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FaZe ZooMaa, Benj, Parasite, Enable, Attach, Aches, Temp, and Octane break down the Call of Duty League Champs event!
The next generation of financial advisors and leaders are not asking for a job, they're asking for a future. Ray Sclafani explores why career pathing has evolved from a nice-to-have benefit into the most critical retention lever advisory firms have. Drawing on Deloitte's 2025 research showing only 6% of Gen Z and Millennials prioritize reaching a leadership position, Ray unpacks what ambition actually looks like today: growth, meaning, money, well-being, and a thoughtful pace of development.For advisory firm owners and leaders, the implications are direct. A firm with no clear development path doesn't stand still, it falls behind. This episode provides a five-part framework for building career pathways that work. Ray then shares a practical starting point: a single career conversation in the next 60 to 90 days that changes how your people feel about their future with your firm.The firms that provide honest visibility of a future worth building will retain more top talent, develop better leaders, and build more durable businesses.WHAT YOU'LL LEARN IN THIS EPISODEWhy the next generation defines ambition differently and what that means for retention strategyHow to define roles with clarity and purpose so every position has a visible pathwayThe single biggest mistake firms make when building career paths and how to avoid itWhy addressing AI's role impact directly is now a core part of career developmentHow to eliminate ambiguity around partnership so people stop guessing what it meansTHE FIVE-PART CAREER PATHING FRAMEWORKDefine the Roles. Establish clear purpose, expectations, and required skills for each position. Map progression pathways for advisors (from client service associate to enterprise leader), operations (specialist to enterprise operator), and leadership (people manager to executive leader).Define the Progression. Specify what it takes to move from one role to the next: technical skills, client relationship management, leadership capabilities, business development expectations, decision rights, and cultural behaviors. Specificity builds trust.Connect to Actual Development. Attach real development objectives to each progression step. Identify specific competencies that need improvement, not vague hopes. The manager's job is connecting today's work to tomorrow's opportunity.Address AI's Impact. Clarify which skills become more valuable (empathy, judgment, planning, decision making, communication, relationship leadership) and commit to training people to use AI responsibly. Don't let people wonder alone.Make Ownership Expectations Clear. Define passages to partnership, distinguish between producing and nonproducing partners, clarify income versus equity partnership, and spell out what business development, client retention, leadership, and enterprise thinking mean for ownership.REFLECTION QUESTIONS FOR YOUR LEADERSHIP TEAMCan every high potential employee at your firm see a future worth working toward?Where are career paths clearly defined, and where are they implied but not yet documented?Which roles will AI reshape first? And how are you preparing your team for that shift?Who needs a development conversation before they start taking calls from another firm?RESOURCES MENTIONEDDeloitte 2025 Gen Z and Millennial SurveySchwab 2025 Career Pathing ResearchCFP Board Career Pathway ResourcesClientWise Business Builders Academy™ClientWise Executive Coaching and Team DevelopmentBuilding the Billion Dollar Business is hosted by Ray Sclafani, founder and CEO of ClientWise, the financial services industry's leading executive coaching and team development firm for elite advisors and wealth management teams.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeBuilding The Billion Dollar Business
The boys are joined by Attach as we react to FaZe Vegas's championship victory, defeating OpTic Texas in a controversial grand finals. What roster changes are to come, does Scrap have a point on PC drama after bombing out of the tournament with LA Thieves for the second year in a row?
FaZe ZooMaa, Benj, Parasite, Temp, Aches, Enable, and Attach break down the Call of Duty League matches from COD Champs 7/18/2026!Like, comment, subscribe! 0:00 Intro6:30 Paris Gentle Mates vs G2 Minnesota21:00 OpTic Texas vs FaZe Vegas34:25 Riyadh Falcons vs Paris Gentle Mates41:57 OpTic Texas vs Riyadh Falcons
FaZe ZooMaa, Benj, Parasite, Attach, Accuracy, Temp, and Aches break down the Call of Duty League Champs on 7/16/2026!
FaZe ZooMaa, Benj, Temp, Attach, Parasite, and Aches break down the Call of Duty league matches from COD Champs on 7/17/2026!Like, comment, subscribe! CHECK OUT THE NEW MERCH DROP: https://fazeproshop.com/collections/zoomaa
Schools teach algebra, chemistry, and history, but many children graduate without knowing how to earn, manage, save, or spend money wisely. That leaves one important question: who is teaching the financial skills they'll rely on for the rest of their lives?In this episode of Parents of the Year, Andrew and Dr. Caroline sit down with financial educator Vince Shorb, founder of the National Financial Educators Council, to explore simple ways families can build financial confidence at home.This conversation is packed with practical ideas that fit naturally into everyday family life.You'll learn why financial literacy doesn't require complicated investing lessons, how small daily conversations create lasting habits, and why involving children in real financial decisions can prepare them for adulthood long before they leave home.Whether your child is five or preparing for university, this episode offers realistic strategies that help children develop confidence, responsibility, and important skills that will set them up for future success.In this episode you'll learn:Why financial literacy begins long before a first jobSimple ways to teach earning, saving and spendingHow chores can become valuable life lessonsWhy everyday shopping trips create teachable momentsHelping teens prepare for cars, university and creditCareer exploration before choosing post-secondary educationHow parents can teach money skills, even if they weren't taught themselvesAbout Vince ShorbVince Shorb is one of the country's leading advocates for promoting financial literacy and a thought leader in teaching and scaling financial education programming. After spending 15 years in financial services working one-on-one with more than 20,000 people, he founded the National Financial Educators Council (NFEC) – an organization dedicated to combating the financial illiteracy epidemic. Shorb has led the NFEC in the development of 2,500 financial literacy programs and more than 80 financial literacy assets. He has been featured in publications on USA Today, CNBC, Yahoo Finance, Forbes, CNN Money, MarketWatch, Fox Business, Huffington Post, NASDAQ, and Business Insider. Connect with Vince: Website:National Financial Educators Councilhttps://financialeducatorscouncil.orgLinkedIn: https://www.linkedin.com/in/vinceshorb/ Homework ActivitiesThis episode encourages families to move beyond talking about money only when there's a purchase to make. These simple activities help children build confidence through real experiences rather than lectures.1. Hold a Monthly Family Money MeetingChoose one day each month to sit together for 20–30 minutes.Discuss:What everyone is saving forWhat goals were reached this monthOne financial lesson learnedOne goal for next monthKeep the conversation positive and focused on learning, not judgement.2. Create a Family Chore EconomyInstead of assigning chores without discussion, involve children in deciding how they can contribute to the household.Together:List household jobs.Let children choose responsibilities that interest them.Attach a reasonable financial reward."Pay" them monthly.Divide earnings into categories like:SavingSpendingGivingFuture Goals3. Practise Opportunity Cost While ShoppingAt the grocery store, ask questions like:Which cereal gives us better value?Is the larger package actually cheaper?Do we need this today?If we buy this, what are we giving up?The goal isn't saving every dollar.It's helping children begin weighing choices.4. Compare Household BillsChoose one utility bill each month.Challenge the family to reduce usage over the next month.Examples:ElectricityWaterNatural gasIf everyone meets the goal, use part of the savings for a family activity.Examples:BowlingIce creamMini golfMovie night5. Research a Future PurchaseBefore buying something significant, have your child investigate the full cost.Ideas include:First vehicleLaptopPhoneSports equipmentAsk them to calculate:Purchase priceInsuranceMaintenanceFuel or charging costsAccessoriesRepairsOngoing monthly expensesThis teaches ownership rather than simply buying.6. Career Conversation ChallengeEach month, invite someone to talk about their work.Ideas include:GrandparentsFamily friendsNeighboursLocal business ownersAsk:What does your job involve?What do you enjoy?What skills are important?How did you get started?This broadens children's understanding of career possibilities before post-secondary decisions.Send us Fan MailEnjoying the show? Help us out by rating us on Apple! https://apple.co/3du8mPK Follow us on Facebook and join our Facebook Community! Access resources, get support from other parents, and ask Caroline and Andrew your questions! Follow FB: https://www.facebook.com/profile.php?id=61566206651235and FB Community: https://www.facebook.com/groups/674563503855526
Jean-Marie BOCKEL, ancien maire de Mulhouse, ancien secrétaire d'État chargé de la Défense et des anciens combattants, colonel de réserveMaire de Mulhouse pendant 21 ans, ancien député et sénateur socialiste du Haut-Rhin, Jean-Marie Bockel est aussi le fondateur de la Gauche moderne. À 76 ans, son nom représente encore cette troisième voie à l'anglaise, réformiste et libérale, une troisième gauche qui se cherche peut-être dans le crépuscule du macronisme, même si l'homme est retiré de la vie politique. Né dans une famille catholique alsacienne, son oncle Mgr Pierre Bockel était archiprêtre de la cathédrale de Strasbourg, résistant et « Juste parmi les nations ». Attaché aux questions sécuritaires dans sa ville de Mulhouse, Jean-Marie Bockel fut aussi ministre sous Nicolas Sarkozy en 2008-2009, précisément secrétaire d'État chargé de la Défense et des anciens combattants. Colonel de réserve, il a un lien et surtout une histoire avec l'institution militaire. Une histoire tragique, familiale. Son plus jeune fils, lieutenant au 5e régiment d'hélicoptères de combat de Pau, meurt en 2019 dans le cadre de l'opération Barkhane au Mali. Depuis 2020, Jean-Marie Bockel préside l'Association Solidarité Défense qui vient en aide et soutien aux blessés et aux familles des soldats tués. « Envoyé personnel » d'Emmanuel Macron en Afrique en 2024/2025, il œuvra à la reconfiguration du dispositif militaire français en Afrique de l'Ouest et au Sahel. Il prône un partenariat « renouvelé » avec les pays africains. Dans cet entretien, il analyse le sens que l'exécutif donne à ce défilé du 14 juillet, dominé par la volonté de réveiller stratégiquement l'Europe face à la Russie et au moindre soutien de l'Amérique. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
FaZe ZooMaa, Temp, Benj, Attach, Parasite, and Aches break down the first day of the Call of Duty league Paris Major 4 event!
FaZe ZooMaa, Attach, Temp, Parasite, and Aches break down the Call of Duty league matches from 6/21/2026!
The boys are joined by Dillon Attach (-_-) to break down the upcoming CDL Major 4 in Paris. Will OpTic Texas take advantage of a favourable bracket, will LA Thieves live up to their billing as pre-tournament favourites, will Paris Gentle Mates deliver for the home crowd?
Ecoutez RTL Matin avec Céline Landreau du 19 juin 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Ed Morrissey, Managing Editor at Hot Air, and host of the Ed Morrissey Podcast, joins Seth to discuss their latest recommendations in film, the mainstream media's failure to report on the foiled terrorist attack on the Ultimate Fighting Championship (UFC) America 250 event at the White House on Sunday, the preliminary deal to end the war between the United States and Iran, and much more! See omnystudio.com/listener for privacy information.
Have you ever wondered why you keep attracting the same kinds of relationships, or why conflict makes you shut down, or why being alone feels unbearable? The answer might be rooted in something that was shaped before you even started school.Bev Mitelman is a certified relationship and attachment trauma practitioner, certified menopause specialist, and founder of Securely Loved. In this episode, she breaks down the four attachment styles, where they come from, how they show up in parenting, friendships, and romantic relationships, and most importantly, how to change them.This one is going to make you think about your childhood, your kids, and every relationship you have ever been in.00:00 Opening: What dismissive avoidant attachment really looks like 01:00 Welcome and introduction to Bev Mitelman 02:00 What attachment styles are and why they matter beyond romantic relationships 03:00 How attachment styles connect to the way kids act out at home and school 05:00 The four attachment styles explained 06:00 Secure attachment: what it looks like and how it forms 09:00 Can children of divorce still develop secure attachment? 12:00 Moving into insecure attachment styles 13:00 Anxious preoccupied attachment: the core wound of abandonment 15:00 How anxious attachment shows up in adult relationships 17:00 What anxious attachment looks like in young children at the grocery store 18:00 Can attachment styles be changed? Yes, here is how 20:00 Dali reflects on her own parenting and what she wishes she had known sooner 22:00 Bev shares a powerful conversation she had with her own son 24:00 Dismissive avoidant attachment: hyper-independence and emotional walls 27:00 What about athletes under pressure? Where do they fall? 30:00 Dismissive avoidant in adult relationships and why they avoid commitment 32:00 Fearful avoidant attachment: the hot and cold partner explained 35:00 The difference between personality traits and attachment styles 35:30 Fight, flight, freeze, and fawn: what people-pleasing really means 37:00 How to work with Bev and where to find her 38:30 You can change your attachment style. It is not a life sentence.Take the free Attachment Quiz: https://www.securelyloved.com YouTube: https://www.youtube.com/@SecurelyLoved Instagram: @securely_lovedConnect with Dali and learn about DaliTalks:https://www.dalitalks.com/linktree Follow DaliTalks on IG and LinkedIn @DaliTalksWhat was the most valuable thing about this conversation for you?#attachmentstyles #secureattachment #securelyloved
Aujourd'hui, Emmanuel de Villiers, entrepreneur, Barbara Lefebvre, prof d'histoire-géographie, et Sam Zirah, créateur de contenu, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
FaZe ZooMaa, Octane, Attach, Aches, and Benj break down the Call of Duty League matches from 6/13/2026!
Podcast Méditer l'Évangile, le Psaume ou la Lecture du jour en audio ¦ Prie en chemin
Aujourd'hui, nous sommes le lundi 15 juin. Me voici devant toi, Seigneur, en ce début de semaine. Tu as parlé à mes pères, et tu veux par ta Parole éclairer ma vie, mes choix. Donne-moi aujourd'hui un cœur droit, capable de reconnaître ce qui est juste et ce qui... Chaque jour, retrouvez 12 minutes une méditation guidée pour prier avec un texte de la messe ! A retrouver sur l'application et le site www.prieenchemin.org. Musiques : Ossé Shalom de Corinne Lafitte - Sur tes murailles, Jérusalem © Voir les conditions d'utilisation ; Przybadz Duchu Bozy de Communauté de Taizé - Sur tes murailles, Jérusalem © © 2025 Ateliers et Presses de Taizé.
The man who wrote the book on election integrity is fired up — and he's not mincing words. Former Virginia Attorney General and Election Transparency Initiative National Chair Ken Cuccinelli joins Marc Cox and Kim St. Onge with a battle plan that John Thune doesn't want to hear: attach the SAVE Act to FISA and force every senator to go on record in front of the 90% of Americans who support voter ID. Thune says it can't be done — Cuccinelli says that's a lie, and he explains exactly how the House Freedom Caucus can make it happen. Then the conversation turns to California, where a 24,000 ballot drop somehow produced zero votes for one major candidate, a homeless woman was paid two dollars to sign a ballot, and the state refuses to share its voter rolls with anyone. Cuccinelli calls it exactly what it is — a system built to absorb cheating. If you care about free and fair elections, this is the most important conversation happening in conservative media today. Don't miss it on the Marc Cox Morning Show. HASHTAGS: #MarcCoxMorningShow #KenCuccinelli #ElectionTransparency #SAVEAct #FISA #VoterID #ElectionIntegrity #CaliforniaElection #VoterFraud #JohnThune #FreedomCaucus #ElectionTransparencyInitiative #ConservativeRadio #AmericaFirst #MAGA #PatriotRadio #MorningRadio #WakeUpAmerica #TruthMatters #MissouriConservative
FaZe ZooMaa, Attach, Octane, Benj, and Parasite break down the Call of Duty league matches from the Minor Tournament 6/7/2026!
from bigfinish website The Big Finish Paul Spragg Memorial Short Trip Opportunity honours the memory of our much-loved colleague and friend, a stalwart of the Big Finish production office who passed away suddenly on 8 May 2014. We're searching for an emerging talent to write a Doctor Who short story that will be released as an audiobook at Christmas – and this year, the topic is "The First Doctor". The competition runs for five weeks, starting today and closing in the middle of June. Commemorating Paul Big Finish's Executive Producer Nicholas Briggs said: "It's always a special time to remember our dear friend Paul. It's particularly exciting for me this year as we're focussing on the First Doctor, who has been something of a passion of mine recently. Can't wait to read the story submissions for this!" The First Doctor Range producer Peter Anghelides said: "In the ten years since we launched this memorial competition, we've never had a winning story featuring the First Doctor. This is the year we're changing that. "We want to read your proposal for a standalone Short Trip with a brand new idea that showcases him in a short story for a single reader that we'll publish at the end of this year. "Your story will be inspired by the character of the First Doctor as we saw him on TV. It's an era when each story naturally offered a new perspective on the continuing series – so we want your proposal to demonstrate that kind of originality and inventiveness. What fresh characters, adversaries, locations, concepts and perspectives can you devise for a compelling short story?" In addition to naming a winner, Big Finish will also identify a shortlist of commendations. "In recent competitions, the standard of entries has been wonderful," said Peter Anghelides. "Although we will have only one winner, we thought it appropriate this year to name and commend other strong contenders." Before you enter the competition, please carefully read the 2026 guidelines below and the accompanying terms and conditions on the Big Finish website. They contain important information that explains eligibility, theme, word count, deadline, and how to submit your story idea. We look forward to reading your entries. Good luck! Helpful advice from previous winners You can get a feeling for what a successful competition entry looks like by checking out the previous ten winners. Recordings of each are available on the Big Finish website as free downloads, along with the final script and the original winning submissions from each year. The Paul Spragg Memorial Short Trip Opportunity 2026 Guidelines The competition is to identify talent, enthusiasm, and ability to write to a specification – so everything you need to know is in these guidelines and the accompanying terms and conditions. Please note that no correspondence will be entered into, either during the entry period or afterwards, and the judges' decision is final. Entry into this competition requires that you have read and accepted the full terms and conditions. By entering, you indicate that you have done so. SUBMISSION PROCESS: All entries must be submitted electronically to competitions@bigfinish.com, either as a Word-compatible document or a PDF document, formatted as per these guidelines, and received by Big Finish before 23:59 (UK time) on Thursday 11 June 2026. YOUR EMAIL MESSAGE: Include the entrant's full name and a contact email address only in the body of your email. Include your title (e.g. Attack of the Glurgs) in the Subject line. Don't include any details of your background or previous writing experience – your submission should speak for itself. Attach your anonymised entry document to the email. THE ATTACHED DOCUMENT: The document must consist of two parts in a single document: a one page synopsis that is no more than 500 words, and a one-page excerpt from your story of a further 500 words maximum (prose, not drama script). This is to give an indication of the writer's ability and intentions for a 4,500-word story, which can change if the full story is commissioned. These word count limits for the synopsis and extract are a strict requirement this year. Name the attached file only with your story title (e.g. Attack of the Glurgs.PDF) Do NOT include personally identifying details in your document (for example, name or email address), or the entry will be disqualified. THEME AND CONTENT: Submissions should propose a short story featuring the First Doctor and set at any time in the universe of the Doctor Who television series between An Unearthly Child and The Tenth Planet. THINGS YOU MAY DO: You may use any of the First Doctor's regular companions (or none of them) as they appeared in TV episodes: Susan, Ian, Barbara, Vicki, Steven, Katarina, Dodo, Ben and Polly. Your story should feature the character of the First Doctor as we saw him on TV. We want your proposal to wow us with its originality and inventiveness. So what fresh characters, adversaries, locations, concepts and perspectives can you devise for a compelling short story? THINGS TO AVOID: Do NOT create a new companion for the Doctor, nor use other companions from TV or elsewhere. Do NOT include other Doctors or Time Lords. Do NOT include any established creatures (e.g. Voord, Sensorites, etc.) or established characters (e.g. Mavic Chen, the Toymaker, etc.) or established Doctor Who organisations (e.g. Coal Hill School, Space Security Service, etc.). Do NOT base any fictional characters on any real living person; you may include real historical people as characters, so long as they lived and died before the year 1900. EXAMPLES: If you've never heard a Doctor Who Short Trips story before, we recommend that you listen to some examples, to get a sense of how they sound and what can be done in the format. Each of the previous winning stories is available as a free download. When you add them to your Big Finish account, you also unlock bonus content that includes downloads of the original winning submissions and the final studio scripts. 2016: Forever Fallen by Joshua Wanisko (Seventh Doctor) 2017: Landbound by Selim Ulug (Third Doctor) 2018: The Last Day at Work by Harry Draper (Second Doctor) 2019: The Best Laid Plans by Ben Tedds (Twelfth Doctor) 2020: Free Speech by Eugenie Pusenjak (Tenth Doctor) 2021: The Lichyrwick Abomination by Joe Vevers (Ninth Doctor) 2022: The World Tree by Nick Slawicz (Eleventh Doctor) 2023: The Hoxteth Time Capsule by Paul Davis (Sixth Doctor) 2024: War Stories by Patrick Ross (Twelfth Doctor) 2025: The Wednesday that Wasn't by Luke Hollands (Thirteenth Doctor)
FaZe ZooMaa, Enable, Parasite, Benj, and Attach break down the first day of the Call of Duty League Minor matches!
FaZe ZooMaa, Temp, Formal, Benj, Rambo, Attach, and Methodz break down the recent Call of Duty League Roster moves!
SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast
Unidentified RAT pushes NetSupport RAT https://isc.sans.edu/diary/Unidentified%20RAT%20pushes%20NetSupport%20RAT/33034 CVE-2026-41089: Windows Netlogon Vulnerability Exploited https://ccb.belgium.be/advisories/warning-microsoft-patch-tuesday-may-2026-patches-118-vulnerabilities-16-critical-102 RedHat npm Packages Affected https://www.aikido.dev/blog/red-hat-npm-packages-compromised-credential-stealing-worm Dashlane Locking Accounts after Brute Force https://status.dashlane.com/pages/5aabcb89fccc4b04d3774443 My Upcoming Classes https://www.sans.org/profiles/dr-johannes-ullrich
Weaponizing the "Fascist" LabelThe Narrative: Charlie analyzed the national media landscape, breaking down how the political left systematically attaches the "fascist" label to conservative policies.The Counter-Argument: The segment focused on how mainstream media mischaracterizes traditional constitutional conservatism—such as state sovereignty and border enforcement—as authoritarianism to alienate moderate voters.
FaZe ZooMaa, Aches, Temp, Enable, and Attach break down the Call of Duty League matches from 5/30/2026!
Benj, Octane, Enable, Attach, and Temp break down the Call of Duty League matches from 2/29/2026!
FaZe ZooMaa, Benj, Enable, Parasite, Temp, Attach, and Aches break down the Call of Duty league rostermania and NEW Call of Duty Modern Warfare 4 announcement!
Chaque matin, à 8h50, l'imitateur rejoindra Apolline de Malherbe. Au programme : un débrief impertinent et sur-mesure de l'actualité politique, juste après le face-à-face avec l'invité du jour. À l'approche des municipales et de la présidentielle et dans un contexte politique en pleine effervescence, Nicolas Canteloup apportera sa voix unique, son regard affûté, et surtout une dose d'humour bien placée pour réveiller les auditeurs.
Plusieurs débats au cœur de l'actualité, les Grandes gueules ont le choix, en débattre ou non : Charles Alloncle en couple avec son attachée parlementaire ? Présidentielle 2027 : N. Arthaud lance sa 4e candidature
FaZe ZooMaa, Attach, Temp, Octane, Enable, Benj, Parasite, and Aches break down the Call of Duty League Major 3 Grand Finals!
Comme tous les lundis à 7h, Tony et Romaric se retrouvent pour parler d'un sujet, et ça, pour vous bande de chiens ! Aujourd'hui, on parle de l'hyper attachement !
FaZe ZooMaa, Benj, Parasite, Attach, Aches, and Octane break down the Call of Duty League Major 3 Day 2 matches from 5/16/2026
FaZe ZooMaa, Benj, Parasite, Attach, Aches, and Octane break down the Call of Duty League Major 3 Day 1 matches from 5/15/2026
FaZe ZooMaa, Octane, Parasite, Aches, Benj, Temp, Enable, and Attach break down the Call of Duty League Major 3 Predictions and final online matches!
Send us Fan MailSometimes it takes a minute to see the truth in some people but when it reveals itself it's important to respond accordingly. In this episode the girls break this down so eloquently Support the show
FaZe ZooMaa, Temp, Octane, Attach, and Enable break down the Call of Duty League matches from 5/8/2026!
Władysław Bartoszewski, Sekretarz Stanu i polski wiceminister Spraw Zagranicznych wyjaśnia na czym polega strategia obronna Polski oraz międzynarodowa współpraca z państwami sojuszniczymi na polu obronności i bezpieczeństwa.
Windermere Coaching Minute · Hosted by Michael Fanning · The market doesn't care what you need to net. It doesn't care what you paid, what your neighbor sold for, or what number feels fair to you. It simply reflects what buyers will do right now.Real estate agents and sellers don't set the price. The market does. Agents analyze the data and present it. Sellers make objective decisions based on that data. That model, followed well, produces results. When it breaks down on either side that's where the trouble starts.In this episode, Michael Fanning breaks down the one truth that drives every successful home sale: outside of price itself, the single most important factor is the seller because the seller gets to decide everything. And every decision carries a consequence.THE HARD TRUTH: The worst version of this story isn't a low offer or a price reduction. It's the listing that expires, the sign that comes out of the yard, and the seller who turns to the agent and says, "You failed me." The agent isn't blameless. But the seller made every decision in that process too.WHAT YOU'LL HEAR• Why homes are still hitting the market overpriced and what it really costs sellers• The 4 decisions that make a sale and the 5 that break one• The quote every agent and seller need: "Agents and sellers don't set the price. The market does."• 8 questions every seller should ask before hiring an agent and what strong answers look like vs. red flagsEPISODE TIMESTAMPS[0:00] Intro — The decision problem, and the listing that never should have expired[3:00] Segment 1 — The framework: the seller controls more than they think[8:00] Segment 2 — The 4 decisions that make the sale[14:00] Segment 3 — The 5 decisions that break it (including the expired listing conversation)[18:30] Segment 4 — 8 questions every seller should ask before hiring an agent[23:00] Segment 5 — Closing message to sellers and agentsFOR AGENTS — HOW TO USE THIS EPISODEThis episode is a listing appointment in audio form. Send it to a seller before you meet. Use it when a seller pushes back on your pricing recommendation. The agents who win listings long-term aren't the ones who tell sellers what they want to hear — they're the ones who tell them what they need to hear, early and with care.Attach the resources below to every CMA you deliver. Let the work speak before you walk in the door.RESOURCES MENTIONED"It Comes Down to You" — Seller FAQ / CMA Cover Document. Generic and unbranded — any agent can put their name on it.The Seller's Interview Guide — 8 Questions to Ask Before You List. Hand it to a seller before they interview you. It's the move most agents won't make.Available from your Windermere Coach. Ask on your next call."Your sellers are capable of making great decisions. Sometimes they just need someone who believes that before they believe it about themselves."— Michael Fanning, Windermere CoachingMichael Fanning · fanning@windermere.com · 206-527-3801 · windermerecoaching.comComplimentary, Not Free · We Hold You Capable
FaZe ZooMaa, Attach, Parasite, Octane, and Enable break down the Call of Duty League matches from 5/2/2026!
Benj, Octane, Aches, Rambo, and Attach break down the final day of the Call of Duty League Minor Tournament and the LA Thieves vs Miami Grand Finals!
FaZe ZoomMa, Temp, Octane, Attach, Enable, and Aches break down the Call of Duty League matches from the first day of the Minor Tournament 4/24/2026!
FaZe ZooMaa, Aches, Attach, Parasite, and Enable break down the Call of Duty League META changes and team drama.
FaZe ZooMaa, Parasite, Aches, Attach, Temp, Octane, Enable, and Benj break down the Call of Duty league recent roster moves, Map set changes, Rank the current CDL Rosters, and compete in CDL FANTASY DRAFT!
Episode overviewIn this episode, Amy sits down with Steve Haberlin to explore what's changing in contemplative practice as artificial intelligence becomes woven into daily life. Steve shares why he created a customized GPT mindfulness guide (“MetaZen”), how he's studying its use with doctoral students, and why he advocates a “human-first” approach: learn from a skilled teacher when possible, then use AI as a supportive bridge—not a replacement.Together, they unpack the promise and the concerns: access and personalization on one side, and privacy, data harvesting, and ethical guardrails on the other. The conversation closes with a look at education's future, the pressures faculty may face, and Steve's upcoming book MetaMeditation.What you'll hear in this episodeKey themesHow Amy and Steve connected through LinkedIn and why that kind of professional relationship-building matters nowWhat a “custom GPT” is and how Steve designed MetaZen as a science-grounded mindfulness guideLive facilitation with AI: a brief demonstration of an AI-led mindfulness practiceWhy human relationship still matters in meditation training (and what's lost if we remove it)The “opportunity gap”: the vulnerable window between learning a technique and sustaining itWhy most meditation app users stop early and what might help people stay with practiceAI as a “technological mirror”—helpful feedback, with real limits and risksEthical concerns: hallucinations, red flags, over-agreeableness, and the dangers of using LLMs as therapyVR and avatars: what's already here (Trip app + “Kokua”) and what may be next (smart glasses)Privacy and biometrics: what data is collected, what can be sold, and where oversight is still catching upHigher education: personalization, AI tutoring, and the likelihood of increased productivity pressure on facultySteve's upcoming book: MetaMeditation: How Neuroscience, Virtual Reality, and AI are Changing Practice and How You Can BenefitPractical takeawaysThink “blended model,” not replacement. AI can extend a teacher's support—especially between sessions—without removing the relational core.Sustainability is the missing piece. Access is expanding, but adherence still drops off quickly; support structures matter.Attach practice to an existing habit. A 60-second breath anchor paired with a daily routine can build consistency.Keep humans in the loop for anything mental-health-adjacent. LLMs weren't built for therapy, and risks increase when people treat them like clinicians.Privacy isn't a side issue. As biometrics and usage data become standard, informed consent and oversight will be essential.Steve's Linked In: https://www.linkedin.com/in/steve-haberlin-ph-d-22390b55/Steve Haberlin, Ph.D.The link for Steve's talk on how to build an AI Chat Bot: https://ucf.zoom.us/rec/share/2qP180cbV182FF0_T7mLG-uhTbyA_3myEGXLaipzNNMD49CHpzrOmLzMizGSsoQY.cPMJvDoX23UIjaFY?startTime=1770148625000 Passcode: Av0=9%qqContact Amy @ www.TheOptimalState.com Yoga Therapy Hour Podcasthttps://podcasts.apple.com/us/podcast/yoga-therapy-hour-with-amy-wheeler/id1564687158 The Optimal State Mobile Apphttps://optimalstateapp.com Instagram: https://www.instagram.com/theoptimalstate/ Facebook: https://www.facebook.com/OptimalStatebyAmyWheeler YouTube: https://www.youtube.com/c/AmyWheelerphd/featured Patreon: https://www.patreon.com/yogatherapyhour Linked In: https://www.linkedin.com/in/amy-wheeler-ph-d-a3095566/Apple School of Integrative Health at NDMU: https://www.ndm.edu/academics/integrative-health Master of Science in Yoga Therapy at NDMU https://www.ndm.edu/academics/integrative-health/yoga-therapy Explore NDMU's Post-Master's Certificate in Therapeutic Yoga Practices https://www.ndm.edu/academics/integrative-health/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices Try our Post-Bac Ayurveda Certification Program at NDMU: https://www.ndm.edu/academics/integrative-health/ayurveda/post-baccalaureate-ayurveda-certification Hashtags for NDMU#IntegrativeHealth #HealthcareEducation #InterprofessionalEducation #GraduateSchool #NDMUproud #SOIHproud #SOIHYoga #SOIHAyurveda #NDMUYoga #NDMUAyurveda #SOIHGraduateSchool
FaZe ZooMaa, Parasite, Attach, Octane, Aches, Enable, Temp, and Rambo break down the Call of Duty League matches from Day 2 of Major 2!
FaZe ZooMaa, Parasite, Attach, Octane, Rambo, Attach, Benj, and Temp break down the Call of Duty League matches from Day 1 of Major 2!
FaZe ZooMaa, Parasite, Attach, Octane, Aches, Attach, Benj, and Rambo break down the Call of Duty League matches from Day 2 of Major 2!
FaZe ZooMaa, Temp, Attach, Octane, and Parasite break down the Call of Duty League matches from 3/20/2026!