Podcasts about Burman

Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

Nu är alla roller tillsatta och Sveriges nya längdlandslag börjar ta form. Sist in är Niklas Jonsson som kliver in som ny landslagschef efter Anders Byström. Samtidigt meddelar Johan Häggström och Jens Burman att de lägger av. Vad kommer Niklas Jonsson bidra med? Hur ser framtiden ut för Häggström och Burman? och så följer vi upp Alvar Myhlback och Edvin Angers sommarträning. Gäst: Anna Rydén, Sportbladet Programledare och producent: Maja Andersson Kontakt: podcast@aftonbladet.se Ansvarig utgivare: Lotta Folcker

Sintonía: "Hotel Incidental Music" - Usha Khanna (del film "Hotel" de 1981) 1.- "Giraffe Trapping Music" - Sapan & Jagmohan (del film "Habari" de 1978) 2.- "Orchestral Music" - Raghunath Seth (del film "Ek Baar Phir" de 1979) 3.- "Contessa" - Chic Chocolate (del film "Aakhri Khat" de 1966) 4.- "Dance Music" - S.D. Burman (del film "The Jewel Thief" de 1967) 5.- "Mahbooba Mehbooba" - Van Shipley (del film "Sholay" de 1976) 6.- "Bairaag Dance Music" - Kalyanji - Anandji (del film "Bairaag" de 1973) 7.- "Title Music" - O.P. Nayyar (del film "Kismat" de 1968) 8.- "Dance Music" - Govind-Naresh (del film "Ghamandee" de 1981) 9.- "Chhedo na dekho na" - Hazara Singh (del film "Jigri Dost" de 1969)10.- "Awara sadiyoh se" - Babla & His Orchestra (del film "Bandh Honth" de 1983)11.- "Soul of Bobby" - Laxmikant - Pyarelal (del film "Bobby" de 1973)Todas las músicas extraídas de la compilación (1xLP) "Bollywood Nuggets Vol. II - A Collection of Mind Blowing Instrumental Songs From Hindi Films" (Akenaton Records, 2025)Lo mejor de la compilación (1xLP) "Bollywood Nuggets Vol. I" (2024) + "Nippon Girls Vol. 2" (2014) se emitió el 10/06/2024. Puedes "repescarlo" de los podcasts de Radio 3Escuchar audio

Sintonía: "Dance Music" - R.D.Burman 1.- Who is Who 2.- Wrecking Crew 3.- L.A. Girl 4.- Self Destruct 5.- Kids Of The Black Hole 6.- No Way 7.- AmoebaLas siete canciones extraídas del primer álbum de título homónimo (Frontier Records, 1981/Munster Records, 2025), también conocido como "The Blue Album" de los californianos AdolescentsTodas las músicas compuestas e interpretadas por Adolescents 8.- Non-Alignment Pact 9.- The Modern Dance 10.- Laughing 11.- Life Stinks 12.- Humor Me 13.- Chinese Radiation 14.- Sentimental JourneyLas siete canciones extraídas del también primer álbum ("The Modern Dance", Blank Records, 1978/Fire Records, 2018) de los también estadounidenses Pere UbuTodas las músicas compuestas e interpretadas por Pere UbuEscuchar audio

Welcome back to Clive's Little Bit Extra - this is the easiest way to catch the show if you're on site or in the van!In this episode, Clive serves up:

Episode #462: Dulyapak Preecharush, an associate professor of Southeast Asian studies and comparative political scientist specializing in Myanmar, argues that Myanmar's post-independence political trajectory is best understood as a deliberately managed hybrid political system rather than a failed democratic transition. Drawing on his long-term research, he explains that this system combines limited political opening with entrenched military dominance, allowing reform and conflict management to proceed indefinitely while structurally blocking the emergence of genuine federal democracy. In his view, only a decisive rupture in military political power, rather than continued reform within the system, could produce a fundamentally new political order. He situates Myanmar alongside other hybrid regimes, such as Singapore and Cambodia, where elections and civilian institutions exist but core authority remains tightly controlled. Myanmar's 2008 Constitution exemplifies this model by permitting parties and elections while guaranteeing the military veto power and reserved parliamentary seats. The concept of “disciplined democracy,” articulated by military leaders, captures this logic of participation without vulnerability. The relocation of the capital from Yangon to Naypyidaw in 2006 serves as a concrete illustration of this hybrid logic. Dulyapak explains the move as combining strategic, developmental, and symbolic aims. Shifting the capital inland reduced exposure to foreign intervention and mass uprisings, strengthened command-and-control capacity, and improved logistical reach across the Burman heartland. At the same time, the military sought to inscribe itself into a longer historical narrative by emulating precolonial monarchs through ritual practices, including pagoda construction and the ceremonial raising of white elephants as markers of legitimate rule. Naypyidaw's deliberately zoned layout—separating civilian population, administration, and military command—physically embodies a system designed to allow limited political opening without threatening military control. Turning to federalism in Myanmar, Dulyapak traces its origins to the 1947 Panglong negotiations and its suppression after the 1962 military takeover, which centralized power and eliminatedpolitical debate. Federal ideas re-emerged after 2011 under a hybrid system, but their fragility was exposed by the 2021 coup. Today, he argues, Myanmar contains multiple governing forms simultaneously: centralized unitarian control in the heartland, near-autonomous rule in some frontier areas, and continued pursuit of democratic federalism elsewhere. This fragmentation, reinforced by regional geopolitics and constrained international engagement, sustains stalemate rather than resolution. Myanmar, he concludes, remains a revealing case for understanding why partial reform under hybrid rule fails to resolve foundational political conflict.

Episode #449: The first episode in a five-part series, these discussions were recorded at the 16th International Burma Studies Conference at Northern Illinois University, where scholars, students, researchers, and practitioners gathered for presentations, forums, roundtables, and cultural exhibitions exploring the theme “Dealing with Legacies in Burma.” Amid political turmoil and humanitarian crisis, this represented a rare space for open dialogue, and one in which Insight Myanmar was invited to record interviews with diverse attendees, produced in collaboration with NIU's Center for Southeast Asian Studies. We hope that these episodes bring listeners into the atmosphere of the conference and into conversation with those shaping the field today. The first guest, Ko A, is an academic from Rakhine State pursuing a PhD in the United States, and he reflects on Myanmar's political trajectory and the forces shaping its conflicts. Ko A turned to political science following the 2021 coup, realizing that Myanmar's crises are structural, rooted in institutions, militarized power, and historical patterns. He argues that early twentieth-century Burman ethnonationalism distorted the country's political development, and the military's alliance with Japan in World War II embedded in authoritarian tendencies. He explains that political institutions tend to retain their initial character and reinforce themselves over time. Despite the complexity and conflict, he remains optimistic, trusting that an informed younger generation and honest engagement with historical truths can guide Myanmar toward a better future. Next, Chit Wit Yi Oo discusses her work studying water and air quality, in order to understand how environmental change is affecting public health. She launched a study on groundwater that spanned Yangon to Mandalay and the southern coast, and learned that deep wells in downtown Yangon remain relatively safe, but nearby shallow wells show severe saltwater intrusion, forcing residents to rely on rainwater for drinking while using contaminated sources for daily chores. In Mandalay, meanwhile, heavy-metal contamination from textile-dye factories has polluted wells, but families continue using this water because purified alternatives are unaffordable, with doctors reporting widespread kidney disease consistent with the findings. She also warns that many of Myanmar's rivers, once safe to drink, are now polluted by mining, though rural families still depend on them out of necessity. Additionally, her research documents dramatic declines in Yangon's air quality, with PM2.5 levels far above WHO guidelines since 2016 due to rapid urbanization, post-Cyclone Nargis loss of green space, traffic, dry-season burning, and pesticide-laden crop fires. Despite systemic obstacles she faced in her own education, such as not being from an elite or military family, she sees hope in the growing Burmese diaspora of researchers and experts. She ends with a plea: “We need your support. And then please help our people, and then please listen our voices and our people.” Finally we hear from Lugyi No, a PhD student who describes how displacement, violence, and the collapse of schooling shape children's lives in today's Myanmar. “It is what it is,” he sharessadly. “You have to learn how you're going to survive out of those adverse situations.” Lugyi No sees many children exhibiting deep trauma— trembling and even fainting at loud sounds— yet also remarkable resilience, supported by...

Did you know the classic children's song "Lakdi Ki Kaathi" is NOT a folk song?In this episode, we uncover one of Bollywood's most surprising secrets! Join us as we reveal that this ubiquitous childhood tune was actually penned by the legendary poet Gulzar for the 1983 film Masoom, with music by R.D. Burman.We take a deep dive into the lyrics, exploring:The genius behind Gulzar's decision to write a lullaby that captures the essence of a child's world.A poetic analysis of the lines about striking the wooden horse with a hammer—a powerful metaphor for the boundless energy of imagination.How Masoom used this song to anchor one of the most emotional films of the decade.If you grew up singing about the running wooden horse, this episode will change the way you hear it forever!

Leaders are rushing into AI—but many treat it like another IT program. In this episode, Sam Burman, Global Managing Partner for Frontier Tech at Heidrick & Struggles, shares practical steps to activate AI without losing the human system at the heart of every organization. We cover why the CEO must be the sponsor (not the expert), how to align the exec team on investment, governance, adoption, and operating models, and when to build vs buy vs partner. We discuss the rise of the Chief AI Officer (strategist + storyteller), the power of tying AI to core strategic drivers, and why fast followers are winning by doing something now. Looking ahead—from enterprise GenAI adoption to AGI scenarios—boards will choose: multiply your people, or chase marginal gains. Top takeaways

Dr. Arup Roy-Burman, Founder and Chief Strategy and Medical Officer of Elemeno Health, is addressing the gap between established medical policies and actual frontline practice. The Elemeno microlearning platform provides just-in-time multimedia content, building confidence in high-risk, low-frequency procedures, helping support knowledge retention, and combating clinician burnout. This modern approach to learning caters to clinicians with shorter attention spans and the expectation of receiving information on the device of their choice when they need it. Arup explains, "My background is as an ICU physician, and I have practiced as an ICU director for 20-plus years. And the challenge that we had in our ICUs is how to keep our teams on the same page with constantly changing information? And on top of that, in the context of constantly changing staff, medicine is full of so many different practices, workflows, and procedures, and we expect our staff to know all of them and to be able to execute on each one of them at the time that they need to. But that's really unrealistic. There's no way that people can stay on top of it. All medical knowledge doubles every 73 days."   "When we think about today's generational workforce, as we think about just those of us who have kids, we see that attention spans, as you said, are short. People don't want to sit through a whole classroom. They can't remember that. And the way that people want to learn now and the way that they do learn, it's like one of our clients put it, it's like the "TikTokification of education." How do we deliver information on a mobile device? How do we deliver it in short, bite-sized chunks? Multimedia that you can actually consume in context when you need it." #ElemenoHealth #DigitalHealth #HealthcareInnovation #Microlearning #NurseTraining  elemenohealth.com Listen to the podcast here

Dr. Arup Roy-Burman, Founder and Chief Strategy and Medical Officer of Elemeno Health, is addressing the gap between established medical policies and actual frontline practice. The Elemeno microlearning platform provides just-in-time multimedia content, building confidence in high-risk, low-frequency procedures, helping support knowledge retention, and combating clinician burnout. This modern approach to learning caters to clinicians with shorter attention spans and the expectation of receiving information on the device of their choice when they need it. Arup explains, "My background is as an ICU physician, and I have practiced as an ICU director for 20-plus years. And the challenge that we had in our ICUs is how to keep our teams on the same page with constantly changing information? And on top of that, in the context of constantly changing staff, medicine is full of so many different practices, workflows, and procedures, and we expect our staff to know all of them and to be able to execute on each one of them at the time that they need to. But that's really unrealistic. There's no way that people can stay on top of it. All medical knowledge doubles every 73 days."   "When we think about today's generational workforce, as we think about just those of us who have kids, we see that attention spans, as you said, are short. People don't want to sit through a whole classroom. They can't remember that. And the way that people want to learn now and the way that they do learn, it's like one of our clients put it, it's like the "TikTokification of education." How do we deliver information on a mobile device? How do we deliver it in short, bite-sized chunks? Multimedia that you can actually consume in context when you need it." #ElemenoHealth #DigitalHealth #HealthcareInnovation #Microlearning #NurseTraining  elemenohealth.com Download the transcript here

Episode Notes S6E30 -- Join us as we chat with Actor & Filmmaker Douglas Tait. He'll be in the house talking all things from Freddy vs Jason to Hellboy and much much more. Douglas Tait (born December 17, 1978) is an American actor, and independent filmmaker. Tait has played characters in several films, including Freddy vs. Jason, Star Trek, Zathura: A Space Adventure, Land of the Lost, Annabelle Comes Home, and Hellboy. His first character role came during high school when he was hired to perform as "Frankenstein" in the live stage shows at Universal Studios Hollywood. He played the role of Jason Voorhees in the final scene of Freddy vs. Jason. He was one of three individuals to play the role of a "Zorgon" in Jon Favreau's Zathura: A Space Adventure. He played the role of "Abominog" in The Knights of Badassdom and a "Frost Giant" in Thor. He appeared as "Head Sleestak" in Land of the Lost. HELPFUL LINKS: VETERANS: https://www.va.gov/.../mental-health/suicide-prevention/ ADDICTION: https://lp.recoverycentersofamerica.com/.../continuum-of.../ Due you know someone that has lost their lives due to addiction? Or even someone that has made a full recovery? Reach out to Johnny Whitaker so they can help to celebrate the lives lost/ lives recovered at overdoseawareness0831@gmail.com Follow our guest https://en.wikipedia.org/wiki/Douglas_Tait_(actor) https://www.facebook.com/Thecreatureman/ https://www.imdb.com/name/nm1408752/ Toking with the Dead: https://www.stilltoking.com/ ————————————— Follow Still Toking With and their friends! https://smartpa.ge/5zv1 ————————————— Produced by Leo Pond and The Dorkening Podcast Network MORE ABOUT THE GUEST: He also played "Long Face Bar Alien" in J. J. Abrams's Star Trek.[9] Makeup artist Barney Burman who, along with Mindy Hall and Joel Harlow, won the 2009 Academy Award for best makeup for their work in Star Trek noted that the work Burman did on Tait's character, Long Face Bar Alien, was especially complex. In 2009, Tait was a member of the stunt ensemble for the 2008 film Indiana Jones and the Kingdom of the Crystal Skull that was nominated for a Screen Actors Guild Award in the category of "Outstanding Performance by a Stunt Ensemble in a Motion Picture". In 2014, Tait played Verlox in the ABC series The Quest. In 2015-2016, Tait played The Pathologist in the MTV series Teen Wolf. In 2017, Tait played Skull Zerstörer on the NBC series Grimm. In 2018, Tait played Charon IV in Unfriended: Dark Web. In 2019, Tait played the fairy Gruagach in the Hellboy reboot. In the same year, he also played the Werewolf in Annabelle Comes Home. Tait played Malivore on the CW series Legacies. In 2021, Tait directed the feature film Angel Baby. In the same year, Tait was the Michael Myers Stunt Double in Halloween Kills.[ He also plays the Sasquatch in the famous "Jack Link's" Beef Jerky commercials from 2015-2025 Find out more at https://still-toking-with.pinecast.co Send us your feedback online: https://pinecast.com/feedback/still-toking-with/88bb8854-5104-48d0-b208-2f23b9184b51

I am writing this to reflect on my experience interning with the Fish Welfare Initiative, and to provide my thoughts on why more students looking to build EA experience should do something similar. Back in October, I cold-emailed the Fish Welfare Initiative (FWI) with my resume and a short cover letter expressing interest in an unpaid in-person internship in the summer of 2025. I figured I had a better chance of getting an internship by building my own door than competing with hundreds of others to squeeze through an existing door, and the opportunity to travel to India carried strong appeal. Haven, the Executive Director of FWI, set up a call with me that mostly consisted of him listing all the challenges of living in rural India — 110° F temperatures, electricity outages, lack of entertainment… When I didn't seem deterred, he offered me an internship. I [...] --- First published: July 22nd, 2025 Source: https://forum.effectivealtruism.org/posts/SmiXeQcnMD7qmAfgS/why-you-should-build-your-own-ea-internship-abroad --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

I am writing this to reflect on my experience interning with the Fish Welfare Initiative, and to provide my thoughts on why more students looking to build EA experience should do something similar. Back in October, I cold-emailed the Fish Welfare Initiative (FWI) with my resume and a short cover letter expressing interest in an unpaid in-person internship in the summer of 2025. I figured I had a better chance of getting an internship by building my own door than competing with hundreds of others to squeeze through an existing door, and the opportunity to travel to India carried strong appeal. Haven, the Executive Director of FWI, set up a call with me that mostly consisted of him listing all the challenges of living in rural India — 110° F temperatures, electricity outages, lack of entertainment… When I didn't seem deterred, he offered me an internship. I stayed with FWI for one month. By rotating through the different teams, I completed a wide range of tasks: Made ~20 visits to fish farms Wrote a recommendation on next steps for FWI's stunning project Conducted data analysis in Python on the efficacy of the Alliance for Responsible [...] --- First published: July 22nd, 2025 Source: https://forum.effectivealtruism.org/posts/SmiXeQcnMD7qmAfgS/why-you-should-build-your-own-ea-internship-abroad --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

I am writing this to reflect on my experience interning with the Fish Welfare Initiative, and to provide my thoughts on why more students looking to build EA experience should do something similar. Back in October, I cold-emailed the Fish Welfare Initiative (FWI) with my resume and a short cover letter expressing interest in an unpaid in-person internship in the summer of 2025. I figured I had a better chance of getting an internship by building my own door than competing with hundreds of others to squeeze through an existing door, and the opportunity to travel to India carried strong appeal. Haven, the Executive Director of FWI, set up a call with me that mostly consisted of him listing all the challenges of living in rural India — 110° F temperatures, electricity outages, lack of entertainment… When I didn't seem deterred, he offered me an internship. I stayed with FWI for one month. By rotating through the different teams, I completed a wide range of tasks: Made ~20 visits to fish farms Wrote a recommendation on next steps for FWI's stunning project Conducted data analysis in Python on the efficacy of the Alliance for Responsible [...] --- First published: July 22nd, 2025 Source: https://forum.effectivealtruism.org/posts/SmiXeQcnMD7qmAfgS/why-you-should-build-your-own-ea-internship-abroad --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Send us a textThis heartfelt and high-energy episode from Pax8 Beyond 2025, Joey Pinz speaks with Lorna Burman, a global MSP leader at YouSecure and proud horse owner of Malibu. From riding trails in the UK to leading compliance innovation across EMEA and APAC, Lorna blends courage, confidence, and care into everything she does.Lorna shares her journey of taking up horseback riding at age 42 — and how the adrenaline and peace of the trail helped fuel her leadership style. She opens up about managing remote teams, gathering real-time MSP feedback, and simplifying security and compliance through automation.This episode also explores the mental health benefits of being around animals, the importance of trust in business, and how her team's culture of honesty and rapid response has earned global respect. Whether it's avoiding complex pricing models or making clients feel heard, Lorna explains how empathy scales.If you care about people, process, and purpose — this conversation delivers both inspiration and actionable insight. 

Vi närmar oss semestertider. På sandiga handdukar, i sommarstugans knarriga sängar eller hemma på balkongen väntar avkoppling med en spännande pocketbok. Gärna något om mord. Kanske något brittiskt. Med en belgisk utredare. Något sådant.Agatha Christie är deckardrottningen. I dagens avsnitt undersöker vi varför hon trots sin mycket tidstypiska persona blivit odödlig. Det blir mystiska försvinnanden, korkade jag-berättare och ett imperium som håller på att falla samman. Mycket nöje!Varför inte bli prenumerant? Slipp reklamen och få tillgång till extramaterial: historiepodden.supercast.com—Läslista:Burman, Carina, Drottningar och pretendenter: om guldålderns deckarförfattarinnor, Albert Bonniers förlag, [Stockholm], 2023”Agatha Christies hemliga anteckningsböcker” dokumentär SVT PlayHarrison, Dick ”Så bildade Agatha Christie deckare skola” SvD 2024-09-12Mattson, Olle ”Hundra år av suveräna, fasansfulla giftmord” SvD 2020-09-11Klingberg, Per ”Ständigt nya fall för Hercule Poirot” SvD 2014-09-04Bengtsson, Frans G ”Detektivlitteratur” SvD 1930-tal Hosted on Acast. See acast.com/privacy for more information.

Join us for a conversation with Andrew Burman of Other Half Brewing Company as we explore the evolving craft beer landscape and how breweries can adapt to shifting consumer habits. With weekend taproom traffic declining, Other Half is leaning into events, diverse beverage options, and family-friendly experiences to stay ahead. Burman will discuss the brewery's strategic focus on private events, cocktails, and accessible distribution—ensuring customers can enjoy Other Half's beer wherever and however they choose. He'll also share his perspective on industry-wide challenges, from slow-moving competition and pricing pressures to the importance of quality control in distribution. Don't miss this intimate conversation with an industry leader.Andrew Burman, co-founded Other Half Brewing Company in Brooklyn, New York, in 2014. Serving as the Chief Operating Officer, Burman oversees the brewery's daily operations. His journey into the culinary and brewing world began after earning a degree in Government and Politics from the University of Maryland, where he also played lacrosse. Pursuing his passion for food, he went to L'Academie de Cuisine in Gaithersburg, MD. To deepen his understanding of food systems, Burman obtained a Master's degree in Food Culture and Food Systems from New York University. Since Other Half's establishment, the brewery has expanded beyond Brooklyn, opening locations in New York City, Washington D.C., Philadelphia, the Finger Lakes, and Buffalo. Burman's commitment to quality and innovation has been instrumental in Other Half's growth and its reputation for pushing the boundaries of beer and brewing culture.Stay up to date with CBP: http://update.craftbeerprofessionals.org

The Friday Five for May 9, 2025: Rite Aid Files for Chapter 11 Bankruptcy Again Apple WWDC 2025 Dates & Rumors Discount Medicare Insurance Scam Alert Rueppel Recommends Books & Streaming Picks May 2025 Aetna Health Plans to Exit ACA Marketplace for CY 2026   Rite Aid Files for 2nd Chapter 11 Bankruptcy: Download the “Rite Aid Letter to Customers - May 5, 2025.” Restructuring.Ra.Kroll.Com, Kroll Restructuring Administration, restructuring.ra.kroll.com/RiteAid/Home-DownloadPDF?id1=MzM0MTA2Mg%3D%3D&id2=0. Accessed 6 May 2025. Grothaus, Michael. “Rite Aid Bankruptcy: What to Know about Store Closings, Prescription Transfers, Layoffs, Gift Cards, and More.” Fastcompany.Com, Fast Company, 6 May 2025, www.fastcompany.com/91329223/rite-aid-bankruptcy-2025-stores-closing-prescription-transfers-gift-cards. Arias, Pilar. “Rite Aid Files for Bankruptcy for Second Time in Less than 2 Years.” Foxbusiness.Com, Fox Business, 6 May 2025, www.foxbusiness.com/economy/rite-aid-files-bankruptcy-second-time-less-than-2-years. Powel, James. “Rite Aid Files for Chapter 11 Bankruptcy, Promises ‘smooth Transfer' of Prescriptions.” Usatoday.Com, Gannett Satellite Information Network, 6 May 2025, www.usatoday.com/story/money/retail/2025/05/05/rite-aid-chapter-11-bankruptcy/83467189007/. “Rite Aid Store Locater.” Riteaid.Com, Rite Aid, www.riteaid.com/locations/. Accessed 6 May 2025. Urie, Daniel. “Rite Aid Tells Vendors It ‘Has Generally Stopped Purchasing Goods and Services.'” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/business/2025/05/rite-aid-tells-vendors-it-has-generally-stopped-purchasing-goods-and-services.html. Mills, Sean I. “What to Do with Your Prescriptions Now That Rite Aid Is Closing All Stores.” Romesentinel.Com, Daily Sentinel, 6 May 2025, www.romesentinel.com/news/rome-new-hartford-rite-aid-store-closings/article_98f2300b-600c-4937-b8d0-686ece8d36e9.html.   Apple WWDC 2025 Dates & Rumors: Lovejoy, Ben. “90% of People Shouldn't Buy the iPhone 17 Air, per Apple.” 9to5mac.Com, 9to5Mac, 6 May 2025, 9to5mac.com/2025/05/06/90-of-people-shouldnt-buy-the-iphone-17-air-per-apple/. Schroeder, Stan. “Apple Is Planning a New iPhone Launch Schedule, Report Claims.” Mashable, Mashable, 5 May 2025, mashable.com/article/apple-iphone-launch-schedule. “iOS 7 vs iOS 6 Side-by-Side Visual Comparisons.” Osxdaily.Com, OS X Daily, osxdaily.com/2013/06/11/ios-7-vs-ios-6-visual-comparison/. Accessed 6 May 2025. Christoffel, Ryan. “iOS 19: Three New Features Are Being Announced next Month.” 9to5mac.Com, 9to5Mac, 5 May 2025, 9to5mac.com/2025/05/05/ios-19-three-new-features-are-being-announced-next-month/. Clover, Juli. “iOS 19: Everything We Know.” Macrumors.Com, MacRumors, 5 May 2025, www.macrumors.com/roundup/ios-19/.   Discount Medicare Insurance Scam Alert: “Emerging Discount Medical Insurance Scams.” Ic3.Gov, Internet Crime Complaint Center (IC3), 30 Apr. 2025, www.ic3.gov/PSA/2025/PSA250430. Dimuro, Claudia. “FBI Alerts Public in Pa., beyond to Emerging Scam: Here's What to Know.” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/life/2025/05/fbi-alerts-public-in-pa-beyond-to-emerging-scam-heres-what-to-know.html. Burman, Theo. “FBI Issues New Warning Over Health Insurance Scams.” Newsweek.Com, Newsweek, 6 May 2025, www.newsweek.com/fbi-issues-new-warning-over-health-insurance-scams-2068626.   Rueppel Recommends: Wynn-Williams, Sarah. “Careless People: A Cautionary Tale of Power, Greed, and Lost Idealism.” Spotify, Flatiron Books, open.spotify.com/show/279JRLPYDjvmsS81C7SOzg?si=215e5504c3ea4510. Accessed 6 May 2025. Ridgely, Charlie. “Everything Coming to Netflix, Max, Disney+ & Other Streaming Services in May 2025.” ComicBook.Com, ComicBook, 30 Apr. 2025, comicbook.com/tv-shows/news/new-streaming-movies-tv-shows-may-2025-netflix-disney-max/. Bet-David, Patrick. “Your Next Five Moves: Master the Art of Business Strategy.” Spotify, Gallery Books, https://open.spotify.com/show/1mCTkhoZxUOH6iA9b8Dx2y?si=b11263c88e3a43ff. Accessed 6 May 2025. Bet-David, Patrick. Your Next Five Moves, Gallery Books, www.yournextfivemoves.com/. Accessed 6 May 2025.   Aetna Health Plans to Exit ACA Marketplace for CY 2026: Minemyer, Paige. “Aetna to Exit the ACA Exchanges in 2026.” Fiercehealthcare.Com, Fierce Healthcare, 1 May 2025, www.fiercehealthcare.com/payers/aetna-exit-aca-exchanges-2026. Pifer, Rebecca. “CVS Plans to Exit ACA Individual Exchanges, Strikes Wegovy Deal with Novo Nordisk.” Healthcaredive.Com, Healthcare Dive, 1 May 2025, www.healthcaredive.com/news/cvs-aetna-exit-aca-novo-nordisk-wegovy-deal/746833/. Japsen, Bruce. “CVS Plans To Exit Obamacare In 2026, Affecting 1 Million Aetna Members.” Forbes.Com, Forbes Magazine, 1 May 2025, www.forbes.com/sites/brucejapsen/2025/05/01/cvs-plans-to-exit-obamacare-in-2026-impacting-1-million-aetna-members/. How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664   Resources: 5 Myths About Selling ACA Health Insurance Plans: https://lnk.to/asg660  5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502  Agent Requirements for ACA Sales: https://lnk.to/ASG662 Learn How to Sell ACA Products During the Off-Season ft. Danica Stover: https://lnk.to/asg661  Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Jessica Burman, Commissioner of the National Women's Soccer League, chatted with Jake & Ben about the LHM Sports + Entertainment Group buying a majority share of the Utah Royals. 

Hour 2 of Jake & Ben on April 18, 2025 RSL Partial Shareholder David Blitzer joined Jake & Ben to talk about LHM acquiring RSL.  Jake & Ben spoke with John Kimball, President of RSL & the Utah Roayals about LHM aquring the teams.  Hear from Steve Starks, CEO of LHM Sports + Entertainment, who joined Jake & Ben to talk about the acquistion of RSL Football Holdings.  Jessica Burman, Commissioner of the National Women's Soccer League, chatted with Jake & Ben about the LHM Sports + Entertainment Group buying a majority share of the Utah Royals. 

Jake & Ben Full Show from April 18, 2025 Hour 1 Top 3 Stories of the Day: Big Announcement today from RSL, NBA Play-In continues tonight, Highlights from yesterday's show.  Today Miller Sports + Entertainment announced that they have acquired a controlling Interest in RSL & Utah Royals. Hour 2 RSL Partial Shareholder David Blitzer joined Jake & Ben to talk about LHM acquiring RSL.  Jake & Ben spoke with John Kimball, President of RSL & the Utah Roayals about LHM aquring the teams.  Hear from Steve Starks, CEO of LHM Sports + Entertainment, who joined Jake & Ben to talk about the acquistion of RSL Football Holdings.  Jessica Burman, Commissioner of the National Women's Soccer League, chatted with Jake & Ben about the LHM Sports + Entertainment Group buying a majority share of the Utah Royals. 

***Listen to Episode #125 FIRST for Part 1!***While many have heard of the famous missionaries Adoniram and Ann Judson (in fact, we just had two episodes on them), few know the names of those who came to Burma after them to continue what is arguably one of the greatest Baptist mission works of all time. The missionaries who followed gave just as much of themselves to ensure the Gospel was heard by every Burman possible.In this episode, Tracie and Abigail discuss the untimely ministry of Ellen Mitchell, an unassuming woman who failed to follow societal expectations, but instead gave her latter years to one of the highest callings: missions on the foreign field! While she spent her "sunset" years working on a foreign missionfield, and many of her dreams for the ministry were never realized in her lifetime, her investment came to an unlikely fulfillment years after her earthly life ended. This episode is an excellent reminder that our work for God has no end when we trust God with our investment in the cause of Christ.Join us this April 11 & 12, 2025, for the ⁠⁠⁠2nd annual North Florida Baptist Ladies Conference⁠⁠⁠. Click the link to learn more about this wonderful conference full of encouragement, food, fun, and sweet fellowship.Please let us know what you think by rating and reviewing this podcast in your podcasting app! If you know of someone who can be helped by listening to the Abundant Living Podcast, please share this podcast with them. We love hearing from our listeners, whether through comments on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or messaging us on our website, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠christianladiesfellowship.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. You may also apply to be a part of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our private Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, but be sure to answer all the questions and agree to the group rules when you click to join.You can also email Tracie directly at tburns@immanueljax.org. Thank you for being part of this uplifting and encouraging community of ladies who want to live abundantly for the Lord!

Brenda Burman, general manager of the Central Arizona Project (CAP), shares her background and insights from her time as Administrator of the U.S. Bureau of Reclamation. She provides a deep dive into CAP's history, infrastructure, and its critical role in delivering Colorado River water to Arizona. Brenda discusses the economic impact of this water, the causes behind current shortages, and what that means for the state's future. She also addresses potential challenges related to energy supply, cybersecurity threats, and water quality protection. Highlighting CAP's use of artificial intelligence to safeguard infrastructure, she shares updates on a major project to link CAP and SRP canals and introduces CAP University—an online resource for public education and legislative updates. Podcast Recorded on March 27, 2025

While many have heard of the famous missionaries Adoniram and Ann Judson (in fact, we just had two episodes on them), few know the names of those who came to Burma after them to continue what is arguably one of the greatest Baptist mission works of all time. The missionaries who followed gave just as much of themselves to ensure the Gospel was heard by every Burman possible.In this episode, Tracie and Abigail discuss the life of Ellen Mitchell, an unassuming woman who failed to follow societal expectations, but instead gave her latter years to one of the highest callings: missions on the foreign field! Her story may surprise listeners because, although some may have thought she had missed her opportunity to answer God's call, Ellen never forgot what God had asked of her. She waited on His timing and was ready to go when He said, "Now!" ***Listen to Episode #126 for Part 2!***Join us this April 11 & 12, 2025, for the ⁠⁠2nd annual North Florida Baptist Ladies Conference⁠⁠. Click the link to learn more about this wonderful conference full of encouragement, food, fun, and sweet fellowship.Please let us know what you think by rating and reviewing this podcast in your podcasting app! If you know of someone who can be helped by listening to the Abundant Living Podcast, please share this podcast with them. We love hearing from our listeners, whether through comments on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or messaging us on our website, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠christianladiesfellowship.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. You may also apply to be a part of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our private Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, but be sure to answer all the questions and agree to the group rules when you click to join.You can also email Tracie directly at tburns@immanueljax.org. Thank you for being part of this uplifting and encouraging community of ladies who want to live abundantly for the Lord!

R.D. Burman, fondly known as Pancham Da, was the musical genius who redefined the sound of Bollywood music and shaped the industry's future. From the 1960s to the early 1990s, his compositions broke traditional boundaries and infused Indian cinema with new, experimental sounds that changed the face of music forever. In this special podcast episode, Rajesh Thakur takes you through the untold story of this legendary composer—R.D. Burman's life and career were marked by bold experiments with Western and Indian musical influences. His innovative approach brought a unique blend of modernity and tradition that turned songs into timeless masterpieces. His collaborations with legendary singers like Kishore Kumar and Asha Bhosle produced some of the most iconic songs in Bollywood history, such as “Chura Liya Hai Tumne” and “Mehbooba Mehbooba.” R.D. Burman's music was ahead of its time, and his songs continue to rule the hearts of millions even today. Learn about his struggles, triumphs, and rare facts about his journey in the world of music. This podcast episode delves deep into the life and legacy of one of Bollywood's greatest composers, giving you an exclusive look at his career and groundbreaking music.

Skellefteås kommunalråd om konkursen, kommunens satsningar på Northvolt och om varför han tycker att staten ska gå in med pengar för att rädda fabriken. Lyssna på alla avsnitt i Sveriges Radio Play. Lorents Burman (S) är kommunstyrelsens ordförande i Skellefteå. Under det senaste decenniet har han jobbat för Northvolts etablering i kommunen. Veckans konkursbesked var ett hårt slag: ”Det är klart att det är ett mardrömsbesked. Det är 3 000 personer som jobbar direkt i fabriksanläggningen och för dem är det förstås en stor oro och förtvivlan vad det kommer att innebära.”, säger Lorents Burman. Enligt en rapport som Region Västerbotten beställt visar att en konkurs kan innebära fem procent minskade skatteintäkter de kommande åren. Lorents Burman hoppas att en eller flera nya ägare nu stiger fram och köper fabriken, så att verksamheten kan fortsätta. Han säger att det finns flera stora intressenter som vill ta över batteriproduktionen i Skellefteå. Men de förra ägarna lyckades ju inte få till produktionen i den skala som krävdes. Vad talar för att nya ägare skulle lyckas? ”Jag tror man kan dra många lärdomar under de här åren, åtta år senare finns det en mycket större kompetens i Europa och i Sverige hur den här typen av ny produktionsteknik ska gå till. Det är väl ofta så att när det sker sådana här stora skiftbyten i industripolitik, det är en ny hundraårig industriera som skapas nu i Europa, så har man lärt sig mycket.” För att nya ägare ska kunna driva vidare fabriken krävs att personalen stannar kvar i Skellefteå. Många har kommit från länder utanför EU, de måste lämna landet inom tre månader om de inte fått en ny anställning. Lorents Burman tycker att regeringen och staten, dels ska göra ett undantag på reglerna, och dels ska hjälpa till för att snabbt få nya ägare på plats:”Om den svenska regeringen är delaktig i samtalen med de här finansiärerna och de ny ägarkonstellationerna så stärker ju det också tron på att man ska våga satsa vidare på batterifabrik i uppe i Skellefteå för Sveriges skulle och Europas skull.”Staten måste också ge nya ekonomiska stöd och finansiella garantier, enligt Burman: ”Det kan vara direkta medel från regeringen”, säger Lorents Burman. Northvolt valde att etablera sig i Skellefteå eftersom Skellefteå var den kommun som erbjöd de bästa förutsättningarna för företaget; billig el från kommunägda kraftbolaget Skellefteå Kraft, elnät, industrimark och en utbyggd hamn. Under de senaste åren har kommunkoncernen investerat flera miljarder i elnät, elproduktion, bostäder och infrastruktur – investeringar som till del varit till nytta för Northvolt. Skellefteå Kraft gick också in med 100 miljoner kronor i Northvolt 2018. Men Lorents Burman menar att industritomten är det enda som kommunen investerat direkt i Northvolt.”Det var väl ungefär 150 miljoner med anslutningsvägar och sånt och vatten och avlopp. Men det är en ganska normal prisbild.”, säger Lorents Burman. Gäst: Lorents Burman (S), kommunstyrelsens ordförande i SkellefteåProgramledare: Marcus NilssonKommentar: Pär Ivarsson, EkonomiekotTekniker: Tor SigvardsonProducent: Maja LagercrantzIntervjun spelades in fredag den 14 mars 2025.

Rajesh Khanna, the first superstar of Bollywood, ruled Indian cinema in the late 1960s and 1970s with an unmatched fan following. He delivered 15 consecutive solo hit films between 1969 and 1971, a record that remains unbroken. His breakthrough came with Aradhana (1969), followed by iconic films like Anand, Kati Patang, Amar Prem, Bawarchi, and Daag. Known for his unique mannerisms, charming smile, and emotional depth, he redefined romance and drama in Indian cinema. He starred in over 160 films, with 26 golden jubilee hits and 35 silver jubilees. His pairing with Kishore Kumar's songs and R.D. Burman's music created evergreen melodies. Rajesh Khanna won three Filmfare Best Actor Awards and was honored with the Filmfare Lifetime Achievement Award. His dialogues from Anand (1971) and Amar Prem (1972) remain legendary. He later transitioned into politics, serving as an MP from 1992 to 1996. Rajesh Khanna's legacy continues to influence Bollywood, and he remains an eternal icon of Indian cinema. This is Part 5 of 5 Part episodes. Topics covered in this episode are: - Downfall of Movies after 1976  Success regained in 1983  Separation with Dimple - Living together with Tina and separation - Last Years

#rajeshkhanna #bollywood #superstar Rajesh Khanna, the first superstar of Bollywood, ruled Indian cinema in the late 1960s and 1970s with an unmatched fan following. He delivered 15 consecutive solo hit films between 1969 and 1971, a record that remains unbroken. His breakthrough came with Aradhana (1969), followed by iconic films like Anand, Kati Patang, Amar Prem, Bawarchi, and Daag. Known for his unique mannerisms, charming smile, and emotional depth, he redefined romance and drama in Indian cinema. He starred in over 160 films, with 26 golden jubilee hits and 35 silver jubilees. His pairing with Kishore Kumar's songs and R.D. Burman's music created evergreen melodies. Rajesh Khanna won three Filmfare Best Actor Awards and was honored with the Filmfare Lifetime Achievement Award. His dialogues from Anand (1971) and Amar Prem (1972) remain legendary. He later transitioned into politics, serving as an MP from 1992 to 1996. Rajesh Khanna's legacy continues to influence Bollywood, and he remains an eternal icon of Indian cinema. This is Part 4 of Multi Part episodes. Topics covered in this episode are: - Movies in 1973, 1974 - Marriage with Dimple - Downfall in career - Misunderstandings in married life More details in Part 5 / Last Part

Hola Gerardo aquí en otro episodio de Simplemente Yo; La selección de esta semana es Meet the Hollowheads, También conocida como Life on the Edge, es una película de comedia negra de ciencia ficción de 1989 dirigida por el maquillador de efectos especiales Thomas R. Burman y escrita por Burman y Lisa Morton. Plot: Los Hollowheads tienen las manos ocupadas cuando el abusivo jefe de Henry se invita a sí mismo a la cena familiar. Espero que lo disfruten ;) Información adicional del podcast: Enlace del website official de Filmic Notion Podcast: https://filmicnotionpod.com/ Enlace a nuestra página de Letterboxd: https://boxd.it/446nl

***Listen to Episode #121 for Part 1!***Just six years into their mission work in Burma, Marilla Ingalls' husband died and left her with a choice. Should she stay and continue the work? Should she return to the states instead of putting her life at risk in an unsettled, wild land with no man to protect her?In this episode, Tracie and Abigail discuss the ministry of Marilla Ingalls, missionary to Burma. Listen to the second half of her story—now a widow with a daunting task ahead of her to be done without the love and protection of her husband. This unassuming woman, who many did not take serious, went on to prove every single doubter wrong through her lifetime of incredible works done for Christ in a foreign land!***Listen to Episode #121 for Part 1!***Join us this April 11 & 12, 2025, for the ⁠⁠2nd annual North Florida Baptist Ladies Conference⁠⁠. Click the link to learn more about this wonderful conference full of encouragement, food, fun, and sweet fellowship.Please let us know what you think by rating and reviewing this podcast in your podcasting app! If you know of someone who can be helped by listening to the Abundant Living Podcast, please share this podcast with them. We love hearing from our listeners, whether through comments on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or messaging us on our website, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠christianladiesfellowship.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. You may also apply to be a part of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our private Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, but be sure to answer all the questions and agree to the group rules when you click to join.You can also email Tracie directly at tburns@immanueljax.org. Thank you for being part of this uplifting and encouraging community of ladies who want to live abundantly for the Lord!

Rajesh Khanna, the first superstar of Bollywood, ruled Indian cinema in the late 1960s and 1970s with an unmatched fan following. He delivered 15 consecutive solo hit films between 1969 and 1971, a record that remains unbroken. His breakthrough came with Aradhana (1969), followed by iconic films like Anand, Kati Patang, Amar Prem, Bawarchi, and Daag. Known for his unique mannerisms, charming smile, and emotional depth, he redefined romance and drama in Indian cinema. He starred in over 160 films, with 26 golden jubilee hits and 35 silver jubilees. His pairing with Kishore Kumar's songs and R.D. Burman's music created evergreen melodies. Rajesh Khanna won three Filmfare Best Actor Awards and was honored with the Filmfare Lifetime Achievement Award. His dialogues from Anand (1971) and Amar Prem (1972) remain legendary. He later transitioned into politics, serving as an MP from 1992 to 1996. Rajesh Khanna's legacy continues to influence Bollywood, and he remains an eternal icon of Indian cinema. This is Part 3 of Multi Part episodes. Topics covered in this episode are: - Movies in 1971, 1972, 1973 - Conflicts with Anju Mahendru - Dimple Kapadia Entry More details in Part 4

While many have heard of the famous missionaries Adoniram and Ann Judson (in fact, we just had two episodes on them), few know the names of those who came to Burma after them to continue what is arguably one of the greatest Baptist mission works of all time.The missionaries who followed gave just as much of themselves to ensure the Gospel was heard by every Burman possible.In this episode, Tracie and Abigail discuss the life of Marilla Ingalls, an all-American girl who, from a young age, had an undeniable burden for the Burman people. Listen to the first half of her story—where she came from, how she came to Christ, and how she met her missionary husband, who became her catalyst for reaching Burma—and learn how this vibrant young woman proved all her doubters wrong!***Listen to Episode #122 for Part 2!***Join usthis April 11 & 12, 2025, for the ⁠2nd annual North Florida Baptist Ladies Conference⁠. Click the link to learn more about this wonderful conference full of encouragement, food, fun, and sweet fellowship.Please let us know what you think by rating and reviewing this podcast in your podcasting app! If you know of someone who can be helped by listening to the Abundant Living Podcast, please share this podcast with them. We love hearing from our listeners, whether through comments on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or messaging us on our website, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠christianladiesfellowship.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. You may also apply to be a part of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our private Facebook group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, butbe sure to answer all the questions and agree to the group rules when you click to join.You can also email Tracie directly at tburns@immanueljax.org. Thank you for being part of this uplifting and encouraging community of ladies who want to live abundantly for the Lord!

#rajeshkhanna #bollywood #superstar Rajesh Khanna, the first superstar of Bollywood, ruled Indian cinema in the late 1960s and 1970s with an unmatched fan following. He delivered 15 consecutive solo hit films between 1969 and 1971, a record that remains unbroken. His breakthrough came with Aradhana (1969), followed by iconic films like Anand, Kati Patang, Amar Prem, Bawarchi, and Daag. Known for his unique mannerisms, charming smile, and emotional depth, he redefined romance and drama in Indian cinema. He starred in over 160 films, with 26 golden jubilee hits and 35 silver jubilees. His pairing with Kishore Kumar's songs and R.D. Burman's music created evergreen melodies. Rajesh Khanna won three Filmfare Best Actor Awards and was honored with the Filmfare Lifetime Achievement Award. His dialogues from Anand (1971) and Amar Prem (1972) remain legendary. He later transitioned into politics, serving as an MP from 1992 to 1996. Rajesh Khanna's legacy continues to influence Bollywood, and he remains an eternal icon of Indian cinema. This is Part 2 of Multi Part episodes. Topics covered in this episode are: - Background story of Aradhana Making - Movies in 1970 - Effects of Super Stardom. More details in Part 3

#rajeshkhanna #bollywood #superstar Rajesh Khanna, the first superstar of Bollywood, ruled Indian cinema in the late 1960s and 1970s with an unmatched fan following. He delivered 15 consecutive solo hit films between 1969 and 1971, a record that remains unbroken. His breakthrough came with Aradhana (1969), followed by iconic films like Anand, Kati Patang, Amar Prem, Bawarchi, and Daag. Known for his unique mannerisms, charming smile, and emotional depth, he redefined romance and drama in Indian cinema. He starred in over 160 films, with 26 golden jubilee hits and 35 silver jubilees. His pairing with Kishore Kumar's songs and R.D. Burman's music created evergreen melodies. Rajesh Khanna won three Filmfare Best Actor Awards and was honored with the Filmfare Lifetime Achievement Award. His dialogues from Anand (1971) and Amar Prem (1972) remain legendary. He later transitioned into politics, serving as an MP from 1992 to 1996. Rajesh Khanna's legacy continues to influence Bollywood, and he remains an eternal icon of Indian cinema. This is Part 1 of Multi Part episodes. Topics covered in this episode are: - Rajesh Khanna childhood - School Days - Entry into Films - Failure of first 4 movies. More details in Part 2

As new BBC One drama adaptation, Miss Austen, shines fresh light on Jane Austen's sister Cassandra, Gill Hornby, who wrote the eponymous novel on which Miss Austen is based, and Claire Harman, author of Jane's Fame, How Jane Austen Conquered The World, discuss how perceptions of Cassandra's burning of her sister's letters have been changing.Paris-based journalist and cultural critic Agnès Poirier reports on President Macron's announcement at the Louvre.Artist Chila Kumari Singh Burman reflects on weaving together personal, historical, and social stories in her exhibition , Chila Welcomes You, at Imperial War Museum North in Manchester.Alex Allison and George Harrison on their new novels which centre on football. Alex's Greatest of All Time is a tender gay love story set among a fictional premiership team in the North East while George Harrison's Season is a cross generational tale of two dedicated football fans that stretches over a season.Presenter: Nick Ahad Producer: Ekene Akalawu

En este episodio de “Crece o Muere”, tenemos el honor de conversar con Marcelo Burman, Gerente General de Connecta B2B, la compañía de medios de comunicación líder en segmentos de negocios especializados en América Central y el Caribe. Marcelo nos comparte su visión sobre la evolución de los medios B2B en la región, las estrategias que han implementado para conectar a las empresas a través de plataformas digitales, impresas y eventos en vivo, y cómo han logrado brindar a sus audiencias oportunidades para formarse, informarse e interactuar, facilitando así más y mejores negocios.   Con una trayectoria destacada en la industria, Marcelo ha liderado iniciativas que han posicionado a Connecta B2B como un referente en la creación de comunidades de negocios, tecnología y construcción, ofreciendo soluciones que responden a las necesidades de branding, generación de leads y networking de sus clientes. Su liderazgo ha sido clave en la organización de eventos emblemáticos como los Connecta B2B Awards, que reconocen a las empresas y líderes más destacados de la región.   Para conocer más sobre el trabajo de Marcelo Burman y Connecta B2B, puedes visitar su sitio web oficial: https://www.connectab2b.com/.   Además, te invitamos a conectar con Marcelo a través de su perfil de LinkedIn: https://www.linkedin.com/in/marcelo-burman/.   Acompáñanos en esta conversación inspiradora que te brindará una perspectiva única sobre cómo impulsar el crecimiento empresarial en la región.   A Vender con todos los Poderes   #ConnectaB2B #NegociosLatam #NetworkingEmpresarial #LiderazgoEnLatam #EventosDeNegocios #MarketingB2B #CrecimientoEmpresarial #PodcastDeNegocios #MarceloBurman #CreceOMuere

There have been reports that Afghan women are being banned from midwife and nursing courses in the latest blow to their rights. Women training as midwives and nurses in Afghanistan have told the BBC they were ordered not to return to classes, and five separate institutions across Afghanistan have also confirmed to the BBC that the Taliban had instructed them to close until further notice, with videos shared online showing students crying at the news. The BBC has yet to confirm the order officially with the Taliban government's health ministry. Anita Rani discusses what is potentially happening with BBC Diplomatic Correspondent Caroline Hawley.After the actor Anna Maxwell Martin spoke on the programme about the grief she experienced after her husband died suddenly in 2021, we were inundated with listeners sharing their stories. Two of them, Giselle De Hasse and Heather Ashley, join Anita to talk about how they manage their grief day to day, along with Dr Shelley Gilbert, the founder and president of Grief Encounter and a consultant psychotherapist.Daytime clubbing is a thing. All over the country, events are taking place, where you party early - and finish early - with plenty of time to be in your bed at a reasonable hour. So, whatever happened to the big night out? Is 3pm the new 9pm? And why are these early evening finishes becoming so popular? Anita is joined by DJ Annie Mac, the broadcaster, author, and events curator. Annie started her own version of an early finishing club event Before Midnight in 2022, with her 'nights' now running UK-wide.The artist Chila Kumari Singh Burman creates kaleidoscopic paintings, prints, etchings and moving images inspired by her Indian heritage. Chila was born in Toxteth in Merseyside and use materials like bindis and ice cream cones in her installations to represent her Asian identity as well as her working-class Liverpudlian childhood. She says she aims to challenge stereotypes and create an alternative perspective of Britishness. Chila joins Anita to talk about her eponymous book which brings together work from four decades and Neon Dreams, her exhibition at The Holburne Museum in Bath, which includes a life-size neon tiger in the ballroom and a giant multi-coloured neon lightshow on the façade of the museum building.Presenter: Anita Rani Producer: Rebecca Myatt

Dr. Burman interviews Dr. Delerme who is the first author of a two page infographic in the nuts and bolts section on how to address microaggressions in the the medical education setting.  Infographic is online here: https://www.academicpedsjnl.net/article/S1876-2859(24)00216-X/abstract

A Classic Roundtable Episode!We invite Andrew Burman of Other Half Brewing and long time friend of the pod Kevin Carey of Begyle to talk about what it means to own, operate and expand in a market where others are shutting their doors. 

Kendall Burman serves as PHC Global's President. Prior to joining PHC Global, Burman held leadership roles at Alloy, a data and technology start-up for the progressive political market. Burman previously served as the Deputy General Counsel for Strategic Initiatives at the Department of Commerce and as Associate White House Counsel and Special Assistant to the President in the Obama Administration. She was also a counsel in the cybersecurity and data privacy practice at Mayer Brown and served as Chief Staff Counsel for President Obama's 2008 campaign.Burman is a graduate of Bowdoin College and received her J.D. from the University of Chicago where she was an editor of the law review. She was also was a fellow at both the New America Foundation and the Center for Democracy and Technology.

They say when a red cardinal shows up, it means someone from the past might be with you... Brandon's story is seriously one of the most heart touching stories we've ever heard! Don't miss this one!! Fenix Lighting: https://www.fenixlighting.com/products/fenix-ht32-flashlight-red-green-led Use code BUCKMASTERS at checkout to get 10% off. Only at fenixlighting.com! Kamo Skinz: https://kamoskins.com Support us by subscribing, liking, and sharing! New Merch: https://www.buckmasters-store.com/collections/2024-merchandise Grab your subscription and merch: https://www.buckmasters-store.com/ Follow us on: Facebook: https://www.facebook.com/buckmasters/ Instagram: https://www.instagram.com/buckmastersnation/ TikTok: https://www.tiktok.com/@buckmastersnation Twitter: https://twitter.com/bmnation YouTube: https://www.youtube.com/buckmastersmagazine

The Wyoming podcast all about University Of Wyoming Athletics. We talk of Pokes Nation; from fans to players and more. Essential for Wyoming Cowboy, or Cowgirl, Fan. Join Cody Tucker from 7220Sports.com for 'Roaring Repeater'.

In this episode, Sasha Orloff is joined by Valerie Burman, CFO of Sugar Bowl Resort in Lake Tahoe and former VP at Workday and SAP, shares her unique journey from being an executive at Silicon Valley tech companies to becoming the CFO of a ski resort. Valerie talks about her philosophy on building the dream team, the importance of understanding business acumen in a CFO role, and strategies for achieving long-term liquidity. She also reflects on hard won lessons from multiple M&As and corpdev. -- Apply to join over 400 Founders and Execs in the Turpentine Network: https://www.turpentinenetwork.co/ -- RECOMMENDED PODCAST:

Hear from Geopolitical expert Iftah Burman on the state of Middle East affairs with a highlight of what Israel is truly up against with Hezbollah. Plus! A Torah thought from Rabbi Yossi Madvig of Oswego, New York.  Israel Daily News website: https://israeldailynews.org Israel Daily News Roundtable: https://www.patreon.com/shannafuld Support our Wartime News Coverage: https://www.gofundme.com/f/independent-journalist-covering-israels-war Links to all things IDN:⁠ https://linktr.ee/israeldailynews⁠ Music: Arlette; Yaara Shaulian https://open.spotify.com/track/47E5c2p6WvsxoPG2iocNtD?si=e9b13f6a8dc149e0 --- Support this podcast: https://podcasters.spotify.com/pod/show/israeldailynews/support

In this insightful episode, we delve into menopause and its impact on weight gain, featuring a detailed exploration of Menopause Biotype Testing with Dr. Jennifer Burman. We discuss the symptoms of perimenopause and menopause, the effects of hormone imbalances, and the importance of Hormone Replacement Therapy (HRT). Dr. Burman highlights the significance of addressing these issues, the role of testosterone in women's health, and the benefits of open conversations about menopause. We also cover lifestyle changes, mental health considerations, and how to find qualified healthcare providers. Tune in to gain valuable knowledge and resources for managing menopause effectively and improving your overall well-being. #menopause #wellness #health Show Notes: Introduction to Menopause and Weight Gain Understanding Menopause Biotype Testing Dr. Jennifer Burman's Background and Expertise The Medical Community's Oversight of Women's Health Symptoms of Perimenopause and Menopause Hormone Imbalance and Its Effects on Women The Impact of the Women's Health Initiative Study The Importance of Hormone Replacement Therapy Safety of Hormone Replacement Therapy The Role of Testosterone in Women's Health Address the Stigma Around Menopause The Importance of Open Conversations About Menopause Understanding the Symptoms of Menopause The Menopause Biotype Test Explained The Benefits of Hormone Replacement Therapy Lifestyle Changes to Support Menopausal Health The Role of Mental Health in Menopause Finding Qualified Healthcare Providers The Importance of Blood Work and Hormone Levels Conclusion and Resources for Women === Thank you to our sponsors! Ra Optics Visit raoptics.com/DrG today and use the code ‘DrG' for 10% off any pair of Ra Optics' stylish frames. Puori Click here https://puori.com/drg and use code DRG for 20% off the already discounted subscription prices. Nuzest Go to https://nuzest-usa.com/drg and use code DRG for 20% off all products. === Be sure to like and subscribe to #HealThySelf Hosted by Doctor Christian Gonzalez N.D. Follow Doctor G on Instagram @doctor.gonzalez https://www.instagram.com/doctor.gonzalez/