetime domestic phenomena driven by technology so was the dotcom craze a onetime phenomena driven by technology transferring our system worldwide   Negative real interest rates necessary-stagflation-Interest rates decrease as cost of goods increase-cost inflation-caused by monetary inflation.   Credit crunch-caused by every person, corporation & government entity being tapped out in debt, unable to carry any more payments and not experiencing business growth to service debt or cover interest accumulation.   Quote from John Maynard Keynes-Architect of Keynesian Economics- “The best way to destroy the capitalist system is to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they confiscate arbitrarily impoverishing many yet enriching some; thereby encouraging the demand for the edistribution of wealth.”   DJIA & S&P500 Index Brief Overview: Artificially manipulated markets with deceptive removal and replacement policies for failing stocks. Even despite these unethical accounting practices, these indexes have still been unable to show anything better than a zero gain in over a decade while monetary inflation (creating money from nothing) has increased over 200% from $5Trillion to over $16Trill.   Paper money fraud-Fed no longer reports full M3 creation. Many indications of far more money created than what has been reported-Look at publically admitted dollar amounts of Dept. of Defense & Fannie Freddie losses alone-These two together nearly $10Trill. And all M3 money worldwide is $16Trill? No dollar accountability. All handled by The Fed which is a private “for profit” corporation.   The U.S. Dollar is rapidly losing favor worldwide. The UN has promised a new “dollar free” one world currency.   China has accumulated the world’s largest reserves of crude oil & gold in non-COMEX deliverable form to back the move to host a new replacement world reserve currency in conjunction with Russia, Japan & numerous other countries. China’s introduction of a replacement “World Reserve Currency” will immediately collapse the dollar overnight and begin an immediate US Dollar implosion in value as never seen before.   CPI-Consumer Price Index used by our gov’t to calculate & report inflation figures is an exclusionary index which does not include food, transportation, real estate or energy costs. These excluded expenses are what the average American consumer spends 85% of their disposable income on. A simple calculation of inflation rates derived from these excluded items reveals that since 09/11/2001 inflation has grown at a rate between 10% & 12% which is 3-4 times what our government’s statistics are continuously claiming.   Gold has risen in value by nearly 5000% in the 40+ years since their deregulation in 1971. That’s well over 100%/year average.   The Precious Metals Bull Market is poised to run based on escalating turmoil and scarcity of metals themselves   Precious Metals have never lost their value or become “worthless”. They are ever stable.   Precious Metals have maintained their spending power for thousands of years.   Precious Metals are universally recognized and accepted, anytime or anywhere worldwide.   Precious Metals are private, anonymous, transportable & immediately liquid anywhere & at any time globally.   The current administration is working to increase U.S. M2 Dollar supply from $10Trill in 2008 to $20 Trill in 2009 and up to $40 Trill in 2010. Total U.S. Debt held by all entities exceeds $120Trill. & rapidly rising. The USA is Bankrupt.   Fiat Currency System-The Federal Reserve System is a fiat (false or replacement) currency system which creates money from thin air. Fiat money is not good money because it can be issued without limit and therefore cannot act as a stable store of value. A fiat monetary system gives complete discretion to those who run the printing press, allowing governments to spend money without having to suffer the political consequences of raising taxes. Fiat money benefits those who create it and receive it first, enriching government and its cronies. And the negative effects of fiat money are disguised so that people do not realize that money the Fed creates today is the reason for the busts, rising prices and unemployment, and diminished standard of living tomorrow.   FDIC is fully bankrupt and insolvent and has actually acquired over $2Billion in debt against no monetary assets.   Constitutional rights to privacy gone-Patriot Act-Wire taps, indefinite detainment of anyone/anywhere/anytime: Internet usage, Bluetooth & wireless devices, computers & laptops, laptop & phone cameras, cell phones, electronics with microphones, GPS & auto navigation systems; credit card, debit card & check usage, social media networking & facial recognition software, RFID & smart chips in everything, public & private camera coverage. ASK.com-ran by CIA,   Barrack Hussein Obama is destroying Our Economy on Purpose through the Cloward & Piven Strategy of imposing socialism on America. The plan calls for the destruction of capitalism in America by swelling the welfare rolls to the point of collapsing our economy and then implementing socialism by nationalizing many private institutions,” It explains & educates leaders on how to destroy jobs and productivity, create runaway deficit spending, fuel skyrocketing healthcare costs & expenses and then hang the entire system on the back of the U.S. government. This alone is designed to lead the entire world into full blown Marxist-socialism with nowhere left for a true democracy to birth or find refuge.   Saul Alinsky: A radical left wing Marxist who wrote “Rules For Rebels”, the strategy book used by Obama for the methodical destruction of the rule & reign of democracy as we know and the republic underpinnings of the US of A. In the opening sentences of this book, which is highly regarded by the left, which used to only apply to left wing extremists, says “The devil challenged authority and got his own kingdom, and that goes to the heart of what left is really about. That of course is to get power any way you can, including lying, cheating and stealing. The ultimate rule is that the ends justify the means.” This is one of the main playbooks of the left. Their guidance & inspiration comes from the noted and professed atheist and anti-morality proponents Cloward & Piven & Saul Alinsky. All three synonymously agree that America must be destroyed from within and reshaped into a militaristic, socialistic, communistic & fascist state.   Every corporate entity that has been run by our government has been a massive failure and an even worse waste of 100’s of billions of tax payer dollars. These entities become embezzlement vehicles for the corrupt elitist politicians to spread the wealth. This is why they want socialism. Socialism gives them complete and total control of all the money. Look at what the government politicians have done with Medicare & Medicaid, social security, The US Post Office, Amtrak, Fannie Mae & Freddie Mac, The entire exponential congressional budget deficit and on it goes. Now they want government run healthcare. Are we really that dumb? The real reason that they want to control everyone’s money without any account so they can steal $100’s of billions or even trillions of dollars among themselves while the insignificant masses starve to death in the insatiable pit of poverty.   On Sept.10TH, 2001, yes, the day before the 9/11 attacks, Donald Rumsfeld, Secretary of Defense, admitted that the U.S. Pentagon appropriations committee had lost $2.3Trillion which it could not account for. The records for this misappropriation were purportedly located in WTC Building #7 & the area of the pentagon which was destroyed on Sept. 11TH, 2001.   JP Morgan-Between September 1ST & 10TH of 2001, JP Morgan sold $2.2Trillion in additional US Treasury Bonds that HAD NOT been issued by the US Government. All records pertaining to these sales were conveniently destroyed or lost in the Sept. 11TH destruction of WTC Bldg’s 1, 2 & 7.   Fannie Mae & Freddie Mac were under investigation for $1.9Trill. in missing funds documented by the US Dept. of Housing & Urban Development between 1988 & 2000. Conveniently after an indictment was given in August, 2001, these documents were lost in the 9/11 destruction.   Another grand jury indictment was awarded against HUD & Fannie Freddie in Sept. 2008 for having 10 times the securities as mortgages to back them. Conveniently, the following week Hank Paulsen, Secretary of The Treasury announced a mortgage crisis which required all HUD documents to be transferred to the Treasury Dept. Once this was completed and out of the court’s jurisdiction, he and Ben Bernanke changed their mind about the crisis and said it was too late to correct the mortgage problem and began giving trillions in handouts to their Wall Street friends with no strings attached.   The global fiat currency system colludes with corrupt leaders of 3RD world countries by diverting tremendous amounts of currency in reward for participating in the globally corrupt scandal to confiscate the wealth of the masses and transfer that wealth to the Fed. In return, many corrupt 3RD world leaders & governments are protected, made wealthy & elevated in global authority & influence. Nations that will not participate or speak out against our currency are warned & destroyed. Libya, Iraq, Iran, Venezuela, many middle-eastern nations for now.   America’s global superiority is diminished based on mutual participation in the corrupt & deceptive fiat currency system which perpetuates the Fed’s confiscation of citizen’s wealth globally by undermining, inflating & destroying all world currencies. This relationship elevates the authority & influence of many 3RD world and adversarial governments to have a say over the financial decisions and military actions of the US & Fed. This positions & empowers new world leaders to arise where otherwise, finances would be unavailable.   Fed Backed fiat currency allows continued warfare & military action in favor of all participatory leaders & governments perpetuating currency creation & warning defectors.   A fiat currency system is dependent upon debt, debt & more debt on every level. The largest burden is on the taxpayer.   This systematic destruction of nations by the financial monopoly leaders has occurred on countless occasions throughout world history starting as far back as The Roman Empire nearly 1900 years ago which experienced complete and total financial & economic collapse at the same time it was being conquered and burned by invading countries. The financial, moral & governmental breakdown from the inside out weakened & confused Rome to a point that it no longer had the strength, resolve or wisdom to know how or why to defend itself. There was mayhem in the streets. Historians tell us that the Roman military had disband and walked away saying that there was no longer anything to fight for as the republic had been systematically destroyed from within by corruption & greed.   Since its inception in 1913, the Federal Reserve Bank has requested & received, from congress via the taxpayer, over 15 corporate and 10 Third world country bailouts totaling multiple $Trillions $of $Dollars. Debt, Debt & More Debt.   Impending Hyper inflation is the inevitable & undeniable end result of all fiat currency systems. None have survived.   The U.S. Government & Federal Reserve Banks Create, Demand & Require Inflation as a hidden tax.   The U.S. Government & Federal Reserve Banks confiscate the citizen’s wealth through a series of inflationary (expansion) and deflationary (contraction) economic policies. They push debt then confiscate assets and wealth.   Precious Metals respond positively to both Inflationary & Deflationary Economic times.   Precious Metals grow at or beyond the inflation rate of the currency of measurement.   The U.S. Stock Market is inundated with and dependent upon fraud & corruption to succeed. A Ponzi scheme.   Precious Metals do not require the promise or endorsement of any man or entity. They speak for themselves.   The 30 DOW Jones Index stocks are removed & replaced yearly to create false performance records.   From Sept. 2001 to Nov. 2009, The DOW Jones Index has LOST 20% of its value despite intentional substitution & manipulation of the stocks the index is comprised of.   From Sept. 2001 to Nov. 2009, Gold, Silver, Platinum & Rare Coins have all grown by over 300% in value despite ongoing media blackouts as well as harsh bank and stock broker opposition from the fear of loss of control.   $1000 invested in the DOW Jones in 1969(40 years ago) would currently be worth just over $6000.   $1000 invested In Gold in 1969(40 years ago) would currently be worth over $31,000 today.   The explosive casino market of the “dot com craze” of the 1990’s was a debt driven anomaly which is over & done, once & for all, never to return again. DON’T BE FOOLED if your stock broker keeps telling you to hurry up and wait for it to eventually come back. Ask him where his great advice was before your 401K became your 201K or even a 101K?   Hundreds of respected experts and analysts agree that further economic failure is assured before recovery will begin.   Stock Market Will Crash UP!!! Inflation will be used to deceive the average investor. As hyper inflation rates of 50%-100% or more erode the U.S. Dollar, the stock market will grow by 10, 20 or even 30% lulling the trusting and ignorant citizens to sleep while the Inflation Tax quietly confiscates and transfers the remainder of their wealth to the Federal Reserve Banking Cartel.   Throughout U.S. History, U.S. bankers have used crash after crash to appropriate bail-out after bail-out. The lack of U.S. wealth creation assures an impending depletion of U.S. paper backed wealth. The only ones who will survive will be those holding tangible resources and imperishable commodities. BUY PRECIOUS METALS NOW!!! Time is running out!!!   FDIC has only $10Billion remaining, less than the total deposits of each of America’s 100 largest banks. No insurance left!   AVOID PRECIOUS METALS ON PAPER. Hold ONLY physical precious metals. CALL COINSPlus Today @ (509) 444-0044.

COINSPlus, Inc. Spokane (509) 444-0044 3201 N. Division St., Spokane, WA 99207 CONTACT COINSPlus to Protect Your Assets with Precious Metals Now!!!   The World’s economic & political condition underwent a permanent change of course on Sept. 11TH, 2001.   The problem is escalating towards an imminent economic & financial collapse at an exponentially increasing pace.   Successful financial experts are rapidly abandoning the paper investments of yesteryear for the immediate assurance of wealth and capital preservation provided by the timeless security & performance of Precious Metals.   Precious Metals have always been the pinnacle form of real money or true wealth in every civilized society.   Precious Metals are not an “investment”; investments involve real risk of loss.   Is your wealth secured and preserved for an imminent collapse that lies ahead?   PM’s are divisible, portable, recognizable & scarce − making them a stable store of value. It is all things the market needs good money to be and has been recognized as such throughout history.   ***PM’s offer True Financial freedom & liberty, Security & Peace of Mind, tight private, personal control, universal recognition & desirability, continuously insatiable demand, compact storage unit of value-gold 200% as compact as $100 bills, easily recognizable & identifiable, easily countable & weighable, fungible-same everywhere in every condition, incredibly environmentally resistant, non-perishable   Wisdom-balanced & diversified-We are taught that young people can afford risk. How has that proven out? FOOLISHNESS. Young people have time to be safe.   Precious Metals (PM) provide timeless & true Wealth & Capital preservation.   PM’s offer a physical tangible asset in an age of all intangibles. S&P 500 now-95% Intangible. S&P 500 20 years ago-95% tangible.   World view vs. Gods view. Banks encourage accumulation of paper assets for net worth growth which are completely speculative and at 100% risk at all times. God stipulates PM’s which are immune from the whims, deceptions & fundamental failings & errors of mankind. They speak for themselves. The independence & freedom-privacy, anonymity, liquidity & transportability offered by PM’s intimidate the “Establishment”.   PM’s will continue to rise as round after round of QE’s continue the deterioration of the US fiat Dollar   Despite continuous pressured opposition by the all world governments, The IRS, stock brokers, investment advisors, money-managers, CU’s & banks, PM’s have still gained nearly 5,000% over the last 40+ years and over 500-600% since 9/11.   America’s current “Welfare State” is what happens when you let a government of the people and for the people buy the people.   People argue that Social Security & Medicare make sense because people pay in over time or they argue they are good because people need a government safety net for “hard times”. All of this will become a moot point when the US Dollar becomes worthless & US Government defaults on all of its debts due to rapid imminent inflation.   Under Obama, there is now over 50% of the US population dependent upon the government. With Medicare, Social Security, Food Stamps & Welfare, and people directly employed by the government, there are now over 165 Million or 53% of the population financially dependent upon an inevitably defunct entity. This sways votes and sets us up for extreme chaos when the system comes unraveled.   Only those with a significant portion of their holdings in precious metals can hope to survive the imminent coming economic collapse.   Every Great Empire in history has converted to fiat currency and every great empire has fully bankrupted and lost world dominance because of it. The longest a full fiat currency system has lasted is 70 years ending after an “exponential money creation phase” which the US has just begun. America, and the globe, went to a full fiat currency system under the Bretton Woods Act of 1946, Coercing the world to accept the US Dollar as its “world reserve currency”. This is just the 66TH year since our currency became fully fiat. 2016 will be year 70. Will The USA beat the odds and be the only nation in history to pass the 70 year fiat currency barrier? Is that a risk you are willing to take? Should you or your loved ones be subjected to that kind of a risk of losing everything?   President Obama has passed 6 of the most destructively invasive Executive Orders in Americas history, essentially authorizing the executive branch “in the event of a national crisis or emergency” to commandeer complete control and possession of all property and assets of all public and private entities including energy, power, finances, transportation, airwaves, media outlets and so on. NDAA allows US government to indefinitely detain anyone at anytime at home or abroad “suspected” of having “anti-government sentiment or intentions or hostility towards the US Government”.   “We are fast approaching the stage of ultimate inversion: the stage where government is free to do as it pleases while the citizens may act only by permission”. Ayn Rand   When we inflation adjust the 1980 precious metals peak prices of $50 Silver and $750 Gold apply an inflation adjustment from the previous precious metals market peaks of 1980, today’s inflation adjusted precious metals prices only equal to $383 gold & $6.17 silver in spending power. By applying an inflation adjustment from 1980 to 2009 to the “quick spike” Gold & Silver price peaks of 1980, which hit momentary highs of $750 gold and nearly $50 silver, would put the precious metals prices at $2500 gold and $160 Silver just to return to these previous highs in terms of today’s U.S. Dollar.   1980 Spike was caused by a short term paper market frenzy and attempted market cornering by the Hunt brothers. The precious metals market growth that began in 2001 and has continued until now has been a steady rising, regularly contested bull market that has demonstrated the necessary peaks and valleys, floors & ceilings to exemplify the attributes of a legitimate and reasonable bull market run.   Growth since deregulation, 1971-2012-Gold $35 to $1800(4800%), Silver $.86-$35(4000 %+).   Established performance throughout ALL written history- Precious Metals (PM) have remained the pinnacle form of wealth and monetary exchange for every civilized nation & society-without exception and without fail. PM’s have endured every type of global economic, political and natural chaos or catastrophe throughout all written human history.   The U.S. Dollar has lost 99.5% of its spending power from 1913 to 2013. $100 in 1913 is now approaching $20,000 in 2009.   Definition of Inflation: An increase in the supply of money.   Inflation is war on the poor & middle class. It confiscates the wealth of those who live paycheck to paycheck diminishing their buying power and forcing eventual governmental dependence over time.   Monetary Inflation-Creation of money from nothing. Monetary inflation is institutionalized counterfeiting, which means it is a form of theft. Should be obvious that no economy could ever benefit from an increase in the amount of theft.   Monetary Inflation creates boom-bust cycles: Worse damage is not the reduction in purchasing power but the distortion in relative prices leading to mal-investing and the large scale destruction of wealth.   Dot-Com craze caused by runaway money creation and transfer of our debt addiction to the world. One time in history event just as the roaring 20’s were a onetime domestic phenomena driven by technology so was the dotcom craze a onetime phenomena driven by technology transferring our system worldwide   Negative real interest rates necessary-stagflation-Interest rates decrease as cost of goods increase-cost inflation-caused by monetary inflation.   Credit crunch-caused by every person, corporation & government entity being tapped out in debt, unable to carry any more payments and not experiencing business growth to service debt or cover interest accumulation.   Quote from John Maynard Keynes-Architect of Keynesian Economics- “The best way to destroy the capitalist system is to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they confiscate arbitrarily impoverishing many yet enriching some; thereby encouraging the demand for the edistribution of wealth.”   DJIA & S&P500 Index Brief Overview: Artificially manipulated markets with deceptive removal and replacement policies for failing stocks. Even despite these unethical accounting practices, these indexes have still been unable to show anything better than a zero gain in over a decade while monetary inflation (creating money from nothing) has increased over 200% from $5Trillion to over $16Trill.   Paper money fraud-Fed no longer reports full M3 creation. Many indications of far more money created than what has been reported-Look at publically admitted dollar amounts of Dept. of Defense & Fannie Freddie losses alone-These two together nearly $10Trill. And all M3 money worldwide is $16Trill? No dollar accountability. All handled by The Fed which is a private “for profit” corporation.   The U.S. Dollar is rapidly losing favor worldwide. The UN has promised a new “dollar free” one world currency.   China has accumulated the world’s largest reserves of crude oil & gold in non-COMEX deliverable form to back the move to host a new replacement world reserve currency in conjunction with Russia, Japan & numerous other countries. China’s introduction of a replacement “World Reserve Currency” will immediately collapse the dollar overnight and begin an immediate US Dollar implosion in value as never seen before.   CPI-Consumer Price Index used by our gov’t to calculate & report inflation figures is an exclusionary index which does not include food, transportation, real estate or energy costs. These excluded expenses are what the average American consumer spends 85% of their disposable income on. A simple calculation of inflation rates derived from these excluded items reveals that since 09/11/2001 inflation has grown at a rate between 10% & 12% which is 3-4 times what our government’s statistics are continuously claiming.   Gold has risen in value by nearly 5000% in the 40+ years since their deregulation in 1971. That’s well over 100%/year average.   The Precious Metals Bull Market is poised to run based on escalating turmoil and scarcity of metals themselves   Precious Metals have never lost their value or become “worthless”. They are ever stable.   Precious Metals have maintained their spending power for thousands of years.   Precious Metals are universally recognized and accepted, anytime or anywhere worldwide.   Precious Metals are private, anonymous, transportable & immediately liquid anywhere & at any time globally.   The current administration is working to increase U.S. M2 Dollar supply from $10Trill in 2008 to $20 Trill in 2009 and up to $40 Trill in 2010. Total U.S. Debt held by all entities exceeds $120Trill. & rapidly rising. The USA is Bankrupt.   Fiat Currency System-The Federal Reserve System is a fiat (false or replacement) currency system which creates money from thin air. Fiat money is not good money because it can be issued without limit and therefore cannot act as a stable store of value. A fiat monetary system gives complete discretion to those who run the printing press, allowing governments to spend money without having to suffer the political consequences of raising taxes. Fiat money benefits those who create it and receive it first, enriching government and its cronies. And the negative effects of fiat money are disguised so that people do not realize that money the Fed creates today is the reason for the busts, rising prices and unemployment, and diminished standard of living tomorrow.   FDIC is fully bankrupt and insolvent and has actually acquired over $2Billion in debt against no monetary assets.   Constitutional rights to privacy gone-Patriot Act-Wire taps, indefinite detainment of anyone/anywhere/anytime: Internet usage, Bluetooth & wireless devices, computers & laptops, laptop & phone cameras, cell phones, electronics with microphones, GPS & auto navigation systems; credit card, debit card & check usage, social media networking & facial recognition software, RFID & smart chips in everything, public & private camera coverage. ASK.com-ran by CIA,   Barrack Hussein Obama is destroying Our Economy on Purpose through the Cloward & Piven Strategy of imposing socialism on America. The plan calls for the destruction of capitalism in America by swelling the welfare rolls to the point of collapsing our economy and then implementing socialism by nationalizing many private institutions,” It explains & educates leaders on how to destroy jobs and productivity, create runaway deficit spending, fuel skyrocketing healthcare costs & expenses and then hang the entire system on the back of the U.S. government. This alone is designed to lead the entire world into full blown Marxist-socialism with nowhere left for a true democracy to birth or find refuge.   Saul Alinsky: A radical left wing Marxist who wrote “Rules For Rebels”, the strategy book used by Obama for the methodical destruction of the rule & reign of democracy as we know and the republic underpinnings of the US of A. In the opening sentences of this book, which is highly regarded by the left, which used to only apply to left wing extremists, says “The devil challenged authority and got his own kingdom, and that goes to the heart of what left is really about. That of course is to get power any way you can, including lying, cheating and stealing. The ultimate rule is that the ends justify the means.” This is one of the main playbooks of the left. Their guidance & inspiration comes from the noted and professed atheist and anti-morality proponents Cloward & Piven & Saul Alinsky. All three synonymously agree that America must be destroyed from within and reshaped into a militaristic, socialistic, communistic & fascist state.   Every corporate entity that has been run by our government has been a massive failure and an even worse waste of 100’s of billions of tax payer dollars. These entities become embezzlement vehicles for the corrupt elitist politicians to spread the wealth. This is why they want socialism. Socialism gives them complete and total control of all the money. Look at what the government politicians have done with Medicare & Medicaid, social security, The US Post Office, Amtrak, Fannie Mae & Freddie Mac, The entire exponential congressional budget deficit and on it goes. Now they want government run healthcare. Are we really that dumb? The real reason that they want to control everyone’s money without any account so they can steal $100’s of billions or even trillions of dollars among themselves while the insignificant masses starve to death in the insatiable pit of poverty.   On Sept.10TH, 2001, yes, the day before the 9/11 attacks, Donald Rumsfeld, Secretary of Defense, admitted that the U.S. Pentagon appropriations committee had lost $2.3Trillion which it could not account for. The records for this misappropriation were purportedly located in WTC Building #7 & the area of the pentagon which was destroyed on Sept. 11TH, 2001.   JP Morgan-Between September 1ST & 10TH of 2001, JP Morgan sold $2.2Trillion in additional US Treasury Bonds that HAD NOT been issued by the US Government. All records pertaining to these sales were conveniently destroyed or lost in the Sept. 11TH destruction of WTC Bldg’s 1, 2 & 7.   Fannie Mae & Freddie Mac were under investigation for $1.9Trill. in missing funds documented by the US Dept. of Housing & Urban Development between 1988 & 2000. Conveniently after an indictment was given in August, 2001, these documents were lost in the 9/11 destruction.   Another grand jury indictment was awarded against HUD & Fannie Freddie in Sept. 2008 for having 10 times the securities as mortgages to back them. Conveniently, the following week Hank Paulsen, Secretary of The Treasury announced a mortgage crisis which required all HUD documents to be transferred to the Treasury Dept. Once this was completed and out of the court’s jurisdiction, he and Ben Bernanke changed their mind about the crisis and said it was too late to correct the mortgage problem and began giving trillions in handouts to their Wall Street friends with no strings attached.   The global fiat currency system colludes with corrupt leaders of 3RD world countries by diverting tremendous amounts of currency in reward for participating in the globally corrupt scandal to confiscate the wealth of the masses and transfer that wealth to the Fed. In return, many corrupt 3RD world leaders & governments are protected, made wealthy & elevated in global authority & influence. Nations that will not participate or speak out against our currency are warned & destroyed. Libya, Iraq, Iran, Venezuela, many middle-eastern nations for now.   America’s global superiority is diminished based on mutual participation in the corrupt & deceptive fiat currency system which perpetuates the Fed’s confiscation of citizen’s wealth globally by undermining, inflating & destroying all world currencies. This relationship elevates the authority & influence of many 3RD world and adversarial governments to have a say over the financial decisions and military actions of the US & Fed. This positions & empowers new world leaders to arise where otherwise, finances would be unavailable.   Fed Backed fiat currency allows continued warfare & military action in favor of all participatory leaders & governments perpetuating currency creation & warning defectors.   A fiat currency system is dependent upon debt, debt & more debt on every level. The largest burden is on the taxpayer.   This systematic destruction of nations by the financial monopoly leaders has occurred on countless occasions throughout world history starting as far back as The Roman Empire nearly 1900 years ago which experienced complete and total financial & economic collapse at the same time it was being conquered and burned by invading countries. The financial, moral & governmental breakdown from the inside out weakened & confused Rome to a point that it no longer had the strength, resolve or wisdom to know how or why to defend itself. There was mayhem in the streets. Historians tell us that the Roman military had disband and walked away saying that there was no longer anything to fight for as the republic had been systematically destroyed from within by corruption & greed.   Since its inception in 1913, the Federal Reserve Bank has requested & received, from congress via the taxpayer, over 15 corporate and 10 Third world country bailouts totaling multiple $Trillions $of $Dollars. Debt, Debt & More Debt.   Impending Hyper inflation is the inevitable & undeniable end result of all fiat currency systems. None have survived.   The U.S. Government & Federal Reserve Banks Create, Demand & Require Inflation as a hidden tax.   The U.S. Government & Federal Reserve Banks confiscate the citizen’s wealth through a series of inflationary (expansion) and deflationary (contraction) economic policies. They push debt then confiscate assets and wealth.   Precious Metals respond positively to both Inflationary & Deflationary Economic times.   Precious Metals grow at or beyond the inflation rate of the currency of measurement.   The U.S. Stock Market is inundated with and dependent upon fraud & corruption to succeed. A Ponzi scheme.   Precious Metals do not require the promise or endorsement of any man or entity. They speak for themselves.   The 30 DOW Jones Index stocks are removed & replaced yearly to create false performance records.   From Sept. 2001 to Nov. 2009, The DOW Jones Index has LOST 20% of its value despite intentional substitution & manipulation of the stocks the index is comprised of.   From Sept. 2001 to Nov. 2009, Gold, Silver, Platinum & Rare Coins have all grown by over 300% in value despite ongoing media blackouts as well as harsh bank and stock broker opposition from the fear of loss of control.   $1000 invested in the DOW Jones in 1969(40 years ago) would currently be worth just over $6000.   $1000 invested In Gold in 1969(40 years ago) would currently be worth over $31,000 today.   The explosive casino market of the “dot com craze” of the 1990’s was a debt driven anomaly which is over & done, once & for all, never to return again. DON’T BE FOOLED if your stock broker keeps telling you to hurry up and wait for it to eventually come back. Ask him where his great advice was before your 401K became your 201K or even a 101K?   Hundreds of respected experts and analysts agree that further economic failure is assured before recovery will begin.   Stock Market Will Crash UP!!! Inflation will be used to deceive the average investor. As hyper inflation rates of 50%-100% or more erode the U.S. Dollar, the stock market will grow by 10, 20 or even 30% lulling the trusting and ignorant citizens to sleep while the Inflation Tax quietly confiscates and transfers the remainder of their wealth to the Federal Reserve Banking Cartel.   Throughout U.S. History, U.S. bankers have used crash after crash to appropriate bail-out after bail-out. The lack of U.S. wealth creation assures an impending depletion of U.S. paper backed wealth. The only ones who will survive will be those holding tangible resources and imperishable commodities. BUY PRECIOUS METALS NOW!!! Time is running out!!!   FDIC has only $10Billion remaining, less than the total deposits of each of America’s 100 largest banks. No insurance left!   AVOID PRECIOUS METALS ON PAPER. Hold ONLY physical precious metals. CALL COINSPlus Today @ (509) 444-0044.

Survey reveals employees’ major financial stressors, millennials’ interest in gig work MetLife’s 17th Annual US Employee Benefit Trends Study 2019 reveals that we are now seeing additional trends redefining why we work and what work means to people. According to the study, “[a]s employees leverage work to gain more fulfillment, pursue their goals, and align their values and experiences more authentically, they’re looking to employers to help them manage this new work-life world.” The study revealed that employees’ number one source of stress is personal finances. “Regardless of age or life-stage, a focus on finances tops the list as the biggest concern employees have day to day.” Some of employees’ stress about finances stems from short-term concerns, like staying on top of bills or paying for urgent health needs. Others stem from long-term goals — in fact, 3 of employees’ top 5 financial concerns directly relate to retirement, even among those who are relatively confident in their finances. What are employees’ top 5 sources of financial stress? Being able to afford the cost of healthcare in retirement – 72% Outliving my retirement savings – 68% Having money to pay bills if someone loses their job – 67% Having money to cover out-of-pocket medical costs – 67% Ability to rely on Social Security/Medicare in retirement – 66% Employees say that solutions that help address financial stress are what they need most to thrive in the workplace and at home. Nearly 6 in 10 employees say an appropriate salary is one of the most important elements to successfully navigating and thriving in the workplace, the study states. “Yet, a moderate salary increase can only help so much when dealing with an unexpected expense, whether it’s a broken bone or a flooded basement. That’s why financial support in the form of financial wellness programs, retirement plans, and a broad set of benefits can play such a crucial role in helping employees manage the unexpected and plan for the future. And employees realize this too — roughly 5 in 10 employees say better benefits are key to thriving.” The gig economy can be a challenge and an opportunity for employers The same technologies and evolving expectations that have driven flexibility and the need for new skills have also driven the ability to blend work and life. For instance, the evolution of mobile infrastructure has made part-time work accessible at the tap of a finger. These technologies are introducing an entirely new way of working: the gig economy, characterized by work that is often based on a fixed-term contract or paid per project via a third party or online marketplace. As employees shift their expectations and needs for fulfillment inside and outside of work, the gig economy offers a unique solution, as it provides employees a useful outlet to gain more short- and long-term flexibility, control their schedules and projects, and earn extra cash. While interest in the gig economy tends to skew towards younger generations, it’s appealing to older workers, as well. 1 in 2 Gen Z or Millennials, 3 in 10 Gen X, and almost 1 in 4 Boomers are interested in gig work. And gig work is appealing to workers for a variety of reasons. What are the top 3 reasons full-time workers are interested in gig work? 1) flexible schedule – 31%; 2) ability to work where they want – 29%; and 3) ability to take on multiple different projects – 22% But ultimately, employees want to ensure that joining the gig workforce doesn’t come at a loss of financial stability — their primary source of stress. The Study states that employers can use unique levers to cater to employees’ desires for financial security and stability. “Certainly, this means considering salary increases, but also creating benefits packages that most gig opportunities simply can’t compete with. Additionally, creating...

COINSPlus, Inc. Spokane (509) 444-0044 3201 N. Division St., Spokane, WA 99207 CONTACT COINSPlus to Protect Your Assets with Precious Metals Now!!!   The World’s economic & political condition underwent a permanent change of course on Sept. 11TH, 2001.   The problem is escalating towards an imminent economic & financial collapse at an exponentially increasing pace.   Successful financial experts are rapidly abandoning the paper investments of yesteryear for the immediate assurance of wealth and capital preservation provided by the timeless security & performance of Precious Metals.   Precious Metals have always been the pinnacle form of real money or true wealth in every civilized society.   Precious Metals are not an “investment”; investments involve real risk of loss.   Is your wealth secured and preserved for an imminent collapse that lies ahead?   PM’s are divisible, portable, recognizable & scarce − making them a stable store of value. It is all things the market needs good money to be and has been recognized as such throughout history.   ***PM’s offer True Financial freedom & liberty, Security & Peace of Mind, tight private, personal control, universal recognition & desirability, continuously insatiable demand, compact storage unit of value-gold 200% as compact as $100 bills, easily recognizable & identifiable, easily countable & weighable, fungible-same everywhere in every condition, incredibly environmentally resistant, non-perishable   Wisdom-balanced & diversified-We are taught that young people can afford risk. How has that proven out? FOOLISHNESS. Young people have time to be safe.   Precious Metals (PM) provide timeless & true Wealth & Capital preservation.   PM’s offer a physical tangible asset in an age of all intangibles. S&P 500 now-95% Intangible. S&P 500 20 years ago-95% tangible.   World view vs. Gods view. Banks encourage accumulation of paper assets for net worth growth which are completely speculative and at 100% risk at all times. God stipulates PM’s which are immune from the whims, deceptions & fundamental failings & errors of mankind. They speak for themselves. The independence & freedom-privacy, anonymity, liquidity & transportability offered by PM’s intimidate the “Establishment”.   PM’s will continue to rise as round after round of QE’s continue the deterioration of the US fiat Dollar   Despite continuous pressured opposition by the all world governments, The IRS, stock brokers, investment advisors, money-managers, CU’s & banks, PM’s have still gained nearly 5,000% over the last 40+ years and over 500-600% since 9/11.   America’s current “Welfare State” is what happens when you let a government of the people and for the people buy the people.   People argue that Social Security & Medicare make sense because people pay in over time or they argue they are good because people need a government safety net for “hard times”. All of this will become a moot point when the US Dollar becomes worthless & US Government defaults on all of its debts due to rapid imminent inflation.   Under Obama, there is now over 50% of the US population dependent upon the government. With Medicare, Social Security, Food Stamps & Welfare, and people directly employed by the government, there are now over 165 Million or 53% of the population financially dependent upon an inevitably defunct entity. This sways votes and sets us up for extreme chaos when the system comes unraveled.   Only those with a significant portion of their holdings in precious metals can hope to survive the imminent coming economic collapse.   Every Great Empire in history has converted to fiat currency and every great empire has fully bankrupted and lost world dominance because of it. The longest a full fiat currency system has lasted is 70 years ending after an “exponential money creation phase” which the US has just begun. America, and the globe, went to a full fiat currency system under the Bretton Woods Act of 1946, Coercing the world to accept the US Dollar as its “world reserve currency”. This is just the 66TH year since our currency became fully fiat. 2016 will be year 70. Will The USA beat the odds and be the only nation in history to pass the 70 year fiat currency barrier? Is that a risk you are willing to take? Should you or your loved ones be subjected to that kind of a risk of losing everything?   President Obama has passed 6 of the most destructively invasive Executive Orders in Americas history, essentially authorizing the executive branch “in the event of a national crisis or emergency” to commandeer complete control and possession of all property and assets of all public and private entities including energy, power, finances, transportation, airwaves, media outlets and so on. NDAA allows US government to indefinitely detain anyone at anytime at home or abroad “suspected” of having “anti-government sentiment or intentions or hostility towards the US Government”.   “We are fast approaching the stage of ultimate inversion: the stage where government is free to do as it pleases while the citizens may act only by permission”. Ayn Rand   When we inflation adjust the 1980 precious metals peak prices of $50 Silver and $750 Gold apply an inflation adjustment from the previous precious metals market peaks of 1980, today’s inflation adjusted precious metals prices only equal to $383 gold & $6.17 silver in spending power. By applying an inflation adjustment from 1980 to 2009 to the “quick spike” Gold & Silver price peaks of 1980, which hit momentary highs of $750 gold and nearly $50 silver, would put the precious metals prices at $2500 gold and $160 Silver just to return to these previous highs in terms of today’s U.S. Dollar.   1980 Spike was caused by a short term paper market frenzy and attempted market cornering by the Hunt brothers. The precious metals market growth that began in 2001 and has continued until now has been a steady rising, regularly contested bull market that has demonstrated the necessary peaks and valleys, floors & ceilings to exemplify the attributes of a legitimate and reasonable bull market run.   Growth since deregulation, 1971-2012-Gold $35 to $1800(4800%), Silver $.86-$35(4000 %+).   Established performance throughout ALL written history- Precious Metals (PM) have remained the pinnacle form of wealth and monetary exchange for every civilized nation & society-without exception and without fail. PM’s have endured every type of global economic, political and natural chaos or catastrophe throughout all written human history.   The U.S. Dollar has lost 99.5% of its spending power from 1913 to 2013. $100 in 1913 is now approaching $20,000 in 2009.   Definition of Inflation: An increase in the supply of money.   Inflation is war on the poor & middle class. It confiscates the wealth of those who live paycheck to paycheck diminishing their buying power and forcing eventual governmental dependence over time.   Monetary Inflation-Creation of money from nothing. Monetary inflation is institutionalized counterfeiting, which means it is a form of theft. Should be obvious that no economy could ever benefit from an increase in the amount of theft.   Monetary Inflation creates boom-bust cycles: Worse damage is not the reduction in purchasing power but the distortion in relative prices leading to mal-investing and the large scale destruction of wealth.   Dot-Com craze caused by runaway money creation and transfer of our debt addiction to the world. One time in history event just as the roaring 20’s were a onetime domestic phenomena driven by technology so was the dotcom craze a onetime phenomena driven by technology transferring our system worldwide   Negative real interest rates necessary-stagflation-Interest rates decrease as cost of goods increase-cost inflation-caused by monetary inflation.   Credit crunch-caused by every person, corporation & government entity being tapped out in debt, unable to carry any more payments and not experiencing business growth to service debt or cover interest accumulation.   Quote from John Maynard Keynes-Architect of Keynesian Economics- “The best way to destroy the capitalist system is to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they confiscate arbitrarily impoverishing many yet enriching some; thereby encouraging the demand for the edistribution of wealth.”   DJIA & S&P500 Index Brief Overview: Artificially manipulated markets with deceptive removal and replacement policies for failing stocks. Even despite these unethical accounting practices, these indexes have still been unable to show anything better than a zero gain in over a decade while monetary inflation (creating money from nothing) has increased over 200% from $5Trillion to over $16Trill.   Paper money fraud-Fed no longer reports full M3 creation. Many indications of far more money created than what has been reported-Look at publically admitted dollar amounts of Dept. of Defense & Fannie Freddie losses alone-These two together nearly $10Trill. And all M3 money worldwide is $16Trill? No dollar accountability. All handled by The Fed which is a private “for profit” corporation.   The U.S. Dollar is rapidly losing favor worldwide. The UN has promised a new “dollar free” one world currency.   China has accumulated the world’s largest reserves of crude oil & gold in non-COMEX deliverable form to back the move to host a new replacement world reserve currency in conjunction with Russia, Japan & numerous other countries. China’s introduction of a replacement “World Reserve Currency” will immediately collapse the dollar overnight and begin an immediate US Dollar implosion in value as never seen before.   CPI-Consumer Price Index used by our gov’t to calculate & report inflation figures is an exclusionary index which does not include food, transportation, real estate or energy costs. These excluded expenses are what the average American consumer spends 85% of their disposable income on. A simple calculation of inflation rates derived from these excluded items reveals that since 09/11/2001 inflation has grown at a rate between 10% & 12% which is 3-4 times what our government’s statistics are continuously claiming.   Gold has risen in value by nearly 5000% in the 40+ years since their deregulation in 1971. That’s well over 100%/year average.   The Precious Metals Bull Market is poised to run based on escalating turmoil and scarcity of metals themselves   Precious Metals have never lost their value or become “worthless”. They are ever stable.   Precious Metals have maintained their spending power for thousands of years.   Precious Metals are universally recognized and accepted, anytime or anywhere worldwide.   Precious Metals are private, anonymous, transportable & immediately liquid anywhere & at any time globally.   The current administration is working to increase U.S. M2 Dollar supply from $10Trill in 2008 to $20 Trill in 2009 and up to $40 Trill in 2010. Total U.S. Debt held by all entities exceeds $120Trill. & rapidly rising. The USA is Bankrupt.   Fiat Currency System-The Federal Reserve System is a fiat (false or replacement) currency system which creates money from thin air. Fiat money is not good money because it can be issued without limit and therefore cannot act as a stable store of value. A fiat monetary system gives complete discretion to those who run the printing press, allowing governments to spend money without having to suffer the political consequences of raising taxes. Fiat money benefits those who create it and receive it first, enriching government and its cronies. And the negative effects of fiat money are disguised so that people do not realize that money the Fed creates today is the reason for the busts, rising prices and unemployment, and diminished standard of living tomorrow.   FDIC is fully bankrupt and insolvent and has actually acquired over $2Billion in debt against no monetary assets.   Constitutional rights to privacy gone-Patriot Act-Wire taps, indefinite detainment of anyone/anywhere/anytime: Internet usage, Bluetooth & wireless devices, computers & laptops, laptop & phone cameras, cell phones, electronics with microphones, GPS & auto navigation systems; credit card, debit card & check usage, social media networking & facial recognition software, RFID & smart chips in everything, public & private camera coverage. ASK.com-ran by CIA,   Barrack Hussein Obama is destroying Our Economy on Purpose through the Cloward & Piven Strategy of imposing socialism on America. The plan calls for the destruction of capitalism in America by swelling the welfare rolls to the point of collapsing our economy and then implementing socialism by nationalizing many private institutions,” It explains & educates leaders on how to destroy jobs and productivity, create runaway deficit spending, fuel skyrocketing healthcare costs & expenses and then hang the entire system on the back of the U.S. government. This alone is designed to lead the entire world into full blown Marxist-socialism with nowhere left for a true democracy to birth or find refuge.   Saul Alinsky: A radical left wing Marxist who wrote “Rules For Rebels”, the strategy book used by Obama for the methodical destruction of the rule & reign of democracy as we know and the republic underpinnings of the US of A. In the opening sentences of this book, which is highly regarded by the left, which used to only apply to left wing extremists, says “The devil challenged authority and got his own kingdom, and that goes to the heart of what left is really about. That of course is to get power any way you can, including lying, cheating and stealing. The ultimate rule is that the ends justify the means.” This is one of the main playbooks of the left. Their guidance & inspiration comes from the noted and professed atheist and anti-morality proponents Cloward & Piven & Saul Alinsky. All three synonymously agree that America must be destroyed from within and reshaped into a militaristic, socialistic, communistic & fascist state.   Every corporate entity that has been run by our government has been a massive failure and an even worse waste of 100’s of billions of tax payer dollars. These entities become embezzlement vehicles for the corrupt elitist politicians to spread the wealth. This is why they want socialism. Socialism gives them complete and total control of all the money. Look at what the government politicians have done with Medicare & Medicaid, social security, The US Post Office, Amtrak, Fannie Mae & Freddie Mac, The entire exponential congressional budget deficit and on it goes. Now they want government run healthcare. Are we really that dumb? The real reason that they want to control everyone’s money without any account so they can steal $100’s of billions or even trillions of dollars among themselves while the insignificant masses starve to death in the insatiable pit of poverty.   On Sept.10TH, 2001, yes, the day before the 9/11 attacks, Donald Rumsfeld, Secretary of Defense, admitted that the U.S. Pentagon appropriations committee had lost $2.3Trillion which it could not account for. The records for this misappropriation were purportedly located in WTC Building #7 & the area of the pentagon which was destroyed on Sept. 11TH, 2001.   JP Morgan-Between September 1ST & 10TH of 2001, JP Morgan sold $2.2Trillion in additional US Treasury Bonds that HAD NOT been issued by the US Government. All records pertaining to these sales were conveniently destroyed or lost in the Sept. 11TH destruction of WTC Bldg’s 1, 2 & 7.   Fannie Mae & Freddie Mac were under investigation for $1.9Trill. in missing funds documented by the US Dept. of Housing & Urban Development between 1988 & 2000. Conveniently after an indictment was given in August, 2001, these documents were lost in the 9/11 destruction.   Another grand jury indictment was awarded against HUD & Fannie Freddie in Sept. 2008 for having 10 times the securities as mortgages to back them. Conveniently, the following week Hank Paulsen, Secretary of The Treasury announced a mortgage crisis which required all HUD documents to be transferred to the Treasury Dept. Once this was completed and out of the court’s jurisdiction, he and Ben Bernanke changed their mind about the crisis and said it was too late to correct the mortgage problem and began giving trillions in handouts to their Wall Street friends with no strings attached.   The global fiat currency system colludes with corrupt leaders of 3RD world countries by diverting tremendous amounts of currency in reward for participating in the globally corrupt scandal to confiscate the wealth of the masses and transfer that wealth to the Fed. In return, many corrupt 3RD world leaders & governments are protected, made wealthy & elevated in global authority & influence. Nations that will not participate or speak out against our currency are warned & destroyed. Libya, Iraq, Iran, Venezuela, many middle-eastern nations for now.   America’s global superiority is diminished based on mutual participation in the corrupt & deceptive fiat currency system which perpetuates the Fed’s confiscation of citizen’s wealth globally by undermining, inflating & destroying all world currencies. This relationship elevates the authority & influence of many 3RD world and adversarial governments to have a say over the financial decisions and military actions of the US & Fed. This positions & empowers new world leaders to arise where otherwise, finances would be unavailable.   Fed Backed fiat currency allows continued warfare & military action in favor of all participatory leaders & governments perpetuating currency creation & warning defectors.   A fiat currency system is dependent upon debt, debt & more debt on every level. The largest burden is on the taxpayer.   This systematic destruction of nations by the financial monopoly leaders has occurred on countless occasions throughout world history starting as far back as The Roman Empire nearly 1900 years ago which experienced complete and total financial & economic collapse at the same time it was being conquered and burned by invading countries. The financial, moral & governmental breakdown from the inside out weakened & confused Rome to a point that it no longer had the strength, resolve or wisdom to know how or why to defend itself. There was mayhem in the streets. Historians tell us that the Roman military had disband and walked away saying that there was no longer anything to fight for as the republic had been systematically destroyed from within by corruption & greed.   Since its inception in 1913, the Federal Reserve Bank has requested & received, from congress via the taxpayer, over 15 corporate and 10 Third world country bailouts totaling multiple $Trillions $of $Dollars. Debt, Debt & More Debt.   Impending Hyper inflation is the inevitable & undeniable end result of all fiat currency systems. None have survived.   The U.S. Government & Federal Reserve Banks Create, Demand & Require Inflation as a hidden tax.   The U.S. Government & Federal Reserve Banks confiscate the citizen’s wealth through a series of inflationary (expansion) and deflationary (contraction) economic policies. They push debt then confiscate assets and wealth.   Precious Metals respond positively to both Inflationary & Deflationary Economic times.   Precious Metals grow at or beyond the inflation rate of the currency of measurement.   The U.S. Stock Market is inundated with and dependent upon fraud & corruption to succeed. A Ponzi scheme.   Precious Metals do not require the promise or endorsement of any man or entity. They speak for themselves.   The 30 DOW Jones Index stocks are removed & replaced yearly to create false performance records.   From Sept. 2001 to Nov. 2009, The DOW Jones Index has LOST 20% of its value despite intentional substitution & manipulation of the stocks the index is comprised of.   From Sept. 2001 to Nov. 2009, Gold, Silver, Platinum & Rare Coins have all grown by over 300% in value despite ongoing media blackouts as well as harsh bank and stock broker opposition from the fear of loss of control.   $1000 invested in the DOW Jones in 1969(40 years ago) would currently be worth just over $6000.   $1000 invested In Gold in 1969(40 years ago) would currently be worth over $31,000 today.   The explosive casino market of the “dot com craze” of the 1990’s was a debt driven anomaly which is over & done, once & for all, never to return again. DON’T BE FOOLED if your stock broker keeps telling you to hurry up and wait for it to eventually come back. Ask him where his great advice was before your 401K became your 201K or even a 101K?   Hundreds of respected experts and analysts agree that further economic failure is assured before recovery will begin.   Stock Market Will Crash UP!!! Inflation will be used to deceive the average investor. As hyper inflation rates of 50%-100% or more erode the U.S. Dollar, the stock market will grow by 10, 20 or even 30% lulling the trusting and ignorant citizens to sleep while the Inflation Tax quietly confiscates and transfers the remainder of their wealth to the Federal Reserve Banking Cartel.   Throughout U.S. History, U.S. bankers have used crash after crash to appropriate bail-out after bail-out. The lack of U.S. wealth creation assures an impending depletion of U.S. paper backed wealth. The only ones who will survive will be those holding tangible resources and imperishable commodities. BUY PRECIOUS METALS NOW!!! Time is running out!!!   FDIC has only $10Billion remaining, less than the total deposits of each of America’s 100 largest banks. No insurance left!  AVOID PRECIOUS METALS ON PAPER. Hold ONLY physical precious metals. CALL COINSPlus Today @ (509) 444-0044.

COINSPlus, Inc. Spokane (509) 444-0044 3201 N. Division St., Spokane, WA 99207 CONTACT COINSPlus to Protect Your Assets with Precious Metals Now!!!   The World’s economic & political condition underwent a permanent change of course on Sept. 11TH, 2001.   The problem is escalating towards an imminent economic & financial collapse at an exponentially increasing pace.   Successful financial experts are rapidly abandoning the paper investments of yesteryear for the immediate assurance of wealth and capital preservation provided by the timeless security & performance of Precious Metals.   Precious Metals have always been the pinnacle form of real money or true wealth in every civilized society.   Precious Metals are not an “investment”; investments involve real risk of loss.   Is your wealth secured and preserved for an imminent collapse that lies ahead?   PM’s are divisible, portable, recognizable & scarce − making them a stable store of value. It is all things the market needs good money to be and has been recognized as such throughout history.   ***PM’s offer True Financial freedom & liberty, Security & Peace of Mind, tight private, personal control, universal recognition & desirability, continuously insatiable demand, compact storage unit of value-gold 200% as compact as $100 bills, easily recognizable & identifiable, easily countable & weighable, fungible-same everywhere in every condition, incredibly environmentally resistant, non-perishable   Wisdom-balanced & diversified-We are taught that young people can afford risk. How has that proven out? FOOLISHNESS. Young people have time to be safe.   Precious Metals (PM) provide timeless & true Wealth & Capital preservation.   PM’s offer a physical tangible asset in an age of all intangibles. S&P 500 now-95% Intangible. S&P 500 20 years ago-95% tangible.   World view vs. Gods view. Banks encourage accumulation of paper assets for net worth growth which are completely speculative and at 100% risk at all times. God stipulates PM’s which are immune from the whims, deceptions & fundamental failings & errors of mankind. They speak for themselves. The independence & freedom-privacy, anonymity, liquidity & transportability offered by PM’s intimidate the “Establishment”.   PM’s will continue to rise as round after round of QE’s continue the deterioration of the US fiat Dollar   Despite continuous pressured opposition by the all world governments, The IRS, stock brokers, investment advisors, money-managers, CU’s & banks, PM’s have still gained nearly 5,000% over the last 40+ years and over 500-600% since 9/11.   America’s current “Welfare State” is what happens when you let a government of the people and for the people buy the people.   People argue that Social Security & Medicare make sense because people pay in over time or they argue they are good because people need a government safety net for “hard times”. All of this will become a moot point when the US Dollar becomes worthless & US Government defaults on all of its debts due to rapid imminent inflation.   Under Obama, there is now over 50% of the US population dependent upon the government. With Medicare, Social Security, Food Stamps & Welfare, and people directly employed by the government, there are now over 165 Million or 53% of the population financially dependent upon an inevitably defunct entity. This sways votes and sets us up for extreme chaos when the system comes unraveled.   Only those with a significant portion of their holdings in precious metals can hope to survive the imminent coming economic collapse.   Every Great Empire in history has converted to fiat currency and every great empire has fully bankrupted and lost world dominance because of it. The longest a full fiat currency system has lasted is 70 years ending after an “exponential money creation phase” which the US has just begun. America, and the globe, went to a full fiat currency system under the Bretton Woods Act of 1946, Coercing the world to accept the US Dollar as its “world reserve currency”. This is just the 66TH year since our currency became fully fiat. 2016 will be year 70. Will The USA beat the odds and be the only nation in history to pass the 70 year fiat currency barrier? Is that a risk you are willing to take? Should you or your loved ones be subjected to that kind of a risk of losing everything?   President Obama has passed 6 of the most destructively invasive Executive Orders in Americas history, essentially authorizing the executive branch “in the event of a national crisis or emergency” to commandeer complete control and possession of all property and assets of all public and private entities including energy, power, finances, transportation, airwaves, media outlets and so on. NDAA allows US government to indefinitely detain anyone at anytime at home or abroad “suspected” of having “anti-government sentiment or intentions or hostility towards the US Government”.   “We are fast approaching the stage of ultimate inversion: the stage where government is free to do as it pleases while the citizens may act only by permission”. Ayn Rand   When we inflation adjust the 1980 precious metals peak prices of $50 Silver and $750 Gold apply an inflation adjustment from the previous precious metals market peaks of 1980, today’s inflation adjusted precious metals prices only equal to $383 gold & $6.17 silver in spending power. By applying an inflation adjustment from 1980 to 2009 to the “quick spike” Gold & Silver price peaks of 1980, which hit momentary highs of $750 gold and nearly $50 silver, would put the precious metals prices at $2500 gold and $160 Silver just to return to these previous highs in terms of today’s U.S. Dollar.   1980 Spike was caused by a short term paper market frenzy and attempted market cornering by the Hunt brothers. The precious metals market growth that began in 2001 and has continued until now has been a steady rising, regularly contested bull market that has demonstrated the necessary peaks and valleys, floors & ceilings to exemplify the attributes of a legitimate and reasonable bull market run.   Growth since deregulation, 1971-2012-Gold $35 to $1800(4800%), Silver $.86-$35(4000 %+).   Established performance throughout ALL written history- Precious Metals (PM) have remained the pinnacle form of wealth and monetary exchange for every civilized nation & society-without exception and without fail. PM’s have endured every type of global economic, political and natural chaos or catastrophe throughout all written human history.   The U.S. Dollar has lost 99.5% of its spending power from 1913 to 2013. $100 in 1913 is now approaching $20,000 in 2009.   Definition of Inflation: An increase in the supply of money.   Inflation is war on the poor & middle class. It confiscates the wealth of those who live paycheck to paycheck diminishing their buying power and forcing eventual governmental dependence over time.   Monetary Inflation-Creation of money from nothing. Monetary inflation is institutionalized counterfeiting, which means it is a form of theft. Should be obvious that no economy could ever benefit from an increase in the amount of theft.   Monetary Inflation creates boom-bust cycles: Worse damage is not the reduction in purchasing power but the distortion in relative prices leading to mal-investing and the large scale destruction of wealth.   Dot-Com craze caused by runaway money creation and transfer of our debt addiction to the world. One time in history event just as the roaring 20’s were a onetime domestic phenomena driven by technology so was the dotcom craze a onetime phenomena driven by technology transferring our system worldwide   Negative real interest rates necessary-stagflation-Interest rates decrease as cost of goods increase-cost inflation-caused by monetary inflation.   Credit crunch-caused by every person, corporation & government entity being tapped out in debt, unable to carry any more payments and not experiencing business growth to service debt or cover interest accumulation.   Quote from John Maynard Keynes-Architect of Keynesian Economics- “The best way to destroy the capitalist system is to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they confiscate arbitrarily impoverishing many yet enriching some; thereby encouraging the demand for the edistribution of wealth.”   DJIA & S&P500 Index Brief Overview: Artificially manipulated markets with deceptive removal and replacement policies for failing stocks. Even despite these unethical accounting practices, these indexes have still been unable to show anything better than a zero gain in over a decade while monetary inflation (creating money from nothing) has increased over 200% from $5Trillion to over $16Trill.   Paper money fraud-Fed no longer reports full M3 creation. Many indications of far more money created than what has been reported-Look at publically admitted dollar amounts of Dept. of Defense & Fannie Freddie losses alone-These two together nearly $10Trill. And all M3 money worldwide is $16Trill? No dollar accountability. All handled by The Fed which is a private “for profit” corporation.   The U.S. Dollar is rapidly losing favor worldwide. The UN has promised a new “dollar free” one world currency.   China has accumulated the world’s largest reserves of crude oil & gold in non-COMEX deliverable form to back the move to host a new replacement world reserve currency in conjunction with Russia, Japan & numerous other countries. China’s introduction of a replacement “World Reserve Currency” will immediately collapse the dollar overnight and begin an immediate US Dollar implosion in value as never seen before.   CPI-Consumer Price Index used by our gov’t to calculate & report inflation figures is an exclusionary index which does not include food, transportation, real estate or energy costs. These excluded expenses are what the average American consumer spends 85% of their disposable income on. A simple calculation of inflation rates derived from these excluded items reveals that since 09/11/2001 inflation has grown at a rate between 10% & 12% which is 3-4 times what our government’s statistics are continuously claiming.   Gold has risen in value by nearly 5000% in the 40+ years since their deregulation in 1971. That’s well over 100%/year average.   The Precious Metals Bull Market is poised to run based on escalating turmoil and scarcity of metals themselves   Precious Metals have never lost their value or become “worthless”. They are ever stable.   Precious Metals have maintained their spending power for thousands of years.   Precious Metals are universally recognized and accepted, anytime or anywhere worldwide.   Precious Metals are private, anonymous, transportable & immediately liquid anywhere & at any time globally.   The current administration is working to increase U.S. M2 Dollar supply from $10Trill in 2008 to $20 Trill in 2009 and up to $40 Trill in 2010. Total U.S. Debt held by all entities exceeds $120Trill. & rapidly rising. The USA is Bankrupt.   Fiat Currency System-The Federal Reserve System is a fiat (false or replacement) currency system which creates money from thin air. Fiat money is not good money because it can be issued without limit and therefore cannot act as a stable store of value. A fiat monetary system gives complete discretion to those who run the printing press, allowing governments to spend money without having to suffer the political consequences of raising taxes. Fiat money benefits those who create it and receive it first, enriching government and its cronies. And the negative effects of fiat money are disguised so that people do not realize that money the Fed creates today is the reason for the busts, rising prices and unemployment, and diminished standard of living tomorrow.   FDIC is fully bankrupt and insolvent and has actually acquired over $2Billion in debt against no monetary assets.   Constitutional rights to privacy gone-Patriot Act-Wire taps, indefinite detainment of anyone/anywhere/anytime: Internet usage, Bluetooth & wireless devices, computers & laptops, laptop & phone cameras, cell phones, electronics with microphones, GPS & auto navigation systems; credit card, debit card & check usage, social media networking & facial recognition software, RFID & smart chips in everything, public & private camera coverage. ASK.com-ran by CIA,   Barrack Hussein Obama is destroying Our Economy on Purpose through the Cloward & Piven Strategy of imposing socialism on America. The plan calls for the destruction of capitalism in America by swelling the welfare rolls to the point of collapsing our economy and then implementing socialism by nationalizing many private institutions,” It explains & educates leaders on how to destroy jobs and productivity, create runaway deficit spending, fuel skyrocketing healthcare costs & expenses and then hang the entire system on the back of the U.S. government. This alone is designed to lead the entire world into full blown Marxist-socialism with nowhere left for a true democracy to birth or find refuge.   Saul Alinsky: A radical left wing Marxist who wrote “Rules For Rebels”, the strategy book used by Obama for the methodical destruction of the rule & reign of democracy as we know and the republic underpinnings of the US of A. In the opening sentences of this book, which is highly regarded by the left, which used to only apply to left wing extremists, says “The devil challenged authority and got his own kingdom, and that goes to the heart of what left is really about. That of course is to get power any way you can, including lying, cheating and stealing. The ultimate rule is that the ends justify the means.” This is one of the main playbooks of the left. Their guidance & inspiration comes from the noted and professed atheist and anti-morality proponents Cloward & Piven & Saul Alinsky. All three synonymously agree that America must be destroyed from within and reshaped into a militaristic, socialistic, communistic & fascist state.   Every corporate entity that has been run by our government has been a massive failure and an even worse waste of 100’s of billions of tax payer dollars. These entities become embezzlement vehicles for the corrupt elitist politicians to spread the wealth. This is why they want socialism. Socialism gives them complete and total control of all the money. Look at what the government politicians have done with Medicare & Medicaid, social security, The US Post Office, Amtrak, Fannie Mae & Freddie Mac, The entire exponential congressional budget deficit and on it goes. Now they want government run healthcare. Are we really that dumb? The real reason that they want to control everyone’s money without any account so they can steal $100’s of billions or even trillions of dollars among themselves while the insignificant masses starve to death in the insatiable pit of poverty.   On Sept.10TH, 2001, yes, the day before the 9/11 attacks, Donald Rumsfeld, Secretary of Defense, admitted that the U.S. Pentagon appropriations committee had lost $2.3Trillion which it could not account for. The records for this misappropriation were purportedly located in WTC Building #7 & the area of the pentagon which was destroyed on Sept. 11TH, 2001.   JP Morgan-Between September 1ST & 10TH of 2001, JP Morgan sold $2.2Trillion in additional US Treasury Bonds that HAD NOT been issued by the US Government. All records pertaining to these sales were conveniently destroyed or lost in the Sept. 11TH destruction of WTC Bldg’s 1, 2 & 7.   Fannie Mae & Freddie Mac were under investigation for $1.9Trill. in missing funds documented by the US Dept. of Housing & Urban Development between 1988 & 2000. Conveniently after an indictment was given in August, 2001, these documents were lost in the 9/11 destruction.   Another grand jury indictment was awarded against HUD & Fannie Freddie in Sept. 2008 for having 10 times the securities as mortgages to back them. Conveniently, the following week Hank Paulsen, Secretary of The Treasury announced a mortgage crisis which required all HUD documents to be transferred to the Treasury Dept. Once this was completed and out of the court’s jurisdiction, he and Ben Bernanke changed their mind about the crisis and said it was too late to correct the mortgage problem and began giving trillions in handouts to their Wall Street friends with no strings attached.   The global fiat currency system colludes with corrupt leaders of 3RD world countries by diverting tremendous amounts of currency in reward for participating in the globally corrupt scandal to confiscate the wealth of the masses and transfer that wealth to the Fed. In return, many corrupt 3RD world leaders & governments are protected, made wealthy & elevated in global authority & influence. Nations that will not participate or speak out against our currency are warned & destroyed. Libya, Iraq, Iran, Venezuela, many middle-eastern nations for now.   America’s global superiority is diminished based on mutual participation in the corrupt & deceptive fiat currency system which perpetuates the Fed’s confiscation of citizen’s wealth globally by undermining, inflating & destroying all world currencies. This relationship elevates the authority & influence of many 3RD world and adversarial governments to have a say over the financial decisions and military actions of the US & Fed. This positions & empowers new world leaders to arise where otherwise, finances would be unavailable.   Fed Backed fiat currency allows continued warfare & military action in favor of all participatory leaders & governments perpetuating currency creation & warning defectors.   A fiat currency system is dependent upon debt, debt & more debt on every level. The largest burden is on the taxpayer.   This systematic destruction of nations by the financial monopoly leaders has occurred on countless occasions throughout world history starting as far back as The Roman Empire nearly 1900 years ago which experienced complete and total financial & economic collapse at the same time it was being conquered and burned by invading countries. The financial, moral & governmental breakdown from the inside out weakened & confused Rome to a point that it no longer had the strength, resolve or wisdom to know how or why to defend itself. There was mayhem in the streets. Historians tell us that the Roman military had disband and walked away saying that there was no longer anything to fight for as the republic had been systematically destroyed from within by corruption & greed.   Since its inception in 1913, the Federal Reserve Bank has requested & received, from congress via the taxpayer, over 15 corporate and 10 Third world country bailouts totaling multiple $Trillions $of $Dollars. Debt, Debt & More Debt.   Impending Hyper inflation is the inevitable & undeniable end result of all fiat currency systems. None have survived.   The U.S. Government & Federal Reserve Banks Create, Demand & Require Inflation as a hidden tax.   The U.S. Government & Federal Reserve Banks confiscate the citizen’s wealth through a series of inflationary (expansion) and deflationary (contraction) economic policies. They push debt then confiscate assets and wealth.   Precious Metals respond positively to both Inflationary & Deflationary Economic times.   Precious Metals grow at or beyond the inflation rate of the currency of measurement.   The U.S. Stock Market is inundated with and dependent upon fraud & corruption to succeed. A Ponzi scheme.   Precious Metals do not require the promise or endorsement of any man or entity. They speak for themselves.   The 30 DOW Jones Index stocks are removed & replaced yearly to create false performance records.   From Sept. 2001 to Nov. 2009, The DOW Jones Index has LOST 20% of its value despite intentional substitution & manipulation of the stocks the index is comprised of.   From Sept. 2001 to Nov. 2009, Gold, Silver, Platinum & Rare Coins have all grown by over 300% in value despite ongoing media blackouts as well as harsh bank and stock broker opposition from the fear of loss of control.   $1000 invested in the DOW Jones in 1969(40 years ago) would currently be worth just over $6000.   $1000 invested In Gold in 1969(40 years ago) would currently be worth over $31,000 today.   The explosive casino market of the “dot com craze” of the 1990’s was a debt driven anomaly which is over & done, once & for all, never to return again. DON’T BE FOOLED if your stock broker keeps telling you to hurry up and wait for it to eventually come back. Ask him where his great advice was before your 401K became your 201K or even a 101K?   Hundreds of respected experts and analysts agree that further economic failure is assured before recovery will begin.   Stock Market Will Crash UP!!! Inflation will be used to deceive the average investor. As hyper inflation rates of 50%-100% or more erode the U.S. Dollar, the stock market will grow by 10, 20 or even 30% lulling the trusting and ignorant citizens to sleep while the Inflation Tax quietly confiscates and transfers the remainder of their wealth to the Federal Reserve Banking Cartel.   Throughout U.S. History, U.S. bankers have used crash after crash to appropriate bail-out after bail-out. The lack of U.S. wealth creation assures an impending depletion of U.S. paper backed wealth. The only ones who will survive will be those holding tangible resources and imperishable commodities. BUY PRECIOUS METALS NOW!!! Time is running out!!!   FDIC has only $10Billion remaining, less than the total deposits of each of America’s 100 largest banks. No insurance left!   AVOID PRECIOUS METALS ON PAPER. Hold ONLY physical precious metals. CALL COINSPlus Today @ (509) 444-0044.

15 - How Your Teen Can Take Advantage of the Tax Code I cannot tell you how many times I've been asked this question: “Josh, my 16 year old son has a part time job this summer. Can he open a Roth?” Yes, he can start a Roth and certainly should. A great strategy is to give him the money to open the account based on the income he made. Incentivize your children to work by opening a Roth for them For instance, say he made $5,000 washing dishes over the summer but he wants to spend some of that money. Can't blame him. That's why he worked, to get some spending money. A way to reward him without just handing him over cash is to say, “I'm proud of you getting this job, son. Look at all your peers just lounging around. For your efforts, I'm going to put the amount you made as income into a Roth IRA in your name.” And you then send a check for $5,000 to his Roth IRA provider. Maybe that's too much of a gift for him and doesn't incentivize him to save any of his own money? Then simply match the money he puts into his Roth with your own contribution. Match what your kid contributes to a Roth Say he made $5,000 but only wants to put $2,500 in the Roth. Tell him you will match his contributions dollar for dollar up to his income limits. In this case, he gets $2,500 of his own money to spend as he likes, he contributes $2,500 to his Roth and you match it. Now he has $5,000 in his Roth and $2,500 to spend. Not a bad deal in the least. By the way, there is absolutely nothing wrong with doing this from the IRS perspective. Your son made $5,000 as earned income. As long as no more than $5,000 goes into his Roth he's good to go. Your $2,500 contribution is not a taxable event either. No gift tax to pay, no transfer tax, no income tax or anything. Easy as pie, nothing to report. Hopefully, your son will continue to do this each year so by the time he graduates college he'll have a nice sum of money saved up in his Roth. Have Your Working Children File a Tax Return! The standard deduction of $12k(for those under the age of 65) is much higher than most kids' earnings. So, no tax is owed. But have him file a tax return anyway because his employer most likely withheld income tax from his paycheck. As long as his standard deduction is higher than his taxable income he will get the income tax that was withheld returned. He will not get back this FICA taxes, mind you. But there are benefits to his reporting income even if it is only $5,000 each year from a Social Security/Medicare perspective. Every $1,375 your child earns is 1 quarter earned towards the 40 they need for full benefits when he retires. Yeah, this may not seem like much now but it could prove huge in the future. (I've done a ton of videos on this topic on my Youtube channel. www.youtube.com/heritagewealthplanning). What if all he did was mow lawns and had no actual paycheck? He can STILL open a Roth, as long as he reports his income on a 1099. You're going to want to research this a bit to make sure he pays his FICA taxes. It's really not that hard. Just a couple simple forms and VOILA! He can contribute to his Roth. How about my daughter who babysits? She will have the exact same scenario as the son who mows lawns. I'm a dentist can I hire my kids to sit in the chair for a marketing picture? Yes, you can… but, I do urge caution here. Is it truly earned income when your kids are just being used for a marketing piece? That's a tough one. However, if you validate they are cleaning up ar --- Support this podcast: https://anchor.fm/josh-scandlen-podcast/support

Independent analyst Daniel Amerman ,CFA thinks it naïve to expect inflation-adjusted Social Security payments in perpetuity; nor does he expect the system will go bankrupt; rather, he holds retirees will get paid – just less than before each year out. He says Medicare is not keeping up with inflation and is eating most people’s Social Security check, and higher-income recipients are effectively subsidizing lower-income recipients. This system design biases the claiming decision to no later than age 65. He warns that, because the U.S. national debt is now larger than the U.S. economy, policy makers are using “financial repression,” a policy that is injurious to retirees, to cope with debt.

Hey Medicare Nation! It's October! Lots of changes going on in the Medicare landscape. Social Security recently announced the 2019 COLA, and for those of you on Social Security and Social Security Disability, you will be receiving a 2.8% raise in your monthly check. Social Security raise goes into effect January 1, 2019. Social Securtiy Disbility goies into effect December 31, 2018. Some more good news is.....the payroll taxes for Medicare & Social Security are staying the same in 2019. Yeah!! The combined tax rate for Social Security & Medicare will remain at 7.65% in 2019 for employees. The combined tax rate for Self Employed will also remain the same in 2019 at 15.30% When Social Security authorizes a COLA raise, that is the signal that Medicare Part B Premiums may also rise. For 2019, that's exactly what happened. Let's take a look at the 2019 Medicare Premiums & Deductibles. Medicare Part A In 2019, the Medicare Part A Deductible for being an inpatient in the hospital is going up to $1,364.00 in 2019. This means, you will have an out-of-pocket deductible when you are admitted to the hospital as an inpatient, whether you stay for one night or sixty consequative nights. You will have to pay the $1,364.00 each time you are admitted to the hospital, unless you are readmitted to the hospital less than 60 days after you are discharged from the hospital and you are admitted for the exact same reason.  SNF A Skilled Nursing Facility (SNF) has 24hr Medical care and specializes in rehabilliation. A person who had a stroke may be transferred to a SNF, to rehab the loss of sensation in a limb or to improve speech. A person who recently had hip replacement surgery may be transferred to a SNF to strengthen their leg(s) and learn to walk with a proper gait. Under Medicare, the first twenty days in a SNF is a benefit with no co-pay. If a person is required to stay day 21 and up to 100 consequative days, the co-pay will be $170.50 per day in 2019, under Medicare Part A. Medicare Part B Every person, who is a member of Medicare Part B has a monthly premium. For those with an income below the Federal threshold, the Medicare Part B Premium is paid by that individual's State Medicaid Program. For individuals on Medicare Part B, whose annual adjusted gross income is $85,000.00 or less, filing as a single taxpayer, the 2019 Medicare Part B monthly premium will be $135.50 Here is the chart for Medicare beneficiaries with a higher income, who will pay a higher Part B Premium Monthly.   Beneficiaries who file individual tax returns with income: who make Less than or equal to $85,000             $135.50 Married, filing joint returns & make less than or equal to $170,000                                                          $135.50 Beneficiaries who file individual tax returns with income: who make Greater than $85,000 and less than or equal to $107,000                                                          $189.60 Married, filing joint returns & make Greater than $170,000 and less than or equal to $214,000                     $189.60 Beneficiaries who file individual tax returns with income: who make Greater than $107,000 and less than or equal to $133,500                                                         $270.90 Married, filing joint returns & make Greater than $214,000 and less than or equal to $267,000                    $270.90 Beneficiaries who file individual tax returns with income: who make Greater than $133,500 and less than or equal to $160,000                                                         $352.20 Married, filing joint returns & make Greater than $267,000 and less than or equal to $320,000                    $352.20 Beneficiaries who file individual tax returns with income: who make Greater than $160,000 and less than or equal to $500,000                                                         $433.40 Married, filing joint returns & make Greater than $320,000 and less than or equal to $750,000                     $433.40 Beneficiaries who file individual tax returns with income: who make Greater than or equal to $500,000      $460.50 Married, filing joint returns & make Greater than $750,000                                                                        $460.50   Medicare Part B Deductible Medicare has an Annual Part B Deductible.  In 2019, the Part B deductible is going up to $185.00. After you pay your Part B deductible, you will then have to pay 20% of the Medicare Allowable for Part B services. If you are on a Medicare Advantage Plan, you probably didn't even know you had a Part B Deductible. The majority of Medicare Advantage plans absorb the Part B Deductible into their plan. The Majority of Medicare beneficiaries on a Medicare Advantage Plan do not have a Medical deducatible on their plan. I always say......"You Pay as you go." If you currently have a Medi-Gap Plan "F" or Plan "C", you also don't pay out of pocket for the Annual  Part B Deductible. Things will change in 2020, for now.....everyone is good to go.    The Medicare Annual Enrollment Period is here! If you have a question......Email it to me! If I can answer it in one paragraph....I will! If I have to do ANY kind of research, or my answer requires more than one paragraph....then you may need to hire me to consult with you. I presently charge $150.00 an hour for consulting on Medicare issues and comparisons. I can help you with just about anything to do with Medicare. I have vast knowledge in Medicare and I am very fair.  Need help with Medicare? I can help you. Send me an email to Support@TheMedicareNation.com   Things are getting busy with Medicare.  More updates will be coming soon! Until then.....I want each of you to have a Happy, peaceful and prosperous week! Diane Daniels

In this episode, sponsored by Wholesaler Masterminds® Schedulers, we interview: Chad Mueller, Head of Annuity Sales for CUNA Mutual Group. In this role, Chad is responsible for leading the MEMBERS® Products wholesaling organization, developing and executing the go-to-market wholesale distribution strategy, and achieving increased sales and market share objectives. He has more than 17 years of experience in the financial services industry and brings a wealth of knowledge focused on retirement planning. This diverse background ranges from Marketing, Retail Sales (advisor), Life, Annuity, Mutual Fund/SMA Wholesaling and Sales leadership. He has also qualified for President's Council, CUNA Mutual Group's highest Sales honor, seven times in 3 different roles, and is a regular speaker on topics of retirement and retirement income planning, Social Security/Medicare basics, and estate planning. Chad graduated from the University of Wisconsin – Stevens Point, with a Bachelor of Science in Political Science and Business Administration. Visit us at Wholesaler Masterminds for more.

Q: "I'm 62 should I apply for Social Security?" "I'm 65, widowed, I want to remarry, will this affect my Social Security?" Answer to both Q's: "It depends!" Navigating SS's, rules and rule exceptions, or Medicare & Supplemental Insurance requires experts.

The FAIRtax Guys explain how the FAIRtax puts Social Security & Medicare on a stable funding foundation and then list a number of other advantages the FAIRtax for individuals.

For Beyond 50's "Political" talks, listen to an interview with Dr. Jane Orient. She has served as the Executive Director of the Association of American Physicians and Surgeons since 1989. She'll talk about what it would take to make American Medicine great again. It's by addressing the root of the problem: the tax code and Medicare. Her first proposal is to stop the Big Lie of the Social Security/Medicare system and abolish the payroll tax. According to Dr. Orient, neither ObamaCare nor Medicare is really insurance. In fact, they outlaw true insurance for medical care and force most people into a beggar-thy-neighbor prepayment scheme. ObamaCare loots Medicare to help fund the scheme. Some Republican proposals would impose Medicare risk-adjustment methods on the whole economy - without admitting that the system is insolvent. Tune in to Beyond 50: America's Variety Talk Radio Show on the natural, holistic, green and sustainable lifestyle. Visit www.Beyond50Radio.com and sign up for our Exclusive Updates.

Some suggestions as you get older: review your social security benefits when you reach 60; investigate information on long-term coverage; learn about Medicare - its basic benefits and various plans - from a professional. Seek professional advice.

Hello fellow boomers and happy 2016! I want to start of the new year by highlighting some of the big changes that occurred in 2015 to Social Security, Medicare and your IRAs that may have a direct effect on your healthcare and your pocketbook in 2016 and beyond. To do this I'm going to bring back some great guests from past shows to share their insights and expertise. This week's podcast, # 38, will feature a talk with Chris Stein & Jim Saulnier about some big changes that took place in 2015 to Social Security as well as Qualified charitable distributions or QCD's and lastly about myRA's and how they can be a great starter IRA for your grand kids.

In this episode, Pete the Planner provides some clarity on two often confusing topics: Social Security and Medicare.