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Don't Hide What God Gave YouWhat happens when fear makes you bury the gifts God gave you? In this episode, we break down Jesus' Parable of the Talents and why faithfulness—not perfection—is what matters to God.We're diving into the fourth of Jesus' five parables about His second coming, and this one hits different. It's about a master who entrusts his servants with investments before going on a journey. Two servants double what they're given. One servant? He digs a hole and hides it out of fear.Jesus isn't calling you to be perfect. He's calling you to be faithful with what He's given you—whether that's hospitality, preaching, serving, or loving the people everyone else ignores. This parable shows us that slothfulness isn't just laziness—it's spiritual passivity. It's wanting God without the work. It's playing it safe when Christ never called us to be safe.In this episode:* Why faithfulness matters more than the size of your gift* What it means to be a “good and faithful slave”* How fear and passivity can bury your God-given talents* Why Jesus took the place of the “worthless slave” on the cross* How to identify and invest the gifts God has given YOUAfter the Amen Question: What are the talents God has given you that you need to be more responsible with?
As a part of disability Shabbat, IKAR member Matan Koch explores the ideas of openness, welcoming and access in the context of embracing each person's unique reflection of the divine. He takes us on a journey from Talmudic thought to present-day actions, exhorting us to be the kind of community where all of the reflections of the divine are known, and seen.
Don't Hide What God Gave YouWhat happens when fear makes you bury the gifts God gave you? In this episode, we break down Jesus' Parable of the Talents and why faithfulness—not perfection—is what matters to God.We're diving into the fourth of Jesus' five parables about His second coming, and this one hits different. It's about a master who entrusts his servants with investments before going on a journey. Two servants double what they're given. One servant? He digs a hole and hides it out of fear.Jesus isn't calling you to be perfect. He's calling you to be faithful with what He's given you—whether that's hospitality, preaching, serving, or loving the people everyone else ignores. This parable shows us that slothfulness isn't just laziness—it's spiritual passivity. It's wanting God without the work. It's playing it safe when Christ never called us to be safe.In this episode:* Why faithfulness matters more than the size of your gift* What it means to be a “good and faithful slave”* How fear and passivity can bury your God-given talents* Why Jesus took the place of the “worthless slave” on the cross* How to identify and invest the gifts God has given YOUAfter the Amen Question: What are the talents God has given you that you need to be more responsible with?
© Richard Buskin 2025
Shannon Sharpe & Chad “Ochocinco” Johnson react to Tua Tagovailoa apologizing for criticizing his teammates, Carolina Panthers running back Rico Dowdle joins the show to talk about his impressive season thus far, Joe Flacco talks about how he would react if Ja’Marr Chase changes his route pre snap and much more! 2:59 - Tua’s Apology to teammates19:00 - Panthers RB Rico Dowdle joins the show31:34 - Joe Flacco on Chase changing routes41:59 - Play or Fade46:00 - George Pickens wants to showcase talents (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.
Welcome to The Starting Zone Podcast, The World of Warcraft Podcast for New and Experienced Players! This week Spencer Downey and Jason Lucas discuss Turbo Boost Crafting, UI Accessibility, Midnight Talent Systems, Hotfixes, and everything going on around Azeroth! Episode #705: Midnight Apex Talents! What's New this Week in World of Warcraft! Weekly Event - Warlords of Draenor Timewalking Weekly Quest - Delves Weekly from Brann PvP Brawl - Gravity Lapse Mythic+ Affixes - Xal'atath's Bargain: Pulsar Brewfest - September 23rd to October 9th UPCOMING: Hallow's End - October 18th to November 1st Don't miss it Weekly Checklist World Boss - Reshanor, in Karesh Special Assignment World Quests Theater Troupe Awakening the Machine Spreading the Light Severed Threads Pacts Worldsoul Memories Nightfall Scenario Important Posts Midnight Prologue: "The Warning" Content Update and Housing Early Access Level Up Your Talents in Midnight Feedback: Pet Battles Midnight Alpha Test Development Notes Hotfixes and much more! You can find us on Discord at The Starting Zone or email us at TheStartingZone@Gmail.com Have you heard about our Patreon? It's a great way to support the show and goes towards making more content for you! Check it out here: https://www.patreon.com/thestartingzone Looking for to grab some great TSZ merch? Look no further than here! We've got the shirts, hoodies, mugs, pillows even stickers you want!
On this week's Varsity Xtra Podcast, Post-Gazette high school insiders Keith Barnes and Mike White take a look at what Penn State recruits from the WPIAL -- including Fort Cherry's Matt Sieg and McKeesport's Kemon Spell -- might do following James Franklin's firing as coach. They also look back at interim coach Terry Smith's time in the WPIAL as a player and coach. Later, they tackle some hot topics on the field in Wester Pa. Could Thomas Jefferson or Aliquippa really miss the WPIAL playoffs? Can Fox Chapel's Harran Zureikat break the state record for longest field goal of 64 yards? Trinity's Jonah Williamson and South Allegheny's Drew Cook are this week's "shining stars," and the guys serve up predictions of the top games this week: Montour at Aliquippa; Elizabeth Forward at Southmoreland; South Side at Laurel; North Allegheny at Pine-Richland; Canon-McMillan at Norwin; Central Valley at Hopewell. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We've heard "In God we trust." Have we given "In us God trusts" very much consideration? In the Parable of the Talents, a merchant puts talents into the hands of his servants to see what they will do with them. May we all be good and faithful servants with the things that God has placed into our care.All this dovetails perfectly with training for a marathon and questioning whether anyone has really ever gone to the moon. Join in and let us amaze you with our talent of tying it all together.
Thank you for joining us for worship today! Pastor Bobby continues our series based on Galatians 6:10 where we have been learning how to do good with all that God has given us. In today's message we look at doing good with our talents as we study through Exodus.
Shamus Toomey, Editor in Chief and co-founder of Block Club Chicago, joins Bob Sirott to share the latest Chicago neighborhood stories. Shamus has details on: Pilsen's Homegrown Studio, A Collective Retail Shop, Offers A Little Of Everything From Local Makers: “It's like a crafts fair without all the walking,” said one of the artists selling out […]
In this week's episode, I'm talking about being bold and brave in how you live your life. Maybe it's the full moon in Aries that is inspiring me this week, but it's time for us to take down the walls around our hearts and really experience the life we're meant to live. Even if it means heartbreak. Even if it means feeling grief. Even if it means feeling at all! This is why we're here. To live through the experiences of what it is to be human. And in order to do that we need to open ourselves up. Not just our hearts. We also need to open ourselves up to the people around us. And to build community and connection. I know I probably sound like a broken record after all of these episodes around community, but it can't be emphasized more. We are at a crucial point right now and it is so essential for us to come together if we are to survive the end of this empiré. Tune in to hear more and to learn what grounding actually is and why it is key to everything I'm talking about. Spotify: https://open.spotify.com/show/3NmlshGX4ijHPXmFIgT1Nu Apple: https://podcasts.apple.com/us/podcast/spiritual-grit/id1497436520 ===============Today's poems/ Books mentioned:Tarot/Oracle Card: The Knight of Cups“All the Talents of God” by Hafiz=============== Courses / Exclusive Content / Book Mentioned:Subscribe to mailing list + community: suryagian.com/subscribe and get the 7-day meditation challenge, “Spark Joy in Chaos”Subscribe to “Adventures in Midlife” newsletter: leslieann.substack.comInstagram: @leslieannhobayan Email: leslieann@suryagian.comYoutube: https://www.youtube.com/playlist?list=PLxAeQWRRsSo5E7PBJdZUeoEAYXnAtuyRyKundalini Yoga Classes: https://www.suryagian.com/anchor-amplify-kundaliniSpeak Your Truth: https://www.suryagian.com/speak-your-truth
Hello, c'est Lauren. Aujourd'hui, je vous fait découvrir la rencontre entre l'écrivaine Karine Tuil et la psychiatre et épidémiologiste Astrid Chevance pour le podcast Des Ailes aux Talents, notre partenaire.Normalienne, agrégée d'histoire et psychiatre, Astrid Chevance explore les liens entre sciences humaines et médecine. Médecin et chercheuse en épidémiologie clinique à l'Hôtel-Dieu et à l'Institut de psychiatrie et de neurosciences de Paris, lauréate du prix Jeune Talent L'Oréal-Unesco, elle interroge la douleur psychique et les critères de guérison, en alliant rigueur scientifique, éthique du soin et engagement pour la place des femmes dans la recherche et la santé.Ceci est un épisode de la nouvelle saison du podcast "Des Ailes aux talents" que la Fondation Bettencourt Schueller consacre à la science : des échanges inédits entre auteurs et scientifiques pour penser autrement la recherche.Bonne écoute !
What is the “third heaven”? What does it mean that we're already seated in heavenly places? My pastor said our character is the foundation for our lives. What are your thoughts? Please explain the Parable of the Talents. If it's about Christians, then how could the last person end up in “outer darkness”?
In this episode, Jeff Reynolds leads a thoughtful and encouraging conversation alongside David Tooley, TJ Renfro, Keith Christopher, and Lauren Parish about how each of us is uniquely gifted to serve God's Kingdom. Together, they explore how our God-given talents and abilities—no matter how visible or behind-the-scenes—can be used to make a meaningful impact. Through Scripture, personal stories, and honest reflection, they challenge listeners to consider how they can step into their calling and faithfully use what they've been given. This episode is a hopeful reminder that everyone has a role to play in advancing God's work in the world. --- This episode of The Beyond Sunday Podcast explores the sermon The Talents | Matthew 25:14–30. In this parable, Jesus challenges us to faithfully use the gifts and opportunities God has entrusted to us. Join us as we reflect on living with purpose, taking spiritual risks, and investing our lives in what truly matters. Submit a question - bit.ly/BeyondSundayQuestions
We've all been given gifts. We've been given talents, resources, and opportunities. What have you done with those gifts? Have you invested time and passion, or have you hidden them from the world? This parable is another punch to the jaw, as Jesus warns us about neglecting the gifts and opportunities entrusted to us. This story is meant to inspire us to be people of action. The Gospel requires we take risks… Are you willing to step out in faith? Today's Bible verse is Romans 8:9 from the King James Version.Download the Pray.com app for more Christian content including, Daily Prayers, Inspirational Testimonies, and Bedtime Bible Stories.Pray.com is the digital destination for faith. With over 5,000 daily prayers, meditations, bedtime stories, and cinematic stories inspired by the Bible, the Pray.com app has everything you need to keep your focus on the Lord. Make Prayer a priority and download the #1 App for Prayer and Sleep today in the Apple app store or Google Play store.See omnystudio.com/listener for privacy information.
Wouldn't it be great to be gifted? In fact... It turns out that choices lead to habits. Habits become talents. Talents are labeled gifts. You're not born this way, you get this way. — Seth Godin Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “Have a Plan BEFORE Pulling the Trigger.” https://youtu.be/hfvsOgw6UR8 If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.
Pastor Scott Lambert uses Jesus' "Parable of the Talents" to talk about Christians' confidence - or our fear - in moving forward under Jesus' guidance. With God on our side, what are we afraid of?
Bobby talked about Luke Combs saying fatherhood is like getting punched in the face. We then get on the fact that we can't imagine Bobby driving around in his car with a baby in the backseat. Eddie was impressed with a celebrity's hidden talent. We all shared our hidden talents and body deformities. In Fun Fact Friday, why an octopus doesn't actually have 8 legs, the oldest first time father ever, and how much it actually costs you every year to use your turn signals on your car! We played Easy Trivia as Amy tries to dig herself out of a hole but encounters a tricky question on the way.See omnystudio.com/listener for privacy information.
Send us a textIn this episode, we finish a short series we began last month concerning Money, Wealth, and Prosperity. We try to put a laser focus on the biblical view of these topics, while using a common sense approach. We talk about the love of money, supporting the poor, and we spent a good deal on the Parable of the Talents. If anyone knows what we should do with money, or how we should use money, Jesus ought to know! We think this challenging study might just have turned out better than part one. Come study how money really matters with us today!
Would Susie Jones be a first ballot inductee into a hypothetical WCCO Radio Hall of Fame? The Am I Wrong? Committee opens their weekly segment with a resolution saying she absolutely deserves it.
Compelling look at the Gospel of Matthew 25:14-30 telling of Jesus' teachings of the Parable of the Talents where a master entrusts his wealth to three servants before a long journey, giving them varying amounts according to their abilities. Hearing Jesus podcast available at https://amzn.to/3QLEpee Rachel Grohl books available at www.rachelgrohl.com Gospel of Matthew available at https://amzn.to/3LEeP8F ENJOY Ad-Free content, Bonus episodes, and Extra materials when joining our growing community on https://patreon.com/markvinet SUPPORT this channel by purchasing any product on Amazon using this FREE entry LINK https://amzn.to/3POlrUD (Amazon gives us credit at NO extra charge to you). Mark Vinet's TIMELINE video channel: https://youtube.com/c/TIMELINE_MarkVinet Mark's HISTORY OF NORTH AMERICA podcast: www.parthenonpodcast.com/history-of-north-america Website: https://markvinet.com/podcast Facebook: https://www.facebook.com/mark.vinet.9 X (Twitter): https://twitter.com/HistoricalJesu Instagram: https://www.instagram.com/denarynovels Mark's books: https://amzn.to/3k8qrGM Audio Credit: Hearing Jesus podcast with Rachel Groll (episode 449, 18dec2023) Ready and Waiting: Jesus’ Call to Spiritual Readiness in Matthew 25 (Life Audio, Salem Web Network). Audio excerpts reproduced under the Fair Use (Fair Dealings) Legal Doctrine for purposes such as criticism, comment, teaching, education, scholarship, research and news reporting.See omnystudio.com/listener for privacy information.
Today on Valentine in the Morning: We talked about weird talents…Can you tie a cherry stem with your tongue? Or even sing the Alphabet backwards? Also, what random thing did you find in your hotel room? Some people have some serious explaining to do. Listen live every weekday from 5–10am Pacific: https://www.iheart.com/live/1043-myfm-173/ Website: 1043myfm.com/valentine Instagram: @ValentineInTheMorning Facebook: facebook.com/valentineinthemorning TikTok: @ValentineInTheMorning
Our best buddy Talon is moving away to the Czech Republic. But don't worry, we got him on for one last episode in the studio where he gives us his hottest take yet: Talents shouldn't exist! It's a spicy one, it's a fun one, it even has audience participation in it. Listen in and let us know what you think!Discord Link: https://discord.gg/JMjxmkMDSs Patreon Link: https://patreon.com/PitchItToMe?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=creatorshare_fan&utm_content=join_linkYou can follow us at the following socials:Bluesky: https://bsky.app/profile/pitchittomepod.bsky.socialInstagram: https://www.instagram.com/pitchittomepodcastYoutube: https://www.youtube.com/@PitchItToMePodcastTimestamps:00:00 Introduction00:39 Turn Zero05:32 The Argument Against Talents21:27 What the Data Shows41:22 FaB Without Talents59:50 Arsenal Zone1:13:30 Outro1:15:25 Talon's Farewell1:16:37 OuttakeCredits:Host #2 -- Fuzzy DelpHost #2 -- Joel RecinosHost #2 -- Clark MooreExecutive Producer -- Talon StradleyMusic -- Dillon HulseLogo -- Han ViMix -- Christopher MooreAudio Editor -- Clark MooreVideo Editor -- Clark MooreThank you to Legend Story Studios for allowing the use of their card art through their Content Creator policies and for making the game of Flesh and Blood.#fleshandbloodtcg #tradingcards #gamedesign #podcast #legendstorystudios #fabtcg #pitm #pitchittome
Join host Aaron Renn and cultural diagnostician Dr. John Seel in this thought-provoking podcast episode as they dive into the crisis of masculinity, the unraveling of modern culture, and the path to aspirational manhood. From the influence of sociologists like James Davison Hunter and Peter Berger to the societal implications of nihilism and technology, this conversation explores headwater issues shaping families, society, and civilization. Dr. Seel also introduces his new book, Aspirational Masculinity, offering a bold vision for men rooted in faith and purpose. Don't miss this engaging discussion that challenges conventional narratives and calls for a renewed understanding of what it means to be a man today.CHAPTERS:(0:00:01 - Introduction and Welcome)(0:00:49 - Dr. John Seel on Masculinity)(0:01:31 - Working with James Davison Hunter and Oz Guinness)(0:08:23 - The Cultural Inflection Point: Nihilism and Modernity)(0:11:10 - Technology's Acceleration vs. Cultural Decline)(0:13:41 - Power, Authority, and Nietzschean Nihilism)(0:22:03 - The Crisis of Masculinity: A Headwater Issue)(0:26:51 - Framing the Masculinity Problem)(0:31:16 - Identity Formation: Postmodern, Modern, and Biblical Views)(0:39:37 - Aspirational Masculinity and Christ-Centered Identity)(0:49:01 - Grace, Nature, and Masculinity)(0:58:14 - The Parable of the Talents and Agency)(1:03:28 - The Marines: A Secular Model for Identity)(1:09:50 - Final Thoughts on a Positive Vision for Masculinity)(1:11:18 - Book Announcement: Aspirational Masculinity)JOHN SEEL'S LINKS:
214 214 - Parable of the Talents 9-28-25 by Mike Hurtgen
2/4: HEADLINE: High-Profile Corruption and Genetic Manipulation: The Cases of Lieber and He Jiankui GUEST NAME: Brandon Weichert 50 WORD SUMMARY: Brandon Weichert details how the Thousand Talents Program corrupted US scientists like Harvard's Charles Lieber, who shared military-grade nanotech research with China. The discussion pivots to the dual-use threat of CRISPR, an American genetic tool used by He Jiankui to modify unborn twins, potentially causing unintended brain augmentations. Biohacked: China's Race to Control Life. Brandon J. Weichert (Author) 1968 MAO AND LIN
In this message, Pastor Dave Briggs unpacks the concept of stewardship, reflecting on his personal journey from being a longtime Dodger fan to embracing his role as a stewardship pastor. Highlighting biblical examples such as the parable of the Talents, he explores the distinction between stewardship and generosity, emphasizing the importance of managing God's resources wisely. He uses personal anecdotes, like a silver investment misadventure, to illustrate lessons of trust and reliance on God over wealth. Discover how embracing stewardship can lead to a fulfilling life aligned with biblical principles.
Join us as we explore Jesus’ Parable of the Talents and discover that everything we have—our time, talents, resources, and influence—is entrusted to us by God, not given by accident. Parables reveal and confront, showing us the condition of our hearts and calling us to faithful stewardship in the present as citizens of the Kingdom. We are challenged to live with open hands, investing what God has given us for His purposes, not hiding it out of fear or selfishness. Ultimately, this story reminds us that we are entrusted—on purpose, for a purpose—and that our faithful response impacts eternity.
Feeling Stressed & Anxious? Get our FREE 3 Day Stress & Anxiety Detox here -> https://womensmeditationnetwork.com Book your FREE 30 Minute Clarity Call with Jody now! https://jody.as.me/womensmeditationnetworkclaritysession What is a Clarity Call? This is the first step to giving you the IMMEDIATE relief you crave and will help you to become "unstuck" as you walk the path towards a life of happiness, inner peace and fulfillment. During this call, we're going to explore your ideal life and vision for living the life that you desire. We'll talk about some of the challenges that are getting in your way, and I'll provide you with some practical tools to help you close the gap from where you are now, to your desired destination. Take a moment to pause and reflect on all of your unique qualities and talents. Allow yourself to be grateful for all that you have to offer. PAUSE (5 SEC)... Allow yourself to be aware of the unique gifts and abilities that make you who you are. Celebrate your strengths and your personal power. PAUSE (10 SEC)... Take a few moments to sit in appreciation for the one-of-a-kind person that you are. Hold onto the gratitude for all that makes you the special individual that you are. Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player. Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life. If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want! Namaste, Beautiful,
Matthew 25:14-30 I Derek Jones I September 25, 2025In this series, “buried truths”, we are looking at 5 parables of Jesus — stories that haven't changed but have the power to change everything. The only problem is, we've buried them. So grab your shovel (or your headphones) and enjoy.@saltindiana I https://embassybtown.org/salt
Kiera is joined by Dr. Hunter Bennett of Bonita Endodontics to dive into the ins and outs of dentistry partnerships, including hiring for passion, splitting tasks, going DSO, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and I am like beyond excited for this podcast. This is all of my worlds combining into one in such a beautiful, magical way. The guests that I have on today actually is a throwback to my Midwestern days. So I met Dr. Hunter Bennett at Midwestern when he was a pre-dentist ⁓ in the sim clinic of good old Midwestern University in Arizona. ⁓ That school is better known as the Harvard of the West and Hunter was a dental student there. And then he went on for endo residency at the University of Nebraska Medical Center in 2017. Following his residency, he returned to Arizona and practice in the mountain town of Prescott for two years. In 2019, he moved his family across the country all the way over to Florida. He is married to his beautiful wife, Lacey. They have five kids from 12 to seven months old, 12 years old to seven months old. Hunter is busy. And the reason I wanted to Hunter on is because yes, I love a good throwback to Midwestern. Like it is truly the highlight of highlights, but Hunter has gone through being an associate, being an owner, selling to a DSO. And I wanted him to come on and give perspectives of all of those, because I think so many dentists are questioning, what's my path? What's in front of me? And Hunter is kind of like, I feel like you're the buffet of dentistry. So like, which one was actually best for you? And I'm really excited for that. So Hunter, welcome. I'm so proud of who you are. I'm like, mama bear heart over here. Just so proud of you. Welcome to the show today. How are you? Hunter Bennett (01:25) this is so good. I'm so excited. I love the buffet of dentistry. That's like maybe the nicest name anybody's ever given me. I love it. It's so good. The Dental A Team (01:31) Hey, you're welcome. You're welcome. And how fun is this? As we were like prepping, told you, was like, Hunter, it's just like you and me, Sim back in Sim clinic. Like we're over there. Like you're prepping your like class ones, classes. I still remember you walking up with loops, gloves on. You knew I'd smack you with a ruler. Like not really smack guys. I was nice in that. But if those gloves did not come up at Sim, like take those off. Kiera, come on. Do I really have to? Yeah, gross. I'm training you. Do not have cross contamination. So welcome back to Sim. It's so good to see you again. Hunter Bennett (01:59) I haven't forgotten that I changed my gloves just literally all the time all the time so I appreciate it. It's how this has come full circle though truly I mean like and you haven't changed like you're still the same person just awesome and you're just always that bright personality that bright in the lab so and it's cool just to see how far you've come I'm really proud of you it's awesome. The Dental A Team (02:19) Thank you, thank you. I think it's serendipitous because the whole reason I built the company was for students like yourself. I think the love, I feel like emotions coming on and I don't wanna cry. Like I genuinely just love the Midwestern students so much. I like just so proud of you guys. I watched your journeys. mean, shoot, how long has it been since we graduated? Like I left Midwestern in shoot, like 2015, 2016 realm. Hunter Bennett (02:44) That's where I was. I think you got hired like when we got there. I think that that was your first year was my first year in the sim. And then you, I think you left with us too. So yeah, we kind of went to dental. We basically went to dental school together essentially. So yeah, you're basically a classmate. Yeah. 100%. The Dental A Team (02:47) I did. I think I did. We did and helping you guys learn x-rays. Honestly, Dr. Smith and Dr. Morrow did tell me that I care if you ever want to come to dental school, we don't even care. I didn't like confess this on like to the world. They didn't say all these words, but it basically was like, hey, we don't care what your death scores are. Like we'll accept you no matter what. I'll be that student. But then I decided I just love helping dentists. I love helping you guys. I love being that teammate to you. Like I was able to be in sim. I love seeing you succeed. I love being that support. Hunter Bennett (03:06) Yeah, they won't care. They won't care. Just get in. ⁓ The Dental A Team (03:23) that person that's there. Like when you're having those bad practicals or you need to chat shop or whatever it is. it's just real fun. And again, like mama bear proud of where you are and what you've done. and I ran into each other at the Dennis Money Summit together. And that was a throwback. You, Jeremy Mahoney, was like Midwestern crew was back together and just a fun time. Hunter Bennett (03:28) Yeah. You don't even, you don't realize how huge our little side conversations were to me. And I texted you a little bit about this, but like, we don't have to get into all of that, but like just those few conversations literally changed my life. And I'm not exaggerating. I'm not exaggerating. So we can talk about that later, but ⁓ yeah, I so appreciate you and some of your insights and watching your journey and your presentation was just so off the charts. The Dental A Team (04:03) Yeah. ⁓ Hunter Bennett (04:10) Everything about it was so good. Your stage presence, the delivery, ⁓ the message. I still can remember a lot of the stuff you said. So, ⁓ yeah, good job. It's just, I'm not surprised you are where you are. And like I said, it's been fun to watch and I'm just grateful for the opportunity to connect again. So, but yeah, you literally was life-changing for me. I'm not exaggerating. The Dental A Team (04:18) Thank you. Thank you. Well, that makes me really happy. And thank you. And we'll say that that's the dessert of the dentistry buffet here. So we'll save that conversation for our dessert. ⁓ But I think what you just said is what Dental A Team's purpose is like my purpose is life is my passion dentistry is my platform. And so I feel so blessed and lucky that dentistry brought all of us together and but able to help you have your dream life to be able to give conversations about that. Hunter Bennett (04:34) Okay. Sure. The Dental A Team (04:56) At the end of the day, if businesses aren't serving our lives, then what are we doing? And I'm really getting sticky on that. I'm really starting to hunker down on that harder because I think it's so easy to obsess about the profit, the numbers, like what route should I go? But at the end of the day, if it's not serving the bigger purpose of our life, of our family, of who we want to be, I really think it's a good time to question that and to ask to make sure the star we're headed towards is truly the North Star that we actually want to achieve. Hunter Bennett (05:01) percent. The Dental A Team (05:23) So I'm really grateful and yeah, I'm just excited for you to share with our audience of Hunter Bennett going through a associateship, residency, ownership, DSO, and then cherry on top of side conversation that we had. ⁓ and just know that all conversations, I think it's a good Testament. They're just, they're genuine. Like, I just want you guys to succeed in whatever path that looks like. And if I can be a guide in any of that rock on, that's what I'm here for. So just like I used to give you teeth. help you learn to take your gloves off. I'm here to help you make life choices and better practice decisions too. Hunter Bennett (05:58) Absolutely. You're crushing it. Well, so yeah, yeah. Pros and cons. So I think, you know, before diving into that decision, I think it's really important. Like the big part of my journey was I've just learned so much along the way that my first job was in a place where in Prescott, like that's where I wanted to like, was like, okay, this is, I'm going to be in this town until I die. Like I'm so happy here. The Dental A Team (06:00) Okay, take it away. Walk me through. Walk me through the pros cons. Let's hear about it. Hunter Bennett (06:24) And I was in an amazing practice. Like he was such a good practice. the guy that I replaced, ⁓ Nate Duesnup, he, my coming there sort of sparked his leaving because that he had been trying to get in that practice as an owner for quite a while. He'd been there seven years. so my coming sparked a lot of those conversations and they didn't really come to an agreement per se. so ⁓ Nate went and bought a practice in Florida. I, you know, I kind of found that out along the way and I showed up and then me and Nate became friends. But I knew within probably the first two months I wasn't going to stay at this practice like long, long, long term. Um, it was very clear to me that there wasn't going to be a pathway to partnership. I was a business major. I always planned on owning practice. Um, but this was a really good opportunity. I'm really, really grateful for, um, just that, that chance that I had, but I knew immediately, like I wasn't, um, I wasn't seen as a partner, you know, which is very like, wasn't, I was just an associate and I felt like I just had way more to offer. The Dental A Team (06:59) you Hunter Bennett (07:22) I was, I was probably as much of a gung ho person as, as you can be coming out of residency as far as trying to be an owner. ⁓ but I was willing to like sort of sweat my way in if that's what it took just to be where I, where I wanted to live. ⁓ so long story short, like I learned pretty quickly that wasn't going to happen. So started just taking a bunch of CE, ⁓ traveling and then became good friends with Nate. Nate's like, Hey, just come check out Florida, you know? And, ⁓ so yeah, I went out there and, and, ⁓ The Dental A Team (07:35) Mm-hmm. Hunter Bennett (07:52) If I've ever had a prayer answered as clearly as that, that was it. I mean, was, was clear as day. That's where my family was supposed to be. I actually served a mission for my church in Florida. I never planned to go back. ⁓ And that's ⁓ Tampa. So they actually, yeah, it was inside my mission, but I live in Naples and so didn't spend a ton of time in Naples, but yeah. So anyways. ⁓ The Dental A Team (08:03) No way. Same place? Yeah? I know Naples. I consulted a practice in Naples. It's a beautiful place. Yeah, it's awesome. Hunter Bennett (08:16) Yeah, yeah. It's a, it's an awesome place and, ⁓ coming here was, it was definitely not like what I envisioned, but the practice was and the partnership was, and we experienced just like when I got here, he had bought the practice and the old owner was staying on like 50 % of the time and Nate was just grinding, you know, expanded the office. He had already done a lot of the footwork to get us to seven ops and. We grew so fast, like we tried to find associates, like within my first six months, I didn't even bought in yet. We were already interviewing for associates and we couldn't find anybody that we just really wanted to send offers to. But yet we were just like in the chair all day. And I'm sure you hear this all the time. Like, I'm sure you get this all the time, Cary. It's like just grinding and grinding and then like you get done and then you're dealing with, you know, assistance and days off and they want to raise and, and just drama. The Dental A Team (09:01) Mm-hmm. Mm-hmm. Hunter Bennett (09:12) Taxes, know workers comp I mean you name it like all the things that come after work that are so stressful and Having a young family and and then just like like responsibilities outside of work like, know for us like there's a lot of stuff going on at church ⁓ At home. I was coaching my kids. So again, I think a lot of people that are listening can relate to this lifestyle and I think The Dental A Team (09:14) Yeah. Hunter Bennett (09:36) I as as I prepped for this conversation, we had a couple options. One option was to bring in a consultant, which we had thought about, and we already because we both came from the same practice in Arizona that had used a consultant, we felt like we sorta. We already knew how to be efficient. We already had a ton of systems in place. I think we struggled a little bit culturally. And I think frankly, this isn't a. You didn't put me up to this, but like had we hired someone like you like honestly, we may not have gone to DSO route. Frankly, like. The Dental A Team (09:50) Yeah. Sure. Hunter Bennett (10:05) Cause all the things we were struggling with, think could have been dealt with in a different way. But we saw the DSO route as, as an option, you know, um, and there's, mean, we went back and forth and like, that's all we would talk about. We'd get done and then we talked about it for like an hour and then we'd go in cycles and circles. And this is the pro, this is the con. And ultimately we landed on, you know, um, this is just a really good way to sort of bring some balance in our lives. And I'll be honest with you. I, I hated, hated. The Dental A Team (10:10) Mm-hmm. Hunter Bennett (10:35) hated like the first six months, the transition period for us was particularly hard. We have a very unique practice. But I'm in almost four years now, and I will say like, I feel like it all happened for a reason. And it's really allowed me a ton of flexibility in my life, and my lifestyle has improved a ton. So kind of what you described as sort of your purpose and letting people The Dental A Team (10:40) Mm-hmm. Hunter Bennett (11:03) kind of see like what is your North Star? Like what is your real purpose? ⁓ I don't think that would have been, I don't think I would have been able to discover that had I continued on the path that I was on, honestly. So a DSO I think is good. First of all, when you talk about like a DSO, it's like a swear word, right? Because there's so many types of DSOs and there are some bad players out there for sure. And so like deservedly so, there's a lot of companies that should have a bad name, but there's also some really good ones. The Dental A Team (11:14) Mm-hmm. Mm-hmm. Hunter Bennett (11:33) And that was one thing, like we interviewed around and we met with a lot of different groups and talked to people from different groups. And I think there's a lot of good groups out there, but I'm actually quite happy with our group overall. And it's been four years and I will say like a lot of the turmoil I felt in that first six months was just the change, know, the change in trajectory, like giving up. I still run my practice. The thing is like, no one knows that I'm in a DSO. Like people know like my referring doctors now, but like they don't care. The Dental A Team (11:44) Mm-hmm. Yeah. Hunter Bennett (11:59) Because nothing changes like nothing I run the way I want to run it and that's very unique to my group. I would say we hire we fire we make days off like we do pretty much anything we want we bought you know, we can get equipment so I Feel like my day-to-day really hasn't changed and I know that's not true for every DSO I think DSOs can be compared to like like restaurants for example. It's like ⁓ don't go out to eat because it's not healthy It's like well, I mean generally speaking probably true, but there are some healthy options out there The Dental A Team (12:00) Right. Mm-hmm. Totally. Right. Hunter Bennett (12:29) And ⁓ that's kind of how I see DSOs is like I do think there are some healthy options out there and it totally depends on personality. So. ⁓ I will say like the pros for me so far and you can ask me like maybe some more specifics, but yeah, yeah, so I'm so. Yeah, like that's that's just the general story, but I will say like you know this far in like that's kind of the general gist of my experience and if I could do it all over again, I I probably would. ⁓ The Dental A Team (12:37) Mm-hmm. I'm going to ask some questions. I'm like plunging behind. I've got a decent amount. I'm excited for it. Hunter Bennett (13:00) I say though, like I am very curious to see what it would have been like to have hired, you know, like to bring you in and just say like, all right, come in here. And a couple of my assistants were like, don't bring the consultant, don't hire a consultant. And I don't think that really influenced me as much as I felt like, honestly, I just felt like I didn't need one, but looking back now, I think that definitely would have been a really good option. So I think you either go the DSO route or you bring someone in. But again, I talked to dentists, I work with a bunch of different dentists. I talked to a bunch of guys all the time, every day. The Dental A Team (13:08) Mm-hmm. Yeah. Sure. Hunter Bennett (13:30) And they haven't had such good experiences with consultants either. So I'm sure you'd get the same thing, you know, but. The Dental A Team (13:33) I do. That's one of my first questions when I walk into an office. Tell me what you think about consultants and it's a rip. And I want them to, because why not? Like let's get it on the table. And I think, I think the difference with us consulting versus others, because consultants are going to be there's good and bad, just like there are of DSOs, just like there are of marketing, which is like there is a people. I think the difference is one, Hunter Bennett (13:39) Yeah, yeah, totally. The Dental A Team (13:58) I come a team member first. So like my job is to help dentists and I'm a business owner and a multimillion dollar business owner second. And so when you combine those two perspectives together, I very much understand the business side of it. And it's not just theories and ideas. It's true, like hard knocks, ⁓ hundreds and thousands of offices and team members of what are the processes. But second, like I don't hire MBA students. I don't hire people that are just like, you know, they, want to be a consultant. hire people that have a passion for it. They've been in the front and the back office. So I think teams, that's why I actually named it Dental A Team. want it to be dentists and teams because so many consulting companies either focus on the dentist or they focus on the team, but not both. I'm like, but you have to get both on the same page. And teams are freaked out by consultants. Consultants come in and fire. Consultants are stressful. Consultants are rigid. They make you do it this way. And my thoughts are no one, it's you with your vision. Hunter Bennett (14:42) Mm-hmm. The Dental A Team (14:55) it's what do the numbers tell us and the profitability and three based on those two pieces, what are the systems that we need to improve based on like the problems in the practice too. And when you go about it that way and my job is to make life easier, not harder. I think when you go about it that way, teams are not as scared. And that's also why we built the podcast. So teams could hear us. They could learn like, what do we talk about? Because I think a lot of it's just the unknown. And so I, that's going to be like my two cents for a consultant, but I'm going to like back up for you Hunter on, have questions for you. Hunter Bennett (15:24) Yeah. The Dental A Team (15:25) I have question marks all the way around. One, think actually excellent point on the associateship and doctors listening, Hunter, you said you were a very equipped, very eager associate. You have a degree in business. I mean, you've got like the little gold star around you, a prime, ⁓ an associate prime for partnership that I think so many doctors are afraid and they don't know how to build partners in that they actually miss a lot of golden opportunities. And so I like that was one of the nuggets I picked up from your story of like, I don't know who the doctor was and I'm not here to judge. They have their own story, their own reasons. But I think when doctors have great associates like yourself, you're destined to like, I know you're going to own a practice. When you come in with that type of acumen behind you, you're going to own a business. So either I can be smart and snag you and partner in with you and have you help me build and create it. Or I can let you go and you're either going to become my competitor or you're going to go somewhere else. And so there's no right or wrong. but I think so many owner doctors, do see this. They're afraid bringing on a partner, you do like take home less pay. Like with air quotes, you get paid upfront, but you're like day in, day out is less. ⁓ But I really wanted to highlight that because I think like, well, it all worked out perfectly for you, Hunter. I think doctors listening to this could definitely learn from that. And it's okay if you don't want a partner. Some people are adamant of no partners. They don't want to give any of that up. They don't want to give away the control. That's okay. Don't hire someone like Hunter. Or be okay that he's gonna probably leave you in about one to two years. And like any thoughts around that? They do. Hunter Bennett (16:50) Yeah. I think everybody goes through that. Yeah. No, a hundred. Like I have a ton of thoughts about that because it's, it's, I do, because I mean, I hear it all the time, like every week where Dennis is like, well, I'm just going to plug in an associate and then I'll just take some time off. it's like, that's not really how it works because you have to decide in like Jeremy Mooney, for example, like I talked to Jeremy all the time. He's one of my best friends and you sort of, I know it, I feel like every time I talk to him, The Dental A Team (16:57) Talents. Hunter Bennett (17:19) And he wouldn't mind me saying this, like just inevitably what happens is when someone doesn't buy in all the way or they just treat it like a job, like they come and go, you know, and that's, that's the price you pay. And so as a specialist, like we have to maintain relationships and referring offices. if associates are coming and going, that is such a, it's it's a rough look. And then for a dental practice, it's the same thing where patients, know, patients come to me they're like, I went to this practice and I saw the third doctor in my third visit, you know, and it's, they don't like that turnover. And so what you make in money you pay for in stress and headache, I think on an associate, like when you're making money on your associate, not to mention all the headaches that come with training, reviews, stuff like that. ⁓ And so, yeah, I think ⁓ I totally see both sides of it. And the doctor that Nate and I both work for, he's got like four associates now and he's crushing it. So like, good for him. know, like that's, he's doing really, really well. The Dental A Team (18:14) Mm-hmm. Hunter Bennett (18:16) ⁓ Me and eight are like best friends and we have this relationship that like will be friends for life like he's like he doesn't have any brothers like I'm like his brother he's like my third brother, you know, it's just We just have this amazing relationship that I wouldn't trade for anything, you know, and not all partnerships are that way I think we've been super super blessed and super lucky that way but when both partners are both givers and you both want to just work hard and you have their back no matter what like you can find that man like The Dental A Team (18:21) Mm-hmm. Agreed. Hunter Bennett (18:44) whatever money you give up by being a partner, you'll get back in like that, just sitting down at the end of the day and having someone to talk to that you're equal in business plan with, to take risks with, to, you know, even just to have like that comfort of talking to someone, you know, like you you get done with a tough day and just having that person there is, is priceless. I don't think you can put a price tag on that. So I wouldn't give up my partnership with Nate for anything, you know, and, and, The Dental A Team (19:00) Yeah. Hunter Bennett (19:09) Yeah, and and I think that's quite unique like in our DSO like no one really knows like we have like 400 partners I think now and Like when they think of Nate they think a Hunter or when they think a Hunter they think about Nate like we're just known like you usually don't see one without the other so to the doctors out there that own if you can find someone like that or someone even remotely close like man and someone that's gonna stay long-term like you eliminate so much stress and so many headaches by being open to having a partner and then if you have associates that might come and go The Dental A Team (19:20) Awesome. Hunter Bennett (19:38) And you want, you have the space and the availability and you want to do that, that's an option. But if you feel like you're drowning and you can find someone that's a really good business partner, I definitely see the value. Cause Nate and I, spent the better part of two years looking for associates to work for us. And again, it's that whole thing of like, well, man, I don't think they're going to be, I don't think they're going to have the personality that we need. But you know, then you hire, then you interview the really good ones. You're like, well, they're going to want to be a partner so we can't hire them. So you're just always playing that game of like. There is no perfect answer. You know, you don't, you don't have like a unicorn associate that's just, and maybe there are a few where they just are just a total 10 out of 10, but then they just don't want to own. just want to show up. So it's pretty rare. They will. Yeah. The Dental A Team (20:17) Totally. And some will. It is. But okay, that actually led me to my next point I wanted to dig into because partnerships, some are magical like you guys have and others sink ships. So I want to hear how did you get into the partnership? Like what, what does that look like? How much did you both bring? Like as much as you want to get into the nitty gritty with me, because I think partnerships are so challenging to do well and to hear that you and Nate have a great thing. So I'm almost like, okay, Hunter Bennett (20:24) Yeah. Yeah, totally. Yeah. The Dental A Team (20:46) There were some tips about associateships and bring us and I agree like, welcome down, like have these people with you. They're going to grow your business. I could not do a Dental A Team does without incredible consultants. And while none of them are partners per se, a lot of them, I've given them opportunities to do different pieces, tip from the get-go. We talked about, offered her to be a partner. She's like, heck no, I want nothing to do with that, but give me my time and give me my life with my child and girl I'm with you forever. So get read, there are different things, but I mean, Did I give up money when I first brought in all these other consultants to help out? The answer is yes. But I look at it now and it actually like makes me so giddy to see there are so many practices we're impacting that me as a solo person could not serve at that level. So that's, think the beauty of like, yes, there's a dip, but there's also growth in and serving that you can do at a higher level. So with that said on associates, now we're moving into partnerships. Walk me through Hunter. I want to know the like ins, outs, good, bad, like partnerships. I'm sure you guys have had. some knockout drag outs. I'm sure you guys have had highs and lows in partnerships. I'm sure you like, but I'm curious, like, how did you guys structure it to make it great for both of you? And then I'm to go into DSO. So I want to know partnership though, because like, it's my buffet. I'm choosing an associate now buying and being partners in DSO. Hunter Bennett (21:57) Yeah. Yeah, yeah, for sure. think the key was ⁓ for me and Nate, like we're both givers. And so, you know, we never have fought over money. you know, there's just never, we've just been lucky to not have that. We're very similar because we kind of cut our teeth in the same practice. We had the same philosophy too. Like just we're very, very efficient. both work super, super hard. The Dental A Team (22:25) Mm-hmm. Hunter Bennett (22:26) So we're both hard drivers that way. We're both very perfectionistic Like we we both do the same type of root canals like we we kind of have the same treatment philosophy, you know, ⁓ And granted he's seven years older than me So like Nate you I have to give him a ton of credit because he's just been super helpful clinically and like I felt like after years like I was actually I wasn't at my prime prime for sure But like I was I was I was cooking I was doing pretty good and he helped bring me up to where I am The Dental A Team (22:50) Mm-hmm. Hunter Bennett (22:53) Now, you know, I've been here like seven years now, but like that first year, like he still just helped me, you know, deal with some of the tougher cases. Naples is just a place that tough cases. But the thing that, thing, yeah, it's old people, retired, calcified, whatever stuff from Europe. That's like totally, totally crazy. But ⁓ he was just so patient. And so just, man, he was just so happy to have me here. Cause he was like, he was burning out. Like he was so tired. And so he was just grateful I was here. He always told me that. The Dental A Team (23:01) Right? is. It's a good place for business. Hunter Bennett (23:20) The way we structured it. I worked for him for a year and I was supposed to buy in after the first year, but COVID had hit. so banks weren't like, they were like, hold on, chill out. Like it was literally like March I was supposed to buy in. And so like, you know, we were like, me and him were like alternating days and like, you know, like sharing N95s cause that's all we had. And I mean, that's a whole nother thing. So that delayed the buy-in like six months. And during that time, like, yeah. Yeah. The Dental A Team (23:27) ⁓ huh. Yeah. And hold on, before you go to that, when you moved out there, was it part of your contract and agreement that you were going to buy in in a year? Was it 50-50? Were those things like in place? Were those like in your contract? Okay. Hunter Bennett (23:51) Yeah, one year. Yeah, yeah, it was all agreed to. And you know, I actually don't know if it was in, so the thing was like, when I was in Prescott, I went to the same church that Nate had gone to, like I went to the same congregation. So everybody that knew him just absolutely loved him. Like he was like the cream of the crop. Everybody was just like, you know, like I felt like I was partnering with like, you know, just this. The Dental A Team (24:10) Mm. Hunter Bennett (24:18) Completely amazing person which he is so I had no doubts. Yeah, it's like the Michael Jordan like not even I don't even know like analogy would be like Muhammad Gandhi like he was like just such this Just a good dude, you know and so I didn't have a lot of reservations as far as our agreements go and then just again, maybe not the smartest thing but like I don't know it may have been in the writing but I don't really remember and I wasn't that worried about it because I guess naively I trusted him and just felt like it would work out but this was all verbally agreed to The Dental A Team (24:18) Michael Jordan of dentists. Wow. Because I do know for some people like some people have it's the verbal agreement. I'm sure Hunter Bennett (24:47) I would, mean, he would have been willing to, he would have been willing to, and maybe it was, like it might have been in our first contract. I had David Cohen write it up, I had to go back and look, but he did our partnership agreement too. He's awesome for anybody that needs an attorney, but yeah, I've sent him a ton of people. But that was the thing, like we had all that agreed to, then the other conversation that I know a lot of people don't have, and a lot of people hold resentment about is how you're gonna The Dental A Team (25:00) We do love David Cohen. We refer to him quite a lot. Hunter Bennett (25:17) split profits. And so we decided early on, it's like, eat what you kill. Like if you do, so the way I did it, I, we, sort of calculated a rough guesstimation of what our overhead was. And then we gave ourselves like, we would do, okay, you get this percentage. We each get this percentage of our production. And then let's say it was like 45, 55, then we split the profits that same way. Whatever's leftover, we're going to split by that same amount. And frankly, like, I don't think we were ever correct. The Dental A Team (25:18) Totally. Mm-hmm. by the amount that you produced? Is that correct? So, okay. Hunter Bennett (25:45) collected. we're fever like our collection is same as product like we're yeah, so it's the same number but Yeah The Dental A Team (25:50) Right. So sorry, let me back this up. So you guys go produce and let's just use numbers. Usually in GP, it's 30 % of what you produce. Usually in specialty, you're like 40, 45 % of what you produce. Like let's just use some like loose numbers, hypothetical. Hunter Bennett (26:03) Sure. The Dental A Team (26:04) Nate, you produce, you're welcome. We've got this. So let's just say you produce 100 grand in a month. Nate produces 100 grand in a month. Let's say you guys are both taking 30 % your specialist. So giggle at me because I know you're not 30%. You both would be taking 30 grand of that leaving. We've got 70 from each of you, but we have overhead in that as well. So we've got to take our overhead out of there. So we've got 70, 70 hypothetical we're going to take. Let's just do let's leave at the end there's 60,000. Hunter Bennett (26:21) Yep. Yep. Yep. Yep. Say 50. The Dental A Team (26:33) 60,000 of profit Hunter Bennett (26:34) Yeah. The Dental A Team (26:34) at the end of it after you guys have produced 200,000, collected 200,000, you both have been paid your 30,000 each. Of that 60,000, how was that split? Was that a 50-50 split or was it based on like, let's say you produced 100 grand, but Nate produced 200 grand. Did the 60,000 at the end get split based on production amounts or was that like, how was the profit split? Hunter Bennett (26:54) Correct. Yeah, so we would just split the profit exactly like you described in the latter example where it's based on what you produced that month or collected that month, then we would split the profits that month. And I just had a spreadsheet, I did all the math. And so we would just work it out between the two of us. And we never had an issue. I would just plug it and just plug and chug and it was never an issue. And truly like... The Dental A Team (27:09) Nice. Hunter Bennett (27:19) We were never more than like 52 48, you know, that might've been like, ⁓ you know, I don't remember a month ever being off by more than 2 % or 4%. So it really wasn't a big battle. And one thing too, that I told Nate going into this, and this was for me, I had to just like, was president of like my business school, like my junior year president of the whole business school, like the vice president of all business school, my senior year, like The Dental A Team (27:23) Thank you. interesting. Hunter Bennett (27:45) I was used to being leadership positions. I was used to sort of being in charge. But I knew coming here, he was there first. And I told him, was like, I know you're going to be the alpha. All the referrals know you. I'm just going to have to take that backseat role. And I think me just acknowledging that and accepting that was so important because I had no ego. I didn't have to prove that there was no competition between me and Nate. We were 100 % on the same team. The Dental A Team (27:56) Mm-hmm. Mm-hmm. Hunter Bennett (28:12) ⁓ Again, and maybe that's unique to a specialty practice because you're kind of working together maybe more than you would in a GP office. I don't know. ⁓ Or maybe you're competing for patients a little more. I'm not sure. I've never worked in a GP office. But the dynamics for us is like, we're just, there's like all the referrals. It doesn't matter which doctor you want. Like you're getting your next available doctor unless there's a few exceptions. So we were very good about having no egos. And that was really important to our partnership too. But financially it was quite easy for us and convenient just because our numbers were pretty similar. Or if he took a couple weeks off, then obviously he'll still get his collections from that month, but then I would get a little bit bigger chunk of the profit. But then when I took my time off the next month, they would just work itself out. so, ⁓ and he was always, like I said, he was always at the end of the year, Nate always produces just a little more than me. And I was just okay with it. You know, I was like, whatever, hang on. The Dental A Team (28:46) Mm-hmm. Sure. Sure. Hunter Bennett (29:06) And this I think is the desert that we can talk about later because how do we The Dental A Team (29:07) Fascinating. Yeah. Hunter Bennett (29:10) measure success? How do we measure fulfillment? And when we tie it to profits and numbers and income, it's just not super healthy. And I've had to learn that. Like that's probably been one of my biggest paradigm shifts over the last year, year and a half and sparked by your presentation and the conversations that we had. So. The Dental A Team (29:27) Well, that's fascinating to me and thank you. That's a huge compliment. ⁓ I'm fascinated by that partnership split and the fact that you both were eat what you kill. I actually love that because then you got two very motivated partners. Also, you don't accidentally get one partner who's not pulling their weight. I know a lot of times ⁓ and I think the difference that I sometimes see in GP versus specialty is sometimes I have a super producer in GP. So one who's doing hybrid and implants and all these different cases. And then I've got another doctor who's doing bread and butter. Well, obviously the super producer is going to produce more, but you need the bread and butter dentist to be taking care of all those profie patients and all the day in day out. So you can super produce. So those ones, often will see that it's more going to be a 50 50 split, but I do oftentimes see the super producer gets a little annoyed because they're like, if they're not both givers. ⁓ I've seen this wax hard on partnerships just in the fact of you look at the numbers and what are you putting up on the board? But I think those partners really have to look at this. It's the ultimate whole. And if the ultimate whole of the business is doing well, both parties are winning. And they have to just see that they bring different strengths to the table, just like in a marriage. And we're not looking at dollars on the board. We're looking at collective as a practice. But that is one where I do watch. And so I do think in specialty, that might be something I had not thought of. but I love to hear how you guys broke it down, how you picked it apart. And also the fact that there was no ego on taking a patient. Cause I do sometimes see that in partnerships where, if I'm going to get what I kill, I want more of these patients. I want to take them on because that's going to impact my production. But at the end of the day, you guys are still doing well on the profit side. So fascinating to me to hear how it was set up, how you guys got into it, how the buy-in was, ⁓ and then moving forward. And I'm guessing Hunter, I don't know Nate. Hunter Bennett (31:01) Yeah. The Dental A Team (31:18) But I'm excited. I mean, I have a quote over here by Gandhi. So when you said that I was like, well, perfect. ⁓ But my hunch is typically in a partnership, I see someone who's like yourself, who's really big into business, like they know the numbers, they have the business acumen. And usually the other partner tends to be more of the people side or this is like, you usually have a separation. So I again, I don't know Nate, but my guess would be not to say that you're not great with team members to but I'm guessing you're very business savvy, you're very system savvy, and he's gonna be more people savvy and relationship savvy. Again, I don't know, maybe both of you had that, but I'm curious, did you see that dynamic in your partnership that maybe blended you guys really well coming together? Hunter Bennett (31:54) Yeah, no, that's a really good point and we do compliment it. You're pretty much spot on. would say Nate definitely like is a lot more of a calming, know, I'm kind of like people tell me I'm just fiery, you know, like we've had different. The Dental A Team (32:07) You I do remember you walking up. You wouldn't even shut your light off on me. Like you were busy. You were down to business. Like, here, I need these things in the most respectful way. ⁓ Hunter Bennett (32:14) Yeah, I'm Pretty pretty focused. Yeah, pretty focused I would say and so I would say there is that little bit of balance But Nate's not a dummy like he was harvard number two in his class at harvard like he's super smart and so He would always lean into me for the business stuff just because I had a degree and I could speak the language and accounting and depreciation and all you know, like that stuff I think sort of intimidated him more than it needed to because once you explain it, know, you know But because he hadn't trained that way like he would sort of lean into me and that stuff The Dental A Team (32:33) or. Right. Hunter Bennett (32:43) But even having someone to talk about because he'd already dealt with the accountant. He already dealt with workers comp. So I'd be like, hey, how does this work? Cause I'd never done it. So he'd explain it to me. And then as a team, we would work it out. You know, as a team, we would make big decisions. So yeah, I mean, you'll both bring different things to the table. And it's actually good that you can be different. I had another opportunity to partner somewhere else before Nate. I was way too much like that guy. I was like. The Dental A Team (32:49) Thank Yes. Hunter Bennett (33:10) This isn't gonna work. I knew right away like I said, you know I went and visited the practice did the whole thing sent like a follow-up email and I think we both knew it's just like yes, isn't gonna work and The negotiations didn't go very far and it was fun. It was like we're still friends and we keep in touch So I think it's important to like you think ⁓ we're so alike man That's not always like the best thing. And so our differences are actually probably what what bring us together and make us strong ⁓ The Dental A Team (33:19) Mm-hmm. Yeah. No. Hunter Bennett (33:37) Yeah. And so that's, that's like a, that's a super fair point about that. And again, a lot of it's just been serendipitous. Like that just happened to fall into place. It just, it's just worked out that way, but it's, it's like a marriage. That's the perfect thing. It's like, it's like a marriage without all the benefits per se. Like you just, you're just like, you're just, you just get the hard part of them. Yeah. You just get the hard, you get the hard part of the marriage where you have tough conversations, but again, you just take them head on. And when you have no ego and, or a limited ego, and when you just want your partner to succeed, like The Dental A Team (33:38) Yeah. You get the profits benefit. Hunter Bennett (34:08) You can't really fail in my opinion. ⁓ even when it came to like negotiate, like I had six months of partnership income that I was missing out on, but then there's the COVID thing. And, at the end of the day, said, Nate, like what number, like what, what, what do want me to do the whole valuation? I didn't really care. I was willing to pay whatever I didn't. To me, the relationship was way more important than any number. And so we just came to a number that we both felt good about based on the valuation, but I was flexible and frankly, I didn't care because it was so important to me. And, ⁓ The Dental A Team (34:09) That's awesome. Yeah. Hunter Bennett (34:37) And we came to what we thought both was fair and it's been, it's been a dream. you know, and those, we're like best friends and those conversations can still be a little awkward and a little hard, but they don't have to be. And they, they were always fine. You know, um, if there's a book I could recommend, talk about it all the time. It's Crucial Conversations. Um, one of my favorite books of all time. think everybody should read it before you get married. You should read it like in college. Like I think it should be required reading before you graduate college. The Dental A Team (34:50) Right. Hunter Bennett (35:04) But that's one book that's just helped me a ton. As a leader, business owner, as a partner, ⁓ husband, it's just helped me a ton. The Dental A Team (35:05) Definitely agree. I love that. I also love that you guys just, I think when you said like it just works and it was serendipitous, I think that's something to look for in a partnership. I think if anybody's looking at partners, if it's hard and it's just not flowing, don't force it to work. ⁓ The best partnerships I really do see where they kind of fall into place this way, they're aligned, you hire people that are complimentary to you, not just like you, because you do need the two halves to a whole. Hunter Bennett (35:29) Hmm. The Dental A Team (35:39) to make it really great. And then I think you guys have done a good job of keeping egos in check. think you guys, what you said Hunter, that I hope all partners listening to this or potential partners, you want your partner to succeed and that's your ultimate goal and that's what you're driving for. when Jason and I learned that in our marriage, where like my greatest success is Jason's success, it went from a like, what are you giving for me? And what am I getting out of this relationship to a like, I want Jason to give me five stars because he's a raving fan because like I am, I'm doing all that I possibly can to make sure he's succeeding and his life is incredible. And when both partners are in that, it goes away from you and it goes to them and to make sure that they're succeeding. And I really do see that that works great in marriages, partnerships. So I'm obsessed with that. Kudos to you guys on that. I love that also Hunter, I hope people buying in. the partnership and having that, I say the way you start a partnership is how you're going to end the partnership. I love Hunter that you came in as the quote unquote junior partner, but you, leveled yourself up to be an equal partner to him. And I'm really proud of you because I think a lot of associates are stay very timid. They say very junior. They act like they don't know anything rather than being like an equal partner. And I'm like, no, no, no, if you're going to be a partner in this, you need to be a partner and bring your weight. So kudos to you on that. Hunter Bennett (36:49) Yeah. Totally. The Dental A Team (36:57) And then I also just really love that you guys have just had multiple conversations that you just have blended it so beautifully and that you said you were willing to pay whatever he wanted. Like, of course, you're going to be fair. You knew the numbers, but the partnership and the success was more important to you. And I think when you go into it and that's how you start your partnership, I can tell why you guys are actually really great partners. So great job and thanks for highlighting that. And now I want to know about selling to a DSO because I do agree. ⁓ Having a consultant. oftentimes makes it where you don't have to sell to a DSO. And we do that sometimes. Sometimes I'll grow the practices for you and it's like, well, why would you sell to a DSO when they're just gonna come in and grow your business anyway? Like, let's do this on your own. I had a doctor who we were chatting and he's like, yeah, Kiera, they're gonna give me five mil for it. And I said, cool. Next year, you're probably gonna do five million on your own or within two years. So you can pay them out and they're just gonna do what you were already going to do. And agreed, a lot of that stress comes. Hunter Bennett (37:36) Yeah. Yeah. The Dental A Team (37:55) from that, but Hunter, you said something in the very beginning that struck me when you said you sold to the DSO. You said your life has exponentially gotten better. Your work life balance has gotten better since selling to the DSO, but you also said that you're doing pretty much all the same things you were doing as a business owner. So I'm super curious. How did your life get better while you're still doing, like you were like, I'm still hiring, I'm still firing. And I was like, so what was the perk of selling to a DSO and helped me understand how your life got better? Hunter Bennett (38:19) Yeah. The Dental A Team (38:23) And then I also want to know about your cell deal too, if you're open to that. Hunter Bennett (38:27) Yeah, for sure. don't, um, I probably should have illustrated the point that it's not like we didn't just get overwhelmed and all of sudden decide, okay, we're not, we're just going to throw up our hands and sell. Like we had hired a different office manager who was like, went through like Gary Katas's training. Like, like she was phenomenal. She was amazing. In fact, like she was a lot like you in a lot of ways, just really great personality, new dentistry. And I thought she was going to change our lives, you know, and she is awesome. Like she's an amazing person. But it didn't end up working out. She left the practice that was being transitioned to a new doctor. So she came with us for a few weeks and it was going okay. And then they had a big crisis back there and she's like, is it okay if I just go back and help for like a week? And we're like, yeah, do what you need to do, you know? And then that doctor offered her equity in his practice. And so she ended up staying there, whatever. Yeah, whatever, it is what it is. And so my point is, like, I feel like we tried a different office manager. We tried restructuring and we tried. The Dental A Team (39:15) I mean, good deal. Hunter Bennett (39:25) The only thing we didn't hire a consultant, we definitely talked about it, but we didn't, I think in some ways I was probably just a weak leader in that way where I was maybe a little bit too proud to just get the help that we probably needed and instead just went a different route, you know? And so hindsight's always 20-20, but that just to create a little bit of the background to the story though. So it's not like we just, you know, all of sudden decided, you know, we're gonna, The Dental A Team (39:47) Of course. Hunter Bennett (39:55) just sell. So we had done all this other footwork. Sorry, what did you want to know about like the structure of the deal or what? Yeah. Okay. So when we, so when we, you know, after having done all this, we kind of, we had interviewed all these doctors, we had one kind of in the holster, maybe you can associate and we were just like, we were interviewing people, but we was just so, we were just tired. It's just like when you're doing root canal, it's like from like seven to five and you don't even have time to use like the bathroom. The Dental A Team (40:03) I do, I do want to know structure of the deal. Yeah, tell me it. Yeah. Hunter Bennett (40:25) get a drink of water. It's just, we just burned ourselves out because we were chasing something and I don't even think we, we just wanted to change growth. Like we just wanted to, we just wanted to grow. We just always said all the time, were just grow, grow, grow, grow, grow, grow. And so we just kept the pedal to the metal. Excuse me. And I would say we just sort of outgrew ourselves and not that the wheels ever fell off, but like the culture in our practice was okay. Like we had good people, but we did have some of the wrong people on the bus. ⁓ The Dental A Team (40:27) Yep. Hunter Bennett (40:52) And so when we started talking to DSOs, they saw our numbers, they saw our trajectory and we knew we had a lot of leverage. It was 2021. So the market was just red hot. We got a really good evaluation. We got a really good multiple. they were, you know, and so, you know, I actually talked to Matt Molcock, you know, he's my advisor and, ⁓ and just, I talked to my mentors, Dr. Jones, like, you know, ⁓ just people that I really respect. He's the man he had started nine, nine different endo or worked in or started nine different practices and The Dental A Team (40:59) I see. That is hot. Mm-hmm. Aw, Dr. John. Hunter Bennett (41:19) And his advice to me was like, you know, like I would do it if I were you. And so a lot of people would just had kind of encouraged me. And so at that point, me and Nate said, you know, we, and we got opinions both ways. And at the end of the day, our conclusion was it doesn't matter. Like, if I'm being honest, like that was kind of our answer to a kind of a joint prayer was like, it's not going to matter. Like it just, doesn't matter which way you go with this. ⁓ for the things that are truly important, it's not going to matter what you do. The Dental A Team (41:35) Agreed. Hunter Bennett (41:46) And so we, we, we decided to do the deal and I will say, like I said, the first six months were rough, but to the credit of my, company, like the group that I'm with, like our team and the people that we work with, they're phenomenal. Like I've never like had a, they, they just always bend over backward to accommodate us and help us. And we've done our part. We've grown like crazy, you know, are there times where I'm like, man, we could have done this on our own and, ⁓ our The Dental A Team (42:06) Mm-hmm. Hunter Bennett (42:12) whatever, you know, and you look at your paycheck now because now I'm paid on a percentage and I have equity in the company. And so you're just waiting on a recap. And that's a whole, again, talking about, we can get into this too is DSOs have so many different types of structures. Ours is not like a joint venture. So we don't, we don't profit share in ours. It's all in our equity. so equity events are like super important for us. and so Scotty Hudson Smith is our CEO and he's the one that did smile docs. they, he's done it three times. The Dental A Team (42:21) Yep. They are. Mm-hmm. Mm-hmm. Hunter Bennett (42:41) He came to our dinner like the night that they were recruiting us and he wasn't officially the CEO yet But like he was sliding in that role. It just hadn't been announced I think it was like the next week or something, but he came and he just sort of created the vision for us and we just honestly we a little bit of a feeling and sort of that answer like it's not gonna matter and Now looking back Are there days that are where I have resented like seeing what I produce versus what I take home sometimes? But I've got to remember they give you five or six years of your profitability upfront. And I've been able to put all that to work, you know, for the most part, I've done pretty well with that. Like not like home run, like you, you know, it's not like crazy stuff, but it's fine. I'm diversified now. Um, it's not all in my practice, but I do have a bit still in equity quite a bit. we did a 70 30 split. did 70 % cash, 30 % equity in the group. Um, and I just, The Dental A Team (43:09) Sure. Sure. Right. Nice. Hunter Bennett (43:36) Some groups will give you flexibility, some won't. That's just the number that we wanted and they agreed to. And looking back, I'm still glad I did it that way. I actually had an opportunity to buy more equity about a year in, which I did. And so I bought more. And so that allowed me to just be a little bit more leveraged into the company. on a bigger scale, like me and Nate work real hard for each other, but now you just got all these partners that are counting on you. And I think the mojo and the culture in our group is quite good. So. The Dental A Team (44:04) Yeah, that's it. That's actually really, really good to know because I think so many people wonder about DSOs. And so what did the DSO take off of you guys? Because I know there's some people that get scared of the equity. Like they get scared of equity because some DSOs have actually gone under. And so I actually love to hear that you were a 70-30 split, then you were able to buy in more if you wanted to, because if it goes under, that is your retirement. And so I love that you were able to put money into work so your retirement's not solely like Hunter Bennett (44:12) Yeah, that's what you asked. ⁓ Yeah. The Dental A Team (44:31) vested into this company. I really am big on that when DSOs do purchase, but what did they take off your guys's plates going in as a DSO? Hunter Bennett (44:31) Totally. Yeah, sorry, that's what you asked me and I kind of got off track there, but... The Dental A Team (44:40) That's okay. I wanted the deal. I wanted the deal. I actually wanted to know that a lot. Hunter Bennett (44:44) So we skipped to the deal, but going back, like the thing that they've helped with the most, would say is like, just as an example, like, like, ⁓ there's like this employment tax, you know, that we'd always get these letters about every year with Florida and we'd call them and then I spent an hour on the phone, finally getting to someone. And then I had already canceled it, but then they automatically renewed it for it. And so it's just like, that's like one example, work, workman's comp. ⁓ even just like we had an office book for like policy. And again, this might speak more to maybe my lack of strong leadership where when a team member says, well, I understand that's the policy, but this is what I have going on. And then when you bend the rules for one person, then it sort of just creates this culture of favoritism. And again, that was probably partly being a new owner and then a people pleaser. and something I've worked on a lot. And again, I'm not the same leader I was even five years ago, you know, four years ago when we sold, but, ⁓ having seen that now they, because there are just The Dental A Team (45:34) Totally. Hunter Bennett (45:40) company policies in place. And again, it might be a little maybe feel corporate, but now you sort of see the reason why things are corporate because otherwise people, if you run it like a small business and you do those little things here or there, all it does is create resentment within your team. And so ⁓ I will say just having a really, we've gone through like, man, we hired like two or three different office managers through the company that they helped us hire. And finally we hired internally and she's The Dental A Team (45:53) Totally. Hunter Bennett (46:09) man, she's phenomenal. she has just totally, she was at our front desk, she wasn't in dentistry, she came to the front desk and really for first couple of years she was pretty quiet. And then when we interviewed, we're like, we need to interview, are you interested? And she said, yeah, like I would. And she's absolutely just crushing it. And so she is a big reason because we finally, you know, like it's just a good fit for her, you know? And our old office manager is still with us and she's amazing, she's amazing. And she's just so humbly taking the role. She's she's like, The Dental A Team (46:10) Amazing. Yeah. Hunter Bennett (46:37) just want to be in the front and she's the best front office person in the world. You know what I mean? And that's she didn't want to be an office manager and so it's kind of worked itself out and but I don't know if we would have made those decisions without being sort of forced into it with it with our structure in the corporate, you know in the corporate group. If I'm being honest, you know, there's a couple things like we were salary like we just paid our girls salary for example and so there was always sort of this resentment because here it's very seasonal. The Dental A Team (46:39) Mm-hmm. Yeah. Totally. Yeah. Mm-hmm. Hunter Bennett (47:06) So during winter, like our population in Naples doubles. And so the girls are working more hours. So they might work 42. I don't know if I should say this is, I guess it doesn't matter because I don't do it anymore, but they might work 42 or 44 hours one week. But in the summer, they're probably working 32, 34, 36. Or I'd just say, go home or whatever. So over the year, it just worked out. so they came to us, like, you can't do that. And so was like, so then we had to switch to hourly, which I really resented in that first six months. I was so mad. But now looking at it, it's actually the The Dental A Team (47:06) Right. Right. You Hunter Bennett (47:35) It's actually the fair way to do it. You know, it actually makes sense. ⁓ they like our, always get. The Dental A Team (47:38) It is. So it sounds like you just got a lot of like, you got like a lot of company backing is what I feel like it is like the structure of a business. Yeah. Yep. Hunter Bennett (47:44) Totally, it's just more structure, more structure. I didn't have to be the bad guy, I guess. I sort of get to say that's just how we do it. And so again, I think now, like the older version of Hunter sees that as, well, man, were kind of, you could have been a stronger leader, but I didn't know what I didn't know. ⁓ But now again, too, like looking at it, like this is exactly the path that I'm supposed to be on and it's fine. And truly like... The Dental A Team (48:01) Totally. Hunter Bennett (48:11) There's so many reasons to join a DSO. Some people are looking for an exit. Some people are looking for a lifestyle. And for me, it's just worked out that I, don't know what I was looking for besides relief from all the pressure I felt and, um, and it's worked out, you know? And so I still make enough money that I can do the things that I need to do and want to do. And if the equity works out, that's a cherry on top. And if it doesn't like it's okay for right now. And if I want to do something later, I can do something else, you know, and that's the other thing too, like with, with the DSO is if, if you want to leave at some point you can. And I don't really have plans to leave per se, but like I, now it's an option. Whereas if I own the practice, that was one reason too, with me and Nate, who part of our thought process was, well, we're from the West in 10 years. If we want to sell in 10 years, who's going to buy us? Are we going to wait 10 years? Why don't we just do it now and grow with the DSO? So that was a big part of it too, is like, what is our exit? And so even though I'm only, I'm not, I'm 40 next year. The Dental A Team (48:38) can. Totally. Hunter Bennett (49:08) I still was sort of planning an exit at some point because the practice was so big and we couldn't find a partner. So maybe that gives some insights retrospectively into our thought process because we did the same conversation every day for six months. But looking at it now, like that's what they've taken off our plate is all those little nuances that are just so mentally exhausting that now when I come home, I can just be present with my kids. I've changed my schedule. Like it's totally benefited my life. The Dental A Team (49:14) Totally. Hahaha! Hunter Bennett (49:38) Lifestyle wise but it's not perfect but I would say an overall net positive, you know If you're not just looking at money, you know If you're not just looking at your month to month income I would say that's like the only downside is I don't make as much money as I used to but my lifestyle is way better so The Dental A Team (49:43) That's amazing. Sure. And so we traded a few things, but who knows it can pan out as well to where you actually make more in the future. That's not a given, but like today you're at least in a good space. You've traded ⁓ like money for time. And I think that that's one of the most beautiful things, which ties to, as we like quickly wrap up. I love that you just talked about all the pieces of DSO. I love that you have a great experience. I love hearing the pieces that they were able to take and agreed a lot of businesses actually need to sell to a DSO because they've grown too big that there's not a buyer for them. And like that is Hunter Bennett (49:57) Yeah. Good. Yeah. The
It's easy to fall into the trap of comparing yourself to others, but remember that success is relative. Focus on your own personal growth and learn to become confident in your own journey. Take one small step at a time, and develop a strong success mindset.In this episode of Hit 'em Straight, Shawn and Christian dive into the pitfalls of comparing oneself to ultra-successful individuals, offering insights on how to avoid 'comparison syndrome'. They discuss the importance of defining your 'why' and using that motivation to guide your journey. Christian shares personal anecdotes about his experiences in the insurance industry, the value of mentorship, and the power of utilizing one's unique talents to gain valuable opportunities. They emphasize the importance of authenticity and strategic networking in achieving success. The episode wraps up with practical advice on how to approach potential mentors and offer value in exchange for guidance. Tune in to learn how to hit 'em straight in both life and business.00:00 Introduction: The Trap of Comparison00:38 Welcome to Hit 'em Straight Podcast01:14 The Value of Morning Walks02:17 Understanding Comparison Syndrome03:02 Christian's Journey and Advice03:20 The Importance of Mentorship05:14 Christian's Early Struggles12:16 Finding Your Why16:16 The Role of Country Clubs19:00 Connecting with Your Why19:50 Navigating Comparison Syndrome20:41 The Double-Edged Sword of Giving Advice25:52 The Importance of Authenticity in Social Media32:48 Leveraging Your Unique Talents for Success36:34 Conclusion and Call to ActionSupport the showJoin the #1 Community for Service-Based Entrepreneurshttps://www.blackdiamondclub.com Follow Shawn and Lacey on Social Media: https://www.instagram.com/drshawndill/ https://www.instagram.com/drlaceybook/
September 21, 2025 Life is short, time is moving fast, and every day is a gift from God. Just like the parable of the talents, God has entrusted each of us with time, abilities, and resources. How we invest them determines the eternal impact of our lives. Key Points Final Challenge Every week is precious. … Continue reading "3 Talents 3 Servants"
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.
Do you find yourself in emotional flares, forgetting what you know to be true, where your emotions feel disconnected? Then allow this broadcast to be an empowerment to you. What about using your gifts and talents? Do you overthink your motives and live in fear that you will end up being the wicked servant in […]
Comment passer d'une carrière photo/vidéo qui patine à une vie créative assumée, entre Floride et Occitanie ? Dans cet épisode, Pierre Blum raconte la décision qui a changé sa trajectoire : “soit je regarde les trains passer, soit je saute dedans.”Il crée Oui Oui Baguette, un compte Instagram dans lequel il décortique de manière singulière ses découvertes américaines avec un regard authentique.Au menu : ses débuts aux US, la réalité des opportunités américaines, l'art d'oser sans diplôme, les limites du “tout est possible”, le small talk, l'amitié loin de chez soi, et cette phrase qui le guide : mieux vaut tenter que regretter.00:00 – Intro : Présentation de l'épisode et de Pierre Blum00:50 – Qui est Pierre ? De Toulouse à Jacksonville Beach02:20 – Oui Oui Baguette : un nom qui claque03:58 – La vie avant les États-Unis : la photo, la vidéo et les galères05:29 – Photographe de mode, mariages… et réalité financière06:59 – Talents cachés : le breakdance !07:35 – Pourquoi Jacksonville Beach et pas Los Angeles ou New York08:47 – Première immersion dans la culture US10:19 – L.A. : une expérience qui change tout15:25 – Différences culturelles : ouverture, jugement et entraide17:25 – Le “oui” américain qui veut tout dire… ou rien19:12 – Trouver un équilibre pro : entre job salarié et création perso23:05 – Fire Questions : clichés France vs États-Unis30:25 – Small talk : plaisir ou supplice ?35:37 – Quand l'humour traverse (ou pas) la barrière de la langue36:31 – Du contenu léché à l'authenticité au téléphone41:10 – Une rencontre marquante grâce aux réseaux sociaux44:45 – Amitiés, départs et lâcher prise47:48 – Les réseaux sociaux, une bouée de sauvetage49:30 – Opportunités et dangers du “American Dream”52:47 – États-Unis vs France : des barrières différentes58:46 – Ce que signifie vraiment le rêve américain pour Pierre59:46 – Sa philosophie : vivre sans attentes, découvrir au quotidien01:01:19 – Comparer moins, créer plus01:01:41 – Son conseil à son “lui” d'hier : ne pas se blâmer01:03:33 – ConclusionFrench Expat est un podcast de French Morning qui raconte les parcours de vie des Français établis hors de France. Retrouvez-le sur toutes les plateformes d'écoute : Spotify, Apple Podcast, Deezer, Google Podcast, Podcast Addict, Amazon Music. Cet épisode est raconté, produit et réalisé par Anne-Fleur Andrle, habillé et mixé par Alice Krief. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
This week Nick Khiroya shares from the parable of the Talents in the Bible, talking about the fruit that we grow in our lives. He shares four keys to producing good 'fruit'.If you would like to reach out or know more about Jesus, please visit curatechurch.com or email hello@curatechurch.com. We'd love to connect and help you in your journey of faith.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Nicole Roberts Jones.
Guest Evan Valencia: Talents and Minas by Brian Young
Stacie Maee gets real about her unique quirks and hidden abilities, dishes on what she could do all day without getting tired and breaks down how some men come off way too thirsty. Funny, unfiltered, and full of surprises!
"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What is your child's passion? As parents, it's up to us to identify our children's gifts and encourage them to develop and use them. In this show, Shug Bury interviews 8 year-old Landon Vlach. He is the first child Shug has ever interviewed and boy can he sing! Make sure you listen in to hear him! Landon's Mom, April, joins us as well to share how she has encouraged Landon's gifts and how every parent can do the same. To learn more about our show, go to him4her.org. To watch our shows, go to our Women's Hot Topics with Shug Bury YouTube channel.See omnystudio.com/listener for privacy information.
Boomer gives the Pats credit for storming out of sweaty Miami with a win
Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Continuing the “koinonia” lifestyle. How do we share our Table (hospitality) and our Talents with others?
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