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We're thrilled to welcome Tom Hegna, CLU, ChFC, CASL, to Above the Business. Tom is widely recognized as THE leading expert speaker on optimal retirement solutions and has earned his reputation as the definitive Retirement Income Expert. With an impressive background as a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, he brings a unique blend of military discipline, corporate leadership, and economic expertise to our conversation with Bradley.Tom has condensed his considerable knowledge into five groundbreaking books:Paychecks and Playchecks: Retirement Solutions for Life - This bestseller ranks in the top 1% of any book ever sold, making retirement planning accessible to millions.Retirement Income Masters: Secrets of the Pros - A compilation of the very best practices from the top retirement experts across the country.Paycheques and Playcheques: Retirement Solutions for Canadians - Bringing his expertise north of the border with solutions tailored for Canadian retirees.Don't Worry, Retire Happy! Seven Steps to Retirement Security - Based on his popular Public Television Special that has reached over 80 million homes in the US and Canada.Don't Worry, Retire Happy! Seven Steps to Retirement Security for Canadians - His most recent work, extending his proven methodology to Canadian audiences.When you listen, you will discover Tom's proven framework for creating optimal retirement income streams, learn why traditional retirement advice often falls short, and understand how to apply military-grade planning principles to civilian retirement challenges. His ability to make the complex simple while maintaining scientific rigor makes this episode essential listening for anyone serious about retirement security.
Join us in this exciting episode of The Edge of Show live from Bitcoin Las Vegas! We sit down with the remarkable Brittany Kaiser, a serial entrepreneur and expert in technology and legislative reform. Brittany, the CEO of Chateaushi and co-founder of the Own Your Own Data Foundation. In this episode, Brittany discusses her groundbreaking project, Chateaushi, a Web3 marketplace that allows users to invest in, visit, and enjoy historic properties through the tokenization of the CASL token. Discover how Brittany's passion for history and preservation led her to create a platform that not only empowers individuals to own a piece of history but also supports the sustainable financing of historic estates.We dive deep into the legislative landscape surrounding digital assets, the recent Genius Act, and the future of data ownership in the context of AI and blockchain. Brittany also shares insights on the challenges and opportunities of tokenizing real-world assets (RWAs) and how her team is leveraging technology to create unique experiences for users.Whether you're a crypto enthusiast, a history buff, or simply curious about the future of real estate and technology, this episode is packed with valuable insights and inspiration. Don't miss out!Support us through our Sponsors! ☕
We're back with another entry into the universally beloved Bones Brigade Audio Show SK8-TV Files, and this time around we are honored to be joined in the studio by the one and only Kilian Martin! A Powell Peralta pro, freestyle legend of the highest order, and connoisseur of all things 1980's (and early 90's) skateboarding, we sat down with Kilian to dissect Episode 5 of this mythical piece of aggro acetate, scene by scene. By this point in the show's short timeline, the SK8-TV machine was finding its groove and firing on all cylinders, and this ‘Brigade-heavy offering is a perfect example; featuring interviews with Tony Hawk, Lance Mountain, Colin McKay- and even showcasing some classic Daniel Gesmer gliding and turning! Along with that we get some never before seen Ban This footage, a look at an early CASL contest, Skatemaster Tate's short venture into Avant-Garde cinema, and much more. Why do birds sing? Why do fish swim? There's only one way to find out… Join us, shall you? You can help support our show by buying us a coffee: www.buymeacoffee.com/BBASpodcast Website: www.thebonesbrigadeaudioshow.com Instagram: @thebonesbrigadeaudioshow Facebook: The Bones Brigade Audio Show Email us your questions and feedback to read on future episodes: www.thebonesbrigadeaudioshow.com/contact HAVE YOU SEEN HIM?
Join us as we speak with FPA chapter past president, John McAvoy! John shares insights about working in the Retirement Plan space both with employers and participants. Thinking of doing more with 401Ks or IRAs, then you'll want to listen this episode. We start off the show learning about John's sustained commitment to the financial planning profession and giving back to our community. John F. McAvoy, CFP®, AIF® http://linkedin.com/in/johnfmcavoy J. Christopher Boyd, CFP®, CASL® http://linkedin.com/in/j-christopher-boyd-b932169 Kathleen Kenealy, CFP®, CPWA® http://linkedin.com/in/kathleenkenealy
Welcome to the CanadianSME Small Business Podcast! In today's episode, we dive into the world of email marketing compliance and strategy with Geoffrey Blanc, General Manager at Cyberimpact. With over 18 years in digital solutions, Geoffrey brings a wealth of knowledge, particularly around e-commerce and ERP systems, enriched by his experience managing multidisciplinary teams worldwide.Key Highlights:Email Marketing Compliance: Key regulations like CASL, Bill C-27, and Quebec's Law 25, and how to stay compliant.The Four Pillars of Email Marketing: Segmentation, personalization, deliverability, and compliance—essential for success in 2024-2025.Cyberimpact's Unique Edge: How Cyberimpact compares to global players like Mailchimp, with its focus on Canadian compliance and user-friendly features.Future Trends: What's next in email marketing, and how businesses can stay ahead.Thank you, Geoffrey, for sharing your expertise and insights. A special thank you to our partners: RBC, UPS, Xero, Constant Contact, and IHG Hotels & Resorts for their support.And a special shoutout to our sponsors for making this episode possible. For more resources, find their links below:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAConstant Contact: https://www.constantcontact.com/landing1/new-marketer?utm_campaign=canadiansme&utm_medium=sponsorlogo&utm_source=brandIHG Hotels and Resorts: https://businessedge.ihg.com/s/registration?language=en_US&CanSMEGoogle: https://www.google.ca/For more expert insights, subscribe to the CanadianSME Small Business Magazine at www.canadiansme.ca. Join us next time as we bring more valuable strategies to help your business grow.
Families with children may have more financial challenges in the accummulation phase, but couples without kids have different challenges more often later in life. After each other, who is to become a healthcare proxy, or trustee? In this conversation our panelists include Bill & Paula Harris and co-host, Kathleen Kenealy. We discuss a variety of the challenges and possible solutions. Bill Harris, CFP®, RMA® http://linkedin.com/in/billmharris Paula Harris http://linkedin.com/in/paulaharris Kathleen Kenealy http://linkedin.com/in/kathleenkenealy Chris Boyd, CFP®, CASL® http://linkedin.com/in/j-christopher-boyd-b932169
Like you, personal finance specialist and noted media contributor Leonard Raskin has seen significant change in money matters and management during his career of over 27 years. Leonard has a unique ability to make simple, the complexities of an ever evolving financial marketplace. His fusion of straight forward, honest advice with a warm personal touch is what you can expect if you engage his services.Leonard holds a Masters Degree in Financial Services. He is a CFP, ChFC, CLU, CASL*, CAP, AEP.Leonard works with The Lardarius Webb Foundation, The Jacoby Jones Foundation, and the Steve Smith, Sr. Foundation. His charitable work, contributions to the organizations and his welcoming conversations with the people he advises enable them to understand that their lives are taken care of by somebody that knows what he's doing.Born and raised in Baltimore, he now lives just 20 minutes from his childhood home. He married Kathy (Uhlan) in February 1994. Kathy is a Certified Public Accountant (CPA). They currently live in Phoenix, Maryland with their son, Matthew and his dog Larry. Connect with Leonard Raskin: Website: WWW.RaskinGlobal.com Facebook: www.facebook.com/RaskinGlobal LinkedIn: www.LinkedIn.com/in/LeonardRaskin TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152
Ever wondered how class actions and other legal matters are funded? Some of the biggest cases are backed by litigation funders - an asset class that is really quite unique.Stuart Price, co-founder and CEO of litigation funder CASL, talks to Sean Aylmer about how litigation funding operates as an investment, but also why it's important to help level the playing field for class actions.This is general information only. You should seek professional advice before making investment decisions.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.
In this episode, Chris Boyd CFP®, CASL, CEPS catches up with Bob Powell CFP®, RMA® to discuss the pressing issue of financial exploitation, focusing on scams and schemes. Bob Powell highlights the prevalence of financial scams, particularly those targeting elderly individuals, with statistics showing significant financial losses and many cases going unreported. Common Scams- The discussion covers various scams such as AI-generated deep fakes, phishing emails, romance scams, and "pig butchering" investment scams, illustrating the sophistication and creativity of modern scammers. Risk Factors- Identifying factors that increase vulnerability to scams, including cognitive decline, social isolation, low financial literacy, and lack of a financial advisor. Protective Measures-Emphasis on education, awareness, and proactive planning. https://www.thestreet.com/retirement-daily/ https://www.linkedin.com/in/powellrobert/ https://www.linkedin.com/in/j-christopher-boyd-b932169/
In this episode, Chris Boyd CFP®, CASL, CEPS catches up with Bob Powell CFP®, RMA® to discuss the pressing issue of financial exploitation, focusing on scams and schemes. Bob Powell highlights the prevalence of financial scams, particularly those targeting elderly individuals, with statistics showing significant financial losses and many cases going unreported. -Common ScamsThe discussion covers various scams such as AI-generated deep fakes, phishing emails, romance scams, and "pig butchering" investment scams, illustrating the sophistication and creativity of modern scammers. -Risk FactorsIdentifying factors that increase vulnerability to scams, including cognitive decline, social isolation, low financial literacy, and lack of a financial advisor. -Protective Measures-Emphasis on education, awareness, and proactive planning. Recommendations for using tools like olderadultnestegg.com for regular assessments and creating a trusted contact to help safeguard clients. https://www.thestreet.com/retirement-daily/ https://www.linkedin.com/in/powellrobert/ https://www.linkedin.com/in/j-christopher-boyd-b932169/
You survived tax season, now what? Hear distinguished advisors reflect on the challenges and goals of the past quarter and how they stay on track to meet them. C2P Hosts, Matt Seitz, Chief Marketing Officer, and Carl Smith, founding partner and advisor ambassador, are joined by guests, Christian Cordoba, CFF, founder of California Retirement Advisors, and Charlie Ehrenfried, CFP®, CLU, ChFC, RICP, CASL, Owner and Wealth Manager of Retirement Matters. They stress the significance of setting clear, achievable goals, the benefits of understanding and tracking business numbers, and the value of team alignment on company objectives. Tune in to learn from accomplished advisors how you can keep your business momentum going strong throughout the year.Resources:The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success BookNo Brown Days Color Coded Time Calendars SystemTeamwork Movement Live Training Airtable Database Sharing PlatformCatchlight: Prospecting & Marketing Growth for AdvisorsMarketing Measurables for Financial Advisors: How Knowing Your Numbers Can Transform Your Outcomes Episode of Rainmaker Multiplier On-Demand Podcast
Aisha K. Staggers had her first major publication, an album review, in The New Haven Register while just a sophomore in high school. Another series of reviews published in The Hartford Courant followed. By the time she reached college, Aisha was writing for the literary magazine and interning at a local radio station, ABC-affiliate as a writer in the news department and in the A&R department of an independent record company. As a graduate student at Fisk University, Aisha asked Dr. Raymond Winbush to chair her thesis because 1) he was one of the most renowned voices in black culture and academia, and 2) he was a Prince fan. His scholarship and guidance led Aisha to an early career as a professor of social sciences and later an administrator in higher education. Aisha has also served as a director of education and policy research centers and on the staff of legislative commissions. She previously served on the Executive Board of the CT Young Democrats' Women's Caucus, an avid campaigner and has remained active in politics and public policy. Laura “La La” Key is a powerhouse vocalist, livestreamer and active Real Estate professional. She has managed a major live-streaming App and teaches courses in social media promotion. When she is not busy making joke memes, cussing out politicians or cooking amazing gourmet dishes, she travels the globe recording and performing original music with her artist husband. Most recently the pair traveled to Rio de Janerio, Brazil and Porto, Portugal to perform vocal parts in the studio for their latest album release. Our special guest on the February 17, 2024 episode of Primetime Saturday With Aisha & LaLa was Monifa Brooks, Co-Founder & Principal – Garabyte Consulting. Garabyte Consulting works with companies to build programs and processes that protect personal data. Ms. Brooks talked about Data Privacy & You: Everything You Need to Know about Protecting Yourself and Your Reputation Online. Monifa is passionate about enabling innovation while ensuring compliance with privacy obligations to build customer trust and confidence. Monifa is an advocate for privacy awareness and volunteers her time with various school boards and non-profit organizations across Ontario educating high school students about the importance of data privacy. Monifa is an Alumni of the PWC Women in Leadership program. Monifa is a seasoned expert in access and data privacy compliance, with an extensive background developing and implementing privacy programs, leading business transformation in alignment with new regulations, responsible use of data insights and analytics as well as breach management. Before Garabyte, Monifa worked for a private sector organization leading privacy compliance and risk assessments to enable the use of cutting-edge technologies and advanced data practices. In this role, Monifa interacted with various regulatory authorities and was the project lead overseeing any remediating compliance orders. For almost a decade, Monifa helped to operationalize all aspects of the privacy program, implement a CASL compliance regime, implement technology solutions, and managed compliance for the Unsolicited Telecommunications Rules. Monifa's unique combination of regulatory compliance, risk management, process improvement, and project management allows her to find practical solutions for any business. Monifa holds the International Association of Privacy Professionals (IAPP) Certified Privacy Professional- Canada (CIPP/C) and Certified Information Privacy Manager (CIPM) designations. Monifa is also Six Sigma Green Belt Certified (SSGBC). During the show … – Aisha & La La talked about all trials involving Donald Trump and Fani Willis' trial – Monifa Brooks talked about Data Privacy & You: Everything You Need to Know about Protecting Yourself and Your Reputation Online You can find more about Ms. Staggers via: Instagram Authory You can find out more about Ms. Key via: Instagram Facebook TikTok YouTube You can contact Ms. Brooks via: Website Linkedin Email Visit The Dr. Vibe Show™ at https://www.thedrvibeshow.com/ Please feel free to email us at dr.vibe@thedrvibeshow.com Subscribe to The Dr. Vibe Show™ YouTube channel here Please feel free to “Like” the “The Dr. Vibe Show” Facebook Fan Page here God bless, peace, be well and keep the faith, Dr. Vibe Dr. Vibe Media – You Tube The Dr. Vibe Show™ – iTunes The Dr. Vibe Show™ – Spotify The Dr. Vibe Show™ – TuneIn Radio The Dr. Vibe Show™ – Google Podcasts The Dr. Vibe Show™ – iHeartRadio Instagram The Dr. Vibe Show Facebook Fan Page X Linkedin – The Dr. Vibe Show™ 2020 Podcast News Award Winner – Canadian Ethnic Media Association 2018 Innovation Award Winner – Canadian Ethnic Media Association The Dr. Vibe Show™ At “The Good Men Project” One of the first Brand Ambassador's – Cuisine Noir Magazine Dr. Vibe – Producer And Co-host of Black Men Talking On WJMS Radio Dr. Vibe on HuffPost Live – August 2, 2013 2013 Black Weblog Awards Finalist (Best Podcast) 2012 Black Weblog Awards Winner (Best International Blog) 2012 Black Weblog Awards Finalist (Best Podcast) 2011 Black Weblog Awards Finalist (Best International Blog and Best Podcast Series) Black Blog Of The Day – Black Bloggers Network – June 23, 2011
This week on Not Another Marketing Podcast I'm chatting with Scott Cohen, VP of Strategy and Marketing at Inbox Army. We're talking email marketing strategies, effective practices for avoiding spam boxes, and the recent email delivery rule changes from Google. Scott talks about the importance of domain reputation and authentications like SPF, DMARC and DKIM for successful email delivery. He also touches on regulations such as GDPR and CASL that emphasize data protection and privacy. There's also unsubscribe and reputation plus a lot more. Connect with Scott: https://inboxarmy.com/ https://www.linkedin.com/in/scottcohen13/ View this episode on YouTube: https://youtu.be/QaF9Btj3uzU
Morning, Ladies & gentlemen! Hold on to your seats, because were about to take a trip down memory lane. With none other, than H-Street Alumni. San Diego's own, skateboarding LEGEND- Jason Rogers. Over the past 28 years, I've done thousands of interviews. This is easily, one of the most entertaining & educational to date. Tune in, as Jason talks about his early CASL days, and riding for Skate Systems. Growing up skating Linda Vista park. Being at the premier of "Shackle Me Not", and how it changed his view on skateboarding. We discuss leaving Steadham, to ride for H-Street. San Diego skateboarding LEGEND- James Frazier, that one Steve Douglas board, and lastly- we finally get the real answer on the first no-handed blunt. For the culture, of course. Thank you once again, Jason! Without further ado.. San Diego, is in the building!!
CONTRATTO NAZIONALE, GLI APPUNTAMENTI DEI SEGRETARI NAZIONALI, LE NOVITÀ DEL CREDITO COOPERATIVO E LE ALTRE NOTIZIE DAI TERRITORIIl 6 novembre vertice dell'Abi per decidere il mandato pieno al Casl e la chiusura del negoziato. Il commento di Sileoni al nuovo input di Messina sulla parte economica e sul tfr. La segreteria nazionale Fabi sui media: Pari, Xausa e Ginese. La firma del testo coordinato del contratto delle bcc. La sesta conferenza dei servizi a Riccione. Si chiude la campagna dell'educazione finanziaria della Fabi
Episode Summary Bruce and Jeff speak with forward thinker Michael Kitces, chief financial planning nerd at kitces.com. With ChatGPT pushing artificial intelligence into the mainstream, Michael walks us through how AI… Episode Notes Bruce and Jeff speak with forward thinker Michael Kitces, chief financial planning nerd at kitces.com. With ChatGPT pushing artificial intelligence into the mainstream, Michael walks us through how AI can complement your advisory services and how to integrate it. Guest Bio: Michael E. Kitces, MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL, is the Head of Planning Strategy for Buckingham Wealth Partners, a private wealth management firm located in St Louis, Missouri, that oversees approximately $50 billion of client assets. In addition, he is the co-founder of the XY Planning Network, AdvicePay, fpPathfinder, and New Planner Recruiting, former practitioner editor of the Journal of Financial Planning, and the publisher of the e-newsletter The Kitces Report and the popular financial planning industry blog Nerd's Eye View through his website www.Kitces.com, dedicated to advancing knowledge in financial planning. Michael is also a popular speaker on financial planning and practice management topics, and can be seen presenting at 50-70 regional and national conferences for financial advisors every year. Michael is one of the 2010 recipients of the Financial Planning Association's “Heart of Financial Planning” awards for his dedication to advancing the financial planning profession. In addition, he has variously been recognized as financial planning's “Deep Thinker,” a “Legacy Builder,” an “Influencer,” a “Mover & Shaker,” part of the “Power 20,” and a “Rising Star in Wealth Management” by industry publications. These awards were presented to honor Michael's active work in the financial planning community. Michael is also a co-founder of NexGen, a community of the next generation of financial planners that aims to ensure the transference of wisdom, tradition, and integrity, from the pioneers of financial planning to the next generation of the profession. Specialties: Financial Planning, CFP, Tax Planning, Retirement Planning, Investment Management, Blogger, Social Media for Advisors, Public Speaker Schwab Asset Management is proud to sponsor the InvestmentNews Podcast. In today's complex world, Schwab Asset Management provides a simple, straightforward approach to investing. As one of the largest and most experienced asset managers, they offer low-cost core ETFs for building the foundation of a diversified portfolio. Their focused lineup, which includes market cap index and strategic beta ETFs, is a reflection of a commitment to deliver exceptional experiences to investors and the financial professionals who serve them. Learn more at schwabassetmanagement.com/etfs.That's schwabassetmanagement.com/etfs.
Bruce and Jeff speak with forward thinker Michael Kitces, chief financial planning nerd at kitces.com. With ChatGPT pushing artificial intelligence into the mainstream, Michael walks us through how AI can complement your advisory services and how to integrate it. Guest Bio:Michael E. Kitces, MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL, is the Head of Planning Strategy for Buckingham Wealth Partners, a private wealth management firm located in St Louis, Missouri, that oversees approximately $50 billion of client assets. In addition, he is the co-founder of the XY Planning Network, AdvicePay, fpPathfinder, and New Planner Recruiting, former practitioner editor of the Journal of Financial Planning, and the publisher of the e-newsletter The Kitces Report and the popular financial planning industry blog Nerd's Eye View through his website www.Kitces.com, dedicated to advancing knowledge in financial planning.Michael is also a popular speaker on financial planning and practice management topics, and can be seen presenting at 50-70 regional and national conferences for financial advisors every year.Michael is one of the 2010 recipients of the Financial Planning Association's “Heart of Financial Planning” awards for his dedication to advancing the financial planning profession. In addition, he has variously been recognized as financial planning's "Deep Thinker," a "Legacy Builder," an "Influencer," a "Mover & Shaker," part of the “Power 20,” and a "Rising Star in Wealth Management" by industry publications. These awards were presented to honor Michael's active work in the financial planning community. Michael is also a co-founder of NexGen, a community of the next generation of financial planners that aims to ensure the transference of wisdom, tradition, and integrity, from the pioneers of financial planning to the next generation of the profession.Specialties: Financial Planning, CFP, Tax Planning, Retirement Planning, Investment Management, Blogger, Social Media for Advisors, Public Speaker
Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert!As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He has condensed a large chunk of his considerable knowledge into five of his books:Paychecks and Playchecks: Retirement Solutions for Life, which is in the top 1% of any book ever sold.Retirement Income Masters: Secrets of the Pros that compiles the very best practices from the top retirement experts in the country.Paycheques and Playcheques, Retirement Solutions for Canadians.Don't Worry, Retire Happy! Seven Steps to Retirement Security, which is based on his popular Public Television Special that has played in over 80 million homes in the US and Canada.And most recently: Don't Worry, Retire Happy! Seven Steps to Retirement Security for Canadians.Tom specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas, and stories. He is available to speak to businesses, government organizations, professional associations, financial professionals, and their clients all across the globe.Learn more: https://tomhegna.com/webinarsInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tom-hegna-author-speaker-economist-and-retirement-income-expert
Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert!As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He has condensed a large chunk of his considerable knowledge into five of his books:Paychecks and Playchecks: Retirement Solutions for Life, which is in the top 1% of any book ever sold.Retirement Income Masters: Secrets of the Pros that compiles the very best practices from the top retirement experts in the country.Paycheques and Playcheques, Retirement Solutions for Canadians.Don't Worry, Retire Happy! Seven Steps to Retirement Security, which is based on his popular Public Television Special that has played in over 80 million homes in the US and Canada.And most recently: Don't Worry, Retire Happy! Seven Steps to Retirement Security for Canadians.Tom specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas, and stories. He is available to speak to businesses, government organizations, professional associations, financial professionals, and their clients all across the globe.Learn more: https://tomhegna.com/webinarsInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tom-hegna-author-speaker-economist-and-retirement-income-expert
Check out this Encore Episode of The Lebenthal Report where we welcome Howard Jonas, CLU, ChFC, REBC, CASL, Director of Advanced Sales from Crump Life Insurance. Howard provides technical support to financial advisers with estate planning, charitable planning, wealth transfer, and business succession planning situations. Michael and Dominick discuss with Howard how life insurance can be an important part of a comprehensive financial plan. While no one wants to think about their own mortality, life insurance can be used in financial planning as an essential tool for estate planning. They touch upon essential components of a well-rounded financial plan, ensuring that your legacy is protected. As with any financial decision, it's important to do your research and work with a trusted financial advisor to determine the best course of action for your specific situation.
This week on The Lebenthal Report we welcome Howard Jonas, CLU, ChFC, REBC, CASL, Director of Advanced Sales from Crump Life Insurance. Howard provides technical support to financial advisers with estate planning, charitable planning, wealth transfer, and business succession planning situations. Michael and Dominick discuss with Howard how life insurance can be an important part of a comprehensive financial plan. While no one wants to think about their own mortality, life insurance can be used in financial planning as an essential tool for estate planning. They touch upon essential components of a well-rounded financial plan, ensuring that your legacy is protected. As with any financial decision, it's important to do your research and work with a trusted financial advisor to determine the best course of action for your specific situation. To learn more, check out the full episode on Voiceamerica.com, YouTube, Apple Podcasts, and Spotify!
In this episode of the Rainmaker Multiplier On-Demand podcast, Coffee Break with C2P, we discuss business succession vs. business continuity, and the three key questions to answer when it comes to succession planning. Joining barista Jason L Smith, Founder | CEO of C2P Enterprises, is our panel of James Comblo, CFF, President of FSC Wealth Advisors, Tim Wells, Founder of Retirement Matters, and Charlie Ehrenfried CFP®, CLU, ChFC, RICP, CASL, Partner at Retirement Matters. Tune in to hear their stories and experiences!
This week on The Lebenthal Report we welcome Howard Jonas, CLU, ChFC, REBC, CASL, Director of Advanced Sales from Crump Life Insurance. Howard provides technical support to financial advisers with estate planning, charitable planning, wealth transfer, and business succession planning situations. Michael and Dominick discuss with Howard how life insurance can be an important part of a comprehensive financial plan. While no one wants to think about their own mortality, life insurance can be used in financial planning as an essential tool for estate planning. They touch upon essential components of a well-rounded financial plan, ensuring that your legacy is protected. As with any financial decision, it's important to do your research and work with a trusted financial advisor to determine the best course of action for your specific situation.
In this podcast episode, the host engages in a conversation with Dr. Bill Rivers, a highly respected advocate for language access and diversity. Dr. Rivers shares his extensive background and sheds light on the importance of acculturation over assimilation, the negative effects of shaming students for speaking their home language, and the challenges faced by language access providers due to insufficient funding. Additionally, he highlights the numerous benefits of being bilingual and emphasizes the need for healthcare providers to prioritize language services. This discussion serves as a powerful reminder of the significance of linguistic diversity in the United States and the ongoing efforts required to ensure language access for all. Tune in to this thought-provoking and informative episode.Dr. Rivers has more than 30 years' experience in language advocacy and capacity at the national level, with significant experience in culture and language for economic development and national security. He is the immediate past and founding Chair of ASTM Technical Committee F43, Language Services and Products. Dr. Rivers serves as a member of the America's Languages Working Group of the American Academy of Arts and Sciences, and is an honorary lifetime member of the Association of Language Companies. Before establishing WP Rivers & Associates, he served for eight years as the Executive Director of the Joint National Committee for Languages – National Council for Languages and International Studies, leaving a legacy of significant legislative and policy accomplishments. Prior to his service at JNCL-NCLIS, he served as Chief Scientist at Integrated Training Solutions, Inc., a defense contractor in Research Triangle Park, North Carolina, and Arlington, Virginia. While at ITS, he served in a contractor role as the founding Chief Linguist of the National Language Service Corps, a field activity of the OUSD(P/R), with oversight of all language issues in the NLSC. Prior to working at ITS, he was a founding member of the Center for Advanced Study of Language (CASL) at the University of Maryland, the Nation's first Federally-funded research center for language, cognition, and national security. While at CASL, Dr. Rivers led R&D work at DLIFLC. During his career, Dr. Rivers has also taught Russian (beginning through advanced), graduate courses in research methods, language policy, and second language acquisition at the and worked as a freelance interpreter and translator (EnglishRussian). He received his PhD in Russian from Bryn Mawr College and his MA (Russian Linguistics), BA (Russian) and BS (Aerospace Engineering) from the University of Maryland. He speaks Russian and French at the C1 level, and Irish, German, and Spanish at the B1 level. Only on the podcast that shares your stories about our profession. Brand the Interpreter! Thanks for tuning in, till next time!
In this podcast episode, 138, host Gary Heldt interviews Tom Hegna, CLU, ChFC, CASL,, a well-known economist and retirement income expert. They discuss the importance of having guaranteed income in retirement and the potential risks of relying solely on investments. Tom emphasizes the benefits of delaying Social Security benefits and how it can increase your long-term income. Tom also talks about the importance of having a financial professional in your arsenal and recommends utilizing free webinars and resources to educate yourself on retirement planning. Here are the key takeaways: Having guaranteed lifetime income can improve your portfolio performance, increase your happiness, and potentially allow you to live longer. Delaying Social Security benefits can increase your long-term income, especially for the breadwinner in a couple, as it covers both lives. It's important to consider the health of both partners in a couple when deciding on when to take Social Security benefits. Working with a financial professional and utilizing free webinars and resources can help educate you on retirement planning and make informed decisions. As tax rates are potentially going up, it's important to consider how this will impact your retirement income and plan accordingly. Tom Hegna, CLU, ChFC, CASL, is a renowned author, speaker, and economist who has delivered over 5,000 seminars to Baby Boomers and seniors on how to retire the optimal way. He is considered by many to be THE Retirement Income Expert and is a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist. Tom has authored five books, including Paychecks and Playchecks: Retirement Solutions for Life, Retirement Income Masters: Secrets of the Pros, Paycheques and Playcheques, Retirement Solutions for Canadians, and Don't Worry, Retire Happy! Seven Steps to Retirement Security. He specializes in creating simple and powerful retirement solutions based on math and science, not opinions. Tom is available to speak globally to businesses, government organizations, professional associations, financial professionals, and their clients. Tom's website: LinkedIn: https://www.linkedin.com/in/tomhegna/ Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Email marketing is an essential tool for small business owners and marketers to connect with their audience, build relationships, and drive conversions. In this episode, Tracy Brinkmann provides five simple steps for successful email campaigns. These steps included building and growing an email list, having a strong email marketing strategy, creating engaging and valuable content, optimizing for mobile devices, and analyzing and refining campaigns. Building An Email List To build an email list, the speaker recommended offering lead magnets, using social media and referral programs, and leveraging paid advertising. Segmenting email lists based on demographics, behaviors, and interests is essential for creating targeted and relevant lists. Personalization and automation can be used to create targeted and relevant email lists for each segment, with dynamic content and merge tags used to personalize emails with subscriber information. Have an Email Strategy A strong email marketing strategy involves defining goals and objectives, developing a content strategy that aligns with those goals, testing and optimizing campaigns, and staying compliant with email regulations. Using Email Automations Tracy also discussed the importance of using automation to create triggered emails, such as abandoned cart emails and welcome email series. By sending targeted emails, businesses can increase their sales and nurture their subscribers. Have Relevant & Engaging Email Content Concise language and consistent brand voice are necessary in creating attention-grabbing headlines and engaging content. Additionally, using paragraphs, bullet points, and subheadings can help break up the text and make it scannable for subscribers. Testing Email Campaigns Testing and optimizing email campaigns can improve results and maximize return on investment. AB testing is a powerful strategy for testing different elements like subject lines, call-to-actions, or images. Compliance with email marketing regulations is also emphasized as an essential aspect. Stay In Compliance With Your Email Marketing Tracy discussed regulations like the Can Spam Act, GDPR, CASL, and CCPA. Compliance can be achieved by obtaining consent for email addresses, providing transparency on how the data will be used, including an unsubscribe link, optimizing for mobile devices, using personalization and segmentation, and ensuring compliance with regulations. In summary, email marketing is a powerful tool for small business owners and marketers to connect with their audience, build relationships, and drive conversions. By following the five steps outlined in this conversation, businesses can create successful email campaigns that engage subscribers, increase sales, and build a loyal customer base.
We're excited today to welcome on someone that has tremendous insight into business growth and personal development. Dr. Gerry Herbinson, ChFC®, CFP®, CASL®, CLF® is an Executive Business Coach with the Carson group and one of the leaders in our industry. During his career, he's developed a specialty in management, leadership and development by studying top performers across the country. He brought that experience to Carson and helped develop and write about half of the online courses during his first year on the job. Here's some of what you'll learn from this episode: How he went from being an advisor to sales and then into coaching. (2:28) Who is Carson Wealth and why are they different than other firms? (5:40) What's behind the growth at Carson Coaching compared to the rest of the industry? (14:47) The secret to hiring success. (18:17) How does employee engagement play into return on investment for firms? (24:15) Developing an organizational chart by firm size. (30:53) His biggest life lesson is ‘don't be afraid to grow.' (42:11) To get in touch with Dr. Gerry Herbison, visit his website here. ABOUT OUR GUEST: https://www.carsongroup.com/insights/blog/team-members/gerry-herbison/ CONTACT US: https://advisordevelopmentshow.com/
Most of the struggle with finding balance while growing your business comes at home. Trying to carve out enough time with your family while chasing career goals is such a challenge, but today's guest has been able to do that despite tragedy. John Black, CFP®, CLU®, ChFC®, CASL® joins the show today to talk about the balance he's been able to find at home and how his perspective changed even more when he lost his wife to cancer. Join us today as we discuss these things: · He grew up in a farming family but had an interest in money at an early age. (1:09) · How losing his wife changed his perspective on balance. (5:55) · Building the foundation with his family has allowed for growth but human capital is still the challenge. (13:25) · Two pieces of advice he'd give other advisors that are struggling with growth. (16:13) RESOURCES About our guest: https://www.northwesternmutual.com/financial/advisor/john-black/ Email: travis@travisparry.com YouTube: https://www.youtube.com/channel/UC46ekvB-U-CJDdsd7aqJMuA Get Travis' newest book!
This, is the one you folks waited for. On today's episode, skateboarding LEGEND- Rick "Spidey" DeMontrond takes us into the world of 70's & 80's skateboarding. "The Great Skateboard Swindle" & the not-so pretty side of the business. Join us, for a wild ride filled with laughs & some skateboarding history that will blow your mind. Tune in, as Spidey talks the extinction of skateparks in the early 80s. Discusses the design process, behind his infamous Santa Cruz Pro Model. Shares exactly what "The Great Skateboard Swindle" really is. Talks inventing Egg Plant To Tail. The genius, of skateboarding LEGEND- Neil Blender. Guerilla marketing his own product, Mark Gonzales, the origins of CASL, and the injury that ultimately sidelined his skateboarding career. Its all here, folks!! Thank you once again, Spidey!
Today, we welcome Liz Stigler, Director of the Community Equity Research Center for the Chinese-American Service League. There, she leads the development and implementation of the CASL's formal DEI efforts, including community development and programming in areas that advance social change. Liz talks about what it's like to be out there, doing the work in the DEI space, what motivates her, how she overcomes discouragement, and what everyday leaders can do to make the lives of DEI practitioners easier. If you'd like to follow William & Mary's School of Business or learn more about the Diversity and Inclusion podcast and our programs, please visit us at www.mason.wm.edu.
How can marketers stay compliant with CASL and other legal obligations within the digital channel? We will be addressing the current legal landscape in Canada and how you can leverage the power of marketing automation to ensure appropriate measures of compliance within your marketing efforts.Check out upcoming DigiMarCon Digital Marketing, Media, and Advertising Conferences & Exhibitions Worldwide at https://digimarcon.com/events/
This panel will discuss the recent fines and undertakings and distinguish what CRTC is looking for. CASL compliance requires you to do and say specific things in every electronic communication (and when you collect opt-ins), but the CRTC is looking for more - you must have a documented system for your email marketing practices. Learn what is expected and evaluate your ability to comply. Join Derek A. Lackey, President of the Direct Marketing Association of Canada, Kim Arsenault, Director, Business Development, Inbox Marketer, Amanda Maltby, General Manager, Chief Privacy Officer, Canada Post, and Vance Lockton, Senior Analyst, Office of the Privacy Commissioner of Canada, as the panel clarifies CASL.Check out upcoming DigiMarCon Digital Marketing, Media, and Advertising Conferences & Exhibitions Worldwide at https://digimarcon.com/events/
Nationally recognized and award-winning Teacher Librarian, speaker, and host of the Joyful Learning Podcast, Melissa Thom chats with Barbara Johnson, a influential school library media specialist, Maker, wife and mother of four—with a long list of interesting hobbies and diverse paying side jobs—about collecting, curating and sharing ideas in a digital world, building diverse school library collections, and preparing for and responding to book challenges. Don't miss this great conversation! Barbara's Bio: Barbara is a former Director of Technology & Technology Integration Specialist, and earned her MLIS in 2014. She is passionate about bringing innovative technology to my school learning community. Barbara organized the MakerMeetup for Maker Librarians to play, hack, and discuss library issues. In 2018 the MakerMeetup was the Connecticut Association of School Librarians' (CASL) Pre-Conference and had over 130 attendees. She also initiated Colchester's Annual Digital Learning Day, a community-wide event that allows students to become the teachers in an "edCamp" style evening. Last spring, 75 students facilitated 25 activities for over 600 participants. Barbara continuously advocates for school libraries as the Past President of CASL and a member of both the State of Connecticut Commission for Educational Technology and Digital/Media Literacy Advisory Council. She is the AASL Affiliate Representative for Connecticut and has presented at the last three AASL Conferences on innovative teaching practices and school libraries. List of resources, suggested materials, affiliated links, and social media: Connect w/ Barbara: Twitter Facebook Connect w/ Kristina Holzweiss: Twitter Facebook Connect w/ Melissa: Twitter Connect w/ Carrie: Twitter Resources Windows, Mirrors, and Sliding Glass Doors article by Dr. Rudine Sims Bishop Office for Intellectual Freedom Barbara's Johnson's interview with Connecticut Public Radio/WNPR regarding book challenges, “Connecticut Librarians Brace for ‘Tsunami of Book Challenges” Top 10 Most Challenged Books Lists Book Recommendations For Middle Grade Readers: Ban this Book: A Novel by Alan Gratz Property of the Rebel Librarian by Allison Varnes Attack of the Black Rectangles by Amy Sarig King For Young Adult Readers: Suggested Reading by Dave Connis
Nationally recognized and award-winning, Teacher Librarian, speaker, and host of the Joyful Learning Podcast, Melissa Thom shares an overview of the brand new Joyful Learning podcast. Topics of this inaugural episode include information about the guests and interviews featured in Season One, and an invitation to take part in the Joyful Learning Pod online community . * * * * Link to show notes: http://bit.ly/JLPshownotes * * * * Melissa's Bio and Social Media Melissa Thom, MA, (she/her) is a teacher librarian at Bristow Middle School in West Hartford, CT. She earned her bachelor's in elementary education from St. Cloud State University in Minnesota, a master's in elementary education from Northern Arizona University and a master's in educational psychology/gifted and talented from the University of Connecticut. She spent 12 years teaching grades four to six as a classroom teacher, and seven years ago she earned her library media specialist certification from the ARCLMS program. She is the President of the Connecticut Association of School Librarians (CASL), a member of the Teacher Advisory Board for Bookelicious, and was a 2019 AASL Social Media Superstar Reader Leader finalist. She has been honored by CASL for the Follett Creativity Award in 2018 and the Carlton W.H. Erickson Award in 2020. She was awarded the 2021 Outstanding Professional Award by the UCONN NEAG Alumni Board, and most recently was named a library journal mover and shaker. Her publications include an article in the School library journal about Makerspace and NGSS also know as the (next generation science standards), as well as an article in the October 2019 issue of School Library Connection entitled, Create a Culture of Reading. In addition, she has hosted multiple webinars for School Librarian Connection and EdWeb on topics such as Developing Inclusive Collections, Making the Most of Your Digital Collection, and Building a Culture of Reading. *Follow Melissa on Twitter (https://twitter.com/MsThomBookitis) and Instagram (https://www.instagram.com/msthombookitis)* *Follow Carrie on Twitter (https://twitter.com/lovealibrary) Book Recommendations Downs, A. F. (2022). Chase the fun: 100 days to discover fun right where you are. Revell, a division of Baker Publishing Group. Meinzer, K. (2019). So You Want to Start a Podcast: Finding Your Voice, Telling Your Story, and Building a Community That Will Listen. HarperCollins. Follow the Joyful Learning Podcast on Twitter (https://twitter.com/joyfullearnpod) and Instagram (https://www.instagram.com/joyfullearningpod/)
“When you’re looking for a job, you have to get used to things not working out – it’s a numbers game.” Marc Ettlinger is a linguist who is currently employed as a Linguistic Engineering Manager at Meta in California. He received a BA in Mechanical Engineering from Rutgers University and a PhD in Linguistics from UC Berkeley in 2008. Since then he's been employed in the public and private sector as a linguist specializing in data research and analysis for machine learning, NLP systems, and AI. Marc Ettlinger at LinkedIn Douglas Hofstadter, Gödel, Escher, Bach: an Eternal Golden Braid ARLIS, Applied Research Laboratory for Intelligence and Security (formerly CASL, Center for Advanced Study of Language) Topics covered: – Neuroscience – Engineering – Government – Job hopping – Research – Data science – Psychological journey to industry Download the transcript here (Word doc) or view it online here courtesy of Luca DinuThe post Episode #2: Marc Ettlinger first appeared on Linguistics Careercast.
To learn more and to order visit: https://nationalalliancebooks.com/collections/new-products/products/fundamentals-of-life-health-insuranceTom Faulconer, JD, CFP(r), CASL, ChFC, CPCU is a 1985 graduate of Butler University and a 1988 graduate of the Indiana University School of Law at Indianapolis. He began his career at Indiana Farm Bureau Insurance as Advanced Sales Counsel, was promoted to Manager of Agent Training, and Director of Agent Development, and was named Senior Vice President and Chief Marketing Officer in 2010. While at Indiana Farm Bureau Insurance, in addition to continuing his legal work and education, Tom earned several professional designations including the Certified Financial Planner®, Chartered Life Underwriter, Chartered Financial Consultant, Chartered Advisor for Senior Living, and the Chartered Property and Casualty Underwriter. He also earned Series 6, 7, 63 and 26 securities registrations, served as the Office of Supervisory Jurisdiction in Indiana for EquiTrust Marketing Services (Broker-dealer), and introduced variable products to the company's field force. His insurance training courses have been taken by hundreds of insurance professionals and he has presented numerous continuing education courses. Tom is currently a member of the faculty of Risk Management and Insurance at Butler University.
In this episode of Get It In Writing, Corinne Boudreau talks about the Canadian anti-spam rules (Canada's Anti-Spam Legislation) that apply to sending emails and other electronic messages as well as the EU rules (General Data Protection Regulation). Specifically, Corinne addresses: When CASL and GDPR rules apply to your email and electronic messages. What the three basic requirements are under CASL. How you can use the "implied consent" and "excluded messages" rules under CASL to boost your email list. If Entrepreneurship is a Journey, How Legally Prepared are you for the Trip? Take the Quiz - https://www.onlinelegalessentials.ca/entrepreneurship-journey-quiz Listen to Get It In Writing on Apple, Spotify or wherever you catch your favorite podcasts! For more please visit OnlineLegalEssentials.ca and connect with Corinne on Instagram at www.instagram.com/legalguidecorinne/ Get It In Writing is produced by Story Studio Network.
A federal court affirms the denial of Mark McAfee's request for rulemaking on interstate raw butter sales; Maryland's highest court will decide if NPDES discharge permits must control gaseous ammonia emissions; Pennsylvania suspends its 2% on-road biodiesel mandate; and, the Pennsylvania milk marketing board was petitioned to consider alternatives to the current Over-Order Premium. Hosted by Ethan Durand, Research Assistant—With Brook Duer, Staff Attorney—Produced & Written by Ethan Durand Penn State Center for Agricultural and Shale Law https://aglaw.psu.edu/ Follow us on Twitter: @AgShaleLaw Like us on Facebook: Penn State Center for Agricultural and Shale Law This material is based upon work supported by the National Agricultural Library, Agricultural Research Service, U.S. Department of Agriculture.
This week, on June 14, 2022, the US Supreme Court scheduled oral argument in a case out of Idaho called Sackett v. EPA for October 3, 2022. EPA prevented the Sacketts from completing construction of a residential home at an intended site on the property, claiming the Sacketts' property qualified as “navigable waters,” and fall within the legal definition of “Waters of the United States” as defined and regulated by EPA in the federal Clean Water Act.
This week on The Download: Spotify’s building a new brand safety tool, Google Podcast removed an episode under suspicious conditions, and Apple tells us how their podcast search works. It’s been a rollercoaster of a week for Acast news. Let’s start with the positive. This Monday Acast announced a global Audio Pride Parade, celebrating Pride month for the LGBTQIA+ community via a series of podcast live shows in major cities across the world. Senior Partner Manager Alexandria Fuller said: “It’s also one day where you feel safe to be yourself. With hate crimes against LGBTQIA+ people on the rise, we’re always wondering when it’s safe to hold hands. But there’s safety in numbers at Pride, and it’s really freeing.” Fuller’s heartfelt blog about the importance of celebrating queerness was undercut the next morning. Tuesday Acast announced a partnership with Spring to provide on-demand merch options for producers hosting on Acast, including Spring’s so-called Mint on Demand NFT service. According to Hot Pod, most of the 11 podcasts in the pilot program have elected to not use Mint on Demand. Also on Tuesday, multiple tweets were posted providing evidence Acast is data mining email addresses tucked in the RSS feeds of podcasts to send an advertisement email suggesting the podcaster would be better off switching to Acast. So far podcasters on Podbean, Captivate, Blubrry, and Transistor have reported being targeted by this aggressive marketing push. Transistor co-founder Justin Jackson has reported Acast to their email service provider, who Jackson reports have said this cold-calling approach is against their terms of service. Jackson - who previously worked for an email company - considers the Acast emails to be illegal under Canadian law and has filed a formal complaint under the government arm created to enforce Canada’s Anti Spam Law (also know as CASL). A spokesperson for Acast told Podnews the emails targeting podcast of competitor hosting services are “... part of our continuing marketing strategy, which we don’t currently plan to change.” At Sounds Profitable, our goals are to lift up and improve the entire industry. Based on the actions and response from Acast, we do not feel like they share those goals. Until Acast discontinues these practices, we will no longer be covering Acast in Sounds Profitable or The Download. --- This Wednesday Integral Ad Sciences announced a joint project with Spotify to develop a new third-party brand safety tool for podcast advertisers, with UM Worldwide signed on to be the first company in line to stress-test the project. From the press release: “The companies will embark on a rigorous analysis to help the industry understand the tools and resources necessary to effectively deliver brand safety in podcasting and digital audio writ large.” Given IAS already has these tools for both the web and apps, we can infer this announcement refers to a net-new production. An overwhelming majority of podcasting operates on RSS outside of Spotify’s control, so this product is exclusively a brand safety play for content Spotify sells ads to on their own platform. From the beginning of the press release: “Ultimately, the firms intend to create the industry's first third-party brand safety and suitability reporting tool to bring more transparency and confidence to podcast advertising.” And then, later on: “In the future, the results will be used to create a first-of-its-kind brand safety and suitability tool to aid in campaign planning, management, and reporting.” Spotify is no stranger to courting controversy when flirting with that safety, be it the actions of acerbic talent or the upcoming return of political ads. Brand safety is hot right now, but so is Spotify announcing things that don’t go live. Should we hold our breath? In keeping with Pride month-adjacent stories: Google has provided a cautionary tale in the unexpected consequences of using automated systems to filter inappropriate content. On Tuesday the tabletop roleplaying game actual play podcast RPG: Realms of Peril and Glory posted a screenshot of their newest episode showing an error on Google Podcasts indicating the content is unavailable for people under the age of 18. As Podnews covered in October of last year, this is not necessarily new. Google Podcasts, in an effort to remain in compliance with some laws in Europe and the UK addressing children accessing age-inappropriate content, began restricting certain podcasts from being visible to users with underaged accounts or users who weren’t logged into a Google account while attempting to access. This particular interest is noteworthy as the episode isn’t just blocked from users who aren’t logged in to Google Podcasts. As of Wednesday it was inaccessible to anyone on Google Podcasts. From the original tweet from RPG: “There is nothing adult in this episode. The only difference from our other episodes is the word Lesbian in the title.” RPG’s missing episode was the first of a Pride month-themed campaign titled Spooky Sword Lesbians. The description also mentions the indie tabletop roleplaying game Thirsty Sword Lesbians used to make the show. The game’s official description describes it as “a roleplaying game for telling queer stories with friends.” Evil Hat Productions, the game’s distributor, lists it as being appropriate for ages 13 and up. This unfortunate incident sparks memories of similar issues on YouTube, on which Google restricts videos from trending or getting traction in the recommendation algorithm if they’re deemed 18+. In recent years LGBTQIA+ content creators have widely reported basic words such as ‘trans’ or ‘gay’ are automatically flagged as adult, regardless of the video’s content. Regardless of Google’s inevitable response to this issue, it stands as a cautionary tale to all podcasting companies: automation technology is a wonderful tool but it is also prone to developing unintended biases based on its creators and training. Unintended consequences such as removing the first episode of a podcast about gay characters halfway through the month dedicated to commemorating the birth of the gay rights movement in the United States. Spotify’s gone shopping again. According to Tech Crunch’s Ingrid Lunden on Monday, Spotify is purchasing Sonantic, the company behind the AI speech synthesizing tech used to voice Val Kilmer’s character in Top Gun: Maverick. While AI voices are the new hotness in entertainment, including Disney’s partnership with Respeech to synthesize younger versions of Mark Hamill and James Earl Jones for The Mandalorian and Obi Wan, Spotify hints at more grounded visions for Sonantic’s tech. The blog post cited by Lunden hints at it being used across Spotify, not in one specific application of a synthetic voice. “One example that Spotify gives of how it might use the tech is to use AI voices to bring more audio-based recommendations and descriptions to users who are not looking at their screens — for example, for those driving cars or listening while doing other activities and not able to look at a screen.” It seems Spotify might be aiming at constructing their own version of Siri or Alexa moreso than dipping their toes into synthetic podcasters. At least, not yet. Once again, we bring you useful news directly from Apple. On Wednesday Apple posted a guide on the Apple Podcasts for Creators website simply titled “Search on Apple Podcasts.” While the information contained therein is more directly useful for podcast creators more so than the wider industry, it’s important to understand the nuts and bolts of how such basic things work. Especially when large companies like Apple voluntarily step up to the plate to be more transparent about systems usually kept locked in secrecy for fear of bad actors exploiting the transparency for gain. “The more listeners engage with your new shows and episodes, the higher they will rank for relevant search terms, so make sure to promote your shows and episodes on Apple Podcasts when they launch. Make sure your channel name, show titles, and episode titles are specific and unique so they may appear in relevant searches. Be distinctive and avoid using names that are too generic or too similar to existing shows. Avoid using emojis and repeated episode titles.” While aspects of these two paragraphs have been known from public statements by Apple employees - Apple’s frustrations with people putting repetitive things like episode numbers in titles has been a long-running affair - now they’re distilled into one official location where newer producers are likely to find concrete proof Apple hates emojis. That said, this might lead to changes in how podcast networks present themselves in future now that the industry has been made aware Channel names are a potential source of SEO in addition to individual podcast names. Place your bets on which network will be the first to work a punchy tagline into their Channel name. The Download is a production of Sounds Profitable. Today's episode was hosted by Shreya Sharma and Manuela Bedoya, and the script was written by Gavin Gaddis. Bryan Barletta and Evo Terra are the executive producers of The Download from Sounds Profitable. Evo Terra edited today's episode. Special thanks to our media host, Omny Studio.See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.
This week on The Download: Spotify's building a new brand safety tool, Google Podcast removed an episode under suspicious conditions, and Apple tells us how their podcast search works. It's been a rollercoaster of a week for Acast news. Let's start with the positive. This Monday Acast announced a global Audio Pride Parade, celebrating Pride month for the LGBTQIA+ community via a series of podcast live shows in major cities across the world. Senior Partner Manager Alexandria Fuller said: “It's also one day where you feel safe to be yourself. With hate crimes against LGBTQIA+ people on the rise, we're always wondering when it's safe to hold hands. But there's safety in numbers at Pride, and it's really freeing.” Fuller's heartfelt blog about the importance of celebrating queerness was undercut the next morning. Tuesday Acast announced a partnership with Spring to provide on-demand merch options for producers hosting on Acast, including Spring's so-called Mint on Demand NFT service. According to Hot Pod, most of the 11 podcasts in the pilot program have elected to not use Mint on Demand. Also on Tuesday, multiple tweets were posted providing evidence Acast is data mining email addresses tucked in the RSS feeds of podcasts to send an advertisement email suggesting the podcaster would be better off switching to Acast. So far podcasters on Podbean, Captivate, Blubrry, and Transistor have reported being targeted by this aggressive marketing push. Transistor co-founder Justin Jackson has reported Acast to their email service provider, who Jackson reports have said this cold-calling approach is against their terms of service. Jackson - who previously worked for an email company - considers the Acast emails to be illegal under Canadian law and has filed a formal complaint under the government arm created to enforce Canada's Anti Spam Law (also know as CASL). A spokesperson for Acast told Podnews the emails targeting podcast of competitor hosting services are “... part of our continuing marketing strategy, which we don't currently plan to change.” At Sounds Profitable, our goals are to lift up and improve the entire industry. Based on the actions and response from Acast, we do not feel like they share those goals. Until Acast discontinues these practices, we will no longer be covering Acast in Sounds Profitable or The Download. --- This Wednesday Integral Ad Sciences announced a joint project with Spotify to develop a new third-party brand safety tool for podcast advertisers, with UM Worldwide signed on to be the first company in line to stress-test the project. From the press release: “The companies will embark on a rigorous analysis to help the industry understand the tools and resources necessary to effectively deliver brand safety in podcasting and digital audio writ large.” Given IAS already has these tools for both the web and apps, we can infer this announcement refers to a net-new production. An overwhelming majority of podcasting operates on RSS outside of Spotify's control, so this product is exclusively a brand safety play for content Spotify sells ads to on their own platform. From the beginning of the press release: “Ultimately, the firms intend to create the industry's first third-party brand safety and suitability reporting tool to bring more transparency and confidence to podcast advertising.” And then, later on: “In the future, the results will be used to create a first-of-its-kind brand safety and suitability tool to aid in campaign planning, management, and reporting.” Spotify is no stranger to courting controversy when flirting with that safety, be it the actions of acerbic talent or the upcoming return of political ads. Brand safety is hot right now, but so is Spotify announcing things that don't go live. Should we hold our breath? In keeping with Pride month-adjacent stories: Google has provided a cautionary tale in the unexpected consequences of using automated systems to filter inappropriate content. On Tuesday the tabletop roleplaying game actual play podcast RPG: Realms of Peril and Glory posted a screenshot of their newest episode showing an error on Google Podcasts indicating the content is unavailable for people under the age of 18. As Podnews covered in October of last year, this is not necessarily new. Google Podcasts, in an effort to remain in compliance with some laws in Europe and the UK addressing children accessing age-inappropriate content, began restricting certain podcasts from being visible to users with underaged accounts or users who weren't logged into a Google account while attempting to access. This particular interest is noteworthy as the episode isn't just blocked from users who aren't logged in to Google Podcasts. As of Wednesday it was inaccessible to anyone on Google Podcasts. From the original tweet from RPG: “There is nothing adult in this episode. The only difference from our other episodes is the word Lesbian in the title.” RPG's missing episode was the first of a Pride month-themed campaign titled Spooky Sword Lesbians. The description also mentions the indie tabletop roleplaying game Thirsty Sword Lesbians used to make the show. The game's official description describes it as “a roleplaying game for telling queer stories with friends.” Evil Hat Productions, the game's distributor, lists it as being appropriate for ages 13 and up. This unfortunate incident sparks memories of similar issues on YouTube, on which Google restricts videos from trending or getting traction in the recommendation algorithm if they're deemed 18+. In recent years LGBTQIA+ content creators have widely reported basic words such as ‘trans' or ‘gay' are automatically flagged as adult, regardless of the video's content. Regardless of Google's inevitable response to this issue, it stands as a cautionary tale to all podcasting companies: automation technology is a wonderful tool but it is also prone to developing unintended biases based on its creators and training. Unintended consequences such as removing the first episode of a podcast about gay characters halfway through the month dedicated to commemorating the birth of the gay rights movement in the United States. Spotify's gone shopping again. According to Tech Crunch's Ingrid Lunden on Monday, Spotify is purchasing Sonantic, the company behind the AI speech synthesizing tech used to voice Val Kilmer's character in Top Gun: Maverick. While AI voices are the new hotness in entertainment, including Disney's partnership with Respeech to synthesize younger versions of Mark Hamill and James Earl Jones for The Mandalorian and Obi Wan, Spotify hints at more grounded visions for Sonantic's tech. The blog post cited by Lunden hints at it being used across Spotify, not in one specific application of a synthetic voice. “One example that Spotify gives of how it might use the tech is to use AI voices to bring more audio-based recommendations and descriptions to users who are not looking at their screens — for example, for those driving cars or listening while doing other activities and not able to look at a screen.” It seems Spotify might be aiming at constructing their own version of Siri or Alexa moreso than dipping their toes into synthetic podcasters. At least, not yet. Once again, we bring you useful news directly from Apple. On Wednesday Apple posted a guide on the Apple Podcasts for Creators website simply titled “Search on Apple Podcasts.” While the information contained therein is more directly useful for podcast creators more so than the wider industry, it's important to understand the nuts and bolts of how such basic things work. Especially when large companies like Apple voluntarily step up to the plate to be more transparent about systems usually kept locked in secrecy for fear of bad actors exploiting the transparency for gain. “The more listeners engage with your new shows and episodes, the higher they will rank for relevant search terms, so make sure to promote your shows and episodes on Apple Podcasts when they launch. Make sure your channel name, show titles, and episode titles are specific and unique so they may appear in relevant searches. Be distinctive and avoid using names that are too generic or too similar to existing shows. Avoid using emojis and repeated episode titles.” While aspects of these two paragraphs have been known from public statements by Apple employees - Apple's frustrations with people putting repetitive things like episode numbers in titles has been a long-running affair - now they're distilled into one official location where newer producers are likely to find concrete proof Apple hates emojis. That said, this might lead to changes in how podcast networks present themselves in future now that the industry has been made aware Channel names are a potential source of SEO in addition to individual podcast names. Place your bets on which network will be the first to work a punchy tagline into their Channel name. The Download is a production of Sounds Profitable. Today's episode was hosted by Shreya Sharma and Manuela Bedoya, and the script was written by Gavin Gaddis. Bryan Barletta and Evo Terra are the executive producers of The Download from Sounds Profitable. Evo Terra edited today's episode. Special thanks to our media host, Omny Studio. See omnystudio.com/listener for privacy information.
This week on The Download: Spotify’s building a new brand safety tool, Google Podcast removed an episode under suspicious conditions, and Apple tells us how their podcast search works. It’s been a rollercoaster of a week for Acast news. Let’s start with the positive. This Monday Acast announced a global Audio Pride Parade, celebrating Pride month for the LGBTQIA+ community via a series of podcast live shows in major cities across the world. Senior Partner Manager Alexandria Fuller said: “It’s also one day where you feel safe to be yourself. With hate crimes against LGBTQIA+ people on the rise, we’re always wondering when it’s safe to hold hands. But there’s safety in numbers at Pride, and it’s really freeing.” Fuller’s heartfelt blog about the importance of celebrating queerness was undercut the next morning. Tuesday Acast announced a partnership with Spring to provide on-demand merch options for producers hosting on Acast, including Spring’s so-called Mint on Demand NFT service. According to Hot Pod, most of the 11 podcasts in the pilot program have elected to not use Mint on Demand. Also on Tuesday, multiple tweets were posted providing evidence Acast is data mining email addresses tucked in the RSS feeds of podcasts to send an advertisement email suggesting the podcaster would be better off switching to Acast. So far podcasters on Podbean, Captivate, Blubrry, and Transistor have reported being targeted by this aggressive marketing push. Transistor co-founder Justin Jackson has reported Acast to their email service provider, who Jackson reports have said this cold-calling approach is against their terms of service. Jackson - who previously worked for an email company - considers the Acast emails to be illegal under Canadian law and has filed a formal complaint under the government arm created to enforce Canada’s Anti Spam Law (also know as CASL). A spokesperson for Acast told Podnews the emails targeting podcast of competitor hosting services are “... part of our continuing marketing strategy, which we don’t currently plan to change.” At Sounds Profitable, our goals are to lift up and improve the entire industry. Based on the actions and response from Acast, we do not feel like they share those goals. Until Acast discontinues these practices, we will no longer be covering Acast in Sounds Profitable or The Download. --- This Wednesday Integral Ad Sciences announced a joint project with Spotify to develop a new third-party brand safety tool for podcast advertisers, with UM Worldwide signed on to be the first company in line to stress-test the project. From the press release: “The companies will embark on a rigorous analysis to help the industry understand the tools and resources necessary to effectively deliver brand safety in podcasting and digital audio writ large.” Given IAS already has these tools for both the web and apps, we can infer this announcement refers to a net-new production. An overwhelming majority of podcasting operates on RSS outside of Spotify’s control, so this product is exclusively a brand safety play for content Spotify sells ads to on their own platform. From the beginning of the press release: “Ultimately, the firms intend to create the industry's first third-party brand safety and suitability reporting tool to bring more transparency and confidence to podcast advertising.” And then, later on: “In the future, the results will be used to create a first-of-its-kind brand safety and suitability tool to aid in campaign planning, management, and reporting.” Spotify is no stranger to courting controversy when flirting with that safety, be it the actions of acerbic talent or the upcoming return of political ads. Brand safety is hot right now, but so is Spotify announcing things that don’t go live. Should we hold our breath? In keeping with Pride month-adjacent stories: Google has provided a cautionary tale in the unexpected consequences of using automated systems to filter inappropriate content. On Tuesday the tabletop roleplaying game actual play podcast RPG: Realms of Peril and Glory posted a screenshot of their newest episode showing an error on Google Podcasts indicating the content is unavailable for people under the age of 18. As Podnews covered in October of last year, this is not necessarily new. Google Podcasts, in an effort to remain in compliance with some laws in Europe and the UK addressing children accessing age-inappropriate content, began restricting certain podcasts from being visible to users with underaged accounts or users who weren’t logged into a Google account while attempting to access. This particular interest is noteworthy as the episode isn’t just blocked from users who aren’t logged in to Google Podcasts. As of Wednesday it was inaccessible to anyone on Google Podcasts. From the original tweet from RPG: “There is nothing adult in this episode. The only difference from our other episodes is the word Lesbian in the title.” RPG’s missing episode was the first of a Pride month-themed campaign titled Spooky Sword Lesbians. The description also mentions the indie tabletop roleplaying game Thirsty Sword Lesbians used to make the show. The game’s official description describes it as “a roleplaying game for telling queer stories with friends.” Evil Hat Productions, the game’s distributor, lists it as being appropriate for ages 13 and up. This unfortunate incident sparks memories of similar issues on YouTube, on which Google restricts videos from trending or getting traction in the recommendation algorithm if they’re deemed 18+. In recent years LGBTQIA+ content creators have widely reported basic words such as ‘trans’ or ‘gay’ are automatically flagged as adult, regardless of the video’s content. Regardless of Google’s inevitable response to this issue, it stands as a cautionary tale to all podcasting companies: automation technology is a wonderful tool but it is also prone to developing unintended biases based on its creators and training. Unintended consequences such as removing the first episode of a podcast about gay characters halfway through the month dedicated to commemorating the birth of the gay rights movement in the United States. Spotify’s gone shopping again. According to Tech Crunch’s Ingrid Lunden on Monday, Spotify is purchasing Sonantic, the company behind the AI speech synthesizing tech used to voice Val Kilmer’s character in Top Gun: Maverick. While AI voices are the new hotness in entertainment, including Disney’s partnership with Respeech to synthesize younger versions of Mark Hamill and James Earl Jones for The Mandalorian and Obi Wan, Spotify hints at more grounded visions for Sonantic’s tech. The blog post cited by Lunden hints at it being used across Spotify, not in one specific application of a synthetic voice. “One example that Spotify gives of how it might use the tech is to use AI voices to bring more audio-based recommendations and descriptions to users who are not looking at their screens — for example, for those driving cars or listening while doing other activities and not able to look at a screen.” It seems Spotify might be aiming at constructing their own version of Siri or Alexa moreso than dipping their toes into synthetic podcasters. At least, not yet. Once again, we bring you useful news directly from Apple. On Wednesday Apple posted a guide on the Apple Podcasts for Creators website simply titled “Search on Apple Podcasts.” While the information contained therein is more directly useful for podcast creators more so than the wider industry, it’s important to understand the nuts and bolts of how such basic things work. Especially when large companies like Apple voluntarily step up to the plate to be more transparent about systems usually kept locked in secrecy for fear of bad actors exploiting the transparency for gain. “The more listeners engage with your new shows and episodes, the higher they will rank for relevant search terms, so make sure to promote your shows and episodes on Apple Podcasts when they launch. Make sure your channel name, show titles, and episode titles are specific and unique so they may appear in relevant searches. Be distinctive and avoid using names that are too generic or too similar to existing shows. Avoid using emojis and repeated episode titles.” While aspects of these two paragraphs have been known from public statements by Apple employees - Apple’s frustrations with people putting repetitive things like episode numbers in titles has been a long-running affair - now they’re distilled into one official location where newer producers are likely to find concrete proof Apple hates emojis. That said, this might lead to changes in how podcast networks present themselves in future now that the industry has been made aware Channel names are a potential source of SEO in addition to individual podcast names. Place your bets on which network will be the first to work a punchy tagline into their Channel name. The Download is a production of Sounds Profitable. Today's episode was hosted by Shreya Sharma and Manuela Bedoya, and the script was written by Gavin Gaddis. Bryan Barletta and Evo Terra are the executive producers of The Download from Sounds Profitable. Evo Terra edited today's episode. Special thanks to our media host, Omny Studio.See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.
Ryan Sheckler discusses growing up in Southern California, starting to skate at age 2, coming up in the CASL contests, skating for World Industries, turning pro at 13 for Almost Skateboards, why he decided to quit doing his MTV show Life Of Ryan, winning Thrasher's Bust Or Bail contest, the El Toro backside flip, leaving Almost for Plan B Skateboards, skating the freeway overpass from the "You Good" video, 25 years with Etnies Footwear, breaking both ankles & crushing his L1 Vertebra during ETN's "Face Melters”, why he decided to leave Plan B, going to treatment for alcohol addiction & now being sober, starting his new company Sandlot Times, filming for his new Red Bull part and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices
Dave Swift discusses growing up in Southern California, skating in CASL contests in the early 80's, getting sponsored by Schmidt Stix, shot first photo in 1983 at Great Desert Ramp Battle, started working at Transworld in 1989 as a writer, asking Grant Brittain to borrow an old camera to start shooting photo's again, getting his first photo printed in Transworld, shooting with Tom Penny when he first came to the states, the stories behind some of Heath Kirchart's iconic photo's & covers, switching from film to digital, Transworld magazine being over 400 pages, leaving Transworld to start The Skateboard Mag, how selling The Skateboard Mag to The Berrics came about and much more! Learn more about your ad choices. Visit megaphone.fm/adchoices
AXA, Life with inSight: Life Insurance Sales Podcast Series for Financial Professionals
Behavioral finance studies why people make certain financial choices and how those choices can affect markets. Listen to this overview from expert Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC, RHU, REBC, CASL. Use this tactic to enhance your sales approach and grow your practice. GE-4117549.1 (1/22) (Exp.1/24) Guest: Michael Kitces
In this episode, Wilyhobbit goes it alone. He is joined by Carlos, proprietor of casl Entertainment. Check out his patreon here. Purchase some of his modules here.
Resident compliance expert, Keith Nyberg, starts off 2022 with a bang talking about all things compliance. Join Kristin and Kristin to learn what compliance means for MOPs, best practices for managing the various components, and how you can support your org. If you're short on time, start at 23:55 to get a quick rundown of the three things you need to know. Deep Dive into Managing Privacy Compliance in MarketoHave a buzzword you want to break down with Kristin and Kristin? We'd love to hear from you. Pitch us your idea.
While June is annuity awareness month, this week's conversation goes beyond just annuities to encapsulate many other retirement-related components. In this episode, economist, author, and retirement expert Tom Hegna joins Jack Martin to break down valuable retirement considerations. Covering everything from retirement income and taxes to life insurance, healthcare, and more, Tom shares his best … Continue reading 20. Retirement-Related Considerations from Retirement Expert Tom Hegna, CLU, ChFC, CASL →
Interview with Michael Kitces — Niches, fees, brands and RIA valuations — 0:50-41:30Niche practices — what's behind their rise and salience.Why the old niches are less unique.Subscription fees vs. AUM fees — how they work together, where the industry is heading, and why.What limits the AUM model.Financial advisers' changing views on Bitcoin and crypto.Moving out of the day-to-day advising, and brand-building in the advisory space.Why RIAs deserve the valuations they're getting in the merger market.Interview with Ben Harrison — 42:10 Pershing's realignment and the convergence of different wealth markets.Impact on RIAs.Competitive pressure vs. changing market.The INSITE Conference: virtual vs. hybrid vs. in-person.Support for clients — is it time to go back to the office?The future of custody in a Big Three world.Changes in custodial fee arrangements?This episode sponsored by:Broadridge is a global fintech leader whose infrastructure powers investing, corporate governance & communications. Visit Broadridge.comFor more on retirement planning and strategies for 2021 tune in to Retirement 2021 and beyond webcast OnDemand.Guest BiosMichael E. Kitces, MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL, is head of planning strategy for Buckingham Wealth Partners, a private wealth management firm in St. Louis, Missouri, that oversees approximately $50 billion of client assets. In addition, he is the co-founder of the XY Planning Network, AdvicePay, fpPathfinder, and New Planner Recruiting, former practitioner editor of the Journal of Financial Planning and the publisher of the e-newsletter The Kitces Report and the popular financial planning industry blog Nerd's Eye View through his website www.Kitces.com, dedicated to advancing knowledge in financial planning.Ben Harrison is a managing director and member of the Executive Committee for Pershing. He is co-head of our wealth solutions segment, which serves wealth-oriented broker-dealers, registered investment advisors and trust companies, and the evolving and converging needs of these clients. Prior to this role, Ben led our RIA custody business and before that, both business development and relationship management for the advisory marketplace.
Joshua Sheats, MSFS, CLU, ChFC, CASL, RHU, REBC, CAP is a leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal … Continue reading →