Podcasts about Nimble

Welcome back to another episode of the unSeminary podcast. We're talking with Brandon Boyd, Executive Pastor at Quay Church in Windermere, Florida—one of the fastest-growing churches in the country. What began as a struggling congregation marked by multiple splits has experienced dramatic renewal and growth since a 2022 replant under Lead Pastor Luke Lazon. Is your church experiencing rapid growth that feels both exciting and overwhelming? Wondering how to scale systems, structure, and culture without losing spiritual health? Tune in as Brandon shares how Quay Church is stewarding momentum while building clarity, accountability, and lasting impact. From flat structure to scalable leadership. // When Brandon arrived in 2024, Quay had grown from 400 to 1,500 people, but its internal structure hadn't caught up. Meetings were crowded, decisions were unclear, and Sunday services were running long due to lack of coordination. The church had been operating as a flat organization where everyone contributed to every decision. That worked at a smaller size but became chaotic during rapid growth. Quay implemented tiered leadership levels: elders at 50,000 feet guarding mission and doctrine, an executive team at 40,000 feet solving forward-facing challenges, and a lead team at 30,000 feet ensuring weekly ministry execution. This created clarity in decision-making and allowed the church to scale effectively. Systems in many places leads to excellence. // A guiding philosophy Brandon has is SIMPLE—Systems In Many Places Leads to Excellence. Brandon introduced tools like Asana for project management, Slack for communication, and Otter for meeting documentation. Agendas are shared ahead of time, action items are clearly assigned, and meeting notes are converted into trackable tasks. Each meeting is defined by purpose—innovation, execution, or decision—so participants know what is expected. The tools support clarity, but the real goal is alignment and accountability. Guarding culture during rapid growth. // Growth creates urgency that can easily become chaos. Quay combats this with clearly defined staff values: Kingdom over castles. Nimble over fragile. Sled dogs over show dogs. Slow is smooth and smooth is fast. Burn the ships. These values act as decision filters. Everyone owns the broader mission, not just their ministry lane. Staff lead by example—serving first, giving first, even parking farther away to prioritize guests. A 2026 staff covenant outlines expectations for spiritual leadership, generosity, and ownership, ensuring alignment as the church continues to grow. Spiritual health beyond attendance growth. // While attendance has surged to nearly 2,700 adults weekly, Brandon points to transformation as the real marker of health. Spontaneous altar ministry has become a defining feature of services—not manufactured, but Spirit-led. People regularly respond in repentance, prayer, and life change. One man publicly confessed infidelity and committed to reconciliation. The church just celebrated 188 baptisms last year, reinforcing that growth is not just numeric but spiritual. Leading through overwhelm. // Brandon closes with a vulnerable reminder: rapid growth can be overwhelming. Leaders must acknowledge that reality rather than pretending to be superhuman. Honest conversations with lead pastors, elders, and trusted peers help prevent burnout. When God calls, He equips—but leaders must stay transparent and supported during demanding seasons. To learn more about Quay Church, visit quaychurch.org or follow @quaychurch on social media. You can connect with Brandon on Instagram at @bgboyd. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Thank You to This Episode’s Sponsor: Risepointe Do you feel like your church’s or school's facility could be preventing growth? Are you frustrated or possibly overwhelmed at the thought of a complicated or costly building project? Are the limitations of your building becoming obstacles in the path of expanding your ministry? Have you ever felt that you could reach more people if only the facility was better suited to the community’s needs? Well, the team over at Risepointe can help! As former ministry staff and church leaders, they understand how to prioritize and help lead you to a place where the building is a ministry multiplier. Your mission should not be held back by your building. Their team of architects, interior designers and project managers have the professional experience to incorporate creative design solutions to help move YOUR mission forward. Check them out at risepointe.com/unseminary and while you’re there, schedule a FREE call to explore possibilities for your needs, vision and future…Risepointe believes that God still uses spaces…and they're here to help. Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. So glad that you have decided to tune in today, and you’re definitely going to be rewarded for that. Today, we’re talking with a church that I like to say has platinum problems. Like every church wants to be a fast-growing church. They want to be, or you’ll hear leaders talk about in a season where they’re growing, where we’re capturing a church and a leader in the midst of that right now.Rich Birch — And I’m really excited to talk to Brandon Boyd. He is at Quay Church in Windermere, Florida. This is a fast-growing church. It’s one of the fastest-growing churches in the country. He serves as the XP. And I’m really looking forward to unpacking the story a little bit. Tell us a little bit about Quay and the history there, the story, what’s going on. Tell us, bring us up to speed.Brandon Boyd — Yeah, Rich, thanks for having me on the podcast today. Just such a joy to chat with you and tell all the incredible things that the Lord’s doing at Quay. So I’ve only been at Quay for about like 15 months. And so previously, I’m a native Texan, grew up in Dallas, served my home church in Dallas and another church in the Dallas, North Dallas area. And then the Lord transplanted us all the way out here to Orlando, Florida – Windermere, suburb of Orlando, which is on the north side of Disney World, which is pretty fun. And so I’m married and I’ve got three daughters. I live in a sorority, basically, which is really fun. Rich Birch — Love it.Brandon Boyd — And so when the Lord said, hey, I’m taking you to Windermere, was pretty easy yes for our family, for what the Lord had for us. And so, you know, Quay is a little bit of a replant. And so our church was initially started in the early 2000s and went through like two or three church splits. And we shouldn’t really have a church just because of those splits and what was occurring at that time period. Brandon Boyd — And I would say our church got replanted in 2022 when Luke Lazon, who was our young adult pastor at the time when he became the lead pastor. At that time, there was basically like 400 people that were calling our church home. We were known as Lifebridge Church at the time.Brandon Boyd — And then you fast forward to when I got here in May of 2024, we had grown to 1,500 adults. And then this past weekend, we had 2,700 adults with us, and then about 500 kids and students. And so it’s just been a wild ride these last three years. And I’ve just been fortunate to be a part of it in the past like 15 months.Rich Birch — Well I, yeah, I want to acknowledge that, you know, that kind of growth is, it’s exciting and fun and and have lived through similar seasons in the past, but there is also comes with a lot of challenges and a lot of like real world problems. And so I appreciate that you’ve taken time to, you know, help us think through these issues today. And even just before the call started, we were talking about stuff literally from last weekend that was like, well, there’s a new problem. We got to figure that one out. So excited for this. Rich Birch — Well, let’s talk about when you stepped into the role. So you you you arrive, you know, the church is obviously growing, had experienced incredible growth in the couple years before you got here, went from 400 to 1500. When did you realize that maybe not just that it was growing, but maybe the qualitative, the kind of what kind of growth Quay was having was was maybe a little bit different and was kind of going to inform the next couple of years. Help us think through what was that like when you first arrived, unpack that, you know, those first weeks or months.Brandon Boyd — Yeah. So my my first Sunday was Mother’s Day in 2024. And on that day, we had communion, we had baptism, we had a parent-child moment. And I looked up to us and I said, we’re just not communicating well. So we can’t have all these elements in a worship gathering taking place at the same time.Brandon Boyd — And so I started talking with our XP over worship and creative. And I just said, help me understand your planning process through the week. And so I took that first week just to ask a lot of questions like, how are we sitting together? How are we working together? What’s not working? And then what we started to do was start to organize our meetings behind the scenes. So we really took that summer of 2024 and start putting some processes in place that would help us kind of scale up well.Brandon Boyd — And part of that was we use a project management tool on the back end to make sure that everything is operating well. We use Asana. And some of this is what I learned in Dallas with our team there. And I took that and brought it here and scaled it. And so everything runs through a project through us on the back end. Worship is a project. All of our events are a project. And so everybody knows what is expected of them today. What is expected of them tomorrow, two weeks from now. And it’s also our accountability tool.Brandon Boyd — So back to that first Sunday, when we realized that we had all these things going on, Luke still preached for 40 minutes. And then they looked at me and said, Hey, we’re just always over time on our gatherings. Well, everything’s got to be spelled out. And so that was an initial thought that I said, this can’t be the Wild West anymore. Rich Birch — Right.Brandon Boyd — Because of the rapid growth that we had going on, knowing that we’ve got natural growth cycles coming up, whether it’s in the fall when school starts, and in January. And that’s kind of what we saw happen at Quay in that first year in 2024.Rich Birch — Yeah, there’s a lot there I want to unpack. And I want to get to meetings and and project management. I want to really dive into some of those details. But one of the things I’ve been, as I’ve kind of watched from afar, what’s happened at Quay, you guys have done a good job balancing the past, even just how you talked about there, kind of balancing, talking about the past, but then you know, projecting forward and kind of casting vision for the future, how did the church’s past really approach your, or has that, ah you know, kind of ah impacted your leadership as you’ve approached leading here in the, even in the current, or as you think to the future, how are those two connected together?Brandon Boyd — Yeah, I think just an axiom I live by is I always want to speak respectfully about the past, be honest about what’s going on presently, and optimistically about the future.Rich Birch — That’s good.Brandon Boyd — And so we’re super grateful for the people that went ahead of us that helped start this and plant this church way back in the early 2000s, and then had the foresight to kind of buy this piece of property in Windermere.Brandon Boyd — We’ve got part of our property is not developed yet. And we had a developer show up the other day that offered $5 million dollars for our grass kind of parking lot where we’re going to expand our campus on. But I couldn’t imagine unloading and reloading everything into an elementary school or a high school right now. So we’re super grateful for the people that went ahead of us, not only the pastoral leadership, elders, but also the people that called this church home, that hung on for the hope that something better was coming in the future.Brandon Boyd — And so they’ve been on this wild ride, up and down of, splits, attendance, differences, whatever else, but knowing that, you know, there ought to be a church in this part of Windermere, that there should be a gospel presence, especially in a place that’s so known for entertainment. Like you can stand on our roof at nighttime and see the fireworks from Disney World.Rich Birch — Right.Brandon Boyd — If the wind, if the wind is blowing just right, you can hear the whistle from the train at the Magic Kingdom. I mean, that’s how close we are. Rich Birch — Right.Brandon Boyd — So for a spot in Orlando that’s known for entertainment, why shouldn’t there be a place that is a flag spot for the gospel. And so knowing that those people went before us, knowing that you’ve got people moving here on a daily and weekly basis, we appreciate that, but we also got to look forward to the future.Brandon Boyd — And so we had this opportunity to kind of rebrand our church. So our church was named after our young adult ministry Quay. And a quay is a literal thing. Like it’s a place where ships unload and reload their cargo. And that’s just a metaphor for the church – that the church a place where people can unload the things and that are burdensome and get refilled up with the message of Jesus and take that out into their places of influence, to their schools, to their work places.Brandon Boyd — And so when we cast that vision early in 2025, the people that had been here when all the ups and downs of the church really saw, like this is the moment. And then they saw this surge of people that were coming in to hear the gospel message. We baptized this past year 188 people. Rich Birch — That’s great.Brandon Boyd — That’s adults, children, kids. Rich Birch — Fantastic. Brandon Boyd — I got to baptize my own daughter this past year, which is super exciting. But to see life change. So you go from this really small remnant that was left to see this surge and explosion, to see people, their lives being transformed for the gospel, I think is how they’ve just seen, all right, what’s next? What’s next, Lord, for us? And we’ve got this phrase here that stewardship is our responsibility, that we’re just merely stewards of what the Lord has provided to us. Rich Birch — Right. Good.Brandon Boyd — And so we’re just stewarding this moment. And we really want to set it up well for the people that follow me, that follow Pastor Luke, that follow any of us, that we want to leave it better than we found it.Rich Birch —Yeah, that’s so good. And I just want to honor you for how you guys even publicly are handling all that. Because I think particularly with the growth that you’ve seen, it would be easy to be like, man, isn’t it incredible what’s happening now, but even kind of just forgetting what’s gone in the past. So, you know, honor you for what you’re doing there. I think that’s that’s incredible. Rich Birch —Well, let’s get back to some of those rhythms. So one of the things you talked about was like, hey, we realized, oh, maybe these, ah you know, the meetings, we just, we didn’t have the right, maybe the right flow of information. Brandon Boyd — Yeah.Rich Birch — So let’s talk through what did that look like? How did you how did you pick that apart, diagnose the problem maybe first? And then how did we make some shifts towards the kind of system you’re currently running?Brandon Boyd — So our organization was a flat organization. So when I got here, everybody was involved in every single decision. Everybody, like there was a weekly staff meeting where everybody was there and they were pitching ideas left and right about what we need to do on Sunday, what we need to do for our student ministry programming. And then we had a weekly meeting where everybody was involved with all the event processes and everything else.Brandon Boyd — And so I think another obstacle that we were trying to work past was Luke went from, like I said, young adult pastor to lead pastor. So he went from a peer on the hall to the boss. And so I knew that we had to put some structures in place and we had to scale the organization, and had to put some meeting structures around that. So we created an executive team meeting that meets on Mondays. We created a lead team that meets on Tuesdays. And we put people in those meetings that had influence or had certain gift sets, or we took Working Genius. And so we’ve kind of started to strategize our meetings around Working Genius and putting people in meetings where they thrive. Brandon Boyd — So if they’re an innovator, if they’re a wonderer, then we may need to put them on the front side of work. If they’re more of an implementer and they’re more of somebody that can get the tasks done, they don’t need to be in all these meetings. So what we’ve tried to do moving forward is really name what the meeting is before it’s even called, so people know what the expectation is.Brandon Boyd — So what what we’ve tried to do over the past year is really provide clarity and expectation.Rich Birch — Yeah, that’s good. Brandon Boyd — So when somebody comes to a meeting, they know what they need to prepare, but then they also know what their expectation is in the conversation.Rich Birch — That’s great. A couple things I want to unpack there. First, ah for listeners, we had Patrick Lencioni on talking about Working Genius. If you should go back and listen to that episode, if you don’t know Working Genius, it’s a fantastic tool. Here’s an example of a church is actually putting it into practice, not just like reading the book and putting it on the shelf.Rich Birch — So can you pull apart the, when you say executive team and lead team, the kind of Monday and Tuesday, how do you, what’s the like 30 second definition between those two and their roles and responsibilities between those two groups and who’s kind of comprises those, those teams.Brandon Boyd — Yeah. So our exec, well, it really starts with our elder team. So for a period of time, like our elders had to be really involved just because of the nature of what was going on in our church. But they have since decided that they needed to fly at a higher level. So we’ll we’ll just talk 50,000 feet.Brandon Boyd — So the elders are at the 50,000 feet. They’re really guarding the mission and vision of the church. Rich Birch — Yep.Brandon Boyd — And then you come down to the executive team, which flies at 40,000 feet. And they’re really tasked at making sure that from an executive level, we’ve got you know all the the problems that need to be solved, that we’re looking at the vision forward, that we’re not only looking at the current week, but we’re looking six weeks out. We just wrapped up Christmas. We’re already talking about Easter. and We’re talking about Christmas already for 2026. Brandon Boyd — And then you step down to the lead team. They’re at 30,000 feet. And what they’re doing is making sure that our ministries are humming and running on a weekly basis and making sure that those budgets, ministry resources, calendars, everything are executing.Brandon Boyd — So what we’ve done is the executive team is obviously our lead pastor. We’ve got myself as executive pastor. We’ve got the other executive pastor of worship and creative, Justin Melton. And then we added our spiritual formation pastor, Mike Brook on that team.Brandon Boyd — Our lead team is the executive team, plus our project manager, plus our young adult pastor. Cause young adults are so important and and vibrant to our house.Rich Birch — Sure.Brandon Boyd — And that’s kind of like the impetus for the rebirth of our church. And then we’ve got like people in charge of kind our crews, which is our small groups and then kind of our volunteer teams in that. And so that’s kind of those teams.Brandon Boyd — And then out of that, you’ve got ministry teams that run on a weekly basis. And then our staff gathers for once a month where we pray together. we have some fun together. We eat lunch. And so let’s kind of put some meeting structures that we put in place and the purpose of them.Rich Birch — Yeah, that’s cool.Brandon Boyd — So we’ve kind of walked through 50, 40, 30, 20, 10, all the way down to zero. So everybody knows what the purpose of each of those meetings are.Rich Birch — Yeah, that’s good. I’m assuming so you go executive to lead and then is there then like a weekly team meeting? So each of those people that are on the executive, or on the the lead team, they would then have their, you know, kind of trickle that down that information throughout the organization. Brandon Boyd — Yep.Rich Birch — Is that what that looks like basically?Brandon Boyd — Yeah, yeah, yeah, yeah.Rich Birch — Yeah, that’s great.Brandon Boyd — You’re exactly right. So those ministry teams meet on a weekly basis. Rich Birch — Right. Brandon Boyd — And so, yep.Rich Birch — Okay. One other thing you said that caught my attention, which is a small, it’s like, since we’re sticking with the the quay metaphor, the the nautical metaphor, it’s a small, like a rudder. It’s not that big, but it’s it’s a huge deal. Actually, people knowing what we’re talking about in the upcoming meeting and being prepared for those meetings can be transformational in an organization. So talk me through what does that look like? What’s your expectation? And then when it’s running perfect, what is the kind of goal that we’re, we’re trying to go towards on that, you know, on that front, obviously that we don’t, we don’t bat a hundred, but I’m not even sure I’m mixing metaphors. Now we don’t bat a thousand. I think it is.Brandon Boyd — Yeah.Rich Birch — What is that? You know, what, what does that look like?Brandon Boyd — Yeah. If you’re batting a hundred, I think you’re batting pretty bad. Rich Birch — Yeah, yeah, exactly. Exactly.Brandon Boyd — And so what what we try to do, I mean, we’re not afraid of tools. And so we use several different tools.Rich Birch — Right.Brandon Boyd — Already talked about Asana. We use Slack for internal communication. So we we really try to strive that we’ve got to get our agendas out ahead of time and then understand if there is an action item in the agenda so that people can understand what’s expected of them.Brandon Boyd — We use another tool called Otter that helps make minutes and notes. And then we disseminate those to the people so they know what’s expected of them. Otter does a great job of recognizing voices and then they’ll also tag people. Then we take that and dump it into Asana. Brandon Boyd — So if we’re having, we’ll just use our student ministry. If we’re having like our weekly Wednesday night student ministry programming for middle schoolers, they’ll know what’s expected of them from what our middle school director is speaking on to what’s expected from production to what’s expected from our creative team to what’s expected from our communications team on the website, social media, some of those other things.Brandon Boyd — And so we use, we’re we’re not shy to use tools. Rich Birch — Yeah, that’s great. Brandon Boyd — And so we use those tools just to make sure that everybody understands what’s expected before the meeting and after the meeting.Rich Birch — Yeah, that’s so good. I’m an Otter user as well. Brandon Boyd — Yeah. Rich Birch — Use it in my coaching. And it’s it’s ah it’s transformed my own personal interaction with the churches I work with. And then I’ve actually had a number of churches pick it up and start using it. I had an XP, this was before Christmas, texted me after just one week. He was like, dude, this has changed our game because it’s like having someone, it’s like in every meeting having like an incredibly detailed assistant that’s writing notes on everything that’s going on and they don’t they don’t miss anything or miss very little, which is, you know, incredible. Rich Birch — So now let’s talk about so from there. So like I get the idea you’re using Asana, get that Slack, Otter, tools are together. How do you ensure that things keep simple and streamlined rather than becoming con, you know, yeah really complicated and, you know, were just bolting on stuff. How do you think about those issues as, as you’re growing?Brandon Boyd — So I’ve got a phrase that I learned at one of my churches in Texas, and it’s actually an acronym. It’s for SIMPLE. So, systems in many places leads to excellence.Brandon Boyd — So we just try to keep things simple. Like we launch a fourth gathering here. We’re at max capacity on Sunday mornings with all three of our gatherings from 8:15 and 11:45. So we’re we’re launching a fourth one here in a few weeks at Sunday night at 5 p.m. And so if we just take what’s replicable from the Sunday morning experience and add it to the the evening experience. But it’s just the basic thing. Brandon Boyd — So yes, we’ve got tools. Yes, we’ve got Asana. Yes, we’ve got Slack… [inaudible] to call a stand-up meeting and just to make sure everybody’s understand what’s going on and just have a conversation. Like my door, I’ve got an open door policy. And if my door’s open, just come on in and ask a question to make sure that you understand what’s going on.Rich Birch — Right.Brandon Boyd — I think it’s just the basic thing. Rich Birch — Right. Brandon Boyd — A lot of times we can hide behind email, we can hide behind Slack, we can hide behind text messages, but we’ve we’ve just got to be more proactive than reactive and say…hey, if you don’t understand something, then it’s okay to come ask a question because I may miss something because we’re involved at a different level.Brandon Boyd — And so what we try to do is just make sure that we’ve got avenues for people to ask questions, whether that’s having quick standup meetings before we run to a big initiative. We also run things where it’s kind of an integration meeting. So if we’re looking at Christmas, Easter, if we’re looking at another objective where we’re going to get everybody on the table and we’re going to walk through a checklist just to make sure even the most small, minute details are taken care of.Rich Birch — That’s good.Brandon Boyd — Part of it is like we’re a stickler for excellence. So we would say excellence is our standard. And part of that is just kind where we are with Disney and Universal and theme parks all over everywhere that everybody that goes to our church already has an excellence experience whenever they go to that. So why can’t they have the same excellence level when they come to church on Sundays?Rich Birch — Sure. Yeah.Brandon Boyd — So.Rich Birch — Yeah, that’s good. A big issue in growing churches is, you know, the people side. So it’s related to what we’re talking about. But as you’re scaling, you know, your team has to continue to grow as people. They have to, you know, step up their game as growth has accelerated. How are you accelerating whether people are operating at their best contribution? They’re kind of really leaning in, you know, and they’re kind of performing at their highest. How how have you been able to keep an eye on that?Brandon Boyd — Yeah, I think this a growing thing for us. I’ve got a “no freak out” policy.Rich Birch — Right. Good. Brandon Boyd — So we’ve we’ve just got to talk through it.Rich Birch — Right.Brandon Boyd — We’ve only got about 20 full time equivalents behind the scene. Rich Birch — That’s great. Brandon Boyd — So when you’re in a church that’s twenty seven hundred and then you add in kids, you’re easily at thirty two hundred on a weekend basis. We have to run lean and mean knowing that we’re trying to project out for when we need to hire additional staff members or we need to hire some part-time.Brandon Boyd — We’re launching an internship program. And so what we’re trying to do is making sure that our staff team feels taken care of, feels heard, feels supported. And I think a lot of that is being accomplished by when we went from a flat organization, nobody, everybody knew who their boss was, but their boss didn’t know maybe what specifically what their directions were. So as we created the executive team, as we created the lead team, as we’ve got those ministry teams, we’ve created avenues for people to be able to feel supported and cared for.Brandon Boyd — And so what I’ve said to our team is you’re caring for the people just down the rung for us. Obviously, Luke and I are caring for our entire team. But just making sure that we’ve got avenues for feedback, avenues for just encouragement, avenues for conversation.Brandon Boyd — And then what we’re trying to figure out next is how do we hold people accountable? So how do we, yes, we’ve told people what’s expected from them. We actually created like a staff covenant for 2026. Like here here’s our expectations, just in case you’re you’re curious about what’s expected from you. And in case you’re caring, well, I was hired under this pastor and this was what the agreement was, that’s out the door. But as 2026 for Quay Church, just so we’re all entirely clear… Rich Birch — That’s cool. Brandon Boyd — …this is what we’re covenanting, not only, from us as a team, but to the Lord. And so we’ve got that. We’ve got accountability.Rich Birch — What are some of the, just before we leave that, what what are some of the things that landed in that? You don’t have to get into this… Brandon Boyd — Yeah. Rich Birch —…but, you know kind of categories of things that you’re, you’re recovenanting around?Brandon Boyd — We kind of made a joke that it sometimes we just, our volunteers, which we call stewards, they kind of outwork us.Rich Birch — Right.Brandon Boyd — And so like, hello, like we, we want to be the first one in and the last one out. And so in the covenant, it just talks about, Hey, we’re we’re going to be here for all the gatherings and we’re going to set the table and make sure that our house is ready to go before people show up.Brandon Boyd — We’re going to covenant. If we’re going to ask our church family to do something, whether be in a group or tithe or whatever, those things that we ask from the platform, we’re going to do it first. So one of the things that I just said to our staff team today is, we need to give up parking in our staff parking lot and we need to park in the farthest spots away on our grass parking a lot.Rich Birch — 100%, yep.Brandon Boyd — So those spots are ready to go for people. And so it’s just little things like that, just making sure that we’re super clear so that there’s no shadow of a doubt that as we go into 2026 and we kind of anticipated that we would have another growth wave based upon what we saw in 2024 and 2025, that in 2026, we just need to be clear what was expected from them as people stepped into it.Rich Birch — That’s cool. Well, when, you know, everything in a growth phase that you’re in, it can get chaotic pretty quickly, because everything feels urgent. It’s like, you know literally, even just the situation we talked about, and before we jumped on the call. It’s like, oh, my goodness, you know, we had a bunch of new more people show up that we’re excited they’re with us, but now we’ve got figure out how to keep them plugged in and all that. Rich Birch — How do you keep from the urgency turning into chaos? What are you doing to try to really push back in some ways and and keep your team focused? And I like that no freak out, you know, no freak out policy. Like, hey, let’s not freak out. We’ll figure it out. But but what’s that functionally look like?Brandon Boyd — I think part of it is it just goes back to our staff values. And so when we were looking, when I first came on board on this, on the church staff, Luke was like, Hey, we got to rebrand the church now. And I said, that’s a longer conversation that we need to roll out in a smart and healthy way. And also gives us time to cast vision. Brandon Boyd — But that first fall that I was here in the fall of 2024, we rolled out staff values and we really go back to those staff values to help people understand they’re not just phrases that we stick up on a wall, but it’s who we are as ah as a culture, as a people. And so one of our values is that we want to build a kingdom over castles. Rich Birch — Good. Brandon Boyd — So we’re more interested in obviously the kingdom of the church, the kingdom of the Lord, and not your own necessary small little ministry thing at Quay Church. So everybody is all in on the broader conversation of the church. Like I told our staff team this past week, as we look towards the launch of the fourth gathering here in a few weeks: No matter what your role is, you’re all jumping in and helping make sure that facilities is ready to go the next day. No matter what your role is, we’re all going to be nimble and shift to it.Brandon Boyd — Another phrase that we like to use is that we’re nimble over fragile. And so we don’t really hold on to things that that that we’re, that we created. We’re we we’re open-handed and open-palmed. It goes back to what I said earlier about stewardship. We’re just stewarding this whole thing. This isn’t ours. This is the Lord’s.Rich Birch — That’s good.Brandon Boyd — That comes down from our lead pastor to our team. He models that so well. And so we really just kind of run with the staff values. Our other staff values are: we take the risk And so we’re willing to take risks for the gospel, whatever that looks like. We’re willing to push that forward. We want to be sled dogs over show dogs. Rich Birch — That’s good.Brandon Boyd — And so we want to put in the good work and all pulled together in the same direction. “Slow is smooth and smooth is fast” is another one of our staff values. We believe that, yes, we can take time to make a decision, but once we make the decision, then we can run so much faster because we’ve got clarity. “Kingdom over castle” I already talked about. “Nimble over fragile.”Brandon Boyd — And then a last one is we just want to burn the ships. And so this is the day that the Lord has for us. And so while we do look back in the past from time, the past is in the past, and we’ve got today. We’re not promised for tomorrow, obviously. And so what can we do now with what the Lord is doing in our church to make sure that the message of Jesus is available to people not only in this part of Windermere, but also throughout the other Orlando regions?Rich Birch — Yeah, that’s so cool. When you think about Quay today, what tells you that the church is becoming healthier not just bigger? i know there can be like criticisms of, and listen, that comes from a place of h being on the other side of these questions when I’ve led before where there’s like this criticism. They look at something like Quay and they’re like, oh, like that’s just whatever. It’s a fad. It’s going, you know, but that’s not the case. What are some of those, either metrics, or stories, or things that you see happening that say like, oh no, things are actually heading, not just bigger, but also healthier.Brandon Boyd — It’s not like we have a growth strategy on my whiteboard over here and we’re like, hey, we got to hit this marker and this marker by then.Rich Birch — Yes. Right.Brandon Boyd — But I think what’s, I’ll just tell you a quick story.Rich Birch — Yeah.Brandon Boyd — We’re in a collection of what we call Sermon Series Collection of Conversations. So we’re in a conversation about Song of Songs right now. We call it Divine Desire, and we’re walking through that.Brandon Boyd — And the Lord has really blessed what we would call altar ministry. And so at the end of our gathering, especially during the last song, after the message has been communicated, people just come down to the front of the altar for prayer. Rich Birch — That’s great.Brandon Boyd — And we’ve got pastors, we’ve got elders, we’ve got deacons. And some of those things that are being communicated in those moments, like last fall, we had a gentleman come down and he said that he was cheating on his spouse and was repentant. And he’s like, I got to go get her now. And we’ve got to share this right now in this moment.Rich Birch — Wow.Brandon Boyd — So I think we’re seeing like real life transformation take place in the gatherings, obviously through the movement of the Holy Spirit. But then the Spirit is directing people to make inroads right now in that moment. Like don’t leave this building today before you’ve had a conversation with the Lord and you’ve confessed your sin. Rich Birch — Yeah, that’s good. Brandon Boyd — So I think from that perspective, I’ve just been able to see that happen and to see people really take their faith seriously in that moment, rather than just like coming to a worship gathering, getting in their car and going home.Rich Birch — Yeah, that’s so good. I love that. That’s great. Any, you know, the talk to me a little bit more about the response time, the altar time. I would say this for sure is a “trends” may be the wrong word, but like we see more and more churches, you know, employing that, that tactic. What have you learned from just managing that as a normal part of your worship experience? What, what has been, and has that been an add in the last couple of years or has it always been there?Brandon Boyd — I think it’s I think it’s been an add, but it hasn’t been like a programmatic element… Rich Birch — Right. Brandon Boyd — …that we’ve said, we’ve got to have altar ministry. I think it’s just been a movement of the Lord. So last spring we had we had this moment where it was our last gathering of the morning was at 11:45. And then we had this altar ministry where people just stayed and prayed after the end. And I don’t even remember what Luke spoke on. That started at 1:00 basically, and didn’t wrap up till 6 p.m. that night.Rich Birch — Wow.Brandon Boyd — So we’re not manufacturing any of this.Rich Birch — No. Yeah, yeah.Brandon Boyd — I think it’s just the Lord. And I think it’s just being sensitive to what the Lord is doing. And I think it’s the courage of not only Luke, our pastor, but other people that fill the pulpit when Luke isn’t there, that says, hey, don’t leave this room.Brandon Boyd — Our worship pastor, Justin Melton, does a great job of this at the end of each gathering. Don’t leave this room before you’ve talked to somebody, if the Lord is prompting that. So I think from a programmatic standpoint, we just want to be open-handed and just provide opportunities for people either to come forward or go to the next step space to have a conversation. And so it’s just been really remarkable to watch. Brandon Boyd — Like at first, I was kind of like, what in the world is going on? These people are just getting out of their seats and coming down front. But that altar ministry is not only prevalent in our Sunday morning worship gatherings, it’s prevalent in our student gatherings, whether that’s Wednesday night for middle school or Sunday nights for high school, and Thursday nights for our young adults. So it’s just something that the Lord is kind of stirring in and through our church.Rich Birch — Yeah, I was visiting, maybe 18 months ago, I was visiting a church. It was, the year before it was the second fastest growing church in the country. And showed up, and there was nothing about the kind of my pre-experience with this church that would have led me to believe that like, oh, altar time was going to be a part of their experience. And but very similarly, at the end of the the service, it was very like nonchalant is is the wrong word, but it wasn’t it was not a programmatic. We are, you know people know what we’re talking about. Brandon Boyd — Yeah, yeah. Rich Birch — Like we’re not, we’re not trying to, we’re not doing anything to get people to respond. And I would say, I don’t know, two thirds of the room got up and came down or, you know, half the room, it was like a huge portion of the room got up and came down. And I remember talking to the lead guy the next thing, he’s a good friend of mine. And I was like, like trying to pick it apart and understand it from a process point of view. And he was like, Rich man, the fact that we don’t totally understand it is a part of what we think that God’s using, right? Which is is beautiful. So that’s, that’s great to hear. That’s cool. Rich Birch — Are you doing anything with your elders or staff team to train towards that? Because you want to make sure that, you know, the people that are receiving some of that, you know, are kind of thought about it ahead of time before they got down there. Is anything you’re doing on that front?Brandon Boyd — Yeah, we’ve had training conversations and just how to be receptive to what people are sharing and knowing that we’ve we’ve done that with our elders, with our deacons and our staff team and pastors. andRich Birch — Sure.Brandon Boyd — But some of that is obviously there’s there’s going to be greater needs that extend past a Sunday.Rich Birch — Right.Brandon Boyd — So what is the immediate conversation that we need to have? But then if it’s a counseling issue, how can we refer them to a counseling partner? Rich Birch — Right.Brandon Boyd — Are there things that we can handle internally? Part of it is like we’ve just had this rapid growth in our church where it’s like you would assume if you come to our church that we would have this ministry, this handoff, this handoff. So another thing that we’ve had to do this past year is kind of build those handoffs as we’ve experienced some of these altar ministry things.Rich Birch — Sure.Brandon Boyd — Yeah.Rich Birch — That’s cool. Well, it’s been a fantastic conversation. What kind of final words would you have or encouragement would you have to a leader who’s maybe experiencing, obviously what you’re experiencing is super unique across the country, but is maybe experiencing a season of growth that there’s, Hey, there’s, we’re experiencing more momentum. We’re seeing this across the country in a number of churches, but what would you, what would your kind of final words be to them as we wrap up today’s conversation?Brandon Boyd — I think for me, just the final thing that I’d like to say, Rich, is it’s easy to feel overwhelmed. Rich Birch — That’s good.Brandon Boyd — I’ve felt overwhelmed in this season, and it’s okay to acknowledge that. And so just to have that space with my lead pastor where I can go into him and just say, look, I’m overwhelmed. I’m going to be okay. But I just want you to know that I am overwhelmed. And then being able to be transparent with our elder board about that. I think that’s just ah a feeling of, as if you’re in a fast-growing church like this situation or other situations, where it’s okay just to acknowledge we’re humans. You don’t have to act like a superhuman, that everything is okay.Rich Birch — RightBrandon Boyd — But just to say, hey, I’m overwhelmed and it’s a season. And then being able to express that not only to your lead pastor, to your elders, but I’ve got friends outside of Orlando that are in pastoral ministry that understand what that feels like. So just creating that network of being able to say that. Because what my fear is that people can just get overwhelmed and can get burned out and can say like, I hate the church. I don’t want to be a pastor anymore. And I believe that the when the Lord calls you, he’s also going to equip you. And so at the same time, you just need to be able to voice that and just say like, I am overwhelmed. We are going to make it through it, but here’s some things that I need help on.Rich Birch — That’s so good. Brandon, I really appreciate you being on today and taking time out of your schedule, packed schedule, I’m sure, to help us today.Brandon Boyd — Yeah.Rich Birch — So I really appreciate that. If people want to connect with Quay, connect with you, kind of track with the story, where do we want to send them online?Brandon Boyd — Yeah, so you can go to our social media. That’s @quaychurch, Q-U-A-Y Church. Also, quaychurch.org. And then I’m on Instagram @bgboyd.Rich Birch — Nice. That’s great. Thanks so much for being here today.Brandon Boyd — Yep, my pleasure.

Charles Schwab's Liz Ann Sonders says the commodity space is all about crude. She urges inventors to brace for volatility so long as oil remains above $74 even with "resiliency" masking some of the volatile moves. However, Liz Ann believes investors can still follow tame "the nature of the beast" by explaining where you can find opportunity in the rotation. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Episode 273 - Evan Diaz joins the Crowdfunding Nerds to discuss the success of the Nimble RPG. Nimble on Kickstarter: https://www.kickstarter.com/projects/nimblerpg/monsters-and-more-a-nimble-ttrpg-reprint-and-expansion Must Watch Episodes

In a world flooded with automation and digital noise, business success comes down to something simple: human connection. That's the core belief of Jon Ferrara, founder of GoldMine and Nimble. In this exclusive interview, Jon shares how building multi-million-dollar companies without VC funding—and surviving a life-changing health scare—reshaped his view of CRM. It's not about tracking sales; it's about nurturing relationships. He explains why traditional CRMs fail modern entrepreneurs, what to look for in your first tech stack, and why you must move from managing customers to managing your entire constituency. If you're a founder, coach, or entrepreneur struggling to stand out, this conversation will reframe how you think about growth—and why CRM matters now more than ever.Love the show? Subscribe, rate, review, and share!Here's How »Join Your First Thousand Clients Community today:mitchrusso.comMitch Russo LinkedIn

Illegal Move Exercise: The audio will lead you through a series of moves from the beginning of a game. Somewhere in there, a player will make an illegal move but the game will continue anyway. Find the illegal move. To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization PGN for today's exercise: Nf3 c5 2. c4 Nf6 3. Nc3 Nc6 4. d4 cxd4 5. Nxd4 e5 6. Ndb5 d6 7. g3 Be7 8. Bg2 a6 9. Na3 Be6 10. O-O h5 11. Bg5 Qd7 12. h4 Ng4 13. Rad1 Bxg5 13. hxg5 h4 14. gxh4 Rxh4 15. c5 d5 16. Nxd5 * And the answer is... White's move 13. Rad1 is illegal because the white Queen is on d1.

Welcome back to The Traitors and welcome back to SGTC.In this episode, reality TV experts Maura and Ari break down episode 9 from the Scottish castle. They discuss traveling to Florence, Alabama, the audience being tricked by post-production editing, and Johnny and Tara's bestie confession.Why aren't the faithfuls looking more deeply into everything? Why did Natalie feel the need to out Rob's dagger ownership in the moment she did? Will the finale next week give us the vindication we've been waiting for this whole season?? Tune in every Monday and Thursday and let's find out together!!Join us on Instagram, TikTok, Twitter, Threads, Blue Sky, FaceBook and YouTube @shesgotthechat and LET'S CHAT!!!SOCIALShttps://www.instagram.com/shesgotthechat/https://www.tiktok.com/@shesgotthechathttps://youtube.com/@shesgotthechat?si=Y6XzieeKeSeMO8bJ Hosted on Acast. See acast.com/privacy for more information.

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Watch this episode on YouTube: https://youtu.be/U6qbdhxf1Fc   In this episode recorded live in New York City, we are joined by Julie Averill, former Chief Information Officer at lululemon and Uri Knorovich, co-Founder and CEO at Nimble. Together, we explore the impact that AI Agents are having beyond the buzz and the front-end shopping, like enabling real-time data collection. During the conversation, you'll hear more about the possibilities that this opens, but as well how senior executives are facing this novelty and how it's impacting organisations. Tune in to hear about: - Real-time Data scraping and its possibilities and treating it as something dynamic and not a fixed picture  - How innovation actually works in billion dollar compnaies  - Setting guardrails and governance when applying AI  - Reality check of Agentic shopping: what are companies lacking?

Guest Bio: Ivana Taylor has spent 35 years translating complex marketing into simple, executable strategies. She's the founder of DIYMarketers.com, where she helps entrepreneurs compete without enterprise budgets. She's a self-described AI power user who tests tools for six hours a day. And she's built follow-up systems for everyone from manufacturing companies to consultants.   Key Points: AI has fundamentally changed prospecting and outreach—making it faster, cheaper, and more targeted—but only when combined with clear strategy and direct sales fundamentals. The Old Way Is Broken Cold outreach traditionally means endless spreadsheets, bad or outdated contact data, spray-and-pray marketing (webinars, lead magnets, mass email blasts), and huge time investment with little guarantee of ROI. Buying lists or relying solely on inbound marketing is increasingly ineffective. What Still Works Direct sales and direct outreach remain the most reliable growth strategy. Success starts with absolute clarity on your Ideal Prospect; industry, role/title, geography and specific expertise or problem area. Without this clarity, AI just produces faster garbage. How AI Changes Prospect List Building AI dramatically reduces the manual labor of prospect research. Instead of hours of Googling and data entry AI can find names, companies, websites, social profiles, and sometimes contact info and AI can organize data into usable spreadsheets. AI works best in small-to-medium batches (10–50 at a time). Tools Mentioned for Prospecting & Enrichment General AI platforms (for defining criteria and searching): ChatGPT, Claude and Gemini. Spreadsheet & research automation: GenSpark (noted for strong spreadsheet creation) Data enrichment & contact info (especially B2B): Apollo.io, Hunter.io, Clay.com Outreach & CRM tools: Nimble.com (emails sent directly through Gmail for 1:1 feel) Deal-finding for tools: AppSumo (one-time purchase tools) What AI Can (and Can't) Do AI can build targeted prospect lists faster. Find websites, LinkedIn profiles, phone numbers, and some emails. Segment prospects by expertise or role. Reduce human error in outreach sequences. Ai can't guarantee perfect data (bounces still happen). Replace human judgment. Eliminate the need to review and understand each prospect. Best Practices for AI-Powered Prospecting Always review and "get your hands dirty" with the data. Read prospect websites and make personal notes. Expect some bad data—scrubbing is still required. B2B data is far easier to find than consumer data. Free versions of tools are sufficient to test and validate workflows. Outreach Strategy Matters Use AI to support structured outreach sequences, not spam. Follow a 3–5 touch email sequence. Personalization improves responses. Segment based on expertise, role, or interest. Automation reduces mistakes while preserving a personal tone.    Guest Links: FREE GIFT Business by Referral Course: https://diymarketers.trainercentralsite.com/course/business-by-referral  Promo Code "WENDY25"   AI + Sales Tools from the Podcast ChatGPT – Use it to write outreach emails, brainstorm follow-ups, or summarize client notes quickly and naturally. Genspark – Great for researching topics and generating accurate, human-like marketing or sales content fast. Perplexity – Ideal for researching prospects, finding their websites, social links, and key insights before reaching out. Hunter.io – Find and verify professional email addresses so you always reach the right person. Apollo.io – Combines verified contact data with built-in email outreach and engagement tracking in one platform.   Learn More Visit DIYMarketers.com – Simple, actionable marketing strategies for small business owners who want to do marketing on less than $17 a day. Fix Your Marketing Problem in Less Than 24 Hours – Fill out the form, tell me your marketing challenge, and I'll send personalized recommendations in less than 24 hours.   About Salesology®: Conversations with Sales Leaders Download your free gift, The Salesology® Vault. The vault is packed full of free gifts from sales leaders, sales experts, marketing gurus, and revenue generation experts. Download your free gift, 81 Tools to Grow Your Sales & Your Business Faster, More Easily & More Profitably. Save hours of work tracking down the right prospecting and sales resources and/or digital tools that every business owner and salesperson needs. If you are a business owner or sales manager with an underperforming sales team, let's talk. Click here to schedule a time. Please subscribe to Salesology®: Conversations with Sales Leaders so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! To learn more about our previous guests, listen to past episodes, and get to know your host, go to https://podcast.gosalesology.com/ and connect on LinkedIn and follow us on Facebook and Instagram, and check out our website at https://gosalesology.com/. 

Host: Annik Sobing Guest: Jordan Welke Published: January 26, 2026 Length: ~30 minutes Presented by: Global Training Center ACE Up Your Trade Game: Modernizing Family Logistics This week on Simply Trade, host Annik Sobing chats with Jordan Welke, next-generation leader of Welke Customs Brokers & International Freight Forwarders, about evolving a family-owned logistics firm in a changing trade landscape. From rented desks symbolizing rapid 2025 growth to blending old-school service with cutting-edge tech, Jordan shares how Welke transformed challenges into expansion. Whether you're scaling a brokerage, managing hybrid teams, or navigating tariffs, this episode reveals strategies for staying nimble, compliant, and people-focused amid industry shifts.​ What You'll Learn in This Episode: Origins of Welke: Founded in 1985 from a basement brokerage to North America's magazine specialist 2025 breakout: Two new U.S. offices, 10 hires, NV OCC licensing for freight forwarding Hybrid culture: Three office days, flying teams for unity despite remote options Tech-service blend: Automating data entry to free staff for concierge client care Growth drivers: Capturing clients from acquired competitors, handling supply chain chaos Branding edge: Fun website vibes (shipping container dreams) driving inbound leads Leadership scaling: Empower divisional managers while communicating 5-year vision company-wide Adapting to pitfalls: Nimble mindset, owning mistakes, constant education like CVSA exams Future-proofing: Compliance tech, agency feeds, and hiring hustlers for U.S. sales​ Tips for Getting Started: Honor roots: Pair personalized service with AI for mundane tasks—keep humans on exceptions. Build online presence: SEO-optimize with personality to stand out in searches. Scale smart: Hire/promote leaders per office, share vision to preserve "mom-and-pop" feel. Stay adaptable: Embrace failure as learning; invest in team training amid tariffs/strikes. Respond fast: Answer crisis calls instantly—turn disruptions into loyalty wins.​ Key Takeaways: Welke proves family businesses thrive by modernizing without losing heart—40 profitable years into 2026 growth. Tech enhances, doesn't replace, expert people in complex trade. Nimbleness, culture, and quick service capture market share as boomers retire and chaos rises. Data-driven branding and automation build credibility for enterprise plays.​ Resources & Mentions: Jordan Welke: Connect on LinkedIn (search Welke Customs Brokers) Welke Customs Brokers: www.welke.com — Customs brokerage, freight forwarding, 3PL across North America Hiring: U.S. freight/customs sales roles open—DM Jordan for culture-fit hustlers Industry context: Tariffs, CARM, supply disruptions boosting demand for agile partners​ Credits Host: Annik Sobing Guest: Jordan Welk Producer: Annik Sobing      Subscribe & Follow New episodes weekly! Presented by: Global Training Center

Join us for an in-depth conversation with Craig Martin, Chairman of Dynam Capital, the investment manager behind Vietnam Holding (VNH). As Vietnam celebrates its newly acquired emerging market status and its equity index reaches record highs, Craig shares his insights on one of Asia's most dynamic investment opportunities.Find out more about Vietnam Holding here.We explore the immediate impact of global tariff pressures on Vietnam's economy and equity markets, examining how the country is adapting to these headwinds. Looking beyond short-term challenges, Craig discusses Vietnam's economic transformation over the past year and whether the recent upgrade to emerging-market status has triggered the anticipated institutional inflows and IPO activity.With Vietnam's leadership targeting ambitious 10% GDP growth, we assess what's needed to achieve this milestone. Craig provides his perspective on why some may be underestimating Vietnam's economic resilience.The discussion turns to portfolio strategy, with Craig walking through significant rebalancing decisions over the past year and highlighting where he sees value entering 2026. We examine specific holdings and new positions, exploring how attractive valuations and strong economic fundamentals are shaping investment decisions at a time when many Vietnamese stocks remain compelling on a P/E basis.Craig concludes by sharing what excites him most about the year ahead for Vietnam's equity markets and the opportunities available to investors willing to look beyond headline risks. Hosted on Acast. See acast.com/privacy for more information.

warum und wie er Laufschuhe anders macht und denkt und vieles spannendes mehr lernt ihr heute

Dan Aronson discusses pockets of opportunity in the market and other early 2026 takeaways. He's leaning into active ETFs; his firm is building out vehicles within that space. “Leaning into a sector or theme makes sense,” he says, but there are a lot of narratives in the market requiring investors to be nimble. He likes the AI trade but thinks it will transition to end-user companies over the next few years. Dan compares the U.S. to Europe and touches on the possibility of a recession.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Tuesday's opening bell appeared to be the weakest since mid-November, says Kevin Green. Tariff volatility isn't leaving much room for safe havens. KG explains how investors can brace for price action ahead as VIX hits the 20 level. One corner of the markets catching a bid: energy, with natural gas and crude oil moving to the upside. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Daily Express Senior Tennis Writer Yasmin Syed joins the podcast from Melbourne to recap the opening round of the 2026 Australian Open, where Novak Djokovic looks as fit as ever as he pursues Carlos Alcaraz and Jannik Sinner for the title. Syed examines Stan Wawrinka's form and attitude as he competes in his final tournament down under, and reacts to Joao Fonseca's early exit at the hands of Eliot Spizzirri. The journalist assesses whether Ben Shelton, Tommy Paul or another American make a run down under, and reflects on Gael Monfils' final Australian Open. On the women's side, Syed predicts which player can challenge World No. 1 Aryna Sabalenka. Syed dives into Amanda Anisimova's excellent form, Iga Swiatek's chances, and Naomi Osaka's outfit that captivated the entire tennis world. And Syed breaks down Viktoria Mboko's ability to contend right now, before previewing all the exciting matchups in Round 2 of The Australian Open. Hosted by Mitch Michals. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Was passiert, wenn man das Familienunternehmen verlässt, um eine radikale Idee kompromisslos umzusetzen? Sebastian Bär hat genau das getan. Der Schuhunternehmer aus Baden-Württemberg hat Joe Nimble aus dem bestehenden Familienbusiness herausgelöst – mit einer klaren Mission: Performance beginnt beim großen Zeh. Im Gespräch mit Oliver Stock, Herausgeber und Chefredakteur von Business Punk, erzählt Bär von seinem Weg zwischen Coworking-Schreibtisch und internationalem Profisport, von wissenschaftlich fundierter Produktinnovation, vom Mut zur Fokussierung und von der Kraft, gegen einen ganzen Markt zu denken. Eine Spezialfolge über Unternehmertum mit Haltung, mentale Stärke – und darüber, warum echte Fortschritte oft dort entstehen, wo alle anderen seit Jahrzehnten wegschauen.Wir reden über

In this episode, author Ryan James Black visits to talk about his book The Dark Times of Nimble Nottingham, which is now available in the U.S. and other countries. Together with Trevor, he talks about the craft of hope in fiction for children, and about the craft of hope as an exercise in looking at the world.You can find more about Ryan James Black at ryanjamesblack.com and you can get his novel at your favorite book retailer or your local library. Hosted on Acast. See acast.com/privacy for more information.

Danny Dumaresque of Labrador Gem Seafoods says his plant is processing halibut in the winter for the first time + A listener shares his in-depth submission to DFO's survey on the food fishery.

Malicious Process Environment Block Manipulation The process environment block contains metadata about particular processes, but can be manipulated. https://isc.sans.edu/diary/Malicious+Process+Environment+Block+Manipulation/32614/ YARA-X 1.11.0 Release: Hash Function Warnings The latest version of YARA will warn users if a hash rule attempts to match an invalid hash. https://isc.sans.edu/diary/YARA-X%201.11.0%20Release%3A%20Hash%20Function%20Warnings/32616 VideoLAN Security Bulletin VLC 3.0.22 CVE-2025-51602 VideoLAN fixed several vulnerabilities in its VLC software. https://www.videolan.org/security/sb-vlc3022.html Apache NimBLE Bluetooth vulnerabilities NimBLE is a Bluetooth stack popular in IoT devices. An update fixes some eavesdropping and pairing vulnerabilities. https://mynewt.apache.org/cve/

Kevin Hincks kicks off the final trading day of the week with a glimpse at the December jobs report, which showed a 50,000 uptick in non-farm payrolls. He explains why the move is muted compared to past metrics and what it means for the Fed's path forward. Another potential market mover to keep in mind: the Supreme Court's decision on tariffs. Kevin explains how volatility can enter markets following the decision. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

 Happy Holidays, ya filthy animals! It’s Christmas Eve and we’ve got a short, but fun dramatic reading for your holidays! “Santa will feed you to his reindeer”. That is straight from this Dell Comic from 1948. Nimble ‘Nick’ Needle, Santa’s tailor, who he threatens to kill, is up to no good this year. Santa puts up with it only as long as he can …. AND THEN HE SNAPS!! Or does he? Only we know (and anyone else who’s ever read this comic) so join us and come on a Santa killing spree adventure! Editors note- There may or may not be a killing spree in this story. Direct Download: MP3

What if someone actually built TARS from Interstellar—and discovered it really could work?In this episode of TechFirst, host John Koetsier sits down with Aditya Sripada, a robotics engineer at Nimble, who turned a late-night hobby into a serious research project: a real, working mini-version of TARS, the iconic robot from Interstellar.Aditya walks through why TARS's strange, flat form factor isn't just cinematic flair—and how it enables both walking and rolling, one of the most energy-efficient ways for robots to move. We dive into leg-length modulation, passive dynamics, rimless wheel theory, and why science fiction quietly shapes real robotics more than most engineers admit.Along the way, Aditya explains what he learned by challenging his own assumptions, how the project connects to modern humanoid and warehouse robots, and why reliability—not flash—is the hardest problem in robotics today. He also previews his next ambitious project: building a real-world version of Baymax, exploring soft robotics and safer human-robot interaction.This is a deep, accessible conversation at the intersection of science fiction, physics, and real-world robotics—and a reminder that sometimes the ideas we dismiss as “impossible” just haven't been built yet.⸻GuestAditya SripadaRobotics Engineer, NimbleResearcher in legged locomotion, humanoids, and unconventional robot form factors⸻If you enjoyed this episode, subscribe for more deep dives into technology, robotics, and innovation:

This week the guys talk about Nimble. The newest Dungeons & Dragons clone on the market. It takes D&D 5E and makes it easier to use. Is it worth the swap however? Also Christopher talks about how he doesn't love his Christmas One Shot anymore and why Duergar don't drink.

This episode features Tim Fuchs, Chief Growth Officer, and Amanda Whitener, Senior Director of Client Development at nimble solutions. They share actionable strategies ASCs can use to accelerate cash flow, strengthen revenue cycle performance, and stay proactive in the face of rising costs, increasing payer complexity, and ongoing industry uncertainty.This episode is sponsored by nimble solutions.

This episode features Tim Fuchs, Chief Growth Officer, and Amanda Whitener, Senior Director of Client Development at nimble solutions. They share actionable strategies ASCs can use to accelerate cash flow, strengthen revenue cycle performance, and stay proactive in the face of rising costs, increasing payer complexity, and ongoing industry uncertainty.This episode is sponsored by nimble solutions.

This episode features Tim Fuchs, Chief Growth Officer, and Amanda Whitener, Senior Director of Client Development at nimble solutions. They share actionable strategies ASCs can use to accelerate cash flow, strengthen revenue cycle performance, and stay proactive in the face of rising costs, increasing payer complexity, and ongoing industry uncertainty.This episode is sponsored by nimble solutions.

In this episode of Take-Away with Sam Oches, Sam talks with Shannon Hennessy, the CEO of Habit Burger & Grill. The California-based better-burger chain has grown to nearly 400 locations over its 56 years and now, with help from parent company Yum Brands, is plotting coast to coast growth. Shannon joined Habit Burger from sister chain KFC back in 2022 and took over as CEO in 2023, and she's overseeing the strategy to “double charge growth.” On the heels of Habit's Q3 earnings, which showed system sales up 3% and positive same-store sales and traffic, Shannon joined the podcast to talk about creating a fresh experience at Habit Burger as part of that growth, and about how making changes today as a restaurant leader is different even than it was just three to five years ago.In this conversation, you'll find out why:Your customers have their own unique definition of valueScaling your business requires strength in new areasThe labor line on your P&L should be seen as an investment, not an expenseYou don't have the luxury of time with brand changes — but you need to be patient with results Restaurant leaders of today must be better gamblers Your corporate and restaurant employees must be aligned as one teamHave feedback or ideas for Take-Away? Email Sam at sam.oches@informa.com.

UK wealth and capital markets are a significant niche on the global stage, and opportunity abounds. Fragmented investment offerings, extreme valuation opportunities in the small cap space, and over £5tn of intergenerational wealth transfers, estimated to occur over the next 20 years. It all adds up to an intriguing cocktail of opportunity for those willing to build & acquire.  In this Curated Channel episode, we aim to understand how Oberon Investments is positioning themselves to capitalise on some of these trends. In a different format, we have 3 legs to the conversations.    First, CEO Simon McGivern sets the stage in explaining the genesis and vision of Oberon. Why is the opportunity so compelling? Who are the backers? Why are they aiming to offer an alternative to the larger, consolidated businesses? Next, Richard Penny, a highly regarded veteran of the small-cap space, explains why he believes the UK offers some of the most compelling investment opportunities he can remember in his career. Finally, senior portfolio managers Peter Martin and Toby Clothier explain the investment approach, the opportunities they see, and why they don't fit in with the more typical approach found in this space. Sign up to our Newsletter | Follow us on LinkedIn | Watch on YouTube | Contact Oberon Investments -- DISCLAIMER This material has been prepared by Oberon Investments Ltd and is authorised and regulated by the Financial Conduct Authority. This material is intended for investment professionals, not for retail or for onward dissemination.  Fund literature can be found by searching for TM Oberon UK Smaller Companies Fund at https://www.tutman.co.uk/literature/   The TM Oberon UK Smaller Companies Fund was previously named the TM CRUX UK Smaller Companies Fund. This change became effective on 13 December 2024.  The information contained in this document has been prepared using all reasonable care however, it is not guaranteed as to its accuracy and is published solely for information purposes only. Our opinions are subject to change without notice and we are not under any obligation to update or keep this information current. Oberon Investments Ltd, or any of its associated trading names, does not guarantee the performance of any investment and past performance is not necessarily a guide to future performance. The value of investments may go up or down and you may not get back the amount you have invested, and it may be affected by exchange rate variations.  This material is for distribution only under such circumstances as may be permitted by applicable law. It has no regard to the specific investment objectives, financial situation or particular needs of any recipient. It is published solely for information purposes and is not to be construed as a solicitation or an offer to buy any assets, securities or related financial instruments. No representation or warranty, either expressed or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein, nor is it intended to be a complete statement or summary of the investments, assets, securities, markets or development referred to in the materials. It should not be regarded by recipients as a substitute for the exercise of their own judgement. Any opinions expressed in this material are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of OBERON as a result of using different assumptions and criteria. OBERON nor any of their Directors, employees or agents accepts any liability for any loss or damage arising out of the use of all or any part of this material. OBR00267 © 2025 OBERON. All rights reserved. OBERON specifically prohibit the redistribution of this material and accept no liability whatsoever for the actions of third parties in this respect. 

Hour 3 of A&G features... Supreme Court on tariffs Toy Story - the back story Gavin Newsom wears us out & Tom Selleck KJP's book See omnystudio.com/listener for privacy information.

Hour 3 of A&G features... Supreme Court on tariffs Toy Story - the back story Gavin Newsom wears us out & Tom Selleck KJP's book See omnystudio.com/listener for privacy information.

Send us a textCan one AI system learn from every organ — and teach us something new about all of them?In this edition of DigiPath Digest #31, I explore how artificial intelligence is transforming pathology across multiple organ systems, revealing connections that help us diagnose faster, more consistently, and more accurately than ever before.From glomerulonephritis to hepatocellular carcinoma, AI is no longer confined to a single specialty — it's becoming the connective tissue between them.What's Inside:1️⃣ AI for Bladder Cancer Classification We begin with a multicenter study validating AI models for urothelial neoplasm classification using over 12,000 whole-slide images. Both CNNs and transformer models achieved high accuracy (AUC 0.983, F1 score 0.9). I discuss why the F1 score matters — and what it tells us about model balance between sensitivity and specificity.2️⃣ AI in Colorectal Cancer Care Next, we explore multimodal AI — integrating histopathology, radiology, genomics, and blood markers to modernize colorectal cancer workflows. AI now helps detect adenomas, infer microsatellite instability (MSI) from H&E slides, and predict treatment outcomes. I highlight the critical need for external validation, interpretability, and governance as AI enters clinical use.3️⃣ AI for Glomerular Nephritis Diagnosis A deep learning model trained on over 100,000 kidney biopsy images identified four nephritis types — FSGS, IgA, MN, and MCD — with over 85% accuracy. This technology could ease workloads and improve turnaround time in renal pathology. Still, I share why AI support may feel both empowering and unsettling for many pathologists.4️⃣ AI in Liver Disease (MASLD & HCC) AI is advancing noninvasive fibrosis staging and risk prediction in liver pathology. From large consortia like NIMBLE and LITMUS to predictive models for HCC therapy response, AI is moving us closer to precision hepatology. I also discuss the challenge of translating these tools from research to regulatory approval.5️⃣ Lightweight AI for Domain Generalization Finally, we look at one of pathology AI's biggest challenges: domain shift — when a model trained on one scanner or staining style performs poorly elsewhere. The new Histolite framework shows how lightweight, self-supervised models can generalize across data sources — trading some accuracy for reliability in real-world use.My TakeawayAcross every study, a single message stands out: AI isn't replacing pathologists — it's amplifying our vision. By connecting kidney, colon, liver, and bladder insights, AI is teaching us that medicine works best when it learns across boundaries.Episode HighlightsBladder cancer AI validation (06:41)Multimodal colorectal AI (12:38)Glomerular nephritis deep learning (19:29)AI in liver pathology (29:55)Domain shift & Histolite framework (38:17)Halloween wrap-up + SITC preview (46:18)Join me next time for updates from the SITC 2025 Conference, where I'll be live at Booth 415 with Hamamatsu and Biocare, discussing how AI and spatial biology are converging to drive clinical utility.#DigitalPathology #AIinHealthcare #ComputationalPathology #CancerDiagnostics #LiverPathology #RenalPathology #FutureOfMedicine #DigiPathDigestSupport the showGet the "Digital Pathology 101" FREE E-book and join us!

On today's episode of the Illumination by Modern Campus podcast, podcast host Shauna Cox was joined by Lisa Rochman to discuss how purpose-driven innovation and intelligent systems enable continuing education to stay agile and aligned with evolving learner and employer needs.

Live Recorded Set from VirtualDJ Radio Hypnotica

In this conversation, Larry Myer shares his extensive experience in real estate investment, discussing his journey over 40 years, the importance of building a reliable team, and the challenges of navigating market changes. He emphasizes the need for adaptability in investment strategies and reflects on the lessons learned from mistakes. Larry also offers key advice for aspiring investors, particularly regarding the risks of mixing personal relationships with business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Georgia Zikas joins the show to answer a question from a fellow designer whose firm is experiencing a slowdown in new business. Zikas,  whose firm is based in West Hartford, Connecticut, jumps in with advice on the importance of conducting regular assessments on a firm's financial health, tips for curating a network that produces potential clients and the importance of conducting regular assessments on a firm's financial health.LINKSGeorgia ZikasKaitlin PetersenBusiness of HomeThis episode was sponsored by Four Hands and Crypton. 

The Halloween Jack-o'-lantern, made from pumpkins in the US and originally turnips in the UK, began its existence as a wisp of glowing marsh gas or "spooklight." We begin our episode with a montage of modern American spooklights including that of Oklahoma's "Spooklight Road," North Carolina's Brown Mountain, and the flying saucers sighted in Michigan in 1966, famously identified by investigator Allen Hynek  as "swamp gas." "Jack-o'-lantern"  was just another name given to what's more widely known now as a Will-o'-the-wisp -- a wavering, bobbing light seen in marshy places, understood as mischievous spirit intent on leading travelers off course and into their doom in muck and mire.  Flaming methane produced by rotting vegetation in such environments, is said to the the cause of the phenomenon, though the mode of ignition is still largely a matter of debate. The Latin name for such lights, ignis fatuus  (ool's fire), was also applied to phenomena having nothing to do with swamps, as it's been used interchangeably with "St. Elmo's Fire" to describe electrical discharges seen on ships; masts and other rodlike protrusions when atmospheric conditions are right. We hear a dramatic first-person account from 1847, in which St. Elmo's Fire (identified by antiquarian Henry Duncan as ignis fatuus) appears on a coachman's whip during a storm. A mirage in a marsh. Coloured wood engraving by C Whymper. Gas. Contributors: Charles H Whymper (1853–1941). We then hear what scientists of the 16th and 17th century made of ignis fatuus, often relating it  unexpectedly to meteors or luminous insects, while mocking "the superstitions" who imagined it as wandering spirits alight with the flames of Purgatory. Along with marsh spirits exlusively dedicated to misleading travelers, ignis fatuus could also be a temporary  form  taken by shapeshifting fairy folk like Puck or Robin Goodfellow.  We hear an example of this from  the 1628 pamphlet, Robin Goodfellow, his Mad Pranks and Merry Jests. We also see the term appearing in literature of the 16th and 17th century as a metaphor for treachery or deception, in works by John Milton and William Shakespeare. We run through the variety of colorful regional names by which Will-o-the-Wisps were known: Bob-a-longs, Pinkets, Spunkies, Merry Dancers, Nimble men, Hinkypunks, and Flibberdigibbets, as well as some female variants including Peg-a-lantern and Kitty with the Candlestick. In Wales, these mysterious lights could be omens of death, also known as "corpse candles," or "death lights." Appearing around the home of the dying or at the deathbed, they were also called "fetch lights," as they would arrive when required to fetch the soul to the other side. In Cornwall, fool's fire is associated with the piskies, in particular Joan the Wad and her partner Jack-o'-the-Lantern, the former having acquired a mostly positive reputation in the 20th century as a luck-bringer. Mrs. Karswell also reads  some tales of ignis fatuus in the western counties, where the lights are called "hobby lanterns" (from hobgoblin) or  "lantern men." We then shift gears to discuss the pumpkin form of Jack-o'-lantern, beginning with a well-circulated Irish origin story. A quick summary: the light carried in a hollowed vegetable (a pumpkin in the New World or turnip in the Old) represents the spirit of a notorious sinner, "Jack," or "Stingy Jack," who upon death finds he is too wicked for Heaven and too troublesome for Hell. Consquently, he is condemned to wander the earth till Judgement Day, given the peculiar lantern to light his way. This, at least, is the most recent version of the tale, but when it first appeared in print, in a 1936 edition of the Dublin Penny Journal, there's no mention of any hollowed vegetable, much less of Halloween -- meaning this "ancient legend" actually evolved as Halloween folklore in the second half of the 20th century. We then do a bit more myth-busting on the other side of the Atlantic...

Jon Ferrara, CEO of Nimble, has devoted his career to helping people grow their businesses by turning contacts into lasting, valuable relationships. We explore Jon's journey from creating GoldMine, one of the first successful CRMs, to founding Nimble, a relationship-focused CRM that brings contact management back to its roots. Jon shares his personal “Why” — to grow his soul by helping others grow theirs — and explains why relationships, not technology, are the real key to business success. He introduces his signature frameworks: the Five F's of Relationships (Family, Friends, Food, Fun, and Fellowship) for building authentic connections, the Five E's of Brand-Building (Educate, Enchant, Engage, Embrace, and Empower) for expanding influence, and the Three P's (Passion, Plan, Purpose) for achieving personal and professional goals. Jon also describes how Kanban-style workflows and selective automation enable entrepreneurs and teams to manage contacts at scale without losing the human touch. --- Important links: Jon's LinkedIn Start a free trial of Nimble Email Jon directly: jon@nimble.com

Are people still buying art? The answer is yes. But how you talk about your work, connect with collectors, and navigate uncertainty can make all the difference. In this episode of The Create! Podcast, host Ekaterina Popova sits down with gallerist, author, and art advocate Liz Lidgett to discuss her upcoming book Art for Everyone, how to make art conversations more accessible, and the principles that keep artists and entrepreneurs resilient through shifting times. Liz shares powerful insights on: Why collectors are still buying and how to build trust in today's market Simple, accessible ways to talk about your art without overcomplicating it The key role consistency, systems, and flexibility play in long-term success How to stay authentic and connected while showing up online and in person This conversation is packed with practical wisdom and encouragement for artists and entrepreneurs ready to thrive in today's art world.

As soon as we read about Nisqually Markets' Ramen Go! Experience, we knew we had to have Sam Roark, director of retail operations for Nisqually Markets, on the podcast. Nisqually Markets has it all – innovative technology, experiential offerings, and good food. Listen in as Roark walks listeners through everything that makes Nisqually Markets so special.

As they become more interconnected, global supply chains can be impacted by a wide range of risks. Whether it's geopolitical and geoeconomic conflicts, including the introduction of tariffs and counter-tariffs, natural catastrophes, or climate change, this web of risks can cause disruptions that lead to delays, shortages, and increased costs. The complexity and fragility of supply chains is often compounded by limited visibility into upstream suppliers, making it difficult to assess potential vulnerabilities and respond proactively. In this episode of Risk in Context, Karl Bryant, Amy Barnes, John Davies, and Jason Brewer discuss the wide range of challenges that could disrupt supply chains and some of the actions that senior leaders should consider to mitigate evolving and emerging supply chain risks. You can access a transcript of the episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

“When the thesis changes, you have to change with it,” says portfolio manager Julian Abdey. From earning the nickname Dr. Doom as a bank analyst in the leadup to the global financial crisis to scenario planning throughout the pandemic, Julian has honed the skill of doing his own research to gain an edge and stay ahead of change by embracing it. He sits down with Mike Gitlin to discuss how he gains conviction, where he sees potential “oaks” among small-cap “acorns,” and how his brief foray into life as an academic economist influences his approach to risk management. Tune in to hear the evolution of an independent thinker. #CapGroupGlobal       For full disclosures go to capitalgroup.com/global-disclosures         For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights.         Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi         This content is published by Capital Client Group, Inc.         U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html         To stay informed, follow us         LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all         YouTube: https://www.youtube.com/@CapitalGroup/videos         Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/         About Capital Group   Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals.         Learn more: capitalgroup.com         Join us: capitalgroup.com/about-us/careers.html         Copyright ©2025 Capital Group

Title: The Hidden Cost of "Family & Friends" Capital and How to Avoid It with Chris Salerno Summary: The video features a compelling discussion between host Chris CNO and Seth, an experienced SEC attorney with a diverse background that includes starting as a nightclub promoter and ultimately becoming a successful attorney specializing in securities law. The conversation dives into Seth's personal journey, detailing how his upbringing in West Virginia shaped his perspective on success, risk-taking, and accountability. He describes the importance of working hard and not making excuses, emphasizing that anyone can succeed regardless of the challenges they face in life. The two also touch on the realities of the current economic climate in the U.S., specifically in California, the significant changes in real estate investing due to securities regulations, and how entrepreneurs should approach risk in their business endeavors. The dialogue seamlessly transitions to discussing their shared experiences in fitness, a matter that Seth and his wife have prioritized through their ownership of Burn Boot Camp franchises while navigating the challenges posed by the COVID-19 pandemic. As they conclude their conversation, they reflect on the shifting dynamics of real estate and the importance of investor communication and education during economically unpredictable times. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/fund-it-scale-it-close-it-unlocking-real-estate-success/id1760606484?i=1000680833837 Links to watch and subscribe: https://www.youtube.com/watch?v=iR8RiGLlZMA&t=2732s Bullet Point Highlights: Seth's Early Journey: Seth was adopted from South Korea and raised in rural West Virginia, leading to his realization of hard work and accountability. Nightlife Promotions: Before becoming an attorney, Seth thrived as a nightclub promoter in Los Angeles, reinforcing his skills in sales and networking. Law School Transition: After dropping out of medical school, Seth shifted focus from medicine to business and law, finding success in both fields. Importance of SEC Compliance: The conversation highlights common mistakes investors make regarding securities regulations and emphasizes how crucial proper legal guidance is in real estate. Pandemic Pivot: Seth and his wife managed to keep their fitness business afloat during COVID-19 by pivoting to online workouts, showcasing resilience and adaptability. Investor Communication: Both host and guest stress the significance of maintaining clear and consistent communication with investors, particularly in a volatile economic climate. Future of Real Estate: Discussion around California's real estate laws, particularly the push for accessory dwelling units (ADUs), presents new opportunities for investment. Transcript: it's something there you can make an excuse about and that's the issue about today's society is that everyone wants excuses we mentally uh wired to have negativity in our life I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub life is The Hunger Games business is The Hunger Games the space that you and I are in private Equity it's the Hunger Games my knowledge number one thing SEC really gets you on as misrepresentation welcome to the crystalo show your goto for real estate   business health Health and Family Insight I'm Chris CNO CEO of QC Capital each episode we explore the latest trends and expert advice from industry leaders whether you're an investor entrepreneur or seeking balance this show provides an inspiration you need join us in elevate your game on the Chris alno show welcome to the chriso show I'm your host Chris alno very excited to have a friend of mine we've known each other for what five six years now think so man time flies uh when you're having fun uh Seth on here SEC   attorney doing a bunch of things excited to have him on here a wealth of knowledge Seth thanks so much for joining us dude appreciate you having me on appreciate you reaching out and uh inviting me over for the show most definitely and I'm glad it happened when it did because you're in town you're you're you live out in the beautiful I would say you guys have great weather and great In-N-Out Burger your tax and politics suck but California which is beautiful weather out there you happen to be in Charlotte for Fitness which   we'll touch on here in a second um but I'm glad we were able to make this work absolutely man yeah good timing really good so let's let's give everyone a little background about yourself all the way from you know childhood you know talk to us about that sure man yeah and I think it helps build the story U I'm adopted so I was born in South Korea and adopted a 3 months old and then by two wonderful people in West Virginia rural West Virginia that's different so you know I'm the only Asian in inal West   Virginia yeah so I went to high school with like 18800 kids country country Moon shiners yes for sure for sure good people I love West Virginia love it I love Snowshoe Snowshoe is really good great underrated best best on the East Co or best close to North Carolina I would say unless you get way up North but yeah North Carolina you know anything close snow Sho is where it's at yeah yeah I love it but uh yeah man grew up in Royal West Virginia so wasn't really exposed to entrepreneurship or owning real estate or anything like that   my parents are both Blue Collar uh my dad was a is a coal miner was a Miner is retired now my mom is a grade school teacher so you know I didn't come from are they still in West Virginia yes they are okay they're frequent trips back there you go there you go yeah so wasn't exposed to that stuff so it was all about kind of getting the best job that you could possibly get right talk talk to us about that mentality you were young what age did you come over to us three months three oh three months month   so you didn't even spend time in in South Korea you don't even know of not at all are you curious now you know with you being adopted anything anything about you know where you came from anything like that actually not man you know I I I think a lot of uh adoptees struggle with that yeah um I actually joined a Facebook group one time like with Korean adops and there's like thousands of them in there and I was thinking I'm going to gain some insight from this and but it was like No And it was a lot of uh you know to be blunt a   lot of whining in my mind a lot of crying right I'm about accountability and just going out there and getting it done and you know it's just about you know a lot of I say this all the time you are you can't control the cards you are dealt you can only control how you deal them sure you know you unfor you know unfortunately you it's a great thing it's not unfortunate it's fortunately you were adopted at three months you couldn't control that you couldn't control being born in South Korea and being adopted but you have to   control the cards you were dealt and you've done a phenomenal job you're a badass attorney you know phenomenal job with the cards you were dealt um but I can definitely see being in those type of groups you're going to get a lot of whining and moaning yeah I mean I I think it's you know it's a couple it's it's a couple things right I mean some people have a reason to to quote unquote whine and mo right you know they're they're dealt a bad hand but again like you said you've got to you've got to   play the cards you're dealt right and do the best you can with it and I think that if you are adopted it's easy to go and blame it on that it's it's an easy crutch to lean it's an excuse it's it's something there you can make an excuse about and and and that's the issue about today's society is that everyone wants excuses where mentally uh wired to have negativity in our life and so they're going to make an excuse oh I'm not successful because of this because of this that's a lie you are highly   successful and attorney a beautiful wife doing great things in business and in the real estate industry so you are proof that you can get it done you just have to work hard yeah you just have to work hard you can't blame shift I like to call it you can't blame it on you know the cards you were dealt or you know the things that uh may have happened to you or the situations you're in you've got to just move forward and do the best that you can so dad was a coal miner y mom was a a school teacher what made you want to say hey I'm G to   go into law school and be an attorney yeah it it was a little bit uh a little bit more of a story behind that first of all I went into uh medicine so I wanted to be a doctor all right um well I wouldn't say I wanted to be a doctor it was more like what's the best job that I can get with the mindset that I had my mindset was you know W2 worker type of mindset right like not entrepreneurial not don't take risk and it was and I you know academically it was pretty easy for me so it was just okay what's the best   job you can get is probably being a doctor right like that's kind of the highest calling um and I actually went to med school for a year and a half really yeah and then I dropped out halfway through my second year I literally just got up in the middle of class walked out and said I've I've had it I oh my goodness so I went Premed biology yeah I went Premed biology chemistry and biology whoop my butt so I said okay I'm going to business entrepreneurship switch business entrepreneurship and I said maybe it   wasn't chemistry and biology it was just College in general so I dropped out of college um but you so you got to med school and you're like okay I'm done with this Y and then what yep um honestly that was a turning point in my life I didn't know what I wanted to do right like I committed a a large portion of my life to you know schooling schooling taking the MCAT getting into med school finishing that's not easy either Med school's hard very hard very hard but I've always had an interest in business and real estate just kind of in   the background like I just always had an interest in it um didn't really know how to act on it at the time um so I actually just started enrolling in business classes like immediately just and ended up getting a minor in business for the rest of that year so I I in undergrad classes um and then I started up my MBA actually the following year so got my MBA and then I decided to take it the next step and go ahead and get my law degree because I was still in that same mindset it was like you know this   isn't enough I didn't really know anything about starting a business or anything like that and I just felt like I hadn't done enough so I went ahead and went to went to law school and at that point I did decide I was like look I'm going to I'm going to finish this whether it's the right thing or not um and I was very successful at it I finished towards the top of my class dedicated you know the time and effort it needed um and did really well so love that love that and so getting in what made you want to move out to California   number one on a win man so dropped out of med school kind of took those business classes just trying to figure out what I wanted to to do next on the other side of the world I'm in West Virginia still at this point yeah in West Virginia trying to figure it out and I just knew I needed to get out of there I needed to see more I needed to get out of West Virginia you know it was it was a tough conversation to have right like all my family and friends are there um you know I just dropped out of medical school so now they're like what   the hell is this kid doing you know what I mean like dropping out of med school but they've always been supportive always been supportive always been supportive they never like pushed me into medicine or anything like that and then when I dropped out you know they're still staying supportive but I'm sure in the background they're thinking what the hell are you doing uhoh yeah and then I just decided to up and leave and move to Los Angeles out of nowhere unbelievable unbelievable so you moved out to Los   Angeles yep how was that well I partied for a little bit yeah for a little bit they they know how to party out yeah for a little bit I didn't know what I was going to do I was enrolled um getting my NBA at the time uh mostly online um at Arizona State um so I kept the education going but at the same time I'm in La I'm in a new city I actually started promoting for nightclubs you were a promoter I was a promoter for nightclub for a little over a year in Los Angeles um before I decided hey I got to get my   [ __ ] together well I mean you'll definitely meet a lot of women doing that for sure you get paid basically per head on how many women you bring in the club oh yeah you've got a bottle or two waiting for you every single night y it's actually a pretty nice little lifestyle for somebody in their 20s oh yeah most I I believe it if you want you know if you want to get some experience get out there it's best you can meet a lot of women too yeah and it's a good like uh it's kind of a sales experience   be honest with you you're just for you're like hey I'm getting paid $10 ahead to bring beautiful women to this club I got to go out there and just talk to everybody literally just going out there talking hey you got this come to this club tonight we've got bottles all this kind of stuff and you know wow unbelievable unbelievable so from there you were like okay I got to get my [ __ ] together yeah had to get my [ __ ] together obviously you know I'm still getting educated in back getting my NBA   still kind of keeping the education going oh yeah um but I decided hey I'm going to go to law school so started applying to law schools um ended up getting accepted to a number of ones and I I narrowed it down to USD in San Diego because I wanted to stay in Southern California because I loved it um but I knew I didn't want to be in La so got out of La went down to San Diego because I had visited there a couple times and I just loved it it's just more of a laid-back attitude people were a lot more genuine just a place that I could   see s down at compared to La it's just you know it it it's kind of doggy dog there most oh it is it's a hunger life is The Hunger Games business is The Hunger Games the space that you are you and I are in private Equity it's the Hunger Games yeah you know and and you have to have that mentality you have to be able to survive yeah at the end of the day so from there you're like okay law school it is yep and then you get into law school well in law school or but even prior to that there's so many   different levels of law you can practice yeah what made you you know pick SEC and prior to that did you have any other interest in different type of law yeah I mean generally speaking I want I knew I wanted to get into transactional law I didn't want to be a litigator that's for sure um I was interested in business interested in doing deals those sorts of things so I started out actually at a at a pretty big Law Firm step tone Johnson and ended up doing both real estate and corporate I think that's when we first   met it might have been yeah yeah when when you were cuz they were out what in San Diego or no actually I moved back to West Virginia for that job oh did you okay maybe maybe you maybe you were just finishing there when we met yeah well actually I think we met when I was in probably when I was in Charlotte because I moved to Charlotte for another big Law Firm I think so but anyways yeah so I started kind of more general transactional practice with real estate and corporate and then as I kind of got   more mature and more experienced I started focusing more on the security side nice nice do you you enjoy security side for sure for sure the security side is it it feels a lot more sophisticated um I like the people that I work with in that field a little bit more um but I still have a passion for Real Estate like I still love real estate so even though I'm a Securities attorney it's largely focused on real estate yeah so let's talk about that you know for those individuals that may not know what a   security is most will know what a security is let's talk about that and let's talk about you know the the day-to-day what does a Security attorneys really look like sure sure I mean the easy way to put it for a security because because people kind of miss understand it but if you have passive investors involved at all anywhere anywhere any even if it's one you probably even if it's an LLC yeah you're probably dealing with a security and you're dealing with the SEC regulations and you need a Securities   attorney to advise you because there are lots of things to navigate that you're probably not aware of and that your real estate attorney probably doesn't have the knowledge or know how to to deal with mostely and I see that mistake being made quite a bit oh yeah no I I see that on social media all the time for sure all the time on social media and it comes down to even with words you say like you have to be very very careful you're not misleading whatsoever what do you find uh the most common maybe mistake syndicators or fund   managers do in the syndication world yeah I mean I think the most common mistake is just not even realizing that they're under the Securities regime right like they're just like oh well I'm just raising some you know I'm getting some investors from family friends and they think because it's family and friends maybe that it's okay but it's not it doesn't it doesn't matter who they are it doesn't matter if it's your your family or friends or you know stranger off the streets you're dealing with Securities yeah and that and you   have to deal with those Securities regulations to come along with it so I I think just not knowing yeah that or maybe kind of turning a blind cheek to it is is more like it I think people nowadays have a pretty good idea of because it is kind of out there now right everyone's on social media they're all talking about it the biggest thing too is is you don't want to not know and you don't want to turn that cheek because um something to know is that SEC has unlimited money and they will milk you dry so you might as well spend the   money ahead of time find you a good SEC attorney like Seth you know to make sure that they don't milk you dry because they will milk you dry and they'll throw you in a little white little 4x6 cell and it's not going to be fun if you didn't know they can print money yeah so so if you're you're going up against someone who can print money and you necessarily can't print like they can print exactly you know so you got to be careful and that's not to mention the state Commissioners too so you've got the SEC to deal with as   well as the state Securities commissioner which people don't people don't realize that there's a federal and a state level too and and it's super important to understand what state you're doing business in and what state your investors are coming from and and super important to understand at a state and federal level yeah yeah and it's a you know and if something happens it's a full-blown investigation I mean it's just like a subpoena or you maybe you will get subpoenaed uh but they're asking for everything you they're asking   for texts they're asking for emails asking for phone logs they're asking and give it give it to them like don't even because if you don't they're going to get it they're going to find it yeah I mean they're just going to subpoena you on it and the judge is going to make you do it or they'll throw you in jail so no matter what give it to them and then address every single situation you know or issue that they bring up that I I think it's it's super important we just talked about this on the other podcast   is be transparent yeah you know be transparent because if not they're again they have unlimited Capital absolutely you know they're going to come and get you no matter what and and if and if being transparent makes you nervous then maybe think about the way you're doing business right oh yeah I mean you should be able to be transparent and and just like I said on the other podcast big investor that we had or a big investor that we interviewed on the other podcast and I said you know during 2023 as you   know uh interest rates spiked you know little bit yeah just a little bit and a lot of syndicators were not transparent a lot of them went ghost a lot of them were let like screw this I'm done and we double down we went from monthly communication to bi-weekly communication which is a lot more on our team but we did it to overc communicate we didn't have to cuz our SEC doc said just once a month we could have just stick it once a month but we decided to double down yeah and and that right there overc   communicating saying hey this is what's going on it's out of our control but this is what we're doing to make sure we can control this you know I think is super important when you're a syndicator fund manager you name it when you're dealing and having investors involved 100% man 100% And you you are able to control the narrative that way too right like if the the past investors is sitting there and they're reading the headlines and they're seeing the interest rate Spike and they're hearing about multifam going down the tubes and   all this stuff and that's not necessarily true not all those things are true it could be Market specific deal specific those things but if you're not in constant communication with them letting them know hey this is what's going on with this deal maybe this deal is going great maybe this one's not going as well well here's what we're doing to fix it it it goes a long ways 100% their trust you're going to have an upset investor you know you are if you have you know 20 50 100 investors one's going to be upset and if you ever got   audited you can all you can go back and say look at all of our communication right like read through all of our communication we were transparent about everything they're going to look back and be like okay it's this a pissed off investor yeah you for sure for sure and it's super like communication is the biggest uh I think thing that is lost in% capital and also you know being being transparent with the communication because number one from my knowledge number one thing SEC really gets you on is misrepresentation absolutely you know   and if you're not being transparent on it with everything on there boom it it will be a very ugly day for you for sure be transparent you know obviously the things that you leave out as well like if there are key material things that you're leaving out and then you've you've disclosed all these things let's say down the line to the SEC or State commissioner like what in the world this doesn't sound like you're representing this deal like it really was at this time and maybe they're going back and   looking at your records looking your financial statements and seeing how that deal was going it wasn't going great it was going terrible Y and you're saying that everything is great well um that's not being transparent right you know you're not communicating that with the investors right yeah no I think that's super important H you know what have you seen you know over 2023 dealing with you know Securities talking with other fund managers things like that what have you seen you know during last year with   interest rate hikes man it it there was a little bit of blood in streets right you know a lot of these deals um that had shortterm loans that had um you know the the variable loan rates um struggled yeah a lot of people that caps they didn't get rate Caps or the or the cap expired yeah or their cap expired and they didn't have enough money in reserves to buy an extension on the cap you know and and that was huge that was huge thinkk one of our deals uh had 202 for or excuse me uh 2024 expiration and   we bought uh end or beginning of 2023 end of 2022 rate cap to Extended 2025 and I'm so glad we did it yeah you know it was perfect timing because that same rate cap would have been a million and we only spent like 400,000 yeah yeah for sure yeah so you're seeing a little bit of blood in the streets um you know I think right now what's happening banks are allowing for some uh leniency with their loans they don't they don't want to have the property absolutely and it looks it looks terrible if they do have   the property on their balance sheet plus I think they the this go around cuz oh0 wait the first thing they said is we're going to foreclose on everyone we're taking everyone's property then they realize well [ __ ] I got a ton of property and no one wants to buy it yeah you know so I think they've learned their lesson and now they are like okay we don't want to forclosed because no one's going to buy it and if they do buy it we're still going to take a huge loss so let's go ahead and see what we can do   to work things out you know if the property's really really not bad let's see what we can do to work things out because it will rebound it's coming back back around yeah but I do think you know we're kicking the can down the road they're giving extensions those sorts of things and we're all banking that the interest rates are going to go down at some point right so we're hoping for that um I think that they will I think we're going to see one before the election yeah it I think we're going to see a quarter point before the election   I think I think some politics have gotten into drone Pal's head no way yeah I know right no way couldn't I I think they I think they had a nice little cigar dinner or something and and I think they got in his head so I think you'll see one before the election of this year I agree I agree yeah you know it's it's going to be a wild election too not wanting to dive deep into politics but it's definitely going to be a wild one uh talk to us about you know the the California lifestyle what are you what are you doing right now you you   also your wife beautiful wife has a great business you guys are running that's why you're here in Charlotte talk to us a little bit about that and why you guys got into that too yeah so we uh started uh we bought two burn boot camp franchises so uh my wife luckily runs those helped her get them off the ground and now she's crushing it so letting her run with those and uh they're going really really well um lifestyle in California you can't beat it man I mean San Diego is unbelievable oh it's beautiful down there the weather   everything kind of like how you said earlier in the show I mean if you if you can afford to live there one because it is really expensive oh I know and if you can deal with the politics then there's no better place in the United States for sure really there's not you know I just wish they had better politics over there um but yeah the weather out there is so beautiful you really can't beat it you can't beat it you know let's talk about health because you guys own those burn boot camps they're huge in Charlotte um   their headquarters here in Charlotte that's where it was founded um and tell us a little bit about what burn boot camp is and then also I'm going to want you to touch on like how are you optimizing your health to to be the phenomenal husband that you are to operate you know businesses and getting involved in real estate talk to us about that sure man yeah burn boot camp it's a boutique Fitness franchise um you know it's it's Boot Camp style workouts workouts the same um it's incredible and and it's focused on women it's focused   on empowering inspiring so if you're a single man you should go absolutely absolutely I will say I've been taking up hot yoga lately Hot Yoga is good and for those single men out there go to hot yoga just saying there we go yeah Gym's not a bad place to pick up women yeah plus the great thing too is that there's no filters you can't have filters at the gym and more than likely they're not going there with makeup on so it's it's a good place to filter out women you want there you go a little different than the apps right yeah I   know so so it's geared more towards women it is geared towards more towards women um but it I work out there every day I mean that's where I work out now like that's that's what I do I love the total body workouts I love the total body workouts you go in like an orange theory you go in one hour boom you're done you're going about your day exactly hour in and out of there and for guys like us that have a million things to do like it's unbeatable and I want somebody telling me what to do I was just going   to say that I don't want and I I work out by myself now and it's so much easier showing up tell me to shut up go do this do that get it done boom okay I'm all about my day you know tell me what to do right just tell me what to do I I will I will tell you I've been to the gym and there's been times I've had business on my mind that I'm like wait okay so I'm at the gym what do I need to do like you're sitting like a 24-hour fitness or or yeah something like I work out at lifetime I live right behind it   and I walk in there sometimes because of my long days and I'm like [ __ ] what do I want to do today like I because my mind is business business business it's so much easier showing up having someone said hey we got all these set workouts you're going to knock these out and be done they make they make you focus on the workout at that point instead of you know business or whatever listen to a podcast or something what got you guys interested in opening up one of those I hope you're enjoying today's episode   just a quick reminder to make sure you never miss an episode stay connected with us by following us on social media platforms Instagram Twitter threads Tik Tok at Chris saloor and don't forget to subscribe to YouTube to catch the video versions of our episode you'll get exclusive content behindth scenes footage and much more head over to YouTube chrisoro now and hit the Subscribe button stay tuned because we've got more great content coming right after this actually cuz my wife worked out at one   here in Charlotte really so she was working out at one she was working out at one here in Charlotte and then we moved back to the West Coast cuz I took a job here in Charlotte for a little bit then we moved back to the West Coast and I was look looking to start a business I was looking for something recession resistant outside of real estates I was already investing in real estate but looking for a business outside of real estate I looked at liquor stores I looked at laundromats um and then she   turned me on to burn boot camp which is not recession resistance let's put it that way but at the same time they're really good salesman look like a great business model turned out to be awesome although oh most definitely yeah circumstances weren't great we opened two weeks before Co hit oo but talk to us about that you know opening a and we all know California they they lock down like oh yeah they lock down you can't even go get your mail out of your house um talk to us about that opening up a   business right before covid and being in California where you know they were basically Nazis out there yeah for sure I mean we opened up two weeks in um and we didn't have any paying members because we were all on uh they were all on like a free membership TR one yeah so then we had to shut it down we had to move inside we had to move outside we did online workouts every single day uh pivoted yeah we pivoted we did whatever we had to do to keep the lights on wow um so literally our lead trainer and   business partner was in our apartment leading online workouts and me and my wife Alison are in the background like like a yeah like a music workout video Yeah in the backgound but it did keep us in shape during Co cuz we worked out every single day because we had to make those videos you had to yeah but it was I mean it was ridiculous out in California man they shut down the beaches they shut down the water you weren't allowed to be in in the ocean what you weren't allowed to be in the ocean cuz they said it got transmitted   through the water at one point so are you serious so they kicked the Surfers out of the water and you kick the Surfers out of the water in San Diego you're you got some pissed off people you got a big problem but there are like all these you know Instagram videos the cops chasing Surfers down the beach and the guy just dropping his surfboard and running it was it transmitted through the water yeah insane but that's new heard that inside outside online inside outside eventually we we blacked out our   windows so you couldn't see in it because we got we got actually attacked by U an Instagram person that ended up going viral because he said hey you're the reason that we're the the disease is spreading because of businesses like yours and they filmed us from the outside into the windows and it went viral no way and it went viral and then finally we we ended up blacking out the windows and just stayed open cuz there's at that point it was like either Do Your Own Thing yeah and stay open oh yeah or   we're going out of business yeah you got to shut shop and this is a venture you just opened up no one knew Co is coming and all a sudden Co boom co comes and wow so you bled out the windows and you said hey we're just going to do it it's like a Speak Easy now yeah you guys want to work out we called it that at one point really speak easy easy workout like underground workouts underground haircuts there all kinds of that stuff going on it was insane that's W if you just have to think about that that's   just wild yeah like you know just for your basic necessities to stay in shape and things like that turns out if you got sunshine and you worked out you were a little bit more immune to the disease oh really yeah interesting interesting wow and you weren't locked in doors and you weren't allowed to work out yeah well problems wow I think we can go on a rabbit hole about that damn I'm not a big fan of I will say I do think there's another one going to be coming you know I think there's another pandemic that   will be coming um because of what happened with the first one so let's see uh let's just see what happens let's see if we handle it better this time uh we shall see it depends on whose's President I I think that's that's true yeah um definitely depends on them so you guys now you know past covid everyone's now out and about in California everything's been lifted and now those are up and running are those are the only ones really on the west coast right or um I think there are let's see two four five I think there's   six in California right now six now yeah cuz like you said it was based in Charlotte mainly east coast yeah yeah I think there's about 400 locations open now very cool um actually I think they're approaching 500 locations now yeah um so it's expanding pretty quickly at this point you know Fitness franchises have have rebounded completely from Co at this point oh my God yeah I think I think the fitness industry and I'm seeing it more and more people are taking it a lot more serious yeah they're they're watching what they   eat and I I said this multiple times with my son he's four and a half uh he watches what um or I make sure whatever I give him I watch very closely goldfish now and if you look and I swear this is brand new if you look at any ingredients now it says bio oh what is what's it say bio biograde or bio bio bioengineered food so it says it's been bioengineered the food that's been in there yeah so if you look go next time you go to the grocery store look at the ingredients and now it says it in bold you can pick up some gold Vision it says   bioengineered chemicals hm in the food interesting it's wild even her Pedialite had it said bioengineered chemicals now I swear that just popped up you know in one of these crazy bills cuz I've never ever seen it say bioengineered food on there uh and I steer very far away from it I'm big on those factors Factor meals now okay I have you heard of those I have y so I get those now once a week it's like 141 bucks uh lunch and dinner CU I don't eat breakfast so lunch and dinner 141 bucks and I'm thinking in my   head well if you and I went out to dinner it'd be about a 100 bucks right now so I get uh 14 meals per week lunch and dinner for 141 bucks I'm like I can't beat that yeah like that's good I throw them in the microwave 2 minutes boom done yeah we do pre-made meals all the time but we switch like we've done Factor before bur boot Camp's actually coming out with some in the fall we we got the test drive and they're actually pretty delicious cuz yeah we're pretty picky about these types of meals you   have to be but they're actually really good are they so they're coming out they're coming out with their own branding yep oo that'll be exciting and that is that's not just for boot camp people that's for everyone yeah you can just get on the app and order them this fall I believe really oh I'm going to have to switch it up and try man they're good but especially with pring these days it makes sense plus how busy you and I are yeah I mean so are you meal prepping or are you using these type of things my wife does some meal prepping   on Sunday got to love her yeah that's basically it every once in a while I volunteer to grill out but man it's it's it's a Time suck right like it to feed yourself at home like it sounds even going out you know for a lunch meeting it's like two hours like I have to block two hours off on my day for a lunch meeting yeah yeah I mean trying to cook an individual meal every single night let alone like lunch as well and even and then you got to clean all that Tak in just takes so much time we we don't   have time for it no I I I don't either that's why I start a factor where I throw it in 2 minutes boom I eat it and I'm done and I'm like well I threw it away boom no cleaning done I love it I love it so you guys are doing great things with the bur boot camp out there what do you what are you seeing uh let's go back to the real estate market what are you seeing in the near future I know we talk about interest rates lowering you know what are you seeing what are you doing right now in the real estate   market as well yeah um currently a fund manager for $20 million fund it's an Adu Fund in California so we're doing basically in California just like everything else difficult to do anything right like the government's got their handed and everything oh my God so very difficult to get any kind of construction done off the ground it's mind bogling we're buying a car wash and Cape car right now and it's finished yeah well they came out for the co they don't like the garage doors and so now we have to order new or the the seller   we're buying it from the seller seller has to now order new garage doors it won't be here till end of October and I'm like like seriously the garage doors will only be down between 9:00 at night and and 7 in the morning like it's middle the night no one's going to even look at them yeah like and you want these fancy garage like come on really yeah you know so and I can't imagine out in California yeah and if you get the coastal commission involved it takes literally years and years to do any so   anyways the reason I brought that up is because the adus accessory dwelling units they actually have a bill in California that they past and they basically just FastTrack those types of developments so if you want to add they they view it as a a solution to housing so the lack of housing yeah um so they let you build on uh turn your single family property into a duplex or even build duplex on the on the property if you have a big enough lot um so you can turn one units into four and rent the back out or rent them all out yep   exactly so it's a it's a quick way to get the construction approved get it done I don't know how long this wind is going to be open so you guys taking advantage so we're taking advantage of it right now love that love that and is your main focus down there in that San Diego Market um it's actually Riverside County okay yeah where and where I'm Riverside county is is East just East adjacent of Los Angeles County okay right so a little cheaper housing so it makes a little bit more sense when you get closer to the coast it stops making   a lot of sense you got to go for some more creative Place cheaper like 5 million probably yeah yeah yeah just a little $5 million 5 million um but but cheaper housing there so you guys are finding opportunity now is that bill all for California where you can for all California and then the local um you know counties and municipalities can kind of change that and you they can't make it any more restrictive but they can make it even less restrictive okay good and so are you uh are you guys doing long-term rentals there are you   doing short-term like airbnbs um semi longterm right so we're putting in a 10-year fund so you know we're getting we're buying the property we're renovating it putting ad used on the properties and then renting them for a few years and then unloading them towards the back end of the the fund I love love that and with these you're all buying them in the same area yeah yeah Riverside County generally I mean it's you know spread across how are you guys finding good deals in this market you know it's so hard multif family no you   name it any any type of real estate there's always a huge disc connect between a seller and a buyer how are you guys finding good deals right now uh my business partners man like I you know I'm handling legal I'm working with some Capital I'm I'm advising on on raising Capital those sorts of things um but my business partners are real estate brokers and they' been doing uh this type of thing identifying properties that are perfect for adus um for a number of years at this point so they're they're the main source they they get   first look I love I love that how how is it finding you know great business partners you know it's just like a marriage you you got to test it out you got to see how it is because a Business Partnership is like a marriage how is it you know and how did you guys link up yeah um networking event so I met I met these bus business partners actually at a wealth without Wall Street event that I was speaking at nice yeah yeah so I met them hit it off with them I think the first I've been in Good and Bad   Business Partnership relationships yeah I I think you you have to go through bad ones you do because if if you don't go through bad ones you don't know what what can happen to you and I would rather go through bad ones early on to make sure that when if we went into business we have the right contract the right verbage all of that in place because at the end of the day again just like if you would get married you're signing a contract to your wife you know in most circumstances I highly recommend   sign a prup I'm not a big fan I don't believe in marriage uh but a Business Partnership is a marriage yeah you know it is it is and building off of that like you have to like the person I think that you're going into oh 100% you have to hang out with them like you you have to be very cold cordial you know talk you guys have to like the same things if you just like a relationship if you guys don't like the same things if you don't like if one party likes working out the other one doesn't other one doesn't eat   healthy the other one eats healthy like it's just not going to work out it's not not not a long-term Business Partnership right like it can't just be transaction maybe shortterm really quick turnaround time but if it's going to be a long-term Business Partnership you got to like that person you generally like him you're like hey I I like this dude I'll go have a beer with him this is great this is I'll travel with him my business partner we travel around the world together we hang out together we go to   the same events together we like the same things you know it's it's amazing that's super important part because I think communication back to communication is huge right like and if you don't like that person it's going to feel forced and awkward and kind of going over a hump to try to communicate with them and that's the key you got to stay transparent you got to communicate because again if you have that separation you're not communicating you're not transparent who knows what the other person is doing at that point   oh agreed agreed most definitely I mean my business partner we talk about 20 20 25 times a day yeah and it's and most of it's business but other thing is personal hey how's the family doing how the kids doing you know anything going on blah blah blah but it's super important to also let your business partner know what's going on with you personally I think that's I think that's important as well because if if you're going through you know knock on wood you know something with your marriage I need   to know that I feel you know even if it's getting a little rough I need you to say hey you know my marriage is getting a little rough because I need to know okay if you're not here at business 100% I'm going to step up 120% to make sure that we're still good you know I think that's important AB for sure for sure and we do that even with like our team so with bur boot camp with some other businesses that we have we have leadership meetings and we make sure that everyone sh kind of personal things   what's going on keeping that transparent relationship up because it's it's important it affects um your personal life affects your business life as much as you don't wanted to most definitely no you're spot on there so I always say not all not all chefs not all chefs should own the restaurant not all attorneys should own their own practice you know what has really helped you to really own your own business and and you know go through the trial and errors and things like that to you know survive Co   to to run a successful you know Law Firm things like that yeah I mean I think one of the key things for entrepreneurs and people starting businesses you got to be a little bit crazy right you got to be a little bit crazy you got to be willing to take risks right you got to assess risks and and take them you can't be afraid to to just go out there and take action and do it um I think that attorneys on the other hand are trained not to take risks right they are trained to assess the risks but they're really   leaning to risk averse risers really leaning towards no whereas an entrepreneur is leaning towards yes yes so I think that I strike a really good balance between those two that's good um and I think that's what allows me to be an attorney at heart but then you know also be an entrepreneur and take risks and I think that's what my business partners appreciate as well I love that um I figure out how can we do it rather than can we do it right like that most attorneys will be like well we can't do it because of this or I advise   you not to do it because of that I will say look we can do it here's how yep right and here are the risks oh most definitely now you as the business partner if you're my partner we need to decide is it worth it or not yeah right cuz there's there's always risk involved so do you want to take no matter what you do there is risk you just have to make sure you take the calculated risk that's right you know and sometimes you may think it's calculated at that point in the moment and it turns out to not be   right so you have to have the ability to Pivot very quickly like you guys did with Co you have to have that ability to handle that stress and handle that pressure so you can power through for sure absolutely yeah no I love that where do you see you you think you know where do you see yourself uh you know growing uh triest you know where where do you see yourself with that and on to the Future yeah so I joined tribe vest of July of last year nice so it's been about um been about one year and we have   really developed um you know this this fund of Fund in a box right like you've probably heard about how the market is really shifting from the cgp model right to fun of funds because the is kind of you know they kind of started investigating people and you know these folks that had these cgps that were just raising capital and not doing anything else which everyone knows you're not supposed to do but everybody does it anyways yep um started looking for another solution and the fund the funds model has always been it is the solution   it's always been the solution it's not a new thing it's just a more you just people didn't know of it at the time at a high level yeah and and honestly it it's more complicated it's more expensive it's more expensive and there's just you know a lot more things to go into it so people just took the easy route did theot quote CP rout and and it you know I guess I'll say that it worked up until this point right like I guess you could say you got away with it or what have you um but the market is is   is Shifting or has shifted to the co or to the fun everything is fun to funs now that's all I'm seeing is fund to funds models training programs you know and fund to funds things like that you know it's definitely questionable I think as an investor I would ask if if I'm talking to a sponsor hey are you the lead sponsor or you a fun of funds because in in my eyes you're paying double fees you know to get into those opportunities don't get me wrong people need to make money people are giving you   great opportunities to invest and build your Capital um but there's definitely questions I feel like definitely needs to be involved yeah I mean there's always questions right I mean even when everyone was using the CP model it's like well who's actually the operating partner who's the lead sponsor who's actually going to execute the business plan after we closing this property and I think a lot of cgps were kind of masquerading as the operating partner like hey this is my deal I found the property I'm going to be doing this   executing this business plan in reality there's a lead sponsor who found the deal who's signing the loan documents who's going to execute the business plan and sometimes there passive investors don't even know they don't even know and and fund manager like you said kind of same it's the same thing right the fund manager should not be representing that they're the operating partner Som or anything like that um I know at tribe vest we we really emphasize that because the the vehicle that we use is an SPV   fund of fund where the the fund of fund is designed only to invest in one specific deal so we're not it's not a discretionary fund where you can do whatever we can do whereever whatever you want invest you know multiple deals or anything it is one deal so you're really just serving as a conduit uh to invest in a Target deal so it's very clear to the pive investors very spe specific if you invest in this fund of fund all your capital is going into this deal and we disclose those deal documents as well so those offering   documents are an exhibit to the fund of fund offering documents most definitely no I think that's super important and we have a fund that we've put together for car washes and before we really truly launch the fund we have we have those deals locked under and we're like look these are the deals we may add some more deals but these are the specific deals that we are buying and that the capital is going into yeah yep yeah for I think that's super important so you guys are really taking advantage of this   opportunity out in California um you see it definitely growing you know with your guys's portfolio out there oh for sure for sure I mean the fun to funds model we we've made it affordable right so the the problems with it were that it's complicated it's expensive those are the two B two biggest things you've got to get your if you're a fund manager who used to be a cgp depending on the lead sponsor to do everything for you now you've got to do all those things yeah accounting you know all bookkeeping all   of that you got to open a business banking account you got to form your LLC you've got to find a Securities attorney you've got to find a CPA you've got to manage your investors you got to find a platform all those things that the lead sponsor usually does yeah and then you're going to have to pay depending on the attorney you know anywhere from 15 to 30,000 absolutely uh you know on average some are even 50,000 from what I hear but normally the head attorney who's running the whole syndication will   have a deal where you can do a fund of funds at a cheaper amount but it's going to cost maybe 15 20,000 for you as a fund manager to open up your own fund right and you know that some CPS former CPS can't really raise Capital right like they own a deal and they say hey I can raise a million bucks easy and then they come up with 100,000 bucks or zero yeah right so if you do that with a fund of funds well now you an attorney 15,000 bucks or 25,000 bucks and you didn't raise any Capital you're screwed that's   a lot of money out of your pocket when you weren't able to get paid on that deal yep um but what we've done at triest is combined all all those things together love that we you with triest it's a fun to fun in a box it's basically done for you kind of a done for you program you know you you get your k1s we open your business banking account we form your LLC we do your offering documents we on board your investors so we send out electronic signatures of the offering documents quote unquote hurting the cats right   getting getting them to wire their funds basically taking the place of an investor relation which I will tell you I love our investors that will sign and wire right then and there but we do have those sum that will sign and then the wire is like pulling teeth and it comes to a point where I'm like look like I feel like I'm stepping my boundaries by keep asking you hey why are your Capital we need you know it's very difficult sometimes yeah it is it is and I can feel for him a little bit especially the first time   around ,000 bucks you're like whoa this is crazy wiring to a stranger or somebody you might have just had a couple of contacts you know we we advertise heavily on social media we only accept accredited investors as a 506c so we can advertise we advertise heavily on social media um I don't actually to be honest with you I don't think I've ever done a 506b that's awesome that's a great that's place to play I always6 coun people to do five sixc and only accept credit investors that's going to keep you safe yeah 100% you know and   it's it's a lot easier um but yeah you know I think it's it's super important to go that route and even with those new investors I definitely understand you know 50 200 300 you know 500,000 is a lot of capital from someone you you met on social media that's why you ask the right questions that's why you get references you understand the business model business strategy and at the end of the day though you have to take a risk you have to take a risk and a leite got the trigger and just do it yep got   to take action I love that you guys are doing that all inone I think that's huge yeah yeah and going back to to pricing man you the last Law Firm that I worked at huge Law Firm top three law firm in the world we charged $75,000 you bullsh out of the gate for a set of s now this was at the lead sponsor level but a lead sponsor documents and that's just for the initial drafts and then it's charged per hour no way yeah get started just to get started people don't realize how expensive creting a fund is it's   expensive yeah yeah and then some people you know there are you know these Boutique firms I mean even my Boutique firm we do it at a much lower cost and people are like whoa that's so expensive because they just haven't seen it I'm like you have no idea how expensive it actually can be oh I know do you do you see yourself uh going into any other practice of law oh I don't think so secur is where it's at man I mean I've I'm a fund manager I've syndicated deals myself as a lead sponsor you know I've   worked as a Securities attorney now for a number of years so it's it's kind of where my interest and my legal practice have kind of combined how do how do you keep up with your energy and your mindset your your your high energy your great mindset how do you keep up with that and cultivate that man I think you know we kind of touched on it before but we didn't quite get around to it it a lot of it is just trying to take care of yourself staying healthy man getting sleep that's super important right I   think a lot of entrepreneurs run themselves into the ground and they don't sleep man I don't care what time I get to bed I'm sleeping 7 hours so I I set my alarm clock for 7 hours after I really you do that after I lay down interesting I'm complete opposite oh yeah uh no matter what time I go to bed I wake up at 6:00 a.m. no matter what time uh Stephanie can tell you I'll send her emails at 3:00 4 a.m. in the morning you might get 2 hours might get 10 hours yep no never 10 no never o never over   seven okay I can't get over seven hours yeah I if I get over seven hours I feel joggy I feel like I've slept I've wasted my day um even on Saturdays and Sundays I will wake up boom and you know if whoever's in the my girl who's in the bed I'm in in my office at the home working you know at 6:00 a.m. on a Saturday that's how I'm wired if we get home at 1:00 from an evening you know out with friends which I rarely do 6:00 a.m. I'm up ready to go that's awesome man that's awesome and I think what helps you know I don't drink yeah don't   drink alcohol I don't care to um you know I drink water I drink too much lattes yeah uh but uh but yeah don't drank alcohol and I think that's helped tremendously sure not being in my system yeah that there's a huge movement now right towards not drinking my what's this new there's this new uh drink everyone's getting it's uh it's not it's we all know a virgin drink meaning no alcohol but a mocktail oh yeah every I'm hearing this everywhere everyone's just saying they're getting mocktails cuz they don't want to drink it there's like   mocktail bars there are I think there's some in Charlotte that are mocktail bars and they don't serve any alcohol at all um and I think a lot of people again I don't know if it was Co or whatever but a lot of people are very conscious with their health they're watching what they eat even you know with go again going to these grocery stores next time you go to the grocery store look at that this is bio-engineered chemicals you know a lot of people are watching that in what they're putting into their system for   sure for sure people are much more aware of it I mean I I'm a drinker I do drink which is fine yeah but I do I you know I did dry January and honestly you can just you can tell I mean you're poisoning your body with alcohol I think at this point everybody understands that they realize that and they choose either to do it or not but is poison to your body I mean that's what at the end of the day it is and for me personally I don't I don't care to wake up feeling you know joggy or anything like that I   care to wake up feeling great you know thriving and ready to go but alcohol does do that alcohol will do that to you and you'll definitely see the the weight I mean my lattes I see my lattes at my lower stomach and I'm like I got to do more ABS got to eat healthier got to drink the black coffee man I do so I drink the black coffee but when I'm out and about I'll stop and get a latte I I don't know I love I just love these lattes yeah I drink a ton of coffee so but mostly black coffee at home I I'll   make black coffee 100% at home black coffee but if I'm out and about traveling or something like that I'm like got to give me a latte yeah for sure but yeah man I mean it's it's staying healthy you got to keep yourself healthy to be able to perform mentally yeah you have to you have to these days especially with all this bioengineered you know chemicals all this type of food out there that is just unhealthy for you you have to really watch what you eat for sure for sure you got to get that work out in I mean if I'm not working if   I don't work out for like 2 days in a row I'm going I'm going like stir crazy oh I am too I am too I work out every single day and even if I can't get a full like hard workout in I'm like okay I'm going to walk around the block like I'm going to and I and I now have a tread meal under my desk where I'm like I'm going to at least walk one mile because I know I can't get a full workout in at the gym today so I'm at least going to walk one mile because I I have to keep my body doing something for sure there's something about it it just   clears your mind out right like it just it gives you Clarity by working out when when you don't work out for a couple of days man it's just like fog just I just feel foggy it no 100% you don't feel sharp I'm a big I'm a big fan of the sauna and the steam room yeah I love a nice sauna in the steam room I I do it before I work out and after I work out and I can stay in there for 30 minutes each like I love it in there um but I I think you know adopting that I'm looking into that red light therapy I don't know   if you've looked into it I've heard of it I've seen it but I haven't done a ton of research on it yet I've done some research on it I'm doing more on it though I don't know enough to be dangerous but I'm it's definitely everything I'm reading is very highly beneficial you get that like built into the sauna right I've SE if you get the home Sona too see I'm I'm bougie I work on a lifetime uh they don't have it there um but uh hopefully they do soon um but yeah you can get one of those home saas that also have the red light   therapy in it yeah yeah yeah I think I think that's huge um from what I've done with research is very beneficial for your body there you go let me know let me know what you what you find out I will I'll definitely let you know on that so I love what you guys are doing out in La you know really maximizing what that current law is out there do you see yourself you know you guys possibly getting into the multif family space of large multif family because I know that's what when you and I first met we   we were doing that all that you see yourself going back into that route sure man I mean when the market makes sense and I'm not saying it doesn't make sense but I I don't have a fully build out team right that that's able to find and identify great deals and that takes that takes a lot takes time effort all that exactly so I don't have that fully built out team but when it makes sense to partner with somebody that does have that team and I like the deal certainly certainly no I I don't I don't blame you   I think right now there's still a huge disconnect um I will have to agree with Grant cordone on this is that um I watched a video and he said um right now it's going to be very difficult to put push rents which I've said before and I agree with uh he's given a timeline about 2026 and then uh from there he feels that rents are going to Skyrocket substanti I you know right now it's going be very difficult push R you're not going to be able to for a good couple years so how are you undering you know back in the   day right after covid with the c rate compression everyone's underwriting four five 7% rent growth you know every single year and it's like you can't do that now and that's when I I saw the really the writing on the wall um and then from there you know if if that it's going to be like that for the next couple years till 2026 you know after that is it going to spike or is it not you know there's going to be a lot of Supply coming on the market how how what's it going to look like you know it's unpredictable man it's tough   anybody that tells you that they know the answer they they don't know they might be taking a good guess but they don't know they don't know I think you're going to see a lot of people switch asset classes like we did you know we're in the car War sector we're going to stay in the car War sector um you know will we get into Hospitality or retail here in Charlotte I mean I'd be dumb not to get into retail here in Charlotte or Hospitality we all know Charlotte's booming um it's a wild City so you getting our hands on great   property great real estate it may make sense yeah you you got to stay Nimble you got to stay Nimble you you can't just uh you can't just stay in one vertical one industry one asset type just because that's you know what you've done in the past corre that might not make sense right now today's market I think we saw a lot of sponsors in 2023 get into that

Relationship-Driven Growth with Jon Ferrara of NimbleOn this episode of The Thoughtful Entrepreneur, host Josh Elledge speaks with Jon Ferrara, CEO and Founder of Nimble, about the deeper value of authentic relationship management in business. As the creator of both GoldMine and Nimble, Jon has pioneered the CRM space for decades—and continues to champion people-first strategies that go beyond sales. He shares how his passions, personal journey, and entrepreneurial experience all reinforce a simple truth: building strong relationships is the foundation for long-term success.Why Human Connection Still Wins in a Tech-Driven WorldJon Ferrara believes business is personal. From inviting clients into his kitchen to weaving shared passions into conversation, Jon makes the case that authenticity builds trust—and trust drives growth. He explains how Nimble was designed as a CRM for the entire company, not just sales, pulling in contact data from email, LinkedIn, and other platforms to give teams a full picture of their relationships.Throughout the conversation, Jon explores why traditional CRMs often fail due to low adoption and poor data, and how Nimble overcomes these hurdles with automation and smart enrichment. Whether you're in sales, marketing, customer success, or partnerships, Nimble helps you stay top of mind and build meaningful, lasting connections. Jon also shares actionable tips—from leading with service to leveraging podcasting as a relationship tool—that any entrepreneur can use to grow their influence and network.Ultimately, Jon reminds us that success in business (and life) comes from being present, offering value, and consistently showing up for the people around you. Technology can enhance relationships—but it's the human touch that makes them matter.About Jon FerraraJon Ferrara is the CEO and Founder of Nimble. A pioneer in the CRM space, Jon previously founded GoldMine and now leads Nimble with a mission to simplify relationship management across the entire organization. He's passionate about helping professionals build authentic connections that drive both business growth and personal fulfillment.About NimbleNimble is a relationship-focused CRM designed for small businesses and teams. It unifies contact data from email, social platforms, and business apps—making it easy to track, manage, and nurture key relationships across sales, marketing, partnerships, and customer success.Links Mentioned in this Episode:Nimble WebsiteJon Ferrara on LinkedInEpisode Highlights:Why relationships—not just transactions—drive long-term successThe evolution of CRM from GoldMine to NimbleHow Nimble integrates with daily workflows to reduce frictionThe common pitfalls of CRM adoption and how to avoid themActionable tips for building meaningful business connectionsConclusionJon Ferrara's relationship-first mindset is a timely reminder in a world of automation and AI: genuine human connection is still your strongest competitive advantage. With the right tools—and the right intention—your network can become your greatest asset. If you're ready to lead with empathy, service, and strategy, Nimble offers a powerful way to grow your relationships and your business.Apply to be a Guest on The Thoughtful

In this episode, Garrett sits down with David and Stephanie Bailey, co-founders of Nimble Retail, a Tampa-based company reimagining what retail space can look like. They share how their micro-shop model helps small businesses thrive in high-traffic areas without the need for traditional buildings or long-term leases. From forming creative partnerships with cities and landlords to solving permitting challenges and scaling their footprint across Florida and beyond, this conversation dives deep into how Nimble is making retail more flexible, affordable, and local. Whether you're in real estate, retail, or just love creative business models, this episode will get you thinking differently about space.0:00:00 - Introduction0:11:08 - Nimble Retail1:12:19 - Car Reliance1:16:21 - Retail in creative places1:26:55 - Franklin Street Plan

Rachel Brindle, maintainer of Nimble and Quick, comes on to talk about what's new in Swift Testing and what the future of Swift Testing may hold.GuestRachel BrindleRachel Brindle (@younata@hachyderm.io) - Hachyderm.ioyounata (Rachel Brindle)Rachel Brindle (@rachelbrindle) • Instagram photos and videosRelated LinksWhat's new in Testing, 2025 Editionnalexn/ViewInspector: Runtime introspection and unit testing of SwiftUI viewsQuick/Nimble: A Matcher Framework for Swift and Objective-CQuick/Quick: The Swift (and Objective-C) testing framework.pointfreeco/swift-snapshot-testing:

Email marketing for voice actors can be a game-changer—or a spam trigger. In this episode of the Everyday VOpreneur Podcast, C.J. Merritt asks what happens when Gmail flags your outreach as spam. Marc Scott breaks down how automated sequences like those in Nimble can lead to delivery issues and what you can do to fix them. Learn how to stagger send times, rotate subject lines, and boost your email deliverability with Google Workspace. Plus, get practical tips on keeping your CRM clean and compliant so you don't burn your domain. If you're a VOpreneur using email to grow your business, this episode is packed with actionable gold.  

Get episodes without adverts + bonus episodes at ⁠⁠⁠⁠EasyStoriesInEnglish.com/Support⁠⁠⁠⁠. Your support is appreciated! A monkey shares his figs with a shark, and for a while they are friends, but when the shark invites the monkey to his home under the sea, the monkey suspects that something may be wrong... Go to ⁠⁠⁠⁠EasyStoriesInEnglish.com/Monkey⁠⁠⁠ for the full transcript. Level: Intermediate. Genre: Philosophical. Vocabulary: Fig, Nimble, Toss, X and Y don't mix, Halfway, Graceful, Indifferent, Ordeal, Nap, Send someone your wishes. Setting: Fairytale. Word Count: 1686. Author: Fairy Tales. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you ever feel buried in marketing, admin, and editing tasks—and wonder what you should be doing instead? In this episode, Marc Scott breaks down how to identify which voice over tasks to outsource, why some of the best candidates are the ones you do well but don't need to do yourself, and where to find help within or outside the VO industry.

SaltPOD 0006, Summer 2025 Release date: June 30, 2025 Welcome gamers! If you are a board gamer, a social gamer, or someone who loves RPGs, SaltCON is a place for you. Welcome back to SaltPOD, your dedicated deep dive into the vibrant world of SaltCon and the incredible community that makes it tick! If you're new here, SaltPOD is your backstage pass, your insider scoop, your direct line to all things SaltCON. SaltCON – the biggest and best tabletop gaming convention in the Mountain West! We're here to explore the amazing games, the fantastic people, and the unforgettable experiences that make SaltCon a must-attend event year after year. Get ready to level up your excitement!" This episode we are reviewing all the great things that happened at SaltCON Summer which happened June 6th through the 8th at the Davis Conference Center, in Layton City. The first Summer event is the smallest of the events that happen at the Davis Conference Center, but that does not mean there is a shortage of events and fun to be had. This was still three days that were packed full of RPG events, Board Game events, Social gaming events, and even a tournament or two to be played in. So sit back and let's dig in. We have a lot to talk about. Vendor Hall Some very cool stuff for gaming drinks, games, and gaming accessories. https://www.facebook.com/diethuludimension/ https://www.etsy.com/shop/DiceChaos/ https://wyvernwarfare.com/ https://www.facebook.com/Fictionmobile/ https://binarycocoa.com/ https://aalazersquirrel.com/ https://www.4xpgaming.com/ Hot Games: Andromeda's Edge Cat Blues: The Big Gig Creature Caravan Critter Kitchen Finspan House of Fado SETI: Search for Extraterrestrial Intelligence Slay the Spire: The Board Game Play to Win Games  I played a handful of games from this game on the shelves, there were around 30 games that were there to try out and to get a chance to win them. Even if you just wanted to review the rules and enter to win the game that is an option, but this is a great way to try a game and see if you want to have a chance to win them. https://saltcon.com/summer-play-to-win/ Gaming library A huge game library with over 2500 games to check out and play. Classic games, and new games alike. There were 278 different events the attendees could sign up for.  178 Total RPG events. 85 RPG events 26 Pathfinder events 67 Dungeons and Dragons Adventurers League events Pathfinder Society: Salt of the Ocean Multi Table Event In the Eye of Abendego, the storm has receded just enough to reveal two particularly interesting new sites: one is a wrecked Pathfinder ship and the other an ancient island associated with prophesiers and demons. With some help from an old pirate friend, the Pathfinders are kitted up in order to investigate these two new occurrences, however it seems like she wasn't the only pirate with her eyes on these strange new prizes. The Society will have to face the dangers of sea and storm as they sail to their goal, hoping to beat their rivals to the hidden secrets! This event was played with multiple tables running simultaneously, at multiple level tiers. The Pathfinder Society came out victorious! D&D Adventurers League: Hold Back the Dead Multi Table Event The Adventurer's League had some close calls, and not everyone made it out alive this time... but the dead have been vanquished. For now.  Hold Back the Dead is a multi-table Dungeons & Dragons adventure where heroes must defend a stronghold under siege by an overwhelming undead force. As the tide of the dead rises, players work together across tables to uncover the source of the invasion and prevent an ancient evil from breaking through. Designed for epic coordination and tense decisions, it blends horror, heroism, and high-stakes combat in a dynamic battlefield setting. Playtests for new RPG systems were available at SaltCON Summer with the highlights being  Untold RPG and  Nephilim the Forsaken, brought in by local game designers.  SaltCON End of Summer will have a stronger focus on prototype RPG systems and welcomes game developers to join the SaltCON GameMasters Guild on Discord or Facebook to learn more about bringing their systems to the convention. Total sessions run: 175 Other popular games included Cyberpunk Red, Shadowdark, Call of Cthulhu, Shadowrun, Vampire the Masquerade, The Electric State, BESM, Nimble 2, Dragonbane, DC20, and many more! Game Swap Flea Market Saturday for 2-hours Tournaments Sabacc EventsBroadway Murder Mystery - Groomed for Murder! This was a big hit and will return for End of Summer with rumor of a second game being added. Grilled to Death Nebula: A 4X inspired Big Group Game Tichu around with Danny We had about half of the attendees learning Tichu for the first time, it was really cool to see them pick up strategies after each hand! There were many surprising outcomes, including many successful and unsuccessful Tichu calls, hands that looked certain, than turned upside down, and many laughs. Everyone that I spoke to that was learning for the first time was excited to get the game, and play some more! Blood on the Clock Tower Nine different event and one how to play event Mini Painting Seminar Saturday 1:30 64 total board game events Board Game Events 30 Board Game Events Meeple Nation events 34 Meeple Nation Board Game Events What a way to start the Summer of Gaming. So what is next? SaltCON End of Summer August 29-31 1000 badges Game library RPG area Tons of RPG events Hot Games No-Ship Math Trade Game swap Open all three days Flea Market Saturday 9-10AM Figure Painting  Saturday 12:30 -3:30PM Vendors Reserved tables Four left Next Year SaltCON is adding a Sixth Event. One that will have many people very excited.  SaltCON Cruise August 7-14 Leaving Seattle and cruising up to Alaska and then back to Seattle. Limited to 100 spots Gaming Library Room Block If you have any questions feel free to email us at MeepleNation@gmail.com. We are always excited to hear about new games and exciting events and great times. And with that we have completed another deep dive into the salty goodness of SaltCon! We hope you're as excited as we are for all the fun and games. Remember, SaltPOD is your ongoing connection to these amazing events. But the board gaming adventure doesn't stop here! If you love in-depth discussions, diverse perspectives, and talking about all things board games, be sure to check out our regular podcast, Meeple Nation! There we have episodes serving up fantastic content week after week. Until next time, keep rolling those dice, and we'll see you at SaltCon!"Thanks for listening.   

Matt and Rob talk about the explosion of 5e hacks/clones/heartbreakers, including what's good, what's bad, and what's this all about? We talk about Nimble 5e and DC20 in this episode, but there's more to come! Fantasy Heartbreakers Follow Dungeon Master of None on Blue Sky:  https://bsky.app/profile/dmofnone.bsky.social  https://www.patreon.com/DungeonMasterOfNone  Join the DMofNone Discord!