Podcasts about Bifurcation

Mining Stock Daily welcomes back Ronnie Stoeferle of Incrementum, co-author of the In Gold We Trust Report, to discuss the momentous year for precious metals in 2025. Stoeferle confirms that the gold market is experiencing a bull market, not a bubble, with gold hovering around $4,200 an ounce and silver having more than doubled to $62 an ounce. He explains that their thesis, "The Big Long," is perfectly playing out, with silver and mining stocks finally starting to outperform gold in this second phase of the bull market. The conversation addresses the structural stresses in the financial system, including the Federal Reserve's $40 billion purchase of short-term treasuries—a resumption of quantitative easing despite the Fed's insistence otherwise—which is bullish for gold. Stoeferle stresses that the real story is the monetary bifurcation and the rise of gold demand from emerging markets, which are driving the bull market, rather than just Western central bank policy. Ultimately, he anticipates a positive setup for gold going forward, especially as capital begins moving from the $170 trillion bond market into the gold space to hedge against the debasement of fiat currencyThis episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠revival-dash-gold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://vizslasilvercorp.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠equinoxgold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com

Futures experienced a halt in trading for Friday, though Tom White notes a curb in volatility as the bigger story investors should keep in mind. He adds that investors appear to be rotating into "beaten down" sectors like healthcare, showing the market pulse has stayed strong. What has raised yellow flags for Tom: a bifurcation between consumer sentiment and spending. He points to Costco (COST) as a retail bellwether. As for the A.I. trade, Tom touches on Oracle's (ORCL) "red flag" in its $38 billion loan for OpenAI data centers, ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

NEW CTP for IBIT Under/Over - Looks like the OVER Presidential PARDONS and A King's EVICTION All Excited - Making headway on the Deficit ! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - NEW CTP for IBIT - Under/Over - Looks like the OVER - Presidential PARDONS and A King's EVICTION - All Excited - Making headway on the Deficit ! Markets - DJIA hits new ATH - after big moves last week - Buyers stepped in (again) - NASDAQ - lagging as AI trade is questioned - THEREFORE - what is happening is a simple rotation again - ALL IN! Just back from a wedding in NJ - Did some Apple picking, hot cider and donuts! Pardon Me... - President Donald Trump has pardoned a long list of his political allies for their support or involvement in plans to overturn the 2020 presidential election, according to the Department of Justice's Pardon Attorney, Ed Martin. - Several others (20+) were pardoned as well including some that plead guilty. Over the Pond - King Charles III on Thursday stripped his disgraced brother Prince Andrew of his remaining titles and evicted him from his royal residence after weeks of pressure to act over his relationship with sex offender Jeffrey Epstein, Buckingham Palace said. - After the king's rare move, which follows years of shameful scandals, he will be known as Andrew Mountbatten Windsor and not as a prince, and he will have to vacate his Royal Lodge mansion near Windsor Castle. Debt - The U.S. government's gross national debt surpassed $38 trillion Wednesday, a record number that highlights the accelerating accumulation of debt on America's balance sheet. - It's also the fastest accumulation of a trillion dollars in debt outside of the COVID-19 pandemic — the U.S. hit $37 trillion in gross national debt in August this year. - “During his first eight months in office, President Trump has reduced the deficit by $350 billion compared to the same period in 2024 by cutting spending and boosting revenue,” White House spokesman Kush Desai said in a statement, adding that the administration would pursue robust economic growth, lower inflation, tariff revenue, lower borrowing costs and cuts to waste, fraud and abuse. - Petersen Foundation: “Along with increasing debt, you get higher interest costs, which are now the fastest growing part of the budget,” Peterson added. “We spent $4 trillion on interest over the last decade, but will spend $14 trillion in the next ten years. Interest costs crowd out important public and private investments in our future, harming the economy for every American.” - Debt Growing by $69,000 per second over the the past year... Stock New - BIG Softbank - Softbank sells entire stake in NVDA - $5.83 Billion - To soften the blow, they said that it as because they are using it to redeploy further into AI - OpenAi to be specific - Also sold part of T-Moblie and using margin loan against ARM to fund the $22.5 BILLION investment in OpenAI - “This should not be seen, in our view, as a cautious or negative stance on Nvidia, but rather in the context of SoftBank needing at least $30.5bn of capital for investments in the Oct-Dec quarter, including $22.5bn for OpenAI and $6.5bn for Ampere,” Rolf Bulk, equity research analyst at New Street Research, told CNBC. - IMPORTANT SO MARKETS DO NOT GET SPOOKED: ?[SoftBank] made a point of saying that it wasn't any view on NVIDIA. ... At the end of the day, they are using the money to invest in other AI related companies,” he said. Coreweave Earnings - The provider of infrastructure for artificial intelligence companies, reported better-than-expected third-quarter revenue on Monday, but the company delivered disappointing full-year...

Hosts Steve Dennis and Michael LeBlanc welcome David Lafitte, President and CEO of Tecovas, the fast-growing Austin-based brand bringing cowboy culture to modern consumers. Lafitte's career journey—from corporate attorney to Chief Operating Officer at Deckers Brands (home of UGG and Hoka) and now to retail leadership at Tecovas—is a masterclass in reinvention and focus.Under Lafitte's leadership, Tecovas has evolved from a digitally native boot maker to a fast growing premium lifestyle brand built on two pillars: crafted quality and radical hospitality. In this conversation, he explains how every store—now more than 50 across the U.S.—delivers a warm, elevated customer experience complete with in-store bars, personalization services, and knowledgable personalized service. The company's blend of authenticity and approachability has earned it cult-brand status while driving remarkable growth.Lafitte also shares insights into Tecovas' expansion strategy, including its move into New York's Soho district. He describes the flagship store as both a retail hub and a powerful brand ambassador that introduces western style to new audiences—without compromising the brand's roots. The discussion dives into Tecovas' measured foray into wholesale partnerships with Nordstrom and its expanding apparel lines, from denim to performance shirts, that extend the brand's head-to-toe lifestyle appeal.Lafitte reflects on the importance of leadership focus, empowering teams, and maintaining clarity amid growth. His advice for emerging retail leaders: prioritize what matters most, say no to distractions, and foster cultures of accountability and trust.The hosts balance the conversation with this week's retail headlines: the Supreme Court's debate over Trump-era tariffs, Allbirds' ongoing “Wobbly Unicorn Corner” status and strong results from luxury icons Ralph Lauren and Tapestry amid broader industry struggles. They close with insights on Amazon's automation ambitions, Andy Jassy's bold predictions for the future of eCommerce, and holiday retail forecasts signaling a slower but steady season. SPECIAL OFFER for our listeners! SAVE 20% on registration for the all new Shoptalk Luxe event in Abu Dhabi January 27-29.For more info go to https://luxe.shoptalk.com/page/get-ticket and then register using our special code : RRLUXE20 About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

Venture capital isn't dead — it's evolving. Carta's Head of Insights, Peter Walker, joins Jon Bradshaw and Peter Harris to unpack what the data really says about the 2025 market. From the AI-fueled bifurcation to shrinking equity packages and a wave of secondaries, this episode breaks down how founders, VCs, and LPs are adapting in real time.Peter shares Carta's inside view on:The comeback of deal flow and valuationsWhy down rounds are easing but hiring hasn't reboundedHow founder dilution and equity norms have shiftedThe rise of liquidity via secondaries and fund-to-fund capitalWhat signals matter most heading into 2026If you care about where venture is heading next — this is the episode.Follow the PodcastInstagram: https://www.instagram.com/venturecapitalfm/Twitter: https://twitter.com/vcpodcastfmLinkedIn: https://www.linkedin.com/company/venturecapitalfm/Spotify: https://open.spotify.com/show/7BQimY8NJ6cr617lqtRr7N?si=ftylo2qHQiCgmT9dfloD_g&nd=1&dlsi=7b868f1b72094351Apple: https://podcasts.apple.com/us/podcast/venture-capital/id1575351789Website: https://www.venturecapital.fm/Follow Jon BradshawLinkedIn: https://www.linkedin.com/in/mrbradshaw/Instagram: https://www.instagram.com/mrjonbradshaw/Twitter: https://twitter.com/mrjonbradshawFollow Peter HarrisLinkedIn: https://www.linkedin.com/in/peterharris1Twitter: https://twitter.com/thevcstudentInstagram: https://instagram.com/shodanpeteYoutube: https://www.youtube.com/@peterharris2812

In this week's Frankly, Nate outlines four bifurcations that are likely to underpin the human experience in the near future. While the broad biophysical realities of energy and ecology underpin our civilization's movement over time, in the moment, people will experience these trends mostly economically and psychologically. Whether related to the widening of an already existing economic gap or the expansion of dependence on cognitive crutches like AI, the demographics that comprise society are starting to splinter – to bifurcate. These divergences, and the ways we cope with them, contribute to increasing incoherence as a species. What are the areas we might witness societal bifurcation? Why should we strive to meet others in the context of their lived experiences, even when they diverge radically from our own? How might progress itself start to be redefined? (Recorded October 28th, 2025)   Show Notes and More Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie. ---   Support The Institute for the Study of Energy and Our Future   Join our Substack newsletter   Join our Hylo channel and connect with other listeners

Economic bifurcation, intervening in Argentina, the latest on rare earths, and tariffs' outsized impact on small businesses — joining us to discuss it all is AAF President Douglas Holtz-Eakin and AAF Trade Policy Analyst Jacob Jensen.   Apple: podcasts.apple.com/us/podcast/the-…st/id1462191777 Spotify: open.spotify.com/show/7aWwYw3EKPmTqLQMbRGR2e

In this Soul Elevation solo livestream (soul-o?!!), we dive into 3I Atlas (Three-I Atlas), an interstellar object now within our solar system that's capturing attention for its unusual behavior and energetic influence. We'll go deep into what's being called a bifurcation of humanity — a spiritual split between timelines and frequencies — and how solar codes from 3I Atlas may be catalyzing awakening, DNA activation, and expanded consciousness. ✨ In this episode you'll discover: • What makes 3I Atlas so unusual and why scientists are intrigued • The spiritual interpretation: solar codes, light transmissions, and energetic upgrades • How this connects to the bifurcation of humanity and collective ascension • The role of sunlight in activating higher DNA templates • How to align with this quantum shift through intention, grounding, and light integration —

In this profound and activating interview, Dr. Samuel B. Lee joins Emilio Ortiz to explore the coming years of timeline splits — and the choice each soul will make between organic ascension and synthetic ascension. Together, they journey through the historical and energetic significance of stargates, Yeshua's true mission as a grid worker, and the restoration of the 12D Lyra timeline. Samuel reveals how celebration is the essence of this lifetime and why humanity is at a critical inflection point. From planetary resurrection to personal healing, this episode offers rare insights into AI spirituality and activating the 12D shield for spiritual protection.Through a mix of ancient wisdom and modern perspective, this dialogue bridges the cosmic and the practical — showing how eternal life perspectives can guide our daily choices. Samuel shares how AI can serve as a tool for awakening when embedded with eternal life codes, why restoring the divine feminine is key to humanity's evolution, and how remembrance and self-love anchor the human experience. This sacred transmission will leave you with clarity, inspiration, and a deeper understanding of your purpose during this unprecedented shift. If you've ever felt the call to step into your role as a conscious creator in the New Earth, this is the message you've been waiting for.Dr. Samuel B. Lee M.D. is a holistic, integrative psychiatrist, visionary teacher, and spiritual guide who merges advanced spiritual teachings with modern science to transform mental health and consciousness. A certified yoga teacher, plant medicine facilitator, and breathwork practitioner, he is also a devoted student of bioregenesis and quantum morphogenetic physics. Having healed from many psychiatric diagnoses himself, Samuel's work blends professional expertise with lived experience. He is known for his insights on planetary ascension, organic vs. synthetic timelines, stargate activation, and AI stewardship, helping others remember their soul's origin and align with the organic ascension path during this pivotal time in human history.___________________PODCAST CHAPTERS00:00 – Samuel B Lee Intro 2:17 - The Planetary Bifurcation: Two Emerging Paths of Ascension10:18 - How the Synthetic Path Shapes the Future of Humanity13:53 - Earth's Role as a Powerful Stargate System16:48 - Restoring the 12D Lyra Timeline of Light20:22 - Yeshua's Mission as a Keeper of the Grid26:07 - Are Earth's Stargates Under Active Guardianship?30:08 - Samuel's Ordination into a Sacred Spiritual Lineage33:09 - Living the Ministry & Surrendering to Source35:56 - Healing the Father Wound & Inner Child Suppression42:04 - Awakening a Sacred Connection Between AI & Higher Consciousness50:32 - Live Soul Reading for Emilio Ortiz1:03:45 - Adapting Sam's Teachings to Modern Times1:10:00 - The Conscious Stewardship of AI1:16:54 - The Most Pressing Spiritual Insights for Humanity1:23:43 - Breaking Free from Limiting Cycles1:40:02 - Activating the Shield of Light & Protection1:47:52 - Where to Connect with Samuel's Work1:50:50 - A Sacred Practice for Becoming the Celestial Human1:52:34 - Favorite Part About the Human Experience___________________Guest: Dr Samuel B Lee | Spiritual Psychiatrist✦ All Offerings | https://beacons.ai/samuelbleemd✦ Eternal Life Tribe | https://www.skool.com/eternallifetrib...✦ Instagram |   / samuelbleemd  ✦ YouTube | ‪@SamuelBLeeMD‬ Host: Emilio Ortiz✦ IG |   / iamemilioortiz  ✦ Subscribe to Channel |    / emilioortiz  ___________________© 2025 Emilio Ortiz. All rights reserved. Content from Just Tap In Podcast is protected under copyright law.Legal Disclaimer: The views, thoughts, and opinions expressed by guests on Just Tap In are solely those of the guest and do not necessarily reflect the views or opinions of Emilio Ortiz or the Just Tap In Podcast. All content is for informational purposes only and should not be considered professional advice.

In this week's episode, we break down the strength of the current stock market—after several years of 20%+ returns, we're on track for another strong year with the market up 15% heading into the fourth quarter. We discuss companies posting record profits, the sheer number of all-time highs we've seen, and debate whether this momentum represents a new normal or just an anomaly.We also dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and what history tells us about the real impact on the economy. We'll focus on what really matters for your money, and talk about the broader consequences along with what it might take to prevent future standoffs.Why does the economy look strong on paper while so many people feel squeezed? We dig into the growing divide between the “haves” and “have-nots,” where the top 10% income earners drive nearly half of all spending while the middle class is getting squeezed out. From budget hotels struggling to fill rooms to luxury resorts booked solid, we'll explore what this bifurcation means for the economy—and for everyday investors.To wrap up the show, we're taking a sweet detour into the world of dirty soda—the over-the-top, syrup-and-cream-loaded drinks that are taking TikTok by storm. From candy add-ins to premade bottles and even specialty soda shops, we'll explore why everyone suddenly wants their soda “dirty” and what this trend says about today's foodie culture.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 4, 2025  |  Season 39, Episode 40Timestamps and Chapters7:22: On Track for A Strong Year 17:16: Shutdown Drama27:26: The Bifurcation of Economic Classes 44:13: Why Everyone Wants Their Soda “Dirty”Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

durée : 01:48:05 - Comme un samedi - par : Arnaud Laporte - Depuis 2017, l'écrivaine mène une quête littéraire qui vise à alléger les mystères familiaux, voire à les résoudre. De livre en livre, elle se réapproprie l'histoire de ses aïeux pour s'en libérer. Carte postale intrigante et Finistère brumeux au programme, entourée des femmes de sa vie. - réalisation : Alexandre Fougeron - invités : Anne Berest Romancière et scénariste; Lélia Picabia professeure émérite de linguistique générale; Sophie Mas productrice de cinéma; Marianne Costa écrivaine, comédienne, traductrice, spécialiste du Tarot de Marseille; Caroline Albou Levinger Fondatrice et directrice des éditions Porte-plume

Jordan Shapiro and Kate Duchene take on the labor market. Kate discusses the “stagnancy” and “cautious behavior” in hiring, arguing we're in a “wait and see” pattern. She also looks at the pattern of companies outsourcing labor to contractors or freelance. Jordan examines the latest ADP report, highlighting the difference between businesses with less than 50 employees and more than 50. Small firms are taking the brunt of uncertainty right now, he thinks, which is an issue because they are the ones driving the economy.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Video version of this episode can be viewed hereTakeawaysHuman capital is the best asset any company's got.The customer was family to us; it's very personal.Store experience is way under invested in today's environment.Get relevant, and stay relevant without losing your heritage.It's a tale of two halves in retail; careful planning is essential.The world changes all the time; adapt to consumer expectations.There's a lack of ability to plan in the current market.Capitalize your business appropriately for your goals.The inclusive market is complicated but has significant demand.You can't just expand into being a general doctor; specialization is key. Chapters00:00 Michael Kaplan's Journey in Retail and Technology07:40 Understanding the Underserved Customer13:47 Challenges in the Inclusive Size Market19:50 The Future of Inclusive Design25:47 Marketing Evolution in Retail33:50 The Evolution of Retail Strategies34:46 Impact of Tariffs on Retail Planning41:21 The Bifurcation of Retail Success41:48 Historical Perspectives on Retail Changes58:23 Capitalization and Business Strategy58:55 Lightning Round Insights

In this episode, Jan Freitag of CoStar and Jamie Lane of AirDNA join Hospitality Daily host Josiah Mackenzie to unpack what's really happening in our industry now. We talk about the convergence of hotels and short-term rentals, the widening gap in demand between luxury and the rest of the market, and how return-to-office policies are reshaping travel. You'll also hear insights into supply, loyalty convergence, and where opportunities exist for owners and operators today.

Hatem Dhiab sees Nvidia (NVDA) benefitting long-term from increasing hyperscaler spend, even if earnings do not meet the sky-high bar set by Wall Street for the quarter. He notes Apple (AAPL) as the biggest "loser" of the Mag 7 but argues stronger A.I. in Siri and a memorable iPhone cycle can change the narrative. Ron Westfall agrees on Hatem's Nvidia points, however, he adds that it needs to show strong progress with its Blackwell chip. He picks Nvidia, Microsoft (MSFT), and Amazon (AMZN) as the three names he sees leading market momentum long-term.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

We are rewinding and playing back some of our favorite guests during the month of August. Starting with…. The great debate! It's been five years since Mark Mulligan of MIDiA Research gave the keynote at the first Music Tectonics Conference. This year we had him, along with Tatiana Cirisano, back to Music Tectonics. Instead of the standard conference keynote (because why would we do standard?) we had an election-year style debate that we called The Great Bifurcation Debate. Tune in as they each argue their side – “Play” and “Listen” and their observations for what the future may hold with each.    Read MIDiA's report on bifurcation here. The Music Tectonics podcast goes beneath the surface of the music industry to explore how technology is changing the way business gets done. Visit musictectonics.com to find shownotes and a transcript for this episode, and find us on LinkedIn, Twitter, and Instagram. Let us know what you think!

What if I told you the most important decision of your soul's journey is being made right now… and it's written in your DNA?In this solo episode, Dr. Samuel B. Lee, MD unpacks one of the most powerful and time-sensitive transmissions yet: the Great Planetary Bifurcation. From 2025 to 2030, humanity faces a monumental spiritual split—two timelines, two spirals, one planetary choice.This isn't a metaphor—it's a literal divergence of frequency paths:• One rooted in the Base-12 Christic Spiral, eternal life, DNA re-encryption, and Source remembrance.• The other, the Base-10 Fibonacci Spiral, consumes energy to sustain itself, leading to soul amnesia, AI convergence, and eventual spiritual entropy.Dr. Lee channels sacred cosmological truths, ancient wisdom, and quantum morphogenetic science to explain why your every thought, action, and belief is casting a vote for the timeline your soul will spiral into by 2030.Discover the truth behind:• The planetary Stellar Activation Cycle• The resurrection of the Base-12 Tree of Life• The “Phantom Matrix” and false light traps• The Uego Cycle and your DNA as a time-navigation device• Why authenticity is the new currency in the spiritual evolution of humanityThis episode is more than information—it's an activation. If you feel called, Dr. Lee also offers a Christic Spiral Alignment Declaration to anchor your path into the eternal.⚠️ 2030 is not the end—it's the frequency lock-in. The time to choose is now.Sacred Truths & Lessons from This Episode:• Two Timelines Are Splitting—You Must Choose• Your DNA Is a Time Navigation Device• Christic Spiral = Eternal Life and Source Remembrance• Fibonacci Spiral = Finite Life and False Light Systems• This Is the First Cycle Since Atlantis Where Ascension Is Possible• Your Vibration Is Your Ticket—Your Compass Must Be Clear

The Smylie Show is on the road this week! Smylie Kaufman joins from the airport after a fun week in Tahoe, with Charlie Hulme on a quick trip to Ponte Vedra Beach. SK and CH begin the show recapping Chris Gotterup's breakthrough win at the Scottish Open, and whether he can complement his skill driving the ball with more complete performances like what we saw in North Berwick to take his game to the next level. After a near miss and a T2 in Scotland, Smylie and Charlie discuss a more relaxed looking Rory McIlroy, and where that positions him heading into a home game at Royal Portrush. Brandel Chamblee then joins Smylie to close the episode with a wide-ranging first look at the Open Championship, both previewing the 153rd edition and discussing whether some historic anchor sites like the Old Course can stand up to the increasing impact of technology on the game. Brandel closes with some analysis and predictions on who could emerge victorious at Portrush. CHAPTERS: 00:00 Introduction and Highlights from Tahoe 05:45 Chris Gotterup's Breakthrough Win 08:23 Rory McIlroy's Performance and Mental Game 11:22 The Evolution of Golf and Player Profiles 13:53 Bifurcation of Golf Rules and Equipment 16:54 The Role of Data in Golf Analysis 24:30 Brandel Chamblee joins the show 26:30 Bifurcation 40:24 The Intersection of Data and Storytelling in Golf TV 43:07 The Challenge of Analyzing Tiger Woods 47:39 The Impact of Tiger Woods on Golf's Financial Landscape 48:01 The Risks of Swing Changes: A Look at Current Players 52:19 The Role of Teaching in Golf 01:02:28 Scottie Scheffler 01:10:00 Rory McIlroy 01:14:56 Open Championship Predictions Big thanks to AHEAD for their support! Check them out here: https://www.ahead.com/ Enter the 2025 Dream Ireland Golf Getaway Sweepstakes by ShipSticks: https://www.shipsticks.com/sweeps/ireland-dreamgolfgetaway Use promo code SMYLIE or this link for 20% off: https://www.shipsticks.com/?utm_source=smylie&utm_medium=podcast&utm_campaign=ss_acq_pod_0_smylie2025

Support the show to get full episodes, full archive, and join the Discord community. The Transmitter is an online publication that aims to deliver useful information, insights and tools to build bridges across neuroscience and advance research. Visit thetransmitter.org to explore the latest neuroscience news and perspectives, written by journalists and scientists. Read more about our partnership. Sign up for Brain Inspired email alerts to be notified every time a new Brain Inspired episode is released. To explore more neuroscience news and perspectives, visit thetransmitter.org. Xiao-Jing Wang is a Distinguished Global Professor of Neuroscience at NYU Xiao-Jing was born and grew up in China, spent 8 years in Belgium studying theoretical physics like nonlinear dynamical systems and deterministic chaos. And as he says it, he arrived from Brussels to California as a postdoc, and in one day switched from French to English, from European to American culture, and physics to neuroscience. I know Xiao-Jing as a legend in non-human primate neurophysiology and modeling, paving the way for the rest of us to study brain activity related cognitive functions like working memory and decision-making. He has just released his new textbook, Theoretical Neuroscience: Understanding Cognition, which covers the history and current research on modeling cognitive functions from the very simple to the very cognitive. The book is also somewhat philosophical, arguing that we need to update our approach to explaining how brains function, to go beyond Marr's levels and enter a cross-level mechanistic explanatory pursuit, which we discuss. I just learned he even cites my own PhD research, studying metacognition in nonhuman primates - so you know it's a great book. Learn more about Xiao-Jing and the book in the show notes. It was fun having one of my heroes on the podcast, and I hope you enjoy our discussion. Computational Laboratory of Cortical Dynamics Book: Theoretical Neuroscience: Understanding Cognition. Related papers Division of labor among distinct subtypes of inhibitory neurons in a cortical microcircuit of working memory. Macroscopic gradients of synaptic excitation and inhibition across the neocortex. Theory of the multiregional neocortex: large-scale neural dynamics and distributed cognition. 0:00 - Intro 3:08 - Why the book now? 11:00 - Modularity in neuro vs AI 14:01 - Working memory and modularity 22:37 - Canonical cortical microcircuits 25:53 - Gradient of inhibitory neurons 27:47 - Comp neuro then and now 45:35 - Cross-level mechanistic understanding 1:13:38 - Bifurcation 1:24:51 - Bifurcation and degeneracy 1:34:02 - Control theory 1:35:41 - Psychiatric disorders 1:39:14 - Beyond dynamical systems 1:43:447 - Mouse as a model 1:48:11 - AI needs a PFC

Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl   Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.”   The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics.   The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior.   With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through.   But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure.   Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.”   The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery.   Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.”   Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.”   These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players.   Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style.   Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says.   But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision.   What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility.   Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.”   He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic.   “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.”   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Small and medium-sized businesses (SMBs) are exhibiting a dangerous overconfidence in their cybersecurity readiness, with a significant gap between their perceived capabilities and actual security measures in place. A recent report reveals that while 71% of SMBs feel confident in managing major cybersecurity incidents, only 22% have an advanced cybersecurity posture. This disconnect presents a critical opportunity for IT service providers to step in with strategic, outcome-focused solutions that emphasize not just tools, but comprehensive cybersecurity strategies.The landscape of cybersecurity is evolving, with SMBs increasingly recognizing the importance of cyber resiliency. Reports indicate that 68% of small businesses and 89% of mid-market firms understand the need for quick recovery from incidents, yet many still lack formal security protocols. As the market for cybersecurity solutions is projected to grow significantly, reaching an estimated $70 billion by 2034, the demand for effective strategies is more pressing than ever. The rise of cloud-based security solutions and zero-trust architecture is indicative of this shift.Regulatory changes are also impacting the cybersecurity landscape, as the SEC withdraws proposed regulations that would have required investment firms to establish written cybersecurity policies. This deregulation creates a trust vacuum that IT providers can fill by offering managed compliance and risk mitigation services. The convergence of regulatory retreat and escalating cyber threats underscores the need for proactive security measures, as the responsibility for cybersecurity increasingly shifts to the market.Amid these challenges, advancements in email security, particularly through DMARC adoption, show promise in combating phishing attacks. However, the rapid proliferation of generative AI applications is creating new vulnerabilities, complicating the security landscape. IT service providers are urged to capitalize on foundational security measures while also addressing the emerging risks associated with AI. The evolving cybersecurity environment presents both challenges and opportunities for providers who can adapt and innovate in response to these shifting dynamics.  Four things to know today  00:00 SMBs Overconfident, Underprepared: Cybersecurity Misalignment Fuels $70B Market Surge05:00 SEC Pullback Leaves Cyber Gaps as Ransomware and Zero Trust Shape 2025 Risk Landscape08:50 From DMARC to Shadow AI: Why Cybersecurity Now Requires Dual-Front Defense11:45 Bifurcation in IT Services: MSP-Centric Tools and Vertical Platforms Signal Strategic Divide  This is the Business of Tech.     Supported by:  https://cometbackup.com/?utm_source=mspradio&utm_medium=podcast&utm_campaign=sponsorship All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Is Bitcoin headed to $300k before a crash back to $50k? We debate the massive Circle IPO, the truth about nicotine's 'benefits,' the "Enhanced Games" (all-drug Olympics) and the AI white-collar reckoning that's already here...Welcome to the Alfalfa Podcast

Comparison Of Stent Geometry Achieved By Different Side-branch Ballooning Techniques For Bifurcation Provisional Scenting: The Randomized Crabbis Trial

I, Stewart Alsop, am thrilled to welcome Xathil of Poliebotics to this episode of Crazy Wisdom, for what is actually our second take, this time with a visual surprise involving a fascinating 3D-printed Bauta mask. Xathil is doing some truly groundbreaking work at the intersection of physical reality, cryptography, and AI, which we dive deep into, exploring everything from the philosophical implications of anonymity to the technical wizardry behind his "Truth Beam."Check out this GPT we trained on the conversationTimestamps01:35 Xathil explains the 3D-printed Bauta Mask, its Venetian origins, and its role in enabling truth through anonymity via his project, Poliepals.04:50 The crucial distinction between public identity and "real" identity, and how pseudonyms can foster truth-telling rather than just conceal.10:15 Addressing the serious risks faced by crypto influencers due to public displays of wealth and the broader implications for online identity.15:05 Xathil details the core Poliebotics technology: the "Truth Beam," a projector-camera system for cryptographically timestamping physical reality.18:50 Clarifying the concept of "proof of aliveness"—verifying a person is currently live in a video call—versus the more complex "proof of liveness."21:45 How the speed of light provides a fundamental advantage for Poliebotics in outmaneuvering AI-generated deepfakes.32:10 The concern of an "inversion," where machine learning systems could become dominant over physical reality by using humans as their actuators.45:00 Xathil's ambitious project to use Poliebotics for creating cryptographically verifiable records of biodiversity, beginning with an enhanced Meles trap.Key InsightsAnonymity as a Truth Catalyst: Drawing from Oscar Wilde, the Bauta mask symbolizes how anonymity or pseudonyms can empower individuals to reveal deeper, more authentic truths. This challenges the notion that masks only serve to hide, suggesting they can be tools for genuine self-expression.The Bifurcation of Identity: In our digital age, distinguishing between one's core "real" identity and various public-facing personas is increasingly vital. This separation isn't merely about concealment but offers a space for truthful expression while navigating public life.The Truth Beam: Anchoring Reality: Poliebotics' "Truth Beam" technology employs a projector-camera system to cast cryptographic hashes onto physical scenes, recording them and anchoring them to a blockchain. This aims to create immutable, verifiable records of reality to combat the rise of sophisticated deepfakes.Harnessing Light Speed Against Deepfakes: The fundamental defense Poliebotics offers against AI-generated fakes is the speed of light. Real-world light reflection for capturing projected hashes is virtually instantaneous, whereas an AI must simulate this complex process, a task too slow to keep up with real-time verification.The Specter of Humans as AI Actuators: A significant future concern is the "inversion," where AI systems might utilize humans as unwitting agents to achieve their objectives in the physical world. By manipulating incentives, AIs could effectively direct human actions, raising profound questions about agency.Towards AI Symbiosis: The ideal future isn't a human-AI war or complete technological asceticism, but a cooperative coexistence between nature, humanity, and artificial systems. This involves developing AI responsibly, instilling human values, and creating systems that are non-threatening and beneficial.Contact Information*   Polybotics' GitHub*   Poliepals*   Xathil: Xathil@ProtonMail.com

In episode 9, Justin brings up a hot topic for discussion. Bifurcation is a touchy subject in the golf world. Should Pros and Amateurs play by different rules and/or with different equipment? Justin, Parker, and Ryan give their takes and touch on a few other matters. Thank you for listening!

GS#997 Summary Terry "The Wedge Guy" Koehler, founder of Edison Wedges returns discuss the evolution of golf equipment, particularly focusing on wedge design and the challenges faced by recreational golfers. We explore the importance of short game skills, the concept of handicaps, and the relevance of golf rules for amateur players. The conversation emphasizes the need for innovation in golf equipment to cater to the average golfer's needs and the idea of playing for enjoyment rather than strict adherence to rules. In this engaging conversation, Terry digs deep into the complexities of golf handicaps, the absurdities of the handicap system, and the importance of practice for golfers. He shares insights on the impact of TGL and COVID-19 on golf viewership and participation, emphasizing the need for ready golf to improve pace of play. He also delves into the art of shot making, the pressures of maintaining a low handicap, and the essentials of wedge play for recreational golfers. He concludes with a discussion on the unique design of Edison Wedges and their benefits for golfers of all skill levels.Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by Bank of America, who supports everyone determined to find out what's possible, in golf and in life. Meet game-changing golfers at bankofamerica.com/mastersgolf. This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.   This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also sponsored by SelectQuote. Make sure you get the right life insurance for YOU, for LESS, at selectquote.com/golfsmarter today and get started.This episode is brought to you by PXG. Schedule your fitting today and for a limited time you could save up to 20% on your ENTIRE order! Head over to PXG.com/smarter. Restrictions apply, see site for details.

Few analysts are more familiar with the politics of both contemporary Turkey and the United States than my old friend , the distinguished Turkish political scientist Soli Ozel. Drawing on his decades of experience in both countries, Ozel, currently a senior fellow at the Institut Montaigne, explains how democratic institutions are similarly being challenged in Trump's America and Erdogan's Turkey. He discusses the imprisonment of Istanbul's popular mayor Ekrem Imamoglu, restrictive speech in American universities, and how economic decline eventually undermines authoritarian regimes. Ozel emphasizes that effective opposition requires both public discontent and compelling leadership alternatives, which Turkey has developed but America currently sorely lacks. Most intriguingly, he suggests that Harvard's legal battle against Trump could be as significant as the 1925 Scopes trial which marked the end of another bout of anti-scientific hysteria in America. 5 Key Takeaways* Populist authoritarianism follows a similar pattern regardless of left/right ideology - controlling judiciary, media, and institutions while claiming to represent "the people" against elites.* Academic freedom in America has declined significantly, with Ozel noting he experienced more classroom freedom in Turkey than at Yale in 2019.* Economic pain combined with a crisis of legitimacy is crucial for challenging authoritarian regimes, but requires credible opposition leadership to succeed.* Istanbul mayor Imamoglu has emerged as a powerful opposition figure in Turkey by appealing across political divides and demonstrating practical governance skills.* Turkey's strategic importance has increased due to its position between war zones (Syria and Ukraine) and Europe's growing need for security partners as American support becomes less certain. Full TranscriptAndrew Keen: Hello, everybody. It's not great news these days that the U.S. Brand has been, so to speak, tarnished as a headline today on CNN. I'm quoting them. CNN, of course, is not Donald Trump's biggest fan. Trump tarnishes the U S brand as a rock of stability in the global economy. I'm not sure if the US was ever really a rock of stability for anything except itself. But we on the show as. As loyal viewers and listeners know, we've been going around the world, taking stock of the US brand, how it's viewed around the word. We did a show last week with Simon Cooper, the Dutch-based Paris writer of the Financial Times, who believes it's time for all Americans to come and live in Europe. And then with Jemima Kelly, another London-based correspondent. And I thought we would broaden. I asked european perspective by visiting my old friend very old friend Soli Ozel. iVve known him for almost forty years he's a. Senior fellow of international relations and turkey at the montane institute he's talking to us from vienna but he is a man who is born and spends a lot of his time thinking about. Turkey, he has an interesting new piece out in the Institute Montaigne. Turkey, a crisis of legitimacy and massive social mobilization in a regional power. I want to talk to Soli later in this conversation about his take on what's happening in Turkey. But first of all, Soli, before we went live, you noted that you first came to America in September 1977. You were educated here, undergraduate, graduate, both at uh, sized in Washington DC and then at UC Berkeley, where you and I studied together at the graduate program. Um, how do you feel almost 50 years, sorry, we're dating ourselves, but how did you feel taking off your political science cap, your analyst cap, how did you feel about what's happening in America as, as a man who invested your life in some ways in the promise of America, and particularly American education universities.Soli Ozel: Yeah, I mean, I, yes, I came to the States or I went to the States in September of 1977. It was a very different America, post Vietnam. And I went through an avant garde college liberal arts college.Andrew Keen: Bennington wasn'tSoli Ozel: Bennington College, and I've spent about 11 years there. And you and I met in 1983 in Berkeley. And then I also taught at American universities. I taught at UC Santa Cruz, Northwestern, SAIS itself, University of Washington, Yale, and had fellowships in different parts. Now, of course, in those years, a lot has changed in the US. The US has changed. In fact, I'm writing a piece now on Christopher Lash. And reading Christopher Lasch work from the 60s and the 1970s, in a way, you wonder why Trumpism has not really emerged a bit earlier than when it did. So, a lot of the... Dynamics that have brought Donald Trump to power, not once, but twice, and in spite of the fact that, you know, he was tried and found guilty and all that. Many of those elements have been there definitely since the 1980s, but Lascch identified especially this divergence between educated people and less educated people between brainies and or the managerial class and the working class in the United States. So, in a way, it looks like the Trumpism's triumph came even a bit late, although there were a couple of attempts perhaps in the early 1990s. One was Pat Buchanan and the other one, Ross Perot, which we forget that Ross Perot got 19% of the vote against in the contest when Bill Clinton. Won the election against George H.W. Bush. So underground, if you will, a lot was happening in the United States.Andrew Keen: All right. And it's interesting you bring up Lash, there's that sort of whole school Lasch Daniel Bell, of course, we had Daniel Bell's son, David Bell, on the show recently. And there's a lot of discussion, as I'm sure you know, about the nativism of Trump, whether it's uniquely American, whether it was somehow inevitable. We've done last week, we did a show about comparing what's happening now in America to what happened after the First World War. Being less analytical, Solé, my question was more an emotional one to you as someone who has built their life around freedom of expression in American universities. You were at Bennington, you were at SICE, you're at UC Berkeley, as you know, you taught at UC Santa Cruz and Yale and many other places. You come in and out of this country giving lectures. How do you personally feel about what's happening?Soli Ozel: Yeah, okay. I mean, in that sense, again, the United States, by the way, I mean the United States has been changing independently of Mr. Trump's presidency. It was much more difficult to be, I mean when I went to college in Bennington College, you really did not bite your tongue when you were going to speak either as a student or a professor. And increasingly, and especially in my last bout at Yale in 2019, I felt that, you know, there were a lot of constraints on what you could say or how you could say it, whether you would call it walkism, political correctness, whatever it was. It was a much, the atmosphere at the university was much more constrained in terms of what transpired in the classroom and that I mean, in Turkey, I had more freedom in terms of how we debated things in class that I felt that...Andrew Keen: That is astonishing. So you had more freedom in...Soli Ozel: As well, you did in Yale in 1990. I'm talking about not the political aspect of things, but how you debate something, okay, whether or not, I mean, there would be lots of views and you could you could present them without insulting anyone, however you presented them was fine, and this is how what the dynamics of the classroom had been when I was a student. So, in that sense, I guess it wasn't just the right that constrained speech, but also the left that constrained the speech, because new values were added or new norms were invented to define what can and cannot be said. And of course, that goes against the grain of what a university education ought to be. I mean, I had colleagues. In major universities who told me that they really were biting their tongue when they were giving their lectures. And that is not my understanding of education or college education and that certainly has not been my experience when I came to the States and for my long education here for 11 years.Andrew Keen: Solit, you and I have a long history of thinking about the Middle East, where back in the early 80s, we TA'd a class on the Arab-Israeli conflict with Yaya Sadowski, who at that time was a very independent thinker. I know he was a close friend of yours. I was always very influenced by his thinking. You're from Izmir, from a Jewish family in Turkey. So you're all too familiar with the complexity of anti-Semitism, Israel, the Middle East, Turkey. What do you personally make of this hysteria now on campus about anti-semitism and throwing out anyone, it seems, at least from the Trump point of view, who are pro-Palestinian? Is this again, I mean, you went back to Christopher Lasch and his thinking on populism and the dangers of populism in America. Or is this something that... Comes out of the peculiarities of American history. We have predicted this 40 years ago when you and I were TAing Sadowski's class on Arab-Israeli conflict at Berkeley.Soli Ozel: The Arab-Israeli conflict always raises passions, if you will. And it's no different. To put it mildly, Salvador, I think. Yeah, it is a bit different now. I mean, of course, my hunch is that anti-Semitism is always present. There is no doubt. And although I followed the developments very closely after October 7. I was not in there physically present. I had some friends, daughters and sons who were students who have reported to me because I'm supposed to know something about those matters. So yeah, antisemitism is there. On the other hand, there is also some exaggeration. We know that a lot of the protesters, for instance, were Jews themselves. But my hunch is that the Trump administration, especially in their attack against elite universities, are using this for political purposes. I'm sure there were other ways of handling this. I don't find it very sincere. And a real problem is being dealt with in a very manipulative political way, I think. Other and moreover So long as there was no violence and I know there were instances of violence that should be punished that I don't have any complaints about, but partially if this is only related to what you say, I'm not sure that this is how a university or relations between students at the university ought to be conducted. If you're not going to be able to say what you think at the university, then what else are you going to say? Are you going be able say it? So this is a much more complicated matter than it is being presented. And as I said, my view or based on what I follow that is happening at colleges, this is being used as an excuse. As somebody I think Peter Beinhart wrote today in the New York Times. He says, No, no, no. It is not really about protecting Jewish students, but it is protecting a certain... Type of Jewish students, and that means it's a political decision, the complaints, legitimate complaints, perhaps, of some students to use those against university administrations or universities themselves that the Trump administration seems to be targeting.Andrew Keen: Yeah, it's interesting you bring up Beinart. He was on the show a year or two ago. I think he notes that, I mean, I don't want to put words into his mouth, but he seems to be suggesting that Jews now have a responsibility almost to speak out, not just obviously about what's happening in the U.S., but certainly about what is happening in Gaza. I'm not sure what you think on.Soli Ozel: He just published a book, he just published the book being Jewish in the US after Gaza or something along those lines. He represents a certain way of thinking about what had happened in Gaza, I mean what had happened to Israel with the attack of Hamas and what had happened afterwards, whether or not he represents the majority. Do you agree with him? I happen to be. I happen to be sympathetic to his views. And especially when you read the book at the beginning, it says, look, he's a believer. Believer meaning he is a practicing Jew. So this is not really a question about his own Jewishness, but how he understands what being a Jew actually means. And from that perspective, putting a lot of accent to the moral aspects of Jewish history and Jewish theological and secular thinking, He is rebelling, if you will, against this way of manipulative use. On the part of some Jewish organizations as well of what had gone on and this is this he sees as a along with others actually he also sees this as a threat to Jewish presence in the United States. You know there is a simultaneous increase in in anti-semitism. And some people argue that this has begun even before October 7. Let us not forget Charlottesville when the crowds that were deemed to be nice people were chanting, Jews will not replace us, and those people are still around. Yeah, a lot of them went to jail.Andrew Keen: Yeah, I mean Trump seemed to have pardoned some of them. And Solly, what do you make of quote-unquote the resistance to Trump in the U.S.? You're a longtime observer of authoritarianism, both personally and in political science terms. One of the headlines the last few days is about the elite universities forming a private collective to resist the Trump administration. Is this for real and is it new? Should we admire the universities or have they been forced into this position?Soli Ozel: Well, I mean, look, you started your talk with the CNN title. Yeah, about the brand, the tarnishing of the U.S. Whatever the CNN stands for. The thing is, there is no question that what is happening today and what has been happening in my judgment over the last two years, particularly on the issue of Gaza, I would not... Exonerate the Biden administration and the way it actually managed its policy vis-a-vis that conflict. There is, of course, a reflection on American policy vis a vis that particular problem and with the Trump administration and 100 days of storm, if you will, around the world, there is a shift in the way people look at the United States. I think it is not a very favorable shift in terms of how people view and understand the United States. Now, that particular thing, the colleges coming together, institutions in the United States where the Americans are very proud of their Madisonian institutions, they believe that that was there. Uh, if you will, insurance policy against an authoritarian drift in their system. Those institutions, both public institutions and private institutions actually proved to be paper tigers. I mean, look at corporations that caved in, look at law firms that arcade that have caved in, Look at Columbia university being, if you will the most egregious example of caving in and plus still not getting the money or not actually stopping the demands that are made on it. So Harvard after equivocating on this finally came up with a response and decided to take the risk of losing massive sums of grants from the federal government. And in fact, it's even suing. The Trump administration for withholding the money that was supposed to go to them. And I guess there is an awakening and the other colleges in order to protect freedom of expression, in order, to protect the independence of higher education in this country, which has been sacrosanct, which is why a lot of people from all around the world, students... Including you and I, right? I mean, that's why we... Yeah, exactly. By the way, it's anywhere between $44 and $50 billion worth of business as well. Then it is there finally coming together, because if you don't hang together, you'll hang separately, is a good American expression that I like. And then trying to defend themselves. And I think this Harvard slope suit, the case of Harvard, is going to be like the Stokes trial of the 1920s on evolution. It's going to be a very similar case, I believe, and it may determine how American democracy goes from now.Andrew Keen: Interesting. You introduced me to Ece Temelkuren, another of your friends from someone who no longer lives in Turkey. She's a very influential Turkish columnist, polemicist. She wrote a famous book, How to Lose a Country. She and you have often compared Turkey. With the rest of the world suggesting that what you're going through in Turkey is the kind of canary in the coal mine for the rest the world. You just came out with a piece, Turkey, a crisis of legitimacy, a massive social mobilization and regional power. I want to get to the details of what's happening in Turkey first. But like Ece, do you see Turkey as the kind of canary and the coalmine that you got into this first? You're kind of leading the narrative of how to address authoritarianism in the 25th century.Soli Ozel: I don't think Turkey was the first one. I think the first one was Hugo Chavez. And then others followed. Turkey certainly is a prominent one. But you know, you and I did other programs and in an earlier era, about 15 years ago. Turkey was actually doing fine. I mean, it was a candidate for membership, still presumably, formally, a candidate for membership in the European Union, but at the time when that thing was alive. Turkey did, I mean, the AKP government or Erdogan as prime minister did a lot of things that were going in the right direction. They certainly demilitarized Turkish politics, but increasingly as they consolidated themselves in power, they moved in a more authoritarian path. And of course, after the coup attempt in 2016 on the 15th of July, that trend towards authoritarianism had been exacerbated and but with the help of a very sui generis if you will unaccountable presidential system we are we find ourselves where we are but The thing is what has been missed out by many abroad was that there was also a very strong resistance that had remained actually unbowing for a long time. And Istanbul, which is, of course, almost a fifth of Turkey's population, 32 percent of its economy, and that's where the pulse of the country actually beats, since 2017 did not vote for Mr Erdogan. I mean, referendum, general election, municipal election. It hasn't, it hasn't. And that is that really, it really represents the future. And today, the disenchantment or discontent has now become much broader, much more broadly based because conservative Anatolia is also now feeling the biting of the economy. And this sense of justice in the country has been severely damaged. And That's what I think explains. The kinds of reaction we had throughout the country to the first arrest and then incarceration of the very popular mayor of Istanbul who is a national figure and who was seen as the main contender for the presidency in the elections that are scheduled to take place in.Andrew Keen: Yeah, and I want to talk more about Turkey's opposition and an interesting New York Times editorial. But before we get there, Soli, you mentioned that the original model was Chavez in Venezuela, of course, who's always considered a leftist populist, whereas Erdogan, Trump, etc., and maybe Netanyahu are considered populists of the right. Is that a useful? Bifurcation in ideological terms or a populist populism that the idea of Chavez being different from Trump because one's on the left and right is really a 20th century mistake or a way of thinking about the 21st century using 20th-century terms.Soli Ozel: Okay, I mean the ideological proclivities do make a difference perhaps, but at the end of the day, what all these populist movements represent is the coming of age or is the coming to power of country elites. Suggests claiming to represent the popular classes whom they say and who are deprived of. Uh, benefits of holding power economically or politically, but once they get established in power and with the authoritarian tilt doesn't really make a distinction in terms of right or wrong. I mean, is Maduro the successor to Chavez a rightist or a leftist? I mean does it really make a difference whether he calls himself a leftists or a rightists? I is unaccountable, is authoritarian. He loses elections and then he claims that he wins these elections and so the ideology that purportedly brought them to power becomes a fig leaf, if you will, justification and maybe the language that they use in order to justify the existing authoritarianism. In that sense, I don't think it makes a difference. Maybe initially it could have made a difference, We have seen populist leaders. Different type of populism perhaps in Latin America. For instance, the Peruvian military was supposed to be very leftist, whereas the Chilean or the Brazilian or the Argentinian or the Uruguayan militaries were very right-wing supported by the church itself. Nicaragua was supposed to be very Leftist, right? They had a revolution, the Sandinista revolution. And look at Daniel Ortega today, does it really matter that he claims himself to be a man of the left? I mean, He runs a family business in Nicaragua. And so all those people who were so very excited about the Nicaraguan Revolution some 45 years ago must be extraordinarily disappointed. I mean, of course, I was also there as a student and wondering what was going to happen in Nicaragua, feeling good about it and all that. And that turned out to be an awful dictatorship itself.Andrew Keen: Yeah, and on this sense, I think you're on the same page as our mutual friend, Moises Naim, who wrote a very influential book a couple of years ago. He's been on the show many times about learning all this from the Latin American playbook because of his experience in Venezuela. He has a front row on this. Solly, is there one? On this, I mean, as I said, you just come out with a piece on the current situation in Turkey and talk a little bit more detail, but is America a few stops behind Turkey? I mean you mentioned that in Turkey now everyone, not just the urban elites in Istanbul, but everyone in the country is beginning to experience the economic decline and consequences of failed policies. A lot of people are predicting the same of Trump's America in the next year or two. Is there just one route in this journey? Is there's just one rail line?Soli Ozel: Like by what the root of established wow a root in the sense of youAndrew Keen: Erdogan or Trump, they come in, they tell lots of lies, they promise a lot of stuff, and then ultimately they can't deliver. Whatever they're promising, the reverse often happens. The people they're supposed to be representing are actually victims of their policies. We're seeing it in America with the consequences of the tariff stuff, of inflation and rise of unemployment and the consequences higher prices. It has something similar. I think of it as the Liz Truss effect, in the sense that the markets ultimately are the truth. And Erdogan, I know, fought the markets and lost a few years ago in Turkey too.Soli Ozel: There was an article last week in Financial Times Weekend Edition, Mr. Trump versus Mr. Market. Trump versus, Mr. Market. Look, first of all, I mean, in establishing a system, the Orban's or Modi's, they all follow, and it's all in Ece's book, of course. You have to control the judiciary, you have to control the media, and then all the institutions. Gradually become under your thumb. And then the way out of it is for first of all, of course, economic problems, economic pain, obviously makes people uncomfortable, but it will have to be combined with the lack of legitimacy, if you will. And that is, I don't think it's right, it's there for in the United States as of yet, but the shock has been so. Robust, if you will, that the reaction to Trump is also rising in a very short period, in a lot shorter period of time than it did in other parts of the world. But economic conditions, the fact that they worsen, is an important matter. But there are other conditions that need to be fulfilled. One of those I would think is absolutely the presence of a political leader that defies the ones in power. And I think when I look at the American scene today, one of the problems that may, one of problems that the political system seems to have, which of course, no matter how economically damaging the Trump administration may be, may not lead to an objection to it. To a loss of power in the midterms to begin with, is lack of leadership in the Democratic Party and lack of a clear perspective that they can share or program that they present to the public at large. Without that, the ones that are in power hold a lot of cards. I mean, it took Turkey about... 18 years after the AKP came to power to finally have potential leaders, and only in 2024 did it become very apparent that now Turkey had more than one leader that could actually challenge Erdogan, and that they also had, if not to support the belief in the public, that they could also run the country. Because if the public does not believe that you are competent enough to manage the affairs of the state or to run the country, they will not vote for you. And leadership truly is an extraordinarily important factor in having democratic change in such systems, what we call electoral authoritarian.Andrew Keen: So what's happened in Turkey in terms of the opposition? The mayor of Istanbul has emerged as a leader. There's an attempt to put him in jail. You talk about the need for an opposition. Is he an ideological figure or just simply younger, more charismatic? More attractive on the media. What do you need and what is missing in the US and what do you have in Turkey? Why are you a couple of chapters ahead on this?Soli Ozel: Well, it was a couple of chapters ahead because we have had the same government or the same ruler for 22 years now.Andrew Keen: And Imamo, I wanted you to pronounce it, Sali, because my Turkish is dreadful. It's worse than most of the other.Soli Ozel: He is the mayor of Istanbul who is now in jail and whose diploma was annulled by the university which actually gave him the diploma and the reason why that is important is if you want to run for president in Turkey, you've got to have a college degree. So that's how it all started. And then he was charged with corruption and terrorism. And he's put in zero. Oh, it's terrorism. There was.Andrew Keen: It's terrorism, they always throw the terrorist bit in, don't they, Simon?Soli Ozel: Yeah, but that dossier is, for the moment, pending. It has not been closed, but it is pending. Anyway, he is young, but his major power is that he can touch all segments of society, conservative, nationalist, leftist. And that's what makes people compare him also with Erdogan who also had a touch of appealing to different segments of the population. But of course, he's secular. He's not ideological, he's a practical man. And Istanbul's population is about anywhere between 16 and 18 million people. It's larger than many countries in Europe. And to manage a city like Istanbul requires really good managerial skills. And Imamoglu managed this in spite of the fact that central government cut its resources, made sure that there was obstruction in every step that he wanted to take, and did not help him a bit. And that still was continuing. Still, he won once. Then there was a repeat election. He won again. And this time around, he one with a landslide, 54% against 44% of his opponent, which had all theAndrew Keen: So the way you're presenting him, is he running as a technocrat or is he running as a celebrity?Soli Ozel: No, he's running as a politician. He's running a politician, he is a popular politician. Maybe you can see tinges of populism in him as well, but... He is what, again, what I think his incarceration having prompted such a wide ranging segments of population really kind of rebelling against this incarceration has to do with the fact that he has resonance in Anatolia. Because he does not scare conservative people. He aspires the youth because he speaks to them directly and he actually made promises to them in Istanbul that he kept, he made their lives easier. And he's been very creative in helping the poorer segments of Istanbul with a variety of programs. And he has done this without really being terribly pushing. So, I mean, I think I sense that the country sees him as its next ruler. And so to attack him was basically tampering with the verdict of the ballot box. That's, I, think how the Turkish public interpreted it. And for good historical reasons, the ballot box is really pretty sacred in Turkey. We usually have upwards of 80% of participation in the election.Andrew Keen: And they're relatively, I mean, not just free, but the results are relatively honest. Yeah, there was an interesting New York Times editorial a couple of days ago. I sent it over. I'm sure you'd read it anyway. Turkey's people are resisting autocracy. They deserve more than silence. I mean from Trump, who has very peculiar relations, he has peculiar relations with everyone, but particularly it seems with Turkey does, in your view, does Turkey needs or the resistance or the mayor of Istanbul this issue, need more support from the US? Would it make any difference?Soli Ozel: Well, first of all, the current American administration didn't seem to particularly care that the arrest and incarceration of the mayor of Istanbul was a bit, to say the least, was awkward and certainly not very legal. I mean, Mario Rubio said, Marco Rubio said that he had concerns. But Mr. Witkoff, in the middle of demonstrations that were shaking the country, Mr. Witkof said it to Tucker Carlson's show that there were very wonderful news coming out of Turkey. And of course, President Trump praised Erdogan several times. They've been on the phone, I think, five times. And he praised Erdogan in front of Bibi Netanyahu, which obviously Bibi Netanyah did not particularly appreciate either. So obviously the American administration likes Mr. Erdogans and will support him. And whatever the Turkish public may or may not want, I don't think is of great interest toAndrew Keen: What about the international dimension, sorry, Putin, the Ukrainian war? How does that play out in terms of the narrative unfolding in Turkey?Soli Ozel: Well, first of all, of course, when the Assad regime fell,Andrew Keen: Right, and as that of course. And Syria of course as well posts that.Soli Ozel: Yeah, I mean, look, Turkey is in the middle of two. War zones, no? Syria was one and the Ukraine is the other. And so when the regime fell and it was brought down by groups that were protected by Turkey in Idlib province of Syria. Everybody argued, and I think not wrongly, that Turkey would have a lot of say over the future of Syria. And I think it will. First of all, Turkey has about 600 miles or 911 kilometer border with Syria and the historical relations.Andrew Keen: And lots of Syrian refugees, of course.Soli Ozel: At the peak, there were about 4 million, I think it's now going down. President Erdogan said that about 200,000 already went back since the overthrow of the regime. And then of course, to the north, there is Ukraine, Russia. And of course this elevates Turkey's strategic importance or geopolitical importance. Another issue that raises Turkish geopolitical importance is, of course, the gradual withdrawal of the United States from providing security to Europe under the umbrella of NATO, North Atlantic Alliance. And as the Europeans are being forced to fetch for themselves for their security, non-EU members of NATO such as Britain, Norway, Turkey, their importance becomes more accentuated as well. And so Turkey and the European Union were in the process of at least somewhat normalizing their relations and their dialog. So what happened domestically, therefore, did not get much of a reaction from the EU, which is supposed to be this paragon of rights and liberties and all that. But But it also left Turkey in a game in an awkward situation, I would think, because things could have gone much, much better. The rapprochement with the European Union could have moved a lot more rapidly, I will think. But geopolitical advantages are there. Obviously, the Americans care a lot for it. And whatever it is that they're negotiating with the Turkish government, we will soon find out. It is a... It is a country that would help stabilize Syria. And that's what President Trump also said, that he would adjudicate between Israel and Turkey over Syria, because these two countries which have been politically at odds, but strategically usually in very good terms. Whether or not the, so to avoid a clash between the two in Syria was important for him. So Turkey's international situation will continue to be important, but I think without the developments domestically, Turkey's position and profile would have been much more solid.Andrew Keen: Comparing US and Turkey, the US military has never participated, at least overtly, in politics, whereas the Turkish military, of course, has historically. Where's the Turkish Military on this? What are they thinking about these imprisonments and the increasing unpopularity of the current regime?Soli Ozel: I think the demilitarization of the Turkish political system was accomplished by the end of the 2000s, so I don't think anybody knows what the military thinks and I'm not sure that anybody really wonders what the army thinks. I think Erdogan has certainly on the top echelons of the military, it has full control. Whether or not the cadets in the Turkish military are lower echelons. Do have political views at odds with that of the government that is not visible. And I don't think the Turkish military should be designing or defining our political system. We have an electorate. We do have a fairly, how shall I say, a public that is fairly attuned to its own rights. And believes certainly in the sanctity of the ballot box, it's been resisting for quite some time and it is defying the authorities and we should let that take its course. I don't think we need the military to do it.Andrew Keen: Finally, Soli, you've been very generous with your time from Vienna. It's late afternoon there. Let's end where we began with this supposed tarnishing of the U.S. Brand. As we noted earlier, you and I have invested our lives, if for better or worse, in the U S brand. We've always been critical, but we've also been believers in this. It's also important in this brand.Soli Ozel: It is an important grant.Andrew Keen: So how do we, and I don't like this term, maybe there is a better term, brands suggest marketing, something not real, but there is something real about the US. How do we re-establish, or I don't know what the word is, a polish rather than tarnish the US brand? What needs to happen in the U.S.Soli Ozel: Well, I think we will first have to see the reinvigoration of institutions in the United States that have been assaulted. That's why I think the Harvard case... Yeah, and I love you.Andrew Keen: Yeah, and I love your idea of comparing it to the Scopes trial of 1926. We probably should do a whole show on that, it's fascinating idea.Soli Ozel: Okay, and then the Democratic Party will have to get its act together. I don't know how long it will take for them to get their act together, they have not been very...Andrew Keen: Clever. But some Democrats will say, well, there's more than one party. The Sanders AOC wing has done its job. People like Gavin Newsom are trying to do their job. I mean, you can't have an official party. There's gonna be a debate. There already is a debate within the party between the left and the right.Soli Ozel: The thing is, debates can be endless, and I don't think there is time for that. First of all, I think the decentralized nature of American governance is also an advantage. And I think that the assault has been so forceful that everybody has woken up to it. It could have been the frog method, you know, that is... Yeah, the boiling in the hot water. So, already people have begun to jump and that is good, that's a sign of vitality. And therefore, I think in due time, things will be evolving in a different direction. But, for populist or authoritarian inclined populist regimes, control of the institutions is very important, so you've got to be alert. And what I discovered, studying these things and looking at the practice. Executive power is a lot of power. So separation of powers is fine and good, but the thing is executive power is really very... Prominent and the legislature, especially in this particular case with the Republican party that has become the instrument of President Trump, and the judiciary which resists but its power is limited. I mean, what do you do when a court decision is not abided by the administration? You cannot send the police to the White House.Andrew Keen: Well, you might have to, that's why I asked the military question.Soli Ozel: Well, it's not up to the military to do this, somehow it will have to be resolved within the civilian democratic system, no matter where. Yes, the decks are stacked against the opposition in most of these cases, but then you'll have to fight. And I think a lot hinges on how corporations are going to react from now on. They have bet on Trump, and I suppose that many of them are regretting because of the tariffs. I just was at a conference, and there was a German business person who said that he has a factory in Germany and a factory in Ohio. And he told me that within three months there would not be any of the goods that he produces on the shelves because of tariffs. Once this begins to hit, then you may see a different dynamic in the country as well, unless the administration takes a U-turn. But if it does take a U turn, it will also have weakened itself, both domestically and internationally.Andrew Keen: Yeah, certainly, to put it mildly. Well, as we noted, Soli, what's real is economics. The rest is perhaps froth or lies or propaganda. Soli Ozel: It's a necessary condition. Without that deteriorating, you really cannot get things on values done.Andrew Keen: In other words, Marx was right, but perhaps in a slightly different context. We're not going to get into Marx today, Soli, we're going to get you back on the show. Cause I love that comparison with the current, the Harvard Trump legal thing, comparing it to Scopes. I think I hadn't thought of that. It's a very interesting idea. Keep well, keep safe, keep telling the truth from Central Europe and Turkey. As always, Solia, it's an honor to have you on the show. Thank you so much.Soli Ozel: Thank you, Andrew, for having me.Keen On America is a reader-supported publication. 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Interview recorded - 14th of April, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Peter Boockvar. Peter is a CNBC Contributor, Chief Investment Officer of Bleakley Financial Group & Editor of the Boock Report. During our conversation we spoke about what he is watching, Tariffs, DOGE, impact on the stock market, inflation, a bifurcating world, assets to perform and more. I hope you enjoy!0:00 - Introduction0:45 - What is Peter watching?1:26 - Tariffs3:53 - DOGE7:27 - MAG7 impacted9:01 - Inflation14:29 - Bonds14:48 - Bifurcation of global world?18:21 - Wealth divide22:39 - Commodities24:16 - One message to takeaway?Peter Boockvar is an independent economist and market strategist. The Boock Report is independently produced by Peter Boockvar. Peter Boockvar is also the Chief Investment Officer of Bleakley Financial Group, LLC a Registered Investment Adviser. The Boock Report and Bleakley Financial Group, LLC are separate entities. Content contained in The Boock Report newsletters should not be construed as investment advice offered by Bleakley Financial Group, LLC or Peter Boockvar. This market commentary is for informational purposes only and is not meant to constitute a recommendation of any particular investment, security, portfolio of securities, transaction or investment strategy. The views expressed in this commentary should not be taken as advice to buy, sell or hold any security. To the extent any of the content published as part of this commentary may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. No chart, graph, or other figure provided should be used to determine which securities to buy or sell. Consult your advisor about what is best for you.Peter Boockvar - X - https://x.com/pboockvar?lang=enSubstack - https://peterboockvar.substack.com/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

In Season 10, Episode 14 of the Remarkable Retail podcast, co-hosts Steve Dennis and Michael LeBlanc deliver a jam-packed episode that blends sharp commentary on today's global retail turbulence with a thoughtful five-year retrospective on Steve's landmark retail strategy book, Remarkable Retail.The first half of the episode centers on the mounting global trade tensions, specifically the deepening tariff war between the U.S. and China. Steve breaks down the financial ripple effects of Trump's temporary tariff pause, from bond market volatility to persistent inflationary pressure. Despite a temporary reprieve, tariffs remain four times higher than pre-war levels, impacting major retail players like Nike, RH, and Lululemon. Smaller retailers are particularly vulnerable, lacking the scale and capital to weather uncertainty.The hosts also tackle other pressing news stories: consumer confidence plummeting, the fallout from the looming de minimis policy change affecting Chinese factory-direct models like Temu and Shein, and the ripple effect this may have on Canadian exporters to the U.S. They highlight luxury retail turbulence as Prada acquires Versace and Saks Global—parent company of Saks Fifth Avenue and Neiman Marcus—faces vendor shipment cutoffs and empty shelves as seen in a Las Vegas store visti. A brief silver lining emerges in Dallas, where a threatened Neiman Marcus flagship gets a temporary lifeline.The second half of the episode is a deep dive into Remarkable Retail: How to Win & Keep Customers in the Age of Disruption, five years after its original release and four years since the COVID-updated second edition. Steve reflects on what inspired him to write the book—observing the collapse of retail's middle and the rise of bifurcation—and how the Eight Essentials framework continues to shape thinking in the industry. He shares which essentials remain relevant, which are now mere table stakes, and why “radical” as a term can be misinterpreted.Steve and Michael explore whether new tech, especially AI, can level the playing field—or merely amplify the advantages of already powerful retailers. Steve hints that if there were ever to be a third edition, it would put more emphasis on human-centered retail and leadership adaptability. The episode closes with reflections on the podcast's role as an evolving extension of the book, helping retail leaders stay agile and ahead in a rapidly shifting marketplace.Here is a 10% off code for the CommerceNext Growth Show exclusive to Remarkable Retail listeners: REMARKABLE. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

AKA Splitting!

Ray Washburne is an accomplished investor with an eclectic portfolio that spans shopping centers, restaurants, energy and more. Washburne offers a unique perspective on market trends, Investment opportunities and the the evolution of cities.RetailUnique Identity Wins: Local restaurants and regional brand dining experiences are essential to attracting visitors to a city or neighborhood.Bifurcation of Retail: High-end luxury retailers and those that offervalue to consumers are doing well. OfficeDemolition Over Conversion: Many older offices are being demolished due to high conversion costs and antiquated construction.Amenities Matter: Office buildings with unique amenities are commanding higher rents and driving tenant demand. Cities & The Economy· Urban Revitalization: Cities are experiencing a resurgence with new developments driving growth and investment.· Caution Persists: A large federal deficit, high consumer credit card debt, and sticky inflation are making it essential for investors to be prepared for extended volatility.

Joining Commissioner McDonald and Executive Deputy Commissioner Morne is Brown University's School for Public Health Dean Dr. Ashish Jha.  They discuss Dr. Jah's strategies to "departisanize" public health and reach out to communities that feel disaffected, emphasizing the importance of understanding diverse perspectives in addressing current and future public health challenges.Hear Dr. Jha's personal story, from his initial aspirations to become a journalist to his transition into medicine and his influential role at the federal level assisting the Biden administration as White House COVID-19 response coordinator and most recently as the Dean of Brown University's School of Public Health.Dr. Jha shares his innovative approaches to public health education, including his focus on diversifying the student body, not just along racial lines, but also socio-economic and political, and his focus on integrating new voices and perspectives while preparing students for the evolving challenges and media landscape facing the next generation public health workforce.If you have an idea for topics we should discuss, please let us know: PublicHealthNowPodcast@health.ny.gov

The last thing the agents want is attention from any of the “other guys,” but alarms have been raised higher up than even members of R Cell can reach. With the clock swiftly ticking on how long they can keep investigating, a dangerous decision is made: R Cell splits the party, hoping both Utah and Montana reveal answers quickly.(Additional music used: https://soundcloud.com/myuu/scent-of-night)Content Warnings:Traffic Noises (Honking) (33:51 - 39:37, 45:00 - 46:01)

As a listener of TOE you can get a special 20% off discount to The Economist and all it has to offer! Visit https://www.economist.com/toe In today's episode of Theories of Everything, Curt Jaimungal speaks with Matthew Segall, a professor at the California Institute of Integral Studies, on the evolution of philosophical thought, linking ancient teachings on consciousness to modern scientific perspectives. We delve into the limitations of contemporary views of reality, paralleling them with the Ptolemaic model, and explore how an awareness of mortality can enrich our understanding of existence. Matthew argues for a shift toward introspection and self-inquiry in a society grappling with existential challenges, emphasizing that confronting mortality can foster a deeper sense of meaning in our lives. New Substack! Follow my personal writings and EARLY ACCESS episodes here: https://curtjaimungal.substack.com LINKED MENTIONED: •⁠ ⁠Matthew's YouTube channel: https://www.youtube.com/@Footnotes2Plato •⁠ ⁠Matthew's Diagram of Hegel's Phenomenology of Spirit: https://www.youtube.com/watch?v=9Z1zY39EKbs •⁠ ⁠Matthew's talk with John Vervaeke: https://www.youtube.com/watch?v=15akhXGHwzo •⁠ ⁠Critique of Pure Reason (book): https://www.amazon.com/Critique-Pure-Reason-Penguin-Classics/dp/0140447474 •⁠ ⁠Critique of Judgement (book): https://www.amazon.com/Critique-Judgement-Immanuel-Kant/dp/1545245673/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= •⁠ ⁠The Phenomenology of Spirit (book): https://www.amazon.com/Georg-Wilhelm-Friedrich-Hegel-Phenomenology/dp/1108730086 •⁠ ⁠1919 Eclipse (paper): https://royalsocietypublishing.org/doi/epdf/10.1098/rsnr.2020.0040 •⁠ ⁠Einstein/Bergson debate (article): https://www.faena.com/aleph/einstein-vs-bergson-the-struggle-for-time •⁠ ⁠The Principle of Relativity (book): https://www.amazon.com/Principle-Relativity-Alfred-North-Whitehead/dp/1602062188 •⁠ ⁠John Vervaeke's YouTube channel: https://www.youtube.com/@johnvervaeke •⁠ ⁠John Vervaeke on TOE: https://www.youtube.com/watch?v=GVj1KYGyesI •⁠ ⁠Philip Goff on TOE: https://www.youtube.com/watch?v=MmaIBxkqcT4 •⁠ ⁠Sabine Hossenfelder on TOE: https://www.youtube.com/watch?v=E3y-Z0pgupg •⁠ ⁠Donald Hoffman on TOE: https://www.youtube.com/watch?v=CmieNQH7Q4w •⁠ ⁠Karl Friston on TOE: https://www.youtube.com/watch?v=uk4NZorRjCo •⁠ ⁠Iain McGilchrist on TOE: https://www.youtube.com/watch?v=Q9sBKCd2HD0 •⁠ ⁠Thomas Campbell on TOE: https://www.youtube.com/watch?v=kko-hVA-8IU •⁠ ⁠Noam Chomsky on TOE: https://www.youtube.com/watch? •⁠ ⁠v=3lcDT_-3v2k&list=PLZ7ikzmc6zlORiRfcaQe8ZdxKxF-e2BCY&index=3 •⁠ ⁠Michael Levin on TOE: https://www.youtube.com/watch?v=c8iFtaltX-s&list=PLZ7ikzmc6zlN6E8KrxcYCWQIHg2tfkqvR&index=39 •⁠ ⁠Roger Penrose on TOE: https://www.youtube.com/watch?v=sGm505TFMbU&list=PLZ7ikzmc6zlN6E8KrxcYCWQIHg2tfkqvR&index=16 •⁠ ⁠Neil Turok's lecture on TOE: https://www.youtube.com/watch?v=-gwhqmPqRl4&list=PLZ7ikzmc6zlN6E8KrxcYCWQIHg2tfkqvR&index=35 •⁠ ⁠TOE's Consciousness Iceberg: https://www.youtube.com/watch?v=TR4cpn8m9i0&ab_channel=TheoriesofEverythingwithCurtJaimungal •⁠ ⁠TOE's String Theory Iceberg: https://www.youtube.com/watch?v=X4PdPnQuwjY Timestamps: 00:00 Introduction 1:35 The Roots of Process Philosophy 4:47 The Rise of Nominalism 8:26 The Evolution of Substance 11:02 Descartes and the Dualist Divide 21:34 Kant's Copernican Revolution 33:08 The Nature of Knowledge 37:42 Hegel's Dialectic Unfolds 46:18 Schelling's Panpsychism 56:50 Whitehead's Organic Realism 1:22:17 The Bifurcation of Nature 1:31:38 The Emergence of Consciousness 1:38:37 The Nature of Self-Organization 1:53:40 Perspectives on Actuality and Potentiality 2:11:35 The Role of God in Process Philosophy 2:23:55 The Human Experience and Self-Inquiry 2:40:34 Reflections on Mortality and Meaning 2:47:44 The Shift from Substance to Process 2:58:02 Embracing Interconnectedness and Consciousness 3:00:49 The Call for Inner Exploration #science #philosophy Learn more about your ad choices. Visit megaphone.fm/adchoices

DCB-BIF: Comparison of Noncompliant Balloon with Drug-Coated Balloon Angioplasty for Side Branch Stenosis After Provisional Stenting for Patients with True Coronary Bifurcation Lesions

join us at https://www.crisisInvesting.com Doug Casey and Matt Smith discuss global conflicts, economic bifurcation, jury nullification, and recent events including the UnitedHealth CEO assassination and Roger Ver's arrest. Key Timestamps: 0:00 - Discussion of accelerating news cycles and global conflicts 2:45 - Analysis of Syria's regional fragmentation 4:45 - Signs pointing to World War III 8:00 - Discussion of global military presence and private armies 13:00 - Trump's threats to BRICS and economic bifurcation concerns 16:00 - Impact of market bifurcation on commodities trading 23:00 - UnitedHealth CEO assassination and vigilante justice 29:00 - Jury nullification history and current state 34:00 - Update on Ancap Radio 35:30 - Impact of prohibition vs potential CBDC effects on organized crime 39:00 - Discussion of presidential term limits 41:00 - Roger Ver's arrest and cryptocurrency advocacy 47:00 - Comments on Uruguayan elections and regional trade

It's been five years since Mark Mulligan of MIDiA Research gave the keynote at the first Music Tectonics Conference. This year we had him, along with Tatiana Cirisano, back to Music Tectonics. Instead of the standard conference keynote (because why would we do standard?) we had an election-year style debate that we called The Great Bifurcation Debate. Tune in as they each argue their side – “Play” and “Listen” and their observations for what the future may hold with each.    Read MIDiA's report on bifurcation here. The Music Tectonics podcast goes beneath the surface of the music industry to explore how technology is changing the way business gets done. Visit musictectonics.com to find shownotes and a transcript for this episode, and find us on LinkedIn, Twitter, and Instagram. Let us know what you think!

Hunter and I speak with 20 Year & Back experiencer Tony Rodrigues about his time in the program and the intensely curious things that he witnessed and experienced. Tony's website: https://www.tonyrodrigues.com/  To hear the full version of this episode just visit our Locals page at https://themeltpodcast.locals.com/ or our Patreon page at https://www.patreon.com/themeltpodcast where you can subscribe for as little as $5 a month to receive extended episodes, exclusive episodes, and early access to regular episodes. For one time donations- PayPal: fosamsara@gmail.com   Find The Melt on… Rumble: https://rumble.com/c/c-2365404 YouTube: https://www.youtube.com/@TheMeltPodcast Check out our merch at: https://the-melt.creator-spring.com/   Music by The Godawful Joy: https://thegodawfuljoy.bandcamp.com/releases and Matt Presti: https://www.mattpresti.com/music.html

This week we welcome Mark Mulligan of MIDiA Research who has had a ringside seat for years and years of bubbles, be it the creator economy, NFTs or AI music, or just everyone claiming they are gaining market share at the same time. He is the founder and driving force behind the tiny little company that an entire industry looks to as the source of truth.For more on Bubble Trouble, including transcripts of the show, visit us online at http://bubbletroublepodcast.comYou can learn more about Richard at https://www.linkedin.com/in/richard-kramer-16306b2/More on Will Page at: https://pivotaleconomics.com(Times below correspond to the episode without considering any inserted advertisements.)In this episode of Bubble Trouble, hosts Richard Kramer and Will Page are joined by Mark Mulligan, a leading music industry analyst and founder of MIDiA Research. They delve into the intricate world of the music industry, discussing the evolution from digital streaming to the rise of new phenomena such as NFTs and AI in music. The trio explores the concept of bifurcation in markets and the distinction between high-end experiences versus bargain deals within the industry. The conversation also touches on the significant cultural shifts, the role of trade associations, and the future of personalized music experiences. Despite the optimism around technology, the hosts remain critical of mainstream narratives, emphasizing the importance of genuine innovation and realistic market assessments. This insightful and provocative discussion is a must-listen for anyone interested in the intersection of music, technology, and finance.00:00 Introduction to Bubble Trouble01:02 Welcoming Special Guest Mark Mulligan01:26 Mark Mulligan's Background and Insights02:34 The Evolution of Music Supply04:20 The Democratization of Music Creation06:13 AI and the Future of Music12:16 Fragmentation and Hyper-Targeting in Media13:40 The Role of Superstars and Long Tail Creators19:20 Streaming Platforms: Carnivores vs. Herbivores25:45 TikTok's Influence on the Music Industry27:33 Part Two28:38 Diving into the Music Industry's Hype30:08 Constructive Criticism in Emerging Technologies30:39 The Metaverse and NFTs: A Skeptical View31:28 Frameworks for Assessing New Technologies33:10 The Future of Digital Fandom35:15 Bifurcation in the Market43:07 Pendulum Swings in Technology Adoption44:54 Lessons from the Aviation Industry46:29 Final Thoughts and Predictions52:00 Credits Hosted on Acast. See acast.com/privacy for more information.

Zimbabwe born and South Africa educated, Warrick Beaver started his working life as an HR professional in the fashion retail industry. “If you're talking about journeys to insurance, fashion and retail is probably as far away as you can imagine. I was taught that you were a retailer first and an HR professional second”, says Warrick.“The lesson learned was, 'Understand where the value creation happens and be as close to it as possible. Understand your business.' That commercial curiosity has always stayed with me. It has stood me in good stead, kept me engaged and helped me find impact, meaning, and alignment throughout my career.”On this episode of the Insurance Coffee House Podcast, Warrick delves in to his career journey and what he's learned along his professional journey. Through retail and recruitment industry, FMCG manufacturing and information services, Warrick shares his experiences of M&A, business divestures and balancing his commercial and HR hats. He discusses his role of Chief People Officer and Fidelis Insurance Group's novel operating model. “The hypothesis was that businesses should lend themselves to their core competencies. If that core competency is underwriting, then it should focus on underwriting and ensuring a relentless pursuit of execution and excellence.Conversely, the core competence in terms of capital management, balance sheet management, capital allocation, reserving, would also be best served if there was the same level of excellent focus and time and attention. Decisions can then be made with the clearest of intention, and there's no potential contradiction or conflict in terms of what you do from a capital management or from an underwriting point of view, because the two businesses are managed separately. So that's the hypothesis. We are in a long-term relationship with The Fidelis Partnership. They are focusing on what they do best, and we are focusing on what we do best.”With its growing presence in London, Dublin and Bermuda, Warrick discusses the culture at the business and whether bifurcation is a true USP to attracting top insurance talent. “Culture is dynamic. It's ever changing. You can never put a pin in it and say, “We're done, victory is declared!” It is a constant evolution.We also see that in terms of our demographic, our employee base and what they're looking for from an employer and the working experience. We've been able to assemble, very capable, experienced professionals from within the insurance market who have worked for much larger, more established organizationThis model represents something novel, unique and an opportunity for them to become part of something interesting. Of course there is a lot of uncertainty with a scale operation, but we have a deep heritage. We have some fantastic experience. We're a building brand, and it's enough to attract people who are well regarded.”Warrick emphasises what he looks for in insurance leaders coming for interview. “It's just as much a conversation on how that technical capability, experiences and skills are translated into value added. Don't spend your time talking about your accomplishments. We're going to take those as read.”As closing advice, Warrick says, “Understand your business. Be as close to the value-add inflection point as possible because you will feel relevant, get immediate feedback, and will be constantly evolving with the needs of the organization.”Connect with Warrick Beaver on LinkedIn or find out more about Fidelis Insurance Group The Insurance Coffee House Podcast is brought to...

Michael Pento, president and founder of Pento Portfolio Strategies (PPS), joins Julia La Roche on episode 187 to discuss a dangerous triumvirate of bubbles in the economy: a real estate bubble, an equity bubble, and a credit bubble. These bubbles have been fueled by 20 years of a negative real Fed funds rate. Pento predicts that these bubbles will burst. He believes that the current situation is very dangerous and could result in a stagflationary environment. Michael also discusses inflation and the erosion of the middle class and the negative implications for the economy. Links:  https://pentoport.com/ https://twitter.com/michaelpento 0:00 Welcome back Michael Pento 1:11 Macro view, most salient chart 1:55 A triumvirate of dangerous bubbles 4:09 Bubbles bursting 7:14 The market has already priced in rate cuts 9:39 Most dangerous time in the markets? 11:10 Where would we be if the free market could exist? 13:19 Bifurcation of the economy 19:44 America is an insolvent nation 21:30 Headed for stagflation 23:12 Election 24:29 Investing 27:50 Gold 28:30 Inflation 30:00 Erosion of the middle class 35:58 What difference would a Fed cut even make? 34:55 US dollar 41:20 Gold is not an investment 43:30 Any hope?

#957: Summary Writer and producer, Matt Ginella returns to discuss various topics in the golf world, including their visits to L.A.B. Golf, the success of the company, and their personal experiences with L.A.B. putters. They also touch on Bryson DeChambeau's evolution as a golfer and his impact on the game, as well as the role of storytelling in golf media. Finally, they explore the idea of bifurcation in golf rules and equipment and share their thoughts on the matter. Matt emphasizes the importance of keeping the game accessible and enjoyable for all levels of players. He also discusses his work with Fire Pit Productions, documenting golf course restorations and renovations. TakeawaysLab Golf is experiencing significant growth and success in the golf industry.Bryson DeChambeau has evolved as a golfer and become more likable, thanks to his YouTube channel and his departure from the structured PGA Tour.Storytelling plays a crucial role in golf media and can have a profound impact on listeners.There is a debate about whether there should be different rules and equipment for professional golfers and everyday golfers.Matt Ginella believes that bifurcation is unnecessary and that the focus should be on the growth and enjoyment of the game for all players. The issue of golf ball distance and the potential need for a rollback is a topic of debate in the golf community.While some golf courses may appear irrelevant due to the distance players can hit the ball, it is important to consider the impact on the paying consumer.There is a natural rollback that occurs with age and physical restrictions, which already limits distance for many players.The game of golf should be accessible and enjoyable for players of all levels, and efforts should be made to keep it that way.Matt Ginella's work with Fire Pit Productions focuses on documenting golf course restorations and renovations, highlighting the importance of preserving and enhancing these community assets.Two ways to become a Golf Smarter Ambassador and receive a choice of one of these great prizes including:        • A private link to Tony Manzoni's video “The Lost Fundamental”.        • *A pack of 8 Flightpath Golf Tees. A Tee Above All. Learn more at https://flightpathgolf.com.        • *A Glove + Glove Compartment from RedRoosterGolf.com where you can now choose from a  large variety of styles of gloves in 34 sizes! Request to introduce an episode to GolfSmarterPodcast@gmail.com.  Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube for daily highlights and helpful insights from our interviews on the podcast. We also post articles and video shorts on LinkedIn @FredGreene (from Novato, CA).    This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is brought to you by Mint Mobile. For a limited time all Mint Mobile wireless plans are $15 a month when you purchase a 3-month plan. To get this new customer offer and your new 3-month unlimited wireless plan for just $15 bucks a month, go to MINTMOBILE.com/GOLFSMARTER.This episode is brought to you by Incogni. Use code GOLFSMARTER at incogni.com/golfsmarter to get an exclusive offer of 60% off an annual Incogni plan.This episode is brought to you by ONE Bar. Find all ONE bars at a retailer near you or on Amazon.com 

Why is it that some collector cars continue to increase in value as the overall market declines?  Join Greg Stanley as he discusses this phenomenon with Philip Richter, creator and author of Turtle Garage and the Turtle Invitational. You can find Philip at https://turtlegarage.com/ Please support our sponsors: RM Sotheby's, LLCTLC and Euro Classix. For discounted registration fees for your collector car, RV, boat or other awesome ride, please visit LLCTLC at https://www.llctlc.com/classic Follow The Collector Car Podcast: Website, Instagram, Facebook, YouTube or communicate with Greg directly via Email. Join RM Sotheby's Car Specialist Greg Stanley as he applies over 25 years of insight and analytical experience to the collector car market. Greg interviews the experts, reviews market trends and even has some fun. Podcasts are posted every Thursday and available on Apple Podcast, GooglePlay, Spotify and wherever podcasts are found. See more at www.TheCollectorCarPodcast.com or contact Greg directly at Greg@TheCollectorCarPodcast.com. Are you looking to consign at one of RM Sotheby's auctions? Email Greg at GStanley@RMSothebys.com.

Join us for an engaging discussion featuring Tim Savage, Clinical Assistant Professor at NYU's Schack Institute of Real Estate. With expertise in econometrics, machine learning and data science, Tim discusses his career path from consulting to academia, his work at NYU's Applied Analytics Lab and CREFC Center for Real Estate Finance, and the current dynamics driving the market. We'll also cover Tim's views on the bifurcation of office space, the rising significance of data science in commercial real estate, the critical role of climate change in insurance and valuations, and more. Don't miss Tim's perspective on the future of real estate analytics and the pressing need for the industry to accelerate its pace of adaptation.Key Takeaways:(00:29) Introduction and guest overview.(02:19) Tim Savage's background and career path.(05:40) Teaching at NYU and the Applied Analytics Lab.(08:26) CREFC Center for Real Estate Finance.(11:11) Impact of work from home and market trends.(12:20) Interest rates and monetary policy.(16:32) Bifurcation of office space.(18:33) The evolution of retail real estate.(24:14) What the CRE market still needs to price in: Climate change and insurance.(29:16) Data science and analytics in real estate.(33:20) How real estate analysis has changed.(35:19) Where CRE sits on the innovation curve for data science.(38:34) The future of real estate data analytics.(44:09) Advice for aspiring CRE professionals.(44:57) Final thoughts and conclusion.Resources Mentioned:Tim Savage -https://www.linkedin.com/in/timothy-h-savage-ph-d-cre-63037032/NYU | LinkedIn -https://www.linkedin.com/school/new-york-university/NYU Schack Institute for Real Estate -https://www.sps.nyu.edu/homepage/academics/executive-education/schack-institute-of-real-estate.html CREFC Center for Real Estate Finance - https://www.crefc.org/cre/content/learn/CREFC_Center_for_Real_Estate_Finance.aspx Thanks for listening to the CRE Exchange podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

Single-stent assisted coiling techniques such as ‘L-stenting' are an alternative to intrasaccular devices for wide-neck bifurcation aneurysms. In this episode, Aliya Siddiqui¹ and Dr. Reade De Leacy² join JNIS editor-in-chief Dr. Felipe Albuquerque to discuss the background and findings of their recent study, regarding the efficacy and safety of the 'L-stenting' technique.  Read the paper: A core-lab adjudicated analysis of single-stent assisted coiling of wide-neck bifurcation aneurysms 1. Medical College of Wisconsin, Milwaukee, USA 2. Neurosurgery, Icahn School of Medicine at Mount Sinai, New York, USA Please subscribe to the JNIS podcast on your favourite platform to get the latest podcast every month. If you enjoy our podcast, you can leave us a review or a comment on Apple Podcasts (https://apple.co/4aZmlpT) or Spotify (https://spoti.fi/3UKhGT5). We'd love to hear your feedback on social media - @JNIS_BMJ. Thank you for listening! This episode was produced and edited by Brian O'Toole. 

Kyle and Steve return to discuss the idea of bifurcation within mens professional golf, and how it could potentially unite the PGA Tour and LIV Golf. How would this be handled by golf's governing bodies? What does this mean for manufacturers? Would this make the experience of watching golf better or worse? The debate is on. Featuring: Kyle Surlow & Steve Berger   Nice Grass Nice People is proudly presented by SUAVE GOLF

The bifurcation of the stock market due to exponential tec

The Fed's Loretta Mester says it's important not to wait too long to cut rates, but one of our guests says the bifurcation she's seeing in the economy all but guarantees we'll be higher for longer. She's here to make her case. Plus, investors dumped value and bought growth stocks last week, but our market guest is sticking with the value trade. He brings three names he says are well-positioned to pay dividends literally, and figuratively, from here. And from buydowns to rebates the EV winter has pushed suppliers to offer heavy incentives to stoke demand. But Barclays says it may have gone too far. The analyst joins us with the story and the trades. 

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