Podcast appearances and mentions of ellen roseman

TUNE INTO THE TOWN: DOUG FORD'S APPROACH TO BIKE LANE PLANS Libby Znaimer is joined by Karen Stintz, a Conservative Party of Canada Candidate for Eglinton-Lawrence and a former Toronto City Councillor, and Toronto City Councillors Jon Burnside for Ward 16 Don Valley East and Paula Fletcher of Ward 14 Toronto-Danforth. Our panel reacts to the latest with regards to Ontario Premier Doug Ford's plans with bike lanes in Toronto and we get further reaction to the Ward 15 Don Valley West byelection.  HOW A TRUMP ADMINISTRATION COULD SHAPE CANADA'S ECONOMIC RELATIONSHIP WITH THE U.S. Libby Znaimer is joined by Dr. Ian Lee, Associate Professor at the Sprott School of Business at Carleton University. Many Canadians are wondering how exactly the upcoming Trump administration will shape Canada's economic relationship with the States, especially when it comes to trade. WHAT YOU NEED TO KNOW ABOUT THE CURRENT BREAD RECALL  Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist and Dr. Sylvain Charlebois, Senior Director, Agri-Food Analytics Lab at Dalhousie University What's behind the current recall of certain bread products by The Canadian Food Inspection Agency (CFIA)? Our guests weigh in on the brands affected and how recalls like this one can happen.

THE ZOOMER SQUAD:  WHAT DO CANADIANS THINK ABOUT THE U.S. ELECTION? Libby Znaimer is joined by Anthony Quinn, Chief Operating Officer of CARP, Rudy Buttignol, President of CARP and John Wright, a veteran pollster. This week: who will win the U.S. election? Will it be Donald Trump or Kamala Harris? And, what do Canadians think about it all, especially Zoomers? Our panel reacts to the latest. REUSABLE BAGS: DO YOU HAVE TOO MANY OF THEM? Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist and Ashley Wallis, Associate Director of Environmental Defence. If you regularly go shopping, it's a problem you've likely encountered: the accumulation of more reusable bags than you know what to do with. It begs the question: just how environmentally friendly are these bags? HOW TURNING BACK THE CLOCK CAN IMPACT ROAD SAFETY Libby Znaimer is joined by Toronto Police Acting Superintendent Matt Moyer of Traffic Services and Matthew Camden, Senior Research Associate with Virginia Tech Transportation Institute Division of Freight, Transit, and Heavy Vehicle Safety. Over the weekend, Daylight Saving Time came to an end and our clocks have turned back an hour. How exactly does this impact our driving and general road safety? Our guests weigh in.

The online Canadian Financial Summit is coming up the week of October 25-27. It's the #1 personal finance event of the year. As a reader of the Unconventional Wisdom blog, here are your FREE passes for a limited time. With these FREE passes, you can watch all the talks for 48 hours. I'll be one of the speakers again this year with three talks (see below), and I'll be joined by over 35 other Canadian personal finance and investing experts such as Rob Carrick from the Globe & Mail and Ellen Roseman former Toronto Star columnist. Where else will you find all these experts in one place? With your FREE pass, each morning, all the talks for the day will be available to you for 2 days. If you want to access them forever, you can purchase an All Access Pass for $99. My three talks are: Friday, October 25: 7 Best Ideas to Optimize the Smith Manoeuvre The Smith Manoeuvre allows you to convert interest on your mortgage to tax-deductible over time and save for your retirement without using your cash flow, but not many people know about it. Ed Rempel is a fee-for-service financial planner and tax accountant with the best ideas on how to optimize the Smith Manoeuvre. Saturday, October 26: How to Easily Outperform Financial Advisors, Robo-Advisors & Index Investors Many Canadians use financial advisors, robo advisors or invest on their own with index funds. However, there might be an easy way to outperform them all. Ed Rempel is a fee-for-service financial planner and tax accountant with how this is possible. Sunday, October 27: Retiring Right Before, or during, a recession – Debunking Sequence of Returns Risk Many older Canadians fear retiring right before a recession. Ed Rempel, a fee-for-service financial planner and tax accountant who will discuss how you can create a reliable and maximum retirement income for yourself for your golden years. Some more info about the talks: Watch my 3 talks any time in a 2-day period for FREE. It's 100% online so you can stream all the talks right from your computer/tablet/phone. You don't need to go anywhere or buy anything. You can forward this to any of your friends to give them a FREE ticket. See you at the Summit!  Here is a LINK to get your passes. Ed

RECOVERING POLITICIANS PANEL: HOW HARD ARE OUR CITY WORKERS ACTUALLY WORKING?  Libby Znaimer is joined by Cheri DiNovo, a former NDP MPP, John Milloy, a former Ontario Liberal MPP who served as a cabinet minister under the Dalton McGuinty and Kathleen Wynne governments, and John Mykytyshyn,  a Conservative Political Consultant and President of Bradgate Research Group. Yesterday marked the one year anniversary of the October 7th massacre and we got to hear speeches from both Prime Minister Justin Trudeau and Conservative Leader Pierre Poilievre at a commemoration in Ottawa. And a report from Toronto's Auditor General shows that city workers responsible for the upkeep of our parks are working less hours than they are reporting in their logs. What will Mayor Olivia Chow do about this? THE SPENDING HABITS OF OLDER VS YOUNGER CANADIANS THIS UPCOMING HOLIDAY SEASON  Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist and Bruce Winder, a retail analyst. We get a picture of what we can expect regarding the spending habits of younger Canadian adults versus older adults during this year's holiday season according to a new survey by PwC Canada. THE ANNUAL SALMON RUN THROUGH MISSISSAUGA Libby Znaimer is now joined by Andrea Dunn, Natural Areas Specialist with the City of Mississauga. It's that time of the year when you can witness the salmon run through Mississauga. Our guest details the best locations to spot it.

TUNE INTO THE TOWN:  IS LIBERTY VILLAGE FINALLY GETTING CONGESTION RELIEF? Libby Znaimer is joined by Alex Blumenstein, Co-Founder of The Peak, Karen Stintz, a Conservative Party of Canada Candidate for Eglinton-Lawrence, a former Toronto City Councillor and the CEO of Variety Village, and Toronto City Councillor Paula Fletcher of Ward 14 Toronto-Danforth. Our panel weighs in on the latest strategy by the TTC to crack down on fare evasion, whether Liberty Village is finally getting congestion relief and other headlines making news this week in the city.  TIPPING CULTURE: ARE WE TAKING IT TOO FAR?  Libby Znaimer is now joined by Ellen Roseman, Consumer Advocate and journalist, and Tony Elenis, President and CEO of The Ontario Restaurant Hotel & Motel Association (ORHMA). Tipping...it's everywhere. And, we're being asked to partake in the practice even if we don't dine in and get service. You can face a request for a tip when purchasing a loaf of bread, and there are even places that don't sell food that will ask you to tip. Have we gone too far? WHAT AIR TRAVELLERS MIGHT CONSIDER AHEAD OF A POTENTIAL AIR CANADA PILOTS STRIKE Libby Znaimer is now joined by Martin Firestone, President of Travel Secure Inc. Air travellers have a lot to consider as Air Canada faces a potential pilots strike later this month. Marty weighs in on what you might consider especially if you are concerned about flight cancellations and other kinds of disruptions. 

This interview will be a bit different as I was recently interviewed by Financial Journalist, Ellen Roseman from Canadian MoneySaver Magazine where she asked me some great questions, and so I thought it would be great to also publish that interview, here on the Build Wealth Canada Show. In the interview, we cover what lessons for Canadians I have learned after doing close to two hundred interviews with financial experts, over the past 10 years. My wife and I have also been either fully or semi-retired for the past 8 years, and so Ellen asked me if I have any advice for those who are also planning to retire in their 30s like us, or just retire early in general, and she asks what kind of financial changes or challenges were we surprised by that you should know about to help you with your own journey towards financial independence and early retirement. Ellen has also been teaching investing at the University of Toronto for the past 20 years, so in the interview, she also shares some of her lessons learned over that time. Enjoy the episode, and if you'd like to hear more interviews done by Ellen, you can check them out on the Canadian MoneySaver Podcast which you can find in your favourite podcast player. Thanks for tuning in, and you can get all the show notes and free resources over at BuildWealthCanada.ca.

THE ZOOMER SQUAD: GET THAT SHINGLES SHOT! Libby Znaimer is joined by Rudy Buttignol, President of CARP; Anthony Quinn, Chief Community Officer of CARP; and John Wright, Executive Vice President of Maru Public Opinion for a conversation about the importance of getting a shingles vaccination; overcrowding in Ontario's ERs, and more. ONTARIO PREMIER DOUG FORD'S AUTO INSURANCE PLANS Premier Doug Ford is following through on his promise to make more auto insurance benefits optional in Ontario, but some experts say the results could mean higher rates for drivers. Libby Znaimer is joined by Tom Rakocevic, Ontario NDP Auto Insurance critic and the MPP for Humber River-Black Creek; Ellen Roseman, consumer advocate and journalist; and Mary Kelly; Chair in Insurance at Wilfrid Laurier University's School of Business and Economics to discuss the issue. WRAPPING UP THE OLYMPIC GAMES Libby Znaimer is joined by Wally Rigobon, co-host of the Naz and Wally Sports Hour on Zoomer Radio AM740, for a wrap-up conversation about the Paris 2024 Olympics. Listen live, weekdays from noon to 1, on Zoomer Radio!

I was honoured to be invited by Ellen Roseman to speak with her Investment Club about the 6 key lessons I have learned as a fee-for-service financial planner.  They have had investment guest speakers, but never someone just talking about financial planning. Ellen Roseman is a journalist who sticks up for ordinary Canadians. Her personal finance & consumer columns appeared in the Toronto Star for 20 years, she was the Star's business editor, a columnist for the Globe and Mail, associate managing editor of the Globe's Report on Business, author of 4 books, has a podcast, and she's been teaching courses on investing and personal finance at the University of Toronto. My views are common sense based on experience writing over 1,000 financial plans and making them work for the lives of our clients. However, they are unconventional compared to the investment industry's normal practices. In this podcast episode you'll learn: Why dividend investing is a brain fart. Why almost nobody can retire comfortably with a balanced or conservative portfolio. Why risk tolerance is a learned skill. How marginal tax brackets, including clawbacks of government programs, can change your financial plan completely. Why taking advantage of leveraged investing, such as the Smith Manoeuvre, can be the best growth strategy for the right people done the right way over the long term. The importance of having a financial plan, and why it's the road map to the life you want.  

Ellen Roseman speaks with Keith Richards, Founder and Portfolio Manager for ValueTrend Wealth Management. They discuss the difference between Technical Analysis and Fundamental Analysis and how they fit into a portfolio. They also discuss concepts like support and resistance. 

THE MEDICAL RECORD: COVID-19'S FOURTH ANNIVERSARY Libby Znaimer is joined by Dr. Alisa Naiman, family physician and founder and Medical Director of The Medical Station in Toronto; Dr. Fahad Razak, Canada Research Chair in Healthcare Data and Analytics at the University of Toronto; and Dr. Malcolm Moore, Medical Oncologist, Princess Margaret Cancer Centre to discuss COVID-19's fourth anniversary, giving birth mid-flight and more. LOBLAW FACING BACKLASH FOR TESTING RECEIPT SCANNERS AT SELF-CHECKOUT  In an attempt to combat theft at its stores, Loblaw is testing receipt scanners at four of its locations, and they're catching heat for it. Libby Znaimer is joined by consumer advocate and journalist Ellen Roseman to discuss this matter. AI: USING THE TECH TO HELP DEMENTIA PATIENTS  Researchers in Australia have developed an artificial intelligence companion named VIV, who offers conversation and compassion at a seniors' facility in Sydney. Libby Znaimer is joined by Dr. Adriana Shnall, Program Director, Koschitzky Centre for Innovations in Caregiving; and technology analyst and journalist Carmi Levy, to discuss this development.

RECOVERING POLITICIANS PANEL: ARE BONNIE AND MARIT'S PRIORITIES TOO SIMILAR? Jane Brown is filling in for Libby Znaimer today. She is joined by Lisa Raitt, former deputy leader of the Conservative Party of Canada, George Smitherman, former Ontario Liberal MPP for Toronto Centre who also served as a health minister and deputy Premier and Cheri DiNovo, a former Ontario NDP MPP. Today: the legislature resumes at Queens Park. Are the priorities of both Bonnie Crombie and Marit Stiles too similar to each other? TORONTO CONSIDERS RECOMMENDATIONS FOR ADDRESSING DANGEROUS DOGS Jane Brown is now joined by Kristina Rapson, dog trainer and behaviouralist for Hairy Tales Training and Beverley McKee, Senior Manager Public Support Services at Toronto Humane Society. Toronto City Council is reviewing a report of recommendations for dealing with dangerous dogs. Here's what you need to know about it.    LOBLAW TO INVEST $2 BILLION TO EXPAND IN CANADA Jane Brown is now joined by Ellen Roseman, Consumer Advocate and journalist. Loblaw is planning to invest $2 billion in Canada and create as many as 7,500 jobs. What can shoppers expect from all of this?

Ellen Roseman speaks to Fred Vettese, author of "Retirement Income For Life; Getting More Without Saving More", 3rd Edition.  They talk about Old Age Security, the Canada Pension Plan, attitudes around retirement and the fear of outlasting your nest egg. 

THE ZOOMER SQUAD: CARP'S ADVOCACY FOR LOBLAW DISCOUNT & BABY BOOMERS WITHOUT GRANDKIDS Libby Znaimer is joined by Rudy Buttignol, President of CARP, Anthony Quinn, Chief Community Officer of CARP and Peter Muggeridge, Senior Editor of Zoomer Magazine. Canadian consumers received some good news late Friday afternoon when Loblaw announced that they would be reinstating the 50 percent discount on food items that are about to hit their best before date. This time last week, CARP members and other older Canadians were fuming about the decision to reduce the discount to 30 percent. And it seems Loblaw heard the discontent and reversed the policy. RISING AUTO INSURANCE PREMIUMS Jane Brown is now joined by Ellen Roseman, Consumer Advocate and journalist, Nainesh Kotak, Founder of Kotak Personal Injury Law, and Tom Rakocevic,  Ontario NDP Auto Insurance critic and the MPP for Humber River-Black Creek. Is your auto insurance getting more expensive? And by how much? You may be aware that Ontario drivers may now opt out of direct compensation property damage coverage as a way to make insurance more affordable, but the reality is that such a decision could cost you far more should you ever get into any kind of collision. Our guests weigh in.

Ellen Roseman speaks to John De Goey, Investment Advisor and author of his new book "Bullshift" about optimism bias that investors and advisors have and whether or not it introduces risk to our portfolios. 

RECOVERING POLITICIANS PANEL: BONNIE CROMBIE IS THE NEW LEADER OF THE ONTARIO LIBERALS Libby Znaimer is joined by Janet Ecker Former Ontario PC minister of finance, George Smitherman, former Liberal MPP for Toronto Centre, minister of health and Deputy Premier and Cheri Di Novo, a former NDP MPP and a recipient of the Order of Canada. We kick things off with a discussion about Bonnie Crombie's victory as the new leader of the Ontario Liberals. Could she pave the way to a revival of the party? And, the next election is years away but what does she have to do in order to pose a serious threat to the Ford government? Also this week: a large gathering of members of Canada's Jewish community and their allies rallied at Parliament Hill in Ottawa in a show of strength against antisemitism. RETAIL CHAINS ABANDONING SELF CHECKOUTS DUE TO RISE IN THEFT Libby Znaimer is now joined by Ellen Roseman, Consumer Advocate and journalist and Bruce Winder, a Retail Analyst & Author. They've been around for about 30 years but self-checkout at the grocery store has become more ubiquitous than ever since the pandemic. Well now the backlash has begun with some chains removing them altogether or at least reducing their numbers. Not only are customers complaining that they are being taken advantage of by doing the work of paid cashiers but the retailers are finding that about a quarter of their shoplifting losses come from self checkouts. Loblaw got even more pushback when it started posting security guards to check receipts at self checkout.

Ellen Roseman speaks to Janine Rogan, CPA and author of The Pink Tax about how women have systematically been held back financially. They talk about financial feminism, the gender pay gap as well as policies that assist women to reach financial equity like paid maternity leave and affordable child care among others.

ZOOMER SQUAD:  THE PINCH OF HEALTHCARE COSTS DURING RETIREMENT 12:00-12:30 Marissa Lennox is joined by Bill VanGorder, Chief Operating Officer and Chief Policy Officer of CARP, Anthony Quinn, Chief Community Officer of CARP and John Wright, Executive VP of Maru Public Opinion. In the news: a report details how one third of Zoomers are feeling the pinch of health care costs and the impact of that on their retirement savings. Meanwhile, the Ford government is re-examining its use of the ministerial zoning orders and CARP reacts to the province's last fiscal update. NURSES UNION WANTS CANADA'S PREMIERS TO ADDRESS THE NURSING SHORTAGE 12:30-12:45 PM Marissa Lennox is now joined by Linda Silas, President of the Canadian Federation of Nurses Unions. As we alluded to in the previous segment, most of Canada's Premiers are meeting in Halifax to discuss healthcare among other key issues. Canada's largest nursing union is calling on the premiers to address the nationwide nursing shortage. Linda also details some of the working conditions that have prompted so many of her members to leave the profession entirely including unhealthy and unsafe conditions. Are you an active nurse feeling the struggle? Call in and share your concerns with us on the program. CANADIANS ATTITUDES TOWARDS RETAIL SHOPPING AHEAD OF THIS YEAR'S HOLIDAY SEASON 12:45-1 PM Marissa Lennox is now joined by Ellen Roseman, a consumer advocate and journalist. As the busy holiday season comes up, retail experts are predicting that Canadians will be shopping less amid inflation as well as concerns over the state of the economy and personal financial well-being. Ellen weighs in on the reality that Canadians might opt to spend less and tips for making smarter purchases as the cost of goods go up.

Ellen Roseman speaks with Clay Jarvis of Nerdwallet.ca.  They discuss the mortgages, becoming a landlord, what to expect when becoming a landlord as well the gratification that one can receive from becoming a real estate investor among a host of other topics. This Episode is brought to you buy BMOETFs.com.

RECOVERING POLITICIANS PANEL: PM TRUDEAU SAYS CANADIANS COULD BE AMONG HAMAS HOSTAGES 12:00-12:30 Jane Brown is filling in for Libby Znaimer today. She is joined by Andrew Cash, Former NDP MP, Toronto-Davenport district, John Milloy, Former Ontario Liberal MPP who served as a cabinet minister under the Dalton McGuinty and Kathleen Wynne governments, and Lisa Raitt, Former Deputy Leader of Conservative Party of Canada. According to Prime Minister Justin Trudeau, there may be three Canadians taken hostage by Hamas terrorists. Meanwhile, Ottawa is calling for a humanitarian corridor to be set up in Gaza to help aid innocent civilians trapped in the enclave. Closer to home, Ontario Premier Doug Ford is calling for NDP Sarah Jama to not be permitted into the legislature following her apology for making offensive remarks about Israel. The motion by the Ford government said that Jama made "antisemitic and discriminatory statements" and defended "Hamas terrorists in her statements on social media platform X (formerly Twitter). And, amid an investigation into the Greenbelt landswap scandal by the RCMP, the Ford government has tabled a bill to return land back that was removed from protection in the Greenbelt and to enshrine the boundaries into law. GEORGE SMITHERMAN ON FIVE YEARS SINCE THE LEGALIZATION OF CANNABIS IN CANADA 12:30-12:40 Jane Brown is joined by George Smitherman, President of the Cannabis Council of Canada and a Former Ontario Liberal MPP for Toronto Centre who also served as a health minister and deputy Premier. Today marks five years since Cannabis was legalized in Canada. George reflects on how the industry has evolved since this happened, the problem around the continued presence of illegal sources of Marijuana and why being the President of the Cannabis Council of Canada was a very personal one for him. THE AVERAGE COST OF A CAR HAS SPIKED DRAMATICALLY IN A SINGLE YEAR 12:40-1 PM Jane Brown is now joined by Consumer Advocate, Ellen Roseman. Get this: the average cost of a new car in Canada has gone up by almost 20 per cent over the last year (averaging  $67,817 in September)! So, what factors have contributed to this? Ellen weighs in and gives consumer tips for navigating the car market.

The Canadian Financial Summit is the #1 personal finance event of the year. And we're only one week away! Once again I'll be one of the speakers this year with three talks, and I'll be joined by over 35 other Canadian personal finance and investing experts such as Rob Carrick from the Globe and Mail, Ellen Roseman former Toronto Star columnist, and Jonathan Chevreau from MoneySense & Financial Independence Hub. As a listener of the Unconventional Wisdom podcast, you can get your FREE passes for a limited time here: FREE Pass www.edrempel.com/summit With your FREE pass, each morning, all the talks for the day will be available to you for a few days. If you want to access them forever, you can purchase an All Access Pass for $89. My three talks are: Thursday, October 19: Smith Manoeuvre in a Financial Plan & the New OSFI rules Friday, October 20: Dividend Investing Perfected with Self-Made Dividends All Access Pass Members ($89 upgrade) How to Design Your Retirement Income: An Overview Listen to my podcast episode to get a sneak peak into what I'll be talking about. Some more info about the talks: It's 100% online so you can stream all the talks right from your computer/tablet/phone. You don't need to go anywhere or buy anything. You can forward this to any of your friends to give them a FREE ticket. Here is your Free pass. See you at the Summit! FREE Pass www.edrempel.com/summit

Ellen Roseman speaks with Kyle Prevost, co-author of the book More Money For Beer and Textbooks and self-proclaimed personal finance nerd, about his new retirement planning course for Canadians entitled "4 Steps to a Worry-Free Canadian Retirement." They discuss topics such as the incentive structure for advisors, the 70% rule of pre-retirement income in retirement, fee-only advice and a variety of personal finance topics including his four steps for a worry free retirement. They also discuss life living in Qatar.

ZOOMER SQUAD: THE RESURGENCE OF COVID-19  Libby Znaimer is joined by David Coletto, CEO and Founding Partner of Abacus Data, Peter Muggeridge, Senior Editor of Zoomer Magazine, and Anthony Quinn,  Chief Community Officer of CARP. Ottawa has called on the big grocery retailers for a meeting to discuss how they can stabilize their food prices as inflation continues to impact Canadians. Meanwhile, In the U.S., COVID-19 infections are reaching levels comparable to that early on in the pandemic in 2020. The World Health Organization is encouraging those at higher risk (including the immunocompromised and older adults) to get their booster shots as soon as possible regardless of whether it's the latest version of the vaccine or not. So, what is happening here in Canada on the COVID-19 front? OTTAWA WANTS GROCERY RETAILERS TO STABILIZE THEIR FOOD PRICES Libby Znaimer is now joined by consumer advocate Ellen Roseman. Ottawa has called on the big grocery retailers including: Metro, Loblaw, Sobeys, Walmart and Costco for a meeting to discuss how they can stabilize their food prices. Trudeau's message: "It's not okay that our biggest grocery stores are making record profits while Canadians are struggling to put food on the table." The question is--what will come from this meeting and can Canadians really expect any change to come as inflation continues to impact us? THE STATE OF PRIMARY CARE IN CANADA HAS BEEN CHANGING: HERE'S HOW Libby Znaimer is now joined by Dr. Nadia Alam,  family doctor and anesthetist in Georgetown Ontario and Dr. Kathleen Ross, President of the Canadian Medical Association. Research shows that family care doctors per capita is at an all time high. So, why do many Canadians still feel like access to primary care is very difficult to get?

Liz West is filling in for Libby Znaimer today. She is joined by Darrell Bricker, CEO of Ipsos Public Affairs, Peter Muggeridge, Senior Editor of Zoomer Magazine, and Anthony Quinn, Chief Community Officer of CARP. A new report from Ontario's Ombudsman has concluded that the Ministry of long-term care was unprepared when it came to inspections of homes during the first COVID-19 wave. Meanwhile, as the Ford government continues to grapple with the Greenbelt scandal, Premier Doug Ford decided to call out Ontario School Boards for "indoctrinating" students on gender issues. Our panel weighs in on the latest. WHEN IT COMES TO SELLING BREAD  Liz West is now joined by Consumer advocate Ellen Roseman as well as an Dr. Jennifer Quaid, an Associate Professor and Vice-Dean Research in the Civil Law Section at the University of Ottawa's Faculty of Law. An investigation by the Halifax Examiner that focused on Nova Scotia found that Dollarama stores that shared properties with a Sobeys grocery stores were not selling bread. Both Ellen and Jennifer weigh in on that story and why, generally, dollar stores are selling certain products that can be found in grocery stores for much cheaper. REMEMBERING 9/11 22 YEARS LATER Liz West is now joined by Larry Haas, Senior Fellow at the American Foreign Policy Council Today marks the 22nd anniversary of 9/11. Larry reflects on day that changed the world forever and how the U.S. continues to make sure to preserve the memories of those whose lives were forever changed or taken by terrorism on September 11. Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer is joined by Dr. Alisa Naiman, Family Physician and Founder and Medical Director of The Medical Station in Toronto , Dr. Fahad Razak, General Internist at Unity Health Toronto and Dr. Nadia Alam, A family doctor and anesthetist in Georgetown Ontario and a former president of the Ontario Medical Association. Today: We kick things off with a discussion of the poor air quality we are experiencing because of the wildfires. And, a new mental health study reveals that roughly half a million Canadian employees miss work on a weekly basis due to poor mental health. ---- COMPETITION BUREAU'S FINDINGS ON GROCERY RETAILERS Libby Znaimer is joined by Gary Sands, Senior Vice President of Canadian Federation of Independent Grocers and Ellen Roseman, a consumer advocate. We recap the Competition Bureau's report on grocery retailer competition in Canada. Listen live, weekdays from noon to 1, on Zoomer Radio!

Foodflation!!  We are all facing it!  In this episode, Ellen Roseman talks to a Canadian Researcher in food distribution and policy and otherwise known as The Food Professor, Sylvain Charlebois.  They discuss food inflation, tipflation and even shrinkflation and how to fight them. They also talk about Canada's Food Price Report and Skip The Dishes Inflation Cookbook.

Literary Agent & Published Poet Brian Wood shares stories from representing diverse authors including Peter Mansbridge, Stu [The Grim Reaper] Grimson, Terry David Mulligan, Bob [Bobby Margarita] McKenzie, Tie Domi, Ellen Roseman, Steve Simmons, John Shannon, Colleen Jones, Scott Morrison, Justin Davis and Al Strachan. Brian talks about his three published poetry collections, and how they complement rather than replace his ‘day job' as a literary agent. He also explains the economics of the book publishing industry, the role of ‘ghost writers' in both fiction & non-fiction, and shares good advice if YOU have a book proposal you want to submit to an agent [hint #1: spell both your and the agent's names correctly!]. For more info on Brian and his poetry collections [Winter Walk; Weekend Getaway at Generic Hotel; Zen in Beverly Hills] please visit www.brianjwood.com or purchase from your preferred bookseller! TORONTO LEGENDS is hosted by Andrew Applebaum at andrew.applebaum@gmail.com All episodes available at www.podpage.com/toronto-legends/episodes/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ellen Roseman speaks with Julie Petrera, Senior Strategist for client needs at Edward Jones. They talk about the changing face of retirement in Canada including how the attitudes of Canadians towards retirement are changing. They discuss un-retirement and the "new retirement". They also talk the different programs that individuals use to fund their retirements like the RRSP, RRIFs, TFSA, and the CPP. 

Jane Brown is filling in for Libby Znaimer today. She is joined by John Mykytyshyn, Conservative Political Consultant and President of Bradgate Research Group, John Milloy, Former Ontario Liberal MPP who served as a cabinet minister under the Dalton McGuinty and Kathleen Wynne governments and Glenn De Baeremaeker, a former city councillor in Toronto who represented Ward 38 Scarborough Centre. Today, we discuss the tentative agreement between PSAC and Ottawa which will cost taxpayers approximately $1.3 billion per year. It includes a 12.6 percent raise over four years plus a one time payment of $2,500 that is pensionable. Did the Trudeau government cave to the union's demands? And, we also discuss the latest on the Toronto Mayoral election that has over 50 candidates running so far. ---- ARE THE LARGE GROCERS BULLYING SMALL SUPPLIERS?  Jane Brown is now joined by Ellen Roseman, consumer advocate and journalist as well as Dr. Sylvain Charlebois, Senior Director of the Agri-Food Analytics Lab at Dalhousie University. Small and medium-sized suppliers are calling out the questionable treatment they face from the big grocery retailers when it comes to getting their products on the shelves and the uncertainty of how long they will last there. For many, it's an issue of not knowing when or getting little to no notice about their products being delisted. And then there's the issue of the rising fees they face in doing business with the big chains and the "chargebacks". Our guests weigh in on the latest. Listen live, weekdays from noon to 1, on Zoomer Radio!

ZOOMER SQUAD: HOW THE ROLE OF GRANDPARENTING HAS CHANGED Libby Znaimer is joined by Bill VanGorder, Chief Operating Officer and Chief Policy Officer of CARP; Anthony Quinn, Chief Community Officer of CARP; and John Wright, Executive Vice President of Maru Public Opinion. Today we start things off by discussing the demo of grandparents and how their societal role has changed over the years. THE RIGHT TO REPAIR: WHAT YOU NEED TO KNOW Libby Znaimer is joined by Ellen Roseman, Consumer advocate and journalist as well as Dr. Natasha Tusikov, Associate Professor of Criminology at the Department of Social Science at York University. It was in the federal budget: a plan for Right to Repair is set to kick in for electronic devices and home appliances in 2024. Ottawa will begin consultations for the policy this Summer. Right to Repair is all about letting consumers have the freedom to fix the expensive products they buy where they want or themselves. But many manufacturers don't allow for this to happen (they make money on fixes) and design their products to be fixed exclusively by them. Our guests weigh in on what Ottawa wants to do to make it better for the customer. Listen live, weekdays from noon to 1, on Zoomer Radio!

Ellen Roseman speaks with Sol Amos, entrepreneur and founder of advisorsavvy.com. They discuss the 5 types of financial advisors/planners as well as questions to ask when selecting a financial advisor/planner.  This podcast episode is sponsored by BMO ETFs. This podcast presentation is for informational purposes only. No part of this presentation may be reproduced, stored in a retrieval system or transmitted, in any form or by any means, electronic, mechanical, recording or otherwise, without the written permission of BMO Investments Inc. or BMO Asset Management Inc. (collectively, BMO GAM) ). For greater certainty, no part of this presentation may be provided to investors and/or potential investors without the written permission of BMO GAM. The information contained herein is not, and should not be construed as, investment advice and or tax advice to any individual.  Investments should be evaluated relative to the individual's investment objectives and professional advice should be obtained with respect to any circumstance.  This communication is intended for information purposes only. Any statement that necessarily depends on future events may be a forward-looking statement. Forward-looking statements are not guarantees of performance. They involve risks, uncertainties and assumptions. Although such statements are based on assumptions that are believed to be reasonable, there can be no assurance that actual results will not differ materially from expectations. Investors are cautioned not to rely unduly on any forward-looking statements. In connection with any forward-looking statements, investors should carefully consider the areas of risk described in the most recent simplified prospectus. BMO GAM undertakes no obligation to update publicly or otherwise revise any forward-looking statement or information whether as a result of new information, future events or other such factors which affect this information, except as required by law. These T6 units are Fixed Percentage Distribution Units that provide a fixed monthly distribution based on an annual distribution rate of 6%. Distributions may be comprised of net income, net realized capital gains and/or a return of capital. Commissions, management fees and expenses all may be associated with investments in exchange traded funds. Please read the ETF Facts or prospectus of the BMO ETFs before investing. Exchange traded funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO ETFs, please see the specific risks set out in the BMO ETF's prospectus.  BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. BMO ETFs are managed by BMO Asset Management Inc., which is an investment fund manager and a portfolio manager, and a separate legal entity from Bank of Montreal. ®/™Registered trademarks/trademark of Bank of Montreal, used under licence. For more information on BMO's ETFs, please visit the following pages: https://www.bmogam.com/ca-en/investors/investment-solutions/etf/bmo-growth-etf-fixed-percentage-distribution-units-zgro-t/),(https://www.bmogam.com/ca-en/investors/investment-solutions/etf/bmo-balanced-etf-t6-series-zbal-t/), and (https://www.bmogam.com/ca-en/investors/investment-solutions/etf/bmo-monthly-income-etf-zmi/).

Financial Literacy Expert & Consumer Advocate Ellen Roseman talks about being BLOCKED by Suze Orman and Dave Ramsey, her Montreal roots, moving from covering Women's Wear to Business at Maclean-Hunter, going from The Toronto Star to The Globe & Mail [and back to The Star], her initial feedback to David Chilton's draft for The Wealthy Barber [“Where's the beef?? You are no John Le Carre!”], interviewing Mr Wonderful Kevin O'Leary, hiring Rob Carrick at The Globe & Mail, whether she is friends/enemies/frenemies with fellow consumer advocates Sean O'Shea & Pat Foran, and her thoughts on The Star's path to profitability ‘post-divorce.' TORONTO LEGENDS is hosted by Andrew Applebaum. All episodes available at www.podpage.com/toronto-legends/episodes/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ellen Roseman speaks with Michael Bartz, host of the In Over My Head podcast, about his tiny house and lowering his environmental footprint as well as living simply and frugally.  

Ellen roseman speaks to Barbara Stewart, Chartered Financial Analyst and Research, about post-pandemic non-retirement as well as her Rich Thinking Research on women and money and how women are re-inventing themselves as relating to employment, post-pandemic. She also discusses her five post pandemic financial planning retirement tips.

RECOVERING POLITICIANS PANEL: ONTARIO EXPANDING SURGERIES IN PRIVATE CLINICS Libby Znaimer is joined by George Smitherman, former Ontario Liberal MPP for Toronto Centre, Deputy Mayor and healthcare minister, Janet Ecker, former Ontario PC MPP and finance minister and Peggy Nash, who is a former NDP MPP for Parkdale-High Park. The big news out of Queens Park this week is the Ford government's three step plan to expand surgeries and some  additional services at private health care clinics in an effort t address the backlogs. Meanwhile, Canada's premiers are urging Ottawa to tighten the bail rules in the justice system. CONTINUED: ONTARIO EXPANDING SURGERIES & OTHER SERVICES IN PRIVATE CARE Libby Znaimer is joined by David Musyj, CEO of Windsor Regional Hospital, Dr Fouad Tayfour, the hospital's chief of ophthalmology as well as Co-Owner of Windsor Surgical Centre and, later on, Ellen Roseman, a consumer advocate. We continue the conversation today on the subject of the Ford government's plan to expand surgeries and other services in private health care clinics in the province. Our panel of health care experts weigh in on the development and then Ellen weighs in on upselling in the context of private healthcare clinics and the implications of that. Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer is joined by Peter Muggeridge, Senior Editor of Zoomer Magazine, David Cravit, Chief Membership Officer of CARP, and Bill VanGorder, Chief Operating Officer and Chief Policy Officer of CARP. Today: There are new tax changes that take effect today with more cash coming for low-income seniors and pharmacists will now be able to prescribe treatments for 13 kinds of ailments including urinary tract infections, Herpes and other conditions. Our panel has the latest. ---- THE LATEST ON ROGERS-SHAW MERGER STORY Libby Znaimer is joined by Stephen Zolf, a corporate lawyer with Aird and Berlis LLP who specializes in competition law and Ellen Roseman, a consumer advocate and journalist. In the news: the Competition Bureau has dismissed a challenge to the Rogers-Shaw deal by the Competition Bureau, and so now it is up to Ottawa to give final approval to the merger which is valued at $26-billion. Key questions remain: what kind of implications will this have for mobile customers in Canada and is it healthy to have even less competition in the mobile market that is already controlled by only a few big telecom giants? Our experts weigh in. ---- OTTAWA TO REQUIRE TRAVELERS FROM CHINA TO SHOW NEGATIVE COVID-19 TEST Libby Znaimer is now joined by Dr. Kerry Bowman, a bioethicist at the University of Toronto. Ottawa is going to temporarily require those travelling into Canada from China, Hong Kong and Macao to show proof of a negative COVID-19 test before their arrival. This policy will come into effect starting January 5th. According to Dr. Bowman, this move is politically motivated and not one based on science. He explains. Listen live, weekdays from noon to 1, on Zoomer Radio!

Jane Brown is joined by David Crombie, Former Mayor of Toronto, City Councillor James Pasternak for Ward 6 York Centre and Ana Bailão, a former Toronto City councillor and deputy mayor of the City up until 2022. Today: How well is Toronto's Vision Zero working? Meanwhile our panel guests weigh in on their respective new years resolutions and the objectives of city council moving into 2023. ---- ELLEN ROSEMAN RECAPS BIGGEST CONSUMER TRENDS OF 2022 Jane Brown is joined by Ellen Roseman, consumer advocate and journalist. The year reaches its end and with that our guest today has prepared a list of what she thinks were the biggest consumer trends of the year including air travel and passenger rights, the rise of inflation, the Rogers network outage, the decline in demand for housing and the increase in demand for rental housing. ---- THE 2022 NAUGHTY AND NICE LIST BY CANADIAN TAXPAYERS FEDERATION Jane Brown is joined byFranco Terrazzano, Federal Director of the Canadian Taxpayers Federation. To end the show, we do a recap of this year's naughty and nice list as compiled by the Canadian Taxpayers Federation. The list contains those who spent a lot of taxpayers' money and those who were more...responsible. Topping the list this time around is federal finance minister and deputy PM Chrystia Freeland, Governor General Mary Simon, Bank of Canada governor Tiff Macklem and others. Meanwhile, the nice list includes Alberta Premier Danielle Smith and Parliamentary Budget Officer Yves Giroux. Franco explains the rational on how these individuals made the cut. Listen live, weekdays from noon to 1, on Zoomer Radio!

Ellen Roseman speaks with Tim Hewson from LegalWills.ca about why everyone needs a will and the problems that are created when there isn't one upon death!  They also talk about reasons that people give why they haven't yet gotten one and tips and tricks when you do decide to get a will. 

Jane Brown is filling in for Karen Stintz, CEO of Variety Village, Lauren O'Neil, Senior News Editor of BlogTO, David Crombie, former mayor of Toronto. In the news: the spat between thousands of CUPE education workers and the Ford government continues with the union threatening a strike this Friday if a deal over wages is not established by then. This, despite new legislation implemented by the province to prevent that from happening and hefty fines that will be given to those who walk off the job. Meanwhile,  the City of Toronto has put out a survey and wants to know what the general public thinks regarding their CafeTO program and how it might be improved for future years. Finally, has pedestrian traffic on our downtown streets reached pre-pandemic levels? Our panel reacts to the latest. ---- A LOOK AHEAD TO OTTAWA'S BUDGET Jane Brown  is now joined by John Mykytyshyn, Conservative strategist and political consultant and president of Bradgate Research Group as well as Tom Parkin, an NDP commentator. Today at 4 pm Eastern, Deputy PM and Finance Minister Chrystia Freeland will be delivering Ottawa's budget. So, what can we expect from that? Our strategists weigh in. ---- LOBLAW MADE HIGH PROFITS AMID INFLATION Jane Brown  is now joined by Ellen Roseman, Consumer Advocate and journalist. According to a new report from the Agri food analytics lab at Dalhousie University, three top grocery retailers made higher profits this year amid inflation compared to their average performances over the past five years. Loblaw actually made more profits than each of the past five years individually. Last month, the company faced backlash over its announcement that it would freeze prices for over 1,500 no name products (its own brand) from many consumers who deemed it a publicity stunt. Ellen has the latest and talks about "greedflation". Listen live, weekdays from noon to 1, on Zoomer Radio!

Ellen Roseman speaks with Hamish Khamiza, President and CEO of SparxTrading, an online media company which publishes digital investment content for DIY investors.  They chat about online investing, online brokerages, dividend re-investing and upcoming trends.

Have you seen the price of groceries lately? In this weeks episode we sit down with Ellen Roseman to discuss what has been happening over this last year when it comes to the price of well... pretty much everything. Ellen shares with us her wisdom on what we can be doing now to take back control over our budgets.With 2022 slowly coming to a close, now is a great time to revisit your budget. If you need a hand visit us at www.stonecitywealth.comGuest Resources Mentioned Website -Ellen RosemanTwitter - Ellen RosemanFacebook - Ellen RosemanEllen's Book - Ellen RosemanCanada.ca/moneyCash Flow CookbookCanadian Budget BinderMoney Genius Host Resources Mentioned Instagram - Adam Jenkins Facebook - Adam Jenkins LinkedIn - Adam Jenkins Twitter - Adam Jenkins Stonecitywealth.com - Sponsor

RECOVERING POLITICIANS PANEL:  THE DAY AFTER THE ELECTION Libby Znaimer is joined by Howard Hampton, Former Ontario NDP Leader, Hugh Segal, Former Senator of Canada and John Milloy, formerOntario Liberal MPP who served as a cabinet minister under Dalton McGuinty and Kathleen Wynne. It's Tuesday - time to talk politics and it is the morning after municipal elections - 417 of them - which yielded few surprises, a nod to incumbency, and the lowest voter turnout in history. In Toronto, 29% - John Tory sailed to a third term with 62% of the vote. But here is the disappointing math: 62% of 29% is just under 18 which means the mayor of the country's largest city was elected by under 18% of eligible voters. Meanwhile the province is taking the lead on issues of housing and development with an announcement on zoning and things related this afternoon. And here's one that has us scratching our heads: why is Doug Ford fighting a summon to appear before the inquiry into the use of emergency powers to end the convoy protest. Ford was the only Premier to support this and he's been vocal about his support. So why this? STEVEN DEL DUCA AND PATRICK BROWN JOIN THE SHOW Libby Znaimer is joined by Steven Del Duca, Mayor of Vaughan followed by Patrick Brown, Mayor of Brampton. Both achieved election wins last night. They share their visions for their respective cities. COMPETITION BUREAU TO STUDY FOOD PRICING BY GROCERY RETAILERS Libby Znaimer is joined by Ellen Roseman, consumer advocate and journalist. This week the competition bureau announced that it will be conducting a study looking into food pricing by grocery retailers amid high inflation. Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer today is joined by David Cravit, Chief Membership Officer of CARP, Bill VanGorder, Chief Operating Officer and Chief Policy Officer at CARP,  and Peter Muggeridge, Senior Editor of Zoomer Magazine. Today: our Zoomer Squad does a recap of last week's Toronto mayoral debate hosted by CARP. Topics included: "aging in place", affordability, transit, and the reality that city services don't appear to be functioning well (or at all). And, our squad reacts to the news that Loblaw is putting a price freeze on no name products. --- LIZ WEST SHARES HER EXPERIENCE OF RUNNING FOR CITY COUNCIL IN THE PAST Libby Znaimer is now joined by Liz West, co-host of the Afternoon Express on Zoomer Radio, who ran for Toronto city council twice in the past and lost both times to the incumbent Paula Fletcher for the Toronto-Danforth ward. She explains what that experience was like and she weighs in on the current municipal election cycle and whether Torontonians are really engaging with it. ---- LOBLAW PUTS A PRICE FREEZE ON NO NAME PRODUCTS AMID INFLATION Libby Znaimer is now joined by consumer advocate and journalist, Ellen Roseman. Loblaw has announced a price freeze on over 1,500 no name products to help provide shoppers with grocery bill predictability amid record-high inflation. This will go until January of 2023. Of course, this is welcome news to consumers, but what does it mean for the company? Is this just another PR stunt? Listen live, weekdays from noon to 1, on Zoomer Radio!

Ellen Roseman chats with Shaun Maslyk, CFP and host of the podcast "The Most Hated F-Word" about our money-stories and how they affect our relationship with money. He mentions Dr. Brad Klontz and the four money-scripts or subconscious beliefs that we develop as young children about money. 

The Saturday edition of the Best of Fight Back, from the week that was, with Bob Komsic Interviews with: - The Zoomer Squad with John Wright, David Cravit, and Bill VanGorder discuss the surge in retirements - Ellen Roseman explains why Telus wants to add new charges to their bills - The Recovering Politicians with Charles Sousa, Lisa Raitt, and Cheri DiNovo react to the firing of Lisa LaFlamme - Moshe Lander on reports that inflation is slowing down - And the best calls of the week!

Ellen Roseman speaks with award-winning personal finance writer, real estate expert, and best-selling Amazon author of House Poor No More: 9 Steps that Grow the Value of Your Home and Net Worth, Romana King about home ownership and how to see your home as a strategic investment in your life and how to make sure that you are doing the right things to increase the value of your home and net worth.

The Sunday edition of the Best of Fight Back, from the week that was, with Jane Brown Interviews with: - The Recovering Politicians (Charles Sousa, David Tarrant, and Cameron Holmstrom) on the latest with the Ontario election - Ellen Roseman, Ben Klass, and Matt Hatfield on the Shaw-Rogers merger and what it means to telecoms in Canada - Mayor John Tory on seeking re-election - Gordon Pape on protecting your investments - And the best calls of the week!

Libby Znaimer is joined by Tom Rakocevic who is running for re-election as Ontario NDP MPP in the riding of Humber River-Black Creek and Ellen Roseman, a consumer advocate and journalist. This week, the Ontario NDP announced a campaign pledge to cut auto insurance for consumers by 40 percent if elected. So, how realistic is this? And, why are our auto insurance premiums still so high? Our panelists discuss it all. ---- TORONTO MAYOR JOHN TORY JOINS FIGHT BACK Libby Znaimer is joined by Toronto Mayor John Tory. The Mayor discusses his decision to run for re-election a third time. Other topics of conversation include City Council's debate on whether drinking in public parks should be allowed and, this week, we got the big news that the Michelin Guide is coming to Toronto. So, what does the Mayor think about that? Libby also asks the Mayor about the City's plans to hire private security to help combat the popping up of homeless encampments in certain city parks. And, finally, Libby of course asks the Mayor about the ongoing provincial election campaign. ---- PROTECTING YOUR INVESTMENT PORTFOLIO AMID A FALLING MARKET Libby Znaimer is joined byGordon Pape, Editor and Publisher of the Internet Wealth Builder and Income Investor newsletters. Gordon weighs in on how you might choose to go about protecting your investment portfolios amid a falling market. Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist, Ben Klass a senior research associate at the

Ellen Roseman speaks to financial educator Kelley Keehn about her new book "Rich Girl, Broke Girl".  They discuss past mistakes, women and wealth and the issues that surround women and money.

In this episode, Ellen Roseman speaks with Larry Bates, author of the book Beat The Bank: The Canadian Guide to Simply Successful Investing. They talk about banks, advisors, low-cost investing, fees and retirement.

Ellen Roseman speaks with Erica Alini, author of the personal finance book for millennials "Money Like You Mean It."  They talk about what personal finance means to millennials and the challenges that they and Gen Z face.  

In this episode, Ellen Roseman talks to Andrew Hallam about his new book 'Balance". They discuss FOMO or fear of missing out, opportunity costs and mindfullness and how these all relate to life satisfaction.

Ellen Roseman chats with Dan Bortolotti, Certified Financial Planner, Portfolio Manager and author of Reboot Your Portfolio, Nine Steps to Successful Investing with ETFs about investing, mutual funds, ETFs, stock markets and his best tips.

The Sunday edition of the Best Fight Back, from the week that was, with Jane Brown Interviews with: - Dr. Peter Juni with an update on Omicron - Bob Richardson and Kevin Lacey react to the Ottawa fiscal update - Ontario Pharmacist Association President Justin Bates on how pharmacies are preparing to hand out COVID-19 booster shots - Ellen Roseman on the consumer trends that defined 2021 - And the best calls of the week!

Jane Brown is filling in for Libby Znaimer today. She

Jane Brown is filling in for Libby Znaimer today. She is joined by Dr. Peter J

Libby Znaimer is joined by

Libby Znaimer is joined by Peter Muggeridge, Senior Editor of Zoomer Magazine, Bill VanGorder, Chief Operating Officer and Chief Policy Officer of CARP and John Wright, Executive Vice President of Maru Public Opinion. The Canadian military is dismissing reports from its own staff members that pointed to residents dying from dehydration at at Downsview Long Term Care Centre and Hawthorne Place Care Centre during the first wave. Meanwhile, today the province is lifting capacity restrictions on most venues like restaurants, gyms and casinos where proof of vaccination is required. Our panel weighs in on the latest. ---- COMPARING CREDIT CARDS: WHAT YOU SHOULD KNOW Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist alongside Barry Choi, a personal finance and travel expert of Money We Have. On today's agenda: a conversation all about comparing credit card options out there especially as the busy holiday shopping season approaches. What do you need to know, and more importantly, what you need to avoid when it comes time to considering the best credit card for you. Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer is joined by Dr. Steve Joordens, professor of psychology at the University of Toronto and Dr. Thomas Ungar, Psychiatrist-In-Chief at St. Michael's Hospital and Associate Professor of Psychology at the University of Toronto. It is mental health week. It has undoubtedly been a difficult year for most, if not all, of us as we have been figuring out ways to navigate this pandemic. Our psychologists weigh in on the latest news and share a variety of mental health tips. And some listeners call in to share their own mental health stories during COVID-19. ---- CUSTOMER SERVICE CHALLENGES DURING COVID-19 Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist as well as Shaun Belding, CEO of the Belding Group of Companies

The Sunday edition of the Best Fight Back, from the week that was, with Jane Brown Interviews with: - The Strategy Panel with John Capobianco, Karen Stintz, and Bob Richardson on Rick Hillier's performance - Ellen Roseman and Dr. Kernaghan Webb discuss the Rogers/Shaw merger - Mayor John Tory discusses Toronto's plans for mass vaccination - Cheuk Kwan and Charles Burton react to the two Canadians detained in China facing trial - And the best calls of the week!

LEAD:THE SOBEY

The Saturday edition of the Best Fight Back, from the week that was, with Jane Brown Interviews with: - Zoomer Squad with Bill VanGorder, Peter Muggeridge, and David Cravit on COVID-19 as Canada reaches a grim milestone - Dr. Zain Chagla and Dr. Timothy Sly on double masking - The Strategy Panel with John Capobianco, Karen Stintz, and Bob Richardson on Canada's domestic vaccine production plan - Tom Rakocevic, Ellen Roseman, and Kristian George Bonn discuss Ontario's auto insurance - And the best calls of the week!

STRATEGY PANEL: CANADA'S DOMESTIC VACCINE PRODUCTION PLAN On today's agenda: Canadian PM Justin Trudeau announced a deal that the federal government inked to have millions of COVID-19 vaccines produced domestically. Where do we go from here? Libby Znaimer is joined by Karen Stintz, CEO of Variety Village, John Capobianco, Senior Vice President & Senior Partner, FleishmanHillard HighRoad and Bob Richardson, Liberal strategist and Senior Council to National Public Relations. ROBERTA PLACE'S DISASTROUS COVID-19 OUTBREAK (21:21) Libby Znaimer is joined by musician Jeremy Taggart. His mother, Beryl Taggart,

Mike chats with consumer affairs advocate Ellen Roseman about new consumer trends she's detected in this world of COVID-19.

In this episode, Ellen Roseman talks to Dan Hallett, CFA, CFP, Vice President, Research and Principal at Highview Financial Group about fiduciary duty, how to find an advisor, mutual funds, exchange traded funds and do-it-yourself investing.   Questions Asked:   1:41  How do you think the advent of Covid 19 has affected the average investor in Canada?   3:22  Do you think that DIY investing has become more of a trend because of Covid?   6:01  There seems to be a trend in mutual funds in an RRSP.  Over the past number of years the performance of mutual funds haven't been that great.  Do you think that mutual funds are somewhat on their way out?    8:41  What's an Exchange Traded Fund and how does it differ from a mutual fund?   14:11  Investors have many questions when they are considering hiring an advisor and some investors do not understand that the advisor may not be working in their best interest.     17:58  How does fiduciary duty work in Canada?    26:41  Robo-Advisors work with the idea of a balanced portfolio.  In general, they will give you a well-diversified portfolio and will continue to monitor it and rebalance.  Which is maybe more than you would get from a typical person who sells mutual funds.   30:41  Have you seen changes in investor behaviour over the last 30 years?  Or is it difficult for investor behaviour to change?    37:11  What are your best bedrock principles around financial management?    41:07  What are the minimum amounts that you would have to bring to a portfolio manager to   become a client?

Libby Znaimer is joined by consumer advocate and journalist Ellen Roseman, Air Passenger Rights Advocate Gabor Luckacs, and Timothy Sly, an epidemiologist and professor at the school of occupational and Public Health at Ryerson University. In the news: Starting on July 1, Air Canada is ditching social distancing rules on its flights. But, what rights do passengers truly have here and what kind of health risk do they face in overly crowded planes and airports? Listen live, weekdays from noon to 1, on Zoomer Radio!

Libby Znaimer is joined by consumer advocate and journalist, Ellen Roseman, as well as Ontario NDP Auto Insurance Critic, Tom Rakocevic and Co-founder and CEO of lowestrates.ca, Justin Thouin. The Ontario government has given the green-light for auto insurance companies to provide driver rebates amid the COVID-19 health crisis. Ontario's Finance Minister said this of the decision: "My message to insurance companies has been clear: they should provide relief that reflects the financial hardships their dedicated customers are facing due to the COVID-19 outbreak." But, what will those rebates look like and how exactly will they be administered to consumers? Listen live, weekdays from noon to 1, on Zoomer Radio!

Ellen Roseman is a Consumer Advocacy and Personal Finance journalist who is passionate about standing up for ordinary Canadians and being a champion for consumers to fight back against consumer injustices. As a public speaker and author, she has presented keynote speeches and written multiple books on consumer injustice topics. Her latest book, Fight Back: 81 Ways to Help You Save Money and Protect Yourself from Corporate Trickery, shares money-saving tips and advice from leading consumer advocates in Canada. Additionally, Ellen is the co-chair of the investor advocacy group, FAIR Canada, and the co-host of the monthly Moneysaver podcast. She regularly teaches courses on personal finance and investing at the University of Toronto, School of Continuing Studies.   Ellen joins me today to share how to stick up for your consumer rights and leverage loyalty to negotiate better deals. She highlights the advantages of joining investing communities and clubs as well as resources for improving your financial acumen. She explains how to use social media to fight for your rights as a consumer and the difference amongst various investments. Ellen shares opportunities for young people to start investing and why she believes exchange-traded funds (ETFs) and robo-advisors are one of the best ways to start investing. “Consider every transaction as a negotiation transaction using your own loyalty.” - Ellen Roseman This Week on Young Money:   Investor communities on social media The advantages of low-cost investing The benefits of being a career specialist over a generalist How to use social media to fight for your consumer rights Why ETFs and robo-advisors are a great way to start investing The secret to creating wealth and dividend reinvestment (DRIP) Tips for consumers to save money through negotiating a better deal Financial tips for future entrepreneurs Why regular talks about money with your spouse are vital Why you should join or create a money-advice club Key takeaways:   Build up your investment knowledge Be a smart consumer and save money Don't be scared of money and open communication lines Resources Mentioned:   EP032 David Jenkins on Investing with TheAnswerIs EP076 Happy Go Money with Melissa Leong EP087 Canadian MoneySaver with Lana Sanichar Connect with Ellen Roseman:   Ellen Roseman’s website Email: ellen@ellenroseman.com Ellen Roseman on LinkedIn Ellen Roseman on Twitter Ellen Roseman on Instagram Ellen Roseman on Facebook Young Money Listener Contest!   I’d be so grateful if you could share news of Young Money on social media. For every share of the Young Money podcast that you tag me in on Instagram (@bissetfinfit), Twitter (@bissetfinfit), Facebook (@bissetfinfit) or Linked In (Tracey Bissett) you will be entered into a draw to win a fabulous prize to help you on your financial fitness journey. There will be multiple winners so share away! Contest closes on January 31st! Rate, Share & Inspire Other Young Millionaires-in-the-Making    Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.   Don’t forget to share your favorite episodes on social media!    Subscribe to the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.  

The Saturday edition of the Best Fight Back, from the week that was, with Jane Brown. Interviews with: - The Zoomer Squad with David Cravit and Marissa Lennox - Ray Boisvert on data security - Consumer expert Ellen Roseman with the "Trends of the 10s" - And the best calls of the week!

Jane Brown is filling in for Libby Znaimer today. She is joined by Ellen Roseman, a freelance journalist specializing in consumer advocacy and personal finances, and a former Toronto Star consumer columnist. Today, we take a look back at some of the most note-worthy consumer trends of the decade. Ellen delivers her top ten list. Listen live, weekdays from noon to 1, on Zoomer Radio!

In this episode of the MoneySaver Podcast, Ellen Roseman, Rita Sylvan, Barbara Stewart, Paulette Filion and Judy Paradis discuss the need for women to finance their longer lifespans, the problems women have finding a financial advisor they can trust and the types of products and services that suit women investors, are women risk adverse or risk aware, confidence - perception that they don't have enough money even if they do, the financial realities of being a woman among other topics.  Questions Asked: 3:51  What are the barriers that might be holding some women back from investing? 9:10  Do you feel that people in the industry make it harder than it needs to be?  What do women want from an advisor? 11:01  Are women really risk adverse?  Or Risk-Aware? 15:43  It sounds like women might be a better client since they won't panic and want to get out when the market has a downturn.  Is that the case? 16:31  Why do you think women are less panicky when it comes to market slowdowns? 18:39  Where is the sweet spot for a women who wants a financial planner but doesn't want high-cost mutual funds?

In the 23rd edition of the MoneySaver Podcast, Ellen Roseman chats with Dale Roberts, blogger behind the Cut The Crap Investing!  In this episode we chat about robo-advisors, all-in-one ETF portfolios and Dale gives us his three best money tips that he has found useful in his life. 0:50  What led you to taking on the role of chief disruptor behind the Cut the Crap Investing blog? 5:10  What is the purpose of Cut the Crap Investing and what are you trying to do for the average person who would like to invest? 6:13 What does the “Crap” in your name stand for? 7:00  How do you analyze each robo-advisor and write it up in a way that you're adding some value for Canadians who are trying to choose? 9:20  Can you give us a good description of what a robo-advisor is? 10:55  How quickly are robo-advisors growing in Canada and are they growing quick enough? 14:19  Do you think that the all-in-one ETF portfolios will replace robo-advisors? 15:45  It's also much easier when a robo-advisor will rebalance for you. 19:19  What kind of stocks do you like to buy for yourself? 22:17  Because some companies like banks, telco's, and railroads are protected, they do so well and customers cannot use their market power to force companies to lower their prices or make them more consumer friendly.  That makes them a better investment. 25:26  How do you move Canadians from the banks and their mutual fund offerings into something that will save them money like even funds who have much lower management expense ratios? 27:10  Give use your three best money tips that you have found useful in your own life?

Mike chats with Ellen Roseman about her consumer affairs columns in the Globe and Mail and Toronto Star.

On the Rational Reminder today we are joined by Ellen Roseman from The Toronto Star, who has been writing and working in the realm of Canadian personal finance and consumer rights for many years. We have a great chat about her work history, what has driven her career and what motivates her to continue to pursue her path of creating financial awareness for more people. We discuss the position of advocacy for consumer rights and how that translates into her everyday work, her most important and recent areas of action, the classes she is involved in teaching and her most recent book, titled Fight Back. Ellen weighs in on the topics of financial advice and how to seek out the best of it, actively managed funds and how she is involved FAIR Canada. We finish off with a fun bit about how Ellen found herself blocked on Twitter by Suze Orman and Dave Ramsey! For all this and more, listen in today!   Key Points From This Episode: What it means to Ellens to be an advocate for consumer rights. [0:02:43.1] The most recent cause that Ellen has been championing through her work. [0:05:4] Three tips from Ellen's most recent book, Fight Back. [0:07:59.0] The class Ellen teaches at UFT, Investing for Beginners. [0:14:18.9] Ellen's attitude towards seeking advice and when it is necessary. [0:16:19.6] Bad investment advice and the cases that crop up the most for Ellen. [0:18:18.5] Some of the results of Ellen's course and how it is laid out. [0:21:05.4] Are actively managed mutual funds still holding the majority of Canadian assets? [0:26:03.2] A little about FAIR Canada and Ellen's work there. [0:27:55.4] Ellen's recent Twitter activity which led to get her getting blocked by Suze Orman. [0:32:14.5] A definition of success from our wonderful guest! [0:38:14.0] And much more!  

The Saturday edition of the Best of Libby Znaimer

There's a renewed call for changes to travel for vulnerable seniors. Mohan Karki says his parents, 66 and 69, who are in wheelchairs and don't speak English, were left unattended Lawyer David Lepoksky is with Accessibility for Ontarians with disabilities act alliance and says that the situation is unacceptable. The RCMP were called and found the couple confused and in their wheelchairs just steps from the Westjet counter at Vancouver airport. Libby speaks with David Lepoksky and Ellen Roseman.

Ellen Roseman is a journalist who sticks up for ordinary Canadians. She's been advocating for consumer rights for the past 35 years. When you hear about consumer issues in Canada, you can't avoid finding references to Ellen Roseman. She's become a brand name for activism and a champion at helping consumers fight back against injustices. People praise her direct, down to earth and common sense writing style. Ellen's personal finance and consumer columns regularly appear in the Toronto Star. She's also the host of the MoneySaver Podcast, a podcast that teaches you how to make smart choices at every stage of your life, safeguard your interests and protect yourself from poor advice. In my interview with Ellen, we discuss how to avoid costly mistakes with the RRSP Home Buyers' Plan, collateral mortgages and how to protect yourself when signing a buyer representation agreement with a realtor.

In episode 20 of the MoneySaver Podcast, Ellen Roseman chats with Preet Banerjee, media personality, speaker, author and podcaster about his five personal finance tips that he lays out in his book "Stop Over Thinking Your Money" as well as renting vs. buying, his former career as an advisor and "MoneyGaps." Questions Asked: 1:07  Tell us a little about your former career as a financial advisor and how you ended up where you are today. 5:14   I remember you did a book about RRSPs. 9:10  Tell us a little bit about MoneyGaps. 19:43  How would I find an advisor who is using MoneyGaps?  22:14  You wrote a book in 2014 called “Stop Over Thinking Your Money.” Could you describe your 5 simple personal finance rules in “Stop Over Thinking Your Money"?  Disaster proof your life, spend less than you earn, aggressively pay down high interest debt, read the fine print and delayed consumption. 33:26  One of your top videos is about buying a house vs renting where you come down on the renting side.  Do you still feel that way? 36:33 You've given our listeners many great tips.  Do you have any others? 

Ellen Roseman has been sticking up for Canadians as an advocate for consumer rights for the past 35 years. If you're interested in Canadian personal finance, there's a pretty good chance you've already read something written by Ellen Roseman. Ellen's been a personal finance and consumer advocacy columnist at the Toronto Star for over 20 years and though she officially retired from the Star in 2015, Ellen agreed to stay on in a freelance capacity to write a weekly column, featuring consumer issues she believes will have the most impact for Canadians. Ellen has written 8 books, including Money 101, Money 201 and her latest book Fight Back: 81 ways to help you save money and protect yourself from corporate trickery. Ellen also teaches investing and personal finance courses at the University of Toronto Continuing Studies and currently sits on the board as co-chair of the Canadian Foundation for Advancement of Investor Rights, which we talk more about in the episode. Ellen joined me in the studio in Hamilton to tell her personal finance story. NEXT EPISODE 80 - Michael Kruse

In this episode of The MoneySaver Podcast, Ellen Roseman chats with Tim Nash from www.sustainableeconomist.com about sustainable investing for those investors who want to align their investing style with their values.    And NEW!!!  Ellen and I chat about our first exposure to investing!  We want you to join in the discussion.  Drop us a note with your story of your first exposure to investing and what works for you!  We may read them on a future podcast episode!    Please send your story to Ellen at www.ellenroseman.com  or on twitter @ellenroseman or Lana on twitter @lana_sanichar or email moneyinfo@canadianmoneysaver.ca   Tim Nash Questions 1:39  Tell us about your background as an economist and how you became much more involved with investing vehicles. 3:19  Tell us a little bit about how you teach people about sustainable investing. 9:09 As an investor, how can you learn about companies that align with your values?  12:50  One of the companies that used to be admired wildly was Johnson & Johnson.  Is J&J being dropped from some of these sustainable portfolios since the talcum powder scandal?  14:55  Do you use webinars or face-to-face meetings to meet with your clients? And what are the costs associated with your service? 18:49  Do you have an opinion on any of the ETFs that are designed for people looking for certain criteria, like the women in leadership ETFs who look for companies with women on the board of directors of companies. 20:43  What about the whole value of the capitalist system?  Can you invest in something that isn't oriented to growth? 24:41  Can you explain what social impact bonds are?  27:53  How do you find out about these social impact bonds? 32:18  What are your three best tips on investing and even life?   Ellen's Tips and Tricks:  Ellen and Lana talk about their first exposure to investing and how they increased their knowledge as Do It Yourself Investors.

In episode #14 of the MoneySaver Podcast, Ellen Roseman chats with Shannon Lee Simmons, CFP and author of Living Debt Free about how she racked up over $9000 worth of debt in a fourteen month period and how guilt, shame and regret took over because of the debt.   Questions Asked: 1:29  Tell us about the experience of being in debt and what you learned from it.   5:17  And you were worried about your now husbands reaction.  But it turned out to be ok?   7:16  How long did it take for you to raid your RSP to clear up the debt?   12:05  What made you decide to write your book and how is it different from other financial books on the market?   17:52  How long have you been a financial planner?   18:15 You've actually included some case studies in your book.    19:33  I understand that your main focus is the average, everyday Canadian.  How do you make financial planning accessible to those who may not necessarily be able to afford financial planning?   21:47  What does affordable mean in terms of your services?   26:34  Do you find that online courses work well?   32:02  What are your three best tips on money, life, and managing your money and your life.   Ellen's Tips and Tricks : What you can do when you run into problems with your new or newly purchased used car!

In the 12th edition of the MoneySaver Podcast, Ellen Roseman chats with Colin Ritchie from colinsritchie.com and Canadian MoneySaver contributor about grandparents funding RESPs, TFSA or RRSP, The Smith Manoeuvre, taxation, Wills and Powers of Attorney as well as his tips for a successful financial career.   Questions Asked: 1:15  How do I make the best of my TFSA or RRSP for retirement?  Let's say the person is 10 or 15 years out of university, making an income and has a little bit of student debt but not a crushing amount.   4:03  Who should be focusing more on maximizing their TFSA contributions?   7:18  What are some ways to get the max benefit from an RESP?  And how to you invest at the beginning versus near the end when you're about to pull the money out for post-secondary education?   10:04  Can you explain what the Smith Manoeuvre is?   15:02  We should have a will and a power of attorney.  What is your advice for people to get up to date with these important documents?    18:05  Does the power of attorney go along with the will?   19:37  What are your three best tips for handling your finances?   20:15  What's the best way to educate yourself about your taxes?   25:08  Since you're a CFP, have you made any mistakes in your day?  Or do you find yourself procrastinating when it comes to financial planning?   27:40  What is the earliest age that you can start contributing to a TFSA?

Did you buy something and had to return it because it doesn't fit? Or maybe you don't need that 5th crockpot you got for Christmas and want to take it back to the store? What are your rights? what are the time limits? Ellen Roseman guides us through the sometimes frustrating, sometimes mysterious world of refunds. You can find the show notes for this episode at https://maplemoney.com/ellenroseman Socially Responsible Investing means investing in companies that do social or environmental good. No sin stocks here. Wealthsimple, the sponsor for today's show, can help you build an SRI portfolio of ETFs that focus on low carbon, cleantech, human rights, and the environment. Feel good about what your investing in by heading to https://maplemoney.com/wealthsimple

Today's guest is Alex Grodnik from Wall Street Oasis which easily one of the largest and best sites out there, for anybody looking to have a career on Bay Street or Wall Street. Alex also hosts their podcast which is called “Moving Up”, but what's also really interesting about him is he actually quit his really well-paying job on Wall Street to start his own business, so I thought this would also be a great episode for anybody who's maybe a little dissatisfied with their job, and is considering a career transition. We talk about why he decided to quit, his top advice for somebody looking to earn some money on the side through their own business, how he's learned to handle rejection really well and use that to propel his career, and much more. It was an absolute blast to talk to Alex, the interview went great, and I'm sure you'll like it. In other news, I wanted to tell you about something that's actually pretty time sensitive, and that is that I've been asked to speak again, at the Canadian Financial Summit and I have free tickets for you! This is a fully online personal finance and investing conference, so you don't have to travel anywhere or buy anything. You can just watch the speakers in your pyjamas if you want and stream the talks right from your computer, tablet or phone. This is the biggest conference of its kind in Canada, and has just about every big hitter in the Canadian personal finance space speaking at it. For example, there will be Rob Carrick from the Globe and Mail, Preet Banerjee from CBC's The National, Ellen Roseman from the Toronto Star, Robb Engen from Boomer and Echo, and many more. It's a real honour to be included again in this group of top experts, and for a limited time I have free tickets for you! To get your free tickets, go to buildwealthcanada.ca/tickets, and there you will find the link to the free tickets. Now what they're going to be doing soon, is transitioning to regular paid tickets so if you're even a little bit interested in attending any of the talks, then go to buildwealthcanada.ca/tickets right now, and secure your tickets. I have absolutely no control over how long they'll be letting me give you free access to the tickets so jump on your phone or computer right now to do it so you don't miss out. All they need is your name and email to send you the tickets so it'll literally take you maybe 20 seconds to do. My talk will be on the three pillars that my wife and I used to become financially independent at 32, so I'll be sharing lots of tips and strategies that have worked well for us in the areas of reducing our spending, increasing our income, and how we optimized our investments to pay the lowest fees and tax which let us reach that financial independence number a lot faster. I hope you will join me, and that link again to get your free tickets for a very limited time is buildwealthcanada.ca/tickets. See you there! Kornel  

In this edition of the MoneySaver Podcast, we discuss what you can expect to learn from the podcast and we get to know a little more about hosts Ellen Roseman and Lana Sanichar and how they help to educate Canadians about personal finance, how to safeguard your interests and avoid bad advice.

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Difficult loyalty programs, lost luggage and other consumer pitfalls with ellenroseman.com. One school has banned cell phones, time for all schools to follow suit plus is it bad to diss your own country. We debate.

From interest rates to food prices and how we can maintain our economic health in 2017. Consumer expert and author Ellen Roseman advises us on money matters as we begin the new year.

If you want something done about something, you send an email directly to Ellen Roseman and consider it case closed. Ellen has been a consumer advocate since before “consumer advocacy” was a thing, standing up to corporate giants and getting answers. Ellen Roseman is a Toronto Star Columnist, an author and educator. Her latest book Fight Back: 81 Ways To Save Money & Protect Yourself From Corporate Trickery is a “greatest hits” from her personal advice column and contains quick tips that all Canadians can use to help them spend sensibly, save money, and avoid costly consumer traps. Ellen is currently teaching (and has been for the last 10 years) a personal finance basics course at University of Toronto’s school of continuing studies. This is rather fitting as she literally wrote the books Money 101 & Money 201. For full show notes please visit: http://www.becausemoney.ca/special-guest-ellen-roseman-money-ep22/

On today's show, Ellen Roseman, a Toronto Star columnist and consumer advocate, explains that we tend to get financial advice from people with a vested interest, like car salesmen and bankers.  They all have "skin in the game", so consumers need to find someone who can give them unbiased advice. Ms. Roseman suggests reading financial blogs (and particularly the comments) and using Google to research everything before you buy. To improve your financial literacy: be suspicious.  Ask questions, and never say "yes" right away. Always consider the downside before you commit. All that and more on today's show.