Podcasts about Calculator

In this episode of the Personal Finance Podcast,  we are going to talk about the  seven mindset shifts to master your money psychology. Watch this episode on Youtube. How Andrew Can Help You:  Listen to The Business Show ⁠here⁠. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities.⁠ Enroll now and make this year count!⁠ Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week ⁠Here⁠! Learn to invest by joining ⁠ Index Fund Pro⁠! This is Andrew's course teaching you how to invest!  Watch The Master Money ⁠Youtube Channel⁠! , Ask Andrew a question on ⁠Instagram⁠ or ⁠TikTok⁠.  Learn how to get out of Debt by joining our ⁠Free Course ⁠ Leave Feedback or Episode Requests ⁠here⁠.  Car buying Calculator ⁠here⁠ Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at ⁠ ⁠⁠shopify.com/pfp⁠ Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at⁠ chime.com/⁠ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to⁠ ⁠⁠fundrise.com/pfp⁠ Thanks to Policy Genius for Sponsoring the show! Go to ⁠policygenius.com⁠ to get your free life insurance quote. Go to ⁠https://joindeleteme.com/PFP20/⁠ for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at ⁠Indeed.com/personalfinance⁠ Turn your business dream into reality! Apply now at ⁠www.oneday.org/pfp⁠  Go to ⁠Acorns.com/pfp⁠ and start automating your investments and get a $5 bonus today! Shop Data Plans and Save Big at ⁠mintmobile.com/pfp⁠   Links Mentioned in This Episode:  ⁠Should I Use My Emergency Fund to Pay Off High Interest Debt? - Money Q&A⁠ ⁠Pre-Tax or Roth, How to Use Your Emergency Fund, & Building Business Credit - Money Q&A ⁠ ⁠The 1-3-6 Method For Building & Managing Your Emergency Fund⁠ ⁠How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A⁠ Connect With Andrew on Social Media:  ⁠Instagram ⁠ ⁠TikTok⁠ ⁠Twitter ⁠ ⁠Master Money Website⁠  ⁠Master Money Youtube Channel⁠   Free Guides:   ⁠The Stairway to Wealth: The Order of Operations for your Money ⁠ ⁠How to Negotiate Your Salary ⁠ ⁠The 75 Day Money Challenge ⁠ ⁠Get out Of Debt Fast ⁠ ⁠Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

View this video at https://macmost.com/10-hidden-features-of-the-iphone-calculator-app.html. At first glance the Calculator app on your iPhone is pretty basic. But once you know how to access its hidden functions, it becomes very powerful. Learn how to use history, conversions, parentheses, variables, graphs and more.

Send us a textIn this conversation, Ashley and Christa discuss the intersection of ultra running and inflammatory bowel disease (IBD). They explore the unique challenges faced by IBD athletes, the importance of tailored nutrition strategies, and Christa's personal experiences working with athletes.takeawaysChrista has a personal background that drives her interest in IBD and sports.Nutrition strategies are crucial for managing energy and performance.Rest is as important as training for athletes.Many athletes, even at professional levels, are undernourished.Calculators for energy needs can be misleading for IBD athletes.Individualized nutrition plans are essential for optimal performance.Athletes need to balance their energy intake throughout the day.Working with a dietitian can help athletes fine-tune their nutrition.Chapters00:00- Introduction to Ultra Running and IBD02:45- Christa's Experience with Ultra Endurance Athletes08:36- Case Study: Balancing Nutrition and Training15:31- Understanding Energy Needs for IBD Athletes18:29- Conclusion and Call to ActionFollow us on instagram @crohns_and_colitis_dietitiansFollow us on youtube @thecrohnscolitisdietitiansWe love helping provide quality content on IBD nutrition and making it more accessible to all through our podcast, instagram and youtube channel. Creating the resources we provide comes at a significant cost to us. We dream of a day where we can provide even more free education, guidance and support to those with IBD like us. We need your support to do this. You can help us by liking episodes, sharing them on your social media, subscribing to you tube and telling others about us (your doctors, friends, family, forums/reddit etc). Can you do this for us? In return, I promise to continually level up what we do here.

Send us a textIn this episode of The Family Office Club Podcast, Joe Williams, co-founder of Keller Williams, moderates a fascinating conversation about the technology and tools shaping the real estate and investment industry. The panel of experts discusses the evolving role of technology, from basic calculators and spreadsheets to the impact of AI and data modeling tools. Despite advancements, the group emphasizes that real estate remains fundamentally a relationship-driven business, with boots-on-the-ground work and human connections still at the core of success. The conversation also delves into the unique dynamics of niche markets, the importance of local insights, and how human intuition often trumps tech-driven data when it comes to making key decisions. Tune in to hear how these seasoned professionals balance technology with time-tested strategies in today's fast-paced market.

Msizi and Bolele discuss things that they don't understand or don't know how they work. For example, How do cameras take pictures? How is music burnt onto CDs? Don't get me started on Calculators, how do they even know?See omnystudio.com/listener for privacy information.

We are joined today by Josh and Sarah from the A Podcast Will Save This Relationship! Check out all their links HERE! Resources to support those affected by the Lapu Lapu Festival -24-hour assistance centre at Douglas Park Community Centre at 801 West 22nd Ave. Vancouver Police Department officers and Victim Services professionals are on-site to offer support. VPD support can also be reached at 604-717-3331. -VictimLinkBC is a toll-free, confidential, multilingual service available across B.C. and the Yukon 24 hours a day, seven days a week by Phone/Text: 1-800-563-0808 or Email: 211-VictimLinkBC@uwbc.ca -310 Mental Health Line at 310-6789 -Crisis Line at 1-800-784-2433 Become a Patron or YouTube Member for ad-free episodes and bonus stories every Monday and Friday as well as exclusive content:⁠ Cultiv8 Patreon⁠ or⁠ YouTube Membership⁠   Head to ⁠https://factormeals.com/factorpodcast⁠ and use code WIKI50OFF to get 50% off! Head to ⁠https://hometownhero.com/⁠ and use code REDDIT for 20% off your first purchase. (Timestamps are approximate due to dynamic ad insertion. Consider being a Patron or YouTube member for ad-free episodes) On today's AITA episode we have:(00:00) - Intro(05:59) - AITA for making my sick husband clean up his vomit?(15:19) - AITAH for being in the delivery room while my sister gave birth? (23:56) - AITA for having a bunch of formulas written on my Calculator? (39:05) - AITAH for buying my boyfriend flowers after he mentioned most men only get them when they die. Be sure to hit like, subscribe, and follow us on all social media platforms for all things Reddit on Wiki! Click here for our Social and Donation Links:⁠ https://linktr.ee/redditonwiki Learn more about your ad choices. Visit megaphone.fm/adchoices

A horrific act of terror in Pahalgam last week has shaken the nation, and in this episode, Monika addresses the financial implications of a potential war. While the armed forces are on the frontline, civilians are not immune to the disruption—war impacts all of us, not just emotionally but economically. As the geopolitical climate intensifies, she lays out a clear, calm, and practical financial toolkit to help you prepare: from building an emergency fund to conserving cash, reducing debt, and avoiding risky investments. She also underscores the importance of keeping some cash at home, ensuring insurance coverage is intact, and stocking essentials for at least a month. Whether or not the worst comes to pass, being financially prepared is the most responsible thing you can do right now.Monika then simplifies the concept of fiscal policy. Often heard but seldom understood, this key economic tool affects how much the government taxes us and where it spends our money. She breaks it down so you understand how budget decisions today ripple into your financial life over time—from inflation to infrastructure, subsidies to defence. Fiscal policy isn't just theory; it's personal.In the listener Q&A, Mohanish from Pune asks whether to buy a second home now or wait and invest the funds for a potentially better outcome in the future. Anup from Mysore wonders if he should invest his bonuses in a new mid or small cap fund or stick with his existing ones. Aravinda writes in to clarify if the retirement planning rule of thumb refers to gross or net annual income.Chapters:(00:31 – 04:27) Preparing Financially for War(04:28 – 06:13) What Is Fiscal Policy and Why It Matters(06:14 – 11:29) Should I Buy a Bigger House Now or Wait(11:30 – 13:40) Where Should I Invest My Bonuses?(13:41 – 14:37) How to Calculate Retirement Corpus MilestonesIf you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠Monika's book on mutual funds⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠Monika's workbook on recording your financial life⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠Calculators⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠Instagram ⁠⁠@MonikaHalan⁠⁠Facebook ⁠⁠@MonikaHalan⁠⁠LinkedIn ⁠@MonikaHalan⁠Production House: ⁠www.inoutcreatives.com⁠Production Assistant:⁠ Anshika Gogoi⁠

You might not be able to send inventory to FBA next month. Tariff surcharges could appear on Amazon listings, and TikTok Shop expands again. All this buzzing news and more! ► Instagram: instagram.com/serioussellerspodcast ► Free Amazon Seller Chrome Extension: https://h10.me/extension ► Sign Up For Helium 10: https://h10.me/signup  (Use SSP10 To Save 10% For Life) ► Learn How To Sell on Amazon: https://h10.me/ft ► Watch The Podcasts On YouTube: youtube.com/@Helium10/videos We're back with another episode of the Weekly Buzz with Helium 10's VP of Education and Strategy, Bradley Sutton. Every week, we cover the latest breaking news in the Amazon, Walmart, and E-commerce space, talk about Helium 10's newest features, and provide a training tip for the week for serious sellers of any level. Amazon Slashes Your FBA Capacity! https://sellercentral.amazon.com/inventory-storage/storage-request/limit-increase Create deals for Amazon Pet Day https://sell.amazon.com/blog/announcements/pet-day Amazon denies plans to list tariff prices after President Trump calls Jeff Bezos to object https://www.usatoday.com/story/news/politics/2025/04/29/amazon-tariff-costs-trump-white-house/83340801007/ Grow With US: How Walmart's New Program Aims To Help Small Businesses Go Big https://corporate.walmart.com/news/2025/04/29/grow-with-us-how-walmarts-new-program-aims-to-help-small-businesses-go-big France urges fees on cheap e-commerce parcels in EU https://uk.finance.yahoo.com/news/france-urges-fees-cheap-e-121540875.html Walmart to Offer 3-Hour Delivery to 95% of Americans https://www.pymnts.com/walmart/2025/walmart-to-offer-3-hour-delivery-to-95percent-of-americans/ Exclusive: Some Amazon sellers are pulling out of Prime Day amid Trump tariffs https://www.reuters.com/business/retail-consumer/some-amazon-sellers-are-pulling-out-prime-day-amid-trump-tariffs-2025-04-28/ Walmart, Target resume business with some Chinese factories after tariff-related halt, suppliers say https://edition.cnn.com/2025/04/29/business/walmart-target-chinese-orders-tariffs-hnk-intl/index.html TikTok to enter Japan's e-commerce industry, Nikkei reports https://www.reuters.com/world/china/tiktok-enter-japan-e-commerce-nikkei-reports-2025-04-26/ Did you know Helium 10 has a forum? While our Facebook group gets more traffic, we want to grow the forum community too! It's a great place to ask questions and join discussions about e-commerce, Amazon strategies, and more. Remember, it's not for Helium 10 customer support—that's available 24/7 through our website. To participate, sign in to your Helium 10 account and head to forum.helium10.com. Helium 10 has rolled out several powerful new features this week, starting with the brand-new Tariff Analyzer tool in Profits. This feature gives sellers a detailed breakdown of how tariffs impact their net profits on a product-by-product basis. By inputting the country of origin and cost of goods sold (COGS), users can instantly see pre- and post-tariff profit margins, estimate the price adjustments needed to maintain margins, and even compare how switching manufacturing to another country, like Vietnam or Uzbekistan, might improve profitability. It's a game-changing tool for sellers looking to stay agile amid rising import costs. Another major upgrade is the expansion of Managed Refund Services, now available to both Platinum and Diamond users. Previously reserved for Diamond subscribers, this service helps Amazon sellers recover funds owed by Amazon due to lost, damaged, or mishandled inventory. Helium 10's team handles the tedious claims process, scanning accounts, filing cases, and staying compliant with Amazon's policies. Sellers only pay a small percentage of successfully recovered funds, making it a zero-risk way to reclaim potentially thousands in lost revenue. On top of that, Helium 10 has added support for Cerebro and Magnet in the Amazon Saudi Arabia marketplace, with built-in translation tools to help sellers understand foreign-language keywords and rank data, opening up new international expansion opportunities easily. Tune in for a wealth of knowledge and strategies to keep your Amazon business thriving.

Ralph Burns welcomes Nick Miller, the Head of Traffic at Tier 11, to unpack the most important metric you're probably not tracking—nCAC (New Cost to Acquire a Customer). A former professional musician turned media buying maestro, Nick walks us through the evolution of the nCAC calculator, the metric's massive impact on client results, and why ROAS is no longer king. You'll hear the behind-the-scenes of how Tier 11's top media buyers use this tool to optimize spend, scale smarter, and avoid misleading metrics. If you want a better way to judge your ad performance—and a free tool to do it—this is the episode for you.Chapters:00:00:00 - Kicking Off Another High-Impact Episode of Perpetual Traffic00:01:10 - Meet Nick Miller: From Shredding Guitars to Scaling Brands00:02:09 - Why the nCAC Calculator Will Transform Your Growth Strategy00:03:48 - Breaking Free from ROAS: The Rise of Smarter Metrics00:06:01 - Inside the nCAC Calculator: Your New Secret Weapon00:11:41 - How to Actually Use the nCAC Calculator (Without Guesswork)00:26:00 - Media Efficiency Ratio: The Overlooked Key to Profitability00:26:57 - Crunching the Numbers: Step-by-Step nCAC Calculation00:27:19 - How Paid Media Spend Impacts Your Bottom Line00:29:57 - Unlocking Growth Through Lifetime Contribution Margin00:30:54 - Why You Can't Trust Ad Platforms at Face Value00:32:02 - Building a Retention Strategy That Fuels Lifetime Value00:32:51 - Scaling Smart: Where Profitability Meets Performance00:41:08 - Crafting the Perfect Traffic Mix and Targeting Your nCAC00:49:30 - Measuring Effective Cost Per New Visit (And Why It Matters)00:50:54 - Wrapping Up: Your Action Plan to Acquire Customers ProfitablyLINKS AND RESOURCES:Get Your nCAC Calculator Now!Past Episodes of Perpetual Traffic Featuring Nick MillerNick Miller on LinkedInEpisode 687: [Premium Beauty & Wellness Case Study] How We Increased New Customers 73% & Sales 57% in Q1 2025!Tier 11 JobsPerpetual Traffic on YouTubeTiereleven.comMongoose MediaPerpetual Traffic SurveyPerpetual Traffic WebsiteFollow Perpetual Traffic on TwitterConnect with Lauren on Instagram and Connect with Ralph on LinkedInThanks so much for joining us this week. Want to subscribe to Perpetual Traffic? Have some feedback you'd like to share? Connect with...

L.A. Mayor Karen Bass is proposing to eliminate the city’s landmark climate action office. LAist's budget calculator can help you break down what you're paying for in the city budget. Former councilmember Kevin de León has been fined for violating city law. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

Monika is back after a short break, and the first thing on the agenda is the topic that's dominating every conversation—Trump's tariffs. In this episode, she unpacks what these new trade policies mean not just for the U.S. and China, but for the rest of the world. This isn't just about taxes on goods—it's a signal that the global power structure is in flux. As America's post-war dominance is challenged by China's rising ambition, we find ourselves in the middle of a massive geopolitical reset.She lays out the broader picture of a world order in transition, where democracies and authoritarian states are playing by very different rules. The United States, with its checks and balances, is finding it hard to keep pace with China's centralized decision-making. With Trump's aggressive stance in his second term, institutions are being bypassed, and uncertainty is running high. But in the middle of this chaos, there's a surprising resilience in the Indian economy, thanks to strong domestic consumption, manageable debt levels, and relatively low dependence on exports.In the listener Q&A, Daniel from Kanyakumari shares his investing journey and seeks clarity on whether he's on track for his child's education and retirement. Sachin from Vadodara wants to know if there's a single platform to track all his investments and LIC policies. Poonam, a homemaker and army wife, is eager to learn how to manage and grow her family's savings but doesn't know where to begin.Chapters:(00:30 – 09:34) Global Power Shifts and What They Mean for Investors(09:35 – 11:05) Explaining What a Recession Really Is(11:06 – 15:49) Structuring a Portfolio for Education and Retirement(15:50 – 19:07) Tracking Investments and the Need for One Dashboard(19:08 – 21:01) Getting Started With Money Management at Homehttps://www.valueresearchonline.com/https://licindia.in/If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ If you have financial questions that you'd like answers for, please email us at mailme@monikahalan.comMonika's book on basic money management⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠Monika's book on mutual funds⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠Monika's workbook on recording your financial life⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠Calculators⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠Instagram ⁠⁠@MonikaHalan⁠⁠Facebook ⁠⁠@MonikaHalan⁠⁠LinkedIn ⁠@MonikaHalan⁠Production House: ⁠www.inoutcreatives.com⁠Production Assistant:⁠ Anshika Gogoi⁠

John Maytham is joined by Francois Viruly, a respected property economist and Associate Professor at UCT. He walks us through how municipal property rates are calculated.See omnystudio.com/listener for privacy information.

Paul Harvey - Calculator Contest

In this episode, Monika begins with a heartfelt discussion on the complex intersection of love, family, and money. She shares emotional real-life examples from listeners who are supporting family members burdened by financial irresponsibility. From parents with speculative debts to spouses with no income, Monika lays out a step-by-step approach to setting financial boundaries without feeling guilty. Her message is clear: love should not come at the cost of personal financial ruin. It's crucial to differentiate between support and enabling, and to prioritize long-term personal security.Next, Monika explains what a market correction is and why it isn't necessarily a bad thing. A 10% to 20% dip in the market is often a natural breather after a strong bull run. Instead of panicking and selling off equity holdings, Monika encourages investors to review their asset allocation and use the correction as an opportunity to invest more strategically. She underscores that timing the market is risky and generally unsuccessful, while a consistent investment approach tends to perform better in the long run.In the listener Q&A, Nidhi asks if she should sell her apartment or keep it for rental income in retirement. Ashwath from Chennai wants clarity on why portfolio rebalancing is necessary and how it affects returns. Alok Shahapurkar seeks help in analyzing the cap-size spread in his mutual fund portfolio, especially when funds contain blended exposures.Chapters:(00:30 – 06:32) Navigating Love, Money and Family Boundaries(06:33 – 07:47) Understanding Market Corrections(07:48 – 11:53) Evaluating Real Estate in a Retirement Portfolio(11:54 – 14:15) The Role of Rebalancing in Managing Risk(14:16 – 16:59) Assessing Market Cap Exposure in Mutual Fundshttps://investor.sebi.gov.in/https://www.valueresearchonline.com/If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠Monika's book on mutual funds⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠Monika's workbook on recording your financial life⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠Calculators⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠@MonikaHalan⁠⁠⁠Instagram ⁠⁠⁠@MonikaHalan⁠⁠⁠Facebook ⁠⁠⁠@MonikaHalan⁠⁠⁠LinkedIn ⁠⁠@MonikaHalan⁠⁠Production House: ⁠⁠www.inoutcreatives.com⁠⁠Production Assistant:⁠⁠ Anshika Gogoi⁠⁠

Frank starts the third hour discussing the future of AI and teachers using ChatGPT in the classroom. He later opens mail from listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this simulcast with our Agonomics podcast, David Eudall turns his attention to the bluetongue virus which poses a big threat to the beef, lamb and dairy sectors. He's joined by AHDB colleagues to learn more about the Battle Bluetongue campaign as well as a vaccine finance calculator that can help farmers work out what they'll spend or save defending their stock.Bluetongue resources:Bluetongue virus latest news | AHDBBTV-3 vaccination finance calculator (sheep) | AHDBBTV-3 vaccination finance calculator (beef) | AHDBIf you want to get in touch with the Agonomics team, please email: agonomics@ahdb.org.ukSign up to the AHDB Preference Centre so that you can:Easily update your preferences and contact informationGet information on the latest AHDB events, webinars, market insights and moreReceive important updates such as disease alerts

On Day 2, we dive deep into a powerful tool that helps you take charge of your health and wellness: the Life Expectancy Calculator. In this episode, we explore how understanding your life expectancy can serve as a wake-up call to prioritize the things that truly matter. It's not just about the numbers – it's about using this knowledge to make intentional, life-affirming choices.

ERTC Express by Claim Your ERC Recovery, LLC can help you with your application so you don't miss the mid-April deadline! Rebuild and recover by claiming up to $21,000 per employee by the 15th! More details at https://portal.ertcexpress.com/qualify/claimyourercrecovery Claim Your ERC Recovery, LLC City: Bayonne Address: 104 W 16th St Website: https://portal.ertcexpress.com/qualify/claimyourercrecovery

The HP97 Programmable Calculator - Part 2 - With Wlodek Mier-Jedrzejowicz Patreon: https://www.patreon.com/FloppyDays  Video version of the episode at YouTube: https://www.youtube.com/channel/UC6DQ3cyp8h373H0lXSJ8yqQ  Sponsors: 8-Bit Classics  Arcade Shopper   FutureVision Research  New Acquisitions 1027 print heads - https://forums.atariage.com/topic/271589-revive1027-order-thread/  ABBUC (Atari Bit-Byter Users Club) - https://www.abbuc.de  Best Electronics - https://www.best-electronics-ca.com/  inexpensive keyboard available on Amazon (for domes) - https://amzn.to/3FU9ASx  “Atari 400/800 Student Pilot Reference Guide” by Atari - https://archive.org/details/atari_pilot-student-guide  PortaCoCo - https://portacoco.com/  Tim Halloran video on making an adapter that allows you to run much of your CoCo off of battery - https://youtu.be/6UN1XvJG-bs  Ian Mavric's TRS-80 store - https://www.ebay.com/str/trs80universe  Upcoming Shows Midwest Gaming Classic - April 4-6 - Baird Center, Milwaukee, WI - https://www.midwestgamingclassic.com/ VCF East - April 4-6, 2025 - Wall, NJ - http://www.vcfed.org  Indy Classic Computer and Video Game Expo - April 12-13 - Crowne Plaza Airport Hotel, Indianapolis, IN - https://indyclassic.org/  The Commodore Los Angeles Super Show - April 26-27 - Burbank VFW Hall, Burbank, CA - https://www.portcommodore.com/dokuwiki/doku.php?id=class:start  The 32nd Annual “Last” Chicago CoCoFEST! - May 2-3, 2025 - Holiday Inn & Suites Chicago-Carol Stream (Wheaton), Carol Stream, Illinois - https://www.glensideccc.com/cocofest/  VCF Europe - May 3-4 - Munich, Germany - https://vcfe.org/E/  Retrofest 2025 - May 31-June1 - Steam Museum of the Great Western Railway, Swindon, UK - https://retrofest.uk/  Vancouver Retro Gaming Expo - June 14 - New Westminster, BC, Canada - https://www.vancouvergamingexpo.com/index.html  VCF Southwest - June 20-22, 2025 - Davidson-Gundy Alumni Center at UT Dallas - https://www.vcfsw.org/  Southern Fried Gaming Expo and VCF Southeast - June 20-22, 2025 - Atlanta, GA - https://gameatl.com/  Pacific Commodore Expo NW v4 - June 21-22 - Old Rainier Brewery Intraspace, Seattle, WA - https://www.portcommodore.com/dokuwiki/doku.php?id=pacommex:start  KansasFest - July 18-20 - Virtual only - https://www.kansasfest.org/  VCF Midwest - September 13-14, 2025 - Renaissance Schaumburg Convention Center in Schaumburg, IL - http://vcfmw.org/  Tandy Assembly - September 26-28 - Courtyard by Marriott Springfield - Springfield, OH - http://www.tandyassembly.com/  Portland Retro Gaming Expo - October 17-19 - Oregon Convention Center, Portland, OR - https://retrogamingexpo.com/  Chicago TI International World Faire - October 25 - Evanston Public Library, Evanston, IL - https://www.chicagotiug.org/home  Schedule Published on Floppy Days Website - https://docs.google.com/document/d/e/2PACX-1vSeLsg4hf5KZKtpxwUQgacCIsqeIdQeZniq3yE881wOCCYskpLVs5OO1PZLqRRF2t5fUUiaKByqQrgA/pub  User Groups HP Handheld Conference - annual conference in the US: Website - https://hhuc.us/  YouTube channel - https://www.youtube.com/@hpcalc  HHC 2024 USB Drive - https://commerce.hpcalc.org/hhcusb.php  Handheld and Portable Computer Club - https://www.hpcc.org/  Magazines/Newsletters HPX Exchange - http://www.hp41.org/LibView.cfm?Command=List&CategoryID=9  Hewlett Packard Journal: journals - http://www.hp41.org/LibView.cfm?Command=List&CategoryID=7  contents - https://www.vcalc.net/hp-jrnl.htm#JOURNAL  Hewlett Packard Personal Calculator Digest Vol. 1, 1976 - (contents) - https://www.vcalc.net/hp-jrnl.htm#DIGEST  HP KEYNOTES - https://www.vcalc.net/hp-jrnl.htm#KEY  PPC Journal - produced by the PPC group: http://www.hp41.org/LibView.cfm?Command=List&CategoryID=14  available on USB drive from Jake Schwartz' PPC Archive - http://www.pahhc.org/ppccdrom.htm  Datafile, the HPCC club journal: https://www.hpcc.org/datafile/index.html  Back issues, excluding the current volume, are available on USB drive from Jake Schwartz - http://www.pahhc.org/ppccdrom.htm  References Wikipedia - https://en.wikipedia.org/wiki/HP-67/97#67  Museum of HP Calculators (David Hicks) - https://www.hpmuseum.org/hp6797.htm   

As Chancellor Rachel Reeves unveils her first ‘Spring Statement' your co-pilots are joined on the rocket by not one but TWO very special incumbents. Calculators and spreadsheets at the ready…Co-pilot Pearson is less than impressed with what she calls the ‘nothing to do with me guv', Budget.Stowaway economist Roger Bootle was both ‘depressed' and 'amazed' by the Statement but reveals an overwhelming feeling that the Labour Party aren't actually doing anything all that bad…And after watching the Budget co-pilot Halligan is concerned the Labour front bench is lacking in business and economic knowledge. Also on the podcast, Mike Calvey straps in for a very special interview to discuss his new book ‘Odyssey Moscow' which details his harrowing ordeal as a prisoner of the Russian State.And co-pilot Pearson has won an award…Read more from Liam: https://www.telegraph.co.uk/authors/liam-halligan/ |Read more from Allison: https://www.telegraph.co.uk/authors/a/ak-ao/allison-pearson/ |Read more from Roger: https://www.telegraph.co.uk/authors/r/rk-ro/roger-bootle/ |Read Allison: ‘If Rachel Reeves were Conservative she'd have been turfed out long ago': https://www.telegraph.co.uk/news/2025/03/25/if-reeves-were-conservative-shed-have-been-turfed-out/ |Buy Mike's book: https://www.amazon.co.uk/Odyssey-Moscow-Westerners-Encounter-Russian/dp/1803997303 |Need help subscribing or reviewing? Learn more about podcasts here: https://www.telegraph.co.uk/radio/podcasts/podcast-can-find-best-ones-listen/ |Email: planetnormal@telegraph.co.uk |For 30 days' free access to The Telegraph: https://www.telegraph.co.uk/normal | Hosted on Acast. See acast.com/privacy for more information.

In this episode, Monika explores the three distinct stages of life: learning, earning, and harvesting. She explains how we spend our early years preparing for financial independence, followed by decades focused on building wealth, and ultimately, a phase where we utilize those earnings to support our later years. She highlights key financial milestones across different life decades and the importance of balancing savings with lifestyle needs. Whether planning for early retirement or maximizing earnings during peak career years, understanding these life stages is essential for long-term financial security.Next, she breaks down the differences between active and passive investing. Active investors aim to outperform the market by strategically buying and selling securities, whereas passive investors seek to match market returns by investing in index-based funds. She discusses the cost implications of both approaches, explaining why active management tends to have higher fees and how investors can determine which strategy aligns best with their financial goals.In the listener Q&A, Commander Jaskaran Singh, a soon-to-retire naval officer, seeks guidance on investing his provident fund and corpus while ensuring financial security for his family. Deepika wants to understand the best health insurance options for her senior citizen parents and herself as she prepares for the future. Rahul, a business owner, questions whether mutual funds are suitable for ultra-high-net-worth individuals or if they are primarily meant for salaried professionals.Chapters:(00:33 - 06:49) The Three Stages of Living and Decadal Milestones(06:50 - 08:10) Active vs. Passive Investing: What You Need to Know(08:11 - 12:17) Financial Planning for Retirement and Lump Sum Investments(12:18 - 15:18) Medical Insurance Decisions for Parents and Yourself(15:19 - 16:33) Should Business Owners and Ultra HNIs Invest in Mutual Funds?http://www.aria.org.inIf you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠Monika's book on mutual funds⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠Monika's workbook on recording your financial life⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠Calculators⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠@MonikaHalan⁠⁠⁠Instagram ⁠⁠⁠@MonikaHalan⁠⁠⁠Facebook ⁠⁠⁠@MonikaHalan⁠⁠⁠LinkedIn ⁠⁠@MonikaHalan⁠⁠Production House: ⁠⁠www.inoutcreatives.com⁠⁠Production Assistant:⁠⁠ Anshika Gogoi⁠

Pacing is as much an art as it is a science. Calculators are fun to look at to get an idea of how you might do over a certain race distance but the feel of it is important too.Then there is the extra incentive of a nice round number which can play into your thoughts and aims in a positive (and sometimes reckless!) way.Today I talk about factors to think about in your pacing such as how aggressive you want to be, the course elevation and potential weather concerns.I also lean into the 'vibes' side of it. Sometimes you will simply have a better day than other days and that has to play into your plan as well.Coaching capacity is close to full but if you want to improve in your marathon this spring, check out my new course 26.2 days to master the marathon at www.therunningrules.com/master-the-marathon

Maximizing Income in Private Therapy PracticeIn this episode of Therapy for Your Money, host Julie Herres shares valuable tips on how therapists in private practice can predict their income and maximize their take-home pay. Julie explores three controllable factors in a practice: the number of sessions, the rate per session, and the percentage of income retained.By understanding personal capacity, examining historical data, and accounting for yearly variability, Julie provides concrete steps for financial planning. Additionally, she offers insights into the expected profit margins for various practice sizes and the potential impact of strategic decisions on overall profitability. Julie concludes by introducing a KPI tracker to help therapists manage their finances effectively.Show Highlights00:00 Introduction to Therapy for Your Money00:46 Today's Topic: Predicting Income and Maximizing Take-Home Pay02:51 Understanding the Three Main Levers04:12 Lever 1: Number of Sessions06:47 Lever 2: Session Rates15:48 Lever 3: Income Percentage23:20 Using the KPI Tracker27:19 Conclusion and Final ThoughtsLinks and ResourcesKPI Tracker and Calculator: https://calculator.greenoakaccounting.comMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation StudioGet our free KPI tracker to see how you practice measures up to others in the industry! www.therapyforyourmoney.com/kpi

In this episode, Tom Varghese, MD, FACS, is joined by Haytham Kaafarani, MD, MPH, FACS, and Vahe Panossian, MD, from the Department of Surgery, Massachusetts General Hospital and Harvard Medical School. They discuss the recent article by Drs Kaafarani and Panossian, “Validation of Artificial Intelligence-Based POTTER Calculator in Emergency General Surgery Patients Undergoing Laparotomy: Prospective, Bi-Institutional Study.” This study found that POTTER accurately predicts mortality and postoperative complication, and the superior accuracy, user-friendliness, and interpretability of POTTER make it a useful bedside tool for preoperative counseling.    Disclosure Information: Drs Varghese and Panossian have nothing to disclose. Dr Kaafarani receives honoraria payments from UpToDate. The POTTER calculator is available online for free, and Dr Kaafarani has not been compensated for the development or ongoing use of the calculator.  To earn 0.25 AMA PRA Category 1 Credits™ for this episode of the JACS Operative Word Podcast, click here to register for the course and complete the evaluation. Listeners can earn CME credit for this podcast for up to 2 years after the original air date. Learn more about the Journal of the American College of Surgeons, a monthly peer-reviewed journal publishing original contributions on all aspects of surgery, including scientific articles, collective reviews, experimental investigations, and more. #JACSOperativeWord

The Department of Government Efficiency, better known as DOGE, was created by executive order on President Trump's first day back in office. It immediately became one of the most controversial parts of the administration's first couple of months. Love it or hate it, if you work in procurement, you have to watch what DOGE is doing. And if you can't bring yourself to review their objectives, strategies, and tactics, you at least have to watch the DOGE savings calculator. Public-facing and deliberately bare-bones, the DOGE savings calculator provides information on savings, payments, spend, Federal workforce, and regulations. In this episode of Art of Supply, Kelly Barner takes a step back and then a close look at the DOGE savings calculator from a procurement perspective:  Describing the website in detail, both for the information it contains and for what it may reveal about DOGE's approach to driving change Comparing DOGE's approach to savings reporting to what is used in a typical corporate procurement setting Looking for lessons and ideas that can be pulled from the public sector to the private Links: Department of Government Efficiency Consolidating the USPS Final Mile Kelly Barner on LinkedIn Art of Supply LinkedIn newsletter  Art of Supply on AOP Subscribe to This Week in Procurement

In this episode, Monika discusses the excitement of receiving your first salary and how to make the most of it. She shares practical advice on balancing financial responsibility with celebrating this milestone, ensuring that young professionals set themselves up for long-term success. From prioritizing loan repayment and setting up a cash flow system to building an emergency fund, she outlines three key goals for the first year of earning. By following these steps, young earners can develop strong financial habits without feeling overwhelmed by long-term investment planning right away.Next, she decodes what a portfolio means and why it's essential for wealth building. A portfolio is a mix of different asset classes—debt, equity, and real assets—structured according to an investor's financial goals. She explains how a young professional's portfolio differs from that of a retiree and how diversification helps manage risk while achieving growth or income.In the listener Q&A, Uma wants to invest her son's savings as he transitions into financial independence and asks for guidance on the best instruments for long-term wealth creation. Sandeep is struggling with an expensive insurance policy and seeks advice on whether to continue or surrender it. Deepali, living in Bangkok, wonders if she should purchase health insurance in India ahead of a potential relocation and whether she should adjust her asset allocation or sell a rental property for better returns.Chapters:(00:33 - 05:02) Making the Most of Your First Salary(05:03 - 06:07) Understanding Investment Portfolios(06:08 - 09:45) How to Invest Savings for a Young Adult(09:46 - 11:36) Should You Surrender an Expensive Insurance Policy?(11:37 - 15:53) Health Insurance and Real Estate Decisions for Relocationhttps://www.amfiindia.com/Themes/Theme1/downloads/MAMForm-forchangeinstatusfromMinortoMajor.pdf https://www.camsonline.com/Investors/Service-requests/Service-Request-Forms/Minor-attains-MajorIf you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠Monika's book on mutual funds⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠Monika's workbook on recording your financial life⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠Calculators⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠@MonikaHalan⁠⁠Instagram ⁠⁠@MonikaHalan⁠⁠Facebook ⁠⁠@MonikaHalan⁠⁠LinkedIn ⁠@MonikaHalan⁠Production House: ⁠www.inoutcreatives.com⁠Production Assistant:⁠ Anshika Gogoi⁠

Another Paternity Leave Installment, and with an episode title like this, you know it was bound for a return to the public feed. Patreon payments are frozen for the time being. A few resourceful new Munchies have figured out a work-around where you can join as a free member and upgrade from there to a paid account which charges you for one month and unlocks the back catalog behind the respective tier of the paywall. After that first payment, you won't be charged again until we're dropping new content (which we'll warn everyone is coming), so if you want more of this it can be had, along with access to the fully uncut episodes from 100 to present and Movie Club episodes.This week, the Randomizer blessed us with an unforgettable episode of Law & Order SVU ("Unorthodox" S9E13). It starts with an absolute bang and then careens madly between isolationist ultra-orthodox Jewish sects and porn-addicted preteens. Of course, we Munchers go even further afield as we question the existence of an upper peninsula, rank our favorite ape films, and uncover the supernatural engine that powers Casey Novak's courtroom success. This is truly an episode worth savoring. Enjoy!Sources:Shlomo Helbrans - WikipediaThe Vanishing - by Stephen J. Dubner - New York Magazine, November 23, 1992Yeshiva Torah Temimah - WikipediaOn the Rabbi's Knee - by Robert Kolker - New York Magazine, May 12, 2006Law and Order SVU's “Unorthodox's” Many Inaccuracies and Cringe-Worthy Moments - by Allison Josephs - Jew In the City, March 8, 2021Music:Divorcio Suave - “Munchy Business”Thanks to our gracious Munchies on Patreon: Jeremy S, Jaclyn O, Amy Z, Diana R, Tony B, Zak B, Barry W, Drew D, Nicky R, Stuart, Jacqi B, Natalie T, Robyn S, Christine L, Amy A, Sean M, Jay S, Briley O, Asteria K, Suzanne B, Tim Y, John P, John W, Elia S, Rebecca B, Lily, Sarah L, Melsa A, Alyssa C, Johnathon M, Tiffany C, Brian B, Kate K, Whitney C, Alex, Jannicke HS, Roni C, and Nourhane B - y'all are the best!Be a Munchie, too! Support us on Patreon: patreon.com/munchmybensonBe sure to check out our other podcast diving into long unseen films of our guests' youth: Unkind Rewind at our website or on YouTube, Apple Podcasts, or wherever you listen to podcastsFollow us on: BlueSky, Twitter, Facebook, Instagram, Threads, and Reddit (Adam's Twitter/BlueSky and Josh's Twitter/BlueSky/Letterboxd/Substack)Join our Discord: Munch Casts ServerCheck out Munch Merch: Munch Merch at ZazzleCheck out our guest appearances:Both of us on: FMWL Pod (1st Time & 2nd Time), Storytellers from Ratchet Book Club, Chick-Lit at the Movies talking about The Thin Man, and last but not least on the seminal L&O podcast …These Are Their Stories (Adam and Josh).Josh debating the Greatest Detectives in TV History on The Great Pop Culture Debate Podcast and talking SVU/OC and Psych (five eps in all) on Jacked Up Review Show.Visit Our Website: Munch My BensonEmail the podcast: munchmybenson@gmail.comThe Next New Episode Once We're Back from Adam's Paternity Leave Will Be: Season 16, Episode 14 "Intimidation Game"Munch My Benson Movie Club (for Episode 77): Captain America (1990) - on YouTubeBecome a supporter of this podcast: https://www.spreaker.com/podcast/munch-my-benson-a-law-order-svu-podcast--5685940/support.

This case study demonstrates that Implementation The company integrated a mortgage calculator with the following features: Loan amount input: Users enter their desired loan amount. Stable Interest City: Den Haag Address: 40A Thomsonlaan Website: https://stableinterest.com

This episode we're joined by Ray from No Filter Podcast. We discuss Matt Barnes cheating scandal (3:00), turn offs (36:10), things we aren't doing as black men (51:45), can you date outside your race? (1:01:52), and much more. Join us on Patreon ! http://Patreon.com/thegoodfellaspodcastFor more Goodfellas content subscribe herehttps://instagram.com/goodfellaspod?utm_medium=copy_linkFollow us on Instagram HostsJigga: @Jigga.___Ron: @ronnieblancoAnthony Johns: @AnthonyJohns_DJ 1-UP: @dj1upnycBrandon: @motionflicture

In this episode, Monika explores why even the smartest people fall into common money traps. Our emotions and habits often override logic, leading to costly mistakes like fearing market crashes, selling assets at the wrong time, or waiting too long to invest. She breaks down two key behavioral patterns—mental accounting and anchoring—that drive these poor financial decisions. Mental accounting makes us treat money differently based on its source, leading to suboptimal choices like keeping low-yield savings while carrying high-interest debt. Anchoring causes us to fixate on past prices and unrealistic expectations, preventing sound investment decisions. Monika shares practical ways to sidestep these traps and take a more rational approach to money management.Next, she explains the concept of purchasing power and how inflation erodes what money can buy over time. While prices rise for most goods and services, she points out that some costs, like mobile phone tariffs, have actually decreased, challenging the assumption that purchasing power always declines across the board.In the listener Q&A, Kiran asks whether buying term insurance at 48 is worth it when he plans to retire in five years. Anup shares his financial milestones and seeks advice on investing while planning for his daughter's future and his parents' health. Jay outlines his strategy for managing his parents' finances after a recent windfall and wants feedback on how to refine his approach.Chapters:(00:30 - 07:19) Why smart people make dumb money mistakes(07:20 - 08:28) Understanding purchasing power(08:29 - 11:10) Is term insurance worth it at 48?(11:11 - 14:28) Investing for short- and long-term goals(14:29 - 17:10) Managing finances for retired parentsIf you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠Production House:⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠

Welcome to Season 2 of the Holistic Homes Podcast! Season 2 is all about in depth solo content from Christine!In episode 2, Christine takes us on a deep dive about all things attics! Ventilated vs conditioned attics! In this episode, Christine goes over the pros and cons of ventilated attics vs conditioned attics.Listen to this episode to find out the nitty gritty on ventilated attics and conditioned attics, what to look out for and avoid, and specific calculations and tests you should be doing for your attic choice.In this episode, Christine chatted about:Attic type pros and cons, and specific ways to calculate for ventilated atticsR Value requirements for conditioned atticsWhy it matters to properly condition your attic for overall health and performance of the houseConnect with Christine:InstagramResources mentioned in this episode:Calculator for ventilated atticsAeroseal for conditioned atticsEcosealant for conditioned attics

In this episode, Monika challenges listeners to examine their portfolios and uncover the story they tell. Using a real-life example of a doctor struggling with scattered investments, she illustrates the importance of organizing financial data in a clear and structured manner. Monika emphasizes that knowing one's net worth, understanding asset allocation, and tracking investments in an accessible format are essential steps in financial planning. She walks through the process of categorizing investments into debt, equity, hybrid, and other assets, ensuring that every investor has a comprehensive view of their financial health.Next, Monika explains the concept of market capitalization and why it matters in investment decisions. She breaks down how a company's market cap is determined and what differentiates large-cap, mid-cap, and small-cap stocks. Using India's largest companies as examples, she highlights how market cap classification affects risk and return potential. She also answers a fundamental question: can mid-cap companies evolve into large caps or fall into small-cap territory? The discussion sheds light on how stock performance influences classification and investment strategies.In the listener Q&A, Archana Panda seeks guidance on managing her inherited wealth independently while ensuring she receives sound financial advice. Monika discusses the importance of working with a fee-only financial planner and warns against costly, complex products pushed by banks and PMS schemes. Manpreet Singh questions whether his large-cap allocation is sufficient, considering his diversified mutual fund portfolio. Monika analyzes his holdings and confirms that his indirect large-cap exposure aligns with his investment goals. Lastly, Umang Maheshwari, a 25-year-old NRI, asks if aggressively repaying his student loan is the right move. Monika reassures him that his disciplined financial approach will set him up for long-term success and financial freedom by his late twenties.Chapters:(00:51 - 08:35) Does your portfolio tell a story?(08:36 - 10:42) Understanding market cap(11:18 - 15:26) Finding the right advisory service(15:27 - 18:44) Large cap exposure in mutual funds(18:45 - 22:02) Balancing debt repayment and savingshttps://aria.org.in/https://www.valueresearchonline.com/If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠@MonikaHalan⁠⁠⁠Production House:⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠Sponsor Message: Start your journey towards financial well-being. Download the 1 Finance app now:⁠⁠⁠https://1finance.onelink.me/5Kxt/peh3p2s8⁠⁠⁠Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment of IA with Exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. SEBI RIA Registration No. INA000017523,⁠⁠⁠www.1finance.co.in⁠

In this episode, Monika helps listeners navigate a down market, explaining why market downturns feel more painful than they actually are. Drawing from behavioral economics, she highlights how loss aversion—our tendency to feel losses more strongly than equivalent gains—affects investment decisions. While markets have declined 12% from their peak, the last four years have delivered over 20% annualized returns. Monika urges investors to zoom out, focusing on five-year rolling returns and asset allocation rather than reacting emotionally to short-term losses. She also discusses how seasoned investors weather market swings by sticking to a disciplined strategy.Shifting gears, Monika breaks down the concept of interest rates and how they impact loans and investments. She explains why interest is essentially the price of a loan, factoring in deferred consumption, inflation risk, and borrower creditworthiness. Using real-world examples, she compares secured loans like home loans, which carry lower interest rates, with unsecured loans like credit card debt, which come with significantly higher costs. Monika challenges listeners to think critically about risk, prompting them to consider why a blue-chip company would pay lower interest than a small real estate firm.In the listener Q&A, Himanshu Patnekar asks whether shifting PPF maturity proceeds into mutual funds makes sense for long-term goals, especially given his pension-backed retirement. Dhanya James struggles to decide between buying medical insurance online or through an agent, seeking Monika's guidance on service quality versus cost. Lastly, an anonymous listener questions the viability of market-linked debentures promising high returns, prompting Monika to dissect the risks, taxation, and costs involved in such products.Chapters:(01:38 - 06:12) Understanding loss aversion and market downturns(06:13 - 08:38) Interest rates and their impact on borrowing(09:18 - 13:05) Should you move your PPF corpus to mutual funds?(13:07 - 15:52) How to choose the right medical insurance(15:54 - 18:56) Are market-linked debentures worth the risk?If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠Calculators⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠Instagram ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠Facebook ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠LinkedIn⁠⁠⁠@MonikaHalan⁠⁠Production House:⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠ Anshika Gogoi⁠⁠Sponsor Message: Start your journey towards financial well-being. Download the 1 Finance app now:⁠⁠https://1finance.onelink.me/5Kxt/peh3p2s8⁠⁠Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment of IA with Exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. SEBI RIA Registration No. INA000017523,⁠⁠www.1finance.co.in⁠

Accurate pricing is essential for a profitable and sustainable tree service business. Get your free calculator here: https://sadoffacademy.com/wes/ Many tree business owners underprice their services or struggle to cover costs. In this video, Sam Sadoff, CPA and former tree company owner, shares his Free Tree Service Pricing & Profit Calculator, designed specifically for tree service companies to help you take control of your finances, and: - Set Profitable Tree Job Prices: Break down labor, equipment, and overhead costs to ensure your pricing covers all expenses. - Eliminate Guesswork: Determine exact charges for daily, hourly, and per-crew rates, enabling precise and competitive bids. - Make Informed Decisions: Use clear financial insights to confidently invest in new equipment, hire additional staff, or expand your services. Don't leave your success to chance. Watch the video to learn how to use the tree pricing calculator and download it for free to start building a stronger, more profitable tree service business today! Join our FREE facebook group - Tree service marketing secrets! https://www.facebook.com/groups/treeservicemarketingsecrets Download our Ultimate Internet Marketing Checklist FREE: https://treeservicedigital.com/free-checklist/ Listen to our Podcast @ https://treeservicedigital.com/podcast/ Follow our new LinkedIn Page : https://www.linkedin.com/company/tree-service-digital-marketing/  

Today, I've got more phone tips for you. I think this will be a phone tip week because there's so many cool things the phone will do today. I've got some really cool stuff on calculators and hotspots and stuff like that. Screw The Commute Podcast Show Notes Episode 967 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to More Phone Tips 01:41 Texting GIFs, Calculator history 04:26 Turn your phone into a hotspot Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ KickStartCart - http://www.kickstartcart.com/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Phone Tips - https://screwthecommute.com/966/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.

Building your own Commander deck from scratch can be intimidating. It's not just about finding powerful cards. A great brew needs to strike the perfect balance.  This episode, we're here to make that task much easier with our new and improved Deckbuilding Template. We'll lay out the ideal ratios of ramp, card draw, disruption, and more, all based on The Command Zone's years of deckbuilding expertise. Whether you're an experienced player or new to the art of the brew, this is an episode you won't want to miss. -------- Support the show and become a Patron! Be a part of our community, receive awesome rewards, and more! https://www.patreon.com/commandzone -------- RAYCON: Raycon's latest model of Everyday Earbuds are better than ever! To save 20% on your entire Raycon order go to: https://www.buyraycon.com/command MANDO: Control Body Odor ANYWHERE with Mando and get $5 off your Starter Pack with promo code COMMAND at: https://mandopodcast.com/command -------- CARD KINGDOM: The Command Zone is sponsored by Card Kingdom! If you want to receive your cards in one safe package and experience the best customer service, make sure to order your Magic cards, sealed product, accessories, and more at Card Kingdom: http://www.cardkingdom.com/command  ARCHIDEKT: Discover, build, catalog, and playtest on Archidekt, the deck-building website that makes it easy to brew brand new lists or manage your old favorites. Go to http://www.archidekt.com/commandzone to get started today!  ULTRA PRO: Huge thanks to Ultra PRO for sponsoring this episode! Be sure to check out their amazing APEX sleeves and super classy MANA 8 product line. If you want to keep your cards protected and support the show, visit: https://ultrapro.com/command -------- Relevant Links: The NEW Commander Deck Building Template | The Command Zone 379: https://www.youtube.com/watch?v=3K9PEeLG_6M Do This One Thing to Win More Games | How to Playtest | The Command Zone 596: https://www.youtube.com/watch?v=swjL6prGShE Frank Karsten: Twitter: @karsten_frank How Many Lands Do You Need in Your Deck? An Updated Analysis, by Frank Karsten: https://tinyurl.com/how-many-lands Aetherhub Hypergeometric Calculator: https://aetherhub.com/Apps/HyperGeometric The Ultimate Guide to Lands | The Command Zone 455: https://www.youtube.com/watch?v=Hg7nFiDNeHs Salubrious Snail's Calculators: https://www.salubrioussnail.com/calculators Salubrious Snail's Manabase Tool: https://www.salubrioussnail.com/manabase-tool Aetherdrift's Best Cards (In the 99) | The Command Zone 656: https://youtu.be/Yh0MkQcaPS0 Advanced Deckbuilding: Mastering Your Mana Curve | The Command Zone 453: https://youtu.be/LB6HotI0ntI -------- Follow us on TikTok: @thecommandzone Follow us on Instagram: @CommandCast Follow us on Bluesky: @commandcast.bsky.social Follow us on Twitter: @CommandCast @JoshLeeKwai @jfwong @wachelreeks Follow us on Facebook: https://www.facebook.com/commandcast/ Email us: commandzonecast@gmail.com -------- Commander Rules and Ban List: https://magic.wizards.com/en/banned-restricted-list -------- Learn more about your ad choices. Visit podcastchoices.com/adchoices

Summary In this conversation, Tony Hughes discusses the evolving challenges of closing B2B deals, emphasizing that the opening phase is more critical than the closing phase. He highlights the importance of engaging with senior decision-makers and creating a compelling business case that resonates with their needs. The discussion also covers strategies for qualifying prospects based […] The post Sales Expert: Your ROI calculator is worthless to executives! Stop creating your own objections. appeared first on Salesman.com.

The Beaus Bacon and Bridges balance boba balls on Mr. Fett as these many intros will keep you company on the way to dreamland.Start a 7 day FREE trial of Sleep With Me Plus- The ultimate way to listen to show, based on how YOU listen! Get your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeLearn more about producer Russell aka Rusty Biscuit at russellsperberg.com and @BabyTeethLA on IG.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep for up to 20% off and 2 free pillows!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep PROGRESSIVE - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.comANKER SOUNDCORE - Anker's Soundcore A20Earbuds monitor your sleep status and deliver visual reports to help you understand your sleep patterns and optimize rest. And they block noise for a quieter sleep! Go to Soundcore.com and use code "SLEEP" (all caps) for $30 off.DAVE'S KILLER BREAD - Dave's Killer Bread is kicking off their inaugural Rock Your Reset! Throughout January, SMS subscribers can win epic sweepstakes prizes like VIP concert prize packs! To enter, text RESET to 73876. Head to DavesKillerBread.com/reset to learn more.ACORNS - Acorns makes it easy to start automatically saving and investing so your money has a chance to grow for you, your kids, and your retirement. Acorns will recommend a diversified portfolio that fits you and your money goals, and you can get started with even just your spare change! Head to acorns.com/sleep to learn more. (Paid non-client endorsement. Compensation provides incentive to positively promote Acorns. Tier 1 compensation provided.Investing involves risk. Acorns Advisers, LLC, an SEC-registered investment adviser. View important disclosures at acorns.com/sleep) Learn about your ad choices: dovetail.prx.org/ad-choices

The Love Calculator provides a score from 0% to 100% that is meant to be an indication of a match in terms of love, based on the names of two people. This turned out how you'd expect! lol

The Love Calculator provides a score from 0% to 100% that is meant to be an indication of a match in terms of love, based on the names of two people. We did it again!

Louisville's Kyle Hume is back to debut a new song and talk about his show coming to Headliners, we try to help Missy decide if she should try to keep a friend from marrying the wrong guy and put your relationship to the test with the "love calculator"!

AI won't take over your job...An 8-year-old girl with AI will!Don't believe me? Check outthis video which was making the rounds on LinkedIn a while ago.In the video a young girl coding a Harry Potter quiz game with the help of AI. In a matter of minutes.It's a funny and striking example of where things are heading – or should I say, where they already are.It'd be naive to think service design won't be affected.But the current conversations about AI's impact often lack depth, nuance, and practical examples.We don't seem to get much further than: "AI is good" or "AI is bad."What are we even talking about when we say "AI"? We need to unpack it. Go beyond the surface.Fortunately, our guest for this episode has done some of the heavy lifting for us.As an educator at one of the leading design institutes, Pablo Fernández Vallejo has to live in the future.He's always thinking about the skills future professionals will need in 4 years' time when they graduate. And of course, being able to make full use of AI is high on the list right now.So in this episode, we sit down and talk about big questions like: Do we need to become AI experts ourselves, or should we focus on further developing our critical thinking skills? What are the risks and opportunities of bringing AI into the design process? What are the tasks that we can safely outsource to AI and which ones should we be more careful with.So, whether you're an AI skeptic or optimist, I feel this conversation will challenge your thinking and help you make more informed decisions moving ahead.A thought-provoking question in this episode is what will happen to our professional identities when AI starts to blur the boundaries between disciplines. It's not a question of if it will happen, but how quickly.Curious to hear your thoughts, so make sure to leave a comment on below.Enjoy and keep making a positive impact.~ Marc--- [ 1. GUIDE ] ---00:00 Welcome to Episode 22104:00 Grandparents' influence on AI perspective06:00 Over-represented large language models08:30 AI with a bias11:00 Designing at the age of AI14:00 Current state of designing with AI17:30 Automation vs. Augmentation19:30 AI's Impact on Students26:30 AI Possibilities vs. Limits29:00 AI & Expertise Balance30:00 Calculator analogy32:30 AI & Service Commoditization35:00 How AI impacts non-digital services38:00 AI power dynamics38:30 Service design for ai42:30 AI as an active participant44:30 Gaps in the society47:15 Questions we should be asking53:00 Sustainability & AI55:00 Learning about past mistakes57:00 Tech development and society conversation59:30 The future we can build1:00:40 Resources1:02:00 Questions to ponder --- [ 2. LINKS ] --- https://www.linkedin.com/in/pablofernandezvallejoCo-Intelligence: Living and Working with AI by Ethan Mollick (Book)Pablo's talk on Impact of AI in Service DesignPablo's post-SDGC article on the state of the conversationWebsite: https://www.fernandezvallejo.com/ --- [ 3. CIRCLE ] ---Join our private community for in-house service design professionals.⁠https://servicedesignshow.com/circle

Tune in as host Ethan Haywood talks with Emily Middleton, regional consulting manager at CentralStar Cooperative, about the intuitive features built into the Optimal Genetic Pathways (OGP) Calculator. Learn how this calculator provides genetic data individualized to each farm and how it helps with managing heifer inventories. 

Can you learn the value of your business online FREE? New Video Premier interview guest- Mike Finger. I'm happy to have Mike join me again on a live broadcast. Mike works with business owners and helps them get their business ready for sale. And- he knows what he's doing because he's sold four of his own businesses. Tune in and as we'll be discussing online business value calculators. This is a ‘must see event' for business owners who want an idea of what their business is worth. Be sure to join the premier live so that you can ask questions, replay will be available. Set yourself a reminder on YouTube here: https://youtu.be/hap_hJV78Ro We'll be going live Monday February 10, 2025 at 1PM Atlantic Time and 12 Noon Eastern Time See you there! David C Barnett

Michelle Tells Ramiro Off - Pressure Cooker Calculator DramaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode #336 // Last week, we produced a BUMPER episode on the pros and cons of an MBA qualification. I even gave you a framework to help you evaluate whether an MBA is right for you, at this particular point in your career.In this episode, I go a step further, as I take a look at the overabundance of leadership development options that you might choose (or your company might choose for you).How do you navigate the maze of leadership development options?It's important to consider your Return on Investment (ROI). Although there are many benefits to continuous learning, the primary purpose of any professional development should be to expand your career opportunities, thereby improving your earning capacity.If you want to take the guesswork out of deciding which leadership development options may be right for you, this episode (and the free downloadable PDF guide which you can access here) will equip you with everything you need.----------------

Rising home prices and interest rates have more people questioning whether buying a home is still the best financial move. Meanwhile, over half of Gen Z admits to “digital shoplifting” without shame—what's driving this trend? In this episode, we break down these stories along with new insights on Social Security strategies and how famous people (real and fictional) influence baby names.

Benjamin and Chance react to Mark Zuckerberg's recent comments about Apple having not done anything good recently … as we also look forward to everything Apple is set to announce this year. Apple gets in hot water about ‘Enhanced Visual Search', and the iOS 18.3 beta cycle continues, if a little bare. And in Happy Hour Plus, as Apple ramps up its marketing effort for Severance, Benjamin tries to convince Chance to give the show another chance. Subscribe at 9to5mac.com/join. Sponsored by HelloFresh: America's #1 meal kit! Get up to 10 FREE meals and a free high protein item for life at HelloFresh.com/happyhour10fm. Sponsored by Shopify: Grow your business no matter what stage you're in. Sign up for a $1 per month trial at shopify.com/happyhour. Hosts Chance Miller @ChanceHMiller on Twitter @chancehmiller@mastodon.social @ChanceHMiller on Instagram @ChanceHMiller on Threads Benjamin Mayo @bzamayo on Twitter @bzamayo@mastodon.social @bzamayo on Threads Subscribe, Rate, and Review Apple Podcasts Overcast Spotify 9to5Mac Happy Hour Plus Subscribe to 9to5Mac Happy Hour Plus! Support Benjamin and Chance directly with Happy Hour Plus! 9to5Mac Happy Hour Plus includes:  Ad-free versions of every episode  Pre- and post-show content Bonus episodes Join for $5 per month or $50 a year at 9to5mac.com/join.  Feedback Submit #Ask9to5Mac questions on Twitter, Mastodon, or Threads Email us feedback and questions to happyhour@9to5mac.com Links Mark Zuckerberg slams Apple in Joe Rogan interview: ‘They haven't invented anything great in a while' Facebook says Apple has restored its access to enterprise certificates, bringing internal apps back online iOS 18.3 beta 2 fixes key Calculator issue introduced last fall How Enhanced Visual Search on iPhone upgrades the Photos app and protects your privacy Apple 2025 Plans: iPhone 17, Smart Home Hub, iOS 19, AI, Apple Watch, iPads, M5 - Bloomberg

“Do I have enough to retire?” is a question most people in the FIRE community grapple with, but today, we're sharing a FREE tool that will help you put this issue to bed! If you're concerned about running out of money later in life or developing “One More Year Syndrome,” you won't want to miss this episode! Welcome back to the BiggerPockets Money podcast! Software engineer Lauren Boland has developed a FIRE calculator that predicts whether your nest egg will be able to support you in retirement. This powerful tool takes dozens of key data points—such as your financial independence number, retirement age, annual expenses, portfolio mix, and historical returns—to simulate multiple retirement scenarios. In this episode, Lauren, Scott, and Mindy are going to walk you through this powerful tool, step-by-step! Does the four-percent rule still work in 2025? How much do you really need to save for retirement? Whether you're just starting your quest for FIRE or looking to tweak your investment portfolio as you approach retirement, cFIREsim will show you where you stand and what you might need to adjust to meet your retirement goals! In This Episode We Cover A step-by-step walkthrough of Lauren's FREE cFIREsim tool How much money you actually need to retire early Reverse-engineering your financial independence number Whether you can still retire on the four-percent rule in 2025 How to ensure that your money not only lasts but also grows in retirement And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group cFIREsim Tool Lauren's Bluesky Social Security Administration Get to FIRE Faster with Scott's Book “Set for Life” Find an Investor-Friendly Agent in Your Area How Much Do You Need for Early Retirement? (How to Calculate Your FI Number) Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-597 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

If your goal is to lose or gain weight, it's important to understand what your body requires to achieve that goal.     Determining your Basal Metabolic Rate (BMR) can help you understand how many calories your body needs daily to support your resting metabolic rate and how to adjust those numbers to lose or gain weight effectively.     In today's episode, I'll share a simple and easy-to-use online calculator to help you determine your starting point and guide you on how to modify your calorie intake based on your goals.     Join me on today's Cabral Concept 3260 to learn how to calculate your daily calorie needs. Enjoy the show, and let me know your thoughts!   - - - For Everything Mentioned In Today's Show: StephenCabral.com/3260 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!