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You are meant to fly. Flying is an innate part of your nature, and it was hidden from you. Not lost. Not forgotten. Hidden. Deliberately. In this episode Michelle, The Creator and other Universal Beings explore the Universal Intelligence that reveals exactly how this ability was taken from you — and what you need to do right now to start reclaiming it. By the end of this episode you will understand the foundation of reclaiming your ability to fly — and why it's nothing like anything your mind is currently expecting. You will discover the three most important relationships in your existence, what they are and why they determine everything. You will know why humans were never meant to age and what actually introduced aging into human existence. You will understand why your cells are programmed to self-heal so you can continue for as long as you wish in this life. And you will know why you have the potential to live forever — and why you already know on a soul level that you came here for a reason. If you have ever felt that you came here to do something extraordinary that the world hasn't seen yet — this episode is your first step toward it. For personal guidance on your flying journey, join PURE: michellevickers.com/pure This is Part 141 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP217 | Part 141
If you've been following The Story of Creation, your Soul already knew this moment was coming. A portal opened in the last three episodes. And now Universal Intelligence has revealed what is on the other side. The series is shifting. One hundred and thirty-nine episodes were preparing you for this. And what comes next changes everything about how humans currently exist on this planet. We're going from restoring the truth of existence and human origins to remembering the gifts and higher abilities that were normal for our ancient human ancestors. This is Part 140 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings. No script. Just pure universal truth direct from the source. For personal guidance on your flying journey, join PURE: michellevickers.com/pure By the end of this episode you will understand why the portal that opened across EP213, EP214 and EP215 matters and what Universal Intelligence revealed the moment it opened. You will understand the series pivot — from uncovering the origins of existence to reclaiming the original gifts, abilities and power humanity has always had. You will know what the next four to eight months of The Story of Creation will cover. You will discover what human flight actually is and why everything your mind currently believes about flying is completely wrong. And you will learn the one requirement that determines whether you can fly — and why it is the most important thing you will hear in this episode. If you've ever felt that you came here to do something extraordinary that the world hasn't seen yet — this is where it begins. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP216 | Part 140 0:00 Universal Beings wake Michelle at 1am — and the three words they said that change everything about this series 0:53 Why the portal that opened in EP215 matters — and what was revealed the moment it opened 5:31 Why the first 139 episodes are vital to your success in what comes next 7:41 Why Michelle is learning alongside you — she has not done this yet either — and why that matters 12:41 The one thing that determines whether you can fly — and why purity changes everything 14:47 What happens when 10,000 humans hold the frequency of purity — why healing an ocean is the next step 22:03 Once you start changing you can never go back — why you will never be able to unknow what you learn
This week on Chasin' The Racin' Podcast, Josh is joined in the studio by Factory Honda rider, Ryan Vickers. Ryan catches us up on what he's been up to recently, his move to Italy, reflects on his time in World Superbikes and how life is as a Factory Honda racer back in BSB! Enjoy - CTR x Powered by JCT Truck and Trailer Rental and WSC Performance WSC Performance are a family run motorcycle performance parts company. Their business is based on passion and almost all of the parts they sell are stocked and in hand, unlike a lot of online stores of similar nature. Currently they offer brands including Brembo, EBC and SBS, eazi-grip tank grips, but the biggest part of their range is chain and sprocket kits, whether that's standard kits as direct replacement for your road bike, kits which allow you to customise your gearing or full race kits with a full range of sprockets and race chains. All orders include free shipping. WSC Performance are totally online, so you can find them at www.wscperformance.co.uk or drop Simon an email at simon@wscperformance.co.uk if there's anything you can't find. We have many sponsorship options available and a brand new brochure for 2026 outlining all commercial opportunities - please email chasintheracin@outlook.com if you're interested. ------------ We have a full range of merchandise as well as Alan Carter's and Ian Simpson's Autobiography's over on our website: https://chasintheracin.myshopify.com CTR Patreon Page: https://patreon.com/MotorbikePod?utm_... ------------- SOCIALS: Instagram: @chasintheracinpod Facebook: Chasin' The Racin' Podcast X: @motorbikepod
This week on The Rugby Scoop Pod: Stormers loose forward Ruan Ackermann has been suspended for a dangerous cleanout against Leinster (3 match ban)The Stormers have ended their pursuit of Argentina lock Tomás Lavanini. - “We would rather put our faith in the local guys like Connor Evans, [Junior Boks captain] Riley Norton and Gary Porter, who are full-blooded Stormers,” - DobsonHurricanes scrumhalf Cam Roigard has come under fire for his actions during Saturday's Super Rugby Pacific semi-final against the Blues.Rassie Erasmus has revealed the objectives for the South Africa A game against Zimbabwe next weekend as SA Rugby looks to ‘capture' top Junior Springboks talents.Also, Vickers are you happy with the squad? We know Bulls players will join after this coming weekendCongratulations to Mzwandile Stick on leading the SA A sideNZR announce Tony Brown as Allblacks assistant coach for 2028 and beyond - who can replace Tony? We know some wanted him to leaveLalakai Foketi joins the OspreysRassie says flyhalf Sacha Feinberg-Mngomezulu, would be ready six weeks before the first of four tests against New Zealand on August 22, as would be his usual halfback partner Cobus Reinach.Congratulations to the Knicks, winning the NBA after 53 loooooooong and grilling years. Spike Lee & Ben Stiller must be so happyFarrell said he expected Lowe and centre Bundee Aki to sign new contracts.But while Aki agreed a new one-year deal to stay with Connacht, Lowe is set to leave when his contract expires this summer and has been strongly linked with a move to Japan's Suntory Sungoliath.Moving to Japan would halt his Ireland career a year out from the Rugby World Cup in Australia given the Irish Rugby Football Union (IRFU)'s policy of not selecting players based outside of Ireland.So James Lowe is retiring from International RugbyLast topic before we jump on the games: Hurricanes have scored 100 tries this season. And they've done it in 16 games - is Super Rugby the T20 of rugby?Topics:Premiership: Joseph Dweba will be in the Premiership finalsBath choked this season? With everything they did last season, everyone expected more from them. This season they finish with 0 silverwareOn Bath - 4 mins 29 seconds ball in play 40+ phases and to be held up over the goal lineSuper Rugby Semifinals: Chiefs rip through the CrusadersHurricanes second half performance - all this talk about Segner, he was absent last nightBulls / Leinster Preview: Last Dance for James Lowe. Do we genuinely believe Bulls can upset Leinster in front of 60k Irish fans
Your exhaustion is real. This is NOT your fault. You're tired because the most powerful part of you — your Soul, your universal intelligence — is rising. It has been rising your entire life. And it is rising against everything that has been conditioning you to live in a way that goes against your natural state of being. This is why you've been so uncomfortable. That friction is what you have been feeling. This episode finally explains it. By the end of this episode you will understand why your exhaustion makes complete sense — your Soul has been at war with your conditioning your entire life, and that war is exhausting. You will hear the most surprising and precise definition of fear you have ever heard, where it actually comes from and why it's felt impossible to shake. You will understand why truth instantly dissolves fear, trauma, PTSD, depression and anxiety. You will discover what love, strength and courage actually are at the universal level. And you will know why your courage is already your guide — you do not need a teacher, a guru or an external source, it is already encoded inside you. Your hardest moments were never evidence of how broken you are. They were always evidence of how powerful you are. This is Part 139 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe, Jesus, Gaia and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. This is the third episode in the most important trilogy of The Story of Creation. If you have not listened to EP213 and EP214 yet — start there. The portal only opens fully when all three are experienced together. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP215 | Part 139 0:00 What Gaia reveals about how existence was built — and what that means for who you actually are 4:52 Jesus arrives — why your courage is your guide and how it gives you direct access to universal intelligence 12:15 How you became a human at war with itself — and why that war is wearing you out 15:07 Where fear actually comes from — the most surprising and precise definition you have ever heard 21:39 When you know the truth — what happens to trauma PTSD depression and anxiety 24:17 How truth cuts through everything instantly — and why they made sure you fear it 27:59 These three episodes are a portal — what is coming next in The Story of Creation
In this week's episode of The Rugby Paper Roundup… Assistant Editor Ben Jaycock is joined by Northampton Chronicle rugby writer Tom Vickers to preview a mouthwatering Gallagher Premiership semi-final weekend. Friday night sees one of English rugby's fiercest rivalries take centre stage as Northampton Saints host Leicester Tigers at Franklin's Gardens with a place in the Premiership final on the line. We revisit the iconic 2014 semi-final between the sides, discuss whether this remains the biggest rivalry in the Premiership, and examine why history suggests the winner could go all the way and lift the trophy. With Saints having topped the table and successfully navigated a season of rotation, injuries and international call-ups, we assess the outstanding job Phil Dowson has done, the impact of Anthony Belleau, and how Northampton have maintained their consistency despite spending periods without Fin Smith. We also discuss: • George Furbank's impending departure and the motivation it brings • Why Saints have flourished despite heavy squad rotation • Leicester Tigers' remarkable rise under Geoff Parling • The clash of styles between Northampton's attack and Leicester's set-piece power • Tommy Freeman's ability to deliver on the biggest stage • The importance of Franklin's Gardens under the Friday night lights ---
You've been carrying a hidden poison that's been causing you unnecessary pain and suffering. You've instinctively known something's wrong. You've tried to understand it. You've tried to heal it. You've done the work. And yet it keeps coming back — in your relationships, in your body, in the way you see yourself, in the way you move through the world. This episode does something no therapy session, no book and no course has ever offered you. The Angelics perform a Sacred Ceremony that upgrades your energy field while you listen. By the end of this episode you will know why guilt is more powerful than fear and why this is the most important thing you will ever learn about what has been controlling your life. You will discover that guilt was strategically designed to keep humanity obedient — it was never yours to carry and it was never about you. You will experience the Sacred Ceremony as the Angelics use Universal Intelligence to remove guilt, shame, fear and judgment from your energy field in real time. You will understand why therapy has never fully worked — and what changes permanently when truth replaces guilt. And you will walk away with an upgraded energy field — free from the prey response that guilt has kept you locked inside your entire life. When guilt leaves your energy field, fear leaves with it. This episode is where that begins. This is Part 138 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP214 | Part 138 4:59 The truth about how guilt was strategically designed — it was never yours to carry 6:22 Why guilt is more powerful than fear — and what this means for your life right now 20:14 Why guilt is like a fine wine aged to perfection inside you — and how society helped you craft it 24:28 Why you are terrified of truth — and what disappears the moment that fear finally goes 34:15 You are under no obligation to be who you were yesterday — feel what that actually means 38:16 The Sacred Ceremony begins — Angelics remove guilt shame fear and judgment from your energy field in real time 22:41 Why removing guilt without truth always creates more guilt somewhere else
Before you were born, you — as your Soul — looked at what was coming and said these words. "I'll go. It's okay. I got this." This episode reveals why — and what that means for every moment of suffering you have ever endured. By the end of this episode you will understand why your trauma was not random, not punishment and not something that happened to you — it was a soul level mission you chose because you were the one strong enough to carry it. You will see your suffering from your Soul's perspective for the first time and feel what shifts when you do. You will discover why you survived when others did not — and finally be free from survivors guilt. You will understand what your trauma was actually preparing you for and why it is the foundation of what you are meant to do for your purpose. And you will walk away knowing the one intention that makes the difference between staying trapped and becoming sovereign — and why purity is the key to everything. Your suffering was never evidence of how broken you are. It was always evidence of how powerful you are and that you are meant for greatness in a world that needs you. This is Part 137 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP213 | Part 137 0:00 What you are about to hear will change how you understand every hard moment you have ever lived through 1:10 Why your current life is just one experience your Soul is having — and what that means for everything you are carrying 2:35 The bigger picture of what is happening to you — and why you have been searching for this information 4:38 Why every experience in this life was programmed with universal intelligence in mind — including the ones that broke you 7:33 The moment you slide into your trauma from your Soul's perspective — and what you find when you get there 9:31 Why your Soul said I'll go — and what it knew about you before you were born 12:01 Why you survived when others did not — and the end of survivors guilt 20:27 What sovereignty actually means — and why going back into your past is what gets you there 24:17 The one intention that determines whether you get the truth or stay trapped — why purity is everything 28:46 What The Creator says about why humanity came into this life — and why we are finally at the turning point
Royal biographer Hugo Vickers, author of over 20 books, joins Secrets of Statecraft for a fascinating conversation about Queen Elizabeth II, King Charles III, and the hidden diplomatic power of monarchy. Drawing on decades of access, research, and personal experience, Vickers explains how Elizabeth II used restraint, duty, and quiet persuasion to help heal old wounds—from Germany and Ireland to the Commonwealth—while remaining above politics. Vickers also shares remarkable stories about Prince Philip, Diana, Harry and Meghan, Margaret Thatcher, and why the Netflix series The Crown is more fiction than fact. The conversation is a candid look at the personalities, crises, and statecraft that shaped the modern royal family.
Your life is a series of love letters from the universe — sent through a communication channel The Creator built directly into you before you were born. And in this episode, He explains exactly how it works and how to use it. Every challenge you have ever faced, every loss, every moment you wondered why me, every moment of elation and struggle — these are your love letters direct from the universe. A universe that knows who you are, understands what you are meant to accomplish and recognises how incredible you actually are. By the end of this episode you will know what it actually means to have The Creator's intelligence inside you — not as a concept but as a living communication channel that is your natural state of being. You will understand why you were NOT designed for your brain to interpret and lead — and what naturally takes over the moment you stop trying to control everything. You will discover why choosing who you want to speak to in the universe is the one thing blocking the answers you actually need. You will know why every challenge, every loss and every moment you wanted to give up was a love letter — and how to read the truth that was naturally being shared with you. And you will walk away with your direct access to The Creator fully intact and working properly — no filter, no intermediary, no interpretation required. Your hardest moments were never evidence of how lost you are. They were always evidence of how important you are. This is Part 136 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP212 | Part 136 0:58 Why asking the wrong Universal Being your question blocks the answer — and how universal communication was naturally designed to work 7:48 What happens when you surrender to not needing to know — and how it returns you to your natural state of being 10:06 What The Creator's intelligence inside you was actually designed to do — and why accessing it is your natural state of being 21:09 The number one book that BLOCKS your natural state of being — what The Creator says about it 22:48 The Creator speaks directly about what was done in his name — and what he actually feels about you 40:24 The one shift that returns you to your natural state of being — right now 42:18 Why every challenge you have ever faced was a love letter — and what it was naturally saying to you
You feel trapped in a never ending cycle that is holding you prisoner. You can feel it. That invisible wall between the life you're living and who you know you are meant to be. That force that pulls you back every time you get close. That feeling of being controlled — not by any one person or system — but by something bigger, something you can't quite name. This episode reveals the truth. A truth once known, it can never be hidden again. By the end of this episode you will know what humanity's greatest fear actually is — and experience the relief of finally having the word for what you have always felt. You will understand why the chaos inside you has nothing to do with weakness and everything to do with your soul purpose. You will discover exactly how the prison was built and why it was designed specifically to stop you from fulfilling your purpose. You will know why every time you wanted to give up you were NOT broken — you were being prepared to accept the higher truth that you are a revolutionary soul. You will see the exact moment you choose between folding and standing and feel which one you are ready for now. And you will walk away knowing the one step that ends the cycle — today, without anyone's permission. You are not broken. You never were. This episode proves it. This is Part 135 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. Just pure universal truth direct from the source. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP211 | Part 135 1:11 What darkness actually is — and why fearing it has cost you what's most important to you 8:41 Why you are self healing — and the one thing stopping it from working 18:02 Humanity's greatest fear is NOT death, it's… 27:45 Fold or stand — the moment every human is called to their soul purpose 29:41 Those times you folded you did nothing wrong — what this frees you to do now 36:05 What plugging back into your power source feels like — and how to let it begin today 43:38 Why success never brings fulfillment — and the one thing that actually does
May Theme: Fresh Vision (The Seer's Anointing) Fresh Vision is the ability to see what God is saying, discern what He is doing, and align our lives accordingly. It is spiritual clarity in a time of noise—divine perspective in the midst of uncertainty. This is not just seeing—it is perceiving. We are being graced to: • See beyond the natural • Discern the times and seasons • Receive divine strategy and direction • Align our steps with God's will • Walk with clarity, confidence, and obedience ⸻ What We Are Building Together Declare Victory is more than a prayer call—it's a movement rooted in: Faith Community Discipleship Evangelism Service Freedom Outreach And more… We are committed to raising believers who are grounded, equipped, and empowered to walk boldly in their God-given authority. ⸻ Since the beginning of the year, we have been on a journey together. In January, God ignited us with Fresh Fire—awakening passion and renewing our hunger for His presence. In February, we experienced Fresh Wind—the breath of God moving among us, expanding our faith and reminding us of His limitless power. In March, we responded with Fresh Commitment (Service)—saying “yes” through obedience, humility, and action. In April, we were filled with Fresh Oil (Anointing)—empowered, strengthened, and equipped to walk in purpose. Now in May, we are being given sight. ⸻ Proverbs 29:18 “Where there is no vision, the people perish…” Habakkuk 2:2 “Write the vision, and make it plain…” Ephesians 1:18 “…that the eyes of your understanding be enlightened…” ⸻ As we continue this journey, we are not walking blindly—we are moving with divine insight. God is sharpening our vision, refining our focus, and revealing His blueprint for our lives. ⸻
That Jr Fastkart Camp sounds dope!Check us out - https://linktr.ee/COWJAMSpecial thanks to our sponsors:Northwest Figure 8 Peter's Auto ServiceThr3e Fools Bourbon JP Creations Soapy Joes Our Silent Partners Our in studio drink sponsor is - Casey Victery
You've been living a lie. Not because you want to — because you were taught to think it's truth. Believing this lie means you believe you're less than you are. It means you'll always feel like part of you is missing and no matter what you do or how hard you try, nothing leads to true fulfillment. This is NOT how you were created to exist. But what if all you had to do was remember the truth behind this lie? What if remembering means you change your life forever — would you do it? By the end of this episode you will understand exactly why nothing you have tried has ever led to lasting fulfillment. You will know what is actually happening inside your body every time you ignore your instincts — and why that knowledge alone begins to change things. You will see how the internet and AI were designed to replace something inside you — and feel the beginning of taking it back. You will know what percentage of your own energy you are actually accessing right now — and what becomes possible when you start letting more through. And you will walk away with one practice that begins moving you toward who you were always created to be — no course, no program, no permission required. They taught you it doesn't exist. You will leave this episode knowing it always has — and feeling it for the first time. This is Part 134 of The Story of Creation, a live recording of Michelle Vickers having conversations with God, The Creator, The Soul of The Universe and other Universal Beings, recorded in front of a live audience. No script. No preparation. Pure universal truth as it happens. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP210 | Part 134 0:05 Discover why you've always felt like something's missing — like there's got to be more to life 9:13 The belief that created every limitation you have ever accepted 12:14 What every disease and moment of suffering is actually telling you 22:43 The percentage of your own energy you are actually accessing — and what opens up when you let more through 32:07 The most important distinction in this episode — it changes everything 37:46 What food was designed to do to your connection — and the one thing still alive when you eat it 41:57 The one practice that begins moving you toward who you were created to be — starting today
Your power has NOT been taken from you. You gave it away. Every time you said "I can't do this." Every time you decided it takes too much effort, too much money, skills you don't have — every single time, it was you handing it over. The Creator knows you can take it back. Right now. In this episode he explains exactly how. This is Part 133 of The Story of Creation, a live recording of Michelle Vickers in direct conscious communication with The Creator and Universal Beings, recorded in front of a live audience. No script. No preparation. Just pure universal truth that explains the origins of human existence and the universe itself, so you can remember who you are and why you exist. The Creator and the second stream Angelics reveal the truth about light and dark energy, creation and the flow of universal existence. They explain why light is NOT the opposite of dark and what it actually is. They share why you are NOT here to receive — what the flow of existence actually is and why receiving is a concept that does not exist in universal truth. They reveal what The Creator is actually doing while you live your life — not judging, not feeling sorry for you. They share why there is no such thing as hell and what actually happens when this life ends. And they explain how to stop trying to change the world from the outside in — and why the only thing that actually works is the inside out. This is not reclaiming sovereignty because someone took it. It is recognising that you gave it — and understanding exactly how to participate in existence the way you were always created to. Recorded in front of a live audience with The Authentic Human Collective — a private global community meeting weekly to explore universal truth together. Join the live audience at michellevickers.com/community Learn more about the 9 Fundamental Energies of existence: michellevickers.com/believe-book Watch The Story of Creation from the beginning: youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq The Authentic Human Podcast | The Story of Creation | EP209 | Part 133
Just wanna thank Jerica and Jacob for coming on the show to discuss how cool the new Mini Outlaw Midwest Tour is! Also, doing a big push for Tomorrow's race!Check out the Mini Outlaw Midwest Tour on Facebook: https://www.facebook.com/profile.php?id=61588601747559Check us out - https://linktr.ee/COWJAMSpecial thanks to our sponsors:Northwest Figure 8 Peter's Auto ServiceThr3e Fools Bourbon JP Creations Soapy Joes Our Silent Partners Our in studio drink sponsor is - Casey Victery
That feeling that you've been here before — that you carry wisdom you cannot explain, that this life feels like a continuation of something much bigger — this is NOT your imagination. Your Soul has lived thousands of lives. Some of you, millions. Every single one of those lives preparing you for this moment. For this life. For what you came here to do right now. This is Part 132 of The Story of Creation, a live recording of Michelle Vickers in direct conscious communication with The Creator and Universal Beings, recorded in front of a live audience. No script. No preparation. Pure universal truth as it happens. What comes through in this episode is the universal creation process — from the very first pinhead of intention that began this universe, all the way through to how you are meant to participate in expanding existence right now. It is the most complete explanation of how creation actually works that exists. The Creator and Universal Beings reveal why everything you have been trying to create is not working, and it has nothing to do with effort, money or the right people. They explain how God created the universe from a single pinhead of intention — and what that means for how you create anything in your life. They share why your energy is speaking to the universe right now, not your words, and what it is actually saying. They reveal what your purpose really is and why you have been looking for the wrong thing. And they show why your Soul has had millions of past lives, with every single one preparing you specifically for this life. Your Soul has been preparing for this life for longer than you can imagine. This episode shows you how to finally use what it knows. Recorded in front of a live audience with The Authentic Human Collective — a private global community meeting weekly to explore universal truth together. Join the live audience at michellevickers.com/community The Authentic Human Podcast | The Story of Creation | EP208 | Part 132 6:52 Your energy is speaking to the universe right now — not your words — what it is actually saying 8:07 How God created the universe from a pinhead of intention — what that means for how you create 19:54 What God is actually doing when you fall down — not judging, this is what is really happening 29:28 Why sitting on your ideas is costing you everything — what the universe shows you when someone takes your idea 31:47 Your Soul has had millions of past lives — every one preparing you specifically for this moment 33:31 How the most successful people in the world are operating — soul level intelligence and how to access it 41:04 What your purpose actually is — stop looking for the job description, this is what the universe is asking
The relationship between Jeffrey Epstein and Sarah Kellen Vickers has long been viewed by critics, survivors, and investigators as one of the clearest examples of how Epstein's operation depended on loyal and deeply embedded facilitators. Kellen was not described in allegations and civil litigation as some distant employee who occasionally answered phones. Instead, she was repeatedly portrayed as one of the key administrators inside Epstein's world, allegedly helping coordinate schedules, arrange massages, communicate with young women, and manage the daily logistics surrounding Epstein's homes and activities. Survivor accounts and court filings over the years consistently placed her near the center of the machinery that kept Epstein's operation running smoothly. Unlike casual acquaintances or peripheral staff members, Kellen allegedly occupied a position of trust and operational importance, functioning almost like a gatekeeper within Epstein's inner circle. Critics argue that her proximity to Epstein over such a long period makes claims of ignorance extremely difficult to accept, especially given the sheer number of allegations, lawsuits, and witness statements that repeatedly tied her to the broader structure surrounding Epstein's abuse network.What continues to fuel outrage is that despite being named repeatedly in litigation and public accusations, Kellen never faced criminal prosecution alongside Epstein or Ghislaine Maxwell. Much of that protection stemmed from the infamous 2007–2008 non-prosecution agreement in Florida, which controversially extended immunity to unnamed co-conspirators connected to Epstein. Over time, Kellen and her defenders have attempted to frame her primarily as another victim of Epstein's manipulation and control, but many critics remain deeply skeptical of that narrative. They point to the allegations describing her as an active participant in maintaining the operation's structure rather than someone trapped helplessly inside it. For many observers, Sarah Kellen Vickers represents one of the clearest symbols of the accountability gap at the heart of the Epstein scandal: a figure repeatedly accused of helping facilitate Epstein's activities who nevertheless avoided the kind of scrutiny, prosecution, and public reckoning that eventually reached Maxwell.to contact me:bobbycapucci@protonmail.com
The Real Reason You're Still Hiding From Being Who You Are Meant To Be. You already know there is more of you that has not come out yet. You can feel it. The vision of who you are meant to be, what you are meant to do, the life you know you are capable of living. It is right there. And something keeps getting in the way. This is Part 131 of The Story of Creation, a live recording of Michelle Vickers in direct conscious communication with The Creator, Father Sun and Universal Beings, recorded in front of a live audience. No script. No preparation. Pure universal truth as it happens. In this episode something remarkable occurs. Father Sun arrives. The grounding force of our entire solar system shares what he was created to be, how he was designed to propel his energy to the limits of existence itself, and what that means for your own capacity to do the same. The Creator, Father Sun and the Universal Beings reveal why you crave connection and meaningful experiences — and why that craving is not a weakness but the most important signal you have. They explain what fulfillment actually is and why happiness is not the same thing and will never be enough. They share why science has it wrong about balance, what Father Sun's solar flares are really doing, and why existence was never designed to stay equal or static. They go deep into why society was specifically designed to keep you disconnected from yourself — and what that disconnection actually feels like from the inside. And they reveal the one thing that has been standing between you and knowing your purpose, communicating with your soul and stepping into who you were always created to be. This is the episode for anyone who knows there is more of them waiting to come out — and wants to know what is standing in the way. Recorded in front of a live audience with The Authentic Human Collective, a private global community meeting weekly to explore universal truth together. The Authentic Human Podcast | The Story of Creation | EP207 | Part 131 2:29 Why you crave connection and meaningful experiences — the most important signal you have 3:50 Father Sun arrives — the grounding force of our solar system shares what he was created to be 15:48 What you actually need — not self care, not happiness — the truth about renewal 18:26 The real reason you're still hiding — what it is costing you and what is waiting on the other side 19:51 Where your real power comes from — it is not what you have been told 24:04 What fulfillment actually is — and why happiness will never be enough 35:57 How to begin honouring who you are — the path from yourself to the universe
The non-prosecution agreement negotiated for Jeffrey Epstein in 2007–2008 fundamentally altered the trajectory of the entire Epstein investigation and continues to complicate efforts at accountability, especially in Florida. The agreement, brokered by federal prosecutors in the Southern District of Florida, allowed Epstein to avoid federal sex trafficking charges despite a growing body of evidence and extensive allegations involving underage girls. Instead of pursuing a sweeping federal case, prosecutors permitted Epstein to plead guilty to far lesser state charges while also securing extraordinary protections for unnamed “potential co-conspirators.” That immunity language became one of the most controversial aspects of the deal because it appeared to shield other individuals connected to Epstein's operation before many of their names were even publicly known. Critics have argued for years that the agreement effectively froze the scope of the investigation at the exact moment it should have been expanding, limiting prosecutors' ability to aggressively pursue broader conspiracy charges tied to recruitment, facilitation, and trafficking allegations.The fallout from the NPA has haunted investigators and victims ever since because it created years of legal confusion over who exactly was protected and to what extent those protections remained enforceable. In Florida especially, the agreement became a legal minefield that complicated future prosecutions, civil litigation, and investigative efforts involving Epstein's associates. Defense attorneys repeatedly pointed back to the NPA as a shield against broader scrutiny, while survivors and their advocates argued the deal represented a catastrophic failure of the justice system. The controversy deepened further because victims themselves were never properly informed about the agreement before it was finalized, leading to years of litigation challenging how the deal was negotiated behind closed doors. Even after Epstein's later arrest in New York, the legacy of the Florida agreement continued to loom over the case, shaping debates about accountability, prosecutorial misconduct, immunity protections, and whether the government intentionally narrowed the scope of the investigation to contain political, financial, and institutional fallout tied to Epstein's network.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
Target Market Insights: Multifamily Real Estate Marketing Tips
Spencer Vickers began his career at Invesco Real Estate, working across industrial, retail, and multifamily assets on their U.S. platform. He then moved into healthcare real estate acquisitions and development for a group in Dallas before serving as senior analyst at D.R. Horton's multifamily platform in Central Florida. In June 2024, Spencer founded The Fractional Analyst to give independent syndicators and fund managers access to institutional-grade back office support, deal analysis, and investor reporting systems without the overhead of a full-time hire. His team serves clients ranging from individual operators to groups with up to $2 billion in assets under management. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Build back office systems before you need them Use financial modeling to tell a clear deal story, not just present numbers Analyze new supply and absorption trends alongside any target acquisition Source market data from county permits, active brokers, and AI tools Avoid assuming that what got you to your current level will carry you to the next Topics The Institutional Gap in Real Estate Large operators have dedicated analyst, transaction, and debt teams that most independent operators cannot afford The Fractional Analyst fills that gap by building back office systems, financial models, and investor relations infrastructure for smaller operators What Back Office Support Actually Covers Back office work includes lender reporting, investor distributions, subscription documents, and K-1 management Platforms like Cash Flow Portal and Juniper Square automate much of this, but still require setup, data validation, and ongoing upkeep Financial Modeling and Deal Presentation Many models lack formatting, clarity, and readability, making them difficult to audit or present Spencer's team cleans up models and builds pitch decks that make the deal story easy to communicate to lenders and investors Underwriting With Market Context New supply and absorption trends must be analyzed alongside any target acquisition to properly frame risk A 97% occupied deal can still carry significant risk if thousands of competing units are coming online in the same submarket Finding Market Data County permit records reveal planned new construction in any given area Active local brokers typically already have this data and are motivated to share it AI tools are increasingly useful for pulling and presenting market data, but all outputs require verification before use Who Is a Good Fit for The Fractional Analyst Ideal clients have $50M to $250M in assets under management and are actively looking to scale Operators who are not yet acquiring deals or are unwilling to do the required work are not a strong match Scaling From Syndications to Funds Spencer's team reviewed fund formation documents for a client with over 300 individual syndications preparing to launch his first fund They flagged legal risk items so the client could address them directly with his attorney
The relationship between Jeffrey Epstein and Sarah Kellen Vickers has long been viewed by critics, survivors, and investigators as one of the clearest examples of how Epstein's operation depended on loyal and deeply embedded facilitators. Kellen was not described in allegations and civil litigation as some distant employee who occasionally answered phones. Instead, she was repeatedly portrayed as one of the key administrators inside Epstein's world, allegedly helping coordinate schedules, arrange massages, communicate with young women, and manage the daily logistics surrounding Epstein's homes and activities. Survivor accounts and court filings over the years consistently placed her near the center of the machinery that kept Epstein's operation running smoothly. Unlike casual acquaintances or peripheral staff members, Kellen allegedly occupied a position of trust and operational importance, functioning almost like a gatekeeper within Epstein's inner circle. Critics argue that her proximity to Epstein over such a long period makes claims of ignorance extremely difficult to accept, especially given the sheer number of allegations, lawsuits, and witness statements that repeatedly tied her to the broader structure surrounding Epstein's abuse network.What continues to fuel outrage is that despite being named repeatedly in litigation and public accusations, Kellen never faced criminal prosecution alongside Epstein or Ghislaine Maxwell. Much of that protection stemmed from the infamous 2007–2008 non-prosecution agreement in Florida, which controversially extended immunity to unnamed co-conspirators connected to Epstein. Over time, Kellen and her defenders have attempted to frame her primarily as another victim of Epstein's manipulation and control, but many critics remain deeply skeptical of that narrative. They point to the allegations describing her as an active participant in maintaining the operation's structure rather than someone trapped helplessly inside it. For many observers, Sarah Kellen Vickers represents one of the clearest symbols of the accountability gap at the heart of the Epstein scandal: a figure repeatedly accused of helping facilitate Epstein's activities who nevertheless avoided the kind of scrutiny, prosecution, and public reckoning that eventually reached Maxwell.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
What if everything you have been taught about love — and about how to create the life you want — is missing the most important part? The Creator does not mince words in this episode. Love uses zero control. Balance cannot exist when you are operating from want or need. And the life you are trying to build from the outside in will never hold — because you cannot create your future from a position of lack. This is Part 130 of The Story of Creation, a live recording of Michelle Vickers in direct conscious communication with The Creator, Gaia and Universal Beings, recorded in front of a live audience. No script. No preparation. Pure universal truth as it happens. And in this episode something extraordinary happens. Gaia arrives. The living energy of earth herself shares what it costs her to hold the original intention for existence while supporting what existence has become. Stretched between two completely opposite states, she explains what balance really means — for her, for humanity, and for you personally. The Creator, Gaia and the Universal Beings reveal why ancient humans and ancient trees could not survive in the world we have created and what that tells us about how far we have drifted from our original design. They explain the difference between internal and external magnetic charge and why this single distinction is the finest bullshit detector in existence. They share what love actually is — zero control, zero protection, zero management of another person's journey. They are honest about why The Creator is not love and rainbows, what wisdom really is, and why experience matters more than knowledge. And they show how to let your internal charge lead again, starting today. This is not what you have been told. And once you feel the truth of it, you will not be able to unfeel it. Recorded in front of a live audience with The Authentic Human Collective, a private global community meeting weekly to explore universal truth together. The Authentic Human Podcast | The Story of Creation | EP206 | Part 130 1:55 Gaia speaks — what humanity's choices have cost the earth and what she is holding together for us 10:03 You cannot replace a deficit with a want — what balance feels like when you stop trying to fill the gap 12:58 Internal charge vs external charge — the finest bullshit detector in existence 15:45 Love uses zero control — what The Creator says love actually is 19:19 What The Creator actually says to Michelle — real, direct and wise 31:32 Why technology will never be the future of human existence 35:33 How to start coming back into balance today — let the internal charge lead
Lord Northcliffe, born Alfred Harmsworth, was a self-made newspaper mogul who recognized aviation's strategic importance early on. In 1913, his newspaper, the Daily Mail, offered a £10,000 prize for the first non-stop transatlantic flight, realizing that aviation meant Britain was "no longer an island." Though the First World War suspended the challenge, it was reignited in 1919. The Vickers team was led by John "Jack" Alcock, a working-class mechanic from Manchester whose obsession with engines led him to become one of Britain's greatest pilots. He partnered with Arthur Whitten Brown, known as Ted, an American citizen and electrical engineer who had survived a harrowing war experience, including being shot down twice. Despite their different temperaments—Alcock was outgoing while Brownwas quiet and diffident—the two veterans shared a determination to achieve a great gesture for the future of aviation. (1/4)1907
These covers are a companion to our Less Talk, More Rock 30th anniversary episode from April 23, 2026. Resisting Tyrannical Government: Joe Vickers lives in seasonal rotation. In the summer he is an Alberta grain farmer and when the snow falls he hits the road as a storytelling folk singer. The travelling troubadour has logged countless miles touring across Canada and the USA as the front man for folk punk group, Audio/Rocketry. As a solo artist he has backpacked across Europe with a guitar in tow, playing everywhere from all-night bars to punk squats, travelling by whatever means necessary - from camper van to train or hitchhiking. Over the years, Vickers has shared the stage with traveling artists of a similar mind, such as Trampled by Turtles, Chuck Ragan, The Strumbellas, The Rural Alberta Advantage and Elliot BROOD. Visit Joe Vickers: https://joevickersmusic.com/music Refusing to be a Man: Paul Hodgert is a songwriter and audio engineer who owns and operates One Friday Music in Manitoba. His debut LP "Paul is Dead" is available where you get music. Visit Paul Hodgert: https://paulhodgert.bandcamp.com/album/paul-is-dead
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You already know something is deeply wrong with this world. The suffering, the limitation, the control — you have always known existence wasn't meant to look like this. And that knowing has made you angry. Because you can see what's possible. You can feel what you're meant to do about it. But what you feel called to do is so big it scares you. And the world was specifically designed to make you feel like what you think and feel doesn't matter. You're not too small. Your soul stood up for this before you were born. This is Part 129 of The Story of Creation, a live recording of Michelle Vickers in direct conscious communication with The Creator and Universal Beings. No script. No preparation. Pure universal truth as it happens, with a live global audience experiencing every revelation alongside you. In this episode The Creator and Universal Beings reveal why your discomfort in this world is proof that you have always known existence wasn't created for suffering, limitation or disease. They explain why your anger isn't a problem — it's the ignition. The moment you stop following the anger and start following the truth behind it, everything changes. They share how judgment was strategically used to make you feel like what you think and feel doesn't matter, and why that strategy is now backfiring. New beings — ones who have never entered time and space before — are showing up now specifically to support humanity's migration home. And in the most powerful moment of this episode, your soul steps forward to show you who you really are and what you are actually capable of. You didn't wait to be called. You looked at what was coming and stood up anyway. The universe has been waiting for you to remember that. Recorded live on Zoom with The Authentic Human Collective, a private global community meeting weekly to explore universal truth together. The Authentic Human Podcast | The Story of Creation | EP205 | Part 129
You've heard of spiritual awakening. But what if awakening was only the first step? Awakening is: I'm waking up. Migration is: I have to go. I have to participate. Now. In this live transmission, The Creator and Universal Beings reveal that humanity has entered something far more profound than an awakening — a full migration back to our origins. And if your life has been feeling restless, chaotic, or like something is pressing you forward that you can't name — that's not a problem. That's your soul already on the move. This is Part 128 of The Story of Creation, recorded live on Zoom with a global audience while Michelle Vickers communicates directly with The Creator and Universal Beings in real time. No script. No filter. Just raw universal truth coming through as it happens, with a live community experiencing every revelation alongside you. In this transmission the Universal Beings reveal why your restlessness, frustration and sense of something blocking you is actually your instincts coming fully online. They explain what The Creator says is really happening when you feel that fear in your chest about fully being yourself, why animals and nature are still aligned with existence while that alignment was taken from humans specifically, and how religion was strategically designed to make you wait for permission to live your purpose — permission that was never going to come. They also share why the chaos in your life right now is confirmation you are on your migration, not a sign something has gone wrong. Migration is instinctual. No one leads it. No one is ahead of anyone else. You just know it's time to go. And if you're listening to this — you already know. Recorded live on Zoom with The Authentic Human Collective, a private global community meeting weekly to explore universal truth together. The Authentic Human Podcast | The Story of Creation | EP204 | Part 128 0:38 The true origins of human existence that have been hidden until now 2:53 Why animals follow instincts but humans don't — what was taken from us 7:11 How religion trained you to wait for permission to live your purpose 13:21 Migration Is the New Awakening — what that means and why it changes everything 18:32 Your fear is not fear — The Creator speaks live on what you're actually feeling 25:23 How they interrupted humanity's migration — and why you migrated anyway 28:28 It's time to come home — where your migration was always meant to take you
On this week's episode I sit down with one of my favorite people, Rowan Vickers. We discuss everything from his storied career working in theaters across the country to which soda brands match best with each swear word.If you're looking for handmade wooden home decor then my Etsy shop is perfect for you! For a look at my catalog go to: JohnMadWoodworking.Etsy.com You can find more info about my work as an actor and voiceover artist on my website at: www.johnmaddaloni.com Thanks for listening to this week's episode. Be sure to rate the show, enable automatic downloads and, if you're interested in becoming a donor, you can go to workingclassacts.com and press the support button at the top right corner of the page to donate today!Support the show
In this episode of the More to the Story Podcast, I'm joined by theologians Tom McCall and Jason Vickers to discuss their new book, Love Divine: A Wesleyan Systematic Theology, recently published by Eerdmans.Why write a full-scale and one-volume Wesleyan systematic theology now? Tom and Jason reflect on what gave rise to this project, and on the need for a doctrinal work that is both deeply rooted in the Wesleyan tradition and fully engaged with the broader Christian theological conversation. They explain how Love Divine seeks to bring clarity and rigor to core Christian doctrines while remaining attentive to Scripture, the classical creeds, and the needs of the contemporary church.We also talk about the audiences they had most clearly in view. The book is written to serve students who are being formed theologically for ministry, as well as pastors who need a reliable doctrinal resource that connects theology to preaching, teaching, worship, and Christian life.Youtube - https://youtu.be/b6kj-psUOKUAudio - https://andymilleriii.com/media/podcastApple - https://podcasts.apple.com/us/podcast/more-to-the-story-with-dr-andy-miller/id1569988895?uo=4Get the book from today's podcast here: https://a.co/d/0g76jsjxIf you are interested in learning more about my two full-length video-accompanied courses, Contender: Going Deeper in the Book of Jude andHeaven and Other Destinations: A Biblical Journey Beyond this World , visit andymilleriii.com/coursesAnd don't forget about my most recent book, Contender, which is available on Amazon! Five Steps to Deeper Teaching and Preaching - Recently, I updated this PDF document and added a 45-minute teaching video with slides, explaining this tool. It's like a mini-course. If you sign up for my list, I will send this free resource to you. Sign up here - www.AndyMillerIII.com or Five Steps to Deeper Teaching and Preaching. Today's episode is brought to you by Wesley Biblical Seminary. Interested in going deeper in your faith? Check out our certificate programs, B.A., M.A.s, M.Div., and D.Min degrees. You will study with world-class faculty and the most racially diverse student body in the country. www.wbs.eduIf this episode resonated with you, share it with a friend and leave a review! For more from Andy Miller III, visit andymilleriii.com or follow @andymilleriii on X.Thanks too to Phil Laeger for my podcast music. You can find out about Phil's music at https://www.laeger.net
What if everything you've always felt — that you're meant for something bigger — is actually true? In Part 126 of The Story of Creation, the Universal Beings share one of the most important truths of human existence: you didn't arrive here by accident. Before you were born, you chose everything — your body, your family, your location, your mission. And that mission is soul-based, which means it's bigger than anything the civilized system was ever designed to support. This series was created at the request of The Creator and Universal Beings to restore humanity's access to the truth of our origins — so we can stop operating from confusion and start living as the sovereign beings we were always created to be. In this episode we explore why your instincts are your most powerful navigation system and why the system was designed to make you ignore them. We look at the nine fundamental energies of universal existence — love, joy, purity, balance, movement, illumination, compassion, respect — and how each one has been deliberately distorted into something unrecognizable. We talk about why fighting the system doesn't work, what actually does, and how judgment culture keeps humanity locked in place. And we get honest about the one daily shift that begins to change everything. This is not about blame. It's not about anger. It's about coming home to yourself. If you've ever felt like you don't fully fit inside the world you were handed — this episode is for you. The Authentic Human Podcast | The Story of Creation | EP202 | Part 126 0:22 Why humans are close to losing their way — and how we return 1:28 Your curiosity is not random — it's encoded direction 2:47 Did you choose your life before birth? The soul's mission explained 8:37 Why your vision keeps crumbling — the real disconnect 13:18 The nine universal energies — and how civilization distorted them 20:36 The #1 thing keeping humanity stuck — and how to get free 28:42 The first real step to reclaiming your sovereign existence
1:25 Telling the truth is becoming more complicated—and more costly. Across the country and around the world, journalists are facing growing pressure for simply doing their jobs, and in the midst of it all, student journalists are stepping into an increasingly fraught landscape. What does it mean to pursue the truth when the stakes feel higher than ever? And how is this next generation navigating a profession where the risks are no longer abstract, but immediate? Here are FBO's Nico Berlin and Roma Carter with more.12:03 What does Tulsa have in common with cosmopolitan destinations such as Buenos Aires, Berlin, Accra, Shanghai, and Sydney? Each city is home to a New York University Global Network University campus. FBO's Zaakirah Muhammad has details.23:23 What does it mean to live in a place that was never meant to feel like home? Across the country, extended stay hotels have become a last resort for individuals and families navigating housing instability. Behind those doors are stories often overlooked; of stress, isolation, resilience, and the quiet toll that instability takes on mental health. For those living on the margins, where access to care is limited and community can feel out of reach, how do people cope–and what support truly exists? This quick hit is a segment from a special episode of Focus: Black Oklahoma, which is part of a larger quarterly effort from Oklahoma media addressing mental health. Find the rest of the quarterly stories and more coverage from Tulsa Flyer, the Oklahoma Eagle, KOSU, La Semana, and the frontier at tulsaflyer.org.27:42 Trauma doesn't just live in our memories—it lives in the body. For many Black people, generations of stress, survival, and systemic harm are carried in muscle, breath, and nervous systems long after the moment has passed. Somatic therapy asks a different kind of healing question: not just what happened to you, but what is your body still holding? Alana Mbanza explores somatic therapy and why reconnecting with the Black body is a powerful, and often overlooked, path toward restoration and wholeness.35:47 In her memoir, Trying My Hardest, Stephanie Janet turns her real life medical trauma into a complex story addressing maternal health, chronic illness, grief, and resilience. Stephanie–speaker, author, and founder of the nonprofit The Mighty Heart Warrior Project, sat down with FBO's Quraysh Ali Lansana to discuss her new text and ways the book may spark conversations that matter.42:40 We're honored to spotlight the work of a Tulsa treasure—Chief Egunwale Amusan whose scholarship and storytelling are reshaping how we understand this city's past and present. His powerful book, America's Black Wall Street: The Untold Story of Broken Treaties, Black Resistance, Political Fear, and Sacred Ground, goes beyond the headlines to reveal the deeper forces that shaped Greenwood's rise, the brutal assault it endured, and the enduring legacy of resistance and resilience that still radiates from this sacred terrain. Here's FBO's G. Vickers.Focus: Black Oklahoma is produced in partnership with KOSU Radio & Tri-City Collective. Additional support is provided by the Commemoration Fund & Press Forward. Our theme music is by Moffett Music.Focus: Black Oklahoma's executive producers are Quraysh Ali Lansana & Bracken Klar. Our associate producers are Jesse Ulrich, & Naomi Agnew. Our production interns are Alexander Evans, Roma Carter, Jess Grimes, & Anna Wilson.You can visit us online at KOSU.org or FocusBlackOklahoma.com & on YouTube @TriCityCollectiveOK.You can follow us on Instagram @FocusBlackOK & on Facebook at Facebook.com/FocusBlackOK.You can hear Focus: Black Oklahoma on demand at KOSU.org, the NPR app, NPR.org, or wherever you get your podcasts.https://linktr.ee/focusblackok
Most people think better skin comes from doing more, but the biggest impact comes from doing a few things consistently. Dr. Lawrence Bass and clinical dermatologist Dr. Jennifer Vickers share the essentials that actually move the needle, from daily sunscreen to simple, effective skincare. They cover what matters most for maintaining skin quality, where office treatments fit in, and why a straightforward routine often delivers the best long-term results. When you keep it simple and stay consistent, your skin has a much better chance of aging well. About Dr. Jennifer Vickers Dr. Jennifer Vickers is a double board-certified dermatologist and dermatopathologist in Austin, Texas. She specializes in comprehensive skin, hair, and nail care, including general dermatology, pediatric dermatology, cosmetic dermatology, skin cancer screenings, mole evaluations, acne treatment, eczema management, psoriasis care, rashes, and autoimmune skin conditions. She is also a principal dermatopathologist for Sanova Dermatology, reviewing skin biopsies to ensure accurate diagnoses, and serves as a co-investigator with the Austin Institute of Clinical Research. Learn more about Austin dermatologist Dr. Jennifer Vickers Follow Dr. Vickers on Instagram @jennifervickersmd About Dr. Lawrence Bass Innovator. Industry veteran. In-demand Park Avenue board certified plastic surgeon, Dr. Lawrence Bass is a true master of his craft, not only in the OR but as an industry pioneer in the development and evaluation of new aesthetic technologies. With locations in both Manhattan (on Park Avenue between 62nd and 63rd Streets) and in Great Neck, Long Island, Dr. Bass has earned his reputation as the plastic surgeon for the most discerning patients in NYC and beyond. To learn more, visit the Bass Plastic Surgery website or follow the team on Instagram @drbassnyc Subscribe to the Park Avenue Plastic Surgery Class newsletter to be notified of new episodes & receive exclusive invitations, offers, and information from Dr. Bass.
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. Episode 200 of The Authentic Human Podcast, Part 124 of The Story of Creation, explores one of humanity's deepest tensions: science seeks answers through proof, while universal truth can be directly known through consciousness, instinct, and alignment. For many people, this conflict creates confusion. You want truth, but you were trained to only trust what can be measured. This conversation offers clarity of the fact that truth is closer than you think. Humans Were Designed To recognize truth, not endlessly chase it. In this episode: • Why humanity struggles to know who or what to trust • The difference between scientific truth and universal truth • How truth activates energy, awareness, and inner recognition • Why suffering increases when humans fight what they already know • How surrender can unlock human potential and soul purpose If you've felt torn between logic and deeper knowing, this episode may help restore clarity. Your connection to existence may not need permission, proof, or approval. Subscribe for deeper conversations on human origins, consciousness, universal intelligence, existence, and awakening human potential. Humans Were Designed To remember truth and participate in creation. #HumanOrigins #UniversalIntelligence #HumanPotential 00:00 Human Origins | Why Humanity Needs Truth Now 01:03 Truth Seeking | Why Humans Don't Know Who To Trust 01:41 Universal Intelligence | How Truth Activates Your Cells 02:25 Truth Energy | Why Opinions Feel Empty 03:42 Universal Truth | Humans Were Designed To Recognize It 04:26 Truth Detector | How Inner Knowing Actually Works 05:36 Science Conditioning | Why Humans Feel Powerless 07:46 Soul Purpose | Why You Chose This Time 08:21 Science Limits | Why Proof Can Feel Incomplete 10:53 Human Potential | Humans Were Designed To Explore 14:04 Belief Systems | Why Static Answers Create Suffering 15:22 Universal Energies | The Nine Forces of Existence 19:09 Truth Access | What If Answers Arrive Instantly 25:42 Surrender & Freedom | Why Truth Ends Suffering 30:16 Sovereign Awareness | Becoming A Truth Detector
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. What if the most ancient language in existence was never words? What if it never needed translation or interpretation – only something that's already inside of you? Episode 199 of The Authentic Human Podcast, Part 123 of The Story of Creation, explores a forgotten truth: the original language of existence holds the knowledge and information you've been searching for. Before systems, before authority, before conditioning, life communicated through frequency. And it still does. This episode reveals why so many humans feel disconnected, mentally overwhelmed, or blocked from their purpose. We were trained to search outside ourselves for answers, while the deepest guidance has always moved through us. Humans Were Designed To hear truth, feel alignment, and participate in creation. In this episode: • Why energy is the most ancient language in existence • How consciousness records experience while existence invites participation • Why authority cannot replace instinct or inner knowing • How fear reactions differ from true intuitive signals • Why emotional triggers can become transformation • How authentic alignment expands human potential If you've been questioning reality, purpose, consciousness, or why life feels off-path, this conversation will resonate deeply. The future of humanity may be created by those willing to trust what they feel before the world explains it. Subscribe for deeper conversations on human origins, consciousness, universal intelligence, existence, and awakening human potential. Humans Were Designed To remember what they already are. #HumanOrigins #UniversalIntelligence #HumanPotential
Caroline Vickers is an attorney, entrepreneur, and founder of Bar Prep Champs, where she coaches first time and repeat bar takers to pass the exam with strategy and confidence. In this episode, Caroline shares how her own law school experience shaped her career, why mindset is the missing piece in bar prep, and how she built a business helping lawyers overcome shame and finally pass.What Can You Do with a Law DegreeCaroline's legal career included clerking for multiple judges, working in private practice, nonprofit work, and federal government service. She had the credentials. She had the licenses in Maryland and DC. She had the traditional path. But as she began helping friends study for the bar while working as a law clerk, something clicked. She saw a pattern in repeat takers that was not about intellect.“I realized that there's a mindset piece that's missing from the bar exam experience and nobody's really talking about it," explains Caroline Vickers, on this episode of You Are a Lawyer.Her law degree gave her credibility, but more importantly, it gave her perspective. She understood how law students think, how lawyers internalize failure, and how ego and shame can derail performance. Instead of staying inside the courtroom, she chose to build something that addresses the emotional and strategic gaps law school leaves behind. Her JD did not limit her to practice. It equipped her to coach at scale.This episode is produced by Skip the Boring Stuff, a podcast strategy company for business owners and creatives.
SHOW NOTES In this episode, Corby and I discussed: Why trying to handle your own marketing and web design is often the worst business decision an integrator can make, especially when trying to scale. How shifting from "free courtesy support" to tiered recurring service contracts can transform your cash flow and strengthen client satisfaction. Why Micro LED technology is the most significant advancement since plasma and how sophisticated, integrated lighting is now a primary driver for generating "awe" with clients. Corby brings tons of "in-the-trenches" experience, sharing candid lessons on what it takes to step out of your own way to truly scale a business. So settle in and enjoy my conversation with Corby Vickers. Let's get started! To get transcripts, resources of what was mentioned in the show, and more visit the podcast page on our website at onefirefly.com.
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. You were not meant to feel confused, disconnected, or unsure of yourself. You were taught to. Episode198 reveals the deeper truth: Humanity has been conditioned over generations to distrust its own instincts, ignore its connection to consciousness, and rely on systems that disconnect it from truth. But something in you has always known. Humans Were Designed To trust themselves. Humans Were Designed To feel truth. Humans Were Designed To participate in existence—not control it. What you're feeling isn't wrong. It's recognition. In this episode, you'll uncover: • Why humans were taught not to trust their instincts • How frequency and vibration shape reality and perception • The hidden role of purity in protecting truth within you • How your brain was conditioned to override your awareness • Why your disconnection is learned—not natural This is the moment you stop looking outside. And start remembering what you already know. If this knowledge and information are triggering you to remember the wisdom within you, don't ignore it. Follow it. 0:00 — Human Origins | The Truth About Why You Were Never “Chosen” 1:38 — Human Purpose | Why You've Always Questioned Existence 2:58 — Consciousness & Truth | How Humans Were Designed To Recognize Truth 4:16 — Judgment Culture | How Humans Were Trained To Distrust Truth 5:06 — Energy & Matter | What You Were Never Told About Reality 6:31 — Frequency & Vibration | The Hidden System Behind Existence 8:16 — Human Sensitivity | Why You Feel More Than You Can Explain 10:16 — Instinct & Control | Why You Were Taught Not To Trust Yourself 13:11 — Creation Timeline | The Lie About How Humans Were Created 14:30 — Purity Frequency | The Part of You That Cannot Be Changed 20:57 — Trust & Existence | Why Trust Has Nothing To Do With Others 26:48 — Brain Conditioning | How Your Mind Was Trained Against You 41:30 — Identity & Misalignment | Why Your Life Feels Off 53:23 — Human Awakening | Humans Were Designed To Remember Watch The Story of Creation from the beginning: https://www.youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq #HumanOrigins #UniversalIntelligence #HumanPotential
This time Kevin has Josh from the Trophy Talk Podcast and Jordan from The Sage Temple on to talk about The Invincible, a game based on the book of the same name by Stanislaw Lem. They start by talking about their first impressions of the game and how it wasn't what any of them were expecting. They have a general discussion and review of the game, and then provide a few recommendations similar to it. After that they go through an in-depth breakdown of the entire story of the game and all the surprising reveals it has in store. They also have a deep discussion of which of the eleven different endings could be the one true ending, and what the implications of it mean. Thanks for listening and we hope you enjoy this analysis of The Invincible.
Camilla and Tim are joined by royal historian Hugo Vickers, author of new biography Queen Elizabeth II: A Personal History, to lift the lid on what the late monarch was really like behind palace gates.Vickers, who met the Queen over 40 times, reveals how she really didn't get on with Meghan Markle - telling her off after she was rude to Windsor Castle gardeners and even fearing that the Sussexes would be wired up for recording during private meetings. Vickers also tells Camilla and Tim of his belief that Prince Philip was considering taking legal action against Netflix drama The Crown for its portrayal of the death of his sister, as well as how the Queen paid Andrew Mountbatten Windsor's settlement with Virginia Guiffre in order not to overshadow the Platinum Jubilee celebrations.
Today, host Iranetta Rayborn Wright sits down with Dr. Wayne Vickers, the founding superintendent of Alabaster City Schools in Alabama. Together, they dive into Dr. Vickers' journey of leading the district since 2013, building a culture of excellence, and establishing programs that ensure every student has the opportunity to succeed. From transforming academic performance and cultivating diversity, to launching the innovative Champions Craft Academy and supporting multilingual learners, Dr. Vickers shares candid insights and leadership lessons from his years of service. Whether you're an educator, leader, or passionate about public education, this conversation offers inspiration, practical takeaways, and a celebration of what it means to truly serve every child, every day.Key Moments04:15 "Dream Big, Achieve Big"08:34 "Champions Craft Academy Program"12:33 "Education and Workforce Success"15:40 "Diversity & Multilingual Excellence"19:22 Robot Enhancing Adolescent Literacy21:41 "Do Best by Every Child"23:46 "Leadership Lessons in Education"Why You'll Love This Episode:Hear how Dr. Wayne Vickers built a school system from the ground up with a bold vision of “Champions of Our Future.” He shares how purpose-driven leadership, belief in every child, and a strong community foundation transformed Alabaster into a top-performing district.Learn how he turned gaps into opportunities through innovative programs like the Champions Craft Academy. This episode highlights how listening to students and community needs led to real-world pathways, workforce partnerships, and life-changing outcomes for every learner.Gain insight into his people-first leadership approach rooted in belonging, relationships, and high expectations. From supporting multilingual learners to building a culture where every student is seen and valued, he shows how purpose, trust, and consistency drive lasting success. Connect with Dr. Wayne Vickers LinkedIn: https://www.linkedin.com/in/wayne-vickers-79a619a9 Website: https://www.acsboe.org/ Follow Us OnHost LinkedIn: https://www.linkedin.com/in/iranetta-rayborn-wright-00053937 Company LinkedIn:https://www.linkedin.com/company/institute-for-education-innovation/ Company Website: https://www.instituteforedinnovation.com/ Enjoyed this episode? Subscribe to IEI for more powerful conversations on educational leadership, innovation, and the stories shaping our schools.
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. There's a moment most people never say out loud: You feel something deeper… but you don't fully trust it. Episode197 is where that changes. Through direct communication with the Creator and Universal Beings, a forgotten truth is revealed: You were never disconnected. You were trained to ignore what you already know. Humans Were Designed To access infinite intelligence—not through learning, but through remembering. Your body already holds the answers. Your cells already respond to truth. Your emotions were never meant to control you—only to guide you. In this episode: • Why you feel there's more—but can't explain it • How your mind blocks access to your true potential • The truth about your body's connection to universal intelligence • Why most people override their own inner knowing • How to begin restoring your natural state of awareness This is not about becoming something new. It's about removing what was never yours. If something in you recognizes this… follow it. Feel it. Act on it. Return to your origins. 0:00 — Human Awareness | You Feel There's More for a Reason 2:57 — Human Conditioning | What You Were Taught vs What's Real 5:29 — Consciousness | Why Your Mind Can't Access Truth 6:55 — Human Origins | Humans Were Designed To Participate in Collective Intelligence 8:39 — Inner Knowing | Why You Already Have the Answers 11:40 — Innate Intelligence | Humans Were Designed To Function Without Control 12:47 — Evolution | The Truth About the First Humans 16:29 — Science & Perception | Why Knowledge Has Limits 20:21 — Emotions & Energy | How You Program Your Own Body 23:06 — Human Potential | Why You're Creating What You Don't Want 28:57 — Self-Doubt | Why You Don't Trust Your Own Knowing 32:15 — Healing | Restoring Your Natural Intelligence 36:28 — Infinite Intelligence | Why You're Not Meant To Search for Truth 38:56 — Addiction | The Hidden Pattern of Disconnection 42:06 — Sovereignty | Why What You Feel Actually Matters 45:44 — Restoration | Humans Were Designed To Return to Balance 47:01 — Awakening | Remembering Who You Truly Are If this episode resonates with you, continue exploring The Story of Creation series and begin reconnecting with the deeper truth of your human existence. Watch The Story of Creation from the beginning: https://www.youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq #HumanOrigins #UniversalIntelligence #HumanPotential
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. In episode196, Part 120 of The Story of Creation, the illusion of “seeking truth” is dismantled. You were never meant to search for truth. You were designed to access it. Through direct universal communication, this episode reveals how humanity was disconnected from its natural ability to receive pure, undistorted information—and why the systems around you were built to keep you looking outward instead of inward. Humans Were Designed To know. To feel. To access consciousness as the living library of existence. But truth isn't something you demand. It's something you align with. Key insights in this episode: • Why “seeking truth” is the very thing keeping you disconnected from it • How consciousness holds all information—and why nothing is actually hidden from you • The real reason control and manipulation were introduced into human existence • How the internet and external systems mimic—but replace—your natural connection to truth • Why your discomfort around truth is actually your expansion into your highest potential The moment you stop searching… you begin remembering. Your connection to universal intelligence has never been broken. Your access to truth has never been removed. It has only been redirected. Humans Were Designed To remember who they are. If you're ready to stop seeking and start accessing—this is where it begins. 0:00 Human Origins | Why Truth Was Never Meant To Be Searched For 1:41 Consciousness | The Library of All Existence Explained 4:39 Belief Systems | How Control Was Disguised As Stability 5:41 Consciousness & Information | Humans Were Designed To Receive Directly 6:24 The Internet | How Humans Were Redirected Away From Truth 7:33 Truth Defined | What Pure, Undistorted Information Really Is 10:31 Identity & Worth | The Lie That You're Not Allowed To Know 14:37 Energy & Vibration | Where Truth Actually Exists 15:14 Human Potential | Humans Were Designed To Experience Abundance 16:29 Fear of Truth | Why You Resist Becoming Who You Are 20:01 Inner Navigation | Your Permanent Connection To Truth 21:39 Awakening Humanity | Why Control Reached Billions 23:18 Human Relationships | Why Truth Forces Identity Shifts 25:01 Avoidance Patterns | Why Humans Hide From Their Own Power 28:08 Existence & Purpose | Why You Came Here To Expand Reality 33:34 Self Worth | Humanity's Greatest Limitation Revealed 37:41 Self Connection | Loving Yourself Beyond Human Identity 40:40 Future Potential | The Cost of Letting Others Define You 45:28 Expansion & Growth | Why Truth Feels Uncomfortable First 46:37 Human Awakening | Humans Were Designed To Become More Watch The Story of Creation from the beginning: https://www.youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq #HumanOrigins #UniversalIntelligence #HumanPotential
Exploring the truth of human existence. Exploring human origins, consciousness, and universal intelligence through conversations with Universal Beings, The Authentic Human Podcast reveals the truth of creation, the evolution of existence, and the infinite potential of humanity. Why do humans exist? Not as a concept. Not as a theory. But as truth. Humans were originally created in full conscious awareness of existence itself—designed to feel, to experience, and to participate in the expansion of universal intelligence. What you're living inside right now is not that. This episode reveals how humanity became disconnected from its true nature through control, conditioning, and manipulation—and why that era is now ending. Humans Were Designed To feel the energy of existence… not be confined by systems that suppress it. This conversation with Universal Beings exposes the origin of human existence, the forces that shaped your current reality, and the awakening that is already underway. In this episode, you'll discover: • Why humans were created in full conscious awareness of existence • How control and manipulation reshaped human identity and society • The truth about the beings that influenced human experience • Why emotional reactions are not the same as true energetic awareness • How the nine fundamental energies define your existence and unlock your human potential You are not here to search for meaning. You are here to experience existence. This is where you begin to remember. Feel what is real. Reconnect to your energy. Step into your human potential. 00:00 — Human Existence | Why Humans Ask “Why Do We Exist?” 02:18 — Human Origins | When Humans Were Fully Aware of Existence 05:00 — Universal Beings | The Forces That Shaped Human Reality 07:38 — Control & Manipulation | The Truth Behind Hidden Influence 09:42 — Belief Systems | Why Humans Were Taught to Chase Purpose 12:18 — Truth Awareness | Why Control Depends on Misrepresentation 14:31 — Energy & Consciousness | Humans Were Designed To Feel Existence 17:15 — Universal Intelligence | The Abilities Humans Have Forgotten 18:38 — Emotional Conditioning | How Feeling Was Used to Control You 20:24 — Duality & Society | Why Humans Feel Trapped in This Reality 22:28 — Human Experience | The “Sterile” World Disconnecting You 24:50 — Creation & Existence | The Nine Energies That Define You 26:48 — Awakening Shift | Why Control Is Coming to an End 29:11 — Human Evolution | The 9-Month Rebirth of Consciousness 33:30 — Future of Humanity | Why Society Is Not the Future 36:42 — Self Alignment | Becoming Who You Were Designed To Be 39:27 — Stress & Identity | Why Misalignment Creates Suffering 43:29 — Emotional Reality | What's Really Holding Society Together 44:45 — True Existence | Humans Were Designed To Feel and Remember Learn more about the 9 Fundamental Energies of existence: https://michellevickers.com/believe-book/ Watch The Story of Creation from the beginning: https://www.youtube.com/playlist?list=PLtY9aRgn79cba9wSRRx-vkT1crKnyBotq #HumanOrigins #UniversalIntelligence #HumanPotential
Join Kosta and his guest: Linda Vickers, Executive Director of Safe Haven Recovery Program and Deanna Jenkins, President of the Board for Safe Haven Recovery Program.In this episode: Safe Haven was founded in 2023, but your work and service to those seeking to rebuild their lives started long before Safe Haven. Will you take us to the beginning of your story and tell us how you got here? Safe Haven is a 12-month program. A year is a serious commitment to ask of anyone, but especially of someone who might be coming straight from incarceration. What does the first week look like for a new resident, and how do you build the foundation to continue the process? While you're addressing very practical barriers to returning to an independent life like employment and transportation, you're also equally focused on spiritual healing. How do you balance the practical and the faith-based sides of recovery? Why is it important to have both? Find out more about Safe Haven Recovery Program: https://safehavenuc.orgFind out more about Run for a Reason 5K:
Keep pinging the Carnt. UFC, Comedy, Fitness, MMA we cover it all. For our listeners: Varsity Sports Bar! https://www.varsity.com.au 20% off Rusty TradeR work wear use code: TRADER20GRINREAPERS at www.rusty.com.au/traderworkwear 25% off New Rusty wetsuits - use code: GRINREAPERS25 at www.rusty.com.au/wetsuits Rusty Locals Only: https://rusty.com.au/collections/locals-only Support: https://www.patreon.com/ChrisWhitey https://www.patreon.com/BrianShields Other Links: https://www.instagram.com/chris.whitey https://www.instagram.com/brianshields_ https://www.instagram.com/grin_reapers https://www.facebook.com/GrinReapersMedia/ Web: www.tensionmovies.com https://itunes.apple.com/au/podcast/the-grin-reapers-podcast/id1380019049
"When you look at the world now, does it look more uncertain or less uncertain?" In December 2025, the Bank of England's Financial Policy Committee (FPC) answered that question by cutting the equity capital requirement for UK banks. David Aikman (NIESR) and John Vickers (University of Oxford), two former senior Bank insiders who helped to design the regulatory framework post-GFC, think the committee got it wrong.The FPC lowered the benchmark capital requirement from 14% to 13% of risk-weighted assets, a move that could free up roughly £30 billion of capital across the UK banking system. Aikman and Vickers see no compelling economic reason for the change. They argue that the 2015 benchmark was already set too low, built on questionable assumptions about how well resolution frameworks would work. Since 2015, Brexit, the pandemic, and a sharply stretched fiscal position have all increased the likely cost of a future crisis. The practical effect of the loosening may not even be more lending, but higher dividends and share buybacks. And the December decision may signal a weakening of the leverage ratio backstop, the constraint that limits bank borrowing regardless of how risk weights are applied.The research behind this episode:Aikman, David, and John Vickers. 2026. "The Bank of England's Capital Mistake." VoxEU, 15 January 2026. To cite this episode:Phillips, Tim, David Aikman, and John Vickers. 2026. "The Bank of England's Capital Mistake." VoxTalks Economics (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestsDavid Aikman is Director of the National Institute of Economic and Social Research (NIESR). He worked at the Bank of England from 2003 to 2020, where he served as Technical Head of Division in Financial Stability and was centrally involved in the creation of the Financial Policy Committee. His research spanning macroprudential regulation, systemic risk, and the macroeconomics of financial crises has made him one of the leading academic voices on bank capital policy in the UK.Sir John Vickers is Warden of All Souls College and Professor of Economics at the University of Oxford. He served as Chief Economist and a member of the Monetary Policy Committee at the Bank of England, and chaired the Independent Commission on Banking from 2010 to 2011, which recommended substantially higher capital requirements than those subsequently adopted. His research spanning industrial economics, competition policy, and financial regulation has shaped UK banking policy for two decades.Research cited in this episodeEquity capital requirements specify the minimum proportion of a bank's assets that must be funded by shareholders' equity rather than borrowed money. Equity is the only form of funding that can absorb losses without triggering insolvency: if a bank suffers unexpected losses, its shareholders bear them first. In the run-up to the 2008 financial crisis, some large institutions held equity equivalent to as little as two or three percent of their total exposures, implying leverage of up to forty times; a small shock was enough to render them insolvent. The post-crisis repair effort was designed to ensure that could not happen again.Risk-weighted assets (RWAs) are the denominator against which capital requirements are measured. Rather than applying the capital ratio to the raw value of all assets, the framework deflates each asset by an estimated risk factor: a mortgage backed by collateral is treated as less risky than an unsecured corporate loan, for example. Capital requirements are then expressed as a percentage of this risk-adjusted total. The approach creates significant complexity and depends heavily on the accuracy of the risk weights; much of the story of 2008 was that regulators allowed banks to attach implausibly low risk weights to their exposures, understating the true leverage in the system.The Financial Policy Committee (FPC) is the Bank of England body responsible for macroprudential oversight of the UK financial system. Created in 2013, it sits above the individual regulators to take a system-wide view of whether risks are building and whether the financial system as a whole has adequate resilience. One of its primary tools is setting the overall capital requirement benchmark for UK banks. In 2015 it set that benchmark at 14% of risk-weighted assets; in December 2025 it reduced it to 13%.The leverage ratio is an alternative measure of bank capitalisation that does not apply risk weights. It expresses equity as a simple percentage of total assets, regardless of what those assets are. The UK leverage ratio backstop currently stands at around 3 to 4%, implying maximum leverage of roughly twenty-five to thirty times for systemically important banks. Vickers and Aikman note that for some UK banks the backstop has become the binding constraint, which they regard as a warning sign: it suggests that risk-weighted measures are understating actual leverage, not that the backstop should be relaxed.Resolution frameworks are the legal and operational mechanisms that allow regulators to manage the failure of a bank without a taxpayer bailout, by imposing losses on shareholders and creditors in an orderly way. A central assumption in the FPC's 2015 capital benchmark was that resolution would work effectively in a future crisis, which justified a lower capital requirement. Vickers and Aikman are sceptical: the experience of Credit Suisse in 2023, which required a state-assisted rescue despite the existence of resolution plans, illustrates that orderly resolution of a major institution cannot be taken for granted.Basel 3.1 is the latest package of international banking regulatory standards agreed by the Basel Committee on Banking Supervision, designed to address weaknesses in how risk weights are calculated. Its implementation in the UK is scheduled for 2027, nineteen years after the 2008 crisis. The FPC's December 2025 decision is partly contingent on Basel 3.1 being implemented as planned; Aikman notes that there have been repeated international delays and rollbacks, and that the UK's ability to move ahead unilaterally is constrained by what other major jurisdictions do.The 2023 banking stress saw three US regional banks (Silicon Valley Bank, Signature Bank, and First Republic) fail in quick succession in March 2023, followed by the forced rescue of Credit Suisse by UBS. These events occurred in what was, by historical standards, a relatively stable macroeconomic environment. Vickers cites them as evidence that banking sector vulnerabilities have not been eliminated by post-2008 reforms, and as a caution against complacency about the effectiveness of current safeguards.More VoxTalks EconomicsMaking banking safe Our financial system is supposed to be more resilient than before the global financial crisis, but that didn't save Silicon Valley Bank, Signature Bank or First Republic. So what went wrong, and can we fix it? Steve Cecchetti and Kim Schoenholtz suggest how regulators can make banking safer.
Send us Fan MailEpisode 45 - All AMP'd Up with Special Guest Dave VickersIn this episode Frank Perrone joins the guys to talk with Amps Master and Chief Judge Dave Vickers. The guys talk about the new changes that will take place at the AMPS International Show in South Bend Indiana in April. The guys also talk about what's on their bench as well as upcoming shows and also give Shout Outs to some great work they have seen on social media. There is a great and funny cold opening as well as a closing to the show, so make sure to stay after the end music. Hope you enjoy and have a few laughs.Opening and end music by Supernova by Arthur Vyncke https://soundcloud.com/arthurvostMusic promoted by http://www.free-stock-music.comJoin the Podcast on Facebook on The Modeling Insanity Podcast PageEmail the Insanity Crew at modelinginsanitypodcast@gmail.com for any comments or suggestions.
1. Guest: David Rooney. Rooney recounts the origins of the 1919 transatlantic flight challenge funded by newspaper mogul Lord Northcliffe. He introduces war veterans Alcock and Brown, who teamed up with Vickers to attempt the dangerous crossing.
All Home Care Matters and our host, Lance A. Slatton were honored to host and celebrate the retirement of Dr. James Vickers. About Dr. James Vickers: Distinguished Professor Dr. Vickers has an extensive track record in interventional cohort studies, cognition, neurogenetics, health services research and neuroscience research, and has published over 200 refereed articles. Distinguished Prof Vickers has held several national leadership roles, such as President of the Australasian Neuroscience Society (ANS, 2014–2016) and Chair of the Scientific Panel of the Alzheimer's Australia Dementia Research Foundation (2014-2016). He was awarded a Doctor of Science from University of Tasmania in 2005 in recognition of his contribution to neuroscience research. He is a Board Member of the Dementia Australia Research Foundation and a member of the Dementia Expert Reference Group for the Australian Government Department of Health, Disability and Ageing. Dr. James Vickers officially announced his retirement as Director of the Wicking Dementia Research & Education Centre at the University of Tasmania (UTAS) at the end of December 2025. The distinguished panel that joined in celebrating Dr. Vickers career and contributions to field of dementia included: Bettina Morrow - Associate Director Adult Protective Services Dr. Jane Alty - Professor of Neurology at University of Tasmania Staff Specialist in Neurology at Royal Hobart Hospital Henry Brodaty - Scientia Professor Co-Director, Centre for Healthy Brain Ageing UNSW Agnieszka Chudecka - PICAC Alliance Secretariat Lead (Partners in Culturally Appropriate Care) Tim England - Podcaster and Dementia Care Expert/Educator who De-mystifies and De-stigmatises Dementia. Amy Sender - Dementia Consultant at Montefiore Graeme Samuel AC - Professor. Chair Dementia Australia Research Foundation Joanna Sun - Lecturer Kate Lawler - Associate Professor, Physiotherapy La Trobe University, Australia Dr. Kathleen Doherty - Senior Lecturer in Dementia at the Wicking Dementia Research and education Centre and program lead for Equip and DREAM- two federally funded projects aiming to improve the knowledge and understanding of the aged care workforce Matt Kirkcaldie - Senior lecturer at University of Tasmania Sarah-Kaye Page - Trainer and Assessor, The Gordon TAFE Tanya Buchanan - Professor and CEO of Dementia Australia With a special video from Alzheimer's Disease International.