Podcasts about efta

Hver måned ser Jusspodden på de viktigste jussiske nyhetene om rettssaker, dommer og lovforslag. Men det skjer alltid mye mer enn vi rekker å snakke om av stort og smått. I denne spalten får du alt fra månedens gladsak til smaleste nerdesak, kanskje en rant eller en god latter når månedens panel nominerer sine saker fra den siste tiden. Merete Smith forteller om månedens omkampen som foregår nå om forvaltningsloven, og din og min rett til å få fri rettshjelp hvis forvaltningen gjør feil. Sindre Granly Meldalen nominerer månedens mest nerdete gladsak når han tar med seg en rådgivende uttalelse fra Efta og snakker litt om registerinnsyn. Og programleder Marianne Reinertsen tar med seg juss-blomsten syringa vulgaris, som har fått mye oppmerksomhet i mai. Hør mer om hvorfor i denne bonus-snutten! Neste uke får du høre mer om månedens viktigste dommer – og om lovforslaget om generell bevæpning i politiet. Har du noe smått eller stort du kunne tenke deg å høre mer om? Eller ris og ros? Da kan du ta kontakt på jusspodden@gmail.com! Jusspodden sponses av LovdataSee omnystudio.com/listener for privacy information.

In this rich and wide-ranging conversation, we sit down with Umberta Telfener, President of EFTA, and Hans Christian Michaelsen, Vice President, to explore the heart of systemic practice across Europe.Together, they unpack what EFTA (European Family Therapy Association) is, how it's structured, and what it offers to both long-standing members and curious newcomers. We hear about their personal journeys into systemic therapy, the organization's current goals, and the evolving landscape of family and systemic practice in response to global challenges—from climate change to social justice.We also dive into the EFTA Task Forces—on Social Justice, Research, Training Standards, Ethics, and External Relationships—and explore how these working groups are shaping the future of systemic thinking and action.Whether you're a seasoned practitioner or just discovering systemic ideas, this episode offers an open invitation to get involved, attend the upcoming EFTA Congress, and take part in a growing, reflective, and forward-thinking community.

Ngày 07/05/2025, Việt Nam và Mỹ chính thức tiến hành phiên đàm phán đầu tiên về mức thuế 46% do tổng thống Trump áp đặt. Vừa đàm phán với thị trường lớn nhất, Hà Nội vừa khẩn trương tìm cách thúc đẩy xuất khẩu sang 17 thị trường đã ký các hiệp định thương mại tự do, mở rộng thêm đối tác, trong đó có Brazil. Cả hai nước muốn giảm phụ thuộc quá nhiều vào một đối tác : Đối với Brazil là Trung Quốc và với Việt Nam là Mỹ, đồng thời hỗ trợ thâm nhập thị trường khu vực của nhau ASEAN và Mercosur.Mở rộng thị trường với BrazilViệt Nam và Brazil ký Kế hoạch hành động triển khai quan hệ Đối tác chiến lược giai đoạn 2025-2030 sau khi nâng cấp vào tháng 11/2024. Trong chuyến công du Hà Nội ngày 28/03/2025, tổng thống Brazil Luiz Inácio Lula da Silva khẳng định “kế hoạch này sẽ giúp chúng tôi tiến triển trong nhiều lĩnh vực”. Cả hai nước còn nhiều tiềm năng, biên độ phát triển để thúc đẩy hợp tác trong nhiều lĩnh vực, theo giải thích của nhà báo Elcio Ramalho, trưởng ban Brazil của đài RFI :“Điều đáng chú ý là với Kế hoạch hành động triển khai quan hệ Đối tác chiến lược giai đoạn 2025-2030, mối quan hệ đối tác rất rộng rãi, bao gồm kinh tế, quốc phòng, nông nghiệp và an ninh lương thực, cũng như các vấn đề liên quan đến môi trường và cuộc chiến chống biến đổi khí hậu. Ông Lula công bố quyết định của Brazil công nhận Quy chế kinh tế thị trường của Việt Nam để tạo điều kiện thuận lợi cho dòng đầu tư và phát triển thương mại.Về thương mại, tổng thống Lula cũng đề cập đến việc mở cửa thị trường Việt Nam về thịt và khả năng Việt Nam trở thành trung tâm khu vực về chế biến thịt của Brazil, qua đó tạo điều kiện tiếp cận thị trường châu Á. Brazil có thể xuất khẩu các sản phẩm có giá trị gia tăng cao hơn sang Việt Nam, bao gồm máy bay Embraer - loại máy bay tầm trung. Tham vọng rất là lớn : năm 2024, kim ngạch thương mại giữa hai nước đạt 7,7 tỷ đô la. Mục tiêu chung là đạt 15 tỷ đô la vào năm 2030”.Theo trang web chính phủ Brazil, Việt Nam là nguồn nhập khẩu lớn nhất trong ASEAN và là nhà cung cấp lớn thứ 14 thế giới của Brazil. Brazil xuất khẩu sang Việt Nam nhiều hơn sang Bồ Đào Nha, Anh Quốc, Pháp hoặc Paraguay. Việt Nam là khách hàng lớn thứ 5 cho xuất khẩu nông sản của Brazil, ví dụ Brazil cung cấp đến 70% lượng đậu nành nhập khẩu của Việt Nam, khoảng 37% lượng thịt lợn và là nhà cung cấp lớn thứ hai cho Việt Nam về gia cầm và bông.Tầm quan trọng của Việt Nam, cũng như sự quan tâm của chính phủ Brazil được thông tín viên RFI - ban Brazil Vivian Osvald tại Rio de Janeiro giải thích :“Việt Nam là một quốc gia châu Á quan trọng. Đây không chỉ là một quốc gia mới nổi mà còn là thành viên của ASEAN, Hiệp hội các quốc gia Đông Nam Á, mà Brazil cũng muốn xích lại gần hơn. Có khả năng ông Lula sẽ được mời tham dự hội nghị thượng đỉnh ASEAN năm nay.Kim ngạch thương mại song phương với Việt Nam đạt khoảng 8 tỷ đô la mỗi năm. Con số này trông có vẻ không đáng kể, nhưng lại lớn hơn trao đổi thương mại với một số nước châu Âu. Ông Lula là tổng thống Brazil đầu tiên đến thăm Việt Nam vào năm 2007.Mục đích của chuyến công du là tăng cường mối quan hệ. Việt Nam nhập khẩu nhiều mặt hàng từ Brazil như đậu nành, ngô và bông và xuất khẩu sang Brazil đồ điện tử, lốp xe, quần áo và giày dép”.Đọc thêmCúp bóng đá Đông Nam Á: Cầu thủ gốc Brazil trở thành niềm hy vọng của tuyển Việt NamVề phía Việt Nam, theo báo chính phủ, tính lũy kế đến tháng 10/2024, Brazil có 7 dự án đầu tư vào Việt Nam với tổng vốn đăng ký 3,85 triệu đô la, chủ yếu trong lĩnh vực công nghiệp chế tạo, bán buôn và bán lẻ, hoạt động chuyên môn khoa học công nghệ. Trong khuôn khổ chuyến công du của tổng thống Lula, hãng đóng gói thịt JBS của Brazil đã ký biên bản ghi nhớ về một thỏa thuận đầu tư trị giá 100 triệu đô la xây dựng hai nhà máy đóng gói thịt ở Việt Nam, chủ yếu là đóng gói thịt thô nhập từ Brazil phân phối cho thị trường Việt Nam và khu vực.Ngoài bóng đá, cà phê cũng là một lĩnh vực khác được chính phủ Brazil nhấn mạnh để tăng cường quan hệ giữa hai nước, cũng là hai nhà sản xuất cà phê lớn nhất thế giới, nghiên cứu giống cây trồng có khả năng chống chịu tốt hơn với tác động của biến đổi khí hậu. Tổng thống Lula khẳng định : “Việt Nam có thể hưởng lợi từ Quỹ Rừng nhiệt đới vĩnh cửu (Fundo Florestas Tropicais para Sempre) do Brazil đề xuất và được đánh giá cao về những nỗ lực bảo vệ môi trường”.Cổ vũ cho “không liên kết” và hợp tác “đa phương”Trang Foreign Policy ngày 28/03 nhận định vòng công du hai nước châu Á Nhật Bản và Việt Nam của tổng thống Lula cho thấy rõ hoạt động đối ngoại đa phương, không liên kết của Brazil, trái ngược với chính sách bảo hộ của tổng thống Donald Trump của Hoa Kỳ, đối tác thương mại lớn thứ hai của Brasilia. Brazil không bị áp mức thuế đối ứng cao như Việt Nam nhưng cũng chịu mức thuế chung đối với nhôm, thép nhập khẩu vào Mỹ. Elcio Ramalho, trưởng ban Brazil của RFI, nhận định :“Cách tiếp cận đa dạng hóa thị trường này đến đúng lúc Mỹ áp dụng mức thuế mới là 25% đối với thép và nhôm và 10% đối với tất cả các sản phẩm khác. Brazil, là nhà cung cấp lớn thứ hai cho Hoa Kỳ, đang tìm cách giảm sự phụ thuộc vào thị trường Mỹ song song với việc tiếp tục đàm phán với Washington để tìm giải pháp cho các mức thuế bị áp đặt. Ví dụ, tại Tokyo, tổng thống Lula tuyên bố ông sẽ đi đầu để giúp thúc đẩy hiệp định thương mại tự do giữa Nhật Bản và khối Mercosur, khối bao gồm Brazil, Argentina, Paraguay và Uruguay”.Đọc thêmBrazil trở thành quốc gia BRICS thứ hai không tham gia dự án BRI của Trung QuốcNgoài ra, giống như Việt Nam, Brazil cũng bị phụ thuộc quá nhiều vào đối tác Trung Quốc trong những năm gần đây và có thể đẩy Brazil vào thế nguy hiểm, dễ bị tác động hơn trong bối cảnh chiến tranh thương mại Mỹ-Trung. Do đó, Brazil tự vệ bằng cách phát triển quan hệ với nhiều nước châu Á khác, theo giải thích của nhà báo Elcio Ramalho :“Chuyến đi này rất quan trọng vì Brazil đang tìm kiếm đối tác thay thế để đối phó với chủ nghĩa bảo hộ của Mỹ. Đáng chú ý là tổng thống Lula đi cùng với một phái đoàn lớn các chính trị gia, chủ tịch Hạ viện và Thượng viện, cũng như các doanh nhân và giám đốc công ty.Việc lựa chọn Nhật Bản và Việt Nam được giải thích bởi tiềm năng thương mại của hai nước và cũng chứng minh tầm quan trọng mà Brazil dành cho khu vực châu Á và để tránh sự phụ thuộc quá nhiều vào Trung Quốc, đối tác thương mại lớn nhất của Brazil. Đối với Nhật Bản, việc mở cửa thị trường thịt bò Brazil đang bị thách thức”.Tiếp cận thị trường khu vực của nhau thông qua đối tácTại Hà Nội, tổng thống Brazil khẳng định mong muốn làm cầu nối đưa Việt Nam đến khối Mercosur và Nam Mỹ và cũng coi Việt Nam là cầu nối giữa Brazil và thị trường ASEAN với hơn 600 triệu dân. Theo ông Lula, Mỹ latinh và ASEAN là hai khu vực năng động, góp phần hình thành trật tự thế giới đa cực. GDP của thị trường chung Nam Mỹ Mercosur và ASEAN lần lượt đạt khoảng 2.800 tỷ đô la và 3.800 tỷ đô la, cho thấy tầm quan trọng của hai khu vực trên trường quốc tế.Thủ tướng Việt Nam Phạm Minh Chính cũng đề nghị chính phủ Brazil ủng hộ, thúc đẩy sớm khởi động đàm phán FTA giữa Việt Nam và Mercosur. Khối Thị trường Chung Nam Mỹ - Mercosur (thành lập ngày 26/03/1991) hiện có 4 nước thành viên thường trực Achentina, Brazil, Paraguay và Uruguay sau khi Venezuela bị đình chỉ tư cách thành viên năm 2017. Các nước Colombia, Chilê, Pêru, Bolivia và Ecuador, Guyana và Suriname có tư cách thành viên liên kết.Liệu Hà Nội có thể dựa vào Brazil để chinh phục các thị trường xuất khẩu mới ? Elcio Ramalho, trưởng ban Brazil của đài RFI, nhận định : “Là nước giữ chủ tịch Mercosur từ tháng 07/2025, Brazil sẽ nỗ lực hướng tới một thỏa thuận cân bằng với Việt Nam. Hơn nữa, Brazil đã mời Việt Nam tham dự hội nghị thượng đỉnh BRICS vào tháng 7 tại Rio de Janeiro và COP30 tại Belém, cho thấy mong muốn đưa Việt Nam vào các diễn đàn đa phương này nhiều hơn nữa và điều này có thể mở ra những cơ hội xuất khẩu mới cho Hà Nội”.Đọc thêmTại sao Việt Nam không phản hồi lời mời trở thành "quốc gia đối tác" của BRICS ?Bài học từ mức thuế 46% do tổng thống Mỹ Donald Trump đơn phương áp đặt buộc Việt Nam cơ cấu lại sản xuất, thúc đẩy tiêu dùng… và tránh “không bị phụ thuộc vào bất cứ đối tác nào” bằng cách thúc đẩy mở rộng, đa dạng hóa thị trường xuất khẩu thông qua các hiệp định thương mại tự do (FTA), được thủ tướng Phạm Minh Chính nhấn mạnh là “cánh cửa quan trọng kết nối Việt Nam với thế giới”.Việt Nam hiện có 17 FTA, trong đó có nhiều hiệp định với các khu vực như với Liên minh Kinh tế Á-Âu (EAEU), Hiệp định Đối tác Toàn diện và Tiến bộ xuyên Thái Bình Dương (CPTPP), Liên Hiệp Châu Âu (EVFTA), Hiệp định Đối tác Kinh tế Toàn diện Khu vực (RECEP)… và đang đàm phán hai FTA mới : EFTA (gồm Thụy Sĩ, Na Uy, Iceland, Liechtenstein) và ASEAN-Canada. Theo thủ tướng Việt Nam, các FTA đã mang lại hiệu quả, năm 2024, tổng kim ngạch xuất nhập khẩu đạt gần 800 tỷ đô la.Song song với những hiệp định thương mại, Việt Nam không ngừng thắt chặt hợp tác thương mại với các nước đối tác để giữ vững mục tiêu tăng trưởng 8% trong năm 2025. Điều này được thể hiện qua số chuyến công du nước ngoài của các nhà lãnh đạo Việt Nam cũng như những chuyến thăm cấp Nhà nước đến Việt Nam như Nga, Bỉ, Hà Lan, Tây Ban Nha, Trung Quốc, Nhật Bản… Tổng thống Pháp Emmanuel Macron dự kiến đến thăm Việt Nam vào cuối tháng 05.

Ngày 07/05/2025, Việt Nam và Mỹ chính thức tiến hành phiên đàm phán đầu tiên về mức thuế 46% do tổng thống Trump áp đặt. Vừa đàm phán với thị trường lớn nhất, Hà Nội vừa khẩn trương tìm cách thúc đẩy xuất khẩu sang 17 thị trường đã ký các hiệp định thương mại tự do, mở rộng thêm đối tác, trong đó có Brazil. Cả hai nước muốn giảm phụ thuộc quá nhiều vào một đối tác : Đối với Brazil là Trung Quốc và với Việt Nam là Mỹ, đồng thời hỗ trợ thâm nhập thị trường khu vực của nhau ASEAN và Mercosur.Mở rộng thị trường với BrazilViệt Nam và Brazil ký Kế hoạch hành động triển khai quan hệ Đối tác chiến lược giai đoạn 2025-2030 sau khi nâng cấp vào tháng 11/2024. Trong chuyến công du Hà Nội ngày 28/03/2025, tổng thống Brazil Luiz Inácio Lula da Silva khẳng định “kế hoạch này sẽ giúp chúng tôi tiến triển trong nhiều lĩnh vực”. Cả hai nước còn nhiều tiềm năng, biên độ phát triển để thúc đẩy hợp tác trong nhiều lĩnh vực, theo giải thích của nhà báo Elcio Ramalho, trưởng ban Brazil của đài RFI :“Điều đáng chú ý là với Kế hoạch hành động triển khai quan hệ Đối tác chiến lược giai đoạn 2025-2030, mối quan hệ đối tác rất rộng rãi, bao gồm kinh tế, quốc phòng, nông nghiệp và an ninh lương thực, cũng như các vấn đề liên quan đến môi trường và cuộc chiến chống biến đổi khí hậu. Ông Lula công bố quyết định của Brazil công nhận Quy chế kinh tế thị trường của Việt Nam để tạo điều kiện thuận lợi cho dòng đầu tư và phát triển thương mại.Về thương mại, tổng thống Lula cũng đề cập đến việc mở cửa thị trường Việt Nam về thịt và khả năng Việt Nam trở thành trung tâm khu vực về chế biến thịt của Brazil, qua đó tạo điều kiện tiếp cận thị trường châu Á. Brazil có thể xuất khẩu các sản phẩm có giá trị gia tăng cao hơn sang Việt Nam, bao gồm máy bay Embraer - loại máy bay tầm trung. Tham vọng rất là lớn : năm 2024, kim ngạch thương mại giữa hai nước đạt 7,7 tỷ đô la. Mục tiêu chung là đạt 15 tỷ đô la vào năm 2030”.Theo trang web chính phủ Brazil, Việt Nam là nguồn nhập khẩu lớn nhất trong ASEAN và là nhà cung cấp lớn thứ 14 thế giới của Brazil. Brazil xuất khẩu sang Việt Nam nhiều hơn sang Bồ Đào Nha, Anh Quốc, Pháp hoặc Paraguay. Việt Nam là khách hàng lớn thứ 5 cho xuất khẩu nông sản của Brazil, ví dụ Brazil cung cấp đến 70% lượng đậu nành nhập khẩu của Việt Nam, khoảng 37% lượng thịt lợn và là nhà cung cấp lớn thứ hai cho Việt Nam về gia cầm và bông.Tầm quan trọng của Việt Nam, cũng như sự quan tâm của chính phủ Brazil được thông tín viên RFI - ban Brazil Vivian Osvald tại Rio de Janeiro giải thích :“Việt Nam là một quốc gia châu Á quan trọng. Đây không chỉ là một quốc gia mới nổi mà còn là thành viên của ASEAN, Hiệp hội các quốc gia Đông Nam Á, mà Brazil cũng muốn xích lại gần hơn. Có khả năng ông Lula sẽ được mời tham dự hội nghị thượng đỉnh ASEAN năm nay.Kim ngạch thương mại song phương với Việt Nam đạt khoảng 8 tỷ đô la mỗi năm. Con số này trông có vẻ không đáng kể, nhưng lại lớn hơn trao đổi thương mại với một số nước châu Âu. Ông Lula là tổng thống Brazil đầu tiên đến thăm Việt Nam vào năm 2007.Mục đích của chuyến công du là tăng cường mối quan hệ. Việt Nam nhập khẩu nhiều mặt hàng từ Brazil như đậu nành, ngô và bông và xuất khẩu sang Brazil đồ điện tử, lốp xe, quần áo và giày dép”.Đọc thêmCúp bóng đá Đông Nam Á: Cầu thủ gốc Brazil trở thành niềm hy vọng của tuyển Việt NamVề phía Việt Nam, theo báo chính phủ, tính lũy kế đến tháng 10/2024, Brazil có 7 dự án đầu tư vào Việt Nam với tổng vốn đăng ký 3,85 triệu đô la, chủ yếu trong lĩnh vực công nghiệp chế tạo, bán buôn và bán lẻ, hoạt động chuyên môn khoa học công nghệ. Trong khuôn khổ chuyến công du của tổng thống Lula, hãng đóng gói thịt JBS của Brazil đã ký biên bản ghi nhớ về một thỏa thuận đầu tư trị giá 100 triệu đô la xây dựng hai nhà máy đóng gói thịt ở Việt Nam, chủ yếu là đóng gói thịt thô nhập từ Brazil phân phối cho thị trường Việt Nam và khu vực.Ngoài bóng đá, cà phê cũng là một lĩnh vực khác được chính phủ Brazil nhấn mạnh để tăng cường quan hệ giữa hai nước, cũng là hai nhà sản xuất cà phê lớn nhất thế giới, nghiên cứu giống cây trồng có khả năng chống chịu tốt hơn với tác động của biến đổi khí hậu. Tổng thống Lula khẳng định : “Việt Nam có thể hưởng lợi từ Quỹ Rừng nhiệt đới vĩnh cửu (Fundo Florestas Tropicais para Sempre) do Brazil đề xuất và được đánh giá cao về những nỗ lực bảo vệ môi trường”.Cổ vũ cho “không liên kết” và hợp tác “đa phương”Trang Foreign Policy ngày 28/03 nhận định vòng công du hai nước châu Á Nhật Bản và Việt Nam của tổng thống Lula cho thấy rõ hoạt động đối ngoại đa phương, không liên kết của Brazil, trái ngược với chính sách bảo hộ của tổng thống Donald Trump của Hoa Kỳ, đối tác thương mại lớn thứ hai của Brasilia. Brazil không bị áp mức thuế đối ứng cao như Việt Nam nhưng cũng chịu mức thuế chung đối với nhôm, thép nhập khẩu vào Mỹ. Elcio Ramalho, trưởng ban Brazil của RFI, nhận định :“Cách tiếp cận đa dạng hóa thị trường này đến đúng lúc Mỹ áp dụng mức thuế mới là 25% đối với thép và nhôm và 10% đối với tất cả các sản phẩm khác. Brazil, là nhà cung cấp lớn thứ hai cho Hoa Kỳ, đang tìm cách giảm sự phụ thuộc vào thị trường Mỹ song song với việc tiếp tục đàm phán với Washington để tìm giải pháp cho các mức thuế bị áp đặt. Ví dụ, tại Tokyo, tổng thống Lula tuyên bố ông sẽ đi đầu để giúp thúc đẩy hiệp định thương mại tự do giữa Nhật Bản và khối Mercosur, khối bao gồm Brazil, Argentina, Paraguay và Uruguay”.Đọc thêmBrazil trở thành quốc gia BRICS thứ hai không tham gia dự án BRI của Trung QuốcNgoài ra, giống như Việt Nam, Brazil cũng bị phụ thuộc quá nhiều vào đối tác Trung Quốc trong những năm gần đây và có thể đẩy Brazil vào thế nguy hiểm, dễ bị tác động hơn trong bối cảnh chiến tranh thương mại Mỹ-Trung. Do đó, Brazil tự vệ bằng cách phát triển quan hệ với nhiều nước châu Á khác, theo giải thích của nhà báo Elcio Ramalho :“Chuyến đi này rất quan trọng vì Brazil đang tìm kiếm đối tác thay thế để đối phó với chủ nghĩa bảo hộ của Mỹ. Đáng chú ý là tổng thống Lula đi cùng với một phái đoàn lớn các chính trị gia, chủ tịch Hạ viện và Thượng viện, cũng như các doanh nhân và giám đốc công ty.Việc lựa chọn Nhật Bản và Việt Nam được giải thích bởi tiềm năng thương mại của hai nước và cũng chứng minh tầm quan trọng mà Brazil dành cho khu vực châu Á và để tránh sự phụ thuộc quá nhiều vào Trung Quốc, đối tác thương mại lớn nhất của Brazil. Đối với Nhật Bản, việc mở cửa thị trường thịt bò Brazil đang bị thách thức”.Tiếp cận thị trường khu vực của nhau thông qua đối tácTại Hà Nội, tổng thống Brazil khẳng định mong muốn làm cầu nối đưa Việt Nam đến khối Mercosur và Nam Mỹ và cũng coi Việt Nam là cầu nối giữa Brazil và thị trường ASEAN với hơn 600 triệu dân. Theo ông Lula, Mỹ latinh và ASEAN là hai khu vực năng động, góp phần hình thành trật tự thế giới đa cực. GDP của thị trường chung Nam Mỹ Mercosur và ASEAN lần lượt đạt khoảng 2.800 tỷ đô la và 3.800 tỷ đô la, cho thấy tầm quan trọng của hai khu vực trên trường quốc tế.Thủ tướng Việt Nam Phạm Minh Chính cũng đề nghị chính phủ Brazil ủng hộ, thúc đẩy sớm khởi động đàm phán FTA giữa Việt Nam và Mercosur. Khối Thị trường Chung Nam Mỹ - Mercosur (thành lập ngày 26/03/1991) hiện có 4 nước thành viên thường trực Achentina, Brazil, Paraguay và Uruguay sau khi Venezuela bị đình chỉ tư cách thành viên năm 2017. Các nước Colombia, Chilê, Pêru, Bolivia và Ecuador, Guyana và Suriname có tư cách thành viên liên kết.Liệu Hà Nội có thể dựa vào Brazil để chinh phục các thị trường xuất khẩu mới ? Elcio Ramalho, trưởng ban Brazil của đài RFI, nhận định : “Là nước giữ chủ tịch Mercosur từ tháng 07/2025, Brazil sẽ nỗ lực hướng tới một thỏa thuận cân bằng với Việt Nam. Hơn nữa, Brazil đã mời Việt Nam tham dự hội nghị thượng đỉnh BRICS vào tháng 7 tại Rio de Janeiro và COP30 tại Belém, cho thấy mong muốn đưa Việt Nam vào các diễn đàn đa phương này nhiều hơn nữa và điều này có thể mở ra những cơ hội xuất khẩu mới cho Hà Nội”.Đọc thêmTại sao Việt Nam không phản hồi lời mời trở thành "quốc gia đối tác" của BRICS ?Bài học từ mức thuế 46% do tổng thống Mỹ Donald Trump đơn phương áp đặt buộc Việt Nam cơ cấu lại sản xuất, thúc đẩy tiêu dùng… và tránh “không bị phụ thuộc vào bất cứ đối tác nào” bằng cách thúc đẩy mở rộng, đa dạng hóa thị trường xuất khẩu thông qua các hiệp định thương mại tự do (FTA), được thủ tướng Phạm Minh Chính nhấn mạnh là “cánh cửa quan trọng kết nối Việt Nam với thế giới”.Việt Nam hiện có 17 FTA, trong đó có nhiều hiệp định với các khu vực như với Liên minh Kinh tế Á-Âu (EAEU), Hiệp định Đối tác Toàn diện và Tiến bộ xuyên Thái Bình Dương (CPTPP), Liên Hiệp Châu Âu (EVFTA), Hiệp định Đối tác Kinh tế Toàn diện Khu vực (RECEP)… và đang đàm phán hai FTA mới : EFTA (gồm Thụy Sĩ, Na Uy, Iceland, Liechtenstein) và ASEAN-Canada. Theo thủ tướng Việt Nam, các FTA đã mang lại hiệu quả, năm 2024, tổng kim ngạch xuất nhập khẩu đạt gần 800 tỷ đô la.Song song với những hiệp định thương mại, Việt Nam không ngừng thắt chặt hợp tác thương mại với các nước đối tác để giữ vững mục tiêu tăng trưởng 8% trong năm 2025. Điều này được thể hiện qua số chuyến công du nước ngoài của các nhà lãnh đạo Việt Nam cũng như những chuyến thăm cấp Nhà nước đến Việt Nam như Nga, Bỉ, Hà Lan, Tây Ban Nha, Trung Quốc, Nhật Bản… Tổng thống Pháp Emmanuel Macron dự kiến đến thăm Việt Nam vào cuối tháng 05.

The podcast we are releasing today is part 1 of a re-purposed webinar we produced on March 25 titled “The Impact of the Election on the CFPB - Part 4.” As a result of the diminishing impact of the CFPB on enforcing the consumer financial services laws, we expect that void to be filled by state government enforcement agencies and private civil litigation, including class and mass actions. Our webinar will focus on private civil litigation. Our featured guest for this webinar was Ira Rheingold, Executive Director of the National Association of Consumer Advocates. He was joined on the panel by Thomas Burke, Dan McKenna, Jenny Perkins, Joseph Schuster, and Melanie Vartabedian, litigators in our firm's Consumer Financial Services Group. The podcast began with Ira observing that state enforcement agencies and plaintiffs' class action lawyers will be taking a careful look at enforcement actions voluntarily dismissed by the CFPB to ascertain whether the complaints should be re-filed by them in federal or state court.  We then proceeded to discuss the following areas where the panelists are predicting an increase in private civil litigation during 2025 and beyond: Increased FCRA litigation, especially in ID Theft (Jenny, Ira). The use of AI and corporate responsibility for ensuring that it does not create unfair or discriminatory practices (Ira). Increased retail bank litigation, including EFTA claims (Ira, Tom). Part 2 of this re-purposed webinar will be released next Thursday, May 1. Alan Kaplinsky, the former chair for 25 years and now Senior Counsel of the Consumer Financial Services Group, hosted the podcast show. For our podcasts repurposed from webinars that we produced as part of our series entitled “The Impact of the Election on the CFPB” Part 1 (regulations and other written guidance), click here and here; Part 2 (supervision and enforcement),  click here and here; Part 3 (state AGs and departments of banking), click here and here. 

Cinthe Lemmens is systeemtherapeut en combineert haar expertise in psychedelische therapie (opgeleid bij Mind Medicine Australia) met diverse functies: bestuurslid BVRGS, opleider bij IPRR, lid van PSBE en EFTA, redactielid tijdschrift Systeemtherapie en medeoprichtster van METALOOG.

Jusspodden sponses av Lovdata Hvordan skal domstolen vurdere voldtektssaker hvor det kun er ord motord – og hvorfor vant Jehovas vitner mot staten? Det er siste torsdag imåneden og tid for en oppsummering av hva som har skjedd av stort ogsmått i jussens verden. I tillegg til klimajuss og høyesterettsdommerblir det litt juss-knask på slutten. Gjestene er Sindre Granly Meldalen (Presseforbundet) og Merete Smith(Advokatforeningen). Månedens rettssak: Denne måneden snakker vi om klimajuss! Miljøorganisasjoner har denne måneden vært i Høyesterett. Sindre og Merete snakker om hva denne saken går ut på, og vi kommer også litt inn på Førdefjord-søksmålet hvor EFTA-domstolen denne måneden kom med en rådgivende uttalelse (som kan leses her). Lagmannsrettens avgjørelse her. Høyesterett om Grl. § 112 i «Det store klimasøksmålet» her Månedens dom: Hvordan skal dommere vurdere voldtektssaker hvor det er ord mot ord og troverdighetsvurderinger i sentrum? Høyesterett har kommet med ny dom i HR-2025-458-A. Episoden Sindre anbefaler om samtykkelov kan du høre her. Marianne og Merete forteller også hvorfor Jehovas vitner vant over staten og hvorfor de er spente på en anke (LB-2024-81251-2) I tillegg gir Marianne en kort og upresis oppsummering av storkammerdommen HR-2025-490-S. For en kort og presis oppsummering av saken kan du se på Høyesteretts video her Månedens lov(utvalg): Straffereaksjonsutvalget leverte sin rapport i mars. Utvalget skulle gjennomføre en bred evaluering av forvaring og dom på overføring til hhv tvungent psykisk helsevern og tvungen omsorg + ivaretakelsen av helsen til innsatte i fengsel. Store spørsmål og gjestene sorterer og plukker ut det viktigste for at du skal få en oppsummering! Månedens juss-knask: Sindre forteller om politiets krav om innsyn i leseloggen til avisen Fædrelandsvennen som skal vurderes av Høyesterett, Merete omtaler verdens første advokatkonvensjon som månedens gladsak og Marianne er spent på Datatilsynets vurdering av chatGPTs påstand om at en nordmann hadde drept sine barn (de lever heldigvis i beste velgående) Er det noe du vil høre mer om - eller har du ris eller ros? Ta kontakt på jusspodden@gmail.com Lenker over leder til Lovdatas åpne sider. Jusspodden er uavhengig og Lovdata legger ikke føringer på produksjonen.See omnystudio.com/listener for privacy information.

Dalla Bce arriva un parere negativo all applicazione del Danish Compromise da parte di Banco Bpm sull Opa Anima, offerta che è stata lanciata da Piazza Meda attraverso la controllata Banco Bpm Vita. Quella di Francoforte non è una decisione, che spetta all Eba ed è ancora attesa, ma di una interpretazione, una view, che secondo quanto risulta a Radiocor - è stata formalizzata nei giorni scorsi all istituto guidato da Giuseppe Castagna. Interpellata, la Bce non ha fornito alcun commento. Il parere dell istituto di Francoforte, con cui Banco Bpm ha interlocuzioni continue, sarà oggetto di un cda di Piazza Meda in agenda per domani. Interviene Luca Davi, Il sole 24 ore.Auto, immatricolazioni Ue -3,1%. Crollo di Tesla (-40,1%) e Stellantis (-16%) Il mercato europeo dell'auto (Ue più Efta e Uk) cala del 3,1% rispetto a febbraio 2024, con volumi che restano del 17,5% inferiori ai livelli pre-Covid. I dati diffusi dall'Acea (Associazione dei Costruttori Europei di Automobili) confermano una persistente debolezza del settore nei primi due mesi dell'anno. Un calo in numeri assoluti di 963.540 unità nel solo mese di febbraio. Nel mese di febbraio rispetto allo stesso mese dello scorso anno, Italia (-6%), Germania (-4,6%) e Francia (-3,3%) hanno registrato un calo delle immatricolazioni, mentre la Spagna ha chiuso con un +8,4%. In Germania il calo più netto in volume, del 6,4%. L'unico segnale positivo sul mercato auto in Europa arriva dal dato sulle immatricolazioni di auto elettriche, cresciute a febbraio del 26% nell'area (Ue più Efta e Uk) e del 31% da inizio anno, consolidando la quota di bev (full electric) al 16,9% contro il 12,5% di inizio 2024. Una forte spinta arriva dal mercato anglosassone (+41,6% da inizio anno, con una quota di elettriche che ha raggiunto il 22,8% di market share) e dalla Germania, che registra per questa tipologia di motorizzazione, un aumento delle immatricolazioni del 30%, dopo un lungo periodo di stasi. Anche in Italia le elettriche sono aumentate, ma non si supera la quota del 5%. In questa cornice nella quale i volumi continuano a scendere, il mercato resta debole, ma le full electric prendono piede, c'è chi piange e chi invece esulta. Ne parliamo con Filomena Greco, Il Sole 24 OreDraghi: punto di svolta l aumento delle spese militari tedesche, ma ora occorre che tutta Europa agiscaL ex presidente della Banca centrale europea Mario Draghi ha affermato che la decisione della Germania di aumentare la spesa per la difesa rappresenta un «punto di svolta», ma ha avvertito che ci sono dei rischi per quanto riguarda le modalità di attuazione. La portata dell impegno della Germania e i cambiamenti costituzionali che ha comportato sono tra i motivi per cui la mossa segna una svolta, ha detto Draghi a Joumanna Bercetche di Bloomberg Television durante un dibattito all Hsbc Global Investment Summit di Hong Kong. Ciò che preoccupa l ex primo ministro italiano è il modo in cui la Commissione europea gestirà questo cambiamento di politica. «Se non viene gestito correttamente, quello che succederà è che la Germania si riarmerà ma gli altri no», ha detto Draghi.Le azioni del presidente degli Stati Uniti hanno forzato la mano dei decisori politici europei, ha affermato Draghi, aggiungendo che una delle conseguenze è stata «sostanzialmente quella di dirci non avete più tempo ». Il messaggio, secondo Draghi, era: «o procedi a difenderti o sei indifeso». «Ora, essere indifesi in questo nuovo clima non è molto piacevole, perché abbiamo un nemico, che è la Russia», ha detto. All inizio di questo mese, Draghi ha detto al parlamento italiano che il salto di competitività deve ora includere la difesa europea attraverso l integrazione delle forze armate europee e una spesa comune. Sul fatto che sia un momento cruciale per il settore della difesa europea è d'accordo anche l'ad di Leonardo, Roberto Cingolani che in un'intervista al Messaggero di qualche settimana fa dichiara che: "La nostra prospettiva è quella di agire come catalizzatori di alleanze industriali in grado di contribuire allo sviluppo di tecnologie competitive in seno all'Europa. Mi auguro che l'Europa unisca le forze - prosegue -. Da soli non ce la possiamo fare. Rispetto agli Stati Uniti, investiamo meno ma soprattutto in modo frammentato su diversi progetti e piattaforme. Così si perde efficacia negli investimenti e nello sviluppo delle tecnologie necessarie per garantire la sicurezza dei cittadini. Ora è necessario che le grandi aziende del settore collaborino". Ne parliamo proprio con Roberto Cingolani, Ad di Leonardo, ex ministro della Transizione ecologica del governo Draghi.

It's Monday, March 16th, 2025. This is Nelson John, let's get started.  BIS Cracks Down on Non-Certified E-Commerce Products India's Bureau of Indian Standards (BIS) has intensified its crackdown on non-certified products sold via Amazon and Flipkart. Recent raids in Lucknow, Gurugram, and Delhi led to the seizure of thousands of uncertified goods, including toys, hand blenders, and gas stoves. Investigators traced the source to Techvision International Pvt Ltd, resulting in further seizures of over 11,000 appliances. Legal action is underway under the BIS Act, 2016, with potential fines and jail time. As non-compliant products flood online marketplaces, BIS urges consumers to verify certifications via its BIS Care app while ramping up surveillance to ensure product safety. Berkshire Hathaway's Buyback Pause Continues Warren Buffett's Berkshire Hathaway has halted stock buybacks since May 2024—the longest pause since Buffett gained expanded repurchase authority in 2018. A recent proxy filing confirmed no buybacks between Feb. 10 and March 5, signaling Buffett doesn't see Berkshire's stock as undervalued. Despite this, the company's stock has surged, with Class A shares reaching $771,250—up 13% in 2024, outperforming the S&P 500. Investors remain optimistic due to Berkshire's $300 billion cash reserves and strong insurance sector performance. With the stock trading at 1.7 times book value and 25 times projected earnings, analysts suggest buybacks may remain scarce unless prices drop. India-New Zealand Resume Free Trade Talks India and New Zealand have reopened negotiations for a Free Trade Agreement (FTA) to deepen economic ties, following talks between Commerce Minister Piyush Goyal and New Zealand's Trade Minister Todd McClay. Talks, originally launched in 2010, stalled in 2015 due to disputes over dairy access and market entry. New Zealand seeks broader agricultural exports, while India is pushing for better IT and services market access. With bilateral trade at just $1.54 billion in FY24, both nations see untapped potential. The renewed talks align with India's broader FTA strategy, following deals with Australia and EFTA, as negotiators now focus on tariff reductions and investment facilitation. BWH Hotels Expands Aggressively in India BWH Hotels, operator of Best Western and SureStay, is expanding in India with 21 newly built hotels over the next two years. Speaking at HOPE 2025, CEO Larry Cuculic emphasized a shift from conversions to fresh builds to maintain quality. BWH currently operates 32 hotels across India, Bangladesh, and Sri Lanka, with plans to expand into secondary markets, driven by infrastructure growth and rising demand for business and wedding travel. The company has signed 54 properties, aiming for 100 hotels in 5-7 years. India's hospitality sector is attracting global chains like Marriott and Wyndham, with BWH focusing on managed full-service offerings tailored to local preferences. India's Sugar Production Drops 16%, Raising Supply Concerns India's sugar output has fallen 16.13% to 23.71 million tonnes in the 2024-25 season, causing concern among policymakers. The National Federation of Cooperative Sugar Factories (NFCSF) highlighted “ambiguity” in production data, warning of potential impacts on domestic supply and exports. The crushing season, nearing its end, has seen lower-than-expected yields, possibly due to erratic weather. This decline may lead the government to reassess export policies and stock management, balancing farmer support with stable sugar prices. The industry awaits potential policy adjustments as the government monitors supply dynamics.

Today, Ashley sits down with GJ Snyder.GJ has held multiple IT roles, primarily focused on software development, working at Stainless Steel Studios, Houston Advanced Research Center, 21 st Century Fox, and The Walt Disney Company.Additionally, he has been volunteering with EfTA for over 20 years and has been on the board of directors for 8 years.

Our guest this week is  William Thomson from the Scotonomics show.   In this episode we challenge William with our questions.  He tackles those and shares his own thoughts on independence,  Modern Monetary Theory and the economic situation in general.    Main topics: 00:02:00   Q1:  Can Scotland afford to be independent? 00:06:38   Q2:   But what about inflation? 00:11:37   Q3:   What about the Deficit? 00:16:48   Q4:   Should Scotland repay UK debt? 00:20:15   Q5    But doesn't borrowing create debt? 00:31:13   Q6    How will Scotland manage the economy? 00:32:25   Q7:   Does independence mean a decade of austerity? 00:41:42   Q8:   EU or EFTA? 00:47:13   Q9:   What if we had voted YES in 2014? 00:49:05   Q10  Next Steps? Still have questions?  Let us know in the comments. You can watch the Scotonomics show every week on  @IndependenceLive  and the articles William refers to are on the website https://scotonomics.scot/articles/ More information about this year's Festival of Economics is also available at   https://scotonomics.scot/festival-of-economics/ #ModernMonetaryTheory #scottishindependence #economics   The Scottish Independence Podcasts team produce a NEW podcast episode every Friday search for Scottish Independence Podcasts wherever you get your podcasts.  Remember to like and subscribe! Contact Us: indypodcasters@gmail.com  Visit our website https://scottishindypod.scot for blogposts, newsletter signup and more episodes Subscribe for free to our Youtube channel @scottishindypodExtra for more of our video footage and clips.  video premieres most Tuesdays at 8pm If you've enjoyed this podcast you might like to buy us a coffee?  https://ko-fi.com/scottishindependencepodcasts or choose us as your Easyfundraising good cause. Music: Inspired by Kevin MacLeod

13th Jan: Blockchain DXB Podcast

Þórarinn ræðir við Sigríði Mogensen, sviðsstjóri iðnaðar- og hugverkasviðs SI og formaður ráðgjafarnefndar EFTA, um iðnað á Íslandi. - Hvernig skaðaði Halla Hrund Logadóttir, fyrrum orkumálastjóri, umræðuna um orkumál?- Er Íslandi betur borgið innan ESB?- Mun Valkyrjustjórnin vera stjórn verðmætasköpunnar?- Afhverju er erlend fjárfesting álitin tortryggileg?Þessum spurningum, og fjölmörgum fleirum, er svarað hér.

En rekke muligheter for å avdekke og rette opp i feil praktisering av EØS-reglene gikk tapt i årene før NAV-skandalen eksploderte. Årsaker, skyld og ansvar for det som gikk galt er man enda ikke helt enig om, og det debatteres heftig fortsatt. Flere prosesser er i gang for å dokumentere hendelsene, fordele ansvar, klargjøre jussen og rette opp i feilbehandlede saker. Rettssaker har blitt ført på flere nivåer, også i Høyesterett og i EFTA-domstolen. Utredninger og rapporter er publisert og det forskes intensivt.   I denne episoden møter vi tre gjester fra Universitetet i Oslo. Vi skal forsøke å forstå hva de forteller i lys av forskning, rollene de har og har hatt, og i lys av en ny dom.    Mads Andenæs er professor i juss og privatpraktiserende advokat. Finn Arnesen er også professor i juss og tidligere leder for Senter for Europarett. Han ledet granskingsutvalget som resulterte i NOU'en «Blindsonen». Erik Oddvar Eriksen er professor i statsvitenskap.   Programleder er Jorunn Kanestrøm   (Regjeringsadvokaten er tilbudt å gi tilsvar til påstander som fremlegges i episoden, men har takket nei.)  

How to access funds Norway is investing in India? Ambassador May-Elin Stener of Norway to India explains. 00:00 Norway's interest in investments in India, the TPA, EFTA and the Sovereign fund and who can access investment. 06:01 The size of companies and sectors that Norway is interested to invest into.   08.47 The FTA (Free Trade Agreement) and areas where it is likely to generate business for both sides.   10:21 Will technology and AI be areas of collaboration and investment?              11:22 Will the new Trade promotion body or trade associations assist in building connections and business?   12:46 The Norway Sovereign Fund current level of investment in India and future plans.   16:31 The Russia-Ukraine war and how it is changing the outlook of Norway and Europe.   18:51 Since Norway has people-to-people relations with Russia is it likely that Norway could get a dialogue opened to stop the war?   20:52 Norway has mediated for peace in many parts of the world, is there any chance that Norway could do it in this case? 22:21 The last year has been eventful, so what is the plan for the next year? Disclaimer The information provided by the speaker and anchor are for general purposes only. ITMN.tv and the anchor are not responsible for the views expressed nor make any representation or warranty of any kind, expressed or implied, regarding the information provided.

Dr. Jules Efta, D.C., is a groundbreaking practitioner who is revolutionizing the way we approach health and wellness. With a focus on comprehensive testing, hormone balance, gut health, and autoimmune conditions, Dr. Efta brings a fresh perspective to holistic healing. Guided by her faith, she established her own healing practice where she empowers patients to reclaim their health and wellness journey. In this episode, we'll dive into her unique approach, the importance of understanding our bodies, and how we can all take proactive steps towards better health.

I denne episoden av Anskaffelsespodden tar Erling Hermansen Grøndahl og Olav E. Haukeli for seg temaet konsesjonskontrakter.  Erling og Olav ser blant annet på hva en konsesjonskontrakt faktisk innebærer, og hvordan dette skiller seg fra andre kontrakter. De fokuserer særlig på vilkåret om at det må foreligge en gjensidig bebyrdende avtale og hva det vil si å overføre driftsrisiko. For å belyse vilkårene nærmere og gi praktiske eksempler gjennomgås avgjørelser, slik som EFTA-domstolens dom i sak E-8/23 og KOFA-sakene 2021/1098 og 2022/50. Disse sakene illustrerer hvordan vilkårene anvendes i praksis. Gå ikke glipp av denne episoden av Anskaffelsespodden for å få en bedre forståelse av konsesjonskontrakter og denne typen kontrakters rolle i offentlige anskaffelser.  Advokatfirmaet Simonsen Vogt Wiig og Mercell presenterer Anskaffelsespodden - podkasten for deg som jobber med offentlige anskaffelser, eller har interesse for aktuelle og spennende temaer innen anskaffelsesretten.

Prosegue il rialzo delle Borse europee che in alcuni casi viaggiano sui massimi storici, rafforzate dalla revisione al rialzo del Pil statunitense, cresciuto del 3% nel secondo trimestre 2024, in base alla seconda lettura del dato. Le attese erano per un dato al 2,8%, pari alla prima lettura. A Wall Street si registra però lo scivolone di Nvidia dopo i conti che, seppur solidi, non sono riusciti a placare le preoccupazioni degli investitori sulla tenuta del settore dell intelligenza artificiale. Il colosso controlla l'80% del mercato dei semiconduttori per l'Ia. Il commento di Maximilian Cellino, Il Sole 24 Ore.L'Europa dell'auto in stallo: a luglio +0,4% di immatricolazioniUna crescita delle immatricolazioni nell area (Ue, Efta e Uk) dello 0,4% nel mese di luglio e volumi che dall inizio dell anno hanno recuperato il 3,9% restando di quasi il 20% sotto i livelli del 2019. I dati diffusi dall Acea restituiscono una situazione del mercato auto in Europa in stallo. «Non vi è quindi ancora nessun segnale che autorizzi a ritenere che il mercato dell auto possa ritornare in tempi ragionevolmente brevi ai livelli ante-crisi e ciò nonostante che il prodotto interno lordo della Ue abbia pienamente recupero gli effetti della crisi» scrive nella sua nota il Centro Studi Promotor.Ne parliamo con Gian Primo Quagliano, direttore Centro Studi Promotor.

Re-releasing one of DAT's most popular episodes! Dr. Jesse Green is back on the podcast to share more real-life experiences of a dentist. In this episode, Dr. Green shares with Kiera how to move your practice from being profitable to scalable. He shares specific insight about: How to become a training institution How to best back away from the business And how to overcome the fear of giving over your practice It may be a hard pill to swallow, stepping back into a role where you're no longer the primary profit generator, but Dr. Green shares how other doctors of all shapes and mindsets have managed to do so. About Dr. Green: Author, speaker, and entrepreneur, Dr. Jesse Green is a leading dental business coach. He established Savvy Dentist to support dentists to develop financial intelligence, have more time and work less, create high performance teams, and master the art of patient flow. Episode resources: Connect with Dr. Jesse Green Listen to episode 414, How To Be a Savvy Dentist Reach out to Kiera Practice Momentum Group Consulting Subscribe to The Dental A-Team podcast Become Dental A-Team Platinum! Review the podcast Transcript: The Dental A Team (00:05.806) Hey everyone, welcome to the Dental & Team podcast. I'm your host, Keira Dunt, and I had this crazy idea that maybe I could combine a doctor and a team member's perspective, because let's face it, dentistry can be a challenging profession with those two perspectives. I've been a dental assistant, treatment coordinator, scheduler, filler, office manager, regional manager, practice owner, and I have a team of traveling consultants where we have traveled to over 165 different offices coaching teams. Yep, we don't just understand you, we are you.   Our mission is to positively impact the world of dental. And I believe that this podcast is the greatest way I can help elevate teams, grow VIP experiences, reduce stress, and create A -Teams. Welcome to the Dental A -Team Podcast.   The Dental A Team (00:52.866) Hello, Dental A Team listeners. This is Kira and you guys, I have a very special guest that I am excited to bring to the show today. I was on his podcast just recently and obviously we want to have him back on our podcast, share a wealth of knowledge and believe it or not, he is actually from Australia. So it is early tomorrow and his time. he said Australia just opened up. So I think his highlight of his day was being able to get a haircut. think all of us here in the States can remember that day.   but I'm so, so excited to welcome Dr. Jesse Green to the show. How are you today? I'm really well, Kira. Thank you so much for having me on the program. I'm really, really, really, really happy to be here to talk to you today. absolutely. I'm so glad. And your haircut does look good. I see you on zoom. It does look nice. It good. It felt fantastic. Honestly, as well as things you appreciate the little things in life and you think how good is a haircut? It's   It's like this luxury that we used to take for granted. Now it feels very luxurious. I absolutely, remember luckily I had just come back from Antarctica when the pandemic hit and I had, so coming back from Antarctica, I got my hair done. got my eyelashes done. got my nails done. Cause I had been gone for three weeks anyway. And so I felt very lucky, but Ooh, towards the end of that shutdown, I was like, man, I was having to learn how to cut my husband's hair again. man. Took me back to pharmacy school days.   I agree. I remember a meme and they said, next time there's a pandemic, can we say that barbers and beauticians and cosmetologists can be considered essential business? And it's got this guy with hair cleared out into his nose. I felt it was very fitting. So, hundred percent. So Jesse, I just wanted to kind of talk to us about how you even got to where you are. I know the topic today that we want to go into is how to earn more while working less. You also talked about how to have a very   a productive associate dentist. So you've got a wealth of knowledge, but just so our listeners know, kind of just give us a quick background and bio on how you even became known as the person who earn more and work less because I'm so excited to learn about that today too. thank you so much. So I'm a dentist by profession. And so like most of your listeners, I did the usual dental school thing, but prior to dental school, I had a business and I was always   The Dental A Team (03:13.74) really interested and engaged in business, loved it. Did the university thing like everyone else, kind of then found my way into clinical practice and really knuckled down and focused on that. And then I was a dentist in the Navy and I learned a lot about leadership and process and, and organizational structure. And then when I went into my own practice, I did traditional practice management kind of teaching. And while it was good, it was fine. We certainly had a business.   producing good money, but in actual fact, I was so tired, so burnt out, so stressed out. My kids were little. was doing dentistry during my work day. Then I'd come home, have dinner with the kids, and then I'd be trying to do payroll or other, you know the how it goes. You know the story, right? And I was, and I was tired and stressed and burnt out. So what I did is I then sold that business and I didn't quite figure out how to fix it until I started a different business, which was around.   I was building websites, running SEO, PPC campaigns. And then it was when I ran that business and I kind of got out of the dental head space and went, my God, I remember all these lessons that I had when I was a kid with my first business that I'd learned that I didn't ever apply to my dental practice. I had this massive, honestly, it was a face palm. I mean, you just go, I can't believe I did that. Jesse, what were you thinking? Clearly not. So then I started thinking about all of the traditional.   practice management techniques and how we could adapt some of those and replace some of those so that businesses can have a true business rather than self -employment. So that's kind of how it came about. I love that because you're right. And the way you just described dentistry is how dentist life is working with so many dentists. I think that that's the life of an entrepreneur as well. I mean, you see lots of different businesses yourself and I think it's just that like, just never feels like there's enough hours in the day, but like you said,   There's got to be a better way to do this. think of it constantly. I'm like, no, no, no, no, no, no, no. I see a lot of people who are way more successful, very, profitable and they don't work crazy hours. They have a true life. Like how do they do that? So I'm excited to have you just dive into that. And I'm excited to see where this podcast rifts and goes to. I also love that you are a dentist as   The Dental A Team (05:31.352) That's why I wanted you on this show. Like let's talk about real life experiences of a dentist and how to, like you said, earn more and work less. That's a mantra that I have. We're actually working on an office manager planner that's called do less, create more. because I think it's really that mentality. So Jesse, take it away. I just want to hear like, your knowledge, tell us how to earn more and work less. Like you figured this out. So share the secrets with us. I'm ready.   Well, thank you. Thank you for that, for that, yeah, free rain. I'm also going to tell you that I learned it the hard way. I learned it. I learned it through experience. learned it easy way. I'm going to learn from you. Well, that's what we want. Right. That's what we're going to give our listeners. But the reason I say that is because everything I've done, I've made a lot of mistakes in my life, Kira. So I just want to start this conversation by saying, I'm not perfect. I didn't get this. wasn't, you   born with some sort of insider knowledge around this. had to learn this through trial and error and bumps and grazes and bruises. But think that's really important. I'm going to jump in right there because I think so often we sometimes hear people say, this is how I got there. And we think, well, they were just born that way, or it was just naturally given. And so I really love that. Like, Hey guys, with hard work, learning from great mentors like Jesse, you can be there too. And not limiting yourself is to me a huge, huge piece of what this is all about. So   Continue on. I'm cheering right alongside of you. Like, yes, go. You're not just this like dipped from, from heaven Hercules. man. If only, so here's what I learned. one of the things that I learned is we, we spend so much of our time doing clinical work and we do that because we want to make a dollar and we understand the necessity of making dollar, but it's also what I call a golden handcuffs. And at some point we need to.   lift our gaze from the patient who's in the dental chair in front of us and start surveying our surroundings. So typically there's a couple of different levels of practice that we see a profitable practice, scalable practice and a valuable practice. And so a profitable practice is that typical practice where the dentist is going to work, doing the dentistry, going home at night, doing the payroll sort of thing. And you can actually make quite good money out of that. mean, this is the trap is you get used to the money.   The Dental A Team (07:51.652) You get used to the toys, you get used to the lifestyle and you get on this treadmill and you keep thinking, my goodness, I've got all this stuff, but I don't have time for my kids. so working harder is not the answer. so let me just repeat that for all the dentists here who are really conscientious, who are normally the people that work hard, the good people that work hard. And we just want   not work quite so hard, but work a little differently. We want to shift our focus. And the way that we cross from a profitable business to a scalable business is by crossing what we call the leverage line. so the leverage line is at that point, you've got a practice owner who's no longer the primary revenue generator. You've created a team and this is your work, right? This is what you help a lot of people with creating what we call a self -managing team, a team of   that know what to do, they know how to do it. We've given them the resources to do their job really well. They know what success looks like. We've got some success metrics in place, but those people come internally motivated to do well. Okay. So we're not having to put the defibrillator on them every day to heart start them. They come with batteries included. And so when we've got a self -managing team and we've got our systems and processes, we're now starting to create some leverage.   How do we get to that point? How do we make that leap? And it is a bit of a leap. And because you guys are North American, I'll try and use a baseball metaphor to go from profitable business to scalable business. It's like going from first base in baseball to second base. can't get to second base by keeping one foot on first. There is a moment in time where you have to leave first base.   And you have to run towards second. And when you're in the middle of the two bases and you're not, you're not yet on second, but you've left first, it's uncomfortable. It's uncertain. And there's doubt. And so managing that emotional journey is really important because the natural tendency for us is to run back to what's comfortable rather than pushing forward. Now, the way we push forward is to understand that making money all day, every day.   The Dental A Team (10:09.217) is a great short -term fix, but it is also what's going to keep us stuck on first base. So we need to dedicate some of our time to building that team, to becoming really good at training people, to being really good at finding great talent, training great talent, bringing them on. And that means we need to take on a mindset of becoming almost a training institution so that we can take these wonderful people and get them up to speed so that they can join   The freeway, it's like an on -ramp onto the freeway, get them up to speed really, really well. When we do that, we build the resources for them to use. We now can start hiving off activities that we don't want to do. So that's where the delegation comes in. Now, of course, this is nothing new. This is quite rudimentary. It's quite basic, but what is the hard part is actually letting go. Kirit, let me ask you a question.   Of all the dentists you know, what proportion do you think tend to have perfectionistic tendencies? Oh, you know, every single one of them. Me included, me included. And that's what I did wrong in my first practice. That's what I did wrong. I had to learn and as I've gone through other businesses to learn that 80 % is okay. 80 % done by someone else is a hundred percent awesome. Yes.   Yes, I love that. Did you guys hear that? 80 % done is a hundred percent awesome. Yeah. So let's get our team members out there being prolific. They may not be perfect, but they'll be prolific. They'll get through a lot of work for you if we let them do it and we resist the urge to micromanage. So how do we get away from micromanaging? Now, one of my good friends and other dentists in the United States gave me a wonderful book called Turn the Ship Around.   And for your listeners there, I'd really encourage you to grab hold of it. The author is a wonderful guy, David Marquet. He's a US Navy submarine commander. And what he talks about is developing a leader -leader model. So rather than teaching people what to do or telling them what to do, we want to teach people how to think like us. Not just to do what we asked them to do or to be task -oriented, we want to develop their thinking. So when our team members come to us and say, yeah, Kira,   The Dental A Team (12:29.793) You know, this has happened. What should I do rather than because you've got the answers at your fingertips rather than saying, Hey Bob or Hey Mary or Hey Susie, this is what I think you should do and give them the answer. By doing that, we're actually training them to come to us all the time. So we want to be able to go with them and say, what do you think we could do? What else could we do? What risks do you see with that type of action? What do you think I'm thinking about and start that conversation so they can understand your thought process?   Now, again, it sounds really simple and it's simple, but not easy. Simple, but not easy. So that, would be a starting point there. Now I'm happy for you to guide me, direct me wherever you want me to go with this conversation. Okay. Number one, I love it because we just talked about number one is I think, I think for me it's accepting that I'm going to have to leap and go into that scary zone. Like you said, it is very easy. Like I think it's that, that control, that safety net   false security of, know that if I work here though, Jesse, I know I can make money. know I can sustain my lifestyle. I know that I can continue to live this way. However, I think it gets to a spot where when does that hamster will become no more? When do you want to say like, I don't want to do this anymore. I feel like until you get to that breaking point where you say enough's enough, you won't want to jump from first base to second base. you use that really great analogy.   But I think when you are there and I know I'm there, I say it all the time, I'm like, you know, there's gotta be a better way to do this. And I have the confidence in me. I've trained myself that, hey, Kira, you know that if it fails, guess what? Worst case scenarios, you're just gonna go back and do it all over again. Like I know I can grow a business. I know I can make it profitable. So like that's already a given and it doesn't matter recession, no recession, pandemic, whatever it is, I believe that people who can build businesses can do it again and again and again.   and so my thought is, so for me, it's a challenge and excitement of like, okay, fantastic. Like you said, this is a profitable business and now we're going into a scalable business. So that leap is, I really love that you talked about having that team do it for you. And I know I get guilty of this often today. I was about to answer an email and I was like, this is literally does not need my answer. I don't need to approve this. can, like, does it really matter? The answer is no. So I just wrote back and said, you have full control on this. I know you know it   The Dental A Team (14:55.363) Just, just take care of it. know you know what to do and you're going to do the best thing. I've trained them. I've trained them. Like you said, it's a training thing. I also loved a lot of the questions you mentioned of asking them to think like leaders and owners versus just telling them because that's more of a long -term game versus a short -term just constantly feeding them. So then I'm curious, like, okay, great. We've got an awesome team in play, but I feel like to really know that you've got this awesome team and play, you do have to make that jump to see does this team actually know how to execute? Because if you're always   They don't have to execute. that's where, that's where I actually go on vacation to see if they sink or swim. Like, good luck. Well, that's exactly, that's exactly the right. he's, that's a really good point you're bringing up and thank you for bringing up because you've actually, answered the question and one of my clients, is a lovely, lovely guy and, his name is Barry and Barry in our community takes more holidays than anyone I know. And he is a really good business owner.   And the way he started stress testing his system, stress testing his team was exactly that. He'd take a holiday. He had take note of what didn't work when he got back and he'd just make some notes and go, Hmm, I've got to fix that. Now I'd like to just leave your listeners with a thought process. Every headache, bottleneck, pain in the neck comes back to a deficiency of assets. So what do mean by   Specifically, there's lots of different types of assets, but in a dental practice, there's a couple of broad categories. There's, you know, there's the goodwill of the business, you know, the patient base, there's the team as an asset, there's the cash, there's the physical infrastructure. But what I'm referring to here specifically are the intellectual property assets. What are the systems, processes, checklists, cheat sheets, whatever else you need to have in place. So when it comes back to these bottlenecks or things that go wrong, we go, hmm.   What asset do we need to create in our business so that if I teach someone how to use that and they've now got the resource to do it and they've got the confidence to do it. If I go away next time, that thing should not break again. And so it's that constant iterative process. to take that metaphor or to give you another case study around that, one of my clients.   The Dental A Team (17:15.311) Uh, really lovely lady. Um, when she was working with us, she was taking home about $350 ,000 a year out of her practice. Yeah. Which is okay. She was working four days a week, about 46 weeks of the year. So it's 184 days. And what we did with her is we did exactly the process I've just shared with your listeners already. And she was able to take her take home money from 350 ,000 to about 1 .1 million and   a day and a quarter a week. So she went from four days a week to a day and a quarter. It wasn't really a day and a quarter week. was 65 days a year, but 65 divided by 52 is a day and a quarter on average. here's the thing. That was great. She loved it. And that's a wonderful headline number to talk about. it, and it makes me sound like an amazing coach. I'm not, she was an amazing client, but here's what I want to say. We made a mistake. This is, this is really important. It sounds   better than it is. The mistake was that in that time out, she went traveling around the world. This is pre -COVID. She went traveling around the world. And what happened is some of those systems, some of that team structure started to erode and to collapse. Yep. And what happened, so here's the thing, is when you get into that scalable space, that when you're starting to create that time, freedom and flexibility, you're still there as the leader.   You're still there setting the vision, the direction, the concept of just being absent. I don't think is entirely sustainable. I don't think you can be on the beach drinking Pina coladas 365 days a year. Maybe, maybe you can, but what we had to do for this client is we had to reinstall a leadership team. So this is the next thing is now we have to build a more robust structure for her. And now.   She still works less than 60 days a year. She's making more money than she was before, but now she's not the only leader in the practice. She's developed a leadership team as well. So I think, yeah, it sounded great upfront and it was great upfront, but she pulled out of the business too soon before she was replacing herself as a leader. And I think even with that team, she's still going to be there to walk the corridors, to set the vision,   The Dental A Team (19:33.227) Yeah. Be the culture champion to do all those sorts of things. Absolutely. And I love that you brought that up because I think so often there's kind of this mindset of if I do it right, I don't have to be at my job and it will be, I think my favorite phrases, it will, what do they say? It will just run on autopilot. That's the phrase that I hear often like, Kira, I just want my practice to run on autopilot. But I love that you point out as leaders, as CEOs, your job is to set the vision. Your job is, I like the phrase you use of culture champion.   really set those that that is your job to do and instill that it's there and to have a leadership team that can continue to drive forward. But my question is to you though, Jesse is what did she do to increase her income that much? She's working less. What were some of the things that she was able to do? Is that having, like you said, a rock star associate producer? Because a lot of times bringing in associates, people are scared they're going to make less. So can you give any insight of how was she able to have more take home pay working less hours? Because I think people kind of get funny in there and   feel that if they work less hours, their income will drop as well, which clearly you've proven. Don't leave your job. You still need to do your job of being there, making sure you're having those people in play. But what were some of the things she was able to do to increase that take -home pay for herself while working substantially less hours? Yeah. So it's a great question. And I also point out this was a two and a half year process as well. again,   I want to make sure we set the expectations of your listeners. is not a good thing. can't just do this tomorrow. I know it's not a magic button. There's no silver bullet. I'm sorry to be the one to, tell you that Santa's not real, but there's no magic bullet. so I feel like now, now I'm going to be unpopular. I hope none of the kids are listening. But look, here's what happened. You're absolutely right. She had very productive associates and what we did over that period of time.   is we were able to help those associates become more more productive. And there was three key things that those associates or three key skills that those associates needed to master. The first one was that they needed to master the ability to build their own appointment book. They need to build a following. So they needed to know a lot about internal marketing, making sure their patients were happy to give them a great clinical experience, clearly to make sure they get a great customer care experience.   The Dental A Team (21:54.541) But from the dentist's point of view to keep rebooking those patients to make sure they're coming back for their scheduled maintenance, we call it a recall system here. I'm not sure what the phrase would be. Same, same. So that makes sure they're coming back for their recall appointments, all of those sorts of things to make sure they're building value for those appointments so that the patients understand why they're coming back, why that treatment is important. The second skill they needed to learn was the ability to master case presentation.   Right? They needed to be able to offer treatment. Firstly, I beg your pardon, they needed to be able to comprehensively diagnose, you know, rather than patch and plug dentistry, they wanted to take a holistic view of the patient's mouth to recommend appropriate clinical care, the same sort of care that offer their mother, and then to be able to present that in a way such that it was accepted. So they needed to learn those skills. And the third skill that they needed to learn.   was the ability to deliver high quality work in an efficient manner. And that comes back to workflow, it comes back to utilizing your auxiliary staff, your dental assistants, other people, just the usual sorts of things about four handed dentistry, rubber dam techniques, all those sorts of clinical things. And to be able to do predictable, high quality dentistry efficiently. And that was the skills.   And the big mindset that united all of those three points, the mindset that those associates adopted was one of being an intrapreneur. So I like that phrase. Yeah. So they, they viewed themselves as their own unit within the business. know, they took responsibility for themselves. They took responsibility for their business. They took responsibility for their productivity.   they took responsibility for the clinical care. And that was a culture shift. It was a mindset piece. And again, that took a little bit of time. And so that was a key thing. Now, in addition to the associate dentists, I don't know exactly how this translates to the United States, but in Australia, we have oral health therapists and they're, they don't have a full dental degree, but they can do quite a lot of restorative dentistry. So what we did in that process,   The Dental A Team (24:09.419) is we used everyone's skillset to the maximum that we could. So we built the team up and we pushed the work down. So we trained the dentist, we trained the oral health therapist, we delegated everything that we could to the oral health therapist. So the dentist's work or the dentist's time was used for its highest and best use. And then that meant that the principal dentist was delegating to the associate dentist as well. So her time was used for his highest and best use.   And so it was just this process of training people, delegating, training people, delegating. And so that cycle continued. I really liked that you, just said that because I think so many, I'm curious, like you might have a, an answer to this because as you said that training up an associate dentist to take over your schedule, sometimes it was very scary, Jesse. some doctors feel like that's their identity.   that if an associate dentist takes over my book of business, I even have a practice anymore? And for your oral health therapists or specialists, we call those like EFTAs. So experienced, expanded function dental assistants that can literally do that. But I have quite a few offices that have these EFTA dental assistants and the dentist will not leave the room. They will do the filling even though they don't have to do the filling because now they have somebody that can do it for them. They could be seeing more patients.   People ask me often how I was able to 365 ,000 a month in a five -op practice. Well, we literally had three columns of doctor production and you better believe I had big production next to each other and we would prep, prep, and then we had like an implant that an assistant couldn't help us with. And then our assistants were working while our dentist was over doing high, high level implant sedation cases. And per hour we were cranking.   but we were very, very, very talented at what we did. We had lots of trainings with our assistants to make sure they were doing just as good, if not better clinical work. how do you, Jessie, what do you say to these people who hear you and they're like, that's a really great idea, but I like to do the fillings or I am scared that if I pass it to my associate, my associate is not as good as me. so, or I feel like it's ego. feel like ego just runs it so much   The Dental A Team (26:23.725) So many people stay in this loop for a long time because they aren't willing to train. So do you have any tips of thoughts for that? Maybe you experienced that, maybe this dentist experienced that because I don't think it's, I don't think the ego is bad. think the ego is a natural part of life. I also think being afraid to give up your practice that you've grown to someone else is a very normal feeling. But do you have any thoughts of how people can overcome that or how you've helped people overcome that fear? Are you guys sick of trying to figure it out on your   I know I am. When I'm trying to run a business, sometimes I just think like, there's got to be a better way to do this. And so for me, my answer has been to find someone who's done it and does it really, really, really well. Like I'm talking the best of the best of the best. I want someone who's been in my shoes, somebody who understands what I'm going through. When I was looking for the consulting business, I found a coach who literally has run a consulting business. Well, that seems like the perfect fit. So you guys right now,   We have a few spaces open in our platinum consulting that is in the consulting where we actually come to your practice. We help you get systems implemented. We don't just tell you what systems implement. We actually implement them with you and for you guys. It is one of the best investments I've ever made is to hire a coach who understands the business I'm in, who's lived it, who's done it. And that's what we in the dental team do. We literally physically fly to   So if you're sick of trying to figure it out on your own, if you just want somebody who understands you, join our platinum. I'd love to have you. I'd love to have our consulting team come out and see you, be in your office, be with your team and truly help you get onto the easy path of dentistry. It doesn't have to be hard. So join us in the platinum. We'd love to have you.   Yeah, sure. And it's a great question. It's probably the question that needs to be answered, isn't it? It's the thing like, yeah, Jesse, I get it intellectually. makes sense. I, you know, I see it all happening, but how do I do it? Right. So I, yeah, this is the emotional journey. This is the emotional journey. And this is why I mean managing the emotional journey is as important as managing the intellectual or the numbers journey around it. So you're absolutely correct. So,   The Dental A Team (28:39.947) I struggled with this as well. This was part of why my first practice, you know, I didn't scale it because I just had all this stuff. A couple of things I'll share with you, in no particular order. I'll drop out a few things and hopefully, God willing, I'll be able to tie these into a nice neat bow at the end of it. Perfect. So I remember a couple of years ago, I had the opportunity to go to Necker Island, Richard Branson's Island   We spent some time with Richard Branson and he was talking about how he runs all these businesses. And he made a comment, which I've read in one of his books as well. And that was about training. know, people often worry about, you know, if I train people up and they leave, you know, aren't I just training the competition, so to speak. And his point was, well, what if you don't train them and they stay? Great question. I like the flip of the mindset.   And I went, wow. So for me, that was a light bulb moment to really see my business as a training institution. Now, what we needed to do with the transition of patients from the principal to the associate, there's a couple of things around this. we have a process, which we call pass the baton and patient transfers. And essentially it's about handing over the patient and being for the associate to be able to leverage the relationship.   that the principal has with them. And I'll explain that in a moment. But if the principal is really worried, maybe just start handing over a few things. Maybe hand over one filling at a time. It doesn't have to be, I'm going to send my entire patient base to my associate in one fell swoop. Maybe let's get used to just handing off one particular procedure. Maybe it's a class one occlusal composite resin.   Maybe it's endodontic treatment. Maybe it's whatever it is that you don't love to do or in your heart of hearts, you know, it's not your strong suit because we all have clinical areas that we know we're not great at or not as strong as other areas. So let's think if you're worried, let's do a dip in the water, know, dip our toe in the water and see how we go. But the way to do that is really about saying, know, Kyra, there's this restoration that we need to do on the lower right -hand   The Dental A Team (30:58.823) And, you know, this is obviously not going to get any smaller. it's going to get bigger if we don't tackle it. And so, I really would like to see this tooth treated as a matter of priority. Now, the challenge I've got is that my diary, is full for the next couple of weeks or months, whatever it is. And I don't really want to wait that length of time to get onto this feeling. I think we need to do that sooner. What I'd really love to do is to book you in with my associate, Peter. Peter's a fantastic dentist. does this all day, every day. And in   Peter's the person I see for my own dentistry. What if we were to get this filling done with Peter and then we can pick up the rest of the treatment plan as we move forward from there. So even if it's just handing off a procedure here or there, just to get things moving, just to build that confidence and then over time we can start transferring patients more fully. And we can even get, if you want to, you can get into a shared care model. I've got a couple of clients that do shared care. So   The patient will come in, they'll have the restorative dentists doing the bread and butter restorative dentistry. We'll have our crown and bridge expert, which is the principal, doing the crown and bridge and the high production work. We'll have our therapist or hygienist doing the hygiene or whatever it is. So again, we can introduce that to new patients and say, here at our practice, we adopt a shared care model. And what that means is that every step of the journey, you are getting our very best team member for this particular part of the treatment plan.   I'm going to coordinate that treatment plan for you, but I'd like to introduce you to my colleagues as we go through this so that you can get the very best set of hands working on you as we go through this treatment plan. So that's another way of doing it as well. really love that, Jessie, because I think you brought up quite a few things that I would like to highlight. And number one is you edify every person who's going to be taking the treatment. And I can tell genuinely, you do think that they are really fantastic. You've done a great job training them.   So you have full confidence. And as a patient hearing that from my dentist that I love, and I mean, instantly I had this interesting thought of when we go to the hospital, we don't expect one doctor to take care of our entire body. have the endocrinologist, we have the heart and vascular, we have the neurosurgeon. So why do we expect everything to be the exact same in our mouth with just a dentist? And so I think like that was a mind shift I have never thought of. so I appreciate you saying that, helping me have a light bulb moment.   The Dental A Team (33:19.603) and I really love that you just edified every single person, like they're going to be fantastic. And you instilled your confidence in that other person. I am going to ask, as we wrap up, how do you, you specifically decide that you are ready to start having less production in your schedule? Because the fear I know a lot of dentists have, and I don't know this, I'm not a dentist. So it's that fear of, okay, Jesse, I heard you. I've trained my team up. I've got a great leadership team. I've heard.   And don't worry, we'll do another podcast guys. Jesse and I will get on another one. So you guys were learning from profitable to scalable. And then what was your last tier? What's the last year? Valuable. Valuable. Scalable to valuable. So we got to still learn how to get valuable. But reality is, okay, I've learned that I'm profitable. Now I'm going to go to scalable, but I'm real scared to have this associate and to start leveraging because I'm terrified that my paycheck is going to go down. So how do I   That that's not going to happen. How do you like make that leap? Because I think that that's what holds people in this circle forever. They're like, I'm fine. I'll just have one practice. I'm literally speaking to a dentist right now. I know he listens to this podcast. So I'm hoping that we can answer this. A couple of them, they're like, I don't want an associate. I don't want to give this over because I won't have anything to do. My paycheck will go down. So what do you say to them? How did you do that for you? So it's a really good, great question. And again, it's a really important question to answer. The key is this is it's   process of gradual reduction. not again, my client didn't go from 184 days to 65 days in one step. What we did is we looked at, if I stop working one day a week or half a day a week, how much am I producing in that half day, one day, whatever it is. For easy mathematics, let's just say I produce $5 ,000 a day. Ease of maths. Maybe it's more, maybe it's less, it doesn't really matter.   Let's just say, so if I give up a day of dentistry, I want to net $5 ,000 from my associate. Now, if we've trained our associates and they're productive, that's great. That's a big help. So A, we've got to train them to be productive first. But what I'd be saying is what do I need to, you know, what do I pay my associate? Now in Australia, our associates are often paid a commission of billings. that how works for you well? Yeah. So let's just say hypothetically,   The Dental A Team (35:42.594) 40%. So a dentist gets 40%. So we would get 3000 of a $5 ,000 associate day. That would mean if I was going to give up $5 ,000 of my own production, I would need net $5 ,000 back from the associate to be in the same financial position. And so then I work at how many associate days do I need to replace my one day with?   Okay, so in this example, it's roughly one and three quarter days of associate time. By the time I pay the associate their commission, that I would now be back to where I was previously. My paycheck remains the same. In fact, it's probably a little bit higher because I'm not paying for a dental assistant twice. I'm paying for it once with the associate. So all of those things would work out. Now,   This is a big question with a long answer that I'm trying to provide concisely. We would run some financial modeling on that and we would go, okay, what's my billing? What's my commission rates for the associates? What are they producing right now? How can we step them up? How can we help them produce more so that we're getting closer to a one -to -one trade? That's really what we're trying to get to.   I feel like that's a little bit of a messy explanation. I hope it landed. hope it makes sense. pretty clear because it just as simple math that is math of how much do I need my associate to work to replace my income? How do I get them there? How do I make them more productive? So that way at the end of the day, associates happy, they're doing super great. They're happy because we've got a very productive schedule for them. So they're killing it. And it's also replacing the income that I would quote unquote be losing. now I'm not losing.   I've actually created an engine that generates income when I'm not working, which then I'm guessing leads you into your valuable level. Yes. Is where that would go. So a hundred percent. just really quickly on that, that then ties into other conversations around capacity. It ties into conversations around patient flow. It ties into all of those other things that come off the back of that. For sure. Absolutely.   The Dental A Team (37:57.491) That's just like a whole nother can of worms. then it's like, well, great. That is a whole can of worms. can say that next time. know my associate, but I don't have space to put this associate. So now I've got to do a build out and now I've got to get them to produce even more because I got to pay for the build out to get them to produce enough. So it just feels like too hard. But like you said, financial modeling, I think is a great idea because when you can see it in writing, you start doing small chunks at it and you'll see that it will pay for itself. Like one operatory usually is paid for within one to two months of production maximum.   It doesn't take that long to pay off that operatory with production running through it. Then they're producing while you're producing. So you're actually not losing anything. And then they're making money when you're not on that day and they've already covered themselves and the practice can still continue on. there's, to me, I'm with you, Jessie. I see it. I've seen it done so many times, but also you and I are on the other side of this business model because we've seen it done so many times that we know it works. So then how does it kick off into valuable? I get a quick wrap up.   which I don't think is fair for you. So we'll definitely like do another one and talk more about this, but I love this idea of how you can earn more without work with working less. So keep, keep it going. I'm excited. I can get out on business all day long. So, well, I think we could do both do that. So I love this conversation. So do you remember we spoke about going from a profitable scale? All we needed to cross the leverage line to go from scalable to valuable. need to cross the enterprise line. So it's understanding what the drivers of enterprise value are.   And so there's a couple of things I just want to share with you around how I built that model. That model used to be called profitable, scalable, sellable. And I changed it because I'd have so many conversations with dentists where they'd be saying, you know, I don't really want to sell my practice. You know, I get it, but you could, and you could do it easily and for a lot of money. And so I changed the language from sellable to valuable because what we're creating there is an asset. Right. And   In profitable, you've created a job. In scalable, you've created a business. In valuable, you've created an asset. So this is the key transition and the mindset shifts as well. So you go from being self -employed in profitable to being a business owner in scalable to being an investor in valuable. That's the different mindset that we bring to this.   The Dental A Team (40:23.975) When we think about the enterprise value line, really what we're trying to do in all of this, the big drivers of enterprise value are really about risk management and how do we reduce risk and then how do we drive earnings. So if we look at the value, again, I know anyone listening to this is an expert in valuation, probably cringe when I say this, but value is often described as the repeatable sustainable earnings times a multiple.   So we want to drive the earnings, which we've spoken about briefly already, and we want to be able to have a higher multiple. And what determines that multiple a lot is risk. So how do we de -risk the practice? So if I'm going to sell that practice, how could the next person come in and reproduce my results consistently from day one? And that comes back to identifying risk. And the biggest risk, of course, is key person risk. Right.   So we want to be able to not just replace the principal dentist to create the leverage that we spoke about at Scalable, but we want to identify the other key people in our team. We want to make sure that we have built training pathways into the practice for all the roles, not just for the associate dentist, but for your dental assistants, for your therapists or hygienists, for your expanded function dental assistants, for your receptionists, for your practice managers, all of those people. So we want to be able to...   replace people. I'm not trying to diminish people as I say that we want to be able to replace people if someone leaves the team quickly, well and reliably. Yep. So it's about understanding that. again, the other thing that I spoke about, repeatable sustainable earnings. If you've ever looked at subscription models, you and I probably live in this world a   I don't know about your business, we run a subscription based business and subscription based businesses that recurring revenue is more valuable because it's more predictable. Now in dentistry, there's a lot of talk about, do I have a subscription model and membership model? And that you could definitely do that. That's fine. But interestingly, we have the recall system, like din as a subscription model. So I was thinking, was like, it's not membership guys. It's your patients are actually a membership program.   The Dental A Team (42:50.611) Like because it comes every six months and that's what insurance is set up. That is literally a subscription model. That's genius. I had never thought of it that way. It's right there for you, right? So we want to make sure that we are really dialing in that repeat business. We want to make sure that we have predictable income and we can project with confidence that, you know, you were doing $360 ,000 a month, I think you said. And so we want to be able to know that next month I'm going to do $360 ,000 as well.   And the month after that, and the month after that, what we don't want is a roller coaster of revenue. We want to see stability of earnings growth. So stability of earnings growth is a metric that Warren Buffett uses to value companies. And so we want to see stability of earnings growth while we're de -risking the business. So I'm sorry that I've kind of a whole lot of stuff in there. Don't apologize because this is actually one of the number one reasons I love to podcast is because I get to talk to really cool people like yourself.   I get a geek out on dentistry. got a geek out on business. The two things I actually love to talk about. And for me, it was fun because these are things that I think about independently, but I don't have a lot of people to talk to about this because I'm supposed to coach it to a lot of people. I'm sure you feel similarly. We have a lot of clients who are coaching this, but to have somebody that I can talk to about these things, geek out with you on it. And I love that you talked about this valuable asset because I love to not think of always having this   because I was actually just talking with another financial investor advisor, dentist advisors, Ryan and I had this conversation the other day and he was talking about how sometimes once our business becomes this profitable asset, sometimes it actually makes more sense to keep it versus sell it because you're actually more profitable long -term because you've created this money -making machine. You're giving amazing value. You're providing incredible jobs.   that it actually is way more profitable than selling it off for millions. And let's be real, most of the people who build these businesses are highly driven entrepreneurs. So give yourself six months and you'll be building another business. why not keep the one that's super profitable, keep that thing churning and use it for other ideas. So I love that you talked about it as an asset. I just hope that the people listening today, I did a podcast with an author, his name's Jeffrey Shaw. He did the self -employed life, very, very talented author.   The Dental A Team (45:11.387) And I remember he and I talked about what makes really successful business owners. And we think that the key tipping point is business intrigue. Those who are intrigued by business, these conversations you and I are having, Jesse, because these are the things that spur the innovation, that spur the hard work of building that training facility, that gets you to dig deep and build a team of leaders. So that way you can pivot from base to base, like we just discussed. So go from profitable, like you said, and I love the imagery of like you're self -employed. Then you become a business owner.   And then what did you call it? Remind me. Investor. An investor. Like even just those mindsets are such different mindsets of how you view your business and where you're providing it. So Jesse, I loved it. I thought it was one of my favorite podcasts actually, and I hope all the listeners did. So Jesse, know you obviously work with dentists. You are a dentist. If people want more, I know you've got your podcast as well. just kind of share how people can get more Jesse Brown in their life like I need in my life. Sure. Well, you can find me at SavvyDentist .com.   the podcast is there. Come and have a listen. This is the sort of stuff we talk about and, Kira and I come and listen to the conversation Kira and I had on my podcast, which was about recruitment and ice cream. It's really, it's a great episode that Kira shared with our audience. So, that was great, but yeah, head across to savvydentist .com or join us on the, in the Facebook group, savvy dentist Facebook group. And we'd love to see you there. So yeah, you just, it's brilliant. Brilliant. I love it so much, Jesse.   Guys, check it out. Jesse, thank you for your time. Thank you for, I mean, sharing your nice haircut with me too. It was so fun to sit here and just feel like we were hanging out together. when Australia opens up to the rest of the world, you'll be one of my first people I want to come see. So super great to have you. So thank you again for being here today. thank you so much for having me. And we can't wait to see you down under. It would be great to have you here and I'd love to catch up and have a beer. Absolutely. All right, you guys, thank you all for listening and I'll catch you next time on the Dental Elite Team podcast.   The Dental A Team (47:06.003) That wraps it up for another episode of the Dental A Team Podcast. Thank you so much for listening and we'll talk to you next  

MANNLEGI ÞÁTTURINN MIÐVIKUDAGUR 12.JÚNÍ UMSJÓN GUÐRÚN GUNNARSDÓTTIR OG HELGA ARNARDÓTTIR Íslenskum bönkum er ekki heimilt að breyta vöxtum að vild og skilmálar í lánasamningum þeirra teljast ekki uppfylla skilyrði um gegnsæi og skýrleika. Þetta kemur fram í nýlegu áliti EFTA dómstólsins vegna mála sem Neytendasamtökin höfðuðu á hendur þremur bönkum í sex málum, vegna matskenndra og ógegnsærra vaxtaákvarðana. En hvað þýðir þetta fyrir neytendur? Sjálfa lántakendur og hvað geta þeir gert til að verða hreyfiafl í þessu risavaxna máli ef dómstólar dæma Neytendasamtökunum í hag eftir álit EFTA dómstólsins? Formaður Neytendasamtakanna og lögmaður þeirra ræddu þetta mál í Mannlega þættinum í dag. Við fengum svo Einar Sveinbjörnsson veðurfræðing til okkar í gegnum símalínu hér á eftir, en hann er staddur í Kaupmannahöfn. Hann ætlar að segja okkur frá áhugaverðri vinnustofu sem hann sótti með Vegagerðinni, líkani með aðferðum gerfigreindar til að spá fyrir um yfirborðshita vega að vetrarlagi. Gert á grunni hitamyndavéla í bílum Vegagerrðarinnar sem taka slíkar hitamyndir í sífellu á ferðum sínum. Og svo ræddum við líka um veðurútlitið næstu daga sem telst vera gott. 17. júní og langtímaspár fyrir næstu viku fram yfir sumarsólstöður sem nálgast óðfluga.

In this episode we are joined by EFTA President, Umberta Telfener, as she shares with us her legacy and connection to the development of the systemic field. She talks about her relationships with some of the pioneers in Systemic Family Therapy across the globe. We hear her passionate views on combining systemic interventions and psychotherapy as we explore the integral relationship between them. Umberta also discusses first and second order change, systemic complexity, collusion and utilising systemic thinking to create meaningful interventions for people. Bio:Umberta Telfener, health & clinical psychologist, teacher of the Milan systemic family therapy school (Boscolo & Cecchin), actual President of EFTA, former adjunct Professor at the post graduate School of Health Psychology of the University of Roma La Sapienza, she supervises Institutions and Community work and is in private practice since 1980.She is one of the senior systemic professionals and thinkers in Italy.  In the mid '70 she met all the pioneers and since then she teaches systemic thinking in different settings. She had among her direct teachers Heinz von Foerster, Lynn Hoffman, Salvator Minuchin, Jay Haley, Carl Whitaker, Carlos Slusky, Bralio Montalvo, Harry Aponte, Luigi Boscolo e Gianfranco Cecchin.She teaches at the Health Psychology Post Graduate training of the University of Roma La Sapienza, both Epistemology and systemic thinking and Systemic practice and interventions. She works as a supervisor in different settings both public and private and has written many books and articles in the Italian language with the most well known publishing companies, among which Ammalarsi di Psicoterapia 1995 (Getting sick from psychotherapy), Sistemica un dizionario sulla complessità 2003 (Systemics, a dictionary on complexity, with the direct supervision of Heinz von Foerster, Bollati Boringhieri). She has published with Bollati Boringhieri La psicoterapia come pratica riflessiva (Psychotherapy as a reflexive practice) and with Cortina editore Learning Context, Practices to enter in new settings. She has been past president of the Italian Society for Systemic Therapy and Research (SIRTS) and has been an extern examiner at the Kensington Consultation Centre of London.

We hear conflicting messages regarding the status of the EV market. On the bright side, IEA predicts 17mEV to be sold this year, EV and Hybrids reach 50% market share in China for Q1, more than 500 EV models are currently on the market. On the dark side, Tesla and BYD deliveries were down in Q1_24, Tesla revenues were down 9% compared to Q1_23 and the price war has cut the EPS in 2.Has Tesla lost its mojo or will Elon refocus and reboot. Lots of announcements, but also a 10% cut in the workforce, and a depressed share price. Meanwhile the “Oil Street Journal” and other publications have been repeating ad nauseum (but falsely) that the EV Story is over.In fact, EV sales in Q1 2024 were 21% higher than Q1 2023. China led the way with at 31% growth with the US and Canada at 13%, and EU and EFTA trailing behind at a 7%. Removal of the BEV subsidies in Germany showing their full impact there.There are also a lot of questions about protectionism, as Elon Musk just declared that “Chinese automakers would "demolish" most of the world's other car companies if there were no trade barriers. Our observation is generally that the Chinese car companies are the most competitive car companies in the world,"To discuss this and the future of the EV market, Laurent brought James Carter to discuss all those news. James is a friend of the show and one of the top Auto experts in the world based in Toronto, Canada.And Gerard will be back with us next week. He was simply too busy successfully selling our German Rooftop Solar company Febesol to Thermondo. But that is a story for another day.The pod has just been named number 1 Energy Transition show. Thank you, guys. We love you all.--------PS: when referring to our friend Roger Atkins, Laurent said “Shanghai Auto Show”. Oooops its was Beijing Auto China from which he brings back wondrous stories, including a meeting with the legend Robin Zheng, CATL founder.  

Helt fram til Lotte Tvedt var 16 år nektet hun å bruke mobilitetsstokk. Hvorfor skulle hun bære et symbol på annerledeshet? Nå, som 30-åring, har hun akkurat representert Norge som advokatfullmektig i EFTA-domstolen for Regjeringsadvokaten. Inspirert av en André Bjerke-roman lest som 7-åring har Randaberg-jenta fulgt advokatdrømmen. Med et tankesett blottet for begrensninger er oppnåelse av nye mål under arbeid. For seg selv - og i kampen mot samfunnets fordommer til mennesker med nedsatt funksjonsevne.Lytt til Lotte!See omnystudio.com/listener for privacy information.

FK359! Eesti filmi- ja telemaailma aasta suursündmus EFTA gala on kohe käes ja sel aastal on selle show vastutusrikas juhtimine pandud Karl-Erik Taukari õlgadele. Mida me võime teleülekandest oodata, uurime temalt saates. Uudistes on suurim rõhk Margot Robbie produktsioonifirmal LuckyChap, mis plaanib ekraanile tuua ühe ootamatu superkangelase ja ka Monopoli lauamängu. Lisaks veel sõnumeid Bridget Jones'i 4. osa kohta. Uutest filmidest saabuvad kinolevisse “Sünnipäevatüdruk”, “Tondipüüdjad: Jäine suvi”, “Back to Black: Amy lugu” ja “Kodusõda”. Saatejuhid Lauri Kaare ja Kristjan Gold.

FK359! Eesti filmi- ja telemaailma aasta suursündmus EFTA gala on kohe käes ja sel aastal on selle show vastutusrikas juhtimine pandud Karl-Erik Taukari õlgadele. Mida me võime teleülekandest oodata, uurime temalt saates. Uudistes on suurim rõhk Margot Robbie produktsioonifirmal LuckyChap, mis plaanib ekraanile tuua ühe ootamatu superkangelase ja ka Monopoli lauamängu. Lisaks veel sõnumeid Bridget Jones'i 4. osa kohta. Uutest filmidest saabuvad kinolevisse “Sünnipäevatüdruk”, “Tondipüüdjad: Jäine suvi”, “Back to Black: Amy lugu” ja “Kodusõda”. Sisukord: 04:00 Kirjad 12:29 Edetabel 21:50 Uudised 37:00 Intervjuu: Karl-Erik Taukar 1:07:02 Sünnipäevatüdruk (Taani) 1:12:05 Tondipüüdjad: Jäine suvi 1:17:21 Back to Black: Amy lugu 1:23:13 Kodusõda 1:33:50 Telekava

On March 10th, India signed a free trade agreement with a group of four European nations, committing to reduce tariffs. In return, India would receive $100 billion in investments over the next 15 years. The non-EU bloc, known as the European Free Trade Association, consists of Switzerland, Norway, Iceland and Liechtenstein. This agreement has come on the back of protracted negotiations of 21 rounds spread over 16 years. While the balance of trade heavily favors the EFTA, with India importing about $22 billion in 2023 from the bloc, India exported only about $3 billion to the bloc. While India hopes to attract investments in railways, the financial sector and automobiles, it is expecting a growth in exports of pharma products, garments, chemicals and machinery to the EFTA.  This pact comes just two years after India signed similar agreements with the United Arab Emirates and Australia, but such free trade deals have not largely helped India's export growth. In fact, it has generally been more beneficial to the other nations or blocks who have signed such deals with India. For instance, India's 2011 comprehensive Economic Partnership Agreement with Japan enabled Japan to double its exports to more than $16 billion in 2023 from $8 billion in 2011. On the other hand, India's exports to Japan remained static at $5.46 billion in 2023, a tad up from $5.09 billion in 2011. This mirrors other trade pacts like the one signed with the 10-member Southeast Asian block, the ASEAN in 2010. In 2022-23, India exported goods worth about $44 billion to the region, while its imports were valued at $87 billion. The trade deficit in 2022-23 was $43 billion compared with $7.5 billion in 2010.  Why is India then entering into more such agreements? How different is the EFTA from those signed with other nations and blocs? And are such deals a substitute to larger WTO led trade frameworks, where India tends to have a larger say because of the backing of other developing nations.  Guest: Professor Dinesh Abrol, retired professor at the Institute for Studies in industrial development.  Host: Kunal Shankar, Deputy Business Editor, The Hindu.  Edited by Sharmada Venkatasubramanian. 

Mantiene il ritmo il mercato dell'auto in Europa (Ue più Efta e Uk) e nel mese di febbraio registra 995.059 immatricolazioni di autovetture, con una crescita del 10,2% sul febbraio 2023 che conferma il risultato positivo del primo bimestre dell anno +10,9% sull'anno scorso. Il recupero dei volumi dopo lo stop legato a pandemia e crisi dei semiconduttori continua anche se il risultato resta inferiore del 15,3% ai risultati registrati a gennaio-febbraio del 2019. Fanno bene Francia (+13%) e Italia (+12.8%) con aumenti a doppia cifra, mentre la Spagna registra un recupero del 9,9% e la Germania del 5,4. Il Regno Unito cresce del 14% nel mese e registra un balzo del 21,8% delle immatricolazioni di auto elettriche mentre nel resto l Europa le full electric crescono del 9% e mantengono una quota di market share del 12%, nonostante il risultato negativo per questa tipologia di auto registrato in Germania (-15,4%). L Italia registra un aumento delle immatricolazioni del 3,1% per questa tipologia di auto mentre la Francia registra un balzo di oltre il 31%.Dati tutto sommato positivi ma non mancano gli spunti di riflessione per il settore. Ne parliamo con Gian Primo Quagliano - direttore generale Centro Studi PromotorAl via Cosmoprof a BolognaRadio24 oggi è in diretta da Cosmoprof, l'evento di riferimento per le aziende e i professionisti di tutti i settori dell'industria cosmetica, dalla filiera al prodotto finito.Trovate gli stand di Radio24 allestiti al Centro Servizi.Lo spazio espositivo interessa l'intero quartiere fieristico di BolognaFiere, coprendo una superficie espositiva di circa 200.000 mq, e ospita tutti i settori della filiera cosmetica. Cosmoprof pesa più del 15% sui ricavi consolidati del gruppo Bologna Fiere.Sono presenti 3012 espositori (il +4% in più rispetto al 2023). Di questi 3012 espositori il Il settore cosmetico italiano ha superato i 15,1 miliardi di euro di fatturato nel 2023, crescendo del 13,8% rispetto all'anno precedente. Positive anche le stime per il 2024 in cui si prevede un ulteriore incremento del fatturato del 9,8% sul 2023 per arrivare ad oltre i 16,6 miliardi di euro. Eccellenti le performance delle esportazioni dei prodotti made in Italy, aumentate del 20,2% nell'ultimo anno, distinguendosi tra gli altri comparti manifatturieri per il maggior tasso di crescita e quadruplicando il proprio valore rispetto a venti anni prima. 35% è nuovo rispetto al 2023.Ne parliamo con Benedetto Lavino, presidente di Cosmetica Italia (Associazione nazionale imprese cosmetiche - Confindustria) e con Antonio Bruzzone, direttore generale Bologna Fiere e Vice-Presidente di UFI, Associazione Mondiale dell'Industria Fieristica Per Enav 1 miliardo di ricavi nel 2023, traffico +11%Enav ha chiuso l'esercizio 2023 con ricavi in crescita del 5,9% a 1 miliardo di euro. Il Traffico di rotta è cresciuto dell'11% a 10,62 milioni di unità di servizio e quello terminale, riferito a decolli e atterraggi nel raggio di circa 20 Km dalle piste, è salito del 10,9% superando il milione di unità di servizio. Il margine operativo lordo è cresciuto del 10,2% a 300,1 milioni, l'utile netto del 7,9% a 112,7 milioni e il dividendo sale del 17% a 0,23 euro."Il 2023 - spiega L'amministratore delegato Pasqualino Monti - è stato un anno record per numero di voli sull'Italia". "La qualità del servizio - prosegue l'amministratore delegato Pasqualino Monti - posiziona Enav tra i primi 'service provider' (fornitori di servizi, ndr) al mondo grazie alla forte accelerazione degli investimenti sulle attività core".Ne parliamo con Pasqualino Monti, Amministratore delegato Enav

Episode 61: Unpacking MC13 while Switzerland, India and EFTA Make Trade Great Again Hosts: Rob and Ardian Episode Summary: Welcome to Tradesplaining, where we unravel the complex world of international trade, business, and expat life. In Episode 61, we delve into the aftermath of MC 13, explore the trade dynamics between Switzerland, India, and the European Free Trade Association (EFTA), and discuss the EU's sustainability due diligence. Join us as we dissect these topics with wit, insights, and a dash of humor. Special guest Noelia Garcia Nebra, Head of Sustainability at ISO, shares her expertise on sustainability standards, trade, and more. Featured Topics: MC 13 Wrap-Up: An in-depth analysis of the outcomes and implications of the 13th Ministerial Conference of the World Trade Organization (WTO). Switzerland-India-EFTA Trade Dynamics: Examining the new trade deals, their significance, and the role of sustainability and human rights in trade agreements. EU Sustainability Due Diligence: The challenges and controversies surrounding the EU's approach to corporate sustainability in the supply chain. Special Guest: Noelia Garcia Nebra discusses the role of sustainability standards in international trade and the impact of ISO's work on global trade practices. Key Highlights: Discover the intricate balance between national interests and collective goals in global trade negotiations. Uncover the strategic significance of the Switzerland-India-EFTA trade deal and its implications for global trade networks. Explore the EU's stance on sustainability due diligence and its effects on businesses and trade policies. Gain valuable insights from Noelia Garcia Nebra of ISO on how sustainability standards can foster a more equitable and efficient global trading system. Episode Extras: Listener Feedback: We dive into your comments and questions, providing our unique takes on your inquiries. News Roundup: A quick-fire segment covering the latest in trade, business, and expat life. Dad Jokes Galore: Because no episode is complete without our trademark humor. Subscribe and Follow: Catch future episodes and join the Tradesplaining community by subscribing on Apple Podcasts, Spotify, Google Podcasts, or wherever you get your podcasts. Don't forget to leave us a review and follow us on Twitter (@tradesplaining) and Instagram (@trade.splaining) for more updates and engaging content.

In today's episode we are taking a look at the latest updates in India's EV sector. And for the deep dive, we are talking about India's $100 billion trade pact with the European Free Trade Association (EFTA), which includes Iceland, Liechtenstein, Norway, and Switzerland. We'll be joined by Dinesh Narayanan, Managing Editor of The Signal & The Core, to unpack what India stands to gain or lose from this trade deal.Episode credits:The episode was researched, written, and produced by Shorbori and ManaswiniEdited by Venkat Ananth and Dinesh NarayananMastered and mixed by Joshua Thomas

The Nikkei tumbles, posting its worst day in the more than a year on speculation the BoJ will finally raise rates, helping the yen while hurting exports. In China, sticker prices rise for the first time since lates summer but manufacturing price deflation continues to drag. New Delhi agrees to signs a $100bn free trade deal with the European EFTA bloc, ahead of a spring general election. And in energy news, Saudi Aramco sees FY profit fall by up to 25 per cent but its still manages to posts its second-highest net income ever while increasing its dividend. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Campaign group Yes For EU held a very successful workshop in Edinburgh to consider various themes about Scotland's future in the EU, including Association Agreements for candidate countries, the alternative option of EFTA.  We also discussed areas where Scotland is at risk of diverging from the EU and where we will need to realign or create new arrangements such as  borders, currency options, EU energy policy and the farm payment scheme. If you would like to take part in the discussion topics, you are welcome to do so.  You can also feed any thoughts, comments or questions to Yesforeu@gmail.com Key points in the broadcast are: 00:02:05   Opening remarks and welcome 00:04:49   Heather Anderson on EU or EFTA 00:12:42    Kirsty Hughes on Association Agreements 00:30:23    Discussion question 1 00:30:51    Introduction to Borders topic 00:36:35    Discussion question 2 00:36:51     Introduction to Currency topic 00:39:52     Marla Dukharan on currency unions 00:44:53     Discussion question 3 00:45:07     Heather Anderson on farm payments scheme 00:53:13     Discussion question 4 00:53:22     Introduction to EU energy strategy topic  00:59:00     EU renewables strategy by Wind Europe 00:58:10     The future of interconnectors by National Grid 01:00:17     Discussion question 5 01:00:27     Key messages from the workshop   The Scottish Independence Podcasts team produce a NEW podcast episode every Friday search for Scottish Independence Podcasts wherever you get your podcasts.  Remember to like and subscribe! Contact Us: indypodcasters@gmail.com  Visit our website https://scottishindypod.scot for blogposts, newsletter signup and more episodes Subscribe to our Youtube channel @scottishindypodExtra for more of our video footage and clips Music:  Inspired by Kevin MacLeod

*LEAVE US A REVIEW // Join the mailing list: holyroodsources.comWe discuss this week's YouGov poll, which suggests that the SNP is set to lose nearly half of the seats it won in the last general election. We debate the implications of the poll, as well as the SNP's strategy and messaging. Our guest today is former SNP MP - and election candidate - Stephen Gethins, who argues that the SNP is still in a strong position and highlights the importance of motivating volunteers and engaging with voters. The conversation concludes with a discussion on the focus of the SNP's attacks and the role of the Labour Party as their principal opponents. We discuss Brexit, the European Union, and Scottish independence: the impact of Brexit on the cost of living, reversing Brexit and rejoining the EU, the EFTA argument and Scotland's EU membership. We discuss Humza Yousaf's credibility as SNP leader if the poll proves to be accurate come the general election.In association with SSE Berwick Bank. Find out more: https://www.berwickbank.com/ Become a member at https://plus.acast.com/s/holyroodsources. Hosted on Acast. See acast.com/privacy for more information.

2. nóvember 2023 Skotárás var gerð í Úlfarsárdal í Reykjavík og maður skotinn en útkrifaður af sjúkrahúsi síðdegis, nokkrum skotum var hleypt af og eitt fór í íbúð fólks sem tengdist málinu ekkert. Lögregla talar um átök milli hópa en hefur lítið látið uppi frekar. Viðbúnaður lögreglu var aukinn á meðan leit var gerð að árásarmanni. Margrét Valdimarsdóttir afbrotafræðingur segir skiljanlegt að slíkar frettir veki fólki óhug. Auka þurfi sýnileika lögreglu en líka ná til ungra karla sem fóti sig illa í samfélaginu. Vitað er um fimm dauðsföll af völdum óveðurslægðarinnar Cierán sem hefur farið yfir Bretlandseyjar og hluta af meginlandi Evrópu síðastliðinn sólarhring. Vindhraðinn hefur farið yfir fimmtíu metra á sekúndu. Á aðra milljón heimila eru án rafmagns. Hæstiréttur Noregs komst í vikunni að þeirri niðurstöðu að innleiðing þriðja orkupakkans í lög þar í landi hefði vissulega haft í för með sér framsal á valdi, en að tilfærslan væri takmörkuð. Árni Páll Árnason, varaforseti ESA, eftirlitsstofnunar EFTA telur að staða Íslands og Noregs sé ekki sambærileg þegar kemur að 3. orkupakkanum því ákvæði um sameiginlega raforkumarkað eigi ekki við hér; Ísland er ekki tengt evrópsku orkusvæði. Umsjón: Anna Kristín Jónsdóttir. Tæknimaður: Mark Eldred.

2. nóvember 2023 Skotárás var gerð í Úlfarsárdal í Reykjavík og maður skotinn en útkrifaður af sjúkrahúsi síðdegis, nokkrum skotum var hleypt af og eitt fór í íbúð fólks sem tengdist málinu ekkert. Lögregla talar um átök milli hópa en hefur lítið látið uppi frekar. Viðbúnaður lögreglu var aukinn á meðan leit var gerð að árásarmanni. Margrét Valdimarsdóttir afbrotafræðingur segir skiljanlegt að slíkar frettir veki fólki óhug. Auka þurfi sýnileika lögreglu en líka ná til ungra karla sem fóti sig illa í samfélaginu. Vitað er um fimm dauðsföll af völdum óveðurslægðarinnar Cierán sem hefur farið yfir Bretlandseyjar og hluta af meginlandi Evrópu síðastliðinn sólarhring. Vindhraðinn hefur farið yfir fimmtíu metra á sekúndu. Á aðra milljón heimila eru án rafmagns. Hæstiréttur Noregs komst í vikunni að þeirri niðurstöðu að innleiðing þriðja orkupakkans í lög þar í landi hefði vissulega haft í för með sér framsal á valdi, en að tilfærslan væri takmörkuð. Árni Páll Árnason, varaforseti ESA, eftirlitsstofnunar EFTA telur að staða Íslands og Noregs sé ekki sambærileg þegar kemur að 3. orkupakkanum því ákvæði um sameiginlega raforkumarkað eigi ekki við hér; Ísland er ekki tengt evrópsku orkusvæði. Umsjón: Anna Kristín Jónsdóttir. Tæknimaður: Mark Eldred.

Len and Dean focus on Electronic Funds Transfers, particularly person-to-person (P2P) payment apps like Venmo, Apple Pay, and Zelle. Dean elaborates on the December 2021 update by the CFPB to the Reg. E FAQs. These guidelines stress that P2P payments, when they involve certain methods like a consumer's debit card, are subject to the provisions of EFT-Regulation E. The Electronic Funds Transaction Act (EFTA) and Regulation E define an EFT and set the framework for how EFTs involving consumers should work. Dean also clarifies that the rights, liabilities, and rules for users of these apps are dictated by the EFTA and its rule Reg. E. They delve into the protections of Reg. E, detailing how financial institutions need to handle disputes and error reports from consumers in strict timeframes. The duo wraps up by emphasizing that any P2P transactions that fit the EFT definition are governed by the EFTA and Reg. E. Brought to you by GeoDataVision and M&M Consulting

Recording date: 17th October 2023Has been 2 weeks since we last talked about the nickel market, and as expected market is trading down in the $18-$19,000 range and a few more thousand tonnes come on LME. Expect a further move over the next 6-8 weeks down to the $17,500 level before year-end as another 10,000 - 20,000 tonnes of nickel hits LME, and then rebound into year-end as EV demand re-accelerates and stainless production continues to build on recent strengths.“Great convergence” well-underway – sulphate now back to par with briquettes, NPI discounts continue to narrow.Rho Motion EV Sales - September 2023 Global EV sales reached a monthly record in September 2023 with over 1.3 million units, growing by 23% compared to the same period last year and 7% month-on-month, bringing YTD PC & LDV EV sales to 9.5 million. Sales in China have grown by 33% YTD, in EU & EFTA & UK by 27%, and in the US & Canada by 60%.Was in London last week for LME week – always like it because you get to see producers, traders, and consumers in one time period to help understand the market. And then went to the US for a Stainless Steel conference.Key LME week takeaways:- Per the last session, nickel is in surplus but not as large as many are projecting as missing the in-process inventories.- Cobalt market going to come under pressure from HPAL and new Chinese Congo projects- Opportunity for meltshop growth in the United StatesNickel Industries buying 55% of Excelsior Nickel project which is an HPAL project – going to target low carbon footprint with power coming from sulphur burning for acid production and a 200 MW solar project. Projects built and operated by Tsingshan. ENC is expected to produce 72,000 metric tons per annum of contained nickel equivalent across the three major class 1 nickel products being mixed hydroxide precipitate (MHP), nickel sulphate and nickel cathode. ENC will be the first HPAL globally with the capacity to produce the three major class 1 nickel products,  Nickel Industries give only real public company view into Indonesian operations – use for ore grades, operating costs – will be good to have HPAL view of things.SPC Nickel completed its infill drilling at West Graham – some very good intervals in the program and Phase 2 comprised 8,842 metres in forty holes. Will be interesting to see how resource update comes together – a few open pittable deposits in place that can ship to the mill.Aston Minerals, our neighbour in Timmins, reported after we last talked about multiple drill holes that are seeing Crawford-like grades and extended nickel-cobalt sulphide mineralisation across multiple drilling intercepts at the B2 Prospect, strike continuity has extended by 500m. Company insiders have been buying stock as the price has come off. Crawford feasibility study released last week:- $2.5 billion after-tax NPV8% and IRR of 17.1%; increasing to $2.6 billion after-tax NPV8% and IRR of 18.3% with projected Carbon Capture & Storage tax credits - Crawford is world's 2nd largest nickel reserve and 2nd largest resource. Initial mineral reserve of 1.7 billion tonnes of ore grading 0.22% nickel - Production of 1.6 million tonnes nickel, 24 kt cobalt, 490 koz palladium & platinum, 58 million tonnes iron and 2.8 million tonnes chromium over 41-year project life - Annual EBITDA of $811 million, free cash flow (FCF) of $546 million, and 48ktpa of nickel production during peak 27-year period- One of Canada's largest carbon storage facilities with 1.5 Mtpa carbon captured and stored during peak 27-year period- Crawford is a net negative contributor to the global CO2 footprint – with 30 tonnes of carbon capture and storage capacity per tonne of nickel remaining after accounting for the project footprintLearn more: https://cruxinvestor.com/companies/canada-nickel

Please join Troutman Pepper Partner Chris Willis and his colleagues Stefanie Jackman, Caleb Rosenberg, and Chris Capurso for the second installment of our special two-part series about the Consumer Financial Protection Bureau's (CFPB) recent policy statement on abusiveness. In Part 2, the panel discusses specific examples cited in the policy statement, as well as lessons learned about what constitutes abusiveness and what doesn't from the CFPB's perspective.CFS Partner Stefanie Jackman devotes her practice to assisting financial services institutions facing state and federal government investigations and examinations, counseling them on complex compliance issues, as well as defending them in individual and class-action lawsuits. Stefanie represents clients across the financial services industry, including banks and nonbanks, mortgage banking lenders and servicers, debt collectors and buyers, third-party service providers, health care and medical revenue cycle service providers, credit and prepaid card companies, auto lenders, and fintechs. She regularly advises her clients on issues arising under an array of federal and state consumer financial laws, including UDAP/UDAAP statutes, the FDCPA, FCRA, TCPA, EFTA, SCRA, and TILA.CFS Associate Caleb Rosenberg focuses his practice on helping small business finance companies, banks, fintech companies, and licensed lenders navigate regulatory risks posed by state and federal laws. He has experience performing regulatory due diligence on financial technology companies and assisting clients in responding to regulatory inquiries.CFS Associate Chris Capurso focuses his practice on consumer financial services law, primarily on federal and state law compliance matters. Chris regularly advises financial institutions, lenders, and sales finance companies in the development and maintenance of closed-end and open-end lending, automobile finance, fintech, point-of-sale, solar finance, small dollar, and other credit programs.

Spegillinn 10. maí 2023 Umsjón: Ævar Örn Jósepsson Tæknimaður: Magnús Þorsteinn Magnússon Stjórn fréttaútsendingar: Annalísa Hermannsdóttir Matvælastofnun hefur krafist þess að bændur sem eiga fé frá Syðri-Urriðaá afhendi það til sýnatöku í næstu viku. Bóndi segir þetta koma sér á óvart, þar sem tilkynnt hefði verið að ekki yrði skorið meira fyrr en síðar í sumar. Utanríkisráðherra segir siðferðislega réttlætanlegt að stunda sjálfbærar hvalveiðar eins og aðrar veiðar. Hvalveiðimenn verði hins vegar að tryggja að dýravelferðar sé gætt. Íslensk heilbrigðisyfirvöld hafa samið við sænskt sjúkrahús um að gera kynstaðfestingaraðgerðir. Löng bið er eftir þjónustu og transmiðstöð er í bígerð. Á Sjúkrahúsinu á Akureyri hefur verið gripið til þess ráðs að senda aldrað fólk á önnur hjúkrunarheimili og deildir í nágrenni Akureyrar. Eftirlitsstofnun EFTA segir Ísland brjóta reglur með því að skerða atvinnuleysisbætur á meðan dvalið er tímabundið í öðru landi Evrópska efnahagssvæðisins. ---- ESA, eftirlitsstofnun EFTA telur að með reglum um blóðtöku úr fylfullum merum séu íslensk stjórnvöld að brjóta gegn tilskipun Evrópska efnahagssvæðisins um vernd dýra sem notuð eru í vísindaskyni. Björn Malmquist ræddi við Árna Pál Árnason i yfirstjórn ESA um þess áminningu. Stuðningsfólk Imrans Khans, fyrrverandi forsætisráðherra Pakistans, hefur mótmælt því með ofsafengnum hætti víðs vegar um landið í gær og í dag að hann var handtekinn í gær og hnepptur í varðhald. Ákæruvaldið krafðist þess að hann yrði hafður í gæsluvarðhaldi í að minnsta kosti tíu daga vegna rannsóknar á spillingarmáli sem hann er sagður tengjast. Dómstóll í höfuðborginni Islamabad féllst í dag á að hann yrði bak við lás og slá í átta daga. Hann á að koma fyrir rétt ekki síðar en sautjánda maí. Íslendingar stæra sig gjarnan af því að vera mikil bókaþjóð, og almenn samstaða virðist vera um mikilvægi þess að viðhalda íslenskri tungu og að íslenskar bókmenntir - ekki síst barnabókmenntir - gegni lykilhlutverki í þeirri baráttu, að minnsta kosti í orði. Á sama tíma er það vinsælt sport að agnúast út í starfslaun listamanna og látið í veðri vaka að þau séu annaðhvort óþarfa bruðl eða aumingjastyrkur, nema hvorttveggja sé. Í gær var efnt til málþings undir yfirskriftinni Bókmenntir á tímamótum. Margrét Tryggvadóttir rithöfundur og formaður Rithöfundasambandsins flutti þar erindi og titill þess var stutt og laggóð spurning: Ná höfundar endum saman?

Spegillinn 10. maí 2023 Umsjón: Ævar Örn Jósepsson Tæknimaður: Magnús Þorsteinn Magnússon Stjórn fréttaútsendingar: Annalísa Hermannsdóttir Matvælastofnun hefur krafist þess að bændur sem eiga fé frá Syðri-Urriðaá afhendi það til sýnatöku í næstu viku. Bóndi segir þetta koma sér á óvart, þar sem tilkynnt hefði verið að ekki yrði skorið meira fyrr en síðar í sumar. Utanríkisráðherra segir siðferðislega réttlætanlegt að stunda sjálfbærar hvalveiðar eins og aðrar veiðar. Hvalveiðimenn verði hins vegar að tryggja að dýravelferðar sé gætt. Íslensk heilbrigðisyfirvöld hafa samið við sænskt sjúkrahús um að gera kynstaðfestingaraðgerðir. Löng bið er eftir þjónustu og transmiðstöð er í bígerð. Á Sjúkrahúsinu á Akureyri hefur verið gripið til þess ráðs að senda aldrað fólk á önnur hjúkrunarheimili og deildir í nágrenni Akureyrar. Eftirlitsstofnun EFTA segir Ísland brjóta reglur með því að skerða atvinnuleysisbætur á meðan dvalið er tímabundið í öðru landi Evrópska efnahagssvæðisins. ---- ESA, eftirlitsstofnun EFTA telur að með reglum um blóðtöku úr fylfullum merum séu íslensk stjórnvöld að brjóta gegn tilskipun Evrópska efnahagssvæðisins um vernd dýra sem notuð eru í vísindaskyni. Björn Malmquist ræddi við Árna Pál Árnason i yfirstjórn ESA um þess áminningu. Stuðningsfólk Imrans Khans, fyrrverandi forsætisráðherra Pakistans, hefur mótmælt því með ofsafengnum hætti víðs vegar um landið í gær og í dag að hann var handtekinn í gær og hnepptur í varðhald. Ákæruvaldið krafðist þess að hann yrði hafður í gæsluvarðhaldi í að minnsta kosti tíu daga vegna rannsóknar á spillingarmáli sem hann er sagður tengjast. Dómstóll í höfuðborginni Islamabad féllst í dag á að hann yrði bak við lás og slá í átta daga. Hann á að koma fyrir rétt ekki síðar en sautjánda maí. Íslendingar stæra sig gjarnan af því að vera mikil bókaþjóð, og almenn samstaða virðist vera um mikilvægi þess að viðhalda íslenskri tungu og að íslenskar bókmenntir - ekki síst barnabókmenntir - gegni lykilhlutverki í þeirri baráttu, að minnsta kosti í orði. Á sama tíma er það vinsælt sport að agnúast út í starfslaun listamanna og látið í veðri vaka að þau séu annaðhvort óþarfa bruðl eða aumingjastyrkur, nema hvorttveggja sé. Í gær var efnt til málþings undir yfirskriftinni Bókmenntir á tímamótum. Margrét Tryggvadóttir rithöfundur og formaður Rithöfundasambandsins flutti þar erindi og titill þess var stutt og laggóð spurning: Ná höfundar endum saman?

Umsjón: Hafdís Helga Helgadóttir Tæknimaður: Magnús Þorsteinn Magnússon Forsætisráðherra segir að niðurstaða umboðsmanns Alþingis um samráðsleysi við rafvopnavæðingu lögreglunnar hafi ekki áhrif á stöðu dómsmálaráðherra, en er enn þeirrar skoðunar að málið hefði átt að vera rætt í ríkisstjórn áður en það var lögfest. Alma Ómarsdóttir talaði við Katrínu Jakobsdóttur. Íslensk erfðagreining braut ekki persónuverndarlög í rannsókn á kórónuveirunni. Héraðsdómur gagnrýnir Persónuvernd fyrir að hafa ekki rannsakað málið nægilega. Kristín Sigurðardóttir sagði frá. Pólverjar verða fyrstir þjóða til að senda herþotur til Úkraínu. Framlagið kemur eftir að forseti Úkraínu óskaði eftir aukinni aðstoð frá Vesturlöndum. Hugrún Hannesdóttir Diego sagði frá. Héraðsdómur Reykjavíkur hafnaði í dag kröfu Örnu McClure, yfirlögfræðings Samherja, um að fella rannsókn á hendur henni niður. Sunna Karen Sigurþórsdóttir sagði frá. Virkjanastopp blasir við á Íslandi en sveitarfélög hafa eitt af öðru ákveðið að hætta skipulagsvinnu við nýjar virkjanir. Sveitarstjóri segir að ávinningurinn skili sér ekki til nærsamfélagsins. Alexander Kristjánsson sagði frá og talaði við Harald Þór Jónsson. Lengri umfjallanir: Ákvörðun Evrópusambandsins um að flytja málefni Evrópska efnahagssvæðisins til framkvæmdastjórnar ESB hefur haft jákvæðar afleiðingar, en felur einnig í sér áskoranir fyrir EFTA ríkin þrjú, Ísland, Noreg og Lichtenstein, sem eru hluti af innri markaði Evrópusambandsins. Þetta segir Árni Páll Árnason, stjórnarmaður í eftirlitsstofnun EFTA sem fylgist með framkvæmd samningsins um evrópska efnahagssvæðið. Björn Malmquist talaði við Árna Pál Árnason. Ísland sker sig úr þegar litið er til Norðurlanda í nýrri skýrslu OECD um áhrif heimsfaraldursins á vinnumarkað. Hér á landi varð krísan krappari og varði lengur. Atvinnuleysi jókst hraðar á Norðurlöndunum í heimsfaraldrinum en í flestum öðrum Evrópulöndum, sérstaklega á Íslandi. Í skýrslunni kemur fram að skellurinn var harðari og batatíminn lengri hér en hjá öðrum Norðurlöndum. Endurreisn efnahagsins á Norðurlöndum var hraðari en að meðaltali í OECD-löndum að Íslandi undanskildu. Huginn Freyr Þorsteinsson, stjórnarformaður Vinnumálastofnunar segir umfang ferðaiðnaðarins vera aðalástæðu þess. Hafdís Helga Helgadóttir talaði við hann. Lagt er til í nýrri skýrslu sem unnin var fyrir matvælaráðuneytið, að ríkið greiði árlega hálfan milljarð króna til að styrkja kornrækt á Íslandi. Einnig á að kanna fýsileika þess að koma á fót kornsamlagi, sem kaupir og selur korn frá bændum, og á mark

Umsjón: Hafdís Helga Helgadóttir Tæknimaður: Magnús Þorsteinn Magnússon Forsætisráðherra segir að niðurstaða umboðsmanns Alþingis um samráðsleysi við rafvopnavæðingu lögreglunnar hafi ekki áhrif á stöðu dómsmálaráðherra, en er enn þeirrar skoðunar að málið hefði átt að vera rætt í ríkisstjórn áður en það var lögfest. Alma Ómarsdóttir talaði við Katrínu Jakobsdóttur. Íslensk erfðagreining braut ekki persónuverndarlög í rannsókn á kórónuveirunni. Héraðsdómur gagnrýnir Persónuvernd fyrir að hafa ekki rannsakað málið nægilega. Kristín Sigurðardóttir sagði frá. Pólverjar verða fyrstir þjóða til að senda herþotur til Úkraínu. Framlagið kemur eftir að forseti Úkraínu óskaði eftir aukinni aðstoð frá Vesturlöndum. Hugrún Hannesdóttir Diego sagði frá. Héraðsdómur Reykjavíkur hafnaði í dag kröfu Örnu McClure, yfirlögfræðings Samherja, um að fella rannsókn á hendur henni niður. Sunna Karen Sigurþórsdóttir sagði frá. Virkjanastopp blasir við á Íslandi en sveitarfélög hafa eitt af öðru ákveðið að hætta skipulagsvinnu við nýjar virkjanir. Sveitarstjóri segir að ávinningurinn skili sér ekki til nærsamfélagsins. Alexander Kristjánsson sagði frá og talaði við Harald Þór Jónsson. Lengri umfjallanir: Ákvörðun Evrópusambandsins um að flytja málefni Evrópska efnahagssvæðisins til framkvæmdastjórnar ESB hefur haft jákvæðar afleiðingar, en felur einnig í sér áskoranir fyrir EFTA ríkin þrjú, Ísland, Noreg og Lichtenstein, sem eru hluti af innri markaði Evrópusambandsins. Þetta segir Árni Páll Árnason, stjórnarmaður í eftirlitsstofnun EFTA sem fylgist með framkvæmd samningsins um evrópska efnahagssvæðið. Björn Malmquist talaði við Árna Pál Árnason. Ísland sker sig úr þegar litið er til Norðurlanda í nýrri skýrslu OECD um áhrif heimsfaraldursins á vinnumarkað. Hér á landi varð krísan krappari og varði lengur. Atvinnuleysi jókst hraðar á Norðurlöndunum í heimsfaraldrinum en í flestum öðrum Evrópulöndum, sérstaklega á Íslandi. Í skýrslunni kemur fram að skellurinn var harðari og batatíminn lengri hér en hjá öðrum Norðurlöndum. Endurreisn efnahagsins á Norðurlöndum var hraðari en að meðaltali í OECD-löndum að Íslandi undanskildu. Huginn Freyr Þorsteinsson, stjórnarformaður Vinnumálastofnunar segir umfang ferðaiðnaðarins vera aðalástæðu þess. Hafdís Helga Helgadóttir talaði við hann. Lagt er til í nýrri skýrslu sem unnin var fyrir matvælaráðuneytið, að ríkið greiði árlega hálfan milljarð króna til að styrkja kornrækt á Íslandi. Einnig á að kanna fýsileika þess að koma á fót kornsamlagi, sem kaupir og selur korn frá bændum, og á mark

Oggi il gas è intorno ai 48 euro al megawattora, un prezzo che avrà una ricaduta diretta sulla bolletta di famiglie e imprese. Tra qualche giorno Arera comunicherà le nuove tariffe del gas sul mercato tutelato per il mese di febbraio. Se proseguirà fino a fine mese il trend al ribasso delle quotazioni, le bollette potrebbero registrare un sensibile calo, attorno al -18%. Ne parliamo con Davide Tabarelli, presidente Nomisma Energia. Auto, in Europa vendite su del 10,7% a gennaio Continua il recupero del mercato auto in Europa, con le immatricolazioni nell area (Unione europea più Efta e Gran Bretagna) che segnano a gennaio una crescita del 10,7% rispetto allo stesso periodo del 2022. Rispetto alla fase pre covid, però, i volumi restano inferiori del 25,7% ma l inversione di tendenza, iniziata nel mese di agosto, dopo 13 mesi consecutivi di cali, si sta consolidando. Grazie soprattutto al miglioramento delle condizioni di fornitura di semiconduttori e microchip e alla maggiore disponibilità di auto nuove sul mercato. In previsione dello stop alle vendite di veicoli a benzina o diesel dal 2035, va registrato un netto ritardo dell'Italia rispetto agli altri paesi europei. Secondo i dati di Unrae, pubblicati oggi, il nostro Paese resta ancora all'ultimo posto nella classifica delle immatricolazioni di auto ECV (elettriche pure e ibride plug-in): con una quota del 7,3% è superata ampiamente dalla Francia con il 22,3%, dal Regno Unito con il 20%, dalla Germania al 15,0%. Approfondiamo il temaGian Primo Quagliano, direttore generale Centro Studi Promotor. Turismo. Ci si aspetta un 2023 sopra i livelli pre covid. Nel 2023 potrebbero essere superati i livelli prepandemia del turismo in Italia. Lo ha detto Ivana Jelinic, amministratrice delegata dell'Enit, a margine dell'evento di mercoledì 15 febbraio nel quale è stato presentato il Progetto Pnrr "Turismo delle radici: una strategia integrata per la ripresa del settore del turismo nell'Italia Post Covid-19". Evento che ha visto la partecipazione dei ministri Tajani (Esteri), Santanché (Turismo), Valditara (Istruzione), Bernini (Università e Ricerca). "Nel 2022 - ha precisato l'a.d. Enit - siamo ancora sotto in maniera significativa, al di sotto del 10%, ma nel 2023 pensiamo ad un pieno recupero. Anche la ministra del Turismo Daniela Santanché ha ribadito ieri che si aspetta un ritorno ai numeri pre pandemia per quanto riguarda il turismo; "nel 2023 supereremo i dati pre-covid". Intanto il ponte di Carnevale si avvicina, CNA stima un giro di affari di quasi 3 miliardi di euro, ma la grande assente è la neve che scarseggia drammaticamente. A gennaio sono stati registrati livelli più bassi rispetto allo stesso mese del 2022. Ne parliamo con Ivana Jelinic, amministratrice delegata dell'Enit.

Bruno Cardoso Reis é mestre em História Contemporânea pela Faculdade de Letras da Universidade de Lisboa, em Historical Studies pela Universidade Cambridge e é doutorado na área das Relações Internacionais, em War Studies pelo King's College de Londres. Atualmente é Professor no ISCTE-IUL, onde coordena o doutoramento em História e Defesa, em parceria com a Academia Militar. Tem investigado e lecionado sobre História Global, Estudos Europeus, Relações Internacionais, Estudos de Segurança, entre outros. É colaborador regular na imprensa na análise de política e segurança internacional nomeadamente na SIC Notícias e no Observador. Entre 2019-22, foi assessor do Ministro da Defesa Nacional.  -> Apoie este projecto e faça parte da comunidade de mecenas do 45 Graus em: 45grauspodcast.com _______________ Índice (com timestamps): (5:03) INÍCIO da conversa: qual era o ambiente que se vivia na Europa nos anos do pós II GM? | Alemanha, Ano Zero (filme) | Plano Morgenthau (14:41) O que levou a França a tomar a iniciativa? Motivos securitarios, políticos e  económicos | A OSCE | Salazar e o Plano Marshall | Candidatura do Brasil à OCDE | A ansiedade entre os diplomatas franceses em relação à RFA. | A defesa por Churchill de uns Estados Unidos da Europa (29:13) O que levou a Alemanha a aceitar o Plano Schuman? | O que pesou mais de ambos os lados: realismo ou idealismo? | Europeístas pré sec XX | Plano Pleven.  (40:35) A importância do papel dos Estados Unidos. | Guerra da Coreia de 1950 | Reunião da NATO em Lisboa em 1952 | A importância dos Açores para os EUA | A posição da URSS (59:12) Porque escolheu o Reino Unido manter-se de fora? | A Commonwealth | a EFTA enquanto projecto concorrente à Comunidade Europeia | Os dois vetos de De Gaulle à adesão dos britânicos à CEE | o Brexit | Porque não tomaram os britânicos a iniciativa primeiro? (1:13:10) A União Europeia hoje — e o que esperar do futuro | Jean Monnet Livros recomendados: Europa. A Luta pela Supremacia. De 1453 aos nossos dias, de Brendan Simms | O Continente das Trevas - O século XX na Europa, de Mark Mazower _______________ No dia 5 de maio de 1950, Robert Schuman, então ministro dos negócios estrangeiros (MNE) da França, fez uma das comunicações mais marcantes do século XX europeu, ao anunciar o plano francês para que as nações europeias passassem a gerir de forma partilhada os seus recursos de carvão e de aço. O plano era uma ideia da equipa pela política económica do governo francês, liderada por Jean Monnet, que veio a ser uma das principais figuras do projecto.  O «Plano Schuman», como ficou conhecido, levaria mais tarde, a 19 de março de 1951 à assinatura do Tratado de Paris e, com ele, à criação da Comunidade Europeia do Carvão e do Aço (CECA), composta por seis países da Europa ocidental: França, Alemanha Ocidental (RFA), Bélgica, Holanda, Luxemburgo (os membros do Benelux) e ainda a Itália. Mas a principal consequência da iniciativa do governo francês não foi económica, mas sim política: criar a aliança franco-germânica que tem estado desde então na base do sucesso do projecto europeu. A proposta de Schuman, e o estender de mão à Alemanha, apanharam a maioria dos observadores de surpresa, porque marcaram uma viragem de 180º em relação à política externa que a França tinha seguido até então. Durante os anos do pós guerra, o grande objectivo francês tinha sido resolver, de uma vez por todas, a eterna “questão alemã” -- ou seja, impedir que o país vizinho pudesse reerguer-se e tornar-se agressivo uma vez mais. E para isso, na visão francesa, era necessário restringir ao máximo a reconstrução da Alemanha, a todos os níveis — político, económico e, sobretudo, militar. Ou seja, o poder político francês acreditava que a força da França dependia diretamente da fraqueza da Alemanha.  Mas, de repente, tudo mudou. Schuman anuncia o plano, a RFA aceita e os EUA apoiam-no entusiasticamente, contribuindo decisivamente para a formação da CECA (os únicos a estragar a festa foram os britânicos, que optaram desde o início por ficar de fora das negociações). Como foi isto possível? Este é um tema fascinante e, ao mesmo tempo, complexo. Porque para compreendê-lo temos de perceber o ambiente que se vivia na Europa do pós-guerra, conhecer as prioridades de política externa e interna dos vários países envolvidos ainda ter ainda em conta o papel imprescindível da Guerra Fria em acelerar todo o processo. Ou seja, é preciso, conhecer muito bem a História da Europa deste período nestes vários níveis É, por isso, uma job description difícil. Mas o convidado deste episódio, Bruno Cardoso Reis, encaixa nela perfeitamente. Como vão ver, o convidado tem um conhecimento enciclopédico sobre a História das relações Internacionais, que nos ajuda a compreender as múltiplas dimensões deste período em que começou o processo que viria a dar origem à UE.  _______________ Obrigado aos mecenas do podcast: Francisco Hermenegildo, Ricardo Evangelista, Henrique Pais João Baltazar, Salvador Cunha, Abilio Silva, Tiago Leite, Carlos Martins, Galaró family, Corto Lemos, Miguel Marques, Nuno Costa, Nuno e Ana, João Ribeiro, Helder Miranda, Pedro Lima Ferreira, Cesar Carpinteiro, Luis Fernambuco, Fernando Nunes, Manuel Canelas, Tiago Gonçalves, Carlos Pires, João Domingues, Hélio Bragança da Silva, Sandra Ferreira , Paulo Encarnação , BFDC, António Mexia Santos, Luís Guido, Bruno Heleno Tomás Costa, João Saro, Daniel Correia, Rita Mateus, António Padilha, Tiago Queiroz, Carmen Camacho, João Nelas, Francisco Fonseca, Rafael Santos, Andreia Esteves, Ana Teresa Mota, ARUNE BHURALAL, Mário Lourenço, RB, Maria Pimentel, Luis, Geoffrey Marcelino, Alberto Alcalde, António Rocha Pinto, Ruben de Bragança, João Vieira dos Santos, David Teixeira Alves, Armindo Martins , Carlos Nobre, Bernardo Vidal Pimentel, António Oliveira, Paulo Barros, Nuno Brites, Lígia Violas, Tiago Sequeira, Zé da Radio, João Morais, André Gamito, Diogo Costa, Pedro Ribeiro, Bernardo Cortez Vasco Sá Pinto, David , Tiago Pires, Mafalda Pratas, Joana Margarida Alves Martins, Luis Marques, João Raimundo, Francisco Arantes, Mariana Barosa, Nuno Gonçalves, Pedro Rebelo, Miguel Palhas, Ricardo Duarte, Duarte , Tomás Félix, Vasco Lima, Francisco Vasconcelos, Telmo , José Oliveira Pratas, Jose Pedroso, João Diogo Silva, Joao Diogo, José Proença, João Crispim, João Pinho , Afonso Martins, Robertt Valente, João Barbosa, Renato Mendes, Maria Francisca Couto, Antonio Albuquerque, Ana Sousa Amorim, Francisco Santos, Lara Luís, Manuel Martins, Macaco Quitado, Paulo Ferreira, Diogo Rombo, Francisco Manuel Reis, Bruno Lamas, Daniel Almeida, Patrícia Esquível , Diogo Silva, Luis Gomes, Cesar Correia, Cristiano Tavares, Pedro Gaspar, Gil Batista Marinho, Maria Oliveira, João Pereira, Rui Vilao, João Ferreira, Wedge, José Losa, Hélder Moreira, André Abrantes, Henrique Vieira, João Farinha, Manuel Botelho da Silva, João Diamantino, Ana Rita Laureano, Pedro L, Nuno Malvar, Joel, Rui Antunes7, Tomás Saraiva, Cloé Leal de Magalhães, Joao Barbosa, paulo matos, Fábio Monteiro, Tiago Stock, Beatriz Bagulho, Pedro Bravo, Antonio Loureiro, Hugo Ramos, Inês Inocêncio, Telmo Gomes, Sérgio Nunes, Tiago Pedroso, Teresa Pimentel, Rita Noronha, miguel farracho, José Fangueiro, Zé, Margarida Correia-Neves, Bruno Pinto Vitorino, João Lopes, Joana Pereirinha, Gonçalo Baptista, Dario Rodrigues, tati lima, Pedro On The Road, Catarina Fonseca, JC Pacheco, Sofia Ferreira, Inês Ribeiro, Miguel Jacinto, Tiago Agostinho, Margarida Costa Almeida, Helena Pinheiro, Rui Martins, Fábio Videira Santos, Tomás Lucena, João Freitas, Ricardo Sousa, RJ, Francisco Seabra Guimarães, Carlos Branco, David Palhota, Carlos Castro, Alexandre Alves, Cláudia Gomes Batista, Ana Leal, Ricardo Trindade, Luís Machado, Andrzej Stuart-Thompson, Diego Goulart, Filipa Portela, Paulo Rafael, Paloma Nunes, Marta Mendonca, Teresa Painho, Duarte Cameirão, Rodrigo Silva, José Alberto Gomes, Joao Gama, Cristina Loureiro, Tiago Gama, Tiago Rodrigues, Miguel Duarte, Ana Cantanhede, Artur Castro Freire, Rui Passos Rocha, Pedro Costa Antunes, Sofia Almeida, Ricardo Andrade Guimarães, Daniel Pais, Miguel Bastos, Luís Santos _______________ Esta conversa foi editada por: Hugo Oliveira _______________ Bio: Bruno Cardoso Reis é mestre em História Contemporânea pela Faculdade de Letras da Universidade de Lisboa, em Historical Studies pela Universidade Cambridge e é doutor em War Studies pelo King's College de Londres. Entre 2019-22 foi assessor do Ministro da Defesa Nacional. Atualmente é Professor no ISCTE-IUL e Coordenador do respetivo doutoramento em História e Defesa, em parceria com a Academia Militar. Tem lecionado cadeiras de História Global, Estudos Europeus, Relações Internacionais, Estudos de Segurança, Liderança e Grande Estratégia. Sobre estes temas tem publicado artigos e livros vários em Portugal e no estrangeiro. Nomeadamente: Pode Portugal ter uma Estratégia? (2019) É colaborador regular na imprensa na análise de política e segurança internacional nomeadamente na SIC Notícias e no Observador. 

Caleb Efta is one of the Race Directors for the High Lonesome 100 in the Sawatch Range of Colorado. He joins the show to discuss why UTMB races have been excluded from the qualifying process for High Lonesome, the values of our sport, the nature and purpose of community events, and the increasing commercialization and professionalization taking shape in this space. Timestamps:3:30 - introduction, trail runner magazine article quote6:13 - explaining UTMB stance, reasons for exclusion from qualification process25:45 - how these issues should be hashed out by the greater ultrarunning community 34:41 - whether corporate races are a threat to grassroots races59:14 - commercialization and professionalization of the sport64:59 - how community values are decided Links:High Lonesome 100Ultrarunning Magazine PodcastTrails and Tarmac - Get CoachedFollow Finn on Instagram and StravaDiscounts:Rabbit - use code Singletrack20 at checkout on their website (https://www.runinrabbit.com/discount/SINGLETRACK20) to get 20% off your next orderHVMN - use code Singletrack20 at checkout on their website (https://hvmn.me/Singletrack20) to get 20% off your next orderAdditional Episodes You May Enjoy:#179 - Peter Abraham | Athlete Sponsorship, Live Race Coverage, Fan Creation In Trail Running#135 - Kelly Newlon | Real Athlete Diets, Crewing FKT Projects, Athlete Sponsorship ThoughtsSupport the show

Join the conversation over at the Bad Boy Running Podcast Facebook group, here: https://www.facebook.com/groups/badbo...Something on your mind? Leave us a message!https://bit.ly/BadBoyFeedbackBuy stuff!Buy Bad Boy Running merch here: https://store.badboyrunning.comGet serious!Join the Bad Boy Running Club here: https://club.badboyrunning.comFollow Bad Boy Running on social media:Website: https://www.badboyrunning.comFacebook: https://www.facebook.com/BadBoyRunningInstagram: https://www.instagram.com/badboyrunni....Twitter: https://twitter.com/badboyrunningYoutube: https://www.youtube.com/c/BadBoyRunning

Join Samantha Sardina this summer for the What I Wish I Knew College Edition podcast! Samantha is a sophomore at the University of Michigan and is the EfTA summer intern. In each episode, she sits down with her current and past classmates to talk about what it's like to be a college student. Today's guest is Cameron Allen, a rising Sophomore at the University of Michigan, Ross School of Business where he majoring in Business Administration with a double minor in Entrepreneurship and History. Cameron shares about why he chose to attend the Univerity of Michigan after having that be the last school on his list, how he started Beacon Box Books in 2018, and all of the ways he is involved on his campus. His advice to current high school students is to not stress themselves out about which school they plan to attend and to embrace their freshman year because it all goes by way too fast! We hope you enjoy today's episode. --- Send in a voice message: https://podcasters.spotify.com/pod/show/efta/message

Join Samantha Sardina this summer for the What I Wish I Knew College Edition podcast! Samantha is a sophomore at the University of Michigan and is the EfTA summer intern. In each episode, she sits down with her current and past classmates to talk about what it's like to be a college student. Today's guest is Mady Tozer, a rising Sophomore at the University of Southern California where she is double majoring in Opera and French with a minor in Italian. Mady shares about growing up in the world of musical theater and how she went through the process of selecting vocal performance as her intended career. She also shares about her recent summer abroad in Italy for a 5 week opera program where she performed in two operas, took Italian classes, and singing lessons, and met people from around the world. Her advice to high school listeners is to be more confident. Every college freshman is going through the same thing and stepping out of your comfort zone and feeling confident will help make that transition easier. We hope you enjoy today's episode. --- Send in a voice message: https://podcasters.spotify.com/pod/show/efta/message

Join Samantha Sardina this summer for the What I Wish I Knew College Edition podcast! Samantha is a sophomore at the University of Michigan and is the EfTA summer intern. In each episode, she sits down with her current and past classmates to talk about what it's like to be a college student. TIn today's episode, Samantha sits down with Jay Suresh, a rising Sophomore at The University of Texas at Austin majoring in Finance at the McCombs School of Business. He is originally from The Woodlands, Texas, but grew up in Singapore for most of his life. They talk about the importance of getting involved on campus and how they helped him adjust to being away from home and finding what makes him happy. Enjoy today's episode! --- Send in a voice message: https://podcasters.spotify.com/pod/show/efta/message

This week on the pod, Travis and Mace are joined by Annie Hughes, Caleb Efta, and Peter Bianco.  Annie Hughes, 24, is the recent winner (plus new course record) of the High Lonesome 100, a challenging ultrarun in Colorado.  Since spring of 2021 Hughes, a professional runner for HOKA, has won: Jemez Mountain 50, Indian Creek 50, Behind the Rocks 50, Collegiate Peaks 50, Mace's Hideout 100, Leadville Trail 100, Moab 240, Coldwater Rumble 100, and Cocodona 250.  Caleb Efta is Race Director for the High Lonesome 100 and the Sawatch Ascent 50k.  Peter Bianco is a finance professional, father (two little kids and two big puppies), and a husband who lives in Kansas City and pursues ultrarunning and ski mountaineering.  Travis and Mace catch up with this fun and accomplished crew just a few days after the 2022 High Lonesome 100.In This Episode:The High Lonesome 100 Instagram | WebsiteSawatch Ascent Annie Hughes Instagram Luke Jay Episode 37If you like this podcast, please consider our book, A Mile at A Time: A Father and Son's Inspiring Alzheimer's Journey of Love, Adventure, and Hope- - - - - - - - - - - The Feed Instagram | WebsiteTravis Macy Instagram | WebsiteMark Macy on InstagramSubscribe: Apple Podcast | SpotifyCheck us out: Instagram | Twitter | Website | YouTubewww.AMileAtATimeBook.com

Join Samantha Sardina this summer for the What I Wish I Knew College Edition podcast! Samantha is a sophomore at the University of Michigan and is the EfTA summer intern. In each episode, she sits down with her current and past classmates to talk about what it's like to be a college student. Today's guest is Davin Hickman-Chow, a D3 soccer player at Washington University in St. Louis. He is a rising sophomore double majoring in biomedical engineering and computer science. He is originally from The Woodlands, Texas, and graduated from the Woodlands High School in 2021. They talk about what it's like balancing being an athlete and double majoring, whilst also getting involved on campus. --- Send in a voice message: https://podcasters.spotify.com/pod/show/efta/message